The Property Podcast

It’s your update on the current mortgage market The thing on every investor’s mind is... mortgages. Which rates are good rates? How long should you lock a mortgage in for? What should we be searching for in a mortgage advisor? The Robs know there’s a bit of a mortgage meltdown happening, and that’s why they’ve brought on a mortgage expert for this week’s episode. They ask all the questions you want answers to (and ones you’ve not thought to ask) in this episode. Hub Extra This is an app that Rob & Rob both use and are big fans of. And they didn’t even recommend it to each other! Todoist is an organisational app, and it’s very one-track-minded, which Rob D says he enjoys. To find out how Rob & Rob utilise the app, hit play on this episode. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We’re back with more listener questions on Ask Rob & Rob. First up, we’ve got a question from a listener (who forgot to leave their name, so we’ve christened them Billy). They’ve been hearing about lease options from a mentor, and wanted to know more about purchasing lease options as a strategy. Does this make sense or is it a dated way of approaching property? And next is a question we’re sure lots of you can relate to – what to do about EPC ratings? James has just purchased a property that’s currently rated a D, and he wants to know what the best option is for him moving forward. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How will rent freezes and eviction bans affect property investors? It’s official, the scary headlines are true... Scotland will be introducing a rent freeze and eviction ban in response to the cost-of-living crisis. But how will this affect property investors, and will the rest of the UK follow suit? Tune in to find out what’s happening and what it means for you. Hub Extra We’re all big readers here at Property Hub HQ and this week Rob B is bringing us the reading hack that completely changed his life! This mindset was first introduced to Rob B by Naval Ravikant, and it’s completely shifted the way he thinks about reading. Has a book ever become so disinteresting to you, that finishing it actually feels like a chore? Well, what if we told you you’re under no obligation to finish that book? If the book is no longer adding value or entertaining you, then skip ahead a little and if it’s still not interesting you – don't finish it! It seems so simple, but it’s such an alien concept to most, as for some reason we feel obliged to finishing the book we’ve started. But if you adopt this mindset, you’re guaranteed to start finding reading enjoyable again. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means – Rob & Rob are back answering your questions! Paul’s kicking us off this week, and he’s got a question about buying off-plan property. Paul’s still new to investing, but he’s already exchanged on two off-plan properties in Manchester city centre that are due to complete in Q2 of 2024 and he’s considering getting a third. However, he’s now wondering if it’s actually a good time to be buying off-plan. When the time comes for him to get a mortgage, will interest rates be even higher? And could he actually struggle to get one due to not meeting lending criteria? Next up, we’ve got a question from Ed. Ed is also new to investing and currently has a freehold property in London. He’s currently soaking up as much Property Hub content as he can, but he wants to know if Rob & Rob could recommend the best podcast episodes for beginners like himself. Tune in and find out what the guys had to say. Looking for the links? They’re right here: New to The Property Podcast? Start here! Our top five episodes Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Where’s best to invest in the UK? Our hotspot episodes always go down a treat and are usually one of our most popular episodes of the year, but we think this one might be even better... If you think Rob & Rob don’t cover Scotland and Wales enough, today is your lucky day - as they’ll be revealing the top three places to invest in England, Scotland and Wales. So, if you’re planning your next investment, you might want to start looking into these locations... In the news You might’ve guessed what news story Rob & Rob would be chatting about today, which is of course, we’ve got a new PM! This is the third new Prime Minister the UK has seen in the last six years without a general election, so what have the guys got to say about it and how this will impact investors? Hub Extra We’ve been ramping up our YouTube channel here at Property Hub, so of course Rob & Rob have been spending more time on YouTube and searching for some of the platform's best content! So, it’s only right that they recommend another cracking channel to you. Leon Hendrix’s channel focuses on personal development, and whilst YouTube is swamped with a lot of similar videos, Rob Dix has found Leon’s channel to be a breath of fresh air. He takes well-known concepts and makes them super compelling, so this is definitely one to add to your watch list – who said learning couldn’t be entertaining! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! And getting us started this week is Helen. Helen has three rental properties, each of which are on fixed rate mortgages, which are due to end soon in 2024-2026. Helen’s hoping Rob & Rob can shed some light on what she can do to prepare for her fixed rates coming to an end. Next up, we’ve got a question from Dan. Dan’s sister is currently looking for a property to rent, and he’s had a thought! As he’s looking to get into property investment, should he purchase a property and rent it out to his sister? It seems like a win-win situation as his sister gets a landlord she can trust, and he’d get a reliable tenant from the get-go. Do Rob & Rob think it’s a good idea or is it a disaster waiting to happen? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s the September Market Update Rob & Rob are back with your monthly update! It’s all doom and gloom in the media, and with negative headlines everywhere you look, it can be difficult to keep up! But don’t worry because Rob & Rob have got you covered... All the links you need are right here: House Prices Rightmove House Price Index Rents Rising prices see renters stay put Historic low for voids as rental market under-supply goes on Rent rises lag far behind inflation - new government figures Generation Rent promoting new rent freeze campaign Mortgages Weekly rate watch: Prices take cue from weather with significant rises Holiday Lets Number of active holiday lets increase by as much as 33% Landlords evicting tenants for Airbnb and holiday lets, report finds Anti-second home sentiment builds as building society stops lending And finally... New political party calls for rent controls and no “landlordism” Hub Extra We’ve got a cracking recommendation for you this week! From Hollywood to Wales, purchasing a run-down football club in Wales might seem like a questionable business move. Welcome to Wrexham follows the story of Ryan Reynolds and Rob McElhenney and their purchase of the third oldest professional football club in the world. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday, so we’re back with more listener questions. First up this week is Becky from Essex. Becky’s about to complete on her first buy-to-let deal (three cheers for Becky!), but she’s already looking at her next deal... She wants to buy the flat above hers, off-market, and she’s wondering how much discount she could get with a deal like this? Becky’s also hoping Rob & Rob can shed some light on how off-market deals work, and how the process differs from a standard purchase. Next up is a cracker of a question from Alex in Devon. After using a cash loan from a friend, Alex purchased his first property a year ago and now he’s about to repay the friend after increasing the property's value and remortgaging. His friend wants to extend this partnership and re-loan him the money. Alex wants to go ahead with the loan and split it into two £50k deposits, but he’s hit a roadblock. His broker has advised that lenders aren’t likely to loan to him due to his friend wanting to have a second charge for security. Is there a way they could restructure the loan to suit, or are they just asking the wrong questions and dealing with the wrong lenders? Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What’s going to happen with inflation and interest rates? With inflation and interest rates rising, every investor wants to know... What’s going to happen next? Are we going to see further increases or are we hurtling towards a recession? And whatever the answer - how will this affect house prices? Rob & Rob have done a deep dive into the data, so you don’t have to and they’ll be answering all of those questions today on The Property Podcast. In the news If you’re not fluent in Welsh but you’re hoping to buy in Wales, now might be the time to scrub up your knowledge, as it’s been revealed that landlords in Welsh-speaking communities may have to prove they speak the language. This scheme is looking to restrict the number of second homes and free up affordable housing for locals. If the scheme goes ahead sellers will also have to list their properties to locals for a set period of time before they can list their property to the wider market. What are the chances of this passing, and what do The Robs think about it? More from Rob & Rob Every month Rob & Rob host a free webinar that’s jampacked with knowledge that will help you become a better investor. And if you’ve not joined one before, then tonight's your chance! Join Rob & Rob as they reveal the state of the market right now, and what investors should be doing about it. Hub Extra Last week we announced that Rob Dix is launching his very own newsletter and we’re excited to say that the first one will be landing in your inbox tomorrow! If you’ve already signed up for a free hubber account – great, you don’t need to do anything else. But if not, what are you waiting for? Not only will you get to receive the most valuable five-minute newsletter each week, but you’ll also gain access to the huge wealth of free resources on our website! So, sign-up now – you won’t regret it! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions, and they’ve got some cracking ones! Kicking us off this week is Luke from London. The market is hot right now, that’s no secret and this combined with the aftermath of Covid-19 and the war in Ukraine Luke is wondering if what the 18-year cycle predicts is still accurate... Will we be waiting until at least 2026 for a crash or are we heading towards an early winner's curse? Next up, Sophie’s looking for some advice on an upcoming purchase. She’s looking to purchase a property, but it currently has no kitchen or bathroom, so lenders won’t mortgage it due to it being uninhabitable. Sophie plans to borrow some cash from family/friends to top up her savings and buy it outright. Once she’s bought the property, she plans to install a cheap bathroom/kitchen with the hope that she’ll then be able to remortgage. She’d like to know what Rob & Rob think of this plan and if they have any other suggestions to help her get the deal across the line. Tune in to find out what advice the guys have got for these listeners. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Is the property market headings towards a halt? There’s a lot happening in the market right now. With a rumoured recession on the horizon, combined with interest rates, inflation, and the cost of living on the rise, are we starting to see the signs that the property market is slowing down? Rob & Rob will be revealing exactly that on today's podcast. They’ve been combing through the data, reaching out to their huge network and using their own observations to find out exactly what is going on with property market right now – and honestly, the answers might surprise you. Major Announcement Hub Extra is having a little revamp... and in true Property Hub style we’re making it even more valuable for you! From next week, Rob D will be sending you a newsletter straight to your inbox every. single. week. He’ll be sharing his opinions on the market, plus the top news that you, as an investor, should know about... and there may be a few little extras along the way. This 5-minute read will give you everything you need to keep up to date with the ever-changing property landscape. So, if you’ve not already signed up for a free Hub account, now is the perfect time! Just click here. Hub Extra We’ve got a little bit of a different recommendation for you this week, but if you’re looking for a way to treat yourself this one’s for you. We’re very lucky to have a wealth of talent here in the UK and that’s showcased every week in theatres up and down the country. So, if you’ve not been to a musical recently take this as your sign to do so! Rob B recently went to see Matilda and he was blown away with just how incredible the industry is, and after the last couple of years now is the perfect time to go out there and support them. So, if you’re looking for something a little different try and book a show. We promise you won’t regret it! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s that time of the week – Rob & Rob are back answering your questions! And kicking us off this time is Kevin. Kevin is finally ready to purchase his first buy-to-let and he’s keen to get stuck in, but he was a little disheartened when he saw how much tax would be cutting into his profits, so he’s been reconsidering his strategy. As a result of his calculations, he’s had to rejig the scope of where he was looking for property and he’s noticed some super cheap student lets in the North West. He wants to know if student lets are a good route for a beginner like himself or should the alarm bells be going off? Next up, we’ve got a question about profits from Alex down in Somerset. Alex has been listening to the podcast for around a year now, and he’s saved up a pot of profits from his buy-to-let. But before he starts dreaming about all the holidays, he wants to know how Rob & Rob would split their profits? Is there a recommended way to split profit? Or is there a particular amount he should be putting aside to reinvest, pay off capital and for general maintenance? Tune in to find out what advice Rob & Rob have got this week. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How do millionaires invest? Have you ever wondered how the super-rich invest? It’s not often you get a glimpse into how millionaires invest or what their portfolio looks like, but we’re bringing you exactly that today on The Property Podcast. If you’ve ever spoken to a financial advisor and asked how you become rich, they might tell you something along the lines of “invest in stocks and bonds” but is that how the rich actually do it? Tune in as Rob & Rob give an exclusive look into: How they invest What they invest in How their investments are spread In the news The Bank of England is back in action as they raise the base rate by 0.5% bringing it to 1.75%. It’s still extremely low by historical standards, but this alongside a predicated 13% inflation by October is bound to have an impact of the property market. Are we going to start seeing the market slow down and how will this affect house prices? Hub Extra If you want to seriously up your communication skills at work and in business, this week’s Hub Extra is for you. How to Start Conversations That Get Results: The First Minute by Chris Fenning is a book that will give you a simple framework you can apply to any conversation you have – making those first 60 seconds far more impactful. After reading this book, you’ll never need to waffle again, and you’ll master the art of clear intent and concise conversation. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions and wow, we’ve got some cracking ones for you this week. Getting us started is Ben. Ben is currently looking to purchase his second buy-to-let, but after completing a survey on the property, he’s been told that there’s around £11,000 worth of repairs needed on some damp and the roof. What Ben would like to know is, does this give him the chance to renegotiate the purchase price? The original offer was a good one and slightly over market value, but with the potential cost of work hanging over his head, he’s thinking that what started off as a good deal, will become a bad one. Should he try and knock the costs off the purchase price? Next up we’ve got a question from Alex. After listening to the podcast, Alex and his wife first took the plunge to invest back in January 2020 and they’re currently completing on their fourth. Today they’re hoping Rob & Rob can help them with the sticky situation they’ve found themselves in. We all know that inflation is on the rise, and with what Alex has been hearing on the podcast, he’s wondering if now's the time to pull out of his ISA. He’s currently got 10K in a Lifetime ISA that has an interest rate of 0.85%, which, thanks to inflation, means he’s actually losing money. Alex wants to know whether he should pull out his money, lose the 25% the government have topped it up with, leaving him with 7.5K or if he should just stick with it because the government contributions make it worthwhile? Tune in to find out advice the guys have got this week. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your August Market Update is here! It's been a busy month, so Rob & Rob have plenty of headlines to get through in the latest market update. From fast-growing cities and the removal of mortgage stress tests, to people getting the wrong investment advice from TikTok, The Robs are breaking down the biggest news of the month for you right now. Stay on top of the industry’s breaking news by tuning in now. And all the extra links you’ll need are below. Property prices House prices growing at fastest rate since 2004 Growth is fastest in cities Viewings have fallen by a third The rental market Rents have increased by 3% in the last year Rents are growing fastest in Manchester More tenants are renewing in London Mortgages Stress tests removed Political pressures A leading charity wants the rental sector to shrink Labour’s “war” against holiday lets All holiday lets to be licensed in Wales Odds and ends A third of all transactions fall through, and the ones that succeed take over 5 months The national “rogue landlord” database is looking sparse And finally... Not all property advice given on TikTok is accurate Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! Kicking us off this week is Deemada. Deemada is searching for his second buy-to-let deal but increasing interest rates have got him thinking about his profit margins. He wants to know if higher rates will squeeze his profit and if so, should he still be considering buy-to-let right now? Next up, we’ve got a question from AJ in London. The latest legislation, especially the proposed removal of Section 21 has got them worrying about how this is going to impact landlords, particularly with rent increases. They currently review their rent annually and adjust it according to the market – sometimes it goes up, sometimes it doesn’t. But they’re worried that this change in legislation could leave them short if a tenant refuses to accept the rental increase. Do Rob & Rob have any thoughts on this? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

What cities are best for yield? Usually, when we talk about the best places to invest, we’re looking at capital growth, but there’s plenty of investors that focus on high-yielding deals. So, Rob & Rob have done a deep dive into the data, and they’ll be revealing the best cities to invest in if you’re investing for yield. Not only will they be sharing the top five cities in terms of data, but they’ll also spill the beans on which of those cities they’d personally invest in. In the news Great news for the UK as major cities across the country land into Timeouts' top 53 cities in the world - with Scotland landing two cities in the top four! The rankings are based on various things including safety, sustainability, and even nightlife. It’s great to see some of the UK’s best cities being recognised globally and even beating places like New York and Paris. Hub Extra Working through your emails is never someone’s favourite task, but it can certainly be a quicker one with this week's Hub Extra. Rob Dix has recently found Spark, it’s a mail app that’ll replace the one that’s automatically installed on your phone, and whilst the differences are subtle, he says they’re game-changing. He’s clawed back time in his day, as he can whiz through his emails! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer more of your questions! The Bank of England have been increasing interest rates, and there’s no signs of this slowing down anytime soon – that's why Tom wants to know what he should do about his mortgage. One of Tom’s properties is on a 5-year variable rate mortgage with the possibility to leave at any time with no fees. With the potential for interest rates to continue to soar Tom wants to know “Is now the time to switch to a fixed-rate mortgage?”. Next up, we’ve got a question from Shaz in Derby. He’s currently looking at purchasing a tenanted property, where the tenant is on a rolling, short-term contract. Shaz isn’t too impressed with the rent they're paying though, as it’s around 20% under market value. He wants to know what his options are, and the best practice for raising the rent to meet the current market value. Tune in to find out what advice the guys have got this week. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How is Rob D’s pandemic purchase performing? Today we’re taking a little glimpse into the past as we review one of Rob D’s riskier investments. The height of the pandemic might not have seemed like a great time to buy, but that didn’t put Rob off getting his hands on a Property Hub Invest discounted deal in Nottingham. And now it’s been around two years since he made the purchase, we thought we’d take a closer look at how it’s performing, share any lessons Rob learned along the way and answer the biggest question of them all – does he regret it? In the news Now if you’re a long-time listener you’ll know we’re fans of Liverpool, and if there wasn’t reason enough, this latest headline will definitely help you understand why! As Liverpool has seen a 160% increase in Chinese and Hong Kong purchases since 2017. Now Liverpool’s world-wide reputation has always seen it performing better than other major cities in terms of overseas purchases, but what does this buyer boom actually mean? Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s our favourite time of the week - Rob & Rob are back with another round of listener questions. First up, this listener wants to know the best way to achieve his goal of a passive income of £2,000 a month. He’s figured out that to achieve this he’d roughly need around seven buy-to-let properties, and he’s got a few ideas of how he can get there. He’s recently completed a flip with a friend and has around £75,000 in profit that he can use to invest again. Should he continue flipping until he has enough cash to purchase all seven buy-to-lets at once, or should he purchase a couple of buy-to-lets now, let the market do its work, refinance and then purchase more properties later on? Next up, we’ve got a question from Kieran in London. Kieran’s recently come across the term ‘deal sourcing’ and he wants to know what it’s all about. What exactly does deal sourcing mean and is it a good idea? Tune in to hear what Rob & Rob think. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How will the new white paper affect landlords? This has got to be the most anticipated piece of legislation that landlords have been waiting for, FOR YEARS and it’s finally here. The government have laid out their proposals for the Renters Reform in their latest white paper, and it’s completely transformed landlord/tenant relationships forever. With news on notice periods, arrears, evictions, rent controls and so much more, we’re surprised at how little coverage this huge update has received. Now, it’s a very long document, but we’ve read it and we’re going to summarise everything you need to know in today’s episode. There’s A LOT to cover as this report is going to completely shake up the industry. In the news There’s a lot going on in the political world right now, including a new Prime Minister on the horizon, but that’s not the only important change we’re seeing right now. The UK government has appointed a new housing minister... again. It’s not the first time we’ve seen a reshuffle in the cabinet, and we doubt it’ll be the last. But what do Rob & Rob think about new housing minister Marcus Jones? Hub Extra If you couldn’t tell, we LOVE a good podcast, and you can never have too many to listen to. We’ve recommended this one before, but previously Rob & Rob have had to move it off their ‘must-listen’ list as the episodes were hours long and, let’s be honest, who’s got time for that? But now The Tim Ferriss Show has brought out “Monthly Recaps”, it’s slipped right back on the radar! All the best bits from the month have been condensed into a shorter format so you can skip the waffle and still get all the golden nuggets for the month. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are answering some cracking questions for you this week, so let’s get stuck in! First up Claire who’s wondering what she should do with her short-term savings. She currently has three buy-to-let properties and is looking to purchase her fourth. As she’s unable to release any equity for around 18 – 30 months, she’s been building up her deposit in the bank. But as a fan of The Property Podcast, the recent Inflation episode has got her wondering if there’s something else she could be doing with her savings in the short term to stop inflation eating away at them. Next up, Ollie from Wiltshire has a question about mortgages. He’s hoping to purchase his first property soon and is initially planning to live in it before he turns it into a rental property. What Ollie would like to know is should he get an interest only or repayment mortgage? Tune in to find out what advice Rob & Rob have got for our listeners this week. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your July Market Update is here! It’s that time of the month! It’s market update time… and it’s a biggie! Rob & Rob have got a lot to cover, from the property boom and build-to-rent, to the best places to invest and the booming rental market (yes, it’s still booming!) and so much more! Tune in and make sure you’re all caught up. All the links you need are just below: House Prices Latest Hometrack report Knight Frank revises up its house price forecast despite cost-of-living crisis ‘Dash for property over’ as price growth slows - Nationwide Zoopla: 'Forced sales unlikely but price growth will slow' Property Boom Bank of England withdraws mortgage affordability test No 10 considers 50-year mortgages that could pass down generations Halifax lowers deposit needed for new build houses Rental Market Eye-watering rent rises as increasing inflation grips the UK A third of all new homes in London are build-to-rent LATEST: 820,000 private rented households facing gap between benefits and rent Lending Average mortgage product fees fall on annual basis: Moneyfacts Should landlords pay early redemption fees to avoid mortgage misery? Manchester Manchester named 28th most ‘liveable’ city in the world 2022 – and beats London, Barcelona, and more Why Manchester is the destination for savvy property investors LATEST: Manchester reveals more details of its selective licensing expansion Short Term Lets Registration scheme to stem short-lets tide is up for debate Section 21 eviction ban? We’re off to short-term lets, say thousands of landlords Other EXCLUSIVE: New guidance to make EPCs more accurate after 10-year wait ADVICE: Are you ready for the Leasehold Reform Act going live on 30th June? How long does it take to move in 2022? Andrew Bailey faces Bank of England mutiny over staff pay rise Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions! Getting us started this week is Kieran. Kieran is an estate agent in the East London area, and over the past 14 years he’s watched the market go from strength to strength. So, when he came into £200,000 in inheritance, he of course wanted to get involved as he knows the area well and has built up a good network. He’s recently witnessed the success of the Crossrail plans and the growth it’s brought to London with it, and it got him wondering about Crossrail 2. He’d love to know whether he should expand his search to the home counties as the proposed plans for Crossrail 2 could have these areas mimicking the success he’s seen first-hand in East London. Next up, we’ve got a cracking question from Klara. Klara’s looking to buy her first investment property, but she wants to know the best way she can bag herself a deal. Should she find a reliable and reputable sourcing company or save herself some pennies and get deal hunting? Tune in to find out what advice Rob & Rob have got for this week’s listeners. Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

How are Rob & Rob’s predictions faring? It’s been a bonkers start to the year, and it’s fair to say that a lot of unpredictable things have happened. So, we thought it’s about time we do a little check-in on how Rob & Rob’s predictions are faring at the half-way point. From top performing cities to national property growth, the London market, inflation, Bitcoin and so much more… the guys placed their bets on what would happen in 2022. So, tune in as we dig into the numbers and see how right (or wrong) they are so far! Plus, they’ll be answering the question that’s on everyone’s lips right now – is the property boom coming to an end? In the news This week’s news story could divide our listeners, as depending on how you view the world this could be great news or really worrying as UK mortgage lenders told they can scrap affordability rule for buyers. It’s official, the Bank of England have scraped affordability rules and buyers will no longer need to undergo a stress test. Could this be incredible as it helps more people get their foot on the ladder or is it a recipe for disaster with a potential repeat of 2008? What do Rob & Rob think? Portfolio news Now for some super exciting news about Portfolio! We’ve officially introduced ApplePay into the app, making investing just that little bit easier. If you’d like to find out more, you can do that here. Hub Extra If your TBR (to be read) list wasn’t already long enough we’ve got a cracking book recommendation coming your way! You know we love a good self-improvement book here at Property Hub and Four Thousand Weeks by Oliver Burkeman is the time management book with a twist that you need in your life. We roughly get four thousand weeks in our lifetimes, but that doesn’t mean you’ll accomplish everything you want to in life, and this book will help you come to terms with that. Nothing can ever be perfect, and whilst that can feel like a bitter pill to swallow, it’s okay, and Oliver highlights the beauty of constructing a meaningful life and embracing your limitations. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s our favourite time of the week! Rob & Rob are back with another round of listener questions. Getting us started this week is Dan. Dan currently has a portfolio comprising of 4 properties, one of which he lives in. These aren’t massively leveraged, and he’s got a fair bit of combined equity but he’s not quite sure how much. What he wants to know is how can he figure out how close he is to the financial freedom he’s been dreaming of? Next up we’ve got a cracking question from Colin. Colin and his business partner have been working their way through The Property Podcast back catalogue and have now kickstarted their property investment journey. They’re now underway with their first Buy-to-Let investments - two off-market properties with tenants in-situ in the North West. Their offers have been accepted and they’ve managed to secure lending, but what they want to know is Rob & Rob’s top five tips for preparing to purchase properties with tenants in-situ! Tune in and hear what the guys have got to say. Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

These investing principles will help you prosper The world is a strange place at the moment and it’s certainly a difficult one to navigate, especially in the world of investing. It’s the most interesting time for not only the property market but every market out there. If you joined us on the podcast last week or have managed to get your hands on Rob D’s new book you’ll know exactly where we are right now and what the financial environment of the future will look like, giving you that edge when you’re deciding what to invest in. But we’re about to make it even easier for you as Rob & Rob reveal the five investment principles that will make you wealthy. If you harness these principles not only will navigating the market become easier for you, but you’ll prosper as a result. So be sure to tune in – you won’t want to miss out on this. In the news We’ve got a huge news story for you this week, in fact, it’s so big we think we’re going to have to cover it in a lot more detail over the coming weeks. And there’s plenty of headlines as the government have released a white paper on how they plan to create a fairer private rental sector. Now there’s a lot to dig further into but some of the biggest headlines were the end of section 21 and new legislation involving tenants and their pets. Tune in and hear what the guys have got to say. Hub Extra Now we don’t usually give out an anti-recommendation but there’s a first for everything! Rob B was excited to get his hands on the Empire of Pain: The Secret History of the Sackler Dynasty, but was pretty disappointed as he didn’t think it was worth the hype. Not every recommendation is a winner but this one was a hard hitter as it’s got so many amazing reviews... But don’t worry, we can’t let you walk away without a good recommendation! Thankfully Rob stumbled across Dopesick on Disney+ which follows the same story of the Sackler family and their involvement in the opioid crisis in America. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob have two fascinating questions to answer this week! First up is Lukas, who’s asking a question right of the back of attending a webinar (a seriously dedicated listener!). Now the market is hot, Lukas has got an opportunity to pull cash out of his properties. However, he refinanced a property in the past only to have it valued under what he paid for it. As Lukas thinks there will be a crash in the next 2-3 years he’s worried about prices dropping in a crash leaving him over leveraged. Rob & Rob have some excellent advice for avoiding this trap – and also some cautionary words about a crash. Next up is George from Bristol, who’s in the process of buying a home to live in. It’s in a village, which isn’t something we usually discuss on the podcast, but as it’s for George to live in rather than a rental. However, he’s discovered that there is planning permission for homes that will double the size of the village. So now he wants to know, will this extra supply negatively affect house prices? Rob D has seen this explosive growth in houses happen before so he’s pretty sure he knows what is likely to happen next. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Do you understand the financial landscape? This has to be in our top 10 MUST listen podcast episodes - and it’s a big one. With 50 years of financial history to run through Rob & Rob have got plenty to cover. They’ll start with the HUGE event in 1971 that completely transformed everything about the world of money, what has played out ever since and how it’s going to affect what’s to come. Once you understand what’s going to come next, you’ll be well on your way to better position yourself to make smart investment decisions, so you definitely won't want to miss this. In the news With the government leaking stories that their next announcement was going to completely transform the market we were eagerly awaiting what they had to say. And to be honest, we were sort of disappointed as their huge announcement was that they’re planning on extending the right to buy scheme to housing associations. What do the guys have to say about this ‘transformational’ announcement? Hub Extra Of course, this week's Hub Extra has to be none other than Rob D’s new book, The Price of Money. If you loved this episode, you really do need to get your hands on it as it will completely alter the way you view the financial world taking you deeper than a single podcast episode ever could. There’s also some additional perks for anyone that purchases it in the first week (including a mini-podcast series, the chance to have lunch with Rob and a live Q&A session!). Keen to add it to your must-read list? You can purchase it right here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and that means Rob & Rob are back answering your questions! First up is Ash. She’s a huge fan of the podcast and especially looks forward to the Market Updates. So, it’s no surprise that she’s noticed the economic warnings that a recession is likely in the UK this year. Indeed, just yesterday leading economist Dr Gerard Lyons told the BBC: “A recession is likely in the UK and, I think, a recession is likely across Western Europe.” Which is pretty direct, especially for an economist. So, Ash wants to know, what will a recession mean for property prices? Is now a bad time to buy if there is going to be a downturn? A great question, and one Rob D is especially well placed to answer, having just finished a book on how money actually works. Next up is Pete, who controversially doesn’t have a question, but instead has opted to issue a warning! We’ll let Pete off this rebellious change to our format because he has an important warning about new tax rules that will affect almost all landlords. Even though it’s not strictly a question, Rob & Rob still have some helpful advice on how to prepare for the tax changes so that you’re not caught out. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Inflation can change the entire way you invest Inflation is the word on everyone's lips at the moment, but do you truly understand it? It’s a complicated topic and with the rise in living costs it can be tempting to just try and block it out, but you’d be doing yourself a massive injustice. When you truly understand inflation, you can use it to your advantage and have the opportunity to win big! So, make sure you don’t miss out on this one! In the news We couldn’t quite believe our eyes when we saw this headline... When the words ‘landlords’ and ‘tax’ are in the same headline it’s almost never good news, but this one, whilst it’s just a rumour, sounds fairly positive. We know we’re crossing our fingers as Property Investor Post have reported Landlords could receive tax breaks to sell up. Is it too good to be true? Hub Extra If you loved this episode, then you’re going to love this week's Hub Extra! Rob & Rob revealed some pretty shocking numbers today, and we know you’ll be keen to see those numbers and graphs for yourself. Thankfully, Rob D has broken everything down in just 12 minutes in our latest YouTube video. But it doesn’t end there! If you joined us last week, you’ll know Rob D’s new book will be landing next week! If you want to be the one of the first to get your hands on his latest book you can sign-up for notifications here. We promise, it’ll be worth your while and if you purchase it in the first week, there's a few extra perks in store for you. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with some more listener questions! Starting us off this week is Jack. Jack and his partner have recently sold their first property and have moved back in with family whilst they search for their new home. Of course, this means they’ve got a chunk of cash lying around at the minute and Jack is wondering what they should do with it. As they’re hoping to purchase their first investment property soon should they dip into this cash and use it for a deposit to buy their investment property instead of a home for themselves? Their residential home will be higher in value than any investment property they purchase, so with this in mind and the stamp duty implications do Rob & Rob think they should buy the investment property before their home? Next up we’ve got another great question from Joe. Joe’s a young landlord and currently has one property that he rents out as a holiday let. He’s hoping to expand his portfolio, but before he does, he wants to make sure he’s prepared. As his portfolio increases, he’d like to ensure he can keep it as professional as possible and easy to manage so he can crunch all the numbers, keeping a watchful eye on his finances. He’s had a look on the market and has come across Lendlord. What he wants to know is, is there any magical software out there that Rob & Rob currently use and would recommend OR do they keep it classic with a good old trusty excel sheet? Tune in and hear what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

New book incoming! Yes, you read that right! We are so excited to announce that Rob D is releasing a new book on June 16th! But, if like us, you just can’t wait any longer, just sign-up here and we’ll send you a preview chapter to get your teeth stuck into. Plus, we’ve got some special surprises lined up for everyone who purchases the book in its first week, so we’ll send you a reminder on the release day, so you don’t miss out! It’s the June Market Update! Rob & Rob are back with your monthly update and what a busy month it’s been! There’s almost too much to talk about, but don’t worry we’ve selected the best and most important headlines of the month for this Property Podcast. Macro Economy How do I get the £400 energy grant and the £650 one-off payment? House Prices Michael Gove is right about one thing: building more homes won’t solve anything Which housing markets are most exposed to the coming interest-rate storm? Cost-of-living crisis to halt surge in house prices Slowdown ahead for UK housing market Record house prices see 4.3m homes pushed into a higher stamp duty bracket Hometrack UK Cities House Price Index Rents Zoopla Rental Market Report Government to deliver ‘new deal’ for renters Sadiq Khan: I am calling on the prime minister to freeze London rents now Mortgages The Nottingham loosens BTL criteria The Mortgage Works reduces limited company BTL rates Other News Will the Crossrail effect give a boost to house prices along the Elizabeth line? Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We’ve got some cracking questions for you this week, so let’s dive straight in! Kicking us off is Jessica! Jess has been listening to the podcast for a while now, and she’s finally ready to purchase her first property. She’s been looking around Liverpool for the past 18 months and has put in multiple offers, in various areas and price ranges but has found her offers consistently being rejected. Even though her offers are always at asking price or above, she’s starting to wonder if being a single buyer is what’s setting her back? So, she’s hoping Rob & Rob can give her some advice and help her get her foot on the ladder. Next up, we’ve got a question from Ben in Birmingham. Ben’s looking to purchase a property for £275,000 flip it and sell it for £385,000 leaving him with a healthy £30,000 in profit. But he’s wondering if he can avoid the hefty capital gains tax on this. He’s got a few different ideas in mind but he’s hoping Rob & Rob will be able to help him decide. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Time waster to time saver Our phones could be our own worst enemy or our best friend, with almost everything available right at our fingertips it’s easy to waste hours upon hours just aimlessly scrolling through your phone. With every app fighting for your attention, even once you’ve put your phone down those pesky notifications can rear their ugly head and ruin any sort of productivity. But don’t worry, we’re not about to go all anti-mobile on you here, because with a few handy apps and tricks, you can easily turn that time waster into a time saver. Today on The Property Podcast Rob & Rob are revealing the apps that have helped them reclaim some of the time back in their day, making them more efficient investors and better people in general. In the news Today’s headline definitely is one worth digging into as Letting Agent Today report the Tenancy lifecycle has been transformed by the pandemic. The pandemic certainly impacted everyone in a multitude of ways, so it’s no wonder that it’s also changed the tenants think about moving. What have the guys got to say about this? Hub Extra This week's Hub Extra might seem a bit of a given... If you love hearing all the handy resources, tips and tricks we share weekly on the podcasts Hub Extra you’ll be happy to know there’s plenty more where that came from! If you’re not already signed up to receive our weekly Hub Extra newsletter, you’re seriously missing out! But don’t worry, there’s no time like the present, you can sign up for a free Hubber account right here and Hub Extra will land in your inbox every Friday! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

The guys are back with another round of listener questions! And this week we’ve got a double whammy! We usually answer one question per listener but when the questions are this good, we just can’t say no to answering both, so let’s dive right into Alexis’ questions. Alexis and her husband live in Manchester, and they’ve been trying to purchase a property for the last year, but due to the booming market, they’ve not been able to secure a property yet. They put their first offer down back in April and they’ve put multiple offers down since, but each time they keep getting outbid and the houses end up selling above market value. What Alexis wants to know is how do they stop getting outbid? And is it even possible in a hot market or does she need to bite the bullet and buy any property she can get her hands on just so they can get into the market? Her next question is all about tenants. Alexis’ neighbour is also a landlord and unfortunately, her tenants haven’t been paying their rent. Alexis knows that you can get insurance to help protect you in these circumstances, but what happens if you have multiple properties in the same boat as this would hugely impact cashflow. Alexis wants Rob & Rob’s advice on what to do if her tenants don’t pay their rent. Tune in to find out what advice the guys have got for her. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Your cheat sheet to property research Due diligence can seem a little intimidating, especially if you’re doing it from your desktop. With so much to research where could you possibly start? Thankfully research expert Mary Osmond is revealing the exact framework she uses to successfully research all her properties. She’ll run you through every single step, so you can take what you’ve learned and apply it to your next deal. With this cheat sheet, you’ll never choose the wrong location ever again. In the news This week’s news story may come as a surprise to you, especially in a booming market, but according to This is Money there’s been a surge in property down valuations all across the country. As they’ve reported ‘The bank knocked £35,000 off the price we agreed: Mortgage lenders put the brakes on runaway house prices with a surge of down valuations’ But the shocking headlines don’t stop there, as one of the sub-headlines had us choking on our morning brew as This is Money reports ‘house price growth is slowing amid predictions prices will fall 3% next year’. But what have the guys got to say about these gloomy predictions? Hub Extra If you’ve ever found yourself drowning in endless internet tabs (we’re looking at you Tracey), then this week's Hub Extra is for you. Your desktop research game will be levelled up in no-time as you save precious time thanks to this handy browser – Sidekick. Sidekick allows you to add all your favourite apps to a nifty little sidebar, and you can also group your tabs into different sessions, so you’ll never lose that perfect property on Rightmove again as you can pop it into a category for later. Plus, it’s got a built-in ad-blocker, search history function and tab suspension! Is there anything this browser can’t do? Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means... Rob & Rob are back answering some more listener questions! We’ve got some really interesting ones this week so let's dive right in! Our first question is all about the London market. Our listener is looking to buy his first property in London, and after listening to our recent podcast on the 18-year property cycle (which you can catch up with here) he thinks now may be a good time to buy. However, as a long-time listener of the podcast, he knows Rob & Rob have previously mentioned that London is typically overvalued and with the crash being around four years away is now actually a good time to buy? Our listener wants to know if London is the exception from the 18-year cycle or does everything they mentioned in their latest podcast still ring true? Next up, Chris has got a tough decision to make, and he’d like the guy's advice. He’s currently on the search for a larger family home. He owns two properties, and he’s had one of them (a four-bed semi-detached) valued at around 200K, which means he’s got himself a fair bit of equity. What he wants to know is should he sell up and use the money to buy his next home or keep the property, rent it out and release some equity to buy his new family home? Tune in to find out what advice the guys have got this week! Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Research is an investor's best friend Investing is risky business, but is there a way can you avoid making costly mistakes? Every successful investor knows that doing your due diligence should be non-negotiable. But there are some investors that think they can get away with doing little to no research, and they may get lucky a couple of times, but that luck will run out. The reality is if you don’t do your due diligence you’re setting yourself up for failure. So today on The Property Podcast we’re joined by a due diligence expert – Mary Osmond who will have your research game levelled up in no time. Now you might remember Mary from a previous episode where we discussed all things HMO, but if not, you can find that episode here. In the news Now we won’t be popular for bringing this news story to your attention... But base rate has now hit 1% as the Bank of England warns of UK recession this year as it lifts interest rates. A recession could have huge implications for investors so make sure you tune in to hear what the guys have got to say about it. Hub Extra This week’s tip will make the time you spend on your phone just that little bit more productive. You might’ve already heard about widgets, but if you’ve not started taking advantage of them take this as your sign! Widgets are handy little shortcuts for your favourite apps, simply add a widget to your phone screen and at a glance, you’ll have all information you need. Live by your calendar? Add a widget to your phone screen and get a breakdown of your day to day without having to push a single button. Maybe you’re always on the go, just add a map widget and get notified how far you are from home no matter where you are. The options are endless. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back with another round of listener questions! And getting us started this week is Danny from Croydon. Danny is an avid listener of the podcast, so he knows what Rob & Rob think about the North and London, but he’s got his eyes set on a different part of the UK. Danny wants to know, where Rob & Rob think the best place to invest in the Midlands is? Next up we’ve got Tom who’s sent his question in all the way from Dubai! Tom is considering purchasing a student HMO in the UK, as these give a higher return on investment... or do they? Tom has a fair usage clause, but even with this in place he’s predicted that the rise in energy bills is going to heavily cut into his profit margins. What he’d like to know is should he hand over this extra cost to his tenants? Or just take the hit as the landlord? Plus, how will this affect the HMO market? Will landlords across the board increase their prices as a result? Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s the May Market Update It’s everyone's favourite time of the month... we’re back with your latest market update! From the rental market to cladding updates, ground rent and the one thing that’s everyone’s talking about – house prices – the guys have got plenty to cover. You won’t want to miss this one! All the links you need are just below: House Prices Will house prices crash in 2026? This surprisingly reliable cycle theory suggests so House prices could fall by 5% over next 2 years House price growth slows as cost of living crisis starts to hits the market TPP475: 18-year property cycle: When will the market crash? London Prices London house prices rise at fastest rate since 2016 Rental Market Rental Reform White Paper ‘may be pushed back until October’ Government considers giving more tenants the Right To Buy Shelter leads opposition to new tenant Right To Buy proposal Manchester braces for BTR slowdown before 2024 boom Cladding Issue Agreement with major developers to fund building safety repairs What support is available for property owners with cladding issues? Many landlords still excluded from new Building Safety Law Ground Rent Ground rent charges to be banned on new residential leases Date revealed for ban on charging ground rent on new leases Other News Crypto Mortgages Let Homebuyers Keep Bitcoin, Put Down Nothing Canada to Ban Foreigners From Buying Homes as Prices Soar Hub Extra We love a good property game and we’ve got a cracking one for you this week! Now we may be a little biased as this was made by the incredible Property Hub team, but if you’re looking to put your knowledge to the test the boom phase simulator is a complete game changer! Run through the different scenarios, make decisions and try to outsmart a property crash. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s time for some more listener questions and this week we’ve got some good’uns lined up for you! Kicking us off this week we’ve got a cracking question from Sian in Wiltshire. Sian is a fairly new investor and her first tenant’s tenancy is coming to an end. What she’d like to know is how does she go about introducing an annual increase in their rent? Is there a bog-standard calculation she should be using? Should she base it on inflation? Or are there other things she should be considering? Her tenant is a good tenant, so she doesn’t want to rock the boat, but she also doesn’t want to cut herself short and miss out on market value rent. What advice have Rob & Rob got to help her out? Next up we’ve got a question from a mystery caller. This listener didn’t leave his name, but that won’t stop us from answering this corker of a question! He’s currently considering purchasing a flat in a tower block (all cash) and he wants to hear what Rob & Rob think about this? With the ongoing cladding situation, lenders are still cautious to lend on tower blocks, but as he’s going to be buying in all cash, so he could secure himself a little discount. Do Rob & Rob see tower blocks changing any time soon and how do they think they will appreciate in the future? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

We launched our crowdfunding campaign yesterday, and if you don't know what happened...well, listen to find out! If you still want to get involved, go to propertyhub.net/crowdfund See omnystudio.com/listener for privacy information.

Where have we been investing? After over a decade of podcast episodes where Rob & Rob share their best advice, tips and tricks it’s no wonder they’re inundated with questions about what they’re investing in... And during such a pivotal part of the 18-year property cycle the questions about their own investments just keep flooding in. So today on The Property Podcast, Rob & Rob are revealing details of the investments Property Hub Invest and Portfolio have made over the last six months. They’ll tell you where they’ve invested and why. So, if you want an insight into the sort of portfolio Rob & Rob are building this episode is one you really don’t want to miss! In the news We’ve got some interesting news for you this week as London house prices rise at their fastest rate since 2016! It seems the London property market may finally be bouncing back as people head back to the city for work and entertainment. What do Rob & Rob have to say about this... Hub Extra This week we’ve got an extra special Hub Extra... Happy Crowdfunding Day! The moment is finally here, it’s officially Crowdfunding day and we’re so incredibly excited! You, our loyal podcast listeners (if you’ve pre-registered) are getting access to this before anyone else. So, if you did manage to pre-register be sure to check your inbox for your unique early access link! And if you’d like to hear all the details about why we’re Crowdfunding check out this episode! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

It’s Tuesday and you know what that means... Rob & Rob are back for another round of listener questions, and we’ve got some super interesting ones this week. We recently announced on The Property Podcast that we’re crowdfunding (you can find the full episode here and pre-register here) and that got one of our listeners wondering... Sam heard our latest announcement and was super excited! But he couldn’t help but wonder what does crowdfunding actually mean and why would someone invest in it? Next up, we’ve got a question from Argent in London and it’s all about the 18-year property cycle. Argent’s wondering if he could use this interesting play to his advantage... He’d like to know if he times it right, could he keep his money liquefied and out of the property market until the crash, then swoop in and bag himself a discounted deal? OR is he better of just buying now as he’ll still benefit in the long term? Tune in and find out what advice Rob & Rob have got for these two listeners! Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

When is the market heading towards a crash? This has got to be our most requested topic ever and honestly, we’ve lost count of how many times we’ve been asked ‘where are we in the cycle?’. But it’s finally the moment you’ve been waiting for... Rob & Rob are revealing where we are in the cycle, what they think is going to happen, when the crash will be and sharing how they plan to invest between now and then. This is going to be a whopper of an episode and definitely one you won’t want to miss. Want to scrub up on your 18-year property cycle knowledge or find out Rob & Rob’s 2022 hotspots? All the links you need are below: Where are we in the 18 Year Property Cycle? Has Coronavirus broken the property cycle? The 18 Year Property Cycle The 18 year property cycle, year-by-year: Part 1 The 18 year property cycle, year-by-year: Part 2 Is the 18 year property cycle a scam? The 18 year property cycle explained 2022’s hotspots to invest in Play our boom phase simulation game Property Hub news Last week we revealed that we’re going to be crowdfunding and gave you, our amazing podcast listeners a chance to pre-register your interest before anyone else! If you missed the news, everything you need to know is right here in last week's episode and if you’re ready to pre-register your interest you can do that here! In the news This week's news is coming straight to you from the leader of NRLA and it’s a bit of a warning... Speaking at The Property Investor Show Ben Beadle has warned potential investors of ‘too good to be true’ rent-to-rent schemes. Rent-to-rent has always been popular, but with the power of social media the number of ‘get rich quick’ videos popping up has seen an alarming increase. You can find the full story here. Hub Extra Even in our downtime we can’t help but want to learn more, and if you’re a lover of start-ups stories we’ve got some cracking recommendations for you. WeCrashed reveals the epic story behind the incredible rise and dramatic fall of WeWork. If you’re keen to learn how a brand worth $47 billion managed to, in less than a year, lose $40 billion this is the show for you. And the start-up dramas don’t end there. The Dropout follows the incredible story of Elizabeth Holmes and her business Theranos. How did it go so wrong for this self-made billionaire? Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back for some more listener questions, and we’ve got an 18-year property cycle double whammy for you this week! Kicking us off this week is long-term listener – Barry! Barry’s been listening to the podcast since we started back in 2013, and he’s recently been thinking about property prices and the 18-year property cycle. What he wants to know is what Rob & Rob expect to happen to property prices in the next 18 months, but with a specific focus on different property types rather than regions. Will larger country property prices continue to grow in line with other property types and follow the 18-year cycle or will it deviate? Staying on theme, our next listener has been wondering how Rob & Rob think the cycle is going to play out over the next 10, 20, 25 years. Tune in to find out the advice Rob & Rob have got to give and make sure you join us on Thursday for the much-awaited episode dedicated to all things 18-year property cycle on The Property Podcast. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

You won’t believe this We’ve got some HUGE news and we’re not sure anyone could’ve anticipated this... Over the years we’ve been asked if we can do this more times than we can count - and today's the day we can finally announce it’s going to happen! Want in on the secret? Then tune in and join us for this very special edition of The Property Podcast. And if you’ve already listened, this is the link you're looking for - http://propertyhub.net/crowdfund Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Rob & Rob are back and it’s time for more listener questions! And Jason’s kicking us off with a corker. Jason is currently saving to purchase his first property and reckons by next year he’ll have around £20,000 saved! What he wants to know is should he use this as his deposit, purchase a lower value property and get his foot firmly on the ladder or hold out, save some more, and purchase a higher value property? It’s a difficult decision, so what advice have Rob & Rob got for him? Next up, we’ve got a question from Mike. Following a change in the property management company that manages his property in Northampton, he’s recently received his service charge demand. And whilst he expected a potential increase, he was shocked to find an increase of a whopping 92.5% compared to 2021! What Mike would like to know is are service charge changes set in stone, or can he challenge this? And if he can, is it a fairly straightforward process or is it a long and costly one? We know with inflation pushing up costs across the board this might be a question on a few people's lips. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Portfolio Info If you’d like to find out more about what Portfolio is and how it works, you can do that right here. And if you’re just looking for more sneak peeks or you just love a bit of #propertyporn, we’ve got the perfect Instagram account for you. You can follow @PortfolioInvestors here. It’s the April Market Update It’s our favourite time of the month! Rob & Rob are bringing you the April Market Update and wow what a busy month it’s been! With the Spring Statement, interest rate rises, huge inflation levels and much more - the guys have got their work cut-out... They’ll even be revealing the one piece of HUGE news that no-one is talking about, which is bonkers because it has the potential to completely change the UK property market! You can find all the links you need and get stuck in below: Policy Spring Statement: Key points at a glance Consultation on proposal to withdraw Financial Policy Committee’s mortgage affordability test published Interest Rate Interest rates rise again to counter higher prices Property industry reacts to latest Bank of England interest rate hike Market UK House Price Index - Zoopla Proportion of new homes sold off-plan rises: Hamptons Rental Market London exodus reverses as rental demand climbs in Q1 Massive London rent rise takes UK average growth over 10% Private rents rise at fastest annual rate in more than five years More properties are being bought by landlords, so why aren’t there more rentals? Cladding Crisis Housebuilders and Gove close to deal on cladding repairs MPs admit it’s unfair for landlords to pay for cladding removal Landlords / Register Plans revealed to speed up possessions for landlords – FOUR years after consultation Vast majority of tenants satisfied with renting Hub Extra We’ve got a complete game changer for you this week... As we know time is a precious resource and the more time you can spend learning and working on your portfolio the better. And Rob & Rob have been saving some more previous time, by investing in a robot hoover! There’s no need to worry about messy floors, just let the hoover work it’s magic in the background! You save time and get a clean house – winner, winner. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.