So Money with Farnoosh Torabi

Julien and Kiersten Saunders are the married couple behind <a href="https://richandregular.com/">Rich & Regular</a>, a podcast and blog in which they talk about sharing finances with your partner, raising kids to have a positive relationship with money, and creating generational wealth. Listen to learn how the couple initially broke up over Kiersten’s spending habits. The Saunders are changing the perception of financial independence to include more regular Black families like theirs. The Saunders are on this year's list of <a href="https://time.com/nextadvisor/nextup/list/">Next Up Honorees.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Social Security is one of the hottest financial search terms on the internet right now. </p><p>Interest in the topic spiked after recent news that current benefits would be adjusted significantly higher for a cost-of-living increase. And as the midterm elections approach, we're hearing again how some Republican politicians want to throw these federal benefits on the chopping block. Listeners weigh in with their biggest questions over Social Security's future and what it means for retirement. For more, check out <a href="https://www.cnet.com/personal-finance/the-truth-about-social-security-we-have-to-plan-for-the-unpredictable/">Farnoosh's latest Hot Mic column on CNET.</a></p><p>To join Farnoosh's <a href="https://www.cnet.com/so-money/">CNET So Money weekly newsletter</a>, click here. Receive a free PDF of So Money Secrets, a compilation of insights from top episodes.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Vanessa Menchaca-Wachtmeister is a 29-year old, Mexican-American, travel tech professional and creator of travel and personal finance blog <a href="https://wanderonwards.co/start-here">Wander Onwards</a>. Learn why she ditched the path to law school to pursue life abroad. She offers negotiation tips on how she doubled her salary after switching jobs. She has 10 revenue streams and big plans for a business supporting immigrants. Vanessa is a <a href="https://time.com/nextadvisor/nextup/list/">NextUp</a> honoree. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Dyana King is a <a href="https://time.com/nextadvisor/nextup/list/">NextUp Honoree</a>, a single mom of 2 and the creator of <a href="https://moneybossmama.mykajabi.com/workwithDyana">Money. Boss. Mama</a>. This “do-it-my-way” Money & Mindset Coach stumbled into the personal finance world after signing up for an auto loan that took one of her bi-weekly paychecks. After becoming debt-free on a moderate income she’s now on a mission to help other single moms maximize their 9-5 income to get out of debt and build their savings. Follow Dyana on <a href="%20https://www.instagram.com/moneybossmama">Instagram</a> and <a href="%20https://www.youtube.com/c/MoneyBossMama">YouTube</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On this week's Ask Farnoosh, a listener asks about timing her 401(k) rollover so that she avoids losses. Also, what's the best way to establish credit in college: open a credit card or get a student loan? A listener also wonders about the best ways to pay for a full-time caregiver for her baby. <strong>Farnoosh selects a reviewer of the week</strong>. To read her latest So Money <strong>Hot Mic </strong>column on student loans the racial wealth gap, <a href="https://www.cnet.com/personal-finance/student-debt-relief-and-the-racial-wealth-gap-we-need-to-do-more/"><strong>click here</strong></a><strong>.</strong></p><p>For Farnoosh's weekly email offering current financial insights and advice, <a href="https://www.cnet.com/so-money-newsletter/"><strong>sign up for free and receive a free gift</strong>:</a> So Money Secrets, a PDF of select interview highlights.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Jeremy Schneider is a <a href="https://time.com/nextadvisor/nextup/list/">NextUp</a> honoree and a successful entrepreneur. He began an internet company in college and sold it at the age of 34 for over $5M. He retired at 36, and began dedicating his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education. You can follow him on <a href="https://www.instagram.com/personalfinanceclub/">Instagram</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Ellie Diop is a <a href="https://time.com/nextadvisor/nextup/list/">NextUp Honoree</a>, representing one of the new, influential voices in personal finance.</p><p>After being laid off from her job, Ellie used her $1,200 stimulus check and years of experience in sales, marketing, and leadership to start the Ellievated Agency. In less than a year, she scaled the business to multiple 7-figures. Her mission is to educate women on how entrepreneurship and financial literacy can be used to create generational wealth. Ellie has been featured in various publications internationally, including Business Insider, Black Enterprise, Univision, Entrepreneur, The Sun, La Noticia, and more. You can find her on social media at @<a href="http://www.instagram.com/ellietalksmoney">ellietalksmoney</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Farnoosh is under the weather and her voice isn't so hot, so the episode is a replay today. BUT, she did manage to record a fresh intro and pick a reviewer of the week!</p><p>Check out the latest <a href="https://www.cnet.com/personal-finance/youre-not-a-loser-for-having-financial-fears/">Hot Mic on How to Befriend Your Financial Fears</a>.</p><p>In this episode: Audience questions related to baby delivery costs, how to afford maternity leave when you're self-employed, how to choose a 529 plan and how a 401(k) rollover works. Also: Should one family sell their home and move if they don't like the school district in their town?</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>A new generation of voices is talking about personal finance in a more relatable way. <a href="https://time.com/nextadvisor/nextup/list/">NextAdvisor has just unveiled its NextUp list of the top 25 new</a> thought leaders in personal finance who are<strong> </strong>centering stories and backgrounds that traditionally have been underrepresented. They come from groups that have had less access to financial information and resources. They are represent a more inclusive future for money. Editor-in-Chief Adam Auriemma joins with the behind-the-scenes. And over the next few weeks, we'll be featuring a member of the NextUp List. Stay tuned!</p><p>NextAdvisor is owned by the same parent company as CNET.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Learn how Jacent Wamala paid off more than $90K in student loans and credit card debt in three years. All this after getting divorced from her high school sweetheart and losing her father months later.</p><p>More about Jacent: She is a Licensed Marriage and Family Therapist turned Money Mindset Coach and the founder of Wealth & Wellness University. Millennial women of color hire Jacent for her expertise and been there, done that guidance and support to write the best financial chapters of their lives. They discover how to overcome debt, save, create additional income streams and achieve life-changing financial freedom.</p><p>Learn more about Jacent: <a href="https://wealthandwellnessuniversity.com">Website</a>, <a href="https://www.instagram.com/jacentsgems/">Instagram</a>, <a href="https://podcasts.apple.com/us/podcast/jacents-gems/id1490915960">Podcast</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On this week's Ask Farnoosh, listeners ask about credit card pay-off strategies and why, no matter how much savings they build, they feel financially insecure.</p><p>Join Farnoosh's weekly newsletter and receive a free gift: https://www.cnet.com/so-money/</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Learn how Bernadette Joy paid off a whopping $300,000 of debt in three years and grew her first $1 million of net worth in her thirties. She founded the <a href="https://www.crushyourmoneygoals.com/">Crush Your Money Goals® Academy</a> for those overlooked and underestimated by traditional financial services.</p><br><p><br></p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Tara Falcone, CFA, CFP®, is the Founder and CEO of Reason, a goal-based platform that helps people save and invest for specific goals in a more organized, intentional way. Tara grew up in a low income family, became mostly financially independent at age 14, and attended Yale on a full scholarship. After graduating in 2011, she began her finance career as a hedge fund analyst in New York City. It was there that her passion for investing was ignited, as was her desire to share that passion with others.</p><p>**Special Download Link for So Money listeners** <a href="https://reason.onelink.me/UehB/somoney">https://reason.onelink.me/UehB/somoney</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This Friday: Benefits of a financial adviser, managing savings ahead of buying a house, <a href="www.finaid.org">FAFSA</a> fun facts and a crazy but true strategy for affording a pricey prescription not covered by insurance.</p><p>More from Farnoosh:</p><p>Farnoosh's New Hot Mic column https://www.cnet.com/personal-finance/what-my-iranian-parents-taught-me-about-financial-autonomy-and-creating-luck/</p><p>Sign Up For the So Money Newsletter https://www.cnet.com/so-money/</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Do you run a successful creative business, but aren’t sure how to best manage your <em>own</em> finances?<strong> </strong> You’re hitting your earnings goals but don’t have much in personal savings? Guest Sarah Becker, creator of <a href="https://beckertalksmoney.com/">Becker Talks Money</a>, brings strategies and advice to the show. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Are you a service industry professional? Do you earn tips? Are you sick of living shift to shift and ready to take control of your money and your life? Guest Barbara Sloan is the author of <a href="https://www.amazon.com/Tipped-financial-waitresses-bartenders-professionals/dp/B0BBQDR4FS">Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals</a>. She offers strategies for workers who want to create a more sustainable career path in the service industry and create financial independence, despite fluctuating pay and a lack of benefits. To learn more about Barbara visit https://www.tippedfinance.com/ <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Listeners ask about proper asset allocation, the basics of annuities, the best budgeting resources and the pros and cons of home equity loans.</p><p>Read Farnoosh's latest Hot Mic column on <a href="https://www.cnet.com/personal-finance/investing/fire-hype-why-financial-independence-retire-early-isnt-for-everyone/">FIRE FOMO</a></p><p>Subscribe to her newsletter: https://www.cnet.com/so-money/</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

If you think you're bad with money, lack financial literacy or have money shame, the underpinning of your challenges may be that you have trauma with money or financial trauma. Guest Chantel Chapman is a co-founder of <a href="https://www.thetraumaofmoney.com/">The Trauma of Money</a>, a program that certifies professionals to learn how trauma impacts the mind, and, in turn, our relationships with money and financial wealth. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Central to his campaign promise, President Joe Biden announced a plan to cancel at least $10,000 in student loan debt for millions of borrowers, as well as $20,000 to Pell Grant recipients. The program is expected to mostly support working and middle class borrowers. About 75% of the benefit will go to households earning $88,000 or less per year, according to the <a href="https://budgetmodel.wharton.upenn.edu/issues/2022/8/26/biden-student-loan-forgiveness">Penn Wharton Budget Model analysis.</a> But how will it impact the country's racial wealth gap? Guest <a href="https://mcca.com/mcca-people/jean-lee/">Jean Lee is President and CEO of the Minority Corporate Counsel Association</a>, an advisor on DEI to C-suites across corporate America. As an immigrant woman of color with a background in social work and corporate law, the professional has always been personal for Lee. A fierce advocate for her individual and institutional clients, she now champions systems-level change to create greater opportunities for those who, like her, are building careers in defiance of the status quo. Learn more at <a href="http://www.mcca.com/">https://mcca.com</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On this week's Ask Farnoosh: reflections on protests in Iran, the strange silver lining to this looming recession, stay-at-home parenting, friends that push multi-level marketing products and how to run a cash-only budget.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Read Farnoosh's <a href="https://www.cnet.com/personal-finance/stay-at-home-parenting-why-arent-we-talking-about-the-financial-costs/">Hot Mic article on stay-at-home parenting</a></p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and a free gift!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The Federal Reserve is expected to raise interest rates today. How will that impact our wallets and the threat of a recession? Our guest is Magdalena "Maggie" Johndrow, Financial Advisor & Managing Partner of Johndrow Wealth Management.</p><p>Get more of Farnoosh's articles and sign up for her weekly CNET So Money newsletter:</p><p>https://www.cnet.com/so-money/</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How to know if your spouse is committing financial fraud or financial infidelity? What should every spouse, especially stay-at-home partners know about their family finances? How to prepare for a divorce so you're not left financially vulnerable? Guest Tracy Coenen, CPA, is a forensic accountant, who's investigated hundreds of frauds in a wide variety of industries, including cases of embezzlement, financial statement fraud, investment fraud, divorce, and insurance fraud. She has also served as an expert witness in numerous cases involving damage calculations, commercial contract disputes, shareholder disputes and criminal defense.</p><p>Check out Tracy's Divorce Money Guide <a href="https://www.divorcemoneyguide.com/">https://www.divorcemoneyguide.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's Ask Farnoosh episode: Advice for borrowers who made payments during the federal loan payment pause on how to get a refund, investing in real estate as a beginner with kids and expenses and getting over the inflation blues. Plus: When will interest rates go up again? Is it going to get more difficult to afford buying a house this winter? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

The media is all abuzz about this not-so-new phenomenon called “quiet quitting” where you set boundaries at work. Career expert and author <a href="https://www.ashleystahl.com/">Ashley Stahl</a> joins with advice on how to navigate overwhelm at work and effectively communicate with your boss to regain the balance you seek at work. Also: Why being passionate about your job is overrated. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We're exploring attachment styles -- the emotional patterns we learn in childhood -- and the role they play in how we relate to money in our relationships. Why are you attracted to your opposite and how can couples with different relationships with money reach common ground? Our guest is <a href="https://www.marcsholeslcsw.com/">NYC psychotherapist Marc Sholes,</a> author of <a href="https://www.amazon.com/Reset-Your-Romantic-GPS-Direction/dp/B09M53PYP2">Reset Your Romantic GPS: Why You Steer Toward the Wrong Partners and How to Change for the Better.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh: Is it wise to contribute to a brokerage account before maxing out a 401(k)? Financial advice in the aftermath of divorce and top books for young adults seeking financial wisdom.</p><p>Articles mentioned: <a href="https://www.cnet.com/personal-finance/loans/buy-now-pay-later-plans-heres-why-im-not-a-fan/">So Money Hot Mic: Why I'm Not a Fan of 'Buy Now Pay Later' Plans</a></p><p>Email your recession questions to <a href="mailto:[email protected]">[email protected]</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Financial expert Sam Dogen dives into the bigger questions we ask ourselves like whether to invest in real estate or stocks, rent or buy a home, quit our jobs after having kids or continue to work, buy or lease a car and lots more. In his new book, <a href="https://www.amazon.com/gp/product/0593328779/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0593328779&linkCode=as2&tag=fsamurai-20&linkId=c7d3ba685907d647dc95238486aa7fd8">Buy This, Not That: How to Spend Your Way to Wealth and Financial Freedom</a>, Sam's goal is to minimize regret even if things don’t go according to plan and for readers to confidently make strategic decisions that coincide best with their lifestyle while optimizing the money they already have.</p><p>More about <a href="https://www.financialsamurai.com/btnt/">Sam Dogen</a>: He worked in investing banking for 13 years before starting <a href="https://www.financialsamurai.com/">Financial Samurai</a>, his personal finance website. He has been featured in major publications including The Wall Street Journal, The Sydney Herald, The Chicago Tribune and The L.A. Times. Sam’s new book.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode originally aired on August 3, 2022. Happy Labor Day!</p><p>Actor and comedian Leah Rudick shares her fast-climb to social media fandom, the opportunities that have stemmed from her viral videos, the business of comedy, and much more.</p><p>Leah's first standup special, “Everything is Fine!” can be seen on the Seed & Spark streaming platform. Her standup was featured in the most recent season of Comedy Dynamics’ “Coming to the Stage,'' available on Pluto TV. She is a regular on the comedy festival circuit. Favorite TV credits include HBO’s High Maintenance where she plays Isabel and IFC’c Commuters. Her comedy and character videos have amassed over 10 million likes on TikTok & Instagram.</p><p>Follow Leah on <a href="https://www.instagram.com/leah_rudick/">Instagram</a>, <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/b56cc816-12b7-11ed-9647-031bfe8d959f/%20https://www.tiktok.com/@leahrudick">TikTok</a> and on her <a href="http://www.leahrudick.com/">website</a> for live show info.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Alex Gailey, writer and student loan expert for NextAdvisor and Peter Dunn, Founder of <a href="http://YourMoneyLine.com">YourMoneyLine</a> and host of the <a href="https://petetheplanner.com/podcast-2/">Pete the Planner radio show</a>, join to answer the biggest questions surrounding the new student debt relief program. President Joe Biden <a href="https://www.whitehouse.gov/briefing-room/statements-releases/2022/08/24/fact-sheet-president-biden-announces-student-loan-relief-for-borrowers-who-need-it-most/">announced</a> he will eliminate $10,000 worth of student loan debt for qualifying borrowers, and up to $20,000 in debt to those who borrowed money under the Pell Grant program. He also said he would <a href="https://time.com/nextadvisor/in-the-news/student-loan-payment-pause-could-be-extended-again/">extend the federal student loan payment pause</a> through December 31st. <strong>Who will this mostly benefit? What will be the tax or credit score impacts? How does it address the racial wealth gap? What might this program encourage private lenders to do?</strong></p><p>Articles references in this article:</p><p><a href="https://time.com/nextadvisor/in-the-news/biden-student-loan-forgiveness-questions/">Your Student Loan Forgiveness Questions, Answered</a></p><p><a href="https://www.cnet.com/personal-finance/loans/student-loan-forgiveness-how-to-apply-to-get-up-to-20k-in-student-debt-canceled/">Student Loan Forgiveness, How and When to Apply</a></p><p>Sign up for Farnoosh's <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Erin Confortini is a Gen Z personal finance educator on TikTok where -- in a matter of months -- she (@<a href="https://www.tiktok.com/@moneytomiles?lang=en">MilestoMoney</a>) has attracted over 180k followers. She and Farnoosh discuss what TIkTok users want to know about money, how Erin how she earns $7,000 a month on TikTok (in addition to her full-time income) and her advice on building an audience on this fast-growing social media platform.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and a free gift!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're exploring some of the top=searched personal finance terms today, including passive income, real estate investing and how to become a millionaire by age 30. Guest Sharon Tseung, founder of <a href="https://digitalnomadquest.com/">DigitalNomadQuest.com</a>, joins to provide her behind-the-scenes climb to millionaire status after quitting her job in 2016.</p><p>More about Sharon: She is an investor and creator who teaches people how to build passive income, become financially free, and design their best lives through her <a href="https://www.instagram.com/sharontseung/?hl=en">Instagram</a>, <a href="https://www.youtube.com/c/SharonTseung/videos">YouTube</a>, <a href="https://www.tiktok.com/@sharontseung">TikTok</a> and blog. She graduated from UC Berkeley and worked in Marketing for 10 years at Google and other companies. She quit her job and traveled the world as a digital nomad for 2 years, all while growing multiple income streams online and through real estate. Sharon currently owns 33 units with her husband.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and a free gift!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The White House<strong> </strong>announced it will <a href="https://www.cnet.com/personal-finance/loans/student-loan-forgiveness-how-much-is-canceled-who-qualifies-when-do-i-apply/">erase up to $10,000 in federal student debt</a> for borrowers making less than $125,000 a year -- or $250,000 for married couples. What does Farnoosh think? Also: Keep a pension or change to a 401(k)? How to buy a home in the U.S. if you're not a US citizen and have no credit. Plus: Pros and cons to robo-advisers.</p><ul><li>Check out the <a href="https://www.cnet.com/recession-helpdesk/">Recession Help Desk. </a></li><li>Read more about <a href="https://www.cnet.com/personal-finance/investing/investing-doesnt-have-to-be-intimidating-every-pro-and-con-of-robo-advisors/%20">robo-advisers on CNET</a>.</li><li>Pre-order the <a href="https://www.pageaday.com/products/so-money-page-a-day-calendar-2023/calendar">So Money Page-A-Day Calendar.</a></li></ul><p><br></p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and a free gift!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>More than 60% of American Adults suffer from loneliness, making it the fastest growing epidemic on the planet!) And it often goes unchecked. Today we’re exploring loneliness and its impact on our well-being, including financial well-being. with guest <a href="https://unniturrettini.com/">Unni Turrettin</a>i, author of <a href="https://www.simonandschuster.com/books/Betraying-the-Nobel/Unni-Turrettini/9781643135649"><strong><em>Betraying the Nobel: The Secrets and Corruption behind the Nobel Peace Prize</em></strong></a> (Pegasus Books, 2020), and the award-winning <a href="https://www.simonandschuster.com/books/The-Mystery-of-the-Lone-Wolf-Killer/Unni-Turrettini/9781605989112"><strong><em>The Mystery of the Lone Wolf Killer</em></strong></a> where she explores a mass shooting tragedy in Norway and what it teaches us about loneliness.</p><p>We discuss: The difference with being alone versus lonely; loneliness as a state of mind versus just a really bad, intolerable situation; why the quality of our connections is directly linked to our sense of self-worth. And does remote work contribute to more loneliness?</p><br><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and a free gift!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>With airlines cutting back on flights and experiencing massive delays, flying is a little (or a lot) messy right now. Brian Kelly, founder of <a href="http://www.thepointsguy.com">The Points Guy</a>, gives his best advice on how to navigate the airlines and get the most out of your travel dollars right now.</p><p>Brians talks about how to claim your refund if your flight is delayed or canceled, how to save money on travel insurance, how to use your credit card points to get the most out of your travel plans, and JetBlue’s acquisition of Spirit Airlines. Is this the death knell for cheap flights?</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode originally aired on Friday, July 1, 2022.</p><p>Questions about getting out of the cycle of living paycheck to paycheck, investing for a child’s future (outside of college), Roth IRA penalties, and negotiating more money at your job right now.</p><p>Farnoosh's CNET article referenced; <a href="https://www.cnet.com/personal-finance/what-to-do-after-you-lose-your-job-7-timely-money-moves/">What to Do After You Lose Your Job. 7 Timely Money Moves</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Welcome to So Money with host Farnoosh Torabi, award-winning financial correspondent, best-selling author, and television personality. This podcast brings candid conversations about money with the world’s top business minds, authors, and visionaries. It addresses financial well-being at the intersection of race, gender, climate change, relationships, and our changing world. On Fridays, Farnoosh answers your biggest money questions. If you're not sure where to start, check out Farnoosh's conversations with Seth Godin (25), Rachel Rodgers (1192), Jen Risher (1201), Celeste Headlee (1270), Alexandra Carter (1304) and Ramit Sethi (1367). You can reach Farnoosh by emailing her [email protected]. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on July 20, 2022.</p><p>How can data drive the best money decisions? Guest Nick Maggiuilli visits with some of the data-driven financial insights from his new book <a href="https://amzn.to/3A1eOqW">Just Keep Buying</a>. Whether you’re deciding to buy a house, invest or make a big purchase, this episode is a must-listen!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This episode aired originally on July 11, 2022.</p><p>Guest <a href="https://jordangrumet.com/">Jordan Grumet</a>, hospice doctor and financial expert shares his many conversations with people who were approaching the end of their lives, their regrets, brights spots and fears. What do they really wish they'd done with their money? Jordan is the author of <a href="https://www.simonandschuster.com/books/Taking-Stock/Jordan-Grumet/9781646043545">Taking Stock: <strong> </strong>A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life.</a></p><p><strong>More about Jordan</strong>: His interest in becoming a doctor was ignited when his father, an oncologist, died unexpectedly in the prime of life. This profound loss not only inspired him to practice medicine, it has given him a unique perspective as a financial expert, challenging him to think deeply and critically about concepts like wealth, abundance, and financial independence. After graduating from the University of Michigan, Jordan received his medical degree from Northwestern University. He currently is an associate medical director at Journeycare Hospice.</p><p>After years of blogging about financial independence and wellness, Jordan launched the <a href="https://www.earnandinvest.com/">Earn & Invest podcast</a> in 2018.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh answers listeners questions regarding family planning in an uncertain economy, taking advantage of employer stock purchase plans (ESPPs), and will the Inflation Reduction Act actually reduce inflation? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The job market appears to be holding up with a 3.5% unemployment rate, but it's uncertain how long that will last in a cooling economy. Guest Jesse Rothstein, Chancellor's Professor of <a href="http://gspp.berkeley.edu/">Public Policy</a> and <a href="http://econ.berkeley.edu/">Economics</a> at <a href="http://www.berkeley.edu/">University of California, Berkeley</a> offers his take on the current health of the job market and what we can expect in the coming months.</p><p>Read more in Farnoosh's latest piece or CNET: <a href="https://www.cnet.com/personal-finance/why-is-the-job-market-strong-and-more-employment-questions-we-cant-help-but-wonder/">Why Is the Job Market Strong? And More Employment Questions We Can't Help but Wonder</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Are you overwhelmed by all the moving pieces that are required when writing, editing, and publishing a book (not to mention - landing that book deal!)? Guest Richelle Fredson, Farnoosh's book proposal coach and founder of The Book Proposal Blueprint shares invaluable advice. Richelle has been in the publishing industry for over 19 years. She was the Director of Publicity and Book Marketing, as well as acquisitions for Hay House. Currently she works with thought-leaders and change-makers to create marketable book proposals, land agents and deals. Learn more at <a href="https://richellefredson.com/proposal-blueprint/">RichelleFredson.com/Blueprint.</a></p><p><a href="https://l.instagram.com/?u=http%3A%2F%2Fwww.cnet.com%2Ffeature%2Fsignup-so-money%2F&e=ATN8qc9Jt_4CdtynXqAPFYvlBW2FRmKWOambpXHIPftDvDB1F1hXc2GFwkBGjZkaRbh-q8VsGgZPBHOu&s=1">Join Farnoosh's newsletter</a> and receive a free copy of So Money Secrets, a compilation of some of the best financial advice shared on the podcast.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, Farnoosh unveils <a href="https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.cnet.com%2Frecession-helpdesk%2F&data=05%7C01%7Cftorabi%40redventures.com%7C2a71b456952c494be5d808da74b74d12%7C4289d6102cfd46218c9644a1518ddb0a%7C0%7C0%7C637950627961355755%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=aMaLDio1CAn3ULEP2JMVxcbS5WbjdspHoca%2FMLQWx6A%3D&reserved=0">The Recession Help Desk</a>, a new Friday feature tied to helping the So Money audience with current economic challenges. On today's show: Is it better to pay off debt or add to savings, as we head into a recession? Is it OK to tap a Roth IRA to supplement emergency savings? What are the pros and cons of physician mortgages? And more.</p><p>Send your questions to <a href="mailto:[email protected]"><strong>[email protected]</strong></a>.</p><p>Sign up for <a href="https://l.instagram.com/?u=http%3A%2F%2Fwww.cnet.com%2Ffeature%2Fsignup-so-money%2F&e=ATP4gS0RKtsUBxi3PejM2LAF16ehjN5XpTeAlN6hSy-NwkpC6shhtXDEZZ0OOcOPu4Xs5GsGSAaNQgHJqcRs&s=1">Farnoosh's weekly newsletter </a>and receive a free copy of So Money Secrets, a compilation of the best advice shared on the podcast.</p><p>Watch this episode on <a href="www.youtube.com/cnetmoney">YouTube!</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Actor and comedian Leah Rudick shares her fast-climb to social media fandom, the opportunities that have stemmed from her viral videos, the business of comedy, and much more.</p><p>Leah's first standup special, “Everything is Fine!” can be seen on the Seed & Spark streaming platform. Her standup was featured in the most recent season of Comedy Dynamics’ “Coming to the Stage,'' available on Pluto TV. She is a regular on the comedy festival circuit. Favorite TV credits include HBO’s High Maintenance where she plays Isabel and IFC’c Commuters. Her comedy and character videos have amassed over 10 million likes on TikTok & Instagram.</p><p>Follow Leah on <a href="https://www.instagram.com/leah_rudick/">Instagram</a>, <a href="%20https://www.tiktok.com/@leahrudick">TikTok</a> and on her <a href="http://www.leahrudick.com">website</a> for live show info.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Chelsea Fagan, founder and CEO of <a href="http://www.thefinancialdiet.com">The Financial Diet</a> joins to share the behind-the-scenes of her wildly popular multimedia company for women looking to talk about money. She shares her thoughts on living with intention, saying no to conventional life choices like having kids and working a corporate job. And why not all financial advice is good advice. From crypto investing to MLMs, Buy Now Pay Later payment plans and shopping through Instagram, why we some money moves should give us all pause. </p><p>Learn more about <a href="https://www.youtube.com/thefinancialdiet/join">FTD's membership program here</a>.</p><p>Want more articles and videos by Farnoosh? Check out <a href="https://cms.megaphone.fm/organizations/cc8c3dda-7b6c-11eb-8f7a-8fdd1a48224b/podcasts/846654a6-ada7-11e6-a48e-3718e6c073a4/episodes/59eafa16-74d9-11ec-b2a5-4b38c2a0a345/%20http://www.cnet.com/somoney">www.cnet.com/somoney</a>.</p><p>Subscribe to her weekly <a href="https://www.cnet.com/feature/signup-so-money/">So Money newsletter</a> for the latest updates and a free gift!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Following Thursday's GDP report showing the economy contracted in the second quarter, Farnoosh offers her take on the likelihood of a recession. Plus: How to be a competitive home buyer right now? How to buy a second home in a different state? Are HELOCs a good idea?</p><p><a href="www.youtube.com/cnetmoney">Watch this episode on YouTube!</a></p><p><a href="https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Flinks.email.cnet.com%2Fu%2Fclick%3F_t%3D3ed20042be084865be7e382fe6857297%26_m%3D594a2a8645064a2389feca0a10e1b860%26_e%3DrM2zy1NZWRy5S38QdPtiBfKKrOrIO8GzeRlsELDY43weSamSiePaGLDYe_1sLl5jo6h-9MxXo1aLP3VYZLYEEcdfFS1nzfZHSSvYMWKGgA2Zvhw3ED46YLCl7_kvoT4A1i-6mnIPW_L7oSYmxBZVM7S6pqwtV7eZuGmhXHAIrmO31pv2fFgqlP6_0qRoaeHAIsyLdXvTiTndXFc3QjythQ59-3WE9YNrbR8qsiBRjAdpFZLy1ap5w64DiMiotwiA1dXpz-bxj8NiYSlaQbvbLBbH8hkkx2pVtVqBQBQYpkg%253D&data=05%7C01%7Cftorabi%40redventures.com%7Ca5b67414b67c43138ee008da70c33f17%7C4289d6102cfd46218c9644a1518ddb0a%7C0%7C0%7C637946281148109888%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=%2BPmzDDcYbcvUktqGSS85gaDonu4Fb1Yut%2BUF2D5k1Wo%3D&reserved=0">Subscribe to the So Money newsletter!</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The Great Resignation that launched in the pandemic continues, as another 20% of workers plan to quit their jobs in 2022, according to researchers at consulting firm PwC. If you're planning to join the "I Quit" movement due to burn out, our guest today says you may want to rethink your move. Burnout doesn't necessarily end when you quit or start a new job.</p><p><a href="https://www.caitdonovan.com/">Cait Donovan</a> is the host of <a href="https://www.friedtheburnoutpodcast.com/">FRIED: The Burnout Podcast</a> and author of <a href="https://www.amazon.com/Bouncebackability-Factor-Burnout-Resilience-Change/dp/1735194905/ref=sxts_sxwds-bia-wc-rsf-lq2a1_0?cv_ct_cx=bouncebackability+factor&dchild=1&keywords=bouncebackability+factor&pd_rd_i=1735194905&pd_rd_r=51c55cc7-e667-41f8-8022-0ec30e08dcc2&pd_rd_w=C7m3B&pd_rd_wg=Wr7uZ&pf_rd_p=52f9c563-bb87-44f4-9d9d-e1c03402d90f&pf_rd_r=JKMA330X8M4HNS34D5JJ&psc=1&qid=1611001402&sr=1-1-d3e58e83-6458-471c-a87e-175495b96a10">The Bouncebackability Factor</a>. We discuss the root causes of burnout, how to identify symptoms and ways to work your way out of it.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Millennials are all grown up. Some are approaching 40 years of age and wondering, "Why am I not further along?" Guest Charlotte Cowles joins to share insights from her recent <em>New York Times </em>feature entitled, <a href="https://www.nytimes.com/interactive/2022/07/11/style/economic-anxiety-millennials.html">Why Millennials Are Facing More Anxiety Than Ever</a>. In the piece, Charlotte profiles more than 30 millennials from around the United States about their finances. She writes, "Their anxieties were palpable, and painfully familiar — many of them felt behind, indebted, unable to live up to the expectations placed upon them. Even those who were doing well were vigilant."</p><p>More about Charlotte: She is is a freelance writer for the New York Times and columnist for New York Magazine's The Cut. She writes primarily about money, how we make financial decisions, and why it can be so stressful.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh answers audience questions related to baby delivery costs, how to afford maternity leave when you're self-employed, how to choose a 529 plan and how a 401(k) rollover works. Also: Should one family sell their home and move if they don't like the school district in their town? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

How can data drive the best money decisions? Guest Nick Maggiuilli visits with some of the data-driven financial insights from his new book <a href="https://amzn.to/3A1eOqW">Just Keep Buying</a>. Whether you’re deciding to buy a house, invest or make a big purchase, this episode is a must-listen! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

CNET real estate writer Alix Langone joins to share insights from her new piece entitled, "<a href="https://www.cnet.com/personal-finance/mortgages/should-you-buy-a-home-in-2022-or-wait-3-factors-to-consider/">Should You Buy a Home in 2022?"</a> We discuss key factors include mortgage rates and price trends, financial and personal goals, as well as future housing trends and predictions. Plus: The skinny on ARMs or Adjustable Rate Mortgages. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>