The Property Podcast

It’s that time of the week where Rob & Rob answer more listener questions! First up is Jamie. Jamie currently owns two buy-to-let properties in the midlands, and has £125,000 to invest in his next property. He originally planned to invest in the North West, but what he wants to know is with the London market stagnating is this the time to be buying in the capital? Our next question is all about mortgage brokers. Tom is currently hunting for a broker and he wants to know what information they have access to that the general public doesn’t. He also wants some advice from Rob & Rob, as there are so many brokers out there, he wants to learn how he can land himself a decent one. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

How do you pick the right investment location? This week on The Property Podcast we’re taking it back to basics. Whether you’re purchasing your first property or your tenth, choosing the right place to invest can feel like an overwhelming task. And as one of our most frequently asked questions, we thought we’d break it down and give you a step-by-step process to follow. So whether you’re completely new to investing or you’re an experienced investor in need of a little refresher... this is the episode for you. In the news This week we’ve got two news stories on our favourite topics! First up, is the biggest news of the year and it’s straight from Property Hub! Next week, we will FINALLY be spilling the beans on what we’ve been working on all this time. So make sure you tune in for that very special episode. Next up The Business Desk are suggesting it could be the end of the line for HS2’s multibillion-pound Eastern leg. It’s worth noting that this hasn’t been confirmed, but it’s rumoured that the eastern leg of HS2 which is meant to be linking Birmingham with Nottingham, Sheffield and Leeds is going to be scraped in a bid to save £40bn. Hub Extra This week we’ve got an app for you! If you find yourself spending more and more time on Zoom calls, then this may be the app for you. Unfortunately, webcam quality just isn’t the best and this nifty little app lets you use your phone as a webcam. So if you fancy increasing the quality of your next video call, you can download Camo here. And if you're looking for the YouTube videos mentioned you can find them below: 5 Underrated Areas To Invest In Top buy-to-let property hotspots in the UK (2021) Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday, and that means Rob & Rob are back with two more listener questions. And this week, we’ve got a couple of tough ones. First up is Paul from London. Paul has recently inherited a three-bedroom property in Hull and is wondering what he should do with it. It’s the only property he owns, and he wants to know whether he should sell it as it is or renovate it first. The second question is from Julian. Julian is planning on releasing some equity from his first property and is planning how he can best use his time. With the conveyancing process being six weeks long on average, he wants to make sure he’s being productive and maximising his preparation. Tune in to find out what Rob & Rob think. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What can you expect to happen in a property boom? If you’ve been paying attention, you’ll know that we’re at the beginning of a property boom. Which is great for investors as properties go up in value, but what else can you expect to happen? The 18-year property cycle means there’s things that you can almost definitely expect to see happening as the boom develops. But what are they? In this episode, Rob & Rob are revealing the tell-tale signs that we’re in a property boom. In the news We’ve got two news stories this week, and they’re both good for investors but in different ways. First up, Landlord Zone reveal the ’never seen before’ student stampede to secure accommodation. It’s no surprise that students have been a bit cautious this year, in fear that covid could ruin another year of university experience. But this means that, as things seem like they’re going to be relatively normal, there’s been a sudden rush in the search to secure somewhere to live, which is great news for anyone with properties in student cities. And finally, the news all landlords have been waiting for – eviction notices returning to pre-covid rules. From October 1st landlords can give their tenants two months' notice rather than the four months that it is currently. Hub Extra It’s been a while since Rob & Rob shared a quote, so they’re hitting us with a double whammy. The boom stage of the 18-year property cycle is going to require some serious focus, so grab your notebook and pen, and jot these down to help you kept sight of your goals. “The successful warrior is the average man, with laser-like focus.” — Bruce Lee “Always remember, your focus determines your reality.” — George Lucas Podcast Episodes TPP260: What property courses should you do (and avoid)? TPP270: The 18 Year Property Cycle – Year by Year: Part 1 TPP271: The 18 Year Property Cycle – Year by Year: Part 2 TPP342: The contrepreneur formula exposed: An interview with Mike Winnet TPP343: What happens after spending thousands of pounds in a property course TPP376: Has Coronavirus broken the property cycle? TPP415: Where are we in the 18 Year Property Cycle? Rob & Rob mention episode 476 - this is in fact episode 376, and you can find that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer some more listener questions! Our first question is from Paul and it’s a great one. Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase. What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere. The next question is about leverage. Our listener is going to be retiring early soon and is wondering what do to with the cash he gets. He’s planning on buying one or two houses and living off the income. However, as an avid listener he knows Rob & Rob frequently talk about the power of leverage, but he wants to know why you would bother with a mortgage if you can buy property outright with cash. Tune in to find out what Rob & Rob have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Houses or flats – which make the better investment? Anyone who invests property generally has an opinion on the houses vs flats debate. It’s an age-old dispute that often divides investors, with some saying they would only invest in one or the other. Whilst both camps have pretty solid arguments, what IS the answer? Which is the champion of investments? That’s exactly what Rob & Rob are helping you decide in this episode. They’ll run you through the pros and the cons of both, and reveal what point of view could be costing you big time £££. In the news HMO’s have the potential to generate higher returns, but with a greater workload and risk, there’s still plenty that can go wrong. So, as always, it’s important that you nail the fundamentals and location. This is Money has revealed a list of the ‘Ten best locations to invest in student housing’ with small towns taking the top of the list. With big claims that cities like Swansea offering a yield 9.56% What do Rob & Rob think about this? Hub Extra If you’re an avid reader you’ve almost definitely used or at least heard of Audible. Now, you may think we’re a bit late to the party with this suggestion but bear with us as it’s actually got some new features. Firstly, if you’ve found yourself here listening to The Property Podcast, you’ll probably be interested to know that they’ve now added podcasts to Audible. Not only will all your listening needs now in one place, but Audible has also introduced Audible Plus. The Plus membership gains you unlimited access to a huge catalogue of over 68,000 hours of content and 11,000+ titles! So, save those tokens and get listening. And here are the links you need for the extra resources Rob & Rob mentioned: their Turn £100,000 into £1 million YouTube video and the How to HMO podcast episode. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Get ready for some more listener questions! Rob & Rob are back, and this week they’ve got some pretty interesting ones. Our first question is from Steven. Steven has a portfolio of six properties, and his residential mortgage is due for renewal next year. What Steven would like to know is whether he should remortgage his portfolio to pay off his residential home or should he use the rental income he generates instead? Next up is Becky from Stockport. Becky has been viewing some leasehold properties and she would love to know if there’s anywhere online where you can download copies of leasehold agreements, as she quite often struggles getting information about ground rent from her letting agents. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the September Market Update In this month's market update, The Robs are giving you the inside scoop on the rental market, mortgages and of course, house prices. They’ll be revealing where in the UK rental demand is booming and what government agency is predicting a market crash - yes, you read that right, a CRASH of 14%! Things tend to be a little quieter this time of year as everyone jets off on holiday but seeing as that’s not an option for many of us this year, it’s no wonder Rob & Rob have got so much to cover. Here are all the links you need for your extra reading this month: House Prices: UK house prices in June rose at fastest rate since 2004 House prices: Demand changes, not tax waiver, pushed prices up Rental market pointer? Regional cities set to see biggest growth Five charts that predict the next house price crash UK house sales plunge in July after stamp duty holiday ends And if you want to take a look at CEBR’s previous prediction of a 13.8% fall this year you can find that here. Rents: Here They Come: Rent controls to be introduced in part of the UK Possession claims double as evictions ban ends but are way off ‘normal’ Mortgages: Five-year mortgage rates drop below 1% – is now the time to fix for longer? Bigger Picture: UK loses 83% of department stores since BHS collapsed Hub Extra If you’ve been listening for a while now, you may remember a book we’ve mentioned before: Bad Blood: Secrets and Lies in a Silicon Valley Startup by John Carreyrou. The book gives us the full inside story of the rise and fall of Theranos and its CEO and founder Elizabeth Holmes. Well, John’s back with the final chapter as he catches us up on what’s happened since the story broke and takes us on the journey of the trial, which is set to begin later this month, in his new podcast Bad Blood: The Final Chapter. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions for Rob & Rob, and this week they’re answering some commonly asked ones. First up is Reese from Plymouth. Reese is currently living at home with her parents, but she’s ready to make her first buy-to-let investment. She wants to know whether it’s sensible for her to invest while living at home, or if she should wait until she’s in a house of her own before getting started with investing. Next, The Robs hear from Bailey in London. Bailey’s finally in a position where he’s ready to purchase his first buy-to-let property, but he’s getting conflicting opinions from his parents. They feel strongly that he should be putting his money into a pension instead of property... Bailey wants to know whether Rob & Rob think one strategy is smarter than the other. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re battling with Dave Ramsey on mortgages If you’ve not heard of Dave Ramsey before he’s a huge financial personality across the pond, and he believes that you should NEVER use a mortgage. And if you’ve been listening to The Property Podcast for a while now, you’ll know that Rob & Rob probably have a fair few things to say about this. So, in this episode The Robs explain why Dave Ramsey is completely wrong and how leverage is an investor’s super weapon. In the news This week’s news article is an interesting one as it claims that the stamp duty holiday had no effect on the current market frenzy. Think-tank has suggested that the stamp duty holiday impact has been overstated, but what do Rob & Rob think? Hub Extra We’re back with another triple whammy of resources for you to soak up this week. The first one is The Meaningful Money podcast which covers all aspects of money and personal finance. It’s definitely worth a listen as Pete Matthew breaks down everything you need to know in everyday language. We’ve mentioned this one before, but only because we swear by it and that’s the Rich Dad Poor Dad book. Robert Kiyosaki talks all things good debt vs. bad debt, so don’t just take our word for it and give this one a read. If one book isn’t enough, then make sure you give The Millionaire Fastlane a read. It’s a cheesy title, and a bit of a cheesy book but it’s essential if you want to understand the concept of building your wealth and creating more money for yourself. And if you’re looking for the Turn £100,000 into £1 million YouTube video Rob & Rob mentioned, you can find it here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer more listener questions, and this week we’ve got two cracking ones! Our first question is from Jeff in London. He’s looking to buy his first property in Hoggeston with a friend, but the company who’ve listed it are looking to charge a buyer's premium. Jeff was pretty surprised by this fairly large additional charge and wants to know Rob & Robs thoughts on whether this is something to be cautious of and if the buyer's interests are considered in this process? Our next question comes from Katie across the pond in the states. Katie would love to hear Rob & Rob’s opinion on the renowned American personal financial figure Dave Ramsey. Ramsey’s approach on investing in property is you should always buy in cash, but what do Rob & Rob think about this and is there ever a time where buying in cash only is the better option? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Real-life Monopoly – The important property lessons you can learn Besides revealing which family members are sore losers and causing fights, Monopoly has some seriously important lessons about personal finance and investing. But can these be applied to real life? In this episode of The Property Podcast, Rob & Rob share the important lessons you can apply to your property investments. For further learning on buy-to-let mortgages check out this video. In the news We’ve got two news stories for you this week. The first one shares research from Halifax that shows that the average home in the UK now costs 8.1 times the average earnings, suggesting that property affordability has hit a 10-year low. But are houses actually less affordable? Which? has revealed this five-year mortgage with rates that have dropped below 1%. So, once you’ve overcome the hurdle of saving up your deposit, property can still be pretty affordable. Hub Extra We’re spoiling you this week as we’ve got three Hub Extra recommendations heading your way. The first one is of course, Monopoly the game. If you’ve not played it before, it’s about time you get your hands on a set and give it a go. But if like most people, you’ve played Monopoly more times than you can count and you’re up for a challenge Robert Kiyosaki’s version – Cash Flow may be the game for you. If you’d rather avoid the family fallout, then make sure you give this podcast episode by Business Wars a listen. Business Wars covers all the key battles in business, sharing the stories behind the companies that have shaped what we buy and how we live. Give Monopoly: Winner Takes All a listen to hear the story behind the family classic that was created over 100 years ago. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back once again to answer two more listener questions. Our first question this week is from Alex from Reading. He’s recently bought his first buy-to-let property and has naturally spent all his money. So now he’s in the process of saving for another deposit. But what Alex wants to know is if The Robs have any tips on how he can speed up the savings process so he can purchase properties two and three quicker and start building his portfolio. Next up we’ve got Sam from Bedford. Sam has been listening to the podcast for a while and now she’s ready to take the plunge. She’s really keen to get into the property investment world and she’s wondering if joint ventures are a good way to get started? Would Rob & Rob recommend joint ventures? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Is BMV dead or is there still a way you can do a deal? In the property world we love bagging ourselves a deal. But right now, the property market is incredibly hot. So, does that mean doing a deal or better yet a BMV (below market value) deal is almost impossible? That’s what we’re going to explore in today’s episode so make sure you tune in. If you want to learn more, check out our free course on how to get a deal. In the news If you listened to last week’s episode, you’ll remember that we were stunned by some data from the US property market. It was the fact that the US property market is up 23% year on year which is crazy! We promised to investigate more into this and we’re keeping our promise. That figure was based on existing inventory, not new build homes. So, the growth was actually 15.8% which still makes our own boom look like nothing. This data was taken from a Forbes article where it looks at America’s states. Another news story we spotted this week was ‘owners of low-rise flats freed from wall safety certificate need’. In a nutshell, anyone who owns a property in a building smaller than 18 metres no longer need an EWS1 certificate. Hub Extra This week’s Hub Extra recommendation is a book from Rob B. It’s a combination between sport and business so if you have an interest in either, you’ll enjoy this book. It’s called ‘Relentless: 12 Rounds to Success’ by Eddie Hearn. This isn’t a rags-to-riches story because Eddie Hearn came from a wealthy family (which he acknowledges in the book), but is covers the struggles he had to overcome to be his own successful person and step out of his father’s shadow. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday which means Rob & Rob are back to answer two more listener questions. The first question this week comes from Rachel. Rachel and her brother currently own a buy-to-let property in the South East and they’re now looking to buy their second property in the north of England for cash. They’ve found a property in Kirkdale, Liverpool for £65,000 which could give them an annual yield of 8.31%. Naturally that type of yield would be attractive to anyone, but after seeing one of Property Hub’s Instagram stories advising to buy a property that’s worth at least £100,000, Rachel is now wondering if this property is too cheap? Our second caller is Kenneth. He’s listened to our episode on quantitative easing about three times because it’s just so significant. Kenneth wants to know if we’re heading into a period of inflation in the future. As governments often control inflation by rising interest rates, does this mean that we’re going to see mortgage rates go up in the next few years? What are The Robs guesses and predictions for mortgages in the next few years? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the August Market Update The property market is incredibly hot right now. In the UK it’s crazy, but on this month’s market update, The Robs are revealing some numbers from the US that will blow your mind! This time of year is usually a quieter one, but that certainly doesn’t seem to be the case in 2021. Here are all the links you need to get stuck into today’s episode. Prices: UK House Price Index – June 2021 Super-rich buyers coming back to prime – Savills US cannot afford housing market ‘boom and bust’, warns Fed official Pandemic fuels broadest global house price boom in two decades Mortgages: TMW returns to 80% LTV but only on energy efficient homes Thousands of landlords released from ‘cladding hell’ after EWS1 forms scrapped The minimum energy performance of buildings bill Other: Government reveals where all the landlords live in the UK The pandemic property boom is pricing locals out of the British countryside And finally: House prices set to continue rising as supply shrinks Hub Extra This week’s Hub Extra resource is a tool called Propcast which refers to itself as a house selling weather forecast. It gives you a weather map of the UK showing you which areas are the hottest, meaning it should be quicker and easier to sell your home. Right now, it seems that everywhere in the UK might require your factor 50 sun cream. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back for another fantastic episode of Ask Rob & Rob. First up this week we’ve got Lil who’s looking for an answer to a common question we get asked. Lil currently has a residential property in London that she lives in, and a buy-to-let property in Liverpool. She’s going to be moving cities soon and needs a property with more space, so she’ll be switching her residential property into a buy-to-let property. In the short-term, Lil plans to rent herself until she finds the right property, but she can’t seem to figure out which scenario is best. Should she use the money she has to purchase a bigger property that’ll serve her needs, or should she put it into another buy-to-let property and continue to rent herself? Our next question comes from Bern who has a question about mortgages. Currently Bern has two buy-to-let properties, one in his personal name and another in a limited company. Bern is planning to purchase another buy-to-let property through his limited company, and then look to purchase a residential property for himself. He’s wanting to know if when it comes to purchasing the residential property if he’ll have any issues getting a mortgage if he already has three other properties? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

The Robs are back with their second episode on inflation This might just be the most important podcast episode Rob & Rob have done yet. If you understand this episode, then you’ll understand the secret to being wealthy. Last week we talked about inflation in the short-term, so this week we’re looking at long-term inflation. The dynamic that produces inflation for the long-term is completely different to the short-term. The Robs are going to be looking at what causes long-term inflation, the effects for property investors and what the coming years might look like. So, if you’re wanting to prepare for a strong future, then make sure you listen to today’s episode. In the news This week’s news story comes from the Financial Times and the headline reads, ‘Bank of England urged to spell out plans to curb inflation’. After speaking about inflation for the past couple of weeks, it seems that even the House of Lords are getting in on the action now. Their economics affairs committee have been questioning the Bank of England and have said it needs to provide a better justification for believing the rise in inflation is temporary. They’ve also said that the Bank of England has become obsessed with quantitative easing and are using it to solve all the economic issues. Hub Extra After a hard-hitting episode, we thought we’d give you something easy to wind down and give you a little bit of escapism. It’s a series on Netflix called ‘The World’s Most Amazing Vacation Rentals’. Three hosts go all around the world from the USA to Bali looking at holiday rental properties that you can rent out, depending on your budget. So, if you have a holiday let strategy, you might pick up a few tips from it. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’re talking all things money and mortgages. Our first question is about leverage and comes from Tyrone. He wants to know if there’s a right amount of leverage to go for. Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk. Our second question comes from James who wants to know about residential mortgages. He’s got a three-bedroom property with a residential mortgage that runs out shortly. James has decided that he wants to convert it into a four-bedroom HMO property. So now James is wanting to know if he can renew his residential mortgage or if he has to get a buy-to-let mortgage instead. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Everyone is now talking about inflation (H3) Inflation is here and things are visibly getting more expensive from month-to-month. But why is it happening? Will it last? And what is the government going to do about it? Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast. Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the first of two episodes we’ll be covering on the subject. In the news This week’s news story comes from the National Residential Landlords Association, and they’ve calculated how many different pieces of law there are that affect people who rent out property in England. The answer is a whopping 168 laws, and that number has increased by 40% in the last decade. It’s quite surprising just how many local authorities aren’t enforcing these laws. If that wasn’t enough, we’ve got another news story for you where the headline reads ‘mortgage bonanza as choice grows and rates tumble’. There are now 4,500 mortgage products on the market which is only slightly down on where they were before the pandemic started. Plus, rates have started to come down again, so now the average two-year fixed mortage is 2.55%. Hub Extra This week’s Hub Extra is a free resource from the Land Registry and it’s a property alert service. It allows you to sign up to alerts if anything changes relating to one of your properties on the Land Registry. It will help you to avoid any fraudulent activity on any of your properties and it’s free to do so it’s a no brainer really. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of questions. Our first question this week comes from Louis. Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast. He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020. He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced a total of $8 trillion into their respective economies. Louis is concerned that this amount of QE is going to have a knock-on effect and cause interest rates to skyrocket. So naturally he wants to know if you’re planning to purchase a property and leverage debt before a period of inflation, are you running the risk of interest rates on that debt, greatly increasing as the government tries to combat inflation by pulling money back up the economy through increased interest rates? Next up we’ve got Dan from the West Midlands who’s been in property for around five years. He’s got a couple of properties in his own name and a couple in a limited company. In one of his personal properties, he’s got a tenant that’s interested in purchasing it, if he’s willing to sell to them. Dan’s had the property valued and if he chose to sell, he could release around 70-80K in equity. So, he wants to know which option The Robs think is the best. Should he sell the property and use the 70-80K to buy more properties within his limited company, or should he keep the current property and take advantage of the good rental return and release the equity anyway? Tune in to find out what Rob & Rob would do in these situations. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What makes the best property investors? Lisa Orme is back to join The Robs on The Property Podcast. Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated. Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one. It’s another jam-packed episode with plenty more takeaways so make sure you’ve got that notepad and pen at the ready again. In the news The property boom – it's gone from radio silence to widespread chit chat! This week’s news story comes from the BBC news website and the headline reads, ‘house prices rise at fastest pace in 17 years’. Nationwide reported house price growth of 13.4% in the year to June, making new average house prices £245,432 compared to £216,403 in June 2020. So, whilst the end of the stamp duty holiday hasn’t appeared to slow things down, we don’t think this pace is likely to continue. Hub Extra This week’s Hub Extra is another podcast recommendation for you. If you’ve enjoyed the last two episodes of The Property Podcast with Lisa, then you’ll be pleased to know that she has her very own podcast called ‘Mortgage Momma’. So, if you’re looking for further mortgage help and advice, make sure you go give it a listen. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week and are discussing one of their favourite topics, the 18-year property cycle. And the person asking the 18-year property cycle question is Ali from London. At the beginning of June, Ali saw an article on This is Money where he believed the creator of the 18-year property cycle was implying that the market couldn’t continue with this boom phase and that it would be likely that next year there would be a market crash. Normally Ali would ignore these rumour-type headlines but given that it was the creator of the 18-year property cycle making these claims, he wanted to get The Robs’ thoughts on it. Our second question comes from Mike. He wants to know, if he were to purchase a buy-to-let property and didn’t do anything with it, didn’t refurb it or add any value to it, how long would he have to wait before being able to pull his money back out? He knows that it’s a case of just letting the cycle do its thing and hoping for capital growth to have an effect, but he’d like to know roughly how long he’d be waiting for. Tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

How should you be acting in the current boom market? In today’s episode Rob & Rob are joined by a fellow property expert. Not only is she an investor herself but has decades of experience as a mortgage broker. Her name is Lisa Orme. And in today’s episode she’s going to guide you through how you should be acting right now (while we’re in this boom period) when it comes to mortgages. If you follow her advice, we reckon you’ll do pretty well. There’s loads to take from this episode so make sure you’re sat down with a paper and pen ready to take notes. Plus, just because there’s so much to get through, Lisa will be joining The Robs again next week for even more mortgage talks. Hub Extra This week’s Hub Extra comes from our podcast producer, Dan. After chatting to The Robs about how he wanted to read a book on his Kindle but couldn’t pluck up the courage as it was so big, he decided to downloaded the audio version to listen to at the same time as reading it, which he found really effective. This led Rob B to stumbling across something from Amazon as he’s been looking for ways to help dyslexic children get interested in reading and absorbing information in different ways. Amazon have built technology called Immersion Reading. It’s not just for dyslexic people, it can be for anyone like Dan who finds reading along with an audio book more effective for them. Give it a whirl. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and that means one thing... The Robs are back to answer your property questions. Kicking us off this week is Tom. Tom has two HMO student lets in Cornwall that he invested in personally. They both earn around £1,800pcm. He bought the properties five and 10 years ago and while capital appreciation has been pretty decent, he’s never released any equity from them. He’s saved around £80,000 and is looking to invest in another student HMO in the same location, but this time using a limited company, rather than in his personal name. Tom can get a 4-5 bed property for around £280,000 and his rental income would be around £2,000pcm, with mortgage costs of around £600 per month. He likes the hands-on side to his strategy and wants to keep at it but he’s wanting to know if it’s a risky option, tying up all his money in one location when properties further north are more affordable. Our next caller this week is Rachel. Rachel is looking to invest in South Manchester, around the Wythenshawe area, which is close to the hospital and airport, in an ex-council property and use the serviced accommodation strategy. She’s wanting to know if The Robs think this is a good idea and if they’d recommend investing in an ex-council property. Tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the July Market Update On this month’s market update The Robs will be covering the market boom as well as revealing great news for landlords with leaseholds! They’re also sharing a news story that’ll have a massive impact on your wealth. There’s plenty to cover this week – inflation, arrears, evictions, leasehold and licensing. You name it, we’ve got it covered! Here’s all the links you need for your extra reading. Big picture: House asking prices hit record levels across Great Britain Biggest sales pipeline in a decade & buyers undeterred by stamp duty holiday ending Stamp duty frenzy shows first sign of slowing - Rightmove Runaway house prices: the ‘winners and losers’ from the pandemic Inflation: UK housing market is on fire, warns Bank of England chief economist Inflation is coming, says the Bank of England – but don’t expect us to react Arrears & Evictions: Breaking: Wales extends period during which landlords must give six months’ notice to evict Scots eviction extension battle looms as landlords and agents call out plans Leasehold: Leasehold campaigners welcome new changes Licensing: Airbnb calls for national short-lets landlord register New licensing scheme will be FREE for landlords Hub Extra This week’s Hub Extra is another podcast recommended by Rob D. It’s called ‘Exit Scam’. If you’ve been around for long enough, you may remember last year we mentioned a podcast called ‘The Missing Crypto Queen’ on BBC Sounds. Well, this podcast is very similar in terms of its theme. It’s about someone who set up a Crypto exchange who died under mysterious circumstances and may have faked his own death. It’s certainly a gripping one to get stuck into. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with two more property questions this week. First up is Mo. He’s a junior doctor who’s recently graduated from Nottingham University and is looking to get on the property ladder. Mo wants to buy his own residential property but is struggling with finding the right one. Naturally he doesn’t want to overpay and wants to try and bag himself a deal, but he keeps getting gazumped every time he finds a possible contender. Other buyers are either viewing and putting an offer in on the same day a property comes onto the market or are just willing to overpay. Is this something Mo is just going to have to accept or is there something he can do? Our second caller this week is Steven. He’s been listening to the podcast for a while and knows The Robs have said how much they love Liverpool and Manchester. But what about Preston? Steven has been doing some research into the location and thinks that it could be a good contender but is keen to find out what Rob & Rob think of it. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Is the property market about to crash? When the market starts to get heated, people get excited. There are those who take action and make money, but others get really nervous. What happens when we reach the top of the market? Is it a good time to buy? In this episode Rob & Rob are going to cover just that! And they’re sharing some interesting examples of what the numbers look like when you invest at the top of the market. So, is it wise to invest at the peak? Tune in to find out. In the news This week’s news story is from The Guardian and the headline reads ‘HSBC offers sub-1% mortgage as interest rate war intensifies’. So, if you’ve got a 40% deposit, are a residential buyer and got a good credit history and you want a two-year fixed with HSBC, then you’re in luck because you can now get a mortgage for under 1%. The last time they offered a rate this low was five years ago, and HSBC aren’t the only ones. It seems a number of lenders are battling it out for the lowest interest rates. So, it’s certainly the time to be re-mortgaging or moving house right now. Hub Extra This week’s Hub Extra comes from Rob D and whilst it won’t help you decide when to buy your next property, it is a great piece of entertainment. It’s a TV show called ‘Ted Lasso’ on Apple TV and it’s a comedy about an American football coach who gets hired to manage a British premier league team even though he has no experience what-so-ever. It’s quite a daft programme, but Rob D thinks it’s really funny and worth the watch if you need an unwind over the weekend. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are settling a debate between a husband and wife on the best property strategy and help another caller with a mortgage conundrum. Our first caller is Colin. Colin and his wife have managed to save £50k but both have different views on how they’d invest it. They also need to move into a new home themselves over the next two years. Colin wants to use the funds to invest in a flip property and then split the profit in half to invest into more properties and into their own residential home. However, Colin’s wife would like to use the £50k to buy a bigger, more expensive family home and then further down the line re-mortgage and release equity for Colin to then invest in property how he’d like. Can Rob & Rob make this husband and wife see eye-to-eye? The second caller this week is Toby who’s 26 and a first-time buyer. He was wanting to invest in a buy-to-let property before purchasing his own residential property but has reached a stumbling block after speaking to mortgage brokers. They’ve told Toby that because he has no mortgage history, the interest rates available are very poor as the banks don’t want to lend to him. So naturally, Toby wants to know if Rob & Rob have ever heard of this situation before where you can’t get a mortgage offer due to having no mortgage history. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week Bitcoin and property are going head-to-head Following on from last week’s episode, Rob & Rob are back to talk more about property vs Bitcoin, and where Bitcoin could potentially form part of your investment portfolio. Like any investment option there are pros and cons to everything. For example, Bitcoin and gold are defences against inflation whereas property is an attacker. So, is property still the safest investment or is it under threat to Bitcoin? Tune in to find out. In the news This week’s news story comes from the Evening Standard and the headline reads, ‘UK’s ‘eye-popping’ pace of recovery stokes staff shortages and inflation fears’. This is from a survey that’s showing the strongest growth in business activity for 24 years! So basically, now that some lockdown restrictions have been lifted, more people have been going out spending. And, with the increase in demand but a shortage of staff, the hospitality industry fears a rise in inflation with talks of an £8 pint (at least in London) could be on its way. Hub Extra For this week’s Hub Extra, our resource for you this week is simply YouTube to carry on your Bitcoin learning. It’s a great place to learn more about the topics we’ve touched on over the past couple of episodes so if you simply search for ‘getting started with Bitcoin’ that’s a good place to start. However, if you’re wanting something a little more advanced, take a look at BitBoy Crypto, CoinsKid or Altcoin Daily. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

On this week’s episode of Ask Rob & Rob the guys are trying to look into the future to answer this week’s two questions. First up we’ve got Sarah. Sarah and her family live abroad but have one rental property here in the UK. She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to also release some equity from the property to take the LTV up to 75%. However, she’s trying to run some numbers to see if it will be beneficial. She’s going off the basis of a 5% growth on property prices each year and then a 25% drop when the market crashes. If Sarah goes ff these numbers, in five years when the fixed rate ends the house won't be a profitable and she may be unable to re-mortgage, due to being an expat. So, are these the right figures that Sarah should be working off? Our second question is from Michael. He’s wanting to know if it’s likely that the government will introduce a rental cap now that there’s a ban on section 21 eviction notices. He’s already seen it come into play in Ireland where you can only increase your rents by 2% per year, unless you can prove you’ve done substantial work to the property to justify a significant increase. There’s plenty to get through today so tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Before you get involved in Bitcoin, what should you know about it? Well, you’re about to find out in today’s episode. We’re temporarily diverting away from property because Bitcoin is such a hot topic right now. But what’s more concerning, is that people are wanting to jump on the Bitcoin bandwagon without understanding what it is or how it works. Rob & Rob love taking on complex subjects and breaking them down into understandable, digestible bits of information. So, if you’re clueless about Bitcoin, this is the episode for you. In the news This week’s news story had to be none other than Nationwide’s House Price Index which shows annual house price growth has hit 10.9%. Average property prices have also gone up from £238,000 to £242,000 in a month! The report puts this down to people still wanting to move out of city areas and gain more space, which we’ve seen happening throughout the pandemic. So, for anyone who’s got a property portfolio under their belt, they’re likely to be pretty happy right now. Hub Extra For this week’s Hub Extra, we’re giving you a trio of books for you to get stuck into. The first one is an easy read and it’s ‘Bitcoin Billionaires’ by Ben Mezrich. We’ve actually recommended this book before but it’s a brilliant story about the origins of Bitcoin. The second and third books are for you to continue your Bitcoin learning. We’ve got ‘Inventing Bitcoin’ by Yan Pritzker and ‘The Bitcoin Standard’ by Saifedean Ammous. These two books aren’t the most entertaining books to read but if you’re wanting to understand the technical side of Bitcoin then they do just that. We recommend listening to them on Audible and you’ll have them boxed off in a few hours. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob. The guys are ready and raring to go, answering more caller questions. Kicking things off this week is Andrew. Andrew wants to know if the average house price to earnings ratio is something that The Robs think people should consider when looking to purchase a property. Or is it just simply based on mortgage costs and interest rates? Our next question comes from Joe. Joe’s been doing all his homework and has read all of Rob D’s books. He’s convinced that the only way to renovate a house and sell it on quickly is by using a bridging loan. But Joe has since spoken to someone who told him offset mortgages were also a good option if you already own your own home. So, naturally Joe wants to get Rob & Rob’s advice to see if they’d recommend using an offset mortgage. Tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the June Market Update Like always on the market updates, Rob & Rob are bringing you up to speed on all the goings on in the property world. And the June market update is no different. Today The Robs are going to be covering house prices, rents and even the Queen’s speech. Here’s all the links you need for your extra reading. House prices: House prices continue upward trend, rising 10% in March: ONS Nationwide predicts UK house prices will continue to rise First-time buyer demand and stalled price growth help city centres bounce back UK House Price Index – April 2021 Rents: Q1 2021: Rental market report PayProp UK special report – Arrears after 12 months of COVID-19 Coronavirus eviction ban in England set to end: what it means for renters and landlords Queen’s speech: The Queen’s speech 2021: four key issues for property agents Leasehold reform in England and Wales: What’s happening and when? Government pushes Planning Bill forward as critics question ‘free for all’ In case you missed it… We’ve got a new YouTube video out ready for you to sink your teeth into. We took a little break from creating YouTube videos but now we’re back with an epic episode, sharing the top five underrated places that you should invest in. In the past we’ve given you our location hotspots but we think these areas could be little hidden gems so it’s certainly worth the watch. Hub Extra This week’s Hub Extra comes from our Podcast Producer, Dan and it’s an app called Blinkist. If you’ve ever read a book that’s along the lines of a self-help/motivational/business related book then chances are these books will have lessons you’d expect to learn from them. A lot of the time, the things worth knowing about could be summed up in a long blog post rather than a book filled with waffle. Well, Blinkist cuts through all the waffle and presents you with the need-to-know information. So if your spare time is quite valuable and you don’t want to read a full book, give this app a go. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re joined by Mary, an architect turned HMO expert Now and again on The Property Podcast we invite experts in as guests to share their experience with us. And this week we’ve got Mary Osman who, along with her partner Andrew, is an architect turned property investor. Mary and Andrew specialise in HMOs. (And if you fancy reading more about them, they’re featuring in the next issue of the Property Hub Magazine - sign up here) They’re based in Leeds and have been involved in commercial property for around 15 years before moving into the residential territory of HMOs in Leeds and Yorkshire. There have been high points and low points – along with a lot of lessoned learned. And that’s what Mary is sharing with us today. So, make sure you tune in to listen and find out more. News This week’s news story comes from the BBC and the headline reads ‘renter eviction ban to finish at end of May’. Landlords have been unable to evict tenants since spring last year; which was understandable given the Covid-19 circumstances, but a date of 31st May has finally been confirmed – news which we’re sure many landlords will welcome. Also, notice periods are being reduced from six months to four, then from October back down to its normal two months. Hub Extra This week’s Hub Extra recommendation is a new YouTube channel for you called Greylock. Greylock is a VC company who invest in startups and they’ve invested in some rather famous ones. There’s a series from a few years ago called Blitzscaling, and Rob B has picked out a particular episode with Patrick Collinson on his experience of hiring with Stripe. Stripe is now a huge company so if you’re interested in business related YouTube channels then it may be worth giving this series a watch. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s girl power on Ask Rob & Rob this week. Our first question comes from Amelia. Amelia would like some advice on how to find a decent deal in the property boom we’re now in. Her current strategy is buy, refurbish, refinance (BRR) so she can try and recycle some of her cash. To be successful with this strategy, Amelia would need to buy below market value, but she’s finding that most properties are selling for the value of them refurbished, so there’s no money in it. So, Ameila wants to know if there’s a useful way to secure properties off-market by leafleting or sending out postcards. Next up is Nancy. She lives in Merseyside and has a question on freeports. Now that Chancellor Rishi has outlined the areas that’ll benefit from freeports, Nancy wants to know if there’s any tax breaks or benefits for investing in these areas. So, do Rob & Rob think there are any tax relief benefits to investing in freeport areas? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re putting the limelight on Liverpool Generally on The Property Podcast you hear The Robs talking about property hotspots and where to invest. But you’ve never heard them go into much detail about certain areas. Until now. This week The Robs are heading back to Rob B’s roots of Liverpool and bringing you the areas you should definitely consider, the areas you should avoid and Rob B’s wildcard. Where will Rob B peg as his up-and-coming area and ‘one to watch’? Tune in to find out. News Last week the new session of Parliament opened with the Queen’s Speech and there were tonnes of legislations mentioned that are due to be brought forward. This is probably down to the fact that not much other than Covid-19 got done last year. But there were mentions of plans to end ground rents, renters reform and planning reform. There’s plenty more to cover on this but we’re going to save it for the next market update episode. Hub Extra This week’s Hub Extra recommendation is a fiction book and it’s not the type of book you’d usually expect either of The Robs to recommend. Rob D was recommended this book by his wife, neither of them usually a big fiction fan. However this book is on Bill Gates’ ‘must read’ list. It’s called ‘The Rosie Project’ by Graeme Simsion. The book is about someone who has aspergers syndrome and puts together a questionnaire to try and find the perfect wife. It’s a really good, easy read and pretty funny if you’re after something a little more lighthearted. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week answering questions on when’s the best time to buy, and what happens to a mortgage if the property value falls. First up is Eleanor. With the stamp duty holiday due to finish at the end of June, Eleanor is keen to explore the top end of her budget. She doesn’t want to make a rushed investment and doesn’t want to consider stamp duty, but she’s keen to know how the stamp duty holiday will have affected the market when it comes to an end. Should Eleanor take advantage of the stamp duty holiday whilse she still can, or could she save more money by holding out for a dip in property prices? Our second caller this week is Owen. Owen wants to know what would happen if your buy-to-let property fell into negative equity at the end of your mortgage term when you came to re-mortgage. Will you then be locked into higher rates, or would you have to put in more cash to bring yourself back up to 25% loan to value? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re discussing the property boom and why no-one's noticed it The Robs have been saying this for weeks now – we're in a property boom! And now it’s no longer just their opinion, it’s a fact. Now you need to understand what’s happening, why it’s happening and what you should be doing right now. And that’s exactly what Rob & Rob are talking about today. Here’s what they’re covering in this episode: The towns and cities that have seen the biggest price growth in a year. The boss of Barclays predicting the biggest economic boom since 1948. The regions that are outperforming the UK average growth. Why is this growth happening? How long will it last for? And what should you do? Tune in to find out. Hub Extra This week’s Hub Extra resource is all about protecting your online security. We’ve talked about online security before and this time we’re recommending that you get an authenticator app installed. They’re free to use and could save you a huge headache down the line. Tune in for all the details. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are on hand to answer two more property related questions. Kicking things off this week is Mike from Southampton, who’s relocated to Merseyside. Over the past year during lockdown, Mike has been taking advantage of the extra time he’s had and devoured all of Property Hub’s resources. He’s now 100% sure that wants to get into investing in property. He knows that he needs to build up a pot of cash before he can get started and he wants to know what The Robs think he should do. Mike is currently overpaying his mortgage payments, he’s got a savings account which he keeps topped up, and he’s started investing in stocks. So, should he focus on one more than the others or should he keep doing what he’s doing? Our second caller this week is Elisa. Elisa and her boyfriend bought a property in Nottingham a few years ago in cash, and it’s now increased in value over the years. They’re looking to release equity from the house to be able to buy a second property. Now, the most obvious solution is to re-mortgage the property. However, there’s a slight issue. Both Elisa and her boyfriend have low credit scores and will need to find a specialist lender or provider, which could be a bit more expensive. Are there any other options that Rob & Rob could suggest Elisa tries instead in her situation? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the May Market Update This month’s May market update is jam-packed with news stories for you to sink your teeth into. And naturally Rob & Rob have picked the best ones to discuss on today’s May market update. Here’s what to expect on this week’s property podcast episode Since the last market update, the media has still been in a frenzy over the property market. And it doesn’t seem to be dying down anytime soon. But we’ll leave it to The Robs to talk you through this month’s latest headlines. House prices and activity: Prices surge 8.6% in year to February: ONS UK property sales at 16-year high as house prices soar UK House Price Index – February 2021 Northern property market continues to outpace the south London: Prime London flats rentals still in doldrums – but for how long? Khan’s call for rent controls would leave London tenants worse off London commuter belt rental market still performing strongly Renting: Renters Reform Bill: timetable may be clearer next month Right to Rent: New Rules for Landlords Manchester Mayor vows to launch £1.5m landlord licensing across city Pets: Blanket ban on pets welcomed by almost half of landlords MP backs law change to allow tenants to pay pet damage insurance Make sure you tune in to the May market update find out what’s going on in the property world. Hub Extra If you’ve been a member of the Property Hub family for a while, you’ll know that Ray Dalio is one of our faves. Not just because he’s one of the wealthiest men in the world, but more for the knowledge he’s shared over the years. We often mention his resources on the podcast but this time we’ve got a free resource that’s a little more fun. It’s a personality test and you can find it on principlesyou.com. It helps you see what things you’re good at and what you might be not so good at and can improve on. And that might be easier than you think. A lot of these tests are costly so you’ve got nothing to lose with this free one. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and we’ve got another two great questions to answer on today’s episode of Ask Rob & Rob. The first question this week Is from Shipla. Shipla wants to know everything there is to know about the Liverpool property market. What areas are good to invest in? Which ones to avoid? What’s the forecast for Liverpool in 2021? Shipla wants to know anything and everything The Robs can give her. She’s an investor based in London so naturally doesn’t have the local knowledge. Move over Rob D – This is Rob B’s time to shine! Our next caller has a question on city centre apartments and whether you should furnish them or not. There’s a load of conflicting information on this debate. Some reckon you can leave an apartment unfurnished for tenants to put their own stamp on the place. Others think furnished will let quicker and be less hassle for tenants. Is there a right or wrong answer when it comes to letting out city centre apartments? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re turning our focus to city centres The death of city centres has been widely publicised, but is it correct? On this weeks episode of The Property Podcast, Rob & Rob have a different point of view that might open up a once-in-a-lifetime opportunity for property investors. So make sure you tune into today’s episode to find out what it is. Here’s what to expect on this week’s property podcast episode A common theme amongst headlines over recent months has been how city centres are dying out, rural locations are thriving and how London is struggling. Apparently... what buyers and renters are looking for has changed. So does this mean doom and gloom for people who already own properties in the city centre? Or is this just a blip and if so, does it create any kind of opportunity for investors? That’s what we’re looking at today. In the news This week's news story comes from Estate Agent Today and the headline reads ‘stamp duty receipts soar despite the holiday’. In March, stamp duty brought in £1.1 million, making it the fifth biggest month for Treasury income from this tax since it was introduced in 2003. It was also 22% higher than the same month in 2020. Which on the surface seems bizarre as when you cut a tax, you don’t generally expect to see MORE of it. But there are a few things that could be happening here... It could just be a conincidence, but it could also be that the reduction in tax has prompted more people to move, so the volumes are higher. It seems a win win for everyone. Hub Extra This week we’ve got an incredible resource for you called Class Central. It’s a search engine that’s for all of the free courses that are out there on the internet, mostly from universities. They’re reviewed, some will give you certificates and you can learn pretty much anything - and the quality is absolutely incredible. There’s always time to continue your learning which we’re big believers in. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Hello and welcome back to another episode of Ask Rob & Rob. The guys are here to answer all your property questions and they’ve got another two to answer today. So let’s get stuck in. First up we’ve got Stephen who, after listening to the podcast, has decided he wants to invest up north or in the Midlands. He knows The Robs reckon Derby is going to be a good bet for 2021. But after Rolls Royce announced they’d be making redundancies and have had a change of strategy, he wants to know how The Robs think this is going to affect Derby? Stephen also wants to know whether it’s worth him looking at doing the work to invest in buy-to-let property himself or if he should get on board with a company like Property Hub Invest? Our second question this week is from Ayesha. She’s previously done an inventory on her property and used a professional that charged her £60 +VAT. Now Ayesha wants to know how often would she have to do this inventory? Does she need to get a new one after each tenant leaves or can she just keep the one she’s got and update it herself for each tenant? Or, is it a requirement that she gets a professional in to do it for her? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re talking all things tax When it comes to tax, property investors are obsessed with learning and understanding it. And we don’t blame them because the difference between getting it right and wrong could be thousands of pounds. So this episode is a must listen! Here’s what to expect on this week’s property podcast episode It’s been a while since we talked about tax so we thought it was about time we changed that. We’re always inundated with questions about buying in a limited company. And we even did a video on whether ‘should you buy property through a limited company’. But because tax is complex, it’s always been better to leave the tax advice to the specialists. To give you a brief overview, back in 2015 new rules were introduced which meant individuals could no longer claim mortgage interest as an expense, but limited companies still could. So overnight, owning property in a company became a lot more attractive because those investing personally were left paying tax on profit that wasn’t really profit because it ignored the cost of interest. It impacted investors to such a degree that the majority of those who invest through us at Property Hub Invest now do so using a limited company. These rules have been eased in over the years but fully came into play as of April 2020, so we thought we’d take a look into it. If you’re wanting to purchase property through a limited company, then make sure you check out the tax implications and give this episode a listen. In the news This week we’ve got two news stories that might incentivise you to become a greener landlord. The first one, ‘yet another BTL lender issues cheap loans for homes with good EPCs’. Mortgage lender Keystones have now said that they offer a 0.15% reduction to landlords with properties older than five years with an EPC rating of A to C. The second story is, ‘Buy to let lender says new eco-loan will be ‘push for landlords’. The Mortgage Works, part of Nationwide, has a new mortgage product called the Green Further Advance, which can be used to make sustainable home improvements. So, if your property is in need of a little TLC, it may well be worth looking into going green and saving yourself some money as well as the planet. Hub Extra This week for Hub Extra, we’ve got a couple of resources for you. And they’re an alternative to the popular messaging app, Whatsapp. Whatsapp doesn’t offer a lot of privacy and are increasingly collecting data and insights into your activity. So we’ve got a couple of different options for you. They are Signal and Telegram. Both are apps just like Whatsapp that you can get for free, but your privacy is a lot more protected. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more listener questions. Our first caller this week is Philippa. She’s purchased a property in Liverpool that she needs some advice on. The property was originally listed for £110,000 which Philippa thought was a decent price for the location and size of the build. After submitting her offer, she was told she’d been significantly outbid. It got to the point where Philippa’s offer of £126,000 was accepted and although she was still happy with the end ROI, she couldn’t help but think that the estate agent had invented this other buyer. So Philippa wants to know if there’s any way of finding out if there was legitimately another interested party or if the estate agent was playing foul. Our second caller this week is Noel from London who’s got a question about releasing equity. He purchased two derelict properties and renovated them in 2013-2015. Now he rents them out. The loan-to-value on the properties is around 50% each and he wants to release some equity to be able to purchase more property. However, he’s finding it hard as he appears to be at the top of the stress test based on the rental income of the properties. He can’t increase the rent as he’s already at the top end for that area. Will Rob & Rob have any other suggestions for Noel? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re taking a look at how to win with a HMO strategy Ususally when you choose a HMO strategy you need to invest pretty close to home as it can be quite a hands on strategy. But that’s not a problem for today’s guest, Tim. Tim invests in student HMO properties 300 miles away from his hometown. And, he does absolutely everything himself. Here’s what to expect on this week’s property podcast episode HMO strategies are becoming more popular and we often get questions on the best way to execute them. If you’re not familiar with what a HMO is, it stands for House in Multiple Occupancy. So basically where you rent the rooms out individually and have shared communal areas like the living room and kitchen. The reason they’re so popular is that they’re on the high end of the cash spectrum and the yields can be very attractive. But they’re also on the high end of the effort spectrum. So, today we’re talking to Tim who’s been investing in property since 2017 and his portfolio consists of five HMO’s with a total of 28 rooms. All of his properties are in Bangor, North Wales and are 300 miles away from where Tim lives. We wanted to find out how Tim became a landlord managing 28 rooms and why he chose the location he did. If you’ve been thinking about choosing a HMO strategy then Tim’s success story could be some great advice for you. In the news This week's news story is from Landlord Zone and the headline reads ‘step away from ‘disastrous’ rent controls campaign, landlords urge Sadiq Khan’. The current Mayor of London is wanting to continue with his plans for rent controls if he’s re-elected later on this year, and landlords aren’t happy about it. However since the last time Sadiq Khan was campaigning for this, rent prices in London have gone down by 9.8% according to Zoopla whereas outside of London they’ve increased by an average of 2.6% over the last year. So it doesn’t stand well right now for Saidq Khan’s campaign methods. Hub Extra This week’s Hub Extra resource comes from our Podcast Producer, Dan. It’s a YouTube channel called TED-Ed and it’s an extension of TED Talks but in the form of short, five minute educational videos on all sorts of topics. The videos may appear to be specifically for kids, but Rob & Rob have already bookmarked ones they’re going to be watching themselves. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another week of Ask Rob & Rob. To get us started this week we’ve got Luke. He’s only 22 and already looking into investing his money into property. Luke knows that he wants to invest in buy-to-let properties through a limited company but he’s unsure on where to actually buy. He’s been looking into the Northern Powerhouse locations but already knows that he’s priced out of Manchester and Liverpool city centre so has been looking at surrounding towns. This issus is that Luke is struggling to find the confidence to invest in these locations and is wondering if Rob & Rob have any advice on whether he should just go for it. Second up we’ve got Paul calling from Dubai. Thanks to all the free content from Propety Hub, Paul and his wife gained the confidence to invest and are about to complete on their third property in 12 months. Pretty good going! Paul is wondering if The Robs think that there’s potential for the government to scrap stamp duty altogether and try to claw back the lost revenue by tightening on capital gains tax. What do Rob & Rob think? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re talking about Grand Junction You might remember Rob & Rob talking about their development, Grand Junction, in episode 315. This week that story has been shared on our other podcast, Any Other Business - because it’s important to share when things go wrong and the lessons that can be learnt. And after episode 315 aired, things actually got a whole lot worse! Here’s what to expect on this week’s property podcast episode Grand Junction is a bitter pill to swallow. To give you a recap, Grand Junction is a site that Property Hub Homes built in Crewe and it was the first ever development. By the end of the project, the business had actually lost £1 million! Rather than bury this experience and put it behind them. Rob & Rob have decided to treat this episode as more of a therapy session to chat through where things went wrong and what they’ve taken away from such a bad experience - and a pretty epic loss! So this week we’re sharing with you the raw, emotional episode of Any Other Business. And if you like this episode, there’s plenty more over on our YouTube channel. So make sure you head over to subscribe. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’re answering two questions on investing in property away from home. First up this week we’ve got Ben. Ben purchased his first property around four years ago before he got the property investment bug and found Property Hub. He never had any intentions of building a portfolio but now he wants to try and get as many properties under his belt as he can. He’s already decided that he wants to go down the BRRR (buy, refurb, rent, refinance) route and he’s aware that this strategy is more hands-on than most. Ben lives in the South East of England and knows that he’s priced out of his local area so he’s turning his attention to the north to find himself a project. But how cost effective is it trying to refurbish a property remotely? Will Ben’s margins be squeezed too much as he’ll have to outsource the work? So will it even be worth it in the end? Our second caller is Hayley from Devon. She’s been listening to the podcast for a couple of years whilst saving up. She’s previously bought her own residential property and is now in the process of building her funds back up. She’s aware that the south of England is pretty expensive so is looking at purchasing a property further afield where property prices are a bit cheaper. But Hayley wants to know how do you actually gain the confidence to invest in an area that you have no knowledge of and don’t know anyone from there either? What advice will The Robs offer Ben and Hayley this week? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.