Your Money with Michelle Martin

Join Michelle Martin, as she speaks to Shailey Hingorani, Head of Advocacy and Research, AWARE about the findings from AWARE’s Make Care Count report and what they mean for female caregivers who may be at a disadvantage where securing their retirement adequacy is concerned.See omnystudio.com/listener for privacy information.

To find out the transformative impact of inclusive hiring on organisations and how it affects the overall working dynamic at the workplace, he carried out a qualitative study on how hiring people with disabilities can affect the organisational culture and company performance. Elijah Wee, Assistant Professor of Management at Foster School of Business, University of Washington shares the findings of the inclusive hiring study he did with the Pan Pacific Hotels Group.See omnystudio.com/listener for privacy information.

You’re interested in investing in property, but which kind of property should you invest in - mega projects or smaller developments? Mohamed Ismail Gafoor, Chairman & CEO of Propnex Limited breaks it down for you and tells you which properties you should invest in and why. And on top of appreciation and depreciation, what are other factors that should be taken into consideration before we decide on which kind of property to invest in?See omnystudio.com/listener for privacy information.

As consumers, we’re spoilt for choices these days given the variety and aplenty amount of products that are readily available for us. And as traditional selling approaches fail to meet the evolved standards of today’s buyer, what do sellers need to know to get good business? Here’s one company that understands disruption and therefore invented the concept of ‘modern selling’ by helping sellers stay one step ahead even as consumers’ demands and businesses rapidly changes. Tim MacCartney, Managing Director of Miller Heiman Group APAC shares more.See omnystudio.com/listener for privacy information.

Hair loss is a common phenomenon but we seem to have downplayed the emotional, psychological and even dermatological needs of people experiencing hair loss, regardless of whether your gender or age. If you have hair loss, you might have experienced confidence issues as a result of the psychological impact of skin conditions. American board-certified dermatologist Dr Lana Kashlan talks about the psychological impacts of hair loss and how you can find the treatment suited for you.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Christopher Long, Founder, CryptoTrader SG about how Bitcoin could someday change the face of global economy.See omnystudio.com/listener for privacy information.

Renowned Singapore designer and co-founder of Song+Kelly, Wykidd Song, was known for putting Singapore’s name on the international fashion platform with the first Singapore Ready-To-Wear brand sold at internationally renowned stores such as Harrods, Selfridges, Barneys NYC, and more. But after the label closed in 2007, he left the country to pursue other creative interests, which included designing the APEC leaders’ attire for the Singapore Summit 2009. When he returned to Singapore, he felt inspired to create AKINN - a new platform where craft, design, and human stories converge. Wykidd Song and James Chua, Founder of GERMS & GERMS Creative Capital talks about the new label. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Arun Pai, Chief Kristals Officer, Kristal.AI about the latest stock market movements that investors ought to take note of.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Mario Aquino, Managing Partner, FutureLabs Ventures about venture capital investments, the dynamics of ecosystem venturing and what we need to know about what FutureLabs Ventures does as a venture builder.See omnystudio.com/listener for privacy information.

Patrick Ngan, CEO & Co-Founder of QFPay International Limited talks about helping merchants with their payment solutions.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Kenneth Lou, CEO of Seedly and Junus Eu, a top 10 contributor at Seedly and Venture Capitalist about knowing when it would be the best time to start investing and how to go about doing it right.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Samuel Rhee, Founding Partner and Chief Investment Officer, EndowUs about his operation's new portfolio service for savings in the CPF Investment Scheme and how FinTech is set to revolutionise the modern investing landscape.See omnystudio.com/listener for privacy information.

Robo advisors have been getting more popular these days as more of us turn to the ease and convenience of investing online, and is usually a cheaper alternative. One such platform is Smartly - a Singapore-based robo-advisory platform that educates users with basic financial literacy and help them invest easily without barriers and at a low fee.  The company was acquired by Vietnam-based investment management and real estate development firm VinaCapital earlier this year. Keir Veskivali, Founder & CEO of Smartly shares more. See omnystudio.com/listener for privacy information.

Should you go for 99-year leasehold or freehold? What are the prices differences, which will depreciate more, and what are the factors that will affect a property’s value other than the lease period? And if you’re going to buy your next property, we discuss which would be a better area to do so in our east vs central comparison. We find out with Mohamed Ismail Gafoor, Chairman & CEO of Propnex Limited. See omnystudio.com/listener for privacy information.

Singaporeans have an average nightly sleep of 7 hours and 5 minutes, making them the third most sleep-deprived after Japanese and Indians, this according to activity tracker Fitbit. Singaporeans also only get on average 80 minutes of REM sleep, which is a crucial aspect for emotion regulation and memory and the peak stage of protein synthesis at the cellular level and important in keeping many processes in the body working properly. How is activity tracker Fitbit using technology to help you understand your sleep patterns for you to get your best sleep? Louis Lye, Regional Director of Fitbit Southeast Asia shares more. See omnystudio.com/listener for privacy information.

Top professional Spanish football league LaLiga and GCOX are bringing you closer to your favourite football superstars through tokenisation. Ivan Codina, Managing Director for LaLiga Southeast Asia, South Korea, Japan & Australia, and Sir Dr Jeffrey Lin, CEO of GCOX shares how its bringing exclusive merchandise and services to fans and the global crypto community.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Vincent Chok, Group CEO, Legacy Trust Company about the importance of seeking custody for digital assets in this day and age, where trading is starting to take on a more intangible, electronic form.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Jonathan Ang and Kelvin Seetoh, 10x Capital, Co-Authors of ‘Value Investing: Expand Your Circle of Competence’ about what you should and should absolutely not do when investing during an economic recession.See omnystudio.com/listener for privacy information.

Real estate co-investment platform, Fraxtor, allows investors to invest in any type of property worldwide with a small amount of capital. And with blockchain technology, the platform allows investors to invest in real estate projects that are not yet completed. Oliver Siah, CEO & Co-founder of Fraxtor and Rachel Teo, Co-founder & Executive Director of Fraxtor, and Director of Daniel Teo & Associates shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Kenneth Lou, CEO & Co-Founder, Seedly and Chew Tee Ming, CTO & Co-Founder, Seedly about Personal Finance 101 for working millennials.  Maybe you’re worried you’re not saving enough to buy that dream house? Or you’re concerned that you won’t make enough to save for a comfortable retirement? Well, then all the more reason to download, as these uncertainties are put to rest.See omnystudio.com/listener for privacy information.

'Loss Adjustment' is searingly original and heartbreaking work of creative non-fiction. Author Linda Collins, a copyeditor from the political desk of Straits Times wakes up one school morning to the completely unanticipated loss of her 17-year-old daughter. In the wake of Victoria McLeod’s suicide, Collins writes to make sense of the forces that drove her daughter to the act of suicide. Victoria's deeply personal journal of the last four months of her life is woven with Collins experience in this powerful read that documents the fallout of teenage suicide. Collins hopes the book can be a call to action to guard against preventable deaths. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Christopher Long, Founder, Cryptotrader SG, about what the Bitcoin Ecosystem is, the variables that co-exist within it and how their relationship with one another impacts investors and discuss the ways on how to mine it without making the wrong moves.See omnystudio.com/listener for privacy information.

Adrian Chng, CEO of GoBear shares his personal finance and investment journey. Before he entered the world of fintech, he was an investment banker who had spent years dealing with mergers and acquisitions.See omnystudio.com/listener for privacy information.

An encounter with a painting in Los Angeles led him on a quest to understand and on a mission to spread art’s unique transformative power.A TEDx speaker and conceptual artist, Guillaume Levy-Lambert is an artologist & the co-founder of Art Porters Gallery, whose mission is "sharing happiness with art". He shares more about art investing and his personal journey. See omnystudio.com/listener for privacy information.

More first-time buyers will get higher grants and more flexibility to select the size of their flat and where it is located. The income ceiling for eligible buyers has also been raised for the first time since 2015. The move comes as the government hopes to make HDB housing more affordable and encourage young couples to have more kids. How would the new Enhanced Housing Grant (EHG) benefit you? Mohamed Ismail Gafoor, Chairman & CEO at Propnex Limited shares more. See omnystudio.com/listener for privacy information.

What do investment professionals need to know about AI and what are its roles in investment analytics and the financial industry? Dr Bernard Lee, author of ‘Investment Analytics in the Dawn of Artificial Intelligence’, and founder & CEO of HedgeSPA USA talks about his book and what are some misconceptions we have about AI.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Rohith Murthy, Founder and Country Manager, SingSaver and Elizabeth Huang, Head of Consumer Services at Credit Bureau Singapore, about credit scores, credit reports and how both will prove crucial to planning one’s expenses, where the use of credit cards is concerned.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Royston Yang, Writer, The Motley Fool, about all the latest developments in the REIT market, identify the best types of REITs to invest in during times of economic uncertainty and give advice on what to absolutely not do when it comes to REITs.See omnystudio.com/listener for privacy information.

If you are a retailer or runs a business and have yet to adopt new payment tools, you might want to jump into it because you could miss out on as much as 20 per cent more revenue by not adopting these new payment tools. Roelant Prins, Chief Commercial Officer at Adyen shares more. Adyen is the payment platform of choice for many of the world’s leading companies such as Singapore Airlines, Grab, Spotify and Facebook, and has recently announced a collaboration with Alipay to facilitate payments outside of China. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Kenneth Lou, CEO of Seedly and independent financial advisor Hariz Maloy on their top tips on how to maximise your CPF savings.See omnystudio.com/listener for privacy information.

At Changi Exhibition Centre owned by SME Experia Events, 15,000 solar panels will be installed on the roof-top, in a long-term agreement with Sembcorp Industries. Whe completed in November 2019, the solar energy system is expected to produce over 7,800 megawatt hours of power annually or enough renewable energy to power more than 1,750 four-room HDB flats for a year. It will also help to avoid over 3.2 million kilograms of carbon dioxide emissions a year, which is equivalent to the emissions avoided from taking around 715 cars off the road. Leck Chet Lam, Managing Director of Experia Events Pte Ltd shares more. See omnystudio.com/listener for privacy information.

Are retailers in Taiwan looking at crypto for payment systems? Are crypto assets viewed as marginal in Asia or is that changing?  Michelle Martin, as she speaks with Wong Joon Ian, Managing Director, CoinDesk about the future of money and gets heads up about a new dollar backed "stable" coin to be issued by Paxos, the New York-based exchange and digital coin issuer and crypto exchange Binance that's expected at the upcoming InvestAsia 2019. See omnystudio.com/listener for privacy information.

William Wongso, Indonesia's famous culinary expert shares how he handles being a chef despite having Type 2 diabetes and how going keto has helped him.See omnystudio.com/listener for privacy information.

Is property still a great way to grow your wealth in Singapore? Having a BTO flat was extremely important for our parents’ generation because it was key to their first pot of wealth. But is this still the case for us today?  Mohamed Ismail Gafoor, Chairman and CEO of Propnex Limited - Singapore’s largest real estate agency group - shares more.See omnystudio.com/listener for privacy information.

The next time you land and find your bags have not, don't worry! Changi Airport's services and ground handling firm SATS’ ‘Ready To Travel’ 2.0 app allows its passengers to keep track of and find their lost bags in any country in the world with its new baggage location service. If your bags are not found after 96 hours, you will receive payouts of between $1,100 and $2,200 per bag. What’s more, you get access to over 400 airport lounges worldwide in nearly 100 countries. Keith Loke, Head of Marketing & Business Development for SATS, Consumer Services shares more. See omnystudio.com/listener for privacy information.

Their web comic makes finance understandable for everyone! Join Michelle Martin, as she speaks with He Ruiming and Goh Wei Choon of The Woke Salaryman, about not staying broke, getting out of student debt and how to change perspectives on money ( so you have can have more).See omnystudio.com/listener for privacy information.

According to the UN’s 2019 State of Food Security & Nutrition in the World research, some 820 million people did not have enough food to eat in 2018, up from 811 million in 2017 and represents the third consecutive year of increase, with over 513 million of those hungry people calling Asia home. In a move to address this global problem, CropLife Asia - a non-profit society part of a global federation representing the plant science industry - has partnered with the US-ASEAN Business Council and EU-ASEAN Business Council in 2019 to form the ‘ASEAN Safe, Nutritious Food Alliance’. What can we do to solve this global problem? Dr. Siang Hee Tan, Executive Director of CropLife Asia shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Kim Iskyan, Global Investment Analyst, Stansberry Pacific Research, about the latest developments of the ongoing US-China Trade War and the implications they have on stock trading in the Asia-Pacific Region.See omnystudio.com/listener for privacy information.

According to the Economic Intelligence Unit’s - or EIU - 2019 Global Liveability Index, financial hubs like London, New York and Singapore did not fare well in a survey of the world's most pleasant cities to live in. Singapore slipped three places to 40th spot, behind Hong Kong at 38th place, but still ahead of big cities like London at No. 48 and New York at No. 58. Vienna took the top spot for the second year running, at 99.1 out of 100 - an almost perfect score. The EIU’s Worldwide Cost of Living Report also showed that Singapore is also the world’s most expensive city for the fifth year in a row. Meanwhile, the EIU's Safe Cities Index revealed that Singapore has retained its position as the world’s second safest city, after Tokyo. Pamela Qiu, Director of The Economist Corporate Network, South-East Asia breaks down the findings. See omnystudio.com/listener for privacy information.

Entrepreneur Lynn Tan, Managing Director of Ales Group Singapore Pte Ltd started her business armed with belief in her product and a $50 000 loan from an uncle. She's grown a one-woman show to a thriving business with 80 staff and S$15 million annual turnover in less than 10 years.She tells Michelle Martin how changing her business model mid-way was part of the evolution of her brand story.See omnystudio.com/listener for privacy information.

Michelle Martin finally chats with the author behind a book she has been trying (unsuccessfully) to check out of the library. Engaging, funny and thought-provoking, author Nicholas Walton contemplates if the recipe for Singapore's success so far will see us into the future. He takes us beyond the pages of his book 'Singapore, Singapura: From Miracle to Complacency'. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Kenneth Lou, CEO, Seedly and Yeap Ming Feng Ming Feng, Head of Content and Growth, Seedly about the Open Electricity Market, how to identify the best plan for your power needs and debunk myths that surround this new development.See omnystudio.com/listener for privacy information.

More Singaporeans are now living longer. In fact, Singapore topped the world in life expectancy in 2017 with an expected lifespan of 84.8 years, surging ahead of the traditional chart-topper Japan by more than half a year. But are we ready for retirement here in Singapore and Asia? Andrew Byrne, CEO of Aegon Asia shares more. See omnystudio.com/listener for privacy information.

Why is temperament more important than intelligence in investing? What's second level thinking and how do you use it? Join Michelle Martin, as she speaks with one of Singapore's most awarded fund managers, Daniel Chan, Founder, DCG Capital,  on the art of picking winning stocks and lessons anyone can use from Daniel's own journey as an investor across almost 40 years.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with award-winning Irish bestselling author, John Connolly, about his latest title 'A Book of Bones', his popular Charlie Parker series and how he has continually created books that resonate with readers for almost 20 years.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Xav Fung, Director of Lipper Asia Pacific Research, about the most recent developments in the CPF Investment Scheme, the various investment instruments under the Scheme, the sort of returns we’ve seen recently and what you need to know before investing with the CPF-IS.  He also compares the latest quarterly results with those of Q1, and discuss the opportunities that are to be had with this Scheme right now.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Timothy Chen, Co-Founder and CEO, MaxFinx, LIVE from Suntec City, about the rise of digital banking, how it will impact traditional players, and how MaxFinx plays a role in the shift in the industry.See omnystudio.com/listener for privacy information.

Being born as a refugee in Vietnam in 1979 when there were no papers claiming to any state back then, he lived through a difficult childhood when food was scarce and his home country was in turmoil from the tails of the Third Indochina War. But his determined parents fought hard for the family's survival despite the adversities. Fast-forward to today, he has his own restaurant and aims to bring homemade Vietnamnese food international. Hoang Ha, Co-Founder of Vietnamnese restaurant Mrs Pho talks about serving comfort food that draws its best flavours from love, authenticity and familial ties to feed you like family. With the help of Brian Chua, Director of Gourmet Food Holdings, Hoang is set to expand its business further. See omnystudio.com/listener for privacy information.

Michelle Martin, asks Christopher Long, Founder, Cryptotrader SG, if anyone can build passive income streams with cryptocurrency today and how to buy into altcoins. What's the difference between using a crypto ATM and buying online? Does Chris think there is still opportunity to make money with Bitcoin if you enter the market now?See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Mattia Asti, Business Development Manager, APAC, Getronics, about the future of Smart Buildings and how 5G technology will play a key role in the development of smart buildings here in Singapore.See omnystudio.com/listener for privacy information.