The Property Podcast

We’re all here because of a love for property. This week we give you tips on how to apply for your dream job - whether it’s in property or in another industry - along with the interview techniques that will make you stand out from the pack. And stay listening, at the end of the episode we’ll let you know about some exciting employment opportunities with the Property Hub. NEWS THIS WEEK It’s not often ALDI is the focus of property news, but this week they’ve caught our attention. In Germany ALDI is renting flats above it’s stores and it looks like that trend is making it’s way to the U.K. You can find out more here. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Jack & Barney ask Rob & Rob... How do I start a career in property? PLUS: Where do you get all your facts and figures from? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’ve mentioned it before, but we’ve never delved deep into it. This week, we’re discussing the ripple effect. We take a look at how it moved from London to Manchester, what it’s meant in those cities, where it could trickle down to and most importantly how you can use it to find the next property hotspot. NEWS THIS WEEK A landmark ruling in favour of a freeholder has caught our eye this week. Will leasehold costs be slashed? We take a closer look. You can check out the full story for yourself here RESOURCE OF THE WEEK A cracker this week in the form to of a yield map of the U.K. A big thank you to Michael for sending us this link We were eager to see if we had any investments in the top 10. Do you? IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, John & Gareth ask Rob & Rob... Will I save tax by transferring a property to my wife? PLUS: Do limited companies get to offset inflation? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’ve been in the property game for quite some time now and almost on a daily basis, someone asks us “What would you do?” This week - we’re going to tell you! From starting in a credit card hole to making the leap to become a full time landlord, these are the questions we get asked most often and this what we would do if we were in those situations ourselves. NEWS THIS WEEK Purplebricks could have 15% of the market by 2022 according the banks. What is to become of the high street estate agent? Are they destined to go the way of the travel agent? We dig a little into the story to find out more. RESOURCE OF THE WEEK Save money on hotels even after booking. That sounds pretty good, right? Our resource of the week - Pruvo can help you do just that! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Dominique & Mike ask Rob & Rob... Why am I paying so much tax? PLUS: Does owning in a company avoid the stamp duty surcharge? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

He’s back - our very own mortgage rockstar - Dave Cookson. The last time we heard from Dave was on episode 244 with an update on some of the major changes to the mortgage market. This week, he gives us his expert opinion on what to look out for in 2018 including: Borrowing through a limited company Products available to limited companies The benefits of purchasing outside limited companies What’s on the horizon for BTL mortgages in the U.K. NEWS THIS WEEK It’s more great news for investors this week as The Ministry of Housing announces it will support a Private Members Bill to allow tenants to sue Landlords. We take a look at what this actually means and the impact it will have on you. RESOURCE OF THE WEEK Our resource of the week will help you take your adventure sport to a whole new level. Ski Tracks is a Winter sports app that lets your track and record your day on the slopes including distance, altitude and most importantly your speed. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Luke & another listener ask Rob & Rob some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The start of the year is the perfect time to set yourself new goals and ambitions for the future. We thought it was an ideal opportunity to have a look at one of our archive episodes about dreamlines. The purpose is to create your vision of the lifestyle you want, then plan how you’re going to use property to achieve it. We’ve also got a free course and spreadsheet - Laying The Foundations which will show you exactly what to do and help you make 2018 your best year in property yet! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt & Sunny ask Rob & Rob some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

He’s back! Russell from Property Hub Tax was so popular last week, we had to bring him back for a second instalment. Russell has 10 powerful tax strategies that will help you start saving money from today right through to passing on generational wealth to your children. NEWS THIS WEEK Big news this week - it’s been revealed that London property prices dipped in 2017. This isn’t great news, but the silver lining is - our London property price predictions for 2017 were actually correct! RESOURCE OF THE WEEK An absolutely amazing resource of the week. The Life You Can Change - A panel of experts including authorities on economics, business and ethics have identified the most highly effective charities, allowing you to give to organisations that will make the most from your donations. You can find out more about The Life You Can Change right here. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Happy New Year! We’ve been so exciting about the beginning of 2018 because we’re finally unveiling our new business. Due to overwhelming demand, we present - Property Hub Tax. So much work has happened in the background to bring you this very special service and with it comes the introduction of Russell Smith. Russell is our in-house property tax rockstar and in this episode he gives you a beginner’s guide. Russell will continue to join us more and more with some absolute must know tax tips and specialist knowledge. NEWS THIS WEEK It seems the experts are in agreement with our predictions for 2018. We take a closer look at what the pundits think will happen with growth over the next 12 months. RESOURCE OF THE WEEK We have a fantastic resource for you this week to help you get 2018 off on the right foot. Momentum is a fantastic habit tracker that will help you stick to your new year resolutions and stay motivated. Make sure your habits stick for free right here. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Episode 250! Can you believe it? So much has happened in 2017 and this week we take a look back at the year that was and discuss what’s on the horizon for 2018. Interest rates, mortgage interest rate relief, PRA, lending rules - What’s happened in the past 12 months, how have things played out and how it’ll all affect your property journey in the coming year. We also unveil some of our super exciting plans for 2018! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Foolish we know, but we’re doing it again. Predictions for 2018. We start by looking back at last year to see how we did, then we’ll set our sights 12 months into the future. Will there be growth? Will interest rates increase? Will we ever correct predict the London market? IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Raindrops on roses And podcasts on business. E-books about bitcoin. And Rob D’s bluetooth speaker… These are a few of our favourite things… What a year! So many great podcasts, books, apps and tech. This is what we enjoyed in 2017. Podcasts Reply All – Long Distance Noah Kagan Presents (We actually had Noah on The Property Podcast a while back. You can find that episode here) Butterfly Effect Masters of Scale with Reid Hoffman Books Principles – Ray Dalio Art of not giving a fuck – Mark Manson The Snowball: Warren Buffett – Alice Schroeder And documentary becoming Warren Buffett (Use audio from documentary rather than the book on this one) American Kingpin – Nick Bilton Digital Gold – Nathaniel Popper Behave – Robert Sapolsky Apps/tech Bluetooth speaker Pocketcasts Amazon echo Insight Timer Pocket IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

Investment in an area makes it a good candidate to buy property to benefit from increasing population, new employers, better leisure facilities, transport etc. But what counts as a regeneration project big enough to make a difference? Does your investment area have any major regeneration projects happening? We take a look across the country so you know what’s happening and where. NEWS THIS WEEK 4000 Landlords Letting Illegally. It’s a bold headline about a Welsh Government scheme, but what can we find out after a little digging? Read the article for yourself right here RESOURCE OF THE WEEK “It’s basically free money” - Now that’s a resource of the week! That’s direct from Honey’s website - a handy chrome extension that helps you find coupons to save money when shopping online. Give it a try at joinhoney.com IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Santa Claus pays the Rob's a visit and... ...asks Rob & Rob... some interesting questions! ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

A recent episode of Dispatches called “Is Britain Full?” looked at the divide between the North and South of England. We’ve broken down and dissected the episode to help inform you about the regions to enable to you really look at what’s going on with regard to population, development, infrastructure and what it means for you as in investor. You can watch the full Dispatches episode right here. NEWS THIS WEEK The Budget dominated the news this week. We’ve gone through it to find out how it affects Housing, Landlords and you. RESOURCE OF THE WEEK To make sure you’re completely covered and prepared for the changes in the Budget, our resource of the week is this great Budget calculator from the BBC. See if you’re going to be better off right here IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Steve... ...asks Rob & Rob... How should I plan to get the most out of 2018? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

A lot has changed between episode 1 and now. Mortgages rules, tax laws, areas to invest - the list goes on. With all that, we’ve changed our minds about a few things too. This week we’re taking a look back at some of the things we’ve said in the past and exploring what’s different – and how to continue to being a successful property investor. RESOURCE OF THE WEEK Faster than typing. No that’s not a typo. It’s a tool called Loom that makes it easier to send video messages to members of your team rather than type them out. Go to useloom.com to get it for free and start recording! NEWS THIS WEEK “Household Finance Under Strain As Nationwide Warns Of Tough Times Ahead” as Nationwide - the country’s biggest lender moves into the limited company market, the Guardian gives us a headline to be wary of. But does it reveal the full story? IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It’s time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Karmjit… …ask Rob & Rob… Questions on the snagging process; pets; and flooring. ASK YOUR OWN QUESTION TO ROB & ROB! Don’t be shy! All you need to do is leave a message with your name and whatever’s on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we’ll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don’t hang around – there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

This week we’re very lucky to be joined by mortgage broker Dave Cookson to talk us through all the changes going on in the mortgage market at the moment. And there are a lot of them! We talk about: What the impact of the recent base rate rise has been so far, and what’s likely to happen in the future How lenders are applying the recent "portfolio landlord" requirements How the increased regulation around affordability has affected the market What’s happening with Limited Company mortgages right now The products that have caught Dave’s eye recently What he thinks will happen in the year ahead It’s been one heck of a year for the mortgage market, so now is the perfect time to take stock. This is a must-listen as you start planning your strategy for next year! RESOURCE OF THE WEEK Surely it can’t be…yes, it’s another interactive map! This tool from the BBC tells you how much of your local area is built on. We were shocked to learn that across the UK as a whole, only 6% of land is built on and more than half is farmland. Well worth a look! NEWS THIS WEEK The Mortgage Works has entered the Limited Company buy-to-let market – which is likely to have a huge effect on the market, and lead to other lenders getting involved too. We talk about this in more detail on the show with our guest, Dave Cookson. We also couldn’t help pointing out that we predicted this nearly a year ago in our 2017 predictions episode! JOIN THE CONVERSATION What’s your experience of getting a limited company mortgage been like? Have you been affected by the new affordability rules? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt from Birmingham and Matt from London… ...ask Rob & Rob... What types of finance can I get as a first-time developer? PLUS: What's the tax implication of repayment mortgages? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

This week we take a deep dive into the research you should be doing when buying in a new development. Particularly when you're looking at off-plan opportunities, the promises of developers can look great – but there are dangers too, and plenty of unwary investors have ended up with a problem property...or no property at all! To make sure you're protected, Rob B runs us through the checks he makes at RMP Property when assessing a deal. There's a lot to it, so have your notepad at the ready... Resource of the week Would it surprise you to hear that in 58% of the country, house prices are lower now than they were in 2007 by the time you've taken inflation into account? Well, it's true – and with this interactive map from the BBC you can see exactly where prices are higher in real terms than they were a decade ago, and where they're lower. Thank you to Paul for sending this our way! News this week The Bank of England base rate has risen...all the way back up to the dizzy heights of the previous historic low it was at until 18 months ago. This BBC story covers how it will affect different groups. Join the conversation Have you had any bad experiences when buying in a new development? Is there anything you'd add to our checklist? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Matt & another listener… ...ask Rob & Rob... How do I know there's tenant demand in my target area? PLUS: How should I invest £50k? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Doesn’t time fly? It’s been 10 years since the credit crunch got underway – and looking back at the decade since, there are some valuable lessons to take into the next cycle. We talk about: The timing of market drops What happened with the availability of credit How to take advantage of the next upswing… …And how to position yourself to profit from the crash And most importantly, what you can expect to be on TV over the next 10 years! RESOURCE OF THE WEEK If you’re a fan of power naps, check out Pzizz. It’s a free app that uses "binaural beats" to get you to drop off straight away, then wake up feeling refreshed. Try it at home next time you need a mid-day boost…or try it in the office if you’re not that attached to your job. NEWS THIS WEEK It’s another government crackdown! This time, the government is looking into the house buying process – as the BBC reports. Credit to them for noticing – but they’ve announced so many different reviews recently, don’t hold your breath for something to be done about it… FREE COURSE ALERT! We don’t do "hoarding" here at The Property Hub. Even though we run a letting agency, we’ve put together a course telling you how you can let and manage a property yourself. It’s completely free, and you can watch it at thepropertyhub.net/courses. JOIN THE CONVERSATION What lessons have you taken from the last crash? What do you know now that you wish you’d known back then? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Sam Jones & Stephen from Edinburgh… ...ask Rob & Rob... How do you pick the best off-plan plot? PLUS: What do you think about "life tenancies"? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Do you know your GDV from your LTV, your Section 21 from your Section 8 and your ROI from your SVR? If not, never fear: this week we’re busting some property investing jargon! There are all kinds of acronyms and specialist pieces of terminology that get thrown around in property investing circles – and if you’re new to it, it can be intimidating to ask what on earth everyone is talking about. This week (a mere 240 episodes too late) we’re bringing you up to speed. (And if you consider yourself an expert, we bet there are still one or two you won’t be sure about!) Along the way we reference the following episodes and resources: Episode 20: Yields explained Episode 203: Don’t be afraid of bridging finance Free course: Should you use a limited company to invest in property? (free account required) Episode 213: Everything you need to know about leaseholds RESOURCE OF THE WEEK It’s another interactive map! The BBC has put together a handy resource showing where in the country you can afford to rent or buy. Potentially useful, but at the very least an excellent bit of procrastination. NEWS THIS WEEK Barely a week seems to go by at the moment without the government announcing that they’re going to crack down on something – and this week the Guardian reports that ministers have service charges in their sights. They want to put a stop to “rip-off” fees, and they’re holding a consultation. If you want to put your views forward, the call for evidence is here. WORK WITH US! We’re going to be advertising for a lot of new roles in the coming months – and to start with, we’ve got a couple of exciting openings at Yellow Lettings up for grabs. If you’re looking for your first role in property with the opportunity to progress, this could be perfect. Find out more at http://thepropertyhub.net/jobs. JOIN THE CONVERSATION Are there any abbreviations or specialist terms that got you saying “WTF” because we missed it out? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Anthony & Jez from London… ...ask Rob & Rob... How do I overcome my lack of credit history? PLUS: Should I extend or refinance? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Pack your umbrella, this week we're taking you on a tour of "The North". You won't find either "The North" or the "Northern Powerhouse" on a map, because it's actually a collection of different regions – all with their own investment case, and things to look out for. We introduce you to and compare: Liverpool Manchester Sheffield Leeds and West Yorkshire The North East And importantly, if you've had your head turned by somewhere far from home, we wrap it all up with some tips for staying safe while making that investment happen. Resource of the week RMP Property has put together a free guide to the Northern Powerhouse from an investor's perspective, going into more detail on all the areas we talked about this week. You can grab your copy here. News this week "Are longer mortgages the answer to high property prices?", asks the BBC. "No, they're a cause of high property prices", we reply – and it has interesting implications from an investor's point of view. Join the conversation Do you invest anywhere in the North, or got an area you're researching? Any tips for making a remote investment work? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Sam from London and Matt from Birmingham… ...ask Rob & Rob... How do I sell a property to my own company? PLUS: Any tips for renovations? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

This week we're talking about how to conduct a viewing. Whether you're showing your property to rent or sell, there are a few simple techniques you can use to radically boost your chances of sealing the deal once you get people through the door. (A good companion to this episode is Episode 231 on how to find tenants, so you can get those viewings set up first.) We also look over the Labour and Conservative housing policies that have emerged from the party conferences in recent weeks. What are the politicians planning to throw at landlords next? Take a listen and we'll reveal all! Resource of the week Huawei mobile wifi is a lifesaver as a backup for if your internet connection goes down – or you can use it to get wifi access on the move. Just pop a SIM card into this tiny device, and it'll broadcast a 4G signal to all your devices...so no excuse for missing the podcast, wherever you are and whatever's going on! Join the conversation Have you picked up any tricks from doing your own viewings? Or do you have an opinion on the housing policies we discussed? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Giles from York and Mandeep from Leicester… ...ask Rob & Rob... Will limited company mortgages really get cheaper? PLUS: How do you price up a lease extension? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Buying land and developing isn't something that will be in most people's plans, and it's certainly not for beginners. But most people are attracted by the idea of bigger projects – so whether it's something you're looking at now or aspire to do in the future, this jam-packed episode is a must-listen. It's a process that Rob B has been through recently, so while it's still fresh in his mind we talk about: Different ways to find land (this isn't a job for Rightmove!) What to consider when it comes to financing the project Ways of finding land that you should be very wary of What to check before you make an offer A formula for working out how much you should be paying What you should be aware of around planning permission How the buying process differs from a normal property project And lots more! Resource of the week Rob B gave a ringing endorsement of Ray Dalio's new book, Principles – calling it his favourite book of the year, and he's only halfway through! Ray's a billionaire and has a lifetime of phenomenal achievements, but his crowning achievement is the honour of appearing in "Resource of the Week" twice: we previously recommended his short video, How The Economic Machine Works. News this week The Telegraph reports that Stamp Duty revenue is up dramatically since its changes a couple of years ago – but transactions have fallen too. A cooler housing market was part of the purpose for the changes, but it's not healthy if that involves fewer transactions too. Will further changes be made? We'll see... Join our next Discovery Webinar Our recent discovery webinar – where you can find out more about our businesses, RMP Property and Yellow Lettings – was extremely popular, with hundreds of people registering. So we're doing it again! The next one is on Wednesday 25 October at 6pm, and you can book your free place at thepropertyhub.net/discover. Join us to find more about how our businesses can potentially help you move forward in property, and put us on the spot with a bit of live Q&A. Join the conversation Have you ever bought and developed land? Or is it something that forms part of your plans? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Shane & Barry from Shropshire… ...ask Rob & Rob... How do you price up a refurb? PLUS: Can I raise the market rent? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

This week we're exploring that critical preliminary step to buying any property: making an offer! Working out how much to offer is essential, but presenting your offer correctly makes a massive difference too. We explore: How to build a relationship before making any kind of offer Whether to offer in writing or over the phone If you should start with your maximum bid, or go in lower If it's a good idea to explain why your offer is lower than they'd like What to say and do to put your offer in the best light Resource of the week It's another interactive map! This one shows how affordability has changed across the UK since 2007. You can see the stats for any area you're interested in, but playing with the slider and looking at how the picture changes across the country over time is instructive too. News this week The volume of property transactions is falling for the first time since 2009, as reported by City AM. It seems to be driven by a general lack of supply, but a reduction in buy-to-let activity can't be helping. Could we see a tweak to Stamp Duty soon to get the market moving again? It's meetup time! We're a week away from the first Thursday of October – and as always, the first Thursday of the month means meetups! They're all across the UK and beyond, they're free and they're great fun, so why wouldn't you go along? Book your free place here. Join the conversation How do you approach the process of making an offer? Have you got any top tips that we didn't cover? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, a listener & Tom from Cambridge… ...asks Rob & Rob... What drives house prices? PLUS: When's the right time to start looking for investments? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Listener deals are back! In one of our favourite and most popular types of episode, this week we run a live analysis of investment opportunities submitted by listeners. Listen in as we assess the prospects of: A swanky semi with value-adding potential in Kingston-upon-Thames – but do the numbers stack up? A potential flip in south Wales that’s mysteriously stuck on the market A solid buy-to-let investment that stands to benefit from HS2 – but is it overpriced? If you enjoy this episode, you can also check out our previous “listener deals” episodes here and here. RESOURCE OF THE WEEK The 18 year property cycle is the concept that’s captured listeners’ imaginations more than anything else (even our jokes) – so we thought it was high time we put together a course on it! Naturally, it’s completely free and you can watch it here – all you need is a Property Hub account. NEWS THIS WEEK Rent controls are on the way in Edinburgh and Glasgow, as local authorities indicate their intention to make use of new powers they’re being granted. It’s not as dramatic as it sounds and nothing firm has been announced yet, but we’ll keep you updated as more details emerge. In the meantime, the housing minister Alok Sharma has reassured landlords in England that rent controls won’t happen under the current government. JOIN OUR DISCOVERY WEBINAR! Now featuring a registration link that actually works – sorry if you tried to register last week! On 27 September at 6pm, we’ll be holding a webinar where you can find out more about what we offer through our businesses: Yellow Lettings and RMP Property. We don’t like to push our businesses on the podcast, so the webinar gives you the opportunity to find out more about how you can benefit from what we do – and you don’t even have to leave the house! Book your place here (It’s completely free, but places are limited.) JOIN THE CONVERSATION Did you learn anything useful from hearing how we think about these deals? Do you have any deals of your own where you’d like to get input from other Hub members? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Anthony and Tom from Auckland… ...asks Rob & Rob... What investments have Rob & Rob rejected? PLUS: Should we sell this Edinburgh flat? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

We spend far, far too long looking at Rightmove and Zoopla – so to make ourselves better about how we use our time, we thought we'd make an episode out of it! They're both phenomenal tools for desktop research, so it's well worth learning how to use them to their full potential. The tips we share in this episode include: Creating custom maps Finding auction properties as soon as they go live Searching for specific keywords Comparing the performance of local agents Find out a property's price history And a lot, lot more! Resource of the week Waze is an app for planning your route that's exploded in popularity recently. It allows users to edit the map and submit information about delays and police traps, so it's more up-to-date than most other sources. The only downside is you'll have less time stuck in traffic to listen to the podcast! Register for our discovery webinar On 27 September at 6pm, we'll be holding a webinar where you can find out more about what we offer through our businesses: Yellow Lettings and RMP Property. We don't like to push our businesses on the podcast, so the webinar gives you the opportunity to find out more about how you can benefit from what we do – and you don't even have to leave the house! Book your place here (It's completely free, but places are limited.) Join the conversation Have you got any other top tips for using Rightmove and Zoopla Are there any of ours you particularly liked? We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Ash from Yorkshire… ...asks Rob & Rob... Should I invest in a house or flat? PLUS Where to invest in Manchester? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Capital growth is great, but sometimes what you want it lots of cash in the bank right now. If the yields available on single lets just aren't doing it for you, we've got four alternatives: HMOs Holiday lets Small developments Cheapo houses All of them have the potential to double your yield, but of course they all come with downsides too . We discuss how to choose which (if any) is the right option for you – as well as picking the one we would go for. Resource of the week Rob D's life has been changed by the Anker SoundCore Mini: a Bluetooth speaker that's half the size of a soft drink can, yet has amazing sound quality. If you travel a lot, or you want to play music at something like a picnic, it's perfect – and a steal for under £20. News this week As reported in The Mirror, it turns out that a man's bargain auction purchase is scheduled to be demolished. Just goes to show the importance of checking the legal pack before buying, and having someone view the property in person too – especially if it seems too good to be true! Listener deals are back! Our listener deals episodes are always extremely popular, and we're planning some more! Send over projects you're looking at buying or have bought recently, and we'll critique them in a future episode very soon. Click here to send us your deals It's meetup time Meetups are tonight, all across the UK and beyond! If you haven't booked yet, click here to reserve your free place – there's bound to be one near you. And if you are going along, have a great time! Join the conversation Question… We’d love to know, so join the discussion in The Property Hub! If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Sam and Chris… ...ask Rob & Rob... Is the timing wrong for my building project? PLUS: Should I go on TV? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

Investing through a limited company has become exponentially more popular over the last couple of years – but there are aspects of limited company investment that you’re normally not told. In this episode we bring together our own experiences and observations to shed some light on: The higher costs associated with limited company lending The time you can expect an application to take (and some corrective action that might be needed) The extra steps you’ll need to take, compared with individual applications Some points to be aware of as a result of the market being so new None of this is intended to put you off: just to encourage you not to rush blindly into something without getting the right advice, and give you some pointers for what to expect along the way. RESOURCE OF THE WEEK This episode is about some of the little-known details, but we’ve also put together a course about the bigger picture aspects of limited company investing. It’s completely free, and you can watch it here NEWS THIS WEEK Superstar fund manager Neil Woodford has had a rough year – and he’s trying to turn it around by buying into property shares, as reported in the FT. This doesn’t mean you should blindly pile in too – but it might give you encouragement that he clearly believes in the health of the sector. JOIN THE CONVERSATION Is there anything you wish you’d known before buying in a limited company? Any experiences that other investors could learn from? We’d love to know, so join the discussion in The Property Hub! IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another question in this week's edition of 'Ask Rob & Rob', John Ellison... ...asks Rob & Rob...How can the wealth accumulated through property investing be used for social good? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

We’ve got The Property Hub Summit coming up in Manchester and our quarterly webinar for magazine subscribers. If you’re a subscriber to The Property Hub Magazine, you’ll gain access to our quarterly webinar - just for subscribers only and should receive an email very soon on how to gain access to the webinar. If you’re not a magazine subscriber - get in quick, you might make it in time to catch the upcoming webinar, but you’ll also have access to the digital back issues and recordings of all previous webinars. Visit http://thepropertyhub.net/magazine/ This week the Rob’s are taking their predictions even further… 20 years in fact! Predicting what's going to happen next year or even next week is not easy, but predicting what's going to happen in 20 years time even more so! Spotting trends early will give you an idea of where things are going and how you can position yourself ahead of the curve. Prediction 1: The buy-to-let market will be mainly for professional investors The days of dipping your toe into buy-to-let with minimal effort or knowledge are pretty much gone e.g. the number of traffic to The Property Hub forum and podcast as dramatically increased, even more so since the changes by the government to tax and legislation - that’s because buy-to-let isn’t easy anymore and people need the knowledge. In 20 years time it's expected the buy-to-let market will look more professional, with fewer amateurs doing it for themselves. There are professional PRS schemes that are built just for pension companies right now and this is a new phenomenon. In many cities the first buildings are just going up e.g. in Belfast, London and Manchester and many more are being built. These blocks will never be sold and are just built for the pension companies, who will let them out to professionals. However it can be predicted that these services will be offered to individual investors as well, who will buy a unit before it’s built and will get long-term rental guarantees. There will still be a place for the independent landlord - only they must be more professional and offer a higher standard of service. This will be a gradual change but as predicted in 20 years time, this will be the landscape of the buy-to-let market. Prediction 2: Purpose built flats with all services included This includes your bills, internet, concierge, on site leisure facilities - all bundled in for one payment! No worries, just your rent to pay! This has already started to happen but It’s predicted this will become much more common, for the main factor of convenience. Prediction 3: Continued demand for smaller, more central units Again this is something that's already happening as people are prioritising location over space. Younger people specifically would rather live centrally than further out in the suburbs with lots of space. As more people are renting than owning, they tend to have less stuff than before, they’re much more mobile and the need for space and a garage to store stuff becomes less important. This is the trend - more central and smaller units. Prediction 4: Lettings and estate agents Would you still go into a travel agents on the high street to book your holiday or would you book it yourself online? This is the case with lettings and estate agents, as it makes sense for people to go online and not visit a premises to be able to buy or rent a property. Most people now choose their properties on Rightmove or Zoopla (although we all love a cheeky peep at the lettings / estate agents window!). Although there is a huge resistance from people in the industry to this change as they believe people will still want to deal face to face. Older generations still may feel like they want to deal face to face, but the younger generations aren't really as fussy as online is more convenient. Rob B predicts that in 20 years times there will be very few lettings / estate agents on the high-street and online agents will take over through adapting and changing with modern consumer needs and requirements. Prediction 5: Increase in indirect property investment In 20 years time there will be a lot more indirect investment in property: crowdfunding, funds for residential property, funds for commercial property. There is already a lot of innovation in this sector e.g. crowdfunding wasn’t really around years ago but we are starting to see more of it now (although it’s extremely niche). This is going to be driven by technology and the fact that investors will need to have the knowledge, due to government changes in tax and legislation (prediction 1). Prediction 6: Mortgages - increased time frame Mortgages: Are we possibly going to see lifetime or even inter-generational mortgages in the UK? The government will need to find a way of making it possible for people to keep on affording property more expensive relative to their wages. The only way to do that is to increase the time frame - so the question is, will we see mortgages that will outlive us? One to watch!

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob', two listeners... ...ask Rob & Rob...Will the resale value of student accommodation hold up? PLUS: Does the 18 year property cycle apply across the UK? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.

So this week we put out episode 100 of Ask Rob & Rob, which is a pretty cool number. If you haven't asked a question yet, then it's easy to do - jut call 013808 00035 or go to thepropertyhub.net/ask. We are also expanding with Yellow and are reaching new cities all the time. Did you know we now cover all of the NorthWest, Yorkshire, Midlands and London? Because of this we need more tradespeople all the time, can you help or do you know someone who might want to be added to our little black book of awesome trades? If you do, click here to get in touch. Now on to the topic in hand this week, unusual ways to find tenants. Most landlords will be aware of Rightmove and Zoopla as the big portals for Sales and Lettings and any agent worth their salt should be listed with both. If you self manage you should also be using an online service to list with these two main portals. Gumtree A major listing site for anyone with something to sell, but did you know you can also let property here. We tested gum tree out recently a got great results in some areas like York, but not others like London. It’s free to list and the paid version which we use is still very cheap. So why not try it for your area and see how you get on. Foreign tenant networks There are many areas of the UK where communities of foreign nationals live. Lincoln being a prime example of this. If you have a few properties in one of these areas then once you’ve let one you may find it easier to let them all. We have found that by treating these tenants well, they are quick to place other tenants from their network for you. This maybe through online portals they communicate through or word of mouth. Facebook groups Yes the world's biggest social media platform has it’s uses outside of endless cat videos and too many pics of other people's children you really don’t need to see quite as much as you do. But it can also be a great place to pick up tenants. There are many community Facebook groups and chances are your perspective tenants are checking them out. Refer a friend So simple but it works, if you have a portfolio of properties in one area and one becomes free then ask your current tenants in your other properties to refer a friend. At Yellow we offer these tenants a £50 Amazon voucher to motivate them. Major local employers You should be only investing in areas with lots of major employers this helps tenant demand and increases the potential for capital growth. It’s one of the key fundamentals you should look for. So if you’ve made a conscious choice to invest in one of these areas then why not go straight to the source for tenants. If we have a number of properties in one block (which happens because investors who use RMP go on to use Yellow) we will contact major employers in the area and attempt to get on their bulletin boards or listed on their intranet. As nobody else seems to do this, you’d be surprised at the success rate. We’ve had success with airports and factories in the past. News story of the week: Liverpool handed boost for 2022 Commonwealth Games by being named UK's top sporting city Rob B loves this news story for obvious reasons. Check out the latest boost to Liverpool's seemingly never ending success story in recent years as a powerhouse of a city, you can read all about it here. Resource of the week Stands is a Fair AdBlocker that blocks ads, popups, malware, and trackers. It's fast, light, speeds up your browsing and saves you time. And if you agree to allow a few ads on participating websites, they can be sustainable while respecting your choice. Find out more here. Join the conversation over in the forum Other suggestions? Join the conversation in the forum. If you enjoyed The Property Podcast, please leave a review on iTunes Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob', Greg... ...asks Rob & Rob...How do I get JV finance for my project? PLUS: How does the long-term debt cycle relate to property? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.com/listener for privacy information.