Your Money with Michelle Martin

UK-based fintech player TransferWise, has launched a multicurrency account travel card that aims to help travellers and businesses avoid the typical high foreign exchange markup rates.Guest: Venkatesh Saha, Head of APAC and Middle East Expansion of Transferwise, Juvena Huang shares her experience using the card off the beaten path.See omnystudio.com/listener for privacy information.

How can the URA price indices help buyers and investors decide when and what to buy or invest in? Do the current real estate market favor the buyers or the sellers? And is it a good time to buy or sell now? All these and more with Mohamed Ismail Gafoor, Chairman & CEO of Propnex Limited.See omnystudio.com/listener for privacy information.

According to a survey commissioned by Kaspersky and conducted by market research company Savanta, 84% of parents worldwide are worried about their children’s online safety. Yet, they only spend a total of 46 minutes, on average, talking to their children about online security through their entire childhood. How can parents struggling to talk about online safety with their children approach this topic? Shan Loy, Academic Partners Manager at Kaspersky APAC weighs in.See omnystudio.com/listener for privacy information.

Christopher Tan, CEO of Providend and Executive Director of MoneyOwl talks about his new book, 'Money Wisdom: Simple Truths for Financial Wellness' and shares his advice on what are the four things about CPF you must know to better plan your retirement.See omnystudio.com/listener for privacy information.

It's homegrown and it's here to help you save. Qanvast is a platform for to link up homeowners with the talent who can renovate your home. Michelle learns about the Qanvast Guarantee, a free service that safeguards up to $50,000 of your renovation deposit. Guests: Daniel Lim, co-founder of Qanvast.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Arun Pai, Chief Kristals Officer, Kristal.AI about what makes Singapore the world’s most competitive economy and gain his perspectives on the latest financial matters that you should definitely take note of.See omnystudio.com/listener for privacy information.

Jian Yang, the man with the largest Barbie collection in the world and author of ‘#FlushableFashion’ talks about creating stylish, fashion pieces for his Barbie dolls which he made out of toilet paper and spend only 10 minutes per piece.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to David Kuo, CEO, The Motley Fool on the reasons behind his popular financial advisory's site cessation of operations.See omnystudio.com/listener for privacy information.

Recently Singapore removed the age limit for IVF treatments. But how much ballpark are you looking at? Michelle Martin finds out with Rebecca Liew, Content Strategist at Seedly shares who breaks down the price differences of IVF costs at private hospital versus public hospitals and looks at other costs that may be involved.See omnystudio.com/listener for privacy information.

Innovative builder iMax SG has recently launched their newest modular home, PhyeFly, which is a 270-square feet modular home that can uniquely extend its space with a quick swivel motion. The compact modular home comes with a full suite of amenities including an open kitchen, cosy living area, modern bedroom, and sleek toilet, and is designed to accommodate two people comfortably. From institutional projects to leisure concepts, and even disaster relief, the purposes of PhyeFly are limitless. Desmond Poh, Founder and Managing Director of iMax SG shares more.See omnystudio.com/listener for privacy information.

They serve high-net worth families and individuals and manage over $1.8 billion dollars in client assets. Hong Kong-based Raffles Family Office has an office in Singapore. Managing partners of Raffles Family Office Kendrick Lee and Jaydee Lin talk about the burgeoning start-up space, health tech and identify other areas which wealthy families in Asia are looking to.See omnystudio.com/listener for privacy information.

24-days away from Brexit, Michelle Martin chats with the affable Irish Ambassador to Singapore and asks what would a no-deal Brexit would mean to Ireland’s economy. Brexit aside, Michelle finds out why Guinness has lasted 150 years in Singapore on the very anniversary of its arrival here, what the Ambassador's top pick is for the upcoming Irish film festival is, and if she is likely to see him at the U2’s upcoming concert in Singapore.See omnystudio.com/listener for privacy information.

You’re looking to buy your next private home but can’t decide whether to go for a resale flat or a new launch? What are some of the pros and cons of buying a resale flat versus a new launch? And if you’re buying it for investment purposes, which should you get instead? We discuss with Mohamed Ismail Gafoor, Chairman & CEO of Propnex Limited.See omnystudio.com/listener for privacy information.

According to a McKinsey 2018 Power of parity report, slightly less than four women hold leadership positions for every ten men in business and politics worldwide. Here’s one company that wants to make a change. In its efforts to drive leadership gender parity, FCM Travel Solutions has launched Womenwise in Asia - an initiative guided by a vision for women to be equally represented, valued and rewarded. Vicki Parris, Senior Director of Customer Experience for FCM Travel Solutions, Asia shares more. See omnystudio.com/listener for privacy information.

She’s the creator and festival director of Singapore’s most prominent and perhaps even Asia’s most luxurious jewellery exhibition, the iconic Singapore JewelFest. Angela Loh, CEO and Founder of JeweLuxe international talks about which popular jewellery pieces you should get and how you can repurpose your old, yet timeless jewellery.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Adrien Jorge, CEO, Propseller and Prem Hirubalan, COO, Propseller about digital real estate seller-centric platforms and how will they change the way homeowners buy and sell their properties in the future.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Freddy Lim, CIO, StashAway about StashAway’s new income portfolio, the benefits of investing in income portfolios and the most recent market movements.See omnystudio.com/listener for privacy information.

It’s been a decade since he and his Leadership team, some of Australia’s most respected hoteliers, founded First Contact - Australia’s leading provider of front-of-house services who pioneered the Workplace Concierge concept in 2006. Their premise of delivering five-star hotel-style concierge services to the commercial property sector has often been touted in transforming the way corporations and premium office buildings all over Australia service their workplace, visitors and employees. They believe the most influential person for an organisation is the one who makes the first contact with the customer. Paul Schmeja, CEO of First Contact shares more. See omnystudio.com/listener for privacy information.

According to the new Global Internet Phenomena Report by Sandvine, video streaming accounted for nearly 58 percent of the total downstream volume of internet traffic around the world. Meanwhile, Cisco predicts that this trend of video content isn’t slowing down anytime, as video is expected to represent 80 percent of all consumer internet traffic by 2021 – up from 67 percent in 2016. Tham Why Keen, Founder and CEO of Red String Video Co shares more. See omnystudio.com/listener for privacy information.

Join Glenn van Zutphen, sitting in for Michelle Martin, as he speaks to Kenneth Lou, CEO, Seedly and Adam Wong, Editor-In-Chief, The Fifth Person  about how we should go about planning our retirement funds, right from our 20s on to our 30s to our 40s and into our twilight years.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Shailey Hingorani, Head of Advocacy and Research, AWARE about the findings from AWARE’s Make Care Count report and what they mean for female caregivers who may be at a disadvantage where securing their retirement adequacy is concerned.See omnystudio.com/listener for privacy information.

To find out the transformative impact of inclusive hiring on organisations and how it affects the overall working dynamic at the workplace, he carried out a qualitative study on how hiring people with disabilities can affect the organisational culture and company performance. Elijah Wee, Assistant Professor of Management at Foster School of Business, University of Washington shares the findings of the inclusive hiring study he did with the Pan Pacific Hotels Group.See omnystudio.com/listener for privacy information.

You’re interested in investing in property, but which kind of property should you invest in - mega projects or smaller developments? Mohamed Ismail Gafoor, Chairman & CEO of Propnex Limited breaks it down for you and tells you which properties you should invest in and why. And on top of appreciation and depreciation, what are other factors that should be taken into consideration before we decide on which kind of property to invest in?See omnystudio.com/listener for privacy information.

As consumers, we’re spoilt for choices these days given the variety and aplenty amount of products that are readily available for us. And as traditional selling approaches fail to meet the evolved standards of today’s buyer, what do sellers need to know to get good business? Here’s one company that understands disruption and therefore invented the concept of ‘modern selling’ by helping sellers stay one step ahead even as consumers’ demands and businesses rapidly changes. Tim MacCartney, Managing Director of Miller Heiman Group APAC shares more.See omnystudio.com/listener for privacy information.

Hair loss is a common phenomenon but we seem to have downplayed the emotional, psychological and even dermatological needs of people experiencing hair loss, regardless of whether your gender or age. If you have hair loss, you might have experienced confidence issues as a result of the psychological impact of skin conditions. American board-certified dermatologist Dr Lana Kashlan talks about the psychological impacts of hair loss and how you can find the treatment suited for you.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Christopher Long, Founder, CryptoTrader SG about how Bitcoin could someday change the face of global economy.See omnystudio.com/listener for privacy information.

Renowned Singapore designer and co-founder of Song+Kelly, Wykidd Song, was known for putting Singapore’s name on the international fashion platform with the first Singapore Ready-To-Wear brand sold at internationally renowned stores such as Harrods, Selfridges, Barneys NYC, and more. But after the label closed in 2007, he left the country to pursue other creative interests, which included designing the APEC leaders’ attire for the Singapore Summit 2009. When he returned to Singapore, he felt inspired to create AKINN - a new platform where craft, design, and human stories converge. Wykidd Song and James Chua, Founder of GERMS & GERMS Creative Capital talks about the new label. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Arun Pai, Chief Kristals Officer, Kristal.AI about the latest stock market movements that investors ought to take note of.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Mario Aquino, Managing Partner, FutureLabs Ventures about venture capital investments, the dynamics of ecosystem venturing and what we need to know about what FutureLabs Ventures does as a venture builder.See omnystudio.com/listener for privacy information.

Patrick Ngan, CEO & Co-Founder of QFPay International Limited talks about helping merchants with their payment solutions.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Kenneth Lou, CEO of Seedly and Junus Eu, a top 10 contributor at Seedly and Venture Capitalist about knowing when it would be the best time to start investing and how to go about doing it right.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Samuel Rhee, Founding Partner and Chief Investment Officer, EndowUs about his operation's new portfolio service for savings in the CPF Investment Scheme and how FinTech is set to revolutionise the modern investing landscape.See omnystudio.com/listener for privacy information.

Robo advisors have been getting more popular these days as more of us turn to the ease and convenience of investing online, and is usually a cheaper alternative. One such platform is Smartly - a Singapore-based robo-advisory platform that educates users with basic financial literacy and help them invest easily without barriers and at a low fee.  The company was acquired by Vietnam-based investment management and real estate development firm VinaCapital earlier this year. Keir Veskivali, Founder & CEO of Smartly shares more. See omnystudio.com/listener for privacy information.

Should you go for 99-year leasehold or freehold? What are the prices differences, which will depreciate more, and what are the factors that will affect a property’s value other than the lease period? And if you’re going to buy your next property, we discuss which would be a better area to do so in our east vs central comparison. We find out with Mohamed Ismail Gafoor, Chairman & CEO of Propnex Limited. See omnystudio.com/listener for privacy information.

Singaporeans have an average nightly sleep of 7 hours and 5 minutes, making them the third most sleep-deprived after Japanese and Indians, this according to activity tracker Fitbit. Singaporeans also only get on average 80 minutes of REM sleep, which is a crucial aspect for emotion regulation and memory and the peak stage of protein synthesis at the cellular level and important in keeping many processes in the body working properly. How is activity tracker Fitbit using technology to help you understand your sleep patterns for you to get your best sleep? Louis Lye, Regional Director of Fitbit Southeast Asia shares more. See omnystudio.com/listener for privacy information.

Top professional Spanish football league LaLiga and GCOX are bringing you closer to your favourite football superstars through tokenisation. Ivan Codina, Managing Director for LaLiga Southeast Asia, South Korea, Japan & Australia, and Sir Dr Jeffrey Lin, CEO of GCOX shares how its bringing exclusive merchandise and services to fans and the global crypto community.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Vincent Chok, Group CEO, Legacy Trust Company about the importance of seeking custody for digital assets in this day and age, where trading is starting to take on a more intangible, electronic form.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Jonathan Ang and Kelvin Seetoh, 10x Capital, Co-Authors of ‘Value Investing: Expand Your Circle of Competence’ about what you should and should absolutely not do when investing during an economic recession.See omnystudio.com/listener for privacy information.

Real estate co-investment platform, Fraxtor, allows investors to invest in any type of property worldwide with a small amount of capital. And with blockchain technology, the platform allows investors to invest in real estate projects that are not yet completed. Oliver Siah, CEO & Co-founder of Fraxtor and Rachel Teo, Co-founder & Executive Director of Fraxtor, and Director of Daniel Teo & Associates shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Kenneth Lou, CEO & Co-Founder, Seedly and Chew Tee Ming, CTO & Co-Founder, Seedly about Personal Finance 101 for working millennials.  Maybe you’re worried you’re not saving enough to buy that dream house? Or you’re concerned that you won’t make enough to save for a comfortable retirement? Well, then all the more reason to download, as these uncertainties are put to rest.See omnystudio.com/listener for privacy information.

'Loss Adjustment' is searingly original and heartbreaking work of creative non-fiction. Author Linda Collins, a copyeditor from the political desk of Straits Times wakes up one school morning to the completely unanticipated loss of her 17-year-old daughter. In the wake of Victoria McLeod’s suicide, Collins writes to make sense of the forces that drove her daughter to the act of suicide. Victoria's deeply personal journal of the last four months of her life is woven with Collins experience in this powerful read that documents the fallout of teenage suicide. Collins hopes the book can be a call to action to guard against preventable deaths. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Christopher Long, Founder, Cryptotrader SG, about what the Bitcoin Ecosystem is, the variables that co-exist within it and how their relationship with one another impacts investors and discuss the ways on how to mine it without making the wrong moves.See omnystudio.com/listener for privacy information.

Adrian Chng, CEO of GoBear shares his personal finance and investment journey. Before he entered the world of fintech, he was an investment banker who had spent years dealing with mergers and acquisitions.See omnystudio.com/listener for privacy information.

An encounter with a painting in Los Angeles led him on a quest to understand and on a mission to spread art’s unique transformative power.A TEDx speaker and conceptual artist, Guillaume Levy-Lambert is an artologist & the co-founder of Art Porters Gallery, whose mission is "sharing happiness with art". He shares more about art investing and his personal journey. See omnystudio.com/listener for privacy information.

More first-time buyers will get higher grants and more flexibility to select the size of their flat and where it is located. The income ceiling for eligible buyers has also been raised for the first time since 2015. The move comes as the government hopes to make HDB housing more affordable and encourage young couples to have more kids. How would the new Enhanced Housing Grant (EHG) benefit you? Mohamed Ismail Gafoor, Chairman & CEO at Propnex Limited shares more. See omnystudio.com/listener for privacy information.

What do investment professionals need to know about AI and what are its roles in investment analytics and the financial industry? Dr Bernard Lee, author of ‘Investment Analytics in the Dawn of Artificial Intelligence’, and founder & CEO of HedgeSPA USA talks about his book and what are some misconceptions we have about AI.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Rohith Murthy, Founder and Country Manager, SingSaver and Elizabeth Huang, Head of Consumer Services at Credit Bureau Singapore, about credit scores, credit reports and how both will prove crucial to planning one’s expenses, where the use of credit cards is concerned.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Royston Yang, Writer, The Motley Fool, about all the latest developments in the REIT market, identify the best types of REITs to invest in during times of economic uncertainty and give advice on what to absolutely not do when it comes to REITs.See omnystudio.com/listener for privacy information.

If you are a retailer or runs a business and have yet to adopt new payment tools, you might want to jump into it because you could miss out on as much as 20 per cent more revenue by not adopting these new payment tools. Roelant Prins, Chief Commercial Officer at Adyen shares more. Adyen is the payment platform of choice for many of the world’s leading companies such as Singapore Airlines, Grab, Spotify and Facebook, and has recently announced a collaboration with Alipay to facilitate payments outside of China. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Kenneth Lou, CEO of Seedly and independent financial advisor Hariz Maloy on their top tips on how to maximise your CPF savings.See omnystudio.com/listener for privacy information.