The Property Podcast

This week on The Property Podcast, Rob & Rob are talking to property experts and going behind the scenes to gain insight on how Coronavirus is impacting the property industry. They’ll be talking to a property sourcer, a lettings manager and an investment consultant, and diving into what’s happening in their worlds right now. And of course, they’re all experts from our own teams. Some people who might be new to The Property Podcast might not know that we have a number of businesses under the one roof including lettings, invest, tax and homes. So, this is your chance to hear from the best of the best, and hear first hand on how Coronavirus is affecting team Property Hub. In the news this week, we’ve actually got two positive news stories for you, can you believe it?! The first is about mortgage holidays for buy-to-let investors, specifically those who invest in limited companies. And it’s good news! You are eligible for the mortgage holiday scheme, just like those who have bought in their personal name. That’s actually always been the case, there was just a bit of misunderstanding around it. The second piece of good news is around the length of mortgage offers. Across the country there are a number of people who have exchanged on a property but it’s incredibly difficult for them to complete on them for logistical reasons and people are no longer allowed to move homes. The good news is that mortgage lenders are allowing 3 month extensions on mortgage agreements so you don’t have to worry about them expiring before you can complete. Our Hub Extra this week is one we’ve mentioned previously in our Hub Extra email, and it’s Disney+. We all know Rob B is a huge Disney fan so we’re struggling to figure out if he’s subscribed for himself or his family. But what we do know is that a number of the Property Hub team have also been enjoying the classic (and remakes of) Disney movies. So if you haven’t subscribed to it yet, why not try the 7 day free trial and maybe watch some of your favourite Disney movies as many times as you’d like? We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday which only means one thing, another episode of Ask Rob & Rob! As ‘Coronavirus’ is the word on everyone’s lips right now, there’ll be no surprise to learn that this has spurred many Ask Rob & Rob questions this week - we’ve literally been inundated! The main question we’ve been asked is around mortgages and the (very) low interest rates we have right now. Is now the time to be looking for a new mortgage offer now interest rates have been knocked down? The answer might not be what you were expecting - but there’s good reason for that. You’ll have to listen to find out. The second question is ‘how can you help your tenants during this pandemic?’ Businesses are laying off. The economy is suffering. And you still have bills to pay. So how can you help a tenant in need? Tune in to find out how you can do your bit. Sit back, relax and have a nice cuppa while Rob & Rob keep you updated on the most asked questions during this time of need. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Rob & Rob are back again today with another Friday market update for you. Whilst this week has been a bit of a whirlwind with positives and negatives throughout the media, there were still some headlines The Robs thought needed clearing up. Apparently, the government has put the housing market on hold. But surprise, surprise… this isn’t the case. What they’re actually doing is offering advice on buying and selling a property in the current circumstances. It’s also been said that banks are putting a stop to mortgage lending. Again, not quite the full story. This isn’t down to the fact that the banks have no money or are expecting property prices to plummet like some may think. It’s actually due to the fact that they’re overwhelmed by the amount of people applying for mortgage holidays and they’ve had to move their call centres to working from home. Plus, they can’t have surveyors going out to value properties which obviously puts a delay on things. So, as well as proving the scaremongering headlines wrong, here’s what else you can expect to hear on today’s episode: How we’ve adapted our business in the face of what’s going on How we’ve still been working on deals Why now is a great time for property investors A look at current stock market And to end on a lighter note, whilst there’s a lot of negativity going around, there’s also a huge sense of community and togetherness which is a lot stronger than anything that could ever break us. Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s another week of The Property Podcast and Rob & Rob are back looking deep into what the future could hold for the long term (not just in property) but for the economy post COVID-19. The whole planet is affected and everyone is talking about it. Coronavirus. But today The Robs want to step out of the day-to-day news cycle and look rationally into the situation. What could potentially happen over the next few months? Right now, the world is pretty much paused, but how will it play out for property in the short and long term? And does this change where we are in the 18-year property cycle? It’s so unusual to be in this situation, and we know a lot of people have questions, especially property investors. Full disclosure… This episode isn’t Rob & Rob’s attempt at giving predictions. But you can expect plenty of opinions on this unexpected situation. Tune in to find out more about how the coronavirus (COVID-19) is likely to affect the property market. And today, we have a news story that's relevant to our podcast… The Bank of England has cut interest rates again and orders £200 billion to be printed. As coronavirus crisis threatens all, printing new money and cutting interest rates helps the financial system to support activity There’s so much happening in the market right now due to Coronavirus - it’s been a huge economic shock. Boris Johnson has also promised to protect private renters from eviction by bringing forward legislation to protect them. And if you’re wondering where this week’s Hub Extra is… there isn’t one. Today we want to bring your attention to our Friday podcast that'll be going ahead for the next few weeks. The Robs will be covering all the market updates every week to keep property investors in the loop. Things are changing on almost a daily basis right now, so it’s never been more important to stay up to date on property and market news that could affect you. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today. Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones. The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work. Rob & Rob have addressed the situation to give property investors a better understanding. Here’s what you can expect them to answer: Can I get multiple mortgage holidays? I have properties with several different lenders, will they all honour it? I’ve got a property that's currently empty between tenants, can I get a mortgage holiday on it? If I take a mortgage holiday do I have to defer the rent to my tenant? As the demand for letting property right now is likely to drop, should landlords be taking a reduction in rent? Well…tune in and you’ll find that one out! With all the negative news going on right now, the Rob’s are always here to answer your questions and keep you updated on the property market. So sit back, relax and have a nice cuppa while The Robs keep you updated on the most asked questions. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Our world is changing - on almost an hourly basis right now. The Coronavirus (COVID-19) is affecting people all over the world, so now more than ever, we need to be on the ball with what’s changing, why it’s changing and what the changes mean for the future. So welcome to our new weekly market update! For the past few days, Rob & Rob have been having daily chats and thought they might be helpful for Hubbers to listen to. Not because they have all the answers, but because it might just help others process what’s going on right now. Today you can expect to hear about: The new measures brought in this week around mortgage holidays for buy-to-let landlords and eviction bans The latest government stimulus and what it means for the economy What effect the Coronavirus is likely to have on property prices A word of warning though…these episodes are unedited so who knows what’s in-store for future updates! You can also find out today why Rob B is fascinated by quantitative easing and why he thinks we could actually be in prep for a huge boom! Enjoy - and we’ll be back next week! We’d love to hear what you think of our new market updates over on Facebook, Twitter or Instagram. You might even have a question you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are diving into all things budget as we may have just had the biggest news this year for property investors! At the moment the headlines are sadly contaminated...but we wanted to make your day a little more positive.We bet most of you are feeling confused with the negative headlines taking centre stage right now, and that’s why Rob & Rob want to give you that little reassurance you need as an investor. For most, the budget will now be a distant memory in light of the global pandemic we’re having with Coronavirus, However, we thought it wise to cover the big news unveiled by Boris Johnson at his first budget. We were expecting big promises and the budget certainly delivered on that. Rob & Rob will be digging deep into the budget plans and making sure you know how the budget announcements could affect you as a property investor and how it affects the economy. You’ll also find out whether The Robs approve or disapprove of the budget and changes - we just can’t hold them back! Tune in to find out more as Rob & Rob get passionate and delve right in to make sure you haven’t missed any important information from the latest big reveal! And today, instead of a news story, we wanted to give you a treat. In times of uncertainty, we need more reassurance, right? Well, for the first time in the 7 years we’ve been podcasting, The Robs wanted to treat you to a triple bill! That’s right...you’ll be getting a third podcast every week for the next few weeks! There’s so much happening in the market at the moment, so much that the Robs want to make sure that you’re all kept in the loop. Were guessing your alarms are already set for our Tuesday and Thursday episodes. So now you can set one for Friday too. This week’s Hub Extra is an app recommended by Rob B. Insight Timer which is a free guided meditation app. It helps with anxiety, stress and even helps you fall to sleep! Rob really enjoys this and he couldn’t recommend it enough. A mental break is needed sometimes, so take advantage of this free app and let us know how you get on. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, The Robs are answering an important question we’ve been getting inundated with. How will Coronavirus affect the property market? The question came from Adam, but we’ve had the same question a hundred times over. There has been an immediate impact on some parts of the market due to Coronavirus - most have been negative, but there are still opportunities to be had. Rob & Rob will be discussing the change in the property market and covering: Transactions Letting your property Arrears Holiday lettings Can you still invest now? Don’t worry guys! Hopefully it’ll all blow over soon, but if not you still have Rob & Rob to help you, as from now on they will be treating you to a 3rd weekly podcast! Every Friday Rob & Rob will be updating you on the property market to keep you in the loop. They want to address exactly what's happening (or what could happen) nobody really knows how long this could go on for.. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

It’s another week of The Property Podcast, and this week Rob & Rob are giving us the practical tips you need to become a better property investor. Have you been emotional during property investing? We’d place a bet on most of you feeling at least a little glimmer of emotion. It’s all absolutely normal - that’s what happens when you come across potential risks. Luckily, The Robs have the tips and tricks to help you with this in today’s podcast episode. Property investing isn’t always a glamorous ride. It can come with some poor decisions, risks and a lot of emotions! But Rob & Rob are here to manage your expectations and tell you some of the common risks that can rear their head throughout the property purchasing process. Which stages can have risks? Buying your property Setting up your property Owning Selling your property These are the main stages where risks can be driven by your emotions. By listening to this episode, you’ve got the perfect opportunity to find out where you can have a chat with yourself before sparking an emotional disaster! Tune in to find out how you can prevent your emotions getting the best of you now! We have a great news story to top this fantastic episode off…and of course it involves one of Rob's favorite places! In the news this week a huge new £2 billion project is underway in Liverpool called The Knowledge Quarter which will create a new district. But the impact it will have on the city will be amazing. This project has everyone behind it… including us. Another project is finally on the way in Liverpool too.. Liverpool waters, a multi-million pound scheme which will transform Liverpool’s waterfront. This is nothing but good news for the city and will be great for the future. And in other good news… Property Hub Live is now SOLD OUT! If you still hope to come, there’s a waiting list you can pop your name on, just in case any tickets become available… Don’t worry if you can’t attend, we’re planning another one for later in the year! This week’s Hub Extra is a book recommended by Rob B. The boy, the mole, the fox and the horse by Charlie Mackesy. A beautiful book aimed at children, but it could benefit anyone and everyone. This week’s Hub Extra fits in well with the podcast as it's about life lessons and emotions, an unusual recommendation from Rob & Rob, but they were so touched by it that it had to be shared. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s another week which means it’s another episode of Ask Rob & Rob, and we’ve got two fantastic questions... First up we’ve got Adam. He’s been saving up so he can start investing in buy-to-let properties in the north. Currently, Adam owns a property in London which he has a repayment mortgage on. He has 45% equity in his property but he doesn't want to put any more down as he wants to achieve something with a good return and growth. He’s been looking at Manchester and Liverpool as potential options, however, he would like to purchase his next property in his personal name. So, Adam wants to know if there's any products available to have an interest only mortgage on his personal property, and if so, do we think this would be the right and best approach for Adam. Listen to find out. Next we have Mark who owns a property in Birmingham. There’s a fixed term tenancy contract in place and the first year is ending in June. The tenant has expressed interest in extending the contract for one year. Mark isn’t particularly happy with the agent that handles the contracts and Mark would like to handle them himself going forward. So, he wants to know how he should handle this contractually and also in terms of the deposit scheme which was also handled by the agent? Is this something Mark can go forward with? Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’re back again for another episode of The Property Podcast, but this week isn’t just any old episode...it’s our 7th birthday. The Robs are back and sharing their passion. And to celebrate the podcast’s birthday, they’re bringing a very special episode that shares what has changed in the property market over the last 7 years. Did you know Rob & Rob first started The Property Podcast back in 2013? A while ago right! Every Thursday, property investors have listened to our podcast and followed our journey to become inspired and move forward with their own journeys. In today's podcast you’re guaranteed to walk away with more knowledge that you can apply to your property investment activities from this day forward. There’s so much to cover, especially when the property market is constantly changing, but what's happened to the interest rates and property prices over the last 7 years? What has happened to the property market since the podcast started? Well, you’ll have to tune in to find out… You MUST listen to our birthday episode.. . Not only is it our birthday, we have a great news story to top it off. Interestingly enough, today's news story reads “One of the UKs top property podcasts to go live”. Property Investor Today has reported our event which takes place in London on the 30th April (don’t worry anyone, Manchester will be later in the year). An incredible day will be taking place filled with a packed day of property education, the biggest Hubber Meetup ever and then The Property Podcast goes live! Do you want to come to Property Hub Live? There may be tickets left, head to the events page and find out! You don’t want to miss this epic day. This week’s Hub Extra is a book recommended by both Robs. A bitcoin billionaire, a fascinating story with incredible characters. This book talks about the Winklevoss twins and everything they have done through bitcoin. A really amazing, entertaining read. We encourage you to read it! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got all the answers to questions you may have about Property Hub Live! So, have you been wondering what Property Hub Live will involve? Have Rob & Rob sold out? The Robs have brought their passion project to life. They wanted a celebration of all things property, with 400 hubbers all in the same space, a fun-packed day with quality speakers. Rob & Rob are going deep this week. They want to address exactly why they’re doing it and explain exactly what you can expect. As you can probably tell…. they’re very excited. And we’ll let you in on another little nugget of information… if the event is well received, there just might another one in Manchester later in the year Tune in to find out everything you need to know about Property Hub Live. And, if after all that you think you’d like to attend, there’s still time to grab your ticket, here. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’re back again for another episode of The Property Podcast and this week it’s an ambitious one as Rob & Rob try and fix the property market. Today’s chat started with a very interesting article that appeared in the January issue of The Economist. It takes a global perspective of the property market and formed the basis for today’s property podcast. The Robs have delved into the good old supply and demand debate while also talking about the inequality between generations, the balance of home ownership vs renting and how different countries handle issues around housing. Ultimately, is our planning system broken? There’s so much to cover. And we don’t just mean for the UK property market, we’re talking globally! It’s no shock to hear that the property market needs fixing, but what do we think the answer is? Well, you’ll have to tune in to find that out. The Robs have said for a while now that optimism has been increasing in-line with the 18-year property cycle and have very conveniently uncovered a news story to back this up! There’s been a 17% increase in new buyer enquiries for land which shows that developers are keen on building again. And because a development can take a few years to build, this is a strong indication that we’re on track for a healthy few years. There's also another news story with data from an online evaluation service highlighting that the number of potential vendors requesting evaluations from estate agents more than doubled from December to January. It was expected to be up anyway because December is always a quiet month and January is always the time people want to make a change, but doubling in numbers is a significant increase. The signs are there. Estate agents and developers seem to be more positive. But does that mean it's boom time now? In short….no. But it’s the first sign of positivity for the next part of the property cycle. This week’s Hub Extra is a great podcast to help you unwind. It’s called A Meditative Story. This is a great one that will allow you to switch off after a busy day. It’s a new kind of listening experience with mindfulness prompts. Rob found it gave him a clearer and settled mind after listening. We highly recommend this podcast just as that little something to give you a more mindfulness practice whenever you need it. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got two cracking questions. First up we have Ariel who reckons she might have found a link between prices and yields. She has three properties and is looking at investing in her fourth. She’s been buying properties at the rate of one a year for the last few years and is now looking to get a high rental yield in return. Ariel bought her properties for around £80,000 and has been getting £500 per calendar month in rent through single lets. This year she’s decided to diversify and spend double the money, £160,000 in an attempt to get about £1,000 in rent but has found it surprisingly difficult. So, do we think the more you spend the harder it is to get the high rental yields? The second question comes from Alex who wants to know how a new housing minister will affect property investors. Will anything change? Will those changes be positive or negative for investors? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

A couple of weeks ago Rob B was joined on The Property Podcast by property investment legend, Mark Morris. If you haven’t listened to it yet, then go and give that a listen before this episode. The response from his last appearance was incredible, with dozens of you saying how inspiring you found it and how it was giving you the motivation you needed to work towards your goals. Well, this week he’s back! But this time Rob B is picking his brains over what Mark would do if he were to start all over again from the beginning. Would he do anything differently? What strategy would he choose in today’s market? Tune in to find out. And what’s the one piece of advice that Mark would give new investors? Goal setting. We kid you not, Mark is on the same page as Rob & Rob when it comes to how important goal setting is. He’s a fan of having both long-term and short-term goals. What other bits of knowledge would Mark give? Because after all, hindsight is a wonderful thing. Well, you’ll have to tune in to find that out. And in the news this week we had a bit of a shock as a staggering 500,000 rental homes are lost to Airbnb and others. However we weren’t in shock when we discovered that the news story that went along with that headline wasn’t all that true. The article says that they might be lost from the long-term lettings market to the short-term lets. It’s based around a survey that ARLA did where they surveyed their members to find out how many of them would consider switching to short-term lets to avoid some of the regulations that have recently come in. And the results showed that only 1 in 10 landlords would consider switching to shorter term lets than the typical long-term. So once again, the media is trying to scaremonger us. This week’s Hub Extra is a simple quote that fits perfectly with today’s episode and what Mark has talked about. It’s a quote from C.S. Lewis: ‘Experience: that most brutal of teachers. But you learn, my God do you learn.’ And we really hope that you’ve learnt a lot more invaluable knowledge from today’s episode and continue to do so. You can guarantee that in your property journey you’re going to make mistakes, but it’s important that you learn from them to really make a difference. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are answering two great questions on holiday lets and if one certain area could be an up and coming hotspot, following on from the ripple effect. First up is Claire from Nottingham. She is in the process of moving into a house and has taken 75% equity from her 2-bedroom flat to make the move. She’s now wondering if she should keep her flat as a standard buy-to-let property or if she should turn it into a holiday let and list it on the likes of Airbnb. Her apartment is located just 10 minutes from Nottingham city centre and she’s tried Airbnb in the past which worked out well for her. So, providing she has regular bookings, she’s wondering if she’d be better off tax wise, to have the property as a holiday let as opposed to a buy-to-let? So, will Claire be better off going down the holiday let route? The second question comes in from Graham in Leicester. He’s been an avid podcast listener for a while and has now got three properties in his portfolio. Graham now has a question on the ripple effect that Rob & Rob discuss quite frequently. He’s heard people talk about the ripple effect of Sheffield and Doncaster, but he wants to know if Rotherham will benefit from Sheffield’s ripple effect? Will Rob & Rob give Rotherham the green light? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Wouldn’t it be great to know what the future holds? Today’s episode of The Property Podcast is a very ambitious one. But we’re tackling it head on! 2020 is still fresh and new, but today Rob & Rob give the insights we need to make sure we have a successful 7 years ahead of us. A few weeks ago, The Robs talked about how to make the most of the next decade. And this week, they’re squishing the decade and bringing that timeframe forward. So what can you expect to learn from this podcast episode? Here’s just a few sneak peeks: What are you doing now to position yourself for the future? Where are we in the 18-year property cycle? Why is 7 years really important? Also, not to spoil you! But The Robs believe we’re entering a new phase of the 18-year cycle… so listen to find out what actions you need to take NOW! Also in today’s episode, find out what's caught our attention in the news this week? The HS2 project seems to be getting the green light! Expensive, yes! But we can all agree the impact that it’ll have will be incredible. It’ll certainly impact the major cities immensely and improve connectivity throughout the country. We know it’s a case of love it or hate it, but it looks like it’s going ahead nevertheless. Speaking of trains… Liverpool is finally getting a £500m investment for the railway services which is massively needed. But guess what? The trains will allow 50% more passengers. This is certainly an investment that will make a big difference to the city! And in this week’s Hub Extra, we have a podcast recommendation from Tim Ferris. Pre warning, it’s a 2-hour long podcast, but we promise it’s worth it! Tim Ferris has done an interview with Sam Zell, who’s a billionaire. Notably he created one of the biggest real estate investment trusts in the world. We love this podcast because he has so much perspective and he wants to share his knowledge. It’s just a little podcast (besides this one) that we think could benefit investors! Not only do we just hear about Sam’s successes, he dives into talks of the future of markets and the role of interest rates, because they barely get talked about. This is a must listen to! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back once again for another epic episode of Ask Rob & Rob. This week they’re trying to help two callers with mortgage advice and are giving their thoughts on wherever they think no money down deals are a good idea. Our first caller this week is Adamish and his question is on to buy-to-let mortgages. He’s spoken to a mortgage advisor and they’ve advised him to refinance his current property on a fixed five year buy-to-let mortgage as the checks are a little more relaxed. So essentially he’s wanting to know what Rob & Rob would do if they were in his shoes as a first time investor. Does the current property market have any effect on how long he should get a fixed buy-to-let mortgage for? Or should he even be going for a fixed buy-to-let mortgage? The second question this week is from Ashley who’s calling from Wales and he’s been drawn in by the idea of no money down deals. Uh oh! Ashley has done two previous flips so now has a bit of equity behind him. He’s looking at turning his strategy to vanilla buy-to-let properties but he’s wondering how to go about it. Should he straight away set up a Limited Company and keep buying a single buy-to-let each year over the next 10 years and build his portfolio up that way? Or should he hold onto his money and explore the world of no money down deals? We’ve heard The Robs views on this in the past, but what advice would they give? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Do you have questions for Rob & Rob? Well, you're in luck. Today’s episode of The Property Podcast is full of answers that every investor is eager to know. As you can imagine, Rob & Rob get asked thousands of questions, but in particular there are seven questions that always come up. In today's episode, you’re in for a treat as The Robs answer their most commonly asked questions... Who are Rob & Rob? How many properties do they own? Where is the best place to invest right now? Where are we in the 18 year property cycle? Houses or flats? You’ll have to listen to find out the rest… The Robs go into a whole lot of detail around the questions, so listen and take note, they may be answering a question you’ve been dying to know. They’re also talking about some exciting news too. Hometrack has released their quarterly figures for the rental market. What’s has caught our eye? Well, rents have increased over the last year by 2.6% which is clearly good news for investors. Rents are going up, but they’re also becoming more affordable - which is great news for tenants. Where is the rental growth happening? The top three cities are York, Bristol and Nottingham - listen as Rob & Rob give you their thoughts on this growth and what you should be taking from these insights. In other news, we’re still pushing on to hit that magic 10K followers/subscribers on Instagram and YouTube! We’ve said that when we reach it we’re going to be releasing this bloopers video! So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K. This week’s Hub Extra is something small, but makes your day so much easier. Apple Pay and Google Pay. A fair few people haven’t adapted to it yet, but it definitely makes your day run that little bit smoother, whether you're on a train, grabbing a coffee or paying for your weekly big shop, it’s just that little life hack that can make a small improvement to your day. You can even load all your different cards on there! It’s just a little something that removes a little bit of friction; leaving your card at home but still being able to process those little payments. Rob & Rob have only just started using this and they both love it! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller decide whether getting a cheaper property is a risk or should they be going for a property with more value? Our first caller, Stephen from Glasgow, is currently looking to make another investment. He’s been investing in property for years and currently has £30,000 to invest with. Stephen has got his eye on a few properties in an upcoming auction which are going for around £25,000-£35,000. But, he’s in a dilemma. He wants to know whether he should invest his £30,000 in the cheaper property or a £120,000 property which could benefit from capital growth. So, do Rob & Rob think that Stephen should go for the cheaper option or a more expensive property with the possibility of increasing the value? The second question this week comes from Osman, and he’s got a question on lettings. Osman owns one property and he is looking to get a fully managed service for it. He wants to know what the average fee for a fully managed service is. Osman has had three quotes now, but he isn’t impressed with what he’s received. As Osman only has one property, he’s unsure on how much discount he could negotiate with agents. So, will Osman be impressed with the average fee for a fully managed service? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

In today’s episode, Rob & Rob are joined by a special guest… Mark Morris. You may or may not have heard of Mark, but he’s a successful property investor who has been in this industry for decades! The end-game of property investing is to retire right? Well, find out the valuable lessons Mark learnt along the way to his success. It didn’t happen overnight, but he’s about to share his story with us. Mark reveals all with his property journey, about his mistakes, successes and investments. This episode is a MUST listen... Achieving your dreams isn’t easy, but we want to help you get on the right track. So, are you ready to achieve your goals? Grab a pen and paper and let's start planning! In the news this week, The Robs have HUGE news for investors and landlords! And they are really happy about this one! The Government has rejected Liverpool’s renewal of the citywide licensing scheme which is hated by most landlords. The Robs think this is great news all round as the Government can now focus on areas that are needed and have low standards, which is what the scheme originally intended to do. So this is definitely positive news for our number one location hotspot of 2020! This week’s Hub Extra is a super basic, super quick but super useful guide! It actually ties in nicely with today’s podcast episode. It’s the “How to rent guide” which is a Government document that you need to issue to tenants. This resource automatically checks the Government’s website every hour and if any tweaks have been made you get an email which completely removes the risks of future trouble. The Robs love this resource; it makes your life hassle free. The best thing about it is that it’s completely free and you don’t have to think about it. It’s really easy to give tenants an old guide that isn’t updated, which can cause trouble down the line, but it's an easy mistake to be made. Register to get the ‘how to rent guide’ to make sure you don't miss an update. We all love resources that help us! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are helping one caller decide on which location they should be looking at, and a landlord who’s got damp issues in his property. Our first caller, Harry from Bristol, is currently preparing to make his first property investment. He’s only interested in receiving cash flow at the moment, so his strategy is buy, refurbish and refinance. He’s in the process of scouting for locations so he’s turned to Rob & Rob for advice. He’s keen on the North West or South Wales however, South Wales is closer to home. With Harry's strategy, should he be investing in an area closer to home or taking the risk and investing in the popular North West? The second question this week comes from Boris. Boris has a tenant that is due to vacate his property and has discovered that there’s quite a bit of mold and damp. This is partly due to how the property is built, with lack of ventilation. He wants to know if he’s entitled to ask the tenant to pay for redecoration where it’s needed in the property. In addition to this, Boris mentioned he wants to change to a new lettings agent, but what happens about the money held in deposit? So, Boris wants to know if both letting agents new and old can work together to get the work on the property completed. Can he charge the tenants or will he have to pay himself? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

First of all, we’d just like to warn listeners that this episode of The Property Podcast does contain a few curse words, but it’s down to Rob & Rob getting rather passionate. Because today’s episode has the potential to change your life… In today’s episode Rob & Rob are going to be giving you a framework that will set you up for massive success. So, how can you smash this next decade? Let’s find out… Decide what you want Be willing to do difficult things Beware of the cost of perfection Think long term Mindset The Robs go into a whole lot of detail around these five topics. So much so that you’re probably going to want to grab a pen and notepad before you start listening. So, grab a cuppa, settle in, and let Rob & Rob guide you through how you can smash the next decade! In the news this week, The Robs are grinning like Cheshire cats as a headline from the Express reads, ‘UK Property: Largest monthly increase in asking prices EVER recorded after Election 2019’. According to data from Rightmove, asking prices have risen by 2.3% which is equivalent to an average increase of £6,785! Just remember, these are asking prices and not sold prices which doesn’t necessarily mean that house prices are about to jump 2%, but it’s interesting to see the optimism of sellers. We’ve also got a treat for you this week. Our marketing team are desperate to hit that magic 10K followers/subscribers on Instagram and YouTube and when we do, we’re going to be releasing this bloopers video! So make sure you go to our YouTube channel and subscribe, and go give us a follow on Instagram and we’ll announce when we’ve hit 10K. This week’s Hub Extra is a book that ties in nicely with today’s podcast episode. It’s a book by Robert Iger who is the CEO of Disney and it’s called ‘Ride of a Lifetime’. Rob B is a huge fan of Disney from a business perspective so this book was at the top of his Christmas wish list. However, before he had a chance to read it, Rob D pipped him to the post and finished it! This is the perfect example of thinking long term and really looking at the bigger picture in order to achieve success. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys have got a stamp duty special! We know, we’re just too good to you! Our first caller with his stamp duty related question is Medassa. He’s in the process of buying two blocks of flats with a business partner which are blocks of six and five individually let apartments. He’s wondering how multiple dwelling relief works. To his understanding, you can split the stamp duty costs amongst each individual apartment which will reduce the stamp duty costs. But is he right? The second question this week comes from Stan. He’s obviously been busy listening to the podcast which has sparked up his own question. Like a previous listener, he wasn’t aware that if you kept hold of a residential property and bought a new one to live in, that further down the line you could claim back the higher amount of stamp duty that you would have paid. So now Stan is wondering just what exactly is this time frame and has he missed the boat to make a claim? Tune in to find out... Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Last week on The Property Podcast, Rob & Rob gave you their predictions for 2020. And this week they’re back for their annual rundown of the top UK property investment hotspots to help you decide where to invest next. It’s an episode that many of you look forward to at the beginning of each year. So now the wait is over - here’s a run-down of which locations made The Robs’ 2020 hotspot list, along with places should be on your radar to watch… Cities: Liverpool Manchester Nottingham/Leeds Towns: Crewe Doncaster Greater Manchester Up and coming: Sheffield … you’ll have to listen to find out the rest. So, there you have it, Rob & Robs property hotspots for 2020. Some of them may come as a surprise, so make sure you hit that play button to find out why The Robs reckon these should be on your radar. Our news story this week is actually a positive one! (New Year, new Rob & Rob?) and the headline reads ‘Buy-to-let investment sentiment remains strong as 2020 kicks off’. According to a recent survey, 75% of people were positive about buy-to-let - rising to 83% if you include millennials. Apparently a lot of young people have a positive attitude towards property investment, whilst those who have been in the game for a while are a bit more sceptical due to recent changes over the past few years. But, nevertheless, no matter whether you’re about to start or you started 10 years ago, property will still come out on top as the best investment model. For Hub Extra this week, we thought that this podcast episode on our 2020 hotspots just wasn’t enough. So, we’ve also done a new YouTube video where Rob & Rob go into more detail on these locations, allowing you to get even more of an insight on what made these locations capture their attention. So head on over to our YouTube channel to check the video out, and don’t forget to hit the subscribe button and turn on those post notifications. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The Robs are back this week for another episode of Ask Rob & Rob, and we’ve got two fantastic questions.... First up we’ve got Jonathan who’s a newbie podcast listener who has a really interesting question on renting a property vs. buying one. Jonathan lives and works in London - he’s lived here for the past decade and wants to continue to do so. However he is now looking to start his investment journey but wants to put his money where the most growth is. He’s been looking at Manchester and Liverpool as potential options, however, he would like the first property that he purchases to be in his personal name. Jonathan is wanting to know if it’s possible to buy a property with a residential mortgage and then rent it out, if it has a lower interest rate? He’s also questioning if he had to buy it with a buy-to-let mortgage, would he be allowed to live in the property for a short period of time whilst he saves up the funds to purchase his own place to live? So what’s Jonathan’s best option? Next we have James, also from London, who’s after some clarification on tax advice that he received from a tax advisor. He’s been told that you only pay stamp duty in a limited company if you’re paying it on a single property. James is looking to spend around £330,000 in a limited company on property, which, according to his tax advisor, would mean he’d pay £6,200 in stamp duty. Whereas if he were to purchase that property in his own name, he’d be paying £16,400. If it sounds too good to be true, it probably is. But what do Rob & Rob think about this tax advice? Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’re back again for another episode of The Property Podcast and this week it’s one of our favourites - Rob & Robs buy-to-let property investment predictions for 2020. A couple of weeks ago they reviewed their predictions for 2019 and they didn’t do too badly. But can they make it a clean sweep this year? The Robs are making some bold statements for 2020, some of which Rob D isn’t convinced they’ll get right. So what are they making predictions on? The top five cities to invest in property this year What’s happening to the UK as a whole London - should it be back on our radar? The base rate Big announcements in the budget And just for fun, they’re making predictions on the stock market, the US election and who will win the Premier League - although we all know who Rob B is backing before we’ve even listened. So tune in to find out whether The Robs property predictions for 2020 are positive, negative or just a bit too hard to call. It’s not just Rob & Rob who are dishing out their predictions, they’re looking at other property experts too. In the BBC there’s a summary of what property experts are predicting for 2020. Everyone seems to be expecting around a 2% increase in house prices, however there’s one person who has predicted a 2% fall! So should you be worried? And this week for Hub Extra, we’re giving you an inspirational quote to get you kick started and motivated for the rest of 2020: ‘Failure is the opportunity to begin again more intelligently` - Henry Ford As this time of year is usually a time for self reflection, you can look back on the past year, or even the past decade, and see where you’ve been successful and where you’ve failed. But at the end of the day, don’t beat yourself up about it, learn from your mistakes and try again with a new perspective. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

We’re back with the first Ask Rob & Rob of 2020 and we’ve got a cracking question to kick off the year! This week’s question comes in from an avid Property Podcast listener who off the back of it has had the confidence to invest in his first property at the beginning of 2019. Go you! He even has a bit of spare cash left over from his property and is looking at other ways that he can invest it outside of property. One option that he’s considering is investing in shares in a development company. He’s noticed that in some of the big development companies, their share prices have closely followed the 18-year property cycle and now he’s wondering if this is a good investment option for around the mid-cycle wobble, or even before the next crash. So what do Rob & Rob think? Is investing in a major property company a smart investment or should you run for the hills? Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Happy New Year! What a way to start 2020... by listening to the first episode of the year from The Property Podcast. This is the perfect episode to start with if you’re just starting out on your property investment journey, or if you’ve only just come across Property Hub. Even for those of you who have been with us since the beginning, this is a fantastic refresher episode. Over the past few years we’ve put out hundreds of podcasts, so going all the way back to episode one might seem a little daunting. Now there’s no need to trawl through all the past episodes, because we’re going to give you everything you need right here. Here are the topics that Rob & Rob will be sharing, including which they consider to be their most valuable podcast episodes - so you can skip straight through to the essentials: Goals Fundamentals 18-year property cycle What type of investor are you? Strategy All you have to do to listen to these podcast episodes is head to propertyhub.net/podcaststart and everything will be linked for you. It’s that easy! So now you don’t have any excuse not to get started! And, if you are a new listener, thanks for joining us. You can expect to hear Rob & Rob in your ears every Tuesday (for Ask Rob & Rob) and on Thursdays for The Property Podcast. Happy listening! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Merry Christmas! We hope you had a lovely day yesterday, and just because it’s the festive period, that doesn’t mean we’re stopping The Property Podcast! So as a nice little finisher to the year, Rob & Rob are taking a look back on 2019 and discussing what went right for them, and more importantly, what went wrong. But also, how they’re going to learn from it. Here’s what you can expect The Robs to reflect on in this episode: News: To kick start this episode, Rob & Rob are discussing the big stories that have been in the news this year. You can expect to hear mentions of Brexit (even though we didn’t really get anywhere with it this year), the general election and the industry as a whole. Industry/Market: The guys then go on to discuss the property industry and market over the past year and how we’re in that mid-cycle wobble territory. Also this year saw the tenant fee ban come into play which wasn’t as detrimental as everyone thought it was going to be. Property Hub: 2019 was a huge year for Property Hub! We kick started the year with a complete rebrand (we can’t believe it’s only been 12 months!), we moved our head office to Manchester city centre and we launched our YouTube channel (even though Rob & Rob are still getting used to being in front of the camera). One of the hardest things that The Robs have had to deal with this year was the development at Grand Junction which, if you’ve listened to this podcast episode, you’ll know has been going on a lot longer than just 2019 and has brought a lot more downs than ups. But it is finally now complete so there have been plenty of lessons for The Robs to take away from it. But that wasn’t enough to put Rob D off, he went on to build another development in York which wasn’t quite as stressful as Grand Junction but did have it’s own host of issues that Rob D was able to learn from. You can listen to the podcast episode on Rob D’s York development here. Personal: To wrap up this episode, Rob & Rob reflect back on their personal lives with what they’ve been up to over the past 12 months outside of The Hub. So that’s it, 2019 is boxed off! And what a year it’s been. We hope you’ve had an amazing year and if you’ve been with us on this journey over the past year, thank you and we look forward to kick starting 2020 with you. Here’s to 2020 being bigger and better than ever! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are starting to round up the year by taking a look at how their 2019 property hotspot predictions have stacked up. Were they bang on? Or were they completely off the mark? If you didn’t listen to Rob & Robs predictions at the beginning of the year, then you can listen to that episode here. So let’s dive right in… Top 5 cities: At the beginning of the year Rob & Rob predicted that Leeds, Nottingham, Birmingham, Manchester and Liverpool would be the best performing cities in England. Were they right? Well they got four out of five right which is pretty good going, with only Nottingham letting them down, but it only just missed out on the leaderboard coming in at sixth place. UK on average: Rob B predicted that the whole UK market wouldn’t creep into negative territory, but it would sit somewhere between zero and 3%. Whilst Rob D said that there won't be anymore than 1% growth nationally. Did they get this one spot on? Listen to find out. London: At the beginning of the year Rob D’s thoughts were that London would continue to be the worst performing region, whilst Rob B agreed but also threw the South East into the mix as well, and said he could see them falling into negative equity. You probably already know the answer to this one - did you agree with their predictions at the start of the year? Let us know! Brexit: The dreaded ‘B’ word that everyone has been tip-toeing around this year. Back in January, Rob B thought that no politician would be bold enough to push through a no-deal Brexit and that we would be leaving the EU with some form of deal. This one is technically still undecided so there’s time for it to go one way or the other, but what The Robs definitely didn’t predict is that we would be no further along than what we were at the beginning of the year. Transaction Volumes: Following on from Rob B’s Brexit prediction, Rob D seemed to think that off the back of Brexit this year we would see lower transaction volumes than we did in 2018. Luckily for our industry, Rob D was wrong on this one! Although the annual data hasn’t yet been released, some months were higher than the previous year but some were incredibly lower. So on average it seems like transactions were probably lower than 2018, but we can’t be 100% sure. Markets and Media And to finish of the 2019 predictions, Rob B called that this year would be pretty boring for all markets and he didn’t see the property market surging or crashing. But he did call that the media would be incredibly negative. We think we can say Rob B pretty much hit the nail on the head with those two. Looks like The Robs did pretty well on this years predictions. They got four right, one half right and one wrong. Not bad going. Find out more by listening to today’s episode and let us know what you think on our social channels. And what will be Rob & Robs predictions for 2020? Well luckily you only have a couple of weeks to wait! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on The Property Podcast, it’s one of the most popular episodes that The Robs do throughout the year. If you’ve listened to every every episode of The Property Podcast, you’ll know that at the end, Rob & Rob like to give you a tool or resource that you can go away with and put into practice. We are, of course, talking about Hub Extra. And this week we’re doing a round up of the best Hub Extra mentions that Rob & Rob have shared throughout the year. So grab your pen and paper as the guys go through their favourite: Books Podcasts YouTube channels TV episodes/series Apps & tech It’s a fantastic episode and you’ll definitely walk away with something valuable, even if Rob & Rob aren’t talking about property. And even though we’ve given you a complete run-down already… here’s something else if you’re struggling to find that perfect Christmas gift for that property lover in your life. You can now buy a gift voucher to our Property Hub Magazine! Just simply click this link, pay up front for the yearly subscription, and give the gift code to your nearest and dearest. It’s that easy and they’ll love you for it! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

It’s the final Ask Rob & Rob of 2019! But before the guys disappear for the festive holidays, they’ve got one more question they’re answering. And this week it’s from the big man himself. Our caller, Nick, is wanting to know when Rob & Rob are going to do their yearly roundup of Hub Extra, and he’d also like to see The Robs do some live events in 2020. So what have The Robs got in store for us to round up the year and look forward to in 2020? Tune in to find out… Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week’s episode of The Property Podcast is a pretty important one. As you should know by now, next week is the general election, and it’s kind of a big deal. The manifestos have been flying around all over the place with the parties promising this, that and the other. And to be honest, it can get quite confusing. So what do each of the party policies mean for property investors? Well, that’s exactly what Rob & Rob are going to dive into and dissect in today’s episode. Sit back, relax and take notes as the guys look into each of the following policies: Conservative Labour Lib Dems Green Party It will certainly be one of the more important podcast episodes we’ve done this year and it will definitely help if you’re more confused than ever on who to vote for. This week for Hub Extra, Rob B has a book recommendation. ‘How to Be Like Walt: Capturing the Disney Magic Every Day of Your Life’. Not only does it tell the story of Walt Disney and his journey of how he created the Disney brand, but you’ll learn so much more! There are sections that discuss religious views throughout the book, which some people took offence to, so you might want to skip over these bits. But Rob B connected to the story on both a personal and business level, and even got some inspiration from it - maybe it’ll lift your spirits too. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more of your burning questions. The first caller this week is Sam who is stuck in limbo. She’s in a bit of a situation that you might not often find yourself in, but that doesn’t mean you might not be in Sam’s position at some point in the future. Sam is using a certain solicitor, however the lender that she’s using for her mortgage isn’t on the same panel. So, in order to get the rate that she wants with this lender, she’ll end up paying extra legal fees. She’s not 100% sure on how this works and if there’s a way to factor this into your costs or not. So what advice can Rob & Rob offer to Sam? Our second question this week comes in from Marcus from London. Marcus has a buy-to-let property in his personal name which he is about to move over into a Limited Company. He’s wanting to understand the tax implications around this. Essentially, once he’s moved the first property into a Limited Company, when he buys a second property in his personal name, will he still be seen as owning the first property and therefore end up paying double the stamp duty costs? It’s a very clever tactic, but is it clever enough to avoid the stamp duty costs? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’ve got an epic episode for you. This week on The Property Podcast, Rob & Rob are sharing just how they made £130 million worth of investments happen this year! Before you get the wrong end of the stick, this isn’t an episode of them bragging about their achievements. Oh no. They’re actually going to tell you exactly how they’ve done it and where they did it, so you can do it too. One question Rob & Rob get asked all the time is: “where are you investing?” And rightly so. They’re experts in this field so naturally, you want to invest where they are. We’re not just sharing where Rob & Rob have invested, but where Property Hub Invest clients are investing too. Sharing is caring. At the beginning of the year Rob & Rob shared the top five locations across the country that they were going to be targeting throughout the year. These locations were: Manchester Liverpool Leeds Sheffield Nottingham So how many have the guys been able to tick off this checklist? Tune in to find out! Our news story this week isn’t a happy one, unfortunately. It’s an article from the BBC, ‘Devastated hotel investors fly to UK seeking their money’, which has sadly seen a number of investors lose an awful lot of money in a hotel investment that has gone horribly wrong. The hotel investment offered investors guaranteed returns, which haven’t been met and now angry investors have been flying over to the UK to find out where their money is. We’ve talked about this topic before, why we think you should stay away from hotel investments, and sadly, this is exactly the reason why. We actually even did a YouTube video on investing in hotel rooms, which you can watch here. This week’s Hub Extra tool is a resource called Flux. If you spend a lot of time on your phone or your laptop, especially just before you go to bed, then this will be a tool you’ll want to use. It’s been proven that technology screens give off a blue light that makes it difficult to sleep at night and disturbs you from getting a full solid night sleep. Flux is a programme that detects what time of day it is and automatically changes the brightness of your screen and changes the colours that are given off, so you can now get the ideal amount of undisturbed sleep. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, the guys are back again with two different questions that they’ve not covered previously. They’ll be talking about what to do in the event of there being a lack of comparables discussing if properties that have lost value are worth investing in now. Our first caller today is Paul from Burnley. At the beginning of the year Paul purchased his first buy-to-let property and now he’s hoping to soon complete on property number six! That’s pretty good going for less than 12 month’s work! Paul’s strategy is buy-refurbish-refinance with a difference - he focuses on bungalows. So not your usual property choice, but clearly it’s working for him. However he’s now ran into a bit of an issue. Because it’s such a niche strategy, he’s having difficulties when it comes to searching for comparables in order to remortgage the properties. Obviously Paul’s end game is to have made as much profit as possible on the properties, so he’s wondering what he can do to prepare that information when the valuations take place? Luckily, Rob D is on hand to offer Paul some pointers on how he can go about this. The second question comes from Luke in Liverpool. He has a small portfolio himself and is continuously looking to add to it. He’s been keeping his eye on the local market in and around Liverpool, in different areas and has noticed that some developments that were priced between £130,000 - £140,000 are now on the market for around £90,000. So now he’s wondering if these kind of properties are a good investment opportunity or if they are just going to continuously lose value and he should stay well away? Naturally, there was only one Rob that could offer advice on the Liverpool market, cue Rob B. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast, The Robs are doing something a little different. Rob B is interviewing Rob D on his own property development exploits. One of our most popular podcast episodes this year was when we discussed our project in Crewe, which was a rather eventful and emotional journey to say the least. If you haven’t listened to that episode, you can do so here. But amazingly, that wasn’t enough to put off Rob D. He’s just done a property development project just outside of York. In the episode you can expect to find out: What exactly this development was What the results were What went wrong What went right And what lessons Rob D learnt from this project So sit down, grab a brew and tune in as Rob B picks Rob D’s brain about this new property development. In the news this week, Savills have predicted that house prices are going to increase by £35,000 in five years for some parts of the country. No shock that it’s actually in line with what Rob & Rob have been saying throughout the year, and the highest regional growth will be in the North West, which will go up by 24%. Maybe now you’ll take that leap into investing in one of the areas that The Robs picked as their 2019 property hotspots. And if you haven't watched it already, last week we published our latest YouTube video, the essential guide to property tax which will walk you through the various taxes you have to pay and some ways that you can avoid them. So make sure you go give it a watch, hit that subscribe button and turn on notifications so you don’t miss our next one. For Hub Extra this week we’ve got a podcast that Rob D just can’t stop listening to. It’s called The Missing Cryptoqueen from the BBC. Now before you jump the gun, Rob D isn’t interested in getting involved in crypto currency, or a massive scam, which is what the podcast is all about. It’s only an 8-part series but it’s a really interesting one. To give you a brief overview, it’s about a woman who created a new crypto currency which was going to be bigger than Bitcoin. She secured billions of Euros from people all over and then just vanished, and nobody knows where she is. It’s very fascinating so definitely give it a listen! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer more of your property related questions. So let’s get started! First up we’ve got Catherine from Bristol who is well underway with her property investment journey having built up a portfolio of five buy-to-let properties. She’s looking to build this portfolio to eight properties in order to achieve the income figure that she has in mind. The end goal is to be able to make big changes to the way she and her family live their lives. Currently, one of her properties in London is on an incredible mortgage rate of 1.54%! Definitely not the kind of rate you’d get now. After speaking to two mortgage advisors, both have said that she could release around £125,000 in equity from this property, so she has the deposit she needs to grow her portfolio. However, this means giving up the amazing mortgage rate she’s currently on. If she were to do this, straight away she’d be paying around £9,000 more a year in mortgage fees on that one property. Wowza! So should she wait it out for a few years until she can release equity from other properties and keep the great mortgage rate, or should she act now? Our second caller is Ben from Aberdeen, who wants to know where Rob & Rob would recommend to invest in, in Scotland. Something they get asked all the time. He’s had one buy-to-let property for the past six years and has recently bought a further two in the small town he grew up in. Ideally he wants to move his location focus away from his hometown, but still remain in Scotland. He already knows that his main goal is cash flow and long term he’d like to look at Edinburgh, but feels that’s currently too competitive for him. It’s finally the answer to a question a lot of you have been waiting for. Where would Rob & Rob invest in Scotland? Tune in to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week on The Property Podcast, Rob & Rob are talking about landlord licensing. We know it’s not the most exciting of topics but it’s up there with one of the most important as a property investor. And luckily for you, The Robs will be talking you through exactly what licensing is and what you need to do. You may have ignored this topic in the past because it only ever applied to HMO’s - and maybe you’ve thought that this is still the case. But now, depending on where you are, even with single let properties, landlord licensing is something you might need to know about. Here’s what The Robs will cover in today’s episode: What are the requirements? How much does it cost? Will they inspect the property? What should you do? What if you should have a licence but don’t? This is a full-on episode, full of regulatory need-to-knows. If there’s one episode of The Property Podcast you need to listen to… this is it. By the end of the episode, you should be completely clued up on whether you need landlord licensing or not. And in the news this week, Rob B’s home city of Liverpool back in the press: ‘Liverpool endorses 2m sq ft office masterplan’. The article from Place North West says that the council has signed off on helping to build a world class commercial business district in the heart of Liverpool to tackle the shortfall of offices in the city. So once again, even more positivity and investment being ploughed into the city, which will bolster the number of investment plans already in motion, such as Liverpool Waters and the high number of property developments that are in the pipeline throughout the city and the wider areas. If you haven’t seen it already, we launched a new YouTube video yesterday and this one is all about tax! Some people love it, some people hate it and some just don’t understand it. In this video, Rob & Rob explain everything you need to know about tax and cover all the different types of tax that you may have to pay as a property investor. So go and check it out, let us know what you think or ask us any questions in the comments section, and don’t forget to hit that subscribe button! This week for our Hub Extra, we’re wanting to help make a difference to the planet and this week it’s a website called Team Trees. It’s all about helping to make the world that little bit greener. Maybe you’ve always considered planting a tree but you don’t want to get covered in mud or you just don’t have the spare time. Well this is the easiest option you’ll come across. Donating just $1 will plant one tree and Team Trees are aiming to have planted 20 million trees around the world by the 1st of January 2020. So go and do your bit for the planet and donate a dollar. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again this week to answer two more fantastic property questions from two of our listeners. This week our first question comes in from Luke in Manchester, who’s been inspired by The Property Podcast to get started in his investment career. Luke is in a situation that most people are probably in when trying to start their buy-to-let journey. He’s looking to purchase his first personal home and an investment property at the same time. At the minute he’s only going to have enough funds for one mortgage so he’s considering buying a two bedroom apartment (or house) and is looking to rent out the second bedroom. But he has a few questions around this: Is there a particular mortgage he’ll need to enable him to do this? How much stamp duty will he have to pay? Are there any other considerations? ...and is this actually a good idea? Find out what Rob D thinks of this idea and if it’s actually doable. Maybe this could work for you as well. Our second caller is Sally who has a question about stamp duty. She’s changing her residential home to a buy-to-let so that she can buy a new house with her partner. She’s been given two different sets of figures from her solicitor and mortgage broker in terms of how much stamp duty she’ll pay. One is saying £2,200 and the other £9,250! Obviously that’s a huge difference so Sally wants this clearing up. So, is Rob B about to put her mind at rest or burst her bubble? Tune in to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Last week Rob & Rob were joined on the Property Podcast by Build To Rent expert, Richard Berridge. Well, he’s back again this week for a second episode on the new craze that is Build To Rent. In last week’s episode, The Robs covered what Build To Rent actually is, and this week they’re discussing why it matters for you and what the future of Build To Rent might look like. Here’s some of what you can expect The Robs and Richard to cover in today’s episode: What will Build To Rent look like in 10 years time? What’s going to slow it down? How will Build To Rent properties react to market cycles? What marks an area as suitable or unsuitable for Build To Rent? There’s plenty more to be covered in this week’s episode too. So, should you be afraid or optimistic about Build To Rent? You should have a clearer picture after this episode. So tune in to listen. This week’s news story is possibly one of Rob B’s favourite headlines, ‘Welcome to Manc-hattan: how the city sold its soul for luxury skyscrapers’. It comes from The Guardian, and whilst the headline is actually pretty clever, it’s not very complimentary to the city. The article is talking about the ever-changing Manchester skyline and the number of skyscrapers that are appearing. They even touch on the homeless issue that we have here in Manchester. If you ask us, we’re really struggling to see how the amount of investment and regeneration that’s currently being ploughed into the city centre is a bad thing. If anything, it allows the council to use the additional higher rate council tax payments to put into schemes around homelessness. But have a listen and let us know what you think via email or social media. And for our Hub Extra this week, we’re bringing you another podcast. No, it’s not from Rob & Rob sadly, this one is called ‘Startup’ by a company called Gimlet. It’s been going for five years and sadly it is coming to an end. The purpose of the podcast at the beginning was to document their process of starting their business. And now, the podcast has come full circle as they are ending their podcast due to the fact that they have been purchased - by none other than Spotify! It’s really interesting to listen to how the deal came about, so it’s definitely well worth a listen. And while you’re there, why not subscribe to our podcast over on Spotify and be notified every week when our new episodes are released? We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week The Robs are answering two fantastic questions on investing in Birkenhead, and talking about whether you should be overpaying on your mortgage. These are two questions that will definitely benefit a lot of listeners. Joe from Leeds got in touch recently, he’s currently living in London and has a budget of £80,000 - £100,000 and he’s looking for a buy-to-let deal up north. He’s considering our hotspot areas of Leeds, Manchester and Liverpool but has noticed significant growth in the Liverpool area. However, he’s wondering if Rob & Rob have any insider tips on investing just across the water from Liverpool, in Birkenhead. Could this be a good contender for capital growth when the ripple effect kicks in? Now we know this is an area that holds a special place in Rob B’s heart, so does he automatically think that Joe should be investing here? Next up we’ve got Adam from Surrey. Before listening to The Property Podcast, he bought his first buy-to-let property on a capital repayment mortgage and has since remortgaged to an interest only mortgage. The property makes a good income each month, so now Adam is wondering, now that he’s on an interest only mortgage, should he utilise the 10% interest free payments and chip away at his mortgage? So, should Adam risk potentially losing out on £200 per month in his back pocket to reduce his mortgage over time? Or should he wait and allow capital growth to do it’s thing? Tune in to find out what Rob D advises. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week Rob & Rob are joined on the podcast by Build To Rent expert, Richard Berridge. After listening to this episode, you’ll know more about Build To Rent than most people in property. Build To Rent (or BTR) has been flying under the radar for a while now, but it’s only really just starting to become a well known, big thing. So whilst it’s a topic that has piqued Rob & Rob’s interest, they thought it would be best to bring in the experts to help not only you, but themselves learn all there is to know about Build To Rent. Richard is not only an authority figure on the subject, but he’s also a consultant, an advisor and a writer. He’s 100% the right man for the job. Here’s just a few of the questions that you can expect to get answers on from Richard: What is Build To Rent? Who’s the actual owner with Build To Rent? Is it only about income and not growth? Who makes it all happen? We cover a lot of ground in this episode so hit play and listen. This week in the news, Place North West are reporting that the region’s green belt has shrunk by 3,400 acres. So is the North West becoming the new concrete jungle? Well, not quite. What most people don’t realise is that green belt land isn’t always beautiful flourishing forests or national parks, it could be a really unattractive piece of land that’s more of an eyesore and could be put to much better use. So once again, a big scary headline that’s been blown out of proportion. Also…it’s that time of the month again, Meetups are just around the corner and heading your way next week! So, if you haven’t yet secured your spot, go and book yourself a ticket now! And this week’s Hub Extra is a book that Rob D is claiming to be the most inspiring book he’s read all year, and that book is Finding Ultra by Rich Roll. It goes on to tell his story of turning 40, being out of shape, a recovering alcoholic and going on to being one of the fittest men in the world. It even documents how he had a challenge with a friend to run five Ironman triathlons in a week! Who even thinks that’s a good idea?! He’s also got a very popular podcast too, which is also well worth checking out. We actually included this book on one of our Hub Extra emails a while back after Rachel in our invest team recommended it - The Property Hub book club is in full swing guys! We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back again to answer two more fantastic questions sent in by our Hubbers. Martin from Birmingham has got in touch this week. He’s had a property for a few years and has remortgaged a couple of times and changed his mortgage rate. It’s coming up for renewal again soon and he’s not sure if he should withdraw some of the equity, or leave it in the property so he can get a better loan-to-value rate on his mortgage. So what should Martin do? Well first and foremost it all depends on where Martin is currently at in his investment process, but Rob D has some excellent advice as always. Our next caller has a question about insurance. She’s a landlord of a leasehold flat and only has building insurance. She’s become a little bit worried thinking of the what-if scenarios. What would happen if something went wrong? Would the tenant be liable for damage? Would building insurance be enough to cover her? Also, should she be taking out other insurance policies? Tune in to find out what Rob B has to say. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

They still hear it all too often ‘Rich Dad, Poor Dad changed my life!’ So this week on The Property Podcast, Rob & Rob are going back and taking a revised look at the book and sharing the lessons that they took away from it, and what they just don’t agree with. In today’s episode you can expect to hear what the five key lessons are that you should take away from this book, but also the two things that you should be very careful of. This beloved motivational book is now 20 years old! But it still seems to have a huge impact on people’s lives. So Rob & Rob are going to explore why this book is so influential, their experiences, recap key lessons and let you know what they think of them now with the benefit of hindsight. Here are the five lessons Rob & Rob learnt from the book: Be in control of your finances - Your employer or government will not. Passive Income. Good debt vs bad debt. Pay yourself first. Keep your job and invest. And what don’t they agree with? You’ll have to tune in to find that out. This week’s news story is a 22 page report from HomeTrack on the current rental market, which is a quarterly report. Luckily the BBC website has summarised the report and what the key take away points are. There’s a number of cities where the rents are up, and wage growth has been relatively strong this year too. So even though there’s plenty of locations where rents have increased, there’s only three UK cities where rents have risen faster than wages, resulting in renting becoming less affordable. These locations are Nottingham, Leeds and Bristol. Looking at the report, there’s an odd mix of locations that are put together, but on the whole, it seems that Rob & Rob were right at the beginning of the year when they pegged certain cities as places to invest this year. In other news (and just in case you missed it!), yesterday we had a new YouTube video go live! You can now head over there and find out how to invest £50,000 - a question that The Robs get asked all the time. So head on over, give it a watch, and don’t forget to subscribe. You won’t be surprised that this week or Hub Extra recommendation is in fact the Rich Dad Poor Dad book, but as an added bonus, we’re also recommending Rich Dad Poor Dad 2: Cashflow Quadrant. These are by far the two strongest books that you need to read, so go grab a copy and let us know what you think of them. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Rob & Rob are back this week for another episode of Ask Rob & Rob and this week they’re offering advice on releasing equity and purchasing property as an expat. Our first caller of this week’s episode has a question about one of Rob & Rob’s favourite topics, the 18 year property cycle. He wants to know what you should do at the height of the market? Essentially, should you release equity from your portfolio to purchase more property after the crash or should you sell up completely and then start again post crash? If you need to refresh your mind on the 18 year property cycle, head on over to Property Hub University and take a look at our free online course. Rob B tackles this question head on - ultimately, it all depends on if you plan to be an active property investor after the crash. He answers this question in two parts so it’s certainly worth listening to. The second question comes in from a chap all the way from Dubai. His current situation is that he’s living off his rental income which is through a limited company, however his broker has now told him that he won’t be able to purchase any more property through that limited company. Is this true and should he look for another way to invest in UK property? Tune in to find out. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

As you can imagine The Robs get inundated with questions day in, day out on all our different platforms. From social media to our Property Hub forum, they get questions fired at them from all directions. But one of the places that they get asked lots of questions is through Property Hub Invest. So this week on The Property Podcast, Rob & Rob are answering the most asked questions for you all to hear. On a daily basis our Property Hub Invest team talk to clients who are at different stages of their property journey and everyone has a different question to ask, but nine times out of ten they’re all similar. So what better way to answer all these frequently asked questions than to compile them all into a podcast episode. Here are some of the questions you can expect to get an answer to: How to get a deposit together… How to find an area to invest… Where to invest and what returns should be expected? Is capital growth better on flats or houses? Is 1, 2, 3 etc bedrooms better? There’s even more questions getting answered in this episode. Maybe one of them has been circling around in your mind. Or if you have a completely different question, make sure you get in touch with a member of our Invest team. Our news story this week comes from Property Investor Today and the headline is ‘young Brits are on the move in the UK, and here’s where…’ For once this is a news headline that The Robs actually agree with. Although some aspects seem a little questionable, the overall stats seem to be pretty spot on - city centre living is on the up. The Robs have discussed this previously on the podcast and they talk all about the secret trend that nobody else is seeing, so you should definitely go and give that episode a listen. And finally, the Hub Extra comes with a warning this week… it might just depress you a little bit at just how old you are. It’s a website called ‘you’re getting old’, which basically shows you all different stats about how old you are. You simply enter in your date of birth and the site will show you things like how many days you’ve been alive, how many candles will have been on all your birthday cakes together as well as some interesting milestones throughout the years and how old you were at the time. It’s all a little bit of light hearted fun. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

The Robs are back again this week for another round of Ask Rob & Rob, and this week they’ve got two cracking questions that they’re about to answer. Our first caller is a very enthusiastic property investor who unfortunately didn’t leave her name. She’s fortunate enough to have three property investments in three different locations, which at the moment is working pretty well for her and she’s happy enough being a remote investor. However, she’s wondering if there’s such a thing as investing in too many cities? So what do Rob & Rob think of this? Are there both pros and cons to investing in a number of locations? Next to get in touch is Lindsey who’s just completed on an apartment in Manchester. Her letting agent has told her that she should let out this apartment on a fully furnished basis. So what Lindsey is wanting to know is, should she be spending a lot more money on brand new furniture or would second hand be okay? Also, she’s questioning if the furniture will need safety checks before she can move any tenants in? Rob D offers some different options for Lindsey, depending on what her budget is. Tune in to hear the answers to this week’s two questions. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Just like we promised, The Robs are back this week and once again joined by Mike Winnett who’s going to share just what happened after he bought everything he was offered. He’s giving you the insider knowledge to those ‘get rich quick’ courses that you’ve had your eye on, so you can save yourself the money and put it to better use. Just to recap, Mike sold his company for a substantial amount of money and used the cash to go on a bit of an adventure. He decided to click on all those adverts that you see on the internet and social media that promise you a formula to get rich quick. Does he think they actually work? If you’ve been considering paying for a property course, or maybe even a mentor, then this is an episode you’re going to want to listen to before you hand over any money. Or, if you’ve already attended one of these courses and ploughed cash into them, then this might rub salt into the wound, especially if said course didn’t do what it said it would. So give it a listen and let us know your thoughts. Do you agree on what Mike had to say about property courses and mentors? In the news this week, Property Wire is backing up what Rob and Rob have been saying for months, ‘property investment surge could come after Brexit, new poll suggests’. According to this recent data, 55% of people have paused their investment plans over the past six months as they await the outcome of Brexit, 60% are waiting for the budget and 37% have taken a property off the market because of a slow down in activity. So despite a slowdown in transactions, there’s still plenty of deals to be had with what is currently on the market, it’s just knowing where to look, and planning it around the 18 year property cycle. This week for Hub Extra, we’re still sharing the love for Mike Winnett because his latest video is just phenomenal. It’s very entertaining and the ultimate anti-marketing video for a pretty big event in Birmingham that you can attend and see some of these big wig entrepreneurs live on stage. We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.