The Property Podcast

Rob & Rob are back for another episode of Ask Rob & Rob. This week they’re only answering one question, but it’s a biggie and there’s plenty to cover. As public spending has hit an all-time high, it’s safe to assume that we can anticipate an increase in taxes and inflation. And James wants to know whether this means he should rethink his strategy. Is now the time to be more cautious, limiting leverage and looking at fixed-term mortgages, or is it time to take a risk and double down as prices could rocket even further? Tune in to find out what advice the guys have got for James. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What’s happening with property around the globe? It’s no secret that the UK property market has gone crazy this year, and with house price growth in double digits, people are wondering when this is going to end. But is the UK market an anomaly or is it happening elsewhere? Rob & Rob are taking a closer look at what’s going on in property markets across the globe and are using this to make sense of what’s happening in the UK. In the news As today is an international episode, it’s only fitting that we share some international news for you. As rental prices rise across Europe, this country is trying to get a grasp on the situation as Spain takes on private equity landlords as cost of housing soars And the Netherlands is no different as Dutch cities look to ban private investors from the property market to combat soaring house prices. Hub Extra Sticking with the international theme, as we all (hopefully) start travelling again, this week's Hub Extra is one you’ll want to know about. Wise (Formally TransferWise) is the app you need for all your international transactions and transfers. With exchange rates that are almost definitely going to be better than your bank, and a debit card you can use to withdraw local currency, you need to add this to your must-have travel list. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week and Rob & Rob are back with two more listener questions, and we’ve got some pretty interesting ones. First up, we’ve got a question from Terry in Luton. Terry’s got his eye on a couple of properties in Ipswich and what he wants to know is, is now a good time to invest in the South East? Do Rob & Rob think the cycle has moved on enough to make this a smart investment? Our next question is all about leaseholds. David is looking to purchase another buy-to-let and is considering a leasehold flat. He wants to know if he should be concerned about properties with leases of around 90 years? And how can he tell if a property’s lease renewal process is going to be straightforward? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Rob & Rob are sharing their investment strategies It’s easy for Rob & Rob to give their advice each week on The Property Podcast, but this week they’re putting their money where their mouths are. To give listeners an insight into how they’ve been so successful at investing, The Robs are sharing their personal investment strategies. Unsurprisingly, they start by looking at the fundamentals (which you can read about here). They also reveal why they look for new-builds, or at least properties less than a decade old, despite some investors having strong opinions on them. What are ‘trophy assets’ and why do Rob & Rob look for them? And finally, you’ll find out which locations they’re focussing on at the moment. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions. First up is John, who wants to know the best way to get the truest return on investment for a flat in his portfolio. And the second question is about whether mortgage rates will continue rising as headlines are currently suggesting. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

There’s been over 450 episodes of The Property Podcast, but until now, we’ve not revealed the secret formula that investors NEED to be aware of. In the past, Rob & Rob have told you all about net yield and return on investment (ROI), and how using these can show you how profitable your investments have been - and will be in the future. But there’s an important factor that neither of these consider. That’s capital growth. That’s a big thing to miss out, especially since capital growth is usually the biggest return you’ll get. It’s one of the main factors we consider when sourcing deals for our Property Hub Invest clients. The new formula, called the ‘Total Return Formula’, takes capital growth into account. Listen as Rob & Rob explain how to use this formula, as well as how to best predict capital growth for future investments. In the news And this week’s big news is actually a notable lack of news! Specifically, about how there was no increase in interest base rates announced last week. It was predicted that they’d rise from 0.1%-0.25%, but this move wasn’t taken. What do Rob & Rob think this means for the property market? Hub Extra We’ve got a great book for you this week, and it’s about something that almost everyone on earth has engaged with in one way or another – Instagram! ‘No Filter: The Inside Story of Instagram’ by Sarah Frier. This one’s different from the other books about the origins of social media channels, because it’s not solely focussed on controversy. Instead, it zeroes in on how this brand-new platform went from something small to something that has impacted not just app-users, but businesses and the world at large. We’re big supporters of thinking big, and the story of Instagram is a prime example of that. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The Robs are back with more listener questions! First up is Geoff, who wants to know what the best kind of way to save his money is. Second is from Ian, who wants to know about quantitative easing. He wants to know how money raised via QE makes it’s way back into the economy. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the November Market Update Rob & Rob are back with your monthly update and it’s a budget special! With the autumn budget announcement, the guys have got plenty to discuss as they look at what the latest news means for investors and how it will affect them. Here are all the links you need to get stuck right in. Budget Autumn Budget 2021: CGT Deadline Relaxed Autumn Budget 2021: £5bn fund confirmed for victims of cladding crisis Autumn Budget 2021: Property developer tax to partially fund cladding remediation Budget confirms £1.8bn to deliver homes on brownfield and 'underused' land Interest Rates Lenders raise UK mortgage rates as inflation fears take hold House Prices Hometrack Report House prices to rise by 3% in 2022 – Zoopla U-turn on housing market forecast by government advisers Rent Demand and rents on the rise as tenants return to city life Fewer than 500 flats available to rent in Manchester, says report Other Landlords to be helped by new Covid arrears fund Hub Extra If leadership is a skill you’re looking to improve, you’ll definitely want to get your hands on this Hub Extra recommendation. The CEO of Yum! Brands (which controls big players like KFC, Pizza Hut, Taco Bell and more!) - David Novak cuts right to the chase in his book Taking People With You. In this must-read for leadership, David shares his step-by-step guide to setting big goals and building strong teams. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! Our first question is from Derek. Derek is a builder who currently buys properties and fixes them up while living in them. He’s built up some equity in his current property and is planning on using this to help him buy a couple of buy-to-lets. His question is what percentage of this equity should he release? Next up, we’ve got a question from Joe in London. Joe is considering buying a bungalow that already has a tenant in-situ and a really good yield of 8.4%. But he’s concerned about this niche market and how this is going to affect the capital growth potential. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Are investment properties ever REALLY hands-off? Rob & Rob are always getting requests to share their latest deals. And this week on The Property Podcast we’ll be sharing the juicy details on Rob D’s latest deal. He’ll run you through the process - step-by-step - as they unveil whether any property deal can truly be hands-off. If you’re curious to hear what sort of deals the guys like to get involved in and why, then you don’t miss this episode. In the news Whilst we’re taking a look at being hands-off, it’s clear the government has no plans to be hands-off when it comes to landlords, as the Minister reveals more about Rent Reform proposals. The minister has announced plans to bring in a landlord register and a lifetime rental deposit scheme. Although some registers already exist for HMOs in certain areas, these plans will require all landlords nationally to register their status as a landlord. What are Rob & Rob’s thoughts on this? Hub Extra We’ve got an extra special Hub Extra for you this week. If it’s not obvious, we love a good podcast, and this one is from someone we’ve recommended before. Sarah Ferris is an active investor that already has one successful podcast under her belt Conning the Con, and much like us, she can’t seem to get enough and has started a brand new podcast Stop the Killing. Sarah has teamed up with the former head of the FBI’s active shooter program and is revealing what went on behind the scenes of some of the world’s worst mass shootings. If you’re a lover of true crime this is a must-listen! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer listener questions. And this week, we’re breaking all the rules as we’re answering two questions from one listener. Recently on The Property Podcast, Rob & Rob delved into why Dave Ramsey is WRONG and this got one listener thinking. If you have a low loan-to-value, where the risk should be lower for the lender, why aren’t you offered a more generous interest rate? Why don’t LTD lenders reward investors with a prudent approach? He would also like to hear Rob & Rob’s predictions on what will happen to interest rates on mortgage products. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Should you invest in property funds? Property funds are the ultimate hands-off strategy, but what are they and should you invest in them? This week on The Property Podcast, Rob & Rob will be sharing everything you need to know to decide if property funds are the right investment option for you. They’ll run you through exactly what they are, the pros, cons and who they might be right for. If you’ve ever considered property funds before but you weren’t quite sure, then you won’t want to miss this. In the news In the latest Market Update we had a lot to cover on the rental market, covering big cities like Leeds and Manchester, and now we’re bringing you an update on London. The Financial Times are reporting that the London market is bouncing back with the Return of the renters: price hikes, bidding wars and bribe. It seems like Rob & Rob were right with the prediction that city centres are not dead yet. Hub Extra Intrigued by property funds and want to solidify what you’ve learnt so far? This week's Hub Extra is our brand-new YouTube video Why would you invest in a property fund? This short and snappy video is the perfect recap. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are back for another round of listener questions! Our first question is from John in Chorley. John bought an off-plan property, and the completion is a couple of years behind due to some delays. What John wants to know is if the property has gone up in value since he purchased, could he use the equity and complete without putting any money in? Next up we’ve got a question about mortgages from Sammy. Sammy wants to know if it’s better to have a higher product fee and a lower interest rate or the other way around. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the October Market Update It’s that time again, it’s the October Market Update! And what a busy month it’s been, Rob & Rob have got plenty to cover and we’ve got a shedload of news stories for you to sink your teeth into. We’ll be covering everything from eviction notices, mortgages, tax and party conference headlines. So, settle in as The Robs to talk you through this month’s latest headlines. Here’s all the links you need: Market: UK House Price Index – August 2021 Michael Gove set to pause contentious planning shake-up Labour to give first-time buyers exclusive access to new properties Rents: Rental void times lowest for six years: Arla Propertymark Surging rents in Manchester Rental demand set to stay high as first time buyer age rises New generation rent: Why baby boomers are selling up and choosing a more flexible lifestyle Holiday Lets: Holiday Lets may be the next Buy To Let, says Moneyfacts Devon confirms 70% drop in PRS as ‘terrifying’ Airbnb trend bites Mortgages: Buy-to-let bonanza: Landlords can now bag a sub-1% mortgage rate as TWO lenders launch super-low interest deals - but beware the fees Tax: HMRC gives landlords more time to comply with new ‘making tax digital’ rules Evictions: Landlords hit back as Welsh Government extends notice periods again Licensing: UK’s most expensive ever HMO licensing scheme to launch in London Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back with two more listener questions! First up is Matt from Devon. Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him? With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out? Rob & Rob share their thoughts and advice. Our second question is from Ben. Using a mortgage, Ben bought an ex-council property back in 2005 and when he tried to remortgage in 2011 he was advised that the property is no longer mortgageable as it was constructed with concrete. Ben has since tried to fix this problem but is still struggling to find a lender for the property and he wants to know if Rob & Rob have any advice on the matter. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Introducing Portfolio The wait is finally over. We know, we’ve been teasing this for a while now, and we’ve made some pretty big claims, but we’re ready to reveal it all! In today’s episode, we’re introducing Portfolio. So, hit play and to find out more ... you’ve waited long enough! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions! Our first listener is a first-time investor, and the current market has got them considering flats. With a surplus of flats on the market, is this the time to bag a deal in the South East? Next up we’ve got a question from Oliver in North Wales. The guys recently discussed what you can expect from the upcoming property boom on The Property Podcast, which has left Oliver questioning whether he should buy now or hold off? Tune in to find out what Rob & Rob have got to say. And if you want to hear the episode that got Oliver wondering about buying in the boom, you can find that here. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Don’t sweat the small stuff Things will always go wrong in life, but that doesn’t mean you should spend your time and energy complaining. When you focus on the things that go wrong, all the goodness in life and a whole load of opportunities are passing you by. So, in this episode, Rob & Rob are looking at the most common complaints in property and breaking them down to exactly what they are – minor inconveniences that aren’t worth your time. If you’re ready to break the cycle of complaining, give this episode a listen as the guys will be giving you all the tips you need to live a happier life. Hub Extra If you’re interested in learning more about stoicism, then make sure you give The Daily Stoic a read. Ryan Holiday’s book is a page-a-day guide to living a good life, offering inspirational daily doses of wisdom, gratitude and stoicism. And here’s one from the marketing team, if you’re ready to start practising gratitude, make this musical spoken poem the first thing you listen to in the morning. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer more listener questions! First up is Jamie. Jamie currently owns two buy-to-let properties in the midlands, and has £125,000 to invest in his next property. He originally planned to invest in the North West, but what he wants to know is with the London market stagnating is this the time to be buying in the capital? Our next question is all about mortgage brokers. Tom is currently hunting for a broker and he wants to know what information they have access to that the general public doesn’t. He also wants some advice from Rob & Rob, as there are so many brokers out there, he wants to learn how he can land himself a decent one. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

How do you pick the right investment location? This week on The Property Podcast we’re taking it back to basics. Whether you’re purchasing your first property or your tenth, choosing the right place to invest can feel like an overwhelming task. And as one of our most frequently asked questions, we thought we’d break it down and give you a step-by-step process to follow. So whether you’re completely new to investing or you’re an experienced investor in need of a little refresher... this is the episode for you. In the news This week we’ve got two news stories on our favourite topics! First up, is the biggest news of the year and it’s straight from Property Hub! Next week, we will FINALLY be spilling the beans on what we’ve been working on all this time. So make sure you tune in for that very special episode. Next up The Business Desk are suggesting it could be the end of the line for HS2’s multibillion-pound Eastern leg. It’s worth noting that this hasn’t been confirmed, but it’s rumoured that the eastern leg of HS2 which is meant to be linking Birmingham with Nottingham, Sheffield and Leeds is going to be scraped in a bid to save £40bn. Hub Extra This week we’ve got an app for you! If you find yourself spending more and more time on Zoom calls, then this may be the app for you. Unfortunately, webcam quality just isn’t the best and this nifty little app lets you use your phone as a webcam. So if you fancy increasing the quality of your next video call, you can download Camo here. And if you're looking for the YouTube videos mentioned you can find them below: 5 Underrated Areas To Invest In Top buy-to-let property hotspots in the UK (2021) Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday, and that means Rob & Rob are back with two more listener questions. And this week, we’ve got a couple of tough ones. First up is Paul from London. Paul has recently inherited a three-bedroom property in Hull and is wondering what he should do with it. It’s the only property he owns, and he wants to know whether he should sell it as it is or renovate it first. The second question is from Julian. Julian is planning on releasing some equity from his first property and is planning how he can best use his time. With the conveyancing process being six weeks long on average, he wants to make sure he’s being productive and maximising his preparation. Tune in to find out what Rob & Rob think. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What can you expect to happen in a property boom? If you’ve been paying attention, you’ll know that we’re at the beginning of a property boom. Which is great for investors as properties go up in value, but what else can you expect to happen? The 18-year property cycle means there’s things that you can almost definitely expect to see happening as the boom develops. But what are they? In this episode, Rob & Rob are revealing the tell-tale signs that we’re in a property boom. In the news We’ve got two news stories this week, and they’re both good for investors but in different ways. First up, Landlord Zone reveal the ’never seen before’ student stampede to secure accommodation. It’s no surprise that students have been a bit cautious this year, in fear that covid could ruin another year of university experience. But this means that, as things seem like they’re going to be relatively normal, there’s been a sudden rush in the search to secure somewhere to live, which is great news for anyone with properties in student cities. And finally, the news all landlords have been waiting for – eviction notices returning to pre-covid rules. From October 1st landlords can give their tenants two months' notice rather than the four months that it is currently. Hub Extra It’s been a while since Rob & Rob shared a quote, so they’re hitting us with a double whammy. The boom stage of the 18-year property cycle is going to require some serious focus, so grab your notebook and pen, and jot these down to help you kept sight of your goals. “The successful warrior is the average man, with laser-like focus.” — Bruce Lee “Always remember, your focus determines your reality.” — George Lucas Podcast Episodes TPP260: What property courses should you do (and avoid)? TPP270: The 18 Year Property Cycle – Year by Year: Part 1 TPP271: The 18 Year Property Cycle – Year by Year: Part 2 TPP342: The contrepreneur formula exposed: An interview with Mike Winnet TPP343: What happens after spending thousands of pounds in a property course TPP376: Has Coronavirus broken the property cycle? TPP415: Where are we in the 18 Year Property Cycle? Rob & Rob mention episode 476 - this is in fact episode 376, and you can find that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer some more listener questions! Our first question is from Paul and it’s a great one. Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase. What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere. The next question is about leverage. Our listener is going to be retiring early soon and is wondering what do to with the cash he gets. He’s planning on buying one or two houses and living off the income. However, as an avid listener he knows Rob & Rob frequently talk about the power of leverage, but he wants to know why you would bother with a mortgage if you can buy property outright with cash. Tune in to find out what Rob & Rob have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Houses or flats – which make the better investment? Anyone who invests property generally has an opinion on the houses vs flats debate. It’s an age-old dispute that often divides investors, with some saying they would only invest in one or the other. Whilst both camps have pretty solid arguments, what IS the answer? Which is the champion of investments? That’s exactly what Rob & Rob are helping you decide in this episode. They’ll run you through the pros and the cons of both, and reveal what point of view could be costing you big time £££. In the news HMO’s have the potential to generate higher returns, but with a greater workload and risk, there’s still plenty that can go wrong. So, as always, it’s important that you nail the fundamentals and location. This is Money has revealed a list of the ‘Ten best locations to invest in student housing’ with small towns taking the top of the list. With big claims that cities like Swansea offering a yield 9.56% What do Rob & Rob think about this? Hub Extra If you’re an avid reader you’ve almost definitely used or at least heard of Audible. Now, you may think we’re a bit late to the party with this suggestion but bear with us as it’s actually got some new features. Firstly, if you’ve found yourself here listening to The Property Podcast, you’ll probably be interested to know that they’ve now added podcasts to Audible. Not only will all your listening needs now in one place, but Audible has also introduced Audible Plus. The Plus membership gains you unlimited access to a huge catalogue of over 68,000 hours of content and 11,000+ titles! So, save those tokens and get listening. And here are the links you need for the extra resources Rob & Rob mentioned: their Turn £100,000 into £1 million YouTube video and the How to HMO podcast episode. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Get ready for some more listener questions! Rob & Rob are back, and this week they’ve got some pretty interesting ones. Our first question is from Steven. Steven has a portfolio of six properties, and his residential mortgage is due for renewal next year. What Steven would like to know is whether he should remortgage his portfolio to pay off his residential home or should he use the rental income he generates instead? Next up is Becky from Stockport. Becky has been viewing some leasehold properties and she would love to know if there’s anywhere online where you can download copies of leasehold agreements, as she quite often struggles getting information about ground rent from her letting agents. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the September Market Update In this month's market update, The Robs are giving you the inside scoop on the rental market, mortgages and of course, house prices. They’ll be revealing where in the UK rental demand is booming and what government agency is predicting a market crash - yes, you read that right, a CRASH of 14%! Things tend to be a little quieter this time of year as everyone jets off on holiday but seeing as that’s not an option for many of us this year, it’s no wonder Rob & Rob have got so much to cover. Here are all the links you need for your extra reading this month: House Prices: UK house prices in June rose at fastest rate since 2004 House prices: Demand changes, not tax waiver, pushed prices up Rental market pointer? Regional cities set to see biggest growth Five charts that predict the next house price crash UK house sales plunge in July after stamp duty holiday ends And if you want to take a look at CEBR’s previous prediction of a 13.8% fall this year you can find that here. Rents: Here They Come: Rent controls to be introduced in part of the UK Possession claims double as evictions ban ends but are way off ‘normal’ Mortgages: Five-year mortgage rates drop below 1% – is now the time to fix for longer? Bigger Picture: UK loses 83% of department stores since BHS collapsed Hub Extra If you’ve been listening for a while now, you may remember a book we’ve mentioned before: Bad Blood: Secrets and Lies in a Silicon Valley Startup by John Carreyrou. The book gives us the full inside story of the rise and fall of Theranos and its CEO and founder Elizabeth Holmes. Well, John’s back with the final chapter as he catches us up on what’s happened since the story broke and takes us on the journey of the trial, which is set to begin later this month, in his new podcast Bad Blood: The Final Chapter. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions for Rob & Rob, and this week they’re answering some commonly asked ones. First up is Reese from Plymouth. Reese is currently living at home with her parents, but she’s ready to make her first buy-to-let investment. She wants to know whether it’s sensible for her to invest while living at home, or if she should wait until she’s in a house of her own before getting started with investing. Next, The Robs hear from Bailey in London. Bailey’s finally in a position where he’s ready to purchase his first buy-to-let property, but he’s getting conflicting opinions from his parents. They feel strongly that he should be putting his money into a pension instead of property... Bailey wants to know whether Rob & Rob think one strategy is smarter than the other. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re battling with Dave Ramsey on mortgages If you’ve not heard of Dave Ramsey before he’s a huge financial personality across the pond, and he believes that you should NEVER use a mortgage. And if you’ve been listening to The Property Podcast for a while now, you’ll know that Rob & Rob probably have a fair few things to say about this. So, in this episode The Robs explain why Dave Ramsey is completely wrong and how leverage is an investor’s super weapon. In the news This week’s news article is an interesting one as it claims that the stamp duty holiday had no effect on the current market frenzy. Think-tank has suggested that the stamp duty holiday impact has been overstated, but what do Rob & Rob think? Hub Extra We’re back with another triple whammy of resources for you to soak up this week. The first one is The Meaningful Money podcast which covers all aspects of money and personal finance. It’s definitely worth a listen as Pete Matthew breaks down everything you need to know in everyday language. We’ve mentioned this one before, but only because we swear by it and that’s the Rich Dad Poor Dad book. Robert Kiyosaki talks all things good debt vs. bad debt, so don’t just take our word for it and give this one a read. If one book isn’t enough, then make sure you give The Millionaire Fastlane a read. It’s a cheesy title, and a bit of a cheesy book but it’s essential if you want to understand the concept of building your wealth and creating more money for yourself. And if you’re looking for the Turn £100,000 into £1 million YouTube video Rob & Rob mentioned, you can find it here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s that time of the week where Rob & Rob answer more listener questions, and this week we’ve got two cracking ones! Our first question is from Jeff in London. He’s looking to buy his first property in Hoggeston with a friend, but the company who’ve listed it are looking to charge a buyer's premium. Jeff was pretty surprised by this fairly large additional charge and wants to know Rob & Robs thoughts on whether this is something to be cautious of and if the buyer's interests are considered in this process? Our next question comes from Katie across the pond in the states. Katie would love to hear Rob & Rob’s opinion on the renowned American personal financial figure Dave Ramsey. Ramsey’s approach on investing in property is you should always buy in cash, but what do Rob & Rob think about this and is there ever a time where buying in cash only is the better option? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Real-life Monopoly – The important property lessons you can learn Besides revealing which family members are sore losers and causing fights, Monopoly has some seriously important lessons about personal finance and investing. But can these be applied to real life? In this episode of The Property Podcast, Rob & Rob share the important lessons you can apply to your property investments. For further learning on buy-to-let mortgages check out this video. In the news We’ve got two news stories for you this week. The first one shares research from Halifax that shows that the average home in the UK now costs 8.1 times the average earnings, suggesting that property affordability has hit a 10-year low. But are houses actually less affordable? Which? has revealed this five-year mortgage with rates that have dropped below 1%. So, once you’ve overcome the hurdle of saving up your deposit, property can still be pretty affordable. Hub Extra We’re spoiling you this week as we’ve got three Hub Extra recommendations heading your way. The first one is of course, Monopoly the game. If you’ve not played it before, it’s about time you get your hands on a set and give it a go. But if like most people, you’ve played Monopoly more times than you can count and you’re up for a challenge Robert Kiyosaki’s version – Cash Flow may be the game for you. If you’d rather avoid the family fallout, then make sure you give this podcast episode by Business Wars a listen. Business Wars covers all the key battles in business, sharing the stories behind the companies that have shaped what we buy and how we live. Give Monopoly: Winner Takes All a listen to hear the story behind the family classic that was created over 100 years ago. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back once again to answer two more listener questions. Our first question this week is from Alex from Reading. He’s recently bought his first buy-to-let property and has naturally spent all his money. So now he’s in the process of saving for another deposit. But what Alex wants to know is if The Robs have any tips on how he can speed up the savings process so he can purchase properties two and three quicker and start building his portfolio. Next up we’ve got Sam from Bedford. Sam has been listening to the podcast for a while and now she’s ready to take the plunge. She’s really keen to get into the property investment world and she’s wondering if joint ventures are a good way to get started? Would Rob & Rob recommend joint ventures? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Is BMV dead or is there still a way you can do a deal? In the property world we love bagging ourselves a deal. But right now, the property market is incredibly hot. So, does that mean doing a deal or better yet a BMV (below market value) deal is almost impossible? That’s what we’re going to explore in today’s episode so make sure you tune in. If you want to learn more, check out our free course on how to get a deal. In the news If you listened to last week’s episode, you’ll remember that we were stunned by some data from the US property market. It was the fact that the US property market is up 23% year on year which is crazy! We promised to investigate more into this and we’re keeping our promise. That figure was based on existing inventory, not new build homes. So, the growth was actually 15.8% which still makes our own boom look like nothing. This data was taken from a Forbes article where it looks at America’s states. Another news story we spotted this week was ‘owners of low-rise flats freed from wall safety certificate need’. In a nutshell, anyone who owns a property in a building smaller than 18 metres no longer need an EWS1 certificate. Hub Extra This week’s Hub Extra recommendation is a book from Rob B. It’s a combination between sport and business so if you have an interest in either, you’ll enjoy this book. It’s called ‘Relentless: 12 Rounds to Success’ by Eddie Hearn. This isn’t a rags-to-riches story because Eddie Hearn came from a wealthy family (which he acknowledges in the book), but is covers the struggles he had to overcome to be his own successful person and step out of his father’s shadow. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday which means Rob & Rob are back to answer two more listener questions. The first question this week comes from Rachel. Rachel and her brother currently own a buy-to-let property in the South East and they’re now looking to buy their second property in the north of England for cash. They’ve found a property in Kirkdale, Liverpool for £65,000 which could give them an annual yield of 8.31%. Naturally that type of yield would be attractive to anyone, but after seeing one of Property Hub’s Instagram stories advising to buy a property that’s worth at least £100,000, Rachel is now wondering if this property is too cheap? Our second caller is Kenneth. He’s listened to our episode on quantitative easing about three times because it’s just so significant. Kenneth wants to know if we’re heading into a period of inflation in the future. As governments often control inflation by rising interest rates, does this mean that we’re going to see mortgage rates go up in the next few years? What are The Robs guesses and predictions for mortgages in the next few years? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the August Market Update The property market is incredibly hot right now. In the UK it’s crazy, but on this month’s market update, The Robs are revealing some numbers from the US that will blow your mind! This time of year is usually a quieter one, but that certainly doesn’t seem to be the case in 2021. Here are all the links you need to get stuck into today’s episode. Prices: UK House Price Index – June 2021 Super-rich buyers coming back to prime – Savills US cannot afford housing market ‘boom and bust’, warns Fed official Pandemic fuels broadest global house price boom in two decades Mortgages: TMW returns to 80% LTV but only on energy efficient homes Thousands of landlords released from ‘cladding hell’ after EWS1 forms scrapped The minimum energy performance of buildings bill Other: Government reveals where all the landlords live in the UK The pandemic property boom is pricing locals out of the British countryside And finally: House prices set to continue rising as supply shrinks Hub Extra This week’s Hub Extra resource is a tool called Propcast which refers to itself as a house selling weather forecast. It gives you a weather map of the UK showing you which areas are the hottest, meaning it should be quicker and easier to sell your home. Right now, it seems that everywhere in the UK might require your factor 50 sun cream. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The guys are back for another fantastic episode of Ask Rob & Rob. First up this week we’ve got Lil who’s looking for an answer to a common question we get asked. Lil currently has a residential property in London that she lives in, and a buy-to-let property in Liverpool. She’s going to be moving cities soon and needs a property with more space, so she’ll be switching her residential property into a buy-to-let property. In the short-term, Lil plans to rent herself until she finds the right property, but she can’t seem to figure out which scenario is best. Should she use the money she has to purchase a bigger property that’ll serve her needs, or should she put it into another buy-to-let property and continue to rent herself? Our next question comes from Bern who has a question about mortgages. Currently Bern has two buy-to-let properties, one in his personal name and another in a limited company. Bern is planning to purchase another buy-to-let property through his limited company, and then look to purchase a residential property for himself. He’s wanting to know if when it comes to purchasing the residential property if he’ll have any issues getting a mortgage if he already has three other properties? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

The Robs are back with their second episode on inflation This might just be the most important podcast episode Rob & Rob have done yet. If you understand this episode, then you’ll understand the secret to being wealthy. Last week we talked about inflation in the short-term, so this week we’re looking at long-term inflation. The dynamic that produces inflation for the long-term is completely different to the short-term. The Robs are going to be looking at what causes long-term inflation, the effects for property investors and what the coming years might look like. So, if you’re wanting to prepare for a strong future, then make sure you listen to today’s episode. In the news This week’s news story comes from the Financial Times and the headline reads, ‘Bank of England urged to spell out plans to curb inflation’. After speaking about inflation for the past couple of weeks, it seems that even the House of Lords are getting in on the action now. Their economics affairs committee have been questioning the Bank of England and have said it needs to provide a better justification for believing the rise in inflation is temporary. They’ve also said that the Bank of England has become obsessed with quantitative easing and are using it to solve all the economic issues. Hub Extra After a hard-hitting episode, we thought we’d give you something easy to wind down and give you a little bit of escapism. It’s a series on Netflix called ‘The World’s Most Amazing Vacation Rentals’. Three hosts go all around the world from the USA to Bali looking at holiday rental properties that you can rent out, depending on your budget. So, if you have a holiday let strategy, you might pick up a few tips from it. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’re talking all things money and mortgages. Our first question is about leverage and comes from Tyrone. He wants to know if there’s a right amount of leverage to go for. Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk. Our second question comes from James who wants to know about residential mortgages. He’s got a three-bedroom property with a residential mortgage that runs out shortly. James has decided that he wants to convert it into a four-bedroom HMO property. So now James is wanting to know if he can renew his residential mortgage or if he has to get a buy-to-let mortgage instead. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Everyone is now talking about inflation (H3) Inflation is here and things are visibly getting more expensive from month-to-month. But why is it happening? Will it last? And what is the government going to do about it? Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast. Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the first of two episodes we’ll be covering on the subject. In the news This week’s news story comes from the National Residential Landlords Association, and they’ve calculated how many different pieces of law there are that affect people who rent out property in England. The answer is a whopping 168 laws, and that number has increased by 40% in the last decade. It’s quite surprising just how many local authorities aren’t enforcing these laws. If that wasn’t enough, we’ve got another news story for you where the headline reads ‘mortgage bonanza as choice grows and rates tumble’. There are now 4,500 mortgage products on the market which is only slightly down on where they were before the pandemic started. Plus, rates have started to come down again, so now the average two-year fixed mortage is 2.55%. Hub Extra This week’s Hub Extra is a free resource from the Land Registry and it’s a property alert service. It allows you to sign up to alerts if anything changes relating to one of your properties on the Land Registry. It will help you to avoid any fraudulent activity on any of your properties and it’s free to do so it’s a no brainer really. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of questions. Our first question this week comes from Louis. Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast. He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020. He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced a total of $8 trillion into their respective economies. Louis is concerned that this amount of QE is going to have a knock-on effect and cause interest rates to skyrocket. So naturally he wants to know if you’re planning to purchase a property and leverage debt before a period of inflation, are you running the risk of interest rates on that debt, greatly increasing as the government tries to combat inflation by pulling money back up the economy through increased interest rates? Next up we’ve got Dan from the West Midlands who’s been in property for around five years. He’s got a couple of properties in his own name and a couple in a limited company. In one of his personal properties, he’s got a tenant that’s interested in purchasing it, if he’s willing to sell to them. Dan’s had the property valued and if he chose to sell, he could release around 70-80K in equity. So, he wants to know which option The Robs think is the best. Should he sell the property and use the 70-80K to buy more properties within his limited company, or should he keep the current property and take advantage of the good rental return and release the equity anyway? Tune in to find out what Rob & Rob would do in these situations. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What makes the best property investors? Lisa Orme is back to join The Robs on The Property Podcast. Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated. Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one. It’s another jam-packed episode with plenty more takeaways so make sure you’ve got that notepad and pen at the ready again. In the news The property boom – it's gone from radio silence to widespread chit chat! This week’s news story comes from the BBC news website and the headline reads, ‘house prices rise at fastest pace in 17 years’. Nationwide reported house price growth of 13.4% in the year to June, making new average house prices £245,432 compared to £216,403 in June 2020. So, whilst the end of the stamp duty holiday hasn’t appeared to slow things down, we don’t think this pace is likely to continue. Hub Extra This week’s Hub Extra is another podcast recommendation for you. If you’ve enjoyed the last two episodes of The Property Podcast with Lisa, then you’ll be pleased to know that she has her very own podcast called ‘Mortgage Momma’. So, if you’re looking for further mortgage help and advice, make sure you go give it a listen. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week and are discussing one of their favourite topics, the 18-year property cycle. And the person asking the 18-year property cycle question is Ali from London. At the beginning of June, Ali saw an article on This is Money where he believed the creator of the 18-year property cycle was implying that the market couldn’t continue with this boom phase and that it would be likely that next year there would be a market crash. Normally Ali would ignore these rumour-type headlines but given that it was the creator of the 18-year property cycle making these claims, he wanted to get The Robs’ thoughts on it. Our second question comes from Mike. He wants to know, if he were to purchase a buy-to-let property and didn’t do anything with it, didn’t refurb it or add any value to it, how long would he have to wait before being able to pull his money back out? He knows that it’s a case of just letting the cycle do its thing and hoping for capital growth to have an effect, but he’d like to know roughly how long he’d be waiting for. Tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

How should you be acting in the current boom market? In today’s episode Rob & Rob are joined by a fellow property expert. Not only is she an investor herself but has decades of experience as a mortgage broker. Her name is Lisa Orme. And in today’s episode she’s going to guide you through how you should be acting right now (while we’re in this boom period) when it comes to mortgages. If you follow her advice, we reckon you’ll do pretty well. There’s loads to take from this episode so make sure you’re sat down with a paper and pen ready to take notes. Plus, just because there’s so much to get through, Lisa will be joining The Robs again next week for even more mortgage talks. Hub Extra This week’s Hub Extra comes from our podcast producer, Dan. After chatting to The Robs about how he wanted to read a book on his Kindle but couldn’t pluck up the courage as it was so big, he decided to downloaded the audio version to listen to at the same time as reading it, which he found really effective. This led Rob B to stumbling across something from Amazon as he’s been looking for ways to help dyslexic children get interested in reading and absorbing information in different ways. Amazon have built technology called Immersion Reading. It’s not just for dyslexic people, it can be for anyone like Dan who finds reading along with an audio book more effective for them. Give it a whirl. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and that means one thing... The Robs are back to answer your property questions. Kicking us off this week is Tom. Tom has two HMO student lets in Cornwall that he invested in personally. They both earn around £1,800pcm. He bought the properties five and 10 years ago and while capital appreciation has been pretty decent, he’s never released any equity from them. He’s saved around £80,000 and is looking to invest in another student HMO in the same location, but this time using a limited company, rather than in his personal name. Tom can get a 4-5 bed property for around £280,000 and his rental income would be around £2,000pcm, with mortgage costs of around £600 per month. He likes the hands-on side to his strategy and wants to keep at it but he’s wanting to know if it’s a risky option, tying up all his money in one location when properties further north are more affordable. Our next caller this week is Rachel. Rachel is looking to invest in South Manchester, around the Wythenshawe area, which is close to the hospital and airport, in an ex-council property and use the serviced accommodation strategy. She’s wanting to know if The Robs think this is a good idea and if they’d recommend investing in an ex-council property. Tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the July Market Update On this month’s market update The Robs will be covering the market boom as well as revealing great news for landlords with leaseholds! They’re also sharing a news story that’ll have a massive impact on your wealth. There’s plenty to cover this week – inflation, arrears, evictions, leasehold and licensing. You name it, we’ve got it covered! Here’s all the links you need for your extra reading. Big picture: House asking prices hit record levels across Great Britain Biggest sales pipeline in a decade & buyers undeterred by stamp duty holiday ending Stamp duty frenzy shows first sign of slowing - Rightmove Runaway house prices: the ‘winners and losers’ from the pandemic Inflation: UK housing market is on fire, warns Bank of England chief economist Inflation is coming, says the Bank of England – but don’t expect us to react Arrears & Evictions: Breaking: Wales extends period during which landlords must give six months’ notice to evict Scots eviction extension battle looms as landlords and agents call out plans Leasehold: Leasehold campaigners welcome new changes Licensing: Airbnb calls for national short-lets landlord register New licensing scheme will be FREE for landlords Hub Extra This week’s Hub Extra is another podcast recommended by Rob D. It’s called ‘Exit Scam’. If you’ve been around for long enough, you may remember last year we mentioned a podcast called ‘The Missing Crypto Queen’ on BBC Sounds. Well, this podcast is very similar in terms of its theme. It’s about someone who set up a Crypto exchange who died under mysterious circumstances and may have faked his own death. It’s certainly a gripping one to get stuck into. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back with two more property questions this week. First up is Mo. He’s a junior doctor who’s recently graduated from Nottingham University and is looking to get on the property ladder. Mo wants to buy his own residential property but is struggling with finding the right one. Naturally he doesn’t want to overpay and wants to try and bag himself a deal, but he keeps getting gazumped every time he finds a possible contender. Other buyers are either viewing and putting an offer in on the same day a property comes onto the market or are just willing to overpay. Is this something Mo is just going to have to accept or is there something he can do? Our second caller this week is Steven. He’s been listening to the podcast for a while and knows The Robs have said how much they love Liverpool and Manchester. But what about Preston? Steven has been doing some research into the location and thinks that it could be a good contender but is keen to find out what Rob & Rob think of it. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Is the property market about to crash? When the market starts to get heated, people get excited. There are those who take action and make money, but others get really nervous. What happens when we reach the top of the market? Is it a good time to buy? In this episode Rob & Rob are going to cover just that! And they’re sharing some interesting examples of what the numbers look like when you invest at the top of the market. So, is it wise to invest at the peak? Tune in to find out. In the news This week’s news story is from The Guardian and the headline reads ‘HSBC offers sub-1% mortgage as interest rate war intensifies’. So, if you’ve got a 40% deposit, are a residential buyer and got a good credit history and you want a two-year fixed with HSBC, then you’re in luck because you can now get a mortgage for under 1%. The last time they offered a rate this low was five years ago, and HSBC aren’t the only ones. It seems a number of lenders are battling it out for the lowest interest rates. So, it’s certainly the time to be re-mortgaging or moving house right now. Hub Extra This week’s Hub Extra comes from Rob D and whilst it won’t help you decide when to buy your next property, it is a great piece of entertainment. It’s a TV show called ‘Ted Lasso’ on Apple TV and it’s a comedy about an American football coach who gets hired to manage a British premier league team even though he has no experience what-so-ever. It’s quite a daft programme, but Rob D thinks it’s really funny and worth the watch if you need an unwind over the weekend. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are settling a debate between a husband and wife on the best property strategy and help another caller with a mortgage conundrum. Our first caller is Colin. Colin and his wife have managed to save £50k but both have different views on how they’d invest it. They also need to move into a new home themselves over the next two years. Colin wants to use the funds to invest in a flip property and then split the profit in half to invest into more properties and into their own residential home. However, Colin’s wife would like to use the £50k to buy a bigger, more expensive family home and then further down the line re-mortgage and release equity for Colin to then invest in property how he’d like. Can Rob & Rob make this husband and wife see eye-to-eye? The second caller this week is Toby who’s 26 and a first-time buyer. He was wanting to invest in a buy-to-let property before purchasing his own residential property but has reached a stumbling block after speaking to mortgage brokers. They’ve told Toby that because he has no mortgage history, the interest rates available are very poor as the banks don’t want to lend to him. So naturally, Toby wants to know if Rob & Rob have ever heard of this situation before where you can’t get a mortgage offer due to having no mortgage history. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week Bitcoin and property are going head-to-head Following on from last week’s episode, Rob & Rob are back to talk more about property vs Bitcoin, and where Bitcoin could potentially form part of your investment portfolio. Like any investment option there are pros and cons to everything. For example, Bitcoin and gold are defences against inflation whereas property is an attacker. So, is property still the safest investment or is it under threat to Bitcoin? Tune in to find out. In the news This week’s news story comes from the Evening Standard and the headline reads, ‘UK’s ‘eye-popping’ pace of recovery stokes staff shortages and inflation fears’. This is from a survey that’s showing the strongest growth in business activity for 24 years! So basically, now that some lockdown restrictions have been lifted, more people have been going out spending. And, with the increase in demand but a shortage of staff, the hospitality industry fears a rise in inflation with talks of an £8 pint (at least in London) could be on its way. Hub Extra For this week’s Hub Extra, our resource for you this week is simply YouTube to carry on your Bitcoin learning. It’s a great place to learn more about the topics we’ve touched on over the past couple of episodes so if you simply search for ‘getting started with Bitcoin’ that’s a good place to start. However, if you’re wanting something a little more advanced, take a look at BitBoy Crypto, CoinsKid or Altcoin Daily. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

On this week’s episode of Ask Rob & Rob the guys are trying to look into the future to answer this week’s two questions. First up we’ve got Sarah. Sarah and her family live abroad but have one rental property here in the UK. She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to also release some equity from the property to take the LTV up to 75%. However, she’s trying to run some numbers to see if it will be beneficial. She’s going off the basis of a 5% growth on property prices each year and then a 25% drop when the market crashes. If Sarah goes ff these numbers, in five years when the fixed rate ends the house won't be a profitable and she may be unable to re-mortgage, due to being an expat. So, are these the right figures that Sarah should be working off? Our second question is from Michael. He’s wanting to know if it’s likely that the government will introduce a rental cap now that there’s a ban on section 21 eviction notices. He’s already seen it come into play in Ireland where you can only increase your rents by 2% per year, unless you can prove you’ve done substantial work to the property to justify a significant increase. There’s plenty to get through today so tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Before you get involved in Bitcoin, what should you know about it? Well, you’re about to find out in today’s episode. We’re temporarily diverting away from property because Bitcoin is such a hot topic right now. But what’s more concerning, is that people are wanting to jump on the Bitcoin bandwagon without understanding what it is or how it works. Rob & Rob love taking on complex subjects and breaking them down into understandable, digestible bits of information. So, if you’re clueless about Bitcoin, this is the episode for you. In the news This week’s news story had to be none other than Nationwide’s House Price Index which shows annual house price growth has hit 10.9%. Average property prices have also gone up from £238,000 to £242,000 in a month! The report puts this down to people still wanting to move out of city areas and gain more space, which we’ve seen happening throughout the pandemic. So, for anyone who’s got a property portfolio under their belt, they’re likely to be pretty happy right now. Hub Extra For this week’s Hub Extra, we’re giving you a trio of books for you to get stuck into. The first one is an easy read and it’s ‘Bitcoin Billionaires’ by Ben Mezrich. We’ve actually recommended this book before but it’s a brilliant story about the origins of Bitcoin. The second and third books are for you to continue your Bitcoin learning. We’ve got ‘Inventing Bitcoin’ by Yan Pritzker and ‘The Bitcoin Standard’ by Saifedean Ammous. These two books aren’t the most entertaining books to read but if you’re wanting to understand the technical side of Bitcoin then they do just that. We recommend listening to them on Audible and you’ll have them boxed off in a few hours. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.