The Real Investment Show Podcast

(3/31/23) April Fools' realities and cartoon disclaimers: the stupidity risk in the banking sector when the government backstops everything: the markets have essentially been socialized. How long before the Fed pivot; inflation is here to stay. There's a difference between retirement care and long term care; retirees are getting younger: 55 is the new 40. American preparedness for retirement is bleak; more than half are under-prepared. How we got Candid Coffee (thanks, pandemic).Living to 100 calculator; in the future, your financial advisors will become your life coach. Vegas & Baretta TV shows; cursing cockatoo's; pending adjustments to Social Security earnings thresholds; Senior Citizens' League & the Great Un-Retirement. SEG-1: The Stupidity Risk in Banking Sector SEG-2: Vital Tools for Retirement Planning SEG-3: How We Got Candid Coffee; Financial Preparedness for Retirement SEG-4: Vegas, Baretta, & Cursing Cockatoo's; Adjustments to SS Earnings Thresholds Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=MJ7rLjYkE4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2837s -------- The latest installment of our new feature, Before the Bell | "The Most-hated Stocks Lead the Rally," is here: https://www.youtube.com/watch?v=htbKARZWhf0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Fed Pivot? Be Careful What You Ask For" https://www.youtube.com/watch?v=mcpLoJ0DdOM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2066s -------- Articles mentioned in this podcast: "Looking to 'Unretire?' Four Important Steps to Consider." https://realinvestmentadvice.com/?s=the+great+unretirement ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Retirement #LongTermCare #RetirementPlanning #SocialSecurity #EarningsThreshhold #Unretirement #Markets #Money #Investing

(3/30/23) Markets continue to do well, led by tech and technology stocks. The NASDAQ, up 20% from its lows, is now officially in a bear market. Much of the rally is based on the idea of a Fed Pivot, but based on market history, that might not be a good thing. The importance of investors being flexible and able to "call an audible," if needed. Dogs' internal clocks adjust to DST; market performance has been improving since October, despite economic indicators screaming for trouble ahead; the dichotomy between markets & economy, the NASDAQ vs Russell 2000; where should investors place their bets? Can we have a market rally during Recession? Trading w China: Does this spell the end of the US Dollar? Take care to not react to news headlines; there is still no reasonable alternative to the US Dollar; dealing with the now. SEG-1: The Focus of the Markets: Fed Pivot? SEG-2: A History of Fed Rate Cuts & The Fear of Missing Out SEG-3: The Internal Clock of Dogs; Can Markets Rally in Recession? SEG-4: Trade w China & The End of the Dollar? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=mcpLoJ0DdOM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2066s -------- The latest installment of our new feature, Before the Bell | "The Most-hated Stocks Lead the Rally," is here: https://www.youtube.com/watch?v=htbKARZWhf0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Did Congress Get Something Right?" https://www.youtube.com/watch?v=VGcIYdGrVNo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Articles mentioned in this podcast: "Recession Indicators Say The Fed Broke Something" https://realinvestmentadvice.com/recession-indicators-says-the-fed-will-break-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FedPivot #Recession #InterestRates #USDollar #ChinaYuan #Markets #Money #Investing

(3/30/23) Markets rallied almost 2% Wednesday to climb above the 50-DMA, the first line of resistance markets needed to clear in order to advance to 4,100. Futures this morning are higher, and markets are not over bought, so there is fuel for markets to continue to rally in the short term at least. Interestingly, this rally is being led by Tech and Communications stocks, among the most-hated of last year, thanks to disinflation and a reduction of inflationary pressures. Even as economic indicators are signaling weaker growth, analysts are ratcheting up earnings estimates for 2024. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Articles mentioned in this report: "Bullish Buy Signals Mark 4200 For Relief Rally" https://realinvestmentadvice.com/bullish-buy-signals-mark-4200-for-relief-rally/ -------- Articles mentioned in this report: "Are The FANG Stocks Dead?" https://realinvestmentadvice.com/are-the-fang-stocks-dead/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=htbKARZWhf0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #50DMA #FAANGStocks #MarketRally #Tech #Communication #200DMA #100DMA #20DMA #Markets #Money #Investing

(3/29/23) Markets are doing just fine, pricing-in current issues; by 2024 earnings estimates are expected to be a same level as 2022 when artificial liquidity was introduced. The triple tax benefits of Health savings Accounts: What congress may actually get right. how to effectively use an HSA; the benefits of high-deductible healthcare plans. The inevitabilities of Social Security: Higher retirement ages, earnings tests; the challenge of taking SS properly. Long Term Care Candid Coffee, April 1. Living Not in the USA: Mis-conceptions of healthcare abroad; earnings here vs there. SEG-1: Markets Are doing Fine - Headlines vs Reality SEG-2: The Triple Tax Benefits of HSA's SEG-3: The Inevitabilities of Social Security SEG-4: Living Not in the USA: Misconceptions About Healthcare Abroad Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=VGcIYdGrVNo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Markets Struggle at 50-DMA," is here: https://www.youtube.com/watch?v=M9uh-mir7sQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Who Will Pay for Bank Failures?" https://www.youtube.com/watch?v=rAH97seo3lE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this podcast: "Recession Indicators Say The Fed Broke Something" https://realinvestmentadvice.com/recession-indicators-says-the-fed-will-break-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #2024EarningsEstimates #TaxBenefits #HealthSavingsAccount #HSA #SocialSecurity #RetirementAge #MeansTesting #Healthcare #Markets #Money #Investing

(3/29/23) Futures are pointing higher following the last few days' sloppy trading, holding onto support at the 20-DMA and 100-DMA. Despite the negative news headlines, markets have been doing exceptionally well. Price trends are moving higher, a buy signal has been triggered, but markets are not yet overbought. We're now looking for the markets to move above teh 50-DMA, whihc would provide the ability to test support at the previous topping process set last May at 4,100. Teh rerlative lack of news is allowing markets to rise. Markets continue to define a consolidation process that began at the peak of the market in January 2022. A break to the up- or downside will be driven by some kind of financial or economic event, in one direction of the other. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Articles mentioned in this report: "Bullish Buy Signals Mark 4200 For Relief Rally" https://realinvestmentadvice.com/bullish-buy-signals-mark-4200-for-relief-rally/ -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=M9uh-mir7sQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #50DMA #MarketRally #InterestRates #200DMA #100DMA #20DMA #Markets #Money #Investing

(3/28/23) Who is going to really pay for the FDIC coverage of failed banks? You will, through higher bank fees. Regional Bank shares are beaten up: Is there potential upside? Markets tested resistance Monday and failed; there are two zones in which to rally. Banks beginning to tighten lending standards has same result as rate hikes. Elon Musk's Twitter charging for verified accounts: $8/mo cost in terms of wealth building; how much money is wasted on wants vs needs? Minimum Wage vs Living Wage and setting living standards. Living in the current economic environment. Lance's early days in Radio. What markets are doing vs what you want them to do; anticipating what the markets anticipate; What are the risks of Recession for 2023? Markets price-in these things; the spoiled milk lesson. As markets try to price-in what's happening, what is the 'What if?' risk? Markets aren't priced for Recession; factoring in multiple market dynamics and the importance of conviction. SEG-1: Who Pays for FDIC Coverage of SVB Fail? (You do) SEG-2: Needs vs Wants & Wasted Money SEG-3a: Lance & Early Days of Radio SEG-3b: What Markets are Doing vs What You Think they Should SEG-4: The Risk of 'What If?' Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=rAH97seo3lE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Markets Face Real Resistance above the 50_DMA," is here: https://www.youtube.com/watch?v=30GFrqrR2qg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Will Commercial Real Estate be the Next to Fall?" https://www.youtube.com/watch?v=eNMgUcqGS-s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s -------- Articles mentioned in this podcast: "Recession Indicators Say The Fed Broke Something" https://realinvestmentadvice.com/recession-indicators-says-the-fed-will-break-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #FDIC #Bailout #RateHike #MarketRisk #Twitter #ElonMusk #Markets #Money #Investing

(3/28/23) There is a set-up in the markets that could take things back up to 4,200 which might see m a bit far-fetched, given everything that's going on. Technicals, however, have improved despite the Fed's higher interest rates, the banking crisis, et al. Markets remain bullishly-biased, risin above the 200-DMA, the 100-DMA, the 20-DMA, showing lots of support just below current levels. The only real resistance is just above the 50-DMA, which is sitting right at 4,000 on the S&P. Markets are not over-bought on a short-term basis, suggesting there is still fuel enough to markets higher. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Articles mentioned in this report: "Bullish Buy Signals Mark 4200 For Relief Rally" https://realinvestmentadvice.com/bullish-buy-signals-mark-4200-for-relief-rally/ -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=30GFrqrR2qg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SP4200 #MarketRally #InterestRates #200DMA #100DMA #50DMA #20DMA #Markets #Money #Investing

(3/27/23) In the aftermath of the bank fail and bailout fiasco, the Fed's QT is essentially being negated by bond buys; despite that, markets are setting a rising trend. Gold buyers read real interest rates; stock buyers read earnings estimates. While the Fed continues to focus on inflation, markets are pricing-in a 110-bp rate cut by Summer's end. 15-years after Bear-Stearns, the component missing for full financial crisis is a lack of faith in the system. It's all about stability, but risk remains of breaking something this year. The fallacy of the Fed's Bank Stress Tests; a simple explanation of what went wrong at SVB; the next area of risk will be in commercial real estate. Multi-family real estate also at risk because of origins of construction loans; too much supply, not enough demand. The use of buy-now, pay-later schemes; why Millennials and Gen-Z cannot save: Instant gratification vs delayed gratification. SEG-1: While Fed Focuses on Inflation, Markets Price-in 110-bp rate cut by summer SEG-2: The Missing Component for Full Financial Crisis SEG-3: After the Banks, the Next Area of Risk SEG-4: Financial Habits of Millennials & Gen-Z Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=eNMgUcqGS-s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s -------- The latest installment of our new feature, Before the Bell | "Markets Continue to Establish Higher Bottoms," is here: https://www.youtube.com/watch?v=NESVV0o89Rg&list=PLVT8LcWPeAuiwiJLZ3oP_26MezKj1bhsu&index=1&t=1s -------- Our previous show is here: "Why SVB Failure is Not Likely a One-off Event" https://www.youtube.com/watch?v=HhFuxky6gIw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this podcast: "Recession Indicators Say The Fed Broke Something" https://realinvestmentadvice.com/recession-indicators-says-the-fed-will-break-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #SiliconValleyBank #Bailout #RateHike #CommercialRealEstate #MarketRisk #Markets #Money #Investing

(3/27/23) Despite the banking crisis, markets have continued to rally, setting up a nice rising trend, and the potential to touch 4,100 on the S&P. Money Flows and the MACD are both on buy-signals, and markets continue to establish higher bottoms. There is a nice, tradeable rally set up for the next few weeks, if not for a month or so. This will give us the ability to participate in the advance, and then re-balance portfolios ahead of a tougher summer as the impact of higher interest rates sets in. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=NESVV0o89Rg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SP4100 #MarketRally #InterestRates #Markets #Money #Investing

(3/24/23) The problem of out-living your money. the emerging trend of single retirees; the wage gap for never-married women; how to avoid financial exploitation of your nest egg. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch the full show from which this segment was excerpted on our YouTube channel: https://www.youtube.com/watch?v=ahZtKL1TMVY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Bulls Cling to Support" is here: https://www.youtube.com/watch?v=NtuCYEAKVzo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s -------- Our previous show is here: "Has the Fed Run Out of Room?" https://www.youtube.com/watch?v=AUf6WMBM2pI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Resources mentioned in this podcast: www.OlderAdultNestEgg.com www.LivingTo100.com ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 --------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/

(3/23/23) Markets have priced-in a massive Fed pivot; why SVB is likely not a one-off event, as previous rate hikes being to impact economy; banks will make loan requirements more stringent, effectively tightening credit; banks will be forced to clean up their balance sheets. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=HhFuxky6gIw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "The Banking Sector Begins Recovery" is here: https://www.youtube.com/watch?v=pw_9AgZ969g&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=2 -------- Our previous show is here: "Did the Fed Finally Break Something?" https://www.youtube.com/watch?v=JAAMXRetCSc&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=4s -------- Articles mentioned in this podcast: "Bank Runs. The First Sign The Fed "Broke Something."" https://realinvestmentadvice.com/bank-runs-the-first-sign-the-fed-broke-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #SiliconValleyBank #Bailout #RateHike #BankRegulation #DoddFrank #FractionalReserveBanking #Markets #Money #Investing

(3/22/23)The Secure Act 2.0 and re-thinking retirement; too many Americans cannot afford to save; mandatory savings to start at 3%; no more "set-it-and-forget-it." Rule of thumb: Save 30% of income; if you can't you have a spending problem, not a savings problem; the financial responsibility of Boomers. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch the full show from which this segment is excerpted on our YouTube channel: https://www.youtube.com/watch?v=hThK1DhuA54&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "Powell: More Rate Hikes Longer?" is here: https://www.youtube.com/watch?v=gNQ6b2DVzVM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Waiting for the Gadot Recession" https://www.youtube.com/watch?v=I8JkXArrsFg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Articles mentioned in this podcast: "Bear Trap? Market Holds Critical Support" https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 --------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #RetirementSavings #Inflation #Markets #Money #Investing

(3/21/23) What will Workforce Benefits of the future look like? Sabbaticals for travel & Day care for parents: What about the cost? 8 workers required to generate $1-mil in revenue in 1985; now down to 2 workers in 2022. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #WorkerBenefits #Employment #Recession #CPI #FOMC #FederalReserve #InterestRates #Inflation #Markets #Money #Investing

The end of pandemic assistance; why there will always be an impoverished segment of the population; why we have more people in poverty now than before pandemic: The inflationary effects; the flaw of UBI (Universal Basic Income) exposed. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch the show from which this segment was excerpted on our YouTube channel: https://www.youtube.com/watch?v=I8JkXArrsFg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Is this a Bear Trap or Still a Bear Market?" is here: https://www.youtube.com/watch?v=WY6DWm0gBLg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "What will Workforce Benefits of the Future Look Like?" https://www.youtube.com/watch?v=LFBzg9c0YIQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Articles mentioned in this podcast: "Bear Trap? Market Holds Critical Support" https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BearTrap #Recession #CPI #FOMC #FederalReserve #JeromePowell #InterestRates #Poverty #Inflation #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/17/23) Bank math is a lot like Abbott & Costello math; the main issue with banks is lack of mark-to-market; SVB problem was it's the tech-darling, whose product was sub-prime business loans based on "social credit." (See "The Panic of 1907"). How diversity and equity nearly crashed the economy (NY Post). Is the Fed's 2% inflation target realistic? The ECB continues to raise rates; what will the Fed do? Credit Suisse and First Republic: Euphoria vs reality? Why more Americans under-estimate Social Security benefits. Including sequence of returns in financial planning; everything is rosy at brokerage firms, and the answer for every question is stocks. The "S" in ESG is stinky. The luck of retirement in the economic cycle; the 4% Rule is a lie. Janet Yellen calls Jamie Dimon; hilarity ensues; Credit Suisse bail out vs realization that some things cannot be fixed; Labor & Demographic trends: Effects of inflation, prices are not going backwards; seniors going back to work. IQ vs EQ (emotional quotient). SEG-1: SVB, Abbott & Costello, and Bank Math SEG-2: How Diversity and Equity Nearly Crashed the Economy SEG-3: Under Estimating Social Security Benefits SEG-4: Janet Yellen Call to Jamie Dimon; Inflation that Cannot be Fixed Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=j8TBR2hYgDM&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=7s -------- The latest installment of our new feature, Before the Bell | "Credit Suisse Gets a Bailout" is here: https://www.youtube.com/watch?v=CNDbCAHOmZ4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=5s -------- Our previous show is here: "Why the Credit Suisse Bailout is Significant: SIFI" https://www.youtube.com/watch?v=T0eVQW2MQWE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Articles mentioned in this podcast: "Bank Runs. The First Sign The Fed "Broke Something."" https://realinvestmentadvice.com/bank-runs-the-first-sign-the-fed-broke-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CreditSuisee #CPI #Inflation #FederalReserve #SiliconValleyBank #Bailout #RateHike #BankRegulation #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/16/23) Credit Suisse secures a $50-B loan from the Swiss National Bank: Is this only the first bailout? Why markets have really gone nowhere; this is why context matters. It's important to keep a proper perspective as an investor: Ignore the TikTok experts and look at the data; a longer-term view is best. Why the Fed will not cut rates next time; expectations are for a 25-bp increase. The culprit is sticky high inflation; Banks are about to tighten credit. Sorting thru the risks; the ECB announces policy today; looking for a "short and shallow" recession. Credit Suisse is not SVB; it's another Lehman: A SIFI (Significantly Influential Financial Institution), with counter-party risks to other banks. The ESG's in SVB: Why ESG investing is a scam; ESG is unquantifiable; focus on what matters; is a company making money? Concerned about the E in ESG? Go plant a tree. SEG-1: Is Credit Suisse' Bailout the first of Many? SEG-2: Why Banks Are About to Tighten Credit SEG-3: Why the Credit Suisse Bailout is Significant: SIFI SEG-4: SVB & ESG: Why ESG Investing is a Scam Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=T0eVQW2MQWE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "Credit Suisse Gets a Bailout" is here: https://www.youtube.com/watch?v=CNDbCAHOmZ4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=5s -------- Our previous show is here: "There Is Not Enough Money in the FDIC to Cover Everyone" https://www.youtube.com/watch?v=HhFuxky6gIw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this podcast: "Bank Runs. The First Sign The Fed "Broke Something."" https://realinvestmentadvice.com/bank-runs-the-first-sign-the-fed-broke-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CreditSuisee #CPI #Inflation #FederalReserve #SiliconValleyBank #Bailout #RateHike #BankRegulation #Markets #Money #Investing

(3/16/23) Credit Suisse gets a $50-b bailout from the Swii National Bank, the first bank bailout following the Silicon Valley Bank failure. In response, markets rallied off support from the December low, but futures are still struggling with the uncertainty with the banking system. There is much headline risk for investors, and this is where emotional bias can cause trouble. We have reduced risk in our managed portfolios because of the uncertainty of the markets; we don't know what the Fed will do next week. Perspective is key, focusing on where you've been and where you are now. Markets really haven't gone anywhere over the course of the past year. (Markets' closed Wednesday where they'd bottomed back in May!) The Fed is looking at markets' "wealth effect," and whether or not investors are better off now than previously, and is the wealth effect leading to better economic growth? (First Quarter economic growth is expected to be 3.2%). And the Fed is expected to hike rates again because of the "strong" economic data. Taking a longer view, markets are higher than they were three years ago. From that perspective, the Fed sees that all the rate hikes really haven't damaged the markets. And this is why a longer-term perspective is key to understanding where you are, reduce the emotionality, and help make better investing decisions. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=CNDbCAHOmZ4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=5s ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CreditSuisse #SiliconValleyBank #FederalReserve #Backstop #BankFailure #RateHike #RateRisk #WealthEffect #Markets #Money #Investing

(3/15/23) Despite Tuesday's CPI print of 6%, core inflation remains very high and very sticky. The realities of CPI and the fallout from SVB Failure are the context for The Great Debate: Will the Fed Hike or Pause? Was SVB an Event or a prelude to more trouble? Expectation for Tuesday's rally to be erased today; will bears take charge again? The SVB failure was an issue of falling collateral value and the velocity of money through mobile banking. Regional banks are also facing aftereffects; what is "too big to fail?" What are the realities of remaining risk in the system? Is a limitation on mobile banking coming? Will the Fed hike rates next week? Hotter CPI numbers do not indicate a pause; the collateral problem for banks is blamed on inflation. Are taxpayers eventually going to pay for bank bailouts? (We already have). There is not enough money in the FDIC to cover everyone. Is Credit Suisse the next domino to fall? SEG-1: The Realities of CPI SEG-2: Dissecting the SVB Failure SEG-3: How Will the Fed Act Next? SEG-4: Will Taxpayers Fund Bailouts? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=9tbwPBJ2JYU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Credit Suisse Making Ripples in the Pond" is here: https://www.youtube.com/watch?v=omxC5PZbt3k&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Day-Two of Bank Bailout Week" https://www.youtube.com/watch?v=HhFuxky6gIw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this podcast: "Bank Runs. The First Sign The Fed "Broke Something."" https://realinvestmentadvice.com/bank-runs-the-first-sign-the-fed-broke-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CreditSuisee #CPI #Inflation #FederalReserve #SiliconValleyBank #Bailout #RateHike #BankRegulation #Markets #Money #Investing

(3/15/23) A nice relief rally Tuesday was fueled by the Fed's bailout of Silicon Valley Bank, but Credit Suisse is making ripples in the pond, as their largest investor has pulled support due to the drop in valuations. This puts more pressure on the Financial Sector. The odds of a 50-bp rate hike by the Fed next week are completely off the table over concerns of financial stress on the sector. Markets today are going to fail at the resistance level in a confirmation that the break at the 200-DMA was serious enough to put markets in more bearish territory. The December low is now the next major support level for the market, and if we break below that, the next support level will be the lows from October, back in bear territory. Markets are confined in this range; use any rally to reduce risk until markets rise above those support levels. Remember, the rate hikes from last year have a lag effect, and now, one year later from the first rate increase, and with financial stress in the system, there still remain 450-bp worth of rate increases still to be felt. The risk is clearly to a more negatively-structured environment over the next few months. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=omxC5PZbt3k&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CreditSuisse #SiliconValleyBank #FederalReserve #Backstop #BankFailure #RateHike #RateRisk #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/14/23) It's Day-Two of Bank Bailout Week, with still-inflationary CPI numbers adding to the mix of woes and worries for the Federal Reserve. The failure of Signature Bank and SVB underscore what happens when regulations are defanged, and Rule 157 is repealed, allowing fuzzy math to prevail. Are banks really too big to fail? The irony of the co-author of the emasculated Dodd-Frank legislation, Barney Frank, sitting on the board of defunct Signature Bank; the differences between Big Banks and Regional Banks. Don't Panic; a look at regional banks' comparative lack of flexibility in troubled times. The new immediacy of deposit withdrawals; The Fed now risks credibility, caught between battling inflation and bailing out banks. Markets have priced-in a massive Fed pivot; why SVB is likely not a one-off event, as previous rate hikes being to impact economy; banks will make loan requirements more stringent, effectively tightening credit; banks will be forced to clean up their balance sheets. SEG-1: What Happens when The Fed Fights Banking Event? SEG-2: Too Big to Fail, or Not? SEG-3: The Fed's Risk of Credibility SEG-4: Why SVB Failure is Not Likely a One-off Event Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=HhFuxky6gIw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "The Banking Sector Begins Recovery" is here: https://www.youtube.com/watch?v=pw_9AgZ969g&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=2 -------- Our previous show is here: "Did the Fed Finally Break Something?" https://www.youtube.com/watch?v=JAAMXRetCSc&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=4s -------- Articles mentioned in this podcast: "Bank Runs. The First Sign The Fed "Broke Something."" https://realinvestmentadvice.com/bank-runs-the-first-sign-the-fed-broke-something/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #SiliconValleyBank #Bailout #RateHike #BankRegulation #DoddFrank #FractionalReserveBanking #Markets #Money #Investing

(3/14/23) This morning's CPI print of 6% inflation for February is lower than January, but still holding hot. This places the Federal Reserve in an uncomfortable position of needing to balance between cutting ates to bail out the financial sector, versus combating stubborn inflation by hiking rates. [NOTE: This report was record prior to today's CPI release.] The Fed can't have it both ways: If the FOMC decides to cut rates, or, at least, to pause to help the financial system, that could set up for a potential surge in inflation. But a continuation of higher rates runs the risk of additional bank failures. Markets on Monday rallied off important support at teh December lows; futures are pointing higher this morning as the banking sector begins recovery following the bailout by the Fed and the Treasury. Money is begining to flow into Bonds and Technology, which have less exposure to interest rate risk. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=pw_9AgZ969g&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=2 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SiliconValleyBank #FederalReserve #Backstop #BankFailure #Deposits #BankTermFundingProgram #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/13/23) The Fed raised rates until something broke: SVB/Silicon Valley Bank is taken into receivership over the weekend, a victim of poor management and weakened banking regulations allowing fractional reserve banking; why this is not technically a bank bailout; a brief history of Dodd-Frank regulation. SVB failure is a collusion of bad timing. There is now a rising possibility the Fed will not raise rates in March; is this the pivot point? The Fed's "Ah-ha moment;" you have to let capitalism work; the decision is whether to continue doing what we've done or allow weak banks to fail. How the Fed's non-bailout will affect markets: Is this a "Bear-Stearns moment?" Watch for money moves out of banking and into technology. Why the SVB failure is not a prelude to 1930; the need for more strict banking regulation, at the cost of bank profitability. Need for return to serious bank regulations, and a return to mark to market accounting. SEG-1: The Problem with Fractional Reserve Banking SEG-2: The Fed's "Ah-ha Moment" SEG-3: Where the Money's Going Next SEG-4: Why This is Not Like the 1930's Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=JAAMXRetCSc&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Silicon Valley Bank Placed Into Receivership" is here: https://www.youtube.com/watch?v=CLk3BXsI8dM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Should You Wait Until 70 to Retire?" https://www.youtube.com/watch?v=ahZtKL1TMVY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Resources mentioned in this podcast: www.OlderAdultNestEgg.com www.LivingTo100.com ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 --------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #SiliconValleyBank #Bailout #RateHike #BankRegulation #DoddFrank #FractionalReserveBanking #Markets #Money #Investing

(3/13/23) Silicon Valley Bank placed into receivership, and the Fed sets up a Bank Term Funding Program to take in collateral at 100-cents on face-value, regardless fo the underlying market value. That will give banks access to capital to meet depositor demand. For now, additional Fed Rate hikes are off the table.The possible ripple effect into regional banks is starting to worry markets, as well as depositors. The last thing the Fed wants is a run on the banks because the deposits aren't there, thanks to fractional reserve banking. Markets' response on Friday took out the rising trend line from October lows, and markets will begin trading below that support line. The risk-off trade is to be long in Treasury Bonds. The risk-off trade may continue if SVB turns out to be more than a one-off bank failure. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=CLk3BXsI8dM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SiliconValleyBank #FederalReserve #Backstop #BankFailure #Deposits #BankTermFundingProgram #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/10/23) The US Economy added 311k more job in February, and the Unemployment rate rose to 3.6%, despite a resilient economy despite inflation and high interest rates. Are we falling into the abyss? What's the difference between a "hard" and "soft" landing? Legislation being proposed would raise the minimum retirement age to 70: Can you hold out until then? More than half of the population depends upon Social Security for more than half of retirement income. Changing the words doesn't change the outcome. The problem of out-living your money. the emerging trend of single retirees; the wage gap for never-married women; how to avoid financial exploitation of your nest egg. SEG-1: Anticipating Employment Numbers [NOTE: This show aired prior to data release] SEG-2: Wait Until 70 to Retire? SEG-3: The Emerging Trend of Single Retirees; Wage gap for Never-Married Women SEG-4: How to Avoid Financial Exploitation Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ahZtKL1TMVY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Bulls Cling to Support" is here: https://www.youtube.com/watch?v=NtuCYEAKVzo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s -------- Our previous show is here: "Has the Fed Run Out of Room?" https://www.youtube.com/watch?v=AUf6WMBM2pI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Resources mentioned in this podcast: www.OlderAdultNestEgg.com www.LivingTo100.com ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 --------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #RetirementAge70 #Employment #WageGap #SingleRetirees #Inflation #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/9/23) Market response to two days of Jerome Powell's testimony promising more rate hikes: Rally on. Bulls held the line at the 200DMA; Fear sells, but markets aren't signaling that, retaining a bullish bias. How we communicate now: Most text-message; The Fed is driving blind, relying on backwards-looking data. At what point will higher rates break something, or has it already? Example: The latest JOLTS (Job Openings & Labor Turnover Survey) report, and diminished constructio permits and starts. Is a pause as good as a pivot? markets' bullish sentiment is stronger than the Fed has expected; FOMO has come back into the markets. It will be a zig-zag market until more definitive economic numbers are seen: Next up is Friday's Employment Report. The simple formula that drives markets everyday is Suypply & Demand; the flaw in passive investing: If everyone did it, the market would flat-line. The conundrum of the Bond Market: As rates rise, money flows out of stocks; differentiating between 30-day and 30-year bonds. The inversion of the Yield Curves: We have never been as inversted without certain recession to follow. SEG-1: Is the Fed Running Out of Room? SEG-2: Communication Skills; The Fed is Driving Blind SEG-3: Pivots, Pauses, & Playboys SEG-4: The Simple Formula That Drives Markets Every Day Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=AUf6WMBM2pI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "Bulls Cling to Support" is here: https://www.youtube.com/watch?v=NtuCYEAKVzo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s -------- Our previous show is here: "What Will Jerome Powell Break Next?" https://www.youtube.com/watch?v=hThK1DhuA54&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Articles mentioned in this podcast: "Speak Loudly Because You Carry A Small Stick" https://realinvestmentadvice.com/speak-loudly-because-you-carry-a-small-stick ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 --------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/

(3/9/23) Two days of Fed testimony from Chairman Jerome Powell have failed to dissuade bullish sentiment on Wall Street: The Fed's plan to raise unemployment to slow the economy has in the past always led to a recession. But Bulls are hoping, maybe, this time will be different. Technically, the 100_DM is moving above the 200-DMA, firming up support within the market. Stocks continue to do well, regardless of the spectre of higher interest rates. Meanwhile, the Fed still looks for lower prices in order to tighten financial conditions and bring down inflation in the economy. Employment numbers this week will be the key to watch. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=NtuCYEAKVzo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Bear Trap? Market Holds Critical Support." https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BullMarket #JeromePowell #RateHike #FederalReserve #200DMA #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/8/23) Jerome Powell testifies as expected to the Senate Banking Committee, promising more rate hikes for as long as it takes to quell inflation. There is now a 70% chance of a .5% rate hike this month; terminal rate is now anticipated to reach 5.6%. The only way to bring down inflation is to create a recession. Recap of Money Smart Kids presentation; the need for 20% down. The importance of Money Scripts and money conversations with kids. Just because people can save money doesn't mean that they will. Why limit savings accounts? The Secure Act 2.0 and re-thinking retirement; too many Americans cannot afford to save; mandatory savings to start at 3%; no more "set-it-and-forget-it." Rule of thumb: Save 30% of income; if you can't you have a spending problem, not a savings problem; the financial responsibility of Boomers. Jerome Powell & Elizabeth Warren disappoint with no fireworks, Biden's budget plans for Medicare & the political ramifications of fixing welfare spending. The Debt Ceiling elephant in the room: Government spending. The Texit Bill: A Republic once more? SEG-1: Jerome Powell is Determined to Break Something SEG-2: Raising Money Smart Kids, Boosting Retirement Savings SEG-3: Rethinking Retirement Savings SEG-4: Political Ramifications for Fixing Welfare Spending Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=hThK1DhuA54&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "Powell: More Rate Hikes Longer?" is here: https://www.youtube.com/watch?v=gNQ6b2DVzVM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Waiting for the Gadot Recession" https://www.youtube.com/watch?v=I8JkXArrsFg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Articles mentioned in this podcast: "Bear Trap? Market Holds Critical Support" https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 --------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #JeromePowell #FederalReserve #InterestRates #RateHikes #Inflation #Markets #Money #Investing

(3/8/23) Fed Head Jerome Powell's testimony Tuesday to the Senate Banking Committee left no doubt that the FOMC will continue to raise interest rates until something breaks, a.k.a inflation comes down. Market futures are down-to-flat following his remarks, and in anticipation of another day of testimony to the House, same song, second verse. Markets were looking for a pause or a pivot, and now the odds of a 50-bp rate hike have increased to 70%, with terminal rates for the Fed now anticipated at 5.6%, possibly on its way to 6%. Markets are sitting on the 50-DMA, and if they break through, that's okay: Just below that is the 200-DMA, and a second re-test of that level will be very critical. If Markets can hold, that will mean a very strong bottom, and markets' bullish trend remains intact. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=gNQ6b2DVzVM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Bear Trap? Market Holds Critical Support." https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #JeromePowell #RateHike #FederalReserve #200DMA #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/7/23) Markets' first test of resistance in anticipation of hawkish congressional testimony from Fed Chairman Jerome Powell; why has there been a rally in Materials and Industrials? The effect of the Inflation Reduction Act piping money into infrastructure projects; Recession is still coming, sooner or later; probably later. Market drivers this week will be Jerome Powell and Employment numbers; is a pause as good as a pivot? (No.) Volatility ahead! Powell expected to endorse 5.5% terminal rate; no consideration of lag-effect of previous interest rate hikes; the dynamics & psychology of Inflation; markets are looking for anything to support bullish narrative; why the Recession is always 6-months away; waiting on Gadot/The Gadot Recession; an event is needed to trigger; the dynamics of mortgages, interest rates, and home sales. The end of pandemic assistance; why there will always be an impoverished segment of the population; why we have more people in poverty now than before pandemic: The inflationary effects; the flaw of UBI (Universal Basic Income) exposed. SEG-1: Markets' First Test of Resistance Fails SEG-2: Jerome Powell Testimony Preview: The Dynamics & Psychology of Inflation SEG-3: It's a Gadot Recession SEG-4: Why There Will Always Be Impoverished Among Us Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=I8JkXArrsFg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Is this a Bear Trap or Still a Bear Market?" is here: https://www.youtube.com/watch?v=WY6DWm0gBLg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "What will Workforce Benefits of the Future Look Like?" https://www.youtube.com/watch?v=LFBzg9c0YIQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Articles mentioned in this podcast: "Bear Trap? Market Holds Critical Support" https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BearTrap #Recession #CPI #FOMC #FederalReserve #JeromePowell #InterestRates #Poverty #Inflation #Markets #Money #Investing

(3/7/23) What is a Bear Trap? When Bulls snatch defeat from the jawes of victory, and an initial first attempt to break through support at the 200-DMA failed. That's not always a bad thing; myriad events this week could weigh on markets, including Fed Chairman Jerome Powell's Congressional testimony, and monthly employment data from February. Markets will hang on how hawkish Powell's comments provie to be. Additional economic data this month will also shape market response; so caution remains key: Don't be too bearish, but temper your bullishness, as well. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=WY6DWm0gBLg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles mentioned in this report: "Bear Trap? Market Holds Critical Support." https://realinvestmentadvice.com/bear-trap-market-holds-critical-support/ ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BearTrap #BullMarket #200DMA #Employment #FederalReserve #JeromePowell #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/6/23) The Month of March marks the end of the Quarter, and markets will be affected by a certain amount of quarterly window dressing, this month's FOMC meeting, Friday's employment report, and the latest CPI. It's okay to be bullish with a cautionary caveat. Recession or no recession? A very different economy today, based on services instead of manufacturing, and the false devaluation of blue collar jobs; the smaller economic multiplier of service jobs; January Jobs "Creation" was really putting people back to work laid off during pandemic. There is 100% chance of Recession at some point in the future; no one knows when. How to invest in this environment? What is a Recession? Looking at Nominal GDP; Earnings estimates are currently over-valued; when recession occurs, earnings will have to decline to match economic activity. What will Workforce Benefits of the future look like? Sabbaticals for travel & Day care for parents: What about the cost? 8 workers required to generate $1-mil in revenue in 1985; now down to 2 workers in 2022. SEG-1: March Market Preview: FOMC, Employment & CPI SEG-2: The Non-Recession Recession SEG-3: How to Invest in the Current Environment SEG-4: Workforce Benefits of the Future: Who Will Pay? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=LFBzg9c0YIQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Are Bulls In Control of Markets Now?" is here: https://www.youtube.com/watch?v=7wr7voNaxgM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "How to Increase Your Social Security Check by up to 25%"" https://www.youtube.com/watch?v=mK1MpV_LFRo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #WorkerBenefits #Employment #Recession #CPI #FOMC #FederalReserve #InterestRates #Inflation #Markets #Money #Investing

(3/3/23) Sell signals triggered in February indicated a correction had begun, leading to a sell off to the 200-DMA. On Thursday, markets rallied off the 200-DMA, and on Friday rallied to the 20-DMA, which is now the first-level of resistance from this rally. Caveat: The upside to this rally is likely fairly limited, probably only to 4,200 or 4,250, so caution is key. Market drivers later this month will be this Friday's employment report, a new CPI report, and the FOMC meeting. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=7wr7voNaxgM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #200DMA #MarketSupport #100DMA #SellSignal #BuySignal #BullMarket #CPI #Employment #FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/3/23) The entrenchment of higher prices: Airline prices are out of control. How much of it will stick, and what will the Fed to do next; are they behind the curve? The new benchmark for higher prices: How long will it take for inflation to cool? Maximizing your Social Security check means delaying retirement until age 70. The avoidance of being house-poor, living in Tiny Houses. The stickiness of higher rates and home prices; calling remote workers back to the office; hybridization of the work force. Realt steps to $1-million. Taking Uncle Sam out of the retirement withdrawal equation; Roth IRS's and controlling taxes in retirement. SEG-1: The Entrenchment of Higher Prices SEG-2: Maximizing Your Social Security SEG-3: Living in Tiny Houses - Avoiding Being House-poor SEG-4: Taking Uncle Sam Out of Retirement Withdrawals Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=mK1MpV_LFRo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Make or Break Day for the Markets at 200-DMA" is here: https://www.youtube.com/watch?v=2VEa4iZqzmU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Will the Fed Hike 50bp?" https://www.youtube.com/watch?v=LKvT90c5yT8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SocialSecurity #Retirement #FederalReserve #InterestRates #Inflation #AirFares #TinyHouses #Housing #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/2/23) Investors should be on alert today following yesterday's program-trading driven markets; breaking through support at the 200-DMA could spur accelerated selling by the bots. When to act? Avoid knee-jerk response, and look for the selling stampede to conclude. Hopes for a Fed pause or pivot are running into reality. The foibles of making coffee; Lance's idea for a new YouTube channel; Fed Fund futures and Treasuries are predicting a half-percent rate increase at next meeting. The Fed is running out of airstrip, and a 50-bp hike would be a mistake: The previous 4.75% worth of rate increases have yet to be felt in the economy. Just because we have not yet had a recession doesn't mean we won't, and doesn't mean the economy isn't slowing down. Bank Senior Lending Officer Survey shows reticence to lend money now. There is more debt in the system than in 2007-08; 1.2% GDP with 5% interest rates is not sustainable. Dealing with the Jobs data: Government surveys vs real time data. SEG-1: Alert Day for Markets SEG-2: Coffee & Stupid Questions; Will the Fed Hike 50-bp? SEG-3: UFO's and "No Landings" SEG-4: Dealing with the Data: Government Numbers vs Reality Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=LKvT90c5yT8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "Make or Break Day for the Markets at 200-DMA" is here: https://www.youtube.com/watch?v=2VEa4iZqzmU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Where Did the Stimulus Go?" https://www.youtube.com/watch?v=ipgr-zbBOoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this podcast: "The No Landing Scenario and UFOs" https://realinvestmentadvice.com/the-no-landing-scenario-and-ufos ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #InterestRates #JobsReport #NoLanding #Recession #Markets #Money #Investing

(3/2/23) Markets sold-off Tuesday, sitting on the critical 200-DMA level of support, and this mormning futures are pointing lower, as program-trading cues up in response. Sales Force's good report yesterday will be providing support today in the Dow, but NSADAQ and S&P markets will open lower. A break below the 200-DMA will immediately run into the 100-DMA, but do not knee-jerk react; allow markets to complete the week. With markets in Sell mode for the past two weeks, and now over-sold, we are due for a bounce. We could see a break below the 200-DMA, and then an immediate recovery. All is not lost! Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=2VEa4iZqzmU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #200DMA #MarketSupport #100DMA #SellSignal #BuySignal #SalesForce #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/1/23) Margins are narrowing between Bull & Bear markets, as the battle between Valuations and Fundamentals continues; why the Fundamentals will eventually win. We're still in a corrective market in which Valuations have not adjusted. A brief History of Housing, and reasonable expectations for home buying; the Math of Home Ownership and Supply & Demand; where people want to live, and the Electoral College; why home prices are so high; the dissatisfaction of Millennial homeowners; why NAR drives the narrative for home sales and pricing; the demonization of blue collar jobs and the benefits of renting. Why you need 20% down on a home; the influence and impact of NAR narrative: They exist to sell you a product. Champaign taste vs Beer budgets, and the financial consequences of instant gratification; the fallacies of the Financial Media; Natural Gas pricing; lowered consumer demand from higher prices and inflation; seeing the early signs of recessionary drag. Where the Stimulus Money went: The multiplier effect. SEG-1: The Battle Between Valuations & Fundamentals SEG-2: The Math of Home Ownership SEG-3: The Influence and Impact of NAR Narrative SEG-4: Seeing the Early Signs of Recessionary Drag Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ipgr-zbBOoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "What Rate Signals Say About Treasuries" is here: https://www.youtube.com/watch?v=KS8sdj6u3YI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Messages From the Yield Curve" https://www.youtube.com/watch?v=WSfTRfacpEQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s ------- Video's referenced in this broadcast: "Raising Money Smart Kids" | Richard Rosso & Danny Ratliff https://www.youtube.com/watch?v=ly-09fRehKU&list=PLVT8LcWPeAujtF0xU6bHGcIrXFq2dFy2X&index=1 -------- Articles mentioned in this podcast: "Capitalism Is Broken If Record Profit Margins Don't Revert" https://realinvestmentadvice.com/capitalism-is-broken-if-record-profit-margins-dont-revert/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #StimulusMoney #HomeOwnership #Fundamentals #Valuation #Inflation #Markets #Money #Investing

(3/1/23) The stock market's sell signals have been pushing prices down to critical levels of support around the 200-DMA. The Bond market, however, is the opposite scenario of the Stock market: With the Fed terminal rate now anticipated to be above 5.25%, and a 40% chance of a half-point rate hike at this month's FOMC meeting, yields have been pushed higher across the baord. Remember, interest rates are the inverse of Bond prices. Those rates are at a level where they're begining to stall out, meaning the opportunity for buying treasuries may be prime. Technically, a sell signal in the Stock market is a buy signal in the Bond market. We're not quite there yet, so pay attention to these buy and sell signals for the optimum opportunity. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=KS8sdj6u3YI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BondMarket #InterestRates #Treasuries #BuySignal #SellSignal #Inflation #FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/28/23) Monday's markets closed positive, but barely; consumer confidence is low but improving. The difference between stocks & bonds and yields: Stocks do not pay yields. Analysts still expect current markets to be in a trough, but the Fed is still hiking rates, and previous 4.75bp have yet to hit markets or earnings. Making the case for an earnings trough: Profit margins are still relatively high, but they don't exist in Fairyland: the basics of costs vs sales, supply vs demand dynamics: Is Capitalism broken? 32% drop in 401k-Millionairs from 2021 to 2022; only 1% of population has $1-mil+ in a 401k. Why "fixing" Social Security is political suicide; destroying 401k value in a bear market. The invasion of the feral "Super-pigs" from Canada; Vanguard shuns ESG investing; don't let politics influence investing strategy. SEG-1: How Much Risk is in the Markets? SEG-2: Supply vs Demand: Is Capitalism Broken? SEG-3: The Incredibly Shrinking 401k Millionaires SEG-4: Canadian Bacon Invasion, Don't Allow Politics to Influence Investing Decisions Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ipgr-zbBOoc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Bull Market or Bull Trap?" is here: https://www.youtube.com/watch?v=W3OZQr1z_Cw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Messages From the Yield Curve" https://www.youtube.com/watch?v=WSfTRfacpEQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s -------- Articles mentioned in this podcast: "Capitalism Is Broken If Record Profit Margins Don't Revert" https://realinvestmentadvice.com/capitalism-is-broken-if-record-profit-margins-dont-revert/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SocialSecurity #PoliticalSuicide #BullMarket #BullTrap #Capitalism #SupplyAndDemand #401kMillionaire #Inflation #Markets #Money #Investing

(2/28/23) Markets achieved a rally of sorts on Monday, closing slightly higher and setting the stage for a rally into March, the weaker month in a seasonably strong period. Month-end and end-of-quarter window dressing will play a role in market maneuvers. We see a bit more consolidation still ahead, as markets deal with weaker pricing, resulting in some "sideways" trading for a few days. Markets are only 1-2% away from breaking through critical support, which would lead to a retesting of October's lows. There is a very small margin of error that would differentiate between a bona fide bull market or a bull trap for investors. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=W3OZQr1z_Cw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketRally #BullMarket #BullTrap #InterestRates #Inflation #FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/27/23) Markets are oversold; expectations for a sellable rally; futures now predict a terminal Fed rate of 5.4%; speculative attitudes are returning to the markets; messages from the Yield Curve: A history and practical primer; getting ready for Recession vs no-landing; it's not the inversion of the Yield Curve that's the signal for Recession; the signal is when the Yield Curver un-inverts (and why it happens). Is the Yield Curve wrong? The shift from GAP Earnings to Proforma Operating Earnings: Wishful thinking. Preview: The Cocaine Bear movie; Warren Buffett's stock buybacks and economic illiteracy; how they're used by companies to juice earnings; buybacks are NOT a return of capital to shareholders (that's what Dividends are for). Bill Clinton's cap on CEO pay was genesis for changing compensation to include stock options: Why CEO's boost stock price. Warren Buffett sees no better use for cash currently than in stock buybacks. SEG-1: Messages from the Yield Curve SEG-2: Yield Curve History & Primer SEG-3: Is the Yield Curve Wrong? SEG-4: Cocaine Bear & Buffett's Buybacks Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=WSfTRfacpEQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s -------- The latest installment of our new feature, Before the Bell | "More Concerns About Tighter Fed Policy" is here: https://www.youtube.com/watch?v=SjzDdMQvm7M&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Tax Tips for 2022 You Can Still Use" https://www.youtube.com/watch?v=gdMHTr-Y240&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #YieldCurve #FederalReserve #WarrenBuffett #StockBuybacks #CEOCompensation #Inflation #Markets #Money #Investing

(2/27/23) Our concern about market prices and sell signal triggers came to fruition during last week's sell off on a realization that higher interest rates are beginning to hit, and the Fed is planning further rate hikes. Futures for the Terminal Rate are now betting on a 5.4% ceiling, and the odds for a 50-bp rate increase are now set at 40% from zero last month. Markets are currently oversold, and the opportunity for a short-term rally are very good: Use any rally towards 4,000 as an opportunity to reduce portfolio risk and rebalance as needed. So long as sell signals remain intact, market upside will be limited. It is entirely possible that markets could just trade sideways at this point. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=SjzDdMQvm7M&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketRally #InterestRates #Inflation #FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/24/23) It's "Go Texas Day," with boot-buying tips for the uninitiated; The Fed's target rate has risen to north of 5%: Be prepared to "call an audible." The good news about higher interest rates: Better yields on bonds. Tax Tips for 2022 you can still use now: deductible IRA contributions, self-employment Roth; prepare to "go back" to the old tax code with higher rates. The triple-benefits of HSA's. HSA's vs FSA's; Itemizing vs Standard Deduction; the hierarchy of savings: putting enough into HSA to get the match. Target Date Fun theory vs reality; options for annuities. SEG-1: Go Texan Day & Market Commentary: Fed Target Rate Rises SEG-2: Tax Tips You Can Still Use for 2022 SEG-3: HSA's vs FSA's & The Hierarchy of Savings SEG-4: Target Date Funds Theory vs Reality Hosted by RIA Advisors Senior Advisor Danny Ratliff, CFP, w Senior Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=gdMHTr-Y240&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Markets Consolidate: What Should You Do?" is here: https://www.youtube.com/watch?v=zNYwjkEDPIo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "The 'No-landing' Scenario is a No-go" https://www.youtube.com/watch?v=HA5zXenJcjU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #2022Taxes #InterestRates #HSA #FSA #Annuities #IRA #Roth #FederalReserve #Inflation #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/23/23) Markets are receiving a cluster of support; not all tech companies are alike: NVIDIA vs Intel; it is critical for markets to hold support at current levels; the Fed continuing, aggressive rate hikes have yet to affect markets: Impact on futures vs the lag effect; 475-bp increases have yet ot be felt. Don't ignore Chicago Fed Activity Index: the Fed is "dancing around" financial conditions and keeping a lid on the stock market. There is now an alternative to Zero Returns = Cash. Why cash "sitting on the sidelines" isn't necessarily going back into stocks; alternatives to stocks: "Money-good Bonds." When you're betting on junk bonds, "risk-free" is a no-brainer; what the Fed wants is a "Controlled-burn" of asset prices. Bond markets are pricing-in a Fed rate above 5%.Three options: Hard-landing, Soft-Landing, or No-landing, and No-landing isn't going to happen. SEG-1: Markets' Cluster of Support SEG-2: Why the Fed is Keeping a Lid on the Stock Market SEG-3: Investors' Alternative to Zero SEG-4: Why the "No Landing" Scenario is a no-go Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=HA5zXenJcjU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "Markets Consolidate: What Should You Do?" is here: https://www.youtube.com/watch?v=zNYwjkEDPIo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "The Problem with Economic Data" https://www.youtube.com/watch?v=v21rwpoHehE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2852s -------- Articles mentioned in this podcast: "Gold Investors Are Betting on the Fed" https://realinvestmentadvice.com/gold-investors-are-betting-on-the-fed --------- Register for the next Lunch & Learn on Raising Money Smart Kids (2/23/23): https://us06web.zoom.us/webinar/register/8516736369321/WN_u6P-EAklT0iIgAXc1ChgrA -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #MarketCorrection #FederalReserve #Inflation #StickyInflation #Recession #Markets #Money #Investing

(2/22/23) As predicted yesterday, markets rallied at the open, but faded into the close, ending the day right on the 50-DMA. Can markets open upwards again today, AND maintain the level? Lots of earnings reports posting up today, including NVIDIA, Domino's Pizza, and Dillard's, which will help create more market volatility. Upside for markets is limited so long as the current sell signal remains in place. Markets are likely to consolidate within the limited range that has been forming from previous tops and a rising trendline from October's bottom. A break below support will suggest a retest of those lows. Risk remains, too, with an aggressive Fed talking about higher interest rates, and another FOMC meeting scheduled for March. Certainly the Fed will raise rates again, but a "surprise" rate hike of 50-bp's would take the wind out of the markets' sails...and sales. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=zNYwjkEDPIo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketCorrection #InterestRates #Inflation #FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/22/23) The long-awaited market correction has arrived, begging the question of whether markets can firm-up and hold levels here. Look at correction as an opportunity for portfolio rebalancing; St. Louis Fed Pres. James Bullard says interest rates need to exceed 5% to battle inflation; markets have rallied on the notion earnings have troughed, and that the worst is behind us. Bullard admits the economy is stronger than first thought, per economic data. The problem is economic data is very "laggy," and is often revised after the fact: Not a good metric for investors. The level of liquidity in markets is still high; what do the Yield Curves say? YC-reinversion is key. The Roberts' Family saga of Thump-thump the Bunny; men vs women w advanced degrees; credit score dating, and holiday rankings; market response to Bullard commentary; Walmart & Home Depot reports: consumption is decreasing; Bed Bath & Bodyworks; Jim Cramer's Six Things that Need to Happen before the sell-off can end; why buy bonds? Pay off your mortgage with your 401-k? No. How to get better yields on cash. SEG-1: Correction Day has Come SEG-2: When the Economy is Stronger Than First Thought SEG-3: Thump-thump the Bunny; James Bullard commentary SEG-4: Pre-market Commentary; Jim Cramer's Six Things SEG-4B: Why Invest in Bonds Now? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=v21rwpoHehE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2852s -------- The latest installment of our new feature, Before the Bell | "Don't Chase Stocks Quite Yet" is here: https://www.youtube.com/watch?v=oxcyo-tqt4I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Is Sticky Inflation Entrenched in Economy?" https://www.youtube.com/watch?v=ucqByxZmSPs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- Articles mentioned in this podcast: "Gold Investors Are Betting on the Fed" https://realinvestmentadvice.com/gold-investors-are-betting-on-the-fed --------- Register for the next Lunch & Learn on Raising Money Smart Kids (2/23/23): https://us06web.zoom.us/webinar/register/8516736369321/WN_u6P-EAklT0iIgAXc1ChgrA -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #MarketCorrection #FederalReserve #Inflation #StickyInflation #Recession #Markets #Money #Investing

(2/22/23) The market correction is underway, something we warned about just before the February Fed meeting. All of the predicted events heralding the action occurred in Tuesday's market action: Markets were down 2% after breaking through the 20-DMA on Friday, and yesterday retested support right at the 4,000-level, the first target zone for the correction. This morning, St. Louis Fed President James Bullard has been talking about the need to hike rates above 5%, which will be problematic for markets discounting the idea of a Fed pause. The 4,000 level needs to hold if the Bulls are going remain in charge. The needful rotation from high-growth to defensive sectors is now starting to occur. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=oxcyo-tqt4I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketCorrection #InterestRates #Inflation #FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/21/23) Is a recession in the works with the Fed still intent on raising rates? Our word of the day is "Recessionista;" what is the Fed going to break? M2 Money Supply as a % of GDP indicates liquidity still flowing through the economy, but declining. The Roberts' Family Saga: Dead Rabbit. No landing scenario, no recession, despite the data indicators: Will remaining M2 delay recession? What IS a Recession? The economy is still on monetary life support; challenge coming from pulled-forward consumption. Why betting on negative market returns could be painful; keys are timing and depth. No landing, no recession? What if the answer is, "both?" and recession doesn't occur until 2024? The Fed's big concern is that inflation is already entrenched in economy: sticky inflation. SEG-1: What Will the Fed Break? SEG-2: What is a Recession--Are We There, Yet? SEG-3: No Landing or No Recession: What If the Answer Is, Both? SEG-4: Is Inflation Already Entrenched in Economy? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ucqByxZmSPs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- The latest installment of our new feature, Before the Bell | "What To Do About Stubborn Inflation" is here: https://www.youtube.com/watch?v=I4mPIKm7urQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Overly Complicated Portfolios & The Scam of the Century" https://www.youtube.com/watch?v=Vblf0B-zubI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 --------- Register for the next Lunch & Learn on Raising Money Smart Kids (2/23/23): https://us06web.zoom.us/webinar/register/8516736369321/WN_u6P-EAklT0iIgAXc1ChgrA -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #FederalReserve #Inflation #StickyInflation #Recession #Markets #Money #Investing

(2/21/23) Futures are on shaky ground this morning as the Fed's aggressive stance sinks in: Fed Pres. James Bullard and Loretta Mester last week both said the Fed would continue its aggressive rate hikes, with a possible 50-bp jump at the next Fed meeting, undermining the markets' view of a one-and-done rate hike this month. Fed Fund Futures are now suggesting a terminal rate of 5.3%, much higher thank markets had predicted, and negating market expectations for rate cuts this summer. The Fed is not concerned that inflation has become more "sticky' than first imagined. The conundrum is the well-performing economy is providing underpinning pressure for inflation despite the Fed's best efforts. The concept of higher rates for longer will undermine corporate earnings and profit margins. Valuations remain elevated as prices rally, but earnings have been falling. The concept of a "soft landing" is problematic if the Fed continues to hike rates. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=I4mPIKm7urQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #Inflation ##FederalReserve #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/21/23) Lance's Rant #1 on making portfolios overly-complicated, and diversification mistakes. Lance's Rant #2 on the true nature of Stock Buybacks and the total scam of Carbon Credits. Poor people don't care about climate change; they can't afford carbon credits anyway; Climate Works' carbon "scrubber" vs trees. [NOTE Today's show is a compilation of previously published segments; we'll be back in the studio, live, tomorrow morning] SEG-1: Lance's Rant #1: Overly Complicated Portfolios SEG-2: Lance's Rant #2: Stock Buybacks & Carbon Credits Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=3I6xtV7j-0U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Has the Rally Peaked?" is here: https://www.youtube.com/watch?v=g9BkdzIUVyE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Where Do Markets Go From Here?" https://www.youtube.com/watch?v=xtjUNjzJ0Zg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2824s --------- Register for the next Lunch & Learn on Raising Money Smart Kids (2/23/23): https://us06web.zoom.us/webinar/register/8516736369321/WN_u6P-EAklT0iIgAXc1ChgrA -------- Articles mentioned in this podcast: "Janet Yellen Should Focus On HOPE" https://realinvestmentadvice.com/janet-yellen-should-focus-on-hope ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #RetailSales #CPI #Inflation #InterestRates #EarningsSeason #CPI #RisingValuations #DecliningEarnings #Markets #Money #Investing

HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/17/23) Will markets lose the ongoing rally? Inflation remains sticky; job mobility and dynamics; what happened to Goldman's employee coffee service? Measuring economic performance: The Buffett Underwear Indicator; insufficient retirement savings vs the retirement clock: How to play catch-up. Market/economic date preview: Retail sales report: Should markets price-in a half-point rate increase next time? The 60/40 portfolio is stil in vogue, but the roles have switched. Financial Infidelity recap: Money scripts & spending philosophies; financial dating advice: What's your credit score? New TV reality dating show idea: FICO Island. SEG-1: Will We Lose the Rally? SEG-2: The Underwear Indicator & Catching Up for Retirement SEG-3: Should Markets Price-in a Half-point Hike? SEG-4: Financial Infidelity & Money Advice for Dating Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=OoEfQNOmBAE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Watch for the Lag-effect of Interest Rates" is here: https://www.youtube.com/watch?v=XVzMd8cHEPs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Buyers Continue to Move Into Markets" https://www.youtube.com/watch?v=4bUizW6SCn0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s --------- Register for the next Lunch & Learn on Raising Money Smart Kids (2/23/23): https://us06web.zoom.us/webinar/register/8516736369321/WN_u6P-EAklT0iIgAXc1ChgrA -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #FederalReserve #RetirementSavings #CreditReport #FICOscore #FinancialInfidelity #MoneyScript #UnderwearIndicator #Markets #Money #Investing