The Property Nomads Podcast

In this episode, Rob speaks about how to delegate. He explains why it is important not to try to do everything. A mistake he has made himself. Rob provides you with a set of simple rules you can use to ensure you delegate the right tasks and do so in the most efficient way possible. KEY TAKEAWAYS Delegating properly frees up your time to do the income-generating tasks that are so vital for your business. Delegating empowers your team and provides them with the chance to learn new skills. Allow people to make mistakes. It's going to happen and is the only way for them to learn. Nobody can do everything. Communicate why the task needs to be done. What the result needs to be and why. If you have a non-revenue generating task for which nobody is trained, send someone away for that training. Be clear about who is responsible. BEST MOMENTS ‘If you delegate properly, it will be time-efficient for you.’ ‘Delegating builds trust.’ ‘You want to put round pegs in round holes.’ ‘Check the results and provide constructive feedback.’ ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning to stop these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQs = https://amzn.to/3MWfcL4 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Having parted ways for a short period of time, I would highly recommend that you do not play beer pong until 03:00 only to then have to get up at 06:00 to do a 3-day hike. No bueno! ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQs = https://amzn.to/3MWfcL4 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob speaks with Max Scott of Star Group Property. They discuss how to take a title and split it in a way that enables you to create several properties, which can then be sold separately for a higher profit. Scott also shares several lesser-known auction tips that are designed to help you to beat other bidders. They round up the episode by talking about some of the challenges property investors face. Max explains how he and the Star Property team have developed processes and created supporting businesses to overcome them. KEY TAKEAWAYS Title splitting is a bit like taking a multi-pack, opening it, then selling each unit individually. Splitting a title instantly adds value to the property you bought. Title splitting can also have tax advantages. It is rarely a good idea to buy at auction without having the money ready. Take your time when reading the legal pack. Putting in an offer pre-auction for an overpriced property is an effective strategy. Max explains how it works, in the podcast. Learn how to solve problems that scare other buyers off to secure bargains. Max provides examples. Being able to move fast gives you an edge. Honing your processes and employing the right professionals is essential. Don´t prevaricate. Be ready to try things. Max explains how to decide when to do this. Don't try to get rich quick, with property you have to take the long-term view. Understand the power of compounding. BEST MOMENTS ‘You can create an uplift of 10/15%, which is there straight away.’ ‘At an auction, you are looking for anomalies that you know you can solve e.g., a tenant in arrears.’ ‘We lose every day, and we win every day. But we win more than we lose.’ ‘We only invest for cash flow.’ Star Group Property Info Mainline: 01273 526800 Website: https://www.star-property-investments.com Email: [email protected] Email: [email protected] Max Scott [email protected] Instagram: https://www.instagram.com/starpropertyuk/ Linked in: https://es.linkedin.com/company/star-property-uk Laura Darling DDI 01273 806247 Mob: 07917 161707 Email: [email protected] ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQs = https://amzn.to/3MWfcL4 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Would we ever see Machu Picchu? Especially when it was covered in clouds and fog upon our arrival. What would happen as we traversed the valley to find it. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQs = https://amzn.to/3MWfcL4 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob speaks to Ian Rogers. Over the past 40 years, Ian has been involved in over $200 million worth of construction and over $5.5 billion in capital projects. Currently, he is working on government projects in Barbados, while also working internationally as a consultant. Ian and Rob look at the costliest mistakes made when managing construction projects. Errors that cause untold damage whether it is a single dwelling, a hotel, an HMO, or a piece of infrastructure that is being built. Mistakes that regularly derail otherwise viable projects. Ian highlights each issue and shares some effective ways to avoid them being a problem for your construction project. KEY TAKEAWAYS Over 80% of construction projects fail. Research is vital, followed by sound planning. Understanding how the building is going to be used is essential. It ensures that the necessary facilities are included in the design. Carry out an initial feasibility study and put together a framework spec before calling a designer. The better the briefing, the better the design will be. Build specs need to be detailed enough to stop the contractor from cutting corners to make a higher profit. Think about the costs of running a building, at the design stage. A glass frontage may look great, but it can leave the owner with huge power bills. Not scheduling out your timeline properly has numerous negative impacts, which are discussed during the podcast. Labour availability is a serious issue for any development. Don´t do things using only drawings and specs. Always put a contract together. Keep a record of everything, including the details of issues as they arise. BEST MOMENTS ‘On average, 80% of construction projects fail.’ ‘Excessive change orders come primarily from not thinking the project through.’ ‘At the very beginning of any project, look at the viability of what you’re trying to achieve.’ ‘The contractor needs to be told that we need to know everything, Bad news, good news, everything.’ ‘When property is done properly – everyone wins.’ EPISODE RESOURCES Website: https://www.ianjrogers.com/ Property Done Properly Podcast: https://www.podchaser.com/podcasts/property-done-properly-4237740 ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQ = https://www.amazon.co.uk/PROPERTY-FAQs-Frequently-Property-Questions/dp/183834909X/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1647417267&sr=8-1 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Inca Terrace farming is extraordinary, along with the pink granite temples that sit on the site of Ollantaytambo. Find out what we learnt about it all. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQ = https://www.amazon.co.uk/PROPERTY-FAQs-Frequently-Property-Questions/dp/183834909X/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1647417267&sr=8-1 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob sits down with Marc Champ from Wharf Financial for their monthly property market and financing roundup. During the episode, they dive deep into the subject of mezzanine finance. Plus, as usual, they discuss the current state of the property market and what is likely to happen in the next few months. In this episode, they discuss the impact the invasion of Ukraine, combined with inflation and the threat of rate rises is likely to have KEY TAKEAWAYS Property conferences and festivals are excellent places to network, meet new lenders and learn about new opportunities. Increases in energy costs are fuelling further material cost hikes. The cost of living and energy price rises may delay mortgage rate rises. Some in the industry are experiencing more down valuations. Why this is happening is discussed during the episode. Mezzanine finance is not an exotic or complicated financing option. When used correctly, mezz financing is a powerful and effective tool. The mezz just sits behind your normal lender and provides a little top-up. Not all primary lenders will work with mezzanine financiers. When using mezz financing make sure you have enough assets and funds available to cope with any fluctuations. BEST MOMENTS ‘To increase people's mortgage payments would be a double whammy, so I think it’ll be held back a little.’ ‘The market was so hit last year, after the stamp duty holiday, that it's got to relax a little bit.’ ‘People think of mezz finance as an exotic product, and it isn´t.’ ‘Have enough assets and funds in the background to cope with any fluctuations. These can happen pretty quickly.’ ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Marc Champ @ Wharf Financial E-mail = [email protected] Phone = 0208 895 6677 Social Media = @wharffinancials Website = https://www.wharffinancial.co.uk Money Weekly = https://moneyweek.com/ MAPIC International Property Festival: https://www.mapic.com/ BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQs = https://amzn.to/3MWfcL4 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Inca engineering and construction is some of the finest in the world, especially as they did not have any binding material to put their buildings together. We also witness a game of football that has EVERYTHING! ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL Property FAQ = https://www.amazon.co.uk/PROPERTY-FAQs-Frequently-Property-Questions/dp/183834909X/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1647417267&sr=8-1 WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Our PROPERTY FAQs book is HERE. We have some great bonuses available. Just buy the book on Amazon (https://amzn.to/3MWfcL4) now and tag us on Instagram (https://www.instagram.com/thepropertynomadspodcast/ ) to get access. uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

You heard about our best sunrise in Easter Island and now is the time for the best sunset at Lake Titicaca. Tranquillity, serenity and so much more. And will we ever make it to Cusco? ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob speaks with Malkit Purewal and Sanjay Kumar of Savoys Properties who refurbish and manage properties across the UK. They specialise in creating and running high-end, boutique-style, all-inclusive, yet affordable properties. Doing so for themselves and clients. In the past 2 years, they have won 5 highly respected property industry awards. They explain why after over 20 years in the business they feel that today's market conditions are especially chaotic. Malkit and Sanjay also talk about how Savoys is managing soaring materials costs, a shortage of suitable properties, and higher levels of competition. Doing so by thinking outside of the box and being one of the first to understand legislation changes. An approach that has enabled them to continue to grow and remain highly profitable. KEY TAKEAWAYS The pandemic made people realise they cannot rely on one source of income. Leading to far more people investing in property. Fear of inflation is now leading to people using their savings to buy property, which is continuing to fuel prices. Making deals work is harder than it was e.g., the cost of materials rising on average by 25% during project completion. There are still opportunities out there. In the podcast, some of the strategies Savoy´s use to do this are shared. Digging deep into the legislation and planning rules can result in your uncovering a viable and innovative approach. One that others have missed. Right now, there are a lot of commercial opportunities available. Know what your angle is and plan your exit for each deal. For HMOs, fixing utility and mortgage costs works particularly well, especially if you have a fairly large portfolio. Proposed UK planning reforms will further transform the market. How, is discussed, during the podcast. Aim to be the first to understand the new planning rules to gain an edge over your competitors. BEST MOMENTS ‘Property prices have risen at a faster rate than we´ve probably experienced in the last 10 years.’ ‘There´s always opportunities, whether the market is doing really great or not.’ ‘Our perception is that most of the country will become article four, which creates a sort of goldmine.’ EPISODE RESOURCES Web: http://www.savoysproperties.co.uk Instagram: https://www.instagram.com/savoysproperties LinkedIn: https://www.linkedin.com/company/savoys-properties/ ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

One of the most dangerous roads in the world and we cycled it. We share our experience about dealing with imminent death along with having fun at the same time. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob is joined by Matt Baker. Matt is the co-founder of Scott Baker properties, the HMO platform, and Head of Business Development at ko home. He is also the author of The Next-Level Landlord. Matt has taken the HMO and co-living models in new directions. Increasing profitability while fully meeting the changing needs of modern tenants. Matt and Rob talk about raising finance for your first property, quickly overcoming roadblocks, and setting yourself up for HMO success. During the episode, Matt walks the audience through how to choose an HMO property. He also explains the difference between licensing and planning and provides some tips on how to navigate both processes. They also discuss article 4, councils charging council tax per room and how to manage rising energy costs. KEY TAKEAWAYS When you are faced with a business issue, don´t get upset. Simply ask what is the solution, what can I do to move this along? A lot of professionals, e.g., solicitors are not used to thinking outside the box, so you may have to prompt them to do so. Putting the tenant’s (your client´s) needs at the heart of what you do always produces the best results. If you make a mistake, write it down in a register. Along with what you will do differently, next time. When deciding if HMO will work in a particular town or city, the demographics of the population is an essential consideration. HMO planning and licensing are different things. Matt explains how and provides some tips to help you to navigate each process. Facility standards are high, but usually, you can come up with a solution. Most tenants understand that rising energy prices mean higher rents. Some councils are classifying HMOs as individual apartments for council tax purposes. Never underestimate the importance of space, including outdoors and good storage. Often it is best not to skimp on size to squeeze an extra bedroom in. Matt explains why, in the podcast. Never use a letting agency that does not specialise in HMO. BEST MOMENTS ‘It really comes down to that tenant first mentality, which really embodies the idea of co-living.’ ‘Licensing and planning are two very different things.’ ‘HMOs are tricky but highly rewarding.’ ‘If you´re going to get an agent, they must be specialist HMO agents.’ ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. ABOUT THE GUEST MATT BAKER Bio Co-founder of Scott Baker Properties, The HMO Platform, Head of Business Development at co:home, and #1 Best Selling author of Next Level Landlord. Matt is a specialist in Next Level HMO® and coliving developments. He is recognised in the property industry as one of the country’s leading HMO and coliving educators. Starting life as a musician, Matt has always had a creative side, composing, and performing as a pianist in numerous collaborations. He also grew and sold a successful music education business. Matt aims to create meaningful relationships within his property development and training businesses. This customer-first approach has led to the successful creation of a £5 million property portfolio in his first 4 years of investment, using the majority of investor finance. Matt’s wider vision is to have a positive impact on shared living communities across the globe to create lifelong peace of mind and well-being for both tenant and landlord. Contributor: HMO Magazine YPN Magazine Coliving Insights Features: PIN Network Meeting ExPat Radio Inside Property Investing Podcast Social Media Links Personal @clearlymattbakerLinked In: https://www.linkedin.com/in/clearlymattbaker/Instagram: https://www.instagram.com/clearlymattbaker/Facebook: https://www.facebook.com/clearlymattbaker.property/Website: https://www.thehmoplatform.co.uk/Next Level Landlord book: https://www.amazon.co.uk/Next-Level-Landlord-Develop-Co-Living/dp/B09KY815QQ The HMO Platform @thehmoplatform Linked In: https://www.linkedin.com/company/the-hmo-platform/Instagram: https://www.instagram.com/thehmoplatform/Facebook: https://www.facebook.com/thehmoplatform/Website: https://www.thehmoplatform.co.uk/HMO Licensing episode: https://www.youtube.com/watch?v=f2nF4JZq0EE BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomads

Do they really still practice human sacrifices in Bolivia? We believe they do. Join us on this walking tour where Rob gets wows from the locals as well as seeing the sites of Sucre. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob sits down once again to talk with Sean – The Property Tax Accountant. Sean is a qualified chartered accountant who has 20+ years of experience. He specialises in providing advice to all kinds of landlords. Including, HMO, Buy to Let, serviced accommodation, and more. His is a digital business, Sean splits his time between the UK and the Caribbean while advising people from across the world and running his property portfolio. Today, he and Rob, focus on running an investment property portfolio while travelling or living abroad. The subjects they cover include choosing the right strategy, managing time-zone differences, tax implications, solving funding challenges, and remote landlord technology. KEY TAKEAWAYS Being clear about what you want to get out of property investing will help you to choose the right property investment strategy. Long-term simple tenant agreements are ideal for remote managing. Think about the tax implications of being abroad for long periods. Some of which are discussed in the podcast. If you are abroad long enough you can end up as a non-resident taxpayer meaning lenders will treat you as an Expat, which creates challenges. For remote buyers, comprehensive surveys are invaluable. Have someone trusted on the ground to liaise and carry out certain high trust tasks. Tap into the power of technology. In the podcast, Sean shares some apps and systems he uses. BEST MOMENTS ‘Choose the right strategy for your circumstances.’ ‘Lenders will typically see those individuals (non-resident taxpayers) as higher risk.’ ‘Go with an agent that does lettings only.’ ‘Making Tax Digital is coming down the line in a couple of years.’ ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Sean The Property AccountantInstagram: https://www.instagram.com/property_tax_accountant_uk/Website: https://propertytaxaccountant.ukHammock: https://www.usehammock.com/QuickBooks Online: https://quickbooks.intuit.com/online/ BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Trains, planes, and automobiles? Scrap that. How about trains, salt flats and silver? That is a much better trio. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob is once again joined by Marc Champ of Wharf Financial. They sit down to speak with Andy Virgo who after working in the banking finance sector for many years, set up his own brokerage in 2006. Today, he is the director of Buy To Let at Lend Invest. They discuss how Lend Invest has been able to greatly speed up the property finance application process and are securing funding for a high percentage of their customers. As well as how they are creating products that address problems landlords face and are frequently doing so before their competitors do so. For example, their 7-year and 10-year fixed pay rate product and green mortgages. All of which is discussed in the podcast, along with the topic of EPC ratings and how it impacts securing finance in the future. KEY TAKEAWAYS Not being hamstrung by PRA enables them to be more flexible and to be able to say yes to more applications. Examples are shared, in the podcast. The entire application process can be done online. Usually, the whole finance process is completed within 14 days or less Lend Invest has used technology to greatly simplify the application process. Currently, around 40% of applications are for their 7-year fixed pay rate product. Valuing HMOs on an investment basis brings many benefits. Lenders are already starting to reward landlords with high EPC ratings. Green mortgages are invariably cheaper. Environmental standards are only going to get stricter. Landlords need to factor this in and understand that lenders are already starting to do so. Lend Invest is developing several new products, including one for private homeowners. BEST MOMENTS ‘The aim of the business is to disrupt.’ ‘We´ve got funding lines with JP Morgan, Citibank, National Australia Bank, and many others.’ ‘We help landlords grow their portfolio.’ ‘We´re an intermediary only led business, we don’t give advice ourselves.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Marc Champ @ Wharf Financial E-mail = [email protected] Phone = 0208 895 6677 Social Media = @wharffinancials Website = https://www.wharffinancial.co.uk Money Weekly = https://moneyweek.com/ https://www.lendinvest.com/ For access to BTL mortgages then please speak to your mortgage broker BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

From chickens, dogs and frogs on the collective, to 0km road signs to 5,000m above sea level, Bolivia had it all and also lead us to decide that Bolivians seemingly have a better quality of life than we do ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

This is the 2nd part of Rob´s interview with Sam Murphy of Highfield Investments. Sam´s company has been involved in closing over a billion pounds worth of property development deals of all kinds. Rob and Sam discuss a wide range of subjects. Including, how deals are structured, what the options are when it comes to selling or buying investment and development property. Sam also speaks about what is going on in the UK property market, right now. Including, what the challenges are and what 2022 is likely to look like. KEY TAKEAWAYS Regardless of the deal you are putting together, be certain you are dealing with the actual decision-makers. There is no point in accepting an option offer from someone who does not have the necessary expertise to, for example, get planning. You need to market a property in a way that attracts interest from people that can actually buy, rather than tire kickers. To determine the true value of a deal, map out the strong, medium, and realistic end value and costs. How to do this is explained in the podcast. Get planning before you sell. If you don´t you won´t get full value. Option sales are attractive to buyers. Typically, they pay more, so everyone wins. Package what you have well and sell it via a professional agent. Letters are a really strong way to communicate. Bear in mind that often there is more than one decision-maker selling the land or site. You can leverage that. BEST MOMENTS ‘We engage either on or off-market, depending on the deal.’ ‘One of our main roles is educating owners to what they´ve got and what it´s worth.’ ‘If you want to get all of the money (full value), you need to get planning yourself.’ ‘The market is really, really strong.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Website: https://highfield-investments.co.uk/Email: [email protected]: https://www.linkedin.com/in/highfield-investments-172826a1/Instagram: tim_mercer_commercial BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

The less we spoke, the easier we got on with everyone around us. We explore parts of Northern Argentina including Salta and San Salvador de Jujuy. We also make a brilliant decision to somewhat divert our journey. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob speaks to Sam Murphy of Highfield Investments, in the first of a two-part podcast series. He has worked in the field of property development and finance for many years. During this time, Rob has gained experience in every aspect of acquisitions and disposals for all types of buildings. Highfield Investments has handled over a £ billion worth of deals. In this episode, they talk about how Sam established Highfield Investments. Including lessons that he learned on the way that any entrepreneur can benefit from as well. They also discuss, how a beginner can learn about and get involved in property development, raise capital, and approach agents with deals. KEY TAKEAWAYS Always be learning. If you don´t know, don´t be embarrassed. Just ask. Even when you can do all of the work yourself, it is still worth employing a team. Sam explains why he has done that, in the podcast. Networking and being around people you can learn from are extremely important. For someone they have not lent to before, the banks expect to see a large % of the money being put up by the borrower. There are ways to get started with property developing even if you do not have a lot of upfront money. Sam shares some examples. Understand who owns the building and who owns the money. The auctions are a particularly good place to learn and meet people who can educate you. BEST MOMENTS ‘We did 72 deals the year before Brexit and they ranged from 142 units down to a garage.’ ‘Cut your teeth on the smaller stuff, and then gradually build yourself up.’ ‘Back things up in writing. Always create letters, after phone calls.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Website: https://highfield-investments.co.uk/Email: [email protected]: https://www.linkedin.com/in/highfield-investments-172826a1/Instagram: tim_mercer_commercial BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

This is what happens when you turn up for a wine tour for 20-25 people and there turns out to be only 3 of you #drunk by 10:30. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob shares five ways both property business owners and homeowners can prepare for a property market crash. It is information anyone can use to stand a good chance of insulating themselves against the worst effects of such a situation. Rob is not being all doom and gloom here, just pragmatic. He is not a qualified financial advisor. But he is a successful property investor who works proactively to anticipate potential issues and guard against them. KEY TAKEAWAYS Speak to your mortgage advisor now, to get their take on the situation. Don´t automatically dismiss the idea of remortgaging, if advised to do so. It is a hassle, but for some, it will be important. Stress-test your portfolio. Do a what-if exercise to see how strong your business would be if interest rates rose. Work to keep your emergency cash reserves intact. Consider diversifying your assets. Keep an even closer eye on your finances. There are always opportunities when markets crash. Be ready to take advantage of them. BEST MOMENTS ‘What does your portfolio look like if the mortgage interest rates went up?’ ‘Opportunities are around us all the time when markets crash.’ ‘You should have three to six months of savings behind you.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

When travelling very fast downhill from a high altitude, you WILL fall asleep. Also, when in a place you do not know very well, keep an eye out for landmarks as they may help you get home. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob shares some of the tips he uses to travel by train at a discount. It’s a great way to arrive at your destination feeling relaxed, meet new people, or get a load of stuff done while traveling. Getting back into rail travel has many potential benefits and using Rob´s tips you will be pleasantly surprised by how cheap it can be. KEY TAKEAWAYS Virtually everyone can qualify for a railcard that will save them money. In the episode, Rob tells you which ones to check out first. Network railcards are particularly good. Rob explains how you can use it to get discounts for people who are traveling with you. Check out the railcard app. When staying somewhere as a tourist investigate local area railcard discounts. Book early. It is easy to claim rail travel as a business expense. BEST MOMENTS ‘There are nine different railcards available.’ ‘Look out for Day Ranger offers.’ ‘Use the various rail company websites to save more money.’ EPISODE RESOURCES https://www.nationalrail.co.uk/times_fares/ticket_types/Train_Tickets.aspxhttps://www.railcard.co.uk/ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

We witness probably the best sunrise that we have ever witnessed along with learning more about Maoi, Ahu’s, and island life. Santiago awaits….. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob sits down for his monthly interview with Marc Champ of Wharf Financial. He explains why it has got easier for some sorts of property investors to borrow and how to take advantage of this fact. As well as sharing an easy and low-cost way to get KYC done. They discuss why the property market is hotter than it is normally post-Christmas. As well as talking through the impact inflation and new mortgage products will have. Including fifty-year mortgages. KEY TAKEAWAYS There has been far more investor interest than normal since Christmas. Rates for small property investors have improved and the environmentally friendly push is creating opportunities too. We can expect to see 50-year mortgages becoming widely available. The bridging loan business is going to face some challenges this year. House prices are still likely to go up. In the podcast, March and Rob discuss why. At some point, the Bank of England base rate will rise. BEST MOMENTS ‘The rates have been cut a bit on this “vanilla” specialist area.’ ‘My second prediction is that there is going to be a lot more QE happening.’ ‘You need tough times to have the good times in the economy.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Marc Champ @ Wharf FinancialE-mail = [email protected] = 0208 895 6677Social Media = @wharffinancials Website = https://www.wharffinancial.co.ukMoney Weekly = https://moneyweek.com/ Post Office Know Your Customer (KYC) service - https://www.postoffice.co.uk/identity/in-branch-verification-service BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In the middle of nowhere, surrounded by the vast openness of the South Pacific Ocean, Rapa Nui stands in its desolate and intriguing beauty. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITEwww.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcastYouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob sits down to talk to Sean - The Property Tax Accountant. He is a chartered accountant with 20 years of experience. Sean specialises in providing advice to landlords, property flippers, those following a BRRRR model, and holiday let or serviced accommodation owners. His is a digital business, so he can advise people across the world and is himself a property investor. The tax tips he shares in this podcast are laser-focused and based on experience and up-to-date information on how the legislation is applied in the real world. He covers some of the less common taxes, the ones that catch people out. As well as, capital allowances. KEY TAKEAWAYS When it comes to tax matters investors and business owners need to start with the end goal in mind. Why is explained in the podcast. The tips are purely educational. Before applying them, business owners should seek individual advice that is tailored to their specific circumstances. Keep a complete record of all financial transactions from the start. It is the best way to avoid being seen as a tax evader by HMRC. Track the performance of each property throughout the year. To do this you need up-to-date accounts. Set up a separate bank account for your business. Use a proper system to keep your books. In the podcast, Sean recommends one. Pay the VAT. Sean explains why this is so important, in the podcast. There are many allowances that property business owners can take advantage of some of which Sean talks about, in the podcast. Think about who owns the company, sometimes adding spouses, even children as shareholders have benefits. But there are pitfalls too. A little knowledge is dangerous, so put together a team of experts from the start. Mortgage experts, property accountants, and solicitors. Don´t appoint a generalist accountant or a cut-price one. Usually, it turns out to be a false economy. If the advice you are hearing does not sound right, ask questions. Don´t be afraid to challenge your experts. BEST MOMENTS ‘The purpose of the tips is to enable you to make great decisions at the right time, based on reliable data.’ ‘Skip the discount and pay VAT… it´s tax evasion.’ ‘HMRC does not accept ignorance or naivety as a valid excuse.’ ‘The beauty about paying a salary from your company is that salary then potentially becomes tax-deductible.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Sean The Property Accountant Instagram: https://www.instagram.com/property_tax_accountant_uk/ Website: https://propertytaxaccountant.uk/ BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Isla Grande de Chiloe offered a lot, including endangered penguins, otters carrying crabs, a magical bus, and a massive plate of Salchipapas. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob shares his 2022 predictions, thoughts, and ideas. He shares a mindset tip to help you to get the most out of the coming year. Rob also talks about how several government housing initiatives and the class E changes can be leveraged by property businesses. He also covers several commercial properties and serviced accommodation opportunities. As well as suggesting some other investment vehicles you may want to educate yourself about. KEY TAKEAWAYS Don´t surround yourself with negative people. There are always opportunities regardless of what happens with the economy. Several of the UK government's initiatives represent opportunities for property businesses. In the podcast, Rob shares details of some of them. Take advantage of the class E changes, while others are still trying to work out how to do so. Surprisingly, demand for offices is on the rise in some areas. Continue to build up wealth and create several streams of income. Educate yourself about other investment opportunities e.g., precious metals, cryptocurrencies, commodities and possibly mining too. (NB Rob is not a financial advisor – these are only suggestions) Keep an eye on the global picture. Educate yourself about economics and diversify your assets. Attack 2022 with more vigour. BEST MOMENTS ‘The new class E … has created a lot of change in the commercial world.’ ‘It’s up to us as developers, investors, and property people to take advantage again.’ ‘Educate yourself.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Mountains, chocolate, hiking, and great food. No wonder San Carlos de Bariloche was our favourite place to hang out. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob looks back at 2021. He reflects on the financial situation and the impact that is likely to have in 2022. Sharing how he is planning to protect himself and his family from that potential fallout. He also talks about some of the opportunities that have emerged and how to take advantage of them. KEY TAKEAWAYS At some point, there will be a price to pay for all of the stimulus provided by the Bank of England. Higher interest rates and inflation are highly likely but do some research on the subject yourself. There are opportunities as restrictions have eased e.g., more tourists and more staycations. Borrowing is still quite easy and worth taking advantage of. For property investors, inflation has a potential upside. Rob explains in the podcast why and how to take advantage of this. BEST MOMENTS ‘I am just going to focus on accumulating assets.’ ‘Lending is still relatively inexpensive.’ ‘You’ve got to enjoy inflation to an extent. It’ll push up the value of your assets, to an extent.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast:I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqeSpotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Seeing whales up close and personal in Argentina was brilliant, along with the mighty elephant seals at the Peninsula Valdes. We enjoyed our time in the tiny part of Wales that is nestled in Southern Argentina. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast:I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob shares six tips any property owner can use to get themselves ahead for 2022, by taking advantage of the Christmas break. KEY TAKEAWAYS Don’t wait until January to plan for 2022. The gap between Christmas and New Year is an ideal time to do it. If you wait until January, you are 2 or 3 weeks behind other people. Use the Christmas break to catch up and learn by listening to inspiring podcasts and audiobooks. Consider reading physical books. It avoids eyestrain and can be more relaxing. Take some time out to plan with any business partners you have. Write your goals down. In the podcast, Rob explains why you need to write them down instead of doing it electronically. Network, but be sure to do it effectively. December can be a good month to find deals, as others kick back and slow down. BEST MOMENTS ‘Take time to relax yourself, chill.’ ‘Setting goals is way more effective when you get them down on paper.’ ‘Know your why.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCsPHirn9lxiFAgKUDUTJfkQ PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Boca Juniors stadium tour, ridiculously cheap food and drink as well as staying at an awesome hostel. Sometimes an awesome hotel or hostel can really make a trip! ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCsPHirn9lxiFAgKUDUTJfkQ PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob discusses UK mortgage and economic news with Marc Champ of Wharf Financials who sources competitively priced finance for property investors and developers. They talk about current sales and financing trends. As well as about what the end of the Coronavirus Business Interruption Loan Scheme (CBILS) and other stimuli is likely to have. Rob and Marc discuss some of the financing options and the importance of understanding your long-term goal. As well as sharing their take on potential interest rate hikes. KEY TAKEAWAYS December is a good time to speak to agents and do your research. It is usually quite quiet. Many developers buy early in the year so that the deal is complete in time for work to start as soon as the weather is better. The ending of CBILS and other stimuli means that many businesses are having to refinance. Including property firms. Currently, rates for commercial property finance are quite high. There needs to be more time for the downturn to start to emerge. The next few months are likely to be a bit rocky. There are some cracking long-term rates out there, but you need to be aware of the early repayment charges. When deciding on what type of mortgage you sign up for, think about your long-term goals. When there is uncertainty, financing niches are created. There is evidence that is happening. Marc shares an example, in the podcast. BEST MOMENTS ‘August and December usually are quieter months.’ ‘CBILS is coming to an end, now. People have had their interest-free year.’ ‘There is a lot of stimulus coming to an end.’ ‘It comes down to what are you doing it for. What’s the end goal?’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES Marc Champ @ Wharf Financial E-mail = [email protected] Phone = 0208 895 6677 Social Media = @wharffinancials Website = https://www.wharffinancial.co.uk Money Weekly = https://moneyweek.com/ BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Getting some magical dollars whilst being confronted by men with guns was a rewarding experience, especially as it resulted in Argentina being the cheapest country that we visited on our travels. Yes…cheaper than Bolivia! ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob is interviewed by Dan Cooper who is himself a property deal maker and developer in Hull. As well as a podcaster. They discuss how and why they each started their property businesses. As they do this, they share tips that anyone can use to set up and run any kind of company. Rob and Dan talk about how travel broadened their minds and pushed them to overcome challenges. Then discuss how everyone can improve their mindset and build skills that will benefit them in life as well as in business or at work. KEY TAKEAWAYS Investing in property is still a viable way to set up a highly profitable business. The right Joint Venture can greatly accelerate the growth of your business. You need to believe in yourself. Mindset really does matter. Stay away from negative people. In the podcast, they discuss why these matters and how to do it without isolating anyone. When you are around entrepreneurs your mindset automatically improves. Thinking about issues as challenges rather than as problems drastically changes your mindset for the better. Don´t over study and analyse. It is only when you take action that things click and change. Becoming as tax efficient as possible is a good way to increase how much you make. Think of ways to turn your knowledge into assets that can earn you money e.g., books. Stop looking for the unicorn deal. Invest and diversify now while you still can, to protect yourself and your business for the future. BEST MOMENTS ‘Do your homework, do your due diligence.’ ‘If you are around negative people for most of the time that will rub off on you.’ ‘You can learn so much, but only by applying it will you see the changes.’ EPISODES RESOURCES Ryan Halliday Mindset Books - https://www.amazon.co.uk/Ryan-Holiday/ Meditations by Marcus Aurelius - https://www.amazon.co.uk/Meditations-Penguin-Classics-Marcus-Aurelius/dp/0140449337/ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Watching football at the stadium that hosted the first-ever World Cup Final in 1930. We see out our final days in Uruguay at the wonderfully peaceful Colonia del Sacramento. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob shares the details of six books and courses that have helped him recently. As well as sharing the titles, he quickly outlines what he learned from each one so that you can potentially do the same. KEY TAKEAWAYS We all tend to make decisions emotionally, adding rationale to the process helps you to make better choices. Rob recommends a book to help you to understand what is possible when putting together an efficient tax strategy for any business. For property investors, there is a recommendation to help them to manage their personal tax planning as well as doing so for their businesses. Don´t let yourself take the eye off the ball. Keep learning and building a strong financial future for yourself. Get into the habit of paying yourself first. Putting aside 10% to invest or save every single month. BEST MOMENTS ‘Try to make yourself think like an economist. Look at the pros, look at the cons.’ ‘Having money gives you more choices.’ ‘Once you get used to something you tend to take your eye off the ball.’ ‘If you utilise debt wisely… the chances are that is going to have a positive impact on your future.’ EPISODE RESOURCES Thinking Like An Economist by Randall Bartlett - https://www.amazon.co.uk/Thinking-Like-Economist-Rational-Decision/dp/B00DTV3R1G/ The Great Tax Robbery by Richard Brooks - https://www.amazon.co.uk/Great-Tax-Robbery-Britain-Business-ebook/dp/B07ZWP1PXB/ The Black Death by Dorsey Armstrong - https://www.amazon.co.uk/Black-Death-Worlds-Devastating-Plague/dp/B01FWOO3FQ/ Property Investors’ Tax Guide by Shaz Nawaz - https://www.amazon.co.uk/Property-Investors-Tax-Guide-Progressive/dp/B09FQCKQY4/ Hidden Secrets of Money with Mike Maloney - https://www.youtube.com/c/Goldsilver Rich Dad´s Increase Your Financial IQ by Robert T Kiyosaki - https://www.amazon.co.uk/Rich-Dads-Increase-Your-Financial/dp/B00EEDANIS/ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

The first time that we had ever seen a whale in its natural habitat. Plus, miles and miles of walking around Uruguay meant that we had to rely on some more magical buses to come to our rescue. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, which is a part of his Smallbone to Pick series, Rob comments on some of the recent changes in society. Six things that are bugging him at the moment. Including totalitarianism, woke society in general and people only thinking of themselves and their point of view. As well as sharing some interesting facts about the Pandora papers scandal. KEY TAKEAWAYS Many of us feel that the world has gone crazy. Most of the so-called illegal UK property transactions revealed in the Pandora Papers were not illegal. Anyone can legally buy UK property in the same tax-efficient way. As individuals, we are not aware enough of where relatively little changes in norms and rules can take us. In the podcast, Rob shares several examples of this. Our freedom is being taken away day-by-day by totalitarianism. We need to make a stand for freedom. As a society we are soft. BEST MOMENTS ‘We´re being taken for granted.’ ‘People are not thinking for themselves.’ ‘In our society, there is always going to be differences.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

The Lonely Planet guide, at that time, said that traversing the plains of Northern Uruguay was pretty much impossible. We set out to try and dispel that myth. Let’s see what happens……. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob speaks with Shaz Nawaz who is the author of The Property Investors Tax Guide. A man who works as an accountant and advisor every single day. He also invests in property himself. He covers many subjects in the podcast. Including, choosing the right company structure from the ten or so options that are available, understanding joint ventures and how to grow and diversify without tax issues. As well as providing a simple explanation of the 150% land remediation relief, stamp duty land tax (SDLT) and how to use capital allowances for commercial deals. Including how to generate two sets of capital allowances for serviced accommodation businesses. KEY TAKEAWAYS Shaz has been working with successful business owners, in particular, property investors for nearly two decades. Spread the risk by diversifying your property portfolio and models. Before entering a joint venture (JV) speak to tax specialists e.g., someone to help you with VAT and company tax. Don´t rely on what you read online or in books. You need someone to step you through the different options. The tax and company structure you choose is likely to evolve as your life situation changes. Look at talking to a tax specialist and gaining an understanding of the options as an investment in yourself and your future. Fixing tax structure mistakes is typically extremely expensive. Even if you have a good advisor, take the time to educate yourself about tax. That will prompt you to ask questions and discuss things that would otherwise not be discussed. Set up regular reviews with your tax advisor. This makes sure that as your goals evolve so does their advice, when necessary. A good tax accountant will help you to work out the tax cost pros and cons of individual deals. Any commercial property deal opens up the chance to claim capital allowances. In the podcast, Shaz shares numerous examples of how to save tax in many many different scenarios. Employ different specialists for the different property strategies you use. BEST MOMENTS ‘Have a holistic strategy where you´ve got your risk diversified.’ ‘Get clarity from day one, go to a specialist property tax accountant.’ ‘Always start with the exit in mind.’ ‘There is a lot of opportunity in SDLT.’ EPISODE RESOURCES ◉ Tax Advice News Letter - https://bit.ly/TaxWiseNewsLetter ◉ Join my Property Facebook Group here - https://bit.ly/ShazTaxFBGroup ◉ Subscribe Now: https://bit.ly/ShazNawazSubscribe ---- ◉ Amazon Book Links: https://bit.ly/ShazNawazBooks ---- ◉ My Website: http://www.shaznawaz.co.uk ◉ My Property Tax Website: http://www.entrustpropertytax.co.uk ◉ My Accountancy Website: http://www.aa-accountants.co.uk ◉ Instagram: https://www.instagram.com/shaz_nawaz_1/ ◉ Facebook: https://www.facebook.com/TheProfitsWi... ◉ Linkedin: https://uk.linkedin.com/in/shaznawaz ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Note to self. When going out for the day to visit remote places, make sure that you are well prepared with water, food, cash, and a plan B. And always have faith in Collectivos! ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob is joined by Marc Champ the managing director of Wharf Financial. A brokerage firm that won an award in 2021 in the bridging commercial sector. He is going to be a regular guest on the podcast and will be contributing to Rob´s new book. They talk about how property entrepreneurs can secure finance in the current climate. Discussing the potential rate rises; the impact inflation has on property deals, bridging loans and other specialist mortgage products. As well as how you can get lower rates by applying for green mortgages. Marc also talks about long-term wealth management for property entrepreneurs. KEY TAKEAWAYS Marc Champ will be sharing his property financing and wealth management knowledge on the podcast, each month. Inflation is the key to whether interest rates will actually rise. When working out if a project is viable you have to be realistic about inflation. For example, factoring in the rising cost of labour and materials. The fact that you can potentially leverage a property investment makes it attractive. But it has to be the right deal. Bridging rates have fallen over the past 2 years as new lenders enter the market. Some specialist lenders have also dropped their rates because there is a lot of competition in that market. It is now possible to leverage your EPC rating to reduce the rate you pay with some lenders. How that can be done is discussed in the podcast. The amount of money a client saves using a broker usually more than covers the fee. Brokers introduce their clients to the professionals they need to grow a business. They also offer broader financial advice. He shares some examples in the podcast. BEST MOMENTS ‘You need a broker to get your deal done.’ ‘Everything screams opportunity to me.’ ‘A broker is the hub in the centre of the wheel ….’ ‘You need to think about the bigger (financial) picture, for each deal you do.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. EPISODE RESOURCES AND BOOK RECOMMENDATIONS Marc Champ @ Wharf Financial E-mail = [email protected] Phone = 0208 895 6677 Social Media = @wharffinancials Website = https://www.wharffinancial.co.uk Jewish Trade Expo - https://www.jtrade.co.uk/ The Bitcoin Standard - https://www.amazon.co.uk/Bitcoin-Standard-Decentralized-Alternative-Central-ebook/dp/B07BPM3GZQ How to Own the World by Andrew Craig - https://www.amazon.co.uk/How-Own-World-Thinking-Investing/dp/B07KJZ7VBH/ The Naked Trader - https://www.amazon.co.uk/Naked-Trader-5th-Anyone-Trading/dp/B07ZDFTLKJ BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

When going to a different country – double-check the time zones. We spent a day in Paraguay on the wrong time! Loads of football in Asuncion, including 3 games in 4 days, getting marched to the front of the ticket queue because we were white as well as crazy drinking stories featuring our old friend Old Tradi. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

In this episode, Rob explains how to quickly improve your networking skills. Including several tips that you can put into action immediately. KEY TAKEAWAYS Regularly contact people that are already in your circle or network. Reconnect with those you have lost touch with. Remember that networking is about win-wins, helping each other. Understand what others need from you as well as what you need from them. Be an active listener. Rob explains how to do that in the podcast. Don´t just talk business. Discuss other things that you have in common. Use social media, but make sure you are doing it in the right way. Rob shares his contact details so that you can connect directly with him. BEST MOMENTS ‘If you identify what needs that they have, you will become better at helping them.’ ‘Listen more than talk.’ ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. [email protected] BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Hands down the funniest story you will probably hear. Toucan Pink Eye at Foz do Iguacu just makes me cry thinking about it. The falls at Iguacu are stunning, so too were the random penguins in Florianaopolis. Our time in Brazil comes to an end. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS Buy To Let: How to Get Started = https://amzn.to/3genjle 101 Top Property Tips = https://amzn.to/2NxuAQL WEBSITE www.tpnpodcast.com SHOP www.tpnpodcast.com/shop SOCIAL MEDIA Instagram - https://www.instagram.com/thepropertynomadspodcast/ Facebook - https://www.facebook.com/ThePropertyNomadsPodcast YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg PODCAST The Property Nomads Podcast: I-Tunes = apple.co/3bHNn5G Stitcher = bit.ly/3cFQVqe Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast