So Money with Farnoosh Torabi

<p>Read the Amazon scam article in <a href="https://www.thecut.com/article/amazon-scam-call-ftc-arrest-warrants.html" rel="noopener noreferrer" target="_blank">The Cut</a>;</p><p>Download Farnoosh's <a href="https://mailchi.mp/somoneypodcast/cribsheet" rel="noopener noreferrer" target="_blank">cribsheet for When She Makes More</a></p><br><p>This week from the mailbag: Thoughts on playing the lottery, investing in real estate syndication, selling a home you inherited, and how much financial transparency is necessary in a marriage? Referenced on the episode: Interview with co-founders of <a href="https://podcast.farnoosh.tv/episode/annie-dickerson-and-julie-lam/" rel="noopener noreferrer" target="_blank">GoodEgg Investment.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Is blind optimism or pessimism interfering with your ability to build the financial life you want? Today's conversation turns to compelling research and insights in a new book called <a href="https://www.amazon.com/Practical-Optimism-Practice-Exceptional-Well-Being/dp/0593418948" rel="noopener noreferrer" target="_blank">Practical Optimism: The Art, Science, & Practice of Exceptional Well-Being</a> by Sue Varma. Dr. Varma shares the key to thinking like a <em>practical </em>optimist, being more resourceful and realistic, and practicing thoughtful problem-solving during life's challenges, including financial uncertainty and setbacks.</p><br><p>More about Dr. Varma: She is a distinguished psychiatrist and cognitive behavioral therapist in New York City. She served as the pioneering medical director and psychiatrist for the esteemed 9/11 mental health program at NYU. Alongside her clinical work, Dr. Varma holds the Clinical Assistant Professor of Psychiatry position at New York University (NYU) Langone Health. She regularly appears on the Today Show and CBS Mornings.</p><p><strong><em> </em></strong></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The "tradwife," short for "traditional wife" is a fast-growing lifestyle that emulates the 1950's housewife and can be seen everywhere on social media today. You may have encountered a tradwife on TikTok or Instagram; she's typically a full-time domestic caregiver, bows to her husband, and has little to no financial independence. Some accounts are a parody. Many are real. Some consider this a movement against modern feminism and the burnout culture so many women experience as they aspire to "have it all." <a href="https://www.jopiazza.com/" rel="noopener noreferrer" target="_blank">Journalist and author Jo Piazza</a> has been following the tradwife culture for the past year and shares her insights.</p><br><p>More about Jo Piazza: She is a bestselling author, podcast creator of <a href="https://podcasts.apple.com/us/podcast/under-the-influence-with-jo-piazza/id1544171101" rel="noopener noreferrer" target="_blank">Under the Influence, </a>and award-winning journalist. You can subscribe to her very popular Substacks: <a href="https://jopiazza.substack.com/" rel="noopener noreferrer" target="_blank">Over the Influence</a>.</p><br><p><em>Jo is the national and international bestselling author of </em><a href="https://www.amazon.com/Sicilian-Inheritance-Novel-Jo-Piazza/dp/0593474163" rel="noopener noreferrer" target="_blank"><em>The Sicilian Inheritance (which debuts in 2024)</em></a><em>, We Are Not Like Them, You Were Always Mine, Charlotte Walsh Likes to Win, The Knockoff, and How to Be Married. Her work has been published in ten languages in twelve countries, and four of her books have been optioned for film and television. </em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This Friday: Farnoosh's financial and career advice for a 28-year-old Millennial who hopes to have kids one day, planning for retirement when you're in your 60s and have credit card debt, pensions, Roth IRAs and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're exploring Loud Budgeting, a financial trend that originated on TikTok. How does it work? Is it a good strategy for everyone?</p><p>Guest Stephanie Vaught is the founder of <a href="http://www.socialmoneyfinance.com" rel="noopener noreferrer" target="_blank">Social Money Finance</a>, a personal finance company specializing in helping Gen X women make empowered financial decisions. She is also the co-founder of <a href="https://thecreatorsnest.co/" rel="noopener noreferrer" target="_blank">The Creators' Nest in Detroit, MI</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Last day to secure a spot (for a while) in <a href="http://www.somoneymembers.com" rel="noopener noreferrer" target="_blank">Farnoosh's So Money Members Club</a>**</p><br><p>It’s Valentine’s week, and my birthday week, so I’m kicking things off with a show topic that’s near and dear: Why women need to have their own money. Everyone should have their own money, but this message needs to be emphasized more for women who may sometimes feel it’s not their strength or role to make money or manage money in a relationship.</p><br><p>The impetus for this episode was a New York Times essay entitled <a href="https://www.nytimes.com/2023/12/08/style/love-letter-newsletter-outsourcing-financial-security.html#:~:text=After%20she%20and%20her%20husband,on%20a%20romantic%20partner%20again." rel="noopener noreferrer" target="_blank">Never Rely on a Man’s Money</a>. Maggie Smith writes about how her divorce was a shock that led her to a new vow: financial independence. We’ll get into her story and bring on our guest today, <a href="https://www.johndrowwealth.com/maggie-johndrow" rel="noopener noreferrer" target="_blank">Maggie Johndrow</a>, a partner and financial advisor at Johndrow Wealth. She’s one of my favorite advisors, and we share a common love for making women rich. We talk about what she sees in her practice; oftentimes, women come into post-divorce with financial regrets. What are those regrets? What are the absolute facts women need to know about their financial lives, and how can they insist upon more financial transparency and equality in their relationship?</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Be a founding member of Farnoosh's private So Money Members Club**</p><p>This Friday: Farnoosh shares 5 strategies that have helped her build wealth over the years, and answers to audience questions about backdoor Roth IRAs and how to manage corporate stock options.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Join Farnoosh's <a href="http://www.somoneymembers.com" rel="noopener noreferrer" target="_blank">SO MONEY MEMERS CLUB</a> and be a founding member. Enrollment ends soon.**</p><br><p>Today: Imagine you arrive at retirement with no savings. Imagine living entirely off of your social security paycheck, which currently averages $1,900 a month. Guest Anne Tergesen is a reporter for The Wall Street Journal and offers insights from the article she co-wrote recently, "<a href="https://www.wsj.com/personal-finance/retirement-only-social-security-benefits-america-a3a706e0" rel="noopener noreferrer" target="_blank">Here's What It's Like to Retire on Almost Nothing But Social Security."</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**<a href="http://www.somoneymembers.com" rel="noopener noreferrer" target="_blank">Be a founding member of the So Money Members Club</a>**</p><p>Today's show: How to bring your whole self to work...safely and successfully? How can Black women and people of color redefine their career framework on their own terms? <a href="https://reginalawless.com/" rel="noopener noreferrer" target="_blank">Regina Lawless</a> is the author of the new book <a href="https://www.amazon.com/Do-You-Journey-Learning-MeaningFULL/dp/1639080783" rel="noopener noreferrer" target="_blank"><em>Do You: A Journey of Success, Loss and Learning to Live a More MeaningFULL Life</em></a><em>. </em>Her mission is to help high-achieving Black women find purpose beyond their paycheck in order to experience more bliss in their lives and sustainable success at work and at home.</p><br><p>Regina begins her new book describing a huge success — a home-run presentation she led to the head of Instagram where she ran their DEI Department -- followed by a profound loss, the death of her husband following a heart attack. Regina's choice to position these two personal stories in succession sets the tone for the book's message and much of our conversation.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><a href="http://www.somoneymembers.com" rel="noopener noreferrer" target="_blank">Be a founding member of Farnoosh's So Money Members Club.</a></p><p>This week on Ask Farnoosh: the truth about maintaining healthy credit, how to pay off student loans and credit cards at the same time, and is it wise to start a 401k at work if you don't plan to stay on the job for too long?</p><br><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Noah Kagan is a serial entrepreneur and CEO of AppSumo and author of the new book, <a href="https://www.amazon.com/Million-Dollar-Weekend-Surprisingly-7-Figure/dp/059353977X" rel="noopener noreferrer" target="_blank">Million Dollar Weekend: The Surprisingly Simple Way to Launch a 7-Figure Business in 48 Hours</a>. We delve into the top business ideas ripe for scaling in 2024, and how to know if you're personally ready for 8-figure success. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**<a href="http://www.somoneymembers.com" rel="noopener noreferrer" target="_blank">Be a founding member of the SO MONEY Members Club</a>** </p><p>Today's guest is Vrinda Gupta, CEO & Co-Founder of <a href="www.sequincard.com/somoney" rel="noopener noreferrer" target="_blank">Sequin</a>, a women’s financial guidance and high interest banking membership club designed by women, for women. She is a globally recognized credit expert who helped launch the popular Chase Sapphire Reserve credit card at Visa Inc. and received her MBA from Berkeley Haas. Receive 40% off discount on an annual plan: <a href="http://sequincard.com/somoney" rel="noopener noreferrer" target="_blank">sequincard.com/somoney</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**<a href="http://www.somoneymembers.com" rel="noopener noreferrer" target="_blank">Click here to be a founding member of the So Money Members Club</a>**</p><p>Today's show: Investing advice for entrepreneurs, how to secure life insurance, socially responsible investing tips, and how to best manage a low-performing pension.</p><p>Some resources mentioned on the show: <a href="https://www.morningstar.com/sustainable-investing/morningstar-sustainability-rating-explained" rel="noopener noreferrer" target="_blank">Morningstar Sustainability Ratings</a>, <a href="https://www.sustainalytics.com/" rel="noopener noreferrer" target="_blank">Sustainalytics</a>, <a href="https://www.wealthsimple.com/" rel="noopener noreferrer" target="_blank">WealthSimple</a>, <a href="https://www.betterment.com/" rel="noopener noreferrer" target="_blank">Betterment</a>, and <a href="https://www.ellevest.com/" rel="noopener noreferrer" target="_blank">Ellevest</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><a href="http://www.somoneyworkshop.com" rel="noopener noreferrer" target="_blank">Join Farnoosh's Investing Masterclass Tomorrow 01.25.24</a></p><br><p>Harlan Cohen is a New York Times bestselling author, podcaster, and journalist who has visited over 500 high school and college campuses. He is the author of 7 books. His titles have over 1 million copies in print (titles include: <a href="https://www.amazon.com/Win-Learn-Turning-Rejection-Ultimate/dp/1728223466" rel="noopener noreferrer" target="_blank">Win or Learn: The Naked Truth About Turning Every Rejection into Your Ultimate Success</a>. Harlan has over 1 million followers across his social media account. Follow him on Instagram @<a href="http://www.instagram.com/harlancohen" rel="noopener noreferrer" target="_blank">harlancohen</a> on TikTok @<a href="https://www.tiktok.com/@helpmeharlan?lang=en" rel="noopener noreferrer" target="_blank">helpmeharlan</a>, and on <a href="https://www.youtube.com/channel/UCrApE9qiyfOwtGPvbFLD_TQ" rel="noopener noreferrer" target="_blank">YouTube</a>. For more info, visit <a href="http://www.harlancohen.com/" rel="noopener noreferrer" target="_blank">www.HarlanCohen.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**<a href="http://www.somoneyworkshop.com" rel="noopener noreferrer" target="_blank">Register for Farnoosh's investing workshop.</a>**</p><br><p>Have you ever asked yourself, “What if I’m a tightwad and my significant other is a spendthrift?” or vice versa? Guest Scott Rick, a behavioral scientist at the University of Michigan’s Ross School of Business, knows many people do. His book<em> </em><a href="https://www.amazon.com/Tightwads-Spendthrifts-Navigating-Minefield-Relationships/dp/1250280079" rel="noopener noreferrer" target="_blank"><em>Tightwads and Spendthrifts </em></a>is<em> </em>a science-based guide to understanding and transforming how we manage money, both on our own and in relationships. Scott discusses the delicacy of gift-giving in a relationship, how to manage bank accounts, raising kids to avoid your tightwad or spendthrift tendencies…and how couples with different approaches to spending can create a successful financial game plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>>> Join <a href="http://www.somoneyworkshop.com" rel="noopener noreferrer" target="_blank">Farnoosh's Investing Workshop</a> happening January 25, LIVE. <<</p><p>This week's Ask Farnoosh: Farnoosh shares some of the financial philosophies and beliefs she's changed over the years. There are several questions about starting a business, including how to set up (LLC or S Corp?), what to charge for services, and how to convince a partner to support the risk of starting a business.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**<a href="www.somoneyworkshop.com" rel="noopener noreferrer" target="_blank">Register for Farnoosh's Live Investing Workshop This Month</a>** </p><p>Our guest today is communications coach <a href="https://www.diabondi.com/" rel="noopener noreferrer" target="_blank">Dia Bondi</a>, who wrote a new book called <a href="https://www.asklikeanauctioneer.com/" rel="noopener noreferrer" target="_blank"><em>Ask Like An Auctioneer</em></a>. </p><p>In the book, Dia outlines a framework that will help us strategically and confidently ask for more. Dia is not your ordinary communications coach. She's been working with senior leaders and venture-backed founders, helping them refine their voices and amplify their impact. A few years ago, her story took a fascinating turn when she attended an auctioneering school and began using her auctioneering skills to fundraise for women-led nonprofits. She realized that auctioneering holds valuable lessons on asking for more and, importantly, getting it. Today, we will talk about her strategies, framework, why, and no can just be a yes in the making.  </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today's episode is about how to tap into your intuition, tune out everyone else’s expectations, and reach your goals with resilience and grace. Guest Shirin Eskandani is a <a href="https://www.nytimes.com/2021/11/20/business/career-spiritual-coaching-pandemic.html" rel="noopener noreferrer" target="_blank">New York Times</a> featured mindset and mindfulness coach. Much of the work she does today is informed by her experience as an opera singer. Shirin has won multiple awards and performed at Carnegie Hall and the Metropolitan Opera.  You can find out more about Shirin on <a href="https://www.wholehearted-coaching.com/" rel="noopener noreferrer" target="_blank">her website.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week: How Farnoosh manages money in her marriage, Mint app alternatives, teen money advice and career advice.</p><p><a href="https://somoneyworkshop.com/" rel="noopener noreferrer" target="_blank">Register for Farnoosh’s Investing Workshop </a>- Limited Seating!</p><p>Learn More about <a href="www.pitchpleaseworkshop.com" rel="noopener noreferrer" target="_blank">Pitch Please in NYC</a></p><p>CNET’s Top <a href="https://www.cnet.com/personal-finance/banking/advice/mint-alternatives/" rel="noopener noreferrer" target="_blank">Mint Alternatives</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How can you harness your curiosity to grow your career? What are the most important questions to ask yourself when attempting to manage your money well?</p><br><p>Guest Danielle Robay is a TV host, journalist, and content creator known for her open-hearted questions + compelling interview style. Noted by Forbes as a “game changer,” she is recognized for creating the podcast “<a href="https://pod.link/prettysmart" rel="noopener noreferrer" target="_blank">PRETTYSMART,</a>” the bestselling card game <a href="https://prettysmartshop.com/collections/shop/products/question-everything-card-deck-1" rel="noopener noreferrer" target="_blank">Question Everything</a>, and hosting E!’s “While You Were Streaming.” She’s chatted with everyone from Taylor Swift + Michael B. Jordan, to Viola Davis, Helen Mirren, Alexis Ohanian, +Tom Hanks. Even <strong>Larry King</strong> has commented on her compelling interview style<em>: “Danielle is the millennial Barbara Walter’s. She has the ability to make people feel seen.” </em>With a loyal social media following of over<strong> </strong><a href="https://url.emailprotection.link/?bOBlK03OFRZ1-lvC8KC_pszV4pS0_Cmyg1ifVP11aioFDnPpig5RlrG8xJLqDleQ6qvN4gRmFGYWayV81PIrjsf4r6kHQJVjcjvr6OMEREs2CSOP3D4eIdDUEG82mnryT" rel="noopener noreferrer" target="_blank">400,000 followers </a>across platforms, Danielle’s goal is that we learn to live better through each other’s stories.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In conversation with <a href="https://www.allure.com/" rel="noopener noreferrer" target="_blank">Allure</a> Magazine Editor-in-Chief Jessica Cruel, who is not only a beauty expert, but is passionate about personal finance. She shares her adventures in homeownership and investing and offers listeners her top beauty buys at the drugstore.</p><br><p>More about Jessica Cruel: As the editor-in-chief of <em>Allure</em>, she leads the development of multi-platform editorial content for digital, social, and video platforms, including the Readers' Choice Awards and Best of Beauty Awards franchises. Cruel joined <em>Allure</em> in 2019 before becoming EIC in 2021. That same year, Cruel spearheaded The Melanin Edit, a new <em>Allure</em> platform exploring all things relating to Black beauty and wellness. Before joining <em>Allure</em>, Jessica also held editorial roles at Refinery29, <em>SELF,</em> and <em>Popsugar</em>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This new episode features audience questions about job hunting in your 40s (with a Ph.D.), intelligent investments in your health, and the tax implications of whole life insurance withdrawals. Plus, Farnoosh shares tips on daily habits that can lead to savings.</p><br><p>Sign up for <a href="http://www.farnoosh.tv/newsletter" rel="noopener noreferrer" target="_blank">Farnoosh’s newsletter</a></p><p>Follow on <a href="http://www.instagram.com/farnooshtorabi" rel="noopener noreferrer" target="_blank">Instagram</a></p><p>Leave a review on <a href="https://podcasts.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085" rel="noopener noreferrer" target="_blank">Apple Podcasts</a></p><p>Order Farnoosh's new book, <a href="http://www.ahealthystateofpanic.com/" rel="noopener noreferrer" target="_blank">A Healthy State of Panic</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our guest today says The American Dream is dead. She also says the key to being rich is being lazy. Financial guru Vivian Tu offers plenty more hot takes and an inside look at her new book, <a href="https://www.penguinrandomhouse.com/books/735755/rich-af-by-vivian-tu/" rel="noopener noreferrer" target="_blank"><strong>Rich AF:The Winning Money Mindset That Will Change Your Life</strong></a><strong>. </strong>You may know Vivian as the wildly popular financial creator on TikTok where she squashes the age-old “crusty” notions of financial wellness that no longer work in a world where a college education can cost half a million dollars and new homeownership is all but out of reach. Vivian discusses the influence of being a first-generation Asian American woman and shares wild lessons from her first job on Wall Street.  <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

With a new year upon us, there is much to look forward to … and we know that life can be unpredictable, difficult, and sometimes sad. That’s why I begin the year with our guest <a href="https://www.cyndiespiegel.com/" rel="noopener noreferrer" target="_blank">Cyndie Spiegel</a>, author of insightful books, including <a href="https://www.amazon.com/Year-Positive-Thinking-Inspiration-Courage-ebook/dp/B07KGL1DGN/?_encoding=UTF8&pd_rd_w=8uNMZ&content-id=amzn1.sym.cf86ec3a-68a6-43e9-8115-04171136930a&pf_rd_p=cf86ec3a-68a6-43e9-8115-04171136930a&pf_rd_r=143-9951816-6690248&pd_rd_wg=Qo42z&pd_rd_r=ea3a1414-637d-4f5e-b951-67eb4504a031&ref_=aufs_ap_sc_dsk" rel="noopener noreferrer" target="_blank">A Year of Positive Thinking</a>, which has sold over 300,000 copies and published in multiple languages. Her newest book is <a href="https://www.amazon.com/Microjoys-Finding-Hope-Especially-When/dp/0593492226/ref=sr_1_1?crid=275H12J4R6LHK&keywords=microjoys&qid=1661972930&s=books&sprefix=microjoys%2Cstripbooks%2C72&sr=1-1" rel="noopener noreferrer" target="_blank">Microjoys: Finding Hope, Especially When Life is Not Okay</a>. And that’s the focus of today’s conversation: How to find hope and joy in the subtleties of life while you experience life’s hardships. Cyndie’s advice provides the mental clarity we can all benefit from now.  <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How does Farnoosh define “success?” How does she decide which projects are worth her time, resources, and energy?</p><p>Plus: listeners have questions about their options when a prospective employer makes a low initial offer, the pros and cons to filing taxes jointly with your spouse and what to do with a $25k inheritance.</p><p>This episode first aired on August 20, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>For one of the final episodes of 2023, I wanted to experience some laughter and levity and revisit the So Money stories and interviews that made us laugh about money and the financial lens through which we sometimes see the world. Guests include comedians <a href="https://podcasts.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085?i=1000595990400" rel="noopener noreferrer" target="_blank">Zarna Garg</a>, <a href="https://podcasts.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085?i=1000613066713" rel="noopener noreferrer" target="_blank">Nathan Macintosh</a>, and <a href="https://podcasts.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085?i=1000629041244" rel="noopener noreferrer" target="_blank">Michelle Buteau.</a></p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Our 2023 reflection series continues, and today, I’ve compiled a recap of some of the best interviews of the year centered around the concept of change. From preparing for climate change to navigating the influence of AI in the job market and rethinking the way we prepare young adults for the real world, some of my favorite episodes this year focused on how the world’s evolving and changing. Episodes included <a href="https://podcast.farnoosh.tv/episode/molly-wood-2/" rel="noopener noreferrer" target="_blank">Molly Wood on Climate Change</a>, <a href="https://podcast.farnoosh.tv/episode/laura-davis/" rel="noopener noreferrer" target="_blank">Laura Michelle Davis on AI</a>, and <a href="https://podcast.farnoosh.tv/episode/ana-homayoun-4/" rel="noopener noreferrer" target="_blank">Ana Homayoun on the College Equation</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Take Farnoosh’s <a href="https://forms.gle/1ZCPNDu8CvFp24hx5" rel="noopener noreferrer" target="_blank">quick survey here</a> to enter to win a signed copy of A Healthy State of Panic.**</p><p>**<a href="https://docs.google.com/document/d/1tinfxoS7OgsieyhjD-mwUA9RiqEewthoBl08JpbRLQ4/edit?usp=sharing" rel="noopener noreferrer" target="_blank">Last day to apply</a> for Farnoosh’s Mentorship Program.**</p><p>Today’s Ask Farnoosh invites Georgia Lee Hussey, founder of <a href="https://modernistfinancial.com/georgia-1" rel="noopener noreferrer" target="_blank">Modernist Financial</a>, to the show to help answer audience questions about technical issues after firing a financial advisor, refinancing a mortgage post-divorce, and taking out a HELOC to finance home renovations. Plus: How to create a giving plan.</p><p>*This episode aired originally on Friday, December 7th**</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’re continuing to reflect on some of the financial themes explored on So Money in 2023. One topic we visited more than a couple of times was fear and how it manifests in our financial lives and careers. There’s no shortage of fear in the world -- especially when it comes to the uncertainty and volatility in the markets and economy. Episodes referenced include <a href="https://podcast.farnoosh.tv/episode/alexandra-carter-4/" rel="noopener noreferrer" target="_blank">Alexandra Carter </a>and <a href="https://podcast.farnoosh.tv/episode/ask-farnoosh-433/" rel="noopener noreferrer" target="_blank">Episode 1563: Ask Farnoosh</a>. </p><br><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>As we close 2023, we’re reflecting on some of the financial themes explored on So Money. One central theme was around defining "enough." What is enough? Is it a number, a feeling, or both? How do we get there? What’s the work? Why does it feel so unattainable? Episodes referenced in this episode include <a href="https://podcast.farnoosh.tv/episode/erin-lowry-4/" rel="noopener noreferrer" target="_blank">Erin Lowry</a>, <a href="https://podcast.farnoosh.tv/episode/manisha-thakor-2/" rel="noopener noreferrer" target="_blank">Manisha Thakor</a>, and <a href="https://podcast.farnoosh.tv/episode/kristin-keffeler/" rel="noopener noreferrer" target="_blank">Kristin Keffeler.</a></p><br><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week: What is AI's role in personal finance - pros and cons, how a 22-year-old can save more money and how to earn more if you're at the top of your salary band?</p><ul><li><a href="https://www.eventbrite.com/e/author-event-farnoosh-torabi-and-tara-schuster-at-zibbys-bookshop-tickets-733129077807?aff=erelexpmlt" rel="noopener noreferrer" target="_blank">Reserve here</a> to join Farnoosh in Los Angeles at <a href="https://www.eventbrite.com/e/author-event-farnoosh-torabi-and-tara-schuster-at-zibbys-bookshop-tickets-733129077807?aff=erelexpmlt" rel="noopener noreferrer" target="_blank">Zibby's Book Shop</a>.</li><li><a href="https://www.opentable.com/booking/experiences-availability?rid=333307&restref=333307&experienceId=219224&utm_source=external&utm_medium=referral&utm_campaign=shared&covers=2&dateTime=2023-12-19T18:30:00" rel="noopener noreferrer" target="_blank">Reserve your seat </a>at Farnoosh's private dinner at Primo Italia in Torrance, CA.</li><li><a href="https://forms.gle/Z3BEc1HKgtyXj3GT9" rel="noopener noreferrer" target="_blank">Enter to win</a> a signed copy of <em>A Healthy State of Panic.</em></li></ul> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Farnoosh sits down with Sarah Gibson Tuttle, founder and CEO of the fast-growing at-home beauty care company <a href="https://oliveandjune.com/pages/about-olive-june" rel="noopener noreferrer" target="_blank">Olive & June.</a> This is a rare interview where Sarah shares the behind-the-scenes of launching and funding Olive and June, pivoting away from the salon experience and how sales soared 1,500% in 2020. </p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Guest Jamila Souffrant hosts the Journey to Launch podcast and is the author of the new book, <a href="https://yourjourneytofinancialfreedom.com/" rel="noopener noreferrer" target="_blank">Your Journey to Financial Freedom</a>. Hear how Jamila's immigrant mother paved the way for her family's success, how Jamila quit her 9 to 5 to pursue entrepreneurship and the FIRE movement and her timeless advice on ways to live richer without sacrifice. Learn more about <a href="https://yourjourneytofinancialfreedom.com/" rel="noopener noreferrer" target="_blank">her new book here</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Take Farnoosh’s <a href="https://forms.gle/1ZCPNDu8CvFp24hx5" rel="noopener noreferrer" target="_blank">quick survey here</a> to enter to win a signed copy of A Healthy State of Panic.** </p><p>**<a href="https://docs.google.com/document/d/1tinfxoS7OgsieyhjD-mwUA9RiqEewthoBl08JpbRLQ4/edit?usp=sharing" rel="noopener noreferrer" target="_blank">Last day to apply</a> for Farnoosh's Mentorship Program.**</p><p>Today's Ask Farnoosh invites Georgia Lee Hussey, founder of <a href="https://modernistfinancial.com/georgia-1" rel="noopener noreferrer" target="_blank">Modernist Financial</a>, to the show to help answer audience questions about technical issues after firing a financial advisor, refinancing a mortgage post-divorce, and taking out a HELOC to finance home renovations. Plus: How to create a giving plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Take Farnoosh’s <a href="https://forms.gle/1ZCPNDu8CvFp24hx5" rel="noopener noreferrer" target="_blank">quick survey here</a> to enter to win a signed copy of A Healthy State of Panic.** Guest Eli Rallo is the author of the new book <a href="https://www.theelirallo.com/book-preorder-now" rel="noopener noreferrer" target="_blank">I Didn’t Know I Needed This</a>, a to-do list of self-appreciation and validation and answers to questions like who texts first after the first date? What am I supposed to do with a broken heart? Eli is a <a href="https://www.tiktok.com/@elirallo?lang=en" rel="noopener noreferrer" target="_blank">fast-rising TikTok star </a>and accomplished writer. In the episode, she shares details of her financial life, the root of her work ethic, and why writing is at the root of her multi-platform business. </p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**Take Farnoosh's <a href="https://forms.gle/1ZCPNDu8CvFp24hx5" rel="noopener noreferrer" target="_blank">quick survey here</a> to enter to win a signed copy of A Healthy State of Panic.** The childcare system is broken and mothers are largely paying the price. According to the U.S. Bureau of Labor Statistics, as many as 100,000 Americans have been forced to stay home from work each month because of childcare problems. The economic toll amounts to $122 billion yearly in lost earnings, productivity, and revenue. </p><br><p>Guest Danielle Weisberg is co-founder of TheSkimm, and her team has done research into this as well. In its report called The State of Women, the digital media company uncovers the realities and challenges women face today with resources to change the status quo. Their <a href="https://jbc-pr-dot-yamm-track.appspot.com/2ZKOzG-kP_fApWL6VNcisD9DK1heup2517JoudGjupjKrrbK2iQGRoufrTzWZFXSHdmj0twyvmFiLfyg0lO0v7GIzAf3iFgdBTIfKXXF4ub8FWOdGHnwz1_8t4vLipom0XG8g4n4pR3s91_HMh5gAk95g12lyxIbJaXM8pyH-G45IaNJ26zox" rel="noopener noreferrer" target="_blank">#ShowUsYourChildCare</a> campaign inspires them to share how they support working parents. </p><br><p>In the episode, Danielle shares insights from the report, including the financial and mental toll on working parents, specifically mothers, and how employees and employers can work together to provide more effective benefits for families. To access the resources mentioned in today's episode, visit <a href="https://www.showusyourchildcare.org/" rel="noopener noreferrer" target="_blank">ShowUsYourChildcare.org</a>.</p><br><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, Farnoosh addresses audience questions about how to get out of the financial grind with a life-changing opportunity, free support for getting out of debt and high yield savings versus investing. Which is better? Plus: Farnoosh talks about what she actually *wants* her kids to be afraid of.</p><br><p><a href="https://docs.google.com/forms/d/e/1FAIpQLScxsQEWVDH-dOkTMVGrDud8V2PrWJ4Apbls77DE9HrJXLMPog/viewform?usp=sf_link" rel="noopener noreferrer" target="_blank">Fill out her quick survey</a> for the chance to win a free copy of A Healthy State of Panic.</p><p><a href="Http://www.ahealthystateofpanic.com" rel="noopener noreferrer" target="_blank">Reserve tickets</a> to Farnoosh's Los Angeles events.</p><p>Read Farnoosh's <a href="https://www.scarymommy.com/parenting/healthy-fear-kids-farnoosh-torabi-interview" rel="noopener noreferrer" target="_blank">interview</a> in ScaryMommy.</p><p><a href="https://docs.google.com/document/d/1tinfxoS7OgsieyhjD-mwUA9RiqEewthoBl08JpbRLQ4/edit" rel="noopener noreferrer" target="_blank">Join</a> Farnoosh’s Mentorship Program!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today, we're diving into the art and science of making life’s big decisions and pivots with Stacy Ennis. Stacy and her family live a location-independent life in Portugal and throughout the years she has made some challenging (and exciting) career and life moves that may be unconventional but support her vision of a "beyond better life." Among them: living abroad and being the breadwinner while her husband is the primary caregiver. What drives her choices and how does she navigate uncertainty and cultural pressures? </p><p>More about Stacy: She is a best-selling author, book coach, and speaker on a mission to help leaders clarify their ideas and harness their unique stories to make an impact. Her background includes ghostwriting for a Nobel Prize winner in medicine and leading as executive editor of Sam’s Club’s <em>Healthy Living Made Simple</em>, a publication that reached around 11 million readers. Her best-selling book, co-written with Ron Price, is <em>Growing Influence: A Story of How to Lead with Character, Expertise, and Impact</em>. She’s also a TEDx speaker and the host of <a href="https://podcasts.apple.com/us/podcast/beyond-better-with-stacy-ennis/id1451233196"><em>Beyond Better</em></a>, a podcast that explores how to create a business and life you love. Learn more at <a href="http://www.stacyennis.com/">www.stacyennis.com</a> and follow her on <a href="https://www.instagram.com/stacyennis/">Instagram</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Brad Barrett, the co-founder of <a href="https://www.choosefi.com/">ChooseFI</a>, joins us to share his latest financial perspectives and views on FIRE (Financial Independence Retire Early) and some small ways to cut thousands of dollars per year from your budget.</p><p><a href="https://ahealthystateofpanic.com/">Join Farnoosh in Los Angeles</a> in December for book events.</p><p><a href="https://docs.google.com/document/d/1tinfxoS7OgsieyhjD-mwUA9RiqEewthoBl08JpbRLQ4/edit?usp=sharing">Apply</a> for Farnoosh's group mentorship program.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What's going on with the stock market's downward movement since the summer? Is 2024 a good year to buy real estate? Special guest co-host Hilary Hendershott is the founder of <a href="http://www.hendershottwealth.com%20%20/">Hendershott Wealth Management</a>, a leading financial advisory and profit consulting firm for women and couples. She hosts <a href="https://podcasts.apple.com/us/podcast/profit-boss-radio-the-podcast-for-women-and-money/id1079495663">Love, your Money</a> (formerly Profit Boss® Radio), a weekly financial podcast where she and her guests offer inspiration and actionable advice. </p><p>This episode originally aired on November 2, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

A growing number of Millennial couples are opting to sign prenuptial agreements ahead of marriage. What's the purpose, who needs one and what do couples disagree on most when preparing their prenups? Guest Aaron Thomas is the founder of <a href="https://prenups.com/">Prenups.com</a> and author of the new book, <a href="https://www.amazon.com/Prenup-Prescription-Premarital-Contract-Designed/dp/1544535104">The Prenup Prescription.</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tiffany <a href="https://thebudgetnista.com/">“The Budgetnista”</a> Aliche, is back again with important financial advice, as we navigate life's uncertainties. How do we get financially creative to solve current economic challenges? What's the best way to prepare kids for managing an inheritance? What are some items we tend to overlook when estate planning? </p><p>Tiffany's latest financial tool is a new workbook called <a href="https://www.penguinrandomhouse.com/books/723861/made-whole-by-tiffany-the-budgetnista-aliche/"><em>Made Whole: The Practical Guide to Reaching Your Financial Goals</em></a>, which offers a practical approach to transforming financial dreams into reality. <strong> </strong></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>As layoffs surge, Farnoosh addresses audience questions about the smartest ways to navigate finances and their lifestyle after losing a job.</p><p><a href="https://ahealthystateofpanic.com/">Join Farnoosh in Los Angeles</a> in December for book events.</p><p><a href="https://docs.google.com/document/d/1tinfxoS7OgsieyhjD-mwUA9RiqEewthoBl08JpbRLQ4/edit?usp=sharing">Apply</a> for Farnoosh's group mentorship program.</p><p><a href="https://podcast.farnoosh.tv/episode/jo-piazza-2/">Listen</a> to this week's episode on #tradwives.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The "tradwife," short for "traditional wife" is a fast-growing lifestyle that emulates the 1950's housewife and can be seen everywhere on social media today. You may have encountered a tradwife on TikTok or Instagram; she's typically a full-time domestic caregiver, bows to her husband, and has little to no financial independence. Some accounts are a parody. Many are real. Some consider this a movement against modern feminism and the burnout culture so many women experience as they aspire to "have it all." <a href="https://www.jopiazza.com/">Journalist and author Jo Piazza</a> has been following the tradwife culture for the past year and shares her insights.</p><p>More about Jo Piazza: She is a bestselling author, podcast creator of <a href="https://podcasts.apple.com/us/podcast/under-the-influence-with-jo-piazza/id1544171101">Under the Influence, </a>and award-winning journalist. You can subscribe to her very popular Substacks: <a href="https://jopiazza.substack.com/">Over the Influence</a>.</p><p><em>Jo is the national and international bestselling author of </em><a href="https://www.amazon.com/Sicilian-Inheritance-Novel-Jo-Piazza/dp/0593474163"><em>The Sicilian Inheritance (which debuts in 2024)</em></a><em>, We Are Not Like Them, You Were Always Mine, Charlotte Walsh Likes to Win, The Knockoff, and How to Be Married. Her work has been published in ten languages in twelve countries, and four of her books have been optioned for film and television. </em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How do we decide with ease? The idea of having the power to choose, to choose a different direction, to speak up to authority, to let go, to create, to shut down, sounds good. But life isn’t always that simple. Making high-stakes decisions involving work, money, and family can be frightening.</p><p>Our guest is Stef Ziev, former TV executive turned certified life and executive coach. H<strong>er new book is called </strong><a href="https://www.amazon.com/gp/aw/d/B0C4C8W8MD"><strong>THE CHOICE IS YOURS</strong></a><strong>: </strong>A Simple Approach to Live and Lead With More Joy, Ease, and Purpose.</p><p>This is an encore episode from July 10, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On today's show, the people who inspire Farnoosh. Also, higher education reimbursements, choosing between retirement plans, and how to create a prenup. Listen to the episode with <a href="https://podcast.farnoosh.tv/episode/adam-torabi-dad/">Farnoosh's dad</a>. And <a href="https://zoom.us/meeting/89579106386">sign up for her free call</a> on all her book marketing insights. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest <a href="https://www.frenchieferenczi.com/">Frenchie Ferenczi</a> was the Director of Community at The Wing during the rise and fall of the #Girlboss era and was caught in the crosshairs. She candidly shares what happened, what she learned, and her approach to supporting women entrepreneurs today as a business strategist and advisor.</p><p>Today Frenchie takes her learnings to help online business owners do the right work at the right time to stay on the path to <strong>consistent</strong> revenue growth. From having sold-out launches to spending more time with their kids, she empowers her clients to achieve their biggest business goals without falling victim to the business grind. </p><p>Follow Frenchie on <a href="https://www.instagram.com/frenchie.ferenczi/">Instagram</a> and <a href="https://join.frenchieferenczi.com/money/">grab her free offer</a>, "37 Stupid-Easy Ways to Increase Your Revenue."</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In his book, <a href="https://diewithzerobook.com/">Die with Zero</a>, Bill Perkins challenges the notion of passing down your wealth. In fact, during a health screening, his doctor asked in the evaluation about financial stress: “Do you have fears of running out of money?” Bill said, “I hope I run out of money!”</p><p>We discuss the merits of spending more money in your living years, how to calculate getting to “enough” net worth and balancing taking care of children and dependents with the notion of dying with zero.</p><p>Bill is the CEO of BrisaMax Holdings. After training on Wall Street, he made his fortune in Houston as an energy trader. He has been Reuters, Financial Times, TIME magazine, Cigar Aficionado, BusinessInsider, and appears frequently on CNBC.</p><p>This episode originally aired August 3, 2020.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

What's going on with the stock market's downward movement since the summer? Is 2024 a good year to buy real estate? Special guest co-host Hilary Hendershott is the founder of <a href="http://www.hendershottwealth.com%20%20">Hendershott Wealth Management</a>, a leading financial advisory and profit consulting firm for women and couples. She hosts <a href="https://podcasts.apple.com/us/podcast/profit-boss-radio-the-podcast-for-women-and-money/id1079495663">Love, your Money</a> (formerly Profit Boss® Radio), a weekly financial podcast where she and her guests offer inspiration and actionable advice. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On today's show, guest Ruchi Pinniger, the Founder and CEO of <a href="https://watchherprosper.com">Watch Her Prosper®</a>, offers a new paradigm for defining prosperity and explains the real work involved in manifesting wealth.</p><p>More about Ruchi: After close to 20 years in the corporate world, primarily on Wall Street, she was called to work with women to ensure they live their most prosperous lives. Her work has served hundreds of women and has been featured in Millie Magazine, Best Self Magazine, Seema Magazine, BBC.com, and on SiriusXM Karen Hunter Show. You can follow Ruchi on Instagram @<a href="https://www.instagram.com/watchherprosper/">WatchHerProsper</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>