The Property Podcast

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Gary and Anthony ask Rob & Rob... How do you figure out where to invest in a new country? PLUS: Whose name should be on the insurance?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We get asked about buying off-plan all the time, so this week we dig into the archives to revisit one of our earlier episodes. We look at what off-plan means. We discuss the potential risks and rewards. And we reveal how Rob B personally lost money on a deal, despite his knowledge of the sector. JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Paddy and Gary ask Rob & Rob... 2 year vs 5 year fixed mortgages? Plus: How to network when based overseas?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

For the past couple of episodes, we’ve been following some Hubbers on their property journey. We’ve learnt how they started, what they’re up to now and where they want to get to. They’ve shared their challenges and also their successes. In this episode, we asked each of them one follow up question. “What’s the one thing you wish you knew at the beginning of your journey?” JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. NEWS THIS WEEK The government is in the news again this week and they’re cracking down on rogue agents and leasehold homeowners. We look at what these new proposals mean for you. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another question in this week’s edition of ‘Ask Rob & Rob’, one listener asks Rob & Rob... a question about the 18-year property cycle... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Last week, we introduced you to 3 Hubbers on their property journey. This week, we’re going to hear from another 3. Steve, Chris and Ian B will all share their stories. We’ll find out where they’re at, what challenges they’ve faced and what successes they’ve had. We absolutely loved hearing their stories and we hope that it’ll not only motivate and and inspire you, but will show you that you are not alone on your own journey. JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another question in this week’s edition of ‘Ask Rob & Rob’, one listener asks Rob & Rob... Should I rent or buy a property when I don’t know where I’ll be based in two years? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

This week’s episode is very special as it marks 5 years since we began The Property Podcast. For 5 years we’ve tried to educate as many people as possible. We’ve spoken about location, strategy, running the numbers, tax, finance and much more. This week however, we wanted to hear from you. We’ve been in touch with some Hubbers and we’re going to hear their stories about their own property journeys. We’ll find out where they’re at, what challenges they’ve faced and what successes they’ve had. We absolutely loved hearing their stories and we hope that it’ll not only motivate and and inspire you, but will show you that you are not alone on your own journey. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another question in this week’s edition of ‘Ask Rob & Rob’, Lauren asks Rob & Rob... a follow up question from last Thursday's Property Podcast - Does Property Double Every 10 Years? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

This bonus archive episode: 224 - Back To The Future: How To Predict Future Property Prices. Dove tails yesterday’s podcast so well. We discuss predicting future property prices and we’ve used lots of historical data in order to help us forecast what the next few years may have in store for the property market in the UK. If you’d like to take a look at the data we used for our research then check out The Nationwide price index, you may also wish to refer to our earlier episode on The 18 year Property Cycle – and we are working on the belief that the last cycle started after the crash in 1989 and ran for (would you believe it) 18 years to 2007. We looked at London vs the Northwest and Yorkshire & Humberside (The modern day Northern Powerhouse). JOIN THE CONVERSATION OVER IN THE FORUM Will this be something that affects you? Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It’s one of those sayings you might hear on the street. But is it true? We’ve spoken about this before, and now - 4 years on, we’re going to have a look at what’s happened and see if property really does double every 10 years. We’re also going to drop a bonus episode in the feed tomorrow: Episode 224 - Back To The Future: How To Predict Future Property Prices. This episode from the archives marries into today’s episode so well, that it’ll really help give you a full understanding of the cycles and where to you should be looking to invest. NEWS THIS WEEK It’s official. There’s only one place left in England and Wales with an average house price of below £100,000. This story came from the telegraph and includes a great map that illustrates when each region broke the £100k barrier. JOIN THE CONVERSATION OVER IN THE FORUM Will this be something that affects you? Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Karmjit and Paul ask Rob & Rob... What proportion of my net worth should be in property? PLUS: What do I do now my tenants have split up? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We were meant to be planning our business strategy this week, but instead we began ranting about the lack of financial education in school. This seemed like the perfect reason to have another look at a previous episode we did - 4 years ago! We were inspired by this Daily Telegraph article by Martin Lewis, the Money Saving Expert, and talked about some of his ideas while adding our own. The lessons were: Your time has a value (Episode 63) Don’t borrow money to buy a liability or a depreciating asset Debt isn’t a dirty word (Episode 18) Inflation will make you poor…or rich (Episode 24) A pension isn’t just for thinking about when you get old Financial success doesn’t mean owning your own home You don’t need a job to earn money Understand compound interest (play with a compound interest calculator here) We believe these lessons are vital and we should all be aware of them. If you already know this and are living by them, then pass this episode along to someone you know who could benefit. Also don't’ forget thepropertyhub.net is a great place to learn more and continue the conversation with other hubbers just like yourself. JOIN THE CONVERSATION OVER IN THE FORUM Will this be something that affects you? Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Tom and Mike ask Rob & Rob... Will the expat mortgage market get better or worse? PLUS: I'm renting: how do I replace my income? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

There are so many property courses out there it can be just as overwhelming as property investing itself. This week, we’re going to let you know what you should be looking for and what to avoid - cue Jaws theme music. The honest answer is we can't, because we haven't been on many – but we've heard enough stories from members of The Property Hub community to know how to identify the right property course, and which flashing red warning lights you should look out for! One thing we strongly recommend before handing over any money, is having a look at the resources available for free and a great place to start is at The Property Hub. In this episode we run through a framework for choosing a course – as well as some steps you can take first to maximise the value you get, and some additional ways to build your knowledge. It's a packed podcast, so we've picked out the main points for you to refer back to whenever you're looking for a property course… How to choose a property course: Learn enough about the basics (for free) to determine what you specifically want to learn more about Look for cheap or inexpensive ways to build that knowledge (books, podcasts, talking to someone who's already done it) Find a course if you still want to develop that knowledge further: you'll now be in a better position to identify the right course, and get more from it Steps to take before booking onto a course: Google the name of the company and the name of the instructor, to see if there are good or bad reviews Ask for an itinerary of what you'll learn on the day, to make sure it covers topics you're interested in Ask who will be teaching the course, and what their experience is – then verify this using social media If you spot one or more of these, be careful: Big claims about how much money you can make – and especially that you can make money quickly Courses that are free – this means it will largely be a sales pitch for something else Celebrity endorsements attached to lend it credibility Scarcity and high-pressure sales tactics "The credit card trick" (listen to the podcast for more!) What a good course looks like: Priced between £100 and £2,000 Teaching a specific technique or strategy, not generally "how to make money in property" No up-sell: the course should be an end in itself, not an excuse to sell you more No bad news on Google How you can learn as well as going on courses: Invest! Experience is better than any course (or even podcast!) Go to networking events Look for free or low-cost alternatives Work with someone who's already done what you want to do (they won't necessarily want to be paid) NEWS THIS WEEK On The Market has made some pretty bold claims this week. Are we seeing the rise of a new titan in property search sites or is it all a bit of smoke and mirrors? RESOURCE OF THE WEEK Sticking with the education theme of the week, our resource is very handy indeed. Magic Whiteboard is a more versatile (and from our recent experience way less expensive) alternative to a traditional white board. To say we’ve found this useful would be an understatement! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob... What's a realistic yield for today's investor? PLUS: Would you buy a house with bitcoin? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The gloves are off this week. It’s Buy vs Rent. Rob vs Rob. Everyday we get asked is it better to buy or rent? Is it better to pay off your mortgage or invest your money? We’re going to break it down for you this week, so you can find out what will help you achieve your goals sooner. NEWS THIS WEEK There’s a lot of chatter about the Energy Performance Certificates coming in soon. We take a look at what it’s going to mean for you. Electrical Safety Certificates are becoming mandatory soon too. We’ll also let know how this will affect you. RESOURCE OF THE WEEK We’re revisiting 2 great resources of the week, this week. First is Open - The Andre Agassi autobiography. Second is the very excellent Masters of Scale Podcast with LinkedIn Co-Found Reid Hoffman. We think both are amazing and definitely worth revisiting. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Paul and Caroline ask Rob & Rob... How do I approach the owner for an off-market sale? PLUS: What should I know before buying a prefab? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

This week, we tap into Rob D’s ridiculously vast knowledge of short-term finance. What exactly is bridging? What is it useful for? What are the costs? The risks? And most importantly, should you be using this tool to help you on your journey? FREEBIE OF THE WEEK Don't forget to download your FREE short-term finance case studies here. NEWS THIS WEEK Rightmove has announced that January 2018 was it’s best ever month for visitors. We have a closer look to see if our predictions of a slow 2018 market are likely to come true. RESOURCE OF THE WEEK We have 2 fantastic resources of the week - both in the shape of childcare. Rob D has recently become a father and has discovered the joys of bubble While Rob B has been using childcare.co.uk Both are excellent ways to find trusted carers for you little ones. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob... Should I be nervous about buying property off-plan? PLUS: What does the legal change to energy requirements mean? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’re all here because of a love for property. This week we give you tips on how to apply for your dream job - whether it’s in property or in another industry - along with the interview techniques that will make you stand out from the pack. And stay listening, at the end of the episode we’ll let you know about some exciting employment opportunities with the Property Hub. NEWS THIS WEEK It’s not often ALDI is the focus of property news, but this week they’ve caught our attention. In Germany ALDI is renting flats above it’s stores and it looks like that trend is making it’s way to the U.K. You can find out more here. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Jack & Barney ask Rob & Rob... How do I start a career in property? PLUS: Where do you get all your facts and figures from? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’ve mentioned it before, but we’ve never delved deep into it. This week, we’re discussing the ripple effect. We take a look at how it moved from London to Manchester, what it’s meant in those cities, where it could trickle down to and most importantly how you can use it to find the next property hotspot. NEWS THIS WEEK A landmark ruling in favour of a freeholder has caught our eye this week. Will leasehold costs be slashed? We take a closer look. You can check out the full story for yourself here RESOURCE OF THE WEEK A cracker this week in the form to of a yield map of the U.K. A big thank you to Michael for sending us this link We were eager to see if we had any investments in the top 10. Do you? IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, John & Gareth ask Rob & Rob... Will I save tax by transferring a property to my wife? PLUS: Do limited companies get to offset inflation? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’ve been in the property game for quite some time now and almost on a daily basis, someone asks us “What would you do?” This week - we’re going to tell you! From starting in a credit card hole to making the leap to become a full time landlord, these are the questions we get asked most often and this what we would do if we were in those situations ourselves. NEWS THIS WEEK Purplebricks could have 15% of the market by 2022 according the banks. What is to become of the high street estate agent? Are they destined to go the way of the travel agent? We dig a little into the story to find out more. RESOURCE OF THE WEEK Save money on hotels even after booking. That sounds pretty good, right? Our resource of the week - Pruvo can help you do just that! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Dominique & Mike ask Rob & Rob... Why am I paying so much tax? PLUS: Does owning in a company avoid the stamp duty surcharge? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

He’s back - our very own mortgage rockstar - Dave Cookson. The last time we heard from Dave was on episode 244 with an update on some of the major changes to the mortgage market. This week, he gives us his expert opinion on what to look out for in 2018 including: Borrowing through a limited company Products available to limited companies The benefits of purchasing outside limited companies What’s on the horizon for BTL mortgages in the U.K. NEWS THIS WEEK It’s more great news for investors this week as The Ministry of Housing announces it will support a Private Members Bill to allow tenants to sue Landlords. We take a look at what this actually means and the impact it will have on you. RESOURCE OF THE WEEK Our resource of the week will help you take your adventure sport to a whole new level. Ski Tracks is a Winter sports app that lets your track and record your day on the slopes including distance, altitude and most importantly your speed. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Luke & another listener ask Rob & Rob some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The start of the year is the perfect time to set yourself new goals and ambitions for the future. We thought it was an ideal opportunity to have a look at one of our archive episodes about dreamlines. The purpose is to create your vision of the lifestyle you want, then plan how you’re going to use property to achieve it. We’ve also got a free course and spreadsheet - Laying The Foundations which will show you exactly what to do and help you make 2018 your best year in property yet! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt & Sunny ask Rob & Rob some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

He’s back! Russell from Property Hub Tax was so popular last week, we had to bring him back for a second instalment. Russell has 10 powerful tax strategies that will help you start saving money from today right through to passing on generational wealth to your children. NEWS THIS WEEK Big news this week - it’s been revealed that London property prices dipped in 2017. This isn’t great news, but the silver lining is - our London property price predictions for 2017 were actually correct! RESOURCE OF THE WEEK An absolutely amazing resource of the week. The Life You Can Change - A panel of experts including authorities on economics, business and ethics have identified the most highly effective charities, allowing you to give to organisations that will make the most from your donations. You can find out more about The Life You Can Change right here. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Happy New Year! We’ve been so exciting about the beginning of 2018 because we’re finally unveiling our new business. Due to overwhelming demand, we present - Property Hub Tax. So much work has happened in the background to bring you this very special service and with it comes the introduction of Russell Smith. Russell is our in-house property tax rockstar and in this episode he gives you a beginner’s guide. Russell will continue to join us more and more with some absolute must know tax tips and specialist knowledge. NEWS THIS WEEK It seems the experts are in agreement with our predictions for 2018. We take a closer look at what the pundits think will happen with growth over the next 12 months. RESOURCE OF THE WEEK We have a fantastic resource for you this week to help you get 2018 off on the right foot. Momentum is a fantastic habit tracker that will help you stick to your new year resolutions and stay motivated. Make sure your habits stick for free right here. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Episode 250! Can you believe it? So much has happened in 2017 and this week we take a look back at the year that was and discuss what’s on the horizon for 2018. Interest rates, mortgage interest rate relief, PRA, lending rules - What’s happened in the past 12 months, how have things played out and how it’ll all affect your property journey in the coming year. We also unveil some of our super exciting plans for 2018! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Foolish we know, but we’re doing it again. Predictions for 2018. We start by looking back at last year to see how we did, then we’ll set our sights 12 months into the future. Will there be growth? Will interest rates increase? Will we ever correct predict the London market? IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Raindrops on roses And podcasts on business. E-books about bitcoin. And Rob D’s bluetooth speaker… These are a few of our favourite things… What a year! So many great podcasts, books, apps and tech. This is what we enjoyed in 2017. Podcasts Reply All – Long Distance Noah Kagan Presents (We actually had Noah on The Property Podcast a while back. You can find that episode here) Butterfly Effect Masters of Scale with Reid Hoffman Books Principles – Ray Dalio Art of not giving a fuck – Mark Manson The Snowball: Warren Buffett – Alice Schroeder And documentary becoming Warren Buffett (Use audio from documentary rather than the book on this one) American Kingpin – Nick Bilton Digital Gold – Nathaniel Popper Behave – Robert Sapolsky Apps/tech Bluetooth speaker Pocketcasts Amazon echo Insight Timer Pocket IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Investment in an area makes it a good candidate to buy property to benefit from increasing population, new employers, better leisure facilities, transport etc. But what counts as a regeneration project big enough to make a difference? Does your investment area have any major regeneration projects happening? We take a look across the country so you know what’s happening and where. NEWS THIS WEEK 4000 Landlords Letting Illegally. It’s a bold headline about a Welsh Government scheme, but what can we find out after a little digging? Read the article for yourself right here RESOURCE OF THE WEEK “It’s basically free money” - Now that’s a resource of the week! That’s direct from Honey’s website - a handy chrome extension that helps you find coupons to save money when shopping online. Give it a try at joinhoney.com IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Santa Claus pays the Rob's a visit and... ...asks Rob & Rob... some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

A recent episode of Dispatches called “Is Britain Full?” looked at the divide between the North and South of England. We’ve broken down and dissected the episode to help inform you about the regions to enable to you really look at what’s going on with regard to population, development, infrastructure and what it means for you as in investor. You can watch the full Dispatches episode right here. NEWS THIS WEEK The Budget dominated the news this week. We’ve gone through it to find out how it affects Housing, Landlords and you. RESOURCE OF THE WEEK To make sure you’re completely covered and prepared for the changes in the Budget, our resource of the week is this great Budget calculator from the BBC. See if you’re going to be better off right here IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Steve... ...asks Rob & Rob... How should I plan to get the most out of 2018? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

A lot has changed between episode 1 and now. Mortgages rules, tax laws, areas to invest - the list goes on. With all that, we’ve changed our minds about a few things too. This week we’re taking a look back at some of the things we’ve said in the past and exploring what’s different – and how to continue to being a successful property investor. RESOURCE OF THE WEEK Faster than typing. No that’s not a typo. It’s a tool called Loom that makes it easier to send video messages to members of your team rather than type them out. Go to useloom.com to get it for free and start recording! NEWS THIS WEEK “Household Finance Under Strain As Nationwide Warns Of Tough Times Ahead” as Nationwide - the country’s biggest lender moves into the limited company market, the Guardian gives us a headline to be wary of. But does it reveal the full story? IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It’s time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Karmjit… …ask Rob & Rob… Questions on the snagging process; pets; and flooring. ASK YOUR OWN QUESTION TO ROB & ROB! Don’t be shy! All you need to do is leave a message with your name and whatever’s on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we’ll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don’t hang around – there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

This week we’re very lucky to be joined by mortgage broker Dave Cookson to talk us through all the changes going on in the mortgage market at the moment. And there are a lot of them! We talk about: What the impact of the recent base rate rise has been so far, and what’s likely to happen in the future How lenders are applying the recent "portfolio landlord" requirements How the increased regulation around affordability has affected the market What’s happening with Limited Company mortgages right now The products that have caught Dave’s eye recently What he thinks will happen in the year ahead It’s been one heck of a year for the mortgage market, so now is the perfect time to take stock. This is a must-listen as you start planning your strategy for next year! RESOURCE OF THE WEEK Surely it can’t be…yes, it’s another interactive map! This tool from the BBC tells you how much of your local area is built on. We were shocked to learn that across the UK as a whole, only 6% of land is built on and more than half is farmland. Well worth a look! NEWS THIS WEEK The Mortgage Works has entered the Limited Company buy-to-let market – which is likely to have a huge effect on the market, and lead to other lenders getting involved too. We talk about this in more detail on the show with our guest, Dave Cookson. We also couldn’t help pointing out that we predicted this nearly a year ago in our 2017 predictions episode! JOIN THE CONVERSATION What’s your experience of getting a limited company mortgage been like? Have you been affected by the new affordability rules? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt from Birmingham and Matt from London… ...ask Rob & Rob... What types of finance can I get as a first-time developer? PLUS: What's the tax implication of repayment mortgages? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

This week we take a deep dive into the research you should be doing when buying in a new development. Particularly when you're looking at off-plan opportunities, the promises of developers can look great – but there are dangers too, and plenty of unwary investors have ended up with a problem property...or no property at all! To make sure you're protected, Rob B runs us through the checks he makes at RMP Property when assessing a deal. There's a lot to it, so have your notepad at the ready... Resource of the week Would it surprise you to hear that in 58% of the country, house prices are lower now than they were in 2007 by the time you've taken inflation into account? Well, it's true – and with this interactive map from the BBC you can see exactly where prices are higher in real terms than they were a decade ago, and where they're lower. Thank you to Paul for sending this our way! News this week The Bank of England base rate has risen...all the way back up to the dizzy heights of the previous historic low it was at until 18 months ago. This BBC story covers how it will affect different groups. Join the conversation Have you had any bad experiences when buying in a new development? Is there anything you'd add to our checklist? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt & another listener… ...ask Rob & Rob... How do I know there's tenant demand in my target area? PLUS: How should I invest £50k? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Doesn’t time fly? It’s been 10 years since the credit crunch got underway – and looking back at the decade since, there are some valuable lessons to take into the next cycle. We talk about: The timing of market drops What happened with the availability of credit How to take advantage of the next upswing… …And how to position yourself to profit from the crash And most importantly, what you can expect to be on TV over the next 10 years! RESOURCE OF THE WEEK If you’re a fan of power naps, check out Pzizz. It’s a free app that uses "binaural beats" to get you to drop off straight away, then wake up feeling refreshed. Try it at home next time you need a mid-day boost…or try it in the office if you’re not that attached to your job. NEWS THIS WEEK It’s another government crackdown! This time, the government is looking into the house buying process – as the BBC reports. Credit to them for noticing – but they’ve announced so many different reviews recently, don’t hold your breath for something to be done about it… FREE COURSE ALERT! We don’t do "hoarding" here at The Property Hub. Even though we run a letting agency, we’ve put together a course telling you how you can let and manage a property yourself. It’s completely free, and you can watch it at thepropertyhub.net/courses. JOIN THE CONVERSATION What lessons have you taken from the last crash? What do you know now that you wish you’d known back then? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Sam Jones & Stephen from Edinburgh… ...ask Rob & Rob... How do you pick the best off-plan plot? PLUS: What do you think about "life tenancies"? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Do you know your GDV from your LTV, your Section 21 from your Section 8 and your ROI from your SVR? If not, never fear: this week we’re busting some property investing jargon! There are all kinds of acronyms and specialist pieces of terminology that get thrown around in property investing circles – and if you’re new to it, it can be intimidating to ask what on earth everyone is talking about. This week (a mere 240 episodes too late) we’re bringing you up to speed. (And if you consider yourself an expert, we bet there are still one or two you won’t be sure about!) Along the way we reference the following episodes and resources: Episode 20: Yields explained Episode 203: Don’t be afraid of bridging finance Free course: Should you use a limited company to invest in property? (free account required) Episode 213: Everything you need to know about leaseholds RESOURCE OF THE WEEK It’s another interactive map! The BBC has put together a handy resource showing where in the country you can afford to rent or buy. Potentially useful, but at the very least an excellent bit of procrastination. NEWS THIS WEEK Barely a week seems to go by at the moment without the government announcing that they’re going to crack down on something – and this week the Guardian reports that ministers have service charges in their sights. They want to put a stop to “rip-off” fees, and they’re holding a consultation. If you want to put your views forward, the call for evidence is here. WORK WITH US! We’re going to be advertising for a lot of new roles in the coming months – and to start with, we’ve got a couple of exciting openings at Yellow Lettings up for grabs. If you’re looking for your first role in property with the opportunity to progress, this could be perfect. Find out more at http://thepropertyhub.net/jobs. JOIN THE CONVERSATION Are there any abbreviations or specialist terms that got you saying “WTF” because we missed it out? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Anthony & Jez from London… ...ask Rob & Rob... How do I overcome my lack of credit history? PLUS: Should I extend or refinance? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.