
The Property Podcast
1,282 episodes — Page 6 of 26

TPP580: Worth it or not? We judge different property expenses
With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation. (0:40) News story of the week (6:06) Let’s talk property services… (6:40) Which should you pay for? (15:14) Those NOT worth paying for (18:40) The ones that depend on you… (27:46) Hub Extra Links mentioned: The house price charts that show why now is the time to buy Beneath the jargon, Bernanke delivers devastating critique of the Bank of England Neom - The Line - The Rise and Fall of Saudi Arabia's Linear City Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK425: How do I research a developer? PLUS: Will my Ltd Co pass the stress test?
It’s time for your latest episode of Ask Rob & Rob! (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights. (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP579: Using AI to become a superhuman property investor
It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business. (0:45) News story of the week (3:48) Are you using AI? (5:10) General tips to unleash AI’s full potential (12:00) Real-life examples of AI in action (20:20) Try it for yourself (22:12) Hub Extra Links mentioned: Britain’s staycation boom may be over as bookings dry up ChatGPT Claude Gemini Whisper API: Mobile Whisper API: Browser plugin The AI advantage Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK424: Should I pay this arrangement fee? PLUS: Is it time for a hands-off strategy?
Rob & Rob are back with more listener questions! (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice. (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP578: April Market Update
With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments... (0:44) The unexpected surprise for our economy (2:05) Are interest rate cuts on the way? (3:25) What’s the latest on the housing market? (6:50) How’s the rental market looking? (9:35) Let’s talk politics – rental reform bill… (10:26) “Do as the rich do, not what they say” (12:55) Hub Extra Links mentioned: Economy: UK inflation falls to 3.4% in February Interest Rates: Rate cuts are ‘on the way’: BoE’s Bailey The Mortgage Works cuts BTL rates Housing Market: Annual house price growth edges up in March Rightmove house price index Share of first-time buyer sales hits record high Rental Market: Landlords could be banned from raising rent under radical SNP crackdown Generation Rent claims rent control proposal still not tough enough Zoopla UK Rental Market Report – March 2024 February data points to normalising lettings market: Foxtons Rental Reform Bill: Gove bringing Renters Reform Bill back to Commons in mid-April Angry tenant groups slam Renters Reform Bill changes Misc: YouTube: If You Want To Buy A House, Buy NOW Wealthy investors plan to raise UK property holdings: Investec Lime App Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK423: Are studio flats worth buying? PLUS: Have prices really fallen as far as you say?
Rob & Rob are back with two NEW questions from our listeners! (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights. (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked... Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP577: Cashflow vs Capital Growth: Which wins?
The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds? Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin… (0:54) News story of the week (2:18) Let the debate begin! (3:20) A brief overview of each… (6:10) Let’s look at the benefits for cashflow (8:30) The advantages of capital growth (11:00) Who wins the battle? (15:42) Hub Extra Links mentioned: Duke of Westminster’s property group launches £900mn lending arm Inside Man Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK422: Where to invest in East Anglia? PLUS: What should I do about my mortgage renewal?
Welcome back to another episode of Ask Rob & Rob! (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area. (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

AOB: How focus has grown our business (and how to find it yourself)
In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business. They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track. Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP576: Mortgage Market Update
The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now? Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in! (1:07) News story of the week (2:47) Would you like to work at Property Hub (3:24) Q&A with our mortgage expert Nick (4:20) What’s been happening in the mortgage market? (5:14) What impact does the recent BOE base rate announcement have on the market? (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer? (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve? (6:55) What rates and fees should investors be seeking out? (7:16) What kind of rates should people be stress testing at? (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements? (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios? (9:22) What’s the latest getting new mortgages, both new purchases and refinances? (9:52) Are valuations improving? (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing? (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months? (13:55) Hub Extra Links mentioned: Zoopla rental market report - March Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK421: Is Kent a good place to invest? PLUS: How do we split profits fairly?
Rob & Rob are back with two more listener questions! (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects. (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the future. She wants to know the best way to structure the company so profits are fairly distributed, as she'll be putting in the cash while her partner does most of the labour. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP575: What on earth is happening with house prices?
Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments. And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made. (1:06) News story of the week (2:34) Claim your spot for our special webinar (3:40) What on earth is going on with house prices (4:50) Let’s look at house prices globally (6:50) Rewind on what the experts predicted for 2024 (8:15) Why have house prices not fallen? (15:25) What’s the chances of a property crash (17:50) Is this a property boom or just a temporary growth (21:20) What should you do when executing your property strategy (24:16) Hub Extra Links mentioned: Sign-up to our FREE webinar Global house prices rebound as economists predict turning point TPP541: The silent property crash The silent property crash of 2023 Fiverr Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK420: Does borrowing make sense anymore? PLUS: Should I start in commercial or residential?
The place where YOUR questions get answered – it’s Ask Rob & Rob! (0:40) Alex works in commercial property, so that's where his background and know-how are. But commercial properties need more money upfront and have higher loan rates compared to residential ones. So, Alex is reaching out to Rob & Rob to get their take on which investment path he should go down. (3:52) Alan's got a handful of properties that he owns free and clear. He's picked up on the fact that interest rates are climbing, and knows he can use those interest payments to lower his tax bill. That's got him thinking - does it make sense for him to start borrowing? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP574: March Market Update
It’s our spring budget update special, bringing you all the vital information from the House of Commons that affects all property investors. And holiday let owners beware we have some important updates that you might not like! Join us as we uncover news that could be cause for celebration or a reason for sleepless nights… (0:57) Spring Budget – what happened? (8:00) Bad news for holiday let owners (12:00) Some positive news for house prices (13:40) Next week’s special episode on house prices (14:20) Mortgage news from our expert (16:06) Is the rental boom over? (18:14) Hub Extra: eBay tips… Links mentioned: Holiday Lets: Short term lets rules to protect communities UK lender trials ban on new holiday let mortgages for tourist hotspots House Prices: Rightmove house price index Nationwide house price index Halifax house price index Mortgages: Property Hub Select Rents: Rightmove rental tracker Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK419: Should I get into rent-to-rent? PLUS: Will this reduce my tax?
It’s time for another round of listener questions! (0:44) Tom’s contemplating investing in rent-to-rent schemes endorsed by reputable industry figures. Despite appearing like a promising and lucrative investment, he’s concerned about potential scams and seeks advice and guidance from Rob & Rob. (5:50) We’ve got yet another Tom who’s debating the ever-popular dilemma of whether to invest his portfolio in his own name or through a limited company. He’d like to know the best way to set-up and operate his business to minimise tax expenditure. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP573: A masterclass from a lettings expert
Securing a promising property investment is just the beginning: the next challenge is ensuring its effective management. Join us for a masterclass featuring insights from a lettings expert, who teaches us a few tricks we’d never previously considered... (1:00) News story of the week (2:10) Q&A with our lettings expert Will… (3:40) What are the key contributions a letting agent offers? (6:50) What separates a good lettings agent from a bad one? (9:30) What questions do investors ask to determine if you’re suitable for the job when considering your services? (10:58) What’s the best way for investors to work with a letting agent? (12:26) What should investors aim to achieve when negotiating rates with potential letting agents? (15:05) What tends to be the best properties to manage? (15:40) Which properties cause the most hassle? (16:25) If an investor has a difficult tenant, what course of action would you advise? (18:20) If an investor is unhappy with their current letting agent, what can they do? (26:35) Hub Extra: A new AI tool… Links mentioned: Property Hub Magazine Will Brandley - Slater and Brandley Lettings Perplexity Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK418: Should I go into property full-time? PLUS: Would this tax incentive work?
Happy Tuesday! We’re back with two more listener questions! (0:45) Tom's in the process of selling a property and stands to make a large chunk of money. Contemplating quitting his day job and moving into full-time property investment, he turns to Rob & Rob for their thoughts and valuable advice. (4:48) Jack’s had a brainwave that he’s thinking about sharing with his local MP and asks the guys what they make of his idea and if it already exists. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP572: Buy To Let mortgages explained by experts
Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach. (1:00) News story of the week (3:31) Using mortgages for property investment… (4:20) Why do investors use buy-to-let mortgages? (5:38) What’s the main benefits of using a mortgage? (6:05) How do they work? (6:40) How much can you borrow? (7:50) Are you locked into a mortgage until its paid off? (9:08) Should investors opt for a fixed or variable rate mortgage? (10:18) How difficult is it to get a buy-to-let mortgage? (10:58) What can you do in preparation for your application? (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company? (13:40) How do investors determine borrowing and payments? (14:32) Why use a broker? (18:20) Hub Extra Links mentioned: Financial Times Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK417: What shall I do with this equity? PLUS: Am I crazy to apply again?
Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore. (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the situation. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

AOB: How to stop your own issues f**king up your business
In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on. They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP571: Update on the silent property crash
It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market. (1:07) News story of the week (1:55) The silent property crash (2:25) What is the silent property crash and why is it crucial to understand it? (3:45) Is the crash still ongoing? (5:42) What’s going to happen next? (13:14) Hub Extra: A great life-hack… Links mentioned: Rightmove House Price Index TPP541: The silent property crash The silent property crash of 2023 Listen Notes Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK416: Is it time to look at London? PLUS: Should I consider these commuter towns?
Rob & Rob are back to offer their advice to two more listeners about investment in the capital! (0:52) Neville is intrigued by the attractive current yields available in London and noting that capital growth hasn't matched that of other cities in the UK, wonders if it offers better value now than previously? (3:47) Charlie asks Rob & Rob for their advice on well-performing investment areas that benefit from exposure to the London market. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

TPP570: How to find the best places to invest
In this week's episode of The Property Podcast, Rob & Rob discuss the exact tools they use to establish strong property fundamentals when analysing potential investment locations. They cover key factors such as employment, transport links, education, and regeneration, providing practical tips and specific tools for research. You'll learn... - How to assess employment fundamentals using tools like LinkedIn Jobs and major employer searches. - Techniques for analysing transport links, including rail, bus, and airport proximity and services. - The importance of evaluating education factors like schools, universities, and local amenities. - How to identify regeneration potential in an area using news searches and investment websites. (0:45) News story of the week (2:24) The five fundamentals begin… (3:24) Tools to access employment data for a location (4:44) How to analyse various types of transport links (9:10) Techniques to evaluate education fundamentals (10:58) The importance of accessing local amenities (12:46) How to scope out potential regeneration projects in an area (17:22) Hub Extra: Save money on your next holiday! Links mentioned: Halifax house price index Indeed job search Rightmove Trainline Commuter maps Bustimes.org Google maps The good schools guide Complete university guide StreetCheck Hotels.com Booking.com Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

ASK415: What can I do about my short lease? PLUS: I'm paying too much tax!
It’s Tuesday, and it’s Ask Rob & Rob! (0:42) Gary purchased a flat two years ago with a 65-year lease. The mortgage is due for renewal and has dropped onto a follow-on tracker with an 11% interest rate. Should he renew the lease or hold off for another year? (4:55) The rental income from Nelly’s latest property investment has taken her into the higher tax bracket. She’s considering transferring the property into a limited company and asks Rob & Rob for their valuable advice. Enjoy the show? Leave us a review on Apple Podcasts – it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP569: February Market Update
Interest rates remain the same, but what does this mean for the property market? Tune in as Rob & Rob give you this month’s key information on rents, mortgages, government shenanigans and more! (1:10) Interest rates update (1:43) Big news on house prices (7:10) Rents slowly increase (8:57) Mortgage approvals are up again, but what about the rates? (10:06) What’s going on in the House of Commons (15:25) Hub Extra: The Price Of Money Links mentioned: House Prices Nationwide house price index Zoopla house price index Monthly sentiment survey from RICS members Rents Rightmove rental trend tracker Mortgages Bank of England money and credit Politics IFS -It's time to stamp on a tax that penalises landlords and renters Landlords welcome pragmatic amendments to rental reform plans What will happen to the Renters (Reform) Bill should Labour come to power? Sunak considers radical plan for 99% mortgages to help first-time buyers Follow Rob B & Rob D on LinkedIn Purchase Rob D’s book The Price Of Money here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK414: Is Liverpool still worth investing in? PLUS: My service charge has rocketed!
Rob & Rob are back to offer their advice to two more listeners! (0:40) Jordan already owns two investment properties in Liverpool and is debating buying a third. He’s curious to know if Rob & Rob think it’s worth investing in the area further or diversifying his portfolio by purchasing a property in a different location. (4:58) Kay has noticed a considerable rise in service charges and asks the guys advice on how to check the accuracy of these increases and the correct process to challenge them. Links mentioned: The Leasehold Advisory Service Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP568: Do NOT invest here in 2024
This week Rob & Rob toe the line, as they run through the places to avoid investing in 2024. Tune in to find out why and see if you agree! (0:50) News story of the week… (1:45) An exciting opportunity for our listeners! (2:41) What areas should you avoid in 2024? (3:05) The seaside resort that’s reached its peak (4:00) A great holiday spot with oversupply (5:21) Avoid new build projects in this area (6:54) A magnificent city with limited growth (8:00) The anti-landlord area (9:25) When compelled to pick one of these areas, which do Rob & Rob choose? (11:43) The area Rob & Rob would avoid at all costs (13:50) An area that’s missing their own fundamentals (17:17) Hub Extra: ChatGPT Links mentioned: Subscribe to our Property Hub Magazine Email our magazine editor with your story here Sunak considers radical plan for 99% mortgages to help first-time buyers ChatGPT Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK413: Is it time to deleverage? PLUS: Can I purchase a buy-to-let property as a foreign national?
It’s time for your latest episode of Ask Rob & Rob! (0:42) Emily’s kept the properties in her portfolio at 75% LTV and used the equity for new investments. However, she’s concerned about putting herself in a vulnerable position in today’s market and asks Rob & Rob for their thoughts and opinions. (4:49) Tenda hopes Rob & Rob can shed some light on the obstacles he faces trying to purchase a buy-to-let property as a foreign national. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

AOB: We're back in business!
Welcome to a new monthly series that gives you exclusive behind-the-scenes access to a property business that does over £100m of deals per year! In today’s episode, Rob & Rob reflect on the past year and discuss the challenges they faced, difficult decisions, and dealing with tough market conditions. They share their plans for the year ahead, and the surprising things they’ve noticed about the property market so far in 2024... Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Message us on Instagram Rob Dix & Rob Bence - we’d love to know what your thoughts are! See omnystudio.com/listener for privacy information.

TPP567: Hotspots for 2024
Rob & Rob give their run-down of which property locations are hot this year. Where will they be targeting to invest both themselves and for Property Hub Invest clients? Let’s find out! (0:39) News story: Major forecast change! (2:05) 2024 hotspots begin… (3.22) An underestimated area (6:30) One of our all-time favourites (8:49) A city we should have backed more in the past (11:09) A winner that’s still somehow under the radar (12:35) Fundamentals heaven (17:17) Hub Extra: Snipd Links mentioned: Knight Frank January house price forcast Snipd Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK412: Why is there a growth/yield trade-off? PLUS: Any other sources of finance?
The guys are back for your latest edition of Ask Rob & Rob. (0:42) Elliott’s looking to purchase his first buy-to-let property and is hoping Rob & Rob can shed some light as to why you rarely find this type of investment with both a high yield and great capital growth? (6:53) Sophia’s saving to purchase her fourth property under a limited company and she’s hoping Rob & Rob can help her understand what finance options she has. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP566: January Market Update
We’re only three weeks into the new year, and there’s already so much going on in the world of property. So, join Rob & Rob as they give you the latest on mortgages, rents, house prices and more! (1:20) Inflation is down with huge predictions ahead! (4:30) What’s going on with house prices? (10.24) Are rents rising or falling? (12:41) Mortgage market (19.05) Hub Extra Links mentioned: Bank of England may cut interest rate sooner after surprise inflation forecast Halifax house prices rise Nationwide house prices fall House prices to fall and rents to rise in 2024, forecasts suggest Rents dip slightly in almost every UK region Encouraging week of rate cuts as five-year fixes go below 5% Subscribe to our YouTube channel Share our Podcast Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK411: Are blocks of flats a good investment? PLUS: Do I need to pay stamp duty?
Rob & Rob are back with more listener questions! (0.50) Mo wants to get started in property investment and is looking for a strategy that will generate cash flow quickly without taking up too much of his time. Is buying blocks of apartments a good option for him? (3.43) Steve is looking to sell his residential home, move into rented accommodation and use the funds towards his property investments. What taxes will he be required to pay? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP565: Our 2024 property predictions: Will the market crash?
Join us as Rob & Rob go bigger and wilder than ever with their 2024 predictions. Have they finally lost it or is there truth behind their theories – let’s find out… (0:55) News Story of the week (2:05) Let the predictions begin… (5:35) House prices (9:25) Best performing areas (12:15) London performance (15:28) All new, Rent predictions (17:07) Interest rates (18:34) FTSE100 (19:30) Bitcoin (22:44) Election (26:37) Hub Extra Links mentioned: HSBC latest lender to cut mortgage rates Cardyard Subscribe to our YouTube channel Share our Podcast Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK410: Can my company do this? PLUS: Help, I need to emigrate!
It’s time for our first Ask Rob & Rob of the year! (0:37) Robin’s current job has him in the 40% higher tax bracket. If he purchases a property under a limited company, is he required to pay additional tax? (3:34) Dan wants to sell his property fast to permanently emigrate and he’s wondering what advice Rob & Rob have got for his situation. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Make 2024 your best year yet - Part 4: Who's going to help you?
Rob & Rob are wrapping up this limited-series with the final pieces of the puzzle - how to pick the right location and build your A-team. Dive in and make 2024 your best year yet! (1:02) Location – where should you invest? (8:26) Your team of people (8:46) Mortgage broker (9:19) Accountant (9:44) Solicitor (10:23) Estate agent (10:33) Letting agent (10:50) Property sourcer Links mentioned: Property Hub Invest Property Hub Magazine Property Hub YouTube channel Rob Dix books Google street view How to pick the perfect investment location Should You Buy a Property in a Limited Company Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Make 2024 your best year yet - Part 3: How are you going to get there?
If you’ve listened to episodes one and two, you’ve hopefully figured out where you are now and you’ve got your goals all figured out – but what next? Join us for the third part of this series, as Rob & Rob help you set your winning strategy for 2024… (1:07) Which property strategy is right for you? (1:51) Property flips (3:50) HMO’S (house in multiple occupation) (5:22) Student lets (6:44) Buy-to-let (8:39) Short-term lets Links mentioned: Property Hub Invest Which property strategy is right for you? How to create a property strategy, Part 1 How to create a property strategy, part 2 How to create a property strategy, part 3 Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Make 2024 your best year yet - Part 2: Where do you want to go?
Everyone knows that goal setting is the key to success, both in your personal and professional pursuits, but it’s not as simple as just jotting down some wishes and hoping for the best, it’s how you set them that really makes the difference. Join us for the second part of this series, where Rob & Rob guide you through their SMART goal setting practice, to help set you up for success in 2024. (1:26) Getting started… (1:29) SMART goal setting (9.40) Just do it! Links mentioned: Property Hub Invest Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Make 2024 your best year yet - Part 1: Where are you now?
We want 2024 to be your best year in property yet, so we’re bringing you this brand-new limited podcast series to help you achieve exactly that. Drawing on over two decades of combined investing expertise, a decade in the podcasting realm, and encounters with thousands of investors, there’s no better duo to guide you through your investment journey this year. Whether you’re just getting started or you’ve got some skin in the game already, this series will give you actionable advice and guidance to build your property portfolio and make 2024 your best year yet. (1:06) Where are you now? (1:29) Let’s look at the numbers (3:55) Take advantage of your skillset (5:00) Consider how much time you’ve got to spare (6:43) The finance basics (10:23) What’s coming up next? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

TPP564: Expert property predictions for 2024
Happy New Year! We’re kicking off 2024 with an exciting episode as we put industry experts in the hot seat to get their predictions for the year ahead. (1:29) - What have the big businesses got to say? (2:24) - Akhil Patel (Director of Property Share Market Economics) (5:09) - Anisha Beveridge (Head of Research at Hampton's estate agents) (8:10) - Vanessa Warwick (Co-founder of Propertytribes.com) (12:03) - Kelly Rule (Mortgage expert) (14:15) - Rob Wiggans (Head of Sourcing at Property Hub) (18:20) - Hub Extra Links mentioned: Office for Budget Responsibility Rightmove Savills Lloyds Bank Property Hub Invest Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

TPP563: Reflections on a crazy year
You can’t move forward unless you look back – and that’s exactly what Rob & Rob do in this week’s episode, as they take a step back and reflect on the past year. (0:50) - Reflecting on the property market (4:30) - Rob & Rob’s personal thoughts Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free; weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

TPP562: The must-listen episodes of 2023
Rob & Rob look back at the biggest and best episodes of the year and reveal their must-listen episodes that will set you up for success in 2024. (0:52) - Most downloaded episode of the year (2:21) - Rob & Rob’s personal favourites Links mentioned: TTP541: The silent property crash TTP513: Predictions for 2023 TTP545: The worst time to invest TTP542: Is the 18-year property cycle dead TTP535: The Monopoly strategy TTP541: The silent property crash Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

TPP561: Our 2023 predictions reviewed: How did we do?
Let’s rewind to January, when Rob & Rob gazed into their magic ball and revealed their predictions for 2023. Following this crazy year, let’s see how they did… (0:43) - News of the week (2:06) - Property Hub Magazine (2:40) - 2023 predictions (3:25) - Top performing areas (5:13) - UK property prices (8:10) - London property prices (9:10) - Interest rates and inflation (12:00) - FTSE 100 (13:50) - Bitcoin Links mentioned: Property Hub Magazine Halifax House Price Index Nationwide House Price Index Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

TPP560: December Market Update
It’s the final Market Update of the year! Join us, to hear Rob & Rob’s must-know updates on house prices, plus the latest news on mortgages, politics and much more. (1:00) Property Hub Magazine (2:03) What’s going on with house prices? (5:25) OBR property price forecast (6:37) Mortgage approvals have risen (8:32) Rent cap in Scotland (10:53) The latest politics updates (13:01) Hub Extra Links mentioned: Property Hub Magazine House prices Nationwide house price index Rightmove house price index Zoopla house price index OBR forecasts UK house prices to fall by 7.6% by end of 2024 Halifax reveals 10 UK locations with rising property prices Mortgages Mortgage approvals rise for first time in four months Rents Private rents in Scotland soar by 14.3% in a year Politics Labour to scrap Section 21 on first day in office Hub Extra ChatGPT Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK409: A question from someone very special... what’s in store for 2024?
Join us for the final Ask Rob & Rob of the year with a question from a very special guest! (0:42) Santa thanks Rob & Rob for all the great content this year as it’s helped him Ho Ho along on his property journey. As so many people have asked for interest rates to go down on their Christmas lists, Santa would love a sneak peek into Rob & Rob’s plans for 2024! Links mentioned Santa Radio Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP559: Best of Hub Extra
Want to know what Rob & Rob’s favourite resources are right now? Tune in to find out which apps, books, podcasts, YouTube channels and even life hacks, they love and recommend. (0:42) News story of the week (2:41) Property Hub magazine (4:09) Favourite books of the year (12:48) Podcasts Rob & Rob have been listening to this year (17:12) Rob & Rob’s current favourite YouTube channels and their tips on how best to use it affectively (23:31) Tech recommendations (29.50) Life hacks Links mentioned Industry underwhelmed by mortgage guarantee scheme extension Housing benefit increase confirmed in Autumn Statement Property Hub Magazine Books Red Notice: A True Story of Corruption, Murder and One Man’s Fight for Justice A Gentleman in Moscow Breathe: A Life in Flow Material World: A Substantial Story of Our Past and Future Outlive: The Science and Art of Longevity Podcasts The David McWilliams Podcast Nothing much happens: bedtime stories to help you sleep Tape Notes The Tim Ferriss Show Listen Notes YouTube channels Dr Brad Stanfield More Plates More Dates Sam Sulek Tom the Taxi Driver Alex Hormozi Tech recommendations Spotify audiobooks Telegram Messenger ChatGPT Live Player – media streaming Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK408: My tenant died! Now what? PLUS: How do I calculate ROI in this situation?
It’s time for your latest episode of Ask Rob & Rob! (0:43) John’s had one of his investment properties for a while now, and he’s since pulled all his initial investment out. With this in mind, he’s hoping Rob & Rob can shed some light on how he would calculate the ROI in this instance. (3:24) Mark has found himself in a fairly unique situation. He has one buy-to-let that he rents out via an agency, and unfortunately one of the tenants has recently passed away. He’s unsure of what’s going to happen with the tenancy. He wants to be empathetic but also pragmatic so he can prepare himself for what’s to come. Mark’s hoping Rob & Rob can shed some light on what he should do. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP558: Mortgage Market: Update and 2024 Predictions
Trying to wrap your head around the mortgage market is no easy feat right now, so we’re joined by a mortgage expert - Kelly Rule - who breaks down what’s happening right now and what she predicts for 2024. (0:52) News story of the week (2:50) What’s going on in the mortgage market? (4:24) How is this affecting products? (4:52) Is there more activity in the market right now? (5:16) Are lenders making it easy to borrow? (5:40) What kind of rates can we expect right now? (6:59) Are we going to keep seeing high product fees? (7:38) Should you get a 2-year or 5-year fix? (8:07) Are there any products you should be looking out for? (10:34) What’s going to happen with the base rate in 2024? (11:35) Any mortgage trends on the horizon for 2024? (12:50) Will more people will switch to variable rates next year? (13:30) Will 2024 be a better year for mortgages? (15:07) Hub Extra Links mentioned: Landlords are leaving. Should we care? Temu Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

ASK407: My tenant has upgraded my property! PLUS: Do I really have to pay Stamp Duty again?
It’s time for another round of listener questions! (0:47) Mo’s tenant has paid 5 months' rent up front for a 1-year lease. He recently had the first inspection, and the tenant has upgraded the house, and Mo’s wondering if he should see this as a good thing? (3:48) James is looking to sell his residential home as his family is growing, and he’s got some burning questions about the SDLT he needs to pay. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

TPP557: November Market Update
Wow! What a month it’s been. There’s been some strange movement in property prices and big predictions for 2024, so join Rob & Rob as they give you the latest on rents, mortgages, government shenanigans and more! (1:07) House prices are on the up! (6:36) The first predictions for 2024 (8:40) Rents are rising faster than ever before (11:39) What on earth is going on in the House of Commons (15:41) Hub Extra Links mentioned: House Prices Halifax house price index Nationwide house price index Hometrack house price index Rightmove house price index UK house prices to fall until 2025, predicts Lloyds House prices forecasted to dip further but 5% recovery expected in 2024 Property is crashing hardest HERE Rents Edinburgh declares housing emergency amid homelessness crisis Mortgages Weekly rate watch: Fixes continue to fall Politics Landlords: It's finally happening... Landlords: Rent controls are coming! The King’s Speech Tory MPs to challenge government if leaseholds ban does not apply to flats Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.