The Property Podcast

It’s time for your latest edition of Ask Rob & Rob! (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy? (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him? Links mentioned The silent property crash Should You Buy a Property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one. The silent property crash is here and we’re telling you all about it on today’s episode. (1:06) News story of the week (2:52) 20 million downloads (5:20) Is the property crash here? (10:12) Property is down 12.5% (13:30) Prices are the same today as they were in 2003 (15:44) This is the best crash (19:19) What’s going to happen next? (24:07) Hub Extra Links mentioned: 20 million downloads giveaway Subscribe to the magazine Quick reaction: Have mortgage rates peaked? What’s next for UK property? (Our predictions) The silent property crash of 2023 TPP540: We’re halfway through the year. Is it time to throw out our predictions? BBC Sounds Google Play Store & App Store Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down? (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of. Links Mentioned Should You Buy a Property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring! (0:51) News story of the week (3:21) How are our predictions doing? (4:08) House prices (7:44) The best places to invest (10:36) Interest rates (13:50) What’s going to happen next? (17:58) Hub Extra Links mentioned: Turo YouTube Video: Renters Reform Bill Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions: (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker? (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now. (0:50) Property Hub Select (2:09) House prices (7:44) Mortgages (11:17) Rents (12:55) Investor sentiment (15:30) Rent controls (16:51) Tenant preferences (18:45) Hub Extra Links mentioned: House prices relatively stable in June but annual growth remains in negative territory Rightmove: House Price Index Halifax: House Price Index Buyers negotiate on price to achieve biggest discounts since 2018 Five-year fix tops 6% for first time since November: Moneyfacts Mortgage pressures will not tip UK into wave of repossessions, FCA says Total lending bounces back but remains much lower on annual basis How long can the UK rental crisis last? Just 5% of private rentals affordable on housing benefit Renters protest against ‘rampant profiteering’ outside landlords’ convention Four in 10 BTL landlords plan to expand portfolio – Landbay BREAKING: Lisa Nandy confirms Labour has U-turned on rent controls 'Rental ads saying no to kids forced us to sofa surf' YouTube: Tom the Taxi Driver Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with some more listener questions! (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase. (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it! We’ve dived into the data to uncover the truth: do property prices really double every 10 years? (1:05) News story of the week (1:48) Property Hub Select (3:00) Fact checking: do house prices really double every 10 years? (4:40) The shortest vs longest period prices have doubled (5:55) What’s the longest time prices have taken to double? (9:59) Why is this the worst performing cycle and what should you do? (12:40) How the cycle can give us clues (17:00) Hub Extra Links mentioned: Nationwide House Price Index Property Hub Select Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy. (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob! (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property? (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market? (0:56) News story of the week (2:28) Exciting announcement (4:55) What’s going on with the mortgage market? (5:48) What’s the current state of the market and has this ever happened before? (6:17) What’s happening with the base rate/swap rates and how are lenders responding? (6:59) Do you see this period of volatility lasting much longer? (8:07) What kind of knock-on effect is this having? Are fewer people applying? (8:42) What should you be doing if your fix is coming to an end? (11:26) Is a 2-year fix the best option? (12:37) What are the good products right now and what kind of rates should people be looking at right now? (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees? (14:55) Are off-plan and new builds easier to get finance on? (15:30) Are you expecting to see more attractive products to come to market soon? (16:49) What do you think will happen in the next 1-2 years? (17:53) Is diversification a part of your strategy? (19:40) Can you still operate in this market? (20:50) The importance of using a broker (22:59) Hub Extra Links mentioned: Welsh Government Green Paper Property Hub Select Property Hub Invest Tour De France: Unchained Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more listener questions! (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now? (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up. (0:44) News story of the week (2:22) Rob B’s Monopoly strategy (3:27) How Rob’s portfolio has grown and evolved (5:43) What percentage of Rob’s portfolio would he like to move on? (6:02) How many properties has Rob sold so far? (7:06) How did Rob choose which properties to sell? (8:25) What made Rob decide to sell? (9:11) What is Rob doing with the funds? (10:30) What’s next for the Monopoly strategy? (11:17) Portfolio value over number of units (13:39) The impact of being cash-flow negative (16:52) What’s the end goal? (18:10) Fighting the market (19:01) Same tactics, different strategy (21:22) Hub Extra Links mentioned: Chat GPT Rent Cap goes on for another six months despite industry opposition Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025 (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond. (0:54) What’s going on with house prices? (6:46) Are city house prices suffering? (9:01) How are the top cities performing? (10:23) What’s going on with the mortgage market? (14:35) What’s the latest on the Renters Reform Bill (15:13) Upcoming changes to EPC ratings (16:00) Is the leasehold reform coming soon? (17:04) Hub Extra Links mentioned: Annual house price growth slips back in May Are UK house prices falling in May 2023? Rightmove House Price Index Hometrack House Price Index The Era of Huge UK House Price Rises Is Ending, Economist Says Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted Leasehold WILL be abolished if we get into power, promises Labour OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords’ Houses vs Flats – So many people get this wrong! Send to Kindle Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let? (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market? (0:44) News Story of the week (3:16) Want to join the team? (3:49) The global house market (4:33) Looking at the numbers (5:27) How has this happened? (8:08) Where does this leave the UK? (10:37) What’s going to happen to the UK? (12:10) Why have we told you this? (13:15) Hub Extra Links mentioned: Join the Property Hub team! Install Honey Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s Tuesday! So that means it’s time for some more listener questions! (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one! (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of! (2:08) The biggest change to property law (2:57) The end of no-fault evictions... (10:31) How will this impact student lets? (11:43) When can you ask a tenant to leave? (14:40) Goodbye unlimited rent increases (17:04) Introducing the mandatory redress scheme (18:19) A landlord database is coming (19:48) Yes to pets! (21:29) When are these changes going to happen? (24:06) Hub Extra Links mentioned: Our latest YouTube video BREAKING NEWS Landlords: This changes EVERYTHING! Free Microsoft courses Artificial Intelligence for Beginners IoT for Beginners Machine Learning for Beginners Data Science for Beginners Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more listener questions! (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted. (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

After 10 years of the podcast, we’re bound to receive some criticism and today we’ll be addressing our biggest one... (0:45) News story of the week (3:23) The renters’ reform bill (3:52) A little PSA! (4:33) Is now really a good time to buy? (5:45) Educating beyond the headlines (7:47) There’s no “bad” time to buy (9:02) It’s often a good time to buy somewhere… (11:09) Consistent action > timing the market perfectly (14:10) Investing for the long term (17:01) Hub extra Links mentioned: Property Pulse Scanner Pro Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! (0:40) Matt has recently remortgaged his first property so that he can pull the equity and buy his first buy-to-let but he’s struggling to find a deal that meets his criteria. So far, he’s not been considering leasehold properties and he wants to know if that’s the right decision. (4:06) Ed’s recently been gifted a property and wants to use it to kickstart his personal portfolio but he also wants to inspire his son and get him involved in property. Ed wants to know what podcast episodes the guys would recommend to his son. Links mentioned Top podcast episodes Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market. (1:06) - We’re hiring (1:55) - What’s going on with house prices (4:04) - First-time buyers are making the headlines (5:50) - Diving into the top cities for house prices (7:36) - Is Help to Buy on the return? (9:33) - The mortgage market (10:45) - 100% mortgages are back! What does this mean? (13:23) - The rental market: what’s happening? (14:27) - Hub Extra Links mentioned: Property Hub Jobs Episode 513 – 2023 Predictions Episode 528 - What’s really happening to property prices? Episode 529 - Will the rental boom continue? House price growth shows signs of stabilisation in April Barratt points to sales pickup in tough year Zoopla house price index Sunak puts Help to Buy ‘back on the table’ 40-year mortgages on the rise: what are the risks? Money and Credit - February 2023 Mortgage lenders offer 100% loans for first time since 2008 Number of people getting mortgages rises sharply Rightmove rental trends tracker Starmer vows to get even tougher on landlords AND free-up market for renters Kindle Paperwhite Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

The guys are back with some more listener questions: (0:40) Vik currently owns a number of buy-to-let properties in London where he’s based, but he’d like to expand his portfolio to Manchester. He wants to know what approach he should take when buying properties that are far away. (3:25) Jim is looking at buying a freehold property, there’s a service charge that covers the cost to maintain the shared areas, but he’d like to know what he should be looking out for in the management contract. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Rents are going up by double digits – but why is this happening so rapidly, and what’s next for the rental market? (1:00) - News story of the week (4:00) - A huge thank you! (5:11) - Another rental crisis (6:26) - Explosion in demand (8:27) - What’s happening to supply? (9:31) - Consider the ability to pay (12:01) - Are rent controls the answer? (13:04) - What does the future hold for rents? (13:24) - What about rents in London? (16:49) - Hub Extra Links mentioned: Asking price of properties popular with UK first-time buyers hits record Why the Rental Market is in Turmoil [YouTube Video] Microsoft Designer Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions: (0:39) Stephen is looking at purchasing a property, but should he be put off by the 105-year lease? (2:52) Chika wants to evict his tenants as he wants to do something different with his property, but how does he get his property back? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

What’s actually happening to property prices? Think you know the answer? You might change your mind when we consider them in real terms. (0:50) - Story of the week (2:32) - We’ve gone public (3:57) - A Sunday Times Bestseller! (4:55) - Headline property prices (5:30) - What does “in real terms” mean? (6:39) - An example of how “in real terms” works (7:38) - Why should you look at prices in real terms? (8:51) - Taking a look at the numbers (10:41) - What can we take from this? (12:11) - What’s happening right now? (14:29) - Why don’t we talk about this more often? (16:00) - How are mortgages benefitting from this? (19:16) - Hub Extra Links mentioned: Rental affordability improving at last, says Foxtons Why the Rental Market is in Turmoil Our crowdfund Google Lens Google Photos Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions: (0:39) Himesh owns a couple of flats, which he currently pays service charges on. As the charge covers building insurance, he’s never taken out any insurance of his own, but now he’s wondering if he should? (2:42) Michelle and her husband have a deposit saved and are considering buying a property, but should they buy their residential home or an investment property? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Want higher rents and better tenants that stay for longer? Here’s 7 tricks you can steal from the Build-to-Rent sector to make you a more profitable landlord. (0:58) A huge thank you! (2:04) Story of the week (3:23) The Build-to-Rent sector & landlords (4:10) Tip 1: Allow pets (6:09) Tip 2: Flexible tenancies (7:44) Tip 3: Offer amenities (10:39) Tip 4: High-end furnishings (11:48) Tip 5: Offer a high level of service and use tech (13:19) Tip 6: Include bills (14:28) Tip 7: Market yourself as top end (17:01) Hub Extra Links mentioned: The 10 fastest places to sell a home Readwise Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Welcome to a very special edition of Ask Rob & Rob! And it’s a very special day, because our crowdfund is officially open! We’ve been blown away by the response and we’re excited to have some of you on board as our shareholders. If you’ve pre-registered, you’ll be receiving your link to our live campaign today, so keep your eyes on your inbox! Missed out? Don’t worry we’re planning on taking this campaign public (we didn’t get that far last time because everything went a bit bonkers!), and we want to give you, our dedicated audience, the chance to get in a couple of days before everyone else. So, if you’d like to be in-the-know for when we go public, you can register your interest at www.propertyhub.net/crowdfund Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Is AI the future of property investment? It seems AI is everywhere you look, but what is it and how can you use it? (0:52) Story of the week (1:46) Crowdfund update (4:19) AI? What’s all the fuss about? (5:10) What is chat GPT and how can you use it? (6:48) How can you use it for property investment? (10:30) Property Hub Invest (10:56) What are some other uses for AI? (13:00) Top tips for your AI prompts (15:17) The ultimate AI hack (16:30) Important things to know about AI (18:40) Hub Extra Links mentioned: Pre-register for our crowdfund! Woman sells home she's lived in for 102 years DALL.E 2 Chat GPT I asked ChatGPT to invest for me. (Surprising Result) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob! The first question this week is from Jess in Bristol. Jess has seen a reduced 2-bed apartment that needs a cash buyer due to cladding issues. The remedial work on the cladding has been done, but the vendor and management agent are waiting for the certificate to come through. Should Jess proceed with the purchase knowing the work has been done but doesn’t yet have an EWS1 certificate to prove it? Listen as Rob B shares his thoughts based on his experience – and a few words of warning for Jess. Next up is a question from Firoz. Firoz has had tenants living in his property for six years, however, they’ve refused to increase their rent. As Firoz protected the deposit late, he’s struggling to remove his tenants and is after some advice. Rob D takes the lead on this one, giving listeners an overview of the importance of protecting deposits and some useful information that may well help Firoz out with his issue. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s Market Update week – this is your chance to catch up on all the essential news from the property market. And if you missed the news on last week’s episode – we're crowdfunding! If you’ve not yet pre-registered for that, head over to this page, have a nosey at the details and pop your details down to pre-register. In today’s Market Update episode, you can expect: 3:30 – Bank of England - no recession (hurrah!) 6:18 – Bank failures: is it a sign? Is a crash coming? What’s the data saying? 9:50 – Mortgage payments: where are they most stretched? 11:40 – Rental yields: what’s happening? 16:37 – Mortgage approvals and consumer confidence 19:05 – The Rental Reform Bill – an update Links mentioned: Interest rate rise: Bank of England more hopeful on UK economy Nationwide shows 0.8% decline in last month Zoopla shows rents up 20% in 3 years, and no immediate sign of slowdown 50% of rented properties have had a rent increase in the last year, compared to 36% the previous year. Highest in London (66%) The number of mortgage approvals increased last month for the first time since August The Rental Reform Bill will finally start its journey through parliament in a couple of months Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s Tuesday, and it’s another Ask Rob & Rob! First up is a question from Jack. Jack’s looking at purchasing his first property from a vendor he knows well, and as it needs some cosmetic updating, he’s bagging it at slightly below market value. Jack has plans to scale his property portfolio and wants to know if he should sell it or rent it out? Rob B takes the lead on this one to give Jack some food for thought. Then we’ve got Lee from Norfolk. He’s been keeping an eye on our social channels and wants to know whether he should hold off on fixing a mortgage on a new property and go with a variable rate instead. Rob D tackles this tricky one. Nothing is certain with mortgage rates (as we’ve all come to realise now) - so hit play and hear what Rob D had to say on this one. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’re crowdfunding!! Rob & Rob share why we’re crowdfunding, how the business works and how you can get involved. (1:00) Story of the week (2:58) We’re crowdfunding! (5:10) What’s the minimum investment? (6:19) How did the first crowdfund round go? (8:53) What am I investing in and how do you make money? (11:07) Award nominations (11:33) What have you accomplished since you first crowdfunded? (13:54) What is Portfolio’s mission? (15:35) How do I pre-register? Links mentioned: Interest rate rise: Bank of England more hopeful on UK economy Pre-register for our crowdfund! Vote for us in the British Bank Awards Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It's time for another exciting episode of Ask Rob & Rob, and this one is extra special! Rob D is giving us an exclusive sneak preview of his new book, The Price of Money, which is launching this Thursday. But the good news is, you don't have to wait until then to hear some of Rob's insights, because he's reading some of his favourite parts on the podcast today! And if you’ve not sorted yourself a copy yet, you can pre-order it here. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Rob & Rob tell you the one (surprisingly easy) skill which can completely change your life (1.15) Story of the week (4.43) ‘The Price of Money’ book launch (8.20) Understanding how money works and why that will change your life (21.00) Benefits of pre-ordering ‘The Price of Money’ Links mentioned: Swap rates fall by 0.4% Pre-order The Price of Money Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob have more answers for listeners! (0.33) Karen has £175k to put towards her first buy-to-let, but wants help with deciding the best way to spend it. (4.46) Marcus wants to know which app is best to use to see how your portfolio is performing? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Just how much success could you have achieved in the last ten years? (1.05) Story of the week. (4.45) What could you have accomplished in a decade? (7.30) Best and worst regions over the last 10 years. (9.30) What if you only reinvested your equity? (14.50) What if you made changes to your properties? (15.50) Should you let yourself be scared off investing? (26.00) Hub Extra Links mentioned: Halifax Data BBC reports house prices falling The One Thing by Gary Keller The Magic of Thinking Big by David Schwartz Pre-order The Price of Money Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0.43) Danny has a great deal of equity in his own home, and he wants to know whether he should use that money to become a full-time investor? (4.42) Nicky has asked Rob & Rob to clarify what effect the levelling-up bill will have on her buy-to-let mortgages. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Where are the opportunities and threats for each strategy in 2023? (0.50) Story of the week. (4.28) Kelly Rule interview. (6.11) Will rates drop even more? (7.30) How long should we be fixing for? (8.30) What about refinancing? (10.48) How difficult is it to get a mortgage right now? (12.06) What to keep in mind right now. (15.49) Hub Extra Links mentioned: Rent Control to be Unveiled Next Month Pre-order The Price of Money Get in contact with Kelly Rule Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0.35) Rowenna wants to know what Rob & Rob consider to be ‘quality’ stock? (5.48) Next up is long time listener Jay, who wants to know if Rob & Rob are still using Evernote and Trello, as they said years ago. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It's Market Update time! We cover: What's happening with house prices? Have rents stopped rising? What's happening in the mortgage market? Another tax crackdown! The recession that's stubbornly refusing to arrive Links mentioned: Join Rob D and his world-class guests for The Wealth Sessions, by pre-ordering the hardback of The Price Of Money: priceofmoney.co.uk Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0.36) Anne wants to know the best way to find a true market value of a property. (4.21) Tom is having an issue in that he’s not able to remortgage his property due to a tenancy agreement and he needs Rob & Rob’s insight. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Where are the opportunities and threats for each strategy in 2023? (1.05) Story of the week (4.17) Ten years of The Property Podcast (5.56) Opportunities and threats (6.58) Buy and hold (10.03) Buying off-plan (12.30) Holiday and Short-Term lets (15.30) Flips and BRRR (18.20) HMOs (21.55) Hub Extra Links mentioned: Reforming the Private Rented Sector 'Is this good news for landlords?’ YouTube video YouTube Premium Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0.31) Bruno wants to know if it’s normal for it to become harder to get buy-to-let mortgages the more that you have? (4.34) Alexander has asked whether it’s smart to use one insurance provider to cover all the properties in your portfolio or is it smarter to shop around? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Rob & Rob explain why they’ve just made their first investment of 2023 (1.05) Story of the week (3.47) Mini Market Update (4.38) Rob & Rob’s first investment of 2023 (9.05) Rental demand with this investment (10.45) Why now? (14.50) State of the market (18.25) Hub Extra Links mentioned: Shelter ‘slammed’ for misleading landlord claims ‘Breathe: A Life in Flow’ Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Just four days after our last Market Update aired, five major pieces of news have been released that we needed to share with you as quickly as possible! (0.38) No recession? (2.25) How is the media responding? (3.00) House prices staying stable. (4.00) Royal Institute of Chartered Surveyors share their market summary. (6.00) What does this mean for mortgages? (7.45) Will the market crash? Links mentioned Halifax comment on house prices RICS market survey Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Rob & Rob are back with their Market Update for February. (1.05) Coming up in The Property Hub Magazine (2.35) The British Banking Awards (3.00) What’s happening with property prices? (10.14) Base rates – where are they? (11.42) Mortgage market update (13.32) Top stories in the rental market (15.40) Good news for Scotland (16.45) Surprising political ally (17.50) Hub Extra Links mentioned: Subscribe to Property Hub Magazine Vote for Portfolio in the British Banking Awards Property prices fall for the first time in five years Average asking price rose in January Demand has improved to pre-pandemic years Base rate increased to 4% Mortgage rates continue to fall Average rents rise to £1,172 per month outside London Scottish rents can now rise – but only by 3% English properties snapped up by Scottish landlords MP defends private landlords Athlytic app Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners! (0.35) - Phil from Reading wants to know whether he can cut his living costs by buying a new property in Reading. (3.40) - Rashid has questions about calculating his ROI, and wants Rob & Rob’s advice on it. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.