So Money with Farnoosh Torabi

Jannese is a nationally-acclaimed Latina Money Expert, Educator, Speaker, Writer and Business/Wealth Coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog,<strong> </strong><a href="http://delishdlites.com/"><strong>Delish D’Lites</strong></a>. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and building generational wealth through her personal finance podcast, “<a href="http://yoquierodineropodcast.com/"><strong>Yo Quiero Dinero</strong></a>.” The podcast has been featured by BuzzFeed, Business Insider, NextAdvisor (Time), Grow Magazine (CNBC), Bankrate and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Entrepreneur and writer Rachel Sklar joins the podcast to share the behind-the-scenes of selling her company The <a href="https://www.theli.st/">Li.st</a>, a global community of high impact women in media, technology & entrepreneurship, why being a single parent has proven to be her greatest joy in life and Rachel's experience buying and selling bitcoin.</p><p>Learn more about Rachel and her work at <a href="http://www.rachelsklar.com/">RachelSklar.com.</a> You can follow her on <a href="http://www.twitter.com/rachelsklar">Twitter</a> and IG @<a href="http://www.instagram.com/rachelsklar">rachelsklar</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Listeners ask about how to best afford moving to a more expensive city, splitting rent when you earn less than your partner and how to get more comfortable with spending. Guest co-host is Brittney Castro, CFP and Founder of <a href="https://www.financiallywiseinc.com/">Financially Wise Inc.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Though nearly half of working women in the United States are now their household's main breadwinner, most women still aren't raised to think like breadwinners. Financial expert<strong> Jennifer Barrett</strong> wants to change that. In her new book<strong> </strong><a href="http://www.thinklikeabreadwinner.com"><strong>THINK LIKE A BREADWINNER </strong></a>Barrett aims to break barriers down and help close the gender gaps—in wages, wealth and leadership—for good.</p><p>More about Jennifer: She is the Chief Education Officer at Acorns, a financial wellness app with more than 8 million users, and the founding editor of its popular money site, Grow.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>At a time when we are more physically distant than ever before—how can we reverse the growing trends of disconnection to forge meaningful connections in business and in life? Guest Susan McPherson is the author of THE LOST ART OF CONNECTING: The Gather, Ask, Do Method for Building Meaningful Business Relationships.</p><p>In the book Susan argues that we need to foster value-based connections by going back to basics. Technology she says, is a tool, not a means to an end. To forge lasting relationships, we need to reconnect with people as human beings—especially right now. Making a genuine connection sparks learning, knowledge sharing, reduces burnout, spurs innovation, and creates a sense of purpose and well-being. The book offers a practical three-step framework to harness our shared humanity and shape our interactions daily—whether on Zoom or in real life.</p><p>More about Susan: She has a lifetime of experience building genuine connections in and out of work. She is the founder and CEO of McPherson Strategies, a communications consultancy focused on the intersection of brands and social impact. She has contributed to the Harvard Business Review, Fast Company, and Forbes. She has appeared on NPR, CNN, USA Today, The New Yorker, New York Magazine and the Los Angeles Times. Susan is a Vital Voices global corporate ambassador and has received numerous accolades for her voice on social media platforms from Fortune Magazine, Fast Company and Elle Magazine. She resides in Brooklyn.</p><p>Visit <a href="http://www.thelostartofconnecting.com">www.thelostartofconnecting.com</a> to learn more about Susan and her book.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh answers listeners questions related to paying off student loans and whether it's OK to invest at the same time, what to do with a $10,000 cash bonus from work, maybe invest in crypto? And what's wise: buying or leasing a car? Farnoosh weighs in. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Tiffany Aliche, aka The Budgetnista, is back on So Money, sharing insights from her new #1 bestselling book <em>Get Good with Money: 10 Simple Steps to Becoming Financially Whole. </em> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Charlie Grosso is the founder of Hello Future, a nonprofit organization that bridges the education gap for adolescent refugees. The organization teaches the essential skills needed to become entrepreneurs and community leaders, starting with digital literacy and basic digital skills and later, storytelling, media literacy, critical thinking, problem-solving and financial literacy.</p><p>More about Charlie: She is Chinese-American and has 20 years of experience as an entrepreneur, having founded her first business at the age of 20. On the show, she describes the challenges of navigating her personal pursuits with her family's cultural expectations for her future, as well as how she's been able to stitch together so many wonderful and different career paths from being a photographer to documentarian to now, running an education non-profit.</p><p>Learn more at <a href="https://www.hellofuture.io/">www.hellofuture.io</a> and <a href="http://www.charliegrosso.com/">charliegrosso.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Happy Monday! Delivering a special BONUS episode, in partnership with Fannie Mae, providing timely advice and support for struggling homeowners and renters impacted financially by COVID-19. The pandemic has hurt so many millions of Americans from being able to pay their bills, including their housing payments. It’s been especially challenging for people of color who have been disproportionately impacted economically.</p><p>Joining to provide some solutions is Danielle McCoy, Vice President and Fair Lending Officer at Fannie Mae. She and Farnoosh discuss Fannie Mae's #HeretoHelp education effort, the ins and outs of forbearance, and why it might be a real option for homeowners right now. They also tackle some of the myths surrounding forbearance and how it impacts one's credit. Also: important advice for renters that may need some financial assistance right now, how to know if you can qualify for free financial counseling and the best ways to negotiate with your landlord.</p><p>To learn more about the strategies discussed, please visit KnowYourOptions.com.</p><p><em>Please note, since the recording of this podcast the Centers for Disease Control and Prevention extended its temporary halt in residential evictions order through June 30, 2021.</em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We cover a lot of ground on Ask Farnoosh, answering questions related to a strange 401(k) at work, the pros and cons to placing a smaller down payment on a home, using an inherited Roth IRA to pay for a home purchase and where to turn for free credit counseling. Plus, Farnoosh's thoughts on this year's Equal Pay Day and the latest reviewer to win a free 15-minute money session. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>By the end of 2020 roughly 3 out of every 10 small businesses that were open in New Jersey at the beginning of 2020 had closed. Today we're spotlighting a local bakery in Montclair, NJ (my town) for a behind-the-scenes look at how it managed to stay afloat in the pandemic.</p><p><strong>Rachel Wyman</strong> is the owner of the <a href="https://www.montclairbread.com/">Montclair Bread Company</a>, a bakery that specializes in artisan bread, classic pastries and specialty donuts. It is also a beloved community gathering hub. In our conversation, Rachel shares the tumult of the first few months of the pandemic, having to furlough a majority of her staff and quickly rethink her business plan. We touch on the importance of having multiple revenue streams and ways to build a loyal community of customers.</p><p>Rachel grew up in Maryland and as a child watched her grandmother make wedding cakes. After graduating from the University of Florida with a French degree, she studied baking and pastry at the Culinary Institute of America in Hyde Park, NY, where she discovered a passion for baking bread. She has worked for Bread Alone Bakery, Amy’s Bread, and the Ritz-Carlton and has developed bread recipes for Wegmans, Whole Foods, Target, and Starbucks. She is a mom of three children.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The pandemic drove many incoming freshman students to defer their first year of college and take an unexpected 'gap year.' But what if this became the norm? Guest Abby Falik is a social entrepreneur and founder of <a href="https://www.globalcitizenyear.org/">Global Citizen Year</a>, an organization that supports students between high school and college, helping them to approach higher ed with more intention and purpose. On the show Abby and Farnoosh discuss the benefits of slowing down the approach to college enrollment, how colleges and universities perceive the students that take a so-called "gap year" and why Abby thinks some colleges will be forced to close in the coming years.</p><p>More about Abby: She is the Founder & CEO of<a href="http://www.globalcitizenyear.org/"> Global Citizen Year</a>, an award-winning social entrepreneur, and an expert on the changing landscape of education. She is a frequent speaker and writer, and has been featured in prominent forums and news outlets including the Aspen Ideas Festival, the Fast Company Innovation Festival, <em>The New York Times</em>, <em>The Washington Post</em>, and NPR. </p><p>Learn more:</p><p><strong>Global Citizen Year</strong></p><ul><li>Website: <a href="www.globalcitizenyear.org">globalcitizenyear.org</a></li><li>Twitter: <a href="www.twitter.com/GlobalCitizenYr"><strong>@GlobalCitizenYr</strong></a></li><li>Facebook: <a href="http://www.facebook.com/globalcitizenyear/"><strong>facebook.com/globalcitizenyear</strong></a></li><li>Instagram: <a href="www.instagram.com/globalcitizenyr">instagram.com/globalcitizenyr</a></li></ul><p><br></p><p><strong>Abby Falik</strong></p><ul><li>Website: <a href="www.abbyfalik.com">abbyfalik.com </a></li><li>Twitter: <a href="www.twitter.com/abbyfalik"><strong>@abbyfalik </strong></a></li><li>Facebook: <a href="https://www.facebook.com/abby.falik"><strong>facebook.com/abby.falik</strong></a></li><li>LinkedIn: <a href="http://linkedin.com/in/abbyfalik/"><strong>linkedin.com/in/abbyfalik</strong></a></li></ul> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's Ask Farnoosh, listeners want to know if it's better for married couples to file taxes separately to claim the stimulus, how to retire by 42 and when to know if purchasing an investment property is really worth it? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today erased six figures worth of consumer debt and now runs a successful business, while teaching many on how to reclaim their financial health. Britni Ross is a Business & Financial Educator and Coach who focuses on helping you break your financial handcuffs so you can create a life and work you love.</p><p>From budgeting to wealth building, Britni teaches you how to take command of your money story. Over the last decade, she has paid off over $170,000 in personal debt and left her corporate job to test her skills at running a business.</p><p>Britni is a wife, mother, and multi-passionate entrepreneur who lives in Ohio where she continues working toward her goal of becoming financially independent. Beyond her coaching business, she also runs a successful e-commerce company with her husband from the comfort of their 13-acre countryside property.</p><p>Blog/Site: <a href="https://www.britniross.com/">https://www.britniross.com</a></p><p>Instagram - <a href="https://www.instagram.com/britniross">https://www.instagram.com/britniross</a></p><p>Free Resource for the Podcast Audience: <a href="https://www.britniross.com/somoney">https://www.britniross.com/somoney</a> (<em>custom offer will be live before our interview</em>)</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Lindsey Pollak is a New York Times bestselling author and career and workplace expert. Her newest book, <a href="https://lindseypollak.com/books/recalculating/"><strong><em>Recalculating: Navigate Your Career Through the Changing World of Work,</em></strong></a><strong><em> </em></strong>is a direct response to the COVID crisis, is an inspirational, practical, and forward-looking career playbook for recent grads, career changers, and transitioning professionals looking to thrive in today’s rapidly evolving workplace.</p><p><strong>More about Lindsey: </strong>Lindsey was named to the 2020 Thinkers50 Radar List, which honors the top global management thinkers whose work is shaping the future of how organizations are managed and led. Her advice and opinions have appeared in such media outlets as The TODAY Show, <em>The New York Times</em>, <em>The Wall Street Journal</em>, CNN and NPR. Lindsey is a graduate of Yale University. You can learn more about her work on her <a href="https://lindseypollak.com/">website</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh episode covers pros and cons to buying in today's hot real estate market, financial (and life) advice for your 30s and the lowdown on Health Savings Accounts. Guest is Adam Auriemma, Editor in Chief of <a href="http://www.NextAdvisor.com">NextAdvisor.com</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We cover it all today! From how businesses can (and should) be more inclusive, the fight for equal pay at work and how to create generational wealth. My guest is Daisy Auger-Dominguez, Chief People Officer at Vice Media Group. For over twenty years, Daisy has made it her mission to make workplaces more equitable and inclusive. A human capital executive and expert on diversity, equity and inclusion, Daisy inspires and equips global leaders and organizations to think inclusively, lead with purpose, embrace courage and shape the future of work. She's consulted mega-watt companies including Google and Disney.</p><p>In our conversation we discuss: today's blueprint for creating a more inclusive culture at work, how to teach empathy, Daisy's childhood, as a Dominican-Puerto Rican-New Yorker, of being "close to wealth" but not wealthy and how she's creating generational wealth for her daughter and siblings.</p><p>More about Daisy: Her TEDx talk <strong>Inclusion Revolution </strong>and upcoming book with Seal Press by the same title calls on everyone, from an individual contributor to a CEO, to take on the work of dismantling inequity in the workplace.</p><p>Learn more at https://www.daisyauger-dominguez.com.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>#BoycottAmazon has been trending on Twitter lately. Maybe you’ve seen the headlines about Amazon’s alleged unsustainable and <a href="https://www.vice.com/en/article/m7j7mb/amazon-delivery-drivers-are-overwhelmed-and-overworked-by-covid-19-surge">unfair working conditions</a> or grown concerned about the massive <a href="https://www.thelondoneconomic.com/news/jeff-bezos-could-give-all-amazon-workers-105000-and-still-be-as-rich-as-pre-covid/10/12/">wealth chasm</a> between the company’s founder and its 1.3 million employees. </p><p>Perhaps you’ve witnessed several mom and pop-owned businesses close their doors during the pandemic, while Amazon <a href="https://www.brookings.edu/blog/the-avenue/2020/12/22/amazon-and-walmart-have-raked-in-billions-in-additional-profits-during-the-pandemic-and-shared-almost-none-of-it-with-their-workers/">earned billions</a>. You may be embarrassed about the amount of money you spend at the retail behemoth. Or maybe you just want to better <a href="https://time.com/nextadvisor/in-the-news/speak-with-your-dollars/">support minority-owned businesses</a>.</p><p>Whatever the reason, you may be compelled to quit Amazon for good. Today’s episode interviews one New York City journalist and mom who’s given up her Amazon spending as best she can.</p><p><a href="https://www.juliescelfo.com/the-women-who-made-new-york/">Julie Scelfo</a> officially kicked her Amazon habit in 2019 for “a combination of reasons,” she told me. Between the excessive packaging that made recycling a “part-time job,” the financial toll on mom-and-pop stores, and the overtime delivery teams suffered around the holidays to get Amazon packages to doorsteps, Scelfo had witnessed enough. The site was once her go-to for everything from laundry detergent to books, baby gifts, and kid clothes, but she banned it altogether.</p><p>As an activist, this isn’t Scelfo’s first retail boycott. Several years ago, she gave up the Gap when she saw the clothing store monopolizing city street corners and edging out smaller shops. “I’ve always tried to spend my dollars in line with my values.” But, she admits, “it’s not so easy.”</p><p>Listen to find out more about Julie’s reasons for banning Amazon, how she’s finding alternative vendors and how others can follow in her footsteps.</p><p><a href="https://www.juliescelfo.com/the-women-who-made-new-york/">More about Julie: </a>She is a journalist, author and justice advocate who helps people discover the forces that help shape human thinking.</p><p>Recently, she gave a TED Talk about how humans make meaning and why being “media savvy” — having an understanding how media works — is essential for parsing today’s cluttered information environment.</p><p>Previously, Scelfo was a staff writer for <em>The New York Times</em>, where she wrote stories about how we live in contemporary American society that frequently ended up on the <em>Times</em>’s most-emailed list. Before joining the <em>Times </em>in 2007, Scelfo was a Correspondent at <em>Newsweek</em> where she covered breaking news, including the September 11, 2001 attack on the World Trade Center.</p><p>Scelfo is most popularly known as the author of <em>The Women Who Made New York</em> (Seal Press/Hachette, 2016), a collection of intersectional biographies that reveal how it was women — and not just men — who built one of the world’s greatest cities. Irin Carmon described the book as “both a public service and a pleasure;” Maria Popova of Brain Pickings deemed it “rigorously researched and elegantly written.”</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh answers listeners' questions about what to do after accidentally contributing to a Roth IRA when your incomer exceeded the limit, as well as whether it's wise to invest in stock "slices." Also: When does it make sense to pay for and lock in a mortgage rate and what is the best way to save for a child's future? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How can we use our intuition to drive smart decisions during a time of great uncertainty? New York Times-bestselling author Laura Day has spent nearly four decades helping individuals, organizations, and companies harness and develop their innate intuitive abilities to create profound change. Newsweek magazine calls her “The $10,000-a-Month Psychic,” adding “When business people need a crystal ball, they turn to consultant Laura Day, the ‘intuitionist.’”</p><p>We discuss: How to harness your intuition? What is intuition, actually? What are her predictions for the economy? How can our intuition help us achieve financial goals?</p><p>More about Laura Day: Her work has helped demystify intuition and bring it into the mainstream. In her workshops and presentations, she demonstrates the practical, verifiable, and sometimes astonishing uses of intuition in the fields of business, science, medicine, and personal growth. She is the author of six bestselling books including Practical Intuition and The Circle. She has appeared on numerous TV networks and programs, including CNN, Fox News, Good Morning America, The View, Extra, and The Oprah Winfrey Show. For more information, please visit: <a href="http://www.practicalintuition.com">www.practicalintuition.com</a></p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On today's episode: How to brag about your accomplishments without sounding pompous? How to get ahead at work with an effective "bragging" strategy?</p><p>Meredith Fineman is the author of <a href="https://www.brag-better.com/"><em>Brag Better</em></a><em>: Master the Art of Fearless Self-Promotion. </em>She is an entrepreneur, writer, and media expert with over a decade of experience training individuals to use public relations as a catalyst for positive career change. She is the founder and CEO of <a href="http://www.finepoint.co/">FinePoint</a>, a leadership and professional development company with a focus on visibility and voice. She speaks and trains a number of topics, and is best known for her speaking and training on women and bragging. She is also the creator and host of the second-hand and sustainable fashion podcast, <a href="https://www.ingpodcast.com/">It Never Gets Old.</a></p><p>To learn more about Meredith check out:</p><p><a href="http://www.brag-better.com/">www.brag-better.com</a></p><p><a href="http://www.meredithfineman.com/">www.meredithfineman.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Lots of real estate questions on So Money today. From figuring out whether it's a wise time to buy a home in seller's market and whether or not it's worth it to pay off a mortgage early, Farnoosh tackles listeners' biggest questions. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How do you feel about the idea of robots playing a bigger role in our financial lives? What does that even mean? I recently teamed up <a href="https://www.oracle.com/erp/ai-financials/money-and-machines/">cloud computing firm Oracle</a> to ask over 9,000 consumers and business leaders around the globe about their thoughts on the relationship between money and tech — specifically AI (artificial intelligence) and robots. What we discovered is that two in three people (67%) say they trust robots more than humans with their money. And 8 in 10 consumers think automated tools will replace personal financial advisors in the coming years. </p><p>Joining me today to discuss all of this for this special bonus podcast brought to us by Oracle, is Kimberly Ellison-Taylor, who has a diverse background in finance and technology; she is currently an executive director at Oracle and previous to Oracle she held positions at NASA’s Goddard Space Flight Center and Motorola.</p><p>She and I discuss the benefits of leveraging technology in our financial lives and what this trend means for advisors. Kimberly also shares personal stories of her upbringing and what drove her to the field of tech and science.</p><p>To learn more about the survey visit <a href="https://www.oracle.com/erp/ai-financials/money-and-machines/">www.oracle.com/moneyandmachines </a></p><p>More about Kimberly: She is a global technology and finance leader with over 29 years of career achievements. She is a sought-after keynote speaker and has received many awards and recognitions for her expertise and leadership, including Accounting Today's “Top 100 Most Influential People in Accounting” and CPA Practice Advisor's “25 Most Powerful Women in Accounting.”</p><p>For the last 16 years, Ellison-Taylor has served in global leadership roles for Oracle Corporation and also currently advises C-Suite executives on cloud solutions that innovate and transform business. She is also an adjunct professor for Carnegie Mellon University’s Chief Information Officer Certificate program, teaching courses in Emerging Technologies & Innovation. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The pandemic has spurred disruption and acceleration around the world. Our guest Candice Cook Simmons, Founder of the Cook Law Group, is navigating these times by disrupting her industry, and investing more in female-led start-ups. She discusses why investing in women makes great financial sense, how her law firm works with clients in a more collaborative and affordable way and the biggest mistakes founders make in launching their businesses that can lead to legal challenges.</p><p>More about Candice: She is Founder and Managing Member of The Cook Law Group and a Co-founder of Wrd Ventures, She has been featured in The New York Times as one of the top women attorneys in New York and selected as a “Rising Star” and “Super Lawyer.” Through Wrd Ventures—an early stage venture fund developed with Venmo Co-founder Iqram Magdon-Ismail—she invests in underrepresented founders. </p><p>A native of Atlanta, Candice Cook Simmons lives in Brooklyn with her husband and son.</p><p>You can learn more about Candice <a href="http://ca-coglobalinc.com/">here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Fintech is changing our lives, from Robo-advisers to mobile banking and Bitcoin. In his new book, <a href="https://danielpsimon.com/"><em>The Money Hackers,</em></a><em> </em>author Daniel Simon focuses on some of fintech’s most powerful disruptors - a ragtag collection of financial outsiders and savants - and uses their incredible stories to explain not just how the technology works, but how the Silicon Valley thinking behind the technology works...and the future of fintech. What more can we expect? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh shares her opposing thoughts on finance guru D*ve R*msey's comments on F*x N*ws regarding why a $600 or $1400 stimulus check is bad news for Americans. Also: How to research and negotiate your rates as a freelancer or contractor? Another listener asks: What if you don't have any financial goals right now? And, finally, do you really need life insurance? Really? Farnoosh also selects her iTunes reviewer of the week to receive a free 1:1 money session with her. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Prolific composer and artist Steven Wallace joins So Money to discuss the release of highly <a href="https://www.halkingthemovie.com/">anticipated film musical Hal King,</a> a hip hop/r&b style musical set in the jazz era of the late 1950's.</p><p>Steve shares his rich journey mastering the fields of music, performance and filmmaking. We discuss the challenges of being a person of color in a classically white industry, and the behind-the-scenes of how he funded his film.</p><p>More about Steve Wallace: He is a singer and composer from Chicago and most recently a composer with BMI’s Lehman Engel Workshop for composers and lyricists. His professional expertise incorporates a plethora of genres and styles from Soul, Hip Hop, Blues, and Classical. In the span of his career, Mr. Wallace has released 15 of his own albums independently as an artist,</p><p>produced, performed and written on over 100 albums with credits including Ledisi, Ghostface Killah of the Wu Tang Clan, De La Soul, and Eric Roberson, as well as gaining nods from the likes of Jay-Z, Jadakiss, Just Blaze and others for his fantastic and creative ideas.</p><p>As a composer, Steve Wallace has written a book of 15 art songs, 2 symphonies, 4 operas, 2 musicals and a variety of chamber works for various instruments. Mr. Wallace is also a very accomplished classical singer and has performed worldwide as a soloist, on tours, and as lead tenor roles in operas such as Carmen, La Boheme, and La Traviata with respected opera companies nationwide.</p><p><a href="https://youtu.be/SonQV1sZ0lI">Here's</a> where you can watch the trailer for Hal King. The film is currently streaming on Amazon, iTunes, YouTube and Google Play.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Stef Ziev is an executive coach and creator and host of the Permission to Choose podcast. She shares her strategies for helping clients overcome decision paralysis, overcome mental blocks and make choices aligned with their values.</p><p>More about Stef: She is a former TV Executive turned certified life and executive coach who appears as an expert on NBC’s Today show, as well as SiriusXM Satellite Radio on various channels.= Stef spent nearly two decades as an award-winning senior development executive in the entertainment industry. She worked for DreamWorks and The Oxygen Network where she developed and oversaw original movies and series for television, several of which won and were nominated for awards, including an Emmy. Stef’s goal with every client is to remind them they have the choice to live and lead with more joy and freedom which creates more impact with greater ease.</p><p>For more information, please visit:<a href="%20http://www.stefziev.com"> stefziev.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

As Farnoosh journeys further into her 40s, she shares her top pieces of financial advice to accomplish in the next decade. Plus, listeners ask: How to talk to parents about their finances if they're stubborn or too proud (but you know they're struggling), how to create a bridge between a current career and a future one, and how self-employed can best save for retirement. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If you're interested in building wealth through real estate investments, our guest Fee Gentry can help. She is an Austin-based real estate agent and "agent for change," focused on supporting female and Black investors navigate the real estate market successfully. She is on the Board of Directors at eXp World Holdings. We discuss: how buyers can negotiate in the competitive sellers' market, the risks that come with FHA loans and hot markets that are headed for more appreciation in the coming years.</p><p>More about Fee Gentry: Before immersing herself in the real estate world, Fee was as a serial entrepreneur. She earned her MBA and founded several businesses in the rehab, fitness, and sports training industries, including a post-rehab company working with athletes including those in the NFL, NBA, WNBA, MLB, NCAA, and the Olympics. She became a Realtor in 2004 with the mission to help her clients achieve what she believes to be a vastly important step in obtaining financial freedom: home ownership. Over the past 15 years, she has generated exciting opportunities for her clients and helped them accomplish their home ownership goals. Her personal website is <a href="https://feegentry.com/">here</a>. </p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today's podcast centers around ways business owners and individuals can lead with a greater commitment towards equity and inclusion, From more conscious day-to-day spending to making an impact - both inside and outside of work - guest Trudi Lebron, diversity, equity and inclusion coach, shares actionable steps we can aspire to to pursue.</p><p>More about <a href="https://www.trudilebron.com/home">Trudi Lebron</a>: She teaches individuals and institutions how to build successful, anti-racist businesses. In the past seven years, she has grown her company, Scriptflip!, into a multi-six figure machine for helping others maximize their social impact. Trudi is the host of the <a href="https://podcasts.apple.com/us/podcast/business-remixed/id1504728675"><em>Business Remixed Podcast</em></a>, has been featured in Forbes and was recognized as one of the <em>Hartford Business Journal</em> 40 Under 40 Leaders in 2016. She lives in Hartford with her two children.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this Friday's Ask Farnoosh, listeners want to know about whether or not to quit a job, how to handle a $40,000 signing bonus and how to teach kids of all ages about money. Plus, hear what Farnoosh thinks about the Robinhood app. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tax season is delayed this year. What will that mean for our taxes? Adam Auriemma, Editor-in-Chief of NextAdvisor, joins to share some important IRS updates. If you didn’t get a stimulus check, learn how to claim that money on your taxes.</p><p>More about Adam: He is the editor-in-chief of NextAdvisor, the personal finance channel of TIME. Before that, he was editor-in-chief of Money Magazine and a deputy bureau chief at The Wall Street Journal. Teams working under Adam’s leadership have received the Gerald Loeb Award for Business and Financial Journalism, a National Association of Black Journalists Digital Media Commentary Award, and an Emmy nomination for Best Cultural/Topical Documentary.</p><p>Subscribe to NextAdvisor's newsletter: <a href="https://time.com/nextadvisor/subscribe/">https://time.com/nextadvisor/subscribe/</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>At age 16, Tina Wells began what would become a multi-million dollar marketing firm, Buzz Marketing Group, that would claim Apple, The Oprah Winfrey Network, Johnson and Johnson and other top brands as clients. Today, at age 40, she is pursuing a new path that entails building a publishing empire focusing on tween girls. In our conversation, she discusses her business beginnings in high school to her recent - hard, but important - decision to pivot, as well as her business relationship with Target.</p><p>More about Tina Wells: She is the founder of RLVNT Media, a multimedia content venture serving entrepreneurs, tweens and culturists with authentic representation. Tina is also the author of seven books, including the best-selling tween fiction series <em>Mackenzie Blue</em>, its 2020 spinoff series, <em>The Zee Files</em>, and the marketing handbook, <em>Chasing Youth Culture and Getting It Right</em>.</p><p>Learn more at <a href="http://www.tinawells.com/">TinaWells.com.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s Ask Farnoosh focuses on a recent market event that’s taken Wall Street and the investing world by storm: the GameStop "Short Squeeze." The stock has soared an epic 1,700% recently since December, driven by smaller investors. Dr. Hans Boateng, <a href="https://www.theinvestingtutor.com/">The Investing Tutor</a>, helps Farnoosh break down this story, and provides his take on who's really to blame, what's at stake and why all of this matters to us. Follow Dr. Hans on Instagram @<a href="https://www.instagram.com/theinvestingtutor/?hl=en">TheInvestingTutor</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>It is "the most complex and emotionally fraught financial decision that many families will ever make," says my guest Ron Lieber about college. This high-stakes money move is a source of anxiety, stress and confusion. Too often, it leads us down the wrong path of over-borrowing for a school that under-delivers.</p><p>In his latest book, The Price You Pay for College, Ron help readers make the most financially and emotionally-intelligent decision possible in selecting a school. We'll discuss why the cost of college is SO high (over $300,000 for a private four-year college, on average), some secrets to paying for college (ever hear of merit aid?) and how to properly "value" the college experience, especially in the post-Covid world.</p><p>Ron's book is available at https://ronlieber.com/books/the-price-you-pay-for-college/</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Ladies Get Paid is not only a fast-growing community for women seeking career support and guidance, it is now a bestselling book. Co-founder and author Claire Wasserman joins to share some of her best advice for navigating your career in 2021, why promoting gender equality at work is not just the right thing to do, but a wise business decision, and how to successfully ask your boss for more money over Zoom.</p><p>More about the book: <em>Ladies Get Paid</em> follows the lives of real women who each face different professional challenges, from being a perfectionist to navigating office politics, to negotiating their salary. Woven throughout is actionable advice and tangible tools to equip and empower the reader to level up at work and bring other women with them. Learn more at https://www.ladiesgetpaid.com/book.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week's So Money mailbag includes questions related to quitting a day job to pursue a side hustle, saving up to buy a home and convincing reluctant parents to save and invest for retirement.</p><p>Joining as co-host is Philip Barker, an avid So Money listener. Philip began his career in advertising, and after some self-discovery, found himself wanting to help others. After graduating from Loyola University Chicago in May 2012, he began a career in clinical social work in a high school setting, specializing in adolescent behavior and substance use issues. In 2015, Phillip began his own psychotherapy practice and now sees clients privately and consults with organizations on clinical and social-emotional concerns, as well as advocating for diverse, inclusive workspaces. He is also a Certified Financial Social Worker, bridging his passions for personal finance and emotional well-being.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>There are many reasons for the existing racial wealth gap. The fact that most Black households don't invest does not help.</p><p>According to the Federal Reserve only 33.5% of Black households owned stocks in 2019, according to data released recently by the Federal Reserve. Among white households, the ownership rate is nearly 61%.</p><p>Guests Ernest Gains and Latoya Smith are expert investors and the founders of a Black-owned stock market and trading education company called <a href="https://theprofitroom.com/">The Profit Room</a>, which seeks to educate students on how to confidently invest in the market and build wealth.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Kimberly Seals Allers is a maternal and infant health advocate and tech founder. Her latest passion project is <a href="http://www.birthwithoutbias.com/">Irth </a>(as in Birth but we dropped the B for bias), a "Yelp-like" review and rating app that addresses racism and bias in maternity and infant care. </p><p>In her conversation with Farnoosh, she shares the inspiration of Irth, a well as her own personal pregnancy journey. Later, she speaks candidly about her challenging divorce and the surprising financial moves she made during that process. Kimberly offers key advice on how women of color can best navigate this recession and how all women can prepare for a divorce in this moment.</p><p>More about Kimberly: She is an award-winning journalist, five-time author, international speaker, strategist and advocate for maternal and infant health. A former senior editor at ESSENCE and writer at FORTUNE magazine, Kimberly is a leading voice on birth, breastfeeding and motherhood at the intersection of race, class and policy.</p><p>To learn more about Kimberly and her work, visit <a href="http://birthwithoutbias.com/">BirthWithoutBias.com</a> and <a href="http://kimberlysealsallers.com/">KimberlySealsAllers.com</a>. Follow her on social: <a href="https://www.instagram.com/theirthapp/?hl=en">@theirthapp</a> on Instagram.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On this week's Ask Farnoosh, questions from the So Money mailbag include: Should we sell our house or rent it out? How much is too much owning company stock? And what is some specific financial advice for Generation X, those who are in their 40s and 50s?</p><p>So Money also celebrates its 6th year anniversary today!</p><p>Joining to co-host this week is Aditi Shekar, Founder & CEO, <a href="https://www.askzeta.com/">Zeta</a>, a tool to help young couples master their money together. As her relationship with her boyfriend-turned-husband evolved over 15 years, she realized the need for tools designed specifically to help couples deal with and talk about their finances.</p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If you want to land your dream job this year or negotiate for a much bigger raise, this episode is a must-listen. Friend of the show Ramit Sethi, author of The New York Times bestselling book <a href="http://www.iwt.com/book"><em>I Will Teach You to Be Rich</em></a><em>, </em>joins Farnoosh to share real scripts, strategies and solutions for achieving career greatness, especially in these strange and challenging times. How to ace the job interview? How to ask for more money at your current job? How to leverage your soft skills to get high-paying jobs in finance and tech? Also, what are some smart ways to establish passive income streams?</p><p>More about Ramit: He has become a personal development expert to millions of readers in their twenties, thirties, and forties. He started his website, <a href="http://www.iwillteachyoutoberich.com">iwillteachyoutoberich.com</a>, as a Stanford undergraduate in 2004, and he now hosts over a million readers per month on his blog, newsletter, and social media. The IWT community includes over 1 million monthly readers, 300,000 newsletter subscribers, and 35,000 premium customers. You can learn more about Ramit's course, <em>Find Your Dream Job 2.0,</em> at <a href="http://iwt.com/podcastdj">iwt.com/podcastdj</a>. And follow him on <a href="http://twitter.com/ramit">Twitter</a> and <a href="http://instagram.com/ramit">Instagram</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Government subsidized child care. Super flexible work schedules. The current recession has been extra devastating for women workers and we need all the help we can get. Guests Amy Nelson and Samantha Ettus, co-hosts of the new podcast What's Her Story with Sam & Amy, join to discuss some potential solutions to support female professionals in today's economy, as well as their own personal journeys navigating work, life, money and motherhood in 2020 and now.</p><p><em>What’s Her Story with Sam & Amy</em> is a podcast for women from two renowned entrepreneurs, Samantha Ettus and Amy Nelson. Each episode features a woman at the top of her field sharing her story - the personal and professional - as she has never told it before. Guests include Abby Wambach, Glennon Doyle, Padmasree Warrior, Arianna Huffington and more! As one review shared: “Listening to What’s Her Story with Sam & Amy is like eavesdropping on smart women having a conversation.”</p><p>The podcast is powered by Sam’s company, <a href="http://www.parkplacepayments.com/">Park Place Payments</a>, and Amy’s company, <a href="http://www.theriveter.co/">The Riveter</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's Ask Farnoosh, is it smart to step in and help a partner who's buried in student loan help by offering to help him or her pay it off? What are some graduate-level programs worth paying to study? Can I invest in both a 401(k) and an IRA? Listeners send in the BEST questions and Farnoosh selects a winner for her weekly 15-minute money phone calls. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Financial author Erin Lowry joins Farnoosh to discuss the advice from her latest book <a href="https://www.amazon.com/Broke-Millennial-Talks-Money-Conversations/dp/0143133659"><em>Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations</em></a>, They discuss why we should normalize prenups, talking to our parents about their retirement plans, asking colleagues about their salaries and setting financial boundaries with friends that earn more (or less) than you. Plus: how to tell your friend you can't afford to be in her wedding. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>For the first fresh episode of 2021, Farnoosh sits down with the multi-talented Umbreen Bhatti, Director of The Athena Center for Leadership, Barnard College. Umbreen works with young women to build a better world. She has worked in top positions in media and law. Farnoosh and Umbreen spoke about her role at The Athena Center, how she is helping students become more money fluent. The conversation also shifted to financial sustainability, how to make conscious money moves and purchasing choices that can make an impact. And what are the benefits of slowing down your life?</p><p>More about Umbreen: She is the Constance Hess Williams ‘66 Director of the <a href="http://athenacenter.barnard.edu">Athena Center for Leadership</a> at Barnard College, where she works with <a href="http://athenacenter.barnard.edu/welcome">young women building a better world</a>. Previously, Umbreen led the innovation lab at KQED, the Bay Area’s NPR | PBS station. Umbreen also serves on the board of <a href="https://globalpress.co/">Global Press</a>, a news organization dedicated to reinventing the craft and business of international journalism by recruiting diverse populations of local women and training them to become professional, ethical journalists. She lives in New York. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

If you've chosen to spend your New Year day listening to So Money - you're on the right track! This episode is a replay of one of the most popular Ask Farnoosh recordings of 2020 - lessons on managing credit, spending a windfall and investing in real estate. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today's show reviews some of the best discussions related to money mindset in 2020. The way we think is so much of where our financial reactions and decisions arise. How to develop a healthier mindset to help you make better money choices? Conversations with Arian Simone, Morgan Housel and Leisa Peterson.</p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s episode shares moments from 2020’s Black Wealth Matters series, discussions about what it means to be Black in America and trying to achieve financial freedom. Hear excerpts from Farnoosh’s conversations with Talaat and Tai McNeely, Yemi Rose and Queen Latifah. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Not surprising, this Ask Farnoosh episode, which first aired earlier in 2020, became one of the top-downloaded episode of the year. Who doesn't want to learn how to make more money, right? The episode was also so much more -- with questions related to improving credit, investing and finding a financial planner, all things that were relevant then and now. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>