The Property Podcast

The guys are back for your latest edition of Ask Rob & Rob! (0:42) Stella is wondering if she’s looking for long-term capital growth, is London the best place for her to be investing right now? (3:17) Alistair has a plan to change his primary residence to minimise tax while he aims to expand his property portfolio – will it work? Links mentioned TPP550: Is now the time to invest in London? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Rob & Rob are losing faith in the 18-year property cycle... Can we still look to the cycle for guidance on what’s actually happening in the market, or has the concept finally been rendered redundant? Join Rob Dix as he interviews cycle expert Akhil Patel, and dives into everything you need to know about the cycle, whether it can still be trusted today and how you can make practical use of it. Links mentioned: The secret wealth advantage – Akhil's book TPP542: Is the 18-year property cycle dead? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with the latest round of listener questions, and strap in because this week we’ve got some good ones! (0:43) Jackie bought an off-plan property with an up-front 50% deposit. She was recently due to complete, but the developer isn’t allowing the surveyor access to the property, so her lender won’t release the mortgage funds. Jackie’s hoping Rob & Rob can shed some light on what she can do to ensure she completes and gains access to her property. (4:42) Tom’s is looking to remortgage and he’s hoping Rob & Rob can explain what ICR (interest cover ratio) actually is? Links mentioned Course: Everything you need to win big at off-plan property Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

A landlord exodus is dominating the headlines right now, but why is this happening, and should you be quitting too? (0:49) News story of the week (2:05) Is a landlord exodus underway? (3:02) Why are landlords leaving? (3:40) Tax changes of 2016 (4:40) Legislation (5:58) Mortgage rates (7:11) Are all landlords selling? (9:59) Is this actually bad news? (10:47) What does this mean for Landlords that choose to stay in the market? (15:42) Hub Extra Links mentioned: Landlords: It’s finally happening... Dracula Daily Enjoy the show? Leave us a review on Apple Podcasts - it really helps othe See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions. (0:42) Jeremy’s tenants have handed in their notice and his letting agent has suggested that he offer a “no deposit scheme”. Jeremy had never heard of this scheme before, and when looking into it, he couldn’t find much on the pros/cons of this for a landlord – so he’s hoping Rob & Rob could shed some light. (3:25) Luke and his wife have three buy-to-let properties in the South Wales area, and they’re looking to diversify and purchase their fourth in Manchester. Luke’s wondering if they guys have any suggestions on where to buy in the city. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

How has inflation affected your property investments? Tune in as we run the numbers and help you see inflation in a completely different light. (0:52) News story of the week (3:33) What does inflation really mean for investors? (4:07) Taking a look at the numbers (16:02) Hub Extra Links mentioned: Autumn statement: Government considers help for first-time buyers Air: Courting a legend Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Your latest edition of Ask Rob & Rob has landed! (0:43) Nick and his brother have £350,000 in capital and Nick’s wondering how Rob & Rob would invest this cash in today’s market? (4:08) Dalia is looking at purchasing a property and she’s been advised it’ll be around 10 weeks between exchange and completion. She wants to know if this is common practice and if there are any risks she should be aware of? Links mentioned Property strategies that don’t work [and some that are struggling] Should you buy property off-plan? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Is this the episode that upsets people? There isn’t a one size fits all with property investment. There are many strategies to choose from depending on your budget, goals and outlook on the short/medium/long-term. But which property strategies are past their prime and which ones are evergreen? Dive into this week’s episode and find out. (0:40) News story of the week - what’s happening in Derby? We discuss this article. (1:40) Some strategies don’t work. Which ones are struggling? (2:30) Lease options (5:11) Aggressive refinancing (7:08) A ‘flipping’ struggle (8.09) Developing/converting (9:48) Which strategies are past their prime? (10:14) HMOs (13:50) Holiday lets (15:48) Evergreen strategies (15:54) Adding value (17:28) Buy and hold (19:40) Hub Extra Links mentioned: Hub Extra Destination Derby Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with their weekly dose of listener questions. So, hit play and dive into this latest episode. (0:40) Bruno wants to hear Rob & Rob’s thoughts and opinions on maisonettes. He’s looking at freehold property but wants a flat to avoid the maintenance that comes with a house and to avoid the cons that come with a leasehold property. He basically wants the best of both worlds. Does such a thing exist? (3:54) Dan has a small property portfolio he rents out that are doing well. The home he lives in has the most equity (30% LTV) and he has dreams of travelling the world. He’s been thinking of putting his personal home into his portfolio and renting it out, but he’s nervous. Should he do it and go off travelling or should he sit tight so he can have a nice retirement pot? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Hit play to dive into your October Market Update – that time of the month where Rob & Rob cover the hottest stories and key information that you need to know about as a property investor. (1:05) House prices - what’s happening? (2:30) Mortgage news (5:16) Rent talk (8:14) Rob’s rant: HS2 (10:34) Damp and mould - new Government guidance (12:00) EPC rules scrapped (12:24) Renters Reform Bill (12:50) New York ban Airbnb - is more to come? (14:50) Hub Extra Links mentioned: Silent property crash Damp and mould guidelines Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s episode 401 of Ask Rob & Rob! So, hit play and dive into our latest listener questions. (0:36) Philip wants to know how he can find areas that are likely to improve over the next 20 years. He’s listened to Rob & Rob’s advice previously on what to look for, but he wants to know how to find that information he needs (4:13) Ash wants to know what software he should use to manage his properties day-to-day. He’s got several different software packages he uses, but he’d like to move to something that monitors what he needs and is interested to find out what Rob & Rob use or would recommend. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Have you ever wondered how the rich and famous invest? Tune in today to find out how they invest and how you can copy their strategy. (0:42) News story of the week (2:21) Property Hub Magazine (3:23) How do the rich invest? (8:13) A step-by-step to how the rich invest (18:11) What traits do they have? (22:26) Hub Extra Links mentioned: News story of the week Subscribe to the magazine The Millionaire Fastlane YouTube video: Should You Buy a Property in a Limited Company in 2023? Hub Extra Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s the 400th edition of Ask Rob & Rob! (0:44) Marcus is looking to expand his portfolio and he’s wondering if it’s time to move away from his usual strategy of buying desirable properties in desirable areas. He usually focuses on these properties as he knows they’re good for capital growth, but whilst rates are high, he could be making a loss. So, is it time to switch us his strategy? (3:54) Harry is working in London and he’s looking to buy a property in a few years. He’s wondering, if he lives in the property and rents out one of the rooms, will he need a buy-to-let mortgage or a residential mortgage? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Is now the time to invest in London property? If we had a quid for every time someone asked us this, we’d be pretty well off. In today’s episode, Rob & Rob are delving into that very question. (0:52) News story of the week (4:56) Share your thoughts (5:34) Is now the time to buy in London? (6:17) Diving into the data (13:20) So, is now the time to buy? (13:41) When will it be the time to buy in London? (18:58) Hub Extra Links mentioned: UK interest rate freeze ends run of 14 straight increases Rishi Sunak scraps home energy efficiency taskforce Chart 1 Chart 2 Chart 3 Hub Extra: Urban Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for your latest edition of Ask Rob & Rob. (0:43) Tim has two investment properties, one in Brighton and one in Worthing and as interest rates seem to be staying higher, he’s wondering what he should do with them. The property in Brighton has recently become vacant and both properties' fixes are due to end in 2024. So, he’s curious to hear what Rob & Rob think he should do. (5:04) Rob’s got around £20,000 in savings and he’s looking to get into property investment, so he’d love to hear what advice Rob & Rob have for how he can get started. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride. (4:00) The lettings industry – what's the inside scoop? (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift? (19:00) Property vs shares – which is better, and does it matter? (24:00) Rob D’s moan – what doesn’t make sense? (24:45) Bitcoin – a crypto winter? What can we expect after last year’s NFT surge? (32:00) Hub Extra Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more of your listener questions. (0:31) Steve has found himself in a difficult mortgage situation – he's currently looking at arrangement fees of around £8,500 per product with a rate of 6.8% and he’s looking to hear Rob & Rob’s thoughts on this. (4:08) Carmen is new to the property investment world and she’s wondering if she should invest in property in her own name or in a limited company? Links mentioned: YouTube: Should you buy a property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on. (1:28) House prices (5:30) Regional affordability (8:58) Interest rates (11:25) Mortgages (13:14) Rents (14:28) Landlords selling (15:51) Rental control (21:02) Hub Extra Links mentioned Resources 3 strategies to bag yourself a deal in a difficult market The silent property crash Property Pulse Alex Hormozi House Prices Nationwide House Price Index Halifax House Price Index Rightmove House Price Index Experts predict 7% house price falls but call it ‘a correction, not a crash’ Affordability Zoopla House Price Index Macro Investors scale back bets on Bank of England hiking interest rates Mountain view: Bank top economist offers two routes to beating inflation Mortgages What are the current UK mortgage rates? HSBC and NatWest cut mortgage rates again as rivals tipped to follow Nationwide and Santander slash mortgage rates – ‘other lenders may follow’ HSBC offers 40-year mortgage term to cut monthly bills - but it will cost more overall Bank of Mum and Dad will contribute to 47% of house purchases this year Rents Rents jump 10% to top a record £1,240 in July: Homelet London’s Rental Squeeze Is Getting Even Tighter Tenants Struggling PropertyMark Housing Insight Report Third of working tenants in England ‘lack savings to pay rent if they lose job’ No-fault eviction proceedings hit highest level for six years in England Landlords Selling Britain’s Landlord Selloff May Be Much Bigger Than First Thought Landlords selling up have left it too late for maximum gains Politics Growing the economy and tackling poverty Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Buckle in and get ready for the latest edition of Ask Rob & Rob. (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let. (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the new regulation in mind, how could he refuse certain pets. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal. (1:02) News story of the week (3:21) A difficult property market (5:28) How to get deals right now (10:43) Try these advance strategies (15:32) Hub Extra Links mentioned: AI Siri hack YouTube video: I asked ChatGPT to invest for me. (Surprising Result) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Join Rob & Rob as they answer some more of your burning questions! (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy? (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move the tenants out first and then sell it, or sell the property with tenants in-situ to another investor? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction (0:52) News story of the week (2:48) Selling a property due to a change in strategy (4:40) Why sell at auction? (8:52) What happened on auction day? (10:37) A dive into the numbers (12:41) What happened after the sale? (13:30) Would he sell at auction again? (15:08) What advice would he give for selling at auction? (16:29) Hub Extra Links mentioned: Outlive: The Science and Art of Longevity Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners! (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage? (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

What would’ve happened if you invested in property at the absolute worst times to buy? (0:54) News story of the week (2:51) Property Hub Select meet-up (5:44) What would have happened if you bought in the 2007 crash? (8:35) What would have happened if you bought in the 1990 recession? (10:38) When was a bad time to buy during these crashes? (14:37) How do you know when we’re close to the winners curse? (15:36) Is now the worst time to buy? (18:26) Lets run the numbers (22:39) Hub Extra Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering two more listener questions! (0:39) Dale’s an avid podcast listener, and he knows Rob & Rob have previously mentioned that the South West isn’t the best place to invest, but he wants to know if this rings true for cities in the South West too. (3:54) Dan wants to know if whilst interest rates are high, would it be a good strategy to purchase a lower-value property in cash, renovate it, add some value, then once interest rates come down, take a mortgage out on it? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The mortgage market is changing daily and as a property investor, you need to understand what’s happening right now, so tune in as we ask a mortgage expert to give us the latest on mortgages. (0:53) News story of the week (3:35) What’s going on with mortgages? (4:16) How is the reduction in inflation affecting the market? (4:52) Have we seen the peak of interest rates? (5:18) How busy is the mortgage market right now? (6:05) What kind of conditions can a buyer expect right now? (7:03) What options are available for someone remortgaging? (7:52) Is it worth looking at transferring your mortgage? (8:51) Is it risky move to switch to a variable rate right now? (9:34) When will rates fall again and to what percentage? (10:05) What rates and products can investors expect to see now? (11:05) What should investors be doing leading up to their mortgage expiring? (13:16) Hub Extra Links mentioned: Podcast: The silent property crash YouTube: The silent property crash of 2023 Cheap holiday expert Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0:56) Alex wants to know at what point in your investing journey should you start buying premium properties? (5:32) Stacey is looking at a flat which has non-standard construction and she’s wondering if there’s anything she should be aware of or consider. Links mentioned Property Hub Magazine The Monopoly strategy Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

What’s going on with the property market right now? Well, it depends on where you look, the market certainly isn’t a uniform one right now, so join us as we try to make sense of what’s going on. (1:50) What’s the latest with house prices? (7:27) Mortgages update (10:38) Rental competition is still on the rise (13:48) What about property and politics? (18:50) Hub Extra Links mentioned Rics - UK Residential Market Survey Nationwide house price index Halifax house price index Money and Credit - June 2023 The Mortgage Works cuts selected rates 0.95% Renters compete with 20 others in battle to find a home The price to rent a Manchester city centre apartment is rising faster than anywhere outside London... but why? Airbnb Regulation - councils should control short lets, agents tell government Long-term plan for housing Tripling of fines for those supporting illegal migrants YouTube video: The silent property crash of 2023 Podcast episode: The silent property crash Hub Extra: Red Notice Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for another round of podcast listener questions! (0:41) Simon’s wondering if rising interest rates mean that now’s the time to sell his buy-to-let. His mortgage is coming up for renewal soon and he’s considering a quick sale and pulling the equity so he can invest up north where the numbers work out better. What advice do the guys have for him? (3:44) Similar to Rob & Rob, Tyrone’s goals are focused on future wealth for him and his family, meaning he’d like to focus on capital appreciation and long-term growth, but how do you manifest this? With property, is the wealth not locked up in the property, meaning you can’t access it? How can Tyrone access the wealth he builds over time? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

What’s actually happening with the 18-year property cycle? Rob & Rob can’t seem to agree... (1:01) News story of the week (3:00) Property Hub Select (4:28) What does the silent crash mean for the property cycle? (5:23) What is the 18-year property cycle? (7:19) What’s happening with the cycle right now? (8:39) Option 1: the 18-year property cycle is broken (11:47) Option 2: the boom hasn’t happened yet (14:43) Option 3: it’s just a weak cycle (17:46) What does this mean for the future? (25:30) Hub Extra Links mentioned: City Mapper The silent property crash Property Hub Select The “Monopoly” strategy: Update on Rob B’s portfolio Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for your latest edition of Ask Rob & Rob! (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy? (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him? Links mentioned The silent property crash Should You Buy a Property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one. The silent property crash is here and we’re telling you all about it on today’s episode. (1:06) News story of the week (2:52) 20 million downloads (5:20) Is the property crash here? (10:12) Property is down 12.5% (13:30) Prices are the same today as they were in 2003 (15:44) This is the best crash (19:19) What’s going to happen next? (24:07) Hub Extra Links mentioned: 20 million downloads giveaway Subscribe to the magazine Quick reaction: Have mortgage rates peaked? What’s next for UK property? (Our predictions) The silent property crash of 2023 TPP540: We’re halfway through the year. Is it time to throw out our predictions? BBC Sounds Google Play Store & App Store Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down? (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of. Links Mentioned Should You Buy a Property in a Limited Company in 2023? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring! (0:51) News story of the week (3:21) How are our predictions doing? (4:08) House prices (7:44) The best places to invest (10:36) Interest rates (13:50) What’s going to happen next? (17:58) Hub Extra Links mentioned: Turo YouTube Video: Renters Reform Bill Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions: (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker? (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now. (0:50) Property Hub Select (2:09) House prices (7:44) Mortgages (11:17) Rents (12:55) Investor sentiment (15:30) Rent controls (16:51) Tenant preferences (18:45) Hub Extra Links mentioned: House prices relatively stable in June but annual growth remains in negative territory Rightmove: House Price Index Halifax: House Price Index Buyers negotiate on price to achieve biggest discounts since 2018 Five-year fix tops 6% for first time since November: Moneyfacts Mortgage pressures will not tip UK into wave of repossessions, FCA says Total lending bounces back but remains much lower on annual basis How long can the UK rental crisis last? Just 5% of private rentals affordable on housing benefit Renters protest against ‘rampant profiteering’ outside landlords’ convention Four in 10 BTL landlords plan to expand portfolio – Landbay BREAKING: Lisa Nandy confirms Labour has U-turned on rent controls 'Rental ads saying no to kids forced us to sofa surf' YouTube: Tom the Taxi Driver Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with some more listener questions! (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase. (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it! We’ve dived into the data to uncover the truth: do property prices really double every 10 years? (1:05) News story of the week (1:48) Property Hub Select (3:00) Fact checking: do house prices really double every 10 years? (4:40) The shortest vs longest period prices have doubled (5:55) What’s the longest time prices have taken to double? (9:59) Why is this the worst performing cycle and what should you do? (12:40) How the cycle can give us clues (17:00) Hub Extra Links mentioned: Nationwide House Price Index Property Hub Select Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy. (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob! (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property? (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re looking to take over his property for three to five years, with the hopes of letting it out to young professionals. Greg wants to know what Rob & Rob think about this kind of arrangement and if there’s anything he should be looking out for. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market? (0:56) News story of the week (2:28) Exciting announcement (4:55) What’s going on with the mortgage market? (5:48) What’s the current state of the market and has this ever happened before? (6:17) What’s happening with the base rate/swap rates and how are lenders responding? (6:59) Do you see this period of volatility lasting much longer? (8:07) What kind of knock-on effect is this having? Are fewer people applying? (8:42) What should you be doing if your fix is coming to an end? (11:26) Is a 2-year fix the best option? (12:37) What are the good products right now and what kind of rates should people be looking at right now? (14:05) Are clients adamant on getting a lower-interest-rate product even though they have higher product fees? (14:55) Are off-plan and new builds easier to get finance on? (15:30) Are you expecting to see more attractive products to come to market soon? (16:49) What do you think will happen in the next 1-2 years? (17:53) Is diversification a part of your strategy? (19:40) Can you still operate in this market? (20:50) The importance of using a broker (22:59) Hub Extra Links mentioned: Welsh Government Green Paper Property Hub Select Property Hub Invest Tour De France: Unchained Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more listener questions! (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now? (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. Tom wants to know what the guys would do with the money whilst he continues to save for another deposit – how can he get his money working for him? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up. (0:44) News story of the week (2:22) Rob B’s Monopoly strategy (3:27) How Rob’s portfolio has grown and evolved (5:43) What percentage of Rob’s portfolio would he like to move on? (6:02) How many properties has Rob sold so far? (7:06) How did Rob choose which properties to sell? (8:25) What made Rob decide to sell? (9:11) What is Rob doing with the funds? (10:30) What’s next for the Monopoly strategy? (11:17) Portfolio value over number of units (13:39) The impact of being cash-flow negative (16:52) What’s the end goal? (18:10) Fighting the market (19:01) Same tactics, different strategy (21:22) Hub Extra Links mentioned: Chat GPT Rent Cap goes on for another six months despite industry opposition Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for some more listener questions! (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025 (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond. (0:54) What’s going on with house prices? (6:46) Are city house prices suffering? (9:01) How are the top cities performing? (10:23) What’s going on with the mortgage market? (14:35) What’s the latest on the Renters Reform Bill (15:13) Upcoming changes to EPC ratings (16:00) Is the leasehold reform coming soon? (17:04) Hub Extra Links mentioned: Annual house price growth slips back in May Are UK house prices falling in May 2023? Rightmove House Price Index Hometrack House Price Index The Era of Huge UK House Price Rises Is Ending, Economist Says Resi and BTL ranges fall, rates rise: Moneyfactscompare.co.uk Backlash grows over new energy efficiency rules for landlords, as experts grow sceptical of EPC ratings and say they can't be trusted Leasehold WILL be abolished if we get into power, promises Labour OFFICIAL: Latest evictions surge ‘due to reforms pushing out landlords’ Houses vs Flats – So many people get this wrong! Send to Kindle Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let? (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market? (0:44) News Story of the week (3:16) Want to join the team? (3:49) The global house market (4:33) Looking at the numbers (5:27) How has this happened? (8:08) Where does this leave the UK? (10:37) What’s going to happen to the UK? (12:10) Why have we told you this? (13:15) Hub Extra Links mentioned: Join the Property Hub team! Install Honey Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s Tuesday! So that means it’s time for some more listener questions! (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one! (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of! (2:08) The biggest change to property law (2:57) The end of no-fault evictions... (10:31) How will this impact student lets? (11:43) When can you ask a tenant to leave? (14:40) Goodbye unlimited rent increases (17:04) Introducing the mandatory redress scheme (18:19) A landlord database is coming (19:48) Yes to pets! (21:29) When are these changes going to happen? (24:06) Hub Extra Links mentioned: Our latest YouTube video BREAKING NEWS Landlords: This changes EVERYTHING! Free Microsoft courses Artificial Intelligence for Beginners IoT for Beginners Machine Learning for Beginners Data Science for Beginners Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more listener questions! (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted. (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys think of these areas. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.