So Money with Farnoosh Torabi

<p>Ali Katz is a personal finance expert, seven-figure entrepreneur, and lawyer who as made over a <em>million dollars</em> of financial mistakes in her life. Her experiences have helped her to establish a new way of thinking about money and steering one's financial life. She talks about the biggest mistakes we may be making with our money right now, why we need to change our thinking around debt, the pursuit of financial sovereignty and how to heal personal financial trauma in our lives.</p><p>To learn more about Ali, visit www.thealikatz.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are focusing on all-things credit today, thanks to our friends at FICO.</p><p>Earlier, I asked you to submit your top credit-related questions and we've rounded up many of them for this episode. From how to boost your credit score to confusion around how credit scores get calculated and how marriage can impact your credit...we have all the answers!</p><p>Joining me to help tackle your questions is Joanne Gaskin, the Vice President of Scores and Analytics at FICO. She is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry and led the FICO Mortgage Recovery Initiative launched in 2009. Joanne has more than 20 years of experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today: regulatory compliance, credit risk management, data security and e-mortgages. She is a graduate of the Mortgage School of Banking, earning the Accredited Mortgage Professional Designation.</p><p><strong>More about FICO</strong>: Founded in 1956, FICO is a data analytics company based in San Jose, California focused on credit scoring services. Its FICO Score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States and is used in more than 90% of lending decisions today.</p><p>Now more than ever, FICO believes in empowering communities by way of financial education and is committed to providing consumers with tools to maintain their financial health. </p><p><strong>Check your score:</strong> You can check your FICO Score via <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.myfico.com&d=DwMGaQ&c=HdAUNv_EOZyljLc1cjbHCq-Eo7r1kRHoywhQbi81uaA&r=1tzzRRKAN66ibKS1NFr0nbrFOSXwAvMxQPpiYop0Wvk&m=SYeRI_TdF0rzRZBmiRcW8PJ1VFNxWVvjG8OEmuUH7pc&s=o-UX_Gs_1SfBBdtnADKmo-XH-PLpKAooRXgKPxu-arc&e=">www.myfico.com</a>, or <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.experian.com&d=DwMFaQ&c=ObqWq9831a7badpzAhIKIA&r=JZwRCxxekSCExlpRQNZMNmJZZsEybqZtSL9F1CWYnMk&m=SGwIvjtgSs8lIfN5jhv3Sykv0SssMZGu1Y6E5S3apMY&s=VyU-NpGcfvoCLXWJrTbH5blHen3DmWaDzgdZLt9MQng&e=">www.experian.com</a>, <a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.equifax.com&d=DwMGaQ&c=ObqWq9831a7badpzAhIKIA&r=JZwRCxxekSCExlpRQNZMNmJZZsEybqZtSL9F1CWYnMk&m=z0YUdr6SDnnry4MlHLQUVR_JypaC0VMgwWkDXlKw0yo&s=6l7BLbqFcsm8ekJySDOW3Amq7wU46N7EGhoGOBbp6yo&e=">www.equifax.com</a>. Additionally, many financial institutions provide consumers with free access to their FICO Score through the <a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__community.fico.com_s_openaccesscfc&d=DwMGaQ&c=HdAUNv_EOZyljLc1cjbHCq-Eo7r1kRHoywhQbi81uaA&r=1tzzRRKAN66ibKS1NFr0nbrFOSXwAvMxQPpiYop0Wvk&m=SYeRI_TdF0rzRZBmiRcW8PJ1VFNxWVvjG8OEmuUH7pc&s=psjuAAb-hMzp2WVwYFcfXYL7J2CxRdGl0CDSmPK1YgA&e=">FICO Score Open Access program</a>.</p><p><strong>Check your free credit report:</strong> <a href="http://www.annualcreditreport.com">www.annualcreditreport.com </a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>(A replay)</p><p>For many women, especially women of color, access to financial education isn’t as readily available. But our guest today is trying to change that once and for all. Today we’re welcoming the founder of Clever Girl Finance, Bola Sokunbi. Bola received an early lesson in money when her father became ill and had to stop working unexpectedly. The problem with this was that he had used up all of his money to send her three brothers to college and didn’t have any money left over for Bola to further her education.</p><p>Luckily, it was her mother, who began as a home maker, who told her that she would pay for Bola’s schooling from the money that she’d set aside from her side hustles and entrepreneurial pursuits over the years. Because of her mother’s hard work, Bola was able to leave Nigeria, get an education and go on to found her own business, empowering women to be financially savvy.</p><p>Her company, Clever Girl Finance has helped thousands of women, over the years, receive coaching and financial education they need to advance their lives. Bola is also the author of the fourth coming book, <em>Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth. </em>It will be available on June 25th.</p><p>Learn more about Bola at <a href="http://www.clevergirlfinance.com/">www.CleverGirlFinance.com</a> and follow her on Instagram <a href="https://www.instagram.com/clevergirlfinance/?hl=en">@clevergirlfinance</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Can asking just three questions transform your relationship with money? Our guest today is called the father of financial life planning. George Kinder is a Harvard educated economist turned CPA, turned financial adviser. He’s known for revolutionizing financial advice for now 30 years. He’s trained over 3,000 professionals around the world in the field of financial life planning where he has three questions to help clients figure out what they value most and how to design their financial life around their values.</p><p>He’s the founder of the <strong>Kinder Institute of Life Planning</strong> and his recent book is called<strong> A Golden Civilization and the Map of Mindfulnes</strong>s, drawing on 50 years as of mindfulness practitioner and over 30 years as a mindfulness teacher.</p><p>George has been named one of the 35 most influential people in financial services.</p><p>George’s website: <a href="http://www.georgekinder.com/">www.georgekinder.com</a></p><p>His company website: <a href="http://www.kinderinstitute.com/">www.kinderinstitute.com</a></p><p>Book and Movement website: <a href="http://www.agoldencivilization.com/">www.AGoldenCivilization.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week on Ask Farnoosh, listeners ask about how to accelerate net worth in the few, critical years before retirement, as well as how to ask for a raise if you work in a government job. Plus: pensions and investing in the stock market. Is it a 'good' time to be investing? CFP and founder of <a href="https://modernistfinancial.com/">Modernist Financial</a>, Georgia Lee Hussey joins the show as co-host. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>(Replay from August 26, 2019) Daniela Pierre-Bravo has a lengthy roster of accomplishments: She is a booking producer for MSNBC’s Morning Joe and recently co-authored a book with Mika Brzezinski, providing straight-talking advice for millennial women in the workforce, entitled <a href="https://www.amazon.com/Earn-Know-Value-Career-Beyond/dp/1602865914">Earn It!</a></p><p>But none of these opportunities were handed to her. Moving to the U.S. from Chile when she was a teenager, she found out she was an undocumented resident when applying for college...and, as a result, was unable to work, drive, or receive financial assistance for school.</p><p>How she persevered is a story of grit, determination and optimism.</p><p>Daniela became a Dream Act student and took the opportunity to side-hustle her way through school to graduate on-time and debt-free. That drive continued as she entered the workforce.</p><p>Follow Daniela on twitter <a href="https://twitter.com/dpierrebravo?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">@dpierrebravo</a> and on the Know Your Value website: <a href="https://www.nbcnews.com/knowyourvalue">https://www.nbcnews.com/knowyourvalue</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If you’ve ever felt like budgeting just doesn’t work for you, my guest Kumiko Love can relate. Frustrated by traditional budgeting methods, she created her own technique to pay off almost $80,000 of debt in eight months. And this technique helped launch her business, The Budget Mom.</p><p>A few years ago Kumiko was struggling to pay down her debt. As a single mom, she knew that she needed to get out of the cycle of making minimum debt payments each month, but she had tried and failed to stick to a budget numerous times. So, she created a method that she could actually stick to. She calls this her Budget by Paycheck method and as she was using it to get out of debt, she started a blog to share her journey. That blog has now turned into a business that just launched its first physical product, the Budget by Paycheck Workbook™.</p><p>You can learn more about Kumiko on her website <a href="https://www.thebudgetmom.com/">https://www.thebudgetmom.com/</a> and you can follow her on Instagram <a href="https://www.instagram.com/thebudgetmom/">@thebudgetmom</a> on Facebook <a href="https://www.facebook.com/thebudgetmom/">@thebudgetmom</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's Ask Farnoosh, a discussion on the best places to store cash in a recession, collecting unemployment while on the Paycheck Protection Program (how does that work?) and a recap of Farnoosh's latest Bloomberg Opinion piece on why it's OK to spend money right now (with caveats.) <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How to leverage video in today's world to grow your business, brand or career? How to stand out from the crowd and create compelling video on a budget? Kristian is a professional video content producer that teaches entrepreneurs how to incorporate video into their business and everyday life. He believes video is still an underused tool that can help businesses thrive (even in a pandemic). He started his career in TV commercial advertising. Soon after, he started his own business as a wedding videographer. After devoting years to the wedding industry, Kristian realized that his skills and business mindset could better serve the entrepreneurial market. His current projects include online course creation for clients and online consulting for people wanting to learn how to incorporate video into their business.</p><p>Connect with Kristian <a href="https://www.linkedin.com/in/kristiangolick/">https://www.linkedin.com/in/kristiangolick/</a></p><p>Instagram: @<a href="www.instagram.com/Kristiangolickfilms">Kristiangolickfilms</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The pandemic has disproportionately impacted women in this country in terms of unemployment, stress and family care. Guest Lacy Garcia, founder of financial startup Willow, discusses the challenges and the long-term impact of the toll.</p><p>Willow’s mission is</p><p>Women face a unique set of challenges when it comes to navigating life events and transitions such as divorce, loss of a spouse, career changes, family planning and finances and retirement – particularly in the new reality we find ourselves today. Women have been disproportionately impacted by the coronavirus pandemic. Prior to the pandemic, the unemployment rate for women was lower than for men. Now, it is the opposite. Women are bearing more of the burden when it comes to childcare, homeschooling and taking care of aging parents. More women’s longer-term career prospects are at risk as they are having to either leave or remain out of the workforce for longer. It is no surprise that the financial stress combined with quarantine is pushing many marriages to a breaking point and an increase in divorces is expected.</p><p>Lacy Garcia is the daughter of a Cuban refugee who says her money mindset was shaped early on. She combined her work in education and financial services to launch the virtual fintech company Willow and financially empower women throughout their life journeys including divorce, retirement and more.</p><p>Learn more about Willow and Lacy Garcia at www.trustwillow.com.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

How to invest in a rental property when you're in a different country? Should you just ignore your federal student loans while the automatic deferment is in place? Is there any benefit to paying them down? And what about cash-out refis? Are they worth it? Farnoosh addresses the latest money questions from the So Money mailbag. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

America is drowning in paper. If you stacked all the paper the average family uses in just one year, the piles would be as tall as a two-story house. And 43% of Americans categorize themselves as “disorganized.” Lisa Woodruff to the rescue. She is an organizational expert and author of THE PAPER SOLUTION: What to Shred, What to Save, and How to Stop It From Taking Over Your Life. Now more than ever, with the pandemic upon us, the need to have our paperwork organized is paramount. Lisa offers advice and free resources to help us all improve our relationship with paper. Check out www.organize365.com for Lisa's free emergency medical printables. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Myoshia Boykin-Anderson has had an incredible journey that led her to found her company <a href="https://andtechllc.com/">AndTech Solutions</a> in 2009. As a mother with no savings and no college degree, she was laid off from her corporate job and vowed to never put herself in that position again. Myoshia launched AndTech and it has grown into a seven-figure consulting firm providing custom application development and other technology services to some of the top organizations in the country. In our conversation, we discuss how, as a double minority, she overcame barriers to starting a thriving business in the field of tech, the inspiration born out of being a young, single mother and memories of her childhood classmate in Houston, Texas, George Floyd. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's Ask Farnoosh, CFP and founder of FIT Advisors, Anjali Jariwala joins to answer listeners' questions about bankruptcy, paying off debt, saving for a home and creating a financial plan.</p><p>More about Anjali: She is the founder of FIT Advisors - a financial planning firm serving physicians and business owners virtually across the US. Prior to launching her own firm, Anjali spent over 6 years years working with Fortune 500 clients at a top 4 accounting firm, PricewaterhouseCoopers, and 2 years with a large, prestigious financial planning firm serving high net worth individuals. During her career, she would often share financial advice with family and friends, but began to realize that not only did most of them lack access to the best personal finance information, but also their busy family lives meant they just didn’t have the time to pull it all together on their own. So, she decided she could make a bigger impact by starting her own firm. Anjali utilizes her expertise in tax and finance to empower her clients to discover and reach their life goals while building a stable financial future. </p><p>Anjali hosts Money Checkup podcast - a semi-monthly checkup that discusses the many facets of financial well-being. She was named one of Investment News Top 40 under 40 for 2019 and named one of Financial Advisor magazine’s Young Advisors To Watch for 2020. Anjali has been featured in Blomberg, US News and World Report, New York Times, USA Today, Business Insider, Investment News and more. Learn more about www.FitAdvisors.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What is the deal with the stock market? How is the current recession different than the one from 2008/2009? How to think about real estate and your portfolio now? We are in conversation with the co-hosts of the BiggerPockets Money podcast, Scott Trench and Mindy Jensen. They're here to share their perspectives and best advice on how to navigate the economy now.</p><p>Scott Trench is the CEO and President of <a href="http://biggerpockets.com/">BiggerPockets.com</a>. Scott has dedicated his career to helping ordinary Americans build wealth in part through real estate investing. Since joining BiggerPockets in 2014, Scott has authored the wealth building book Set for Life and joined Mindy Jensen as a host of the BiggerPockets Money Podcast . He stays active in the BiggerPockets forums and contributed hundreds of articles, market analyses, and files to BiggerPockets. He has also contributed to other personal finance blogs, along with traditional news outlets including Time, CNBC, and NBC.</p><p>Mindy Jensen has been the Community Manager for BiggerPockets.com for the last five years, helping less experienced folks learn how to invest in real estate the RIGHT way. She has spent the last 22 years live-in flipping houses, moving into very unattractive homes and making them beautiful - all while paying $0 in capital gains taxes because these homes are her primary residence.</p><p>Mindy joins Scott Trench every Monday morning on the BiggerPockets Money Podcast to share the money stories of their guests. Mindy truly believes financial freedom is available for anyone. Mindy studied Fashion Design, the stupidest major ever.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In his new book, Die with Zero, Bill Perkins challenges the notion of passing down your wealth. In fact during a health screening, his doctor asked in the evaluation about financial stress: “Do you have fears of running out of money?” Bill said, “I hope I run out of money!”</p><p>We discuss the merits of spending more money in your living years, how to calculate getting to "enough" net worth and how to balance taking care of children and dependents with the notion of dying with zero.</p><p>Bill is the CEO of BrisaMax Holdings. After training on Wall Street, he made his fortune in Houston as an energy trader. He has been Reuters, Financial Times, TIME magazine, Cigar Aficionado, BusinessInsider, and appears frequently on CNBC.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Delyanne The Money Coach Barros joins Farnoosh to answer the latest money questions from the audience. Questions include: Is it wise to use student loans to invest in the market? Why is one of my credit scores so different from the rest? Should I help my boyfriend with his credit card debt? How to become a professional investor without a college degree?</p><p>Sticking with this week’s lineup of FIRE members who are bringing a fresh voice and face to the space, Farnoosh’s co-host today is Delyanne Barros who is new to the FIRE movement... A lawyer by day and founder of Delyanne the Money Coach a popular Instagram and TicTok feed. You can find her at MasterMyFire.com. Delyanne is Brazilian and the first in her family to accomplish many milestones including attending college, becoming an employment attorney, and conquering New York City. </p><p>After living in NYC for 14 years, the mecca of the financial industry, Delyanne realized that her financial knowledge was limited to the outdated advice of her parents. Once she discovered the F.I.R.E. movement, she set on a path to retire from the traditional 9-5 grind at 45 years old. However, Delyanne quickly realized that the financial space was lacking the voices of people she could relate to, especially women and Latinas. </p><p>That’s when she decided to become that voice and launch Delyanne The Money Coach where she provides coaching and education in a fun and relatable way. Delyanne is on a mission to educate and guide new investors to a life that is debt-free, abundant, and financially independent. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We continue to take a closer look and have deeper conversations with some of the minority faces of the FIRE movement.</p><p>On Monday we spoke with Paula Pant, a Nepalese-American woman and founder of the Afford Anything blog and podcast.</p><p>Today, we’re in talks with married couple Amon and Christina Browning, founders of <strong>Our Rich Journey, a popular blog and YouTube channel</strong>: At the age of 39 and 41, Amon and Christina achieved financial independence and retired early (FIRE). They quit their federal government jobs, retired, and moved to Portugal with their two daughters (ages 11 and 12). On their FIRE journey, they lived and worked in California, Spain, and Japan while saving more than 70% of their income; they discovered “house hacks” to live rent and mortgage free for more than ten years; they learned to travel-hack free luxury vacations for their family all over the world. </p><p>Their YouTube channel (“Our Rich Journey”) documents the unique ways they save, make, and invest money - the FIRE way. In just over two years of starting their YouTube channel, their channel garnered more than 280,000 YouTube subscribers and over 13 million video views. Their FIRE story has been featured in numerous media outlets including Good Morning America, the UK's Daily Mail, and Parade Magazine. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week I’m chatting with a number of people who identify as members of the FIRE movement, which stands for Financial Independence Retire EarlY. The mission is to intensely save and invest —over half your income—so you can retire sometime by 40 or sooner. The movement is often associated with white men who have high earning careers in software engineering or finance. And as a result the FIRE saving and investing advice and pursuit of FIRE can be inapplicable to many.. So this week we’re speaking to the minority members of the FIRE group that are making the movement more diverse, more inclusive and more relevant.</p><p>Today we’re speaking with Paula Pant, a prominent leader of the Financial Independence Retire Early movement and an enthusiastic investor with a soft spot for spreadsheets. She is the Founder of Afford Anything, a personal finance and financial independence website and host of the award-winning Afford Anything podcast.</p><p>Paula’s core belief that “you can afford anything, but not everything” is the backbone of Afford Anything. Through expert interviews and bi-weekly “Ask Paula” episodes, listeners learn to think critically about how they spend limited resources like time, money, and energy.</p><p>Paula survived Covid 19 earlier this spring so our conversation starts there…and we dive into her financial belief systems in this unusual time…have they changed? </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Is it too risky to buy a home with someone you're not married to? What are some ways to protect yourself if you choose to be a co-borrower on the mortgage? In this week's Ask Farnoosh, host Farnoosh Torabi also addresses questions related to career pivots and how to transition to being a financial planner, as well as the best way to pay off high interest credit card debt. Does doing a balance-transfer make sense? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Learn how one small business is transitioning to an all digital-only experience for its kid clientele and expanding its work force and creating job opportunities for more individuals at the same time. Sarah Fazam, founder of Bilingual Birdies, began the business over 12 years ago to encourage cross-cultural awareness through foreign language and live music curriculum. The programs teach Spanish, French, Mandarin, and English (ESL) through live music, movement, dance, puppetry, and theatre-based games. Sarah is of Mexican and Iranian descent. Her parents met in an ESL program, and as she says, "language is a part of my legacy." For more, check out www.bilingualbirdies.com <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>What is the LEAST amount of money you could spend each month, while staying current with bills and other financial responsibilities? Guest Jully-Alma Taveras is the founder of Investing Latina on Instagram and YouTube, an online community for financially powerful women. She is also a Contributor to Next Advisor where she's provided a strategy for how to live on the smallest budget possible. She, herself, has calculated she can live on less than $600 a month. How? You'll have to listen!</p><p>More about Jully: She is a writer and producer and you can find her on Youtube where she creates videos to educate women about personal finances, investing, and entrepreneurship. </p><p> </p><p>Check out Jully's work;</p><p>Youtube: https://www.youtube.com/investinglatina</p><p>Instagram: <a href="https://www.instagram.com/investinglatina/">https://www.instagram.com/investinglatina/</a></p><p>Twitter: <a href="https://twitter.com/investinglatina">https://twitter.com/investinglatina</a></p><p> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

A teacher asks how she can make more money and another listener wants to know how to begin investing in Socially Responsible Investments, Plus: dividend investing and how to incorporate Black Lives Matter in our personal finance choices. Farnoosh has answers! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On today's show with guest Stacia Crawford, we're discussing life after a layoff, monetizing your skills, as well as the behind-the-scenes of producing for one of the country's top television stations.</p><p>Stacia is an award-winning journalist with more than 3 decades of experience in the broadcasting industry, including 25 years as a TV producer in Chicago. Her vast experience as a television news producer has positioned her to be a skilled communications specialist, media trainer, and PR strategist. As a news producer, she understands what editors, producers and bookers want, and she knows what it takes to deliver.</p><p>Stacia provides customized training to help clients better understand the media and deliver clear, concise key messages and provide useful content. Stacia is also an expert at developing story angles, story pitches, and marketing those pitches to get them on the air and in print. Her network of long-standing relationships with the media and the business community offer a clear advantage for her clients. She is the creator of such programs as “Be Seen, Get Booked,” “Brand and Deliver,” and “ Lights, Camera, Access” in which she helps entrepreneurs, authors, and industry professionals harness the power of the media to increase their visibility, get more leads, and make more money.</p><p>Stacia also hosts the popular More Than a Soundbite Podcast in which she interviews top media professionals all over the country and delivers powerful strategies to help listeners get booked on TV, on radio, in publications and on podcasts.</p><p>Stacia is also a teacher at heart and serves as an adjunct professor at Columbia College in Chicago where she teaches writing and reporting for TV news. This Baltimore native earned her Bachelor of Arts in Communications from University of Pennsylvania in Philadelphia.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Establishing a healthier mindset and management around money requires reconciling with the past, and facing any potential childhood money trauma head on. Financial author Leisa Peterson, author of The Mindful Millionaire, opens up about her early years, depicted as “white trash” and the learnings and (un) learnings that helped her heal and grow her wealth.</p><p>Says Leisa, “Somehow I found a way to break free of thinking of myself as white trash which is how people thought of our family in our neighborhood. Some kids told me they couldn't play with me because their parents didn't feel like my family was safe. It went deep and was classism at its worst. I'm still breaking through the shame of what I felt when I was young.”</p><br><p><em>Blog: </em><a href="http://www.wealthclinic.com/"><em>www.wealthclinic.com</em></a></p><p><em>Podcasts: </em><a href="https://itunes.apple.com/us/podcast/art-abundance-leisa.../id1054821050?mt=2"><em>Art of Abundance on iTunes</em></a><em> and </em><a href="https://www.mindfulmillionairebook.com/podcast-2/"><em>Mindful Millionaire</em></a></p><p><em>Book: </em><a href="https://www.mindfulmillionairebook.com/"><em>The Mindful Millionaire (click to access book trailer)</em></a><em> is available for pre-order on </em><a href="https://amzn.to/34wyGPw"><em>Amazon</em></a><em>, </em><a href="https://www.barnesandnoble.com/w/the-mindful-millionaire-leisa-peterson/"><em>B&N</em></a><em> and </em><a href="https://www.indiebound.org/book/9781250261915"><em>IndieBound</em></a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

On this week’s Ask Farnoosh, a listener asks about intermediate savings and the best place to either save or i vest that money. Also: consolidating your student loan with your spouse’s loan. Good idea? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How to find meaningful work right now? How to be a true Ally in the workplace and how to reframe your career ambitions in the near future? We're talking managing your career in a pandemic and recession with Lauren McGoodwin, founder of <a href="https://www.careercontessa.com/meet-the-team/">the Career Contessa</a> and author of the new book <strong>POWER MOVES: How Women Can Pivot, Reboot, and Build a Career of Purpose.</strong></p><p><strong>Lauren's book</strong> is a much-needed handbook filled with practical information, advice, and essential tools (including helpful graphics), to guide women toward building successful careers on their own terms. It is an essential career resource for anyone feeling stuck or unfulfilled, and it will give every woman the courage to know themselves, where they are and where they want to be.</p><p>For more on Lauren McGoodwin, visit her at <a href="https://www.careercontessa.com/">https://www.careercontessa.com</a>, and on Twitter, Facebook and Instagram at @CareerContessa.</p><p><strong> </strong></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Rodneyse Bichotte is the first Haitian-American woman elected in New York City, representing Brooklyn as the Assemblymember and State Committee Woman / District Leader for New York State’s 42nd Assembly District. She represents Flatbush, East Flatbush, Midwood and Ditmas Park in Brooklyn. </p><p>We discuss how a life-changing accident at the age of ten led Rodneyse to a career in public service, key initiatives she is working to pass to better the lives of the most vulnerable in New York City, and her economic predictions for the future of the Big Apple.</p><p>Born and raised in Brooklyn, Rodneyse is the first Engineer elected to the New York State Legislature; and the first woman to chair the Brooklyn Democratic County Committee.</p><p>To learn more about Rodneyse and visit the Minority and Women-Owned Business Enterprises Center check out: <a href="https://assembly.state.ny.us/mem/Rodneyse-Bichotte">https://assembly.state.ny.us/mem/Rodneyse-Bichotte</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this episode of Ask Farnoosh, host Farnoosh Torabi and guest Georgia Lee Hussey, CFP and CEO of Modernist Financial, address recent questions posed by listeners. What are the best credit cards for big purchases? Should I take out a student loan or pay for school in cash? Should I tap my home equity line of credit to renovate my home? And much more. Plus, Farnoosh selects 3 iTunes reviewers to each receive a free 15-minute money session. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Joining me today is the new Editor-in-Chief of <a href="http://www.nextadvisor.com">NextAdvisor,</a> Adam Auriemma.</p><p>NextAdvisor is a brand new personal finance platform that just launched earlier this summer, in partnership with Time Magazine. I am a contributing editor for the platform and my first piece is about <a href="https://time.com/nextadvisor/mortgages/how-to-buy-a-house/">how we bought a house in the pandemic (all the behind-the-scenes!)</a>.</p><p>The site is full of timely and important content related to financial wellness and making smart money moves. One piece I really love is <a href="https://time.com/nextadvisor/banking/savings/save-money-right-now/">50 Smart Money Moves You Can Make Right Now</a>, which Adam authored after interviewing many experts including Suze Orman, Mel Robbins, and Erin Lowry, author of Broke Millennial.</p><p>Adam and I discuss:</p><ul><li>How NextAdvisor's point of view is slightly different in the world of personal finance content.</li><li>How the platform is thinking about money in the context of race and class.</li><li>How Adam's personal views on money have shifted in the pandemic and recession.</li></ul><p><strong>More about Adam: </strong>He is a personal finance journalist and the former editor-in-chief of Money magazine. He has also been a deputy bureau chief at The Wall Street Journal, managing editor of The Daily Beast, and deputy editor of Fusion, a joint venture of Univision and ABC News. Teams working under Adam’s leadership have received the Gerald Loeb Award for Business and Financial Journalism, a National Association of Black Journalists Digital Media Commentary Award, and an Emmy nomination for Best Cultural/Topical Documentary.</p><p><strong>Follow NextAdvisor on Instagram </strong><a href="http://www.instagram.com/nextadvisor"><strong>@NextAdvisor</strong></a><strong>.</strong></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In our final installment for Black Wealth Matters, we welcome Tiffany Dufu. She is founder and CEO of The Cru. Their algorithm matches circles of women who collaborate to meet their personal and professional goals. She’s also the author of the bestselling book ​<em>Drop the Ball: Achieving More by Doing Less</em>​. According to foreword contributor Gloria Steinem, Drop the Ball is “important, path-breaking, intimate and brave.”</p><p>Tiffany and I discuss how she was able to raise $1 million for her startup when only .0006% of Black women receive tech venture funding. She also shares pivotal money memories from childhood....and also, what to make of the Girlboss movement and its recent criticisms for not being inclusive enough?</p><p>Named to Entrepreneur's 100 Powerful Women and Fast Company’s League of Extraordinary Women, Tiffany has raised nearly $20 million toward the cause of women and girls. She was a launch team member to Lean In and was Chief Leadership Officer to Levo, one of the fastest growing millennial professional networks. Prior to that, Tiffany served as President of The White House Project, as a Major Gifts Officer at Simmons University, and as Associate Director of Development at Seattle Girls’ School. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The newest guest in our #BlackWealthMatters series is entrepreneur Yemi Rose. He is the founder of<a href="http://www.ofcolor.com/"> OfColor</a>, a digital financial wellness platform focused on providing content and banking tools built around how people of color save, spend, and build our legacies differently.</p><ul><li>We discuss the role financial services has played and continues to play in widening the racial wealth gap.</li><li>Growing up in Jamaica and the differences of “being Black” there versus here in the United States.</li><li>Why we may want to rethink the expression “racial wealth gap.” Does it deserve a renaming?</li><li>How his startup OfColor will provide better access to financial tools and education to an underserved community.</li></ul><p>Yemi has spent almost two decades at the intersection of financial services and communications/marketing focused on financial wellness, most recently as the Vice President of Financial Wellness Enterprise Initiatives with Prudential Financials’ Global Communications Group.</p><p>In this most recent role, he led the development of Prudential’s Financial Wellness Census research project, as well as “The Cut,” which focused on underserved consumers. He writes and speaks extensively on the racial wealth gap, and his writings on the subject have been published in Black Enterprise, The Root, Blavity, and Money.com.</p><p>After beginning his career as a Capital Markets Intelligence Associate for Thomson Financial, he served as an Investor Relations Director for several top-tier financial communications agencies, before moving to in-house roles. He has served as a senior executive at KPMG and BlackRock Inc., where he worked on helping them to maximize the value of their acquisitions and fintech ventures.</p><p>He holds both a bachelor's and a Master's degree from Cornell University. Yemi was born and raised in Jamaica, and now lives with his wife and two daughters in New Jersey.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Back by popular demand is Tiffany “<a href="http://www.thebudgetnista.com/">The Budgetnista</a>” Aliche. She shares her personal challenges with building wealth, all while building a multi-million dollar business. Also: Why she distanced herself from the FinCon events and her latest appearance on Queer Eye for the Straight Guy.</p><p>More about Tiffany: She is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal financial educator. The Budgetnista is also an Amazon #1 bestselling author of The One Week Budget and the Live Richer Challenge series.</p><p>Through her company, The Budgetnista, Tiffany has created a financial movement that has helped over 1 million women worldwide collectively save more than $150 million, and pay off over $100 million in debt, purchase homes and transform the way they think about their finances.</p><p>Tiffany credits her experience as a preschool teacher for 10 years in Newark, NJ for defining her purpose behind The Budgetnista: education.</p><p>In 2019, Tiffany transformed her commitment into legislation when she partnered with Assemblywoman Angela V. McKnight to write a bill that was later signed into Law A1414 (The Budgetnista Law). This law made it mandatory for financial education to be integrated into all middle schools in New Jersey.</p><p>To learn more check out <a href="http://thebudgetnista.com/">thebudgetnista.com</a> and <a href="http://malimore.com/">malimore.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>According to the National Bureau of Economic Research, <a href="http://fortune.com/2015/04/15/nfl-players-bankrupt/">15.7% of NFL players have filed for bankruptcy</a> within twelve years of retiring. A <em>Sports Illustrated</em> article reports that 78% of NFL players and 60% of NBA players face major financial challenges post retirement.</p><p><a href="https://www.instagram.com/stapling_success/">Dominique Stapleton </a>is not only a sports agent, she is a financial educator to her clients who desperately need literacy and guidance. After working with athletes on their money for a few years Dominique wanted to offer her clients more. This year, she became a Certified NBA sports agent and vows to be the bridge between athlete success off and on the field.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We welcome entrepreneur Rachel Rodgers back to the show to talk about how business owners can go beyond the traditional lip service of "supporting" supporting Black Lives Matters and actually serving as Allies and practicing anti-racism within their companies.</p><p>Rachel is a woman of color, a mother of four and a seven-figure business owner — in that order. Rachel started her career working as a lawyer with nonprofits, federal judges and Hillary Clinton.</p><p>Rachel is founder of Million Dollar Badass, a high-level Mastermind for women looking to take their businesses from 6 to 7 figures. She firmly believes all women should desire to become millionaires – because of the profound impact a woman’s money can make on the world.</p><p>Learn more about Rachel at HelloSeven.co</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>A new <a href="https://journals.sagepub.com/doi/full/10.1177/2378023120916616">Northwestern University study</a> based on data from the Federal Reserve estimates that on average for every dollar of accumulated wealth that white families have, many black families have just one cent. Our guests Talaat and Tai McNeely, founders of His and Her Money, are on a mission to help change that quotient.</p><p>The McNeely's are Financial Educators and co-authors of Money Talks: The Ultimate Couple's Guide To Communicating About Money. They are also the hosts of the top-rated podcast, "The His and Her Money Show" and creators of Power Couples University. Talaat and Tai McNeely (His and Her Money) have been featured in numerous publications such as Black Enterprise, FoxNews.com, MSN.com, Essence, and Business Insider.</p><p>We discuss:</p><ul><li>How and why they paid off their mortgage in 25 years.</li><li>As parents, the conversations Talaat and Tai are having with their three kids regarding money and race. </li><li>And should personal finance get political? What does that even mean? </li></ul><p><br></p><p>To learn more visit the following sites:</p><p>The McNeeley's Website - <a href="http://www.hisandhermoney.com/">www.HisandHerMoney.com</a></p><p>Youtube - <a href="https://www.youtube.com/hisandhermoney">https://www.youtube.com/hisandhermoney</a></p><p>Community - <a href="http://www.powercouplesuniversity.com/">www.PowerCouplesUniversity.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today’s guest is my former editorial assistant and right hand guy, Donovan X Ramsey, <a href="https://podcast.farnoosh.tv/episode/donovan-ramsey/">who first appeared on the show in 2015</a>. As a friend and accomplished journalist focusing on the topic of black identity, politics and patterns of power in America, I wanted to catch up with Donovan for my #BlackWealthMatters series.</p><p>Key takeaways from our interview:</p><ol><li>How Donovan's upcoming book, When Crack Was King, chronicles the 1980's and 1990'se pidemic, its misperceptions and the way policing changed during those years.</li><li>Donovan's own experiences with racial discrimination in graduate school and beyond.</li><li>The truth about what publishing pays. Donovan and Farnoosh disclose their book advances.</li><li><br></li></ol><p>More about Donovan: He is called "an indispensable voice on issues of racial identity, politics, and patterns of power in America," by American culture critic Rich Benjamin. Donovan's commentary on racial politics during the Obama era has been featured in The New York Times and his reporting and commentary on the criminal justice system have appeared in outlets including WSJ Magazine, The Atlantic, GQ, Gawker, BuzzFeed, Vice, and Ebony, among others.</p><p>Donovan served most recently as the commentary editor at The Marshall Project, a Pulitzer Prize-winning news organization dedicated to the U.S. criminal legal system. Before The Marshall Project, he worked as an editor and writer at a number of outlets including Complex, NewsOne, and NBC's theGrio.com.</p><p>Donovan holds a master's degree from the Columbia University Graduate School of Journalism and a bachelor’s degree in psychology from Morehouse College. He lives in Atlanta, Georgia, and is currently completing his first book, a history of the crack cocaine epidemic for <a href="http://oneworldlit.com/">One World</a>—an imprint of Random House, a division of Penguin Random House, the world's largest trade book publisher.</p><p>You can learn about Donovan on his website <a href="http://www.donovanxramsey.com/">www.donovanxramsey.com</a> and follow him on Twitter <a href="https://twitter.com/iDXR">@iDXR</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Stephanie Vaught, J.D. is a Gen X Financial Coach and Founder of <a href="www.socialmoneyfinance.com">Social Money Finance,</a> LLC. Her company specializes in teaching effective money management and helping people build a life they love.</p><p>Stephanie was born and raised in Detroit, MI. She attended Detroit Public Schools and received a B.A. from Michigan State University in 2000. In 2007, Stephanie graduated with a Juris Doctor and concentration in Litigation from Thomas M. Cooley Law School. She has spent most of her professional career in law and community advocacy.</p><p>In 2009, Stephanie developed a profound interest in personal finance – mostly based on the need to manage her own household and entrepreneurial endeavors. In 2015, Stephanie made a career shift and became a certified financial counselor. She began working with a financial nonprofit counseling and educating thousands of people across the country about financial literacy and helping them to reach their personal financial goals. </p><p>In 2018, Stephanie decided to take her financial knowledge coupled with her legal skills and experience back to a community of her peers and founded Social Money Finance, LLC. Her mission is to empower people to increase their financial literacy, challenge unproductive money habits, and improve their financial place for themselves and their family.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Queen Latifah made her first big splash onto the music scene at age 19, with the release of her hit rap single “Ladies, First.” For the next three decades, the Newark, New Jersey native would go on to build a multi-faceted and dynamic career as a musician, actress, producer and philanthropist, blazing a trail<strong> </strong>for other Black female artists. </p><p>I recently sat down with Queen during her press tour for <a href="https://www.bet.com/shows/bet-her/queen-collective/extras-and-exclusives.html">The Queen Collective</a>, her latest endeavor which provides opportunities for women of color in film to tell stories from their viewpoint. The mentoring and development program, in collaboration with Tribeca Studios and Procter and Gamble, selected two winners this year and their projects will premiere on BET Networks, Saturday, June 13th at 9:00 p.m. ET. </p><p>In our conversation, she shared some of the financial lessons experienced while growing up and building her business, as well as her ideas on how we can promote more equality in the workplace and close the racial wealth gap. </p><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Dr. Nicole Garner Scott is the Atlanta-based founder of Amount Financial Services. She is dedicated to creating financial breathing room for households of underrepresented communities. She has created wide-scale programs to empower others to change their financial trajectories, focused on legacy building and generational wealth. </p><p>Dr. Scott is a sought-after speaker and received an honorary doctorate for her work in business from the Obama Association. </p><p>Together we explore some of the historical barriers to wealth that have continued to be road blocks for people in the Black community, as well as how the financial expert community can be more sensitive and mindful when offering advice.</p><p>To learn more about Dr. Scott, please visit www.amountfinancial.com.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Continuing our Black Wealth Matters series with Minda Harts, founder of The Memo LLC, a career development company for women of color, and author of <a href="https://www.amazon.com/Memo-Women-Color-Secure-Table-ebook/dp/B07L2WRVSW"><strong><em>The Memo: What Women of Color Need to Know to Secure a Seat at the Table</em></strong></a>. An Assistant Professor of Public Service of NYU’s Robert F. Wagner Graduate School of Public Service, she is also a sought-after speaker on the topic of workplace diversity and inclusion. She lives in New York City.</p><p>In The Memo, Minda provides a roadmap for women to not only navigate but change the system that they are working within. And she makes it clear that yes, the discrimination you are feeling, those microaggressions, they are real — and we need to acknowledge them so we can change our reality.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Over the years many outstanding Black individuals who fought racism and oppression to achieve personal wealth and career success have graced my podcast. For the next 10 episodes - from today June 3rd through June 24 - I’ll be re-sharing and re-amplifying some of their voices and work, their stories of resilience, hard work and triumph. I’m calling this series BLACK WEALTH MATTERS. </p><p>I announced this on Instagram earlier in the week. It is my small way of contributing to this human rights issue of racial equality. It’s the quickest action I know to take that would hopefully have a meaningful impact...to get us to unlearn, re-evaluate and better understand what it means to be a Black person in this country while trying to establish personal wealth. </p><p>Thank you to everyone who responded to my announcement with guest recommendations for Black Wealth Matters. I’ve taken them all into account and keeping a folder and hoping to work my way to speaking to all of them - if not this month - in the coming months. Please keep the guest suggestions coming.</p><p>Today -- We are revisiting my conversation with Myleik Teele from 2015. Myleik is the Atlanta-based founder and chief experience officer of Curlbox, the first exclusive monthly subscription box for naturally curly hair. </p><p>curlBOX has major partnerships with brands and distributors including Procter & Gamble, Walmart, Target, and Shea Moisture, and more. </p><p>A teacher at heart, her wildly popular, #MyTaughtYou podcast has become her global classroom where women from all walks of life tune in for guidance and a healthy dose of motivation to live life on their own terms. </p><p>You just heard at the top of this show - a moment from our conversation - when she candidly opens up about her relationship with money. Even as a wealthy woman, she is, as she says, cautious with her money, perhaps overly cautious.</p><p>To learn more about Myleik visit: mytaughtyou.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From how to spend the stimulus check to mortgage forbearance and rent negotiations, Lauren Silbert, VP and General Manager of personal finance website TheBalance.com shares some of the top searches on the site - and answers to people's biggest money questions.</p><p>More about Lauren: She was named a “Corporate Champion” in Folio Magazine’s 2019 Top Women in Media Awards. She also appears in print, broadcast and streaming media as a personal finance and careers commentator and expert. </p><p><a href="https://www.thebalance.com/about-us"> The Balance</a> makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh covers more real estate ground, as well as questions about investing for retirement. Farnoosh also shares her homebuyer checklist for anyone interested in purchasing a home this year. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Sticking with the week's theme of real estate, Tracy Tutor, star of Million Dollar Listing Los Angeles, joins the show with details of the behind-the-scenes housing activity in the Los Angeles area. Tracy is a mother, entrepreneur and Real Estate agent with over 15 years of experience. She can currently be seen on the 12th season of Million Dollar Listing LA - the first and only female in the cast! In her new book, Fear is a Four-Letter Word, provides a go-to manual for women who struggle to convince people they're in charge. She shares intimate details from her early years struggling to break into the cut-throat industry and a recent success that helped seal a deal that nobody thought could be won. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Real estate expert Ilyce Glink answers all of our top questions about buying and selling in the current market. How has the pandemic impacted housing prices and is now a good time to buy?</p><p>This episode originally aired on May 6, 2020.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week Farnoosh welcomes back financial advisor and founder of Modernist Financial Georgia Lee Hussey to answer listeners' questions including: Should I change my investments? What's the right price for a pre-nup? Should I ask for a raise? How can I move up in my career right now? <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>For many, 2020 will be characterized as the year of survival. Our guest Tom Corley, CFP, offers financial advice to help us keep head above water as we navigate all the uncertainties.</p><p>Tom Corley is CPA, CFP, holds a Master’s Degree in Taxation and is a bestselling/award-winning author. His books include: Rich Habits, Rich Kids, Change Your Habits Change Your Life, Rich Habits Poor Habits and Effort-Less Wealth - Smart Money Habits at Every Stage of Your Life. Tom has appeared on or in CBS Evening News, The Dave Ramsey Radio Show, CNN, MSN Money, USA Today, The Huffington Post, SUCCESS Magazine, Money Magazine, and many other media outlets and podcasts in the U.S. and 27 other countries. Tom is a frequent contributor to Business Insider and CNBC.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are experiencing grief in all forms these days. Whether it's grieving the loss of a loved one, the loss of connection with others or the loss of a job and financial grief...Navigating a tremendous loss is one of the hardest things in life. My guest Sarah Nannen helps us find our way through and offers a new way of thinking about grief that may leave us far more hopeful and at peace.</p><p>Sarah Nannen is a transformation teacher and guide as well as an author, speaker and podcast host. She became a military widow and solo mother of four in 2014 when an aviation accident claimed her husband’s life. Her journey through grief informs her renegade work with those navigating painful life transitions who seek to live extraordinary lives. She’s devoted her career to teaching sustainable well-being and a new paradigm of deep, systemic integration of mind-body healing, with a specialization in grief and trauma support and recovery. Sarah is the founder and co-owner of Renkon Yoga Studio, a community-focused studio rooted in the power of human connection. Her expertise will be featured in two upcoming docu-series on the topics of trauma and conscious parenting; a collaborative production between Hay House, Well.org’s Urban Monk Productions and The Sacred Science, releasing in 2021. Sarah lives in central Illinois with her fiancé Brad, their four children and their rescue pit bull, Luna. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Should I offer to voluntarily quit my job right now? Should I save more or invest? And what are some good personal finance resources for teens? Farnoosh addresses listeners top money questions. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>