Your Money with Michelle Martin

Trump wants negative interest rates -what would negative rates mean for traders? KGI is bullish on Capitaland Retail China trust, is China’s retail sector recovering? What are the opportunities in the semiconductor industry?Do US Banks still hold investor interest?What about Disney? Who is moving from the oil tanker to product tanker space?Arun Pai, Chief Strategy Officer at Flow, also discusses how he is approaching taking advantage short term volatility in conversation with Michelle MartinSee omnystudio.com/listener for privacy information.

The semiconductor market is a key one to watch because chips play such a vital role in new and emerging technologies like IoT, 5G and AI. Whether its Texas Instruments, Taiwan Semiconductor Manufacturing, NVIDIA or a semiconductor ETF that balances both foreign and US makers you are considering, what impacts chipmakers given the uncertainty of trade talks? Michelle Martin speaks with the author of a report that's gaining attention from leading companies and policymakers around the world. Alex Capri, Visiting Senior Fellow at National University of Singapore Business School shares how policies from China and the US could impact global supply chains and chipmakers. See omnystudio.com/listener for privacy information.

Michelle Martin speaks with Walter de Oude, Founder and CEO of Singlife to find out how its platform is enabling consumers to save, protect themselves and eventually, invest. Walter also shares his rule of thumb for investing a critical time like this.  See omnystudio.com/listener for privacy information.

On Market View today, Stephen Innes, Chief Market Strategist for AxiCorp joins Michelle Martin to discuss stock valuations, gold prices and the costs of re-opening economies. See omnystudio.com/listener for privacy information.

Australia is the developed world's most Chinese reliant economy - how is it faring as China gradually reopens? China launched a trial of a digital yuan in four cities:,Shenzhen, Suzhou, Chengdu and Xiong’an. Is this the future of currency?  How will consumer behaviour change post COVID-19?  Bitcoin is halving in May. What does this mean for investors? Today, Michelle Martin speaks with Dr. Michael Berman, CEO and Co-Founder of PsyQuation to talk about China’s economic leverage on Australia, taking a behavioural finance approach to US job data and the halving of Bitcoin.     See omnystudio.com/listener for privacy information.

As Singapore enters its second month under the circuit breaker, business and commerce are hampered by world-wide lockdowns and movement restrictions, what can you do to protect your contracts and mitigate your risks in these uncertain times?  Michelle Martin speaks with Justin Chan, Senior Partner and the Head of Dispute Resolution at Tito Isaac & Co to discuss pandemic proofing your contract, force majeure provisions and contractual changes. See omnystudio.com/listener for privacy information.

We’ve all turned home chefs; which supermarket chain has reported 50% profit in Q1 of 2020 and how can an investor think through it's valuation? What do fundraising measures mean for SIA's shareholders? How can they think through the possibilities for action? Michelle Martin speaks to Terence Wong, CEO of Azure Capital to discuss these questions, the recent results of local banks, where the insurance industry is heading and- while we are all looking forward to haircuts this week- what  infection waves mean for the economy. See omnystudio.com/listener for privacy information.

Could chickpeas be an important part of the future of food? Growthwell Group started as a homegrown food solutions company catering to the need of vegetarian consumers. Now, it's looking at a global market that is hungry for alternative proteins.  Michelle Martin speaks with the two brothers at the helm of leadership Colin Chou, Commercial director of Growthwell and Justin Chou, Executive Director of Growthwell about their recent 11 million dollar funding round and investment in an Israel food tech start-up for a chickpea based protein isolate for a seafood-alternate range of products.See omnystudio.com/listener for privacy information.

As markets grapple with the shocks of COVID-19, US-China trade tensions and dismal earnings results, investors have a lot to sieve through.  Michelle Martin speaks with Arun Pai, Chief Strategy Officer at AsiaCollect to review these market movements and updates.   See omnystudio.com/listener for privacy information.

Michelle Martin speaks to Cassandra Xu, founder of the Facebook page of Singapore Home Cooks with over 200,000 members to find out why she started the page, what she is learning about how to grow the community and how its using Facebook "live" to serve the needs of its members.  See omnystudio.com/listener for privacy information.

Michelle Martin invited Gabriel Yap, Chairman of GCP Global to break down the S-REIT index and to share his thoughts on what investors need to know about building their wealth as we transition to opening economies. Which RETS are rising stars? How does a seasoned investor spot trouble or opportunity ahead for REITS?See omnystudio.com/listener for privacy information.

Could we see more divorces or babies post COVID-19? What picture do legal queries paint of how relationships, bankruptcies and companies willingness to sue are being affected by COVID-19 at this mid point in our stay-home battle against the virus? Michelle Martin speaks to Justin Chan, Senior Partner and the Head of Dispute Resolution at Tito Isaac & Co to discuss this and more. See omnystudio.com/listener for privacy information.

With Singapore's 5G rollout still on course despite the pandemic– is it a good time to invest into telcom or 5G stocks?There are reports that this COVID-19 Pandemic is likely to last two years, but there is also hope for an antibody that could fight the virus. When is a good time to buy into markets?Singapore starting to gradually ease the circuit breaker measures. Are we expecting a V shape recovery for Singapore’s economy? Which industries could rebound as we transition to a new normal? Michelle Martin talks to Swapnil Mishra, Head of Private Wealth at Kristal.AI to find out. See omnystudio.com/listener for privacy information.

Is the outbreak accelerating a future workforce management approach? Which companies are accelerating changes to their total rewards programmes and workforce strategies, supporting employees either through additional income or in supplemental ways? What’s the state of hiring and layoffs in Singapore? Alexander Krasavin, Partner for APAC and MEA, Human Capital Solutions at Aon walks Michelle Martin through Aon's two surveys conducted in March and April to study how rewards and strategies have altered in response to COVID-19 and which strategies could be part of a new normal.See omnystudio.com/listener for privacy information.

Many investors want to take advantage of cheap cash but can understanding investor psychology help you make the most of markets? Michelle Martin speaks with Wilfred Lim, Executive Director of BMFA Wealth Management and Adrian Chia, Executive Director of BMFA Wealth Management to discuss defensive asset selection, bias in investing and how investors are psychologically dealing with the volatility shaking markets.See omnystudio.com/listener for privacy information.

Thousands of investors watched Warren Buffet opening the 2020 Berkshire Hathaway meeting on Saturday, saying he had made a mistake with airline shares. What can we read from Buffet dumping the entire stake in airlines ? What’s the rationale here? And what picture does this paint for the future of aviation?  Michelle Martin speaks with Greg Waldron, Asia Managing Editor of FlightGlobal  to discuss recent changes in the American aviation industry, SIA’s measures to manage their fleet and the future of aviation as it stands.See omnystudio.com/listener for privacy information.

We digest key earnings results and ask if tech investors can diversify risk. Also where is oil possibly heading? Michelle Martin is joined by Arun Pai, Chief Strategy Officer at AsiaCollect to sieve all this news and make sense of it for the investor. See omnystudio.com/listener for privacy information.

MAS-licensed digital wealth management firm Syfe announced its collaboration with Singapore Exchange to launch a portfolio that allows everyone to easily invest in and track the SGX’s iEdge S-REIT 20 Index. Why launch now?  How can we invest and manage the risk of our investments? Michelle Martin speaks to Dhruv Arora, CEO and Founder of Syfe to discuss Syfe's new offering with the SGX, ETFs and steps investors can take to protect themselves.See omnystudio.com/listener for privacy information.

As many companies are looking to stay afloat during these difficult times, they may turn to retrenchment to cut their costs and manage their budgets.  Michelle Martin speaks with Andrew Tan, Singapore Country Manager of Wantedly to discuss what businesses need to keep in mind when letting go of employees and how to generate team spirit and cohesion at this time. See omnystudio.com/listener for privacy information.

Singapore’s unemployment rate could reach around 4 percent in 2020 as the country toils to contain the spread of COVID-19 with an extended circuit breaker that economists say could lead to a deeper recession. In a report released, DBS Bank's senior economist Irvin Seah said the overall unemployment rate could rise to 3.6 percent, up from 2.3 per cent at end-2019, given that the economy is now expected to shrink 5.7 percent.  We are joined now by Irvin Seah, DBS Senior Economist for his projections, the tech space and strategies to mitigate this. See omnystudio.com/listener for privacy information.

This year, China is set to release an ambitious 15-year blueprint called ‘China Standards 2035’ that will lay out its plans to set the global standards for the next-generation of technologies.  Meanwhile, globally some economies are reopening this week. What do these developments mean for nations, companies and investors?  Michelle Martin speaks with Jack Kouzi, Founder and Director of Strategy VFS Group to discuss China’s tech standards 2035 expected later this year, stocks to watch and the implications of the opening of the many economies after months of lockdown. See omnystudio.com/listener for privacy information.

The World Health Organisation has reiterated there is no evidence that recovered COVID-19 patients are immune. Still at the level of our own health, many want to understand what we can do to build up our immunity and resilience.  Michelle Martin speaks with Dr Vincent Candrawinata, Entrepreneur, nutrition researcher and founder of Renovatio to discuss immunity cards in Chile, how to strengthen our immune systems through diet and behavioural changes and difficulties with testing. See omnystudio.com/listener for privacy information.

Can stock markets worsen in the near future? Was the current economic downturn predicted? Michelle Martin speaks with Derick Tan, Founder and Chief Executive Officer of Timing and You to tell us more about this tool for laying out the framework for markets, whether cyclical analysis came to use in predicting economic falls this year so far and what cyclical analysis can tell us about what is to come. See omnystudio.com/listener for privacy information.

Mukesh Ambani is now India and Asia's richest man. What can we read of India's growth story from the rise of its billionaires? Michelle Martin speaks with James Crabtree, Associate Professor of Practice, Lee Kuan Yew School of Public Policy and author of The Billionaire Raj: A journey through India’s new Gilded Age to tell us more about India’s growth story, its tech giants and the transformative digital age for India. See omnystudio.com/listener for privacy information.

As we wrap up a tumultuous first quarter of 2020, the COVID-19 pandemic continues to dominate headlines and global uncertainty. Have we been more greatly affected than we were by SARS? How is oil faring and what is the root of the problem? Why is the SGX faring so well this quarter?  Michelle Martin speaks with Jacob Doo, Chief Investment Officer, Envysion Wealth Management to discuss all this and more. See omnystudio.com/listener for privacy information.

With vast increases in the number of COVID-19 cases, many organisations stepped up efforts to help the community.  The Community Foundation of Singapore, through the Sayang Sayang Fund, is seeking to raise another 3 million Singapore dollars, to meet the evolving and urgent needs for services from charities.  We welcome Catherine Loh, CEO of the Community Foundation of Singapore to discuss the gaps in social security that the CFS is addressing. See omnystudio.com/listener for privacy information.

“Inferno” is an exceptional , moving and poetic memoir about motherhood and post-partum psychosis that makes you feel you are right there with the author as she finds herself in a psychiatric ward with a personality that’s changing in ways she doesn’t understand. Michelle Martin speaks with Catherine Cho, author of Inferno: A Memoir to find out more about this striking story of motherhood and psychosis.     See omnystudio.com/listener for privacy information.

With the historic crash in oil futures on Monday evening that has sustained itself through the week, the virus ravaging energy markets, volatility is a word that best describes this week.  The MAGA Tech Giants have shed more than 1 trillion US Dollars in market value since February, showcasing that even the biggest companies are suffering from the pandemic. SGX stocks has come up as the top performance on the SGX. How are healthcare stocks faring this week? We discuss all this and more with Arun Pai, Chief Strategy Officer at AsiaCollect today.See omnystudio.com/listener for privacy information.

Get an exclusive preview of a book expected here in July. Humankind challenges the assumption that human nature is essentially destructive and says we could see more positive outcomes if we organised our societies according to a radically different and more positive assumption of human nature. Are we are by nature essentially cooperative and good?Michelle Martin meets the man who challenged billionaires at Davos to discuss his book “Humankind” which invites every reader to rethink their basic assumptions of human beings. Rutger Bregman is a journalist at The Correspondent, and one of Europe's most prominent young thinkers.See omnystudio.com/listener for privacy information.

Is an oil collapse deepening? Could we see a shakeout in energy sector? Will we see negative oil prices again? And given conflicting reports on Kim Jong Un's health are we seeing rather measured reaction to a possibly messy succession up ahead? If reports prove true what can we expect by way of market reaction? Michelle Martin speaks with Jeffrey Halley, Senior Market Analyst, Asia Pacific, OANDA to find out. See omnystudio.com/listener for privacy information.

We look at just days old, legislation that provides legal relief to individuals and businesses struggling to fulfill their contractual obligations.  Michelle Martin is joined by Justin Chan -  Senior Partner and the Head of Dispute Resolution at Tito Isaac & Co. See omnystudio.com/listener for privacy information.

Are negative prices here to stay? What are the possible knock-on scenarios and who could (and maybe has already) benefited from the oil patch?  Michelle Martin and Jeffrey Halley, Senior Market Analyst for OANDA discuss the implications of the plunge in oil futures.See omnystudio.com/listener for privacy information.

With an ROI of around 35% and up for the token since its inception in 2017, how has one form of digital gold been faring in in these volatile times? Michelle Martin speaks with Shaun Djie, Co-Founder and COO of Digix the world’s first asset-backed digital gold token to find out more about the factors driving digital gold. See omnystudio.com/listener for privacy information.

Do you feel anxious every time you see a rise in COVID-19 cases? Have you been waking earlier than usual or finding yourself awake many times during the night? Michelle Martin speaks to Professor Kua Ee Heok, Author of Speaking Up for Mental Illness and Professor in Psychiatry and Neuroscience & Senior Consultant Psychiatrist, Department of Psychological Medicine, Yong Loo Lin School of Medicine at the National University of Singapore, for expert tips on dealing with COVID-19 related stress.See omnystudio.com/listener for privacy information.

Real investors provide real insights in conversation with Michelle Martin. Today's invited guest, Naveen Kumar,  Founder and CEO of Nityo Infotech Services who created a privately held IT services company with 15,000 global employees shares his reading of market news for investors.  See omnystudio.com/listener for privacy information.

Could simple adjustments before, during and after a video interview make a dramatic difference in whether you come across as the assured, perfect candidate for the job?  Michelle Martin speaks with Grant Torrens, Regional Director at Hays Singapore to find out what professionals can use to sharpen their on-screen presence in a video interview.See omnystudio.com/listener for privacy information.

On Market View Wrap today, co-hosts JP Ong and Claressa Monteiro are joined by Geoff Howie, SGX Strategic Analyst, to discuss China's first quarter GDP contraction, new measures giving S-REITs greater flexibility to manage their cash flow and the continuing implications of COVID 19 globally. See omnystudio.com/listener for privacy information.

In 1971, an essay by highly regarded Malaysian sociologist Syed Hussein Alatas argued for a critical appraisal of Raffles. That work has been republished by his son, who is National University of Singapore Professor in the departments of Sociology and Malay studies, Syed Farid Alatas. Prof Alatas joins Michelle Martin to discuss why the less than humanitarian historical actions of Raffles have gone woefully unexamined for so long. See omnystudio.com/listener for privacy information.

Real estate investment trusts listed on the Singapore Exchange will soon benefit from new measures that will give them greater flexibility to manage their cash flows and raise funds amid an operating environment made challenging by COVID-19. Michelle Martin speaks to Kenny Loh, REIT Specialist and Independent Financial Advisor to discuss these new rules to help REITS with cash flow and the reaction across the REITS to this. See omnystudio.com/listener for privacy information.

With the ongoing spread of COVID-19, there have been major disruptions to education.  Michelle Martin speaks with Christian Soulard, Principal of International French School Singapore, to discuss how schools can ensure continuity in education in the face of COVID-19.See omnystudio.com/listener for privacy information.

Is a decline in oil likely to boost demand for storage and transport? Are any of the banks in Singapore in better shape than the others? Singapore REITS  -  what is their outlook for the year? And which investors have been profiting and which hit hardest by the market turmoil? Michelle Martin puts these questions to Arun Pai, Chief Strategy Officer at AsiaCollect.See omnystudio.com/listener for privacy information.

Michelle Martin speaks with Tong Hoe Sng, Director and Head of Wealth Management for Aura Group  about US Junk bonds, CDL Hospitality Trust and his stocks to watch. See omnystudio.com/listener for privacy information.

How has the Reit index been doing?  In a time of economic volatility, investors are looking for sweet spots that remain in the market.  Michelle Martin speaks to Kenny Loh,  REIT Specialist and Independent Financial Advisor to discuss resilient sectors, bargains in the market and REITS that are portfolio-worthy.See omnystudio.com/listener for privacy information.

Can you go out with more than one family member to the supermarket? What about meeting your girlfriend for a walkabout in the park for exercise? Navigating the landscape of the new circuit breaker measures can be confusing. Michelle Martin breaks down common do's and don'ts with Lim Fung Peen, Director of Yuen Law today. See omnystudio.com/listener for privacy information.

Local shares slipped when trading began at the start of the week along with other Asian equities, as the COVID-19 outbreak continues to keep markets volatile.  Terence Wong, CEO of Azure Capital discusses his overview of the market his assessment of stocks to watch this week with Michelle Martin.See omnystudio.com/listener for privacy information.

The temporary laws are evolving as quickly as the pandemic is but how do the laws relating to COVID impact you? Who can you let into your homes. Who should you keep out ? What happens if you are laid off with no retrenchment benefits and you suspect cost-cutting behind COVID is the real reason behind your termination? From responsibilities of employers, to the change in contractual obligations; Michelle Martin discusses Covid-related legal queries with Justin Chan, Senior Partner, Head of Dispute Resolution at Tito Isaac & Co See omnystudio.com/listener for privacy information.

What are hoteliers doing around the world to mitigate COVID-19's devastating impact? Is government intervention going to be required for the hotel industry's' survival?  Sherri Kimes has embarked on a global study on COVID-19's impact on the hotel industry and she tells Michelle Martin that recovery is not going to be as straightforward as it was during SARS. Prof Kimes is NUS Business School’s Visiting Professor of Analytics and Operations and Emeritus Professor of Operations Management at the Cornell University.See omnystudio.com/listener for privacy information.

SME's have been hit hard by the COVID-19 pandemic.  The Singapore Business Federation’s Young Business Leaders Network HOPE fund to support SMEs affected by COVID-19, has received a 50 million Singapore dollar funding partnership boost. We find out more in Michelle Martin's conversation with Mark Lee, Vice Chair of the Singapore Business Federation’s Young Business Leaders Network and CEO of Sing Lun Group and Alex Chua, representative of Singapore Business Federation’s Young Business Leaders Network HOPE Fund and CEO of Goldbell Financial Services.  See omnystudio.com/listener for privacy information.

We make sense of what investors are talking about in layman terms! Funding may be drying up for many but not for some companies like Airbnb and Slack; why is that? What do investors now think of the start-up space? What does it take to raise money in a pandemic? Michelle Martin and Arun Pai,  Chief Strategy Officer at AsiaCollect also discuss holding value in the US dollar and China getting back on its feet economically.  See omnystudio.com/listener for privacy information.

Michelle Martin speaks with Arrif Ziaudeen, the founder and CEO of Chope to discuss the release of a white paper and survey on the impact of the COVID-19 outbreak on restaurants in Singapore and how businesses can strategize during this time of volatility. See omnystudio.com/listener for privacy information.