The Real Investment Show Podcast

(5/10/23) It's Inflation Day: This morning's CPI Report recorded a .4% inflation increase in April (this show was broadcast prior to the numbers' release). The pressure is on to raise the debt ceiling to avoid "dire" results; the 2011 debt debacle resulted in a momentary market dip, follow by an upward surge; meanwhile NFIB Confidence is at a low ebb; The Debt Ceiling Dance: Dire or no? Why Bill Gross isn't worried. Why the gloom from Warren Buffett & Charlie Munger? Americans living beyond their means; Debt is robbing from our future to have it now. The ugly truth behind "buy now, pay later" plans. NFIB survey at lowest point since 2009; fallacies in the Jobs Report: Birth/Death Adjustment is a joke. Why Stanley Druckenmiller thinks we'll eventually be in Recession; where will investment opportunities lie? The negative effects of Work From Home: Commercial Real Estate takes a hit on reduced occupancy. SEG-1: Inflation Report Expectations, give or take SEG-2: The Debt Ceiling Dance SEG-3: Buffettpalooza Aftermath: Why so Negative? SEG-4: NFIB: The State of Small Business is Not Good Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=EJulVWQhbp8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "Will Markets Move on CPI?" is here: https://www.youtube.com/watch?v=J4TZ4owfrfg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: " "Minimum Wage & The Fed's Biggest Fear" https://realinvestmentadvice.com/minimum-wage-the-feds-biggest-fear/ "Debt Ceiling Non-Crisis And The Fed's Last Rate Hike" https://realinvestmentadvice.com/debt-ceiling-non-crisis-and-the-feds-last-rate-hike/ "Risk and Return Imaging" https://realinvestmentadvice.com/risk-and-return-imaging ------- Our previous show is here: "What Will Tomorrow's CPI Behold?" https://www.youtube.com/watch?v=ls6in3aXAUM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=20s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Inflation #CPI #WarrenBuffett #CharlieMunger #NFIB #SmallBusinessSentiment #DebtCeiling #Federal Reserve #Markets #Money #Investing

(5/10/23) CPI numbers released this morning (this report taped beforehand) provide a snapshot of the economy. Inflation rose .4% in April, somewhat weaker than expected. Markets' response will vary little, regardless of the number. Markets have been moving sideways, of late. The key number will be found in core inflation less housing, which is an area of particular interest to the Fed. Markets are close to making a decision between Bullish or Bearish, dependent upon economic data. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=J4TZ4owfrfg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CPI #InflationReport #INterestRates #RateHike #Money #Investing

(5/9/23) Wednesday's (5/10) CPI report on inflation will likely be The Market Moving report of the week: However, NFIB data is similarly important, although less-reported. the Bank Lending Standards report tends to underscore banks' doing the Fed's bidding in tightening credit. The sugar rush is over; Money printing vs asset swaps; liquidity is still in the system, which is why the economy is remaining resilient. The Broken Window Fallacy applied; the Inflation Reduction Act is still pumping liquidity into the system = Inflation. An illustrated explanation why Markets continue to perform bullishly; it may be easy to be bearish, but markets are telling us differently: A time line of how we got here. SEG-1: CPI will be the market-moving report of the week SEG-2: The Impact of Liquidity on Economic Activity SEG-3: Why Markets Continue to Perform Bullishly SEG-4: It's Easy to Be Bearish: A Brief Timeline of How We Got Here Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ls6in3aXAUM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=20s -------- The latest installment of our new feature, Before the Bell | "Was the Fed's last rate hike The Last Rate Hike?" is here: https://www.youtube.com/watch?v=EC2rh0poL9o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: " COT Extreme Positioning Suggests The Bears May Be Wrong" https://realinvestmentadvice.com/cot-extreme-positioning-suggests-the-bears-may-be-wrong/ "Economic Stagnation Arrives As "Sugar Rush" Fades" https://realinvestmentadvice.com/economic-stagnation-arrives-as-sugar-rush-fades/ ------- Our previous show is here: "What Happens If the Debt Ceiling Is Not Raised" https://www.youtube.com/watch?v=bpMadT3SqH8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Inflation #CPI #EconomicActivity #BullishMarket #BearishMarkets #Liquidity #Federal Reserve #Markets #Money #Investing

(5/9/23) Futures are flat in anticipation of Wednesday's (5/10) inflation report: The big concern is whether inflation is remaining sticky, and if inflation is running hotter-than-expected, the narrative at the Fed could potentially change. Most Fed observers are expecting that the last rate hike was The Last Rate Hike for now, but if core inflation remains stubbornly elevated, that could mean the Fed is not yet through raising interest rates. Meanwhile, earnings season has been better-than-expected, but concerns still exist over lower economic growth later this year. Tighter bank lending standards are also a concern, seen as a defacto rate hike on the economy, as well. Tomorrow's CPI report, then, could be the next driver for the Fed. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=EC2rh0poL9o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CPI #InflationReport #INterestRates #RateHike #EarningsSeason #BankLendingStandards #Money #Investing

(5/5/23) Will there be a mass-exodus from bank stocks in the wake of the latest round of bank failures? It's hard to tell the baby from the bath water. Getting out of the market vs the price of reinvestment risk: the perils of financial quicksand. short-term vs long-term debt: What are the rates telling us? What does the Fed really control? Apple, GI Joe, & Barbie: Why everything you buy has velcro. Why Affordable Healthcare is an oxymoron; shorting the banks, Squishmallows, and more mistakes to avoid in your 401k: never rebalancing, too many ways to take money out (first time home buyers), collecting too many old 401k's: Left behind. SEG-1: The Mass-exodus from Banking Stocks SEG-2: What Does the Fed Really Control? SEG-3: The Velcro Factor: It's attached to everything you buy SEG-4: Shorting Banks, Squishmallows, & 401k Mistakes Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell | "Darth Powell Says No Rate Cuts Coming" is here: https://www.youtube.com/watch?v=DhgiBgg6WL4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Are We Already in Recession?" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ ------- Our previous show is here: "Is the Fed Done?" https://www.youtube.com/watch?v=c0x_HPHqWYg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #InterestRates #BankFailure #Velcro #Markets #Money #Investing

(5/8/23) Our obligatory Mother's Day alert; no recent bank fail (yay); Employment report beat estimates for 13th straight month; market rallies 2% on Friday, but ends with a down week; markets moving sideways despite higher interest rates, bank failures, and weakening economy (or is it?); the two types of default, and why no one is going to repossess the US. Janet Yellen is wrong about the Debt Ceiling; what happens if the Debt Ceiling is not raised. The opportunity to buy long-dated securities. Why is Warren Buffett so gloomy? Estimates for earnings are pessimistic; Charlie Munger says get ready to make less money on investments. Meanwhile, markets continue to function. Which jobs will be replaced by AI? What will the global impact of AI? ("Don't Worry About It" is a bad analysis.) SEG-1: Employment Reports Beat Expectations for 13th Straight Month SEG-2: Why Janet Yellen is Wrong About the Debt Ceiling SEG-3: Why The US Government Will Not Default on Debt SEG-4: Which Jobs Will Be Displaced by Artificial Intelligence? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=bpMadT3SqH8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- The latest installment of our new feature, Before the Bell | "Who Should You Believe: Data or Markets?" is here: https://www.youtube.com/watch?v=6JOR-JZCRsk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Are We Already in Recession?" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ ------- Our previous show is here: "Why Affordable Healthcare is an Oxymoron" https://www.youtube.com/watch?v=h4ANpW32l0U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #DebtCeiling #JanetYellen #EmploymentReport #GovernmentDebt #WarrenBuffett #Markets #Money #Investing

(5/8/23) Apple's better-than-expected earnings despite lowered YOY revenue. Markets rallied, but in reality, have really gone nowhere since October despite headlines of bank failures, rate hikes, and a weakening economy. Has the worst already been priced-in following last year's decline? Economic date remains week, but markets have been rallying since October: Who're you going to believe? Remember, economic data is sentiment-based and backwards, looking. Markets are forward-looking, and seem to be saying the economic data is weak enough, and are looking to get ahead of the trough in the data. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=6JOR-JZCRsk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Apple #EcononicData #MarketSentiment #EarningsTrough #Money #Investing

(5/4/23) The Fed hikes rates...again...and markets pull back; tighter bank lending standards are defacto constraints on the economy. The burning questions are, 'is the Fed done,' and 'when will the Fed cut rates?' Jerome Powell's word salad results in more market volatility; Jobs numbers and CPI will factor into to market moves next week. Instead of rate cuts, sticky inflation could actually result in more rate increases. Jerome Powell is forecasting a "mild" recession (The Most Forecast recession in history). Regional bank issues are creating a transition from FOMO to FOMOB; inflation data does not support rate cuts. Bank deposit outflows are creating a self-fulfilling prophecy for regional banks, but their real problem is in real estate loans: Where will the opportunities be for investors? Banking is a "con-game," a game of confidence. Wait fo the FDIC to bail out banks, then cherry-pick the remains. Where will the Fed draw the line between winner- and loser-banks? SEG-1: Fed Moves & Banking News: Is the Fed Done? SEG-2: Jerome Powell's Word Salad SEG-3: Forecasting a "Mild" Recessions SEG-4: Bank Deposit Outflows Become Self-fulfilling Prophecies Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=c0x_HPHqWYg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- The latest installment of our new feature, Before the Bell | "Darth Powell Says No Rate Cuts Coming" is here: https://www.youtube.com/watch?v=DhgiBgg6WL4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Are We Already in Recession?" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ ------- Our previous show is here: "Are We Already in Recession?" https://www.youtube.com/watch?v=jvRD4kut8Gk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #InterestRates #Recession #Markets #Money #Investing

(5/4/23) Not only did Fed Chair Jerome "Darth" Powell hike interest rates to 5%, he also essentially said no rates cuts are forthcoming in this galaxy. The "terminal rate" that's been anticipated has been achieved, and markets' hopes are pinned on the chance the Fed will now pause in its rate hikes. The Fed didn't say that in so many words, but Powell alluded that there is sufficient restrictive policy in place, combined with tighter bank lending stanards, to cause a drag on the economy and inflation. Powell did say in particular no conditions exist for the Fed to start cutting rates, which was a disappointment to markets that have been pricing-in 180-bp in rate cuts by the first half of 2024. Markets sold off in response, triggering a sell-signal. Here's how to identify the next opportunity. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=DhgiBgg6WL4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #JeromePowell #Inflation #InterestRates #DarthVader #Money #Investing

(5/3/23) Markets have stagnated somewhat in anticipation of this afternoon's Fed announcement, anticipating a 25-bp interest rate hike. What matters more will be the language from Jerome Powell relating the Fed's mood and future direction. Oil prices are now falling on weakening demand: What if we're already in Recession? A key indicator is oil prices, which have fallen on weakening demand. Meanwhile, expectations of a market disaster have failed to materialize; a pause in rate hikes would not necessarily bode well for markets (why would the Fed pause or lower rates??) Indications of bottoming mf market cycle; restocking of inventories could provide some market support. Key Indicators of Recession: Falling oil prices; the market conundrums: narrowing breadth, with only a few stocks doing well. This is not your father's stock market. Are you leaving money on the table by not being in a 401k? SEG-1: Fed Decision Day: What Comes Next? SEG-2: Why a Pause in Rate Hikes is Not Necessarily a Good Thing SEG-3: Key Indicators of Recession: Is It Already Here? SEG-4: Are You Leaving Money on the Table with Your 401k? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=jvRD4kut8Gk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "What Will Jerome Powell Say Today?" is here: https://www.youtube.com/watch?v=OA4zTW4_Aw0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Conviction (Or How To Lose A Lot Of Money In Investing)" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ ------- Our previous show is here: "How to Choose Careers AI Cannot Replace" https://www.youtube.com/watch?v=lbPXNNGAbKo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #InterestRates #OilPrices #Recession $401k #Markets #Money #Investing

(5/3/23) It's Fed Day, and expectations are 100% the FOMC will raise interest rates another 25-bp. The Great Unknown is what the Fed will say this afternoon in their post-meeting presser. Language will be key in determining whether or not the Fed is done hiking rates. The key phrase, in so many words, will be that the Fed has hiked rates to the point they are sufficiently restrictive to bring inflation down towards the target rate of 2%. Markets this morning are poised to open higher, but how the markets will end the day depend entirely on what Jerome Powell has to say this afternoon. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=OA4zTW4_Aw0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #JeromePowell #Inflation #InterestRates #Money #Investing

(5/2/23) The FOMC meets today with their interest rate announcement tomorrow afternoon; most important will be the language in the Fed's statement. With sticky, stubborn inflation still rampant, no rate cut is in sight, but the Fed could decide to pause after a final 25bp rate hike tomorrow. Joe Biden's Good Credit Mortgage Penalty program begins; the unintended consequences; why housing is really unaffordable; the ObamaCare case study; increased government regulation never has good outcomes. Choosing careers Artificial Intelligence cannot replace: Menial labor, grounds maintenance, skilled trades; at risk are general office admins, architects, lawyers, and investment advisors; the downside of Ai. Jenny Craig's Bankruptcy; Subway Sandwiches sinks; Jobless Claims preview; mild upticks, but no spikes in unemployment. Investors must take economic data at face value because that's what the market is doing. The goal is to win more than you lose, looking at markets from a risk-based perspective instead of a fear-based view. SEG-1: Fed Meeting Preview: Higher Rates Likely, with a Pause SEG-2: Why Housing is Really Unaffordable SEG-3: How to Choose Careers Artificial Intelligence Cannot Replace SEG-4: Risk-based vs Fear-based Investing Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=lbPXNNGAbKo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s -------- The latest installment of our new feature, Before the Bell | "Markets Trading at February's Highs" is here: https://www.youtube.com/watch?v=U0uLfsVOUnc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Conviction (Or How To Lose A Lot Of Money In Investing)" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ ------- Our previous show is here: "Who's Really Holding the Bag for First Republic Bank?" https://www.youtube.com/watch?v=ehya-ZesW_8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #InterestRates #ArtificialIntelligence #JoblessClaims #MortgageEquity #Markets #Money #Investing

(5/2/23) Markets ended Monday where they started in anticipation of this week's Fed Meeting outcome. Fed Fund Futures are predicting a 25-bp rate hike, but the real issue will be what the Fed says in its post-meeting presser. Economic indicators suggest the Fd cannot cut rates at this point, and there is some evidence of a resurgence in inflation in some areas, something for which markets are not prepared. Markets are trading at February's highs, despite bank failures, higher interest rates, and economic weakness. The 20-DMA continues to provide rising support for markets. Some corrective action in the next month or so will provide an opportunity to put more capital to work. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=U0uLfsVOUnc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #StickyInflation #FedPivot #interestRates #Money #Investing

(5/1/23) First Republic Bank failure; assets scooped up by JP Morgan; who got the liabilities? Ignore the headlines to see what's really happening; 64% of S&P companies have reported, markets rally on the news. Market response to 3rd bank failure this year; be careful of negative sentiment/headlines; the risk to pay attention to is credit risk, which is not happening...yet. The First Republic failure did not seize-up credit markets. Sentiment vs Data: Negative vs Positive with narrower than normal market breadth. Avoiding the cost of being human; a look at Conviction; the pro's & con's of "Buy & Hold." Earnings boost strategies: Is Ai the Dot-come of the times? 58% of performance in S&P generated by 7 stocks. What about sustainability? What comes Next? What about profitability? Beside reducing costs, how will Ai affect productivity & wage growth? SEG-1: First Republic & JPMorgan: Who's left holding the bag? SEG-2: Market Responses to Bank Failures: Credit Risk Matters SEG-3: Avoiding the Cost of Being Human SEG-4: Is Artificial Intelligence the next Dot-com Craze? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ehya-ZesW_8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "Will the Fed Hike Rates Again This Week?" is here: https://www.youtube.com/watch?v=1aPwiHmMiaQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Sell May In April And Go Away?" https://realinvestmentadvice.com/sell-may-in-april-and-go-away/ ------- Our previous show is here: "10 Mistakes in Your 401k You Should Avoid" https://www.youtube.com/watch?v=VuAw1b9QEmE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CreditCrisis #FirstRepublicBank #JPMorgan #ArtificialInelligence #Markets #Money #Investing

(5/1/23) 64% of the S&P 500 have reported earnings, chalking up better-than-expected results (on lowered expectations; shocker), lifting markets heading into the weekend. The MACD buy-signal has turned up, but futures this morning are flat ahead of the open. Weekend news of First Republic Bank's failure and absorption by JP Morgan is keeping credit stress at a minimum. The Federal Reserve is expected to hike rates again this week, but the bigger news-driver will be what the FOMC says about future rate hikes and their outlook on the economy. Persistent, sticky inflation is not likely to allow the Fed to go dovish on rates. The idea of a Fed Pivot is being pushed out later in the year as economic data remains strong. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=1aPwiHmMiaQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FirstRepublicBank #JPMorgan #CreditStress #FederalReserve #StickyInflation #FedPivot #interestRates #Money #Investing

(4/28/23) With the apparent, increasing socialization of banks and markets, what's the best play for investors? Preview of our upcoming Lunch & Learn, "Transitioning to Medicare:" Medigap vs Medicare Advantage; implications of early retirement on your Medicare plan. Powerball Lottery winner lifestyle: What would you do first? Poking Lance; 10 Mistakes you should avoid in your 401k; why a Roth 401k is better for younger savers; the problem with target dated funds. SEG-1: Socialization of Banks & Markets SEG-2: Transitioning to Medicare: Medigap vs Medicare Advantage SEG-3: Powerball Winning Lifestyles SEG-4: Poking Lance & 10-mistakes in Your 401k Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=VuAw1b9QEmE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Microsoft & Apple to Expand Stock Buy-backs?" is here: https://www.youtube.com/watch?v=LbOzeDAnOYc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Sell May In April And Go Away?" https://realinvestmentadvice.com/sell-may-in-april-and-go-away/ ------- Our previous show is here: "Using Good Credit to Subsidize Poor Credit" https://www.youtube.com/watch?v=Q35KIBS8AJg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #401k #Roth401k #Medicare #Medigap #PowerballLottery #Markets #Money #Investing

(4/27/23) The new Biden FHA Mortgage Rule will penalize borrowers with "good" credit with a 1% fee to subsidize borrowers with less-than-optimal credit, helping place them into homes they likely cannot really afford (did we not learn this lesson before??) How is this not a violation of the Fair Housing Act of 1968, and discrimination against borrowers w good credit scores? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=Q35KIBS8AJg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Microsoft & Apple to Expand Stock Buy-backs?" is here: https://www.youtube.com/watch?v=LbOzeDAnOYc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Sell May In April And Go Away?" https://realinvestmentadvice.com/sell-may-in-april-and-go-away/ ------- Our previous show is here: "Investing is like Chess: Thinking One Step Ahead" https://www.youtube.com/watch?v=HscHt73SlrU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1168s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FHAMortgage #BidenAdministration #Mortgage #GoodCredit #PoorCredit #FairHousingAct1968 #Markets #Money #Investing

(4/26/23) The Big Debate is whether the economy is stronger than expected, owing to pockets of consumption, or if warnings from transportation sector of a slowing economy are to be heeded. The evolution of Technology and Ai: What do Tech earnings say about the economy; At work communication mis-fires: The future of working from home. Implications of Ai technology on worker productivity: What jobs cannot be replaced by Ai? Will Ai be the equivalent, next "industrial revolution?" Where are the investing opportunities (and what's going away) because of Ai? SEG-1: The Big Debate: Pockets of Consumption vs Slowing in Manufacturing SEG-2: Evolution of Technology: What Tech Earnings Say About the Economy SEG-3: At Work Communication vs Work From Home SEG-4: Implications of Ai Technology on Worker Productivity Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=ARkHW1erjRc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- The latest installment of our new feature, Before the Bell | "Microsoft & Apple to Expand Stock Buy-backs?" is here: https://www.youtube.com/watch?v=LbOzeDAnOYc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Sell May In April And Go Away?" https://realinvestmentadvice.com/sell-may-in-april-and-go-away/ ------- Our previous show is here: "Investing is like Chess: Thinking One Step Ahead" https://www.youtube.com/watch?v=HscHt73SlrU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1168s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #Technology #ArtificialIntelligence #IndustrialRevolution #Markets #Money #Investing

(4/26/23) Microsoft and Google exceeded expectations in their latest earnings reports, providng some lift to markets after hours. Microsoft and Apple are now talking about expanding stock buy-backs, a big contributor to the goss advance of the markets. Since 2011, 40% of market advances have come from stock buy-backs. This also enhances companies' earnings per share look. Markets broke through the 20-DMA yesterday, and now are on sell signals across the board, suggesting lower prices over the next few weeks. Important to remember: With earnings coming in better-than-expected, those beats are are on significantly reduced levels of estimates from last years'. Slower earnings and slower economic environments will continue to weigh on stocks as we move in to summer. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=LbOzeDAnOYc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MSFT #GOOGL #StockBuyBacks #Money #Investing

(4/25/23) Joe Biden announces run for re-election, and markets continue regardless, awaiting the end of earnings season and the next Fed meeting. More importantly, what will companies say about the months ahead? Markets are stuck in mid-air; sell in April instead of May, and go away? Despite negative news and the Fed's hiking rates, markets continue to exhibit signs of stability; until employment rises, economy will remain flat. As markets defy bad news, are they already looking ahead? Investing is like Chess: You have to think one step ahead. The Debt Ceiling debate & The Beauty of Bonds. Sam Zell and Commercial Real Estate Crisis: companies w now empty commercial space will come back; there's no substitute for doing business in-person. SEG-1: Markets are Stuck in Mid-air SEG-2: The Importance of Employment Data SEG-3: Waiting for the other economic shoe to drop SEG-4: Dealing with Debt Ceiling & The Beauty of Bonds Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=HscHt73SlrU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1168s -------- The latest installment of our new feature, Before the Bell | "Has It Really Been Such a Terrible Bear Market? is here: https://www.youtube.com/watch?v=cUFUsrYjVbg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "Sell May In April And Go Away?" https://realinvestmentadvice.com/sell-may-in-april-and-go-away/ ------- Our previous show is here: "Upending the Fair Housing Act of 1968" https://www.youtube.com/watch?v=49Dl-8Gfthc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=43s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #EmploymentData #CommercialRealEstate #Markets #Money #Investing

(4/25/23) Has it really been sych a terrible bear market? Let's get some perspective: Most recently mkarets have enojyed anice rally from the mid-March lows; the current stall is no surprise; that's how markets work. Proximity to a MACD Sell signal now would suggest we're in for a down-ish period with some relaxation in the price advance. But, again, in perspective, markets are close to their highs for the year. The reality is, markets really haven't gone anywhere since October of last year, nor since the last couple of years. Remember that 30% decline when the pandemic began? Looks like only a blip in the grand scheme of things now because of the magnitude of the advance from that level. And from the Fed's perspective, the market is still well intact, which is why they're not very concerned about markets while continuing to raise interest rates. Investors would be well advised to remember where we came from; there is still some weakness in the markets, but on a longer term view, the bull market remains firmly intact. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=cUFUsrYjVbg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BullMarket #BearMarket #FederalReserve #Pandemic #Money #Investing

(4/24/23) Earnings Season begins to wrap, as stimulus spending unwinds; when will the economic cycle trough? Earnings estimates for 2024 are starting to ratchet-up again; prepare for the weaker months of Summer; the "crash magnet" is October. The new Biden FHA Mortgage Rule will penalize borrowers with "good" credit with a 1% fee to subsidize borrowers with less-than-optimal credit, helping place them into homes they likely cannot really afford (did we not learn this lesson before??) How is this not a violation of the Fair Housing Act of 1968, and discrimination against borrowers w good credit scores? Earnings Preview: Forward guidance will be critical to markets. Everyone expects Recession; have markets adjusted? What's behind the numbers & annualized data. Preview of "Conviction:" Be careful to not be convicted to ideas backed by flawed analysis). A discussion of Gold: It is not money, it is a commodity. SEG-1: Earnings Season Begins to Wrap SEG-2: The New Biden Mortgage Rule (how is this not discrimination?) SEG-3: Earnings Preview: Guidance is Critical SEG-4: Caution Against Conviction to Flawed Analysis Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: -------- The latest installment of our new feature, Before the Bell | "Earnings Season Kicks-in to Top Gear" is here: https://www.youtube.com/watch?v=HJI36WnOEek&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Cash Hoard Of 2023 (And The Sideline Money Myth)" https://realinvestmentadvice.com/the-cash-hoard-of-2023-and-the-sideline-money-myth/ "Four Reasons The Dollar Is Here to Stay- Part 2" https://realinvestmentadvice.com/four-reasons-the-dollar-is-here-to-stay-part-2 ------- Our previous show is here: "To Roth or Nor to Roth?" https://www.youtube.com/watch?v=n56gMNbiJ9k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2661s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #FHAMortageRule #FairHouseingAct1968 #LendingDiscrimination #Markets #Money #Investing

(4/24/23) This will be a very important week for earnings outlooks, as well as how markets deem the rest of the year may go. The keys may be contained in the earnings statements by companies to be released this week. The MACD Buy signal is close to registering a sell signal, setting up markets for a pullback. Any correction we see over the next few weeks is likely to be fairly mild, and could provide a buying opportunity. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=HJI36WnOEek&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #Estimates #MADC #MarketCorrection #Money #Investing

(4/21/23) Markets are rationalizing; this will be a White Collar Recession; economic metrics are 'whacked-out;" no "Fed Pivot" by summer: Inflation is here to stay. Twinkies are shrinking. Elon Musk & Space-X launch: Why the extreme criticism? To Roth or Not to Roth: they may not be for everyone. Lunch & Learn preview; Buc-ee Beaver archaeology. Should you avoid a Roth? labor market trends: Job losses coming in a "White Collar Recession;" are you expecting a severance package? Common mistakes to avoid: What about a lump sum? SEG-1: Market Rationalization: Looking for a White Collar Recession SEG-2: Elon Musk & Space-X Launch; To Roth or Not to Roth-1 SEG-3: Lunch & Learn, Buc-ee's Beaver, To Roth or Not to Roth-2 SEG-4: Labor Market Trends: Are You Receiving a Severance Package This Year? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=n56gMNbiJ9k&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2661s -------- The latest installment of our new feature, Before the Bell | "Buy Signal Getting Long in the Tooth" is here: https://www.youtube.com/watch?v=BQBDIaGgJqo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Cash Hoard Of 2023 (And The Sideline Money Myth)" https://realinvestmentadvice.com/the-cash-hoard-of-2023-and-the-sideline-money-myth/ "Four Reasons The Dollar Is Here to Stay- Part 2" https://realinvestmentadvice.com/four-reasons-the-dollar-is-here-to-stay-part-2 ------- Our previous show is here: "Word of the Day: "Rehypothecate"" https://www.youtube.com/watch?v=TzPRBgB0Mk4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketRationalization #Recession #WhiteCollarRecession #FedPivot #FederalReserve #ElonMusk #SpaceX #RothIRA #LaborMarket #SeverancePackage #Markets #Money #Investing

(4/20/23) Regional Banks seem to be fine as their earnings reports continue to roll-out this week, indicating the turmoil created around SVB and Credit Suisse were a one-off event, and not necessarily a systemic crisis. The interesting correlation between risk-on/risk-off rotation and market performance; we're looking for companies with poor earnings but good stock performance. Is the Worst behind us? Markets remain entrenched in a bullish trend. What can Transportation stocks tell us about the economy? Dow Theory as Economic Indicator; are "leading indicators" really leading? (Service Sector is lagging indicator vs Transportation as leading indicator). Our word of the day is "Rehypothecate." Inflation, Deflation vs Dis-inflation. M2 Money Supply as % of GDP; Money Supply + Velocity = Inflation. Is this time really different? Break-even inflation vs other asset classes. What is Break-even Inflation telling us now? Inflation is a function of demand; Break-even inflation is what the market thinks about inflation. Bank Earnings report indicate SVB was a one-off event; Zion's Bank missed estimates, but not fatally. Markets continue pattern of opening weak, finishing strong; not terrible, but not great, either. New Biden Administration rule requiring borrowers with excellent credit scores to pay a fee for subsidizing mortgages for borrowers with less-than-perfect scores! SEG-1: Earnings Season Continues SEG-2: Dow Theory as Economic Indicator SEG-3: What is Break-even Inflation Telling us Now? SEG-4: Why Gen-Z isn't Working Out at Work Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=TzPRBgB0Mk4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s -------- The latest installment of our new feature, Before the Bell | "Buy Signal Getting Long in the Tooth" is here: https://www.youtube.com/watch?v=BQBDIaGgJqo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Cash Hoard Of 2023 (And The Sideline Money Myth)" https://realinvestmentadvice.com/the-cash-hoard-of-2023-and-the-sideline-money-myth/ "Four Reasons The Dollar Is Here to Stay- Part 2" https://realinvestmentadvice.com/four-reasons-the-dollar-is-here-to-stay-part-2 ------- Our previous show is here: "Could Markets Run Out of Gas?" https://www.youtube.com/watch?v=x6hqy-0q82c&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #Inflation #BreakEvenInflation #MarketCorrection #Bullishness #Rehypothecate #Markets #Money #Investing

(4/20/23) With the first week of Earnings Season pretty much in the bag, results have been pretty much what you'd expect: Beating estimates. But what about companies like Tesla and Netflix, who missed estimates, but for which stocks are not going down? The bullish momentum in the markets is supporting asset prices, regardless. The buy signal is now getting a bit long in the tooth, suggesting some weakness in the markets could show up by next week, and setting up for a pullback. Real Estate and Financials remain the most over-sold stocks; Energy, Healthcare, Utilities, and Technologies are over-bought relative to Real Estate and Financials. A dis-inflationary, slower-growth environment is going to be good for companies that have the ability to grow earnings, like Technology, Communications, and Staples. During a rotation in the markets, watch money moves from over-bought sectors to some of the most over-sold sectors because of the rotation from risk to safety. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=BQBDIaGgJqo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BullMarket #EarningsSeason #Eastimates #DisInflation #EconomicGrowth #StockPrices #Money #Investing

(4/19/23) Despite the past "rolling disasters" repeatedly hitting markets, the bullish mood persists. Could markets run out of gas? A normal, 10% correction is not out of the question. How the Government is wasting your tax dollars; the most important strategies for Retirees now; how higher interest rates are impacting retirement, both good and bad. What does retirement even look like, anymore? Locking in returns w Treasuries at higher rates. Dalbar investor behavior: 30% underperform markets by 4% or more. Movie nights w Netflix and the Blockbuster Air BNB; moving your money for higher returns; how sweep accounts work; Schwab vs Fidelity; Apple Pay and Goldman. SEG-1: Are Markets Running Out of Gas? SEG-2: How the Government Is Wasting Your Tax Dollars SEG-3: How Higher Interest Rates are Impacting Retirement, for better or for worse SEG-4: Movie Nights & Netflix; Moving Money for Higher Returns Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=x6hqy-0q82c&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "Are Higher Prices on the Way?" is here: https://www.youtube.com/watch?v=GJNjCT6L6nE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Cash Hoard Of 2023 (And The Sideline Money Myth)" https://realinvestmentadvice.com/the-cash-hoard-of-2023-and-the-sideline-money-myth/ ------- Our previous show is here: "There's No Such Thing as Money on the Sidelines" https://www.youtube.com/watch?v=tIyIm16dZb0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketCorrection #Bullishness #GovernmentWaste #TaxDollars #Retirement #RollingRecession #InventoryManagement #RetailSales #Markets #Money #Investing

(4/19/23) As rolling events allow markets to absorb their effects, investors have enjoyed a primarily bullish trend over the past two years. That's why it is important to focus on what markets are doing vs what the headlines and media are telling us is going to happen. Markets tend to do the opposite of what everyone thinks is going to happen. This is why we watch the moving averages for defining trends in the market. The 40-WMA defines the difference between a bull and bear market. Technically, markets remain in a bullish trend right now, suggesting higher prices are coming later this year. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=GJNjCT6L6nE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BullMarket #BearMarket #40WMA #200DMA #MarketTrend #StockPrices #Money #Investing

(4/18/23) Banks boost stocks as earnings season continues; markets remain in a trading range. Expect a pullback. Volatility Index (VIX) significantly down, closing Monday at 17. Rolling Recession vs The Big Event. Mounds of Cash: Who really owns it? Where does it come from (and where does it go)? The explosion of Money Market Funds in 2020: There is no such thing as "money on the sidelines." In the markets, for every buyer there is a seller. Who owns the cash? Institutional holdings of money market funds (money used to conduct business, make payroll, etc.); not for investing in stock market. If everyone used 'buy-and-hold,' markets would flat-line. Earnings Preview: Is the Banking Crisis over? Netflix: Is content compelling enough to attract new subs? How China derives GDP numbers: Are they to be believed? Was the Banking Crisis a one-off event, or is there more pain to come? Lockheed-Martin beats estimates, but what about earnings? The Best Book to read about investing. SEG-1: Earnings Parade Marches On: Banks Boost Stocks SEG-2: There's No Such Thing as 'Money on the Sidelines' SEG-3: Who Owns the Cash? SEG-4: Should China's GDP Numbers Be Believed? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=tIyIm16dZb0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- The latest installment of our new feature, Before the Bell | "Volatility Index Sending a Message Not to Be Ignored " is here: https://www.youtube.com/watch?v=EFDDYvIKQwI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Cash Hoard Of 2023 (And The Sideline Money Myth)" https://realinvestmentadvice.com/the-cash-hoard-of-2023-and-the-sideline-money-myth/ ------- Our previous show is here: "Why Hasn't the Fed Panicked Yet?" https://www.youtube.com/watch?v=Qw2Lbe0IPvs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MoneyOnTheSidelines #MoneyMyths #EarningsSeason #RegionalBanks #Recession #RollingRecession #InventoryManagement #RetailSales #Markets #Money #Investing

(4/18/23) Despite all the negative rhetoric of late, markets continue to rally in a more bullish mode. Interestingly, the Volatility Index (VIX) is also sending a message not to be ignored. The VIX collapsed to close below 17 on Monday after eaching a high of 26 during the banking collapse fiasco. As a fear/greed gauge, the VIX is telling us investors aren't worried about a market crash, recession, or economic downturn at this point. Markets are pricing-in "no fear." Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=EFDDYvIKQwI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketVolatility #VIX #Recession #BankingCrisis #SVB #Markets #Money #Investing

(4/17/23) Earnings Season is underway, and the reports we receive from regional banks could reveal a more accurate picture of the economy from a localized perspective. CEO Confidence was not good at the end of 2022; what will Q-1 statements reflect? Markets continue trend of bottoming higher: Why? Liz Ann Sonders/Charles Schwab posits we are seeing a "rolling recession" instead of a sudden, bottom fall out recession. Why hasn't the Fed panicked yet? There aren't too many catalysts for market upside. The Rolling Recession is the result of markets processing and absorbing news as it comes. Retail Sales miss the mark for the first real hit to economic data' the consumer is under increasing stress. Major appliance sales drop as stimulus and cash evaporate, and consumption was pulled-forward. The battle of Supply & Demand is why we have inflation. The phenomenon (and failure) of 'just-in-time' inventory management: What happens when the supply chain fails. 'Just-in-case' inventory implications: Higher costs will weigh on earnings. Reverse FOMO = FOBO: Fear of Missing the Bottom. It's always wise to consider your view of markets could be mistaken. SEG-1: Earnings Season & Bank Reports: What the Numbers May Reveal SEG-2: Why Hasn't the Fed Panicked Yet? SEG-3: The Rolling Recession SEG-4: Has "Just-in-Time" become "Just-in-Case " Inventory Management? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=Qw2Lbe0IPvs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s -------- The latest installment of our new feature, Before the Bell | "Is This a "Rolling Recession?" is here: https://www.youtube.com/watch?v=ncXmkhxeMYM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Dollars Death, Not So Fast" https://realinvestmentadvice.com/the-dollars-death-not-so-fast "Raising Money-Smart Kids: Part Two" https://realinvestmentadvice.com/raising-money-smart-kids-part-two/ ------- Our previous show is here: "Is Social Security About to Go Bankrupt?" https://www.youtube.com/watch?v=kBFRLNGHaPw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #RegionalBanks #Recession #RollingRecession #InventoryManagement #RetailSales #Markets #Money #Investing

(4/17/23) What if the Economy has been experiencing a "rolling recession," instead of one in which the bottom falls out of everything all at once? A hypothesis posed by Liz Ann Sonders, Managing Director and Chief Investment Strategist at Charles Schwab, in that markets have been able to weather the storms of the past couple of years because they haven't all hit at once. A longer view of market performance reveals a continuing, upward trend since The Big Selloff when the economy was shut down for the pandemic. And, after working through all the stimulus-fueled froth, markets are now back in line with a longer-term, bullish trend. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=ncXmkhxeMYM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Recession #MarketResiliency #LizAnnSonders #Economics #Markets #Money #Investing

(4/14/23) Big Banks quarterly reporting headlines today's financial news; what's the best use for a brick & mortar bank in your personal finances? The challenges to small businesses, CPI stickiness means no Fed pivot. Refinancing Treasueries will expose more cracks in the economy with higher cost of debt. Why this will be a "White-collar Recession." the OAISD Report on Social Security solvency; France' pension protests, and the demographic challenges for US Social Security. Will SS be there for the young? Envisioning the future, and how to make up the shortfall. Sacrificing retirement to bailout the kids; Lunch & Learn recap & preview; romancing the gold vs ditching the dollar. SEG-1: The Best Use of a Brick & Mortar Bank SEG-2: This Will Be a White-Collar Recession SEG-3: Will Social Security Be Around for the Young? SEG-4: Romancing the Gold Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=kBFRLNGHaPw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell | "Can You Ever Make Up What You Lost? | Before the Bell" is here: https://www.youtube.com/watch?v=kuDQK39ebT4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here are articles mentioned in today's show: "The Dollars Death, Not So Fast" https://realinvestmentadvice.com/the-dollars-death-not-so-fast "Raising Money-Smart Kids: Part Two" https://realinvestmentadvice.com/raising-money-smart-kids-part-two/ ------- Our previous show is here: "The De-Dollarization of Reserve Currency" https://www.youtube.com/watch?v=1wVK-xtPpg4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next Lunch & Learn: "Transitioning to Medicare" https://us06web.zoom.us/webinar/register/7516747839784/WN_yEQ0iBgwQ2WdIexCLAdpPQ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SocialSecurity #Bankrupt #Gold #CPI #USDollar #ReserveCurrency #FederalReserve #InterestRates #Inflation #Markets #Money #Investing

(4/13/23) March Inflation seemed to soften, but a look at core inflation metrics shows higher prices are still pretty sticky, providing no evidence the Fed will be inclined to pause rate hikes, much less cut rates. FOMC minutes reveal discussion of a "mild" recession. That's like being "mildly" dead. The significance of the NASDAQ being where it was 2-years ago: No gains. The March CPI Report: Nothing Burger or ham on rye? "Sticky core prices remain very sticky. Higher gasoline prices are offsetting declines in services prices. Housing/Homeowners Equivalent Rent declines have a 3-month lag; expectations are for another 25bp increase at next Fed Meeting. Is the Dollar dead as a reserve currency? The de-Dollarization: three reasons why it won't happen anytime soon. Will Gold return as an alternative for fiat currency? What's wrong with the Dollar: Over-leveraged & mis-managed. China/Brazil deal in Yuan; use of Dollar has diminished, but volume remains high. The Central Bank Digital Currency phenomenon: Why no government will allow it to replace currency. Florida outlaws CBDC; the reality of digital commerce vs using cash. SEG-1: The CPI Nothing Burger SEG-2: Inflation: Nothing a Recession Can't Cure SEG-3: The De-Dollarization of Reserve Currency SEG-4: What's the Future Hold for CBDC? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: -------- The latest installment of our new feature, Before the Bell | "Can You Ever Make Up What You Lost? | Before the Bell" is here: https://www.youtube.com/watch?v=kuDQK39ebT4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here is an article mentioned in today's show: "Bullishness Remains Missing, Which Is A Good Thing:" https://realinvestmentadvice.com/bullishness-remains-missing-which-is-a-good-thing/ ------- Our previous show is here: "Why Are Banks Losing Money on Mortgages?" https://www.youtube.com/watch?v=HRtOEK0iYcU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CPI #USDollar #ReserveCurrency #FederalReserve #InterestRates #Inflation #Markets #Money #Investing

(4/13/23) The NASDAQ has between The Big Winner this year, with the top ten stocks in the index generating about 90% of overall returns since January 1, far out-pacing the S&P this year. But...the NASDAQ is only now back to levels last seen two-years ago! A great rally since October, but really no gains for the last two years. So how does this impact the myth of the compounding of market returns over time? That's not what actually happens. What does the market need to generate to make up for the losses...and can it do so? We go through the math. It's not pretty. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=kuDQK39ebT4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketCompounding #MarketMyth #NASDAQ #Markets #Money #Investing

(4/12/23) With many investors heavily shorted in the market, today's Inflation Report could spell success or failure (CPI clocked-in at a cooler-than-expected 5% rate of inflation, year over year). Chances for volatility are high in today's trading session as markets near the upper end of the current rally. Oil price increases have yet to appear in CPI numbers, generally three months behind. Gold is very over-bought. NASDAQ is overbought. A discussion of investing philosophies and clients' needs: the difference between philosophies and views; how to avoid confirmation bias. How to change your wife's philosophies. Correcting Warren Buffett: FDIC/SIPC are funded by depositors/tax payers. Why are banks losing money on mortgages? Real Estate locality; the expense of getting a mortgage is higher as home affordability increases. Seniors sacrificing retirement to bail out kids; the difference between assistance and enabling; bad luck or bad behavior? SEG-1: Inflation Day as Markets Near Upper End of Rally SEG-2: The Difference Between Investing Philosophies & Views SEG-3: Why Banks Are Losing Money on Mortgages SEG-4: Sacrificing Retirement: Bad Luck vs Bad Behavior Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=HRtOEK0iYcU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "March Inflation Lower Than Expected" is here: https://www.youtube.com/watch?v=43qkX6wqRw4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here is an article mentioned in today's show: "Bullishness Remains Missing, Which Is A Good Thing:" https://realinvestmentadvice.com/bullishness-remains-missing-which-is-a-good-thing/ ------- Our previous show is here: "Will Inflation Weaken Enough to Cause a Fed Pause?" https://www.youtube.com/watch?v=Ns_oRAzqWBE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MortgageBanking #FederalReserve #InterestRates #Inflation #RateCuts #Markets #Money #Investing

(4/12/23) March Inflation data was released earlier this morning (prior to this recording) reflecting a lower-than-expected rate of inflation of 5%, year-over-year. Markets were hoping for a smaller number, which it is hoped would spur the Fed to at least pause in its interest rate hike campaign. And a weaker inflation print was also expected to have resulted in a sharp rise in the markets. A higher than expected number was thought to lead to a sell off in the markets. Bullish advocates are hoping for a Fed pause and associated monetary accommodations later this year, which the cooler inflation number would suggest. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=43qkX6wqRw4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Inflation #CPI #Markets #Money #Investing

(4/11/23) Lots of Fed speakers are on deck this week, along with data releases with the latest measure of inflation: Will numbers indicate a weakening sufficient to cause the Fed to pause rate hikes? Markets continue to do well; why we trimmed out positions in the NASDAQ; Why did PC sales take a dive? Markets may be a bit ahead of reality. Why a lack of bullishness in the markets is a good thing; markets returns expectations vs reality; avoiding market downturns is more important than making market gains; we do the math. The Dalbar Survey: Why most American's aren't saving money. Avoiding Bad Financial Mistakes; how parents enable instead of help their children. Survey: When should children pay their own way? SEG-1: Will Inflation Be Weak Enough to Cause a Fed Pause? SEG-2: What Markets Are Doing vs What We Think Markets Should Do SEG-3: Avoiding Market Downturns is More Important Than Making Market Gains SEG-4: Bad Financial Mistakes (And How to Avoid Them) Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=Ns_oRAzqWBE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- The latest installment of our new feature, Before the Bell | "Is it Time to Trim NASDAQ Exposure?" is here: https://www.youtube.com/watch?v=2IYMRNLm9og&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Here is an article mentioned in today's show: "Bullishness Remains Missing, Which Is A Good Thing:" https://realinvestmentadvice.com/bullishness-remains-missing-which-is-a-good-thing/ ------- Our previous show is here: "What a Fed Rate Cut Would Really Mean" hhttps://www.youtube.com/watch?v=4QP_DY2j1X4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #Bullishness #FederalReserve #InterestRates #RateCuts #Inflation #Markets #Money #Investing

(4/11/23) The NASDAQ has been on fire this year, rising sharply as the top ten stocks make up about 80% of the return of the S&P this year. That's an amazing performance after laster's swoon in FAANG stocks, and the pronouncement of the NASDAQ as dead. a 30% advancein the NASDAQ is quite the resurrection. The S&P is currently up 7% for the year, but would only be ahead 2% without those NASDAQ stocks pushing things along. Which is why we sold off our Q's holdings for two reasons: This rally has been very sharp since the beginning of the year, and that trend remains bullish; but as we enter earnings seasons, expectations are a little on the lofty side, with propfit margins expected to expand by 140-bp; and expectations for earnings continue to outpace markets. But since technology stocks depend so greatly on consumer spending, where's the money going to come from to support sales predictions based on 2021-22 perfomrance, which was sustained by stimulus funding? Secondly, we're close to triggering a sell signal from a very high level. Historically, such signals have led to a correction. which would be a better buying opportunity to add positions in tech stocks for our portfolios. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=2IYMRNLm9og&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #MarketRally #NASDAQ #MarketRisk #Markets #Money #Investing

(4/10/23) Anticipated data in the week ahead should bolster the position of the Fed in not cutting interest rates anytime soon; labor participation rates are still not up to pre-pandemic levels; inflationary pressures on markets remain. Markets are betting on no recession and the Fed to cut rates, but fail to recognize the ramifications of the Fed needing to cut rates. "Millennial" ratings season begins: Everyone gets a trophy. S&P expectations for 2024 earnings to equal those of 2022, without stimulus or inflation. Analysts' initial earnings estimates are generally 30% higher than reality; looking for lots of earnings "beats." How the markets have become dependent upon liquidity and Fed intervention; this is not capitalism, and it's not good for markets. Companies are not winning the capital game (the things that really matter to businesses.) The fallacy of boycotts and protests; the true cost of debt. The challenge of investing in a no longer free market. A booming stock market is not necessarily good for the economy: Look at teh results of three bull markets, with 29% of population still expected to need more than $1-mil to retire. Markets will not make you rich; wealth will come from what you save. SEG-1: There's No Indication of a Fed Rate Cut SEG-2: Millennial Earnings Season Begins SEG-3: Market Dependency on Liquidity and Intervention SEG-4: Why a Booming Market's Not Good for Economy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=4QP_DY2j1X4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "This Week Begins Earnings Season" is here: https://www.youtube.com/watch?v=_sncC32vQfE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Did the Fed Put Too Much Money in the System?" https://www.youtube.com/watch?v=_j-67FkGiuU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #BigBanks #FederalReserve #InterestRates #RateCuts #Liquidity #MarketIntervention #FreeMarket #Capitalism #Markets #Money #Investing

(4/10/23) This week launches earnings seasons, starting with the big banks. Will banks show more stress to come, or were the past events in that sector over with? What about lending standards and loan loss reserves for banks? What are their concerns about delinquencies, which are precursors for a recessionary economy. Earnings for Q1 have dropped significantly since the first quarter of 2022, from a peak of $225 to the current level of $172-share today, lowering the bar for companies. Meanwhile, markets continue to trade in a very defined channel, in a consolidation pattern that is considered bullish despite bad news from banking issues, a weakening economic environment, Fed rate hikes, and concerns over inflation. Markets continue to hold on, even though earnings have been on the decline. Markets' future moves will depend in large part on the results of the unfolding earnings season. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=_sncC32vQfE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #EarningsSeason #BigBanks #LoweredEstimates #FederalReserve #InterestRates #Inflation #Recession #Markets #Money #Investing

(4/7/23) There are some coming adjustments to Social Security earnings thresholds about which retirees or near-retirees should be aware. Danny and Rich also discuss the benefits of beloning...to the Senior Citizens' League. The Great Un-Retirement and marge & Janet close the show. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell | "Does All That's Golden Glitter?," is here: https://www.youtube.com/watch?v=eyM2JJqIi8I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Did the Fed Just Float a Rate Hike Trial Balloon?" https://www.youtube.com/watch?v=DpmgX-BEwME&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Articles mentioned in this podcast: "Looking to 'Unretire?' Four Important Steps to Consider." https://realinvestmentadvice.com/?s=the+great+unretirement ------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Retirement #RetirementPlanning #SocialSecurity #EarningsThreshhold #Unretirement #Markets #Money #Investing

(4/6/23) Why do Jobless Claims Matter? What do to about Gold? Chipotle's Peppergate and Bud Light's marketing gaffe: No such thing as "bad ink?" The CitiGroup Economic Surprise Index is on the rise: Data is coming in stronger-than-expected, which is not such a surprise considering all the doom and gloom last year. Analysts are optimistic, but first signs of trouble may show up in Jobless numbers; Markets may not be a strong as thought (thanks to impact of ETF's). Market indicators are still predicting recession, but market behavior is incongruent. Researching market behavior following history of Fed pauses in rate hike; what happens when the Fed does nothing? The Fed's reverse-repo program: Is there too much money in the system? SEG-1: Why Jobless Claims Matter SEG-2: Chipotle Peppers, Bud Light bust, and Economic Surprises SEG-3: Incongruity of Market Predictions to Market Behavior SEG-4: Did the Fed Put Too Much Money in the Economy? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=_j-67FkGiuU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s -------- The latest installment of our new feature, Before the Bell | "Does All That's Golden Glitter?," is here: https://www.youtube.com/watch?v=eyM2JJqIi8I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Did the Fed Just Float a Rate Hike Trial Balloon?" https://www.youtube.com/watch?v=DpmgX-BEwME&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Articles mentioned in this podcast: "The Market Bottomed In October. Now What?" https://realinvestmentadvice.com/the-market-bottomed-in-october-now-what/ "Bills, Notes, or Bonds?" https://realinvestmentadvice.com/bills-notes-or-bonds ------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #JoblessClaims #EconomicSurprise #InterestRates #Inflation #ChipotlePepper #BudLight #Markets #Money #Investing

(4/6/23) Gold has enjoyed a lot of media attention as it has had a nice run, of late, breaking out above $1,900 to touch $2,000. But Gold is now a bit over-bought, signaling time to perhaps take a little bit of profit if you're long Gold. The last time we saw this scenario, Gold corrected from $1,960 to about $1,750. And as markets have continued on an upward trend since October's lows, Gold has correlated to equities more than any other. Note: The idea of Gold as a risk diversifier really hasn't been the case; it's still more of a speculative trade. When trading commodities, remember that they do not pay dividends, so purchase for price and capital appreciation. We're looking at ten-year treasury notes (TLT) as potential spots to place profits; perhaps the best thing about treasuries is that you'll get your money back, unlike other asset trades. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=eyM2JJqIi8I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Gold #Commodities #TenYearTreasuries #Bonds #InflationHedge #Markets #Money #Investing

(4/5/23) Markets sell-off, as predicted; Jobs data disappoints, with more to come from ADP & Labor Dept.: Could this be the first cracks in economic data? Market dichotomy of good performance with weak economic data. Are markets predicting a turn? Why are markets rallying on hopes of a Fed pivot (and what such pivot would indicate about the economy)? Markets are resting on support, retesting the 50-DMA. Why do majority of Gen-Z get their news from TikTok? The results of confirmation bias, and lack of challenging viewpoints. The dynamic of fund flows into Fed Repurchase programs; what happens when banks don't "share the wealth." The Fed has created an environment in which investors now have a choice. Tax deadline looms; ADP & Jobs reports could determine Fed's next move. Cleveland Fed Pres. Loretta Meister says more rate hikes to come: Is that a trial balloon? SEG-1: Jobs Data Disappoints - Is this the first crack in economy? SEG-2: Gen-Z News Sources & Confirmation Bias SEG-3: How the Fed Gives Investors a Choice Over Banks SEG-4: Did Loretta Meister Just Float a Rate Hike Trial Balloon? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=DpmgX-BEwME&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- The latest installment of our new feature, Before the Bell | "Markets Retest the Breakout," is here: https://www.youtube.com/watch?v=ryhlhNtlPm4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Was October's Low the Markets' Bottom?" https://www.youtube.com/watch?v=KNC_H77I_14&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- Articles mentioned in this podcast: "The Market Bottomed In October. Now What?" https://realinvestmentadvice.com/the-market-bottomed-in-october-now-what/ "Bills, Notes, or Bonds?" https://realinvestmentadvice.com/bills-notes-or-bonds ------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #JobsReport #InterestRates #LorettaMeister #BullMarket #BearMarket #Inflation #FedPivot #FederalReserve #TikTok #GenZ #ConfirmationBias #Markets #Money #Investing

(4/5/23) The markets' rally from recent lows has flown in the face of Fed rate increases and bank failure news. The pullback we forecast in February came to pass thru early March, and since then markets have rallied back on expectations of a Fed pivot (despite no indications that's what the Fed will do). Markets yesterday retested a breakout of the downward trend line, combining with a trend of higher lows to create a market compression scenario. Today's action will be key in testing both boundaries. Patterns suggest a modicum of bullish support still exists...for now. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=ryhlhNtlPm4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketCompression #BullMarket #BearMarket #Recession #FederalReserve #InterestRates #Markets #Money #Investing

(4/4/23) The Credit Suisse shareholders' meeting is not likely to be a fun one. Markets are showing signs of exhaustion; there's nothing much standing in the way (do far) of markets achieving 4,200, despite contrary economic conditions. Markets have continued to establish higher lows since October. What to do when Climate Activists break-in to your house. Opposing market views & psychological biases. How personal biases affect investment outcomes; the market is a weighing machine over time; was October's low the markets' bottom? RIA Rules for investing (see article link below). SEG-1: Markets Showing Signs of Exhaustion SEG-2: Nightlights & Climate Activists; Opposing Views & Psychological Biases SEG-3: Was October's Low the Markets' Bottom? SEG-4: Navigating What Comes Next Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=KNC_H77I_14&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Oil Prices Surge," is here: https://www.youtube.com/watch?v=bK0Q4IfuERw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "Will Oil Roil the Markets?" https://www.youtube.com/watch?v=OdD_ayLqNGU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Articles mentioned in this podcast: "The Market Bottomed In October. Now What?" https://realinvestmentadvice.com/the-market-bottomed-in-october-now-what/ ------- Register for our next Lunch & Learn: "What's New with Social Security?" https://us06web.zoom.us/webinar/register/1116747818184/WN_1UI2lJqsSSS3N5r8lmWovg ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #BullMarket #BearMarket #OctoberLow #SP4200 #Inflation #FederalReserve #MobilePhoneApps #Millennials #Productivity #Markets #Money #Investing

(4/4/23) Despite all the bearish market commentary from headlines and podcasts, plus negative news about a looming economic recession, the market continues to perfrom better. Markets have continued a rising trend established in October of higher lows, and on Monday rallied above a downtrend line originating in April 2022. All of this sets up markets to rally to about 4,200. Analysts are now ratcheting-up predictions for 2% economic growth this year, and the S&P increasing estimates for companies. This flies in the face of the idea of recession because of the Fed's rate hikes. It's all very confusion for investors, but in the short term, technicals remain very positive. Markets are becoming a bit over-bought in the short term, as well. There are several layers of resistance between 4,100 and 4,400, all of which are possible targets. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=bK0Q4IfuERw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SP4200 #BullMarket #BearMarket #Recession #FederalReserve #InterestRates #Markets #Money #Investing

(4/3/23) April marks the launch of another earnings season cycle and the start of Q2 with a decidedly positive market bias. OPEC+ production cuts hikes oil to $80bbl, fueling more inflation = more Fed rate hikes. Analysts are now expecting Q1 to have been the trough, q2 to show economic improvement: Not good for the Fed, creating a battle between what the Fed wants and what the markets are thinking. It's important to note the significance of oil price averages, and the deviation from the 200MDA: Price highs and lows are required to create an average: Oil prices are a function of supply and demand; recessions result in decreased demand. The US needs to decide whether it's going to be oil-dependent or oil-independent. The truth about Lance's Tweets; survey: Where mobile phones derive the most income: Gaming apps. What would Einstein think? How Millennials choose to spend money; the trend towards working fewer hours = lower productivity. Charting genetics, productivity, and success. SEG-1: The Battle Between What the Fed Wants and What Markets Think SEG-2: Will Oil Roil the Markets? SEG-3: Mobile Phone Apps & Millennials' Productivity SEG-4: Productivity, Success & Genetics Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=OdD_ayLqNGU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- The latest installment of our new feature, Before the Bell | "Oil Prices Surge," is here: https://www.youtube.com/watch?v=6JeByrzYLJM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "More Than 50% of Americans are Under-prepared for Retirement" https://www.youtube.com/watch?v=MJ7rLjYkE4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2837s -------- Articles mentioned in this podcast: "Looking to 'Unretire?' Four Important Steps to Consider." https://realinvestmentadvice.com/?s=the+great+unretirement ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #OilPrices #OPEC #Inflation #FederalReserve #MobilePhoneApps #Millennials #Productivity #Markets #Money #Investing

(4/3/23) OPEC+ cut production by 500k-bbl over the weekend, hiking prices by 6% this morning to around $80bbl from $110bbl. The price of oil is a function of two things: As the economy slows, a slow down in demand occurs, dropping prices, in this case back to below the 200-day moving average, a pattern of about two-years' worth of pricing history. OPEC likes profitability from higher prices, and so cut production to keep supply low and prices high. That won't last, however. This, of course, runs afoul of the White House and Fed plans for cutting inflation. Can't do much of that when oil prices are on the rise. Meanwhile, energy stocks remain extremely elevated above the moving average. While we may see a short term bump in energy stocks, prices cannot remain as deviated from the average for very long. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton -------- Articles mentioned in this report: "Bullish Buy Signals Mark 4200 For Relief Rally" https://realinvestmentadvice.com/bullish-buy-signals-mark-4200-for-relief-rally/ -------- Articles mentioned in this report: "Are The FANG Stocks Dead?" https://realinvestmentadvice.com/are-the-fang-stocks-dead/ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Watch the video version of this report by subscribing to our new "Before the Bell" YouTube channel: https://www.youtube.com/watch?v=6JeByrzYLJM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #OilPrices #OPEC #Inflation #FederalReserve #200DMA #Markets #Money #Investing