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The Property Podcast

The Property Podcast

1,245 episodes — Page 7 of 25

ASK397: HMO or buy-to-let? PLUS: How do I say no to certain pets?

Buckle in and get ready for the latest edition of Ask Rob & Rob. (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let. (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the new regulation in mind, how could he refuse certain pets. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Sep 12, 20237 min

TPP547: 3 strategies to bag yourself a deal in a difficult market

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal. (1:02) News story of the week (3:21) A difficult property market (5:28) How to get deals right now (10:43) Try these advance strategies (15:32) Hub Extra Links mentioned: AI Siri hack YouTube video: I asked ChatGPT to invest for me. (Surprising Result) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Sep 7, 202317 min

ASK396: How can I use this mortgage-free property? PLUS: Should I kick my tenants out?

Join Rob & Rob as they answer some more of your burning questions! (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy? (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move the tenants out first and then sell it, or sell the property with tenants in-situ to another investor? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Sep 5, 20236 min

TPP546: I tried to sell a property at auction – this is what happened

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction (0:52) News story of the week (2:48) Selling a property due to a change in strategy (4:40) Why sell at auction? (8:52) What happened on auction day? (10:37) A dive into the numbers (12:41) What happened after the sale? (13:30) Would he sell at auction again? (15:08) What advice would he give for selling at auction? (16:29) Hub Extra Links mentioned: Outlive: The Science and Art of Longevity Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Aug 31, 202318 min

ASK395: Should I buy outright? PLUS: Is it time to cut my losses?

Rob & Rob are back to offer their advice to two more listeners! (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage? (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Aug 29, 20237 min

TPP545: The worst time to invest?

What would’ve happened if you invested in property at the absolute worst times to buy? (0:54) News story of the week (2:51) Property Hub Select meet-up (5:44) What would have happened if you bought in the 2007 crash? (8:35) What would have happened if you bought in the 1990 recession? (10:38) When was a bad time to buy during these crashes? (14:37) How do you know when we’re close to the winners curse? (15:36) Is now the worst time to buy? (18:26) Lets run the numbers (22:39) Hub Extra Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Aug 24, 202325 min

ASK394: Why avoid the South West? PLUS: Buy now, mortgage later?

Rob & Rob are back and they’re answering two more listener questions! (0:39) Dale’s an avid podcast listener, and he knows Rob & Rob have previously mentioned that the South West isn’t the best place to invest, but he wants to know if this rings true for cities in the South West too. (3:54) Dan wants to know if whilst interest rates are high, would it be a good strategy to purchase a lower-value property in cash, renovate it, add some value, then once interest rates come down, take a mortgage out on it? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Aug 22, 20238 min

TPP544: Decoding the mortgage market

The mortgage market is changing daily and as a property investor, you need to understand what’s happening right now, so tune in as we ask a mortgage expert to give us the latest on mortgages. (0:53) News story of the week (3:35) What’s going on with mortgages? (4:16) How is the reduction in inflation affecting the market? (4:52) Have we seen the peak of interest rates? (5:18) How busy is the mortgage market right now? (6:05) What kind of conditions can a buyer expect right now? (7:03) What options are available for someone remortgaging? (7:52) Is it worth looking at transferring your mortgage? (8:51) Is it risky move to switch to a variable rate right now? (9:34) When will rates fall again and to what percentage? (10:05) What rates and products can investors expect to see now? (11:05) What should investors be doing leading up to their mortgage expiring? (13:16) Hub Extra Links mentioned: Podcast: The silent property crash YouTube: The silent property crash of 2023 Cheap holiday expert Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Aug 17, 202314 min

ASK393: When should I start the monopoly strategy? PLUS: Should I buy a non-standard construction property?

Rob & Rob are back with more listener questions! (0:56) Alex wants to know at what point in your investing journey should you start buying premium properties? (5:32) Stacey is looking at a flat which has non-standard construction and she’s wondering if there’s anything she should be aware of or consider. Links mentioned Property Hub Magazine The Monopoly strategy Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Aug 15, 20239 min

TPP543: August Market Update

What’s going on with the property market right now? Well, it depends on where you look, the market certainly isn’t a uniform one right now, so join us as we try to make sense of what’s going on. (1:50) What’s the latest with house prices? (7:27) Mortgages update (10:38) Rental competition is still on the rise (13:48) What about property and politics? (18:50) Hub Extra Links mentioned Rics - UK Residential Market Survey Nationwide house price index Halifax house price index Money and Credit - June 2023 The Mortgage Works cuts selected rates 0.95% Renters compete with 20 others in battle to find a home The price to rent a Manchester city centre apartment is rising faster than anywhere outside London... but why? Airbnb Regulation - councils should control short lets, agents tell government Long-term plan for housing Tripling of fines for those supporting illegal migrants YouTube video: The silent property crash of 2023 Podcast episode: The silent property crash Hub Extra: Red Notice Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Aug 10, 202321 min

ASK392: Is it time to sell this property? PLUS: How do you unlock equity gains?

It’s time for another round of podcast listener questions! (0:41) Simon’s wondering if rising interest rates mean that now’s the time to sell his buy-to-let. His mortgage is coming up for renewal soon and he’s considering a quick sale and pulling the equity so he can invest up north where the numbers work out better. What advice do the guys have for him? (3:44) Similar to Rob & Rob, Tyrone’s goals are focused on future wealth for him and his family, meaning he’d like to focus on capital appreciation and long-term growth, but how do you manifest this? With property, is the wealth not locked up in the property, meaning you can’t access it? How can Tyrone access the wealth he builds over time? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Aug 8, 20238 min

TPP542: Is the 18-year property cycle dead?

What’s actually happening with the 18-year property cycle? Rob & Rob can’t seem to agree... (1:01) News story of the week (3:00) Property Hub Select (4:28) What does the silent crash mean for the property cycle? (5:23) What is the 18-year property cycle? (7:19) What’s happening with the cycle right now? (8:39) Option 1: the 18-year property cycle is broken (11:47) Option 2: the boom hasn’t happened yet (14:43) Option 3: it’s just a weak cycle (17:46) What does this mean for the future? (25:30) Hub Extra Links mentioned: City Mapper The silent property crash Property Hub Select The “Monopoly” strategy: Update on Rob B’s portfolio Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Aug 3, 202327 min

ASK391: Is now a good time for buy-to-let? PLUS: Should I buy in a Ltd company if I want income?

It’s time for your latest edition of Ask Rob & Rob! (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy? (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him? Links mentioned The silent property crash Should You Buy a Property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Aug 1, 20237 min

TPP541: The silent property crash

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one. The silent property crash is here and we’re telling you all about it on today’s episode. (1:06) News story of the week (2:52) 20 million downloads (5:20) Is the property crash here? (10:12) Property is down 12.5% (13:30) Prices are the same today as they were in 2003 (15:44) This is the best crash (19:19) What’s going to happen next? (24:07) Hub Extra Links mentioned: 20 million downloads giveaway Subscribe to the magazine Quick reaction: Have mortgage rates peaked? What’s next for UK property? (Our predictions) The silent property crash of 2023 TPP540: We’re halfway through the year. Is it time to throw out our predictions? BBC Sounds Google Play Store & App Store Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jul 27, 202325 min

ASK390: I'm scared of my property falling in value! PLUS: How do I set up a company?

It’s time for your weekly dose of Ask Rob & Rob (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down? (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of. Links Mentioned Should You Buy a Property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jul 25, 20235 min

TPP540: We’re halfway through the year. Is it time to throw out our predictions?

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring! (0:51) News story of the week (3:21) How are our predictions doing? (4:08) House prices (7:44) The best places to invest (10:36) Interest rates (13:50) What’s going to happen next? (17:58) Hub Extra Links mentioned: Turo YouTube Video: Renters Reform Bill Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jul 20, 202320 min

ASK389: Should I get a repayment mortgage? PLUS: Are purchase lease options a good idea?

It’s time for some more listener questions: (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker? (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jul 18, 20237 min

TPP539: July Market Update

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now. (0:50) Property Hub Select (2:09) House prices (7:44) Mortgages (11:17) Rents (12:55) Investor sentiment (15:30) Rent controls (16:51) Tenant preferences (18:45) Hub Extra Links mentioned: House prices relatively stable in June but annual growth remains in negative territory Rightmove: House Price Index Halifax: House Price Index Buyers negotiate on price to achieve biggest discounts since 2018 Five-year fix tops 6% for first time since November: Moneyfacts Mortgage pressures will not tip UK into wave of repossessions, FCA says Total lending bounces back but remains much lower on annual basis How long can the UK rental crisis last? Just 5% of private rentals affordable on housing benefit Renters protest against ‘rampant profiteering’ outside landlords’ convention Four in 10 BTL landlords plan to expand portfolio – Landbay BREAKING: Lisa Nandy confirms Labour has U-turned on rent controls 'Rental ads saying no to kids forced us to sofa surf' YouTube: Tom the Taxi Driver Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jul 13, 202321 min

ASK388: Are things about to explode? PLUS: Should I buy a property with non-paying tenants?

Happy Tuesday! We’re back with some more listener questions! (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase. (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jul 11, 20236 min

TPP538: Do property prices really double every 10 years?

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it! We’ve dived into the data to uncover the truth: do property prices really double every 10 years? (1:05) News story of the week (1:48) Property Hub Select (3:00) Fact checking: do house prices really double every 10 years? (4:40) The shortest vs longest period prices have doubled (5:55) What’s the longest time prices have taken to double? (9:59) Why is this the worst performing cycle and what should you do? (12:40) How the cycle can give us clues (17:00) Hub Extra Links mentioned: Nationwide House Price Index Property Hub Select Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jul 6, 202319 min

ASK387: Is this a good place for holiday lets? PLUS: What is this type of auction?

It’s time for some more listener questions! (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy. (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jul 4, 20236 min

ASK386: Will EPC rules make me change my strategy? PLUS: Is a company let a good idea?

It’s time for your weekly dose of Ask Rob & Rob! (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property? (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jun 27, 20237 min

TPP536: Mortgage Market Update

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market? (0:56) News story of the week (2:28) Exciting announcement (4:55) What’s going on with the mortgage market? (5:48) What’s the current state of the market and has this ever happened before? (6:17) What’s happening with the base rate/swap rates and how are lenders responding? (6:59) Do you see this period of volatility lasting much longer? (8:07) What kind of knock-on effect is this having? Are fewer people applying? (8:42) What should you be doing if your fix is coming to an end? (11:26) Is a 2-year fix the best option? (12:37) What are the good products right now and what kind of rates should people be looking at right now? (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees? (14:55) Are off-plan and new builds easier to get finance on? (15:30) Are you expecting to see more attractive products to come to market soon? (16:49) What do you think will happen in the next 1-2 years? (17:53) Is diversification a part of your strategy? (19:40) Can you still operate in this market? (20:50) The importance of using a broker (22:59) Hub Extra Links mentioned: Welsh Government Green Paper Property Hub Select Property Hub Invest Tour De France: Unchained Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jun 22, 202324 min

ASK385: I'm making a loss - what should I do? PLUS: What do I do with my deposit?

Rob & Rob are back and they’re answering more listener questions! (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now? (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jun 20, 20238 min

TPP535: The “Monopoly” strategy: Update on Rob B’s portfolio

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up. (0:44) News story of the week (2:22) Rob B’s Monopoly strategy (3:27) How Rob’s portfolio has grown and evolved (5:43) What percentage of Rob’s portfolio would he like to move on? (6:02) How many properties has Rob sold so far? (7:06) How did Rob choose which properties to sell? (8:25) What made Rob decide to sell? (9:11) What is Rob doing with the funds? (10:30) What’s next for the Monopoly strategy? (11:17) Portfolio value over number of units (13:39) The impact of being cash-flow negative (16:52) What’s the end goal? (18:10) Fighting the market (19:01) Same tactics, different strategy (21:22) Hub Extra Links mentioned: Chat GPT Rent Cap goes on for another six months despite industry opposition Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jun 15, 202324 min

ASK384: Should I worry about my EPC? PLUS: Do I need a new solicitor?

It’s time for some more listener questions! (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025 (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jun 13, 20236 min

TPP534: June Market Update

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond. (0:54) What’s going on with house prices? (6:46) Are city house prices suffering? (9:01) How are the top cities performing? (10:23) What’s going on with the mortgage market? (14:35) What’s the latest on the Renters Reform Bill (15:13) Upcoming changes to EPC ratings (16:00) Is the leasehold reform coming soon? (17:04) Hub Extra Links mentioned: Annual house price growth slips back in May Are UK house prices falling in May 2023? Rightmove House Price Index Hometrack House Price Index The Era of Huge UK House Price Rises Is Ending, Economist Says Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted Leasehold WILL be abolished if we get into power, promises Labour OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords’ Houses vs Flats – So many people get this wrong! Send to Kindle Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jun 8, 202318 min

ASK383: How should I invest £600k? PLUS: Should I wait to extend my lease?

Rob & Rob are back with more listener questions! (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let? (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Jun 6, 20236 min

TPP533: A global property crash?

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market? (0:44) News Story of the week (3:16) Want to join the team? (3:49) The global house market (4:33) Looking at the numbers (5:27) How has this happened? (8:08) Where does this leave the UK? (10:37) What’s going to happen to the UK? (12:10) Why have we told you this? (13:15) Hub Extra Links mentioned: Join the Property Hub team! Install Honey Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Jun 1, 202314 min

ASK382: How do I find a mentor? PLUS: Should I buy the house next door?

It’s Tuesday! So that means it’s time for some more listener questions! (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one! (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

May 30, 20236 min

TPP532: Breaking news: Landlords – This changes everything!

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of! (2:08) The biggest change to property law (2:57) The end of no-fault evictions... (10:31) How will this impact student lets? (11:43) When can you ask a tenant to leave? (14:40) Goodbye unlimited rent increases (17:04) Introducing the mandatory redress scheme (18:19) A landlord database is coming (19:48) Yes to pets! (21:29) When are these changes going to happen? (24:06) Hub Extra Links mentioned: Our latest YouTube video BREAKING NEWS Landlords: This changes EVERYTHING! Free Microsoft courses Artificial Intelligence for Beginners IoT for Beginners Machine Learning for Beginners Data Science for Beginners Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

May 25, 202326 min

ASK381: What's your exit strategy? PLUS: Do you rate these areas?

Rob & Rob are back and they’re answering more listener questions! (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted. (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

May 23, 20237 min

TPP531: Addressing our biggest criticism

After 10 years of the podcast, we’re bound to receive some criticism and today we’ll be addressing our biggest one... (0:45) News story of the week (3:23) The renters’ reform bill (3:52) A little PSA! (4:33) Is now really a good time to buy? (5:45) Educating beyond the headlines (7:47) There’s no “bad” time to buy (9:02) It’s often a good time to buy somewhere… (11:09) Consistent action > timing the market perfectly (14:10) Investing for the long term (17:01) Hub extra Links mentioned: Property Pulse Scanner Pro Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

May 18, 202319 min

ASK380: Am I wrong to avoid this type of property? PLUS: Where should my son start?

It’s time for some more listener questions! (0:40) Matt has recently remortgaged his first property so that he can pull the equity and buy his first buy-to-let but he’s struggling to find a deal that meets his criteria. So far, he’s not been considering leasehold properties and he wants to know if that’s the right decision. (4:06) Ed’s recently been gifted a property and wants to use it to kickstart his personal portfolio but he also wants to inspire his son and get him involved in property. Ed wants to know what podcast episodes the guys would recommend to his son. Links mentioned Top podcast episodes Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

May 16, 20236 min

TPP530: May Market Update

It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market. (1:06) - We’re hiring (1:55) - What’s going on with house prices (4:04) - First-time buyers are making the headlines (5:50) - Diving into the top cities for house prices (7:36) - Is Help to Buy on the return? (9:33) - The mortgage market (10:45) - 100% mortgages are back! What does this mean? (13:23) - The rental market: what’s happening? (14:27) - Hub Extra Links mentioned: Property Hub Jobs Episode 513 – 2023 Predictions Episode 528 - What’s really happening to property prices? Episode 529 - Will the rental boom continue? House price growth shows signs of stabilisation in April Barratt points to sales pickup in tough year Zoopla house price index Sunak puts Help to Buy ‘back on the table’ 40-year mortgages on the rise: what are the risks? Money and Credit - February 2023 Mortgage lenders offer 100% loans for first time since 2008 Number of people getting mortgages rises sharply Rightmove rental trends tracker Starmer vows to get even tougher on landlords AND free-up market for renters Kindle Paperwhite Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

May 11, 202317 min

ASK379: How can I buy at a distance? PLUS: Should this freehold worry me?

The guys are back with some more listener questions: (0:40) Vik currently owns a number of buy-to-let properties in London where he’s based, but he’d like to expand his portfolio to Manchester. He wants to know what approach he should take when buying properties that are far away. (3:25) Jim is looking at buying a freehold property, there’s a service charge that covers the cost to maintain the shared areas, but he’d like to know what he should be looking out for in the management contract. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

May 9, 20236 min

TPP529: Will the rental boom continue?

Rents are going up by double digits – but why is this happening so rapidly, and what’s next for the rental market? (1:00) - News story of the week (4:00) - A huge thank you! (5:11) - Another rental crisis (6:26) - Explosion in demand (8:27) - What’s happening to supply? (9:31) - Consider the ability to pay (12:01) - Are rent controls the answer? (13:04) - What does the future hold for rents? (13:24) - What about rents in London? (16:49) - Hub Extra Links mentioned: Asking price of properties popular with UK first-time buyers hits record Why the Rental Market is in Turmoil [YouTube Video] Microsoft Designer Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

May 4, 202319 min

ASK378: Would this lease put you off? PLUS: How do I get my property back?

It’s time for another round of listener questions: (0:39) Stephen is looking at purchasing a property, but should he be put off by the 105-year lease? (2:52) Chika wants to evict his tenants as he wants to do something different with his property, but how does he get his property back? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

May 2, 20235 min

TPP528: What’s really happening to property prices?

What’s actually happening to property prices? Think you know the answer? You might change your mind when we consider them in real terms. (0:50) - Story of the week (2:32) - We’ve gone public (3:57) - A Sunday Times Bestseller! (4:55) - Headline property prices (5:30) - What does “in real terms” mean? (6:39) - An example of how “in real terms” works (7:38) - Why should you look at prices in real terms? (8:51) - Taking a look at the numbers (10:41) - What can we take from this? (12:11) - What’s happening right now? (14:29) - Why don’t we talk about this more often? (16:00) - How are mortgages benefitting from this? (19:16) - Hub Extra Links mentioned: Rental affordability improving at last, says Foxtons Why the Rental Market is in Turmoil Our crowdfund Google Lens Google Photos Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Apr 27, 202321 min

ASK377: Should I buy a home or an investment first? PLUS: Do I need more insurance?

Rob & Rob are back for another round of listener questions: (0:39) Himesh owns a couple of flats, which he currently pays service charges on. As the charge covers building insurance, he’s never taken out any insurance of his own, but now he’s wondering if he should? (2:42) Michelle and her husband have a deposit saved and are considering buying a property, but should they buy their residential home or an investment property? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Apr 25, 20236 min

TPP527: 7 tricks you can steal from Build-to-Rent

Want higher rents and better tenants that stay for longer? Here’s 7 tricks you can steal from the Build-to-Rent sector to make you a more profitable landlord. (0:58) A huge thank you! (2:04) Story of the week (3:23) The Build-to-Rent sector & landlords (4:10) Tip 1: Allow pets (6:09) Tip 2: Flexible tenancies (7:44) Tip 3: Offer amenities (10:39) Tip 4: High-end furnishings (11:48) Tip 5: Offer a high level of service and use tech (13:19) Tip 6: Include bills (14:28) Tip 7: Market yourself as top end (17:01) Hub Extra Links mentioned: The 10 fastest places to sell a home Readwise Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Apr 20, 202319 min

ASK376: A special message

Welcome to a very special edition of Ask Rob & Rob! And it’s a very special day, because our crowdfund is officially open! We’ve been blown away by the response and we’re excited to have some of you on board as our shareholders. If you’ve pre-registered, you’ll be receiving your link to our live campaign today, so keep your eyes on your inbox! Missed out? Don’t worry we’re planning on taking this campaign public (we didn’t get that far last time because everything went a bit bonkers!), and we want to give you, our dedicated audience, the chance to get in a couple of days before everyone else. So, if you’d like to be in-the-know for when we go public, you can register your interest at www.propertyhub.net/crowdfund Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Apr 18, 20233 min

TPP526: Is AI the future of property investment?

Is AI the future of property investment? It seems AI is everywhere you look, but what is it and how can you use it? (0:52) Story of the week (1:46) Crowdfund update (4:19) AI? What’s all the fuss about? (5:10) What is chat GPT and how can you use it? (6:48) How can you use it for property investment? (10:30) Property Hub Invest (10:56) What are some other uses for AI? (13:00) Top tips for your AI prompts (15:17) The ultimate AI hack (16:30) Important things to know about AI (18:40) Hub Extra Links mentioned: Pre-register for our crowdfund! Woman sells home she's lived in for 102 years DALL.E 2 Chat GPT I asked ChatGPT to invest for me. (Surprising Result) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Apr 13, 202319 min

ASK375: Is this a risk or an opportunity? PLUS: Can I legally increase the rent?

Welcome back to another episode of Ask Rob & Rob! The first question this week is from Jess in Bristol. Jess has seen a reduced 2-bed apartment that needs a cash buyer due to cladding issues. The remedial work on the cladding has been done, but the vendor and management agent are waiting for the certificate to come through. Should Jess proceed with the purchase knowing the work has been done but doesn’t yet have an EWS1 certificate to prove it? Listen as Rob B shares his thoughts based on his experience – and a few words of warning for Jess. Next up is a question from Firoz. Firoz has had tenants living in his property for six years, however, they’ve refused to increase their rent. As Firoz protected the deposit late, he’s struggling to remove his tenants and is after some advice. Rob D takes the lead on this one, giving listeners an overview of the importance of protecting deposits and some useful information that may well help Firoz out with his issue. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Apr 11, 20236 min

TPP525: April Market Update

It’s Market Update week – this is your chance to catch up on all the essential news from the property market. And if you missed the news on last week’s episode – we're crowdfunding! If you’ve not yet pre-registered for that, head over to this page, have a nosey at the details and pop your details down to pre-register. In today’s Market Update episode, you can expect: 3:30 – Bank of England - no recession (hurrah!) 6:18 – Bank failures: is it a sign? Is a crash coming? What’s the data saying? 9:50 – Mortgage payments: where are they most stretched? 11:40 – Rental yields: what’s happening? 16:37 – Mortgage approvals and consumer confidence 19:05 – The Rental Reform Bill – an update Links mentioned: Interest rate rise: Bank of England more hopeful on UK economy Nationwide shows 0.8% decline in last month Zoopla shows rents up 20% in 3 years, and no immediate sign of slowdown 50% of rented properties have had a rent increase in the last year, compared to 36% the previous year. Highest in London (66%) The number of mortgage approvals increased last month for the first time since August The Rental Reform Bill will finally start its journey through parliament in a couple of months Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Apr 6, 202324 min

ASK374: Should I rent or flip? PLUS: Still best not to fix?

It’s Tuesday, and it’s another Ask Rob & Rob! First up is a question from Jack. Jack’s looking at purchasing his first property from a vendor he knows well, and as it needs some cosmetic updating, he’s bagging it at slightly below market value. Jack has plans to scale his property portfolio and wants to know if he should sell it or rent it out? Rob B takes the lead on this one to give Jack some food for thought. Then we’ve got Lee from Norfolk. He’s been keeping an eye on our social channels and wants to know whether he should hold off on fixing a mortgage on a new property and go with a variable rate instead. Rob D tackles this tricky one. Nothing is certain with mortgage rates (as we’ve all come to realise now) - so hit play and hear what Rob D had to say on this one. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Apr 4, 20236 min

TPP524: BIG NEWS: You can invest with us!

We’re crowdfunding!! Rob & Rob share why we’re crowdfunding, how the business works and how you can get involved. (1:00) Story of the week (2:58) We’re crowdfunding! (5:10) What’s the minimum investment? (6:19) How did the first crowdfund round go? (8:53) What am I investing in and how do you make money? (11:07) Award nominations (11:33) What have you accomplished since you first crowdfunded? (13:54) What is Portfolio’s mission? (15:35) How do I pre-register? Links mentioned: Interest rate rise: Bank of England more hopeful on UK economy Pre-register for our crowdfund! Vote for us in the British Bank Awards Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Mar 30, 202319 min

ASK373: Can Rob D give us a sneak preview of his new book?

It's time for another exciting episode of Ask Rob & Rob, and this one is extra special! Rob D is giving us an exclusive sneak preview of his new book, The Price of Money, which is launching this Thursday. But the good news is, you don't have to wait until then to hear some of Rob's insights, because he's reading some of his favourite parts on the podcast today! And if you’ve not sorted yourself a copy yet, you can pre-order it here. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Mar 28, 202318 min

TPP523: This one skill will transform your life (and it’s easier than you think)

Rob & Rob tell you the one (surprisingly easy) skill which can completely change your life (1.15) Story of the week (4.43) ‘The Price of Money’ book launch (8.20) Understanding how money works and why that will change your life (21.00) Benefits of pre-ordering ‘The Price of Money’ Links mentioned: Swap rates fall by 0.4% Pre-order The Price of Money Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Mar 23, 202324 min

ASK372: How do I spend my £175k? PLUS: How do I track my performance?

Rob & Rob have more answers for listeners! (0.33) Karen has £175k to put towards her first buy-to-let, but wants help with deciding the best way to spend it. (4.46) Marcus wants to know which app is best to use to see how your portfolio is performing? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Mar 21, 20236 min