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The Property Podcast

The Property Podcast

1,245 episodes — Page 4 of 25

ASK461: How do I stay positive? PLUS: Should I agree a rent reduction?

Rob & Rob are back to offer their advice to two more listeners! (0:40) Despite being successful in his property investment journey, Kenny finds that owning more properties and having more free time often leads to him overthinking and worrying. He asks Rob & Rob for advice on staying positive, plus book and podcast recommendations to keep a clear, constructive mindset. (5:30) Isaac’s tenant has requested a rent reduction, but with rising costs to cover himself, he’s unsure what to do and asks the guys for their thoughts - what will they say? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Jan 28, 20258 min

TPP619: Our property hotspots for 2025

Rob & Rob are back with their hotspots for 2025, sharing their run-down of the best places to invest this year and why these locations deserve your attention. Don’t forget to secure your spot for our free online event here! (1:15) News story of the week. (4:05) 2025 hotspots begin… (4:44) Investment goldmine with fundamentals to match. (6:35) The powerhouse city. (8:30) One of our all-time favourites. (10:30) An area of regeneration transformation. (12:45) Rob & Rob’s wildcard. (17:20) Hub Extra. Links mentioned: Find out more about our Dubai event here Order Rob D’s best-selling book 7 Myths About Money New rules ban rent in advance in Renters’ Rights Bill Learn about the Ripple Effect Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Jan 23, 202519 min

ASK460: Is this plan too risky? PLUS: Can I avoid stamp duty?

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:40) Sarah owns two buy-to-let properties with a total value of £700k and 50% equity in each. She’s debating taking £50K from the properties to combine with her savings to buy a third property. Worried it’s too risky, she turns to Rob & Rob for their advice. (4:08) Currently a homeowner, Chris is looking at buying a second property to rent out. But with the increased stamp duty for second properties, he asks if there’s a way to avoid it or if it’s just something landlords must absorb. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Jan 21, 20256 min

TPP618: Predictions for 2025

It’s that time of year again - Rob & Rob are back with their 2025 property predictions! Drawing on many years of experience and knowledge from running a £100m property business, they’re putting their reputations on the line once again. Will they go big or play it safe? Press play to find out! Ready to kick-start your property investment journey in 2025? Book a FREE call with one of our portfolio managers today! (0:55) News story of the week… (2:25) Rob & Rob’s predictions for 2025! (3:20) Kicking off with their predictions for house prices. (7:45) Which cities do The Robs believe will best perform this year? (16:45) How about rents? (19:35) Will 2025 see rises or cuts for interest rates? (21:25) From property to the stock market with FTSE predictions. (25:09) Is Bitcoin back again? (31:44) Hub Extra Links mentioned: Politicians propose landlords should pay compensation to tenants who are evicted House prices predictions: Hamptons Savills Rightmove Nationwide Rent growth predictions: Hamptons Rightmove Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Jan 16, 202539 min

ASK459: How do I execute the monopoly strategy? PLUS: How will leasehold reform affect me?

Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions… (0:47) On the verge of buying his fourth property, Mike’s considering his long-term plan and wants to know more about the Monopoly Strategy. He’s curious about how it works and when is the right time to execute it – so he turns to Rob & Rob for their thoughts and advice. (4:50) Riz is in the process of buying an apartment in Manchester and, after reading about the Leasehold Reform, he wants to know how these changes could affect him moving forward. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Jan 14, 20258 min

TPP617: 7 Myths About Money – And the truth about finding financial freedom (launch day!)

It’s here! Rob D’s latest book has officially dropped and trust us - this isn’t your typical economics read. In this conversation, Rob explains how he wrote the book with listeners of this podcast in mind – and shares the main ways where he sees people thinking about money the wrong way... Be sure to grab your copy here! (0:48) News story of the week. (2:30) Lets find out about Rob D’s new book… (5:08) Why now, and why this topic? (8:00) Let’s dive into the myths… (12:04) The most controversial myth… (18:45) Where should you be putting your focus? (21:15) What will you learn from this book? (23:45) Hub Extra. Links mentioned: 7 Myths About Money Renters’ Rights Bill moves to key report stage Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Jan 9, 202528 min

ASK458: A Sneak Peek at Rob D’s New Book

It’s our first Ask Rob & Rob of 2025, and we’re starting the year with a bang as Rob D gives us an exclusive sneak peek into his brand-new book, Seven Myths About Money. Don’t miss out on the exclusive pre-order benefits - click here to get yours now! (0:40) This week’s mystery caller is buzzing with excitement about the new book launch and asks Rob D to spill the beans on what we can expect. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Jan 7, 202510 min

TPP616: Why Property Investors Always Win – And How to Join Them

Today, Rob & Rob discuss why property is the investment that can truly change your life. From the core fundamentals that keep it strong, even in tough times, to why 2025 could be the perfect time to take the leap, we’ve got all the insights you need to kickstart your property journey. (0:50) Why is property such a great investment – let’s find out… (3:00) How does property investment offer long-term growth? (4:20) The power of leverage. (10:00) What makes property investment grow with inflation? (11:45) Why does the rental market continue to grow? (14:40) Why 2025 is the perfect time to start investing. (19:29) What makes property an easy investment? Links mentioned: Last chance to pre-order Rob D’s new book, Seven Myths About Money (and secure exclusive bonuses!) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Jan 2, 202526 min

TPP615: Our reflections and lessons from 2024

This Boxing Day, Rob & Rob look back on the year that was 2024 - from the property market to world events and even a bit of personal reflection. They share the latest updates on their business and how they’re gearing up for an even bigger 2025. (0:45) How did the property market shape up in 2024? (2:50) Latest thoughts on the 18-year property cycle. (3:30) What been the impact of the political events? (4:55) Reflections on 2024 as a whole. (7:20) Rob & Rob share their thoughts and ambitions for 2025. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Dec 26, 202410 min

TPP614: Our best episodes of 2024

As 2024 wraps up, Rob & Rob look back and share their favourite episodes of the year. Whether you’re new to the podcast or a longtime fan, this is your chance to revisit the biggest hits – or discover the gems you might have missed! (1:25) Rob B’s must-listen episode of the year. (3:37) Rob D’s personal favourite from this year’s lineup. (6:45) Producer Dan shares his standout episode of the year. (8:18) Most popular episode of 2024 chosen by our listeners. (10:45) Hub Extra. Links mentioned: TPP594: Has the 18 Year Property Cycle failed us? TPP581: 7 property disasters we've had in the last 12 months! TPP571: Update on the silent property crash TPP575: What on earth is happening with house prices? TPP565: Our 2024 property predictions: Will the market crash? TPP567: Hotspots for 2024 Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Dec 19, 202413 min

TPP613: Reviewing our 2024 predictions (how did we do?)

At the start of the year, Rob & Rob made bold predictions about the 2024 property market and much more. Now it’s judgement day - did their forecasts hit the mark, or were they way off? Let’s find out! (1:00) News story of the week. (3:25) Let’s kick-off with The Robs’ house price predictions… (6:25) Did they pick the winning areas, or were they off the mark? (11:11) What about their rental predictions? (13:35) Did they nail it or get it wrong with interest rates? (14:45) How did they do with their FTSE 100 predictions? (15:40) Boom or bust with Bitcoin? (17:55) Finally let’s look back at Rob & Rob’s political predictions (20:15) Hub Extra Links mentioned: Annual house price growth rebounds in November Minister says ‘rent in advance’ of more than a month to be outlawed Halifax house price index November 2024 Perplexity Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Dec 12, 202423 min

TPP612: December Market Update

December might be here, but the property market isn’t taking a Christmas break yet! In our final market update of the year, Rob & Rob reveal the latest big new stories – from a surprising rental boom flying under the radar to the unexpected house price growth over the past year. (1:11) Let’s start by looking at house prices. (6:07) What’s the latest on mortgage rates? (9:05) The shock data from the rental market. (14:30) Has the leasehold reform timeline finally been revealed? (15:33) Is Boxing Day really one of the busiest for house viewings? (16:51) Hub Extra. Links mentioned: House prices: Nationwide house price index Zoopla house price index UK property market surges but warnings of Budget’s impact linger UK property sector hit by fears of resurgent inflation Mortgages: Mortgage approvals hit two-year high in pre-Budget rush Bank of England’s shock warning over long term housing costs Rents: Private rent and house prices, UK: November 2024 Chronic shortage of rental homes to worsen due to Labour squeeze on landlords Net migration to the UK hit record 900,000 in 2023 Latest rent control grab by politicians slammed by industry Leasehold: Leasehold reform timeline unveiled Hub Extra: That Christmas The Ministry of Ungentlemanly Warfare Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Dec 5, 202421 min

ASK457: A question from a very special guest...

It’s the last Ask Rob & Rob of 2024, and we’re wrapping it up with a question from the one and only Kris Kringle! (0:45) It’s official - Rob & Rob are on Santa’s good list this year, all thanks to their free content and advice that’s helped even Santa grow his portfolio! But there’s one thing he’s dying to know: what do the guys have in store for 2025? Links: Order Rob D’s new book here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Dec 3, 20246 min

AOB: How we’ll be growing our business in 2025

In this week’s wrap-up episode, Rob & Rob reveal their ambitious plans for 2025. Fresh from their annual planning, they share their strategy for boosting revenue and taking their £100m property business to the next level. After celebrating one of their best financial years yet, they discuss the power of data-driven decisions and reveal the game-changing factor that’s kept their team laser-focused and motivated to achieve this year’s goals! Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest

Nov 29, 202412 min

TPP611: Our favourite things of 2024 (Books, tech and more)

Every week, Rob & Rob bring you their top picks from what they’ve been reading, watching, listening to - and, of course, their latest AI obsessions! Today, they’re looking back and sharing the ultimate gems and life-changing hacks they now can’t imagine living without. Plus, Rob D discusses the upcoming release of his exciting new book, Seven Myths About Money, and the exclusive perks of pre-ordering! (1:07) News story of the week. (2:10) Rob D’s new book: Seven Myths About Money. (3:21) The best of Hub Extra! (3:50) Rob & Rob’s must-read books. (13:04) What’s been the guy's favourite podcast this year? (19:00) What TV shows have them hooked? (25:10) The AI and tech they can’t live without. Links mentioned: Order Rob D’s new book here Private rent and house prices, UK: November 2024 Books: Elon Musk: by Walter Isaacson Beneath a Scarlet Sky: Mark Sullivan Taxtopia: The Rebel Accountant Free Country: George Mahood Podcast: MoneyWise The Rest Is Entertainment Morgan Housel Conversations With Tyler TV: Shogun The Gentlemen Race Across The World Telemarketers Welcome To Wrexham Ted Lasso Clarkson’s Farm Tech/AI ChatGPT Advanced Voice Mode Perplexity Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Nov 28, 202433 min

ASK456: How big is too big? PLUS: My flat has fallen in value! How do I remortgage?

Rob & Rob are back with two more listener questions! (0:41) Matt’s curious to know at what point does a large portfolio become too much hassle, even with the help of management companies. He’s also keen to get Rob & Rob’s take on why the super-rich don’t leverage property investment as much as other assets like stocks and bonds. (5:18) After buying his flat in London for £700K two years ago, Marco’s noticed similar properties are now selling for less and is wondering what his best remortgaging options are given the change in market value. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Nov 26, 20249 min

TPP610: How to turn a small portfolio into a property empire

Ever wonder what it takes to become a property mogul? Carl Tranter has turned a modest portfolio into an investor’s dream, and today, he’s sharing everything! (0:37) News story of the week. (3:40) Welcome Carl Tranter! (4:15) How did Carl’s property journey begin? (5:20) What does his portfolio look like today? (7:30) When did Carls commercial property investments begin? (11:05) How did he grow his portfolio so quickly? (14:02) Did he always have a strategy and goal in mind? (17:31) How does Carl and his business partner work so successfully together? (20:50) Let’s learn more about his larger developments. (27:25) How on earth does he manage it all? (32:22) Hub Extra. Links mentioned: Labour set to build fewer houses than the Tories Carl Tranter – Urbane Assets Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Nov 21, 202436 min

ASK455: Should I remortgage my home to buy more? PLUS: Who can I report this landlord to?

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions. (0:42) Eager to kickstart her property journey, Natalie’s thinking of borrowing against her family home and switching to an interest-only mortgage to buy her first buy-to-let. She turns to Rob & Rob to see if it’s a smart move – what will they say? (4:30) As a landlord himself, Glenn's frustrated by his vulnerable neighbour’s poor living conditions due to the neglect of the property by the landlord and asks if there's an authority where rogue landlords can be reported. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Nov 19, 20246 min

TPP609: November Market Update

Love or hate him, Trump’s back - but how much will the political drama across the pond affect the UK property market? And with all the noise around the US election, let’s not overlook the recent rate cuts and what they could mean for mortgages and property prices! Tune in as Rob & Rob break it all down in this month’s market update. Get all the latest property news every week, completely FREE, by subscribing to our newsletter here! (0:44) Let's kick off this month’s market update. (4:00) Are house prices at an all-time high? (6:28) What’s happening with rents? (8:08) The latest on mortgages. (8:45) Quick update on leasehold reform. (10:15) News on council licence applications. (11:39) Hub Extra. Links mentioned: TPP475: The 18-year property cycle: When will the market crash? TPP541: The silent property crash Interest Rates Cut! Will Mortgages Get Cheaper? House prices: Rightmove house price index Nationwide house price index Halifax house price index Rents: Rightmove rental tracker Leasehold: Leasehold reforms could take five years, Labour MP admits Council licences: Landlord-bashing council slammed over its own property failings Over 2,000 licence applications were approved by Hackney Council after their property licensing schemes had ended Hub Extra: Polymarket Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Nov 14, 202414 min

ASK454: How do I establish a property's value? PLUS: Should I rent as social housing?

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:41) Shenton’s looking for the best way to conduct thorough due diligence to get a precise property valuation. With tools like Zoopla often giving broad estimates and limited data on comparable deals, he turns to Rob & Rob for their top tips. (5:15) Chris has been offered the chance to rent his buy-to-let property through social housing, with a five-year guaranteed yield, annual rent increases, and full property maintenance. He’s wondering if this is a smart move or if it’s too good to be true – what will the guys say? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Nov 12, 20249 min

TPP608: How the budget will affect the property market (and the country)

The Budget dust has finally settled, and after a week of analysis, we’re revealing the real impact on property investors. (00:47) News story of the week (02:12) Stamp duty changes (12:02) The surprising outcome of capital gains tax (14:53) Will national insurance increases affect employment? (20:37) Labour’s first budget Overall reactions (31:49) How will the budget affect the market? (32:25) Hub Extra Links mentioned: Pre-order Rob D’s book, Seven Myths About Money Property Hub YouTube channel Rory Sutherland’s book Rory Sutherland on YouTube Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Nov 7, 202435 min

ASK453: What if I can't pay the tax when I sell? PLUS: How do I get my dream job in property?

Rob & Rob are back to offer their advice to two more listeners! (0:42) Since buying his first property in Derby in 2021, Carl’s now completing on a fourth in Doncaster, with the portfolio’s value increasing by over £80,000 in just three years! With two mortgages due for renewal in 18 months, he's considering remortgaging, but is concerned about the potential impact of capital gains tax if he decides to sell later, and it exceeds the new mortgage. He turns to Rob & Rob for their advice - what will they suggest? (4:35) Luke’s eager to build a career in the property industry, where his true passion lies. With a background in recruitment and customer service, he asks the guys for their tips on breaking into the property world professionally. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Nov 5, 20248 min

TPP607: Budget Reaction: How are property investors affected?

The wait is over! After months of anticipation, the budget announcement has finally dropped. With endless speculation around changes to capital gains tax and more, landlords and investors have been left wondering what these updates mean for their investments. In this episode, Rob & Rob share their candid reactions and break down the budget’s biggest announcements every investor needs to know. Find out how these changes could impact the property world and what it means for your investment strategy – tune in now! Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Oct 31, 20249 min

ASK452: Should I sell up in the south? PLUS: Is it time to cut the rent?

Happy Tuesday! Rob & Rob are back and answering two more of your questions! (0:38) With four properties in the South-East, split between personal ownership and a limited company, Richard’s weighing up the investment potential of the area against the rest of the country. He’s considering selling and reinvesting in the North, where he believes yields and growth are more promising. But with costs like capital gains tax and stamp duty, he’s wondering if it’s really worth it. What advice will the guys have for him? (5:38) Andy just bought a luxury two-bedroom apartment in Manchester City Centre, part of a 400-unit block mostly owned by investors. With many landlords dropping their rents to fill their properties faster, he’s wondering if he should do the same or hold out for the higher income he expected when he bought it. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Oct 29, 202410 min

TPP606: October Mortgage Market Update

With the mortgage market in flux, interest rates making headlines, and the upcoming budget looming, the big question is: what’s the smartest move right now? Today, we’ve got mortgage expert Nick with us to cut through the noise, answer the important questions, and offer expert advice on how to navigate the current market. (0:59) News story of the week (2:48) Our mortgage expert answers your questions… (3:08) What’s the state of the mortgage market at the moment? (4:05) What can people do to prepare for their applications? (5:06) Will mortgage cuts happen and how aggressively? (6:05) What rate should investors be aiming for? (6:44) Are there any updates on arrangement fees? (8:23) How will lenders cope with the increase in demand? (10:34) What’s the latest on stress tests? (12:31) Is there a particular product that will ease the stress test? (13:00) What’s sentiment like now? (15:08) Is there any improvement on down-valuations? (17:46) Do you think the budget will have any effect on the market? (19:02) Hub Extra Links mentioned: Capital gains raid risks sell-off of one million homes, Reeves warned ChatGPT advanced voice mode Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Oct 24, 202421 min

ASK451: Can I reclaim these costs? PLUS: Are we biting off too much?

Happy Tuesday! It’s time for your latest episode of Ask Rob & Rob! (0:45) After having his offer accepted on a property, Craig discovered potential asbestos in the Artex. When he raised this, the seller claimed they no longer wanted to sell and planned to move in, but a few weeks later, the property was re-listed for sale. After losing money on searches and other costs, Craig asks Rob & Rob if he can reclaim these expenses and how to avoid this happening again. (4:07) Simon’s eager to kickstart his property journey and is considering jumping straight into an HMO conversion. He’s found that most lenders require experience as a landlord or HMO landlord for financing and wonders how much of a difference that experience makes in terms of mortgage rates and fees. Should he start with a small buy-to-let to gain experience and potentially save money, or go straight for the HMO with more expensive financing options? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Oct 22, 20248 min

TPP605: How people REALLY get rich

Getting rich - it’s what we all dream of, right? But how do you turn that dream into reality? Today, we’re exploring Rob D’s new book, where he breaks down how people really get rich. And, yes, we’ll finally reveal the book’s name - tune in! Pre-order the book, and claim exclusive bonuses – including a preview chapter you can read instantly: https://robdix.com/myths/ (0:53) News story of the week (3:20) Rob D reveals the name of his new book and tells us what it’s all about… (6:15) The “too risky” money myth and how you actually get rich… (8:30) How risky is “too risky” and is it worth it? (10:35) Managing the downside of taking risks (12:25) Investing where you have an advantage (16:20) Where does property investment fit into this? (24:00) Hub Extra Links mentioned: Pre-order Rob D’s book here Find out more about Property Hub Select TPP308: Leverage: A property investor’s secret weapon Huge shift in interest rate predictions as Bank of England chief says cuts could be more 'aggressive Fresh rise in mortgage rates predicted Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Oct 17, 202426 min

ASK450: Should I over-pay my mortgage? PLUS: Did the government just find £16 billion?

It’s time for Ask Rob & Rob! We’ve two new property questions to tackle - let’s dive in! (0:50) After completing his first property through a limited company, Louie’s looking at ways to boost profitability and wonders if making overpayments on his interest-only mortgage could be a smart move. He thinks by reducing his monthly interest it might increase his profits and asks Rob & Rob for their thoughts on this strategy. (3:25) Prithvi’s curious about a recent comment from Rachel Reeves regarding a disconnect between government debt and the Bank of England. He believes this could create £16 billion of new spending, and wonders if Rob & Rob think this could impact the 18-year property cycle and a medium-term boost to the property market. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Oct 15, 20246 min

TPP604: October Market Update

The property world was rocked by news of the Renters' Rights Bill, but that’s not all - there's been a ton happening in the market, and today Rob & Rob break it all down. Diving into the data they bring you BIG updates on house prices, latest shifts in mortgage rates, and what the upcoming budget could mean for investors. (0:35) Our exciting Property Hub Select meetup (1:44) BIG news on house prices (7:50) Labor / Budget / Renters Rights (9:40) EPC improvements (11:30) Mortgages (14:25) Hub Extra Links mentioned: Property Hub Select TPP601: Rental Reform news: Has property just changed forever? UK Property Just Changed FOREVER (YouTube) House prices: Hometrack house price index Nationwide house price index Halifax house price index Politics: Argentina Scrapped Its Rent Controls Looming tenancy reforms will make rent-to-rent agreements much riskier EPC: Almost 3 million homes need improvements to meet 2030 deadline Mortgages: Tracker mortgages jumped by a third even as rates rose Hub Extra: Nobody wants this Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Oct 10, 202416 min

ASK449: Do I have enough cash to invest? PLUS: Are these brokers good enough?

Rob & Rob are back with two more listener questions! (0:44) With a £15K deposit and an average London salary, Vernon’s torn between investing now in a cheaper property in the North or keeping on saving for a higher-end buy-to-let. So, he turns to Rob & Rob for their expert advice and guidance. (4:17) Dan’s at the start of his property investment journey. After speaking with various mortgage brokers, he asks how important it is for them to specialise in buy-to-let mortgages and be local to the area – what will the guys say? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Oct 8, 20247 min

AOB: 1 critical thing every business needs (and how we built ours)

What’s your business moat? No, we’re not talking castles - it’s that special something that sets your business apart from others and stands the test of time. In today’s episode, Rob & Rob break down the concept of a business moat and share how they built the one behind their £100m property business - and, most importantly, how they continue to maintain and evolve it to stay ahead of the competition. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest

Oct 4, 202415 min

TPP603: The most connected man in property shares his secrets

What’s the topic of conversation when property’s biggest players (and most influential politicians) come together? We’re joined by Nathan Spencer, who knows – because he throws the events that get them all into the same room! In our exclusive interview, he shares valuable insights from behind the scenes, including upcoming hotspots and insider information from political circles. (0:46) News story of the week (4:25) We bring you our property expert… (5:50) The Glastonbury of real estate (7:01) Who are the attendees and what’s their objectives (8:48) Why do MP’s go there (10:35) What’s the key themes discussed (12:45) Inside gossip on upcoming development areas (15:15) Sentiment around the new government (19:02) News on institutional investment (21:50) Networking tips (25:40) HubExtra Links mentioned: Nationwide to allow first-time buyers to borrow six times their earnings UKREiiF Preply Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Oct 3, 202427 min

ASK448: How do I avoid New Build scams? PLUS: Do I really need a solicitor?

Happy Tuesday! We’ve got two new great questions to tackle – let’s dive in! (0:42) Johnny’s looking to sell his London properties and reinvest in areas with better growth potential. He’s interested in off-plan developments but is concerned after hearing about scams involving unreliable developers. Johnny asks Rob & Rob how he can ensure the developer is trustworthy and what due diligence he should do to protect himself from any potential risks. (5:25) Gary’s wondering if he really needs a solicitor to review the mortgage for his limited company and break down all the details, or if it's straightforward enough to handle on his own. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Oct 1, 20248 min

TPP602: How to invest in property like Warren Buffet

While prime property locations often steal the spotlight, could exploring unloved areas be the key to your next major investment? This week, Rob & Rob take a closer look at some overlooked areas across the UK and explore why these “unloved” locations could offer serious investment potential. (0:55) News story of the week (2:57) Are unloved assets a good investment? (3:47) Unloved assets: Travis Perkins and Facebook (6:14) How do you identify the property equivalent of Travis Perkins? (7:24) Remember the key ingredients (11:16) Our unloved areas (15:55) Backing it up with data (19:16) The best of the best (21:31) Sharing the strategy (22:14) Hub Extra Links mentioned: Interest rates held at 5% Sign up for our free weekly newsletter, Property Pulse Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Sep 26, 202424 min

ASK447: My portfolio is growing...what next? PLUS: Should I hold or sell?

Get ready for your latest edition of Ask Rob & Rob! (0:35) Luke’s just completed his fourth buy-to-let in South Wales and is now considering his next move. He’s weighing up whether he should continue investing in lower-value buy-to-lets or explore something new such as industrial lets. (3:42) Tommy’s owned and lived in a 1-bed leasehold maisonette in Essex for two years, but he's now relocating to Newcastle. He wants to start investing in freehold properties within a limited company, so he’s wondering whether it’s better to sell the leasehold to invest in more properties or hold onto it for future capital growth. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Sep 24, 20247 min

TPP601: Renters’ Rights news: Has property just changed forever?

The wait is over – the new Renters’ Rights bill is out, and the changes are BIG! Will Labour’s new conditions be the final straw for landlords, or are things not as bad as they feared? Join Rob & Rob as they break down the key updates and explore what this means for landlords and tenants. Has the UK property market just changed forever? Press play to find out! Plus, check out Rob D’s YouTube video here. (0:35) News story of the week (2:50) The top changes from the Renters Rights bill (4:18) Let's kick off with no-fault evictions (14:25) What about rent increases (17:05) No bidding wars or offers above the asking rent – what?! (19:55) Discrimination (20:45) The new landlord database (22:35) When will all this happen? (24:12) How will this affect landlords? (30:29) Hub Extra Links mentioned: Join Rob D’s launch team here Guide to the Renters’ Rights Bill Beneath a Scarlet Sky Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Sep 19, 202432 min

ASK446: Does this certificate mean I can't sell my flat? PLUS: My property is losing money, what can I do?

From property dilemmas to investment insights, it’s time for this week’s Ask Rob & Rob! (0:40) Mark finds himself in a challenging dilemma with his rental property in London, where he used to live. Unaware of Section 24 when initially letting out the property, he's now paying a hefty tax bill each year. He's wondering if there's a way around this or if selling the property is his best option. What advice will Rob & Rob have for him? (5:20) After receiving the Deed of Certificate for his leasehold flat, James has discovered that because he owns multiple properties, it’s now classified as a non-qualified lease. He’s worried this could affect the flat’s value and mortgage options, so turns to Rob & Rob for their advice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Sep 17, 20248 min

TPP600: September Market Update

In this special market update celebrating an incredible 600 consecutive episodes, Rob & Rob look into the latest market news – unpacking everything from diverse house price trends to how potential changes in capital gains tax may be influencing landlords’ decisions. Plus, there’s some good news on the mortgage front and a surprise twist in this week’s Hub Extra! (0:48) What’s going on with house prices (6:28) Are landlords selling up? (10:20) There’s movement on the Renters’ Rights Bill (12:02) Some positive updates about mortgages (13:46) The latest from the world of politics (16:25) Hub Extra (with a twist!) Links mentioned: Halifax: UK house price growth approaches two-year high Nationwide house price index Concern over housing costs hits record high across rich nations Rise in ex-rental properties listed for sale before Budget Rental sales appraisals rise amid landlord CGT fears Renters’ Rights Bill set for Parliament this week Rental bidding wars set to be banned Lloyds Bank raises borrowing limit for first-time buyers Coventry lowers BTL rates James Cleverly: I would abolish stamp duty Our Greatest Fear —Marianne Williamson Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Sep 12, 202420 min

ASK445: How do I convert growth into cash? PLUS: Can I get my lender to recognise improvements I've made?

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions! (0:44) Owen’s curious about how you extract the cash from a capital growth-focused property portfolio. He understands that capital growth creates more wealth in the long run compared to high rental yields, but he's unsure how to access that wealth when the time comes. He turns to Rob & Rob for guidance on the best approach and whether he should rethink his overall strategy. (4:08) James wants to know if he can request a full re-evaluation of his property from the mortgage company to reflect the improvements he’s made, which could potentially increase its value. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Sep 10, 20246 min

AOB: How 5% extra effort can double your results

In today’s inspiring AOB, Rob & Rob discuss the simple yet effective ways to stand out in business – whether you're an entrepreneur, employee, or a property investor. Sharing their own real-life experiences, they reveal how these principles helped them build a top-performing podcast and a £100m property business. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest

Sep 6, 202416 min

TPP599: What would we do if we started again?

Rob & Rob rewind the clock on their property journeys to share what they did, and what they’d do differently knowing what they do now. There’s plenty to learn from their experiences and mistakes, wherever you are on your property journey. (0:58) News story of the week (2:27) What would The Robs do if they started again? (3:08) How did Rob & Rob get started in property investment ? (11:11) Looking back, what changes would they make? (15:10) What would they do the same? (17:27) What they still do today (19:40) Their biggest lightbulb moments (22:39) Rob & Rob’s advice and guidance for you (30:48) Hub Extra Links mentioned: Mortgage approvals hit highest level in two years: BoE Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Sep 5, 202434 min

ASK444: Is this Labour rumour true? PLUS: Does my refinancing plan work?

It’s time for your latest round of Ask Rob & Rob, and we’ve got some cracking ones this week! (0:37) Andy's come across an interesting article about Labour potentially tweaking the renter's reform bill. It mentions they might introduce a French-style hardship test. Is there any real substance to this or is it just rumour mill chatter? (3:11) Tom's got a chunk of capital and is considering a strategy to buy houses outright, refurbish them, and then remortgage to withdraw much of his initial investment. Now he’s wondering how banks will assess his remortgage applications; will it solely be based on the rental income or is there more to it? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Sep 3, 20248 min

TPP598: Is property the ultimate investment for our new economic era?

When interest rates began to rise around the world in 2022, a 30-year trend of ever-cheaper money came to an end. It’s clear that we’ve entered a completely new financial era... And the one question on investors lips, is does property still stack up? (0:50) News story of the week (2:31) What is this new financial era? (7:40) What should we be investing in? (10:50) Asset classes we MIGHT invest in (10:58) The stock market (14:17) Gold (16:31) Bonds (18:18) Bitcoin (20:30) How does property stack up? (28:19) Hub Extra Links mentioned: 10 Minute Mail Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Aug 29, 202431 min

ASK443: How do I convince my husband to invest? PLUS: What should I do when I move abroad?

Get ready for this week’s Ask Rob & Rob as the guys answer two more listener questions! (0:40) Sam’s husband has £90K available from his pension fund, and she’s eager to persuade him to invest the money in property to help secure their financial future, rather than using it to pay off existing debt. She turns to Rob & Rob for their expert advice on how to grow their pension pot and make smart investment choices. (4:49) Rich is planning a move to Dubai, he currently owns one buy-to-let property, with plans to rent out his current home once he relocates. With £200K coming his way next year, he’s weighing his options: should he use the money to pay off some or all of the capital on his existing properties, or invest in another property to grow his portfolio? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Aug 27, 20248 min

TPP597: How often do property prices double? (Surprising data)

You often hear that property prices double every 10 years, a claim that encourages us to invest in property and buy our own homes - but is it actually true? Rob & Rob have dug deep into the data to investigate this popular belief, and it turns out we’re living in highly unusual times! Tune in to find out what they uncovered… (0:50) News story of the week (5:40) Does property really double every 10-years? (8:00) The shocking discovery… (13:50) What lies ahead? (21:30) Hub Extra Links mentioned: Sign up for our free weekly newsletter, Property Pulse Angela Rayner stops Mayor’s plan to impose rent controls on landlords Omnos Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Aug 22, 202424 min

ASK442: How do I use the 18 year cycle when remortgaging? Is now the time to buy my freehold?

Ready for this week’s Ask Rob & Rob? We’ve got two new listener questions lined up… (0:45) How do you use the UK’s position in the 18-year property cycle to influence your decision making with your mortgage and portfolio strategy? That’s exactly what Phillip wants to know, so he turns to Rob & Rob for their expert advice. What will they say? (4:05) Last year, James had the chance to buy the leasehold on his property for £185K, but now the price has dropped to just £30K! He’s curious if this drastic reduction is due to potential legal changes affecting ground rent, or if there's another reason his landlord might be eager to sell. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Aug 20, 20247 min

TPP596: The silent property crash: one year later

In our most popular episode of last year, we revealed a phenomenon many had overlooked - the silent property crash. It's arguably the biggest concept in property right now, affecting everyone’s wealth – but if you don’t fully grasp what’s happened, it’s nearly impossible to take the right action. Join Rob & Rob as they share the latest developments one year later and discuss what you should be doing as an investor. (1:05) News story of the week (6:16) The silent property crash update… (7:15) Let’s recap what the silent property crash actually is (9:03) What does the data tell us? (13:14) What should you do as an investor? (19:30) Rob & Rob’s conclusion (20:49) Hub Extra Links mentioned: Halifax house price index Landlords face £11,000 higher CGT bill if rumours true TPP541: The silent property crash TPP571: Update on the silent property crash The silent property crash of 2023 Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Aug 15, 202423 min

ASK441: Is this fee too high? PLUS: Will leverage always be the answer?

Let’s dive into this week’s Ask Rob & Rob, answering two new listener questions… (0:44) Andrew's an expat investor who’s been quoted £5K for his mortgage arrangement fee, which feels steep to him. His broker says it’s due to the added risk of being overseas. He’s worried that if needs to remortgage every few years at a similar cost, it could eat into the benefits of an interest-only mortgage, especially with inflation. He turns to Rob & Rob for advice on whether this fee is fair and how it might affect his portfolio strategy. (4:24) Adam’s curious to know whether The Robs foresee a time when mortgage companies might link their loans to inflation, potentially reducing the advantage of leverage in property investment. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Aug 13, 20247 min

TPP595: August Market Update

Interest rates have been cut, but what impact will this have on the market and what does it mean for you as a property investor? Join us for this jam-packed episode, as Rob & Rob dive into all the details and stories that no one else is talking about. Plus, find out which rumour has the guys feeling uneasy. Don’t forget, if you want to be the first to know what’s happening in the property world, be sure to sign up for our newsletter, Property Pulse. (0:40) Let’s dive into August market update… (3:05) What’s going on with house building targets (8:44) The latest updates on property prices (14:05) Some exciting and positive market news (17:05) Are landlords selling more than they’re buying? (18:30) Will capital gains tax be going up? (22:16) Hub Extra Links mentioned: What Labour’s new policies on planning and house-building mean for landlords Nationwide house price index Hometrack house price index UK leading global property recovery, says abrdn, as it moves real estate from underweight to neutral Berkeley Homes back buying Landlords selling more than they’re buying Labour ‘considering’ raising Capital Gains Tax Race across the world Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Aug 8, 202425 min

ASK440: Should I accept an off-market offer? PLUS: Is this a red flag?

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions! (0:40) After getting his property valued, Adam received an off-market offer at the full asking price. Unsure how to handle the situation, he turns to Rob & Rob for their thoughts and advice. (3:07) George has put an offer on a flat that looks like a solid investment with a great yield, however he’s concerned as the property has a vacant freeholder. He plans to get indemnity insurance but wants to know if the guys have dealt with similar situations and what potential issues he might face down the line. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Aug 6, 20246 min