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The Property Podcast

The Property Podcast

1,245 episodes — Page 10 of 25

ASK327: How are your 2014 predictions holding up?

This week's listener question has got Rob & Rob whipping out their time machine as we’re taking a look back to 2014... (bet you didn’t know the Robs can go back in time as well as predicting the future). Luke from London has recently bought his first buy-to-let property and it’s got him thinking about the 18-year property cycle. So, he did a little research and went digging in the podcast archives and found the first podcast episode Rob & Rob recorded on the 18-year property cycle back in 2014. What Luke wants to know is how are Rob & Rob’s predictions faring 8 years down the line. Looking at it from 2022’s perspective, where do they think we actually are in the cycle? Do they still think their original date predictions are pretty accurate? Were they wrong or did they hit the nail on the head? And finally, since 2014 has their mindset or investment strategy changed? We’ve got a lot to unpack, so tune in and find out how mystic the mystic Rob’s are... Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Apr 5, 202210 min

TPP472: The 3 investment books that could change your life

These books could change your life... The right book has the power to completely change your life, so today on The Property Podcast Rob & Rob are revealing the three books that all investors NEED to read. We’re avid learners here at Property Hub and clearly you are too, and that’s why you’re listening to the podcast. So, however you consume your books whether that’s by reading or listening, you need to add these to your list. It’s not often that the lessons you can take from a book are this invaluable and if you truly absorb them, you could set yourself up to create wealth for the long-term. In the news How could we not talk about the budget? With big headlines like a 5p cut on fuel duty, a pledge to cut basic rates of income tax and inflation predictions this spring statement needs some breaking down. What have Rob & Rob got to say about it... Hub Extra We’re sorry, but your must-read list is about to get even longer... As we’ve said before, some of the best books we’ve read have been recommendations. And this recommendation is the book that inspired Mike Winnet to start his successful business. So today’s Hub Extra is The Rules of Wealth. This book does exactly what it says on the tin, made up of a series of rules this is the perfect book that you can dip in and out of. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Mar 31, 202233 min

ASK326: What do you look for in a letting agent? PLUS: How do I calculate the ROI of long-term holdings?

The guys are back for another round of questions and this week we’ve got two cracking ones. Kicking us off this week is George. George and his partner consider themself pretty hands-off investors and as a result, so they’re looking for an estate agent to help rent out their two properties, They want to know what guidance and tips Rob & Rob have for making sure they choose the right letting agent. Next up, we’ve got a question from John in Ireland. John is calculating the ROI on a property he’s had for a while now. The property has gone up in value, and his initial investment is small so the ROI is looking pretty inflated. Is there another approach he should be taking when comparing it like for like with other investments? Should he consider how much it would cost to purchase now? And if he’s refinanced and pulled out all of his original investment does ROI lose its value as a key statistic? Tune in to find out what advice the guys have got for them. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 29, 20227 min

TPP471: What will happen next with inflation? Meet the economist who's predicted it perfectly so far

You need to hear this interview... Understanding economics, and more importantly inflation, is KEY to being a more informed and successful investor. And it’s definitely not the easiest topic to wrap your head around... So, we thought we’d invite the expert economist who went against the crowd and perfectly predicted the increase in inflation we’re currently experiencing onto the podcast. If you’re keen to wrap your head around inflation, how it works and the mechanics behind it, you really don’t want to miss this. Tim also tells us what he thinks will happen next – and given his track record, we should probably listen closely! In the news Sticking with the theme of inflation, we HAD to discuss the base rate increasing to 0.75%. With this being the third increase we’ve experienced in the last four months, we’re left wondering How high will the base rate go? As the Bank of England delivers ‘inevitable’ interest rate hike to 0.75% and warns inflation will intensify beyond 8%. What have the guys got to say about this? Hub Extra We hope you loved that interview just as much as we did, and if you’d like to hear more from Tim and check out his other videos you can find his YouTube channel here. And if you’re looking to add some more economists to your subscription list, we couldn’t forget to mention one of our favourites Ray Dalio. His content will really help you become a more informed and successful investor, but if you’re looking for a starting point check out the two videos below: Principles for Dealing with the Changing World Order by Ray Dalio How The Economic Machine Works by Ray Dalio Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. And if you’d like to find out more information about Portfolio you can do that here. See omnystudio.com/listener for privacy information.

Mar 24, 202235 min

ASK325: Should I cash in my crypto to buy another property? PLUS: How much cash should I keep in reserve?

It’s Tuesday and you know what that means... Rob & Rob are back to answer more of your property questions! Except this week, it’s not all about property! Rob (yes, another one!) has sent in an interesting question about crypto. He’s been listening to the podcast for two years now and he’s just purchased his first BTL property in Worcester (congrats!) and he’s considering buying another. Alongside kicking-off his property portfolio, he’s also got a decent cryptocurrency portfolio that has gone up a fair bit in value since he first invested. He’d like to know if he should pull out his crypto profits and buy a second property? With crypto having the potential to skyrocket even further the general consensus is that he should sit tight, but what he wants to know is what Rob & Rob would do? Next up John from Ireland wants to get the guys’ opinion on reserve funds. Having built up a diverse portfolio of seven properties, John’s been wondering what could happen if a rainy day comes. It’s sod’s law that everything typically seems to go wrong at once, and the best thing an investor can do is put some money aside as a reserve fund for those unforeseen circumstances. But how much on average should you be putting aside? Tune in to find out what advice the guys have got to give. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 22, 202211 min

TPP470: Answering your questions from a £2.2m penthouse (plus video!)

A very special episode... For the first time ever, we’ve recorded the podcast on video! And we’ve not just recorded it anywhere; we’ve shot it 64 floors up in the UK’s tallest penthouse! So, if you fancy joining us and catching the full tour of this breath-taking penthouse you can watch the video here. Not only will you get a chance to see this incredible property, but you’ll also get to hear Rob & Rob answer your questions. We put a call out on our socials to get all your questions in and you didn’t let us down! You didn’t hold back, so we’ve got plenty to cover... You can find the full run-down of what the guys are answering below; Are house prices over-inflated at the moment? What’s the most challenging part of running a business or property portfolio? Are their mortgages paid off? What do they think about HMO’s? What are the pros and cons? How can an investor differentiate themselves from the competition? Why don’t they recommend Birmingham as a hotspot? What’s their end goal? Portfolio News We've got some HUGE Portfolio news! It’s not often you get to celebrate a number going down... but Portfolio has officially lowered the investment level to £5,000! If you’d like to find out more or join the waitlist, just head to https://www.portfolio.co.uk/ Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Mar 17, 202234 min

ASK324: Will a declining population hurt property? PLUS: I'm buying with tenants in-situ, what do I need to do?

Rob & Rob are back to answer some more listen questions and this week we’ve got some really great ones! Kicking us off this week is Fraser. Frasers recently come across an article that’s suggested that the UK’s population is set to start declining in 2025 and he’s wondering what impact this will have on property. Will the decline in demand have a negative effect on property prices? Next up, Johnny wants to know how to prepare for purchasing a property with a tenant in-situ. Johnny and his business partner are currently looking at purchasing their fourth property, which has a tenant in-situ. Whilst this can be beneficial, he’s got a few questions. How can he best prepare? Does he need to get new references/inventories etc or can he use the current ones? They’re also looking to increase the rent as it’s currently below market value and Johnny’s wondering what’s the best way to approach this. Does he wait until he’s purchased and then increase the rent? Or does he ask the current landlord to bring in the increase and wait until the tenant has signed the new contract before buying. Tune in to hear what advice the guys have got to give. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 15, 20228 min

TPP469: Property sourcers’ secrets revealed

Sourcing secrets revealed In a market like this it’s hard to get your hands on any properties let alone bag an incredible deal, but it’s not impossible... Today on The Property Podcast we’re joined by two property sourcing experts that deal with multimillion pound deals every single day, and they’ll be revealing their top tips and tricks on how to land yourself a deal. They’ll be sharing: How to find deals How to assess those deals What their due diligence process looks like What the MOST important thing to consider is How to negotiate the deal and make sure the price is right Their top tip for first time investors In the news It’s no secret that the markets booming right now, and Hometracks latest House Price Index has revealed that the average house price is up 7.8% from the 12 months leading up to January. Breaking it further down to regions and areas, we were shocked to learn that Wales has taken the top spot with 11.7% growth! Hub Extra This one’s for all the coffee (and tea) lovers out there. If you’re anything like us, you can’t start your morning unless you’ve had your coffee and this week's Hub Extra will help you get your morning shot just that little bit quicker. If you’ve not already got your favourite coffee shops app downloaded to your phone you might be missing out. Gone are the days where you lose your loyalty card just as you were about to get your free drink. These apps store all your loyalty points on your phone, so you’ll never have to miss out on that free coffee ever again. If free coffee isn’t enough to win you over, they’ve also added a nifty little click and collect feature. Just order your coffee when you’re enroute and it’ll be there waiting for you! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Mar 10, 202220 min

ASK323: How do you deal with anti-landlord views? PLUS: Will increasing interest rates squeeze my margins?

It’s time for another round of listener questions! Our first question is from Steven in Manchester. Steve has been investing for a few years now, he’s researched various strategies and spoken to a lot of people. And he’s had a sad realisation... There’s a lot of negativity when it comes to being a landlord and investing. Steve approaches being a landlord in an ethical way and tries to look out for his tenants, making his property feel like their home. What Steve would like to know is how do Rob & Rob handle this negativity? Do they have a particular approach or argument when it comes to dealing with this? Next up, we’ve got a question about interest rates. This listener is looking to build a Buy-to-Let portfolio and is looking for some advice on interest rates and rental income. What he wants to know is if rent will increase to match interest rates, and if they do will this impact the profit margins of Buy-to-Let properties? Tune in to find out what the guys have got to say. Do you have a Buy-to-Let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 8, 20228 min

TPP468: March Market Update

It’s the March Market Update It’s that time of the month! Rob & Rob are back with your monthly update. The markets are reacting to everything that’s going on right now and it’s affecting all of us. From house prices continuing to soar to Scottish news, the guys have got plenty to cover. All the links you need are right here: Property Market House prices go up by 10.8% at end of 2021: HM Land Registry Huge Build To Rent programme announced by pension provider Rental Market No sign of rental demand slowing: NRLA Mortgages Weekly rate watch: Rate hike frenzy sees all fixes rise Rental Control Avoid rent freezes but some controls can work, academics claim Scotland Letting an Airbnb will require planning consent if council succeeds Scots landlords dismayed as possession grounds kept ‘discretionary’ until September Sentiment London’s smallest microflat sells for 80% above asking price Property Hub News We’ve got some exciting Portfolio news dropping soon... So, if you’d like to be the first to hear what that is you can join the waitlist here. And if you’d love to be a part of the incredible Property Hub team you can find all the roles we’re hiring for here. Hub Extra This week we’re sharing the tech tool that keeps The Property Podcast running like a well-oiled machine. Monday.com is a platform that’s redefined the way we work as it organises and streamlines your daily, weekly and monthly tasks. The great thing about Monday.com is you can really customise it to work best for you, set yourself deadlines, add subitems and keep your team up to date with your progress – it really can do it all. We can’t believe we used to do it all on paper before! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Mar 3, 202225 min

ASK322: Should I just give up and overpay? PLUS: Release equity or not?

The guys are back for yet another round of listener questions! And Amy from Oxford is kicking us off this week. Amy and her fiancé are looking to buy their first property, but the properties they’ve had their eye on have had SO much interest they’re selling for £30,000 above asking! Has overpaying in this market become the norm? Or are they right to be a little cautious... Next up, we’ve got a couple of questions from Paul. Paul bought his first Buy-to-Let property last year, is currently renovating his second and has had an offer accepted on his third. Thanks to the current market, his first property has increased in value by around £30,000-£40,000. He wants to hear if Rob & Rob think he should pull the equity and use it for another deposit? His next question is all about mortgages. He’s taken out interest-only mortgages on all his properties and has a plan for how he’ll pay these off one day. He’s hoping to use the 18-year property cycle to his advantage, and as his properties go up in value, he plans to sell one and use this to pay off the mortgages. Is this a good strategy? Tune in to find out what Rob & Rob have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Mar 1, 202210 min

TPP467: Sharing our most unpopular property opinions

You’re probably not going to like this... We’re going to ruffle a few feathers this week as Rob & Rob are revealing their most unpopular property opinions. And honestly, we can’t quite believe some of these! The guys have got plenty of opinions and they’re famous for not being aligned with the crowd and that’s definitely going to be the case today. From referencing working both ways, to paying capital gains tax on your main residence, Rob & Rob are not holding back. Some of the opinions are pretty controversial, so much so, that Rob & Rob don’t even agree – this is one episode you really don’t want to miss. And if you’re wanting to hear why Rob & Rob think property is an awful way to make money, you can find the full episode here. In the news Selective licensing schemes, we’ve all heard of them and some of us have to pay to have them. So, we were pretty shocked to find out that nearly 2/3 of the councils that run these schemes don’t actually record the number of complaints they’re receiving! Hub Extra This week’s Hub Extra is for those of you that, like Rob B, don’t enjoy travelling and hate queueing! We’ve got some simple tips that might cost you a little extra but will make your travel experience A LOT more enjoyable. Tip 1 – Opt for a meet and greet service over standard airport parking Rather than paying to just park your car in the airport, you can choose a meet and greet service that’ll let you drive to the closest location to the airport, hand over your keys and someone will go park it for you. Then just let them know when you arrive, and they’ll bring your car back around to you! Tip 2 – Book fast passes (in advance) This one we don’t recommend leaving until the last minute as it can work out pretty expensive, but if you book your fast passes in advance, often for around the same price as a pint you’ll be able to skip the queues and whiz through security! Tip 3 – Get a credit card that gives you lounge access Some credit cards will offer airport lounge access as a benefit, and honestly, it’s a complete game changer! After whizzing through security, you can sit back and relax in a lounge that’s stocked up with food and drinks. So, skip the uncomfortable chairs and get yourself in a lounge. Tip 4 – Pick your seats at the front Quite simply, you’ll get off the plane much quicker than everyone else and be at the front of those queues! So, no need to be spending ages in the security line, plus you’ll be the first to grab your drinks/snacks from the carts on the plane. Tip 5 – Upgrade to faster luggage drop-off for the way home Another time saver and complete game changer. By simply paying a little extra your bags will be the first on and off the plane! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Feb 24, 202238 min

ASK321: What does the property cycle mean for my mortgages? PLUS: How do I turn my refurbs into a business?

Rob & Rob are back with another round of listener questions! First up we’ve got a question from Mike. Mike’s mortgages are due for renewal soon, and he’s been considering whether he should get a two- or five-year fixed rate. With five-year fixed rates being pretty good at the moment he’s leaning more towards this, but after taking a closer look at the 18-year property cycle this fixed rate might end around the same time as a crash. What he wants to know is what Rob & Rob would do? Should he get a two-year fixed rate and then a five after or get the five now and hope for the best! The guys share some helpful advice, but thankfully we’ve got another perfect podcast episode that might just help him out. Find out how to use leverage in a boom and crash right here. Next up, David wants to know how he can turn his recent renovation projects into a business. David has completed a couple of refurbs over the last 3 years and he’s looking at how he can turn this success into a business. Controversially Rob & Rob have actually discussed this on The Property Podcast before and revealed why property is a terrible way to make money. Tune in to find out what tips the guys have got for him. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Feb 22, 20228 min

TPP466: How to use Rightmove the RIGHT way

Step up your Rightmove game The property market is booming right now, and that’s great if you’ve already established your portfolio, but if you’re trying to find your next investment it’s not the easiest time to bag a deal. You’re probably already spending a huge portion of your time scrolling on Rightmove, so you’ll want to make sure you’re doing this as effectively as possible. Thankfully, Rob & Rob have been investing for years and they’ve managed to build up a good few tips and tricks. So, this week on The Property Podcast they’ll be revealing all the ways you can optimise your search for your next investment. And if you’re looking for the link to help Beau and donate, you can do this here. In the news We canine believe this week's news story... 27% of landlords have no idea their tenants have cats or dogs! With the surge in tenants becoming pet parents, it’s no wonder the majority of landlords have made the switch to pet-friendly properties. But it seems that a huge portion of tenants are keeping their pets under wraps! Hub Extra We’ve shared some pretty game-changing tools this episode, so rather than overload with you more, we thought we’d remind you to download them! With a few simple clicks, you’ll be stepping up your investment game in no time. Property Log Advanced Property Insights Property Data Rightmove Hub Fancy joining the Property Hub team? Do you know someone who'd be perfect for our CTO role or do you just fancy joining the incredible team here at Property Hub (we promise we're not biased!) you can find all our latest roles right here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Feb 17, 202230 min

ASK320: Sell my former home, or rent it out? PLUS: How do I get a mortgage for my refurb?

Rob & Rob are back for another round of listener questions! Kicking it off this week is Laura from Essex. Laura bought her first property (a two-bed flat) six years ago and is now looking to buy her second property. She’s recently had an offer accepted on a four-bed detached house and can afford to purchase it without using any equity from her flat. But Laura’s unsure if she should sell the flat and use the equity to put down a bigger deposit and lower her mortgage repayments on the new house. What do Rob & Rob think? Should she keep the flat and rent it out or sell up and put a bigger deposit down? Next up, we’ve got a mortgage question from Andrew. Andrew has recently received an inheritance and is looking to buy a terraced house outright in Leeds and then let it out. He’s then hoping to refinance this property and use the equity to expand his portfolio and purchase a couple more buy-to-let properties. Andrew wants to know if his mortgage can be interest only, and if not, why? Tune in to find out what the guys have got to say. And if you’re looking for the latest episode of The Property Podcast with a mortgage expert you can find it here or if it’s the Buy-to-let mortgages explained video you’re after, that’s right here. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Feb 15, 202210 min

TPP465: How to protect yourself against rate rises and more

The interview you’ve been waiting for The mortgage market is CRAZY right now, and we’re always inundated with questions about rates, fixed terms and so much more. So, in true The Property Podcast fashion, we thought we’d get a leading mortgage expert to give us a complete run-down of what’s going on in the market right now. This is an episode you really don’t want to miss. In the news Shockingly this week's news has had hardly any coverage... With everything that going on right now with energy bill increases, national insurance increases and so much more, the Bank of England’s latest move seems rather stealthy. With the base rate jumping from 0.25 to 0.5 it’s pretty surprising that this has gone relatively unnoticed. Hub Extra What could’ve possibly caused Rob D to completely change his outlook on money? Die With Zero by Bill Perkins challenges the typical concept of saving your money forever and presents a provocative philosophy on how you can make the most out of your money. Refer a friend There’s nothing better than a good recommendation. If you’re an avid reader of the magazine and know someone that would benefit from the knowledge you can now refer them. Just direct them here and they’ll instantly receive a free digital issue of the latest magazine! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Feb 10, 202229 min

ASK319: Should we be worried about new EPC rules? PLUS: Do you use this mindset trick?

It’s Tuesday and you know what that means... we’re back with another episode of Ask Rob & Rob. And this week we’ve got a couple of really interesting questions! First up, Imran from London is wondering about the pending changes to EPC (Energy Performance Certificate) rules. Imran has a budget of £80,000 and is looking to purchase two or three properties in the Midlands/North. With this budget, the stock that’s available to him is typically older buildings with lower ratings of D or E. If he were to invest in these, with the proposed changes he would need to bring the rating up to a C. With such little information about how much these improvements would cost; Imran is feeling a little cautious about making investments like this and wants to know what Rob & Rob think. Next up, we’ve got a question from Roisin. With mindset and manifestation’s recent rise in popularity, Roisin wants to know what the guys think about it all? Should investors be looking into mindset training as heavily as they do with property? Or is it just the latest fad? And do Rob & Rob themselves manifest? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Feb 8, 202212 min

TPP464: February Market Update

It’s the February Market Update Rob & Rob are back with your monthly update and this one is a must listen! With HUGE numbers across the board the guys have never reported on stats like this, in fact, we might start calling this update the record high edition. From soaring property prices and rents to surging mortgage products and Welsh news, Rob & Rob have a lot to cover. All the links you need are right below: Property Prices Government releases latest data for average UK house prices New Year demand for property hits record levels, up 50% Fears of pandemic exodus from England’s cities prove unfounded Rents Rents rise at fastest rate ever Latest figures show UK rents continue their inexorable rise Private rents in Britain rise at fastest rate on record UK property rents rise at fastest ever rate Cladding Issue Government sets out new plan to protect leaseholders and make industry pay for the cladding crisis Government slams insurance firms over premiums on blocks Don’t exclude landlords from cladding help, politicians will be told Mortgages Mortgage lenders battle to win growing holiday let landlord market Landlord product choice approaching record levels: Moneyfacts Leasehold Restrictions on ground rent for new leases set to become law Wales Renting Homes (Wales) Act Starts July 2022 And finally... Call for action ahead of new Carbon Monoxide alarm laws Hub Extra We spend so much time on our phones, so this week's Hub Extra is trying to improve that experience. We’re sure it’s no news to you that you can organise the apps on your phones into little folders and you can name these things to help you keep things organised. But have you ever considered naming them something a little more motivational? Instead of popping all your banking/investing apps into a folder called ‘finance’, switch it out for ‘Make X amount of money this year’. Whilst this might seem a little silly, when you’re picking up your phone 100+ times a day this little mental nudge might help keep you on track. A further little tip straight from Rob B, is if you have an iPad as well as your iPhone, move any of those apps that you find distracting off your phone and onto your iPad. And if you’d like to find out more about Portfolio you can do that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Feb 3, 202231 min

ASK318: How can I source new build houses remotely? PLUS: Can I get income from my student HMO outside term-time?

Welcome back to another episode of Ask Rob & Rob! As always, we’ve got two great questions this week, so let’s get stuck in! First up, we’ve got a question from Harry. Harry is an overseas investor with a portfolio predominately made up of flats. Our Houses vs. Flats episode on The Property Podcast and the high demand for houses during a recent Property Hub Invest launch in Sheffield has got him thinking. He’d like to diversify and get his hands on some new build houses, but he’s struggling to source these remotely. Harry would love to hear if Rob & Rob have got any advice on how he can source the properties he’s after. Next up, we’ve got a question from Adam in Swansea. He’s currently purchasing his first HMO in a student area and is looking to let this out to some students. Unfortunately, he’s just missed the start of the academic year and he’s expecting the property to remain empty because of this. What Adam wants to know is how can he monetise the property until the next academic year starts and avoid a void period. Tune in to find out what advice the guys have got for our callers. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Feb 1, 20228 min

TPP463: Why Property is a terrible way to make money

Property is a terrible way to make money Could this be the last ever episode of The Property Podcast? After all these years in the game have Rob & Rob done a 180 and realised that property just isn’t the best way to make money? This week on The Property Podcast Rob & Rob are revealing why property is a terrible way to make money. They’ll be taking a closer look at different strategies and revealing why each one isn’t a good way to achieve the goal of generating £2,000 each month. But it’s not all bad news, because they’ll be pointing you in the direction of how you CAN make money, phew, maybe The Property Podcast will continue after all... In the news It seems that we didn’t just experience double digit growth in house prices last year, as LandlordZone have revealed a 50% increase in landlords using ltd companies to take out a mortgage last year. This figure is the highest number since the changes George Osbourne made to the tax system! What do Rob & Rob think about this? Hub Extra Do you know someone who would benefit from The Property Podcast, but you’ve failed to win them over so far? Maybe they’re just not a podcast person and find it all very complicated. We’ve got the perfect Hub Extra for them. Listening to podcasts couldn’t be any simpler than with Spotify. Just search the name of a specific podcast or topic, and within seconds you can be listening! They’ve also recently introduced a star rating system, so you can quickly decide if a podcast is worth your time! And if you haven’t done so already, you can rate The Property Podcast right here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Jan 27, 202226 min

ASK317: Do I go ahead with this deal? PLUS: Is digital property the future?

Welcome back to another episode of Ask Rob & Rob. This week we’ve got two super interesting questions that the guys couldn’t wait to get into! Kicking things off this week is Dragos. Dragos has recently had an offer accepted on a 1-bed flat in a great part of Liverpool, but thanks to a couple of declining lenders, he’s recently discovered something that’s left him questioning if the deal is right for him. The lenders revealed that the development mainly consists of investment units with a limited demand for owner occupation. Would Rob & Rob go ahead with this deal? And what would they do or ask as a precaution? Next up, we’ve got a question from Sal in London. Sal has built himself a portfolio of property, but he’s looking to expand and diversify. With the ongoing developments in technology and the recent spike in popularity for things like NFT’s and blockchains, should he be consider trying his hand at digital property? Sal wants to know what Rob & Rob think about digital assets and whether they see the market developing. Tune in to find out their thoughts! Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Jan 25, 20227 min

TPP462: 2022’s hotspots to invest in

2022’s Property Hotspots Rob & Rob are back with their top hotspots of the year, it’s always one of the most popular episodes and it’s definitely one of their favourites to record! This year, they’ll not only be revealing their safe bets, but their up-and-comers and even a couple of wildcards. And after hearing how well 2021’s hotspots performed, you won’t want to miss this. Safe bets: Liverpool Manchester Nottingham Leeds Up-and-comers: Sheffield Belfast Derby If you’re feeling brave: Newcastle London Super wildcard: Aberdeen In the news We’ve got some Welsh news for you this week and it’s all about the Renting Homes Act. After years of being fiddled around with, the act is due to be implemented in July 2022 and brings about some big changes. First up, tenants will no longer be called tenants, but are instead ‘contract holders’ and with notice periods being extended to six months from two, this is definitely one to keep on your radar. Hub Extra If one of your New Year’s resolutions was to improve your knowledge and improve your focus this Hub Extra is for you. Elevate is a brain training app, that gives you five mini games to complete each day to help you achieve your objectives. The games take less than a minute each, so instead of scrolling through Instagram first thing, train your brain instead. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Jan 20, 202219 min

ASK316: Should I go ahead with this expensive mortgage? PLUS: How should I use the property cycle when refinancing?

It’s Tuesday and you know what that means! Rob & Rob are back with another round of listener questions. This week we’ve got two great questions about mortgages. Our first question is from Cameron from South Africa, and it's got the guys divided Cameron is around 2 years away from getting his permanent residence in the UK and this has caused lenders to be reluctant, leaving him with limited mortgage options. He’s currently looking at getting a flat in Nottingham city centre and has recently been offered an interest only mortgage, with an interest rate of 7.7%! What he wants to know is what Rob & Rob would do in this situation. With Nottingham being one of our hotspots for 2022 would they still invest? Next up, we’ve got a question from Arun. The mortgage term on Arun’s home is due for renewal in 2025, and according to the 18-year property cycle, a crash is due slightly after this. Arun wants to know Rob & Rob’s thoughts on refinancing before you suspect a crash is coming and whether the risk of negative equity is such a bad thing? Thankfully for Arun, we’ve got the perfect podcast episode to help answer this. In fact, it’s almost as if we recorded this episode, just for him. How do you use leverage in a boom and crash? Tune in to find out what else Rob & Rob have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Jan 18, 20228 min

TPP461: 2022’s Predictions

Rob & Rob reveal their predictions for 2022 The guys are back with one of their favourite traditions – predictions for the year ahead. If you listened to 2021’s predictions you’ll know that last year they fared pretty well and with hardly anyone else sharing theirs this year, this episode really is a must listen. Even if it’s so you’re in on the joke in December 2022 when they could’ve gone horribly wrong. Here’s what 2022’s forecast consists of: Top 3 performing cities UK property market London property market Inflation Base rate Stock market Bitcoin With such big topics and some bold claims, we can’t wait to see what this year holds. Do you think Rob & Rob’s winning streak will continue and they’ll be right by the end of the year? Or will they be wrong? Only time can tell. Until then, please feel free to share your own predictions with us over on our Instagram, Facebook, Twitter or forum. In the news The news story this week is that there is no news... Every year Rob & Rob share their predictions for the year ahead, but they also take a closer look at what other experts have got to say and well, this year it seems like not much. But you can take a closer look at the couple of predictions they did find below: MoneyWeek - What does 2022 hold for UK house prices? Savills - Prime central London and northern England to experience strongest growth across all markets Portfolio news! We shared some exciting news about a recent acquisition in last weeks episode and we’ve got some even more exciting news this week! Portfolio took a little break over the festive period, but you’ll be happy to hear that we’ve started to let people in! And if you haven’t joined the waiting list yet, you can do that here. Hub Extra January is the perfect time for a little spring clean, but if there’s one place you shouldn’t forget to cleanse, it’s your phone! This week's Hub Extra is a tip straight from Rob B. He recommends a phone audit - look through all the apps in your phone and delete anything you haven't used or doesn’t add value to your life. Set 5 minutes aside and get rid of anything that’s clunking up that screen! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Jan 13, 202221 min

ASK315: Am I wrong to get emotionally involved? PLUS: What's your minimum yield target?

We’re back and we’re starting 2022 with four questions! Our first three questions come from Phil from Liverpool. Phil is an avid listener of the podcast and bought his first investment property back in August – a two bed flat in Liverpool. As he was buying in an area he was familiar with, he found himself getting emotionally invested and was ruling out any areas he wouldn’t live in himself. What he wants to know is, should he avoid doing this in the future? He’s also recently started to see the power of leverage, and with this in mind as he considers buying his next property, he’s started to think about interest-only mortgages. So, Phil’s asking Rob & Rob if he should stick to an interest-only mortgage, and if so, should he only pay interest for the full term? His final question was a special one and required Rob B to dust off his crystal ball, as he quizzed Rob on how Liverpool is going to perform in the premier league. Tune in to hear what the guys have got to say. But the questions don’t end there, and our final question is a big one, and it’s all about yield. This listener wants to know what’s the minimum yield you should consider on a single buy-to-let? Thankfully, Rob & Rob have covered this before, so if you’re searching for the Total Return Formula podcast episode, you can find that here. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Jan 11, 20227 min

TPP460: How to have your best ever year in property

Make 2022 your year Happy New Year! Rob & Rob are back and they’re kicking it off with what they believe will be one of the top 5 episodes of the year. The new year is the perfect opportunity to wipe the slate clean, get clear on your goals and get ready to embark on your best year yet. So, in this episode Rob & Rob will be sharing their tried and tested tools that they use to work towards being the best versions of themselves. It goes without saying that Rob & Rob are just two ordinary guys, there’s no big secret to what’s made them successful – they’ve just used these tools and methods year- after- year. After all, it’s the simple stuff that makes the difference. Hub Extra One of the best ways to make sure you’re achieving your goals is to keep track of your progress. Now, the App Store has endless apps that can be used to track almost everything, but here’s some of our favourites. Trying to level up your fitness game in 2022? Then Strava is what you need. It will track your runs/cycles and give you all the data to analyse! If tracking your habits feels a bit of a bore, let us introduce you to Habitica. Habitica pumps back all the fun into habit tracking as it turns real life into a game. Of course, we couldn’t forget to share a way to track your podcasts. Spotify is super handy at collecting all your data and sharing what your favourite podcasts are every year, plus how many minutes you spent listening to them. Could you be The Property Podcast’s top listener for 2022? The extra links you were searching for If you’ve been searching for the extra links Rob & Rob mention you can find them right here: Sign up to the magazine Join the Portfolio waitlist TPP15: How goal setting will change your life Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Jan 6, 202225 min

TPP459: Reflecting on 2021

Reflecting on 2021 2021 has been another crazy year, and not just in the world of property. No-one could’ve predicted the boom that has well and truly started, although Rob & Rob predicted growth, they didn’t even see that one coming. And the craziness of 2021 didn’t stop there. It’s been a rollercoaster ride at Property Hub HQ and after what’s felt like forever, we finally launched Portfolio, so there’s plenty to reflect on. Here’s a rundown of what the guys are reflecting on: Property prices Rental demand The economy Inflation Property Hub The launch of Portfolio We hope you’ve enjoyed listening to the podcast this year, just as much as we’ve enjoyed creating it for you. 2021 has been our best year yet, but we’ve got a sneaky feeling that 2022 is going to be even better. So, we hope you have a lovely festive period and get some well-earned rest and time with your loved ones. And we’ll be back next week to kick off the new year, so make sure you’re ready! P.S If you’re looking for the Portfolio waitlist, you can find that here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Dec 30, 202111 min

TPP458: The best of 2021!

The top five(ish) episodes of 2021! As we’re well and truly settling into the festive period, we didn’t want to dive into anything too heavy... So, we thought we’d give Rob & Rob the difficult challenge of picking their top five episodes of the year! With 2021 being the BEST year of the podcast yet and so many important topics covered, it’s no wonder they struggled to narrow it down. But if you find yourself with some spare time and you want to get prepped for 2022, you can work your way through Rob & Robs top five(ish) episode below: TPP416: The REAL reasons property prices go up TPP426: We’re in a property boom – why has no-one noticed? TPP434: How to use leverage in a boom and a crash TPP435: What traits make a successful property investor? TPP436: Everything you need to know about short-term inflation TPP437: The wealth secret: Long-term inflation PP452: Total Return Formula – the ultimate calculation for smart investors Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Dec 23, 20218 min

TPP457: 2021’s predictions reviewed

How right (or wrong) were Rob & Rob’s property predictions? It’s safe to say that 2021 was a year that no-one could’ve predicted, but Rob & Rob had a stab at it anyway. From which cities would experience the most growth, to the Olympics and bitcoin - Rob & Rob predicted it all. But is it time we start asking the guys for the lotto numbers or did they completely miss the mark? Tune in to find out, as Rob & Rob revisit their predictions and see how well they fared. Hub Extra We love sharing a good resource, but with Christmas coming up we don’t want to give you too much extra learning! So, you can get stuck into 2021’s best resources here. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Dec 16, 202112 min

TPP456: 2021’s best resources

2021’s top resources Back by popular demand, we’re bringing you our top resources of the year. If you’re a die-hard fan, then you’ll know at the end of each episode (and in our Hub Extra newsletter) we share a handy resource that we love. So, it’s only right that we wrap up the year with our top picks. The guys are covering it all, from books to podcasts and even YouTube channels - this episode contains all the best stuff we’ve consumed this year!882409 Books Taking People With You: The Only Way to Make Big Things Happen - David Novak Greenlights - Matthew McConaughey A Million Miles in a Thousand Years: What I Learned While Editing My Life - Donald Miller Alchemy: The Surprising Power of Ideas That Don't Make Sense - Rory Sutherland Richer, Wiser, Happier: How the World's Greatest Investors Win in Markets and Life - William Green Podcasts Masters of Scale with Reid Hoffman Boldt Flavours Meditative Story How to Take Over the World The Pain Gain Macro Voices Fintech Insider Podcast by 11:FS YouTube & TV Succession Chess Vibes Patrick Boyle Economics Explained Below Deck Trek Trendy Tech & Apps Peloton Matter Chess.com 1Blocker Portfolio Hub Extra The resources don’t stop there! If you’re struggling to think of the perfect present for the property lover in your life, look no further. You can now give the gift of knowledge with a voucher for a year's subscription to the Property Hub Magazine! Simply click the link here, fill in the details and we’ll send the code straight to the lucky recipient's inbox! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Dec 9, 202137 min

ASK314: A question from someone very special... what’s in store for 2022?

Can you believe it, it’s the final Ask Rob & Rob of 2021! It’s been a crazy year and The Robs have loved answering your questions, but it was only right that they ended the year with a question from their good friend Nick. As a dedicated listener of the podcast, Nick was desperate to know what the guys have got lined up for next year. Rob & Rob were happy to drop a few hints, not only to ensure they get more than coal this year but to get you ready for what’s coming next. We have a sneaky feeling 2022 is going to be our best year yet, so make sure you tune into today’s episode to see what we’ve got lined up. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Dec 7, 20215 min

TPP455: December Market Update

It’s the December Market Update Rob & Rob are back with your monthly update, and it’s safe to say the market isn’t ready to wind down for Christmas just yet. From rents shooting up, to potentially devastating news for Welsh landlords. And a fall of 52% in property transactions... The Rob’s have got plenty to cover. All the links you need to get stuck in are just below: Sales UK house sales fall 52% in month after stamp duty holiday deadline Rents Has Covid finished off the rental market? UK rents ‘rising at fastest pace in 13 years’ Rents up sharply in prime areas of London as market bounces back Savills - Rental revival Landlords face punishing new costs under property wealth tax plan Mortgages Bank of England considering easing mortgage rules in move that could boost house prices Kensington launches long-term fixed rates up to 40 years Cladding BoE concerned cladding crisis poses risk to UK financial stability Cladding scandal: How plans to make flat leaseholders pay for repairs have been put on hold Other Legal Warning — some buy to lets will never meet new EPC targets Carbon Monoxide alarms must be fitted in private rentals with gas boilers And finally... Research lays bare failure to tackle criminal landlords Hub Extra This week’s Hub Extra is coming straight from our producer, Dan. The Beatles: Get Back follows The Beatles along the making of the Let It Be album. Oscar winning film maker Peter Jackson, has compiled hours of unseen video and unheard audio to create a three-part documentary on this pivotal moment in music history. It’s definitely one to add to your must-watch list. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Dec 2, 202120 min

ASK313: Should potential higher taxes and inflation make me rethink my strategy?

Rob & Rob are back for another episode of Ask Rob & Rob. This week they’re only answering one question, but it’s a biggie and there’s plenty to cover. As public spending has hit an all-time high, it’s safe to assume that we can anticipate an increase in taxes and inflation. And James wants to know whether this means he should rethink his strategy. Is now the time to be more cautious, limiting leverage and looking at fixed-term mortgages, or is it time to take a risk and double down as prices could rocket even further? Tune in to find out what advice the guys have got for James. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Nov 30, 20216 min

TPP454: What’s happening across the worldwide property market?

What’s happening with property around the globe? It’s no secret that the UK property market has gone crazy this year, and with house price growth in double digits, people are wondering when this is going to end. But is the UK market an anomaly or is it happening elsewhere? Rob & Rob are taking a closer look at what’s going on in property markets across the globe and are using this to make sense of what’s happening in the UK. In the news As today is an international episode, it’s only fitting that we share some international news for you. As rental prices rise across Europe, this country is trying to get a grasp on the situation as Spain takes on private equity landlords as cost of housing soars And the Netherlands is no different as Dutch cities look to ban private investors from the property market to combat soaring house prices. Hub Extra Sticking with the international theme, as we all (hopefully) start travelling again, this week's Hub Extra is one you’ll want to know about. Wise (Formally TransferWise) is the app you need for all your international transactions and transfers. With exchange rates that are almost definitely going to be better than your bank, and a debit card you can use to withdraw local currency, you need to add this to your must-have travel list. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Nov 25, 202119 min

ASK312: Should I invest in Ipswich? PLUS: When should I start worrying about a short lease?

It’s that time of the week and Rob & Rob are back with two more listener questions, and we’ve got some pretty interesting ones. First up, we’ve got a question from Terry in Luton. Terry’s got his eye on a couple of properties in Ipswich and what he wants to know is, is now a good time to invest in the South East? Do Rob & Rob think the cycle has moved on enough to make this a smart investment? Our next question is all about leaseholds. David is looking to purchase another buy-to-let and is considering a leasehold flat. He wants to know if he should be concerned about properties with leases of around 90 years? And how can he tell if a property’s lease renewal process is going to be straightforward? Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Nov 23, 20216 min

TPP453: The Robs share their personal investment strategies

Rob & Rob are sharing their investment strategies It’s easy for Rob & Rob to give their advice each week on The Property Podcast, but this week they’re putting their money where their mouths are. To give listeners an insight into how they’ve been so successful at investing, The Robs are sharing their personal investment strategies. Unsurprisingly, they start by looking at the fundamentals (which you can read about here). They also reveal why they look for new-builds, or at least properties less than a decade old, despite some investors having strong opinions on them. What are ‘trophy assets’ and why do Rob & Rob look for them? And finally, you’ll find out which locations they’re focussing on at the moment. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Nov 19, 202126 min

ASK311: How do I calculate the ROI of a flat? PLUS: Are mortgage rates going to keep going up?

Rob & Rob are back with more listener questions. First up is John, who wants to know the best way to get the truest return on investment for a flat in his portfolio. And the second question is about whether mortgage rates will continue rising as headlines are currently suggesting. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Nov 16, 20216 min

TPP452: Total Return Formula – the ultimate calculation for smart investors

There’s been over 450 episodes of The Property Podcast, but until now, we’ve not revealed the secret formula that investors NEED to be aware of. In the past, Rob & Rob have told you all about net yield and return on investment (ROI), and how using these can show you how profitable your investments have been - and will be in the future. But there’s an important factor that neither of these consider. That’s capital growth. That’s a big thing to miss out, especially since capital growth is usually the biggest return you’ll get. It’s one of the main factors we consider when sourcing deals for our Property Hub Invest clients. The new formula, called the ‘Total Return Formula’, takes capital growth into account. Listen as Rob & Rob explain how to use this formula, as well as how to best predict capital growth for future investments. In the news And this week’s big news is actually a notable lack of news! Specifically, about how there was no increase in interest base rates announced last week. It was predicted that they’d rise from 0.1%-0.25%, but this move wasn’t taken. What do Rob & Rob think this means for the property market? Hub Extra We’ve got a great book for you this week, and it’s about something that almost everyone on earth has engaged with in one way or another – Instagram! ‘No Filter: The Inside Story of Instagram’ by Sarah Frier. This one’s different from the other books about the origins of social media channels, because it’s not solely focussed on controversy. Instead, it zeroes in on how this brand-new platform went from something small to something that has impacted not just app-users, but businesses and the world at large. We’re big supporters of thinking big, and the story of Instagram is a prime example of that. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Nov 11, 202125 min

ASK310: Where should I put my cash while I save up? PLUS: How does QE actually get into the economy?

The Robs are back with more listener questions! First up is Geoff, who wants to know what the best kind of way to save his money is. Second is from Ian, who wants to know about quantitative easing. He wants to know how money raised via QE makes it’s way back into the economy. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Nov 9, 20219 min

TPP451: November Market Update

It’s the November Market Update Rob & Rob are back with your monthly update and it’s a budget special! With the autumn budget announcement, the guys have got plenty to discuss as they look at what the latest news means for investors and how it will affect them. Here are all the links you need to get stuck right in. Budget Autumn Budget 2021: CGT Deadline Relaxed Autumn Budget 2021: £5bn fund confirmed for victims of cladding crisis Autumn Budget 2021: Property developer tax to partially fund cladding remediation Budget confirms £1.8bn to deliver homes on brownfield and 'underused' land Interest Rates Lenders raise UK mortgage rates as inflation fears take hold House Prices Hometrack Report House prices to rise by 3% in 2022 – Zoopla U-turn on housing market forecast by government advisers Rent Demand and rents on the rise as tenants return to city life Fewer than 500 flats available to rent in Manchester, says report Other Landlords to be helped by new Covid arrears fund Hub Extra If leadership is a skill you’re looking to improve, you’ll definitely want to get your hands on this Hub Extra recommendation. The CEO of Yum! Brands (which controls big players like KFC, Pizza Hut, Taco Bell and more!) - David Novak cuts right to the chase in his book Taking People With You. In this must-read for leadership, David shares his step-by-step guide to setting big goals and building strong teams. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Nov 4, 202119 min

ASK309: How much equity should I withdraw from my home? PLUS: Is this bungalow a good investment?

Rob & Rob are back with more listener questions! Our first question is from Derek. Derek is a builder who currently buys properties and fixes them up while living in them. He’s built up some equity in his current property and is planning on using this to help him buy a couple of buy-to-lets. His question is what percentage of this equity should he release? Next up, we’ve got a question from Joe in London. Joe is considering buying a bungalow that already has a tenant in-situ and a really good yield of 8.4%. But he’s concerned about this niche market and how this is going to affect the capital growth potential. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Nov 2, 20216 min

TPP450: Is Rob D’s latest deal really hands-off?

Are investment properties ever REALLY hands-off? Rob & Rob are always getting requests to share their latest deals. And this week on The Property Podcast we’ll be sharing the juicy details on Rob D’s latest deal. He’ll run you through the process - step-by-step - as they unveil whether any property deal can truly be hands-off. If you’re curious to hear what sort of deals the guys like to get involved in and why, then you don’t miss this episode. In the news Whilst we’re taking a look at being hands-off, it’s clear the government has no plans to be hands-off when it comes to landlords, as the Minister reveals more about Rent Reform proposals. The minister has announced plans to bring in a landlord register and a lifetime rental deposit scheme. Although some registers already exist for HMOs in certain areas, these plans will require all landlords nationally to register their status as a landlord. What are Rob & Rob’s thoughts on this? Hub Extra We’ve got an extra special Hub Extra for you this week. If it’s not obvious, we love a good podcast, and this one is from someone we’ve recommended before. Sarah Ferris is an active investor that already has one successful podcast under her belt Conning the Con, and much like us, she can’t seem to get enough and has started a brand new podcast Stop the Killing. Sarah has teamed up with the former head of the FBI’s active shooter program and is revealing what went on behind the scenes of some of the world’s worst mass shootings. If you’re a lover of true crime this is a must-listen! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Oct 28, 202122 min

ASK308: Why won’t lenders reward me for a low LTV? PLUS: What’s your interest rate prediction?

It’s that time of the week where Rob & Rob answer listener questions. And this week, we’re breaking all the rules as we’re answering two questions from one listener. Recently on The Property Podcast, Rob & Rob delved into why Dave Ramsey is WRONG and this got one listener thinking. If you have a low loan-to-value, where the risk should be lower for the lender, why aren’t you offered a more generous interest rate? Why don’t LTD lenders reward investors with a prudent approach? He would also like to hear Rob & Rob’s predictions on what will happen to interest rates on mortgage products. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Oct 26, 20218 min

TPP449: What are property funds and should you invest in them?

Should you invest in property funds? Property funds are the ultimate hands-off strategy, but what are they and should you invest in them? This week on The Property Podcast, Rob & Rob will be sharing everything you need to know to decide if property funds are the right investment option for you. They’ll run you through exactly what they are, the pros, cons and who they might be right for. If you’ve ever considered property funds before but you weren’t quite sure, then you won’t want to miss this. In the news In the latest Market Update we had a lot to cover on the rental market, covering big cities like Leeds and Manchester, and now we’re bringing you an update on London. The Financial Times are reporting that the London market is bouncing back with the Return of the renters: price hikes, bidding wars and bribe. It seems like Rob & Rob were right with the prediction that city centres are not dead yet. Hub Extra Intrigued by property funds and want to solidify what you’ve learnt so far? This week's Hub Extra is our brand-new YouTube video Why would you invest in a property fund? This short and snappy video is the perfect recap. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Oct 21, 202127 min

ASK307: Has an off-plan delay worked in my favour? PLUS: How do I work out which mortgage deal is cheapest?

It’s Tuesday and Rob & Rob are back for another round of listener questions! Our first question is from John in Chorley. John bought an off-plan property, and the completion is a couple of years behind due to some delays. What John wants to know is if the property has gone up in value since he purchased, could he use the equity and complete without putting any money in? Next up we’ve got a question about mortgages from Sammy. Sammy wants to know if it’s better to have a higher product fee and a lower interest rate or the other way around. Tune in to find out what the guys have got to say. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Oct 19, 20217 min

TPP448: October Market Update

It’s the October Market Update It’s that time again, it’s the October Market Update! And what a busy month it’s been, Rob & Rob have got plenty to cover and we’ve got a shedload of news stories for you to sink your teeth into. We’ll be covering everything from eviction notices, mortgages, tax and party conference headlines. So, settle in as The Robs to talk you through this month’s latest headlines. Here’s all the links you need: Market: UK House Price Index – August 2021 Michael Gove set to pause contentious planning shake-up Labour to give first-time buyers exclusive access to new properties Rents: Rental void times lowest for six years: Arla Propertymark Surging rents in Manchester Rental demand set to stay high as first time buyer age rises New generation rent: Why baby boomers are selling up and choosing a more flexible lifestyle Holiday Lets: Holiday Lets may be the next Buy To Let, says Moneyfacts Devon confirms 70% drop in PRS as ‘terrifying’ Airbnb trend bites Mortgages: Buy-to-let bonanza: Landlords can now bag a sub-1% mortgage rate as TWO lenders launch super-low interest deals - but beware the fees Tax: HMRC gives landlords more time to comply with new ‘making tax digital’ rules Evictions: Landlords hit back as Welsh Government extends notice periods again Licensing: UK’s most expensive ever HMO licensing scheme to launch in London Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Oct 14, 202119 min

ASK306: Are big companies going to push us out? PLUS: Can I get a mortgage on a concrete-constructed flat?

The guys are back with two more listener questions! First up is Matt from Devon. Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him? With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out? Rob & Rob share their thoughts and advice. Our second question is from Ben. Using a mortgage, Ben bought an ex-council property back in 2005 and when he tried to remortgage in 2011 he was advised that the property is no longer mortgageable as it was constructed with concrete. Ben has since tried to fix this problem but is still struggling to find a lender for the property and he wants to know if Rob & Rob have any advice on the matter. Tune in to find out. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Oct 12, 202110 min

TPP447: The BIG reveal: Introducing Portfolio

Introducing Portfolio The wait is finally over. We know, we’ve been teasing this for a while now, and we’ve made some pretty big claims, but we’re ready to reveal it all! In today’s episode, we’re introducing Portfolio. So, hit play and to find out more ... you’ve waited long enough! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Oct 7, 202111 min

ASK305: Is now the time to buy a flat? PLUS: Is now the time to buy at all?

Rob & Rob are back for another round of listener questions! Our first listener is a first-time investor, and the current market has got them considering flats. With a surplus of flats on the market, is this the time to bag a deal in the South East? Next up we’ve got a question from Oliver in North Wales. The guys recently discussed what you can expect from the upcoming property boom on The Property Podcast, which has left Oliver questioning whether he should buy now or hold off? Tune in to find out what Rob & Rob have got to say. And if you want to hear the episode that got Oliver wondering about buying in the boom, you can find that here. Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. The next question on Ask Rob & Rob could be yours. Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. See omnystudio.com/listener for privacy information.

Oct 5, 20216 min

TPP446: The one trait that’ll stop you achieving your goals

Don’t sweat the small stuff Things will always go wrong in life, but that doesn’t mean you should spend your time and energy complaining. When you focus on the things that go wrong, all the goodness in life and a whole load of opportunities are passing you by. So, in this episode, Rob & Rob are looking at the most common complaints in property and breaking them down to exactly what they are – minor inconveniences that aren’t worth your time. If you’re ready to break the cycle of complaining, give this episode a listen as the guys will be giving you all the tips you need to live a happier life. Hub Extra If you’re interested in learning more about stoicism, then make sure you give The Daily Stoic a read. Ryan Holiday’s book is a page-a-day guide to living a good life, offering inspirational daily doses of wisdom, gratitude and stoicism. And here’s one from the marketing team, if you’re ready to start practising gratitude, make this musical spoken poem the first thing you listen to in the morning. Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do. Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week! If that wasn’t enough, you can also join our friendly property community on the Property Hub forum. See omnystudio.com/listener for privacy information.

Sep 30, 202115 min