The Culture Matters Podcast

“Don’t question why something isn’t if you aren’t willing to create something that is.” - Jason CentenoJason Centeno is a former firefighter the founder of Trashmitter and he is here today to talk about his jump from running into burning buildings to launching his very own company! As a firm believer in not waiting around for someone else to fix whatever is bugging you, Jason unpacks how a complaint of his led to the birth of Trashmitter. He and his team are undertaking the huge problem with trash collection and turning out solutions one bag at a time. Have a listen and see just why Trashmitter just might be your personal pollution solution!

“If you wish to achieve worthwhile things in your personal and career life, you must become a worthwhile person in your own self-development.” - Brian TracyEmily Marchese is a real estate professional and the founder of The Marchese Team and she is here to talk shop with Jay about, what else, real estate! We're kicking things off with work-life balance and the importance of keeping your eye on the prize in a rapidly shifting market. Emily and Jay discuss the importance of scripts while at the same time being able to adjust your thoughts and pitch on the fly, staying on task when you are the leader of your own company, and the why of investing in real estate. Emily is a true professional and a titan in the industry, so listen carefully because you absolutely are going to learn something!

"The way to make money is to buy when blood is running in the streets." John T. RockefellerEddy Perez, the founder of EPM and a great friend of the Culture Matters family, is back on the program and today we're discussing some parallels in sports and business. Eddy takes us through how sports can lead to a healthy appreciation of competition, a focus on discipline, and the value of grace after defeat. Overcoming adversity can lead to great success and perhaps there are no two places where that makes more sense than on the field and in the boardroom.

"If you wish to be a success in the world, promise everything, deliver nothing." - Napoleon BonaparteChief Lending Officer and Partner at EPM Kevin DeLory is back with us on the show today! We're discussing the importance of delivering on what you say you will deliver on, being a trustworthy individual, and changing what could be considered a selfish mindset into one that is truly fit for a leader. Kevin and Jay, as they almost do, dig a little deeper on the qualities of what good culture should look like and how the best leaders out there won't ask anyone to do something they won't do themselves. There's a reason we keep asking Kevin to come back on the show, so please enjoy this episode of The Culture Matters Podcast!

"I am become death. The shatterer of worlds." - Robert Oppenheimer Acclaimed public speaker, self-awareness expert, and director Michael Allosso makes his glorious return to the show and what better way than with a song? Today's discussion is focused a lot on how communication and actions come from either the head, the heart, or the groin and Michael does a fantastic job of breaking those all down and giving real-world examples of exactly what he means. We're also getting into shattering expectations, meeting up with enemies, and why it's so important to be self-aware. We hope you've had some coffee because Michael is a wonderful ball of positive, unwavering energy, so please enjoy this episode of The Culture Matters Podcast.

"I'm indebted to my father for living, but to my teacher for living well." - Alexander the GreatAuthor, serial entrepreneur, coach, advisor, and host of "The Greatness Machine" Darius Mirshazadeh joins the show today and we are in it to win it! We're digging into motivation, the underbelly of the mortgage industry, sacrificing to get your business started, and even the philosophical prowess of Jim Carey. At the end of the day, Darius has one big question: are you trying to achieve greatness for the love of the game or are you trying to achieve greatness to prove how valuable you are?

"Don't explain your philosophy. Embody it." - EpictetusChief Growth Officer of The Pavement Group and good friend of the Culture Matters family Todd Gorell is stopping by the show today and we are covering a lot! We're going through what makes a good joke, Todd's introduction to the stand-up stage, how Todd's whirlwind romance inspired him to go from managing bars into the sales field. There's plenty more to unpack after that, so please enjoy this light-hearted and informative chat with Todd Gorell!

"The strength of a man's virtue should not be measured by his special exertions, but by his habitual acts." - Blaise PascalBack again is the host of "The Brian Hess Show" podcast and founder of The Pavement Group and The Top Contractor School Brian Hess and today on the show we are talking about your personal brand. What exactly is a personal brand? Why does your personal brand matter? How can it affect your business and the important relationships you need to develop to maintain and strengthen those relationships. We've got all the answers and more on today's episode of The Culture Matters Podcast!

"To be a successful business owner and investor, you have to be emotionally neutral to winning and losing. Winning and losing are just part of the game." - Robert KiyosakiFounder and CEO of EPM Mortgages and great friend to The Culture Matters Podcast Eddy Perez joins Jay for another chat. Today, we're discussing Robert Kyosaki's book Rich Dad Poor Dad and how it has played a major part in Eddy's life. Not without its controversies, Eddy talks about the lessons that he has taken from that book and how he has applied them to his own business. Please enjoy this conversation with our dear friend Eddy Perez!

"To live is to suffer. To survive is to find some meaning in the suffering." - Friedrich NietzscheIf you've been listening to the show, then you know that the founder of South Fork Business Ventures Tony Capullo has been interviewing the host of The Culture Matters Podcast, Jay Doran. Well, today is part three of that series! It should come as no surprise that our topic of the day is going to be culture! Tony gets Jay's thoughts on where culture is today, where culture is going, and even where Jay thinks he might be if he hadn't become The Culture Man. Take a peak behind the Culture Matters curtain and get to know Jay a little better with Tony Capullo.

"Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets." - Robert KiyosakiWe're doubling our fun today as great friends to the show and repeat guests Christine Beckwith and Cory Parker and today we're getting into property investment. This power couple is here to break down some of the things they've learned since their last time on the show when they had just purchased their first real estate investment. We're getting a first hand account about their journey and diving into experience being an amazing teacher, the value of doing your homework before you invest, and navigating the unique challenges that balancing a personal and professional relationship can bring. If you're looking to invest in real estate, look no further than these two on today's episode of The Culture Matters Podcast.

"You cannot push anyone up a ladder unless he be willing to climb a little himself." - Andrew CarnegieToday on the show we have the author of Finding Honor: The Journey to Truth, founder of 20/20 Vision for Success, and frequent guest of the show Christine Beckwith back with us and today we are talking about starting a business. Christine shares with Jay her journey of how scary it was starting a business in 2018, how her never-say-die attitude lead to success, and what it actually took to start a coaching business. If you are thinking about starting a business, Christine is here to tell you that working hard and truly dedicating yourself to your new endeavor are just the first steps on your path, but they might be the most important ones.

"When wireless is perfectly applied, the whole Earth will be converted into a huge brain, which in fact it is, all things being particles of a real and rhythmic whole." - Nikola TeslaOur guest today needs no introduction, but he's going to get one anyway! The founder of The Pavement Group and The Top Contractor School, host of "The Brian Hess Show" podcast, and great friend of the show Brian Hess is back with us today and we are getting real about technology! Brian and Jay go in on Brian's journey into accepting and utilizing technology as a part of his business, A.I., and the dangers to a business of not adapting to technology in today's landscape. We're coming in hot in a short window with the one and only Brian Hess.

"Had I not been Alexander, I should have liked to be Diogenes." - Alexander the GreatToday is part two of an as yet unknown number of episodes where good friend of the show and founder of South Fork Business Ventures Tony Capullo is sitting down with Jay and turning the microphone around on him. We're covering everything from the way the pandemic affected culture to how much time and effort businesses put into their culture to a peak behind the curtain as to what Culture Matters does as a firm. If you want to know more about Jay Doran and what he is all about, this is the episode for you as Tony Capullo interviews The Culture Man.

"Victory belongs to the most persevering." - Napoleon Bonaparte"To exist is to change. To change is to mature. To mature is to go on creating oneself endlessly." - Henri BergsonToday on the show we have the founder and owner of JKR Windows and host of the "Just Real Quick" podcast Jefferson K. Rogers back with us like he never left! On this go around, we're talking about how perseverance leads to success, the benefits of surrounding yourself with like-minded and successful people, and making sure that you are squeezing every lost drop of value out of training seminars that you can because there is a price you will pay to be there that won't be strictly financial. Jefferson has a lot to share on leadership and the value of not only training your people and setting them up for success, but trusting in them and allowing them to help you grow your business. Now...go get it done.

“Some rise by sin, and some by virtue fall.” - William ShakespeareArtisan contractor and philosopher Nathan Merrill is Jay's guest on this episode and we are getting deep today! We're getting things kicked off by talking about virtue and whether or not we've read Shakespeare and if you haven't, don't worry. You aren't alone. Nathan and Jay discuss limitations, the imperfections of simply existing, and how your behavior is directly affected by the people they are interacting with and that includes yourself. It's a deep discussion today on The Culture Matters Podcast, so prepare for some introspection and some outside of the box thinking!

“To forget one’s purpose is the commonest form of stupidity.” - Friedrich NietzscheJosh Pitts is the founder of Shred Media and is back on the show after a much lengthier absence than any of us would have wanted! Josh and Jay are getting into seeking opportunities in places where they may not be obvious, the type of work ethic it takes to get over the hump, and the how influencers are impacting the world around us. This guy is a gigantic ball of positive energy, so get ready to shred with Josh Pitts and remember to show up, hustle, and repeat.

“Myths are public dreams. Dreams are private myths.” - Joseph CampbellDigitaljeff has worn many hats in his life including cinematographer, photographer, digital media pioneer, influencer, and strategist and today he is Jay's guest on The Culture Matters Podcast. We're going to be getting into the importance of attention to detail, the power of intention, the need to constantly evolve, and that sometimes all you need is an unwavering will and a little luck. This man has literally done it all, so if you are looking for inspiration on your next venture or just to hear from someone who has made it in several different spaces to help you keep going, Digitaljeff is here for you.

“Hustle is the most important word ever.” “The only differentiation in this game is your passion and hustle.”“Without passion and hustle, talent can only take you so far.”Tony Pec is the founder of Y Not You Media and expert in branding and social media marketing and he's here to share a little positivity. Tony is giving Jay a quick lesson in how social media helped businesses during the pandemic and the power of building your personal brand. We're talking about the difficulties of entrepreneurship and making sure you know what you're getting into before you get started. Listen up because today you're getting a master class from "The Godfather of Instagram" Tony Pec!

“Strength and growth come only through continuous effort and struggle.” - Napoleon HillChristopher Somers is a real estate professional with a background in financial services in the Philadelphia area and he's joining Jay on the show today to share his wisdom. Real estate in itself is tough enough, but when you add a major metropolitan area into the mix like Philadelphia, it can be downright difficult. Christopher is here to shed some light on what the market looks like, steps people are taking in safety, and what all that construction in Northern Liberties and Kensignton is actually all about. Grab a cheesesteak or a hoagie as we get real Philly with Christopher Somers.

“All things are subject to interpretation. Whichever interpretation prevails at a given time, is a function of power, and not truth.”Tom Zaimes is a philosopher, contraction, and visionary.00:00 Intro10:30 “I’m here to help.”20:25 The final exam is coming.30:51 Visualization.40:47 Focusing on the TEAM.50:30 Words are spells

“If you tell the truth you don’t have to remember anything.” - Mark TwainDaniel Wright is the founder of Proline Paving, the host of the "Paving the Way" podcast, and a member of the Top Contractor School and we're excited to have him on the show today! He's new to the podcasting world and his best advice for someone who wants to get involved? Have good intentions and just go for it. Daniel also talks with Jay about his first foray into business in the fourth grade as the CEO (or CFO depending on who you ask) of his school's fundraising cookie business, the importance of respect in relationships, and not being afraid to go for it...whatever "it" happens to be. Daniel has a great message of positivity so please enjoy this episode of The Culture Matters Podcast!

“Are your socks getting tight? You’ll figure it out.” President of Bay Country Contracting Daniel Good is back for his second appearance on the show today and we are picking up right where we left off. Daniel is a natural storyteller and he uses his life experiences to dig deep into the nuances of leadership. Jay and Daniel are getting into the feeling of being lost and what it takes to find your way, getting out of your own head so that you can focus on the people in your organization, and focusing on what is important both personally and professionally. Daniel gets personal on today's episode and isn't afraid to let the listeners in so that his experiences can help whomever may need to hear it.

“An early morning walk is a blessing for the whole day.” - Henry David ThoreauCarlos Sarmiento is a real estate professional who is joining Jay on the podcast today to talk about...what else...real estate! We're kicking things off with a thorough endorsement of using the script in sales and why people may be apprehensive to use them and why you SHOULD be using them. Jay and Carlos are getting into honesty, staying true to yourself despite what others around you may think, and the needs of the client being your biggest motivator. We've got a lot to unpack today, so let's jump right in!

“Rank does not confer privilege or give power. It imposes responsibility.” - Peter DruckerAustin Duchaine is the founder of AD&C Construction and is a perfect example of how finding what you love at an early age can become a lifelong and fulfilling career. Austin is here to talk about how his parent's experiences in the restaurant industry gave him a deep appreciation for quality of service that translates into his businesses today. Jay and Austin are getting into the benefits of self-fulfillment, concentrating on being disciplined, and (not surprisingly) culture! Enjoy today's episode of The Culture Matters Podcast with Austin Duchaine.

“Most people only do good things on the days they feel good.” - Kayvon KayThe founder of Sales Connection Kayvon Kay is on the show today! He's here to let our audience know that if you want to get where you want to go, you need to get up, get out, meet people, and make lasting connections that are going to help you take your next step. We're getting into AI, inflation, and why you need to reinvest your assets to make your money work for you.

“I don’t believe in luck. I believe in being prepared for the right opportunity when it presents itself.” - Christopher StevensJay's guest on the show today is Christopher Stevens who is a leader and owner of Keller Williams Philadelphia. A 20-year veteran of the restaurant world, Christopher made the jump to real estate a little later in life and is proof that it is never too late to try something new and to thrive. Christopher is here to share his thoughts on self-discipline, being appreciative, and making sure that the world you create in your business is always big enough for your employees.

“Concentrate every minute on doing what’s in front of you.” - Marcus AureliusMike Hoogheem is the Chief Operating Officer and partner of The Pavement Group. Today, Mike is stopping by to talking with Jay about the benefits of outworking everyone around you and being all in on what's in front of you. It's all about bringing value to your customers and showing up to keep your relationships solid. We're talking good partnerships, trust, and honest communication on this episode of The Culture Matters Podcast.

“Where love rules, there is no will to power. And where power predominates, there, love is lacking. The one is the shadow of the other.” - Carl JungDr. Supatra Tovar is a clinical holistic psychologist, fitness expert, and nutritionist. Dr. Tovar breaks down how unhealthy work practices can lead to lowered productivity and setting realistic boundaries for a work-life balance that makes sense. Jay discusses the relationship between food and feeling safe with Dr. Tovar as well as changing the way you think and tuning in to what you're eating, some of the pitfalls of diet culture, and the connection between how you feel and what you eat. Get tuned in and get into some healthy eating habits with Dr. Supatra Tovar on The Culture Matters Podcast!

“Give people a reason to come in, and that’s their motivation, education, collaboration, fun, all of the above. Also have an environment that’s welcoming to each person. You have to lead by example. All I know is how to lead by example. Not do as I say, but see how I do.” - Mike McCannMike McCann is a Philadelphia-based real estate aficionado with over 30 years in the business. Now on his third visit to the Culture Matters Podcast, Mike and Jay discuss the current trends in real estate and what we can expect in the coming months. Other topics include showing up for your clients, the benefits of technology in the real estate space, and what 250 push-ups a day for a year can do for you. Sit back, relax, and enjoy this conversation between The Culture Man and The Real Estate Man!

“Now you know the difference of getting paid not for what you do, but for what you know. You now understand. You got value now. Sell that value.” Rich Light Sr.Rich Light is the founder of Gloss It, a line of high-performance automobile detailing products that set a new standard for the industry! As if that wasn't enough, he is also a real estate investor and a coach, teacher, and mentor within the car world. Rich and Jay discuss how Rich got started in this highly competitive space as well as how his drive, hustle, and willingness to bet on himself brought him to a place where he is now paid for what he knows instead of just for what he does. They go deep on the value of getting close to people and how pulling off a seemingly impossible job detailing four semi-trucks overnight made Rich Light a name in Las Vegas and beyond. On today's episode, Rich Light is going to ask you one simple question...are ya in or are ya out?

“You can’t build a reputation on what you are going to do.” - Henry FordHave you ever wondered why your gym looks the way it does? Chances are someone designed it that way and if you're lucky, today's guest was the man behind it. Architectural designer and legend in the field Cuoco Black stops by to discuss how a life long love of interior design and a knack for bodybuilding came together to create a wildly successful career in gym and fitness center design. Jay and Cuoco discuss how the design and feel of a gym can be a motivating and inspiring asset as well as A.I. never being able to replace a real designer. Let's do some heavy lifting with the one and only Cuoco Black!

“Management is doing things right. Leadership is doing the right things.” - Peter DruckerFitness industry consultant, keynote speaker, and former COO of World Gym Jarrod Saracco is Jay's guest on the podcast today and boy do they get after it! From the importance of meeting clients face to face and how a team huddle at the beginning of the day can set the right tone to the difference between working in versus on your business, Jarrod is a wealth of knowledge on the fitness industry and being a good leader. And if you listen closely, you may just get a bit of advice on how important a cool t-shirt can be for your business!

“Whether you think you can or you think you can’t, you’re right.” - Henry FordBest-selling author, internationally recognized speaker, and human behavior expert Dan Lier is Jay's guest today and what a life he has led! A two-time college basketball National Champion, a rare blood disease survivor, and now standing on the forefront of red light technology, Dan has a lot to offer and a lot of wisdom to share. Jay and Dan discuss a wide range of topics including why mindset, just like culture, matters.

“What lies behind you and what lies in front of you pales in comparison to what lies inside of you.” - Ralph Waldo EmersonWho wouldn't want to talk with the co-founder of a company called The Good Vibes Squad? Entrepreneur, business strategist, and marketing expert McBilly Sy drops by to chat with Jay today! They chop it up on book recommendations, the 4 types of leverage, the power of organic marketing, and being careful who you choose as a mentor among a ton of other topics. McBilly is a force of positivity and a wealth of knowledge so get ready for some good vibes, squad!

“I hate incompetence. I think it’s probably the only thing I do hate. But it didn’t make me want to rule people, nor teach them anything. It made me want to do my own work, in my own way, and let myself be torn to pieces if necessary.” - Howard Roark (The Fountainhead)Preston Schmidli is an author, business strategist, marketing expert, and co-founder of The Good Vibes Squad. Jay and Preston get into how Preston went from a prank that almost got him into very big trouble to the success story he is today. They dig into how breaking some rules to get what where you want to go isn't a bad thing (as long as you aren't hurting anyone), exactly what The Good Vibes Squad does for their clients, the importance and benefits of self-development. Preston wants you to succeed and if you aren't already, he'll help you get hungry!

“Life can only be understood backwards but must be lived forwards.” - Søren KierkegaardOn a very special episode of The Culture Matters Podcast, Jay sits down for a chat with his mother, Barbara Luongo. To know where we're going, we need to know where we've been and Jay and Barbara get real about Jay's turn from a sweet little boy to a pain-in-the-butt teen and into the man he is today. Barbara opens up about her journey through life and about some of the darker chapters in Jay's development in our most personal episode to date! 00:00 Intro20:20 Cedar Grove.30:15 The Dark Phase.

“No problem can be solved from the same level of consciousness that created it.” - Albert EinsteinOn today's episode of The Culture Matters Podcast, Jay sits down with his good friend Raphael Mavi, the president and founder of Unplugged Influence, Inc. Jay and Raphael chat about Raphael's emigration to the United States from Russia in the early 90's as well as the importance of transparency in culture, tolerance, growth, and opportunity. If you want to know what a reverse snowman is, stick around and enjoy this conversation with Raphael Mavi.

“Investing is more art than science and that means it can get a little messy.” - Howard S. MarksRick Dorn is the founder of Dorn Real Estate Development and with over four decades in the business, very few people know it better than he does. Rick and Jay discuss the art of real estate and how it truly can be a creative business when an willing buyer and a willing seller can come together. The theme of today's episode is if you're going to get into real estate, immerse yourself in it, begin by learning from others, and start to recognize value where it lives. Rick Dorn is a virtual encyclopedia of knowledge and he shares the tip of the iceberg on The Culture Matters Podcast.00:00 Intro10:10 Commission based.20:15 Masterminds.30:50 Velocity.40:24 Buy VS Sell.

“Learn from yesterday, live for today, hope for tomorrow. The important thing is not to stop questioning.” - Albert EinsteinBest-selling author, influencer, and nutritionist Ben Azadi makes his second appearance on The Culture Matters Podcast to rap about all things Keto and beyond. If you've ever wanted to know what ketosis and ketones are, why intermittent fasting is all the rage, and how to fix your gut then this is the episode for you. Ben's goal is to help as many people as possible start leading a healthier lifestyle and he joins Jay today on CMP to continue that journey.

"When we are no longer able to change a situation, we are challenged to change ourselves." - Viktor FranklLong-time friend and previous guest of the show and New Jersey real estate staple John Swartz makes his return to the podcast on today's episode. John gives some insight on how the changing economic climate and the pandemic has affected families and creating memories at the Jersey shore, the different ways new generations look at shore homes, and the importance of not biting off more than you can chew. John Swartz is a real one and tells it like it is, so get ready for a great conversation with a true expert in the game.

“Everything can be taken from a man but one thing, the last of the human freedoms. To choose ones attitude in any given set of circumstances. To choose one’s own way.” Marvin Joles is owner of Wis-Coat Asphalt Maintenance and the creator of the "Blacktop Banter" podcast. Marvin opens up about his early life and how his experiences brought him to be a major figure in the construction and asphalt space. Today's episode is all about personal accountability, being responsible for your atmosphere, and having the guts to change your circumstances. Jay and Marvin keep things positive and inspiring on today's episode The Culture Matters Podcast.

"Life is never made unbearable by circumstances, but only by lack of meaning and purpose." - Viktor FranklFounder and CEO of EPM Mortgages and long-time friend of the show Eddy Perez stops by today to discuss Viktor Frankl's Man's Search for Meaning in which the author chronicles his experiences in Nazi concentration camps and how he applied those experiences to his work in psychotherapy. Themes of struggle, love, transformation, and perseverance permeate throughout this episode and the discussion shows how Frankl's work can be applied to today's modern challenges.

"Let the future tell the truth. And evaluate each one according to his work and accomplishments. The present is theirs, the future, for which I have really worked, is mine." - Nikola TeslaPresident and CEO of The Pavement Group, host of The Brian Hess Show and Jay's good friend Brian Hess is today's guest and today's episode is all about leadership. Brian talks about the importance of putting down the screens and getting to know people in real life. The value of human connection and being present cannot be overstated and is a cornerstone of Brian's philosophy in business and in life. Brian also touches on how battling a case of laryngitis as the lead in Oklahoma! has when he was in high school has helped him deal with adversity in his professional life. Want to know how? Have a listen!

“Every choice has a consequence. We choose things everyday and how those play out? We have a say in what happens there.” - Brian CoveyBrian Covey is an entrepreneur, the host of the "Finding Your Competitive Edge" podcast, and the author of Conversations with Covey. On his second appearance on the show, Brian and Jay talk about the power of social media, the larger purpose of helping people, and winning the day. The conversation also includes discussion on why everyone should have a coach and throwing out the phrase "I don't have enough time". Enjoy this chat with Brian Covey!

“We finance everything. We buy by printing interest or giving up the interest we could have earned.” - R. Nelson NashToday, Jay sits down with his good friend Chad Hewitt, the president, CEO, and co-owner of Magnum Construction Services. We're going deep on finances, insurance, and making sure you're taking advantage of all of the benefits you can. Chad is dropping knowledge and tips for investing and how to make your money work for you. Prepare to have your financial mind expanded with Chad Hewitt!

“When someone says something to me, I hear everything unsaid because I’m listening very carefully so that I can ask better questions and further our relationship." - Jay DoranFounder and president of Concourse Land Transfer and now two-time guest of the show Scott Rutkay stops by today for a chat. Scott and Jay open the conversation by talking about conversations and move on to why engaging with your employees is paramount to a successful business. Scott is a big advocate for putting yourself out there in business and creating relationships and he'll tell you why on today's episode.

“The small are always dependent on the great. They are small precisely because they think they are independent. The great thinker is one who can hear what is greatest in the work of other greats and who can transform it in an original manner.” - Martin HeideggerTony Capullo is the founder of South Fork Business Ventures and has decided to flip the show on it's head by interviewing Jay! Roles are being reversed, convention is being thrown out the window, and Jay will be answering the questions on today's episode. If you've ever wanted to know a little more about the man behind the microphone, Jay Doran, stick around and get better acquainted with The Culture Man.

“Whether you think you can, or think you can’t, you’re right.” - Henry Ford Chris Vester is the COO of the Hubert Vester Auto Group and creator of the "Faith. Family. Fulfillment." podcast. Before Instagram was using Reels, there was InstagramTV and Chris goes deep on why using that platform was so important for him. Social media connections turn into real connections and Jay and Chris discuss how and why that is so important. Use your voice for positivity and enjoy this conversation with Chris Vester...but maybe don't watch Jeopardy with him!

“The federal reserve is committed to fulfilling our statutory mandate of stable prices and maximum employment.” - Jerome PowellBill Mervin is the leader of the Bill Mervin Mortgage Team and today he stops by the show to impart some of his wisdom. The kid gloves are coming off as Bill and Jay get real about the current state of the housing market and why people are leaving big cities in big numbers. Bill Mervin is a true industry professional so get ready for a master class in mortgages from one of the best in the business!