The Property Podcast

Location is everything in property investing, and this week Rob & Rob reveal the UK’s top 5 areas for property growth. Forget the usual city hotspots - these under-the-radar locations are stealing the show. Tune in as the guys share their theories on what's driving these areas' success and learn how you can leverage this information to shape your own investment strategy. Can you guess which ones made the list? Hit play to find out! (0:49) News story of the week (3:40) The best performing areas for property growth… (7:25) Kicking off with city hotspots (8:25) The top 5 performing areas revealed (15:30) Other notable areas (17:15) What’s driving these locations success (19:43) Hub Extra Links mentioned: Labour vows to alleviate rental crisis and crack down on landlords Hometrack UK Cities House Price Index Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s time for your weekly dose of Ask Rob & Rob! (0:42) Gary’s recently inherited a flat in Notting Hill that he plans to sell and use the proceeds to invest in a cheaper property with better growth potential. But the current value is about 20% less than its original purchase price, leaving him unsure whether to hold off for better market conditions or sell now for the best possible price. (3:28) Ryan’s wondering if he should add his arrangement fees to his mortgage or pay them off in full, so he turns to Rob & Rob for their advice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Get ready for one of our juiciest market updates yet, as we bring you the latest happenings in the property world, including a build-to-rent mini special packed with fascinating rental stats. But that’s not all - we dive into the hottest topic right now: the election! What’s the latest updates? The manifestos are out, but what do they mean for property investors? Did The Robs see anything that worries or excites them? Join us as they break down all the news and share their beliefs on politics. Will they lose your vote? Let’s find out... (0:55) The latest data on house prices (2:20) Some interesting news on rents (5:40) What’s happening with build to rents (7:57) Let’s talk politics (14:40) Hub Extra Links mentioned: House prices: Nationwide house price index Zoopla house price index Halifax house price index Rents: Renters in race for homes as listing time slashed Hometrack report Record immigration behind a third of rent rises Build to rent: LGIM boss calls for fewer ‘unscrupulous’ buy-to-let landlords in Britain Election: General election 2024: How do the party manifestos address the housing crisis? What does the election mean for the housing market? Reform contract Hub Extra: Political Quiz Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners! (0:45) Mussa is curious to know if flats with cladding still face a negative perception, even with EWS1 certificates. He seeks Rob & Rob’s advice on whether these properties offer good capital growth potential or should be avoided as property investments. (3:48) Thomas is at a loss on how to properly value new build properties since there are no comparable ones in the area. He turns to the guys for their expertise and guidance. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

The most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it’s crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill. (0:58) News story of the week (3:27) Let’s talk about leaseholds… (4:25) What actually is a leasehold? (6:06) The pros and cons of leasehold vs freehold (7:01) How about ground rent? (9:50) Details on the Leasehold Reform Bill (12:40) What about service charges? (21:37) Hub Extra Links mentioned: Nationwide house price index Halifax house price index Zoopla house price index The leasehold advisory service The Missing Cryptoqueen Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It's Tuesday, and that means it's time for Ask Rob & Rob! Join us as we tackle two new listener questions… (0:44) Tom wonders what property investors should be looking for in each party's manifesto for the upcoming July election. He's curious if any appear to favour landlords and investors and which might introduce stricter policies. He turns to Rob & Rob for their insights to help him decide who to vote for based on his investment strategy. (2:44) Jalon received a payment request from the Information Commissioner's Office and wants to know if the fee is something he’s required to pay as a small property investor. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It's the topic that sparks the most passionate debates: politics! With the unexpectedly early election just around the corner, what does this mean for the property market, and will a potential new government bring significant changes? Join us as Rob & Rob tread on dangerous territory, sharing their thoughts and opinions on the possible impact of a Labour government! (0:40) News story of the week (2:49) Let’s get into it… (3:20) What’s happened as a result of the election being called early? (6:40) What will happen in the run-up? (8:40) What will happen if Labour win? (16:30) What do we make of it all? (22:18) Hub Extra Links mentioned: UK house prices in surprise rise in May Airbnb Bonanza - huge rise in short let property numbers Arc Browser Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Let's dive into your questions and get some answers on this week's Ask Rob & Rob! (0:38) A potential tenant with a CCJ has applied to rent Chris's property. The tenant has a guarantor, and the lettings agent offers a protected rent scheme. He wonders if this provides enough protection or be cautious and asks Rob & Rob for their advice. (3:10) Ashley’s at the start of her property journey and unsure whether to set up an SPV or a limited company. She wants to know the difference between the two and which option would be best for her situation. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

In this candid peek behind the curtain, Rob & Rob delve into what they actually do on a day-to-day to keep their £100m property business running. From handling operations to marketing and growth initiatives, they get raw about their current roles and responsibilities - and how the wrong role had Rob D considering if it was his time to leave the business... Links mentioned: Rob Dix’s Instagram Rob Dix’s LinkedIn Rob Bence’s Instagram Rob Bence’s LinkedIn Subscribe to Property Pulse Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Running a £100m property business means Rob & Rob have spent countless hours analysing deals and today they’re delving into three investment opportunities our listeners have sent in! They share their decision-making process, break down the pros and cons, run the numbers, and reveal which deal they’d be happy to invest in. (0:49) News story of the week (1:51) Real listener deals… (2:12) Deal 1: Two-bedroom apartment in Sheffield city centre (19:27) Deal 2: Four-bedroom detached house in Bath (26:49) Deal 3: Three-bedroom semi-detached house in Liverpool (35:20) Which deal would Rob & Rob buy? (39:57) Hub Extra Links mentioned: Zoopla period properties upkeep Property Log Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s Tuesday, so here’s your latest round of listener questions! (0:31) Simon is starting to plan his retirement, and due to his personal situation, he’s looking for an inflation-proof income. He’s a complete property investment novice and has around £150,000 to invest, and he’s wondering what strategy would be best for him and his goals. (6:06) Geoff is planning to invest £100,000 over the next 25 years, starting with two flats later this year, but he’s wondering if tactically he should do anything different if a Labour party come into power. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Today’s episode is all about saving you money. Rob & Rob are strong believers that you should never pay full price for a property, and today they’ll be revealing all the ways you can bag yourself a bargain. (0:46) News story of the week (3:36) You don’t have to pay full price for property (4:04) Why you should buy at a discount (6:20) Is it a true discount? (9:19) How do you get a discount? (18:32) It’s a numbers game (19:38) Don’t fixate on the discount (22:07) Hub Extra Links mentioned: Official - Labour will NOT introduce rent controls if it wins election Has Labour’s secret rent control plan been revealed by accident? Booking.com Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Ask Rob & Rob has gone international! This week we’re bringing you two more listener questions, and this time, they’re all about geo-politics, international law and how this can affect UK property investment. (0:47) Adam’s work are asking him to consider a move to China, but he’s concerned about how the country’s corruption index will impact his mortgage options and if the situation will worsen. He’s hoping Rob & Rob can offer some insight into whether they think this would be too risky of a move... (4:28) Noel has been listening to a US personal finance podcast, and he’s wondering if the recent class-action case against The National Association of Realtors will have a knock-on effect on the UK property market? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

What’s holding you back from investing in property or scaling up your current portfolio? For a lot of investors, it’s time. Time is our most valuable asset, but after over a decade in property, Rob & Rob have mastered managing their portfolios – so much so, that they can do it in less than 60 minutes per month. (0:45) News story of the week (4:00) The Property Podcast LIVE (4:22) How to invest with no time (7:17) The 3 main components (8:32) Sourcing property (11:29) Property management (13:53) Your strategy (15:59) How to implement it (18:02) Become the CEO of your portfolio (21:50) What is your time worth (23:27) Hub Extra Links mentioned: Savills upgrades five-year forecast for UK house price growth UKREIIF – The Property Podcast LIVE Toggl Track Scanner Pro Claude Ai Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s time for the latest episode of Ask Rob & Rob! (0:42) Ben wants to start investing in property but he’s lost on where to begin. He’s absorbed all our content online and determined his goals. Now he’s moving back to Liverpool, he thinks he’d like to take advantage of his local knowledge and potentially buy his first investment here, but he’s hoping Rob & Rob can share their advice for the safest investment he can make for his first plunge. (6:01) While Derek has previously experienced no problems with his tenants, recent complaints from the neighbours indicate a lapse in garden maintenance. Despite his efforts to equip them with necessary tools, such as a lawnmower, during his last visit, there has been no improvement. Now, Derek is wondering what he should do next, and if he should issue them a Section 21 Notice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s the most talked-about topic in the property world right now: the Renters Reform Bill. After finally making its way through the House of Commons, the bill seems close to being passed – but what does this mean for property investors? We also look at an unexpected move for house prices, talk about the latest Bank of England moves, and find a surprise lurking in the rental data. (0:35) Renters reform bill - the facts and our opinions (9:35) A house price surprise (13:30) Let’s look at mortgage rates (17:28) What’s the latest data on rents? (20:02) Hub Extra Links mentioned: Property Hub YouTube - Landlords: Is this the end? House prices: Nationwide house price index Halifax house price index RICS resident market survey Mortgages: Traders bet against sterling in belief BoE will cut rates by summer Rents: Rightmove rental tracker Hub Extra: Dial a pilot Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners! (0:45) Alan has two buy-to-let properties in Nottingham and is considering investing further in the near future. He’s curious to know if he should diversify his portfolio by investing in a different location and turns to Rob & Rob for their advice. (3:45) Pete bought a property at auction two years ago, already tenanted, with plans to renovate it while the tenant stayed. He now needs to sell as his circumstances have changed, however he never got the tenant to sign a new lease under his name. He wonders if he can still give the tenant notice to leave, and what implications this may have if his name isn't on the lease. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s not always plain sailing being a property investor, but no one talks about the stuff that goes wrong - until now! Join us as Rob & Rob share their painful disasters this year. From costly leaks to trashed flats, unpaid rent and busted boilers, they delve into the property problems they couldn't control and the ones they admit were on them. Why? So you can take away valuable lessons from their experiences and avoid making the same blunders. Also don’t miss the chance to get The Robs’ opinions on your own property deals! (0:45) News story of the week: The renters reform bill (6:52) Rob & Rob will review your deals! (7:25) Rob & Rob each share seven disasters this year… (8:40) The unforeseen problems outside of their control (11:30) The Robs painful mistakes (21:10) Lessons learnt (25:29) Hub Extra Links mentioned: Rob & Rob - Critique My Deal Michael Gove can't guarantee no-fault eviction ban before election Property Hub YouTube - Landlords: Is this the end? Udio Suno Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Join us for a special episode of Ask Rob & Rob, as they tackle ONE complex question from an avid listener… (0:56) Remco’s recently completed the purchase of his second property through Property Hub Invest. While eager to continue expanding his portfolio, he faces the dilemma of having insufficient funds for a deposit and is reluctant to invest more of his personal savings. As a solution, he’s considering leveraging the equity from his properties, but with numerous questions about the process and its feasibility, he turns to the guys for their help and guidance. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Welcome back to AOB where Rob & Rob share the backstage inner workings of a £100m property business. In today's episode they give you an inside look at their operations: the mechanics of their workplace, specialised teams, and the challenges they face head-on. Links mentioned: Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

With so many property services out there, it can be tough to know which ones are worth your hard-earned cash. Join Rob & Rob for a lively debate (and a fair bit of disagreement) as they break down the must-haves, the ones to avoid, and those that could go either way based on your situation. (0:40) News story of the week (6:06) Let’s talk property services… (6:40) Which should you pay for? (15:14) Those NOT worth paying for (18:40) The ones that depend on you… (27:46) Hub Extra Links mentioned: The house price charts that show why now is the time to buy Beneath the jargon, Bernanke delivers devastating critique of the Bank of England Neom - The Line - The Rise and Fall of Saudi Arabia's Linear City Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s time for your latest episode of Ask Rob & Rob! (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights. (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business. (0:45) News story of the week (3:48) Are you using AI? (5:10) General tips to unleash AI’s full potential (12:00) Real-life examples of AI in action (20:20) Try it for yourself (22:12) Hub Extra Links mentioned: Britain’s staycation boom may be over as bookings dry up ChatGPT Claude Gemini Whisper API: Mobile Whisper API: Browser plugin The AI advantage Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions! (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice. (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments... (0:44) The unexpected surprise for our economy (2:05) Are interest rate cuts on the way? (3:25) What’s the latest on the housing market? (6:50) How’s the rental market looking? (9:35) Let’s talk politics – rental reform bill… (10:26) “Do as the rich do, not what they say” (12:55) Hub Extra Links mentioned: Economy: UK inflation falls to 3.4% in February Interest Rates: Rate cuts are ‘on the way’: BoE’s Bailey The Mortgage Works cuts BTL rates Housing Market: Annual house price growth edges up in March Rightmove house price index Share of first-time buyer sales hits record high Rental Market: Landlords could be banned from raising rent under radical SNP crackdown Generation Rent claims rent control proposal still not tough enough Zoopla UK Rental Market Report – March 2024 February data points to normalising lettings market: Foxtons Rental Reform Bill: Gove bringing Renters Reform Bill back to Commons in mid-April Angry tenant groups slam Renters Reform Bill changes Misc: YouTube: If You Want To Buy A House, Buy NOW Wealthy investors plan to raise UK property holdings: Investec Lime App Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back with two NEW questions from our listeners! (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights. (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked... Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds? Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin… (0:54) News story of the week (2:18) Let the debate begin! (3:20) A brief overview of each… (6:10) Let’s look at the benefits for cashflow (8:30) The advantages of capital growth (11:00) Who wins the battle? (15:42) Hub Extra Links mentioned: Duke of Westminster’s property group launches £900mn lending arm Inside Man Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob! (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area. (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business. They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track. Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now? Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in! (1:07) News story of the week (2:47) Would you like to work at Property Hub (3:24) Q&A with our mortgage expert Nick (4:20) What’s been happening in the mortgage market? (5:14) What impact does the recent BOE base rate announcement have on the market? (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer? (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve? (6:55) What rates and fees should investors be seeking out? (7:16) What kind of rates should people be stress testing at? (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements? (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios? (9:22) What’s the latest getting new mortgages, both new purchases and refinances? (9:52) Are valuations improving? (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing? (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months? (13:55) Hub Extra Links mentioned: Zoopla rental market report - March Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back with two more listener questions! (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects. (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the future. She wants to know the best way to structure the company so profits are fairly distributed, as she'll be putting in the cash while her partner does most of the labour. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments. And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made. (1:06) News story of the week (2:34) Claim your spot for our special webinar (3:40) What on earth is going on with house prices (4:50) Let’s look at house prices globally (6:50) Rewind on what the experts predicted for 2024 (8:15) Why have house prices not fallen? (15:25) What’s the chances of a property crash (17:50) Is this a property boom or just a temporary growth (21:20) What should you do when executing your property strategy (24:16) Hub Extra Links mentioned: Sign-up to our FREE webinar Global house prices rebound as economists predict turning point TPP541: The silent property crash The silent property crash of 2023 Fiverr Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

The place where YOUR questions get answered – it’s Ask Rob & Rob! (0:40) Alex works in commercial property, so that's where his background and know-how are. But commercial properties need more money upfront and have higher loan rates compared to residential ones. So, Alex is reaching out to Rob & Rob to get their take on which investment path he should go down. (3:52) Alan's got a handful of properties that he owns free and clear. He's picked up on the fact that interest rates are climbing, and knows he can use those interest payments to lower his tax bill. That's got him thinking - does it make sense for him to start borrowing? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s our spring budget update special, bringing you all the vital information from the House of Commons that affects all property investors. And holiday let owners beware we have some important updates that you might not like! Join us as we uncover news that could be cause for celebration or a reason for sleepless nights… (0:57) Spring Budget – what happened? (8:00) Bad news for holiday let owners (12:00) Some positive news for house prices (13:40) Next week’s special episode on house prices (14:20) Mortgage news from our expert (16:06) Is the rental boom over? (18:14) Hub Extra: eBay tips… Links mentioned: Holiday Lets: Short term lets rules to protect communities UK lender trials ban on new holiday let mortgages for tourist hotspots House Prices: Rightmove house price index Nationwide house price index Halifax house price index Mortgages: Property Hub Select Rents: Rightmove rental tracker Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions! (0:44) Tom’s contemplating investing in rent-to-rent schemes endorsed by reputable industry figures. Despite appearing like a promising and lucrative investment, he’s concerned about potential scams and seeks advice and guidance from Rob & Rob. (5:50) We’ve got yet another Tom who’s debating the ever-popular dilemma of whether to invest his portfolio in his own name or through a limited company. He’d like to know the best way to set-up and operate his business to minimise tax expenditure. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Securing a promising property investment is just the beginning: the next challenge is ensuring its effective management. Join us for a masterclass featuring insights from a lettings expert, who teaches us a few tricks we’d never previously considered... (1:00) News story of the week (2:10) Q&A with our lettings expert Will… (3:40) What are the key contributions a letting agent offers? (6:50) What separates a good lettings agent from a bad one? (9:30) What questions do investors ask to determine if you’re suitable for the job when considering your services? (10:58) What’s the best way for investors to work with a letting agent? (12:26) What should investors aim to achieve when negotiating rates with potential letting agents? (15:05) What tends to be the best properties to manage? (15:40) Which properties cause the most hassle? (16:25) If an investor has a difficult tenant, what course of action would you advise? (18:20) If an investor is unhappy with their current letting agent, what can they do? (26:35) Hub Extra: A new AI tool… Links mentioned: Property Hub Magazine Will Brandley - Slater and Brandley Lettings Perplexity Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with two more listener questions! (0:45) Tom's in the process of selling a property and stands to make a large chunk of money. Contemplating quitting his day job and moving into full-time property investment, he turns to Rob & Rob for their thoughts and valuable advice. (4:48) Jack’s had a brainwave that he’s thinking about sharing with his local MP and asks the guys what they make of his idea and if it already exists. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach. (1:00) News story of the week (3:31) Using mortgages for property investment… (4:20) Why do investors use buy-to-let mortgages? (5:38) What’s the main benefits of using a mortgage? (6:05) How do they work? (6:40) How much can you borrow? (7:50) Are you locked into a mortgage until its paid off? (9:08) Should investors opt for a fixed or variable rate mortgage? (10:18) How difficult is it to get a buy-to-let mortgage? (10:58) What can you do in preparation for your application? (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company? (13:40) How do investors determine borrowing and payments? (14:32) Why use a broker? (18:20) Hub Extra Links mentioned: Financial Times Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore. (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the situation. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on. They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market. (1:07) News story of the week (1:55) The silent property crash (2:25) What is the silent property crash and why is it crucial to understand it? (3:45) Is the crash still ongoing? (5:42) What’s going to happen next? (13:14) Hub Extra: A great life-hack… Links mentioned: Rightmove House Price Index TPP541: The silent property crash The silent property crash of 2023 Listen Notes Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners about investment in the capital! (0:52) Neville is intrigued by the attractive current yields available in London and noting that capital growth hasn't matched that of other cities in the UK, wonders if it offers better value now than previously? (3:47) Charlie asks Rob & Rob for their advice on well-performing investment areas that benefit from exposure to the London market. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

In this week's episode of The Property Podcast, Rob & Rob discuss the exact tools they use to establish strong property fundamentals when analysing potential investment locations. They cover key factors such as employment, transport links, education, and regeneration, providing practical tips and specific tools for research. You'll learn... - How to assess employment fundamentals using tools like LinkedIn Jobs and major employer searches. - Techniques for analysing transport links, including rail, bus, and airport proximity and services. - The importance of evaluating education factors like schools, universities, and local amenities. - How to identify regeneration potential in an area using news searches and investment websites. (0:45) News story of the week (2:24) The five fundamentals begin… (3:24) Tools to access employment data for a location (4:44) How to analyse various types of transport links (9:10) Techniques to evaluate education fundamentals (10:58) The importance of accessing local amenities (12:46) How to scope out potential regeneration projects in an area (17:22) Hub Extra: Save money on your next holiday! Links mentioned: Halifax house price index Indeed job search Rightmove Trainline Commuter maps Bustimes.org Google maps The good schools guide Complete university guide StreetCheck Hotels.com Booking.com Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s Tuesday, and it’s Ask Rob & Rob! (0:42) Gary purchased a flat two years ago with a 65-year lease. The mortgage is due for renewal and has dropped onto a follow-on tracker with an 11% interest rate. Should he renew the lease or hold off for another year? (4:55) The rental income from Nelly’s latest property investment has taken her into the higher tax bracket. She’s considering transferring the property into a limited company and asks Rob & Rob for their valuable advice. Enjoy the show? Leave us a review on Apple Podcasts – it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Interest rates remain the same, but what does this mean for the property market? Tune in as Rob & Rob give you this month’s key information on rents, mortgages, government shenanigans and more! (1:10) Interest rates update (1:43) Big news on house prices (7:10) Rents slowly increase (8:57) Mortgage approvals are up again, but what about the rates? (10:06) What’s going on in the House of Commons (15:25) Hub Extra: The Price Of Money Links mentioned: House Prices Nationwide house price index Zoopla house price index Monthly sentiment survey from RICS members Rents Rightmove rental trend tracker Mortgages Bank of England money and credit Politics IFS -It's time to stamp on a tax that penalises landlords and renters Landlords welcome pragmatic amendments to rental reform plans What will happen to the Renters (Reform) Bill should Labour come to power? Sunak considers radical plan for 99% mortgages to help first-time buyers Follow Rob B & Rob D on LinkedIn Purchase Rob D’s book The Price Of Money here Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners! (0:40) Jordan already owns two investment properties in Liverpool and is debating buying a third. He’s curious to know if Rob & Rob think it’s worth investing in the area further or diversifying his portfolio by purchasing a property in a different location. (4:58) Kay has noticed a considerable rise in service charges and asks the guys advice on how to check the accuracy of these increases and the correct process to challenge them. Links mentioned: The Leasehold Advisory Service Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

This week Rob & Rob toe the line, as they run through the places to avoid investing in 2024. Tune in to find out why and see if you agree! (0:50) News story of the week… (1:45) An exciting opportunity for our listeners! (2:41) What areas should you avoid in 2024? (3:05) The seaside resort that’s reached its peak (4:00) A great holiday spot with oversupply (5:21) Avoid new build projects in this area (6:54) A magnificent city with limited growth (8:00) The anti-landlord area (9:25) When compelled to pick one of these areas, which do Rob & Rob choose? (11:43) The area Rob & Rob would avoid at all costs (13:50) An area that’s missing their own fundamentals (17:17) Hub Extra: ChatGPT Links mentioned: Subscribe to our Property Hub Magazine Email our magazine editor with your story here Sunak considers radical plan for 99% mortgages to help first-time buyers ChatGPT Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.

It’s time for your latest episode of Ask Rob & Rob! (0:42) Emily’s kept the properties in her portfolio at 75% LTV and used the equity for new investments. However, she’s concerned about putting herself in a vulnerable position in today’s market and asks Rob & Rob for their thoughts and opinions. (4:49) Tenda hopes Rob & Rob can shed some light on the obstacles he faces trying to purchase a buy-to-let property as a foreign national. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Welcome to a new monthly series that gives you exclusive behind-the-scenes access to a property business that does over £100m of deals per year! In today’s episode, Rob & Rob reflect on the past year and discuss the challenges they faced, difficult decisions, and dealing with tough market conditions. They share their plans for the year ahead, and the surprising things they’ve noticed about the property market so far in 2024... Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Message us on Instagram Rob Dix & Rob Bence - we’d love to know what your thoughts are! See omnystudio.com/listener for privacy information.

Rob & Rob give their run-down of which property locations are hot this year. Where will they be targeting to invest both themselves and for Property Hub Invest clients? Let’s find out! (0:39) News story: Major forecast change! (2:05) 2024 hotspots begin… (3.22) An underestimated area (6:30) One of our all-time favourites (8:49) A city we should have backed more in the past (11:09) A winner that’s still somehow under the radar (12:35) Fundamentals heaven (17:17) Hub Extra: Snipd Links mentioned: Knight Frank January house price forcast Snipd Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse See omnystudio.com/listener for privacy information.