The Property Podcast

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:49) Toff’s a high-rate taxpayer with a well-performing buy-to-let in his personal name. He’s now looking to buy his own home but faces higher stamp duty that’ll add at least £10,000 to the cost. Weighing up whether to sell the rental and lose a good investment, move it into a limited company, or just accept the extra bill – he asks Rob & Rob if there’s a smarter move he’s missing. (3:42) Jane’s living in Hong Kong and preparing to return to the UK after 15 years as an expat. With £300k to invest, she wants to build a portfolio that provides enough income to work part-time. Her current student HMO has worked well and she’s wondering if she should use the pot to buy four more student houses for cash flow. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

A top wealth firm says buy-to-let has had its day - but is that really true? We dig into the data, uncover what they missed, and reveal why property might be stronger than ever if you know how to play it. (0:46) News story of the week. (3:07) We’re recruiting! Check out our job roles. (4:21) Property is officially dead? (5.53) The Robs analyse their findings. (7:49) Don’t ignore the power of leverage! (9:54) London is underperforming – true or false? (11:23) Steady growth isn’t sexy. (14:24) Can a typical buyer even afford a house? (18:09) Government vs. Landlords. (21:40) Be mindful of where information is coming from! (23:07) Hub Extra Links mentioned https://www.thetimes.com/uk/politics/article/landlords-national-insurance-tax-rental-income-xr085xd6s www.propertyhub.net/jobs https://www.rathbones.com/en-gb/wealth-management/media-centre/news-and-comment/research-shows-golden-age-of-uk-property-investment-is-over https://www.whatsapp.com/ Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for your weekly dose of Ask Rob & Rob, so let’s get stuck into some interesting listener questions... (0:39) Should Bon pursue a HMO in a less desirable area if the numbers stack up? A major new housing development nearby could improve things – but is it worth the risk, or is location too important to gamble on? Rob and Rob give their thoughts. (4:36) Sara has £50k to start her property investing journey and is unsure where to begin. Buying a low-cost flat outright isn’t advisable in this scenario, but can Rob & Rob sway her to use a mortgage to unlock better growth opportunities? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record! Find out more about Property Hub Invest

This week, Rob B is joined by Kelly from Sirius Finance to tackle the big mortgage questions on every investor’s mind. From product ranges to market predictions, she shares her expert insights and top advice for navigating today’s property market. (1:21) - A quick overview of the current mortgage market (2:58) - Kelly’s rate cut predictions (4:40) - The best product ranges for investors (8:19) - The return of 80% LTV mortgages (10:39) - What would Kelly do? (13.49) - “Further advances” explained (15:16) - Are we out of the down valuation slog? (17:05) - How are investors adjusting their strategies as rates fall? (20:08) - Kelly’s top advice for investors navigating the current market Links mentioned: Kelly Rule, Senior Associate, Sirius Finance https://siriusfinance.co.uk/ [email protected] Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

This week on Ask Rob & Rob, we’ve got two great listener questions – including one on a topic we’ve never covered before… (0:51) David already has two HMOs under his belt and now has his eye on a 6-bed property for his third. He’s got around £100,000 to put towards it, but he needs another £50,000. So he’s wondering… how can he get the extra funds? (6:45) Tom’s just bought two leasehold flats that were repossessed from the previous owner – who also happened to be the freeholder. Now he’s looking to buy the freehold, but it seems like a complicated process, so he’s hoping Rob & Rob can shed some light. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

At times property investment can be challenging, and obstacles crop up when you least expect them. But what separates those who give up from those who push through? Mindset. Tune in as Rob & Rob discuss the importance of having a bulletproof mindset and reveal the techniques they’ve used to transform their own lives, stay resilient through tough times, and ultimately succeed. (0:55) News story of the week. (2:05) What is a bulletproof mindset? (5:33) Mindset habits that build resilience. (20:24) Rob & Rob’s final takeaway (21:21) Hub Extra Links mentioned: How to Be Happy — Arthur C. Brooks Interview The Daily Stoic Letters From A Stoic – Seneca The Courage To Be Disliked – Ichiro Kishimi Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! (0:50) Dan has previously invested in stocks and shares and is now moving into property to take advantage of leverage. As a high earner, it’s more tax efficient for him to invest through a limited company, but he wants to know whether the ‘ultimate property strategy’ still works in that setup. Since refinancing doesn’t provide the same income benefits in a company structure, he asks if there’s an alternative way to achieve a similar outcome. (3:37) Maggie’s due to complete on her second flat using the BRR strategy, with plans to move into flips and eventually HMOs. While she thrives on sourcing deals and managing refurbs, she struggles with the admin side. She asks Rob & Rob how they handle the business side of property and how much of this should be handed over to an accountant. Links: You can listen to Rob & Rob discuss The Ultimate Property Strategy in “The End Game” episode here Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

Interest rates have been cut, but what’s the real impact on mortgages and the property market? Add to that huge news from London’s property scene and some surprising rental market data - Rob & Rob dig into what’s really going on, and what this means for you as an investor. To wrap things up, they share the new research tools they’ve been testing to help you stay ahead. (0:44) News story of the week (2:28) What’s the impact of the latest base rate cut (3:12) Why London’s new home registrations have plummeted (7:18) Surprising findings from the Private Landlord Survey (9:55) Interesting data from the rental market (12:59) What’s really going on in London (14:40) Learn why the homelessness minister has quit (15:18) Hub Extra Links mentioned: Bank of England cuts interest rates to 4%, the lowest level in two years TPP308: Leverage: A property investors secret weapon House prices: Nationwide house price data Halifax house price data London: London new home starts slump 59% as safety regime bites London property market more split than it has been since Brexit – Knight Frank Sellers in prime central London ‘accepting losses’ Landlord analysis: Lettings Spotlight: Market Trends – Q2 2025 Rents: DPS reports average tenancy now more than 1,000 days ‘Dysfunctional’ County Court system ‘failing to deliver’ justice Other: Homelessness Minister Rushanara Ali quits over rent hike claims ChatGPT5 Gemini Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers... (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around? (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

There’s a hidden danger zone that every property investor reaches, but whether you get trapped there or push through to success is up to you. Tune in as Rob & Rob reveal exactly what the Property Danger Zone is, why it’s so risky, and most importantly, how to escape it if you’re already stuck. (0:44) News story of the week. (2:58) What exactly is the property danger zone? (9:11) How do you avoid getting trapped in it? (14:30) Final words of wisdom from The Robs. (16:07) Hub Extra. Links mentioned: Rental deposit scheme in UK ‘puts millions in the pockets of landlords Wispr Flow TalkTastic Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week! (0:55) After hearing Rob and Rob discuss being more open to rent insurance, Francesco wants to know: even if you’re in a strong financial position and can handle occasional losses, do the guys still think it’s worth doing, or is it just being overly cautious? (4:34) James is in the process of buying his third rental property — a leasehold maisonette that initially appeared to be a great investment, but he’s since discovered a clause regarding large ground rent increases. After negotiating a deed of variation with the seller, he wonders if there are still risks he might be missing and asks Rob and Rob whether it’s worth proceeding or better to walk away. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record! Find out more about Property Hub Invest

There’s no sugar-coating it: the UK property market is broken in more ways than one. From outdated processes to a lack of stock, and let’s not even talk about stamp duty — it’s a system in desperate need of change. In today’s episode, Rob & Rob aren’t holding back as they break down the biggest issues facing the market right now and, more importantly, share how they’d fix them. (0:55) News story of the week. (03:44) Thank you so much for all your support! (6:40) What are the core problems with the housing market? (7:28) The quick fixes that wouldn't work. (9:10) Rob & Rob’s realistic solutions. (32:35) Hub Extra Links mentioned: Hamptons downgrades rental growth forecast as market continues to cool Give blood Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:46) Sam’s a first-time buyer and has found a property that looks like a great investment. He knows getting a buy-to-let mortgage might be tricky, so he’s considering using a residential mortgage with consent to let. He asks Rob & Rob whether this is a smart strategy and for their take on this approach. (4:07) Karan’s in the process of buying a property in London but has hit a roadblock after discovering the lease includes a ground rent clause with no cap on future increases, which is making his lender nervous. They’re asking for a deed of variation, which the management company is happy to do, if the seller pays a £10k fee. He wants to know if his lender’s being overly cautious, if the fee is excessive, and how to avoid ending up with a problematic asset. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

For the first time on AOB, Rob & Rob are joined by a guest and it’s for something close to their hearts. In this heartfelt episode, they chat with Sarah Field, Director of Sand Dams Worldwide, to hear how she went from building a global children’s football franchise to leading a charity transforming lives through access to clean water. We’re currently aiming to raise £39,000 to fund a sand dam in Southeast Kenya – a simple but life-changing solution that can provide water, health, and opportunity for decades. This episode isn’t about property, it’s about the impact we can have when we come together for a bigger purpose. Donate now at propertyhub.net/water Links: Click here to learn how a sand dam works. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest

Our most important project yet – and we need your help. This week’s episode is a little different, as Rob & Rob hit pause on the usual property chat to share something very close to their hearts – a project with the power to change lives for generations. We’re raising £39,000 to fund a sand dam in southeast Kenya, a simple life-changing solution that will provide clean, safe water to an entire community for decades. And that’s just the beginning. As the ripple effect kicks in, families can farm, children return to school, land is restored, and the whole community gets the chance to build a more hopeful future. With the strength you, our amazing Property Hub community, we know we can make it happen. Even better, every donation will be matched, and those who donate will be entered into a prize draw, including the chance to win a private dinner with Rob & Rob. Donate today at propertyhub.net/water (0:47) News story of the week (3:52) Learn about our most important project yet… (10:25) Amazing prizes for you. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! (0:45) Adam’s gearing up to start his buy-to-let property journey, aiming to build a five-property portfolio over the next few years. With £45K saved and £150K of equity in his home, he’s weighing up whether to release funds from his main residence and buy outright or use his cash savings alongside a buy-to-let mortgage. He asks Rob & Rob which route they’d take and why. (5:25) Brendan’s recently completed on an off-plan property and hired the developers in-house letting agency to manage it. But he’s discovered tenants were placed in the property before the sale was finalised without his knowledge or approval. With rent set lower than expected and no access to the tenancy agreement, he’s now questioning whether any of this is legal, and how he can take back control. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record!. Find out more about Property Hub Invest

The right resource at the right time can be life-changing for your property, business, and wealth-building journey. Big statement, right? Speaking from experience, Rob & Rob share their hand-picked, tried-and-tested list of essential books, podcasts, and videos that have shaped their thinking and help drive their success. Whether you’re just starting out, need a dose of motivation, or want to level up your property game, there’s something in here for every stage. (0:54) News story of the week (2:22) Rob & Rob’s life-changing list of go-to resources (3:35) The perfect reads if you’re getting started (7:44) Already investing but want to sharpen your skills (9:55) Guidance if you’re feeling stuck or unmotivated (16:33) Economic insights and next-level thinking (18:22) Resources that will help grow your business Links mentioned: BTL lenders lower rates and streamline application processes Resources for beginners: Rich Dad Poor Dad | Robert T. Kiyosaki TPP345: Rich Dad Poor Dad Revisited: 5 essential lessons, and 2 important warnings The Richest Man in Babylon TPP393: Ray Dalio: Understanding economic cycles and predicting the future The Complete Guide to Property Investment – Rob Dix The Beginner's Guide To UK Property Investing In 2025 You’ve started but want to improve: Millionaire Fastlane – MJ DeMarco 7 Myths About Money – Rob Dix Founders podcast by David Senra Cashflow Quadrant – Robert Kiyosaki I need motivation resources: Shoe Dog – Phil Knight Can’t Hurt Me – David Goggins Total Recall – Arnold Schwarzenegger A million miles in a thousand years – Donald Miller Tony Robbins Brian Tracey I'm a veteran and want to be become a better investor: Richer Wiser Happier – William Green Lyn Alden’s blog I want to improve my business: $100M Offers The ultimate blueprint for an insanely successful business – Keith Cunningham My First Million podcast Traction: Get a Grip on Your Business Scaling Up (Revised 2022) Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions. (0:47) Sam’s eager to renovate his buy-to-let to boost its value and potentially increase the rent. But with upcoming rental reforms, especially the end of no-fault evictions and tribunals for rent disputes, he wants to know what rights he’ll have if a tenant refuses improvements to avoid a rent increase. (3:18) Tom’s expecting to get £200k from a future property sale. He originally planned to buy a family home and invest in a buy-to-let through a limited company. But he’s now debating ditching homeownership entirely, using the full pot to build a portfolio, and possibly living in one of the company-owned properties. He asks Rob & Rob for their take on the strategy and whether there are any pitfalls. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question here – just hit record! Find out more about Property Hub Invest

We’re at the halfway mark of 2025, making it the perfect time to look back at how the property market’s performed and what could be on the horizon. Tune in as Rob & Rob dig into the latest data on property prices and rents, break down what’s driving recent changes, and discuss market sentiment. Whether the year’s gone to plan or not, this episode’s packed with insights to help you make sense of the latest trends and take charge of the next six months. (0:40) News story of the week (5:50) We’re halfway through the year - what’s happened? (6:25) The latest data on property prices (8:25) What’s happening with rents? (9:50) Looking at interest rates (12:08) What’s in store for the rest of 2025? (21:40) Hub Extra Links mentioned: Regulation blocking many prudent buyers from homeownership Interest-only mortgage could make comeback as regulator revisits rules Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

We’re back for another round of listener questions, and this week we’ve got some tricky decisions... (0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for? (5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by leaving us a voicemail here Find out more about Property Hub Invest

Is the London property market making an unexpected comeback? Tune into this month’s market update, as Rob & Rob unpack the surprising stats from the capital, share a warning for landlords about looming EPC changes, and reveal some positive developments in the buy-to-let mortgage market. (0:45) Surprising data for London’s housing market. (5:58) Is the rental boom over? (8:55) Finally, some good news for buy to let mortgages. (10:35) The latest updates on the Renters Rights Bill. (12:05) Landlord EPC ignorance – what?! (13:53) Hub Extra Links mentioned: House prices: Rightmove house price index House prices in every London borough after unexpected jump in average property value Number of million-pound homes for sale doubles since 2019 Rental market: Hamptons Letting Index Zoopla UK Rental Market Report Mortgages: Buy To Let investors have vastly improved mortgage choice Other: Renters Rights Bill may not take effect for months Landlord EPC ignorance “may hamper government energy goals” Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions… (0:44) Sam’s built a solid, debt-free portfolio bringing in nearly £100k a year. With an ambitious goal to quadruple its value in five years, he’s considering releasing £850k to reinvest and asks Rob & Rob what they’d do in his shoes to maximise growth. (5:40) Seth’s new to buy-to-let and has negotiated a 1-bed flat down to £70k with a tenant in place. With solid rental income and nearby properties suggesting good value and returns, he wants to know if it’s a good deal and smart first step onto the property ladder. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

It can be hard to know which deals to jump at, and which to walk away from. In this episode, Rob & Rob share real examples of each from their business Property Hub Invest – so you can learn from their reasoning and process. Click here to learn more about Property Hub Invest. (0:53) News story of the week. (2:37) Rob & Rob share the details of their property business… (4:40) Deals they’ve done recently. (17:10) Those deals they passed on and why. (26:35) Hub Extra. Links mentioned: YouTube videos tell homeowners they aren’t bound by mortgages London Bus Pal Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Let’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions… (0:40) James wants to escape his day job and build a long-term future in property. With £35k saved and eager to get started, he asks Rob & Rob whether it’s better to get in now at the bottom of the market or wait until he’s built a bigger pot of cash. (6:12) Kevin owns five properties outright in his own name and wants to grow his portfolio. He’s heard about a potential loophole where he can transfer the properties into an LLC, then into the limited company after three years to avoid paying capital gains tax. However, he’s unsure whether this strategy is legal and wants to understand the risks and implications. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Are the days of fast house price growth and wild property booms finally behind us? And if that’s true, is it time to throw in the towel on property investing? Join us as Rob & Rob get to the bottom of these questions, breaking down the changing dynamics of house prices and explaining why the opportunity to build serious wealth through property is far from over. (0:55) News story of the week. (2:21) Is UK house price growth a thing of the past? (3:00) Let’s look at house price growth previously. (4:30) So what’s happening now? (9:40) What’s the key to high returns today… (12:15) Don’t forget regional differences. (13:25) Rob & Rob’s final thoughts. (14:13) Hub Extra. Links mentioned: Spending review promises £39bn cash injection for affordable housing Is UK house price growth a thing of the past? Dan Carlin's Hardcore History The Rise and Fall of the Third Reich The Rest Is History Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:41) James lives near the new upcoming Cambridge South Station and wonders if the improved transport links will boost local property prices and what kind of increase he can expect - what will Rob & Rob predict? (3:55) After recently selling his business, Pete has a decent chunk of cash to put into property. He’s been weighing up whether to invest personally or through a limited company, and with pros and cons on both sides, he asks Rob & Rob for their thoughts on the best approach. Links: Should You Buy a Property in a Limited Company in 2024? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

This month’s Market Update brings you up to speed with the latest on house prices, the new mortgage rules that could push demand up further and progress of the long-awaited Renters’ Rights Bill... and Rob & Rob can’t hold themselves back from a little rant too. (0:45) What’s the latest updates on house prices? (5:30) Is there any movement in the mortgage market? (11:30) The latest news from the House of Commons. (12:50) Rob & Rob’s little rant… (16:35) Hub Extra Links mentioned: House prices: Zoopla House Price Index: May 2025 Annual house price growth edged higher in May Rightmove House Price Index Mortgages: Relaxed mortgage rules could increase first-time buyer transactions by up to 24%, says Savills Executive summary: Landlords research Government/Misc: Government in no rush to progress Renters Rights Bill Govt energy efficiency plan ‘unachievable’, claims NRLA Why we don’t move house anymore YouTube Music Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for your latest edition of Ask Rob & Rob... (0:41) Joe has three rental properties, each worth up to £350k — one mortgage-free and two with interest-only loans. With strong rental income, he’s keen to start using the equity to flip properties and asks Rob & Rob for advice on where to start and what kind of returns to aim for. (4:15) Ed’s successfully growing his portfolio, purchasing high-end buy-to-let properties through a limited company. But after coming across the Annual Tax on Enveloped Dwellings (ATED) he wants clarity on how the five-year valuation rule works, when returns are due, and whether standard landlords can claim relief. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

As Property Hub continues to grow, Rob & Rob share the latest on their recruitment drive and why – even in the age of AI – finding the right talent is more important than ever. They break down what they look for in top candidates, and why it goes beyond just ticking skill boxes. And while some businesses are replacing people with machines, Rob & Rob reveal how they use AI to boost productivity and unlock their team’s full potential. Links: Work at Property Hub Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest

It’s the best time to invest in property in 40 years. That’s the big claim Rob & Rob make in today’s episode, but have they got the evidence to back it up? Join us to find out… If you’re ready to make your first move or take the next step, speak to Property Hub Invest for help building your strategy and securing exclusive deals. (0:45) News story of the week (2:59) Is it the best time to invest in 40 years? (4:10) Has there been a silent crash? (6:30) Are we in a phase of stealth growth? (9:45) How do tax changes and interest rates affect the market? (15:15) What's happening with rents? (20:49) Hub Extra Links mentioned: These 10 Northern house price hotspots have seen values soar more than 10% in a year Sony WH-CH720N Wireless Bluetooth Noise Cancelling Over-Ear Headphones Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! Rob & Rob are back to help two more listeners with their property questions… (0:40) Mujtaba’s remortgage is coming up, and he plans to use some savings to renovate his property to boost its value. He asks Rob & Rob how he can make sure the improvements are recognised by lenders when it comes to refinancing for both his home and any future investment properties. (5:10) Rachel’s in the process of buying her first residential home to live in, but she’s still named on the mortgage for her buy-to-let property. With her name unlikely to be removed before completion, wonders whether she’ll still be eligible for a refund on the additional stamp duty charge. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

This week, tune in to hear an honest update on where Rob & Rob stand with their own investment portfolios and how the monopoly strategy is shaping their plans for the future. (0:41) News story of the week (5:40) Rob B shares which property he’s decided to sell (6:42) A recap on the monopoly strategy… (7:45) Why’s Rob B selling? (10:41) Three factors to consider when you’re thinking of selling (12:40) Is Rob B’s property worth holding on to? (14:00) Rob D shares his plans for his portfolio (16:46) Types of properties they'll be looking out for in the future (18:20) How much is really enough? (21:00) The key thing to remember (24:06) Hub Extra Links mentioned: Shelter LinkedIn post Radio Garden Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Rob & Rob are back and they’ve got two new great questions from our listeners! (0:40) Lloyd is a British investor living in Manhattan with properties in both the US and UK. He’s hoping Rob & Rob can shed some light on whether he should trade up his hassle-free UK properties for something with stronger capital growth potential or keep them ticking along and let time do the work. (5:14) Rob P’s been investing up north for five years in areas that have historically performed well in terms of cashflow and yields, rather than capital appreciation. He’s now eyeing the Monopoly strategy, but the numbers don’t seem to stack up on cashflow alone. Can Rob & Rob help him make sense of the numbers? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action. (0:40) News story of the week. (2:55) We’re joined by mortgage expert Kelly Rule. (2:50) What’s the impact of the latest base rate cut? (7:15) What’s the current state of the mortgage market? (12:15) Are lenders becoming more competitive? (14:35) What types of mortgage products are investors choosing right now? (17:25) What strategies are the most successful investors using? (20:35) The latest on down-valuations. (22:25) What common mistakes do you see from investors? (25:37) Are investors buying through limited company or personal name? (26:45) Let’s break down current mortgage rates for every type of investor. (32:35) Are lenders making things easier, or are there still tricky criteria to meet? (34:35) If you had one wish for the mortgage market, what would it be? (38:25) Hub Extra. Links mentioned: Knight Frank increase their growth forecasts for UK house prices Airalo Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into two great listener questions! (0:40) Matt wonders if property can still be a reliable pension for younger investors, given house prices have historically risen faster than wages and inflation. With concerns about falling demand and economic shifts over the next 30+ years, he asks Rob & Rob for their thoughts. (7:05) Miles is on a moderate wage in London and wants to build a property portfolio, but it’s proving difficult to save for a deposit. He asks Rob & Rob whether buying up north, living in the property, and renting out spare rooms is a smart way to get started, or if he should hold out for a more traditional buy-to-let. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Boom or bust? It’s the question on every investor’s mind right now. Tune in as Rob & Rob break down the key arguments on both sides, looking back at what’s happened in the market previously and unfolding now, rounding things off with a realistic take on what’s most likely to happen and how investors can stay one step ahead. (0:50) News story of the week. (2:10) Will the market boom or crash from here? (2:40) Let’s look at what’s happened in the last few years. (5:45) So what next? Rob & Rob break down the possibilities. (10:35) What Rob & Rob think will actually happen. (18:40) Advice for investors. (19:45) Hub Extra. Links mentioned: Mortgages rates set to fall after Bank of England interest rate cut Severance Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions. (0:45) With £50K saved up for his first property investment, Paul’s looking to invest locally in the West Midlands. He’s torn between buying a flat or house, and wonders if he’d be better off looking in cheaper areas and trying to purchase two properties instead of one. He asks Rob & Rob what they’d do in his position. (5:55) Simona's in the process of buying a two-bed flat in Manchester city centre, but some red flags have popped up during conveyancing, including a big jump in service charges, a £2K deficit, and no reserve fund in place. With the seller’s solicitor slow to respond, she wonders if this is a sign to walk away. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

This month’s market update comes with a twist, as Rob & Rob share surprising house price trends, under-the-radar market insights, and give you a rare behind-the-scenes look at a deal they’ve just completed. Click here if you want to learn more about Property Hub Invest or get free advice from our Portfolio Managers. (0:47) House price data that shocked Rob & Rob (7:15) What’s going on in the rental market (10:45) The latest news on mortgages (14:30) Some insights about the build to rent market (16:27) Hub Extra Links mentioned: Starlight Express House prices Nationwide house prices Rightmove house price index Rental market Rental trends tracker Generation Rent complains about landlords requiring guarantors Mortgages The Mortgage Works cuts landlord prices, launches sub-3% loans Momentum continues with fixed rate cuts: Moneyfacts MPC Preview: ‘The world has changed’ Accord lowers stress rates as part of affordability model changes Buy to rent Strong Q1 for investment positions the market well for 2025 - UK BTR Market Update - Q1 2025 Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob - let’s go… (0:38) Phillip’s buying a property with sitting tenants and a six-month delay between exchange and completion. He’s negotiated a discount, but wants to ensure he’s protected during that gap from potential risks like unpaid service charges or maintenance issues, and asks Rob & Rob for their advice. (3:58) After successfully renting out his first property for the past three years in his own name, Darren’s now looking at buying his next one through a limited company. He wants to know if it’s possible to hold one personally and one through a company and what the benefits might be. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Property investment really can change your life, and in today’s episode, Rob & Rob break down nine powerful ways it does exactly that. Whether it’s financial freedom or building a legacy, this one proves property’s far more than just bricks and mortar. (0:55) News story of the week (3:50) The 9 ways property can change your life... (23:35) Hub Extra Links mentioned: Manchester boasts best rental yields across England and Wales TPP627: Does property really beat shares Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, with two never-before-asked questions! (0:36) Scott wants to know if Rob & Rob request a higher deposit when rent increases during a tenancy, and if that extra deposit should be placed into the deposit protection scheme. (2:55) Rob's previously invested in lower-value properties in the north, focusing on cash flow and yield. After hearing about the Monopoly strategy on The Property Podcast, he’s considering moving to more expensive properties. He asks Rob & Rob how the strategy works when capital growth becomes the focus over cash flow, and how to manage that shift. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

You spend years building your property portfolio, but have you ever stopped to think about your endgame? In today’s episode, Rob & Rob are talking exit strategies, walking you through a typical investor scenario and exploring the different options you can take when it comes time to cash in, scale down, or pass it on. (0:55) News story of the week. (3:14) What’s your property endgame? (4:12) A typical investor scenario and exit options… (5:55) Option 1: Keep all the properties. (7:45) Option 2: What happens if you sell everything? (9:20) Option 3: What if you pay off all the debt? (11:05) The more advanced options… (18:25) What would Rob & Rob do? (23:40) Hub Extra. Links mentioned: The eviction heavies stoking the fires of Spain’s property crisis The Choir Of Man The scenario: You’re hitting retirement age with a £3 million portfolio and £1 million of debt. Your properties have doubled in value since you bought them, and your leverage has halved. For simplicity, let’s say that’s 10 properties at £300K each. You’re generating pre-tax: £210K income (7% yield) £50K mortgage costs (5% rate) £42K other costs (20%) £118K profit Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest episode of Ask Rob & Rob, and we’ve got two great questions lined up for you this week! (0:35) Amy has four properties in her own name and one in a limited company, which she wants to grow fast. Her accountant has suggested the company manage her personal properties, charging a fee to boost profits and reduce her personal tax. She asks Rob & Rob for their thoughts on this strategy and any potential pitfalls. (3:15) Volodymyr is interested to know if Rob & Rob have any plans to invest in Dubai for themselves or clients. He’s curious about the buying process and what strategies they recommend for those looking to invest in the Dubai market. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

What if the key to success in property and life was as simple as getting crystal clear on what you actually want? In today's episode, Rob & Rob explain “dreamlining”: a powerful and proven method to map out your dream life and build a plan to make it real. Get your FREE dreamline spreadsheet here. (0:35) News story of the week. (1:55) What is a Property Dreamline? (5:29) How to set your Dreamline timeframes. (6:20) The key categories… (7:08) Filling out the Dreamline spreadsheet. (7:30) Short-term goal examples. (9:40) Long-term goal examples. (11:05) How to overcome goal-setting blocks. (12:43) Turning your Dreamline into reality. (15:54) Hub Extra. Links mentioned: Tropical MBA: Entrepreneurship & Founder Lifestyle Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! (0:36) Dave is contemplating selling one of his properties, but he's also concerned about the possibility of a looming recession. He wants to know Rob & Rob's perspective on the current market and whether a recession is on the horizon. (3:50) Jack had to relocate for work shortly after purchasing his flat back in 2020. During his absence, he got permission from his lender to rent it out. Now that he’s back living in the flat, he’s considering selling and wants to know if there’s any capital gains tax relief for situations like this. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Rob & Rob often talk about the best places to invest in property, but what about the ones you should avoid? Today, they’re ruffling a few feathers as they reveal the worst places to invest in 2025, from weak capital growth to poor fundamentals, they’ll help you steer clear of locations that could lead to costly mistakes. (0:45) New story of the week. (3:05) The worst places to invest in 2025. (4:05) A location to avoid if you’re chasing growth. (5:50) An area where landlords are having a tough time. (8:16) High prices + low returns = bad combination. (10:45) Holiday let spots to avoid. (12:30) Places that lack strong economic fundamentals. (16:44) What you should be doing instead. (18:18) Hub Extra. Links mentioned: How buy-to-let returns stack up after a decade of ownership Sprive Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Another Tuesday, another Ask Rob & Rob, and we’ve got two cracking questions lined up this week! (0:40) After years of analysis paralysis, Craig thinks he’s ready to take action. With £30K saved to invest, he wants to know if he should dive into a buy-to-let in a hotspot like Derby or Manchester or should he hold off until he’s saved more cash. What would Rob & Rob do, if they were in his shoes? (4:25) Andrew’s keen to get The Robs’ thoughts on whether house price to earnings ratios will ever return to historic levels, or are today’s levels the new normal? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

This month’s market update brings you a major insider scoop, as Rob B reveals the story that’s crippling the construction industry right now and what it could mean for the market and you as an investor. (0:55) Kicking off this month’s market update with house prices... (4:05) Key details from the planning and infrastructure bill. (5:05) Rob B’s huge insider insights revealed… (9:55) What’s the latest on commonhold? (11:02) Let’s get an update on mortgages… (12:29) Interesting research on rental affordability. (14:13) News from the Scottish Parliament. (15:25) Hub Extra. Links mentioned: House prices: Halifax house price index Rightmove house price index Zoopla house price index Building/Commonhold: Guide to the Planning and Infrastructure Bill Commonhold White Paper Mortgages/Rents/Politics: Mortgage lenders slash rates but deals going fast Just 5% of rental homes now affordable for benefits claimants Green politician wants to ban all evictions during winter Hub Extra: AeroPress Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

Happy Tuesday! It’s time for another episode of Ask Rob & Rob, where we tackle your property dilemmas. (0:35) Haley’s planning to relocate and faces a dilemma whether to sell her residential home in Sheffield or buy-to-let property in Brighton to fund the move. With pros and cons for each, plus tax implications, she turns to Rob & Rob for their expert advice. (6:37) Rob’s ready to buy his first property, but after finding one at auction and discovering it has an overage clause, he’s concerned the numbers won’t add up, and asks the guys if it’s a smart move. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest

Property investing comes with plenty of questions, and after years of running a multi-million-pound property business and working with hundreds of investors, Rob & Rob have heard them all. Join us as they answer the top 10 most-asked questions... Speak to one of our Portfolio Managers for FREE and see how we can help your property investment journey! (0:40) News story of the week (4:52) How do I get my deposit together? (6:55) How do I grow my portfolio? (8:50) How do I find the best area to invest? (10:30) Where should I invest and what returns can I expect? (13:50) Flats or houses—which is better for growth? (16:35) Can I actually get a BTL mortgage? (19:24) Why does Property Hub Invest focus on premium properties? (21:40) Why not just find the deal myself, instead of paying you a fee? (24:10) Do Rob & Rob and the team invest in these too? (24:45) Can things go wrong in property? (26:50) Hub Extra Links mentioned: £1.6 billion regeneration creates new UK investment hotspot UKREiiF 2025 TPP433: House vs flats TPP023: The beginners guide to BTL mortgages Andrew Schulz: LIFE Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest