So Money with Farnoosh Torabi

Negotiating a salary and other benefits, savings "rules" and finding a financial planner are among some of the question on the latest Ask Farnoosh. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><em>"There’s so many ethical questions and, you know, we're seeing this being being discussed at the top of all sorts of social platforms now, right? And then, you know, The New York Times this past weekend did that, you know, did their annual study showing what you know CEO compensation is as compared to the lowest paid workers, and it's atrocious." </p><p></em>Is it possible for the business world, which is often characterized as being greedy, to care deeply about and act with social responsibility? Today's guest believes yes. And in today's world, she says, where consumers are looking to support corporations who specifically champion diversity and inclusion and philanthropy, it’s more important than ever for businesses to consider actively being part of the solution and forces of good in the world. </p><p>We have the great pleasure of inviting Susan McPherson on the show. She is a corporate responsibility expert who's worked with major brands like Kate Spade, Dell, Tiffany, J.C. Penney, and many more through her consulting company, McPherson Strategies. Through her work, she helps her clients create real change in the world and improve their businesses. At the same time. She's also an Angel investor who invests in women owned businesses, and she's a highly sought after speaker. Her articles and interviews have appeared in <em>Forbes, The Cut, Harvard Business Review</em>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

When’s the last time you sat your parents down and talked to them about their money? If you’re like most people, it probably hasn’t happened yet. And, I don’t blame you. Talking to your parents about their savings, their will, their hopes for what happens when they get older or after they die is unpleasant. But, as today’s guest will share, it’s absolutely necessary. Today, I’m interviewing Cameron Huddleston. She is an award-winning journalist with more than 17 years of experience.Cameron’s experience taking over her mother’s finances after her mom was diagnosed with Alzheimer's disease inspired her to write a book on how to to discuss finances with parents before it’s too late. It’s called <a href="https://www.amazon.com/Mom-Dad-Need-Talk-Conversations/dp/111953836X"><em>Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances</em></a>. Her articles have been published in Kiplinger’s Personal Finance, Business Insider, Chicago Tribune, Fortune, Huffington Post, Money, MSN, USA Today and more. She’s also the current <a href="https://www.gobankingrates.com/author/cameronhuddleston/">Life + Money columnist for GOBankingRates</a>. Follow Cameron on Twitter <a href="https://twitter.com/CHLebedinsky">@CHLebedinsky</a> and visit her website <a href="http://www.cameronhuddleston.com">www.CameronHuddleston.com</a>. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This Friday, lots of questions about best ways to invest for retirement and steps for co-mingling finances with a partner. <em>I recently got married and we've been together for 10 years. We have built our lives together, but still have separate bank accounts. We are now talking about combining some money to create a household accountt. He uses a credit union, I use a bank. Is there a benefit to either? Does it matter?</p><p>Special co-host is Catie Hogan </em>is a financial planner with the women-owned Element Financial Group. She’s also the author of the humorous and informative book <em>The Millennial’s Guide to Getting Your Sh*t Together</em>, and an accomplished humor writer and performer. Catie is on a mission to help young adults, particularly women and those in marginalized communities, become more financially literate and empowered. She does this using simple explanations of complex topics, personal anecdotes, and humorous relatability.</p><p>Catie understands what it means to be a broke Millennial. She finished college with six-figures in student loan debt, worked entry-level jobs to make ends meet, and had no idea how or where to save and invest money. But after reading several personal finance books, she realized she was one of millions of young adults in this situation—and this became the catalyst for her current career. Catie is putting a fresh, new spin on the fundamentals of personal finance. She believes learning how to be a successful adult doesn't have to be so serious. </p><p>Catie's book: <a href="https://www.amazon.com/Millennials-Guide-Getting-Your-Together/dp/1521998639">https://www.amazon.com/Millennials-Guide-Getting-Your-Together/dp/1521998639</a></p><p>Element Financial Group: <a href="http://www.elementfinancialgroup.com/">http://www.elementfinancialgroup.com/</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Why do you love some of your favorite brands? Is it because of their funny commercials, the fact that they give back, or because they truly care about their customers?</p><p>And, what can companies - big or small - do to convey their brand accurately? How can they make sure their message is getting across? As an individual, what is YOUR personal brand? </p><p>Today’s guest is an expert on branding, especially for women. Liz Dennery is the founder of <a href="https://shebrand.com/"><strong>SheBrand</strong></a><strong>, </strong>where she and her team support companies with their brand development and positioning. They also help with creative direction, website development, social media marketing, and celebrity and influencer outreach.</p><p>Liz has worked with brands like <em>Escada, Hale Bob, Anastasia, Blue Cult, Bejeweled, Avia Spa, Paulina Maternity, The Tiger Woods Foundation, Elyse Walker, The Pink Party </em>and <em>Cedars-Sinai Medical Center</em>.</p><p>She’s also a huge supporter of non-profits that help women like <em>Girl Up!, WriteGirl</em>, <em>Step Up Women’s Network</em> and <em>Kiva</em>. </p><p>Learn more about Liz at <a href="http://www.shebrand.com">www.SheBrand.com</a> and follow her on social media on <a href="https://www.instagram.com/shebrandliz/">Instagram</a>, <a href="https://twitter.com/shebrandliz">Twitter</a>, and <a href="https://www.facebook.com/shebrandinc/">Facebook.</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"<em>My relationship with money is money comes and money goes. For me, it’s not the point of success. It’s important for me to be financially stable and it’s important for me to be making a lot of money, but it’s not what I consider personal success.” </p><p></em>Sophia Parsa is a tech co-founder, Forbes 30 under 30 honoree and a very accomplished entrepreneur. She co-founded the company Toot, which is an on-demand tutoring service after her tutor bailed on her the night before a big exam in college. The night before the test, she found a new tutor, thanks to the help of a professor, but then realized there's probably a better way to connect with tutors on-demand. The idea for Toot was born. </p><p>Later, Sophia launched a dinner club called Mountain Gate, where entrepreneurs gather for dinner. Through Mountain Gate, entrepreneurs can get advice, they can form business partnerships and just connect with people who are like-minded. Today, Sophia is the director of community at FabFitFun, which is occasionally a sponsor of this show.</p><p>FabFitFun is a subscription box that delivers a selection of full-size premium products to your front door. We discuss Sophia's transition to working for a company and why it was important for her professional development. We also dive deep into the growing pains of the early days of entrepreneurship, how to score some investment capital and what she plans to do with her money right now. </p><p>Follow her on Instagram <a href="https://www.instagram.com/sophiaparsa">@SophiaParsa</a> and her business <a href="https://www.instagram.com/mountaingate/">@Mountaingate</a>.<em></p><p></em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Financial expert Megan Gorman co-hosts with Farnoosh Torabi to provide answers to your latest money questions.</p><p>Do student loans need to be paid off after the borrower passes away? Any pros or cons to transferring debt to a lower rate loan? </p><p>How to manage money in your relationship?</p><p>How much stock exposure is safe for someone in their 60's?</p><p> </p><p><strong> </strong></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This is a special bonus episode of Ask Farnoosh with co-host Joe Benvenuto, a Chartered Financial Analyst (CFA) who manages two of Charles Schwab’s branches in the Bay Area--Menlo Park and Sunnyvale, California. Joe has been in the financial services industry for more than 10 years. Prior to that, he served as an Infantry Officer in the United States Army.</p><p>Topics covered: retirement saving, grad school, auto-rebalancing your portfolio and managing a windfall. </p><p>(Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.)</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><em>"By sucking at surfing, I was able to get over my fear of public humiliation, right? Because when you surf, you are surfing where everyone can see you wipeout and miss waves. I got really used to being okay with that. Then I realized I could apply that to my writing. I started sharing my writing more as I got accustomed to that and thinking, “Well, the worst thing that happens is somebody sees my writing and they don't like it,” right? I mean, I’ll be okay with that." - </em><strong><em>Karen Rinaldi</em></strong>What is something that you do in your life that you suck at...but....you love it? </p><p>For me, I'd say it's tennis. I don't suck at stand-up comedy, but it is something that I know is a constant work in progress...and, at the same time, is really exciting to me and hasn't, for some reason, discouraged me. It's actually inspired me and it led me to be better at other things, such as podcasting and thinking on my feet and not having a filter :) We are in conversation with Karen Rinaldi, a professional preacher of the gospel of suckitude. Before she found surfing, she sucked at plenty of things, among them skiing, horseback riding (which almost ended tragically), boxing (she doesn't want to talk about it), running, rollerblading, cycling (for which she boasts the least suckiness.) Along with her side hustle of suckitude, Rinaldi has spent 20+ years in publishing and is the publisher of Harper Wave, an imprint she founded in 2012. Her first novel, <em>The End of Men</em>, was the basis for the 2016 feature film <em>Maggie’s Plan</em>, directed by Rebecca Miller and starring Julianne Moore, Greta Gerwig and Ethan Hawke. Her book, [<a href="https://www.amazon.com/Its-Great-Suck-Something-Unexpected/dp/150119576X"><em>It's Great to] Suck at Something: The Unexpected Joy of Wiping Out and What It Can Teach Us About Patience, Resilience and the Stuff that Really Matters, </em></a>is a non-fiction deep dive into the joys that sucking can bring. Rinaldi’s essays have appeared in <em>The New York Times, TIME, Motto, LitHub, Oprah.com</em> among others. <em></p><p></em></p><p> To learn more about Karen at <a href="http://krinaldi.com/">http://krinaldi.com</a>. Follow her on Instagram <a href="https://www.instagram.com/suckatsomething/">@suckatsomething</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"<em>We downsized everything and we went from living in a five bedroom house into a tiny little apartment, we went from having multiple cars, to just one car.” </p><p></em></p><p>For many women, especially those who are women of color, access to financial education isn’t as readily available. But our guest today is trying to change that once and for all. Today we’re welcoming the founder of Clever Girl Finance, Bola Sokunbi. Bola received an early lesson in money when her father became ill and had to stop working unexpectedly. The problem with this was that he had used up all of his money to send her three brothers to college and didn’t have any money left over for Bola to further her education. </p><p>Luckily, it was her mother, who began as a home maker, who told her that she would pay for Bola’s schooling from the money that she'd set aside from her side hustles and entrepreneurial pursuits over the years. Because of her mother’s hard work, Bola was able to leave Nigeria, get an education and go on to found her own business, empowering women to be financially savvy. </p><p>Her company, Clever Girl Finance has helped thousands of women, over the years, receive coaching and financial education they need to advance their lives. Bola is also the author of the fourth coming book, <em>Clever Girl Finance: Ditch Debt, Save Money and Build Real Wealth. </em>It will be available on June 25th. </p><p>Learn more about Bola at <a href="http://www.clevergirlfinance.com">www.CleverGirlFinance.com</a> and follow her on Instagram <a href="https://www.instagram.com/clevergirlfinance/?hl=en">@clevergirlfinance</a>.. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Heading into Memorial Day weekend with some financial questions? Farnoosh has answers. Listeners want to know:</p><p>"Should I go on an unpaid leave to complete a CFP program?""What are the best things that 21 year olds should be doing to set themselves up for success financially?""Is a high interest rate bank account like 2.35% worth it if you're going to get taxed on it?""How do I pace my startup with little funds and not wanting to borrow?""Is podcasting really making you money?"To send Farnoosh a question, click on Ask Farnoosh here or send her a direct message on Instagram <a href="http://www.instagram.com/farnooshtorabi">@FarnooshTorabi</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

"<em>Money has always been something that you struggle with, right? I always say, money wasn’t something that we managed in our home. It was something we didn’t have, right? When we talked about money, it was always for my deprivation on place. It was always about how do we get more? How do we hustle with what we have?”</em> Our guest today is Ramona Ortega, Founder and CEO of My Money My Future, Mi Dinero Mi Futuro. It's a mission-driven financial technology company that empowers Latinas to manage their money with confidence and the company creates culturally-relevant financial content that connects their audience to curated financial products. One of the most important aspects of personal finance is that it's personal. There's no such thing as a one-size-fits-all approach and that's especially true when it comes to teaching different communities and cultures about personal finance. Ramona is making waves in the world of personal finance, by helping the Latino community gain access to important financial education. She built the company as a solution to an overarching problem in our community, which is the fact that the community doesn't have access to quality and trustworthy financial advice. Through her grit and determination, she built the company step-by-step fundraising, applying to accelerators, overcoming numerous obstacles along the way. Ramona and I talked about as you just heard, her childhood, growing up poor, her role as a single mother and entrepreneur. How does she do it all? Tune in. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Raise your hand if you have a 401k at work and wondering if you’re making the most of it? Or, if you’re not investing for retirement…yet…and wondering how to get started?</p><p>We have a special BONUS episode brought to us today by Mass Mutual. I’ve recently partnered with them to help spread literacy on the issues related to saving for retirement. We’re going to unpack a lot of learning today with Teresa Hassara, who leads the Workplace Solutions business at MassMutual, providing comprehensive financial wellness services, including retirement plans, to over 30,000 companies and about three million plan participants.</p><p>Teresa holds a B.A. from Vanderbilt University and earned her M.B.A. from the Wharton School of the University of Pennsylvania. She is a member of the Board of Directors for Jobs for the Future and an active supporter of a variety of organizations focused on mentorship for women and young people in under-resourced communities. She is also passionate about women’s leadership and investing.</p><p>To complement this interview, I also have a piece at www.somoneypodcast.com on how women can financially secure their futures. For more check out <a href="http://www.massmutual.com">www.massmutual.com.</p><p></a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>"The firemen broke down my door and my heart stopped in the ambulance. They took me to the hospital. They revived me and put me on life support and then called my family and said, “You need to come. She’s not going to wake up. Even if she does, she’s going to be permanently brain damaged for the rest of her life.”</p><p>Have you ever felt there's something more out there for you? Do you ever feel life is passing you by, or that you have regrets for a chance, or an opportunity that you just didn't take? </p><p>We're having one of the most candid and intimate conversations I've ever had with a guest on this show. Her name is Ruth Soukup. She is the author of <a href="https://www.amazon.com/Do-Scared-Finding-Overcome-Adversity-ebook/dp/B07DT3PQNG">Do It Scared: Finding the Courage to Face Your Fears, Overcome Adversity and Create a Life You Love.</p><p></a></p><p>As you just read, she really experienced life at rock bottom, having almost died from multiple suicide attempts and an incredibly difficult entry into adulthood.</p><p>Now on the other side of things, Ruth runs a wonderfully successful business. She is a mother, wife and woman living her dreams. How she got here is a journey, to say the least. She has captured many of her deeply personal stories, as well as advice that she has extracted from her huge community of women. </p><p>She is the founder of the Living Well Planner and Elite Blog Academy. She also blogs at <a href="https://www.livingwellspendingless.com/">Living Well, Spending Less.</a> Ruth is one of my favorite people, and we talk about a lot of hard stuff on this show. We talk about the principles of courage, how to use your fears to fuel your motivation, your mobilization and why fear is totally normal.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How to talk money with your partner when you suspect he or she isn't managing their finances properly? How to build you own savings when you're supporting your parents? And where is the best place to start investing?</p><p>Answering your money questions this week with co-host, Kim Autore, an avid So Money listener.</p><p>More about Kim: She is a listener from Pittsburgh, Pennsylvania. She has followed SoMoney for the last two years while hustling to catch up on her personal financial literacy. Kim is a Registered Dietitian by trade but has worn many hats to “bring home the bacon." </p><p>Kim is naturally a go-getter. Since finishing grad school in 2013 she bought and renovated her first house, explored professional roles in several industries, got married, and picked up a couple adventurous hobbies along the way. Anyone else up for rock climbing? </p><p>She is determined to one day have a thriving business of her own and even write a book. Long-term, Kim wants to reach an audience of young women to spread messages of empowerment, independence, and teach women the skills to advocate for what they deserve. <strong></p><p></strong></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Last week, I had the great honor of greeting Carrie Schwab-Pomerantz at Stacks House and interviewing her in front of a live audience. We're grateful to have Schwab as one our partners at Stacks House. Together we developed the Retirement Rodeo that houses our famous mechanical piggy bank. Our goal was to bring to life the importance of saving for retirement through an unmatched, memorable experience. Our bucking savings pig illustrates the ups and downs of the stock market and why it's important to hold on.</p><p>We were excited for Carrie's visit, not just so she could get a chance to experience Stacks House, but because she is such a leading advocate for financial literacy. She is one of America’s most trusted sources for financial advice and has devoted her career to helping men and women from all walks of life achieve financial security.</p><p>Carrie and I talk about her early days working for her father, the great Charle Schwab, the challenges women face when it comes to securing their futures and what we can do about it, as well as the biggest mistake she ever made with her money.</p><p>As many of you know, I’m also working with Charles Schwab to help spread financial literacy to the masses and it's been a really great collaboration so far. I'm a Charles Schwab customer and have been for many years. Before we get started, I just want to thank Charles Schwab for helping get this financial education content to you.</p><p>To learn more about Schwab and how to work with them, visit <a href="https://www.schwab.com/invest-with-us">Schwab.com/SoMoney</a>. Schwab offers a range of services for people looking to invest and plan for their future, whether you want to invest on your own with the help of do-it-yourself tools and educational resources, get some periodic guidance from a professional, or work with someone in a branch. Find it all at <a href="http://Schwab.com/SoMoney">Schwab.com/SoMoney</a>.</p><p>Disclosure:</p><p><em>Investing involves risk including loss of principal. </p><p></em></p><p><em>The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. Where specific advice is necessary or appropriate, Schwab recommends consulting your tax advisor, CPA, or financial advisor.</p><p></em></p><p><em>Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.</p><p></em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Ramit Sethi, author of the New York Times bestseller I Will Teach You To Be Rich, has become a financial guru to millions of readers in their twenties, thirties, and forties.</p><p>After the massive success of his first book, I Will Teach You to Be Rich, he's back - ten years later - with a <a href="https://www.amazon.com/Will-Teach-You-Rich-Second/dp/1523505745/ref=sr_1_1?keywords=ramit+sethi&qid=1557684949&s=gateway&sr=8-1">second edition</a>, updated and expanded for a new age.</p><p>In our latest conversation (<a href="http://podcast.farnoosh.tv/episode/ramit-sethi/">Ramit was on previously - check it out</a>), we discuss:</p><p>The additions and <strong>omissions</strong> he decided to make in the new version of his book - and why.The untold realities of executing a prenup with your partner-to-be. Ramit shares details from his own experience.The current attacks on financial experts who believe in personal accountability.Ramit started his website, <a href="http://iwillteachyoutoberich.com">iwillteachyoutoberich.com</a>, as a Stanford undergraduate in 2004, and he now hosts over a million readers per month on his blog, newsletter, and social media. Sethi grew up in Sacramento, the son of Indian immigrant parents who taught him the art of negotiating—his father once spent five days negotiating with a car dealer, only to walk away over a set of floor mats.</p><p>He wasn’t the smartest kid in his class, but he loved building systems, which ultimately earned him over $200,000 in scholarships, which he used to get bachelor’s and master’s degrees in technology and psychology at Stanford.</p><p>His understanding of human behavior and money led to him creating innovative solutions in self development. Ramit and his team of dozens of employees build premium digital products about personal finance, entrepreneurship, psychology, careers, and personal development for top performers.</p><p>The IWT community includes 1 million monthly readers, 400,000 newsletter subscribers, and 35,000 premium customers.</p><p>Visit Ramit at<a href="http://www.iwillteachyoutoberich.com"> www.iwillteachyoutoberich.com</a> for more information. Follow him on Twitter (<a href="http://www.twitter.com/ramit">@ramit</a>) and Instagram (<a href="http://www.instagram.com/ramit">@ramit</a>)</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p><strong><em>“When Barbara Walters was in her 30s and 40s, her father was a nightclub owner and he gambled away his family’s fortune on these investments and as a result of that, Barbara was always very conscious of money and always very afraid that her fortune could disappear one day.”</p><p></em></strong></p><p>That’s Ramin Setoodeh, our guest today, talking about the one and only Barbara Walters, creator of The View. Ramin is the author of <a href="https://www.amazon.com/Ladies-Who-Punch-Explosive-Inside/dp/1250112095">Ladies Who Punch.</a> It’s a brand-new book that takes a deep dive into the personalities behind The View. If anyone here listening is a fan of The View, or once upon a time watched it, this episode is for you.</p><p>Ramin’s book has become an instant New York Times bestseller, despite initially being rejected by publishers over 20 times. Can you believe that? You heard him talk a little bit about some of the financial fears that Barbara Walters harbors. Ramin went deep with this book looking at how The View came to be, the surprising rejection that The View received in the beginning of Barbara Walters’ pitch, as well as the behind the scenes of how some of the co-hosts handled the drama that ensued being on The View.</p><p>Ramin also provides his own personal experiences with money, growing up the son of immigrants and climbing up in the world of news. He is an award-winning journalist and the New York Bureau Chief for Variety. Ramin was formerly a senior writer at News Week and he’s also written for the Wall Street Journal, The Los Angeles Times and many other publications.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Answering listeners questions including: Navigating your job after being passed up for a promotion while on maternity leave. Should you stay and wait for the next opportunity to be promoted or leave? Also, is becoming a certified financial professional required if you want to be a money expert? Farnoosh speaks from her own experience! <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Marc Lichtenfeld is the Chief Income Strategist of The Oxford Club, a private club located in Washington, D.C. with over 157,000 members representing over 130 countries. Members of The Oxford Club are investors and entrepreneurs to work together to learn and share opportunities to grow and protect their wealth.</p><p>On this podcast, we often talk about long-term investing and investing in low fee index funds, not doing hand-picking stocks. But Marc has a great deal of experience investing in the stock market and particularly with dividend stocks. So this episode focuses on some of the ways to approach dividend investing and general smart practices for investing in the stock market. </p><p>In addition to working with The Oxford Club, Marc is also a two-time author. His first book, <em>Get Rich With Dividends: A Proven System for Double-Digit Returns</em> was awarded the 2016 Book of the Year by the Institute for Financial Literacy. Just recently, his second book, <em>You Don't Have to Drive an Uber in Retirement </em>earned the same honor.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tamanna Roashan is a superstar entrepreneur with two and a half million Instagram followers. If you love makeup and beauty, then you may have heard of Tamanna. </p><p>Her first job was as a wedding photographer when she was just 13 years old. Her artistic eye in photography training helps her help brides look stunning on their wedding days. This led to a love of makeup and a path to cosmetology school but that wasn’t the end of it. Tamanna’s parents urged her from an early age to become an entrepreneur. They encouraged her to build a life being her own boss. </p><p>She earned a marketing degree from there and led her to build a massive business around her artistry. She is the founder of the company called DressYourFace and she’s created the bestselling Tamanna pallet. She is a triple certified makeup artist and has built a social media empire as well as an online makeup school at dressyourfacelive.com. Lots to learn from Tamanna, especially in particular, the importance of having an offline business and not just being an instant celebrity. </p><p>To learn more about Tamanna, visit <a href="https://dressyourfacelive.com/">https://dressyourfacelive.com/</a> or become one of her millions of followers on Instagram <a href="https://www.instagram.com/dressyourface/">@DressYourFace</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>This week: How to maximize tax deductions, paying down student loan debt and evaluating stock options.</p><p>Special co-host and listener Michael Reynolds, founder of <a href="https://www.elevationfinancial.com/">Elevation Financial,</a> joins the show.</p><p>Michael Reynolds (Principal of Elevation Financial) is passionate about entrepreneurship and financial education. He has founded/co-founded a number of successful businesses, including a training company, a software company and a virtual staffing firm. After 23 years as the co-founder/owner of SpinWeb, a digital marketing agency, he sold the agency in order to focus on what he loves — helping people improve their financial health and advising entrepreneurs.</p><p>Years ago Michael developed an itch to work in financial services. He became licensed to help people with investments and financial needs, purely as a passion project. His clientele grew organically and he developed a strong attachment to the process of managing money and helping others do the same — all while running his agency, starting new businesses, getting married and becoming a new dad.</p><p>In 2018, he founded Elevation Financial, an independent Registered Investment Advisor (RIA) focused on helping entrepreneurs with financial planning and investi</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are in conversation with Kate Snow, one of the most accomplished television journalists. You've probably seen her on NBC News. She's the weekday anchor for MSNBC Live, as well as national correspondent for NBC News and anchor of NBC Nightly News Sunday editions. Kate has travelled extensively and built a reputation for stories that create change. </p><p>She's covered politics throughout her career, including five presidential elections, the White House and Congress. She continues to cover developing news stories from the mass shootings in Newtown to conflict in the Middle East to allegations against Bill Cosby. She's currently hosting a series called The Drink with Kate snow, where she has a drink with incredibly interesting people from fashion designer Isaac Mizrahi, to actress Kate Hudson, to NASA astronaut Peggy Whitson. </p><p>On So Money, we dive into her career, how she arrived in her field as a journalist, as a top journalist for NBC, the stories that she's drawn to cover, including the financial ones, and Kate's role as breadwinner in her marriage and how she and her husband have successfully combined their finances over the years. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>David Bach is one of the most trusted financial experts and bestselling financial authors of our time. He has written nine consecutive <em>New York Times </em>bestsellers with over seven million copies in print, including two #1 <em>New York Times</em> bestsellers, <em>The Automatic Millionaire </em>and<em> Start Late Finish Rich</em>. </p><p>His latest book is <strong>THE LATTE FACTOR, Why you don’t need to be rich to live rich.</strong> Visit his website on the book at<a href="http://www.thelattefactor.com">www.thelattefactor.com</a>.</p><p>In addition to his books, David has impacted millions of people over the past two decades through his seminars, speeches, newsletters, and thousands of media appearances. He is also the co-founder of AE Wealth Management, regarded as one of America’s fastest-growing financial planning firms, and the founder of <em>FinishRich Media</em>, a website dedicated to revolutionizing the way people learn about money. Learn more at<a href="http://www.davidbach.com/"> www.davidbach.com</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week on Ask Farnoosh, host Farnoosh Torabi answers you money questions related to retirement investing, student loans, controlling emotional spending and more. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>For all your Ask Farnoosh fans out there, I'm releasing an advance bonus episode! Woohoo!!!</p><p>Our special co-host today is Joy Stephens, a Certified Financial Planner who manages Schwab’s branches in Arlington, Virginia and Annapolis, Maryland. Joy has been with Schwab for almost 2 years and has been in the financial services industry for 15. Joy received her bachelor’s degree in finance from Lehigh University and her MBA from Duke University.</p><p>Together we tackle your money questions related to Roth IRAs, saving for college and how to prepare for a possible correction in the market.</p><p>As many of you know, I’m working with Charles Schwab to help spread financial literacy to the masses and it's been a really great collaboration so far. I'm a Charles Schwab customer and have been for many years. Before we get started, I just want to thank Charles Schwab for helping get this financial education content to you.</p><p>To learn more about Schwab and how to work with them, visit <a href="https://www.schwab.com/invest-with-us">Schwab.com/SoMoney</a>. Schwab offers a range of services for people looking to invest and plan for their future, whether you want to invest on your own with the help of do-it-yourself tools and educational resources, get some periodic guidance from a professional, or work with someone in a branch. Find it all at <a href="http://www.Schwab.com/SoMoney">Schwab.com/SoMoney</a>.</p><p><em>Disclosure:</p><p></em></p><p><em>Investing involves risk including loss of principal. </p><p></em></p><p><em>The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. Where specific advice is necessary or appropriate, Schwab recommends consulting your tax advisor, CPA, or financial advisor.</p><p></em></p><p><em>Farnoosh has been compensated by Charles Schwab. Farnoosh is not affiliated with Schwab and the views she expresses may not necessarily reflect those of The Charles Schwab Corporation or its affiliates. Farnoosh is a client of Schwab.</p><p></em></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today says self-care is the key ingredient to actually overcoming your obstacles and pursuing your passions, We are welcoming Susan Hyatt to the show, a certified master life coach and the creator of The BARE coaching program. Her book is called <em>BARE: A Seven-Week Program to Transform your Body, Get more Energy, Feel Amazing and Become Unstoppable</em>. </p><p>In the book, Susan shares how she reached rock bottom, struggled with her weight and transformed the way that she felt about her body and herself. </p><p>Susan runs an incredibly successful coaching business, helping other women do the same and you better believe we talk about money because money is such a source of emotion, right? It triggers a lot feelings of self-worth - or lack thereof -and all of that contributes to your self-esteem, your well- being, body image, all of it. </p><p>Susan's website is www.shyatt.com. She is on Instagram @SusanHyatt.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How would you like to learn about money in 30 seconds or less? I would. Well, our guest today is the Founder and CEO of a company that's doing just that. Her name is Tina Hay and her company is called Napkin Finance. It's a multimedia platform, where readers can learn everything about money in 30 seconds or less. It's a platform for people of all ages to learn about money as well. It's super visual, very fun, very simple. Her company is in high demand right now as you can imagine. </p><p>In fact, Napkin Finance has partnered with the White House from Michelle Obama's Better Make Room and Reach Higher initiatives, as well as numerous nonprofits, schools and universities. There's a book coming out later this year. Lots going on. Tina Hay is also a fascinating founder and woman. What led her to Napkin Finance and what are some financial concepts the company's yet to tackle? Tune in!</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's Ask Farnoosh recorded from Los Angeles, amidst the launch of Stacks House in Los Angeles, the financial pop-up that Farnoosh co-founded. This week: Questions about financially supporting aging parents, investing versus paying down debt and credit score hacks. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tori Dunlap believes she was put on this planet for one reason and one reason only, to fight for wealth equality. Tori She is the Founder of Her First $100k, a website and a movement. Tori created <a href="https://www.herfirst100k.com/">Her First $100k</a> to educate women about money and to encourage them to join her on the journey to amass a $100,000 by 25. </p><p>She teaches women how to negotiate, save, invest and she's a content creator, a speaker and a coach. She's only 24. I haven't been 24 in a while and I thought I was ambitious then and Tori definitely takes the prize. </p><p>You can follow Tori on Instagram @HerFirst100K</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Lindsey Pollak is a leading expert on the millennial generation and today’s multi-generational workplace. She’s often called a translator, advising organizations and individuals on how thrive in today’s unprecedented five generation workforce.</p><p>People are working longer and years ago, we thought by now, that the baby boomers would all be retired, but many of them are still at it and working. Lindsey’s book, <a href="https://www.amazon.com/gp/product/0062880217/ref=as_li_ss_tl?ie=UTF8&linkCode=sl1&tag=lindseypollak-20&linkId=f982769288d344778efb8f1fec41fa70&language=en_US">The Remix: How to Lead and Success in Today's Multigenerational Workplace,</a> discusses how companies can thrive with these different generations and h ow to find common ground. </p><p>Lindsay also discusses the financial transition she experienced growing up, her parents going from middle class to upper middle class, the perks that she experienced and the impact that had on her finances as an adult. Lindsey is a New York Times bestselling author of <em>Becoming The Boss - New Rules for the Next Generation of Leaders and Getting from College to Career: Your Essential Guide to Succeeding in the World. </p><p></em></p><p>She has spoken at Facebook, LinkedIn, Yale, Harvard, Wharton, Stanford. She’s been on The Today Show, The New York Times CNN NPR and now I’m proud to say, So Money. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

In this week's episode, host Farnoosh Torabi tackles listeners' questions about making money moves in a relationship, purchasing life insurance when you're single and have no kids and where to invest small amounts of money. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Investing is not just for the wealthy. It is for broke millennials, too. We're welcoming back on the show my friend Erin Lowry, a personal finance expert. She started the crazy, popular blog called Broke Millennial years ago, as a way to share her own useful financial tips with her peers. </p><p>The blog blossomed into a book by the same name, <em>Broke Millennial: Stop Scraping By and Get Your Financial Life Together</em>, which came out in 2017. After the success of that first book, Erin is now back this year with her second book called <em>Broke Millennial Takes On Investing: A Beginner’s Guide To Leveling Up Your Money. </em>It just came out. </p><p>In many ways, this book complements the first, which is all about helping millennials level up and realize that investing can be simple, it can be done, it's approachable, it's fun, all the things. Such a needed book, because I know a lot of you have questions about where to begin when it comes to investing; what stocks to pick, where to put your money, 401K versus IRA, Roth IRA versus traditional IRA. </p><p>Erin's going to help us dissect all of this. PS, she's embarking on a multi-city book tour to promote this book. We're going to talk about where you might be able to meet her, including at Stacks House in Los Angeles. Very excited to welcome her back on the show. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today is Alex Banayan, who grew up in Southern California. The son of Iranian immigrants who had financial struggles and wished for Alex to experience a better life. And while he didn’t quite meet their initial expectations. (like many Iranian parents, he was encouraged to become a doctor, a lawyer, an academic), the 26-year-old has today accomplished more than many do in a lifetime. </p><p>Frustrated at school and tempted to venture on his own to discover the secrets to success, he dropped out and embarked on a quest to interview some of the most accomplished and most difficult people to reach, Bill Gates, Quincy Jones, Maya Angelou, many more. Their conversations and Alex’s own coming of age story and how he managed to score these interviews are in his book, <em>The Third Door: The Wild Quest to Uncover How the World’s Most Successful People Launched their Careers. </p><p></em></p><p>How did Alex land these interviews? What’s the meaning of the third door? And how did winning the price is right contribute to all of this? We’re in for a treat, I have a special cohost with me today, George Itzhak, who is a producer for NBC news, a friend of mine and an incredible human being who has been on this show as a guest before on So Money.</p><p>George actually found Alex for me, recommended him for this podcast, loved his idea and we all decided, let’s get together, we went to NBC studios and recorded this. One of the few times I actually left my apartment to record an interview. This is a special one. </p><p>For more visit www.thirddoorbook.com</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest co-host Lily Chen joins Farnoosh on this week's episode of Ask Farnoosh. </p><p>Lily is a medical doctor and podcast host from Sydney, Australia. She is also the host of <a href="https://howtowinfriendsandinfluenza.com/podcast/">How To Win Friends & Influenza</a>, a quirky medical podcast that dispenses awesome life advice with minimal mention of Dale Carnegie.</p><p>Questions this week: How can I get my 401k rebalanced if I don't use a financial advisor? How to invest $50,000? And how to support my niece in college without making her financially dependent on me?</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Who wants to hop off the I’m so busy train? It is possible to have a thriving career without feeling burnt out. It’s possible to raise your kids without feeling like you aren’t doing enough, according to our guest Kate Northrup who just released a book called <em>Do Less: A Revolutionary Approach to Time and Energy Management for Busy Moms. </em></p><p>Kate was initially on this show about four years ago, discussing her first book, <em>Money, A Love Story, </em>which has been translated into five languages. Do Less is her second book and it’s really a reflection of all of the things that she has learned now as a business woman and as a mother to two children. </p><p>Her book offers women 14 experiments that they can try to eliminate their overwhelm and respond to the never-ending tasks and responsibilities that we face every day. We’re going to learn how to loosen the grip, surrender control and perfect the art of allowing. </p><p>To learn more about Kate, you can visit <a href="http://www.katenorthrup.com/">www.katenorthrup.com</a>. She’s also on Twitter and Instagram <a href="http://www.twitter.com/katenorthrup"><em>@katenorthrup</em></a> .</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Ida Rademacher is the Vice President at the Aspen Institute, as well as the Executive Director of the Aspen Financial Security Program. The Aspen Institute is an educational and policy studies organization based in Washington DC, Through Ida's work she tries to create nonpartisan solutions to improve financial challenges that are facing households in America. Ida is also in charge of shaping policy about ways to improve financial security and financial wellbeing. </p><p>We discuss the current state of student loans, how her programs are actually moving the needle when it comes to promoting financial wellness, and the financial lessons Ida learned riding horses. </p><p>Learn more about The Aspen Institute <a href="https://www.aspeninstitute.org/">here</a> </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Guest host Christina Hamati joins Farnoosh to answer listeners' money questions. Christina is an avid listener. She works at a Fortune 100 financial firm as a consultant on various advanced financial planning concepts. She is in the midst of achieving her CFP designation. <strong>Questions we tackle:</strong></p><p>I've heard it's better to put money in your IRA than pay down your mortgage. What do you think?</p><p>Any advice for a 34-year-old who is just now taking her finances seriously? Tips? Books? <strong></p><p></strong>When is the best time to liquidate a mutual fund for a big purchase? Is 5 years to soon?<strong></p><p></strong>How to juggle career and family when husband is out of town?</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Today’s guest is more familiar with The Millionaire Next Door than anyone else. She is Sarah Fallow, the daughter of the late Thomas Stanley, the book's author. Sarah is the Founder and President of DataPoints LLC, a company that provides scientifically validated, automated behavioral finance tools to the financial services industry. As the 20th anniversary of The Millionaire Next Door drew nearer, Sarah worked with her father to do research and development for an updated version of the book. With her psychology and data background and his extensive experience researching millionaires over his career, together they created an outline for what would become a book entitled <a href="https://www.amazon.com/Next-Millionaire-Door-Enduring-Strategies/dp/1493035355/ref=sr_1_1?keywords=sarah+fallaw&qid=1552407899&s=gateway&sr=8-1">The <em>Next</em> Millionaire Next Door</a>. Today we’re going to talk to Sarah about her and her late father's findings. What’s changed when it comes to the behavior of millionaires and what can we learn from them? Also, what was it like growing up with Thomas Stanley and how does she hope to carry on his legacy? To learn more about Sarah Fallow, please visit <a href="http://www.datapoints.com">www.DataPoints.com</a> and follow her on Twitter <a href="https://twitter.com/sarahfallaw">@SarahFallaw</a>. You can also purchase The <em>Next</em> Millionaire Next Door wherever books are sold. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Do you want to come play with the money? We are in conversation with Stacks House co-founders Kindra Meyer and Patience Ramsey. Really excited to announce that tickets are on sale currently for our Los Angeles arrival. You can purchase tickets at stackshouse.com/tickets and I have a special discount for SO MONEY listeners…Use SoMoneyStacksLa for 20% off your ticket. We’ll be opening doors on April 17th and we'll have a limited run in the City of Angels and the plan is to travel the country.</p><p>What better way to go behind the scenes of the <em>why</em> and the <em>how</em> and the <em>what</em> of Stacks House than to invite my cofounders Patience and Kindra to So Money. I met these two ladies back in the summer of 2018. They invited me to come and learn about their plans to launch a major company called She Stacks, which is all about supporting women in their endeavors to become a financially independent and close the wealth gap. Stacks House is the first of many offerings from She Stacks.</p><p>If any of you ever been to the Museum of Ice Cream or Museum of Pizza, Color Factory, etc. you know that popups are a thing right now, right? People are lining up and can't get enough of them. To leverage that popularity, we're doing our own version of a pop up, but with a purpose: to serve women on their journey to becoming financially free. </p><p>Coming up, learn how about my co-founders' storied past growing up with not a lot of money, and how that impacted their relationship with money as adults. Patience and Kindra are marketing mavens, each with 15+ years experience building brands, starting movements, utilizing talent and galvanizing communities. Patience is also a founding Executive at Good Counsel, Mastry Inc., and The Bloomberg Players Technology Summit. Kindra is former owner of McLeod Residence, a members-only lounge and art gallery. They’ve each come a long way from humble beginnings. Kindra was raised in a one room log cabin. Patience, the eldest of six children, talks about how her parents declared bankruptcy when she was young. How did all that influence their money mindset and their desire to support other women along the way? </p><p>Again, check out <a href="http://stackshouse.com/tickets">stackshouse.com/tickets</a> to reserve your spot. <strong>Use the code: SoMoneyStacksLA</strong> for 20% off your ticket!</p><p>And follow us on Instagram <a href="http://www.instagram.com/stackshouse">@StacksHouse</a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's episode tackles questions related to earning more money and managing guilt around spending. Check out www.somoneypodcast.com for the transcript. You can always send me your money questions on Instagram @farnooshtorabi. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>If your partner died today, would you have your shit together? Today’s guest is Chanel Reynolds. She’s the author of the brand new book<em> What Matters Most: The Get Your Shit Together Guide to Wills, Money, Insurance and Life’s “What-Ifs.” </em>After Chanel’s husband passed away unexpectedly, she realized she had no idea how to access any of their financial documents. She didn’t know how to pay her mortgage. She didn’t even have the password to his phone. And, as she was in the middle of the worst moment of her life, she couldn’t help but think that there must be other people out there who were just as unprepared as she was.</p><p>She started writing about her experiences on her website aptly called <em>Get Your Shit Together. </em>What followed was tons of website visitors, mentions in the medias, and hundreds of stories from people who, much like her, were unprepared for life’s most brutal moments.</p><p>Although she never expected to be in this position, Chanel has used a tragedy and has used it as a tool to help others be more prepared than she was. </p><p>Learn more about Chanel at <a href="http://www.getyourshittogether.com">www.GetYourShitTogether.com</a> and <a href="http://www.gyst.com">www.GYST.com</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are in conversation today with one of the top financial journalists in the country. We have Chris Taylor on the show. He’s an award-winning journalist, senior money correspondent at Reuters Money and contributor to Fortune and cnbc.com. We’re talking about his money perspectives. This is his first podcast interview. I didn’t know this until we wrapped, pretty flattered, and the lessons he’s learned from interviewing some of the world’s biggest money minds. We talk about why Chris considers Jack Bogle, founder of Vanguard who recently passed away, to be one of the greatest financial role models of all time, as well as Chris’ dedication to writing handwritten thank you cards daily and the current state of financial journalism. Where’s the media world headed? </p><p>Follow Chris on Twitter @christaylor_nyc</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

This week's question touch on ways to financially supporting parents in their retirement, how to set up a Roth IRA, deciding whether to take a lower paying job and factors that impact our credit scores. Special co-host is Morgen Rochard, founder of Origin Wealth Advisers, an independent, fee-only practice dedicated to helping young families and professionals align their finances with their life goals. She is also the founder of Money Owners, a financial and executive coaching practice, helping clients create their mindsets around money, career and building businesses. In both her businesses, Morgen encourages clients to live how they want to live, be who they want to be, and achieve what they want to achieve with their money. Morgen is also a CERTIFIED FINANCIAL PLANNER™ and a Chartered Financial Analyst. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>One of the most financially fragile demographics in this country is women who have none prime credit scores. They are a part of the new middle class and these are women who experience challenges unlike many other parts of the population because they are often mothers, caretakers to elderly relatives, and the people in charge of their households. Their financial wellness matters to many people in their families and in their communities. </p><p> We’re tackling this important topic today and our guest is spearheading research to better understand and help these women and all members of the new middle class. Jonathan Walker is the Executive Director of Elevate's Center for the New Middle Class. There he conducts research to better understand the behaviors, the attitudes and challenges of America’s growing “new middle class”. We discuss what is the new middle class, what are the specific challenges that they have, and how is the new middle class forming and shaping our country’s economics. </p><p>Follow Elevate’s Center for the New Middle Class on Twitter <a href="https://twitter.com/NewMidClass">@NewMidClass</a> and learn more <a href="https://www.elevate.com/cnmc.html">here</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today discovered her love of money, courtesy of her quarter-life crisis. Kara Perez is the founder of Bravely, which she started in 2017. At that time, she was in the midst of what she calls a quarter-life crisis. She was broke, saddled with student loan debt, she had no career direction. She realized that what was holding her back was her lack of financial knowledge. She buckled down and paid over $25,000 worth of debt on a $30,000 salary. </p><p>Today, her online site Bravely shares hopeful financial steps. Kara also speaks across the country about personal finance. Kara and I discuss some of the steps that women and men and society need to take in order to achieve things like gender wage equality, financial literacy for all and how she herself managed to work her way to financial freedom. </p><p>Learn more about Kara Perez by visiting <a href="http://www.bravelygo.co/">BravelyGo</a>. Listen to <a href="https://thefairercents.com/">her podcast</a> and follow her on Instagram <a href="https://www.instagram.com/bykarap/">@ByKaraP</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>On International Women's Day, Farnoosh invites financial expert Megan Gorman to co-host. Topping the list of questions: how to save for retirement and the benefits of the almighty Roth IRA.</p><p>More about Megan: She spent her entire career working with high net worth individuals and families on their entire financial picture. An attorney by training, Megan’s passion about personal finance is all about the complex problem solving required to work with sophisticated clients especially in the areas of tax and estate planning.</p><p>To learn more about Megan, check out <a href="http://www.thewealthintersection.com/">www.thewealthintersection.com</a> and be sure to follow her on Twitter: @<a href="http://www.twitter.com/wealthintersect">wealthintersect</a> and Instagram @<a href="http://thewealthintersection.com/">thewealthintersection.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Tonya Rapley is the<strong> millennial money expert and creator of the award-winning site, My Fab Finance</strong>. In 2014 she was deemed the <strong>“New Face of Wealth Building” by Black Enterprise Magazine </strong>and featured as their cover subject. A millennial herself, Tonya’s mission is to help millennials break the cycle of living paycheck to paycheck so that they can become financially free and do more of what they love. She is the creator of the #BanishTheBalance challenge, a debt elimination challenge that helped over 4,000 participants pay off more than $200,000 of debt in sixty days.</p><p><strong>Selected by TV One as a modern day history maker</strong>, Tonya is a full-time entrepreneur and tours the country providing workshops for private and nonprofit clients. Her client list includes Fidelity Investments, Prudential, the National Endowment for Financial Education and FinCon ( the financial blogger's conference). Tonya has spoken at Bloomberg, Essence Fest, Millennial Week, PepsiCo, the Blogging While Brown Conference, BlogHer, Circle of Sisters and a host of colleges and universities.</p><p>You can learn more about Tonya at <a href="http://www.tonyarapley.com">www.TonyaRapley.com</a> and <a href="http://www.myfabfinance.com">www.MyFabFinance.com</a>. Also, follow her on Instagram <a href="https://www.instagram.com/tonya.rapley">@Tonya.Rapley</a> and <a href="https://www.instagram.com/myfabfinance/">@MyFabFinance</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're unpacking some of the real reasons, the real issues behind why women struggle to achieve financial independence. My guest today is the one and only Rachel Rodgers. She is as her bio describes, a woman of color, a mother of four and a seven-figure business owner in that order. </p><p>Rachel started her career working as a lawyer with nonprofits, federal judges and Hillary Clinton, when she realized that changing the world is easier when you have some cash in your bank account. She decided to build a million-dollar business and then teach other women how to do the same. </p><p>In fact, she talks about on the show today how you can't really be a feminist if you're broke. Rachel is also the creator of the <a href="https://helloseven.co/podcast-page/">Million Dollar Badass Podcast</a>. Got to listen to that. Fasten your seatbelts, diving into motherhood, money and making it work, all while refusing to apologize. </p><p>Learn more about Rachel by visiting her website <a href="http://www.helloseven.co">www.helloseven.co</a> and follow her on Instagram <a href="https://www.instagram.com/rachrodgersesq">@RachelRodgersEsq</p><p></a></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

Co-host Allison Task, coach and author of Personal Revolution joins Farnoosh to answer your top money questions related to real estate, life insurance, long-term care insurance, credit scores and starting a podcast. Note: Farnoosh misheard the listener's question related to long-term disability and thought she asked about long-term care, to clear any confusion. <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>