So Money with Farnoosh Torabi

<p>What's your money story? We're discussing "narrative intelligence," a powerful technique that can help us rewrite and reclaim our money stories and, in turn, our financial livelihoods. My guest is Christina Blacken, a public speaker, performer, and founder of <a href="https://www.thenewquo.com/">The New Quo</a>. The New Quo is a leadership development and equity consultancy, helping leaders create inclusive practices, habits, and goals through their narrative intelligence.</p><p><strong>More about Christina:</strong> She helps leaders identify the psychological impact of historical, cultural, and personal narratives on beliefs, bias, and behaviors to improve their bias recognition, as well as providing them with leadership tools to create more equitable communication, goal setting, decision making, and relationship building skills. She's applied this methodology to a variety of equity problems, from social media content moderation, to creating equity goals and practices for every area of a business, to helping companies create more inclusive language in their content and services. She's trained 8,809 leaders across 9 industries, and has been featured in Forbes, Business Insider, and Nasdaq.com among other outlets.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On today's show: What is imposter syndrome and why are more women led to believe they suffer from it? How does this prevent women and women of color to excel at work and build financial independence? Guest <strong>Ruchika Tulshyan</strong> is an award-winning inclusion strategist, former business journalist, and CEO of Candour, which works with organizations to create diverse teams and inclusive cultures. Her new book is <a href="https://www.amazon.com/Inclusion-Purpose-Intersectional-Approach-Belonging/dp/0262046555"><em>INCLUSION ON PURPOSE: An Intersectional Approach to Creating a Culture of Belonging at Work</em></a>. </p><p>The Harvard Business Review article, <a href="https://hbr.org/2021/02/stop-telling-women-they-have-imposter-syndrome">"Stop Telling Women They Have Imposter Syndrome" </a></p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Misha Esipov is the CEO and co-founder of <a href="http://www.novacredit.com">Nova Credit</a>, the mission-driven fintech company building a fair and inclusive financial system for the world. The consumer-permissioned credit bureau helps U.S. newcomers to use their international credit history to apply for credit cards, auto loans, rental properties and more with the Credit Passport™. Through this offering, the company has built partnerships in over 20 countries to gain real time access to over a billion credit profiles. Misha holds a B.S. in Mathematics and Finance from New York University and an M.B.A. from the Stanford Graduate School of Business.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From cryptocurrency to housing, the fear of missing out (FoMO) drives a great deal of our financial decisions. Guest Patrick McGinnis, the first to coin the term FoMO, shares the root causes of this fear, as well as the unfortunate costs of FoMO-led investing and spending. His book is called <a href="https://www.amazon.com/Fear-Missing-Out-Decision-Making-Overwhelming/dp/1492694940">Fear of Missing Out: Practical Decision-Making in an Overwhelming World.</a></p><p>More about Patrick: He is an international venture capitalist and host of the hit podcast FOMO Sapiens. Patrick coined the term FOMO (Fear of Missing Out), as well as the related term FOBO (Fear of a Better Option) in a 2004 article in the student newspaper of Harvard Business School. FOMO has since been added to the dictionary and FOBO has become an increasingly popular framework to describe choice paralysis. Patrick is also the author of international bestseller <a href="https://www.amazon.com/10-Entrepreneur-Startup-Without-Quitting/dp/1591848091/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1646601565&sr=1-1">The 10% Entrepreneur: Live Your Startup Dream Without Quitting Your Day Job.</a></p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this episode, guest Ashley Feinstein Gerstley, author of <a href="https://www.financialadultingbook.com/">Financial Adulting</a>, breaks down key steps to being a financially confident and conscious adult.</p><p>Ashley is a money coach, author of The 30-Day Money Cleanse, and the Founder of the Fiscal Femme, a money platform on a mission to end inequality through financial well-being.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If you're seeking to buy a home this spring, it's going to be another challenging market. With a severe inventory shortage, prospective buyers face continued pressure. Bidding wars will continue. How can buyers come out ahead? CNET's Alix Langone joins to share her insights and offer buyers some good news.</p><p>More of Farnoosh's related articles on CNET;</p><p>6 Reasons Home Prices Will Go Up: https://www.cnet.com/personal-finance/mortgages/6-reasons-why-home-prices-will-keep-going-up-and-what-buyers-can-do-about-it/</p><p>Co-Buying a Home With a Friend? https://www.cnet.com/personal-finance/mortgages/co-buying-a-home-with-a-friend-answer-these-5-questions-first/</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>A short, impromptu episode to address the Russia-Ukraine war and some of your related financial questions, as well as how we can support the people of Ukraine. We have experienced reporters covering this war from all angles at <a href="http://www.cnet.com">CNET</a>. </p><ul><li>Read CNET's Dan Avery's piece on the effects of the war on the global economy here; https://www.cnet.com/how-to/ukraine-russia-war-impact-on-gas-stocks-inflation-and-the-us-economy/</li><li>CNET's Katie Teague writes about how we can give in a meaningful way right now. https://www.cnet.com/how-to/ukraine-refugees-how-to-help-those-affected-by-the-russian-invasion/ </li></ul><p><br></p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh, questions about investing in a restaurant, paying down debt with the proceeds from a home sale and how to stay financially independent when your partner makes significantly more? Plus, Farnoosh shares insights from a hot new real estate trend.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Farnoosh speaks with Elaine Pofeldt, an independent journalist who specializes in small business and entrepreneurship, about her new book: <a href="https://www.amazon.com/Tiny-Business-Big-Money-Microbusiness/dp/1682686434/ref=sr_1_4?dchild=1&keywords=tiny+business&qid=1628859653&s=books&sr=1-4">Tiny Business, Big Money.</a> Pofeldt offers insights into the 60+ seven-figure businesses with small teams that are reinventing the small business landscape.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a></p><h2>Post navigation</h2> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Farnoosh speaks with Dr. Ellen Vora, psychiatrist and author of the book <a href="https://ellenvora.com/book/">The Anatomy of Anxiety: Understanding and Overcoming the Body's Fear Response</a> about the root of our anxieties, how they impact our financial wellness and her holistic approach to healing.</p><p>More about Dr. Vora: She received her B.A. from Yale University and attended Columbia University medical school. She's a board-certified psychiatrist, medical acupuncturist, and yoga teacher. Dr. Vora takes a functional medicine approach to mental health--considering the whole person and addressing imbalance at the root, rather than reflexively prescribing medication. In addition to her private practice and speaking engagements, Dr. Vora consults for healthcare startups.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week's Ask Farnoosh: A rundown of some of your biggest tax-related questions answered. Listeners also want to know how to save aggressively for a home downpayment, ways to save on health care costs and what to do when you make too much to invest in a Roth IRA?</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tamsen Fadal is a journalist and a champion for women in their prime. She anchors the primetime news for WPIX-TV in New York City. Her latest movement is called Unlock Your Bold where Tamsen champions men and women in their 50s and beyond, as they navigate work, money, health, relationships and more. Her new podcast <em>Coming Up Next</em> is a weekly show about where I talk with people about how to approach the next stage of your life boldly.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Liz Lidgett is an art advisor, writer and gallery owner. As Founder of Liz Lidgett Gallery and Design, she works with people to find the perfect piece of art for their style, space, and budget. Farnoosh and Liz discuss ways to spot worthwhile art "investments" on a budget, how to build a successful business as an emerging artist right now, NFTs and more.</p><p>Artists mentioned in our conversation: <strong>Betsy Enzensberger, Hunt Slonem, Damien Hirst and Elisa Sheehan</strong>. Learn more about them and many more artists at <a href="http://www.lizlidgett.com">www.lizlidgett.com</a>.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh, a frustrated listeners shares how employers and recruiters refuse to share salary information but insist you ask for what you want to make. How can you work around this and avoid being low-balled? Also: Should I use emergency savings to cover living expenses? How can couples (with kids) prioritize savings goals?</p><p>Got a question for our Friday episodes of Ask Farnoosh? Text 415-942-5002.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In her forthcoming book, <a href="https://www.amazon.com/First-Few-Only-Redefine-Corporate/dp/0063084716">The First, The Few, The Only: How Women of Color Can Redefine Power in Corporate America</a>, Deepa Purushothaman lays the groundwork for how other women of color can redefine success on their own terms. Farnoosh and Deepa discuss ways to push back against toxic messaging—including the things we tell ourselves and how to let go of the extra burdens and excess work WOC take on for companies in the name of culture building. Learn more about Deepa on her <a href="https://www.deepapuru.com">website</a>.</p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Bonnie Koo, MD, joins to discuss insights and advice from her new book, <a href="https://wealthymommd.com/book/"><em>Defining Wealth for Women</em></a>. She discusses why everything you’ve ever learned about money is probably wrong, the common misconceptions and limiting beliefs that many professional women have when it comes to money and alt ways to pursue the medical profession that can lead to greater financial security.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On this weeK's Ask Farnoosh, a listener who works for her sister shares how she is sorely underpaid compared to other employees. Is her sister taking advantage? How to deal? Also: A listener wants to know whether to go to law school or accept a job in finance.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Financial expert and author <a href="https://www.laurengreutman.com/podcast/">Lauren Greutman</a> returns to So Money after several years. She opens up about the struggles that led to her recent divorce and why it's motivated her to have more challenging conversations about money with her audience. She's the host of the new podcast Hard Money Talks which tackles topics such as financial abuse, spending addictions, financial infidelity, hidden addictions and mental health.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On the one-year anniversary of the Gamestop stock squeeze that took over market headlines, what are the key lessons everyday investors need to understand from that weird, erratic phenomenon in financial history? What does it reveal about the Wall Street's "game" and the true winners and losers? Are trading platforms like Robinhood helpful or harmful? And is this certain to happen again? Our guest is Spencer Jakab, award-winning financial journalist at the <em>Wall Street Journal</em>, former stock analyst, and author of <a href="https://www.amazon.com/Revolution-That-Wasnt-GameStop-Investors/dp/0593421159"><strong>The Revolution That Wasn’t: GameStop, Reddit, and the Fleecing of Small Investors. </strong></a></p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week Farnoosh answers audience questions related to the recent stock market decline and whether it is a buying opportunity for investors. Also: how best to save and invest for a grandchild's education from Kindergarten through college. And advice for a new couple struggling to pay down $25,000 in credit cards. Farnoosh picks a reviewer of the week. Read her latest CNET Money articles about <a href="https://www.cnet.com/personal-finance/crypto/curious-about-cryptocurrency-4-ways-to-start-investing-without-losing-your-shirt/">cryptocurrency</a> and <a href="https://www.cnet.com/personal-finance/generation-x-i-see-you-5-pieces-of-financial-advice-for-a-forgotten-generation/">Generation X.</a></p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p><p>Catch her weekly money videos on <a href="https://www.youtube.com/cnetmoney">YouTube.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>One of the most powerful ways to close wealth gaps, many agree, is through reparations. "A system of redress for egregious injustice," is how the <a href="https://www.brookings.edu/policy2020/bigideas/why-we-need-reparations-for-black-americans/">Bookings Institute </a>defines reparations. As allies and anti-racists, how can we support reparations through the various aspects of financial planning - investing, estate planning, taxes, and insurance? Guest Georgia Lee Hussey, founder of <a href="https://modernistfinancial.com/">Modernist Financial</a>, shares her advice and conversations she's having with clients around this important topic.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and adv</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Eve Rodsky, the <em>New York Times</em> bestselling and Reese’s Book Club pick author of <em>Fair Play, </em>visits So Money to discuss her latest title <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.penguinrandomhouse.com_books_658397_find-2Dyour-2Dunicorn-2Dspace-2Dby-2Deve-2Drodsky_&d=DwMF-g&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=KpDsCxwvY4i7H9Z3VLxaDznWqABOg4_tbxE3sRK9Y7Q&m=bkxBUtcjbBHN4PFp760XMzQdCED4t8kX-gV7034zJMQ&s=QihtjiK1TWoZMwSPFuS2e-5v1New-ZVMIxv-9QGo514&e="><strong>FIND YOUR UNICORN SPACE: RECLAIM YOUR CREATIVE LIFE IN A TOO-BUSY WORLD</strong></a><strong>. </strong>The book is a practical guide for reclaiming (or discovering for the first time) the talents, interests, skills, and curiosities lying dormant behind the too-busy grind of everyday life.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week's Ask Farnoosh: Thoughts on filing for bankruptcy? Should married couples file taxes jointly or separately? Am I saving too much for retirement? and more. Farnoosh picks a reviewer of the week to receive a free 15-minute money session.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Paco de Leon, founder of financial education company The Hell Yeah Group, shares advice from her upcoming book, Finance for the People: Get a Grip on Your Finances. The book addresses our gaps between financial intention and behavior, how money is a proxy for power and a special message for those who have been victims of inequality. Learn more about Paco and her work on her <a href="https://thehellyeahgroup.com/">website</a>.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Misasha Suzuki Graham and Sara Blanchard, the authors of the popular podcast Dear White Women have released a new book bearing the same title. It is, as they describe it "an anti-racism guide that challenges readers to encounter the hard questions about race (and racism) in order to push the needle of change in a positive direction."</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Happy Birthday to So Money! The podcast turns 7 years old today. Farnoosh answers listeners' questions about whether it's OK to only put down 10% towards the purchase of a home, how interest rates factor into a prospective homebuyer's plans, how to decide if it's OK to quit your job to become a stay-at-home parent and what to do with a 401(k) if you just quit and plan to go to school. Farnoosh picks a reviewer of the week. Be sure to follow Farnoosh's latest articles and videos at<a href="%20http://www.cnet.com/somoney"> www.cnet.com/somoney</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In the wake of The Great Resignation, what are the new ways employees can leverage this movement to ask for more money? Whether you're seeking a raise at your current company or looking to negotiate a new salary, guest Alex Carter joins to discuss insights from the paperback of her bestselling book <a href="https://www.simonandschuster.com/books/Ask-for-More/Alexandra-Carter/9781982130497"><em>Ask for More: Ten Questions to Negotiate Anything</em></a> — the first negotiation book solo-authored by a woman to make that list. We discuss macro issues like inflation and if/how that should be woven into your negotiation, how to drive home your value in a digital-only workplace where it may be more challenging to be recognized for your work and productivity and lots more workplace negotiating advice.</p><p>More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven years helping thousands of people negotiate better, build relationships and reach their goals. In 2019, Alex was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia University’s highest teaching honor.</p><p>For more, check out:</p><p><a href="https://www.youtube.com/watch?v=ct7mU2-Aqkk">Farnoosh's tips on how to ask for a raise </a>on CNET Money's YouTube page</p><p><a href="https://www.cnet.com/personal-finance/how-to-get-the-raise-you-deserve-during-the-great-resignation/">How to get the raise you deserve</a> by CNET's Pallavi Kenkare</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Joe Saul-Sehy, host of Stacking Benjamins podcast and co-author of Stacked: Your Super-Serious Guide to Modern Money Management, joins to discuss new ways to think about financial planning, his favorite money apps and more.</p><p>More about Joe: Destroying his credit immediately after leaving home, Joe had to learn about money the hard way—and much of it as he was telling other people how to manage their money, as a financial advisor. After 16 years in the industry he moved to financial media, creating Stacking Benjamins, one of the most listened to podcasts in the personal finance sphere. Kiplinger has called the show the “best personal finance podcast” and Fast Company has described it as striking a “great balance between fun and functional.” Joe lives in Texarkana with his spouse, Cheryl, and cat, Cooper, recording shows in his mom’s basement next door. To learn more about Joe and his book, <a href="https://joesaulsehy.com/stacked/">check out his website. </a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

The first Ask Farnoosh of 2022 covers a wide range of audience questions: Is it wise to transfer credit card debt to a private loan? How might cosigning a mortgage with a loved one (even if you're not the one paying the mortgage) impact your ability to qualify for your own home loan down the road? Do you need to be a CFP to become a financial journalist? Where is the best place to park savings these days? Farnoosh selects a reviewer of the week. To join her newsletter, <a href="https://www.cnet.com/feature/signup-so-money/">click here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

NYT Bestselling author and creator of Design Sponge, Grace Bonney, joins the show to talk about her new book <a href="https://bookshop.org/books/collective-wisdom-lessons-inspiration-and-advice-from-women-over-50/9781579659431">Collective Wisdom: Lessons, Inspiration, and Advice from Women Over 50</a>. From an Olympic athlete and a NASA team member to award-winning artists, activists, writers, and filmmakers, Bonney shares the key takeaways, insights and predictions these remarkable women have about our world. Got a question for Farnoosh? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Bestselling author Caroline Dooner joins with an important message as we enter a new year: Let's get some rest!</p><p>She is the author of the new book (coming Feb 22): <a href="https://carolinedooner.com/tired/"><em>Tired as F*ck: Burnout at the Hands of Diet, Self-Help, and Hustle Culture</em></a></p><p>Book summary: Offering a frank and funny critique of the cultural forces that are driving us mad, author <a href="https://carolinedooner.com/">Caroline Dooner</a> examines how treating ourselves like never ending self-improvement projects is a recipe for burnout. We have become unknowingly complicit in perpetuating our own exhaustion because we are treating ourselves like machines. But even phones need to f*cking recharge.</p><p>Caroline takes a good hard look at the dark side of self-help, and explains how she eventually used a radical period of rest to push back against cultural expectations and reclaim some peace. Tired As F*ck empowers us to say no to the things that exhaust us. It inspires us to carve out time to slow down, feel okay about doing less, and honor our humanity.</p><p>This is not a self-help book, it’s a cautionary tale. It’s an honest look at the dogma of wellness and spiritual self-improvement culture and revels in the healing power of rest and letting shit go.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on February 12, 2021.</p><p>As Farnoosh journeys further into her 40s, she shares her top pieces of financial advice to accomplish in the next decade. Plus, listeners ask: How to talk to parents about their finances if they're stubborn or too proud (but you know they're struggling), how to create a bridge between a current career and a future one, and how self-employed can best save for retirement.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on September 22, 2021.</p><p>Author and Duke University Professor Dorie Clark joins to share insights from her latest book, "The Long Game: How to Be a Long-Term Thinker in a Short-Term World." Clark talks about how to break out of the endless cycle and create the kind of interesting, meaningful lives we all seek, with unique principles and frameworks you can apply to your specific situation.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on April 14, 2021.</p><p>Jannese Torres-Rodriguez is a nationally-acclaimed Latina Money Expert, Educator, Speaker, Writer and Business/Wealth Coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog,<strong> </strong><a href="http://delishdlites.com/"><strong>Delish D’Lites</strong></a>. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing, and building generational wealth through her personal finance podcast, “<a href="http://yoquierodineropodcast.com/"><strong>Yo Quiero Dinero</strong></a>.” The podcast has been featured by BuzzFeed, Business Insider, NextAdvisor (Time), Grow Magazine (CNBC), Bankrate and more.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on November 5, 2021.</p><p>Georgia Lee Hussey, co-founder of <a href="https://modernistfinancial.com/">Modernist Financial</a> and certified financial planner walks us through our options when it comes to so-called impact investing. She answers listener questions about creating a sustainable portfolio, buying flood insurance and more.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode originally aired on April 28, 2021.</p><p>Guest Rachel Rodgers is the founder of <a href="http://www.helloseven.co/">HelloSeven</a> and author of the the highly anticipated book <a href="https://www.helloseven.co/live/">We Should All Be Millionaires</a>.</p><p>She teaches women how to make the kind of money that will give them the authority to make meaningful changes in their communities and close the opportunity gap that exists today. It’s not just about being wealthy, it’s about having a <em>mindset of wealth</em>.</p><p>More about Rachel: She is a business coach, mother, wife, intellectual property lawyer and CEO who says that according to the “State of Women-Owned Businesses” 2019 report, women own 51% of all businesses in the US but only bring in 4.2% of the revenue. For women of color, those numbers are even less.</p><p>Follow Rachel on Instagram @<a href="https://www.instagram.com/rachrodgersesq/">RachelRodgersESQ</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on November 8, 2021.</p><p>We’ve all heard the expression, Follow Your Passion, but how realistic is it? It’s not the be all, end all, to achieving fulfillment and success, says guest Terri Trespicio. In her new book <a href="https://territrespicio.com/unfollowyourpassion"><em>Unfollow Your Passion</em></a>, she shares the insights and tools for living a meaningful life on your own terms. In our conversation we discuss why pursuing “the one thing” and making bucket lists can set us up for failure and disappointment.</p><p>The book is based on Terri’s <a href="https://www.youtube.com/watch?v=6MBaFL7sCb8">famous TEDx talk </a>has more than <strong>seven million views. </strong>Pre-order <a href="https://territrespicio.com/unfollowyourpassion">Unfollow Your Passion</a> (released date: 12/21) and get early bird exclusives.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week, Farnoosh shares her top financial reflections from 2021 and answers listeners' questions about the best way to afford a large home renovation project, how to preserve your credit after you move abroad, and whether a partner's financial guidance is too much? Farnoosh picks a reviewer of the week! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Laurence Kotlikoff is a Professor of Economics at Boston University and author of the forthcoming book, <strong><em>MONEY MAGIC</em></strong><em>: </em><strong><em>An Economist’s Secrets to More Money, Less Risk, and a Better Life. </em></strong>We discuss the differences between an economist's approach to financial planning versus Wall Street's. Kotlikoff shares unconventional wisdom, such as the benefit of paying off your mortgage with your IRA in retirement, how some professions are better to pursue in terms of lifetime earnings (clue: it's not medicine) and why delaying retirement by just two years can enhance financial security.</p><p><strong>More about Laurence:</strong> He is Fellow of the American Academy of Arts and Sciences, Fellow of the Econometric Society, Research Associate of the National Bureau of Economic Research, President of Economic Security Planning, Inc., and Director of the Fiscal Analysis Center. Professor Kotlikoff has written 20 books and hundreds of professional articles and Op-Eds. He is a <em>New York Times</em> best-selling author and a frequent television and radio guest. His columns have appeared in <em>The New York Times</em>, <em>The Wall Street Journal</em>, <em>The Financial Times</em>, <em>The Boston Globe</em>, <em>Bloomberg</em>, <em>Forbes</em>, <em>Yahoo.com</em>, <em>Fortune</em>, and other major publications. In 2014, <em>The Economist</em> named him one of the world’s 25 most influential economists. Learn more about his work and find additional resources by visiting his website <a href="https://kotlikoff.net/books/">here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>CNET's European Correspondent Katie Collins joins to share key take-aways and insights from the recent United Nations climate summit, aka "COP26," held in Glasgow, Scotland.</p><p>The event, a gathering of world leaders and dignitaries, activists and corporate leaders, yielded a number of surprises, as the world works to adapt to a <a href="https://www.cnet.com/personal-finance/introducing-the-cost-of-climate-change/">climate-changing world.</a> What role did the U.S. play at the conference? Were the voices of the younger (mostly female) activists offered a platform? What was Amazon's Jeff Bezos doing there? How will oil and gas companies adapt to climate change? Katie breaks it all down.</p><p>More about Katie: <a href="https://www.cnet.com/profiles/katieecollins/">She is CNET's London-based news reporter.</a> She is passionate about innovation, great design, privacy issues and tech for good. Katie nerds out over maps and planes, both of which she uses to navigate her way around the world on epic adventures. In a previous life, she wrote for Reuters, Wired and Ars Technica. She loves CNET so much that she has worked for the site twice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week, listeners want to know: how much is too much in savings? How to best save for a child's future? What's better: a Roth or Traditional 401K? Check out Farnoosh's new YouTube show with CNET MONEY <a href="http://www.youtube.com/cnetmoney">www.youtube.com/cnetmoney</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We take a closer look at one of the most popular college savings vehicles - the 529 plan. Guest <a href="https://www.linkedin.com/in/patriciarobertssolutions/">Patricia Roberts</a>, author of <a href="https://www.amazon.com/dp/1735750603">Route 529: A Parent’s Guide to Saving for College and Career Training with 529 Plans</a>, shares her expertise. For 23. years, Patricia has helped tens of thousands of families plan and save for college...and avoid millions of dollars in student loan debt. She is also Chief Operating Officer at <a href="http://www.giftofcollege.com/">www.giftofcollege.com</a>.</p><p>Years prior, as a brand-new parent struggling to repay over $100,000 in student loan debt that she and her husband they accumulated (as first-generation college goers from low-income families), Patricia was absolutely determined to make sure her son would have a less financially stressful academic experience when he grew up. Having learned about 529 plans through her work, she began saving a little at a time from each paycheck as soon as she returned from maternity leave and 22 years later in June 2021, she proudly celebrated her son Ben’s debt-free from college (Clark University in Worcester, MA). </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Ed Coambs is an internationally recognized thought leader in financial therapy who has been cited by the Wall Street Journal, the Associated Press, Time, and CNBC. He leads couples through therapy from financial despair and frustration into financial intimacy and connection using the latest in love and brain science. He earned master's degrees in business, counseling and financial planning. He is a licensed marriage and family therapist, CFP and Certified Financial Therapist.. Learn more about Ed, his course and book, The Healthy Love and Money Way at <a href="http://www.healthyloveandmoney.com%20">www.healthyloveandmoney.com </a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week listeners want to know: how can a couple budget for the holidays when one person wants to put a lid on spending and the other person is offended by this? Where to park savings for a downpayment - savings or stocks? How to live it up in an expensive city and save at the same time? And how can a person with ADHD get a better handle on spending and budgeting? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Rodney A. Brooks, a veteran newspaper journalist, writes about retirement and personal finance issues, and racial, wealth and health disparities. His columns currently run in U.S. News & World Report<em> </em>and AARP’s Senior Planet<em>.</em> He has also written columns for The Washington Post and USA TODAY.</p><p>He is author of the book <a href="https://books.google.com/books/about/Fixing_the_Racial_Wealth_Gap.html?id=rbaMzgEACAAJ">Fixing the Racial Wealth Gap: Racism and Discrimination</a> have put us here, but this is how we can save future generations. He is co-author of <em>Retirement Planning Essentials: A Guide to Living Well Without Running out of Money</em>.</p><p>Brooks was Deputy Managing Editor/Personal Finance and retirement columnist for <a href="https://www.usnews.com/topics/author/rodney-brooks"><em>USA TODAY</em></a>, where coordinated all personal finance on all platforms for USA TODAY. He retired in 2015 after 30 years. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>At the intersection of science and faith, guest Emily Aarons helps entrepreneurs make quantum leaps in their careers and financial lives. She is a highly sought after intuitive healer for female empire builders.</p><p>She's the creator of the “Angels In Your Biz Oracle Card Deck” and “Aligned & Unstoppable Personal Journal”, and is the host of the top podcast “Aligned & Unstoppable”.</p><p>Emily most recently brought her healing business online in 2017 and has more than 10X’d her revenue to build a million dollar personal brand by 2021. For more visit <a href="http://www.Emilyaarons.com">www.Emilyaarons.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode originally aired on October 1, 2021.</p><p>In the speed round of Q&A, Farnoosh answers a broad range of listeners’ questions from real estate to budgeting and savings strategies for those living in NYC.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode originally aired on October 25, 2021.</p><p>Celeste Headlee is the author of SPEAKING OF RACE: <em>Why Everybody Needs to Talk About Racism—and How to Do It</em>, In our conversation we talk about the importance of connecting the dots between privilege and wealth, how to actually ask questions about race without sticking your foot in your mouth, the role of social media in furthering discussions about race. And celeste’s own challenges growing up as al light-skinned Black Jewish American, and having to defend this time and time again. Plus: I share some of my curiosities about my own race.</p><p>More about Celeste: She is a self-described “light-skinned Black Jew” who has had to defend or define her race since childhood. In her career, Headlee has made it a priority to talk about race proactively but what she discovered is that those exchanges have rarely been productive. While many people <em>say</em> they want to talk about race, the reality is, they want to talk about race with people who agree with them. Now, using science, research and lived experience SPEAKING OF RACE provides insight and advice for how to have meaningful and impactful conversations about this crucial subject. This is the book for people who have tried to debate and argue with friends and have gotten nowhere; those who have stopped talking to a neighbor or dreaded a holiday dinner; and anyone who wants to better understand race and effect meaningful change as a society. <a href="https://celesteheadlee.com/">Learn more here.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>(This episode originally aired on October 27, 2021)</p><p>If something in your life could be <em>made easy,</em> what would that be worth to you? Hard work is not always the best work. Yet we often opt for the harder routes in life because we assume they equate to more value, more meaning, more success. Susie Moore joins to discuss the insights and inspiration from her newest book <a href="https://letitbeeasybook.com/">Let It Be Easy</a>. The book revolutionizes the concept of stress, showing you how to uncomplicate your life by removing the pressure and worry we manufacture ourselves without even realizing it.</p><p>More about Susie: She is a former Silicon Valley executive turned celebrity life coach and advice columnist, and her work has been featured on the Today show, Good Morning America, Dr. Oz, Oprah, Business Insider, The Wall Street Journal, Forbes and Cosmopolitan. Born in England, she lives in Miami with her husband Heath and her Yorkshire terrier, Coconut. Find out more about her work at <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.susie-2Dmoore.com_&d=DwMFaQ&c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&r=I6frFVbjmwJngGVFxRf2DNWN05DtmfcLo78a1GEpl0Y&m=MDZ16wsPONNLPPTZGmMnQJg88Tb91IYfgcZLxFCig2o&s=TBvpzNLbllKacWITE860sZtbozwv5d30zAY1bhbfDlo&e=">www.Susie-Moore.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh responds to listeners' questions regarding whether or not to sell a home, how to settle with an ex-spouse over a home they share and how to be sure how much you can contribute to a Roth IRA? The So Money Page-a-Day calendar is going on super sale between now and Nov 30: Use the code CYBER2021 to get 30% off a purchase of $20 or more. Head to <a href="https://www.workman.com/products/so-money-page-a-day-calendar-2022/calendar">workman.com.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>