So Money with Farnoosh Torabi

Tips for selling a timeshare, managing money before an international move and how to start charging for your advice! This Friday's Ask Farnoosh episode also announces one recent listener from the reviews page on iTunes to receive a free 15 minute money session with Farnoosh. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’re in conversation with Gerry Weil who manages Schwab’s branch in Houston, Texas. We’re answering your money questions that have come through on Instagram about how to have the "money talk" with a fiancé, paying down a student loan through the Income Based Repayment program, paying off a mortgage early and investing in a 401(k) as a foreign national.</p><p>As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses and it’s been a really great collaboration so far. I’m a Charles Schwab customer and have been for many years. So before we get started, just want to thank Charles Schwab for helping us get this financial education content to you.</p><p>To learn more about Schwab and how to work with them, visit <a href="http://Schwab.com/SoMoney">Schwab.com/SoMoney</a>. Schwab offers a range of services for people looking to invest and plan for their future, whether you want to invest on your own with the help of do-it-yourself tools and educational resources, get some periodic guidance from a professional, or work with someone in a branch. Find it all at<a href="http://www.Schwab.com/SoMoney"> Schwab.com/SoMoney</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Words matter, and having the proper language to discuss money and our emotions related to money sometimes have the battle. My guest today believes we must start by teaching important words at a young age. Chana Ginelle Ewing is an accomplished entrepreneur. She’s the founder and CEO of Geenie. It’s a self-development platform for black women. She’s also a recently published author having just released her first book, <em>An ABC of Equality. </em>The book aims to teach children and everyone of all ages about the world we live in and how to navigate our way through it by breaking down keywords, from ability, to gender, to multiculturalism. </p><p>While the book doesn’t speak specifically about money, Chana and I had a very deep conversation around our early understandings of what money is, its constructs, its influences (for me, the all too economically charged school cafeteria growing up in Massachusetts) and so much more. </p><p>You can learn more about Chana and her book on her website, <a href="https://chanaewing.com/">ChanaEwing.com</a> and connect with her on Instagram <a href="https://www.instagram.com/chanaewing/">@chanaewing</a> and on Twitter <a href="https://twitter.com/chanaewing">@chanaewing</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Overwhelmed, over-worked, and feeling like you just can’t ever get enough done? According to today’s guest, the secret to solving that is to create lists. Paula Rizzo is an Emmy-award winning television producer and productivity powerhouse who helps people stop wasting their precious minutes each day by utilizing lists. She has created a formula for creating the perfect to-do list that can help beat stress and she’s sharing it in her new book, Listful Living. Learn more about Paula on her website <a href="https://paularizzo.com/">PaulaRizzo.com</a> and on <a href="https://listproducer.com/">ListProducer.com</a>. Connect with her on Twitter <a href="https://twitter.com/ListProducer?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">@ListProducer</a> and on Instagram <a href="https://www.instagram.com/listproducer/?hl=en">@listproducer</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh welcomes Tom Bonsaint, an avid listener and former college buddy to the show as co-host. Questions today regard how to take on a healthy amount of risk when investing, smartly managing the proceeds of a house sale and the pros and cons of robo investing. Plus, Farnoosh selects a recent reviewer to receive a free 15-minute money session. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What does it take to bring a world-changing idea to life? My guest today co-founded a company we all know, that fundamentally changed the way that we experience media. Marc Randolph is a veteran entrepreneur and investor who's best known for co-founding and serving as CEO of Netflix. I'm sure you've heard of Netflix. </p><p>How do you take an idea to rent movies over the internet and turn it into a company with some 150 million subscribers? Well, it takes grit, it takes gut instincts, it takes failure and determination. Marc's book, <em>That Will Never Work, </em>is out now. It's about taking a leap in business and in life to bring your ideas to market and change the world. Marc and I talk about the beginnings of Netflix, borrowing money from his mother and what happened in that meeting with Blockbuster all those years ago when they actually pitched Blockbuster to buy Netflix. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Kelly Brogan is a holistic psychiatrist who has gone through a radical transformation in her career. When she began her career she was — as she says — great at prescribing drugs. But after an experience treating her own thyroid condition, she put down her prescription pad. In the nine years since then, she’s focused her work on treating and healing her patients with more natural solutions. In her new book, Own Your Self, Kelly shares how she believes people can become free from depression, anxiety, and fatigue and finally become their real selves. </p><p>Learn more about Kelly on her website <a href="https://kellybroganmd.com/ownyourself/">KellyBroganMD.com</a> and connect with her on Youtube, Instagram and Twitter <a href="https://twitter.com/KellyBroganMD">@KellyBroganMD</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

From confusion around ROTH IRAs to investing in a 401k when you're not a U.S. resident, Farnoosh has answers to your money questions. Plus, tune into hear the TWO reviewers selected for a free money session. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Empathy, experience, and expertise; just a few of the reasons why our guest today is one of the leading personal finance authorities. Welcome to So Money, everybody. I'm your host, Farnoosh Torabi. Diane Harris was the first woman ever to be appointed editor-in-chief of Money Magazine. There, she helped the brand transition to the digital world with money.com and brought important and sometimes taboo issues related to women and money to the forefront. After 22 years at Money, she is now one of the top editors at Newsweek. </p><p>Her childhood made a significant impact on her desire to help others with their finances. We begin our conversation talking about a recent cover story for Newsweek that Diane wrote, the topic, the biggest myths about student loans. I was shocked. So much to discuss. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Ever have an underwhelming experience ordering flowers online? I’ve had many and our guest today became committed to fixing that problem and has created a multimillion dollar business. Christina Stembel knew she always wanted to start a company, living in San Francisco where it seems like everyone has a successful startup. She was constantly brainstorming ways to disrupt old industries. </p><p>Eventually, she found herself with a million-dollar idea. Flower delivery. It was a rough start, unable to raise any money, Christina bootstrapped her company, starting with $49,000 in savings. Thanks to her drive and determination, she was able to weather the trying times, and there were many, to grow Farmgirl Flowers into a 23-million-dollar business. That’s how much they made last year in revenue; $23 million from flowers and Christina has her sights set on growing this to a billion-dollar company. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This Friday, Farnoosh answers your financial questions related to money and marriage. Specifically, how to work through the emotional stress that financial challenges create in your relationship. Also, how to ask for a raise when your company flat out rejects out and says they only give big raises for promotions? It's also 401(k) Day! Farnoosh shares her advice on investing in a workplace retirement account and how to best supplement retirement savings when your employer makes you wait 6 months until being able to participate in a 401(k) plan. Plus, sharing both a positive and critical review from listeners. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What if money didn’t matter? What would you do and how would you live your life differently? Kyle Cease is a comedian and transformational speaker who is taking on the topic of money in his new book and documentary, The Illusion of Money. Kyle believes that your fear of money is keeping you from living the life of your dreams. He’s come to this career as a motivational speaker from an interesting starting place: a comedian. He spent his 20’s touring thousands of venues with his stand up routine and has done hundreds of TV and movie appearances. How did he go from a career in comedy to writing a book about money and living your fullest life? I’m happy to welcome Kyle Cease on the show today to share his story and more. </p><p>Learn more about Kyle on his website: <a href="https://kylecease.com/">https://kylecease.com/</a>. Connect with him on Twitter <a href="https://twitter.com/kylecease?lang=en">@kylecease</a> and on Instagram <a href="https://www.instagram.com/evolvingoutloud/?hl=en">@evolvingoutloud</a> and on <a href="https://www.youtube.com/user/kylecease">Youtube</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>To all my parents out there listening you know that the juggle and struggle between career and family life is tough. It's so hard that 43% of mothers take a career break. But once that career break is over, getting back in the workforce is the new challenge. Our guest is Erica Parker Price, who knows all too well the difficulties of returning to work after a career pause. She spent the first 12 years of her career working in technology and negotiating multimillion-dollar projects. But after her second child was born, she decided to quit to raise her sons. </p><p>Once she was ready to re-enter the workforce, her gap meant she struggled to find a job. She couldn't return to tech, and it took her years to find her ways into a new industry. Frustrated by the experience and wanting to help other career pausers along the way, she launched Ready Pause Go, a service and podcast coaching Women on had a transition back into the workforce.</p><p>Learn more about Erika on her website: <a href="https://readypausego.com/">https://readypausego.com/</a> and connect with her in the <a href="https://www.facebook.com/groups/2389959364568558/">Ready Pause Go Facebook group</a> or on Instagram <a href="https://www.instagram.com/readypausego/">@readypausego</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This Friday, Farnoosh answers your questions related to salary negotiations, putting your teen on a budget and how to trust all the "success" stories we often hear about online entrepreneurs. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Special co-host Julie Lambert from Charles Schwab and Farnoosh answer questions about planning for retirement when you're getting a little bit of a late start (and you're also a freelancer), as well as things to think about if you're looking to move to New York City and start a family. </p><p>[Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with</p><p>Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or</p><p>its affiliates. Farnoosh is a client of Schwab.]</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Are you making the right financial moves not just for yourself, but for your family, and your legacy, and the future? This is a passion topic for my guest today, Natalie Elisha Gold. She’s an attorney and wealth coach who helps women protect their legacies and future. She wants us all to talk about money, learn about money and get our financial and legal docs in a row right now. Time is of the essence. She gives women the nudge they need to plan for things that aren’t pleasant to think about but are so important to do — like creating a will and guardianship documents. </p><p>Natalie is a mother. She is an attorney. She is a wealth coach. She is the author of <em>Money Momma: The Women’s Wealth Bible for the Digital Age. </em>We discuss the importance of striking out on your own, but also the conservative steps that you need to take to be able to protect your ability to take on risks, to have a legacy, to provide for your family in the event of the unexpected. </p><p>Learn more about Natalie on her website <a href="https://www.nataliegold.global/index">https://www.nataliegold.globa</a>l and connect with her on Instagram <a href="https://www.instagram.com/natalie_elisha_gold/">@natalie_elisha_gold</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Daniela Pierre-Bravo has a lengthy roster of accomplishments: She is a booking producer for MSNBC’s Morning Joe and recently co-authored a book with Mika Brzezinski, providing straight-talking advice for millennial women in the workforce, entitled Earn It! </p><p>But none of these opportunities were handed to her. Moving to the U.S. from Chile when she was a teenager, she found out she was an undocumented resident when applying for college...and, as a result, was unable to work, drive, or receive financial assistance for school. </p><p>Luckily, she became a Dream Act student, and from there, took the opportunity to side-hustle her way through school to graduate on-time and debt-free. That drive continued as she entered the workforce.</p><p>Follow Daniela on twitter <a href="https://twitter.com/dpierrebravo?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">@dpierrebravo</a> and on the Know Your Value website: <a href="https://www.nbcnews.com/knowyourvalue">https://www.nbcnews.com/knowyourvalue</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week, Farnoosh answers your money questions related to long-term care, whole life insurance and real estate. Is a cash-out refinance a smart way to leverage your home's equity to buy an investment property? Also, Farnoosh selects a recent reviewer on iTunes to receive a free 15-minute money session with her. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Bethanie Baynes is the Director of Strategic Partnerships at Google and has been with the company for 15 years. She’s worked to overcome gender bias in tech and is a strong female advocate. She’s also a breadwinning woman and has, what she calls, a Flip Family. When her husband was laid off, it felt natural for him to become a stay-at-home dad. They soon realized that many of their friends and family saw it differently. In her efforts to create a community for fellow female breadwinners, Bethanie founded the Breadwinning Women at Google.</p><p>You can find Bethanie on her site Bethaniebaynes.com.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If you’ve ever felt like budgeting just doesn’t work for you, my guest Kumiko Love can relate. Frustrated by traditional budgeting methods, she created her own technique to pay off almost $80,000 of debt in eight months. And this technique helped launch her business, The Budget Mom. </p><p>A few years ago Kumiko was struggling to pay down her debt. As a single mom, she knew that she needed to get out of the cycle of making minimum debt payments each month, but she had tried and failed to stick to a budget numerous times. So, she created a method that she could actually stick to. She calls this her Budget by Paycheck method and as she was using it to get out of debt, she started a blog to share her journey. That blog has now turned into a business that just launched its first physical product, the Budget by Paycheck Workbook™. </p><p>You can learn more about Kumiko on her website <a href="https://www.thebudgetmom.com/">https://www.thebudgetmom.com/</a> and you can follow her on Instagram <a href="https://www.instagram.com/thebudgetmom/">@thebudgetmom</a> on Facebook <a href="https://www.facebook.com/thebudgetmom/">@thebudgetmom</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh answers your top money questions related to refinancing, as well as managing a past due personal loan with a relative and the impact the FIRE movement and more people retiring early may have on society. Farnoosh also selects a winner for a 15-minute money session. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What does it take to go from growing up in poverty to running a multi-million dollar business and having a TV show on The Oprah Winfrey Network? Our guest today knows all about this. </p><p>Mahisha Dellinger had a very tough financial upbringing but she was determined to succeed. After college, she graduated and began working in marketing at Intel. While it seemed like a great job, the dream job, stable company with a lot of perks, a big part of her always wanted to strike out on her own. She got the idea to begin an eco-friendly line of hair products for naturally curly hair, and we'll talk about how she transitioned from corporate America to taking the leap to ultimately start CURLS. It was an idea that has in five years scaled BIG. </p><p>CURLS has now teamed up with Target to bring her products into their stores. Mahisha is also the author of the book <em>Against All Odds: From The Projects to the Penthouse. </em>Her business has even caught the eye of Oprah, and Mahisha has had the opportunity to have her own show on The Oprah Winfrey Network. Mahisha talks about not really being able to secure a small business loan, despite having good credit, despite having good sales, and why that served her well in the end. </p><p>Learn more about her business at <a href="https://www.curls.biz/">curls.biz</a> and follow her on Instagram <a href="https://www.instagram.com/mahisha_dellinger/">@mahisha_dellinger</a> and twitter <a href="https://twitter.com/mahishadelling1">@mahishadelling1</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What is the equation for financial independence? Today we have the co-hosts of the very popular ChooseFI Podcast, Jonathan Mendonsa and Brad Barrett. Both of these friends come to the personal finance space with their own unique experiences. </p><p>Brad and his partner saved a million dollars in just 11 years. Jonathan was able to pay down a $168,000 in student loans. In 2017, Jonathan and Brad saw the need to bring even more community to the FIRE Movement, Financial Independence Retire Early Movement. After meeting up a few times together, they decided to create that community with their podcast called ChooseFI. </p><p>Today, ChooseFI is helping to spread the FIRE Movement. Their crowdsourced podcast is over 2,600 reviews and their Facebook group has over 48,000 members. Their message is spreading and their podcast is a big force in this movement. We talk about their histories with money, how they educate their audiences around financial independence and is there an equation for financial independence? There actually is one. I was curious to find out. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>**This podcast originally aired on August 10, 2018**</p><p>This week's #AskFarnoosh addresses a listener's concerns about identity theft, as well as investing in index funds, renting versus owning and a mother who refuses to learn about the household finances because "it isn't her job." Oof!</p><p>Special co-host Addy Adewusi, a listener, joins Farnoosh with some great perspective and advice.</p><p>For more, check out www.somoneypodcast.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>**This episode originally aired on June 4, 2018**</strong></p><p>Our guest today needs no introduction. She had 22 jobs by the age of 23. She built a $5 billion business with a $1,000 loan. She's a shark on ABC's Shark Tank and host of her new podcast called <a href="https://www.iheart.com/podcast/business-unusual-with-barbara-corcoran-29266740/">Business Unusual.</a> We are in conversation with the one and only <strong>Barbara Corcoran</strong>.</p><p>I have had the privilege of interviewing Barbara many times over the years and every time, I get goosebumps. Every time I get a little nervous. I get butterflies in my stomach. That's why I think I love her. She's the real deal.</p><p>On our show today, she talks about childhood; goes down memory lane and talks about the impact that her mom had on her relationship with money today as an adult woman. She talks about why she felt lost the moment when she sold Corcoran Real Estate, her real estate empire for 66 million dollars.</p><p>If you listen to any show this week, make this the episode you definitely reserve.</p><p>Follow Barbara on <a href="http://www.instagram.com/barbaracorcoran">Instagram</a> and <a href="http://www.twitter.com/barbaracorcoran">Twitter.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>**Originally aired on Jan. 31, 2018**</strong></p><p>What would you do if you woke up with $662,000 of student loan debt?</p><p>Yes, you heard that right, <em>$662,000</em> in <em>just</em> student loan debt.</p><p>Well, that’s what happened to Drs. Renée and Nii Darko. After meeting in medical school and completing rigorous surgical residencies, Renée and Nii woke up to see their total debt balance had ballooned to the high six figures after years of deferment and forbearance.</p><p>Stressed, confused, and not making any progress on actually paying down their principal, the Darko family decided to get serious. They cut out their pricey insurance policies, took on a significant amount of extra shifts at hospitals all over the country, and reprioritized everything. And by prioritize, I mean they only paid $200/month in groceries for 2.5 years!</p><p>The result of all this hard work and adhering to that strict budget was that they paid off all their debt in only <em>3</em> years!</p><p>Today, I’m talking to the couple about how they did it and the challenges they encountered along the way (like the three failed IVF rounds that they paid for in cash). You’ll also hear about how paying off their debt has given these two physicians financial independence, enabling them to pursue their passions and business pursuits, like Dr. Nii’s website and a podcast called Docs Outside the Box.</p><p>To visit the couple’s blog, head to <a href="http://www.keepingupwiththedarkos.wordpress.com/">www.keepingupwiththedarkos.wordpress.com.</a></p><p>Renée runs Pre-med Strategies, a pre-med consultation business to help students overcome the challenges of getting into medical school. You can visit the website here: <a href="http://www.premedstrategies.com/">www.premedstrategies.com.</a></p><p>To learn more about Dr. Nii Darko, please visit his website, Docs Outside the Box, at <a href="http://www.docsotb.com/">www.docsOTB.com</a> or find him on twitter <a href="https://twitter.com/DocsOTB">@DocsOTB</a>.</p><p>Equal Access Health is their locum tenens business, which you can learn more about here: <a href="http://www.equalaccesshealth.net/">www.equalaccesshealth.net.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>**Originally aired on February 7, 2018**</p><p></strong></p><p>My husband and I will be quitting our jobs later this year to travel globally for a year. Aside from savings and insurance, what should we consider?</p><p>My husband and I contribute to our retirement, savings and children's 529 plans. Should we be adding to these buckets or putting our money elsewhere?</p><p>What are risks to consider when renting out part of your home?</p><p>Answering these questions and more with co-host and marketing consultant Erica Gellerman.</p><p>To learn more about Erica visit <a href="http://www.ericagellerman.com/">www.ericagellerman.com</a> or follow her on Twitter <a href="https://twitter.com/ericagellerman">@ericagellerman</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>**This podcast originally aired on April 25, 2018.**</p><p></strong></p><p>Did you know only 7% of film directors in the U.S. are women? That gap is hopefully narrowing soon, as women in the movie industry (and everywhere) are demanding equal pay, equal treatment, and equal opportunities. Our next guest is a rising star - named by Hollywood Reporter as one of its “Ten Directors to Watch."</p><p>Today, we're welcoming Kari Skogland to the show. She's an award-winning director and producer known for her contributions to popular shows like The Handmaid’s Tale, The Walking Dead, The Americans AND House of Cards. Today, Season 2 of The Handmaid’s Tale premieres on Hulu.</p><p>Kari is a champion for women in the movie industry. She’s a big believer in sweat equity, taking risks, re-inventing yourself, and of course, being smart with your money. How does all of that actually play out? And what is the ONE big ticket purchase Kari’s saving up for these days?</p><p>You can learn more about Kari’s company, Mad Rabbit, here: <a href="https://redarrow.tv/company/mad-rabbit/">https://redarrow.tv/company/mad-rabbit/</a> and follow Kari's Twitter: <a href="https://twitter.com/kariskogland?lang=en"> @KariSkogland</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>**This podcast originally aired on May 9, 2018.**</p><p></strong></p><p>Which is more important: your money or your life? Over 25 years ago, our guest asked the world this fundamental question, and her book became an international sensation. Today, I’m honored to welcome Vicki Robin to the show.</p><p>Vicki is the co-author with the late Joe Dominguez of the iconic book, <em>Your Money or Your Life</em>, which she recently revisited and updated for 2018 with a new forward by Mr. Money Mustache, who has been a guest on the show as well.</p><p>If you haven't heard of Vicki Robin before, she really began the Financial Independence movement before it was trendy. She realized the importance of living well on less quite early in her life, and she has spent the past few decades teaching this and other principles to people all over the world.</p><p>With over a million copies sold in a dozen languages, <em>Your Money or Your Life </em>remains one of the preeminent guides on personal finance in existence. Today, I’ll dig in and ask Vicki questions about her childhood, what made her write the book, and if she thinks our society has learned some of the lessons and the steps to financial independence that she teaches.</p><p>To learn more about Vicki, visit <a href="http://www.vickirobin.com">www.vickirobin.com</a>. You can also follow her on Twitter <a href="https://twitter.com/vicki_robin">@Vicki_Robin</a>. The website for her iconic book is <a href="http://www.yourmoneyoryourlife.com">www.yourmoneyoryourlife.com</a>.</p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh, Farnoosh answers listeners' questions about the best way to "put to work" an extra $2,000 a year, deciding between two internships, and financial advice the host would give herself if she could turn back time to when she was embarking on college. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’re in conversation with Justin Sinnott who is a certified financial professional and financial consultant in Charles Schwab’s Seattle branch. We’re answering your money questions that have come through on Instagram and the website. We’ve got questions about whether or not to pay down a mortgage early, how to tackle family planning and buying a home at the same time...and how much is too much to save for retirement?</p><p>As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses and it’s been a really great collaboration so far. I’m a Charles Schwab customer and have been for many years. So before we get started, just want to thank Charles Schwab for helping us get this financial education content to you.</p><p>To learn more about Schwab and how to work with them, visit <a href="http://Schwab.com/SoMoney">Schwab.com/SoMoney</a>. Schwab offers a range</p><p>of services for people looking to invest and plan for their future, whether you want to invest on your own</p><p>with the help of do-it-yourself tools and educational resources, get some periodic guidance from a</p><p>professional, or work with someone in a branch. Find it all at<a href="http://www.Schwab.com/SoMoney"> Schwab.com/SoMoney</a>.</p><p>+++</p><p><em>Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with</em></p><p><em>Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or</em></p><p><em>its affiliates. Farnoosh is a client of Schwab.</p><p></em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Interested in buying a home? This episode is for you! Our guest is Eric Chesin who leads strategy for Realogy, the leading provider of residential real estate services in the country.</p><p>You may have heard of some of their brands, which include Better Homes and Gardens Real Estate, Century 21, Coldwell Banker, Sotheby's International Realty and many others.</p><p>Eric oversees the development and execution of Realogy’s corporate strategy, as well as their projects and partnerships. The company just announced in collaboration with Amazon, the launch of TurnKey, a new home buying program that simplifies the process of finding and settling into a new home. You can check out TurnKey at <a href="http://www.Amazon.com/turnkey"><strong>Amazon.com/turnkey.</p><p></strong></a></p><p>With TurnKey, Realogy is matching home buyers with top agents and upon closing on their home, Amazon provides a Move In Benefit, connecting those buyers with services and experts in their area to help make their house a home. This includes a selection of Amazon Home Services like deep cleaning, a handyman who assembles furniture and mount a TV to a wall, a curated side of smart home products. All in all, the products and services are valued at 1,000 to $5,000.</p><p>Now, as a self-described real estate enthusiast (that’s me,) TurnKey actually reached out to me to help them spread the word and share the campaign so very grateful for this partnership. Eric and I discuss how TurnKey can benefit buyers who often experience overwhelm, timing your purchase right and Eric's very cool travel hack that I think I’ll be implementing soon.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Are you a shameless mom? Our guest wants you to be. She believes that moms need to be a little more selfish with their time, prioritize themselves, and be shameless in their pursuit to live bigger, bolder, and braver, #everydamnday.</p><p>Sara Dean is the creator and host of the Shameless Mom Academy Podcast, a top-rated podcast with nearly 2 million downloads. She is also an entrepreneur to her core - having built and grown multiple businesses to multiple six figures. She is also among a small percentage of women who have sold a business in the US. Sara’s biggest passion is helping women own their space.</p><p>When Sara Dean became a mom, she expected life to be rainbows and unicorns every day. She had gone through two years and nine rounds of fertility treatments to have her son. But soon after her son was born, she had an identity crisis. Eventually, she was able to use her background in psychology, health, and wellness to rebuild her identity one step at a time. Now, she helps other mom’s do the same through her podcast.</p><p>Learn more about Shameless Mom on Sara’s website: <a href="http://www.shamelessmom.com/">shamelessmom.com</a> and on her podcast, <strong>Shameless Mom.</p><p></strong></p><p>And find her on social media in her free Shameless Mom Facebook group <a href="http://shamelessmom.com/facebook">shamelessmom.com/facebook</a> and follow her on Instagram <a href="http://instagram.com/shamelessmomacademy">instagram.com/shamelessmomacademy</p><p></a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Farnoosh and special co-host Annie LaCroix, founder of Brainy Boss, answer the latest questions from listeners...including how to invest in Socially Responsible Investments, how to improve one’s credit, how much is “enough” to save for retirement and what to do with millions of dollars earned through a settlement. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Just as I was about to publish this bonus episode, a listener messaged me on Instagram to ask, "How did you start your podcast?" Perfect timing! And as this is a top question I receive, I thought it would be helpful to air this interview I did with Jaclyn Mellone, host of the Go to Gal podcast. In this episode we talk about how So Money was born, the secrets to growing the show (and any podcast) and the truth about making money with a podcast. It is possible, but you have to be realistic. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong>"One of the real challenges that ambitious women face is working a lot...this idea that work has to be kind of not just efficient but it has to be across expansive amounts of hours and without really allowing for pleasure.”</p><p></strong>Raise your hand if you’re out there trying to kill it at work and at home and everywhere else in between. It can be a lot, right?</p><p>Our two guests are the co-founders of a program called Integrated Hustle, which helps women align their personal vision with their professional ambition.</p><p>This idea of achieving balance is something that we all know is <strong>impossible</strong>. But is there a way to achieve an<em> Integrated Hustle?</em> Through their program, Laena and Ami give their clients the tools the emotional support and a little bit of therapy to help them navigate both the personal and the professional with flying colors.</p><p>But to get there, there are certain mindsets and certain belief systems that we just have to release. And I discovered that I’m as much on this journey as everybody else. I was learning all the way through this interview...and hope you do, too.</p><p>You can learn more about Laena and Ami on their website: <a href="https://www.integratedhustle.com/">https://www.integratedhustle.com/</p><p></a></p><p>And follow them on Instagram <a href="https://www.instagram.com/integratedhustle/">@integratedhustle</p><p></a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"<em>When people give, it’s not only about making the world a better place but we find that it makes us happier too. When we’re happier, our mental health is better and hopefully our financial health is better and our physical health is better. It’s a good thing for all of us.” </p><p></em>You heard it here, giving can lead to happiness. We’re dedicating today’s show to the topic of philanthropy and in particular, the gender differences when it comes to giving. Our guest is Andrea Pactor who is the managing director of the Women’s Philanthropy Institute at Indiana University. The institute was created to provide research in giving to help create powerful female philanthropists. </p><p>A lot of questions on the show today about why are there gender differences when it comes to giving, what are those differences? Some really fascinating data, Andrea and her team found around how people give and the results of giving, you know? They say money doesn’t buy happiness but the research says that when we give, it can feel very rewarding and it can give us all the happy feels. </p><p>Andrea has also advice for us around how to actually construct a giving plan. Do you have a giving plan, what’s involved? How do you even start it? How can it actually be helpful to us as we decide how to give and how not to give as it may be. </p><p><em></p><p></em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Co-host Allison Task, coach and author of<a href="https://www.amazon.com/Personal-Revolution-Change-Always-Wanted/dp/099511031X"> Personal Revolution</a> joins Farnoosh to answer your top money questions related to negotiating your salary during a career switch to the pros and cons of taking on a loan to support your growing business. Originally aired May 8, 2018.<strong></p><p></strong></p><p>Follow Allison on Instagram @<a href="http://www.instagram.com/allisontask">AllisonTask</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"<em>I was young, I was in my 30s when this started hitting me head on and none of my friends were going through this, nobody really understood. When’d say, you know, no, I really can’t do that tonight or I can’t attend this event or what have you. Many times, it was because I was busy taking care of my mom but often times it was because I was just exhausted.” </p><p></em>Did you know that one in four millennials is a caregiver? Nobody teaches us how to prepare for or how to care for our parents as they get older. But how do you have those discussions when you move from being their child to being their caregiver? </p><p>Our guest today is Kelli Bradley who is the founder of The Devoted Daughter that provides families with resources as they transition to becoming caregivers for aging family members. Kelli didn’t start her career in senior care. It wasn’t until her mother was diagnosed with diabetes that Kelly became her full time caregiver. It was only then that she realized that there weren’t many resources to turn to for support. </p><p>So, she created one of the leading in-home care companies, serving thousands of families, but she wanted to help even more people navigate this emotional period and that’s where her book <em>Always Her Daughter c</em>omes in. Also, she has a course called The Devoted Daughter Playbook.</p><p>In our conversation, we talk about how Kelly afforded not just the finances of taking care of her mother but the time. How do you balance managing your mother’s life and your own? How to assess assisted living facilities and nursing homes? And how to empower your siblings who may not be as helpful or cooperative as you to get on board and chip in?</p><p>Kelli's Book: <a href="https://www.amazon.com/Always-Her-Daughter-Kelli-Bradley/dp/1942707975/ref=as_li_ss_tl?crid=SZN8UHZCQGRS&keywords=always+her+daughter+kelli+bradley&qid=1560535069&s=gateway&sprefix=always+her,aps,210&sr=8-1&linkCode=sl1&tag=laure0b-20&linkId=2ec335d79fd00fff16ba3d2bc6b85483&language=en_US">Always Her Daughter</a>. A memoir and professional guide based on her experience in senior care. </p><p>The Course: <a href="http://thedevoteddaughter.com/playbook">Playbook for aging parents</a>. How to have the talk with your parents: how to take away the keys? When is it time to move? Step-by-step get your questions answered. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"<em>When we actually retired and we didn’t actually buy a house, that was one of the reasons, because we were able to put our money into the stock market and actually invested and have it pay us money, rather than pay money into a mortgage. That’s just completely mind-blowing for people back. Even my parents were just absolutely disgusted by the fact that I didn’t buy a house, to the point where they’re like – I was like, “Oh, God. I hope they don’t disown me.” </p><p></em>We are back in conversation with Kristy Shen, as well as her husband Bryce Leung. Kristy was on So Money a few years back, as I was doing a week-long special on early retirees. Kristy is Canada's youngest retiree ever. She built a 1 million dollar portfolio by the age of 31, and then spent the next few years traveling the world. </p><p>She and her husband have a new book called <em>Quit Like a Millionaire</em>. In it, she documents her journey from childhood poverty in China to being fully financially independent and a millionaire in her 30s. Kristy and Bryce are part of the FIRE Movement. Heard of that? FIRE stands for Financial Independence Retire Early. </p><p>Their book is a bold contrarian guide to retiring at any age. They've got a formula to financial independence. No matter where you are, where you're living, how old you are, what your likes and dislikes are, I mean, personally, I don't want to leave New York City, so do they have a plan for me? They do. </p><p>Learn more about Krisy’s book at <a href="http://www.quitlikeamillionaire.com/">www.quitlikeamillionaire.com</a>. Visit her blog at <a href="http://www.millennial-revolution.com/">www.millennial-revolution.com</a>. Follow her on Twitter <a href="https://twitter.com/firecracker_rev">@Firecracker_Rev</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This Friday, Farnoosh answers your money questions related to high yield savings accounts, college savings plans, preparing well for a job interview and affording a home renovation with a home equity line of credit. To send your questions to Farnoosh direct message her on Instagram @FarnooshTorabi. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><em>If you told me that you had two people who knew that if they sit face to face, it’s too difficult because it’s intimidating and it makes them feel vulnerable or it makes them angry and emailing each other works for them, I would say, ‘more power to you.”</p><p></em>How do you talk money with your partner? If you are in the midst of a financial issue with your loved one or if money is a leading stress in your relationship, this episode’s for you. Our special guest today is Debra Roberts, a licensed certified social worker who has spent more than 20 years helping clients of her private practice, learn how to communicate more effectively with one another. She’s worked with couples to improve communication at home, as well as business owners to help them improve engagement in the workplace. We focus a lot today on financial conversations, how to have difficult money talks with your partner and also how to have a better money relationship with yourself. </p><p>Debra's book is <em>The Relationship Protocol: How to Talk, Diffuse and Build Healthier Relationships. </em>Learn more at <a href="http://therelationshipprotocol.com/">TheRelationshipProtocol.com</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In 2009 Samantha Razook was finishing a program in Industrial Design and searching for something her young daughters could do while she got a “real job”. While the economy was struggling, she decided to start a camp, initially just for her daughters and their friends. But that first camp turned into a business that has grown into Curious Jane, a summer camp and print magazine that has projects revolving around science, engineering, and design. </p><p>In 2014, Curious Jane was the recipient of the Chase’s Mission Small Business Grant — an unrestricted $250k awarded to 12 businesses from an applicant pool of over 35,000. Today, Curious Jane runs camps, classes, and workshops year-round; prints project books and a maker magazine for girls; and collaborates with like-minded organizations to share content with girls nationwide. Curious Jane has partnered with TheConfidence Code for Girls, Amy Poehler’s Smart Girls and LiveGirl, Inc.</p><p>Learn more about Curious Jane at their website: <a href="https://curiousjane.fun/">https://curiousjane.fun/</a></p><p>And follow Curious Jane on Instagram and Facebook where they share fun project ideas. You can find Curious Jane on Instagram <a href="https://www.instagram.com/curiousjane_fun/">@curiousjane_fun</a> and on Facebook <a href="https://www.facebook.com/curiousjanefun/">https://www.facebook.com/curiousjanefun</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's Ask Farnoosh, host Farnoosh Torabi and So Money fan Anne Rocheleau, tackle your money questions including how to approach a boss who has been avoiding talking about your raise, finding affordable coaching support for a small business, and purchasing multiple homes.</p><p>More about Anne: She grew up in Massachusetts (in the same town as Farnoosh!) and moved to beautiful Portland, Oregon three years ago. She received a BS/MS in chemical engineering and a PhD in biomedical engineering. She works as a research scientist at a start-up company that is developing a diagnostic device for malaria and sickle cell disease. She became interested in personal finance after finishing grad school and feeling behind her peers in retirement savings. She is passionate about empowering women in personal finance as well as in the STEM (science, technology, engineering, and math) fields.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this bonus episode Farnoosh and her co-host tackle your latest money questions, including, how to pay off debt while trying to save, the differences between index funds, ETFs and mutual funds, how to benefit from employee stock purchase programs, and much more.</p><p>Special co-host is Tiffany Dolby. Tiffany manages Schwab’s branch in Winnetka, Ill., a suburb of Chicago. She has been with Schwab for almost eleven years and started her career right out of college. She received her bachelor’s degree in economics from Purdue University.</p><p>As many of you know, I’m working with Charles Schwab to help spread financial</p><p>literacy to the masses and it's been a really great collaboration so far. I'm a Charles Schwab</p><p>customer and have been for many years. Before we get started, I just want to thank Charles</p><p>Schwab for helping get this financial education content to you.</p><p>To learn more about Schwab and how to work with them, visit <a href="http://www.Schwab.com/SoMoney">Schwab.com/SoMoney</a>. Schwab offers</p><p>a range of services for people looking to invest and plan for their future, whether you want to invest</p><p>on your own with the help of do-it-yourself tools and educational resources, get some periodic</p><p>guidance from a professional, or work with someone in a branch. Find it all at Schwab.com/SoMoney.</p><p>Disclosure: Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated</p><p>with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab</p><p>Corporation or its affiliates. Farnoosh is a client of Schwab.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We’ve signed up to be the guinea pigs for people to ask the stuff that could be embarrassing to say the things, whether we’re talking about finances, or relationships. We’re not afraid to go there and experience things, or feel things, or share things that others may be afraid to.”</p><p>What were you doing when you were almost 30, or what do you hope to do when you are almost 30? My guests today are using this period in their lives to create a media company and a community for people who want to learn about wellness, entrepreneurship, spirituality, self- development and everything in between.</p><p>Krista Williams and Lindsey Simcik are social media influencers, bloggers and podcast co-hosts of the very popular Almost 30 podcast. They've got over 12 million downloads. They have fans in over 150 countries. It has become a community and a resource for a lot of people who are looking to become the best version of themselves and navigate career transitions.</p><p>The two of them know a little something about transitions. Both were feeling stuck in small towns and moved to the big city to pursue their dreams, along the way dealing with anxiety, in some cases depression and they fell upon this podcast more first as a way to just talk about all of the struggles and pains and questions that they had in these formative years in their lives. Along the way built a massive business that has positioned them now as leaders in their generation. Very excited to learn how they did it and so much more.</p><p>You can find Krista and her co-host Lindsey on their podcast Almost 30 at <a href="https://almost30podcast.com/">almost30podcast.com</a>, and on Instagram <a href="https://www.instagram.com/almost30podcast/?hl=en">@almost30podcast</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How do you send money to friends, family, and just about anyone else? The odds are you’re no longer putting a check in the mail. When was the last time you even used a check? </p><p>With so many of us abandoning our checkbooks and person to person payment services taking off, banks needed to change with the times or risk losing their customers. </p><p>That’s where my guest today Lou Anne Alexander enters the scene. She’s the Group President of Payment Solutions for Early Warning LLC, and led the launch of Zelle — the financial services' first real time payment network. Zelle was also the presenting partner of Stacks House in Los Angeles, the financial empowerment pop-up museum She has spent the last few years on the road promoting Zelle to banking executives who weren’t always so eager to embrace change. And she’s done it successfully, with <a href="https://www.prnewswire.com/news-releases/zelle-announces-39-billion-in-money-sent-on-147-million-transactions-300837091.html">$39 billion</a> sent through Zelle in the first quarter of this year. </p><p>A banking veteran with years of success under her belt, I’m very excited to have Lou Anne Alexander joining us today. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today’s a special episode because we are continuing our conversation from Monday. If you listened to the episode on Monday, you know that I did an interview in front of a live audience with the CEO of Stash Wealth, Priya Malani. </p><p>We did the live interview at Luminary, which is a collaboration hub for women here in New York City. I highly recommend it if you haven’t checked out Luminary. At the end of our interview, we opened up the floor to audience questions and this is where that live podcast continues. We have a number of questions from people in the audience from why financial advice seems to have forgotten the Gen Xers to establishing good financial habits and setting money goals. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"<em>The dominant culture is telling us a lot of things about what we’re supposed to do with our money and our resources. I like a broader definition of money as just, - what are our resources?"</em> </p><p>Our guest today is Georgia Lee Hussey, Founder and CEO of Modernist Financial, which is on a mission to build a world where progressive people feel permission to enjoy today, while also investing in our common future.</p><p>Georgia is a queer female founder who started her career as a writer and artist and then went on to spend a decade working in finance as a CFP. She was baffled by the industry’s lack of transparency and culture of conformity, which inspired her to launch a different kind of firm – one that truly centers individuality and self-efficacy.</p><p>Modernist Financial has been named one of the largest LGBTQ+ owned businesses in Oregon and one of Portland's largest wealth management firms.</p><p>You can find more information at her company website: <a href="https://modernistfinancial.com/">modernistfinancial.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I was just so shocked. I remember one time I was pulling together like a financial plan for a really wealthy client and I was like, wait, this is how we show investment data to a human?” – Priya Malani</p><p>Today’s episode is an interview with Priya Malani is an entrepreneur and founding partner at <a href="http://www.stashwealth.com/">Stash Wealth,</a> a financial planning firm for HENRY’s. which stands for High Earners, Not Rich Yet. We recorded this interview in front of a live audience at <a href="https://www.luminary-nyc.com/">Luminary</a>, an incredible collaboration hub for women to develop, network and connect.Priya, who previously worked on Wall Street for 10 years, launched Stash Wealth after realizing how sorely underserved young professionals were in the financial services market.</p><p>Highlights from our conversation:</p><p>Why Priya’s known as the <em>Rebel of Wall Street.</em>Can Millennials really achieve financial freedom?Priya’s financial upbringing and her biggest money mistake.The “best” credit card on the market. Special thanks to our host, Cate Luzio and her team at Luminary, as well as our sponsors for the evening, <a href="http://www.birchbox.com/">Birchbox</a> and <a href="http://www.oneillwine.com/">O’Neill Vintners. </a>Also thank you <a href="https://www.mouthmedianetwork.com/">MouthMedia</a> for making sure the podcast went on without a hitch!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>