So Money with Farnoosh Torabi

<p>How to find a tax expert you can trust, who really gets you, especially if you work in the creative field? Guest Hannah Cole is a tax expert who specializes in working with creative businesses and purpose-driven solopreneurs. She is the founder of <a href="https://www.sunlighttax.com/">Sunlight Tax</a>, which helps tens of thousands of creative and mission-driven self-employed people skill up with accessible tax and money education through professional speaking engagements from Florida to Alaska, and on <a href="https://www.sunlighttax.com/podcast">the Sunlight podcast</a>. </p><p>Download Hannah's free visual guide to your <a href="http://www.sunlighttax.com/deductionsguide">tax deductions here</a>.</p><p>Watch her free class: <a href="https://go.sunlighttax.com/register">Understand Your Taxes and Make Money </a></p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Firoozeh Dumas is the author of the<em> New York Times</em> bestseller <a href="https://www.amazon.com/Funny-Farsi-Growing-Iranian-America/dp/0812968379"><em>Funny in Farsi,</em></a> now celebrating its 20th anniversary. I first discovered Firoozeh and her book in my early twenties. <em>Funny in Farsi </em>gave me permission to be unapologetically Iranian or <em>Irooni</em> . In today's episode, we'll explore the joys and challenges of embracing a multicultural identity, the transformative power of storytelling, and the profound impact of humor in bridging cultural divides. Plus, the <em>worst</em> financial advice Firoozeh received as a kid. Follow <a href="https://www.instagram.com/firoozeh_dumas/?igshid=MzRlODBiNWFlZA%3D%3D">Firoozeh on Instagram</a>.</p><p>This episode aired originally on June 5, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh: Should you switch banks if you're only earning 2% on your savings account? When does it make sense to invest in home upgrades? Should a listener sell her house now or later? And what's the rule of thumb for asset allocation in your retirement portfolio? Is investing in 95% stocks too high?</p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh's newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today is Mariam Naficy, a veteran entrepreneur who has founded and scaled successful companies, including Eve.com, the world’s first online cosmetics retailer, <a href="https://streaklinks.com/BhQ30EYf317d_Vu-oA7jrHUL/https%3A%2F%2Fwww.minted.com%2F">Minted</a>, the online marketplace of premium design goods created by independent artists and designers and <a href="https://streaklinks.com/BhQ30EcMTJGZRbxjRAzgccks/https%3A%2F%2Ftonic.xyz%2F">Tonic.xyz</a>, a curated fine art gallery focused on blockchain art. </p><p>Born to Iranian and Chinese parents, Mariam's childhood in diverse countries shaped her perspective. She overcame adversity when her family fled Iran during the 1979 Revolution and faced challenges upon arriving in the US.</p><p>Today she is the Founder & Managing Partner of <a href="https://streaklinks.com/BhQ30EYnpwZLl8RWlwkxF35a/https%3A%2F%2Fheretic.ventures%2F">Heretic Ventures</a>, the San Francisco-based venture studio that founds companies at the intersection of culture, commerce, and creators. With a keen eye for innovative ideas, Mariam's insights on crypto, blockchain, and NFTs are invaluable.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We are in conversation with entrepreneur, certified master coach, international speaker, and author and host of <a href="https://www.amazon.com/Permission-Offend-Compassionate-Unfiltered-Unafraid/dp/0063112973">Permission to Offend</a>, <a href="https://www.rachelluna.biz/">Rachel Luna</a>. We discuss the ways we can stand up for what we believe in, even if it doesn't win us a popularity contest, the role of faith in your financial life, and determining your worth and wealth. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on So Money: A listener has a question about losing her house in a divorce and the financial considerations to make before breaking up. How to invest for yourself and your kids under one roof? My best advice for college students seeking a return on their experience? How did I structure my business? And more. Plus, several giveaways for Tough Titties. Be sure to listen for your name! (Q&A previously aired on Jan 13)</p><p>Subscribe to <a href="http://www.farnoosh.tv/newsletter">Farnoosh's newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic</a> and receive Scared Smart, a 3-video lesson plan + workbook</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today we're discussing the climate economy, and how capitalism can be a tool for driving solutions for a greener planet. Guest Molly Wood, longtime business and technology journalist turned venture capitalist. She shares her insights into the many moving parts and hurdles behind bringing climate solutions to the forefront, innovations she's excited to see and why she's ultimately optimistic about the direction of climate action. <strong> </strong></p><p>More about Molly: She is Founder and Chief Storyteller at <a href="https://www.mollywood.co/">Molly Wood Media</a>, an advisory firm for the climate economy. She is also the host of Everybody in the Pool <a href="https://podcasts.apple.com/us/podcast/everybody-in-the-pool/id1687567073">podcast</a> and <a href="https://www.mollywood.co/">newsletter</a>.</p><p>Check out <a href="https://podcasts.apple.com/us/podcast/everybody-in-the-pool/id1687567073">Molly's podcast </a>today to hear me offer insights into the cost of climate change and ERG investing.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today is Juneteenth, a national holiday commemorating the emancipation of enslaved African Americans. It’s an important day that reminds us to reflect on the ongoing work that’s still needed to create true equity. Today: our conversation focuses on financial equity and the role mental health plays in supporting our journey to financial independence. And if you’re a person of color, you may have a unique set of generational trauma that continues to make life complex and your dealings with money challenging.</p><p>Guests are: <a href="https://www.ofcolor.com/">Yemi Rise, founder of OfColor</a>, a black-owned financial wellness platform and <a href="https://ajaevanscounseling.com/">Aja Evans</a>, a licensed therapist who helps clients relieve money anxiety to achieve financial wellness.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, we're joined by Georgia Lee Hussey, co-founder of <a href="https://modernistfinancial.com/">Modernist Financial</a>, to help answer audience questions about student loan repayments (should I pay them down fast or not?), the most tax-efficient ways to invest for retirement and what to do when a male co-worker earns more than you (but is more junior and has fewer qualifications?)</p><p>Apply for Farnoosh's <a href="https://docs.google.com/document/d/1VFxUzKunwCRsXfU3JSLjv0-LwB5j6mrQ06J3zFJavKc/edit?usp=sharing">mentorship program here.</a></p><p>Learn about Farnoosh's <a href="https://docs.google.com/forms/d/1lEtEkeb6hstpHe1myhYOU7lF1um595fUju0dRuLr0Bc/edit">Will Work For Books Program here</a>.</p><p><a href="https://ahealthystateofpanic.com/">Pre-order A Healthy State of Panic </a>and receive Farnoosh's video course Scared Smart for free.</p><p>Sign up for her <a href="https://mailchi.mp/somoneypodcast/so-money-ebook">newsletter here.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From silent burnout to imposter syndrome, mothers impacted by the caregiving overload of Covid-19 and now are stepping into a post-pandemic world with a host of challenges. Guest Sara Dean is the creator and host of the <a href="https://shamelessmom.com/about/">Shameless Mom Academy Podcast</a>, a top-rated podcast with nearly 2 million downloads. She is also an entrepreneur to her core – having built and grown multiple businesses to multiple six figures. She is also among a small percentage of women who have sold a business in the US. Sara’s biggest passion is helping women own their space.</p><p><a href="https://podcast.farnoosh.tv/episode/sara-dean/">Listen to Sara's first time on So Money.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh sits down with good friend Laura Belgray, author of the new book <a href="https://www.talkingshrimp.com/book">Tough Titties,</a> a<em> </em>memoir about a misfit (Laura) coming of age in 80s/90s New York City, screwing up at life, and finally finding success with her first million-dollar year at age 50. Or, as her own husband calls it, “loser Sex and the City.” <a href="https://www.talkingshrimp.com/book">Pre-order Laura's book</a> (last day!) to receive her bonuses. And listen to the end of the show to hear how to win a free copy of <a href="https://www.talkingshrimp.com/book">Tough Titties.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, an unemployed listeners ask about the risks that come with "too much" time passing while attempting to find work. Also: Farnoosh's top investing book picks and the 411 on stock splits.</p><p>To learn about Farnoosh's private coaching circle, <a href="https://docs.google.com/document/d/1VFxUzKunwCRsXfU3JSLjv0-LwB5j6mrQ06J3zFJavKc/edit">click here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>More businesses were started in the pandemic than ever on record…and if you were on of those entrepreneurs who built a product or service based business out of necessity or a passion and want to learn how to keep it going strong, our guest Melissa Houston has advice on creating profit-friendly business, paying yourself first and outsourcing financial help to the right people.</p><p>More about Melissa: She is the author <a href="https://melissahoustoncpa.com/cash-confident-book/">Cash Confident, An Entrepreneur's Guide to Creating a Profitable Business</a>, and the founder of <a href="https://shemeansprofit.com/">She Means Profit</a>. Melissa is a CPA and Finance Strategist who helps business owners and high income earners build their wealth. A regular contributor at Forbes and other publications, Melissa is passionate about teaching others about money management.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Guest Firoozeh Dumas is the author of the<em> New York Times</em> bestseller <a href="https://www.amazon.com/Funny-Farsi-Growing-Iranian-America/dp/0812968379"><em>Funny in Farsi,</em></a> now celebrating its 20th anniversary. I first discovered Firoozeh and her book in my early twenties. <em>Funny in Farsi </em>gave me permission to be unapologetically <em>Irooni</em> . In today's episode, we'll explore the joys and challenges of embracing a multicultural identity, the transformative power of storytelling, and the profound impact of humor in bridging cultural divides. Plus, the <em>worst</em> financial advice Firoozeh received as a kid. Follow <a href="https://www.instagram.com/firoozeh_dumas/?igshid=MzRlODBiNWFlZA%3D%3D">Firoozeh on Instagram</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Audience questions this week: What's more financially beneficial: a cash-out refinance or a home equity loan? How to ramp up investing for retirement in your 50s? And what are some ways to eliminate credit card debt sooner than later?</p><ul><li>Pre-order <a href="https://ahealthystateofpanic.com/"><em>A Healthy State of Panic</em></a> to receive Farnoosh's free online program, Scared Smart.</li><li><a href="https://docs.google.com/forms/d/1lEtEkeb6hstpHe1myhYOU7lF1um595fUju0dRuLr0Bc/edit">Book Farnoosh</a> for a virtual speaking event here.</li><li>For help getting out of debt, check out <a href="http://www.nfcc.org">www.nfcc.org</a></li></ul> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest <a href="https://amymorinlcsw.com/">Amy Morin</a> is a psychotherapist, mental strength trainer and the host of <a href="https://amymorinlcsw.com/podcasts/">Mentally Stronger.</a> She joins to share her 5 lifestyle mistakes that keep you from growing mentally stronger -- and financially better off.</p><p>More about Amy: She is an international bestselling author. Her books, including 13 Things Mentally Strong People Don’t Do, have been translated into more than 40 languages and sold more than 1 million copies. The Guardian dubbed her “the self-help guru of the moment.” Forbes calls her a “thought leadership star” and People says her book is one of the top 20 must read books of all time.</p><p>She lives on a sailboat in the Florida Keys.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Uptalk. Vocal fry. Ums and Ahs. Have you been told to change the way you talk? The sound or tone of your voice? Samara Bay, speech coach to the stars and author of the popular book, P<em>ermission to Speak: How to Change What Power Sounds Like, Starting with</em><strong><em> </em></strong><em>You,</em> joins for a conversation about voice bias, how to find the power in your voice and why "ums" are a gift.</p><p>This episode originally aired April 19, 2023</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, listeners ask about salary bands, paying off student loans early and how to follow the "rules" of investing. Plus, Farnoosh shares tips from her appearance on Live! with Kelly and Mark today re: job hunting strategies.</p><p>Grab $300+ worth of giveaways when you pre-order Farnoosh's new book, <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic.</a></p><p><a href="https://docs.google.com/forms/d/e/1FAIpQLSfKLc5RcMRwiT9krjNTo7jFlzo2ZFUWH2Pwr73cblAzaWS8ow/viewform">Book her to speak at your event or group.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What if your boss became your employee? Would it be awesome ...or a disaster? My guests today -- Margie Fox and Meghan Flood -- can only attest to its win-win factor. Margie is the former co-founder of the award-winning creative agency Maloney & Fox. She was Meghan's first employer out of college. Now, Meghan runs the design agency <a href="http://www.marinelane.com">Marine Lane</a> and has hired Margie to be her partner and consigliere. Learn how the two women are leveraging their nearly three-decade age span and navigating the boss swap.</p><p>Read more about their "Boomerang" Boss story in <a href="https://www.dropbox.com/s/36uf1kilkuqjfpx/entrepreneur.pdf?dl=0&utm_source=Marine+Lane+List&utm_campaign=8d3e7dc811-EMAIL_CAMPAIGN_2022_SEPTEMBER_COPY_01&utm_medium=email&utm_term=0_ab9a0232a7-8d3e7dc811-27590269">Entrepreneur Magazine.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Wouldn't it be nice to have an essential roadmap to help you feel more confident, clearer, and intentional in your goals at every stage of your career and your life? Guest Shanna Hocking has written a new book called <a href="https://www.shannaahocking.com/book"><em>One Bold Move a Day</em></a>, which reveals that practical hands-on roadmap to achieving your own professional goals with intention and joy. This includes bold mindset shifts leading from where you are and recognizing the boldness, courage, and even the smallest and seemingly mundane moves we make every day...including getting up out of bed. </p><p>More about Shanna: Leveraging her 20 years of experience in fundraising and leading large teams for multi-billion dollar nonprofit organizations, Hocking advises nonprofit organizations and families on philanthropic strategy, and helps organizations build stronger workplace cultures and develop leaders to reach their potential. Shanna is a frequent writer and keynote speaker on leadership, organizational culture, and personal growth.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh, listeners have questions about their options when a prospective employer makes a low initial offer, the pros and cons to filing taxes jointly with your spouse and what to do with a $25k inheritance.</p><p><a href="http://www.farnoosh.tv/newsletter">Subscribe to Farnoosh's newsletter</a></p><p><a href="http://www.ahealthystateofpanic.com">Get $300 in bonuses when you pre-order A Healthy State of Panic</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><a href="https://zarnagarg.com/"><strong>Zarna Garg</strong> i</a>s one in a billion, an Indian immigrant mom stand-up comedian who believes brown women everywhere have a right to laugh at anything and anyone they want–including the sacred cows: brown men and their mothers. This week her <a href="https://www.amazon.com/Zarna-Garg-One-Billion-Season/dp/B0B8TQ4PGS">Amazon Prime special </a>dropped, taking the comedy world by storm with her perspectives on matchmaking, entitled kids, clueless husbands and tyrannical mother in laws.</p><p>She is a regular at the iconic Comedy Cellar and Carolines on Broadway in NYC, has performed in Vegas and the famed Kennedy Center, and is touring nationwide in 2022. A <a href="https://www.tiktok.com/@zarnagarg">TikTok comedy sensation</a> with over 100 million views and 510.7k followers (<em>and growing FAST</em>), Zarna won Kevin Hart’s Lyft Comics comedy competition on Peacock and the 2021 Ladies of Laughter Newcomer Award. She also won the Top Comedy Feature Screenplay Award at the 2019 Austin Film Festival and was a Nicholl Fellowships Semi-Finalist.</p><p>This episode originally aired on January 22, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Energetic, loud, and funny, Nathan Macintosh is a comedian and writer originally from Halifax, Nova Scotia now living in New York. Most recently performing for his second time on The Tonight Show Starring Jimmy Fallon on NBC, Nathan has also appeared on The Late Show With Stephen Colbert on CBS, Conan on TBS, and in January released his first self produced special 'Money Never Wakes' which was highly reviewed by The New York Times.</p><p>Nathan's Comedy Special 'Money Never Wakes' <a href="https://www.youtube.com/watch?v=sQd7kHYiNsQ">https://www.youtube.com/watch?v=sQd7kHYiNsQ</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>More So Money listeners are experiencing layoffs. Farnoosh provides important next steps to protect your money, health insurance and more. Plus: Are there any risks to money market funds? Mentioned: <a href="https://apresgroup.com/">Apresgroup.com</a></p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh's newsletter.</a></p><p>Pre-order <a href="https://ahealthystateofpanic.com/">A Healthy State of Panic</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How we think and feel about money has major influence on our ability and desire to earn, invest and manage our money. Joining the show to help us work through some of our limiting financial beliefs is Dr. Risa Ryger, a Clinical Psychologist, International Speaker, and Author with 30 years of clinical and coaching experience. She is known as an Expert in Change, as she incorporates neuroscience to facilitate positive change for her clients and in her work with corporations and leadership teams.</p><p> Stay connected with Dr. Ryger on <a href="http://bit.ly/DRRYGER">LinkedIn</a> and <a href="https://www.instagram.com/dr.risaryger/">Instagram</a> or visit her <a href="https://www.drrisaryger.com/">website</a>. And special bonus: Head to Instagram and DM Dr. Risa the word "FARNOOSH" to recieve her "Stress Checklist & Guide".</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<h3>Ever equate wanting money with greed? Guest Elise Loehnen takes us into her new, forthcoming book <a href="https://www.eliseloehnen.com/onourbestbehavior">On Our Best Behavior: The Price Women Pay to Be Good,</a> where she explores ancient ideas of morality that still control and distort women’s lives and financial decisions today.</h3><p>About Elise: She is a writer, editor, and podcast host who lives in Los Angeles with her husband, Rob, and their two sons, Max and Sam. She is the host of <a href="https://chartable.com/podcasts/pulling-the-thread-with-elise-loehnen"><em>Pulling the Thread</em></a><em>, </em>a podcast focused on pulling apart the stories we tell about who we are—and then putting those threads back together. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Farnoosh dives into how she is recession-proofing her finances, along with special co-host Nicole Stanley, founder of <a href="https://www.arise.financial/">Arise Financial Coaching</a>. Plus: Optimizing your time and job search post-layoff. Farnoosh picks a reviewer of the week for giveaways.</p><p>Listen to <a href="https://podcast.farnoosh.tv/episode/nicole-stanley/">Nicole's past interview</a> where she talks about battling financial anxiety and building her family’s net worth to over $250K on an annual salary of $56K.</p><p>Pre-order your copy of Farnoosh's next book: <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic </a></p><p>Join Farnoosh's <a href="http://www.farnoosh.tv/newsletter">newsletter</a> and receive a free gift.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Erin Lowry is the founder of the Broke Millennial book series and the new <a href="https://www.penguinrandomhouse.com/books/714478/broke-millennial-workbook-by-erin-lowry/"><strong>BROKE MILLENNIAL WORKBOOK</strong></a> out this month. In our convo, we talk about how to figure out if and when you're making "enough," being the CFO in your household (without all the financial stress) and how to determine which money 'experts' to trust online and off.</p><p>Join Farnoosh's newsletter and grab your free gift: http://www.farnoosh.tv/newsletter</p><p>Pre-order Farnoosh's new book, A Healthy State of Panic: http://www.ahealthystateofpanic.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

New York Times Bestselling author <strong>Ramit Sethi</strong> shares the behind-the-scenes of his new Netflix series, <a href="https://www.hollywoodreporter.com/business/digital/netflix-money-finance-series-how-to-get-rich-1235357717/"><strong><em>How to Get Rich </em></strong></a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week on Ask Farnoosh: The pros and cons to HYSAs, investing strategies for those 50 and older and when it makes sense to roll over an old 401(k). <a href="http://www.farnoosh.tv/newsletter">Subscribe to Farnoosh's newsletter</a> and<a href="http://www.ahealthystateofpanic.com"> Pre-Order her new book.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

**Giveaway Episode** New York Times bestselling author, founder of <a href="https://luvvie.org/about-awe-luv-media/">Awe Luv Media</a>, speaker and a professional troublemaker Luvvie Ajayi Jones is back on the show with details of her next book -- a picture book! -- <a href="https://www.amazon.com/Little-Troublemaker-Makes-Luvvie-Ajayi/dp/0593526090">Little Troublemaker Makes a Mess</a>, the story of how young Luvvie discovers what happens when doing something nice means breaking some rules. Luvvie and Farnoosh discuss how to make 'good trouble' at work, the challenges of running a business and the power of discomfort. Follow Luvvie at www.luvvie.org/connect and stay tuned to learn how to get her new book and something else special. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

How to embrace the joy in the chaos and find magic in the mess? Guest Dr. Neeta is the founder of Global GRIT Institute, a wellness education platform for optimizing wellbeing, and author of the new book <a href="https://www.amazon.com/That-Sucked-Now-What-Embrace/dp/1401968651/ref=sr_1_2?qid=1663163885&refinements=p_27%3ANeeta+Das&s=books&sr=1-2"><strong><em><u>That Sucked, Now What?</u></em></strong></a>, a real-talk guide to personal growth that draws on embracing the suck while breaking through to lasting, audacious resilience. </p><ul><li>A new definition of resilience</li><li>The Fly Forward Framework</li><li>Farnoosh's suckiest financial moment</li></ul> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh: The pros and cons to overpaying a credit card for the sake of budgeting for big expenses; how to create an exit strategy from an industry that you don't love; should I work with a financial planner if I don't need investing help? Plus: Farnoosh's favorite money apps. Join Farnoosh's weekly <a href="http://www.farnoosh.tv/newsletter">newsletter</a> and never miss out on news, updates and freebies. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Uptalk. Vocal fry. Ums and Ahs. Have you been told to change the way you talk? The sound or tone of your voice? Samara Bay, speech coach to the stars and author of the popular book, P<em>ermission to Speak: How to Change What Power Sounds Like, Starting with</em><strong><em> </em></strong><em>You,</em> joins for a conversation about voice bias, how to find the power in your voice and why "ums" are a gift. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Jake Cohen is a "nice Jewish boy who loves food." He is the author of the bestseller <a href="https://www.hmhbooks.com/shop/books/Jewish-A-Cookbook/9780358354253"><em>JEW-ISH: A COOKBOOK: Reinvented Recipes from a Modern Mensch</em></a> and the forthcoming <a href="https://www.wakeandjake.com/i-could-nosh">I Could Nosh: Classic Jew-ish Recipes Revamped for Every Day.</a></p><p>More about Jake: He studied at The Culinary Institute of America, during and after which he spent time working the line at NYC institutions, DANIEL and ABC Kitchen. Eventually, he transitioned out of restaurants and into food media, first at Saveur Magazine, where he led up recipe testing in the publication's test kitchen. After Saveur, he contributed to dozens of incredible food publications. He was the Food Editor of TastingTable.com, the Food Critic for Time Out New York, and the Editorial and Test Kitchen Director of The Feedfeed.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this milestone episode (1500!!) Farnoosh reflects on the show's evolution and offers advice related to investing, being left with debt after a spouse's death and how to make the most of a 401(k). Plus: Farnoosh breaks down why she took out a HELOC this year. <a href="http://www.farnoosh.tv/newsletter">Join Farnoosh's email community</a> and get a free e-book, <em>So Money Secrets.</em> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today is a full circle moment on So Money with guest Carly Cylinder, founder of the floral design studio <a href="https://www.flourla.com/">FLOUR LA</a> and long-time listener who says the show's advice helped her eliminate debt and get a better handle on her money. </p><p>Carly offers advice on how to bootstrap your way to running a thriving small business. Her company started out as a delivery service based out of her small apartment and later grew into bicoastal, full-service studio. Discover how she used clever marketing strategies and free PR to create and leverage opportunities. </p><p>Carly is also the author of <a href="https://www.amazon.com/Flower-Chef-Do-Yourself-Arrangements/dp/1455555495">THE FLOWER CHEF: A MODERN GUIDE TO DO-IT-YOURSELF FLORAL ARRANGEMENTS. </a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This is a bonus episode where Farnoosh stops by the Fake The Nation podcast to talk with host Negin Farsad and artist and resident wealth expert <a href="https://www.danielledurchslag.com/">Danielle Gurschlag</a> about the latest episode of Succession. <a href="https://open.spotify.com/episode/6EUPV1NFXwA9dH6IBz1M3S?si=h_OqxAJTSHe69FfSLl6e-w">Subscribe to FTN</a> and never miss a recap. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Dan Sheeks, founder of <a href="https://sheeksfreaks.com/">SheeksFreaks</a> and author of <a href="https://store.biggerpockets.com/pages/coming-soon"><em>First to a Million</em></a> is back! He discusses. his <strong><u>ultimate teen money hack for parents</u></strong>, strategy he says is the BEST way for a parent to prepare their children to crush their financial future.</p><p>More about Dan: He is a high school Business/Marketing teacher, real estate investor, and personal finance advocate in Denver, CO. His students have competed at the national level in entrepreneurship, personal finance, marketing, and hospitality services with much success over the years. The SheeksFreaks community aims to help teens use specific methods of saving, earning extra income, and investing to set them on a track to purchase real estate investment properties in their early 20s and achieve financial independence at a young age. Email him <a href="mailto:[email protected]">[email protected]</a> to receive his free downloads.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Financial expert and author Bobbi Rebell joins with advice on smart ways to think about money when you've achieved all your big goals like paying down debt, saving and investing. Plus: How to prepare young kids (and older teens) for financial success and ways families can begin to build generational wealth.</p><p>Check out Bobbi's latest book <a href="https://www.bobbirebell.com/launchingfinancialgrownups">Launching Financial Grownups: Live Your Richest Life by Helping Your (Almost) Adult Kids Become Everyday Money Smart</a></p><p>Learn about Bobbi's new consultancy <a href="https://financialwellnessstrategies.com/">Financial Wellness Strategies.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>So Money friend and founder of <a href="https://thefinancialdiet.com/">The Financial Diet</a>, Chelsea Fagan drops by to share an exciting update: she's written a book! But not a personal finance book. A gripping novel! It's entitled, <a href="https://www.barnesandnoble.com/w/a-perfect-vintage-chelsea-fagan/1143195761">A Perfect Vintage</a>. The synopsis: <em>Lea Mortimer has everything under control. As a highly sought-after consultant specializing in transforming dilapidated French country estates into boutique hotels, she relishes her freedom as a single, childfree woman. And her life is full, occupied as much by her impeccable historic renovations as by the aristocratic -- and often exhausting -- French families she works for.</em></p><p><em>But after the heated divorce of her closest friend and cousin Stephanie Bryce, Lea finds herself taking Stephanie and her college-aged daughter to the Loire Valley in France for the summer. As they tag along for Lea's latest work assignment, despite their best intentions, they threaten to complicate the tightrope act of launching the hotel on time. And when Lea unexpectedly falls for the much-younger son of her boss, she quickly learns the beauty and danger of losing control.</em></p><p><strong>Learn how Chelsea became inspired to write and self-publish a work of fiction and her advice for others who want to bring a creative idea to life (without quitting their day job).</strong></p><p>More about Chelsea: Her company, The Financial Diet, is the largest women's personal finance media company. She lives in Manhattan with her husband and dog. Learn more about <a href="https://www.youtube.com/thefinancialdiet/join">FTD’s membership program here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Personal finance expert Allison Baggerly shares proven solutions for budgeting, changing your money mindset, and reaching your financial goals from her new book <a href="https://www.amazon.com/Money-Made-Easy-Budget-Debt/dp/1119894964"><em>Money Made Easy.</em></a></p><p>More about Allison: On her blog and popular Instagram account, Inspired Budget, Allison Baggerly teaches her budgeting method to thousands of followers. Her advice stems from her own personal journey to pay down $111,000 in debt in 4.5 years. Learn more about Allison on her website, <a href="http://www.inspiredbudget.com/">www.InspiredBudget.com</a>. And connect with her on Instagram @<a href="http://www.instagram.com/InspiredBudget">InspiredBudget</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Is it "safe" to quit your job right now? How to create a financial road map to leave your job with confidence? Today's show offers a step-by-step blueprint for quitting your 9 to 5 with the intention to create your own business. Amy Porterfield, author of the NYT Best Selling book, <a href="https://www.amazon.com/Two-Weeks-Notice-Courage-Change/dp/1401969879/ref=sr_1_4?qid=1659448363&refinements=p_27%3AAmy+Porterfield&s=books&sr=1-4"><strong><em>Two Weeks Notice: Find the Courage to Quit Your Job, Make More Money, Work Where You Want, and Change the World</em></strong></a>, joins with road-tested advice. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>For Iranians and millions others who observe Nowruz, the New Year is a time spent reflecting on the past and setting goals for a new beginning. Ana Homayoun, Iranian-American founder of <a href="https://www.greenivyed.com/about/">Green Ivy Consulting</a> and Farnoosh exchange memories of celebrating Nowruz as kids, their favorite traditions, and why this new year takes on a new meaning with the ongoing revolution in Iran.</p><p>More about Ana: For over 2 decades she has focused on helping students discover practical solutions to promote purposeful learning. Her prescriptive solutions encourage better executive functioning skills, effectively address the culture of teen perfectionism, and provide real-life advice on how to navigate social media and technology overwhelm in an always-on digital world. Her sensible perspective is real, relevant, and adored by parents, educators and students around the world. Her next book is called Erasing the Finish Line. <a href="http://ErasingtheFinishLine.com">You can preorder here. </a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Mastering money has little to do with math. Instead, behavior is the most important side of investing, says today’s guest Morgan Housel, author of one of the highest-selling financial book <a href="https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681">The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness</a>. We discuss many of his insights including the underestimated power of luck and risk, how the only way to stay wealthy is being both frugal and paranoid, and the fallacy of ‘earned success’ and ‘deserved failure.’ <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Negotiation expert Alexandra Carter, author of <a href="https://www.simonandschuster.com/books/Ask-for-More/Alexandra-Carter/9781982130497">Ask For More</a>, joins to talk about negotiating when you’re in a transition phase (switching jobs, recently laid off, heading back to work after a break), what we *should* negotiate for but rarely do and why being scared in a negotiation means you’re doing it RIGHT!</p><p>More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven years helping thousands of people negotiate better, build relationships and reach their goals. In 2019, Alex was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia University’s highest teaching honor.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Marc Russell is the creator of BetterWallet, where he teaches families all around the world how to make money work for them through practical investing. His journey began as a foster child for 13 years. He was eventually adopted by a low-income family who prioritized education. Marc then self-funded his college education (Penn State) and then climbed the ranks at some of the largest financial institutions in the world.</p><p>While excelling in his Wall Street career, Marc struggled with his own finances, living paycheck-to-paycheck with $80,000 of debt. He is now debt-free.</p><p>Grab Marc's <a href="%20financesincheck.com/checklist">Bulletproof Investing Checklist</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How can prospective home buyers set themselves up for success in what appears to be another seller's market this spring?Listeners want to know about the ins and outs of spousal Roth IRAs, borrowing against a stock portfolio, negotiating work benefits and whether it's wise to pay off a mortgage early or invest in stocks instead? Farnoosh picks two listeners to win a copy of Glow in the F*cking Dark.</p><p><a href="http://www.farnoosh.tv/newsletter">Subscribe to Farnoosh's newsletter</a> to get first dibs on all the latest news, announcements and financial advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

**Listen to learn how to win a free copy of the book!** NYT Bestselling author and Oprah favorite, Dr. Shefali joins to share insights from her newest book, The Parenting Map: Step-by-Step Solutions to Consciously Create the Ultimate Parent-Child Relationship. She shares the 3 biggest lies parents believe when it comes to raising children, how mothers, fathers and caregivers can connect more deeply with their children and improve their relationship, and the healthiest, safest way to introduce social media to your teens. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

What if we could find sweet relief from rising grocery prices and eat delicious and healthy meals that save both money and time? <a href="https://plantbasedonabudget.com/">Popular blogger Toni Okamoto</a> is here with advice and insights from her cookbook <a href="https://plantbasedonabudget.com/books/"><strong><em>Plant-Based on a Budget: Quick and Easy</em></strong></a>. Toni’s relatable approach is all about “progress over perfection.” <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>