So Money with Farnoosh Torabi

<p>Today's episode holds a special place in my heart. As a parent navigating the unique challenges of raising a child with ADHD, I've sought insights, understanding, and practical strategies to support our son for several years.</p><p>Guest <a href="https://mentalhealthremix.com/">Nicole Symcox</a> is a licensed psychotherapist and mental health educator and offers tools and strategies to help ADHD brains of all ages thrive. We discuss the nuances of ADHD and practical tips for fostering a supportive environment. For listeners who would like to explore <a href="https://mentalhealthremix.mykajabi.com/ParentingADHDBrains">Nicole’s audio course</a>, Parenting ADHD Brains, she's reserved the code SOMONEY25 to receive 25% off at checkout. <a href="https://mentalhealthremix.mykajabi.com/ParentingADHDBrains">Learn more here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This Friday: How to find the time and support to finish a book?</p><p>Advice on rebuilding your finances after a divorce, the ins and outs of 529 plans, how adult kids can engage their aging parents in a discussion about their retirement and long-term financial plans, and a credit card conundrum.</p><p>Reserve to see Farnoosh in Los Angeles on <a href="https://www.eventbrite.com/e/author-event-farnoosh-torabi-and-tara-schuster-at-zibbys-bookshop-tickets-733129077807?aff=erelexpmlt">December 18.</a></p><p><a href="https://docs.google.com/document/d/1tinfxoS7OgsieyhjD-mwUA9RiqEewthoBl08JpbRLQ4/edit?usp=sharing">Apply </a>for Farnoosh's coaching program.</p><p><a href="https://www.amazon.com/Healthy-State-Panic-Follow-Wealth/dp/1982199199/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1698413429&sr=8-1">Leave an Amazon review</a> for <em>A Healthy State of Panic.</em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We explore money, happiness, work, and meaning with Paul Ollinger, comedian, speaker, and host of <a href="https://www.paulollinger.com/podcast">Crazy Money.</a> We catch up from his <a href="https://podcast.farnoosh.tv/episode/paul-ollinger/">previous appearance on So Money</a> to talk about his life post-Facebook, what happens when you fall into a lot of money, and navigating the uncertainty in the entertainment world. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're separating fact from fiction and learning the science and savings to healthy skin. What does our skin need to thrive, and can all skin types have the same care routine?</p><p>Guest Dr. Mireille "Mimi" Vega is a respected chemist, public speaker, and pioneering figure in skin microbiome studies. She is on a mission to share the truth about healthy skin and simplified routines. Drawing from 30 years of trials and discoveries and her daughter's skincare struggles, she realized that the traditional multi-step approach to skincare simply didn't add up. This realization sparked a revolutionary idea that finally bridged the gap between skincare and scientific understanding: the ONE HUMAN SKIN Approach to skin health. Learn more about her work and award-winning skincare solution <a href="https://vgambiome.ca/pages/behind-the-brand">here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week: Are there any fears parents may want to relay to their kids? When is it wise to cash out underperforming stocks? How to choose between two job offers?</p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh's newsletter</a></p><p>Order her new book, <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We can all agree that every person has the right to be rich and claim wealth. But why do some of us struggle to believe we're worthy of more? Karen Berzanski is a Transformational Money Mindset expert and Certified Pro EFT™ Tapping Coach. She is the founder of <a href="https://www.theluckysoul.com">TheLuckySoul.com</a>, where she’s helped hundreds of women unapologetically make more money and virtually eliminate financial stress. Her <a href="https://theluckysoul.com/moneytraining">signature 6-week program, M-$POT,</a> helps women transcend their hidden money programming to expect, earn, and enjoy more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Feel like you're a financial late-bloomer? Guest Anisha Ramakrishna, 39, says she's just starting to take more control of her income and investments. Anisha is the star of the Bravo show, <a href="https://www.bravotv.com/family-karma">Family Karma</a>, and host of the Dear Media podcast, <a href="http://www.anishacomedy.com">Currently Cringing</a>. She talks about her career pivots, practicing entrepreneurship in the entertainment industry, and financial lessons learned as an immigrant. Learn more about her work and comedy tour at <a href="http://www.AnishaComedy.com">AnishaComedy.com</a>.</p><p>More about Anisha: She has been featured in Vogue US, Vogue India, The New Yorker, ET, Page Six, Elle, People, and Harper’s Bazaar. Anisha is best known for her viral comedic one-liners. To her, no topic is off-limits.</p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On this week's Ask Farnoosh: Advice on managing investments during this turbulent time, the single thing we can do to make the most impact on our finances and is it worth it to hire a financial planner. </p><p>Visit <a href="http://www.ahealthystateopanic.com">AHealthyStateofPanic.com</a> for all the latest on Farnoosh's new book, and order your copy today.</p><p><a href="http://www.farnoosh.tv/newsletter">Subscribe</a> to Farnoosh's newsletter for the latest updates and financial insights.</p><br><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest <a href="https://www.lizmoody.com/">Liz Moody</a> is a veteran wellness journalist, lifestyle blogger and author of the hit podcast The Liz Moody Show. Her forthcoming book is <a href="https://www.lizmoody.com/100-ways-to-change-your-life-book/"><strong><em>100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success</em></strong><em>’</em> </a>arriving on October 17. On this episode, Liz shares her definition of wellness, her financial habits that contribute to health and wellness, and her science-backed strategies for enhancing total well-being.</p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Queen Latifah made her first big splash onto the music scene at age 19, releasing her hit rap single “Ladies, First.” For the next three decades, the Newark, New Jersey native would build a multi-faceted and dynamic career as a musician, actress, producer and philanthropist, blazing a trail for other Black female artists. </p><p>I recently sat down with Queen during her press tour for <a href="https://www.bet.com/shows/bet-her/queen-collective/extras-and-exclusives.html">The Queen Collective</a>, her latest endeavor, which provides opportunities for women of color in film to tell stories from their viewpoint. In our conversation, she shared some of the financial lessons experienced while growing up and building her business, as well as her ideas on how we can promote more equality in the workplace and close the racial wealth gap. </p><p>This episode originally aired on June 10, 2020.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week -- your student loan questions resurface as federal payment resume. Farnoosh shares an emotional moment this week, reflecting on her childhood. Visit <a href="www.AHealthyStateofPanic.com">AHealthyStateofPanic.com</a> for all the latest on her new book and order your copy today. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh shares stories from her new book, <a href="https://www.amazon.com/Healthy-State-Panic-Follow-Wealth/dp/1982199199/ref=cm_cr_arp_d_product_top?ie=UTF8">A Healthy State of Panic</a>, including excerpts on the chapters about the fears of loneliness and money. Visit <a href="http://www.AHealthyStateofPanic.com">AHealthyStateofPanic.com</a> to learn more about the book and upcoming events. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>With one day until the official release of her book, A Healthy State of Panic, Farnoosh reads from her book.</p><p>To pre-order and get access to her bonuses (last day!) go to <a href="http://www.AHealthyStateofPanic.com.">AHealthyStateofPanic.com.</a></p><p>To order the audiobook, head to <a href="https://www.audible.com/pd/A-Healthy-State-of-Panic-Audiobook/B0BZWS6SHR?qid=1696245353&sr=1-1&ref=a_search_c3_lProduct_1_1&pf_rd_p=83218cca-c308-412f-bfcf-90198b687a2f&pf_rd_r=JE97BCF343HRF5WFR660&pageLoadId=dViT24grJtGXWHsj&creativeId=0d6f6720-f41c-457e-a42b-8c8dceb62f2c">Audible</a>, <a href="https://www.amazon.com/Healthy-State-Panic-Follow-Wealth/dp/B0BZWV6D5D/ref=tmm_aud_swatch_0?_encoding=UTF8&qid=1696245414&sr=1-1">Amazon</a> or <a href="https://libro.fm/audiobooks/9781797166988">Libro.FM</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week's questions: How to fill the 401(k) contribution gap in between jobs? Pay off a 0% credit card balance or student loans first? And what are one's spousal rights in marriage? </p><p>If you're a victim of domestic abuse or financial abuse in your marriage, here are some resources:</p><p><a href="https://allstatefoundation.org/">The All State Foundation</a></p><p><a href="https://www.thehotline.org/">The National Domestic Violence Hotline</a></p><p>Pre-order A Healthy State of Panic and grab BIG bonuses <a href="https://ahealthystateofpanic.com/">here</a>.</p><p>Sign up for her newsletter and be the first to get all the news <a href="https://mailchi.mp/somoneypodcast/so-money-ebook">here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Is there a cultural moment from your past that looks different in retrospect? Maybe it’s a scandalous tabloid story seared into your teenage brain or a political punchline that just feels wrong now. Guest Susie Banikarim is an Emmy-winning journalist and co-host of the new podcast <a href="https://www.iheart.com/podcast/1119-in-retrospect-with-susie-122206786/">In Retrospect</a> where she and New York Times editor Jessica Bennett revisit a pop culture moment from the 80s and 90s that shaped them — to try to understand what it taught us about the world, and a woman’s place in it. Susie and Farnoosh talk about the influence of soap operas, the media's portrayal of Monica Lewinsky, and the business of television and how it shapes the cultural discourse. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This is a very special SO MONEY episode taped earlier this summer in front of a live audience at the Midnight Theatre in Manhattan. Our star guest <a href="http://michellebuteau.org/">Michelle Buteau</a> is a comedian, author and star of <a href="https://www.netflix.com/title/81354524">Survival of the Thickest on Netflix</a>. During our conversation, we peel back the layers of Michelle's storied life, sharing insights, anecdotes, and so much laughter. Michelle is not only a master of humor and storytelling. She's also an astute saver and investor. Discover her keys to living a rich life and her current investments.</p><p>A special thanks to <a href="http://www.zellepay.com/">Zelle</a>, our sponsor for the evening and providing us with a space to share transparent financial advice.</p><p>This episode originally aired on August 21.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Farnoosh offers a glimpse into the framework she teaches in <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic.</a></p><p>Plus: How does Farnoosh define “success?” How does decide which projects are worth her time, resources, and energy?</p><p>Listeners also have questions about their options when a prospective employer makes a low initial offer, the pros and cons to filing taxes jointly with your spouse and what to do with a $25k inheritance.</p><p>Grab the last ticket for Farnoosh's Brooklyn launch event <a href="https://ahealthystateofpanic.com/">here</a>.</p><p>Pre-order A Healthy State of Panic and grab BIG bonuses <a href="https://ahealthystateofpanic.com/">here</a>.</p><p>Sign up for her newsletter and be the first to get all the news <a href="https://mailchi.mp/somoneypodcast/so-money-ebook">here</a>.</p><p>Questions from this episode aired originally on September 15, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today’s episode is a deep dive into perfectionism, comparison culture, and the struggles women face when measuring their progress against others. Guest Monica Packer is a normal mom and recovering perfectionist who uncovered the truest model to lasting growth: its progress made practical. As a podcaster and coach, she guides women to find sustainable growth by adopting progress over perfection. Monica is a mom of 5, former middle school teacher, forever Oprah fangirl, perpetual cookie dough maker, and beginner gardener. You can find more about Monica at <a href="http://aboutprogress.com/">aboutprogress.com</a>.</p><p>Pre-order Farnoosh’s new book <a href="http://www.ahealthystateofpanic.com/"><em>A Healthy State of Panic.</em></a></p><p>Sign up for Farnoosh’s <a href="http://www.farnoosh.tv/newsletter">newsletter</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Employers are increasingly using AI to filter job applications. How can job seekers leverage this technology to increase their chances of landing an interview? Our guest is Laura Michelle Davis, an editor at CNET, where she specializes in personal finance content and also writes about technology, culture, and labor. <a href="https://www.cnet.com/tech/features/the-new-age-of-hiring-ai-is-changing-the-game-for-job-seekers/">Her recent piece </a>addresses how AI is changing the game for job seekers and how applicants can stay competitive in the age of automation, algorithms, and machine learning.</p><p>Visit <a href="http://www.ahealthystateofpanic.com/">AHealthyStateofPanic.com</a> for pre-order bonuses, book tour tickets and more.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, Farnoosh answers audience questions about the best ways to afford a car and how to afford quitting your job.</p><p>Check out her column in Oprah about what to do *before* quitting your job.</p><p>Pre-order Farnoosh's new book <a href="http://www.ahealthystateofpanic.com"><em>A Healthy State of Panic.</em></a></p><p>Sign up for Farnoosh's <a href="http://www.farnoosh.tv/newsletter">newsletter</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Are you a wounded achiever? Transformational career coach <a href="https://brooketaylorcoaching.com/">Brooke Taylor </a>shares her personal conflict with her "success wounds" and how to spot the different types of wounded achiever in yourself, how each manifests in your life and impact your career and money choices. </p><p>More about Brooke: She is a global speaker and transformational career coach supporting female leaders at companies like Goldman Sachs, Coinbase, Google, Salesforce, McKinsey, across the globe. She is also a former Marketing Lead at Google. </p><p>In a crowded career coaching space, Brooke has distinguished herself as “the expert” in helping transform the lives and careers of high-achieving female leaders. Using a combination of Brooke’s personal experience and expertise modalities, Brooke breaks down what she calls women’s deeply ingrained “success wounds” and decouples their identity from their achievements, enabling her clients to scale their income, land promotions 200% faster, negotiate greater raises, and 100% of clients seeking a new job have landed one, all while gaining inner freedom and healthier narratives in the workplace.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Divya Gugnani is the CEO and co-founder of Wander Beauty, one of the most beloved beauty brands. Listen to learn why Divya is an accidental entrepreneur, how she's become comfortable taking risks, and the power of staying curious. Learn more about <a href="https://www.wanderbeauty.com/?gclid=CjwKCAjwr_CnBhA0EiwAci5simYiY46Y8FEHTODYSD3DwwCb-D34pTgBA708S1W3E9YuvpqemQaL_BoC30IQAvD_BwE">Wander Beauty </a>and Divya's new fragrance line <a href="https://www.sephora.com/brand/5-sens/shop-travel-size-perfume?om_mmc=ppc-GG_19936210016_148582879155_dsa-2035822671004__654067716616_9003498_c">Five Sens.</a></p><p>Visit<a href="%20http://www.AHealthyStateofPanic.com%20"> AHealthyStateofPanic.com </a>for pre-order bonuses, Farnoosh's book tour tickets, and more.</p><p>Reserve your ticket for Farnoosh's <a href="https://www.eventbrite.com/e/nyc-launch-event-for-a-healthy-state-of-panic-tickets-701458901457?utm-campaign=social&utm-content=attendeeshare&utm-medium=discovery&utm-term=listing&utm-source=cp&aff=ebdsshcopyurl">book launch</a> in New York. Few spots remain!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, we answer audience questions through the lens of financial fear, why it's healthy and how it can guide us to better choices. Special guest Georgia Lee Hussey, co-founder of Modernist Financial, joins to weigh in and help listeners.</p><p>Visit <a href="http://www.AHealthyStateofPanic.com">AHealthyStateofPanic.com</a> for pre-order bonuses, book tour tickets and more.</p><p>Come celebrate <a href="https://www.eventbrite.com/e/nyc-launch-event-for-a-healthy-state-of-panic-tickets-701458901457?aff=oddtdtcreator">Farnoosh's book launch in New York</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest April Lokar is the Founder of <a href="https://semiconventional.com/">Semi-Conventional</a>, where she helps entrepreneurs amplify their expertise with scalable offers. In her corporate career, she developed her semi-conventional style, finding her own unique way to live life and get things done. Her passion is seeing clients’ light bulb moments as they become clear and confident in the next step for their business. We discuss taking risks in your career & changing jobs to earn more.</p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>To understand what’s behind existing wealth and opportunity gaps, history is sometimes our greatest teacher. But chances are when we think of the crack era, our minds go to how it was depicted in the media or political campaigns and policing in the 1980s and 1990s. Do we really know the individuals who suffered and what happened to them? And while people suffered, who profited? How do the failures of that epidemic continue to haunt and hold back our plight against drugs, as well as social justice and wealth equality today? Donovan Ramsey is our guest and the author of the new, acclaimed book <a href="https://www.amazon.com/When-Crack-Was-King-Misunderstood/dp/0525511806">WHEN CRACK WAS KING</a>: A People's History of a Misunderstood Era. (This episode aired originally on July 31).</p><p><a href="http://www.farnoosh.tv/newsletter">Subscribe to Farnoosh’s newsletter</a></p><p><a href="http://www.ahealthystateofpanic.com/">Get $300 in bonuses when you pre-order A Healthy State of Panic</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Katie Couric has a big financial question for Farnoosh, plus 401k conundrums from the audience. And Farnoosh finally sees the Barbie movie - what does she think? (This episode aired originally on August 11)</p><p>Check out Farnoosh’s full op-ed piece on Katie’s <a href="https://katiecouric.com/news/opinion/farnoosh-torabi-essay-gen-z-and-money/?fbclid=PAAabOH65WBv2ZRDoPp5Ze7KzoaAbXorbgNRxJOWY8rjhYlJ2mhbwiWEYksS4_aem_ASvRfQODRYTtKUDrC1iNwSvipDD3Q7BHeVb7PB0Y2IfYWzVk4LHJcA7tbzacYiMucdY">website</a>.</p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic</a> and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We go behind the scenes with an in-house corporate recruiter <a href="https://www.farahsharghi.com/">Farah Sharghi.</a> She is the Director of Recruiting and Human Resources at Dil Mil, a South Asian dating app based in San Francisco. She has worked as a technical recruiter at a variety of companies, including Google, Lyft, Uber, TikTok, and The New York Times and she has <a href="https://www.instagram.com/farahsharghi/">fast-growing social media platform </a>where she shares her best job hunting and interviewing techniques, lesser known advice that really works like how to use Ai, how to enhance your online resume to stand out on LinkedIn and other job sites, how to spot red flags when interviewing for a position, signs you should NOT work there. (This episode aired originally on August 2) <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We have a megawatt fashion entrepreneur on the show - <a href="https://thechrisellefactor.com/">Chriselle Lim</a>! Across her various social channels, Chriselle has garnered a community of over 6 million global followers. Her brand portfolio spans fashion, beauty, and parenting, On the show, Chriselle and Farnoosh discuss opens up about her journey and evolution as a fashion influencer and what inspired her to start her own brand, strategies on negotiating partnerships, and financial lessons learned from marriage and divorce. Check out Chriselle's new fragrance line at <a href="https://phlur.com/">Phlur.com</a> (This episode aired originally on July 26)</p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh’s newsletter</a>.</p><p>Pre-order <a href="http://www.ahealthystateofpanic.com">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh: Should you switch banks if you're only earning 2% on your savings account? When does it make sense to invest in home upgrades? Should a listener sell her house now or later? And what's the rule of thumb for asset allocation in your retirement portfolio? Is investing in 95% stocks too high? (This episode aired originally on June 30.)</p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh's newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>Guest </strong><a href="http://www.anahomayoun.com/"><strong>Ana Homayoun</strong></a> is the author of the new book <a href="https://anahomayoun.com/erasing-the-finish-line/">Erasing the Finish Line: </a> <em>The New Blueprint for Student Success Beyond Grades and College Admission. </em>In it she highlights the essential skills students need to move beyond a prescribed path and truly thrive in school and life. Reflecting on over two decades of working directly with students worldwide, leading academic advisor and early career development expert Ana Homayoun has written the book we desperately need.</p><p>More about Ana: She is an academic advisor and early career development expert working at the intersection of executive functioning skills, technology, and personal energy management. She is the founder of Silicon-Valley based <a href="http://www.greenivyed.com/">Green Ivy Educational Consulting</a> and the executive director of <a href="http://www.luminarialearning.org/">Luminaria Learning Solutions</a>, a non-profit initiative developing the Life Navigator School Advisory Program. She is the author of three previous books: <em>That Crumpled Paper Was Due Last Week, The Myth of the Perfect Girl </em>and<em> Social Media Wellness</em>. She lives in San Francisco.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This is a very special SO MONEY episode taped earlier this summer in front of a live audience at the Midnight Theatre in Manhattan. Our star guest <a href="http://michellebuteau.org/">Michelle Buteau</a> is a comedian, author and star of <a href="https://www.netflix.com/title/81354524">Survival of the Thickest on Netflix</a>. During our conversation, we peel back the layers of Michelle's storied life, sharing insights, anecdotes, and so much laughter. Michelle is not only a master of humor and storytelling. She's also an astute saver and investor. Discover her keys to living a rich life and her current investments.</p><p>A special thanks to <a href="http://www.zellepay.com">Zelle</a>, our sponsor for the evening and providing us with a space to share transparent financial advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How does Farnoosh define "success?" How does decide which projects are worth her time, resources, and energy?</p><p>Plus: listeners have questions about their options when a prospective employer makes a low initial offer, the pros and cons to filing taxes jointly with your spouse and what to do with a $25k inheritance.</p><p>To learn more about supporting the victims of the Maui wildfires, <a href="https://www.cbsnews.com/news/how-to-help-maui-wildfire-victims-donations/">click here</a>.</p><p><a href="http://www.farnoosh.tv/newsletter">Subscribe to Farnoosh's newsletter</a></p><p><a href="http://www.ahealthystateofpanic.com/">Get $300 in bonuses when you pre-order A Healthy State of Panic</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What does it take to launch a super successful podcast these days? "Podcast Princess" <a href="https://www.instagram.com/yapwithhala/">Hala Taha</a> shares how she quickly built her show, <a href="https://podcasts.apple.com/us/podcast/young-and-profiting-with-hala-taha/id1368888880">Young and Profiting</a>, to be one of the top business and entrepreneurship podcasts across all apps. Hala is also the founder and CEO of <a href="https://yapmedia.io/">YAP Media</a>, a full-service social media and podcast marketing agency for top podcasters, celebrities, and CEOs. Hala is also one of the most successful and well-known influencers on LinkedIn.</p><p>She and I talk about scoring her first billionaire client and her reckoning with 2020, the despair she experienced, and discovering her path forward. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest <a href="https://amymorinlcsw.com/">Amy Morin</a> is a psychotherapist, mental strength trainer and the host of <a href="https://amymorinlcsw.com/podcasts/">Mentally Stronger.</a> She joins to share her 5 lifestyle mistakes that keep you from growing mentally stronger -- and financially better off.</p><p>More about Amy: She is an international bestselling author. Her books, including 13 Things Mentally Strong People Don’t Do, have been translated into more than 40 languages and sold more than 1 million copies. The Guardian dubbed her “the self-help guru of the moment.” Forbes calls her a “thought leadership star” and People says her book is one of the top 20 must read books of all time.</p><p>She lives on a sailboat in the Florida Keys.</p><p>This episode aired originally on May 31, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Katie Couric has a big financial question for Farnoosh, plus 401k conundrums from the audience. And Farnoosh finally sees the Barbie movie - what does she think?</p><p>Check out Farnoosh’s full op-ed piece on Katie’s <a href="https://katiecouric.com/news/opinion/farnoosh-torabi-essay-gen-z-and-money/?fbclid=PAAabOH65WBv2ZRDoPp5Ze7KzoaAbXorbgNRxJOWY8rjhYlJ2mhbwiWEYksS4_aem_ASvRfQODRYTtKUDrC1iNwSvipDD3Q7BHeVb7PB0Y2IfYWzVk4LHJcA7tbzacYiMucdY">website</a>.</p><p>Pre-order <a href="Http://www.ahealthystateofpanic.com">A Healthy State of Panic</a> and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Rich kids are perceived as free from life’s toughest challenges. “Having it all.” But being raised in affluence brings a unique set of pressures and hidden tripwires. Guest Kristin Keffeler, MSM, MAPP, is a thought leader and consultant at the forefront of a global shift in family wealth advising, known as Wealth 3.0. She works with affluent and enterprising families, rising gen, and the professionals who support them. Her book, <a href="https://www.amazon.com/Myth-Silver-Spoon-Navigating-Impactful/dp/1119909708">The Myth of the Silver Spoon</a>, explores our wealth culture and helps to identify structures for finding and sustaining one’s own vision of a fulfilling, impactful life. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Manisha Thakor is the author of the new book,<a href="https://drluana.com/book/"> </a><a href="https://www.amazon.com/MoneyZen-Escape-Never-Enough-Reclaim/dp/0063247968"><strong><em>MoneyZen: The Secret to Finding Your "Enough</em></strong></a>" and is on the show discussing ways we can solve this money-happiness paradox and learn to build that essential base layer of “emotional wealth.”</p><p><strong><em>Moneyzen</em></strong> <strong>draws on science</strong> and the stories of wide range of multidisciplinary experts from all walks of life to show<strong> </strong>how to rip off your "Busy Badge" to put meaning back into your life, eradicate the soul-destroying belief that “Self-worth = Net worth" and escape life as a human doing and return to your natural state as a human being.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week’s Ask Farnoosh: The pros and cons to overpaying a credit card for the sake of budgeting for big expenses; how to create an exit strategy from an industry that you don’t love; should I work with a financial planner if I don’t need investing help? Plus: Farnoosh’s favorite money apps. (This episode's questions originally aired on April 21, 2023.)</p><p>Check out this week's episodes with <a href="https://podcast.farnoosh.tv/episode/donovan-x-ramsey/">Donovan Ramsey</a> and <a href="https://podcast.farnoosh.tv/episode/farah-sharghi/">Farah Sharghi</a>.</p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We go behind the scenes with an in-house corporate recruiter <a href="https://www.farahsharghi.com/">Farah Sharghi.</a> She is the Director of Recruiting and Human Resources at Dil Mil, a South Asian dating app based in San Francisco. She has worked as a technical recruiter at a variety of companies, including Google, Lyft, Uber, TikTok, and The New York Times and she has <a href="https://www.instagram.com/farahsharghi/">fast-growing social media platform </a>where she shares her best job hunting and interviewing techniques, lesser known advice that really works like how to use Ai, how to enhance your online resume to stand out on LinkedIn and other job sites, how to spot red flags when interviewing for a position, signs you should NOT work there. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

To understand what’s behind existing wealth and opportunity gaps, history is sometimes our greatest teacher. But chances are when we think of the crack era, our minds go to how it was depicted in the media or political campaigns and policing in the 1980s and 1990s. Do we really know the individuals who suffered and what happened to them? And while people suffered, who profited? How do the failures of that epidemic continue to haunt and hold back our plight against drugs, as well as social justice and wealth equality today? Donovan Ramsey is our guest and the author of the new, acclaimed book <a href="https://www.amazon.com/When-Crack-Was-King-Misunderstood/dp/0525511806">WHEN CRACK WAS KING</a>: A People's History of a Misunderstood Era. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week from the mailbag: Thoughts on playing the lottery, investing in real estate syndication, selling a home you inherited and how much financial transparency is necessary in a marriage? Referenced on the episode: Interview with co-founders of <a href="https://podcast.farnoosh.tv/episode/annie-dickerson-and-julie-lam/">GoodEgg Investment.</a></p><ul><li>Join <a href="https://docs.google.com/forms/d/e/1FAIpQLSfOfvVSmkhz1Wu2kX2deBu7k9CjCwNxQCzoANtqzLu6We1cSw/viewform">Farnoosh's Launch Team</a> for <em>A Healthy State of Panic</em></li><li>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh’s newsletter</a></li><li>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</li></ul> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We have a megawatt fashion entrepreneur on the show - <a href="https://thechrisellefactor.com/">Chriselle Lim</a>! Across her various social channels, Chriselle has garnered a community of over 6 million global followers. Her brand portfolio spans fashion, beauty, and parenting, On the show, Chriselle and Farnoosh discuss opens up about her journey and evolution as a fashion influencer and what inspired her to start her own brand, strategies on negotiating partnerships and financial lessons learned from marriage and divorce.</p><p>Check out Chriselle's new fragrance line at <a href="https://phlur.com/">Phlur.com</a></p><p>Join <a href="https://docs.google.com/forms/d/e/1FAIpQLSfOfvVSmkhz1Wu2kX2deBu7k9CjCwNxQCzoANtqzLu6We1cSw/viewform">Farnoosh's Launch Team</a> for <em>A Healthy State of Panic</em></p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh’s newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>As the subscription economy continues to flourish, consumers find themselves juggling multiple subscriptions, leading to overwhelm and increased spending. Guests Sunny Israni and Monica Villar are the co-founders of <a href="http://www.getlightswitch.com">LightSwitch</a>, a game-changer that promises to create a seamless experience that brings less hassle and more savings to consumers. We discuss the key aspects of the billion-dollar subscriptions industry, its rapid growth, and the challenges faced by consumers in managing their subscriptions efficiently. Learn more at <a href="http://www.getlightswitch.com">getlightswitch.com</a></p><p>Join <a href="https://docs.google.com/forms/d/e/1FAIpQLSfOfvVSmkhz1Wu2kX2deBu7k9CjCwNxQCzoANtqzLu6We1cSw/viewform">Farnoosh's Launch Team</a> for <em>A Healthy State of Panic</em></p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh’s newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week, Farnoosh answers listeners' questions about: Investing fees and how much is too much, strategies for living abroad, and when is it OK to pause contributions to a retirement account?</p><p>Join <a href="https://docs.google.com/forms/d/e/1FAIpQLSfOfvVSmkhz1Wu2kX2deBu7k9CjCwNxQCzoANtqzLu6We1cSw/viewform">Farnoosh's Launch Team</a> for <em>A Healthy State of Panic</em></p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh’s newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today we're discussing the climate economy, and how capitalism can be a tool for driving solutions for a greener planet. Guest Molly Wood, longtime business and technology journalist turned venture capitalist. She shares her insights into the many moving parts and hurdles behind bringing climate solutions to the forefront, innovations she's excited to see and why she's ultimately optimistic about the direction of climate action. <strong> </strong></p><p>More about Molly: She is Founder and Chief Storyteller at <a href="https://www.mollywood.co/">Molly Wood Media</a>, an advisory firm for the climate economy. She is also the host of Everybody in the Pool <a href="https://podcasts.apple.com/us/podcast/everybody-in-the-pool/id1687567073">podcast</a> and <a href="https://www.mollywood.co/">newsletter</a>.</p><p>Check out <a href="https://podcasts.apple.com/us/podcast/everybody-in-the-pool/id1687567073">Molly's podcast </a>today to hear me offer insights into the cost of climate change and ERG investing.</p><p>This episode originally aired on June 21, 2023.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're taking a deep dive into how Gen Z consumes and advice on how they can make better financial choices. </p><p>Joining the show: Josh Rosenberg, Co-Founder of <a href="https://d1a.com/">Day One Agen</a>cy who, together with researchers at USC Annenberg Center of Public Relations, <a href="https://d1a.com/perspective/day-one-agency-usc-annenberg-gen-z-study">examined how Gen Z consume</a>s -- from information and news to purchases. Also, <a href="https://ajaevanscounseling.com/">Aja Evans</a>, a licensed therapist who helps clients relieve money anxiety to achieve financial wellness.</p><p>We discuss: How does Gen Z defines "influence," the financial challenges that come with relying heavily on social media and the best sources to trust when it making purchasing decisions.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week Dorethia Kelly, nationally-acclaimed financial expert and author of #<a href="https://www.moneychatbook.com/buy-now">MoneyChat</a>, joins to help answer your financial questions, including what to discuss with your partner *before* getting married, the risks to using a life insurance loan to pay off a student loan, steps to being a more environmentally conscious consumer and how to help a friend who needs financial support.</p><p>Mentioned: Farnoosh's interview with <a href="https://podcast.farnoosh.tv/episode/molly-wood/">Molly Wood</a> about climate solutions.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are in conversation with negotiation expert Alexandra Carter, author of <a href="https://www.simonandschuster.com/books/Ask-for-More/Alexandra-Carter/9781982130497">Ask For More</a>, learning about ways to earn more this year when you’re in a transition phase (switching jobs, recently laid off, heading back to work after a break), what we *should* negotiate for but rarely do and why being scared in a negotiation means you’re doing it RIGHT!</p><p>More about Alex: She is a Clinical Professor of Law and Director of the Mediation Clinic at Columbia Law School. She has spent the last eleven years helping thousands of people negotiate better, build relationships and reach their goals. In 2019, Alex was awarded the Columbia University Presidential Award for Outstanding Teaching, Columbia University’s highest teaching honor.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How do we decide with ease? The idea of having the power to choose, to choose a different direction, to speak up to authority, to let go, to create, to shut down, sounds good. But life isn’t always that simple. Making high-stakes decisions involving work, money, and family can be frightening.</p><p>Our guest is Stef Ziev, former TV executive turned certified life and executive coach. H<strong>er new book is called </strong><a href="https://www.amazon.com/gp/aw/d/B0C4C8W8MD"><strong>THE CHOICE IS YOURS</strong></a><strong>: </strong>A Simple Approach to Live and Lead With More Joy, Ease, and Purpose</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week: Farnoosh offers her best relationship insights after 11 years of marriage (not financial advice, but hey!) Plus, several investing questions from the audience, including whether to cash out a low-performing portfolio, how to balance investing for retirement and paying off debt. Also, what's the deal with pet insurance? Worth it?</p><p>Sign up for <a href="http://www.farnoosh.tv/newsletter">Farnoosh’s newsletter</a></p><p>Pre-order <a href="http://www.ahealthystateofpanic.com/">A Healthy State of Panic </a>and immediately access her Scared Smart video and workbook lesson plan.</p><p>Questions on this episode originally aired on Feb 3.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>