Your Money with Michelle Martin

As the COVID 19 Coronavirus Disease 2019 situation continues, how are restaurants in Singapore coping and what support do F&B businesses need? And to what extent will the government support that Deputy Prime Minister and Finance Minister Heng Swee Keat said in his Budget 2020 speech be able to help restaurants? Wei Chan, Assistant Honorary Secretary, Restaurant Association of Singapore weighs in.See omnystudio.com/listener for privacy information.

Gender-equality group AWARE has applauded the government’s endeavour to present a Budget that balances today’s most urgent needs (resulting from the disruption caused by the COVID-19 outbreak) while dealing with critical long-term issues. Michelle Martin speaks to Shailey Hingorani, Head of Advocacy and Research at AWARE - the Association of Women for Action and Research.  See omnystudio.com/listener for privacy information.

Michelle Martin speaks to Eleanor Lin, Author of ‘Mummy’s Guilt?: The Challenges and Wonders of Working Mums’ about her book. See omnystudio.com/listener for privacy information.

Michelle Martin speaks to William Dalrymple, Author of 'The Anarchy', about his book. See omnystudio.com/listener for privacy information.

How can you pick the best car insurance policy for your specific needs? What do you need to consider so that you can have a beautiful wedding that is still within your budget? And how can we pick the best home loans? Cris Ng, Head of Mortgage at MoneySmart and Aaron Chow, GI Specialist at MoneySmart share their top tips. See omnystudio.com/listener for privacy information.

Pamela Chong, Associate Manager at GEN Financial Advisory weighs in on what you need to know about your insurance protection.See omnystudio.com/listener for privacy information.

Mark Powell, Author of ‘16 Swipes No Breakfast’ takes us on a journey of discovery through a rinse cycle of Tinder dates, personal encounters, and struggles, as he navigates the sea of online profiles in search of his soulmate.See omnystudio.com/listener for privacy information.

The COVID 19 Coronavirus Disease 2019 outbreak has now killed more than 1,350 people and infected over 45,000 people worldwide. Arun Pai, Chief Kristals Officer at Kristal.AI shares the impact the virus has on businesses and oil forecasts. He also weighs in on SoftBank results and the earnings reports for major US tech companies such as Apple, Facebook, Microsoft and Alphabet (Google).See omnystudio.com/listener for privacy information.

Called Lightnet, the remittance provider company  wants to replace underground banking for remittance services by leveraging blockchain and connecting current financial systems with its network of cash agents. The company was co-founded by Chatchaval Jiaravanon, whose family runs the Charoen Pokphand Group, one of Thailand's largest companies; and former investment banker Tridbodi Arunanondchai, Vice-Chairman of Lightnet. Tridbodi shares how it is aiming to create a low-cost and convenient remittance payment solution for 10 million immigrant workers in Southeast Asia.See omnystudio.com/listener for privacy information.

On this week's ST Life Picks, Michelle Martin speaks with Tan Hsueh Yun, Food Editor and Eddino Abdul Hadi, Music Correspondent about a special bakery that has reopened recently called Woodlands Sourdough and upcoming concerts by A-Ha, Kenny G and a new album by Pet Shop Boys.See omnystudio.com/listener for privacy information.

Realising that individual investors in Singapore are at a disadvantage when compared to institutional investors, CEO Keith Ong and CTO Mao Ching Foo created co-investment platform, RealVantage, to help individual investors tap the real estate investing space as they are usually at a disadvantage from the lack of capital, networks or access to deals which allow higher returns.See omnystudio.com/listener for privacy information.

Dr. Frank Hagenow, Author of 'Leadership without Mind Games' shares how you can lead far more effectively without the brain games.See omnystudio.com/listener for privacy information.

The death toll from the 2019 Novel Coronavirus outbreak in mainland China has now risen to 908, as of 9 February. Meanwhile in Singapore, the total number of people infected here has grown to 43. What can businesses and expatriates do to protect themselves at a time like this? Michelle Martin speaks to Lee Quane, Regional Director for Asia at ECA International.See omnystudio.com/listener for privacy information.

He has over a decade’s worth of experience in sales, business development and building solid relationships leading sales teams across various markets including London, Sydney, and Hong Kong and Singapore. Tim Castle, Head of Sales for Southeast Asia at Playground XYZ shares his top tips on selling better today.  See omnystudio.com/listener for privacy information.

They use the efficiencies of blockchain to deliver digital financial services that achieve higher efficiency, lower cost for their clients and the ecosystem. Michelle Martin speaks to Lim Hong Zhuang, CEO of ShuttleOne on how the company is making mobile banking more inclusive and accessible for more people, especially in Southeast Asia.See omnystudio.com/listener for privacy information.

They are the largest multi-attraction pass company in the world, operating in 39 destinations, 20 countries and delivering over 12 million attraction visits worldwide. How are they giving the best deals to customers while enjoying cost savings? And how has the business been affected by the 2019 Novel Coronavirus so far? Michelle Martin speaks to Jon Owen, CEO at Leisure Pass Group.See omnystudio.com/listener for privacy information.

The number of confirmed fatalities from the 2019 Novel Coronavirus have now rose to more than 560 after another 73 people from China died yesterday from the outbreak. The Economist Intelligence Unit plans to lower its forecast for China’s real GDP growth from 5.9% to 5.4%. To find out why and what are possible scenarios that could play out in China, Michelle Martin speaks to Imogen Page-Jarrett, Research Analyst for China at The Economist Intelligence Unit.See omnystudio.com/listener for privacy information.

Join Michelle Martin, as she speaks to Hedy Khoo, ST Food Online Editor and John Lui, ST Film correspondent about a coffee shop stall called 'Traditional Pau & Tim Sum' and the movie ‘Uncut Gems’ on Netflix starring Adam Sandler and Lakeith Stanfield.See omnystudio.com/listener for privacy information.

If you’ve ever bought a home, you might know that the process of picking the right mortgage loan can be a headache. Buying a home is one of the biggest financial decisions that we’ll make, which is why mortgage brokering platform Mortgage Master wants to help you get the best mortgage deals that are catered to your specific needs and wants. David Baey, Co-Founder and Chief Executive Officer at Mortgage Master shares how to pick the best mortgage loans without regret.See omnystudio.com/listener for privacy information.

'The Garden of Evening Mists' sees a young woman, a survivor of the Japanese Occupation, trying to build a memorial for her lost sister who she saw killed during the brutal Japanese Occupation. Aiming to build a Japanese garden, Yun Ling seeks out Aritomo - who was once the gardener for the Emperor of Japan. Michelle Martin speaks with Tan Twan Eng, Author of ‘The Garden of Evening Mists'.See omnystudio.com/listener for privacy information.

What should you know about commercial arbitrations and Alternative Dispute Resolutions? Steve Ngo, President and Executive Director of Beihai Asia International Arbitration Centre shares more. See omnystudio.com/listener for privacy information.

The lack of tech talent is a global phenomenon that has been affecting hiring managers at Silicon Valley giants like Google and Facebook. Victor Zhu, Founder of Hatch shares how the local social enterprise is training jobseekers for the industry they want to get into in just under six months. See omnystudio.com/listener for privacy information.

What is the best air miles card and how can you best compare multi-currency wallets? Mark Cheng, Media Sales Lead at MoneySmart and Terence Quah, Account Manager at MoneySmart shares more. See omnystudio.com/listener for privacy information.

It's the Korean concept that could change your interpersonal relationships. It lies at the heart of "saving face". Nunchi (pronounced Noon-chee) in Korean means "eye-measure". We all know people who can enter a room and "read" the people in it with a sweep of the eye. Euny Hong is the author of the book, 'The Power of Nunchi: The Korean Secret to Happiness and Success', and is a journalist who has written for The New York Times, The Washington Post and The Wall Street Journal. She tells Michelle Martin why Nunchi is the Korean 5,000 year old secret to doing well in life.See omnystudio.com/listener for privacy information.

Money talk is not always the easiest and if not dealt with correctly, it would break a couple’s relationship whether they are engaged, just married, or even if they have been married for decades. Kelvin Ang, a Council Member at Families for Life shares how you can approach the money topic with your other half when planning for retirement.See omnystudio.com/listener for privacy information.

Why spend time waiting in line for your food when you can skip the queue! YQueue is a mobile app that allows you to pre-order and pay for your food without being on location. Kevin Lee & George Lim, Co-founders of YQueue shares more. See omnystudio.com/listener for privacy information.

The total number of confirmed deaths from the Wuhan coronavirus in China has now risen to 170. According to the China’s National Health Commission, the number of confirmed cases have increased to more than 7,700, with over an additional 12,000 suspected cases. Arun Pai, Chief Kristals Officer at Kristal.AI discusses the impacts of the Wuhan virus, Apple's latest earnings, UK’s decision to allow Chinese telecom giant Huawei to help create Britain’s 5G network, and how the grounding of Boeing’s 737 Max jets have hurt its earnings.See omnystudio.com/listener for privacy information.

With Indonesia’s digital economy projected to quadruple from 40 billion dollars this year to 133 billion dollars by 2025, companies like Tokocrypto are tapping on this market. Pang Xue Kai, a governing council member in the Singapore Chamber of Commerce Indonesia and the Co-founder and CEO of Tokocrypto shares more. See omnystudio.com/listener for privacy information.

Konsyg has a mobile global sales team that can assign sales representatives to carry out your sales functions targeting any region. William Gilchrist, CEO & Founder of Konsyg, was an ex-Google Regional Sales Manager and the Head of Knowledge for APAC. He shares what you need to know when doing sales today.See omnystudio.com/listener for privacy information.

They have dedicated a lifetime to fitness and sport, making it their mission to provide authentic and accessible fitness to everyone. Lim Yao Xiang, Lim Yao Peng and Teh Chong Nyen, co-founders of GritYard talk about how they, who have retired from their professional sports careers, have now come together to help people achieve their fitness goals.See omnystudio.com/listener for privacy information.

You need to look beyond profit to measure your success as a trader. Examine how two forces - 'Greed' and 'Fear' - push or pull you. Have you started your demo account yet? Why is winning or losing on a demo account different and what can you learn from a trader who has been in the business for over 14 years? Terence Tan, Head of Education and Business Development at IG Asia  offers his thoughts gleaned from over 14 years in the business of trading.See omnystudio.com/listener for privacy information.

Ida Pfeiffer bucked societal disapproval and as a female explorer, circled the world twice.  She fought off many dangers (including cannibals) and once fenced an attacker off with a parasol. British historian John van Wyhe - who is one of the world's leading experts on Darwin - talks about his latest book, ‘Wanderlust: The Amazing Ida Pfeiffer, the First Female Tourist’.See omnystudio.com/listener for privacy information.

Arun Pai, Chief Kristals Officer at Kristal.AI lends his thoughts on major news that has markets talking today. Travel to and from Wuhan, the epicentre of the coronavirus has halted with a quarantine beginning today. A day before millions travel to celebrate the Lunar New Year, we look at the outbreak's potential market impact on China and particularly, Hong Kong. Back home, we ask what CapitaLand Integrated Commercial Trust - the third largest real estate investment trust in Asia and the biggest in Singapore - says about the REIT segment. And will the Tesla bull party continue and what are the highlights from the World Economic Forum in Davos so far? See omnystudio.com/listener for privacy information.

Ever wished you had a magic mirror when trying before buying? Could augmented reality make your buying experience on Zalora even smoother? From AI to investment in delivery, we find out how computing is supporting what fashion estate Zalora has in store for users in the near future with Silvia Thom, Chief Technology Officer at ZALORA.See omnystudio.com/listener for privacy information.

The 2020 Henley Passport Index is a ranking based on how many destinations the holder can enter without a visa. Singapore, isn't No. 1! We used to hold first place in a tie with the country which is now the new solo No. 1. Which country is it? And if you hold a UK passport, what does Brexit mean for the "power" of your passport? To find out more about the study and how Singapore could reclaim the top spot again, we speak to Dominic Volek, Managing Partner & Head of Southeast Asia at Henley & Partners Singapore.See omnystudio.com/listener for privacy information.

Millions in lost revenue, spillover effects for neighbourhoods. We look at a NUS Business School study that found that the sale prices of new residential units are about 8% lower when senior executives of real estate development firms have informal exchanges while golfing with NUS Professor Sumit Agarwal, Low Tuck Kwong Distinguished Professor and the study's co-author.See omnystudio.com/listener for privacy information.

Titled ‘Every Step in the Right Direction’, the Singapore Biennale 2019 is back for its sixth edition with 77 artists and art collectives from 36 countries and territories. The art exhibition will run till 22 March 2020 across 11 venues in Singapore and invites the public to engage with the act of artistic exploration. Patrick Flores, Artistic Director of Singapore Biennale 2019 and Andrea Fam, one of the curators for this edition of the art exhibition weigh in.See omnystudio.com/listener for privacy information.

We recap trendlines, cryptic charts and learn three new techniques to help us understand how to understand market movements with the ever affable Terence Tan, Head of Education and Business Development at IG Asia.See omnystudio.com/listener for privacy information.

One of the greatest pioneers in the area of computing shares his thoughts on how AI is poised to shape humanity's way forward.See omnystudio.com/listener for privacy information.

What are the key things to understand about the Phase 1 US-China trade deal? What's the prize for the digital banking race? And is 2020 the year or Bitcoin? Arun Pai, Chief Kristals Officer at Kristal.AI weighs in.See omnystudio.com/listener for privacy information.

What do businesses today need to understand about how to keep loyal customers? And how are data and cloud technology changing the customer reward game? Anna Gong, CEO and Founder of Perx Technologies shares more.See omnystudio.com/listener for privacy information.

Meet formerly Singapore-based author whose entire backlist of book rights has been bought up by Penguin, Krishna Udayasankar walks us through her latest Asian culture inspired novel ‘Beast’ - where evolution, exclusion and stratification of society come together in a crime thriller that Michelle says will leave you white-knuckled and thinking about the future we are building.See omnystudio.com/listener for privacy information.

As dual-earner income families are becoming increasingly popular, how can couples juggle both their careers and relationships well? Jennifer Petriglieri, Associate Professor at INSEAD and Author of ‘Couples that Work: How Dual-Career Couples Can Thrive in Love and Work’ shares more.  See omnystudio.com/listener for privacy information.

Apps make businesses money. Which apps do different markets in Asia like and why? How can app re-engagement help businesses ensure app loyalty? We find out with Shiraz Kabir, Head of Sales APAC at Liftoff.See omnystudio.com/listener for privacy information.

Ever wished you could look at how an actual successful investor allocates his investment funds in real life? Well, now you can. Former Motley Fool David Kuo tells us how we can all take a peek at his investment portfolios. It is a new subscription service that his brand new site smartinvestor.com.sg will be offering. Which stock was bought 30 years ago, does he still hold today? Which regions in Asia are he optimistic about and why? Why does David think gold should not be a priority in your portfolio this year? And why is he not panicking in 2020? We find out with David Kuo, Co-founder of Smart Investor.See omnystudio.com/listener for privacy information.

Jumpstart your trading journey with insider Terence Tan from IG Asia, sharing why and exactly how you can understand the psychological "tells" of the market with this one technique.See omnystudio.com/listener for privacy information.

This delicious anthology of entries to an award that celebrates a well-known food critic lost to cancer, Fay Khoo. Beautifully crafted and ranging from bespoke cocktails, to cold rice, streets that throng to lonely kitchens where cooks heal through food. Michelle says this magical collection is delicious and like an never-ending buffet, serves something for the true lover of food in South-east Asia.  See omnystudio.com/listener for privacy information.

Fraud has evolved over the years, with fraudsters taking a new approach when planning and executing their fraud plans. But these incidents can be minimised or better prevented if companies take the necessary precaution and employees spot the telltale signs of fraud. What are the most common corporate fraud cases we’ve seen in recent years and how can we better prevent them? Stacy Chai, Forensic & Integrity Services Partner at Ernst & Young Advisory shares more.See omnystudio.com/listener for privacy information.

LeCaine Gems uses the latest technology to create lab-grown moissanite that looks just like diamonds and is a more affordable form of luxury jewellery. Not only is this business conflict-free, moissanite has a higher refractive index, which gives that additional sparkle and dazzling colour, boasting clean geometric lines with eye-popping glow. Michael and Ashley LeCaine, Co-founders of LeCaine Gems shares more. See omnystudio.com/listener for privacy information.

foodpanda - one of the longest serving food delivery providers in Singapore - has launched several new initiatives, such as expanding its services to include groceries and household essentials to better serve its customers as a one-stop shop. How do these new initiatives benefit customers? Luc Andreani, Managing Director of foodpanda Singapore shares more. See omnystudio.com/listener for privacy information.