Your Money with Michelle Martin

Singapore’s banking industry is liberalising. In June this year, MAS announced that it will issue up to five new digital bank licences, extending the digital bank licences to non-bank players. This is in addition to any digital banks that the Singapore banking groups may also establish under the existing internet banking framework. Join Michelle Martin, as she speaks with Rohith Murthy, Co-Founder and Country Manager, SingSaver, about how these developments will impact the future of banking.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Shreeram Iyer, Chairman & Group CEO of Prisma AI Corporation, about Prisma AI’s text and visual recognition software, which has been used around the world by Interpol and the German police, and the latest developments the operation has in store.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Teh Hooi Ling, Portfolio Manager of the Inclusif Value Fund, about high-return strategies for investors, and whether or not it makes more sense to invest in a REIT or hedge fund, during these times of economic uncertainty. Hooi Ling also shares bout her transition from journalism to entrepreneurship and portfolio managementSee omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Ivan Heng, Founding Artistic Director of WILD RICE, about WILD RICE's new theatre at the revamped Funan mall and the company's target to raise 15 million dollars in 2 years.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with James Chen, Branch Director, Finexis Advisory, about what a money map is, on how it works in providing better structure to our financial planning and why it could act as a vital instrument in monitoring market volatility, a key concern in today’s financial circles.See omnystudio.com/listener for privacy information.

Timothy Go speaks with Rohith Murthy, Founder and Country Manager of SingSaver, to help us understand the financial challenges parents face when raising their children in Singapore and identify the ways in which they can overcome these challenges. We’ll also listen to Rohith share his personal experiences as a parent of three here, while running a start-up.See omnystudio.com/listener for privacy information.

Best known for her Singapore Literature Prize-winning short story collection ‘Ministry of Moral Panic’, Singaporean author Amanda Lee Koe is back with her new debut novel, ‘Delayed Rays of a Star’ about actresses in the 20th century. The book is about women in the 1930s and 40s who refused to do what society expected of them and how in this murky world these women navigate, their choices will be held up to the test of time. Amanda Lee Koe, author of ‘Delayed Rays of a Star’ talks about her book.See omnystudio.com/listener for privacy information.

Timothy Go, sitting in for Michelle Martin, speaks with Daniel Chan, Founder, DCG Capital, about identifying winning stocks, understanding the criteria in evaluating winning stocks and the valuable lessons from Daniel’s own 40-year track record of great stock selectionsSee omnystudio.com/listener for privacy information.

We all know that in a multi-racial and culturally diverse country like Singapore, harmony is key. But how does our diversity impact effectiveness within an organisation and in our communities and neighbourhoods? Jayanth Narayanan, Associate Professor at NUS Business School shares more about his study ‘People in more racially diverse neighbourhoods are more prosocial’.See omnystudio.com/listener for privacy information.

We all know that we live in a constantly changing environment and world where adapting to changes is key and it’s disadvantageous to stay stagnant. How can innovation help during times of disruption? Dr Robert Cooper, President & Co-founder of Product Development Institute Inc. and Best-selling Author, Professor, and Creator of the Stage-Gate® System and Gerard Ryan, Managing Director of Prodex Systems Australasia shares more.See omnystudio.com/listener for privacy information.

Join Timothy Go, sitting in for Michelle Martin, as he speaks with Christopher Aw, Managing Partner, Pandan Ventures, about how financial literacy has been transformed by modern advancements, and the impact that has had on the way people become more financially literate.See omnystudio.com/listener for privacy information.

Timothy Go, who is sitting in for Michelle Martin, speaks with Teh Hooi Ling, Portfolio Manager of the Inclusif Value Fund, to help us understand what a Quant Value Fund is, how we should go about investing in the Inclusif Value Fund, and to find out a little about Hooi Ling’s transition from journalism to portfolio management.See omnystudio.com/listener for privacy information.

Are ETFs and mutual funds similar? What are the key differences between them? And if you are a beginner investor, would it be better to invest in ETFs or mutual funds? Michele Ferrario, Co-founder & CEO of StashAway breaks it down for you.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Christopher Tan, CEO of Providend and Executive Director of MoneyOwl, to tell us all we need to know about making the most of our CPF monies through smart investment moves in preparation of our retirement finances. See omnystudio.com/listener for privacy information.

When it comes to getting to a place within the shortest amount of time and ease of convenience, private cars may be our most convenient and preferred mode of transport. Recognised as Asia’s first integrated Mobility-as-a-Service application and payment wallet by the International Association of Public Transport, Zipster helps users to plan, book and pay for their journeys across different modes of transport all within one app. Colin Lim, Founder & CEO of mobility X - the company behind the app, Zipster - shares more.See omnystudio.com/listener for privacy information.

Do we really need THAT much insurance? Join Michelle Martin, as she speaks with Lee Meng Choe, Financial Services Director, Gen Group, about what Human Life Value is and how we should go about calculating it, to know if we are buying more insurance than is actually necessary. Listen on to find more right HERE!See omnystudio.com/listener for privacy information.

The ADDC World Championship is the world’s biggest grappling competition, and Grapple Asia will be hosting the Asia championship, the first in Singapore. What are the key challenges of organising and hosting big events like the ADDC Asia championship? Jacky Wang and Derrick Fonsah, Co-founders of Grapple Asia shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Hemant Doshi, CEO, Singapore and Malaysia, The Praxis Company, about Praxis, a gameplay solution to boosting one's knowledge of things all related to financial literacy in our modern, digitised era.See omnystudio.com/listener for privacy information.

Singapore-based FinTech company soCash is now making it easier for you to draw cash by turning shops, cafes, and grocery stores into digital ATMs. Some of its key partnering banks include DBS, POSB, Standard Chartered and ICBC. The company has successfully raised 6 million US dollars in its series B funding round recently, led by GLORY LTD and participated by SC Ventures and Vertex Ventures. Tan Wee Leong, Head of Network Growth at soCash shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Patrick Tan, CEO of Fortis Law about the repercussions of not writing a will, the next move to make in reallocating assets, if a benefactor dies prior to one’s own passing, and much more!See omnystudio.com/listener for privacy information.

How can short-form videos on Tik Tok help you in your business? You may have seen these online short-form videos where people usually sing, dance, or lip-sync to short snippets of a song. Available over 150 countries and regions in 75 languages, world’s leading short video platform Tik Tok allows anyone to be a creator as an outlet for people to express themselves and to create and interact content relevant to local culture and trends. Doreen Tan, User Content and Operations Manager of TikTok Singapore and Summer Cao, Tik Tok Content Creator shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Christopher Tan, CEO of Providend and Executive Director of MoneyOwl about everything you need to know about Property Investing! How is it different from other forms of investments? Is it a good time to buy into it now? Are there major obstacles and how do we overcome them? All these questions, and more will be answered.See omnystudio.com/listener for privacy information.

Singapore has cut its economic growth forecast at between 0% and 1%, down from the original forecast range from 1.5% to 2.5%, amid escalations in global trade tensions and a struggling manufacturing sector. What will this mean for ETF investors tracking the Singapore market? And what are the advantages of investing in ETFs? Michele Ferrario, Co-founder & CEO of StashAway weighs in.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Tan Shen Kiat, Director of KITH & KIN Law Corporation and Head of Mental Capacity law practice, about LPAs (or, Lasting Power of Attorneys), its benefits, the common misconceptions surrounding it, and the process of obtaining one.See omnystudio.com/listener for privacy information.

Michelle Martin, speaks with one of the most prominent economists of our times Joseph E. Stigliz, ( a double Nobel Prize winner) to find out why he is optimistic that  collective action can tame the problems of unfettered markets.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Ferris Wee, Master Trainer, The Institute for Financial Literacy, MoneySense-Singapore Polytechnic, about the importance of planning one’s retirement fund, the things we should avoid doing and debunk certain myths about the road to living out one’s twilight years in peace.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Freda Liu, Author of ‘In Your Skin - Bloom, Flourish, Magnify’, about the importance of living life for oneself.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Cassandra Wee, Chief Distribution Officer, SingSaver, about what insurance truly is, and whether it is a form of financial protection, or a type of investment, or both?See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Bertrand Saillet, Managing Director, Flight Centre Travel Group Asia, about SAM (or Smart Assistant for Mobile), a brand-new chatbot-based pocket travel assistant, and how it will revolutionise the way business travellers go about planning their flight itineraries and hotel bookings.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Patrick Tan, CEO of Fortis Law about the importance of writing a will in Singapore, how we should go about getting one organised, and the dangers of not doing so.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with David Eimer, Author of ‘A Savage Dreamland: Journeys in Burma’ about his book which explores how the Burmese political situation has developed over the past years and provides insights into how it is impossible to do business in China without first understanding what Burma is all about.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Lee Meng Choe, Financial Services Director, GEN Group about a subject that is close and dear to every male Singaporean - Ns Insurance. She finds out just what it is, how it differs from other personal protection insurance schemes and if it can be used not just for Ns-related accidents but for one’s loved ones as well.See omnystudio.com/listener for privacy information.

Syfe will professionally manage your portfolios for a fraction of the cost, and you have the freedom to withdraw anytime with no extra charge. Dhruv Arora, Founder & CEO of Syfe shares more on how the digital wealth manager is democratising investing.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with James Satchy, Family Life Educator and Principal Consultant, Built 2 Last Training about the importance of educating a child on the value of money, how to start saving from childhood and why it plays a major role in shaping a child’s future.See omnystudio.com/listener for privacy information.

For many growing companies, getting an IPO is the summit for them. But what many of these companies often overlook that an IPO is only the start of a new journey as post-IPO firms are expected to deliver on the promises made in the preceding stage and to maintain success, all of which while managing a big pool of stakeholders at the same time. Homegrown private investment platform, Fundnel offers unlisted growth and pre-IPO securities across industries to a qualified network of investors in the region. Benjamin Twoon, Co-founder & COO of Fundnel shares more. See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Wilfred Kong, Senior Manager, Skills Future Advice Team, Central Singapore Community Development Council (CCDC) and  Firdaus Salim, Skills Future Advisor, CSCDC, about the things not to do financially in the event of retrenchment, the importance of maintaining a rainy day fund and the necessary finances needed to sustain a career here in Singapore at the age phases of one’s 20s, 30s, and 40s.See omnystudio.com/listener for privacy information.

Why is eating 100% fully organic actually not necessary? Dr Vincent Candrawinata - entrepreneur, nutrition researcher and founder of Renovatio - shares which fruits and vegetables you want to eat organic as they have the most pesticide residue. He also shares his mother's personal self-made washing solution that is cheaper than the vegetable wash solutions you buy in the market used to wash the residual pesticides on fruits and vegetables while giving them a longer shelf life.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Sam Phoen, Author of Personality-Driven Portfolio: How to Invest Right for Your Style, about how personality is important in attaining success in your investment journey.  Are you a Diligent Deer, an Egoistic Elephant, a Cagey Crab, or a Busy Bee?  Download now to find out!See omnystudio.com/listener for privacy information.

Investing information and tips are so readily available in this day and age where everything can be searched online. Yet with information at our fingertips, why are people still not as knowledgeable as they can be or are hesitant to invest? Tools like SaxoInvestor aims to bring to the mass market designed to help people start their investment journey affordably. Adam Reynolds, APAC CEO of Saxo Bank shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she explores Kuan Lili's BUSI approach to growing wealth. The Independent Director, CapitaLand China Retail Trust, discusses how to rethink where to park your money including some smart tax moves that can help grow your nest egg.See omnystudio.com/listener for privacy information.

Did you know that fraud in the tea industry is common? As lower-grade teas or even used teas may be used as a substitute, and teas that could be adulterated with fillers like wood, chips, and sugar. It is unfortunate but tea industry farmers are also paid the thinnest margin of their products’ eventual retail price, as earnings are unevenly distributed between farmers, wholesalers, and retailers. In a quest to combat these problems and increase transparency, local food tech start-up teapasar has developed a commercial portable device that is faster and cheaper to identify the authenticity of a plant-based food and drink - such as tea, herbs and spices. Alan Lai, Co-Founder & Executive Director of teapasar shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Pamela Chong, Senior Financial Services Consultant, Gen Group, about structured education planning, the associated benefits and how it can go a long way in preventing any slip-ups that could arise in ensuring that there are sufficient funds for your child to enter University.See omnystudio.com/listener for privacy information.

Many of us often think financial planning involves investing, but what we overlook is the importance of budgeting, debt management and protection. Most believe that the active management of our finances through the help of professional portfolio managers - who manage mutual funds or unit trusts - can’t beat the passive funds over the long-term. Yet, people pay higher fees for ETFs. Why are ETFs gaining so much popularity? And is one better than the other? Saijal Patel, Founder & CEO of Saij Elle shares more. She also gives her three golden rules to investing.See omnystudio.com/listener for privacy information.

Are you looking for the best way to move money around the world? Whether you’re sending money to another country, spending money abroad, or making and receiving international business payments, here’s one tech company on a mission to make your life easier and save you money when you do money transfers. Harsh Sinha, Chief Technology Officer of TransferWise shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Leng Hoe Lon, Author of “Decrypted: A Financial Trader’s Take on Cryptocurrency, about everything one needs to understand about blockchain and cryptocurrency.See omnystudio.com/listener for privacy information.

We all know the benefits of working out but did you know that people who exercise at least three hours a week earn 9 per cent more than those who don’t? This, according to a study published by the Journal of Labour Research. We’ll also discuss if your monthly gym membership is worth the money or is it a wasted investment? Entrepreneur and nutrition researcher, Dr Vincent Candrawinata shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Jonathan Ang and Kelvin Seetoh, Co-Authors of Value Investing: Expand Your Circle of Competence, on how to spot the key indicators in determining a REIT's affordability and the importance of keeping track of DPU.See omnystudio.com/listener for privacy information.

The Nurturing Co hopes to inspire consumers to change their attitude towards no-plastic waste through the development and distribution of environmentally friendly daily-use essential products. Named the ‘Best Social Enterprise’ at the Sustainable Business Awards 2019, local startup ‘The Nurturing Co’ dedicates itself to daily essential use products that have a reduce-to-zero plastic and zero virgin trees impact. Its core product, Bambooloo - which is a line of tissue paper products made from bamboo and packaged in recycled paper - are the only kind in the world that are entirely plastic-free. David Ward, CEO of The Nurturing Co and Michael D'Oliveiro, COO of The Nurturing Co shares more.See omnystudio.com/listener for privacy information.

Join Michelle Martin, who speaks with Kenneth Lou, CEO of Seedly about how users can keep track of their personal finances through syncing their bank and credit card accounts to the personal web app.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks with Royston Yang, Author at The Motley Fool about everything to do with Value Investing, its benefits for one's wealth and the 3 ‘I’ Philosophy approach that will help in building one’s finances.See omnystudio.com/listener for privacy information.