The Property Podcast

Welcome back to another episode of Ask Rob & Rob. The guys are ready and raring to go, answering more caller questions. Kicking things off this week is Andrew. Andrew wants to know if the average house price to earnings ratio is something that The Robs think people should consider when looking to purchase a property. Or is it just simply based on mortgage costs and interest rates? Our next question comes from Joe. Joe’s been doing all his homework and has read all of Rob D’s books. He’s convinced that the only way to renovate a house and sell it on quickly is by using a bridging loan. But Joe has since spoken to someone who told him offset mortgages were also a good option if you already own your own home. So, naturally Joe wants to get Rob & Rob’s advice to see if they’d recommend using an offset mortgage. Tune in to find out what they say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the June Market Update Like always on the market updates, Rob & Rob are bringing you up to speed on all the goings on in the property world. And the June market update is no different. Today The Robs are going to be covering house prices, rents and even the Queen’s speech. Here’s all the links you need for your extra reading. House prices: House prices continue upward trend, rising 10% in March: ONS Nationwide predicts UK house prices will continue to rise First-time buyer demand and stalled price growth help city centres bounce back UK House Price Index – April 2021 Rents: Q1 2021: Rental market report PayProp UK special report – Arrears after 12 months of COVID-19 Coronavirus eviction ban in England set to end: what it means for renters and landlords Queen’s speech: The Queen’s speech 2021: four key issues for property agents Leasehold reform in England and Wales: What’s happening and when? Government pushes Planning Bill forward as critics question ‘free for all’ In case you missed it… We’ve got a new YouTube video out ready for you to sink your teeth into. We took a little break from creating YouTube videos but now we’re back with an epic episode, sharing the top five underrated places that you should invest in. In the past we’ve given you our location hotspots but we think these areas could be little hidden gems so it’s certainly worth the watch. Hub Extra This week’s Hub Extra comes from our Podcast Producer, Dan and it’s an app called Blinkist. If you’ve ever read a book that’s along the lines of a self-help/motivational/business related book then chances are these books will have lessons you’d expect to learn from them. A lot of the time, the things worth knowing about could be summed up in a long blog post rather than a book filled with waffle. Well, Blinkist cuts through all the waffle and presents you with the need-to-know information. So if your spare time is quite valuable and you don’t want to read a full book, give this app a go. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re joined by Mary, an architect turned HMO expert Now and again on The Property Podcast we invite experts in as guests to share their experience with us. And this week we’ve got Mary Osman who, along with her partner Andrew, is an architect turned property investor. Mary and Andrew specialise in HMOs. (And if you fancy reading more about them, they’re featuring in the next issue of the Property Hub Magazine - sign up here) They’re based in Leeds and have been involved in commercial property for around 15 years before moving into the residential territory of HMOs in Leeds and Yorkshire. There have been high points and low points – along with a lot of lessoned learned. And that’s what Mary is sharing with us today. So, make sure you tune in to listen and find out more. News This week’s news story comes from the BBC and the headline reads ‘renter eviction ban to finish at end of May’. Landlords have been unable to evict tenants since spring last year; which was understandable given the Covid-19 circumstances, but a date of 31st May has finally been confirmed – news which we’re sure many landlords will welcome. Also, notice periods are being reduced from six months to four, then from October back down to its normal two months. Hub Extra This week’s Hub Extra recommendation is a new YouTube channel for you called Greylock. Greylock is a VC company who invest in startups and they’ve invested in some rather famous ones. There’s a series from a few years ago called Blitzscaling, and Rob B has picked out a particular episode with Patrick Collinson on his experience of hiring with Stripe. Stripe is now a huge company so if you’re interested in business related YouTube channels then it may be worth giving this series a watch. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s girl power on Ask Rob & Rob this week. Our first question comes from Amelia. Amelia would like some advice on how to find a decent deal in the property boom we’re now in. Her current strategy is buy, refurbish, refinance (BRR) so she can try and recycle some of her cash. To be successful with this strategy, Amelia would need to buy below market value, but she’s finding that most properties are selling for the value of them refurbished, so there’s no money in it. So, Ameila wants to know if there’s a useful way to secure properties off-market by leafleting or sending out postcards. Next up is Nancy. She lives in Merseyside and has a question on freeports. Now that Chancellor Rishi has outlined the areas that’ll benefit from freeports, Nancy wants to know if there’s any tax breaks or benefits for investing in these areas. So, do Rob & Rob think there are any tax relief benefits to investing in freeport areas? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re putting the limelight on Liverpool Generally on The Property Podcast you hear The Robs talking about property hotspots and where to invest. But you’ve never heard them go into much detail about certain areas. Until now. This week The Robs are heading back to Rob B’s roots of Liverpool and bringing you the areas you should definitely consider, the areas you should avoid and Rob B’s wildcard. Where will Rob B peg as his up-and-coming area and ‘one to watch’? Tune in to find out. News Last week the new session of Parliament opened with the Queen’s Speech and there were tonnes of legislations mentioned that are due to be brought forward. This is probably down to the fact that not much other than Covid-19 got done last year. But there were mentions of plans to end ground rents, renters reform and planning reform. There’s plenty more to cover on this but we’re going to save it for the next market update episode. Hub Extra This week’s Hub Extra recommendation is a fiction book and it’s not the type of book you’d usually expect either of The Robs to recommend. Rob D was recommended this book by his wife, neither of them usually a big fiction fan. However this book is on Bill Gates’ ‘must read’ list. It’s called ‘The Rosie Project’ by Graeme Simsion. The book is about someone who has aspergers syndrome and puts together a questionnaire to try and find the perfect wife. It’s a really good, easy read and pretty funny if you’re after something a little more lighthearted. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week answering questions on when’s the best time to buy, and what happens to a mortgage if the property value falls. First up is Eleanor. With the stamp duty holiday due to finish at the end of June, Eleanor is keen to explore the top end of her budget. She doesn’t want to make a rushed investment and doesn’t want to consider stamp duty, but she’s keen to know how the stamp duty holiday will have affected the market when it comes to an end. Should Eleanor take advantage of the stamp duty holiday whilse she still can, or could she save more money by holding out for a dip in property prices? Our second caller this week is Owen. Owen wants to know what would happen if your buy-to-let property fell into negative equity at the end of your mortgage term when you came to re-mortgage. Will you then be locked into higher rates, or would you have to put in more cash to bring yourself back up to 25% loan to value? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast we’re discussing the property boom and why no-one's noticed it The Robs have been saying this for weeks now – we're in a property boom! And now it’s no longer just their opinion, it’s a fact. Now you need to understand what’s happening, why it’s happening and what you should be doing right now. And that’s exactly what Rob & Rob are talking about today. Here’s what they’re covering in this episode: The towns and cities that have seen the biggest price growth in a year. The boss of Barclays predicting the biggest economic boom since 1948. The regions that are outperforming the UK average growth. Why is this growth happening? How long will it last for? And what should you do? Tune in to find out. Hub Extra This week’s Hub Extra resource is all about protecting your online security. We’ve talked about online security before and this time we’re recommending that you get an authenticator app installed. They’re free to use and could save you a huge headache down the line. Tune in for all the details. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and Rob & Rob are on hand to answer two more property related questions. Kicking things off this week is Mike from Southampton, who’s relocated to Merseyside. Over the past year during lockdown, Mike has been taking advantage of the extra time he’s had and devoured all of Property Hub’s resources. He’s now 100% sure that wants to get into investing in property. He knows that he needs to build up a pot of cash before he can get started and he wants to know what The Robs think he should do. Mike is currently overpaying his mortgage payments, he’s got a savings account which he keeps topped up, and he’s started investing in stocks. So, should he focus on one more than the others or should he keep doing what he’s doing? Our second caller this week is Elisa. Elisa and her boyfriend bought a property in Nottingham a few years ago in cash, and it’s now increased in value over the years. They’re looking to release equity from the house to be able to buy a second property. Now, the most obvious solution is to re-mortgage the property. However, there’s a slight issue. Both Elisa and her boyfriend have low credit scores and will need to find a specialist lender or provider, which could be a bit more expensive. Are there any other options that Rob & Rob could suggest Elisa tries instead in her situation? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s the May Market Update This month’s May market update is jam-packed with news stories for you to sink your teeth into. And naturally Rob & Rob have picked the best ones to discuss on today’s May market update. Here’s what to expect on this week’s property podcast episode Since the last market update, the media has still been in a frenzy over the property market. And it doesn’t seem to be dying down anytime soon. But we’ll leave it to The Robs to talk you through this month’s latest headlines. House prices and activity: Prices surge 8.6% in year to February: ONS UK property sales at 16-year high as house prices soar UK House Price Index – February 2021 Northern property market continues to outpace the south London: Prime London flats rentals still in doldrums – but for how long? Khan’s call for rent controls would leave London tenants worse off London commuter belt rental market still performing strongly Renting: Renters Reform Bill: timetable may be clearer next month Right to Rent: New Rules for Landlords Manchester Mayor vows to launch £1.5m landlord licensing across city Pets: Blanket ban on pets welcomed by almost half of landlords MP backs law change to allow tenants to pay pet damage insurance Make sure you tune in to the May market update find out what’s going on in the property world. Hub Extra If you’ve been a member of the Property Hub family for a while, you’ll know that Ray Dalio is one of our faves. Not just because he’s one of the wealthiest men in the world, but more for the knowledge he’s shared over the years. We often mention his resources on the podcast but this time we’ve got a free resource that’s a little more fun. It’s a personality test and you can find it on principlesyou.com. It helps you see what things you’re good at and what you might be not so good at and can improve on. And that might be easier than you think. A lot of these tests are costly so you’ve got nothing to lose with this free one. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and we’ve got another two great questions to answer on today’s episode of Ask Rob & Rob. The first question this week Is from Shipla. Shipla wants to know everything there is to know about the Liverpool property market. What areas are good to invest in? Which ones to avoid? What’s the forecast for Liverpool in 2021? Shipla wants to know anything and everything The Robs can give her. She’s an investor based in London so naturally doesn’t have the local knowledge. Move over Rob D – This is Rob B’s time to shine! Our next caller has a question on city centre apartments and whether you should furnish them or not. There’s a load of conflicting information on this debate. Some reckon you can leave an apartment unfurnished for tenants to put their own stamp on the place. Others think furnished will let quicker and be less hassle for tenants. Is there a right or wrong answer when it comes to letting out city centre apartments? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re turning our focus to city centres The death of city centres has been widely publicised, but is it correct? On this weeks episode of The Property Podcast, Rob & Rob have a different point of view that might open up a once-in-a-lifetime opportunity for property investors. So make sure you tune into today’s episode to find out what it is. Here’s what to expect on this week’s property podcast episode A common theme amongst headlines over recent months has been how city centres are dying out, rural locations are thriving and how London is struggling. Apparently... what buyers and renters are looking for has changed. So does this mean doom and gloom for people who already own properties in the city centre? Or is this just a blip and if so, does it create any kind of opportunity for investors? That’s what we’re looking at today. In the news This week's news story comes from Estate Agent Today and the headline reads ‘stamp duty receipts soar despite the holiday’. In March, stamp duty brought in £1.1 million, making it the fifth biggest month for Treasury income from this tax since it was introduced in 2003. It was also 22% higher than the same month in 2020. Which on the surface seems bizarre as when you cut a tax, you don’t generally expect to see MORE of it. But there are a few things that could be happening here... It could just be a conincidence, but it could also be that the reduction in tax has prompted more people to move, so the volumes are higher. It seems a win win for everyone. Hub Extra This week we’ve got an incredible resource for you called Class Central. It’s a search engine that’s for all of the free courses that are out there on the internet, mostly from universities. They’re reviewed, some will give you certificates and you can learn pretty much anything - and the quality is absolutely incredible. There’s always time to continue your learning which we’re big believers in. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Hello and welcome back to another episode of Ask Rob & Rob. The guys are here to answer all your property questions and they’ve got another two to answer today. So let’s get stuck in. First up we’ve got Stephen who, after listening to the podcast, has decided he wants to invest up north or in the Midlands. He knows The Robs reckon Derby is going to be a good bet for 2021. But after Rolls Royce announced they’d be making redundancies and have had a change of strategy, he wants to know how The Robs think this is going to affect Derby? Stephen also wants to know whether it’s worth him looking at doing the work to invest in buy-to-let property himself or if he should get on board with a company like Property Hub Invest? Our second question this week is from Ayesha. She’s previously done an inventory on her property and used a professional that charged her £60 +VAT. Now Ayesha wants to know how often would she have to do this inventory? Does she need to get a new one after each tenant leaves or can she just keep the one she’s got and update it herself for each tenant? Or, is it a requirement that she gets a professional in to do it for her? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re talking all things tax When it comes to tax, property investors are obsessed with learning and understanding it. And we don’t blame them because the difference between getting it right and wrong could be thousands of pounds. So this episode is a must listen! Here’s what to expect on this week’s property podcast episode It’s been a while since we talked about tax so we thought it was about time we changed that. We’re always inundated with questions about buying in a limited company. And we even did a video on whether ‘should you buy property through a limited company’. But because tax is complex, it’s always been better to leave the tax advice to the specialists. To give you a brief overview, back in 2015 new rules were introduced which meant individuals could no longer claim mortgage interest as an expense, but limited companies still could. So overnight, owning property in a company became a lot more attractive because those investing personally were left paying tax on profit that wasn’t really profit because it ignored the cost of interest. It impacted investors to such a degree that the majority of those who invest through us at Property Hub Invest now do so using a limited company. These rules have been eased in over the years but fully came into play as of April 2020, so we thought we’d take a look into it. If you’re wanting to purchase property through a limited company, then make sure you check out the tax implications and give this episode a listen. In the news This week we’ve got two news stories that might incentivise you to become a greener landlord. The first one, ‘yet another BTL lender issues cheap loans for homes with good EPCs’. Mortgage lender Keystones have now said that they offer a 0.15% reduction to landlords with properties older than five years with an EPC rating of A to C. The second story is, ‘Buy to let lender says new eco-loan will be ‘push for landlords’. The Mortgage Works, part of Nationwide, has a new mortgage product called the Green Further Advance, which can be used to make sustainable home improvements. So, if your property is in need of a little TLC, it may well be worth looking into going green and saving yourself some money as well as the planet. Hub Extra This week for Hub Extra, we’ve got a couple of resources for you. And they’re an alternative to the popular messaging app, Whatsapp. Whatsapp doesn’t offer a lot of privacy and are increasingly collecting data and insights into your activity. So we’ve got a couple of different options for you. They are Signal and Telegram. Both are apps just like Whatsapp that you can get for free, but your privacy is a lot more protected. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more listener questions. Our first caller this week is Philippa. She’s purchased a property in Liverpool that she needs some advice on. The property was originally listed for £110,000 which Philippa thought was a decent price for the location and size of the build. After submitting her offer, she was told she’d been significantly outbid. It got to the point where Philippa’s offer of £126,000 was accepted and although she was still happy with the end ROI, she couldn’t help but think that the estate agent had invented this other buyer. So Philippa wants to know if there’s any way of finding out if there was legitimately another interested party or if the estate agent was playing foul. Our second caller this week is Noel from London who’s got a question about releasing equity. He purchased two derelict properties and renovated them in 2013-2015. Now he rents them out. The loan-to-value on the properties is around 50% each and he wants to release some equity to be able to purchase more property. However, he’s finding it hard as he appears to be at the top of the stress test based on the rental income of the properties. He can’t increase the rent as he’s already at the top end for that area. Will Rob & Rob have any other suggestions for Noel? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re taking a look at how to win with a HMO strategy Ususally when you choose a HMO strategy you need to invest pretty close to home as it can be quite a hands on strategy. But that’s not a problem for today’s guest, Tim. Tim invests in student HMO properties 300 miles away from his hometown. And, he does absolutely everything himself. Here’s what to expect on this week’s property podcast episode HMO strategies are becoming more popular and we often get questions on the best way to execute them. If you’re not familiar with what a HMO is, it stands for House in Multiple Occupancy. So basically where you rent the rooms out individually and have shared communal areas like the living room and kitchen. The reason they’re so popular is that they’re on the high end of the cash spectrum and the yields can be very attractive. But they’re also on the high end of the effort spectrum. So, today we’re talking to Tim who’s been investing in property since 2017 and his portfolio consists of five HMO’s with a total of 28 rooms. All of his properties are in Bangor, North Wales and are 300 miles away from where Tim lives. We wanted to find out how Tim became a landlord managing 28 rooms and why he chose the location he did. If you’ve been thinking about choosing a HMO strategy then Tim’s success story could be some great advice for you. In the news This week's news story is from Landlord Zone and the headline reads ‘step away from ‘disastrous’ rent controls campaign, landlords urge Sadiq Khan’. The current Mayor of London is wanting to continue with his plans for rent controls if he’s re-elected later on this year, and landlords aren’t happy about it. However since the last time Sadiq Khan was campaigning for this, rent prices in London have gone down by 9.8% according to Zoopla whereas outside of London they’ve increased by an average of 2.6% over the last year. So it doesn’t stand well right now for Saidq Khan’s campaign methods. Hub Extra This week’s Hub Extra resource comes from our Podcast Producer, Dan. It’s a YouTube channel called TED-Ed and it’s an extension of TED Talks but in the form of short, five minute educational videos on all sorts of topics. The videos may appear to be specifically for kids, but Rob & Rob have already bookmarked ones they’re going to be watching themselves. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another week of Ask Rob & Rob. To get us started this week we’ve got Luke. He’s only 22 and already looking into investing his money into property. Luke knows that he wants to invest in buy-to-let properties through a limited company but he’s unsure on where to actually buy. He’s been looking into the Northern Powerhouse locations but already knows that he’s priced out of Manchester and Liverpool city centre so has been looking at surrounding towns. This issus is that Luke is struggling to find the confidence to invest in these locations and is wondering if Rob & Rob have any advice on whether he should just go for it. Second up we’ve got Paul calling from Dubai. Thanks to all the free content from Propety Hub, Paul and his wife gained the confidence to invest and are about to complete on their third property in 12 months. Pretty good going! Paul is wondering if The Robs think that there’s potential for the government to scrap stamp duty altogether and try to claw back the lost revenue by tightening on capital gains tax. What do Rob & Rob think? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re talking about Grand Junction You might remember Rob & Rob talking about their development, Grand Junction, in episode 315. This week that story has been shared on our other podcast, Any Other Business - because it’s important to share when things go wrong and the lessons that can be learnt. And after episode 315 aired, things actually got a whole lot worse! Here’s what to expect on this week’s property podcast episode Grand Junction is a bitter pill to swallow. To give you a recap, Grand Junction is a site that Property Hub Homes built in Crewe and it was the first ever development. By the end of the project, the business had actually lost £1 million! Rather than bury this experience and put it behind them. Rob & Rob have decided to treat this episode as more of a therapy session to chat through where things went wrong and what they’ve taken away from such a bad experience - and a pretty epic loss! So this week we’re sharing with you the raw, emotional episode of Any Other Business. And if you like this episode, there’s plenty more over on our YouTube channel. So make sure you head over to subscribe. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’re answering two questions on investing in property away from home. First up this week we’ve got Ben. Ben purchased his first property around four years ago before he got the property investment bug and found Property Hub. He never had any intentions of building a portfolio but now he wants to try and get as many properties under his belt as he can. He’s already decided that he wants to go down the BRRR (buy, refurb, rent, refinance) route and he’s aware that this strategy is more hands-on than most. Ben lives in the South East of England and knows that he’s priced out of his local area so he’s turning his attention to the north to find himself a project. But how cost effective is it trying to refurbish a property remotely? Will Ben’s margins be squeezed too much as he’ll have to outsource the work? So will it even be worth it in the end? Our second caller is Hayley from Devon. She’s been listening to the podcast for a couple of years whilst saving up. She’s previously bought her own residential property and is now in the process of building her funds back up. She’s aware that the south of England is pretty expensive so is looking at purchasing a property further afield where property prices are a bit cheaper. But Hayley wants to know how do you actually gain the confidence to invest in an area that you have no knowledge of and don’t know anyone from there either? What advice will The Robs offer Ben and Hayley this week? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Here’s what the April Market Update has in store for you In this month’s April market update, Rob & Rob are taking a look at which area of the country is growing by over 16% right now, and where £192 million is being spent every day. Here’s what to expect on this week’s property podcast episode There’s been a load going on in the media and in the property market, so today Rob & Rob are taking a look at the bigger picture. And they’re kicking off with Rightmove’s claim of us having the strongest sellers market in a decade! Not to mention the House Price Index that’s revealed the best performing cities to be Manchester, Liverpool, Leeds and Nottingham with 5% year-on-year growth. That’s been a cracking start to our 2021 hotspot predictions. It’s a big update today as The Robs are covering: Controversial city is UK’s property hotspot Boomin warned - Rightmove hits record number of visits in a day Households repay record £17.6bn mortgage debt Yorkshire Building Society first to bring back 95% mortgages Habito launches 40-year fixed rate mortgage Landbay strengthens support for trading limited companies with new BTL range Labour claims tenants “barely considered” during the pandemic Shock report: Eviction ban’s 21,000 ‘in-limbo’ section 21 notice landlords Make sure you tune in to find out what’s going on in the property world. Hub extra This week’s Hub Extra is a recommendation from our podcast producer, Dan. It’s another podcast called ‘The Rewatchables’. Essentially they go over old movies and remind you of why you should watch them. They cover films such as The Terminator, Coming to America, Toy Story and Rocky. If it’s a classic film, they’ve got a podcast episode on it. So if you’ve finally run out of things to watch as we’re coming to the end of lockdown, give this podcast a listen and see what classic films take your fancy. And to round off this week’s Hub Extra, here’s a recommendation from Rob B and it’s a film called Momento from way back in the year 2000. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob. Kicking things off this week is Lily. She’s recently put in an offer on a leasehold apartment in a Grade II listed building and had it accepted. However, after having the structural report done, the results were shocking. Even though the property looked incredible on the outside, it clearly hadn’t been looked after on the inside. So what do Rob & Rob think Lily should do? Should she walk away from the purchase or use the structural report to her advantage to try and negotiate a better price on the property? Next up we’ve got Tomas. He currently owns a couple of buy-to-let properties and at the moment the income he gets from them he just sits in the bank. Tomas wants to save this money to buy another buy-to-let property but he’s wondering if he should leave the money in the bank, or if he should invest it elsewhere, like into shares. He’s previously looked at an app called MoneyBox but wants to know if that’s a good idea. So what’s the better option, leave money in the bank or invest it in shares? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re taking a look at the future of London Since the Coronavirus pandemic hit last year, the future of London and its property market has been a hard one to predict. As it stands, the London market is all over the place. Rents are falling, house prices are falling and thousands of people are leaving the capital. So what does all this mean for the future? We’re dedicating a whole episode to just that. Here’s what to expect on this week’s property podcast episode The media love the property market. And they love London. But journalists tend to look at what’s happening in the capital and presume this is the same across the country. That’s why it’s important to not be swayed by headlines. Normally we steer clear of discussing London on The Property Podcast but after the past 12 months and the effects Coronavirus has had on the whole country, we felt the need to address the future of London. It’s common knowledge that people are moving out of the capital and clearly tourism has taken a hit over the past year. So what does that mean for you if you’re an investor in London or you were planning to make an investment there? Today Rob & Rob are covering: Why has London been hit so hard? Why 700,000 people are leaving London Rents falling and what this means Falling house prices The latest price statistics you should know Plus so much more! So, is the future of London looking bleak or is there hope on the horizon? Tune in to find out. In the news This week’s news story comes from Mortgage Strategy and the headline reads ‘strongest sellers’ market for a decade’. The article uses data from Rightmove where they’ve measured the number of enquiries per property, which is 34% higher than last year - that’s a busy month! This demonstrates how strong the market is right now and the supply of properties coming onto the market is certainly proving an issue. Hub extra This week’s Hub Extra resource is one to get you out and about. It’s called All Trails and this app helps you to explore your local area. If your usual walk/run route has got a bit stale, this is worth a look. You simply pop your local area into the app and it’ll suggest a load of new routes nearby for you to explore. Perfect if you’re wanting a change of scenery this weekend. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s another week of your property questions on Ask Rob & Rob. The first question this week is from Noel. He’s recently purchased a property at auction that was up for £150,000, but after getting into a bidding war, he ended up paying £175,000 for the property. Noel is happy to pay that price, however he’s just a bit cautious that the surveyors might not value it at £175,000 and if that’s the case, what are his options? He’s planning to convert the terrace property into a 3-bed but there isn’t anything comparable in the local area. Terrace properties of smaller square footage have sold for £175,000 but if there’s nothing comparable to his property, what are his options? Next up is Max who has a question about yields. He’s currently running the numbers on a potential deal before he purchases it to see what his ROI would be. One fee he’s included is landlord insurance which he knows is optional but he’s keen to know how much Rob & Rob think landlords should be spending on it. Is landlord insurance absolutely necessary? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’ve got an interesting success story for you this week This success story is a little different to most success stories we share on a weekly basis. You’ve heard of the term ‘buy two get the third one free’, but have you ever heard it in the property market before? Chances are, probably not. But one lady’s success story benefits from this kind of deal... Here’s what to expect on this week’s property podcast episode Today Rob & Rob are talking to Elly and she’s got a unique success story that we think you’ll be pretty impressed by. Elly’s full story will be appearing in the next issue of the Property Hub Magazine so if today’s episode grabs your attention, make sure you’re subscribed to receive the next issue. She lives in West Sussex and a few years ago decided that she was going to invest in property 350 miles away in the North East. Going into 2020 she had one property under her belt that she’d done up and rented out and was planning on using the buy, refurbish, refinance strategy. But that’s not quite what happened. Whilst speaking to her broker about refinancing the first property, she was presented with a deal. Three two-bedroom terraced properties in County Durham on a buy two get one free offer. The typical tenant in this area tends to be Universal Credit, which she wanted to get into further down the line. Naturally Elly was pretty cautious about this deal as it’s quite a specialist area. So what did she do? Tune in to find out. In the news We’ve got two related stories for you this week, both about the mortgage market. The first being a new ‘40-year mortgage product’ which has just been released - and if that wasn’t crazy enough, it’s a 40-year fixed mortgage term! Not only will your mortgage payments remain the same for the next 40 years, apparently there’s no early repayment charge or exit fee. Madness. The second news story is ‘Metro Bank launches ‘near prime’ mortgages’ which means people with a credit score that’s below average will be able to get a mortgage. This includes people who have CCJs that are unsatisfied and the products are 80% loan-to-value which is quite surprising. Will there be similar moves with buy-to-let mortgage products? We’ll have to wait and see. Hub extra This week we’re giving you a poem. It’s a poem that Rob B wrote down at the beginning of his goals book so he always had a constant reminder of it. It’s called Victory by Herbert Kauffman: You are the Man who used to boast that you'd achieve the uttermost, some day. You merely wished to show, to demonstrate how much you know and prove the distance you can go.. Another year we've just passed through. What new ideas came to you? How many big things did you do? Time left twelve fresh months in your care how many of them did you share with opportunity and dare again where you so often missed? We do not find you on the list of makers good. explain the fact! Ah No, 'Twas not the chance you lacked! As usual - you failed to act! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another week and another episode of Ask Rob & Rob. The guys are here to splash the case and dish out some advice. First up this week we’ve got Andrew and he’s got £2.5m to spend! Throughout the pandemic he’s been running a business that’s been racking up cash reserves and he needs to do something with it. He thinks property seems the best way to get a return on his money and with financing, could have around £10 million to invest! That’s crazy money! However he seems to think that with funds of that size, buying a two bedroom apartment up north isn’t really going to be the best use of his time and money. So he wants to know how Rob & Rob would invest that amount of money into property. Our second caller this week is Ed from Southampton. He’s wanting to invest further afield from home and naturally doesn’t want to invest in the wrong location. So, he’s asking The Robs which areas in the UK have the biggest void periods and rent arrears so he can avoid looking into these areas. Do Rob & Rob hold the answers to Ed’s question? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Here’s what the March Market Update has in store for you This month’s March Market Update episode is dedicated to last week’s budget announcement. A lot of you were expecting this episode last week, but we needed time to get all our ducks in a row before we shared what it means for you as an investor. Here’s what to expect on this week’s property podcast episode Brace yourselves, this may be the most impactful budget on the property market we’ve EVER discussed. Rob & Rob are looking at the big news that was (and wasn’t) included in the budget. Here’s just a small snippet of what’s to come in this jam-packed episode: Taxes Extension of furlough Universal credit increase extended The recovery loan scheme Additional support Free ports It’s the episode you’ve all been waiting for, so go give it a listen. In the news Even though the budget has taken center stage this month, there have been a few non-budget related news stories. One being an article in Mortgage Strategy sharing a report from Nationwide, who’ve said ‘prices rebound with 6.9% growth’. At first we thought this could be an anomaly, but now it seems like it’s part of the property cycle. And if you missed our latest episode on where we’re at in the 18-year property cycle, you can catch that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday, so that can only mean that Rob & Rob are back to answer two more listener, property related, questions. Our first question this week comes from Lee. Lee has been listening to the podcast for over a year now and is doing an immense amount of research into where he should invest. Naturally he’s been listening to Rob & Rob and eyeing up Manchester and Leeds, but he’s now turning his attention to Nottingham for the affordability aspect. However he’s having doubts after seeing that in two years, a council estate that was priced at £90,000 is now priced at £130,000. So essentially, Lee wants to know if this kind of growth can be expected to continue, or do certain areas experience capital growth which then moves onto another area? The second question this week comes from Nick who’s having issues calculating yields. He’s currently in the process of purchasing his seventh property, the last three of which have been during lockdown - you go Nick! He’s been told that if you achieve a yield between 6-8% then that’s pretty good. But when he’s been working the numbers out based on the 30% deposit he put down, he’s getting a yield that’s much closer to 20%. So what’s he doing wrong? What’s the right way to calculate a rental yield? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re taking a look at the real reasons why property prices go up Many people think property prices rise due to supply and demand. Some think it’s to do with inflation, and some think it’s about location. So who’s right? Or, could it be a combination of them all? In today’s episode Rob & Rob are revealing everything! Here’s what to expect on this week’s property podcast episode A few weeks ago, on an episode of Ask Rob & Rob, we had a caller named Jonathan who wanted to know why property prices rise, after reading an article on housing supply. And while The Robs answered Jonathan’s question, they’re expanding on it today and are delving right into the detail. To kick things off, did you know that each property is in two separate markets? You may have thought that there was only one market, the property market, but there’s actually two. The services and assets markets. So now you might be wondering what the difference is between the two, and how they work differently to increase property prices. And that’s exactly what Rob & Rob are digging into today. They’re taking a look into the report that Jonathan referenced and have dissected it so it’s more digestible. Make sure you tune into today’s episode for some more valuable knowledge bombs on why property prices increase from Rob & Rob. In the news This week’s news story is ‘demand for rental accommodation in London collapses’. Of course, this headline is somewhat misleading as the article is actually referencing a particular type of rental property, which is shared accommodation. In West Central London, demand is down 43% compared to last year and East London down 19%. This doesn’t come as much of a surprise as London is struggling and you’d expect shared accommodation to be the worst hit over the past 12 months. Another headline that caught our eye was from Letting Agent Today. ‘Victory for Airbnb in first round of battle for short lets regulation’. The Scottish Government had drawn up a licensing scheme that would give local councils the power to issue licences on homes that advertised on Airbnb and similar websites. Meaning that possible short-term lets and holiday lets could need planning permission before being allowed to let, along with stricter health and safety measures. Hub extra This week’s Hub Extra resource is another book recommendation, but this time from Rob D. It’s called ‘Alchemy: The Surprising Power of Ideas That Don’t Make Sense’ by Rory Sutherland. He’s the vice chairman of WPP which is a massive advertising agency. The book is about how everyone in business makes their core decisions based on logic, however most people’s buying habits aren’t governed by logic. So by approaching things in a logical way you miss great solutions to problems that are often simpler and cheaper than the solution that logic directs you to. It’s a fascinating book that combines business, marketing and psychology so if you like any of those topics then we recommend you give this a read. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more fantastic questions. We’ve got a rather interesting first question from Brendan. He’s got a question on the 18 year property cycle, one of our favourite topics to talk about. Brendan wants to know if Real Estate Investment Trusts (REIT) are likely to experience the same sort of growth in a boom period as residential property? If you’re not 100% sure on what a REIT is and how they work, don’t worry, Rob D covers that along with how they benefit property investors. The second question on this week’s episode is from Antonio. He’s got a portfolio of properties which he’s had for around 20 years and is now considering selling. His accountant has advised him that if he moves back into the property for 6-12 months, he won’t have to pay capital gains tax on the sale as it will be seen as his main residence. Is this a way of getting around capital gains tax? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re taking a look at where we are in the 18 year property cycle Whether you’re a new or experienced investor, the 18 year property cycle is something that you should know like the back of your hand. For years it’s helped investors determine when they’d be most likely to invest in property and when they’re going to wait it out. We get asked all the time ‘where are we in the 18 year property cycle?’ and even more so at the minute, ‘is the cycle broken due to Covid-19?’ Well, we’re about to find out. Here’s what to expect on this week’s property podcast episode In 2020 we were hit with a global pandemic that completely brought the property market to a grinding halt. So naturally people were questioning what this meant for the 18 year property cycle. But once the property market was back up and running (and more buoyant than people expected), we were then getting asked ‘does this mean we’re at the peak of the cycle?’ If you’re new to the podcast and have no idea what the 18 year property cycle is then don’t worry because we’re going to give you a recap in this episode. According to the average 18 year cycle, we should now be in the mid-cycle wobble phase. But is that true or has Covid-19 changed the course? Tune in to find out. In the news We’ve got two news stories for you this week. The first one is a note on the evictions ban being extended again. It was due to end on the 22nd February and has been extended to the 31st March at the earliest. Chances of it being extended again are pretty likely, even though we’re on the right path it’s still not 100% certain that we’ll be back to normal by then. Another possible policy extension is on the stamp duty holiday. This could be extended by a further six weeks, which isn’t a huge timeframe. A lot of people will complete in time but there will also be many who slip through the net. Hub extra This week’s Hub Extra resource is a book that Rob B has been reading. The book was actually a recommendation from a YouTuber called Ali Abdaal and it’s a book called ‘A Million Miles in a Thousand Years’ by Donald Miller. It’s the story of a writer who was approached by Hollywood screenwriters who wanted to tell his life story. But when they started putting it together it turned out that it wasn’t very interesting or inspiring and that really made Donald reflect on his life and he decided to live a better story. In a way it really resonates with the type of reflection that we’ve all gone through over the past year and how we can live a better life when we come out of the coronavirus pandemic on the other side. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday and that means Rob & Rob are back to answer two more listener questions. The first question this week comes from Florence. She’s thinking of remortgaging her property as she has around £190,000 of equity tied up. However, she doesn’t know if she should pay the penalty to get out of her mortgage now, which will be around £1,040, or wait two years when her fixed mortgage rate is finished. She doesn’t yet know which route she should choose, but if she was to release the equity, she wants to try and beat the stamp duty fees coming back into play. Next we’ve got Martin calling from Hong Kong. Since he’s been listening to the podcast he’s purchased one small property in the UK with cash. He’s wanting to buy more properties in the UK and with being based abroad (and the current coronavirus situation), buying in cash seems to be easier than buying with a mortgage. After listening to the podcast and Rob & Rob’s views on leverage, he wants to know if he bought a property with cash, could he then take out a mortgage on it in a year or two? Is this a possible idea and is it beneficial? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re exploring how QE could dramatically change property prices QE (short for Quantitative Easing) is currently at record levels that have never been seen before. The approach has discreetly been changed by the government, so as a property investor you must understand what’s going on. And that’s exactly what Rob & Rob are discussing on today’s podcast episode. By the end of this episode you’ll know exactly what QE is and how to take advantage of it. Here’s what to expect on this week’s property podcast episode We get it, QE sounds really boring and while it’s really complicated... it’s also incredibly important. For us, it’s important that you understand QE just as much as you understand leverage or inflation, it’s a core concept to long-term property investing. Here’s what Rob & Rob are be covering on today’s episode on QE: What is QE? Amounts of QE The effects of QE (pre-2020) Asset price inflation since 2009 Why is 2020 QE different? What is the likely effect? What can you do about it? This is going to be an episode that may frazzle your brain a little so you might want to grab a pen and paper and take notes. You may even want to listen to it a couple of times to wrap your head around it but we promise it will be worth your while. In the news A major news story in the property world this week comes from the BBC. ‘Cladding: Extra £3.5bn for unsafe buildings ‘too little, too late’.’ There’s another issue with the cladding scandal - and that’s the clarity around who it does (and doesn’t) help. And that’s because the government has stated that this funding is applicable to buildings over 18m high. So if you live in a development below 18m, the funding won’t help you, but there will be low cost loans available. We don’t think this is the end of this ongoing battle. We’ll be keeping an eye on further developments. Hub extra For Hub Extra this week The Robs are recommending a tool they’ve both been using since the first lockdown. Rob B used to work on an iPad Pro because he travelled around a lot. But like most people, he’s been stuck at home and this meant the iPad wasn’t an ideal set-up. So, he invested in a widescreen monitor. So we’re keeping it simple and recommending the very basic widescreen monitor itself. It can increase your productivity when you’re used to working on a laptop or iPad - and as you know… we’re ALL about the increase in productivity. See omnystudio.com/listener for privacy information.

Rob & Rob are back again with another two great questions to answer. Up first we’ve got Jess. She put in an offer on a flat and got a response from the vendor that they wanted something a bit closer to the asking price. Jess then put in a counter offer, all cash, £2,500 under the asking price. In most cases this would be a pretty decent offer that’s likely to get snapped up with the ability to move fast on it. However, Jess still hasn’t received an answer from the vendor. She hasn’t had her offer accepted or rejected and is questioning if he’s not a serious seller and should she just move on. The second question this week comes from Neale who has a question about freehold. He has a one bedroom buy-to-let apartment which is one of five within the development. It had previously been poorly managed and recently Neale and fellow landlords took over the management. The freeholder has recently indicated that they’re willing to sell the freehold to the five apartments. All five parties are keen to proceed, but Neale wants to know if there’s any real benefit to owning part of the freehold? Will the value of the properties increase if he owned the freehold? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re exploring why predictions are crap Nine times out of ten you’ll listen to expert predictions. But, believe it or not, they’re not always right! So this week on The Property Podcast we’re going back in time to take a look at what predictions have been made by both Rob & Rob, and other industry experts, and seeing whether they were right or wrong. Here’s what to expect on this week’s property podcast episode At the beginning of January Rob & Rob shared their 2021 predictions podcast episode and a few weeks later did their 2021 property hotspot predictions. But even though The Robs like making predictions and going back to review them, they also dislike them. That’s because predictions can sometimes be wildly inaccurate and if you take them too seriously, it can lead you in the wrong direction. So in this episode Rob & Rob are going to go back and take a look at some significant years in property, take a look at what happened in those years and see what various people predicted was going to happen. As they go through this episode they’ll be picking out patterns that’ll be worth keeping in mind as you review predictions in the future. In the news This week’s news story comes from This is Money and the headline reads ‘Pets in lets: Government makes it harder to impose ‘blanket bans’ on tenants having animals’. From reading the article, it makes it sound as though you now have to accept tenants with pets by default and have to object case by case if you don’t want pets in your property. But like any good old headline, that’s not the case. There’s simply a new clause that’s been put into the government's standard AST. AOB has moved You may have noticed that this week there was an extra episode of our Any Other Business podcast. We’ve decided to now kick start your week the right way and you can now catch the latest podcast episodes on a Monday morning via your favourite podcast app. But don’t worry, if you prefer to watch your podcasts, each episode will be going live on YouTube every Sunday so you can unwind, put your feet up with a brew and get ready for the week ahead. And don’t forget about our weekly free webinars where you can learn everything you need to know about investing in property in just 30 minutes and walk away with plenty of free resources after the session to continue your learning. Hub extra We’ve got a new podcast recommendation for you this week. No, don’t worry, Rob & Rob haven’t started another podcast, but this one is from someone who often makes an appearance on The Property Podcast. You may remember Sarah who’s one of the investors that we try to catch up with at least once a year to find out how her investment journey is going. Well, she now has her own podcast called ‘Conning The Con’. It’s all about conning a con artist and it’s a super entertaining listen. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Welcome back to another fun filled episode of Ask Rob & Rob. We’ve got another two great questions to answer, so let’s get stuck in. First up we’ve got Des who has a question about a property he already owns. He previously bought it 15 years ago for around £80,000 and it’s now worth around £200,000. The property is currently mortgaged at £150,000 as Des has previously released equity to invest elsewhere. Des wants to know whether, after such good growth, he should sell it or rent it out? The next question is from Imran who’s looking for a helping hand in getting his foot in the door of a letting agent. He’s currently studying for a property qualification but has had no luck so far with the jobs he’s been applying for. So naturally, he’s turned to Rob & Rob to see if they have any advice on how he can stand out from the crowd when trying to get a job in lettings. If you’re in similar positions as Des and Imran, then this is an episode for you. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Here’s what the February market update has in store for you Hold onto your seats because this February market update is a good one. Just to give you a taster of what’s to come on this week’s episode, The Robs have got some mortgage news, they’re discussing the best performing cities of 2020 and they’ve got positive news on the cladding crisis. Certainly topics you’ve all been waiting to hear about for a while so let’s get stuck into the February market update. Here’s what to expect on this week’s property podcast episode Even though it’s only been a few weeks, there’s a lot to cover in today’s update. Rob & Rob kick things off by taking a look at the December Hometrack report which covers the whole of 2020. To everyone’s surprise, house prices were up by 4.3% which is a huge increase. The Robs are also talking about: Top performing cities of 2020 Falling city rents More mortgage products Stamp duty Cladding Scottish Help To Buy And naturally The Robs will go into depth on each topic so we won’t give too much away. Make sure you tune into the February market update. Free education If you’re looking to get started on your buy-to-let journey, or are wanting a refresher of the basics then we’ve got just the thing for you. Every week we host a number of free webinars at different times to suit your schedule. You can learn everything you need to know about investing in property in just 30 minutes. Plus, you’ll also walk away with plenty of free resources after the session to continue your learning. Make sure you book your free virtual place today to get started. We look forward to seeing you there. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob we’ve got a question on mortgages and another question on tenancy agreements.. Our first mortgage related question comes from Martin in Ireland. Martin is wanting a bit of advice on interest-only mortgages. He’s looking to purchase his first property with an interest-only mortgage as he knows he’ll have more of a monthly rental income. However, he’s a bit unsure as to how he actually pays that loan back in the long-term, say 20-25 years down the line. Ideally he would like to allow his rental income to accumulate so that he can purchase a second property and keep that cycle going to build up a portfolio. But he’s concerned that when it comes down to it, he’ll have several mortgages he’ll need to pay off and isn’t sure how he’ll do it. Next we’ve got Luke who’s in Hong Kong! He’s just about to complete on his third buy-to-let property in the UK and is wanting some advice on tenancy agreements. Luke wants to know if after a fixed-term contract is up, should he allow the tenancy agreement to roll over to a periodic tenancy, or should he renew the fixed-term contracts every time? He’s wondering if there are pros and cons to both or if one is better than the other. Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Where are the best places to invest in 2021? It’s one of our favourite podcast episodes of the year... where should you invest in property 2021? We do it every year - and this year is no different. Rob & Rob are sharing their best places to invest in property in 2021 and there’s even a few surprises thrown in there. Here’s what to expect on this week’s property podcast episode We’re doing things a tad differently this year. We usually unveil the top five cities we believe investors should be investing in. But this year, we’re giving you what we think are four safe bets and four outside picks, just to keep things interesting. So here they are: Safe bets: Nottingham Liverpool Leeds Greater Manchester Outside picks: Home counties Sheffield Belfast Derby We recommend particular areas through thorough research and due diligence. And while we’ll be focusing our own investment efforts here and sourcing deals for our Property Hub Invest clients in these locations, that doesn’t mean they’re the right places for you. We recommend that you do your own research before committing to any investment. So, there you have it. Make sure you tune into the podcast to find out why Rob & Rob have chosen these locations to invest in this year. In the news This week’s news story comes from Rightmove saying, ‘housing market sees busiest ever start to a year’. Even despite the stamp duty holiday, this is still very impressive with Rightmove recording a 30% increase in just website visits compared to last year. Not to mention people contacting estate agents about a property to buy is also 11% higher than at the start of 2020, and those enquiring about a property to rent is up by 22%. Certainly a very encouraging sign for the housing market at the beginning of a year. Hub Extra If today’s podcast episode on where to invest in 2021 wasn’t enough for you then you’re in luck. We’ve also got a YouTube video sharing our 2021 hotspots and The Robs have covered them in a slightly different way - and there’s plenty of people getting involved in the comments. So make sure you go give that a watch as well. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

We’re back again this week with another two fantastic questions from our podcast listeners. First up we’ve got Arthur. Arthur is looking for advice on purchasing his own residential property and getting a lodger to live with him. He’s thinking about leaving London and moving to Manchester where he can afford a two-bedroom terraced house. However, he keeps waiting for prices to drop or for there to be a crash, but since this is going to be his residential property, should he not care as much? He wants to know if he should just go for it now, but is concerned that as soon as he does there will be a crash. Hopefully Rob & Rob can help him with this one. Our second caller this week is Will who’s got a bit of a personal question for The Robs. Obviously, Rob & Rob are massively into investing in property, but he wants to know if either of The Robs put money into their tax free ISAs? Does Rob D just stick to property or does he do both? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

What are our go to business resources? Everyone always loves the episodes where we share our business resources and this week we’re going bigger and better. There are so many business resources we’re covering in today’s episode that they might just see you through to the end of lockdown. They’re all ones that you can use and implement straight away, so let’s get going! Here’s what to expect on this week’s property podcast episode As you should know by now, we’re starting a new business - our biggest project to date. And alongside this, we’ve created a new podcast - Any Other Business. So today we’re keeping this podcast episode focused on… you guessed it - business! Rob & Rob are sharing the business resources they use themselves, and ones which will help them on their new business journey. We’ve got loads to get through so let’s get going. Getting started The $100 Start Up - Chris Guillebeau Tropical MBA - Podcast Google Workspace Marketing OKdork.com by Noah Kagan Digital Marketer Podcast Fiverr.com Sales The Ultimate Sales Machine: Turbocharge your business with Relentless Focus on 12 Key Strategies - Chet Holmes Pipedrive Trello Customer service Delivering happiness A Path to Profits, Passion and Purpose - Tony Hsieh Zendesk or Helpscout People Powerful - Patty McCord Upwork.com Finance The ultimate blueprint for insanely successful business - Keith J Cunningham Xero Starling Operations Traction - Gino Wickman Rockefeller Habits So, there you go, plenty to keep you busy and focused. And you’ve got a load of resources to help you build or scale your business. In the news A record number of buy to let landlord companies set up. A pretty positive headline to start the year, so where have they all come from? According to research from Countrywide agency Hamptons, 41,700 new buy-to-let limited companies were set up in 2020. Which turns out to be a new record in a single year and a 23% increase on 2019. Probably not a surprise considering the stamp duty holiday that came into play, saving buy-to-let landlords a small fortune. Hub Extra If you’re wanting to learn more and get an inside perspective on what it takes to start and grow a business, then make sure you’re subscribed to the Any Other Business podcast. And don’t forget about our YouTube channel where you can watch the raw emotions of Rob & Rob as they take you on this journey with them. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob give you... Any Other Business We know you’ve come to know and love The Property Podcast. We’re over 400 episodes in and have spent years dedicated to dishing out all the need-to-know information on investing in property. And now we’re taking it up a gear and have launched a brand new show… Any Other Business. You’ve learnt, or still are learning, everything there is to know about investing in property, but why not tie that in with building and growing a successful business? After all, the two go pretty much hand-in-hand and that’s where Any Other Business comes in. What is Any Other Business? There’s plenty of podcasts out there that share how to start a business. Our social media feeds are full of success stories and extravagant luxuries from those who’ve made it. But nobody is telling the truth. Or sharing the grit and hard work it takes to get that success. We simply get the highlight reel. That’s why we launched Any Other Business - it’s your brutally honest insight into what it takes to grow and scale a business - warts and all. You’ll hear the highs, the lows, the million pound mistakes - and everything in between as Rob & Rob prepare to make their most audacious move in business yet. What we’ve got coming is game changing! And we want you to join us for the ride. So buckle up, settle in, and make sure you’re subscribed to our YouTube channel because this is also our first video podcast. That’s right - you can listen to us via your fave podcast apps and also WATCH us on our new channel. It’s going to be one exciting journey and we’re really looking forward to having you join us every step of the way. Here’s the link you need to find all your favourite channels - so get subscribing to be the first to know when new episodes drop. https://aob.show/ Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob the guys are talking about the supply and demand of property, and they’re spending £100k of someone else's money! Kicking us off this week we’ve got Jonathan from Manchester. He’s wondering if The Robs have read the UK Collaborative Centre for Housing Evidence and their article on tackling the UK housing crisis. Since reading the article Jonathan is wanting to know if the 300,000 a year housing supply target is actually the real rise in house prices or if it’s actually mostly down to interest rates? Do Rob & Rob think that the lack of supply is the real reason for higher property prices? The second question this week comes from Mary who’s new to the property podcast. Mary and her husband were looking to purchase their first property at the beginning of the first lockdown. Since then it’s fallen through due to Covid-19 so now they’re reconsidering everything. They have a deposit of just over £100,000 and they were going to put that down towards their first residential home. Now, they’re considering splitting it possibly two or three ways and buying a property in each of their names, one dream home and two buy-to-let properties. However, they’re currently unsure about the market and if buying a house each would have an effect on their first time buyer status, or if there would be a tax implication? What do The Robs think Mary should do? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Here’s what the January market update has in store for you It feels like we’ve been waiting forever for this January market update. Could that much have changed in the market during the quietest month of the year? Well, we’re about to find out. Here’s what to expect on this week’s property podcast episode The January market update is a jam packed one. If you thought that the property market was going to take a few weeks off and a wind down for Christmas, you were wrong. There’s actually loads to get through today as well as some big news stories. Here’s a quick insight as to what’s going to be covered on the January market update: Stamp duty The impacts of lockdown Big reforms around leasehold Plus so much more but we won’t spoil it all for you. Make sure you tune into the January market update. Exclusive! Last week we teased that we were launching a brand new podcast - and we promised we’d reveal it all today. So, here we go! The name of the new show is… Any Other Business. A whole podcast to do with the ins and outs, ups and downs of what it takes to build and grow a successful business. From here on out, Rob & Rob are going to take you on their journey as they grow Property Hub and take the business to the next level. And that next level is GAME CHANGING! And what’s more… it’s a show you can watch on YouTube too! Watch the trailer now - it’s just gone live! While you’re there, hit the subscribe button and turn on notifications so you don’t miss our first episodes going live tomorrow. We’re beyond excited about this new podcast and we’re really looking forward to having you join us every step of the way. Hub Extra There’s only one possible thing that we could recommend for this week’s Hub Extra and that is, of course, our brand new website. If you’d like to check out Any Other Business, you’ll be able to find links to all your favourite podcast providers and listen to the podcast directly there. Please feel free to give us your feedback and thoughts. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! See omnystudio.com/listener for privacy information.

Rob & Rob are back this week with another two amazing questions, one that we can’t even believe was an actual question! Our first caller this week is Kathy who has a question on viewings and proof of funds. An estate agent has told her that she can’t view a property unless she gives them proof of funds. Erm, excuse us, what?! Naturally she’s a bit apprehensive about this and rightly so because sending over a bank statement is highly confidential. She’s also worried that if she views multiple properties with multiple estate agents she’s going to have to do this every time. Is this a normal thing or should Kathy look for a different estate agent? The second caller this week is Fabian. He’s the owner of a buy-to-let property in Nottingham and he currently rents it out at £750 pcm. Fabian thinks that he’s actually renting this property on the low side as other properties within the area are going for £800 pcm plus, his property is fully furnished. So he wants to know what Rob & Robs thoughts are on increasing the rent, especially in the current climate - and considering his tenant always pays on time and hasn’t had any faults. Should Fabian increase his rent for the second time in a year during a pandemic? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s time for Rob & Rob to reveal their 2021 predictions It was only right that The Robs kicked off The Property Podcast this year with their 2021 predictions. Will this be another year where there’s a complete curveball that no one expects to throw them off track, or will this be a more ‘normal’ year? Here’s what to expect on this week’s property podcast episode If you listened to the 2020 predictions reviewed podcast episode you’d have probably wondered why Rob & Rob are putting themselves through it again this year. Well, they just can’t help themselves. Here’s what Rob & Rob’s 2021 predictions consist of: Top performing cities London The UK as a whole The base rate The stock market / FTSE 100 Bitcoin Will the Olympics go ahead? So there you have it! Do you think Rob & Rob will be right or wrong about their 2021 predictions by the end of the year? If you’ve got your own predictions, head on over to the forum or socials and let us know. Exclusive! Something big is coming! If you were still in a Christmas food coma when we announced this in December then NOW is your chance to get caught up. Rob & Rob are launching another podcast! You’re probably thinking, ‘how much more can they possibly have to say about property?’.... Well, we can’t say too much right now, but we can tell you that it’s got nothing to do with property… Hub Extra It’s nothing new but certainly something that you need to be subscribed to. And that’s our YouTube channel. We’ve set our sights high for the year of 2021, but our YouTube channel is about to reach a whole other level! We’ll be bringing you a lot more video content than we’ve ever done before. And if that wasn’t enough, you’re going to want to be subscribed so you get the first look at the new podcast we’re launching! So make sure you go subscribe and turn on post notifications. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Ask Rob & Rob is back for the New Year and they’re kicking 2021 off with a bang! First up this week we’ve got Claudine. She’s previously bought two buy-to-let properties through Property Hub Invest, however her question today is in relation to her family home. Her family is growing and she has a second baby on the way, so she’s looking to purchase a bigger family home. They had agreed a price of £975,000, however a mortgage valuation came back at £835,000 which she thinks is a huge drop in price - she certainly wasn’t expecting it to be down-valued by so much. Next up we’ve got Stan who’s got a question regarding Radon. He’s just had a search back for a property he’s been looking at and it shows that they’re at an intermediate risk level for Radon. Stan is planning on purchasing the property with cash and remortgaging further down the line. But he’s wondering if this Radon issue will affect him being able to remortgage? Have Rob & Rob ever come across these issues before and can help Stan? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Today we’re reflecting on 2020 Finally it’s the last day of what’s been an awful, yet interesting year, and Rob & Rob are finishing it off by reflecting on 2020. It’s definitely been one of the hardest years to invest in property but that doesn’t mean it’s been completely impossible. There’ve been ups - and there has definitely been downs - but what can we take away from 2020? Here’s what The Robs are reflecting on in today’s episode Property Hub Rob & Robs personal investments The market and economy Covid-19 The Covid-19 response What we’ve learnt It’s important to try and find the positives where you can, and despite the year we’ve had, it can only get better from here. Happy New Year everyone! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The must listen to episodes of 2020 We’re doing something new this year, we’re bringing you the must listen to episodes of 2020. This year has been a crucial one for learning to adapt and change. Sometimes life throws things at you that you didn’t expect - and this year has been a minefield! We’ve put a lot of content out this year - we even brought you EXTRA episodes in the form of our Market Update episodes! So we’ll forgive you if you haven’t listened to every episode throughout 2020 or if you’ve not felt in the right headspace to be thinking about investing in property. But, we DO think you should give these episodes a listen in preparation for next year. Here are the episodes you need TPP375: The property market is about to boom or bust - which will it be? TPP378: Rob D just bought a property in the middle of a pandemic. What is it, and why now? TPP379: Inflation v Deflation - Part 1 TPP380: Inflation v Deflation - Part 2 TPP381: Serviced accommodation and COVID-19 TPP387: How to come out stronger TPP393: Ray Dalio: Understanding economic cycles and predicting the future TPP398: Getting your property let during lockdown If you’re going to listen to (or recap) any podcast episodes from this year, make these eight a priority! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

2020 predictions reviewed It’s that time of the year again. Rob & Rob are back to revisit their 2020 property hotspot predictions. In past years The Robs have rarely been wrong with their predictions, but this hasn’t been a normal year. At the beginning of 2020 they certainly didn’t predict that we’d encounter a worldwide pandemic! So, has that had a huge impact on the predictions they made 12 months ago? You’re about to find out in today’s 2020 predictions reviewed episode. Rob & Robs 2020 predictions Top 5 cities The UK as a whole London Base rate Budget Stockmarket US Election - Trump in or out? Who’ll win the Premier League? So, how did they do? It’s safe to say that The Robs didn’t lose their touch on choosing the top performing cities this year. So despite what might happen in the next 12 months, you can pretty much still put your bets on Rob & Robs predictions for where to invest. For the UK as a whole, Rob D predicted a 1-3% increase in house prices and Rob B said 2-4% increase. But would you have believed them if they’d have predicted property price growth of 6.5%, whilst tackling a global pandemic? Even The Robs couldn’t believe how wrong this one was! That’s just a little taste of what to expect on today’s podcast episode. To find out what else The Robs got right and wrong you’ll have to tune in. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

What are our top resources of 2020? That’s right, this week we’re rounding up our top resources of 2020. Throughout the year we share tonnes of resources at the end of every episode of The Property Podcast - as well as in our Hub Extra emails every Friday. So we can understand that you’ll have probably forgotten about some of the top ones we’ve shared throughout the year. But not to worry, Rob & Rob are going through their top choices today. They’ll be covering books, podcasts, apps, videos and a whole lot more. Books A Bit of a Stretch - Chris Atkins What It Takes - Stephen Shwarzman The Biggest Bluff - Maria Konnikova How I Built This - Guy Raz Storyworthy - Matthew Dicks Podcasts Meditative Stories My First Million We Crashed Modern Wisdom The Cycling Podcast TV/Youtube Succession - Amazon Prime Video The Last Dance - Netflix Messiah - Netflix The Cycling GK - YouTube Aquaholic -YouTube Mickey Views - YouTube Gothamchess - YouTube Ali Abdaal - YouTube Mike Winnet, Contrepenuer - YouTube Coffeezilla - YouTube Tech/Apps Insight Timer Anki Pzizz Wireless headphones Chess.com So, there you go. We hope you’ve found our top resources of 2020 useful or are about to implement some of these into your everyday life. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s the last episode of Ask Rob & Rob for 2020! So it was only right that they got their old pal Nick on the show to ask the final question. Nick is wanting to know what Rob & Rob have got in store for everyone in 2021. Of course The Robs were happy to oblige - not only because they want to remain on the nice list, but to hopefully get you prepared for the coming year. The big bombshell, there’s going to be a brand-new podcast coming in 2021, and it’s not about property! Now that we’ve grabbed your attention, tune into today’s episode to find out what else The Robs have got in the pipeline for you next year. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.