So Money with Farnoosh Torabi

<p>LYDIA FENET knows how to drive a negotiation and ask for what she wants - something that may feel challenging to do right now. As Global Managing Director, Strategic Partnerships and Lead Benefit Auctioneer at Christie’s Auction House, Lydia has led auctions for more than six hundred organizations and raised over half a billion dollars for nonprofits globally.</p><p>She was named one of New York’s most influential women by Gotham magazine and has been featured in the New York Times, The Wall Street Journal, Forbes and Crain’s, and has appeared in Vogue, Harper’s Bazaar, Vanity Fair and Town & Country. She is the author fo the widely acclaimed book, ‘The Most Powerful Woman in the Room is You.'</p><p>Learn more about Lydia at LydiaFenet.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Exploring the future of college and millennials, as well as the trickle-down impact of the $2 trillion stimulus on corporations, individuals and the economy. What will the college experience look like and how much will it cost? What is the opportunity for Millennials right now, as they grapple with how to add value and become financially secure in the years to come?</p><p>Guest <strong>Scott Galloway</strong> is a Professor at the NYU Stern School of Business where he teaches brand strategy and digital marketing. He is also the co-host of Pivot, a <strong>podcast produced by Recode and Vox Media.</strong></p><p><strong>More about Scott:</strong> He was named “One of the World’s 50 Best Business School Professors” by Poets & Quants in 2012. He is the founder of Red Envelope, Prophet Brand Strategy, and L2 Inc., acquired by Gartner (NYSE: IT) in March 2017. Scott’s books The Four (Portfolio Penguin, 2017) and The Algebra of Happiness (Portfolio Penguin, 2019) debuted on The New York Times and Apple bestseller lists. Scott has served on boards of directors including The New York Times Company (NYSE: NYT), Urban Outfitters (Nasdaq: URBN), and UC Berkeley’s Haas School of Business. He received a B.A. from UCLA and an M.B.A. from UC Berkeley.</p><p>Follow Scott on Twitter @<a href="www.twitter.com/profgalloway">profgalloway</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

The latest questions from listeners include how to manage finances post-divorce (and during a pandemic), paying down student loans with varying interest rates and how to bring up the concept of a prenup to your partner. Plus, Farnoosh shares behind-the-scenes and insights into her latest experience buying a home and moving in these strange times. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>ok How will the pandemic impact real estate? Is now a smart time to buy? Sell? Rent? What housing trends might we see in the wake of Covid 19? Real estate guru Ilyce Glink joins Farnoosh to share insights and reports from the latest real estate activity around the country.</p><p>Ilyce is an award-winning, nationally-syndicated columnist, blogger, author, radio talk show host, TV reporter, and owner of Think Glink Media.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Letting go of expectations - personal, professional and financial - is a great challenge for many of us right now. This podcast focuses on how to continue to create forward momentum for yourself, even as it may not feel like much is in our control right now. Guest Erika Gerdes is an authenticity advocate speaker, coach and writer. She is the designer of The Art of Undoing, which helps people undo their limiting beliefs and reactive patterns to unlock greater confidence, joy and impact.</p><p>Erika is a former global business executive at Google, where she worked for 12 years before leaving at the height of her career, as a single mom, to pursue her mission for helping people live into their full range and amplify their impact.</p><p>To download her free guide, visit <a href="http://erikagerdes.com/so-money">erikagerdes.com/so-money</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Host Farnoosh Torabi addresses listeners' questions about home buying, managing money in a relationship and safely rolling over a 401(k) into an IRA. Plus, exciting news: So Money has been nominated for a 2020 Webby Award! You can vote here: <a href="https://vote.webbyawards.com/PublicVoting#/2020/podcasts/general-series/business">https://vote.webbyawards.com/PublicVoting#/2020/podcasts/general-series/business</a> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How has the pandemic influenced the <em>influencer</em> market? With the downturn in the economy many businesses have pressed PAUSE on marketing and our guest Katie Sturino, entrepreneur and social media influencer shares insights and personal experiences. How is she managing her personal finances and business in this market and what is her advice for business owners and brands as they turn to the internet for more exposure (and sales?)</p><p><strong>More about Katie</strong>: She is an entrepreneur, social media influencer, body positivity advocate and fierce animal activist. Through her personal platforms, @katiesturino and The12ishStyle.com, she lends her voice and personal style to raise awareness for size inclusivity, empowering women of all sizes to find their confidence and celebrate their style. Her regular content series, #SuperSizeTheLook and #MakeMySize have gone viral, reaching millions of people and attracting global media attention.</p><p>Katie is also the founder of MEGABABE, an innovative beauty brand offering non-toxic, solution-oriented products that allow people to feel more comfortable and confident in their own skin. Most recently, Katie launched BOOB SWEAT, a weekly podcast that tackles often “taboo” topics such as Dating in your 30s, Botox, and Divorce.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Shaun T is a world-renowned health and fitness motivator, husband, father of twins, TV host and social media influencer (over 3 million followers). On today's episode Shaun T shares his financial experiences from childhood, how he built his fitness empire and his advice for staying motivated and focused on health in these challenging times.</p><p>He is the creator of the best-selling fitness programs INSANITY, HIP HOP ABS, FOCUS T25, INSANITY MAX:30, CIZE, SHAUN WEEK and his new record breaking mega-hit, TRANSFORM :20. – a 20 minute dynamic step workout that will transform you physically and mentally.</p><p>Through personal appearances, his SAFE SPACE online support group and academy, his podcast Trust and Believe with Shaun T, and his self-help memoir T IS FOR TRANSFORMATION, Shaun T is focused on affecting positive life changes in people around the world and proving that becoming the best version of yourself is attainable.</p><p>Learn more about <a href="https://shauntfitness.com/">Shaun T on his website</a> and be sure to check out Farnoosh's interview on his podcast, <a href="https://shauntfitness.com/trust-and-believe-with-shaun-t-podcast/">Trust and Believe</a>, today.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Listeners send in their most pressing financial questions amid the pandemic and economic slowdown.</p><ul><li>Will the 10% early withdrawal penalty be waived if I withdraw early from my pension?</li><li>Can I negotiate my credit card payments?</li><li>Should I continue plans to attend graduate school in the fall?</li><li>Should I put my start-up plans on hold?</li><li><br></li></ul><p>Ask your questions for the Friday episodes via Direct Message on <a href="http://www.instagram.com/farnooshtorabi">Instagram</a> or clicking on <strong>Ask Farnoosh</strong> on the website.</p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>Life throws us all curveballs - especially now. Guest Heather Chauvin shares how to handle them and emerge triumphant.</strong></p><p><strong>Being diagnosed with Stage 4 cancer was the kick in the pants that my guest today says she needed to prioritize her finances and build a richer life.</strong> With cancer treatments exceeding $1,000 a week, her family of five was barely able to make ends meet. Within a few years of Heather's diagnosis, she became a multi-six figure business owner...now on her way to a seven-figure year. Today she is cancer free and managed to pay off $60k in credit card debt along the way.</p><p><strong>More about Heather Chauvin: </strong>She is a leadership coach and strategic parenting expert who helps ambitious women become leaders at work and home. Drawing from her professional experience as a social worker and her life experience raising three boys, Heather created a signature approach to focus her clients on sustainability, profitability and ease in business and life. She is the host of the <em>Mom Is In Control</em> Podcast where she reveals her most vulnerable truths about womanhood, marriage, parenting, living through stage 4 cancer and running a successful business—without burning out. Heather has been featured as a <a href="https://www.ted.com/talks/heather_chauvin_dying_to_be_a_good_mother">TEDx </a>speaker and on <em>The OWN Network, CTV, and The Jenny McCarthy Show. </em>She has also appeared in<em> Entrepreneur </em>and<em> Real Simple</em>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>As CEO of his company, Dan Price went from earning $1 million a year to $70,000 to now $0…as his business <a href="www.GravityPayments.com%20">Gravity Payments </a>struggles to stay afloat amidst the current economic crisis</p><p>You may remember <a href="https://podcast.farnoosh.tv/episode/dan-price/">Dan who joined us on the show back in 2015</a> to share news of how he'd raised the minimum salary at his company to $70,000 and he, himself taking a massive pay cut to $70,000.</p><p>Now, facing a 55% drop in revenue in a matter of weeks, Gravity Payments, like so many businesses, had to make quick financial decisions to avoid bankruptcy…rather than layoff his employees, as many businesses do and have done…Dan has managed to keep everyone on staff…with a unique strategy, he’s here to talk about…and something I think can be a lesson for many employers.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From home affordability to student loan repayment to retiring <em>early, </em>Farnoosh and special co-host Georgia Lee Hussey address the latest questions from So Money listeners, amidst the economic crisis.</p><p>Georgia is Founder and CEO of Modernist Financial, which is on a mission to build a world where progressive people feel permission to enjoy today, while also investing in our common future.</p><p>Georgia is a queer female founder who started her career as a writer and artist and then went on to spend a decade working in finance as a CFP. She was baffled by the industry’s lack of transparency and culture of conformity, which inspired her to launch a different kind of firm – one that truly centers individuality and self-efficacy.</p><p>Modernist Financial has been named one of the largest LGBTQ+ owned businesses in Oregon and one of Portland’s largest wealth management firms.</p><p>You can find more information at her company website: <a href="https://modernistfinancial.com/">modernistfinancial.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From expanded unemployment benefits to the stimulus check and the Paycheck Protection Plan, the federal government's $2.2 trillion stimulus plan or the C.A.R.E.S. Act is starting to make an impact on society, as consumers and business owners struggle to make ends meet in the pandemic. What's in the plan, specifically, and what will it mean for our personal finances?</p><p>We welcome Certified Financial Planner and wealth manager Hilary Hendershott to help us break it all down.</p><p>Hilary is the host of the Profit Boss Radio Podcast. She was recognized as a Top 40 Under 40 Entrepreneur in Silicon Valley and is known as "The Investor's Voice of Reason." Check out <a href="https://www.hilaryhendershott.com/">www.hilaryhendershott.com.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>My guest today is a wealth manager who says despite the downturn in the market, his clients didn't lose any money. How is that possible?</p><p>Caleb Guilliams is the founder and CEO of BetterWealth, a company committed to showing people how to have more efficiency and control over their money today while maximizing their future wealth potential. At an early age, Caleb read every financial book he could get his hands on and was fascinated with the idea of ordinary people being able to achieve extraordinary wealth. While still in college, he was promoted to take over the entire investment division at a local community bank where he committed to finding a better way to wealth for his clients. He traveled across the country for over two years learning from top financial experts. He eventually discovered proven strategies and principles that can empower anyone to create and protect real wealth.</p><br><p>More about Caleb: He is the author of <em>The AND Asset</em>, and host of the BetterWealth Podcast. Learn more about BetterWealth.com.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Is it OK to take out a student loan right now - even if you don't *need* it - to help cover living expenses in case the pandemic leads to more financial stress in your life? Also what is the best way to support the economy and local small businesses if savings is low or your job isn't secure? Host Farnoosh Torabi answers your latest money questions. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Gina DeVee is a women’s empowerment and success coach with a new book coming out later this month called The Audacity to Be Queen. While the launch, she says, has been impacted by the health crisis, she’s finding that the content of her book is serving as a guide now more than ever - to help her work through the uncertainties and discover the gifts.</p><p>In The Audacity to Be Queen, DeVee invites modern-day women to take ourselves off the back-burner financially, romantically, physically, and socially—and step into our greatness. Only from the position of Queen can you fulfill your purpose, and in this pivotal moment, time is of the essence. The age of Queen, she says, is now.</p><p>In our conversation we discuss: </p><ul><li>How to have complete clarity on your big career moves</li><li>Achieve goals with purpose and pleasure</li><li>Make invest and enjoy money with fulfillment</li><li><br></li></ul><p>For more, visit: <a href="https://divineliving.com/book/">DivineLiving.com/Book</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In uncertain times, we grow even more uncertain about our choices, our self-worth, and direction in life. I wanted to invite back one of my best friends and mentors Susie Moore to share her wisdom and reflections on how we all can feel more in control during of our lives right now. Susie has a new book that is deeply relevant, considering all that we are experiencing right now. The book is called Stop Checking Your Likes — Shake Off the Need for Approval and Live an Incredible Life. Visit <a href="http://stopCheckingYourLikes.com">StopCheckingYourLikes.com</a> where you can receive some bonuses if you purchase the book now through the end of April.</p><p>On the show Susie and I discuss how to stop intentionally making life harder. We sometime do this (myself included) - whether it’s with work or parenting — because we think harder equals better, more worthy. It doesn’t. We discuss how to have a healthier relationship with social media and Susie’s own practices that allow her to overcome the social and economic challenges of her childhood and be in the driver’s seat of her own happiness. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh address some of your latest money questions surrounding all the economic uncertainty and turmoil. From job loss to investing, refinancing a mortgage and more. What are the best money moves right now? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Now more than ever, couples are faced with tough financial circumstances. Are you ready and willing to work through this with your partner? Lindsay Bryan-Podvin is a biracial financial therapist, speaker, and author who is passionate about helping high-earning couples recommit to their relationships using shame-free money coaching. It's her mission to teach all her couples how to stand in their power by including money in their relationship. She and I discuss how we develop ideas around money as children, the importance of reframing unhelpful thoughts about money and the importance of creating SMART goals and thinking forward with your finances.</p><p>Connect with Lindsay at <a href="http://www.mindmoneybalance.com/">www.mindmoneybalance.com</a> and on Instagram: <a href="http://www.instagram.com/mindmoneybalance">@mindmoneybalance</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are in conversation with the one and only David Bach, financial expert and 10-time New York Times Bestselling author. I trust and appreciate David's advice and his perspectives SO MUCH, ever since he wrote his first book The Automatic Millionaire and saw him appear on the Oprah Winfrey Show.</p><p>David has since become a friend, a mentor and a frequent guest on So Money. He has kindly stopped by this podcast a bunch of times and now more than ever, I'm excited to have him join to share his reflections on all that's happening amidst the Coronavirus.</p><p>Did you know that David's been living in Italy for the past year? We discuss his day-to-day life with the entire country in quarantine, and how to keep our mind and money healthy during these challenging times.</p><p>To learn more about David and his 5-day challenge, visit <a href="http://DavidBach.com">DavidBach.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

How to continue to pay rent if I've lost my job? Can I afford to continue investing? Where is the market headed and how might it impact my job security? Farnoosh and special co-host Georgia Lee Hussey, CFP and Founder of Modernist Financial, join to answer your top financial questions right now. Plus, hear who won a free 15-minute money session with Farnoosh! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’re discussing on the show today something that may feel completely unimaginable right now — how to earn MORE money in 2020. Many of us started the new year with ambitions to get a raise or increase business revenue. Now, we may have lost hope. My guest today is staying optimistic and has some interesting perspectives on how to frame your mind around earning your worth this year and any time.</p><p>Kara Loewentheil is a Master Certified Coach with a B.A. from Yale and J.D. from Harvard Law. In the last three years after pivoting from a legal career, she has grown her life coaching business from 0 to 7 figures. She's the host of the iTunes top-rated self-help podcast Unf*ck Your Brain which has been downloaded over 5M times, and she has been featured in outlets like <em>Marie Claire</em>, <em>Mind Body Green</em>, MSN.com, and <em>The Huffington Post</em>. Kara lives in New York City. Learn more at <a href="http://unfckyourbrain.com">unfckyourbrain.com</a>.</p><p><a href="https://unfckyourbrain.com/confidencecheatsheet?customize_changeset_uuid=4b326f1b-094d-41a0-b698-2046e1c8aad4&customize_autosaved=on&customize_messenger_channel=preview-0"><em>Link to Download</em></a> // <strong>The Confidence Cheat Sheet</strong>: Kara's three ways to create self-confidence that *actually* work using cognitive-science-based techniques.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Staying indoors is currently best for the public's health, but how can we be sure to take care of our <em>personal</em> health at the same time? Finding time to workout and eat healthy can feel especially challenging during these stressful and overwhelming times. And as the saying goes, health is wealth.</p><p><a href="http://tracycampoli.com/">Tracy Campoli</a> offers some great advice for listeners, as well as her own journey to building her business. She is a lifestyle and wellness coach that helps women lose weight and get fit without dumb diets or boring boot camp workouts or burpees. Her <a href="https://www.youtube.com/c/TracyCampoli">YouTube channel</a> has over 20 million views.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh has been giving some counterintuitive advice lately related to our finances amidst the health crisis. And she's not apologizing! This week she answers more of your top questions including: Should I invest or pay down debt? Should I take money out of my house downpayment fund and place it in the stock market? How can I make money from home right now? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Many families will be home for weeks and months to come, attempting to work and parent under one roof. Our guest Pamela Pekerman is a serial entrepreneur, founder of Hustle Like a Mom, and a regular on local morning shows. She's been working from home for many years -- but the past week she's also been parenting at the same time. Hear her advice on how to create structure and sanity at home and how many workers can pivot to making money on the internet.</p><p>To download Pamela's tips to navigate working from home, managing kids/schooling, and suggested "class" offerings that educate and entertain visit www.pamelapekerman.com/somoney</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><a href="http://www.kimberlylucht.com/">Kimberly Lucht</a> is a business coach who helps women make their first six figures doing what they love. Degree-trained in psychology, she previously directed and tripled the growth of a woman-focused non-profit. Now she’s committed to helping female entrepreneurs have their first six-figure year through in-person workshops, online programs, and one-on-one coaching. One of the focal topics of the episode is how small business owners can attempt to earn more money this year with all the economic uncertainty right now.</p><p>Kimberly's been featured in Money, Business Insider, Create & Cultivate, Well + Good, and Greatist and currently lives in New York City.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>While it may not feel all that appropriate to talk about money at a time when human lives are at stake, the coronavirus is taking a toll on our finances...and fear hath taken over. The stock market suffered one of its worst declines this week and many of you have been writing in asking about how to manage your investments, as well as how to prepare for the likelihood of a recession. This episode is dedicated to answering some of your top concerns related to the spread of the coronavirus and its impact on our finances.</p><p>Joining to help steer the show is Greg McBride, CFA, Senior Vice President, Chief Financial Analyst, for Bankrate.com. With nearly a quarter century of experience in personal finance, Greg is a subject matter expert that has the unique ability to provide both in-depth commentary and practical advice to consumers. Through Bankrate.com's Money Makeover series, he has helped consumers plan for retirement, manage debt and develop appropriate investment allocations.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today is Nicole Symcox, a highly sought-after licensed psychotherapist who helps her clients deal with trauma and - in many cases - put them on the road to recovery to a happier, healthier financial relationship and financial life. It is true that psychological trauma impacts our finances. It’s complex. It impairs our ability to make healthy financial decisions and to feel connected to our money.</p><p>This is where we start with Nicole. We go right at it to discover the root of this and how, if you have experienced trauma in your life, how that may be linked to your money struggles and how you can begin the journey to recovery. </p><br><p>Learn more about Nicole at www.nicolesymcox.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Dr. Joy Lere is a psychologist who focuses on money and mindset. Through her work she has seen that lack of money knowledge combined with discomfort talking about money create a perfect storm for relational discord, underearning, overspending, lost investment opportunity, and crippling financial stress. But it really doesn’t have to be this way for any of us. I’m excited to welcome Joy to the show and hear how she helps clients to work through their mental money roadblocks. </p><p>Learn more about Joy on her website: <a href="http://www.joylere.com">www.JoyLere.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

We begin today's Ask Farnoosh with a page out of Farnoosh's money journal where she shares personal thoughts and honest advice regarding the Coronavirus and its impact on our personal finances. A listener also asks whether or not it's wise to refinance a mortgage to a 15-year term, especially if the higher payments will prevent her from investing in the market. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Kari Clark founded Uplift out of her own experience. She has two kids (ages 6 and 4) who both made her better at her job and life. Post-kids, she made a significant career shift, saw improved performance reviews, lost 45 pounds and gave away half of her possessions. Life changes like having a baby are proven to be great times to adopt new habits. She wants to rewrite the script on what being a working mom means. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What kind of impact can we expect from the global spread of the Coronavirus on our personal finances? Guest Caleb Silver shares his perspectives. Caleb is the Editor in Chief of Investopedia, the world's leading source of financial content on the web, ranging from market news to retirement strategies to investing education.</p><p>More about Caleb: He began his career producing wildlife documentaries in South America and the American southwest. His career in business news began at Bloomberg, where he worked as a senior television producer and was nominated for a 2003 Emmy Award.</p><p>Caleb then joined CNN, serving as a Senior Producer for The Situation Room with Wolf Blitzer, as well as the Executive Producer of CNNMoney.com. Caleb and his team at CNNMoney were nominated for an Emmy Award for New Approaches to Business & Financial Reporting. He then returned to CNN as the Director of US business news.</p><p>Caleb left CNN in 2014 to form Frog Pond Productions, a digital production and consulting company, and then joined Investopedia in January 2016 as the VP of Content. He also serves as the treasurer of the executive board of the Society for Advancing Business Editing and Writing.</p><p>Caleb is frequently featured as a markets, economic and consumer trends expert on NBC, MSNBC, ABC Radio, Marketplace Radio and Cheddar TV, in addition to markets commentary in his daily newsletters. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week's Ask Farnoosh listeners want to know the cost-benefit of storing furniture and other household items. Also: the benefits of working with a financial planner. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest Blessing Adesiyan is the founder of Mother Honestly, a platform that inspires, encourages and guides the modern ambitious woman to thrive in and beyond motherhood. Through online content, and offline activations, Mother Honestly empowers and elevates mothers to lead bigger, better and deeper lives.</p><p>Learn more about Blessing and Mother Honestly at <a href="https://www.motherhonestly.com/">MotherHonestly.com</a> and on Instagram <a href="https://www.instagram.com/motherhonestly/">@MotherHonestly</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tapping has become a fast-growing, simple way to address both the emotional and physical problems that tend to add stress to our lives. Guest Nick Ortner is the CEO of The Tapping Solution, a company designed to bring the effective and simple healing method, Tapping, to the mainstream. On the podcast, Nick describes Tapping as a mix between the ancient practice of acupuncture and modern psychology. He takes listeners through a tapping exercise on the podcast and claims this can provide us with financial clarity.</p><p>Learn more about Nick at <a href="https://www.thetappingsolution.com/">TheTappingSolution.com</a> and connect with him on Instagram <a href="https://www.instagram.com/nickortner/">@NickOrtner</a> and on Facebook <a href="https://www.facebook.com/nortner/?fref=ts">@nortner</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week on Ask Farnoosh, special co-host Priya Malani, the founder and CEO of Stash Wealth joins to answer listener questions. From how to make money from what you KNOW to dealing with a partner's six-figure debt and saving for *something* when you don't know what that something is yet.</p><p>To sign up for MoneyMASTERED™, the new video course from Stash Wealth, go to <a href="https://www.stashwealth.com/moneymastered/">StashWealth.com/MoneyMastered </a>and use the code SOMONEY100 for $100 off.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Have you ever wondered how people become professional speakers and get paid to speak? My guest today is Grant Baldwin, author of the new book The Successful Speaker. He has spoken at over 500 events to over 500,000 people and teaches everyday people on how to build a speaking business from scratch - and rake in thousands doing what they love.</p><p>More about Grant: He is a nationally known speaker, podcaster, and author who has helped thousands of people start and build their own speaking businesses through his Booked and Paid to Speak Training Course.</p><p>Learn more about Grant on his website GrantBaldwin.com and connect with him on Twitter <a href="https://twitter.com/grantbaldwin">@GrantBaldwin</a>, Facebook <a href="https://www.facebook.com/grantbaldwinfans">@GrantBaldwinFans</a>, and Instagram <a href="https://www.instagram.com/gbaldwin/">@GBaldwin</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On her blog and popular Instagram account, Inspired Budget, Allison Baggerly teaches her budgeting method to thousands of followers. Her advice stems from her own personal journey to pay down $111,000 in debt in 4.5 years. Learn more about Allison on her website, <a href="http://www.inspiredbudget.com">www.InspiredBudget.com</a>. And connect with her on Instagram @InspiredBudget <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh plucks questions from Farnoosh's Instagram followers related to managing a cash windfall, understanding how the new FICO score works and real estate investing for starters. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Are you being intentional about the DESIGN of your life?</p><br><p>When we think of design...we think home interiors. We think of designing a website. But what about your life? Your business? While we it isn’t as simple as picking out fabrics or a color scheme, guest Tobi Fairley believes that we can all be in control of our life’s design to feel better about our interior...our money, our work and our relationships</p><p>Tobi Fairley is known for her bold use of color in interior design, but she’s also one of the nation’s most progressive-thinking entrepreneurs. Tobi is passionate about her full-service interior design company and her consulting firm which are focused on helping clients design their homes, their businesses, and their lives, with a special interest in promoting wellness and balance for entrepreneurs, CEOs, and creatives.</p><p>Tobi established her firm more than 19 years ago and her projects have spanned the nation and beyond. Her award-winning interior design, product design and ideas have been featured on television and in publications worldwide including <em>House Beautiful, Veranda, Traditional Home, Huffington Post, HGTV, The Wall Street Journal, Southern Living, Better Homes & Gardens, Real Simple, Coastal Living, Southern Cottages, Creative Live, the Chicago Tribune</em>, and <em>MSNBC</em>. In 2017, Tobi was a columnist for <em>Traditional Home</em> magazine with a feature in each issue chronicling her own home renovation and reveal.</p><p>Learn more about Tobi on her website <a href="https://tobifairley.com/">TobiFairley.com</a> and connect with her on Instagram <a href="https://www.instagram.com/tobifairley/">@TobiFairley</a>.</p><br><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I’m a first generation Iranian-American. And so the beginning of this year was especially worrisome when we learned that the our president had ordered the assassination of Iran’s General Soleimani, the leader of the Foreign Wing of Iran’s Islamic Revolutionary Guard, raising already heightened tensions between Iran and the U.S.</p><p>Like many I was really scared about a war erupting...and more lives being sacrificed over something that I honestly don’t think can be solved on the battlefield. Subsequent to this, Iran admitted to accidentally taking down the the Ukrainian jetliner that killed all 176 people on board.</p><p>In its aftermath, as this is a financial podcast, I thought, what could I share here that was of relevance to us?</p><p>Well, I recently came across an NPR interview with Farnoush Amiri, who is an Iran-born U.S. citizen, and thought she would be a fantastic guest. In the NPR interview she described a great secret that she and her family kept after a terrifying incident in their home in 2005.</p><p>She shares this in our conversation, too, but the bigger takeaways from our discussion are her immigrant experiences - lessons both unique and universal, as well as her life today as a financially independent Millennial living in New York City. Listen to learn how she’s creating a SO MONEY life in the context of all that is happening between the two countries she knows and loves.</p><p>More about Farnoush: She is Iranian American journalist at The Associated Press, based in New York City. She was born in Iran and immigrated to the U.S. at the age of five, where she grew up in Orange County, California, with her parents and younger brother. Farnoush has reported from across the country and in Puerto Rico, where she covered the intensive aftermath of Hurricane Maria. She currently serves on the board of the South Asian Journalists Association. </p><p>Connect with her on Instagram <a href="https://www.instagram.com/farnoushamirinyc/?hl=en">@FarnoushAmiriNYC</a> and on Twitter <a href="https://twitter.com/farnoushamiri?lang=en">@FarnoushAmiri</a></p><br><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In the latest installment of Ask Farnoosh, Farnoosh answers listeners questions related to helping pay down a significant other's student loans. Is it recommended? Also: renting versus buying and leaving your job before bonus season. Is there a way to make up for it? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today marks five years, 12 million downloads and 1,000 episodes. Farnoosh Torabi celebrates this major So Money milestone with a tribute to her dedicated listeners, reflections on some of the craziest never-before-told stories of producing the show and special cameos from her children who help answer listeners' questions. Plus, we hear from So Money fans from around the world and their financial triumphs. Prizes and charitable donations to boot! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Many of you have expressed interest in attending graduate school, so today's episode is all about how to go for FREE.</p><p>My guest today is a listener who reached out and suggested that we focus on this topic.</p><p>Danielle Forbes has a PhD in Education Policy, Organization, and Leadership from the University of Illinois at Urbana-Champaign. From that school, she also holds a Master’s in Education Policy Studies. She also has two bachelor’s degrees in English and African-American studies from Penn State.</p><p>Clearly, Danielle is passionate about education. She's even more passionate about helping others get to school affordably within their means, possibly even for free. Danielle was able to attend graduate school for free, so she’s going to talk not just from her personal experience but also her research, and all the different ways that you can bank on going to college or graduate school for much less than the sticker price - from scholarships to fellowships and tuition waivers. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I recently had an experience that was proof positive of all the advice shared on <a href="https://farnoosh.us4.list-manage.com/track/click?u=2d32f218c02626f2be07a6490&id=8b4e2c7c50&e=3d8fc6d59f">So Money</a> about how to negotiate your worth. </p><p>The following episode offers the the play-by-play that happened over email and my notes to you. It's the actual script (with some omissions for privacy). Plus, answers to your money questions about building credit and making the most of a lump sum payment.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Michelle Bosch first became interested in real estate investing when her father suddenly passed away. She witnessed how a modest investment in real estate was able to keep her family afloat and provide her with some financial support in adulthood. With that appreciation for how powerful real estate investing can be, Michelle went on to build an eight-figure land investment and auction company.</p><p>She started by flipping dirt, as she describes. Today she is the Co-Founder and CFO of Orbit Investments and a full-time real estate investor. She has bought and sold over 4,000 pieces of real estate and built the 3rd largest land investment and auction company in the US. She is also the Co-Creator of the Land Profit Generator Program and Host of The In FLOW Podcast for Women.</p><p>Learn more about Michelle on her website, <a href="http://www.michellebosch.com">www.michellebosch.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How can you get the obstacles and adversities that are working against you...to actually work for you? My guest today is Laura Huang, a professor at Harvard Business School who has spent her career studying implicit bias in entrepreneurship and in the workplace. Her new book is called <a href="https://www.amazon.com/gp/product/0525540814?tag=randohouseinc26620-20">Edge: Turning Adversity into Advantage.</a> Laura describes EDGE as that elusive quality that gives you an upper hand and attracts attention and support. Some people seem to naturally have it. But the rest of us can create our own from the challenges and biases we think hold us back, and turning them to work in our favor....including financial challenges.</p><p>Learn more about Laura on her website <a href="https://laurahuang.net/">https://laurahuang.net/</a> and connect with her on Instagram <a href="https://www.instagram.com/laurahuangla/?hl=en">@LauraHuangLA</a> and Twitter <a href="https://twitter.com/LauraHuangLA">@LauraHuangLA</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This Friday's Ask Farnoosh addresses some of the recent questions that have come through the pipelines from listeners. Questions related to whether or not to sell a home now or later, dealing with a tricky financial proposal from in-laws and ways to make money in college. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’ve talked at length on this show about financially empowering women: how to speak up at work, get paid what you deserve, and take control of your finances. But what if we've been communicating it all wrong? What if, instead, we should be seeking Power not Empowerment?</p><p>My guest Lindsay Goldwert is a freelance writer, podcaster and stand-up comedian who is tackling the topic of financial dominance in her new book, Bow Down...and doing so in an unconventional way. She traveled the country shadowing women who are part of the BDSM subculture (bondage, discipline, sadism, masochism) to learn the best ways to get what you want - and have your money serve you. </p><p>Learn more about Lindsay on her website: SpentPodcast.com and connect with her on Twitter <a href="https://twitter.com/lindsaygoldwert?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">@LindsayGoldwert</a> and <a href="https://www.linkedin.com/in/lindsay-goldwert-2867495/">LinkedIn</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>When we think of extraordinary investors, names like Warren Buffett, George Soros, and Ray Dalio might come to mind. But how about Jim Simons, founder of Renaissance Technologies? He's referred to as the greatest money maker in modern financial history, generating over $100 billion in profits....yet his life story has been a relative secret to many.</p><p>In his new book, The Man Who Solved the Market, author Gregory Zuckerman looks into the world of Simons, who is now 81 years-old, and how his data-driven, algorithmic approach to investing has had unexpected, and far reaching implications on our world. </p><p>Zuckerman is a Senior Writer at The Wall Street Journal and a three-time winner of the Gerald Loeb award.</p><p>Learn more about Zuckerman on his website GregoryZuckerman.com and connect with him on Twitter <a href="https://twitter.com/GZuckerman">@GZuckerman</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>