The Property Podcast

On this week’s Ask Rob & Rob we have Pat who’s got in touch wanting to know if he should still use leverage now that he’s retired, or use his savings to buy more buy to let property outright. Pat already has two buy to let properties and is wanting to increase his cash flow but doesn’t need the rental income to live on. Second up we've got Natasha who has a residential property with a consent to let from her mortgage provider. She’s now wanting to remortgage but oddly the bank is now telling her "no". She wants to know what Rob & Rob would do. If you’ve been wondering if it’s best to buy investment property with cash or a mortgage, or have been having issues with your mortgage provider, this is an episode you’ll want to listen to. Press play and tune in to this week’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

The time has finally come. We’re finally letting the cat out the bag and telling you our big news! If you’ve been listening to The Property Podcast over the past few weeks, you’ll have heard Rob & Rob banging on about something exciting that the team has been working on for well over 12 months. And now… it’s time for The Robs to spill the beans. The Property Hub is dead, and Property Hub has been born! There are loads of exciting changes revealed in this week’s podcast - and rather than spoil the fun and tell you about it here, you’ll have to tune in to find out what all the fuss is about! Amongst all the excitement, Rob & Rob are still sharing their news of the week - shock fall-through figures show almost 50% of sales collapsing. Should people be worried? What do Rob & Rob think? We’d love to hear what you think of our big news over on over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got Megan from Bournemouth who’s wanting a bit of advice on if she should stick to her hobby of flipping residential properties in the south, or, move on to buy to let properties in the north. Rob D delves in to the pros and cons of flipping properties and whilst the cons are certainly manageable, they aren’t always for everyone. However, Rob does discuss one huge factor that could save you a serious amount of cash. Femi also got in touch wanting to know if he has left it too late to start investing in property now that he’s hit 40. You’ll have to tune in and listen to find out what Rob B’s answer was. If you’ve been considering flipping a property or are just getting started on your property investment journey, then you won’t want to miss this. Press play and tune in to this week’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

You’re in for a treat this week as Rob & Rob are sharing the mic with some great figureheads from the property industry. But first, they’re talking about their hand-picked news story of the week - click here to read. Is London a ‘sick’ market? With transaction levels slumping, this certainly seems to be the case. We’ve got some great guests joining us this week: Richard Blanco - he’s the London representative for the National landlords Association. Ed Meade - a well-seasoned property and media commentator; you’ve probably read many of his columns in various newspapers. Lawrence Bowles - an Analyst in the Savills Residential Research team. The information produced by his team is fascinating. Richard Beridge - a Build-to-Rent sector specialist and his firm focuses on institutional residential investments. Jeremy Leaf - an estate agent and also the former chair of RICS. He’s been an industry spokesman for over 20 years. We’re sure you’ll agree, Rob & Rob are in great company on this week’s Property Podcast. The team actually got together for an upcoming feature in The Property Hub Magazine but we’ve decided to give you a snippet of an interesting discussion we recorded just for the Property Podcast: What advice would they give to a property investor today? What are their property predictions for 2019? Tune in to this week’s Property Podcast - it’s a great listen and full to the brim with useful property investment information. Hub Extra: This week’s Hub Extra resource is basically Airbnb for cars. So if you’re off searching for new locations, this resource is well worth a consideration. You can find out more here. Get involved: We’d love to hear any feedback on our Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, we’ve got a cracking question. So good in fact, that the guys have dedicated a whole episode to it. Referring back to a previous podcast about Rob D’s biggest mistake back in December, Jeffery wants Rob D to go into a bit more depth about his £16,800 loss. And this week, what Jeffery wants… Jeffery gets. Rob D opens up and explains why he did what he did with this particular property investment. He also gives useful examples of how the initial cash could have been used differently for a more positive outcome. If you’ve ever wanted to get into the head of Rob D, this is your chance. Press play and tune in to this week’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

This week we’re talking about the 2019 property hotspots. So if you’re investing in property this year, this is the Property Podcast episode for you. But first up, Rob & Rob start by sharing a really interesting article - click here to view. It’s been put together by Who Owns England and has uncovered that a shocking 15% of freehold land in England and Wales is unregistered. So if you’re wanting to find out who owns these pieces of land - it’s tough. Access denied. There’s no telling who the owner is. There are some other really interesting insights too, press play and listen as Rob B talks you through them. The main Property Podcast topic this week is 2019 property hotspots. Rob & Rob have done their research and compiled this year's location hit list. So if you’re planning to invest in buy to let property this year, grab a pen & paper and have a listen as The Robs walk you through the top locations you should be watching out for. The Robs are also talking about Manchester city centre, the “ripple effect”, regeneration and of course, the 18-year property cycle. Did we also mention that there’s a course on where Rob & Rob are investing in 2019 too? It’s yet another jam-packed Property Podcast! Hub Extra: Jot is our resource of the week - click here for more information. It’s a Chrome extension which allows you to replace the ‘new tab’ page for note taking. You can literally jot down your notes, goals… whatever takes your fancy. It’s a great resource, so give it a try and let us know your thoughts. Get involved: We’d love to hear any feedback on our Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. Love the Property Podcast? It’d be great if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We’re back for the second round of Ask Rob & Rob year, and our listeners are firing some cracking questions over to us. In this week’s episode the guys are going back over a topic they’ve covered a number of times after one of our Hubbers, Philippa, asked if she should worry about ROI if she is buying for growth. In the past, Rob B has said that you should be focussing on an ROI of around 10%. But is this still the case if you’re in it for the long haul? Should you be looking at instant income in addition to (or instead of) growth? Is it actually possible to have it all? Tune into this week’s Ask Rob & Rob to find out. The next question is: Which landlord organisation should I join? Rob D tackles this one head on. It’s not often that a landlord organisation is at the top of a landlord’s to-do list, so listen as Rob runs through the reasons why you should join and also listen out for a little wild-card he throws in! Press the play button to find out more! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

After reviewing last years 2018 predictions and being pretty spot on with what they said at the beginning of last year, The Robs are hoping to do the same again. But before they delve into the main Property Podcast, The Robs discuss their top news story this week which covers everyone's favourite subject - UK house prices. Click here to see if the value of your home will change in 2019. So, onto the main topic - 2019 property predictions. What have Rob & Rob chosen as their top hotspots? Have they played it safe or have they really delved into some interesting and undiscovered new locations that buy to let investors should be considering? Have they thrown a curveball and included any southern locations? You’ll have to hit the play button to find out. Hub Extra: As always, we’re delivering you extra value. And this week, our helpful resource shows you how much time you spend online - quite insightful (or terrifying) dependent on your online habits. Click here to give it a go. Get involved: We’d love to hear any feedback on our Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. Love the Property Podcast? It’d be great if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We’re kicking off 2019 with a bang on this week’s Ask Rob & Rob. Our first question is from regular listener Neil who wants to know if he should turn his flat into serviced accommodation. Here’s an overview: 2-bed apartment in Slough city centre It’s currently on an AST with a 6 monthly review Achieving around £1,000 per month in rent Because of management fees and service charges biting into profit, he’s considering trying a new form of investment in serviced apartments Neil reveals what info he’s already found out about serviced apartments but is still unsure as to whether it will be the right move for him financially. Rob D delves into the pros and cons of serviced apartments but does he think it’s a good move? Listen to find out what the final outcome was. The second question is from Ben who wants to know if ALL leasehold houses are a bad investment. Rob & Rob have covered the leasehold topic countless times but you’ll have to listen to find out if Rob B’s opinion has changed since we last covered this subject. Press the play button to find out! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Happy New Year! We’re starting 2019 off with a bang and are reviewing the property predictions we made last year. This is quite possibly the most nervous part of the year for Rob & Rob! Did they get their property predictions spot on, or should they keep quiet next time? Let’s find out... Last year Rob B predicted Liverpool would be in the top 3 cities for growth this year. Was he right? Did his other two choices make the cut? And what about growth? The Robs had different perspectives on what they expected from the 2018 property market - did either of them get it right on the money? There were also bold claims made about the London property market too, with Rob D predicting that it’ll be outperformed by every other region of England (excluding Scotland and Wales). It’s no secret that London has taken a hit over the past 12 months, but each time Rob D has made this prediction, the capital has continued on an upwards trend. Have the tables finally turned? The Robs didn’t stop there either. Rob B also made comments about mainstream lenders entering the limited company market. Are there more of them? Or have they not opened their doors just yet? If that wasn’t enough, they also covered Bitcoin and the stock market. So if you listened at the start of this year, sit back and hit play to find out just how right (or wrong) The Robs got their predictions. If 2019 is the year you want to start (or make the most of) your property journey, join Rob & Rob on their Discovery Webinar in January by clicking here. Get involved: We’d love to hear any feedback on our Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover - if so, pop us a message on social and we’ll see what we can do. If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. Love the Property Podcast? It’d be great if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to this week’s Property Podcast where we’re reviewing what’s happened in 2018. It’s been a busy one, particularly for property investors, so we’re using this time to reflect on the property market and also our year too. Firstly we take a look at Brexit - this was a hot topic at the start of the year and remarkably it’s still unresolved! We’ve also had the letting fee ban and the budget where pretty much nothing happened for property investors - which is always a good thing! So where we thought 2018 would be a big year for change, is 2019 looking likely to steal the limelight? Listen to find out what Rob & Rob think. We also take a look at 2018 trends on this week’s Property Podcast. What happened this year that Rob & Rob predicted a while ago? And why have property investors flocked to The Northern Powerhouse? People have finally started waking up to certain locations which could prove to be a very wise move. Also, what have the media reports done for the property industry throughout the year? Negativity? Conflicting stories? All of the above? Rob D feels the media have been somewhat confused this year with many mixed reports. Does this mean we’re in the mid cycle property wobble? Hear what Rob & Rob think and hit the play button. Finally, this year has been great for Rob & Rob, and the team at The Property Hub. 2018 was the year for Rob B’s first development and both Rob & Rob have previously talked listeners through the investments they’ve made this year. But it doesn’t stop there - there have been new businesses formed and some major changes happening, which we can’t share right now but will be unveiled at the start of next year. We’d like to wish all our listeners a very happy and prosperous 2019! And if you’d love to know what Rob & Rob do outside of the Property Podcast, you can join them on their Discovery Webinar in January by clicking here. Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

It’s nearly Christmas! This is one of our favourite times of the year… not just because of the mince pies, but also because we get to reflect on all things property investment related. We’ve got a cracking Property Podcast for you this week as we’re looking at all the best resources you can use to help you, not just on your buy to let property investment journey, but also with your life and business in general. It’s a good one! Listen as The Robs navigate through some of their top picks this week. We’ve listed them below, but tune in to find out why the following will be incredibly useful for you: Podcasts Ask Mr Wonderful Masters of Scale Without Fail Business Wars That Peter Crouch Podcast The Pitch Wolverine Teachers Pet Dirty John Books The Ascent of Money Scott Adams - How to fail at almost everything and still win big James Schramko - Work Less, Make More John Carreyrou - Bad Blood Thinking in Bets Apps/Tech Zero - Created by Kevin Rose Instagram/YouTube Life Cake Waze Property Log So there you have it - our best resources of 2018! Hit that play button now! Hub Extra: If you’re not signed up to Hub Extra, we highly recommend you do so right now! It’s the most valuable email you’ll receive all week, and it’ll hit your inbox every Friday for FREE! Get yourself over to The Property Hub website to sign up. And if you’d love to know what Rob & Rob do outside of the Property Podcast, you can join them on their Discovery Webinar in January by clicking here. Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We’re getting into the Christmas spirit here at The Property Hub, and who better to have on this week’s Ask Rob & Rob than Santa himself? Let’s hope The Robs made the ‘nice’ list this year and gave Santa the answer he needed. Santa asked probably one of the most frequent property questions we get at this time of year - what gift can you get a property investor this Christmas? Obviously it’s out of the question to help a property investor out by purchasing a buy to let investment property (as amazing as that would be!), but there are a fair few gift ideas which Rob & Rob suggest for either aspiring or experienced investors this year. Find out what they’d recommend by hitting the play button now. And whilst we’ve got you, we’d like to wish all our listeners a very Merry Christmas. The year may nearly be over, but we’ll be back with more Ask Rob & Rob in 2019. If you have a buy to let or property investment related question for Rob & Rob, you could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. Our Property Podcast will be continuing throughout Christmas so make sure you hit the ‘subscribe’ button so you don’t miss an episode during the festive break. And if you can’t wait for the next episode of Ask Rob & Rob, head on over to The Property Hub Forum and get involved with our online community. If you have a burning property question, there’s a friendly bunch waiting and willing to welcome you with open arms. So head on over and introduce yourself today! See omnystudio.com/listener for privacy information.

Welcome to episode 300 of The Property Podcast - what a huge milestone! Today we’re giving you aspiring and experienced buy to let property investors the 5 most important property lessons we’ve learnt over the years… and that you should have learnt too. As always, we’re kicking off today’s Property Podcast with the news. This week’s story comes from Letting Agent Today where they reveal where to find the highest buy to let rental yields. So, if you’re looking for the hottest locations to invest, hit the link and listen to today’s Property Podcast to find out. As the title suggests, today’s topic is the 5 most important property lessons Rob & Rob have learnt: Going too early - particularly with predictions. Switching strategy. Never selling a property… sort of. Standards are low EVERYWHERE in property. The podcast win is a win. And to deliver you some extra value this week, here are the 5 most important property investment lessons we hope we’ve given you: The importance of goals - take a trip back to TPP 015 The 18 year property cycle - a topic so good, we covered it twice - here and here. North/South divide - click here and here. Trust us, location matters! Expert advice - top tips here. If you’re looking to set up your power team, this is a must listen. Education is free - but you need to take action too. What should you do, and what should you avoid? Click here and here to explore. You’ll need to tune in to hear The Robs talk through these lessons and to find out just how important they are, no matter where you are in your property investment journey. Hit that play button now! Hub Extra: If you’re not yet signed up, what are you waiting for? This is the most valuable email to hit your inbox every single Friday. Head on over to The Property Hub website to register. Trust us, you won’t regret it. Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We’re back again with two great questions on this week’s Ask Rob and Rob podcast. Andrew’s question is first up and he asks Rob & Rob whether he should re-finance or sell his two properties. Here’s the details: Two properties, one worth £300,000 and the other worth £200,000 Outstanding mortgage: £100,000 on each with £300,000 total equity available One rents for £1,000 pcm and the second for £750 pcm 15 year repayment mortgage on both Andrew explains how he just breaks even each month and that his properties aren’t achieving a good ROI. However he has made £100,000 in capital growth over the last 5 years, so it's not all bad! Should Andrew re-finance both to interest only mortgages and release about £100,000? Or should he sell one or both and have up to £300,000 to invest on more sensible investments with a higher ROI? Listen to find out what Rob and Rob think… The next question is from Scott, who wants to know whether he should be investing in Northern Powerhouse cities, or whether London is still a good place to invest. Rob & Rob discuss the best time to invest in London based on the 18 year property cycle. Press the play button to listen! Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Would you like to save hundreds, if not thousands of pounds? If you’re a buy to let property investor and answered “yes”, then this Property Podcast is for you. But before we dish out some valuable property investment information and handy resources, we have our news story of the week - click here to read. It’s highlighting the tough economic conditions coming to an end in Aberdeen. This is an interesting article as it delves into one of the toughest and most volatile property markets in the UK. There’s a good reason for this volatility which Rob & Rob talk us through this week. This market is highly influenced by one main factor which affects the market massively. Listen to find out. The main Property Podcast this week could potentially save property investors a lot of cash - and who doesn’t want that, right? Many people switch off at this time of the year and begin the Christmas holiday countdown, but should you be using this time more wisely? This week’s podcast is about reviewing your buy to let investment properties and making sure you take the time (at least once a year) to review where you are, what you want to achieve and set some goals for the year ahead. The Robs will talk you through: Rent Growth (or negative growth) Mortgage reviews Insurance Problem properties Your power-team Major work Tax implications Keeping up to date … and much more Hub Extra: This week’s Hub Extra is a resource of our own - it’s a handy checklist of everything Rob & Rob have touched on in this podcast to help you do a comprehensive review of your buy to let investment property portfolio. Click here to download the checklist. We’re always sharing great resources each week in our Hub Extra emails which hit your inbox for free each Friday. If you’re not signed up yet, head on over to The Property Hub website to register. It’s the most valuable email you’ll receive all week. Get involved: Do you have a property topic you’d like us to cover? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our friendly property community on the Property Hub forum. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to another week of Ask Rob & Rob - this time with two new questions from Mark and Ben... The first question this week is from Mark. Several properties have caught his interest and Mark has attempted to review the legal pack himself. However some are more complicated than he thought! Would Rob and Rob recommend seeking professional legal advice prior to purchasing at auction? Do Rob & Rob know of any specialist firms to recommend to Mark to help with purchases and provide due diligence? Find out in this week’s episode. Next up we have Ben who’s asking the question on behalf of his Dad who runs a couple of student buy-to-let properties in Surrey. Ben wants to dispel the myths about the house of multiple occupancy (HMO) rules and asks Rob and Rob for the facts! Hit the play button and enjoy this week’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

On this week’s Property Podcast, we’re helping you learn from Rob D’s very expensive mistake. The Robs have been in the property investment game a long time, so things can and will go wrong from time to time. Before we give you the details of this week’s Property Podcast, we have our property story of the week courtesy of the Guardian. They’re criticising the Help to Buy scheme, highlighting it as a government subsidy where the only winners are the property developers. As a developer himself. Rob B shares his thoughts on this, and whether he feels that money could be better spent elsewhere. Tune in to listen. The main topic of this week’s Property Podcast is Rob D’s £16,800 mistake. The aim of this episode isn’t to get everyone to feel sorry for Rob D, it’s purely so listeners can hear how important strategy is - something The Robs have touched on quite regularly. There are many property strategies in property but this week we’re concentrating on two: growth and cashflow - both of which The Robs explain in detail. Which is right for you if you want to give up your job and work with property full time? Should you be chasing yield or should you be chasing growth? Listen to this week’s podcast to hear a painful example of where Rob D got his property strategy wrong. When exactly did the failures in Rob D’s strategy happen? Was it a change in circumstances? Was it a failure to regularly review his investment strategy? Nobody is born a property investor, so it’s important to make sure you continue learning and regularly review your activity to stand the best chance of smashing your property investment goals. Even though this episode covers capital growth versus income chasing, it’s important to remember that cash flow is incredibly important no matter which property investment strategy you choose. There are many tips you can take away from this week’s Property Podcast so make sure you hit the play button to listen. Hub Extra: This week’s Hub Extra is a cracking resource if you’re a big reader, particularly if you read online. It’s called Readwise - and if you frequently highlight key snippets to come back to later, this is definitely worth a look. You sync it to your account and each day it emails you a small selection of things you’ve highlighted in the past. We’re always finding great resources and share them each week in our Hub Extra emails which hit your inbox for free each Friday. If you’re not signed up yet, head on over to The Property Hub website to register. Get involved: Have you ever made a property investment mistake? Do you think you’ll learn from Rob D’s expensive mishap? We’d love to hear from you over on Facebook, Twitter or Instagram. You can also join our active property community on the Property Hub forum. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to another jam-packed Ask Rob & Rob - that time of the week where you fire your property investment questions at us and we fire our opinions straight back at you. The first question this week is from Sean. He’s been listening to The Property Podcast for over a year (thanks Sean!) and has been loving the content so far. Sean is 28 and in June 2015 he purchased a 2-bedroom apartment in one of the most prestigious buildings in Manchester city centre, complete with a balcony and parking. Fast forward a few years and Sean has purchased another property which he wants to live in. He has a bit of a dilemma: he wants to keep his old Manchester city centre property as a buy to let but isn’t sure. Here’s the rundown: Value: £370,000 Outstanding mortgage: £280,000 35 year repayment mortgage quote approx. £1,000 pcm Service charge: £400 pcm Rental forecast: £1,400-£1,500 pcm Sean believes that capital growth in Manchester has a fair distance to go and would like to keep hold of the apartment but isn’t convinced this is the right thing to do. Would an interest only mortgage bring the costs down? Should he rent it out and subsidise the losses from his own pocket? Is it worth him keeping the apartment for 10-20 years or should he cut his losses and sell up? Listen as The Robs crunch some numbers and give Sean some factual advice which may swing his decision. Next up we have Jamie who’s in the process of purchasing a buy to let investment flat with an EPC rating of F. The energy efficiency changes came into force back in April and the current owner has clearly granted a tenancy knowing his property doesn’t comply. Jamie rightly wants to know if he’s likely to be held liable for this error when he purchases the investment property and the lease is changed into his name. Listen to find out what Rob & Rob would do in this situation - and why Rob D has had to dig down into the legislation to help Jamie out. Hit the play button and enjoy this week’s Ask Rob & Rob. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’re a very positive bunch here at The Property Hub, however we know that not everything always goes to plan - particularly when investing in property. So on this week’s Property Podcast, Rob & Rob are giving us an insight into what’s gone wrong for them in the world of property investment and development this year. Before we delve into the podcast, check out the news story of the week - click here. There’s some quite shocking numbers here, one being that a whopping 35% of deals fall through within just three weeks of the seller receiving an offer. And if you thought that was bad, just listen to what happens within four weeks! But it’s not all negative news, as this could spin into an incredibly positive outcome for property investors. Tune in and listen to how Rob D would use this to his advantage! You can also find out more about Rob & Robs tactics for next year at our webinar on the 26th November. They’ll both be sharing details on where they’re both personally looking to invest in 2019. So if you’re looking to find out where the next property hotspots are, this is your chance. The webinar is FREE so click here to reserve your spot. As The Robs turn their attention to 2019, we thought we’d dedicate this week’s Property Podcast to reflecting on 2018 - and specifically on what has particularly gone wrong this year. Has the world of property development been plain sailing for Rob B? What have been the main challenges for the team whilst trying to get his development out of the ground at Crewe? Rob B talks us through how he’s navigated certain problems with his property development journey and what’s he’s learned from the process. And it’s not just Rob B who’s had issues at site, Rob D has had his fair share of problems and talks through his frustrations with the council, their slowness and needing to meet planning conditions - which ultimately put them behind schedule. Aside from the bureaucracy and endless paperwork which comes as part of being a property developer, The Robs share and discuss other property investment issues they’ve ran into this year: Non-paying tenants Damaged property Disappearing tenants Maintenance problems How do Rob & Rob manage to keep their cool (and stay positive) when faced with all these hurdles which are out of their control? If you’re unsure whether you’re cut out for the world of property investment and property development, tune into this week’s Property Podcast to find out. Hub Extra: We’re giving you a fantastic quote this week from the legend that is Elvis Presley: “When things go wrong, don’t go with them.” Listen to see why Rob & Rob have fallen in love with this particular quote and also look out for it in this week’s Hub Extra email which will hit your inbox on Friday. If you’re not signed up yet, head on over to The Property Hub website to register for FREE! Get involved: You can reach us over on Facebook, Twitter or Instagram. Let us know what you think about this week’s property podcast or let us know about any future topics you’d like us to cover. You can also join our friendly property community on the Property Hub forum. It’s full of like minded people chatting all things property related. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Here we are with another Ask Rob & Rob - your weekly source of property investment information. This week we have Greg, an avid Property Podcast and Ask Rob & Rob listener who is keen to start his own buy to let property investment journey. He’s made a great start by purchasing his first buy to let property in Manchester. He bought this at an auction house and the solicitors have already set the wheels in motion. Greg was told he needed a survey on advice from his mortgage broker to secure a mortgage. There were three levels of survey to choose from and Greg chose the most detailed report. Unfortunately this detailed survey revealed a number of high defects and has resulted in the surveyor down-valuing the investment property as a result - to the tune of £6,000! Greg is now questioning whether he did the right thing and is wondering if he should have gone for a lower survey which might not have found anything untoward for the purpose of his mortgage. Now, the issue here is that as Greg bought his buy to let investment property via an auction, he’s already committed to the price. A tricky situation to be in if you don’t have the additional funds to make up the shortfall. Rob & Rob have some sound advice for Greg, but more importantly, this advice could save another listener thousands of pounds by not making the same mistake. Tune in to hear some top tips from The Robs on buying investment property at auction. The second question this week is from the many emails we’ve received asking how you can bag your dream job in property. We’re on a huge recruitment drive right now and most of you will have seen emails, social posts and Linkedin updates from Rob & Rob, and the rest of the team here at The Property Hub. We’ll let you in on a secret - take a listen to this podcast. We’ve had thousands of CV through over the past few months and many of them have been rejected. To put this into context, our marketing team have rejected over 500 CVs alone recently! What exactly are we looking for? And what exactly can you do to stand out and bag your dream job in the property industry? Listen to this week’s Ask Rob & Rob and head on over to our jobs page to find out more. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’re back for another jam-packed Property Podcast with Rob & Rob and more importantly, we’re reviewing listener property investment deals… again! Before we dive in, we have this week’s news story which is complete with fancy graphs, courtesy of the BBC. This shows the cost of renting in the UK in seven charts. While most of the charts state the obvious, there are some interesting findings which buy to let property investors will find particularly useful, and of course Rob & Rob delve into these facts on the podcast and share their opinions on the newly unveiled data. But before we get into our main topic of listener property deals, we’re letting you into a secret happening on the 26th November - mark this in your diary now! Rob & Rob are going live and will be sharing details on where they’re both personally looking to invest in 2019; not just for buy to let property, but also from a property development perspective too. The Robs are always inundated with questions on their personal approaches to property investment and this is a chance for you to hear first-hand what they plan on doing in 2019 and where. It also gives you the opportunity to get ahead of the game and to do some research ahead of next year to see which locations are likely to outperform others. The webinar is FREE, so click this link to reserve your spot. The main event this week is a round 2 of listener deals. These 3 deals have been selected for Rob & Rob to review live on the podcast so sit back, hit play and hear their thoughts as they review each deal live on air. Deal 1 - click here to view This first property investment deal has come from Neil and is located in Rob B’s hometown of Liverpool. The purchase has already been agreed at £76,000 and Neil thinks this will rent at around £550 per month. However, he’s concerned about the amount of money it would cost to bring this property up to a rental standard. He’s also questioning the capital growth potential in this area too. Would this be a deal Rob & Rob would fight over? Or would the interesting choice of carpet send them running for this hills? And would Rob B tip this location for significant capital growth? Listen to find out. Deal 2 - click here to view The second deal has come from Darren, is located near Milton Keynes and is a beautiful 5-bedroom detached property with a decent price tag at £700,000. This isn’t the type of property Rob & Rob usually see buy to let investors looking at, but Darren has a plan. He wants to purchase the property and split the plot (just take a look at the huge garden!). He wants to improve/refurbish the house for around £50,000 and sell it for £650,000. It might sound like he’s making a loss, however he’ll have gained a nice little plot of 0.2 acres for £100,000 in an area where land is extremely rare. He could also fit another similar 5-bedroom property on the plot which could fetch up to £800,000! Is this a viable plan or just plain crazy? Deal 3 - click here to view Our third listener property deal is from Sam and is in Leeds city centre. The purchase price of this buy to let property is £94,000 and it’s currently tenanted, achieving a rental income of £615 per month - a very decent return on investment. Rob B knows this area well and has some slight concerns with studio apartments, so tune in to find out why this is this case. Would Rob & Rob invest or are they on the fence with this one? Tune into this week’s podcast to find out. Hub Extra: We’re giving you a great resource this week and it’s a perfect match for this podcast episode. Property Log is an extension for Chrome and is a fantastic tool, (past lovers of Property Bee take note!) giving you all the price changes on the particular property you’re interested in. Click here to download - you won’t regret it. Listen and find out how Rob D uses this in practice to help with price negotiations. If you love discovering new resources on everything property related, make sure you’re signed up to Hub Extra; the most valuable email that’ll hit your inbox each week. Get over to The Property Hub website to sign up for FREE! Get involved: You can reach us over on Facebook, Twitter or Instagram. Let us know what you think about this week’s property podcast or let us know about any future topics you’d like us to cover. You can also join our friendly property community on the Property Hub forum. It’s full of like minded people chatting all things property related. We’d also love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We’re back with two property investment related questions from our wonderful Hubbers this week, after deep-delving into the one (but very detailed) question relating to off-plan investments last week. If you missed it, you can catch it here. On this week’s Ask Rob & Rob, James tells us how he inherited a property which was then sold to buy his residential property. He had a sum left over to invest in a 3-bedroom, end-of-terrace property in Northampton where he’s been stuck in the conveyancing process for 6 months! It’s not James’ fault - there are issues further up the chain. However, whilst he’s been sitting tight for 6 months, he’s also been soaking up all the information on our Property Podcasts (wise move, James!) and has been thinking about whether this property investment is the right one for him after all. Should he continue with his property purchase or should he pull out, cut his losses, have a rethink and put his new-found buy to let knowledge into practice with a different property in a different location? Perhaps somewhere where capital growth is likely to be stronger and the rental returns higher? As listeners will know, the Robs aren’t huge fans of the conveyancing process, so James isn’t alone with his frustrations. The buying process is painful and this does give buyers plenty of time to think and reflect on their buy to let property investment purchases. But would the Robs continue with the property or would they pull out of the process if they thought something better was around the corner? Find out in today’s episode. The second question comes from Rob (yes, another Rob!). He wants to know if he should invest in buy to let property now or hold off because of Brexit. He believes that a “no deal” will likely result in a huge market dip - but is this really the case? If you listen back to the Brexit episode, you’ll hear our thoughts on Brexit and how the Robs think it will affect the property market, but in this episode we expand a tad further. The Brexit negativity is here and now - all markets are assuming the worst. The media is doing a damn good job at making investors question their investment decisions, but should you let them steer you? Is now the time to retreat? Or is it time to stand firm and be brave with your buy to let investment plans? Hit the play button to listen. Do you have a buy to let or property related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Last week we learnt how to build a £100 million property development company with none other than the legendary Tom Bloxham MBE, co-founder and Chairman of Urban Splash. This week we’re back with Tom to discuss the future of the UK property market. But as always, first we have our news story of the week which you can find by clicking here. It’s a report undertaken by Generation Rent - a non-profit organisation that campaigns for private renters. Over the last few years since the tax changes were introduced, we’ve had numerous reports of landlords exiting the sector and rents getting pushed through the roof, punishing tenants and leaving them out of pocket. However, this new report makes for interesting reading. Tune in to find out why Rob D thinks this is a pretty sensible piece of property research and also find out what exactly made Rob B laugh out loud. It’s also worth taking a look at the graphs and charts too - the whole thing makes for a very interesting read indeed. Now, what exactly is in store for the property market? We’re with Tom Bloxham MBE once again to discuss the future of the UK property sector. At the top of Tom’s list is modular housing - something which hasn’t hugely taken off in the UK yet, but it won’t be long before it does if Urban Splash has anything to do with it. In this episode we learn why Urban Splash made the bold move to modular housing - was it the huge number of people shunning new build houses? Was it the need for quality and design combined? The ability to completely configure a home to an individual's requirements has slowly started to catch on, as has being able to make internal changes without altering the structural integrity of the building - a win-win. Tom takes us through his vision to reinvent modern housing; from investing in factories to develop greatly designed structures, to allowing customers to personalise every detail and make each property completely bespoke. It’s not all plain sailing though, as modular housing hasn’t taken off in the UK in the same way it has elsewhere like the USA. What does Tom think is the barrier? Is it attitude, personal preference or the steeper price point? We also delve into what excites Tom - what is it about a city or town which captures his attention in a bid to reinvent it the Urban Splash way? Does he want to make communities where pedestrians are more important than cars? Does he want to make sure kids can be safe playing on the streets again? We really delve into what makes a great location for Urban Splash to make their next mark. We also discover that political drivers are a consideration for Tom and his team. He also gives us his insight on what’s in store for the rental sector and why he thinks more of us are renting - a trend which he doesn’t see changing any time soon. If that wasn’t enough, Tom fills us in on his plan for a residential fund so people can co-invest in residential markets. He also shares his thoughts on what traditional buy to let landlords can do to compete with institutional players who are entering the residential property market. This is a fantastic insight into Tom’s world and a great listen. We certainly learnt a lot! Make sure you tune in - it’s one you definitely don’t want to miss. Hub Extra: As always, we’ve dug out a handy resource for Hub Extra this week; it’s another cracking video which you can access here. There’s a backstory to this, so listen to the podcast to find out why the Robs are recommending this, this week. If you’re not signed up to the most valuable email you’ll receive every Friday, head on over to The Property Hub website to sign up for FREE! Get involved: As you know, we love to chat. If you’re on social media, join us and get involved in the conversation over on Facebook, Twitter or Instagram. Let us know what you think about this week’s property podcast or let us know about any future topics you’d like us to cover. You can also join our property community on the Property Hub forum. It’s full of like minded people chatting all things property related. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

In a bold move this week, we only have one property investment related question on Ask Rob & Rob. No, that’s not us being lazy. That’s just us wanting to dedicate time to expand on this one, off-plan buy to let investment question with the level of detail that’s needed. We get many questions relating to off-plan investment property each and every week, but none as frustrating as this. So hit the play button to hear Trevor’s story and listen to what Rob & Rob would do in this situation. Trevor in Broxbourne, Hertfordshire is having a tough time with an off-plan investment property in Liverpool. He exchanged contracts in November 2017 with completion due around June 2018 with a long-stop date of August 2018. Fast forward to February 2018 and Trevor was still nowhere near completing on this property. In fact, when Trevor visited the site, work hadn’t even begun on his buy to let investment. Skip to June 2018 and still nothing had progressed. Since then, Trevor has been back and forth with the developers who have since offered him three alternative plot switches (one of them with a hefty additional cost of £20,000), but has also discovered other amenities which are now no longer included within the build or have been moved elsewhere. Not ideal when purchasing an off-plan investment property. If he chose to stick with his original off-plan apartment, the developer had changed the plan so the bedroom no longer had a window and no natural ventilation - something which would possibly affect the rental potential of the property. So, Trevor has decided to call it a day and the developer has 28 working days to return his deposit. Is it likely to be plain sailing or can Trevor look at exploring breach of contract? In a twist of fate, Rob & Rob did some research on the property developer in question and you’ll have to listen to the podcast to find out why the Robs chose to walk away from their deals. But the Robs do have some handy information for those who want to safely invest in off-plan property. Should you look for a good track record, protected deposits or both? Make sure you grab a notebook and pen as Rob & Rob take you through a checklist for investing in off-plan property safely. Do Rob & Rob think there’s a chance for Trevor to get his deposit back? Listen and let us know what you think of this week’s podcast. Enjoy this week’s Rob & Rob. Do you have a property or property investment related question for Rob & Rob? If you’d like to feature on the next episode, give us a call on 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? If you love property chit chat, this is the place for you. Our online community are a friendly bunch, keen to share their knowledge and experience. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

You’re in for a treat this week, as we learn how to build a £100 million property development company. And we learn from the best in the business - Tom Bloxham MBE, chairman and co-founder of multi-award-winning property development company, Urban Splash. But first, we have our news story of the week which you can find by clicking here. You may remember our landlord survey a while back - the results were interesting and we’re pleased that the findings have hit the property press hard and fast. How will landlords react to Brexit? Will it scupper future property investment plans or will it create a wave of opportunities for investors to capitalise on? Hit the link and let us know what you think of the research. Now, our main event this week is the story of Urban Splash - a business that’s doing phenomenal things in the property industry. At 25 years old, Urban Splash has continued making a splash across towns and cities throughout the UK with their large regeneration and design-led schemes, which have won them a huge amount of awards - and rightly so! A true champion in the property development industry, Tom talks us through the difficulties of taking old, derelict and listed buildings, and restoring them to create functional homes to suit today’s modern needs. And more interestingly, their recent move in to modular housing which is set to transform the housing industry significantly over the years. How did Urban Splash grow from two men in a shed to building a multi-million-pound business? Tune in as Tom walks us through his first, very ambitious project in Liverpool where the true power of design and placemaking was revealed. If you’re unfamiliar with Urban Splash, they are the true pioneers of urban living and have made the challenges of regeneration appear effortless. However, Tom and the team have had many years to perfect this. And while each project has elements which they’d have done differently, they follow our very own mantra of ‘constant improvement’ to make sure lessons are learned and that the next site is better than the last. If you're an aspiring property developer, this property podcast is a must listen for you as Tom also takes us on a journey through site acquisition, competitive bidding and the design process where architects and consultants are pushed to get the most out of each and every site. Once you have a product - what’s next? There’s no secret that Urban Splash are incredible marketers - they’ve won a host of awards for that too. So what’s their secret? How have they created such a huge demand for their properties? How did they go from being a multi-million-pound business to being worthless almost overnight? How did Manchester’s Northern Quarter get its name? And what tips would Tom recommend to those who want to follow in his property footsteps? Tune into this week’s incredible property podcast to find out. Hub Extra: We’re squeezing more value into this week’s property podcast, with another handy resource discovered by Rob & Rob. In fact, there’s $10,000 worth of content here, all for free, courtesy of author, business owner and social media personality, Gary Vaynerchuk. The insights you can take from this video are practical and incredibly informative. If you’re not yet signed up to Hub Extra, head on over to The Property Hub website to sign up for FREE! This handy email will hit your inbox every Friday morning. Meetups - yes, they’re tonight! If you haven’t got yourself registered yet, what are you waiting for? They’re free, educational and more importantly, they’re supportive. Click here to find your nearest one and we’ll see you there! Get involved: As you know, we love to chat. If you’re on social media, join us and get involved in the conversation over on Facebook, Twitter or Instagram. Let us know what you think about this week’s property podcast or let us know about any future topics you’d like us to cover. You can also join our property community on the Property Hub forum. It’s full of like minded people chatting all things property related. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Today we’re breaking away from the traditional Ask Rob & Rob to bring you a 2018 budget special. Did the Chancellor have any nasty surprises for property investors? Are the Robs likely to have a wobble at what else Philip Hammond is throwing at the sector? There’s no doubt that property investors have taken a hammering over the past few years so understandably, there was every reason to be a tad nervous as the 2018 budget aired across the UK. Even if you listened to the 2018 budget live as it happened, there were a few property related items which didn’t make the main agenda. But, the Robs have delved deep into the detail to fill you in on this 2018 budget special of Ask Rob & Rob. On this special, Rob & Rob will cover: A new stamp duty update which widens the net of people who benefit. And it’s being backdated, A housing infrastructure fund which will help property developers create an additional 650,000 new homes Lettings relief - reducing the capital gains tax you need to pay News on Help to Buy It’s short and sweet this week so grab a coffee, hit the play button and enjoy this week’s Ask Rob & Rob. Do you have a property or property investment related question for Rob & Rob? If you’d like to feature on the next episode, give us a call on 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? If you love property chit chat, this is the place for you. Our online community are a friendly bunch, keen to share their knowledge and experience. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

London’s calling in this week’s property podcast. Is is game over for the London property market? Or is it a property investment opportunity that you need to grab with both hands? As always, we’re starting this week’s property podcast with a news story that caught our attention. Here’s the link that prompted some colourful language off-air from Rob & Rob this week. The chancellor is apparently weighing up a tax break for landlords who sell their investment properties to long-term tenants (tenants who have been in their rental property for at least three years). In a nutshell, if this new plan came to fruition, the capital gains tax, usually paid by landlords when they sell a property, would all disappear and be split equally between the landlord and the tenant. From the tax that would have been paid, 50 percent would go to the tenant and the remaining 50 percent would be removed from the landlord’s tax bill. It may be a brilliant vote winner but it’s certainly rubbed the Robs up the wrong way. Has the thinktank seriously thought this through? Listen to this week’s property podcast to hear more. On the subject of tax - let us remind you of our dedicated tax service specifically for property investors and landlords. It’s been in demand since we launched it and believe it or not, there’s a waiting list. The good news is that we’re about to open up new slots very soon. Join the tax priority list today to get your consultation booked and have all your questions answered by someone who completely understands what property investors are all about. Now, London... Should you be selling up investment property or are the future prospects brighter than we thought? We start with a recap which brings some interesting insights before looking at where we are today - high prices and stretched affordability. Here’s a stat for you: the average property in London costs 14 times the average London earnings. That’s not the only stat in this week’s property podcast either, but you’ll need to tune in to find out more. Whether you want to purchase property in London as an owner or an investor, this episode is well worth a listen. What’s making investing in property so difficult in London? Can we balance the negative factors with all the opportunities available in the city? If you’re firm on investing in London, Rob D has some snippets of information which will be of interest to property investors, sticking with those key fundamentals needed to be considered when investing in property. He also shares his own experience with his London investment property which may resonate with listeners in a similar position this week. Is another crash on the horizon? Find out and tune into this week’s property podcast to hear more. Hub Extra: We’re back with another resource discovered by Rob & Rob this week. It’s something the Robs discovered a while ago but it’s had a little refresh so it’s worth sharing with you. It can help assess areas and potential for growth - click here to explore. A very handy tool indeed. And if you’re not signed up to Hub Extra, what are you waiting for? It’s the best email you’ll receive all week. Head on over to The Property Hub website to sign up for FREE! Meetups - yes, it’s that time of the month again. They’re next week, so if you haven’t got yourself registered yet, what are you waiting for? They’re free, educational and more importantly, they’re supportive. Click here to find your nearest one and we’ll see you there! Get involved: As you know, we love to chat. If you’re on social media, join us and get involved in the conversation over on Facebook, Twitter or Instagram. Let us know what you think about this week’s property podcast or let us know about any future topics you’d like us to cover. You can also join our property community on the Property Hub forum. It’s full of like minded people chatting all things property related. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on our podcast too - so you could get a mention. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to another Ask Rob & Rob - that time of the week where you send in your property investment questions and the Robs give you the answers. First up we have Adam from London. He already has a 2-bedroom buy to let investment property in Cheltenham which is performing well. He’s looking at purchasing a second buy to let property and wants to know if the current loophole on the restriction of mortgage interest relief for limited companies is likely to close any time soon. Naturally Adam doesn’t want to go through the trouble of setting up a limited company if this property loophole is likely to get closed - so what do Rob & Rob think? Should he save himself the hassle of registering a business and make his buy to let property purchase personally? And is it actually a loophole Adam is referring to? Rob D has some interesting thoughts on this. Listen to the podcast to hear more or click here for information about Property Hub Tax and join the priority list. Second up we have Danny from Portsmouth who wants to know if gaining planning permission will increase the value of his investment property. Danny has recently purchased a corner plot and has a plan A and plan B. Should he put a dwelling on the end or change it to a 4-bedroom house, adding two bedrooms via an extension? He wants to know if there’s a tool to show you what you could increase values by if he was to sell his investment property with agreed planning permission. Now, Rob B has some top notch advice here, utilising his wealth of property development knowledge. Make sure you jot some notes down for this one as it’s a great question and the answer isn’t quite as straightforward as you may think. Enjoy this week’s Rob & Rob. Do you have a property or property investment related question for Rob & Rob? If you’d like to feature on the next episode, give us a call on 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? If you love property chit chat, this is the place for you. Our online community are a friendly bunch, keen to share their knowledge and experience. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

We’ve got a treat for you on this week’s property podcast. Back by popular demand, we have a whole podcast featuring our listener deals - so tune in to hear Rob & Rob reviewing three property investment deals which were sent in to us. But first, we’re talking about a property headline that’s grabbed our attention (and wound Rob B up!): Where does rent hit young people the hardest? There’s no surprise that the answer is London. And there’s also no surprise that people in their 20s who want to rent their own home have to pay an unaffordable amount. It’s not unusual for someone to pay around 30% of their salary on rental payments, and this is a figure used quite often now. However, in London a whopping £51,200 salary is needed to afford a one-bedroom rental property - much higher than the average across the whole of England which is just under £25,000. Now, there are a few things in this property and rental report which Rob B just wasn’t happy with. You’ll have to listen to this week’s podcast to find out. Click here for the full story on BBC news. Whilst we’ve got you - let’s talk about tax. The Property Hub Tax is something we launched because we had to - we were simply inundated with tax enquiries and since launching, we’ve been unbelievably busy. However, we’re about to increase capacity. Great news for you - but bad news if you’re not on the priority list. You could be missing out on valuable, tax advice which could save you thousands. We’ll be opening new slots up very soon, so make sure you join the priority list by clicking here. Now, let’s get down to business. It’s been a while since we’ve reviewed your investment deals and after our shout-out for deals to review, you literally bombarded us! We’d love to have gone through all of them, however we’ve chosen three of the best to run through on this week’s property podcast. Deal 1 is from Agi in Ipswich. It’s a 2-bedroom end of terrace property with a classic buy-refurb-refinance strategy which Agi is considering. He’s concerned about his offer and the likelihood of acceptance - this is in addition to a £17,000 refurbishment. Will this be enough? Would the Robs consider this to be a healthy refurb budget? Listen as Rob & Rob take us on a journey, tackling research, key indicators and the all-important comparables. Is there lots going on in the area or is it a ghost town? Follow their conversation as they consider surveyor valuations along with their ultimate verdict on whether this property investment has potential or whether they’d walk away. Deal 2 is from Adam in Little Paxton, St Neots. This property needs a lot of work - listen to the podcast for the lovely description given to us by Adam! But despite its condition, does this investment deal have potential? With a wide range of executive homes in the area, is it best to raise the standards with this one and give it a healthy refurb budget? Or simply do the bare minimum to bring it up to standard? Whether Adam wants to flip the property or hold and rent it out, the numbers need looking at closely. If it’s the numbers your interested in, hit the play button to hear Rob B run through the calculations and find out whether Adam’s property investment deal would pass the ultimate stress tests. Finally we have Deal 3 from Sunny who is based in London but considering buying this rather lovely property in Whalley Range, Manchester. Once Rob & Rob stop quibbling over who’s likely to move in (just take a look at the pictures!) they get down to the all-important financials. Whilst an investment property needing no work doing to it is a major bonus, the numbers still need to stack up. The Robs investigate capital growth, lack of transport and also agent tactics and the fact that they’re not allowing Sunny to make an offer. This deal is an interesting one as we listen to pointers on leasehold arrangements and service charges - the devil is most certainly in the detail. Listen now - it’s a good one. We promise. Hub Extra: This week’s top resource is a great tool to help you find a deal using the property portal, Rightmove. It’s a feature that’s slightly tucked away, but once you know it’s there, you can use it to narrow down your property criteria and deliver the search results you really want to see. We’re always sharing great tips - particularly in our Hub Extra email which will hit your inbox every Friday if you're signed up. And if you’re not, you can do so here. Get involved: Are you on social media? We’d love to hear from you, so get following and message us your thoughts on this week’s podcast. And if you have any topics you’d like us to cover on future property podcasts, let us know on Facebook, Twitter or Instagram. You can also get involved with our property community by joining us on the Property Hub forum. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other listeners find us and we always read a selection out on

We have another two cracking property questions this week on Ask Rob & Rob. The first comes from PJ who wants to know about the ripple effect of northern cities. With property prices in the South East still way below their 2007 figures, PJ wants to know when the likes of Newcastle and Middlesbrough will see any capital growth after the mid-cycle wobble. As you know, Rob & Rob have form for accurate property predictions, so listen to Ask Rob & Rob this week to discover how they think these areas will play out. Will they see capital growth or are they not worth bothering with? Is there a trick PJ is missing out on with a location that Rob B is keeping a very close eye on? Is growth on the horizon or is it just too early to tell? Have a listen and let us know what you think. The second question comes from Pete who’s a fairly new listener but has been loving the property podcasts so far (thanks Pete!). He has four investment properties in his property portfolio. He owns two outright and the other two have 50% mortgages against them - plenty of equity. Pete is worried about the tax changes for buy to let investment property and is concerned he’ll get taxed twice if he chose to invest via a limited company. Pete’s question isn’t an unusual one and if anything, highlights the need to have a basic understanding of tax so you can make sure you’re investing in property via a method that’s best suited to your needs. Luckily, Rob & Rob are clued up on tax and have some general pointers for Pete, so hit the listen button to hear what they have to say. We also have The Property Hub Tax - a dedicated team who fully understand what property investors want. Tax is complex and it’s never been more important to make sure you get the right advice. Sign up to the priority list today by clicking here. Do you have a property question for Rob & Rob? If you’d like to feature on the next episode, give us a call on 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over in The Property Hub Forum yet? If you love property chit chat, this is the place for you. Our online community are a friendly bunch, keen to share their knowledge and experience. So get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Following on from last week’s property podcast, this week we have super landlord, Phil Stewardson, helping us deliver the expert’s guide to commercial property. Before we dig in, we’re covering this week’s news story which is about house price growth. Property prices rose the fastest in the North West, with London suffering the biggest fall of 0.7% year-on-year. Take a look at the links which give you a further analysis, and listen to the property podcast to hear what Rob & Rob have to say. The main property podcast event this week is the appearance of our super landlord, Phil Stewardson, who was kind enough to join us for another session. Phil talks us through the commercial property types he started his journey with back in 2001, when the market for buying residential property was extremely tight. His first commercial property deal was a pub in 2002, taking full advantage of the decline in pub establishments at the time, between 2002 and 2005. What was it that attracted Phil to pubs? The returns? The large space? The sheer amount of potential? And what exactly forms part of Phil’s commercial property portfolio? From chip shops and convenience stores to petrol stations - there’s not much more to add to Phil’s ever-growing portfolio. You’ll also learn about what makes Phil tick from an investment point of view. Is it a good spot on a busy road, or is it a combination of other factors? And does he always go into an investment with a firm plan of action, or does he have a plan B or even a plan C? As well as the advantages of commercial property, Phil also shares his not-so-great experiences. Despite all commercial sites working well for Phil, it’s not all been plain sailing. He’s navigated through a range of issues and overcome a number of obstacles which you’ll learn about in this episode. The ultimate burning question from many listeners is likely to be “how can I make the move from residential to commercial property investment?” Is it a natural progression? Phil and Rob & Rob share their thoughts on the best route for those of you who are interested in making the move, and Phil very helpfully delivers some key nuggets of information that can help you make strong commercial property investment decisions. What does the future hold for commercial property? And is Phil worried about the future? Find out in today’s property podcast. Hub Extra: This week’s top resource is a great podcast recommendation from Rob & Rob. It’s an interview Tim Ferriss held with Howard Marks - and it’s well worth a listen! Click here. Howard Marks is the co chairman and co founder of Oaktree Capital Management which has more than $120 billion in assets. He talks about market cycles and finances in an incredibly simplistic way. He really gets into the nitty gritty of business and this is definitely one to download and absorb. And if you haven’t signed up to our mailing list to get Hub Extra - the most valuable email you’ll receive all week, you can do so here. Get involved: Are you on social media? We’d love to hear from you, so get following and message us your thoughts on this week’s podcast. And if you have any topics you’d like us to cover on future property podcasts, let us know on Facebook, Twitter or Instagram. You can also get involved with our property community by joining us on the Property Hub forum. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Aside from making us smile, your reviews help other podcast listeners find us. We also give each one a shout-out on the property podcast, so yours could be next to feature on an upcoming episode. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to this week’s Ask Rob & Rob. First up with a property question is Mark. He has a HMO in Southampton which is mortgage free and has been self managed for over 20 years. Mark has now moved north but finds the travelling and cost of upkeep is just too much. He wants to sell the property and reinvest the funds somewhere closer to home, however he’s hit a few snags. He’s failed at getting planning permission to alter the property in the hope it would add value, and he’s also considered selling the HMO to both investors and property developers which hasn’t been plain sailing. The developers say the rental income wouldn’t make the money back if they were to rebuild. And unfortunately Mark doesn’t have enough capital to see through a void period whilst he refurbishes the property himself. Remortgaging isn’t an option either. So, what should he do? The Robs have some advice for Mark which covers everything from pricing, refurbishing and also the possibility of an assisted sale. If you’re not aware of how an assisted sale works, tap the play button to find out. Callum has also called on the Robs this week. Callum is 21, from Nottingham and has been avidly saving for his first investment property. He’s been reading, watching and listening to every resource he can find and wants to know whether it would be better for him to learn the trades or go in to project management. Again, from people who have been there, done it and bought the t-shirt, the Robs talk Callum through ways he can get the most value from learning and how they’d approach things if they were in his position. Would the Robs grab a paintbrush or plastering trowel? Or would they leave it to the professionals? There’s also a good few resources shared this week on how Callum can get started - so make sure you tune into this week’s Ask Rob & Rob. Would you like to feature on the next Ask Rob & Rob? If you have a property related question, simply call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Do you love property and are keen to connect with likeminded people? Head over and join the conversation over in the Property Hub forum. Our active Hubbers are talking property on a daily basis - from breaking news to sharing hints, tips and some very interesting progress journeys. Pop over and introduce yourself today. See omnystudio.com/listener for privacy information.

Welcome to this week’s property podcast which is a beginners guide to commercial property. But before we dive in, we’re discussing the new stamp duty tax announcement which the government announced at this week’s Conservative party conference. The Tories now want to tax overseas property investors between one and three percent on top of the existing stamp duty charges. And in a potential political-winning move, they want the additional funds to go to the homeless. Now, details are pretty limited in terms of how they intend on defining a ‘foreign investor’, and we’re not yet sure how this move will affect expats investing through a limited company. The Robs have some thoughts, so make sure you tune in this week to listen and send us a message on social to let us know what you think. You can read more about the story here. This week’s property podcast is the beginners guide to commercial property. It’s a hot topic, and we get many questions over on the forum asking what it is and what’s the best way to invest. The Robs cover everything this week; from defining what commercial property is, to looking at how they’re ‘classed’. They also look at why many confuse commercial property with buying a residential property using a commercial mortgage. There are also some surprising stats on the ownership of commercial property which Rob & Rob are sharing this week, and they delve into which is far more vulnerable to the economy - residential or commercial? Lease lengths, void periods, valuations and future cash flows - it’s all covered on this episode. The podcast is jam packed full of all the commercial property basics that you need to know. And once you’ve soaked up all this valuable information, Rob & Rob share the best places to get started with your purchase. It’s a good one, so make sure you tune in. Meetups: Have you been to one yet? These are our free property events held across the country where you can literally chat property all evening long. There’s no hidden agenda, just a friendly group of people discussing all things relating to investing in property. Click here to find your closest meetup and book your place. Hub Extra: This week’s top resource is a great read called Planet Property Written by Peter Bill who was the long-time Editor of the Estates Gazette, this book delves into commercial property in interesting detail and comes highly recommended. And if you haven’t signed up to our mailing list to get Hub Extra - the most valuable email you’ll receive all week, you can do so here. Get involved: Are you on social media? We love to chat, so get following and pop us a message. And if you have any topics you’d like us to cover on future property podcasts, let us know on Facebook, Twitter or Instagram. We’d love to hear from you. You can also get involved with our property community by joining the conversation over in the Property Hub forum. Advice is shared by both new and experienced investors on a daily basis, so get yourself over there and introduce yourself. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Aside from making us smile, your reviews help other podcast listeners find us. We also give each one a shout-out on the property podcast, so yours could be next to feature on an upcoming episode. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to this week’s Ask Rob & Rob. Liam starts things off by asking about Crewe. By using the 18 year property cycle he can see that at this point in the cycle last time Crewe enjoyed explosive growth. Should Liam take the risk or should he play it safe in Manchester or Liverpool? Rob and Rob are happy to help - especially when they get to chat about property cycles. This is something many of us will be wondering as we enter this phase of the cycle. Manchester and Liverpool are performing really well at the moment but does that also mean that there is no capital growth left? HS2 is also a massive factor to consider as Crewe is going to benefit in a major way. Crewe is set to be one of the most well connected cities in the country. Would it be foolish not to get in now? There’s a lot to consider! Next is Liam who’s been practising what Rob and Rob preach. He’s been putting away 10% of his rent for voids and repairs, but he’s unsure where to put that money. Does keeping everything in one place make it easier or harder to keep track of? Hit the listen button and enjoy Ask Rob & Rob. Do you have a property related question for Rob & Rob? Whether you’re a first time investor or a seasoned pro, you could feature on our next episode. Simply call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Do you love property and are keen to connect with likeminded people? Head over and join the conversation over in the Property Hub forum. Our active Hubbers are talking property on a daily basis - from breaking news to sharing hints, tips and some very interesting progress journeys. Pop over an introduce yourself today. See omnystudio.com/listener for privacy information.

This week Rob B is taking a look at his first and slightly unexpected property investment of the year. But first, we start with a quick rundown of the latest property news, which is a report on the private rental sector done by university academics. Whilst many results were what we would have expected, there were some interesting findings, particularly around the arguments property investors and landlords have been making for quite some time. Were they in favour of banning Section 21? And what do they think should be standardised across the property industry? Click here to read the report. Now, this week’s main event is a special one as Rob B shares a personal journey and takes a proper look at his first property investment this year. In a city that’s the driving force behind the Northern Powerhouse initiative, this is not just any old investment in an ordinary building. You can see this skyscraper from pretty much every point in the city. Rob B’s move to invest in this deal may surprise some listeners, as you’ll know that property development has been his sole focus so far this year, but listen to what made his head turn in this week’s show. Was it the location of this property investment or the facilities that changed his mind? Or was it the fact that this is not just going to be the best property development in the city, but in the whole of the UK? At over 200 metres tall, it’s certainly going to be a corker. He delves into reports of the city’s reported ‘over-development’ and shares his thoughts on whether he’s concerned about the property market or whether now is the right time to be taking stock of these opportunities. Also, what due diligence did he do for this off-plan investment? How much cash did he put down and what are his expectations on the way this property investment deal will perform in the future? Hit the play button to listen. Meetups: If you’ve not got yourself to one yet, what are you waiting for? There are free events across the country where you can meet like minded property investors and share experiences. There’s no selling, just a friendly group of people all with one interest in common. Click here to find your closest meetup and book your place. Hub Extra: This week the Robs are sharing a top resource: Work Less, Make More by James Schramko. Rob D gives us a very quick overview this week on the author’s enviable lifestyle and how he’s built it. If you’d like to see how you could earn more or do less, this is definitely one for your reading list. And if you haven’t signed up to our mailing list to get Hub Extra - the most valuable email you’ll receive all week, you can do so here. Get involved: Are you following us on social media? We’re pretty active across all our channels, so if you have any topics you’d like us to cover in future property podcasts, pop us a message on Facebook, Twitter or Instagram. We’d love to hear from you. You can also get involved with our lovely property community by joining the conversation over in the Property Hub forum. There are new topics started by our Hubbers on a daily basis and a whole wealth of advice shared with both new and experienced property investors. Get yourself over there and introduce yourself. And if you haven’t done so already, we’d love it if you could head over and leave us a review on Apple Podcasts. Aside from making us smile, your reviews help other podcast listeners find us. We also give each one a shout-out on the property podcast, so yours could be next to feature on an upcoming episode. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Welcome to this week’s Ask Rob & Rob. Daniel kicks us off today by asking us about his options for releasing equity on his family home. He’s lucky enough to own it outright and wants to start purchasing buy to let investment properties. He’s contacting mortgage brokers but isn’t sure whether he should be looking at one property in London or a few properties in Manchester. Luckily Rob & Rob are on-hand to give Daniel some pointers on getting his first investment property wrapped up. Should Daniel remortgage 95% or 70%? And is it better to walk away with the whole amount or get an offset mortgage and draw down on it as/when required? Also, what are Daniel’s goals and why should these be determined before considering locations? If you’re looking at refinancing your home to kick start your property investment journey, this week is a corker for you. Second up we have Lauren who is frustrated with the solicitors recommended by her lender. Her purchase has nearly fallen through twice and her mortgage offer is due to expire very soon. What can she do when nobody can seem to make contact with them? The Rob’s have always made their feelings about the conveyancing process crystal clear. Whilst this isn’t an uncommon situation, that doesn’t make it right. What should Lauren’s first move be? Listen to what Rob & Rob would do to try and push the purchase through. Buying investment property shouldn’t be painful, so it’s important to find a decent mortgage broker and conveyancing solicitor to help move the process on. Hit the listen button and enjoy Ask Rob & Rob. Do you have a property related question for Rob & Rob? Whether you’re a first time investor or a seasoned pro, you could feature on our next episode. Simply call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Do you love property and are keen to connect with likeminded people? Head over and join the conversation over in the Property Hub forum. Our active Hubbers are talking property on a daily basis - from breaking news to sharing hints, tips and some very interesting progress journeys. Pop over an introduce yourself today. See omnystudio.com/listener for privacy information.

That’s right, Brexit discussions have become the nation's new favourite way to fall out with your friends and family. It’s not just a hot topic around dinner tables, it’s got the conversation flowing across our Hub members and on our social channels. Let’s take a look at what Brexit has done to the UK property market and what’s going to happen in the event of a deal, no deal, some other deal or another referendum. But first, we kick this week’s podcast off with some news stories. The main headline was that house prices were likely to fall by 35%. Did Mark Carney actually predict this, or was this the media attempting to stir us into a frenzy? There’s likely to be many property investors interested in this prediction, so it’s important to know where these facts came from and if they’re actually true. The main topic today is Brexit and its impact on the UK property market. And whilst the Rob’s don’t have a crystal ball, they share their thoughts this week on how Brexit is likely to affect UK property. If you’re a property investor, should you sit it out and hold off buying your next investment property or should you look for the opportunities that Brexit could present? Based on history and some fundamental principles, the Rob’s delve deep this week. So brace yourselves for a great podcast! This week Rob & Rob attempt to strip away the emotion and focus on the core facts that could lead to Brexit severely impacting the UK property market - or not. Should we be nervous? Should we take stock of the negativity surrounding the market? Or should we be embracing the buying opportunities that this could present to property investors? Hit the play button to find out. Hub Extra: Don’t forget Hub Extra which hits your inbox on a Friday if you’re a Hub member. It’s a good one! Make sure you subscribe if you’ve not already. It’s the most valuable email you’ll receive all week. Get involved: Are you following us on our social channels? Let us know if you have any topics you’d like us to cover. You can find us on Facebook, Twitter or Instagram. We’d love to hear from you. Also, have you joined our lovely property community yet? Join the conversation over in the Property Hub forum. We’re happy to keep the Brexit chat going over in the community but you’ll also be able to chip in on a number of property related topics to help you on your property investment journey. Our Hubbers are a great bunch of people and very helpful, so get over there and introduce yourself today. Whilst we’ve got you, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other podcast listeners find us. We also read out every single one of them on air, so head on over and we could be reading yours out on the next episode. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

Pete Matthew from the Meaningful Money Podcast joins Rob & Rob again this week as we delve into some personal finance questions relating to property investment. Penny from Orpington wants to know how she can use her pension to buy property. It’s a question that crops up many times and this week, Pete shares his wisdom on whether this is possible or not. Can she invest in residential property or should Penny consider putting her money into commercial property? Also, Pete shares some advice on SIPPs, PAIFs and REITs - and if you don’t know what these are, make sure you tune into this weeks Ask Rob & Rob with Pete to find out more. Our second question this week comes from Rich in Romford. Rich owns seven properties and has dreams of leaving his job and live comfortably off the rental income from them. He wants to know how much he should be earning for him to quit his job when he’s currently bringing in around £2,000 per month before tax. As Pete has told us previously, cashflow underpins everything - money in versus money out. There’s some great advice for Rich this week as Pete talks him through short term debt, contingency plans and the importance of having a ‘cushion’ for those unexpected things that crop up. We recommend tuning in to hear more. And if you’d like to hear more from Pete, you can head on over to his podcast or purchase his book by clicking here. This book contains everything you need to know about personal finance with no confusing fluff - just honest and super-practical advice to help you take control of your money. Hit the listen button to hear this weeks invaluable advice from Rob & Rob… and Pete. Do you have a property investment related question for Rob & Rob? You could feature on our next episode. All you need to do is call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined our community of like-minded people discussing all things property? Head over and join the conversation over in the Property Hub forum. Whether you’re new to property investment or have decades of experience under your belt, the forum is loaded with helpful insights on all things property related. Head on over and introduce yourself. See omnystudio.com/listener for privacy information.

Podcasts, forum, magazine, meetups, free courses, books, multiple businesses, managing a team of 50+ - are Rob & Rob superhuman?! NO! They’ve mastered the art of productivity and in this week’s property podcast they spill their secrets to maximising time. Rob & Rob reveal the best techniques on how to organise your week, from to-do lists to calendar events. Why regularly setting and reviewing goals and setting your tasks in relation to achieving your goals, is so important (we have a great free course on goal setting, click here to view!). Plus why you should resist doing tasks you don’t enjoy (yes that’s right!). Most importantly don’t forget to download our resource of the week, Rob’s Reflection Template to help you effectively evaluate yourself and your week. Want to know how you can join our thriving property community? Join the conversation over in the Property Hub forum. From property newbies to experienced buy-to-let investors, this is a place where you can connect with others and get some really helpful advice. Whilst we’ve got you, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other podcast listeners find us. We also read out every single one of them on air, so head on over and we could be reading yours out on the next episode. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We have a treat for you today. It’s not just Ask Rob & Rob. It’s Ask Rob & Rob and Pete. Pete Matthew from the Meaningful Money Podcast joins us today and answers your personal finance questions relating to property investment. First up we have Lynsey from Brighton who is getting confused with the finances relating to her investment property. Should she use spreadsheets, apps or something else to make the whole process less overwhelming? Pete is right on the money with the advice he gives. Mastering the art of budgeting, particularly with investment property, can often be a challenge. Hopefully his advice today will send Lynsey on her way to having her property income streamlined and her feeling more in control. In another property related question, Tim from Cardiff has two investment properties - one in his name and the other he purchased via a limited company. We all know insurance can be a minefield, but what insurance do landlords actually need? Pete talks us through the three main events: early death, critical illness and being unable to work. With some sound advice from Pete and our very own Rob & Rob, this podcast covers the need-to-know information for both new and experienced property investors. Protection is key. Hit the listen button to hear this weeks invaluable advice from Rob & Rob… and Pete. And if you’d like to hear more from Pete, head on over to the Meaningful Money Podcast or go to petesbook.com If you have your own question about investment property you’d like answering, you just need to call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. In the meantime, if you’re interested in learning more about investing in buy to let property from like-minded people, join the conversation over in the Property Hub forum. It’s full of people just like you, hungry for more property investment information, so head on over and introduce yourself. See omnystudio.com/listener for privacy information.

We’re lucky enough to have thousands of members in our property community, so when we wanted to gain some valuable insight on the current state and future of the buy-to-let property investment market, who better to ask than our own Hubbers? This week’s podcast is packed to the brim with interesting information as we unveil feedback from our community, but first we start with a news story picked up by Rob & Rob. The research looks back over a 50-year period and identifies where you would have made or lost money. It’s an interesting piece of buy-to-let research which gives a helpful insight regardless of where you’re at in your property investment journey. Listen to find out just when is the right time to avoid investing in property and when to storm ahead with your buy-to-let plans. Because we’re super helpful too, we’re also letting you know about what other podcast we’ve been listening to this week. If you love business and are interested in some of the world’s greatest business battles, tune in and find out where to go. Want to know how you can join our thriving property community? Join the conversation over in the Property Hub forum. From property newbies to experienced buy-to-let investors, this is a place where you can connect with others and get some really helpful advice. Whilst we’ve got you, we’d love it if you could head over and leave us a review on Apple Podcasts. Reviews help other podcast listeners find us. We also read out every single one of them on air, so head on over and we could be reading yours out on the next episode. Leave us a review on Apple Podcasts here. Not sure how to leave a review? This video shows you how to review and subscribe on Apple Podcasts. See omnystudio.com/listener for privacy information.

We have a great few property questions on this week’s ask Rob & Rob. Karmjit is keen to find out more about rent increases across his buy to let properties. This is his first year as a buy to let investor so naturally he wants to know if there’s an industry standard on annual rental rises. How do landlords usually handle rental increases? Do they follow RPI or do they increase by a set percentage each year? The answer is in-depth and there are a few options, so make sure you listen to this week’s podcast to find out just how Rob & Rob would handle this situation, or even if they’d look to increase rent at all. This week’s second question came from John who has a healthy portfolio of 16 buy to let properties. He’s interested in possibly one of the biggest property secrets - how to access off-market investment property outside of the usual routes like Rightmove and Zoopla. John also wants to know what Rob & Rob think of property courses which attract a sizeable fee. There are many of them around, but can you get this property education for free elsewhere? Find out this week and get some valuable property investment hints and tips from Rob & Rob. Do you have a question about investing in buy to let property you’d like answering? Don’t be shy, the process is simple. You just need to call 013 808 00035 and leave a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. In the meantime, if you’re interested in learning more about investing in buy to let property from like-minded people, join the conversation over in the Property Hub forum. It’s full of people just like you, hungry for more property investment information, so head on over and introduce yourself. See omnystudio.com/listener for privacy information.

This episode, we’re taking a look into the world of Rob B. He’s involved with various developments all in different stages of the process. We wanted to give you an understanding of what it’s like being involved not only in property in general, but property development. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Malcolm & David ask Rob & Rob... Are lease options really a win-win? PLUS: How long will my cash be tied up for?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Earlier this year, we caught up with some of our Hubbers who are out there on their own property journeys. They shared their plans, goals, challenges and successes. 6 months on, we chat to them again for a progress report on what they’ve been up to. NEWS THIS WEEK A story from the other side of the planet has caught our attention this week. New Zealand is set to ban foreigners from buying property. We discuss why they’d do such a thing and if is this something the U.K. should consider? HUB EXTRA This week in Hub Extra we feel we need to point you to the Property Hub Forum. Not only is there a constructive conversation taking place - but it’s about Brexit! JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob...How can I invest without any capital? PLUS: Is this estate agent lying to me?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Steven asks Rob & Rob...How does the modern method of auctions work? PLUS: Can I challenge your views on fundamentals?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Refurbishing property is a tricky business but if you can get it right, the rewards are there. A good builder is obviously essential if you intend on making this your strategy. To help, we’ve been speaking with Ian; a builder with more than 30 years in the business. We learnt so much from Ian in the last episode, we had to get him back for another lesson. This week we focus on what a lot investors worry about - “What if something goes wrong?” NEWS THIS WEEK Two headlines caught our attention this week: Rents in UK will rise for next five years, experts predict and Rents have merely kept pace with RPI over past five years. On closer inspection these stories seem to be linked and are pretty dramatic when taken at face value. Is this another case of things being blown out of proportion? HUB EXTRA We always try and give you extra with Hub Extra. This week we want to save you extra. We wanted to share MileIQ. This is a great tool for tracking how many tax deductible miles you are driving. JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Refurbing properties is such a popular strategy amongst investors, but it can also be a very stressful path to take. We get so many questions about how to tackle the subject we decided to call in an expert. In this episode we talk to Ian - who’s been in the business for 30 years and runs his own construction company. Ian’s going to take us through how to find a good builder and set your project up for success. NEWS THIS WEEK Not only did the interest rate rise dominate the headlines this week, it also cast shadow on our predictions from the beginning of the year. How will the rest of year play out? We also discovered a story with the terrifying headline: Landlords face up to 17 week wait to evict problem tenants. What does this mean for you? Are you at risk? Is it time to consider insurance? HUB EXTRA Leading up to this Friday’s Hub Extra newsletter, we take some inspiration from one of the world’s fastest men. JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.