Your Money with Michelle Martin

The Nurturing Co hopes to inspire consumers to change their attitude towards no-plastic waste through the development and distribution of environmentally friendly daily-use essential products. Named the ‘Best Social Enterprise’ at the Sustainable Business Awards 2019, local startup ‘The Nurturing Co’ dedicates itself to daily essential use products that have a reduce-to-zero plastic and zero virgin trees impact. Its core product, Bambooloo - which is a line of tissue paper products made from bamboo and packaged in recycled paper - are the only kind in the world that are entirely plastic-free. David Ward, CEO of The Nurturing Co and Michael D'Oliveiro, COO of The Nurturing Co shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, who speaks with Kenneth Lou, CEO of Seedly about how users can keep track of their personal finances through syncing their bank and credit card accounts to the personal web app.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Royston Yang, Author at The Motley Fool about everything to do with Value Investing, its benefits for one's wealth and the 3 ‘I’ Philosophy approach that will help in building one’s finances.See omnystudio.com/listener for privacy information.

Do you have an abusive boss who makes your life difficult or miserable in the workplace? When it comes to confronting an abusive boss or supervisor, most of us tend to assume that we only have two choices - confrontation or avoidance. But, according to a research done by Elijah Wee, Assistant Professor of Management at Foster School of Business, University of Washington and his team, there is a third option. Victims of workplace abuse can shift the power balance to work in their favour by making their bosses or supervisors need them.See omnystudio.com/listener for privacy information.

With over 19 years of experience advising Fortune 100 clients and the U.S. government, Tom Kellermann, Chief Cybersecurity Officer at Carbon Black has seen it all when it comes to cybersecurity. He sat on the Commission on Cybersecurity during Obama’s administration, serving as an advisor to the International Cyber Security Protection Alliance. With the Chinese government’s alleged attack on Telegram to shut down the Hong Kong protests - which happened over the proposed extradition bill - and US President Donald Trump launching cyber strikes on Iran’s military computer systems, Tom shares why he think 2019 is Year of Digital Guerrilla Warfare and how governments are tapping on new-age weapons to win these geopolitical battles.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she finds out from Pamela Chong, Senior Financial Services Consultant, Gen Group just why it is so important for parents to plan finances to properly fund their children’s education and identify the necessary steps to take in order to achieve total success without any unnecessary hitches along the way.See omnystudio.com/listener for privacy information.

How can plants help in revealing our hair’s natural beauty? France’s most sought-after hairdresser Patrick Ales first noticed that chemically-laden hair products were seriously affecting hairdressers’ hands and the hair of their clientele. Hence, he wanted to create hair products that were less harmful, even before environmental awareness and botanical hair care trends. Celebrating their 50th Anniversary this year, Yahn Ales, Grandson of Phyto founder Patrick Ales & Marketing Director for Phyto Paris, Raphael Yousri, CEO of Ales Groupe, and Raphael Cintas, Managing Director (Asia) at Ales Groupe.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Rohith Murthy, Country Manager from SingSaver and Esther Yap, relationship coach with Relationship Studio about some of the most common money issues that could potentially derail a relationship during the three different phases - dating, engaged and marriage - and how to overcome them.See omnystudio.com/listener for privacy information.

Nootropics are big business; do they work to improve memory and cognition? Entrepreneur and nutrition researcher Dr Vincent Candrawinata weighs in.See omnystudio.com/listener for privacy information.

How can understanding one key ratio change the way you select REITS that pay good dividends? Join Michelle Martin, as she speaks with Jonathan Ang of 10x Capital in this containing series on REIT's investment. Download the episode now to find out what the ratio is!See omnystudio.com/listener for privacy information.

Saying the wrong thing at the wrong time can be a massive and expensive mistake. Former ESPN sports broadcaster turned business presentation trainer Steve Dawson talks about how "political correctness" is a necessary skill in this day and age.See omnystudio.com/listener for privacy information.

Join Michelle Martin, who speaks with Goh Yang Chye, Author of “Simply Invest: Naked Truths to Grow Your Money”, about investment truths behind buying into property here in Singapore and gain a better understanding into the limits of index investing, among other things.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Royston Yang, Author with The Motley Fool, about what you need to know to avoid losing your money to investment scams out there!See omnystudio.com/listener for privacy information.

Get into the mindset of the CEO who has grown a Singapore-based blog into an online parenting community platform ‘theAsianparent’ with 1.5 million downloads, 25 million active monthly users and which has successfully closed a whopping 8-figure Series C fund round backed by major Chinese tech giants like China’s Fosun Group and JD.com. Michelle Martin invites Roshini Mahtani Founder & CEO of theAsianparent to Influence. Roshni shares why Chinese investors are stakeholders in the online parenting community platform and shares her advice for mothers who are aspiring to be business entrepreneurs.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Benjamin Chua, HR Professional, Investor and Author of Buffett On Fire, on... FIRE (Financial Independence, Retire Early)!  He explains the concept in detail, shares how we can achieve it in the quickest possible manner and provide tips on how to accelerate FIRE, once acquired.See omnystudio.com/listener for privacy information.

Join former CNBC correspondent Saijal Patel and Michelle Martin as they continue Part 2 of a special on Women and Money. Why is money not gender neutral? What do you need to know before investing in small cap stocks versus large cap stocks? Where the investment opportunities for stocks, bonds, and REITS if we looked at the Singapore market? Saijal Patel, Founder & CEO of Saij Elle shares her thoughts and also explains why chasing yield or high interest rates for bonds is not always a great idea.See omnystudio.com/listener for privacy information.

Singapore’s pay gap between senior managers and entry-level employees has increased by 12 per cent since 2008, this according to organisational consultancy Korn Ferry. 77 per cent of the 58 countries analysed saw a widening pay gap across all regions, with the average increase in Asia coming in at 15 per cent across nine countries. Kartikey Singh, Associate Client Partner at Korn Ferry Singapore shares his analysis of the numbers.See omnystudio.com/listener for privacy information.

Join Michelle Martin and Kelvin Seetoh, Co-Author of ‘Value Investing: Expand Your Circle of Competence’ on a crash course in REITs - What is a REIT? What do you need to get started investing in REITs? Are REITs recession-proof? All these and more, answered in this podcast! See omnystudio.com/listener for privacy information.

Which credit card can send you to Bangkok on a couple of months of $1000 spends? Find out with Michelle Martin, as she speaks with Rohith Murthy, Country Manager at SingSaver and Aaron Wong, founder of TheMileLion.com to hack the airmile game and get you into those first class seats and exclusive lounges. See omnystudio.com/listener for privacy information.

Make smarter choices with your time! How can you increase your metabolic rate to burn more fat? Pick the best time to work out -  in the morning. How should we plan and optimise our workout to reap the most benefits? How important are pre-workout and post-workout meals? Dr Vincent Candrawinata, Founder of Renovatio shares more with Michelle Martin.See omnystudio.com/listener for privacy information.

70 percent of five-star hotels here use this service. Available for free on both Android and Apple platforms, homegrown digital staffing platform, YY Jobs, allows employers to fulfil their impromptu temporary staffing needs within a short span of 3 hours with just a quick scan of the QR code. Jobseekers can also get paid within the same day. Pauline Low, Managing Director of YY Hong Ye Group Pte Ltd shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Mano Sabnani, Author of ‘Money Secrets: Cruise Your Way to Financial Freedom’, who shares his advice on how to grow one’s stocks during a market crisis and the factors which determine whether or not to hold on to a stock that just keeps plummeting.See omnystudio.com/listener for privacy information.

Jonathan Ang of 10x Capital is serious about making his money work for him ( and he is financially free in his twenties). Here he shares; *How to find stocks that will make you money - ( he shares 3 examples of companies that are growing) *How not to let "lack of knowledge" stop you from starting investing.  *How to plan for high-return investments without taking great risks * The name of the notable fund manager you can look to for important mental models for investing.See omnystudio.com/listener for privacy information.

Women make up 51 per cent of the population, yet they are a "minority" on stage. In 2016, Bloomberg reported that male speakers and male panels still dominate conferences in the US at a ratio of 2:1, and this has not changed over the years are men still make up 68 per cent of event speakers. Even in a women-dominated industry like education, only 40 per cent of women stand on stage during education conferences. Aurelie Saada, President of PrimeTime Business and Professional Women’s Association and Mette Johansson, Chair of Keynote Women Speakers share more about their non-profit association targetted at supporting female speakers with purpose.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Kuan Lili, Independent Director, CapitaLand China Retail Trust, about how to get started to create the reality of retiring with millions in the bank.See omnystudio.com/listener for privacy information.

So you have $5,000 and wants to invest it, how can you get started? ETFs, stocks, bonds, mutual funds, REITS. Which should you pick? Saijal Patel, Founder and CEO of Saij Elle shares how to make your money work for you.See omnystudio.com/listener for privacy information.

She grew up in a family background that was not the most nurturing. Yet despite her rough background, these experiences served her well as they helped shaped her into the adult and businesswoman that she is today. Now into her first year as Managing Director of Community Chest, she wants to spread the word and encourage more people to join the community and help others who are in need. Charmaine Leung, Managing Director of Community Chest talks about importance of supporting the brand that helps to reach out and help those in need in Singapore.See omnystudio.com/listener for privacy information.

Did the idea of breakfast of champions really start as a marketing ploy? Why are some skipping breakfast thinking it can help with weight loss? Where does breakfast sit with the practise of intermittent fasting? Dr Vincent Candrawinata, Founder of Renovatio weighs in.See omnystudio.com/listener for privacy information.

She identified 10 wonderful family-run restaurants in Singapore, such as Muthu’s Curry and Spring Court, which have lasted more than 50 years in Singapore. She shares the stories and struggles of Singapore’s early F&B founders, with each chapter embedded with a recipe. Ow Kim Kit, Author of ‘Delicious Heirlooms’ talks about these rags-to-success stories and her discoveries from writing the book.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Kelvin Seetoh of 10x Capital, co-author of Expand Your Circle of Competence, about the benefits of long-term investing, and the lessons learnt from the true life story of the postal worker who went from 14k a year to 70 million dollars. See omnystudio.com/listener for privacy information.

According to the Singapore Kindness Movement - or SKM - Graciousness Survey 2019, one in four young people refrain themselves from displaying acts of kindness in public due to fear of embarrassment or being mocked. In contrast, older people are less concerned over what others think about them, but are more concerned over their ability to help and not being aware of others’ need for help. Done annually, the Graciousness Survey monitors and gathers the acts and views of kindness and graciousness here in Singapore. Dr William Wan, General Secretary of Singapore Kindness Movement weighs in.See omnystudio.com/listener for privacy information.