The Chris Harder Show

In This Episode You Will Learn About: How James went from being a sportscaster on ESPN's Sport Center to helping people sleep better Why James started reading a book a day Actionable tips to reading a book a day How James' 30-Day No Alcohol Challenge was created The positive side effects participants experienced during the challenge Leading with generosity Why James helped 11 charities in 11 weeks The effects of blue light and the glasses that James created to combat it Importance of sleep and how it impacts all areas of life, health and business Resources: IG: https://www.instagram.com/jamesswanwick/ How James reads a book a day: https://youtu.be/Ew3KIRBuE5Q www.swanwicksleep.com www.jamesswanwick.com www.30daynoalcoholchallenge.com Show Notes If today's guest's voice or picture looks familiar to you, it's likely because you've seen James Swanwick at some point on ESPN. While that's where he found early success, since that time this Australian-American has become an incredibly successful entrepreneur, speaker, health coach and podcast host. We covered a variety of topics, but I was blown away by the common beliefs and habits we shared, including the act of reading a book a day. While I only did it for 30 days, James has been faithfully reading a book a day for years. James and I dig deep into his generosity practice and why he feels it's the only way to lead in order to form true and authentic relationships, why he gave up alcohol and now helps others do the same with his 30-Day No Alcohol Challenge. Genuinely wanting to help others, he also founded Swanwick Sleep that focuses on better sleep in a blue-light filled world. Be sure to check out the Resources here to follow all of the amazing things he's doing! Question Highlights: What is one of your favorite books? What is one of your superpowers? What is a challenge you're facing right now? Can you give us a high-level overview of your upbringing and how you got to where you are today? What are your practices to reading a book a day? Who's the most fascinating entrepreneur you've ever interviewed? Why did you quit drinking? What is your 30-Day No Alcohol Challenge? Can you tell me about a transformation that really stuck out to you? How does someone join your challenge? How are you able to connect people so well? What has being involved with charities done for you and which charities mean the most to you these days? What was the best lesson you took away from working with 11 charities in 11 weeks? What is the rage behind blue light-blocking glasses? Quotes "Just do it and do it now." "Your network impacts your net worth." "You have to lead with generosity with people in order to earn an authentic relationship with them." "There is no good, there is no bad – there's just happenings. Our perception makes it good or bad." James Swanwick is an Australian-American investor, entrepreneur, speaker, health coach and former SportsCenter anchor on ESPN and host of The James Swanwick Show podcast. He is the creator of blue-light blocking glasses Swannies from Swanwick Sleep, which helps people sleep better; and the 30 Day No Alcohol Challenge, which helps people reduce or quit alcohol. Forbes magazine voted him one of the Top 25 Networking Experts. Swanwick has interviewed celebrities including Brad Pitt, Angelina Jolie, Kobe Bryant, David Beckham and Arnold Schwarzenegger. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: What Chris overheard on his walk that led him to this episodes topic Why we all have to do better The tool that many of us are missing Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today I'm calling us all out – myself included. It's time for us all to do better. In an effort to explain why I'm making such a profound statement, I'm going to tell you about a conversation I overheard the other day on a walk. There was a woman talking on her phone and I heard her tell the other person, "I can only afford to give you $20…I know it's not enough, but I hope it at least helps a little." First off, I want to commend two people for doing the right thing. One person is asking for help and another is offering help. But here's the thing, it's not good enough. How sad is it that one person only has an extra $20 to give a friend in need when she could be making more money. "We simply have to do better." Now believe me, I'm not judging either one of these people because I've been the asker and the giver. We've all fallen on hard times. Of course, we can chalk it up to "life happened to me" when something goes awry, but I can honestly say in my moments, "I happened to me." Do I believe bad things should happen to people – definitely not, but if this message stirs up something inside you, please hear it has a wake-up call. We have to do better. The woman I overheard is a good person but she wasn't making good money. She was missing the tool of money, and while it may seem like a no-brainer, we need more money to help more people. How amazing would it have been if she could have given her friend $2,000 without batting an eye? Amazing, right? What if we ALL could do that? Personally, I know I can do better too. I would love to give away millions and millions of dollars like some of my friends currently do but I'm not there yet. But just imagine it, if we all made enough money to solve every problem out there what this world would be. I hope this episode inspires you do keep striving to make a different and do better. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: What Hanhart Syndrome is and how it's impacted Nick's life Why energy is contagious Why Nick made the decision to amputate his right arm Turning outside noise into fuel Why Nick's parents are his heroes Why everything is a muscle Why Nick doesn't feel like he's doing "enough" sometimes Why Nick wants to give people experiences and take care of people when they need help Nick's new book, Victim to Victor The importance of storytelling in learning Resources: IG: @nicksantonastasso BookNickSanto.com Victim to Victor by Nick Santonastasso http://a.co/d/iDiPDRz Chris will send a copy of Victim to Victor to the first 20 people who DM him @chriswharder on IG requesting the book. Show Notes I first heard today's guest, Nick Santonastasso, speak at the recent THRIVE event I attended and I am so grateful I did. Not only is his story remarkable, but just the way he delivered his inspirational message on stage sent goosebumps straight up my arms. Born with Hanhart Syndrome, a rare genetic disorder that left him without legs, an underdeveloped right arm and a left arm with only one finger, Nick's parents were told early on all the things he would likely never be able to do. His parents threw that list away and Nick has been shattering those glass ceilings ever since. As a fitness model, inspirational speaker and now author of the book, Victim to Victor, Nick is instilling his can-do-anything attitude and energy with the world. This was such an awesome conversation and I can't wait for you to hear the wisdom that comes out of this 22-year-old's mouth. Check out how you can get a free copy of Nick's book in Resources! Question Highlights: What is one of your superpowers? What is one of your favorite books? What is one thing you're challenged by right now? Who is someone who's changed your life? What can you tell us about Hanhart Syndrome? Do you remember the age you realized that you were born differently? What was it like growing up "different?" When was the first time that you shifted from having down-and-out feelings to being the inspiration you are today? What role did your parents play in who you are today? What is your one biggest piece of advice for parents today? What would "doing enough" look like? What do you believe the purpose of earning a significant amount of money and being successful is? What is the message of your book, Victim to Victor, and what makes it so special? Quotes "What are you willing to do to pivot?" "You need to focus 110% effort on whatever you're doing or you're going to sell yourself short." "If you believe in yourself to do great things, why would you sell yourself short?" "It's not selfish to level up." Nick Santonastasso is a medical miracle. Not only is he one of four people alive with the rare genetic condition, Hanhart Syndrome, the inspirational keynote speaker is an internationally known bodybuilder and fitness model – despite missing both his legs and one arm since birth. The high-energy youth shares his amazing story, showing people that anyone can thrive if they have the determination and willpower to go after what they want. When Nick was born, the doctors handed his parents a long list of things that he would never be able to do. Nick's parents politely thanked them and threw the list out. They raised Nick the same way they had raised his three able-bodied older siblings and instilled in him never to let the world tell him what he could or couldn't do. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: Seeking the good in everything Tips to help you change your perspective from negative to positive Retraining your brain Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today I'm going to let you in on a secret hack that I believe accounts for all facets of my success – in all areas of my life. "Seek the good in everything." OK, I get it. This sounds really basic and is not a unique concept, but it's a game-changer. Here's a short story. A friend recently shared an article about a person who has given $10,000 to different people a handful of times. This particular instance showcased a waitress being left a $10,000 tip. Later the video they captured of the act was shared on YouTube to promote their brand. My friend told me, "what a shame that they're using this for self-promotion." Now, if you've followed me for a while, you know that I likely wouldn't call this part out about the situation. What I would call out is the fact that these people gave someone who likely needed it, $10,000 because I tend to see the positive of the situation. My friend and I went back and forth on this, but what's your take on it? Do you see the good in the situation or are you quick to find the potential negative? "You have to intentionally seek the good in every situation in order to get good results." When something bad happens to you, do you go into victim mode ("Poor me, why does this always happen to me?") or do you find the growth and education that can come from such moments? Now, everyone is free to think whatever thoughts they want, but I can tell you from personal experience that seeking the good will net more success in your life. So let's say you're the person who does tend to see the more negative side of things. I challenge you, for 30 days, to try looking for the good. It is possible to re-train your brain to think positively. Here are a few tips to help: Decide you're willing to try this concept to start seeing the positive. Come up with a mantra. Something along the lines of, "I seek the good in everything I come across." Catch yourself when you gravitate toward a negative though and quickly reframe it! This is crucial in training your brain to see the positive. I think you'll find that once you're able to see more of the positive, more success and opportunities in all areas of your life will follow. "People want to lock arms with people who see the possibilities of the world – not the hurdles." If you accept the challenge, please be sure to let me know over on Instagram! I can't wait to be blown away with all the positivity! Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

I'm so excited to have my friend and fellow masterminder, Jeff Ragan, on the show today. As the founder of KiZE Concepts, his story really showcases what it truly means to be generous. Seeing food as something that links us all together, he took a risk with his peanut butter "fudge-like" bar and founded KiZE Concepts in an effort to change lives through food, service and charity. Jeff admits that the process has always had its challenges – especially since he knew nothing about running a business – but it's been an enjoyable fight nonetheless because he knows he's helping others (KiZE helps feed 1,000 kids a day in Haiti) and inspiring others to do the same. Get ready for a knowledge- and inspiration-packed episode that will have you motivated to give more in all areas of life. Jeff's energy is contagious and I can't wait to hear what kind of an impact our conversation has on you! In This Episode We Talk About: Where the idea of KiZE originated Jeff's 3E Principle (Easy, Enjoyable and Energizing) What gives Jeff energy The many KiZE packaging struggles and iterations Why Jeff doesn't want people to think his company's generosity is for marketing Being unified by food KiZE's love-based business model Generosity and giving Being authentic and realizing it's not about you KiZE's mission work in Haiti Resources: Receive 20% off any order by using the code CHRIS HARDER at https://kizeconcepts.com/shop Instagram: @kizeconcepts, @thekizeguys Email Jeff at [email protected] See How Your KiZE Support Helps Feed Those Around the World: https://youtu.be/JhM3BcQUw-Q Question Highlights: What is one of your superpowers? What is one thing you're challenged by? What is one of your favorite accomplishments? Where did the idea of KiZE come from? Were you a budding entrepreneur your entire life or did it begin in college? Where did your generous and loving heart come from? When did you decide to put your "fudge" into a wrapper to sell to people? What was the toughest thing you had to overcome with your business? Can you apply the 3E Principle to business? Where did you get the skill set to build your company? When did feeding 1,000 kids a day become a part of the KiZE mission? Is it better to give out loud or give in the dark? What's next for KiZE? Quotes "Life happens when you give it away." "Be great, love people and spread joy." "The only risk for me was not taking one." "Between experience and referencing others' experiences is how you learn." "The desire to reach your destination keeps you going." "Resources + Relationships = Real Life Change for the Those Being Given to and the Giver" "See and feed the need." "You're either a grower or a slower." "The pursuit of your dream is your dream." Jeff Ragan is the joy-filled Founder/CEO of KiZE Concepts Inc., an Oklahoma City-based healthy lifestyle company with a mission, passion, and purpose to change lives through food, service, and charity. KiZE's flagship product is the KiZE Bars – clean & simple, gluten free, non-GMO, energy bars with a life changing give-back component. Each KiZE Bar helps create local and global impact. KiZE's global initiative is a community building and transformational relationship in Haiti where 1,000 kids are fed daily in Haiti. Other efforts include providing resources and relationships to create the family-centered orphan home, school, and community to help not only survive but thrive! Jeff's goal is to change the world for the better by "feeding" people in mind, body, heart, and soul so they live the best life possible and help others do the same. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Being paralyzed by perfectionism Steps to help eliminate perfectionism Taking action regardless if you're ready or not Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today I'm speaking on a topic that is all too familiar to me and that is perfectionism. I've had so many missed experiences because I was so worried about what people thought and what I really should have been worrying about is getting results. I can't even imagine how many opportunities I've missed out on just because it wasn't "perfect" in my eyes. While I still experience small instances that pop up on occasion, know that everything I share with you is from my own personal experiences and will help you eliminate some, if not all, your perfectionism tendencies as well. I know it may seem difficult now, but I assure you that it's not as bad as you think. Just take it one step at a time. "Your dreams are counting on you to get over your perfection and start taking action." Face and acknowledge your perfection. It's necessary for you to feel the pain so you are spurred to take action. Declare it to the world – especially to those people who you're afraid to tell. Declare that you're going to change your habits. Heck, tag me @chriswharder so I can cheer you on! Start talking more out loud about your fears and mistakes. You'll be surprised at the response of those who want to support you and also hear how you overcame any mistakes or learned from them. Choose to become more committed to action over perfection. And make sure to reward yourself – in a big or small way – for taking that action. Chart your actions even if they're imperfect (that's the idea). Make it your new, imperfect normal. Make a list of why you are epic just the way you are. Think of it as another form of gratitude practice. Do it daily, weekly etc. – but make it a regular practice so it gets locked in. Take it a step further by making a list of 20 people who you love or look up to in your life and next to their name, write a mistake they've made. Review and notice that you still love them despite their flaws. Read more biographies of big names who you look up to and you'll realize that all of them have made a disastrous mistake one time or another and they still were successful. Give yourself hard deadlines. Get comfortable with releasing something – whatever it is – even if it's not perfect. You can always tweak or make changes later. "Stop getting ready to get ready." If you practice even a couple of the above habits consistently, I know you'll be able to smash through the confines of perfection not only in business but in ALL areas of your life. Now, go take action! Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Why humans are like German Shepards What brought on Bedros' panic attacks at age 38 The difference between a marketer and entrepreneur How Bedros used the lessons of Navy Seals and other special forces to help him turn Fit Body Boot Camp and his life around Why Bedros' book is titled Man Up What it means to be an "intra-preneur" Getting behind your purpose and going ALL in to fight depression Bedros' new book, Man Up Resources: bedroskeuilian.com ManUp.com Purchase and send in your receipt to [email protected] to receive a bonus! IG: @bedroskeuilian FB: facebook.com/bedroskeuilian Bedros' previous episode on FTLOM: https://itunes.apple.com/us/podcast/50-from-dumpster-diver-to-empire-builder-bedors-keuilian/id1215523596?i=1000391535553&mt=2 Show Notes I can't believe it's been a year since I had one of my favorite human beings, Bedros Keuilian, on the show, but I'm sure glad he's here today to talk about his new book, Man Up. As the founder of Fit Body Boot Camp, he has overcome so much to get where he is today (check out his incredible story in his first FTLOM episode in Resources). Today, we're talking about one of Bedros' lower points in life when he was experiencing panic attacks as the result of a failing business. He talks about how he navigated through that process bit by bit and discovered a strategy and mindset that kicked himself into gear – he made the choice to Man Up! Bedros committed to go all in – in all areas of life – in order to fulfill his purpose. Tune in to hear about some of the steps he took that led him to this discovery, or better yet, grab his book and read about them all! Question Highlights: What is your favorite quote? What is one of your superpowers? What is one thing you're challenged by? What is one of your favorite accomplishments? Who is one person who's changed your life? Can you tell us about your panic attack at age 38? How did you turn your lowest of lows around? What moves are you going to make to reach your goal of 34 franchises a month? What has changed since your panic attack? Are you getting any backlash around your book title and what do you say to those people who say this title isn't for them? What is your secondary and equally important message in your book that you're treat to get across? Why are you not afraid to be unapologetic about who you are and what your message is? What is the one generous thing coming up yet this year that you're excited about? Quotes "Circumstance does not change responsibility." "Sometimes instead of building talent, you recruit talent, and that collapses time and allows you to get speed and results in a shorter time." "Control what you can control and cope with what you can't." "When you're suffering in silence, your family is suffering out loud." "Man up! Stop making excuses, take control of your situation and rise to your potential." "The only time you have depression and anxiety is when you lack commitment and fulfillment from somewhere else." Bedros Keuilian is a high performance coach, speaker, and business consultant. He's the founder and CEO of Fit Body Boot Camp, a two time Inc. 5000 listed business and one of the nation's fastest growing franchises, and an investor in over a dozen companies ranging from software, digital media agencies, and educational and consulting services. He's known as the hidden genius that entrepreneurs, best-selling authors, and thought leaders turn to when they want to quickly scale their businesses and build impact-focused brands. An immigrant from a communist country turned hugely successful entrepreneur, Bedros uses the stage, TV and social media platforms to share his personal Immigrant Edge and American Dream story to help inspire audiences worldwide to reach their fullest potential. Bedros Keuilian has been featured and quoted in publications such as Inc. Magazine, Entrepreneur Magazine, Home Business Magazine, The Native Society, YoungUpstarts.com, Franchising USA, RadioMD, Active, the Huffington Post, About.com, ChiefExecutive.net, Dr. Oz, The Good Life, CBS Small Business, and several international business publications worldwide. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

I'll be honest with you, some nights it would be easier to shut down at 5, crack open a beer and Netflix and chill with Lori – and put my worries away until the next day. But deep down I know that I won't be satisfied with that when I know I've got big things to do and lives to change. Building a great business is truly an act of love. We don't want to waste the gifts we've been given. This doesn't mean that everyone should be an entrepreneur – trust me when I say that we need people with other gifts that usually support people like me. But being an entrepreneur takes sacrifice, and here's four reasons why it's also an act of love. You're building solutions people need. You're improving peoples' lives with your solutions. If you don't provide these solutions that people need to protect your ego, time and energy, it's actually an act of selfishness. You're creating jobs. All the supporters of your business? You're creating jobs for them, showcasing their talents and giving other gifts along the way. You're creating wealth the world needs. You're not just creating wealth for yourself, you're creating wealth for others. Think of the trickle effect it has when you buy a house. Banks, title companies, builders, insurance etc. – the list goes on and on. You're inspiring others to do the same. When you build your business and share in your area of expertise, you're showing others the way by example. "You create an entrepreneur by being an entrepreneur." So you see, building a great business is an act of love – for yourself and others. Doing anything less with the gifts that you were given is actually an act of selfishness. Not sure about you, but I'll choose love and inspiration over selfishness any day. In This Episode We Talk about: Why building a great business is an act of love Four ways that prove building a business is an act of love Why building a business inspires and creates wealth for others Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's guest and former NFL star, Steve Weatherford, and I have been trying to connect and get him on the show for a year now. But we both came to the same consensus that this specific timing was meant to be. With so many revelations happening recently for this former American football player, Steve feels called now more than ever to uncover all of them and share them with others in podcasts like this (and on his own new podcast show – link in Resources). Today, Steve and I do a deep-dive into all aspects of his life, past and present, focusing not just on what he's done or doing now, but most importantly about what he's passionate about and what lights him up. Steve gives permission to all men out there who feel they need to portray an "alpha" man to share their vulnerability instead. We don't have to focus on our inadequacies – we get to focus on the wins, too. This is such a life-changing (possibly life-saving for some) episode for so many reasons and I'm so excited for you all to listen in. Be sure to let both Steve and I know what your takeaways are! -- Question Highlights: What do you really want to be known for? Do you feel like there's a value in sharing your journey as you're becoming this entrepreneur and kind of leaving it the past you're know for behind? Why now? What made you go down the toughest path I'm guessing you've gone down yet? How did you make the shift? Can you participate in philanthropy now from a place of the right intention – and for you? Is it better to give in the dark, give out loud or something in between? In This Episode We Talk about: Being authentic Where Steve's at in the middle of his transcending journey The importance of sharing vulnerability Performance anxiety in the NFL Why men don't have to suffer alone Why you don't have to cover up anxiety or pain achievements Why the "doing" isn't enough The two different ways to take action Why Steve wants to inspire people Steve's new podcast, The Steve Weatherford Show Celebrating the moments when you show up as yourself The power of imperfection What Steve did to capture his father's attention Why Steve doesn't look for praise anymore Steve's take on giving And so much more… -- Steve's Thoughts… "I don't want my life to be about things that I've done, I want it to be about the things that I am." "I am more than what I do." "If how you feel about you is predicated of others' opinions of you, you're not powerful – you're powerless." "I'm leading a crusade for alpha men to show vulnerability in order to gain strength and mastery of themselves." "My greatest achievement is being myself." "If I serve people, I need to know what the pulse of my community is." "You can never fail at being yourself." -- Steve Weatherford is a former American football punter for the New York Giants. He also played for the New Orleans Saints, Kansas City Chiefs, Jacksonville Jaguars and the New York Jets. Steve is a dedicated husband, doting father, an all-around family man, avid health and fitness role model, a nationally recognized philanthropist, and a Super Bowl winning Punter. Most recently, Steve released his own podcast, The Steve Weatherford Show. He has been recognized nationwide for his charitable endeavors including being the recipient of the coveted Wellington Mara Award for outstanding community service. He is a spokesperson for several other non-profits through his various initiatives, he has served as a role model to over 100,000 youths with his primary outreach focused on children, health and fitness, and family. -- The Steve Weatherford Show: https://itunes.apple.com/us/podcast/steve-weatherford-show-secrets-to-high-performance/id1436670002?mt=2 IG: @weatherford5 FB: https://www.facebook.com/Official.Steve.Weatherford For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

One of the most popular questions I get is how Lori and I as a couple make financial decisions. It's not surprising when you see everywhere just how stressful finances can be. So today, I'm sharing a few game-changing ground rules that will help you feel better about your and your partner's relationship with money. Set your ego aside. Regardless if you're the sole bread winner or you both work, no ONE person is at fault. You should both have a strong interest in your financial goals. (If you don't, this is your wake-up call to start!) This is a team effort and no one is meant carry the burden alone. Ensure there are no secrets, share your fears and keep those old financial stories out of it. "Living in the now is the only way to have certainty of your financial future." Learn your partner's communication style. This is imperative. Keep in mind that your partner will not hear you if your message is being given in a way they cannot receive. Trust me. When Lori and I first began working together, this took us 6 months to figure out. Have a budget and set goals. Make it fun and dream together. If you've never had a budget, I recommend checking out Dave Ramsey's Financial Peace University. "Your budget is your financial roadmap to your goals." Schedule regular celebrations. Yes! Make "money dates" something to look forward to. Once a month shoot to go out and celebrate in your favorite way and take this time to acknowledge what went well, what mistakes were made and what you need to work on. Truly aim to air out any issues at this time unless it is more urgent. "What doesn't get celebrated won't be repeated." In closing and in order for these steps to work, you must practice integrity when it comes to achieving your goals. Make sure you're adhering to the above and your feelings around finances – especially as a couple – will lead to more harmony and abundance in all aspects of life. In This Episode We Talk about: Four tips that will change the financial game for you as a couple Why no one is at fault Learning different communication styles Why you need to schedule in regular celebrations Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's conversation with the one and only Natalie Jill of Natalie Jill Fitness is long overdue, but I feel like we're connecting at the perfect time all the same. Having been friends with Natalie Jill for quite some time now, her initial rock-bottom comeback story is amazing, but after experiencing another setback recently, her story is both inspiring and eye-opening. Natalie Jill's journey began 15 years ago when she found herself at rock bottom – she was a divorced single mom who lost her house, her retirement and gained a lot of weight. She created a vision board to inspire her to make changes, but took it one step further by posting the process on social media for accountability. Not only did she find accountability, she also found a following that quickly led to a $3 million-plus business. Seemingly having it all figured out, it was a shock when Natalie Jill realized that her "following" wasn't hers and she saw a dramatic downslide to her business. With changing algorithms and a saturated market, she desperately attempted to turn it around by throwing money out to find a solution. Hundreds of thousands of dollars later, Natalie Jill went back to her initial strategy and that was to make authentic connections again – and it's working like a charm. Natalie Jill gets super honest and vulnerable throughout this episode and reveals what it truly means to be an entrepreneur – the highs and the rock-bottom lows. No stranger to those lows, it definitely made me reflect on how I can better connect with people both in my programs and following. What strides could you make if you connected on a more authentic level? -- Question Highlights: What's your favorite quote? What is your superpower? Who is someone who's changed your life? What is one of your biggest accomplishments? [When you hit rock bottom], were you more scared that people were going to find out just how bad everything was or were you more scared that your life was changing and transitioning with so many changes so quickly? What was the first steps/thoughts in reconciling where you were at and stepping forward? How did you start to build momentum? How much money have you invested in "coaches" that weren't the right fit? What would you have done differently? You've gone from broke to a $3 million business and back to broke – how has your happiness varied with different levels of income/net worth – or has it? How did your friends change or show up as you went through declines? What's the most important lesson you're drawing from your 15-year roller coaster journey? What are you building now? Where do you think the next safest place to build a following should be? In This Episode We Talk about: Natalie's rock bottom moments The first steps Natalie Jill took to move forward after her rock bottom How accountability and sharing her journey led to her initial success Making authentic connections What went wrong with Natalie Jill's success Social media and how it impacted her success Getting back to being authentic Failures and self-doubt Natalie Jill's new podcast (Leveling Up: Creating Everything from Nothing) Why Natalie Jill is shifting her focus to smaller group interactions Natalie Jill's new book, "Aging in Reverse" (releases May 2019) And so much more… -- Natalie Jill's Thoughts… "Excuses or solutions – you decide." "Those little steps, over time, add up to big things." "The only difference between where we are now and where we want to be is our thoughts and actions." "It was never about my own specific vision, it was specifically about what are they asking for next and let me create that for them." "It took crashing and burning for me to finally realize what I learned 10 years ago at my rock bottom. It's about being vulnerable, being real and connecting with people and it's not about what somebody else is going to do for me." "My happiness does not relate to money – it relates to connection." "It's not a following thing, it's a connecting thing." -- Once upon a time, Natalie Jill lost her house, her retirement, her marriage ended and she gained a lot of weight. She was at ROCK BOTTOM. At the time she was in her late thirties and felt doomed. She had all kinds of nagging "False Aggravating Truths" that she believed about herself. She felt too old, too broke, too overweight and too depressed to do anything. She had so many Self Imposed Stops that were in her way. Something had to shift. Her beliefs weren't working for her. She started by changing her STATE and decided she was NOT those self-imposed stops and created a vision for MORE. In a nutshell, she turned it all around, got her life back and became an inspiration to others. Now, she kills FAT for a living. The Fat on bodies AND that F.A.T. getting in the way. -- NatalieJillFitness.com Leveling Up: Creating Everything from Nothing Podcast IG: NatalieJillFit FB: https://www.facebook.com/nataliejillfit/ For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instag

There's a misconception out there that only the people who are down and out struggle with their money mindset. I couldn't disagree with that more – very successful people also feel the same fear. In fact, the other day, I received an DM from a young, super successful woman on Instagram. (By the way, I love getting messages and questions from you so feel free to send them my way @chriswharder). This 24-year-old woman shared how while she was presently super successful, she was terrified of being successful and having it ripped away. See, when she was younger (age 14) her father lost his job and to make ends meet she ended up having to work 5-7 jobs to keep the household afloat. Can anyone relate to this? I know I can. Following are the five tips I shared with this woman to help her work through and manage her fear: It's better to have something to begin with then to never get it in the first place. It's good to have a healthy fear so you keep working hard. Don't see it as fear, see it as urgency. Be present. Live in the now. You're doing great – enjoy it! Stop worrying about something in the future that may or may not happen (hint: it probably won't). Your abundance that you have right now is because you had the talent to create it. You can't lose that ability to create more of it! "It's not your current assets that make you rich. It's your ability to create wealth at any time." Hire a coach to help you keep the right perspective and keep growing. Whether it's one on one or a mastermind, up-level your tribe! Thanks so much again to this woman (who knows who she is) for sharing your story. You've helped so many others and helped me turn it into an incredible episode in the process. I can't wait to hear who else has a similar story – be sure to share with me on IG! In This Episode We Talk about: Money mindset One listener's fear of losing it all Chris' five tips to move through fear Resources: Aligned Enrollment is OPEN but closes Thursday, Sept. 27! Go to BecomeAligned.com to learn more and to receive a special bonus before it goes away! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I don't even know where to begin telling you about today's guest, Ashley Stahl. I met Ashley in my mastermind group, but it was recently that I really sat down to hear her story, and wow! Prepare yourself to be in awe of her mind-blowing journey so far. While now a career coach and writer with successful business, her career journey began early on at age 23 in Washington D.C. at the Pentagon managing a high-level counter-terrorism program. She excelled in the position and knew that it looked good on paper, but she knew it wasn't the right fit when she wound up with a bag over her head in a routine drill. Ashley knew she could continue on, but she also knew that she wasn't staying true to who she was. Ashley left the Pentagon and high-tailed it back to L.A. where she grew up, found another job in intelligence in the private sector, but also started a side hustle as a career coach. That side hustle is now a thriving business, and as you'll hear in this episode, it was full of highs and lows (millionaire to broke to millionaire). Be sure to listen in as she walks us through her challenging moments and how she's still working on releasing limiting beliefs around money, success and relationships. Ashely offers a broad spectrum of empowering advice and I hope it inspires you to do more as well. -- Question Highlights: What's one thing you're challenged by? What's one of your superpowers? Who is someone who's changed your life? What is one of your favorite accomplishments? Can you tell us about your counter-terrorist job with the Pentagon at only 23 years old? How did you get your job at the Pentagon? How did you make and lose $5 million? When did your success go the wrong direction? What's the verdict? Have your key people stayed in your life despite your success ups and downs? How has your view of money changed? Do you have a favorite moment of giving? In This Episode We Talk about: Ashley's education path How Ashley wound up working in Washington D.C. at the Pentagon The magic of human connection Ashley's "You Turn" moment Ashley's career path from the Pentagon to career coach Navigating through a loss and struggle money mindset Automated webinars Why Ashley had the belief that success and fear always occurred together How attorneys and Ashley sabotaged her success False urgency The work Ashley is doing to release the belief that people are going to screw her over The role generosity has played in Ashley's life And so much more… -- Ashley's Thoughts… "Never rob someone of their rock bottom." "If you're a wobbly coach, you're going to get a wobbly customer." "I became an entrepreneur because I'm creative, not to fix things." "Quitting can be for winners. There is a glory in quitting." "The trauma wasn't in losing my money – that was a gift." "It's priceless to be able to go out in the world and be yourself." "Worthiness is our birthright." -- Ashley Stahl is an angel investor, writer and career coach who empowers job seekers around the world in finding their purpose and landing more job offers. At age 23, Stahl managed a high-level program for the Pentagon, for which she was named a "Top 99 Foreign Policy Leader Under 33" by Diplomatic Courier Magazine and Young Professionals in Foreign Policy. Next, she was named Power 30 Under 30 leader by Apex Society for her work running the Global Threat Intelligence Team at a global political risk consultancy. While preparing senior officials for the front lines of the war on terror, Ashley launched her leadership firm, Ashley International Inc., which offers private coaching and unparalleled online programs to empower Millennials to find their purpose, land more job offers and increase their income. She's worked with thousands of job seekers in 25 countries via her online program, the Limitless Career Lab. Ashley Stahl is a columnist for Forbes on the topic of Gen Y, careers and leadership, and also blogs for her own career blog at www.ashleyinternational.com. Her work has been featured on FOX News, the Wall Street Journal, SELF Magazine, the Washington Post, TEDx, Newsweek and more. Ashley earned her Master's degree in international relations from King's College London, and another Master's in Spiritual Psychology at the University of Santa Monica. She holds a Bachelor's degree from University of Redlands in government, history and French. She's fluent in French and intermediate in Arabic. -- AshleyInternational CakePublishing.com You Turn Podcast https://itunes.apple.com/us/podcast/you-turn-podcast-w-ashley-stahl/id1382321276?mt=2 IG: ashleystahl For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Some may find it hard to believe but everyone, and I mean everyone, has a ceiling. Yes, even Bill Gates, Oprah Winfrey or any other wildly successful person has one. And here's why: "Everybody has a ceiling or they'd be higher than they are now." For example, let's say a person is making $100K a year. Why aren't they making $200K? Because they have a ceiling. You can change the numbers, but you'll still get the same answer. But here's the good news. Every ceiling can be lifted. If you need a visual, think about those cheap drop-down tile ceilings that people used to put in their finished basements. When installed, yes, there's a ceiling there, but it can easily be busted through to expose more space above it. And you can do the same with your "ceiling." Here are five steps to help you do just that. Acknowledge that you have a ceiling and you've hit it. Now look for patterns and see how you can change it. Choose to bust through the ceiling. This is your moment to burn the boats! "Make sure it's a real choice to bust through your ceiling – not just a desire." Choose new beliefs. Choose to believe what is possible. Look for evidence and beliefs to support why you're worthy. Choose new rituals. Reinforce your beliefs with new rituals. Read more, take new courses, set better boundaries, meditate more (or start), schedule forced creative time – the options are endless. Just know that your new beliefs won't stay if you don't reinforce them. Uplevel your tribe. Your current tribe may be holding you back. This can be difficult, but know that you're never leaving anyone behind because they always have the choice to come along. Choose people who have been where you want to go. "Most people are in a habit of choosing people that make them feel good, not people that make them do better." All of the above steps build on top of one another and you can't support one without the other. Because we know how important it is to have guidance when it comes to navigating this, we've created our life course, Aligned, that helps you choose new beliefs and rituals – and also connects you to a new tribe. Enrollment just opened this week and we're so excited to help others on this journey! Join now and receive a special bonus! In This Episode We Talk about: Why it's impossible to not have a ceiling Five steps to help you bust through any ceiling Chris and Lori's life course, Aligned Resources: Aligned Enrollment is OPEN! Go to BecomeAligned.com to learn more and to receive a special bonus. For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Hey everyone, I'm back and I've got my amazing wife, Lori Harder, back on the show and today we're sharing some of our most impactful stories that have helped lead us to the full-circle rich lives we're leading now. We're far from perfect and that's exactly why we love sharing our ups and downs with as many people possible – even if they're super embarrassing. Tune in to hear four+ stories and lessons we've learned along the way and let us know if you can relate. Wanna hear more? Be sure to check out our Free Video Training at BecomeAligned.com. -- In This Episode We Talk about: "The Great Chicken Nugget Battle of 2006" Taking ownership of your life, stories, happiness and dreams The gap between good and great Why Chris decided to read 30 books in 30 days Why giving is the secret to getting everything you want Having an attitude of abundance Giving with no contingencies or expectations Building intentional tribes Waffles' dog training and how it applies to your habits and beliefs Why anxiety is a result of no boundaries Reinforcing habits and beliefs you want to keep in your life Moving away from relationships that are holding you back Why ego is your greatest overhead Acknowledging and working around your ego And so much more… Quotes "I believe we were put here to live a really full-circle, rich life." – Chris Harder "Action creates clarity." – Lori Harder "You are 100% responsible for the outcome of every moment in your life." – Chris Harder "Giving is the secret to getting everything you want." – Chris Harder "Build tribes for where you are going and not for where you're at." – Lori Harder -- Resources: Aligned Registration Opens soon. Sign up to be the first to know when and to receive a free training at BecomeAligned.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I've been wanting to talk about today's topic for a while and am excited to dive in to whether or not the statement "Money is power," is true. And if it is true, who should have the power? The good guys or the bad guys? First off, I do believe that money is power because we all get an opportunity to "vote" with our dollars. The more money you have, the more say you have. People with more money are often looked up to more as a guiding example and they tend to have more of a responsibility with that power as well. They're leaders and they don't hoard their power, they share it. The only catch? We want power in the hands of good people who are going to do the above. This same principle is shared in the book, "The Traveler's Gift" by Andy Andrews. Here are a couple of his quotes that sum it up nicely and also mirror a good portion of the For the Love of Money philosophy, too "To do great deeds, great power is essential." – Andy Andrews "If money is power, do not run from power. Gather it as you would the finest fruit. Power in the hands of a good person is like a drink of water on a hot summer day. It refreshes everyone with whom it comes in contact with." – Andy Andrews Andy goes on to describe that there are three different levels of power: Those who have enough money and power to get by Those who make enough to make things more comfortable for their families and sometimes a few others Those who make enough to change the world. They ignore what's popular and do what's right to lead hundreds and thousands of others toward the right thing. We all have the capacity to do more, but so many of us fear it. I encourage you to stop being afraid to step out and grab that power! And similar to what my podcast says every week: "Grab your power and use it for good!" In This Episode We Talk about: Whether or not money is power The book, "The Traveler's Gift" The three levels of power Resources: The Traveler's Gift by Andy Andrews http://a.co/d/447WBMI Aligned Enrollment opens soon! Go to BecomeAligned.com, sign up and be the first to know when it opens and also receive our free three-part video training. VIP Days with Chris. Email [email protected] to start the conversation and see if it's a good fit! Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I'm so glad that I was introduced to the founder and CEO of Disruptive Advertising, Jacob Baadsgaard. I was pulled to interview him instantly when I saw the powerful link between his income and generosity level. Believing that tithing supports an abundance mindset he's also incorporated those beliefs into his business too, but creating a company charity committee. In addition to the above, Jacob created Disruptive Advertising to help other businesses get the most out of their Facebook and Google ad dollars by getting their data in order and creating the right website experience. With clients spending millions per month in ads, it's obvious Jacob and his team know what they're doing. In this episode, he shares a few key tips that contributed to his success in hopes that it may help you turn around the performance of yours. I hope our conversation inspires you to do and give more, too! -- Question Highlights: What's one thing you're challenged by? How did you develop your company's charity committee and how does it work? Can you give us an example of where you donated money and worked physically on a project? What side effects have you seen in your team as a result of giving? What does Disruptive Advertising do for people? What sets you apart from other similar companies? What are you doing differently as an entrepreneur that others aren't doing in their first year to get past 7 figures in revenue right away? Have you always been entrepreneurial? What's a massive hiccup or hurdle you've had to navigate through? What's something that people should be doing that they're not when it comes to digital marketing? Where does your generosity come from? How do you want your kids to grow up and view money? What role has your faith played in your capability to be successful? In This Episode We Talk about: Why Jacob makes giving a priority Why tithing supports an abundant mindset What sets Disruptive Advertising apart from other companies Why you should say no to bad revenue Specific vs. generic targeting Why less is more in ads Tips for hiring new people What you should be doing when it comes to digital marketing for your business Generosity How Jacob wants his kids to view money The role faith has played in Jacob's success Creating good environments for growth in life and business And so much more… -- Jacob's Thoughts… "The more I put in the world, the more comes back." "We come in, we kick ass, and we are great at what we do so we can provide wealth for ourselves and have enough left over to make a difference in the community." -- After growing one of his first PPC clients from 25 to 250 employees, Jake realized he had a gift for using pay-per-click marketing to drive dramatic business results. To help more companies succeed online, Jake founded Disruptive Advertising, a PPC, and CRO management agency that has helped hundreds of companies realize unprecedented growth and profitability from the online advertising. In the four years since its founding, Disruptive Advertising has grown from two employees working in Jake's basement to a flourishing agency with more than 90 employees and a run rate of over $12 million – putting it at #145 on the 2017 Inc 500 list! Jakes ability to assess and clearly explain complicated issues has made him a favorite in a variety of forums. Jake is a regular contributor on a variety of blogs including notable publications like Entrepreneur, Forbes and SearchEngine Land where his wit and ability to make even tedious topics engaging elicits rave reviews from his readers. Jake's humor, charm, and insight aren't limited to the written word, though. He has spoken at numerous events and webinars including SMX, Kissmetrics, Create Nation, Unbounce, PRSA, Starfest, VWO and others and has a gift for both entertaining and educating his audience. Attendees usually leave comments on how much they enjoyed his sessions – and how much he gave them to think about. As a business owner, author, and speaker, Jacob Baadsgaard's witty, thoughtful and genuine approach to pay-per-click advertising makes him a compelling leader in the digital marketing arena! -- DisruptiveAdvertising.com FB: https://www.facebook.com/jbaadsgaard/ For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Has anyone ever asked you, "Why isn't this good enough? You've already done x-y-z, so what do you want to do more?" Most often the people who ask have good intentions, but they don't understand that you're called to do bigger things. And this can be painful for others or make them feel threatened for a couple different reasons. First, they may just feel threatened and afraid that you'll move on and leave them behind. And secondly, it forces them to look in the mirror and where they're at and they're not liking what reflects back. But what they don't realize is that almost none of us have done what we're called to do – at least all aspects of it. We're not built to remain the same (just look at nature!) and that means that we have to keep striving for more. "Life isn't meant to be good enough; it's meant to keep growing." So if anyone questions you, don't feel offended. They're just not tapped into their higher calling yet, and you're entitled to pursue anything you want. This isn't good enough because you're called to change more lives by following that calling and living a better life each and every day. In This Episode We Talk about: Why you should be unapologetic for what you have Why what you have may not be good enough Why your quest for more threatens others Resources: VIP Days with Chris. Email [email protected] to start the conversation and see if it's a good fit! Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It's super difficult to have a good money mindset if you have a fear around a certain topic of money. And I've found that one of the most common fears out there is taxes. That's why I'm so grateful for people like today's guest, certified tax coach Diane Gardner, who help quiet those fears by arming you with knowledge that helps you navigate the tax space. Diane's goal is to help her clients (and others) pay as little taxes as possible (legally). When it comes to taxes, so many people fear the unknown and that's why Diane coaches her clients to know the basics of tax planning. If you're an entrepreneur who tends to be nervous about taxes, prepare to take notes and soak up the value of our conversation. Diane shares so much priceless knowledge in regard to the new tax cuts, the different business structures, what you can and can't write off – and so much more. I learned so many new things (not a lot of good news for my taxes), and I can't wait to hear how these tips help you too! -- Question Highlights: What is one of your superpowers? Who is someone who's changed your life? What is one of your favorite quotes? What's one regret that you have? Why do taxes strike such a fear in people? What should people be doing to help mitigate their fears? Are taxes a good thing or bad thing? Who wins with the new tax cuts? What are some of the changes we should be excited about? What are some of the urban legends out there about things that people can or can't write off? What are some common pitfalls when it comes to taxes? What's the best way to make tax payments? Why do you like masterminds so much? Who is your perfect type of client? In This Episode We Talk about: The fear of the unknown when it comes to taxes Whether taxes are good or bad things Ways to pay as little taxes as possible How different states view taxes and LLCs The differences between a sole proprietorship (schedule C), LLC, S-Corp and C-Corp The recent changes in tax cuts What a QBI deduction is and who can and can't take advantage of it What can and can't be written off The basics of tax planning Why keeping mileage logs are necessary The importance of keeping receipts The different types of meals that can be written off Philanthropy and donation write-offs Why it's beneficial to pair advertising with philanthropy Masterminds And so much more… -- Diane's Thoughts… "Look for strategies that fit you in your business, not strategies that just fit business overall." "If we don't give back to our community and those around us, we don't thrive in business." "Once you start giving back, you open yourself up to receive blessings from other people." -- Diane Gardner is a Certified Tax Coach and best-selling author whose proactive planning approach helps clients dodge the tax bullet. Her tax coaching sessions have resulted in a combined savings of over $1,767,928 to date – hard-earned profits small business owners would have given to the government by overpaying taxes. Diane is the co-author of the best-selling books, Stand Apart and Why Didn't My CPA Tell Me That? She has also authored six other books including, Stop Overpaying Your Taxes! 11 Ways Entrepreneurs Overpay and How to Stop It Now! -- TaxCoach4You.com IG: @dianegardner LinkedIn: @dianeberrethgardner For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I just returned from the last leg of my two-month vacation and I feel recharged and freaking ready to go! So today I want to remind you to be grateful for your seed. What the heck do I mean? You see, we all have special little seeds inside of us and that in turn becomes your business and eventually your wealth. Those little seeds could be a variety of things, such as a special talent or skill, an idea or some sort of innovation that no one has. Regardless of what it is, we all have them, but the problem is that we're not grateful for them. We're not grateful because that seed hasn't turned into a full-blown crop/harvest yet and we're comparing our seed to another's crop (that yes, was once a seed). Here's where people need to step back and realize that only time and consistent effort will turn that seed into a crop. Don't compare your journey to someone who's already put that time/effort in or is in a completely different area of expertise. "Your seed is unique to you and that's why it's valuable." Stop being pissed at the rainy days when things are seemingly putting your seed at a standstill and understand that we need those days to help us grow – literally! When it comes to comparing – just stop! "Look at each other's seeds with admiration, not envy." It's not a competition. Instead, figure out a way that you can help those who are already excelling (or maybe someone who's not). I assure you that when you collaborate and help others, your business will grow faster and bigger as a result. Know that if you're putting in the effort and taking care of your seed that it will eventually grow into a bountiful harvest – it just needs a little (sometimes a lot) TLC from you. "Be grateful for what your seed is about to be, but also what it is today." Your seeds are unique to YOU so don't deprive the world of its greatness. My goal is for us all to be happier, healthier and wealthier farmers reaping a huge harvest! Who's with me? In This Episode We Talk about: Why time and consistent effort are essential when it comes to turning your seed into a crop Why we shouldn't compare our seed to another's The importance of collaboration Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It was such a privilege to have my friend, Tim Storey, on the podcast. No matter how long or short our conversations are I always leave them a better person – and I know you will too. His words will set a fire in anyone's soul! Tim's story began in Compton, California where his family of seven lived in a two-bedroom apartment. It was there that he learned to "think big in small places." That thought compounded later on in a life-changing conversation with his sixth-grade teacher when he was told, "I think you are brilliant." From that moment, Tim bought into that idea, took it to heart and committed himself to helping that brilliant come out in some way. Fast forward to today and let's just say, Tim's teacher knew what he was talking about. Since that day, Tim has nurtured that seed of belief with faith, taking action and believing in a little bit of magic, too – and loves sharing that knowledge with others. I hope you enjoy our inspiring conversation as Tim discusses miracles, taking power steps, the difference between a God idea and a good idea and what to do if you find yourself in a season of setback. Can't wait to hear what you think and if you experience any breakthroughs as a result! -- Question Highlights: What is one of your superpowers? Who is someone who's changed your life? What's your favorite speech you've ever given? What's one regret that you have? Could you share a little about your upbringing? How does someone go from believing in miracles to expecting them? How early did you know/expect that you would do big things? Is it our responsibility to go find these moments of inspiration or should we just wait around and trip across them? As a Godly man, what is your view on gathering wealth? How does someone get into a place of finding these God ideas and how do they take action? Can you tell us about your Utmost app? Is it OK to give out loud? Or are you supposed to keep it to yourself? In This Episode We Talk about: Tim's upbringing and life-changing conversation with his 6th grade teacher Miracles – believing, expecting, receiving and releasing them Surrounding yourself with those with similar mindsets and motives Taking power steps (steps with purpose and intent) How the Jackson 5/Michael Jackson made Tim believe in magic Intentionally going after knowledge and information that builds faith and makes us better people Building faith on a daily basis What to do if you're in a season of setback What a God idea is vs. a good idea When and why you need to stop and take inventory Partnering with power for a comeback Humbling yourself to learn what you need to know The Law of Harvest Tim's favorite moment of giving And so much more… -- Tim's Thoughts… "Think big in small places." "Feed your faith, starve your doubt." "You cannot give what you don't have." "The way to get out of a difficult situation is to work your land." "Success is finding the need and filling it." "God has blessed me so now I can be a blessing." "An utmost God does not want almost children." -- Tim Storey is an acclaimed author, speaker and life coach, well known for inspiring and motivating people of all walks of life, from entertainment executives, celebrities and athletes to adults and children in the most deprived neighborhoods in the country. Tim has traveled to seventy-five countries and spoken to millions of people. He often meets privately to counsel high-profile leaders in various industries. Tim Storey helps people create the future they desire. He has inspired people from all walks of life, from entertainment legends to professional athletes... from executives to deprived children in third world countries. Using seasoned foundational principles and humor to get honest with people so they can overcome the obstacles that are holding them back. Resources: TimStorey.com IG: @timstoreyofficial Utmost app available on iTunes or at https://www.timstorey.com/utmost-app For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com

If you're experiencing feelings of lack, scarcity or worry right now, I hope my message today helps free you: "Your abundance tomorrow is not determined by what you have today." We all have these feelings at one time or another, whether we're super successful or barely making ends meet – and that's OK! But we must do our best to get back into an energy of abundance by taking one step forward (big or small). Today, you may not have what you want, but I bet you have a great idea and some skillsets that could help you put it into action. You never know what tomorrow will bring… Maybe with the help of another thriving individual, you'll put it into action and have a major breakthrough, but you have to keep taking action. Because there's only one thing that will create the abundance for you…and that's YOU! It's up to you to go just one more step further than you already have. "Your future is in your hands." Take 100% responsibility for where you are today. Yes, the good and the bad. This may feel either frustrating or empowering, but by taking responsibility, you have control of your life. You receive the blame and the credit no matter what. Sure I'm abundant right now, but Lori and I had our down-and-out moments too. There's nothing special about me. I have a few talents and a whole lot of gaps to go with it. That's why it's up to the individual to fill in those missing gaps and take action to fill them. We are all just one step, one moment away from finally creating the abundance we want tomorrow. It's just up to us to go and grab it! Are you ready? You've got this. In This Episode We Talk about: Why abundance is not determined by what you have The one thing that determines your abundance Taking 100% responsibility for where you're at Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Imagine being set on a trajectory for the majority of your life, only to wake up one day questioning whether or not you're on your path or a path someone else put you on. This is what happened to my guest and author, Alex Banayan. From an early age, Alex's parents' dream was for him to become a doctor, and up until his freshman year in college it was what he thought he wanted to – until he realized it didn't. Upon this realization, he attempted to seek the answers for how other successful people got their start – only to realize that such a book didn't exist. Overcome with inspiration and a drive to write one on his own, he knew he had to find the funds to back this passion project. Having trouble thinking about anything but this project, the day before his freshman year final exams, he made the decision to trade an all-nighter studying for exams with one on how to hack The Price Is Right. With a slim chance of actually winning, Alex beat the odds, won a sailboat, sold it, and used the prize money to fund his quest to learn from the world's most successful people. Throughout our conversation, we talk all about his seven-year journey to write The Third Door and all the rejections, "flinch" moments and courage that took place to make it happen. Alex is an EPIC storyteller, which you'll hear in this episode and his book. There were so many goose-bump-inducing moments and nuggets of valuable insight shared and I can't wait for you to experience all of them and let me know your thoughts, too. Of all the authors I've interviewed, this is literally my favorite book so far. Go out and grab his book ASAP – you won't be sorry! -- Question Highlights: Who is someone who's changed your life? What's your favorite speech you've ever given? What's one regret that you have? How did you end up interviewing the world's most influential people? How do you hack the Price Is Right? How many names made the list and how many made the book? Who was the coolest person you ended up meeting? Who made you the most nervous/prompted the biggest "flinch?" What's your advice to get over your "flinch?" What was the worst rejection you received? Were there any people along the way that pulled you back on track and didn't allow you to quit? Who did you want to interview that you weren't able to? Where did you get this obsessive persistence from? What would you say is the single-most-important lesson of your book? Now that you've spent 7 years knocking down doors, is it fate or luck that finally allows these things to happen? Or is it good old-fashioned making it happen yourself? How do you view money, success and wealth after writing The Third Door? In This Episode We Talk about: How Alex went from an 18-year-old pre-med kid whose parents' biggest dream was for him to be a doctor to interviewing some of the world's most influential people Alex's big win on The Price Is Right Where the list of people started when he first set out to write his book, The Third Door The journey of getting through to influential people What the crippling "flinch" is The fear that was present in all the successful people he interviewed The difference between fear and courage Rejection and two lessons Alex learned from it What fueled Alex's persistence when writing his book Why Alex believes luck accounts for 90% of his success The role generosity played in his book Why you don't become a billionaire on a salary And so much more… -- Alex's Thoughts… "The most extreme expectations are the ones that aren't explicitly said." "Courage is acknowledging how scared you are, analyzing the consequences, and then deciding that you care so much about it you're going to take one thoughtful step forward anyway." "The core belief was like a thread that, even in my darkest times, I could hold onto and it kept me from calling it quits." "The only thing worse than an unproductive hour is quitting all together." "Persistence is the means of achieving the goal." "The soul of the book is possibility." "You can give someone all the best tools and knowledge in the world and their life can still be stuck, but if you change what someone believes is possible, they'll never be the same." "The strongest lessons are the ones that are never said." "The hard work is the last 10%." -- Alex Banayan is the author of the national bestseller The Third Door, which chronicles his seven-year quest tracking down Bill Gates, Lady Gaga, Warren Buffett, Maya Angelou, Steven Spielberg, Jane Goodall, Steve Wozniak, Jessica Alba, Larry King, and dozens more of the world's most successful people to uncover how they broke through and launched their careers. Banayan has been named to Forbes' 30 Under 30 list, Business Insider's Most Powerful People Under 30, and been featured in major media including CNBC, MSNBC, Fortune, Forbes, Billboard, Businessweek, Bloomberg TV, Fox News, and CBS News. An acclaimed keynote speaker, Banayan has presented the Third Door framework to business conferences and corporate leaders

While I never like to talk about my schedule being "too busy," at the start of this week I was downright intimidated with mine. Fortunately for me, a friend of mine was in town and invited me out for brunch. That particular time is usually scheduled for my morning workout, but I'm so glad I chose an impromptu brunch instead. This particular friend has a 100-million-dollar business and every time we're able to connect, we have the best conversations and I wind up leaving with a ton of brand new ideas that will potentially help grow my businesses. This get-together was no different and as a bonus, it also reshaped my view on my schedule and what I get to do. So if you're looking for the fastest ways to up your game or become unstuck if you've plateaued, it's time to find more tribe to connect with. "Break bread with people who are doing better than you." Another way to connect with people? Charity events or galas. Lori and I attended a Pencils of Promise charity event on Tuesday evening and again, new ideas and ambitions were sparked while sitting next to and having conversations with multi-millionaires. These are the people who you want to spend time in order to regularly break through to new levels. So I encourage you, go find those people or events. Ask around, Google it… "You have to seek out and make these connections happen." Please share what conversations and/or connections give you new ideas and have you constantly striving for more over on my IG page (@chriswharder)! I love hearing what works for other people. In This Episode We Talk about: The fastest way to up your game or become unstuck if you've plateaued Why it's important to spend time with people who are doing better than you Seeking out and making new connections Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I cannot wait for you all to listen to my conversation with video marketing expert, Billy Gene Shaw. From growing up on welfare and living on the wrong side of the tracks to becoming a highly sought-after and successful speaker and entrepreneur, Billy Gene is living life to the fullest and helping others along the way. If you're not utilizing video in the social media part of your business, this is your chance to start. Billy Gene lays out a step-by-step plan to get you started and clues you into a few free tools as well. You'll be amazed at how simply it all breaks down. And don't worry if you feel awkward at first – everyone does – and as Billy Gene says, "practice makes better." -- Question Highlights: What's one of your superpowers? Who is someone who's changed your life? What's one thing you're challenged by right now? What's your favorite speech you've ever given? What's one regret that you have? Give us the CliffNotes version of how you were raised, where you grew up and how it's shaped you today? How did your money mindset shift over time? How do you reconcile having the nice stuff at the same time knowing there are others who need a leg up? Is there something you can do or that you're doing to help more minorities succeed? Using me {Chris}, what's the first step I should take to using more video on social media? What's an appropriate spend-per-day amount for YouTube? What else should people know if they want to sell using video? How do people join the Gene Pool? What role has generosity played in your life? In This Episode We Talk about: Billy Gene's journey from welfare to video marketing guru Why Billy Gene dresses and speaks the way he does Money mindset Why the price of Billy Gene's program will never change Minorities and success First steps to take when marketing with video/YouTube Why it's important to know your audience, who they follow and what their problems are Free Google tools that allow you to get data (The Key Word Planner and The Display Planner) Dealing with haters and negative comments Telling vs. demonstrating Why it's important to show your personality in video (smile, joke and laugh) The Gene Pool weekly group coaching Small everyday acts of generosity And so much more… -- Biily Gene's Thoughts… "My business is not my life; my business is a vehicle to fuel my life." "Trying to find happiness by serving yourself is almost impossible, but the second you start serving others, everything changes." "It just feels good to f***ing help people." "You feel what you focus on." "Entertain. Educate. Execute." -- Billy Gene is one of the top online marketing influencers, educators, and practitioners in the world. Through his one-of-a-kind online courses and Facebook live-streams, he is revolutionizing the education system by teaching important and necessary entrepreneurial skills that schools aren't teaching. He spends up to $200k/month on his personal brand leveraging unique video content and ads on billboards, podcasts, Facebook, YouTube and Instagram. With 22 world-class employees, his ad agency has worked with some of the world's largest franchises and is sought after for their repeated proven success in turning "clicks into customers"…the most lucrative skill set in the world. Resources Instagram: @billygeneismarketing TryTheGenePool.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Do you ever wonder why some people succeed and connect with people right away, while others, when given the same opportunities, just can't seem to pull it together? Over the years I've noticed one common trend that sets these people apart, no matter the kind of sales, business or opportunity – and that's certainty. "The most valuable thing you have is swagger." I was able to observe this same trait while at an entrepreneurial event this week with 15,000 people. Everyone at this event has the hopes of being really successful, but realistically only about 1,000 will actually see those results. So if all these people were offered the same products and opportunities, why isn't everyone really successful? It comes down to your energetic posture. When you approach someone, do you begin your conversation with confidence and excitement? Or do you tend to act shy and unsure of yourself while tripping over your words instead? When you're first meeting someone and/or presenting them with an opportunity, they want to look at you and see that you a.) Know where you're going b.) How you're getting there and c.) Know who you want to come with you. Sounds simple, but within that first 30-60 seconds of meeting someone, people are often already making the decision to link arms with you – or not. "The surest person in the room wins." Now this isn't to say that you won't get nervous – we all have different areas in our lives that bring about that flutter, but it's your choice to show up either big, confident and sure of yourself or small, meek and unsure. "You don't have to show up how you feel – it's just a choice." So stop telling yourself that you can't do x-y-z because you're too shy or introverted. It's just a story! Every single one of you can show up as the most certain and confident person you know you are at the core. And it doesn't take years to do! Give it a few practice runs, get out there with certainty and it's inevitable that your success will follow suit! In This Episode We Talk about: The No. 1 reason some people succeed and some don't ­– even though they're given the same opportunities The importance of energetic posture Putting a stop to limiting beliefs and stories Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I've known today's guest, Casey Zeman, for a couple years now, and I'm so thrilled that we finally get to sit down and dive deep into the journey of his career. From actor to real estate broker to YouTube expert and consultant, he discovered after building his own "YouTube Revealed" course that webinars were the key to success. After some trial and error with the price of his course, he cracked the code on asking for more money and increasing his sales along with it. His biggest tip? Always go into a webinar with sincerity and value. Let your audience know who you are and what solution you're going to offer them and you're well on your way! If you've been thinking of incorporating a webinar into your business, don't miss out on this freeing and immeasurably value episode. Now, for Lori and I to incorporate his advice as well! -- Question Highlights: What's one of your favorite books? What's one of your superpowers? What's one of your favorite quotes? Who is someone who's changed your life? What does your career journey like so far? What should people consider when pricing their online courses? Why is it that you can sell for a higher price and an even higher conversion when you're selling via webinar vs. anything else? What are your top tips that people should know to have a successful webinar? In This Episode We Talk about: Why Casey doesn't think he's generous Casey's career journey thus far How increasing Casey's course price increased his sales Valuing your time and worth Why pricing is based on results How webinars make it easier to connecting one-on-one with people and build relationships The importance of knowing your audience's pain and giving them a solution Why sincerity and value are necessary when conducting a webinar Sharing the common solution and then revealing the uncommon solution The sale/buy-out of majority shares of Casey's business And so much more… -- Casey's Thoughts… "The more successful somebody is the more impacted I feel." "Generosity is not a zero-sum game." "There's an audience ready for you – no matter who you are." "Take ownership of your expertise and what you know." -- Casey Zeman is the founder of the popular webinar too,l EasyWebinar and the TribeMinded method. Servicing over 8,000 customers has given Casey the rare privilege of witnessing what works and what doesn't in the way of webinars, sales, and what it truly takes to scale a business using both engagement and automation combined. Casey has consulted such companies as Harper Collins, Estee Lauder and Dell on engagement and automation strategies and has built his own 7-figure software/info product business. His top clients are generating 10k-20k a day from his strategies and software. Casey's superpower is providing the right balance of engagement and automation that every business needs to scale their sales while also working less, creating more impact and making way more money using the power of video and webinars. On a personal note, recently, Casey brought his 2 sons home from Haiti after having gone through a grueling 3.5-year adoption experience...and his life has been changed seeing the world through their eyes. "They attack life because they are finally home...safe and every day is a new adventure." He lives with his wife, 2 sons and their baby girl in Los Angeles. Resources Instagram: @caseyzeman (For a free workshop, visit the link in his profile) EasyWebinar.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today I'm going to give you the answer to the question of why your audience might not be growing – regardless of what business you're in. Brace yourself, it's really quite simple. The No. 1 reason your audience isn't growing is because you're not putting information and content – that's shareable – out there. But was does it mean to be truly shareable? It's about blowing the minds of your current audience so much that they are compelled to share it with their audience – and then their audience becomes your audience. See how this can turn into powerful ripple effect? Your content has to be so DANG good that it practically forces others to share. Here are three ways to increase your chances: Start creating a better experience. This can happen simply by always having the posture and intent of putting something extraordinary out there. Do it more often. Create, create, create…share, share, share. Ask others to share and give them directions. That last point may make you feel a bit awkward, but people crave specific directions and certainty. And besides, you likely won't receive what you don't ask for, right? So here's a little test… go over to Instagram, give me follow @chriswharder and share one of my posts, too. Make sure to tag me so I can send you a thank you! I love hearing from you all and can't wait to hear what happens when you implement the above tips! In This Episode We Talk about: The No. 1 reason your audience isn't growing What it means to be shareable Three steps to help you grow your audience Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It's an honor to interview such a wide array of people and I love it when past guests connect me with other amazingly successful entrepreneurs. I was recently introduced to today's guest, Tyler Gage and am blown away by his journey. Northern Californian-raised, at age 19 Tyler began studying native plants and languages with indigenous elders in the Amazon rainforest. Not long after, he witnessed these people tearing down trees in order to send their children to school. Taken aback by this, soon after set out to find a more sustainable way for people of the Amazon to provide for their families without sacrificing their ecosystem. Tune in to hear all about the company Tyler founded to do just that and the parallels he's discovered between the Amazon and running a business/being an entrepreneur. He also touches on what it means to be a "fair trade and/or B-Corp. This is such an eye-opening and enlightening conversation – and I can't wait to hear your thoughts on it! -- Question Highlights: What's one of your favorite books? What's one of your superpowers? What's the last thing that kept you up at night? Who is someone who's changed your life? How did you end up living with an indigenous tribe in the Amazon? What are some of the parallels between surviving in the Amazon rainforest and start-ups and being an entrepreneur? Have you built time into your day to put toward your subconscious practice? When you saw people cutting down trees and tearing down their ecosystems to send their children to school, how did that shift you? What does it mean to see your dream become tangible? What does it mean to be fair trade? What is a B-Corp? Twenty years from now, how do you want your children to view money? In This Episode We Talk about: How to use both clinical and intuitive tools How metaphors and dreams are a valid way of communicating in the jungle How Tyler uses dreams and movement to figure out or shed light on problems Creating sustainable jobs The meaning of "Runa" Tyler's struggle with perfection What fair trade means The definition of a B-Corp How Tyler feels about money – before and after this venture's success And so much more… -- Tyler's Thoughts… "We earn our humanity through the way we live." "What energy am I willing to put out there to make money?" "If you're in a position to contribute more than someone else – contribute." -- Tyler is an entrepreneur, author and speaker who uses wisdom from the Amazon and start-up success to bring innovation and inspiration to growing organizations. Since the age of 19, Tyler has been studying native plants and languages with indigenous elders in the Amazon rainforest. After graduating from Brown University, Tyler turned down a Fulbright grant to start RUNA, a social enterprise that makes clean energy drinks with guayusa, a rare Amazo It's an honor to interview such a wide array of people and I love it when past guests connect me with other amazingly successful entrepreneurs. I was recently introduced to today's guest, Tyler Gage and am blown away by his journey. Northern Californian-raised, at age 19 Tyler began studying native plants and languages with indigenous elders in the Amazon rainforest. Not long after, he witnessed these people tearing down trees in order to send their children to school. Taken aback by this, soon after set out to find a more sustainable way for people of the Amazon to provide for their families without sacrificing their ecosystem. Tune in to hear all about the company Tyler founded to do just that and the parallels he's discovered between the Amazon and running a business/being an entrepreneur. He also touches on what it means to be a "fair trade and/or B-Corp. This is such an eye-opening and enlightening conversation – and I can't wait to hear your thoughts on it! nian leaf, and improves livelihoods for thousands of indigenous farming families in Ecuador. With the help of investors like Channing Tatum and Leonardo DiCaprio, Runa has become a thriving, multimillion-dollar company and was acquired by VitaCoco in June of 2018. Tyler currently serves as a Managing Director for Terrafertil, the largest natural foods in Latin America, and has worked as the Chief Development Officer for the company. Terrafertil acquired Essential Living Foods in the US in 2017 and then Nestlé acquired all of Terrafertil in 2018. Tyler also serves on the Advisory Council for Entrepreneurship at Brown University and advises, invests in and supports other start-ups. He lives in Bellingham, Washington with his wife Michelle and enjoys playing soccer, riding his unicycle and practicing yoga. Resources Instagram: @tylergage Tyler's new book, "Fully Alive" on Amazon {http://a.co/g5wkrlo} TylerGage.com Runa.org For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Lori and I just wrapped up our trip to Europe and wow, it was one of our greatest experiences to date – not just enjoyment wise, but we learned so many things about ourselves and other people. One particular story and lesson we've taken home taught us about perspective on how people think, but don't take action. While having lunch in a beautiful square in Spain, we overheard the conversation of a group of women on vacation at a nearby table. They were talking about another person they knew – someone who presumably had a lot of money. They were appalled that someone could buy a $60,000 watch when they could use that money instead to feed people. Of course, my ears perked up because this was clearly a money mindset issue. But before I go further, please know that by sharing the following story my goal is not to brag; nor is it to judge these women. After all, we're all on different journeys, right? "Make a difference, don't make a judgment." Their judgments all come down to perspective. So yes, a $60,000 watch is a great deal of money to an everyday family with an average income. But if this person has $100 million or billion, it likely doesn't affect how they give. What if they annually give away $50 million? To this particular person, $60,000 may very well be a drop in the bucket compared to the impact they're making already. As these women continued discussing, suddenly a beautiful woman entered the square. She was a woman who I could tell was beautiful inside and out, but it was clear that she was mentally and physically challenged – and homeless. A bit later, we heard this angelic voice sing one of the most moving songs we'd ever heard. We looked around and around and found ourselves looking at this same woman. Our minds were blown and I felt compelled to get up, walk the 500 feet to where she was standing (with a cup in hand for money), and give her 50 Euros. She turned so quickly she dropped the cup filled with coins. I bent down to help her pick it all up and place the 50 Euros in her cup. When she realized what I had given her, her face lit up with a smile so big I couldn't contain my own, and it was in that moment, even though we didn't speak each other's languages, I could see the profound gratitude she felt. The woman continued to sing and weave her way through the square and eventually made her way near us and toward the table of women. She stopped at our table, rewarding us again with a bright smile, and proceeded onward. With her cup extended for money, these women brushed her (as well as other performers) off. This was a clear example of people preaching and talking about how someone else should give, but when given an opportunity to improve someone else's life, they didn't. I tell you this story to demonstrate that there are a lot of people out there judging, talking and preaching, but all of that adds up to nothing in the lives of people who actually need a handout. What does add up are the people who have a few extra dollars to give in the moment when someone shows up that could be given to. So, do you want to be one of the talkers or the do'ers? I think you already know what my answer is. In This Episode We Talk about: What Chris has discovered on his trip to Europe Making a difference vs. making a judgment Understanding perspective Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Cole Hatter is back on For the Love of Money and this time we've asked his wife and partner in crime, Sanja Hatter, to join him. I love having couples on the show because I enjoy hearing how other couples make working together work. But even more importantly, I find my audiences resonate with these conversations the most. First and foremost, I love how family-centered both Cole and Sanja are. With two kids and a close relationship with their family members, they truly have set a standard that I hope to match when we have kids down the road. And the love doesn't stop there. Cole and Sanja practice generosity whenever they can whether it's with their time or money. They are committed to showing people unconditional love in business and everyday life. Tune in to find out how this power couple works together day in and day out (both the highlights and struggles), what their dream life looks like, how faith plays a role in their success and what they're looking forward to this year. -- Question Highlights: What's one of your favorite books? What's one of your superpowers? What's one thing you're afraid of? Who is someone who's changed your life? What do Cole and Sanja stand for as a couple? Sanja, what prompted you to come out from behind the scenes into more of the spotlight? Cole, how has it changed your relationship? What's your advice to people who are stuck in fear? What's the biggest blessing of working together as a couple? What is one of the biggest hurdles of working together as an entrepreneurial couple? What role has your strong faith as a couple played in your success? What is Thrive? What is each of your roles in making Thrive happen? In This Episode We Talk about: How Cole and Sanja came up with their dream life while walking (and getting lost) in Rome Unconditional love for everyone Cole and Sanja's focus on family How Cole's accountability pushed Sanja to do bigger things Why Cole downsized his office/team Reprioritizing what's valuable in your life Cole's two different financial seasons Clearing paths to work backward to make your target income Why regular audits – both business and self – are necessary What areas Cole and Sanja need to work on What role faith plays in the Hatter's lives The Thrive event How Sanja books Thrive's amazing speakers Why Cole is walking away from $500K in income And so much more… -- Cole and Sanja's Thoughts… "Build your dream life and work your business around it." "Make money and make it matter." -- Cole Hatter is the founder of Thrive: Make Money Matter, an entrepreneur, investor, and award-winning speaker. Cole's vision behind creating Thrive: Make Money Matter is to change the way businesses are run forever, creating a new breed of "For-Purpose Entrepreneurs" directing profitable businesses that focus on a local or global initiative. Besides being an amazing mother and dead sexy wife, Sanja Hatter is the co-founder of Thrive: Make Money Matter and the Director of Operations for The Hatter Group, LLC. She is an expert in "giftology," and has an unparalleled talent for fostering and maintaining relationships. If you're impressed with the speakers from Thrive 1-3, you have Sanja mostly to thank for that extraordinary lineup. Sanja loves to teach how she grabs attention of influencers you "can't reach" and create win-win scenarios to create true lasting relationships. Sanja is both a visionary and operator; she dreams big and then executes, creating instant results and five consecutive years of growth in the businesses she owns and operates. -- Resources Instagram: @colehatter and @sanjahatter AttendThrive.com and Grab a ticket and use promo code MONEY to receive the 30% speaker discount. Previous For the Love of Money episode with Cole https://itunes.apple.com/us/podcast/12-founder-thrive-making-money-matter-cole-hatter/id1215523596?i=1000384466060&mt=2-- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today we're talking about the huge difference between being abundant and financially irresponsible. You see so many people want to be abundant but they're using abundance and increasing their financial thermostat as an excuse. "Abundance without responsibility is stupidity." Sounds harsh, but here's what I mean. If you're living outside of your means, perhaps buying high-price items (homes, cars etc.) when you don't have the secured money to do it, you're not actually living in abundance. On the contrary, you're likely attracting more lack, and you feel fraudulent and broke because you're not ready to spend like that. And let's be honest, when you're broke it's hard to feel abundant. I can talk about this firsthand because Lori and I were once living this way. We had the house and the cars, but the recession it and we felt the complete opposite of abundant. It's my hope that by sharing this that you'll remember this lesson and avoid going through something similar. So how do you know when to feel abundant and buy nice things, or when to hold back? It sounds too easy, but your soul knows. Your gut knows. Tune in and listen to what it feels like when you're going to make a purchase. To help keep it on your radar, I've come up with seven simple rules/steps that will help clue you if you're ready to start spending more. Set aside an emergency fund that covers one month of expenses. Work to stop buying anything with unsecured debt (credit cards) that you're not going to pay off right away. If you have unsecured debt, start paying it off as quickly as you can. This is also the point where I believe you should start working in an occasional splurge (I don't like the all or nothing approach). Focus on your savings by working up to 6 months' worth of expenses Once you've reached a savings of 1 years' worth of expenses – start funding your retirement. The 1-Year Rule. At this point, once you can buy and want a bigger-ticket item, wait ONE year, then buy it. Want to speed up the above process? Invent more income! Once you start doing the above, I know you will attract true abundance and in turn do great things for yourself – and others! In This Episode We Talk about: The difference between being abundant or financially irresponsible Being aware of your financial patterns 7 rules that help you know when you can start treating yourself Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It is such a privilege to have the incredibly talented, Jasmine Star, on the show today! Not only a world-famous photographer, she's also someone many entrepreneurs (including myself) look to for social media wisdom and advice. It's amazing to think that years ago, she was actually in law school, but made the decision to leave and become a photographer. With this abrupt about-face, Jasmine knew she needed to create a successful business using the minimal resources she had available – and she did! Jasmine shares the highs and lows of this journey and why she believes so strongly in the power of human connectivity and helping others. From personal and business struggles to hacks and insider tips on social media, you're not going to want to miss our chat. It may just help you take your social media and business game to the next level! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What is the last thing that kept you up at night? What's one of your favorite messages you've given? What's one of your favorite accomplishments? Can you tell us a little bit about your backstory? What is one strength or asset that your struggle with obesity gave you? What is one standard in your life that you have now because of the way you grew up? How did you transition from law school to world-famous photographer? How did you power through social media troll comments? Can you give us some low-hanging fruit we need to watch for when it comes to building social media for business? What's a good gritty insider social media secret/hack? Is one social media platform better than the other? What's your take on IG-TV? What is Social Curator? Do you have a success story you can share? In This Episode We Talk about: How obesity helped frame how Jasmine sees and interacts with the world and makes decisions Jasmine's transition from law school to world-famous photographer Jasmine's thoughts on immigration Understanding patterns and applying them to whatever the business is Leveraging free resources How Jasmine's business exploded early on Dealing with naysayers and trolls and why Jasmine thanks them Tips to building social media for business Why consistency is key with social media IG TV Jasmine's monthly social media membership, Social Curator And so much more… -- Jasmine's Thoughts… "Life is so short – I'm going to live without regrets." "Create, create, create and you will always have a market." "Jump and amend mid-air!" -- Jasmine Star is a photographer and business strategist from Newport Beach, California. She dropped out of law school to pursue her dreams of being a photographer. In a little less than three years, she built an internationally recognized and award-winning business (Top 10 Wedding Photographers in the World, Top 10 Most Influential Photographers, Top10 Most Socially Influential Photographers...and more!). In addition to growing her business, Jasmine began consulting with photographers how they could use social media to build a brand and grow their businesses. She's amassed over 600,000 followers on all of her social platforms and believes others can do the same to grow pursue their passion...and build a life they love. -- Resources Instagram: @jasminestar Facebook: facebook.com/jasminestar MySocialCurator.com Jasmine's monthly social media membership JasmineStar.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Picture it… You receive your monthly credit card statement, open it and find that the balance due is a quarter million dollars! You'd be blown away, right? Well, let me tell you... I sure was. At first, I felt instant feelings of anger, panic…and scarcity. Yes, I still have flashes of that money mindset belief, but this one knocked the wind out of me. I wasn't expecting that balance – honestly, it wasn't even on my radar. My range of emotions went from holy crap – $250K could buy me a nice home in my hometown of Green Bay, WI to how the hell did we spend that much money in 30 days? Were we spending irresponsibly? Will this be the new norm? Then, I slowed that train down and realized we had a lot of expenses last month. I hosted my mastermind group and we go ALL out. We spent two weeks away on Lori's book tour with our team. Add to that social media ads for the book, a charity donation, international travel and more…well, I'd say we got an awful lot for that quarter million. So I reversed that scarcity mindset and instead used it as a moment to practice abundance and celebrate it. It was up to me to take this opportunity and zero in on how fortunate we are to have the money to pay this bill and to see just how far we've come over the years. Not to mention how many AMEX points we're getting out of this bill, too! ;-) It was time to practice what I teach and turn this into a celebratory moment. While I had 30 days to pay my bill, I made the decision to pay it right then and there – because I could. I put on some happy music, poured myself a glass of scotch whiskey and paid it in full. Why put off paying it when it will only put out signals of lack and fear to the universe? While some may be critical of my transparency, I didn't share this story to be criticized. I shared it to demonstrate that we all still struggle with our money mindset beliefs. Will these beliefs ever go away? No, but you'll learn to handle them more quickly and with more ease because you have the tools to walk you through them. I hope this episode inspires YOU to celebrate each and every one of your wins – big and small. In This Episode We Talk about: The feelings that washed over Chris when he received his AMEX bill Practicing abundance and celebrating Why our money mindset moments never really go away Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

The name Yahya in Arabic means "alive," and my friend and guest, Yahya Bakkar embodies his name to a T! Full honesty, when I first met him in our mastermind, I thought he was just this loud person putting on an act, but within 10 minutes, I realized it wasn't an act at all – that's just who he was and it was awesome! In fact, I discovered that it was these traits that I wished I possessed more of. And since that time, Yahya has given me permission to be louder, bigger, more self-expressed and perfectly imperfect. After hearing everything Yahya's gone through, however, it's hard to believe that he's such a positive and high energy person. From complicated parental relationships and struggles with religion to following his heart in terms of his career and marrying his high school sweetheart, Yahya discovered what it means to be fully and unapologetically self-expressed and now strives to help others do the same. Whether you want to become a better speaker or just become more self-expressed, our conversation is a must listen. Can't wait to hear what you take away from it! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of your favorite speeches you've given? What's one of your favorite accomplishments? What did your upbringing look like? Looking back on your life, what is one piece of advice to you'd give to those who feel stuck? How does someone who is standing in fear right now become as confident as you? How do you view money? What are your two main intentions this year? If you could empower us by giving us three tips, what would they be? In This Episode We Talk about: Yahya's complicated upbringing and his relationship with his parents How Yahya's wife opened his mind to other faiths Why Yahya dropped out of college with only one semester left Where Yahya got the idea to be a motivational speaker/coach Resourcefulness Having faith in yourself or a higher power Leveraging faith to guide you through your decisions Being fully and unapologetically self-expressed Yahya's two main intentions for this year Tips to becoming a more confident speaker And so much more… -- Yahya's Thoughts… "Real, genuine and authentic confidence comes from a grounded sense of self-esteem and self-worth." "Know you're valuable because you exist." "I'm self-centered – not selfish." "The more income you make, the more impact you'll have." "You're so much more than what confines you in the material world." "Ditch the script and embody your message." -- Yahya Bkkar is a motivational speaker, confidence coach and health educator who has spoken at Harvard University, Georgia Institute of Technology, TedX and various nationally recognized conferences and organizations. He's the author of Beyond Motivation and The Ultimate Guide to Teen Life, and has trained with the top experts in psychology, physiology and health. Born in Makkah, Saudi Arabia, he first traveled alone to the United States at the age of 5. Like many people, Yahya faced a few challenges growing up. Yahya struggled to find his own identity because he never got along with his father and never met his birth mother. Despite his circumstances, Yahya did his best to put the missing pieces of his life back together by seeking professional help and finding his birth mother in Thailand after being separated for over 2 decades. Yahya's inspirational story gives people hope & reminds them to never give up on their dreams. He now lives in New Jersey and is married to his high school sweetheart. -- Resources Instagram: @yahyabakkar WorldClassSpeaker.com Get Yahya's 5-Step Blueprint to Become a World Class Speaker for FREE! -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

This week, while going through the decision-making process of buying a new car, I had a surprising moment of self-discovery... I still struggle with my money mindset. Let me know if you can relate. Many of you know, that I previously owned a Ferrari, and it was a dream come true to own one. However, there were a couple reasons why this car just wasn't working for me anymore. Lori didn't enjoy the Ferrari like I did. Being more of a race car, it's not as comfortable, loud and just different to drive. She did like it and tolerated riding in it because she knew how much I loved it. Full honesty, there were a lot of times where I just felt weird about driving it. You'd either have people yelling nasty comments or others who when stopped at a light snapped pictures like paparazzi. It was a lot of extra attention and it didn't always feel good. Here was my dilemma though, and where I still realized I struggled with money mindset. I had some resistance around letting my Ferrari go, because letting that go meant I was also getting rid of that attention because even though it sometimes annoyed me and I loved it, too. By parting with the Ferrari, I was letting go of part of my perceived significance and what it represented. And that's when it hit me. I wasn't being unapologetic about wealth! I was letting what others thing influence my feelings – and this is exactly why I do a podcast around money mindset! You teach what you need help with the most, am I right? "We are all significance-seeking machines." And this is OK! It doesn't matter what significance we seek as long as it fits in with your moral compass and how you want to show up in the world. So if you haven't mastered your money mindset yet, don't beat yourself up – I haven't either! No one has. "Growth is the goal – not perfection." I obviously still have small money mindset battles in my head, but I'm learning from every one of them – and I know you will too. In This Episode We Talk about: How Chris discovered that he still struggles with money mindset Why we're all searching for significance Growth over perfection Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I love hearing success stories – especially from individuals who found theirs from the ground up. My guest today, Danny Morel, is one of these stories. Considered the "man of the house" at an early age after a cross-country move from New York to California, he shouldered a lot in order to protect and provide for his family. From driving at age 13 to starting his first business at age 18, he knew he was wired for more in life. Since that time, Danny has run successful businesses, only to lose everything when the market crashed, and once again fought his way back to become the owner of several businesses that earn more than $40 million in revenue. Crediting much of his success to his thought process, he unknowingly (and luckily for us) lays out a step-by-step plan to help others get what they want, too. You definitely don't want to miss this inspiring and motivational conversation. Oh and if you're in the L.A. area July 11-13, be sure to get to tickets to his Relentless event. There will be some incredible speakers and I'm so bummed I can't make it. Check out how you can get a free $199 general admission ticket in the Resources section! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of the most memorable speeches or messages you've ever given What's one of your favorite accomplishments? What did your upbringing look like? What is one of the greatest lessons/personality traits you took away from your situation from age 13-18? How did you think you'd be able to buy your mom a house by 21? What does it feel like to own businesses that earn $40 million in revenue? What's your advice for those people who aren't making it happen? How did you get such big names to speak at your Relentless event? Talk us through what "Morel means something" means when you say it to your kids. In This Episode We Talk about: How Danny's family struggled with their finances early on Danny's early driving experience at age 13 Danny's first business at age 18 How Danny learned to get comfortable with pressure Reverse engineering your plan to get what you want Danny's four-step plan to achieve your goals The difference between just action and "massive and inspired action" Hitting rock bottom when the market crashed and how he came back Why Danny believes in books, events and all learning Danny's desire to do things with excellence and in the biggest way possible Why real wealth and success come from a healthy mind and spirit And so much more… -- Danny's Thoughts… "I was always wired to want more in life and likely so because I didn't have it." "Pressure is privilege." "Biblical abundance doesn't mean you get a lot. It means more flows through you." "Wealth and success is the byproduct of a wealthy and successful heart and soul." -- Danny Morel is an author, broker, business owner and leader in the Real Estate industry who resides in Southern California. With over 20 years' experience in the real estate business as a coach, mentor and broker, he embarked on a career as a salesperson at 19. By 27 years old, Danny had earned 1.5 million in commissions during the course of one calendar year. Even more impressive was his ABSOLUTE commitment to creating a leveraged business. Danny successfully closed 150 transactions that year while only averaging 4.5 days a week of work, while others struggled to close 30 transactions while working 7 days a week. His passion for others led him to teach the EXACT principles he followed as a sales person to others through his brokerage that started at zero and within 5 years of opening achieved 800 million dollars in sales annually. In 2017, his brokerage closed nearly 1 billion dollars in sales volume in only its 6th full year in business. His companies have been featured on the Inc 500 and Inc5 000 lists as one of the fastest growing companies in America between 2015 and 2017. People that work with Danny experience transformations that are typically unheard of. 30, 50 even 400% increase in production within 12 months are common play. In 2017 he authored his first book, The Resilience Road Map to provide his step-by-step philosophy of success to entrepreneurs worldwide and launched M.PIRE University, an online coaching university for entrepreneurs now hosting hundreds of clients. When not working on improving the lives of others, Danny enjoys time with his beautiful wife, Claudia and their three boys. -- Resources Instagram: @dannymorel RelentlessEvent.com July 11, 12, 13, 2018 | Los Angeles, CA **Get a BONUS General Admission Ticket!** When you buy a ticket and following me at ChrisWHarder on IG, I'll pay for an additional General Admission ticket (value $199) for the first 10 people who message me with a receipt (I'm offering 5 and Danny is matching an additional 5!) -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I've been noticing lately that there are just too many people who are invisible that need to be seen and share their message with the world. Have you noticed that? Do you ever feel invisible? Perhaps while being an onlooker you wonder how someone's business is killing it, but you question why or how they're doing it. Here's one of the main reasons… they STAND OUT! Full honesty, it's hard to stand out today. There's so much going on in social media and there are so many people doing similar things, so you need to find a unique way to get noticed. "Crack the code and find out how to stand out to get your message heard." It's all about grabbing someone's attention by flashing something "shiny." Lori and I sometimes call it the "bait and switch." For example, Lori will show an image of herself that shows her abs, but instead of talking about fitness she'll talk about self-development and what she's passionate about teaching. It's all about getting people to take noticed and then teaching or telling your message. If you don't want to be invisible, it's imperative that you stand out. And this doesn't just apply to social media, it applies to everyday life, too. Make sure what you're putting out there not only gets you noticed, but supports your message. "If you don't catch people's attention, your great efforts to create impact will not be seen." Here are a couple tips to help you get started: Get resourceful. This means ZERO excuses. It's not about what you have, it's about using what you've got. It's about everything that makes you, YOU – your unique style, manners, sense of humor etc. Stop being so humble! Nobody is SEEING you. Stop worrying what other people are going to think and share your message. The right people will see it – trust in this. It's time for you to stand out in order to stand up! What are you going to start doing RIGHT now to start standing out for your message today? I can't wait to hear and see just how you're going to grab all of our attention! In This Episode We Talk about: Why it's so hard to stand out today What it means to "bait and switch" How to get noticed Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It was a blast to sit down and talk with one of my best friends, fellow entrepreneur and podcaster, Rob Murgatroyd. He's changed my life in more ways than one, but I'm most grateful for him and our friendship because he taught me how to incorporate more play into my life. Because what fun is being successful if you can't enjoy it, right? Today Rob is sharing how he finds balance between work and play and why you're doing yourself (and likely your business) a disservice by not finding it. He admits that it's not always the easiest task, but if you focus on what you really want your life to look like and create the plans to go along with it, you'll be well on your way. It's my hope that this episode encourages and inspires YOU to get out there and PLAY hard! Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of your favorite accomplishments? How does giving continue to drive you? How do you balance your chiropractic business, podcast and travel? What is the first step for people to help them see there's a light at the end of the tunnel? What do you find when you ask entrepreneurs about where they find their play and balance? How has tribe influenced your level of play? Why is it so imperative that we make time for play when we are so driven and successful? What's another example of a hard-driving entrepreneur that you've had a major influence on to play more and how has it influenced their business? Who's the perfect candidate for your new mastermind? In This Episode We Talk about: Why Rob felt compelled to fund a baby's heart surgery Why Rob is so passionate about traveling The balance between work and play Creating plans around what you want your life to look like Why the lives of high-level entrepreneurs are out of balance How Rob has influenced Chris and Lori's views on play Getting out of our comfort zones What Rob's "envelope goal activity" is all about Why masterminds work Rob's new and different mastermind that mixes business and play And so much more… Rob's Thoughts… "You are so much more than your business." "Once you change your physical environment, you come back refreshed with new ways of thinking." "There's nothing spiritual about a bread line." -- I have overcome my share of obstacles in order to architect the life of my dreams and uncover the key to lasting, meaningful success. Growing up in Queens (literally on the wrong side of the tracks), my early years were tumultuous, marked by hardship and violence. With home being a less-than-idyllic place, I clung to work and education as my ticket out of the bedroom I shared with three brothers, and the low-income reality of the life my parents couldn't seem to escape. The minute I was old enough, I threw myself into any job I could get my hands on, from washing cars at filling stations to washing hair in salons. In hindsight, the high-end neighborhood across the tracks (home to the doctors and lawyers) likely played an unconscious role in my decision to attend school to be a chiropractor. Post high school graduation, I moved to Atlanta to complete my training and never looked back. Over the next decade I built a successful chiropractic practice, welcomed my first child, experienced the heartbreak of a challenging divorce, found healing and redemption when I met and married my wife, and read a book that changed my life and uncovered for me the world of lifestyle-entrepreneurship. That book was The 4-Hour Workweek by Tim Ferris. Having spent my entire life thus far in relentless hustle mode, I was ready for the PLAY HARD side of the hard work coin. My wife and I wanted to escape the grind and travel the world, so we did. In 2006 we launched our travel/lifestyle Blog 'Jetset Life' and my all or nothing tendencies showed up for the party. Predictably, poppin' bottles on yachts grew old and I became aware that once again my life was out of balance and I felt disconnected and unfulfilled. THIS was the pivotal moment I decided to apply myself to mastering the counter-balance between the science of achievement and the art of fulfillment. From THIS, the Work Hard, Play Hard podcast is born. Instagram: @robmurgatroyd Workhardplayhardpodcast.com/mastermind -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's topic can be a taboo topic to talk about because there are so many conflicting opinions out there as to why a person shouldn't or can't change their mind. While I completely agree that you can't change your mind on a regular basis, I also believe that if you don't like the path you're on, it's OK to change your mind and get off it. In fact, in this episode, I'm giving you "permission!" There are a couple moments in my life when I did the unthinkable and changed my mind – and they weren't small decisions at all. The first is my brief stint in college. I didn't want to be there. I wanted to be out in the world and making money, but I also wanted to make my parents happy. So I stayed and sabotaged my grades by not engaging (Books? Who needs those?) and excessive partying. Needless to say, I was kicked out. I share this story with you for two reasons… Don't take the roundabout way. Take the direct route. I was right! I made it to the outside world and made $75K in small-town WI – 20 years ago! Another impactful decision I made was to leave the small investment company I helped found. While we were very successful, it just never felt "right." Fortunately, I learned from the past and had a talk with my partner and bowed out of the business. FYI – this business has since done billions of dollars in investments. It goes to show you that it's not always about the money – it's about what makes you feel the best, too. "A lot of money in itself isn't necessarily worth it – fulfilling money in itself always is." Be prepared though. When you change your mind abruptly you'll likely have to change your mindset around different things as well. With big decisions often come many mini decisions to help support them. Whether it's your spending habits, living situation or lifestyle… nothing is off limits. But if it's keeping you on your path, it's worth it. "It's OK to change your mind just for YOU." When you follow your intuition and what feels right, good things are bound to come your way. Wherever you're stuck – be it in a relationship, your career etc., it's within your power to change it. How empowering is that? It is my hope that this episode gives you permission to change your mind when the path doesn't feel right. But once you do, make sure you follow suit and take ACTION. In This Episode We Talk about: Why it's OK to change your mind Two life-changing moments when Chris changed his mind Following your intuition Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! ATribeCalledBliss.com Check out Lori's book or learn more about the next book tour stop in Phoenix. For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

We're talking with Gabby Bernstein and how she has totally shifted Lori and my lives! We are talking all about how's Gabby's courses have impacted my life and how you could get the same coaching from her. Lori is also giving away some seriously amazing bonuses when you join Gabby's Spirit Junkie Masterclass! Get all the details and learn more at www.Loriharder.com/Gabby

While on Lori's book tour I've found myself in a state of awe watching Lori serve others over the past couple weeks – even when sick. Yep, she was sick and still showed up and rocked the stage to help others make lasting changes in their lives. So it got me to thinking… With all these people in the room, including myself, I realized that ALL of us are capable of doing that based on the gifts we were given. We all have unique talents that we can use to create a solution for people in pain. "You have a responsibility to get over yourself and do this." Set aside those nerves, your worry about what others will think etc., and start serving. Can you imagine what this world would look like if every person had a solution to someone else's problem? So I ask you, who are you not show up and serve your solution? Keep in mind that everything is an energy exchange. Many people use money as that energy source, but it's not always the case. "When you gift your solutions to other people's problems you are gifting them energy." And by pushing out your energy/solution to more and more people, you have the potential to become wealthy. Don't let others suffer when you have a solution they need. So get out there, show up and serve others with your talents! In This Episode We Talk about: Chris' revelation while on Lori's book tour Serving others and creating a solution for their problems Why everything is an energy exchange Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! ATribeCalledBliss.com Check out Lori's book or learn more about our next book tour stop in Phoenix. For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

While not all of my episodes apply to every entrepreneur, my interview with spiritual online marketer, Destinee Berman, will benefit ALL listeners – no matter where you are on your entrepreneurial journey. Once a successful marketer in Silicon Valley, Destinee felt a strong calling to help and demystify online marketing for spiritual leaders and teachers, and decided to pursue her own path. Today, she not only teaches them how to successfully launch their brands to the masses, she also teaches them how to nurture, grow and stay connected. This is a value-packed episode you won't want to miss! If you're looking to take your business from offline to online this episode delivers as Destinee shares countless insights and tips to share your business with the world. -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of your favorite accomplishments? How did you end up as an online launch expert? What type of entrepreneurs were your parents and how did that rub off on you? What is the best trait your parents gave you that helps you succeed now? How do you feel about the immigrant edge – is it real and is it valuable? How do you want your son to grow up viewing money? What was your money story growing up and what is it now? What's your advice to spiritual entrepreneurs to get past their limiting beliefs? What should people know about having a successful online launch? What advice do you have for those who are trying to make motherhood and entrepreneurship work? In This Episode We Talk about: How Destinee got her start in spiritual online marketing The idea of the "immigrant edge" Finding balance between luxuries/opportunities and working hard Desiree's money story Steps to moving past limiting beliefs Why Destinee feels support, mentors and taking action are essential Crafting a successful online launch The importance of growing and then nurturing/connecting with your audience Effective ways to grow your email list Why consistency and ongoing ad campaigns help grow your online exposure Balancing motherhood and entrepreneurship Giving yourself permission to be successful Establishing roles and boundaries in your relationships and career And so much more… Destinee's Thoughts… "My self-worth is not tied to the amount of money I have." "The pursuit of wealth and success is claiming and tapping into our power and strength." -- Destinee Berman has been called the secret "visionary" behind today's most widely recognized online schools in the intuitive arts and spiritual healing spaces. After 15 years in Silicon Valley, managing clients like Twitter, HP, and Microsoft, Destinee left in 2014 to walk her own spiritual path. Today, she is the launch manager behind Ashley Turner and Sianna Sherman's wildly successful Urban PriestessTM Mystery School, and Debra Silverman's Applied Astrology Online School, successes that have touched the lives of thousands of women worldwide. Instagram: @desberman www.DestineeBerman.com. -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's episode is all about flipping your perspective upside-down and leaving you empowered to find more customers to build your dream(s) and wealth. Get ready… "There are more people out there who need you more than you need them." Here are two reasons why I love this statement so much. There are plenty of people that need what you have to sell whether it's a product, service, talent etc. You don't need anyone, however, you can desire people to partake in what you have to offer. Saying you need something comes from a place of lack, and we know that we don't operate from that place, right? We all have individual talents and abilities and we need to share them. Sure, there may be someone else or another company who's doing something similar, but they're not YOU. So before you let your inner dialogue run away with phrases of lack (I'm not good enough; no one wants what I have to offer etc.), realize that there are 7 billion possible takers in this world… The odds are clearly in your favor. "There is more than enough to go around." Isn't that empowering to think that there's just people who haven't found you yet? But don't get lazy… it's still your no. 1 job to find these people. Do the work, outreach, marketing and whatever else you need to do to make it happen. In This Episode We Talk about: Why people need you more than you think Why it's your job to find these people Banishing the negative self-talk around your skill, product etc. Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's conversation with serial entrepreneur, Dan Kuschell, has to be one of the most value-packed episodes I've had to date. Not only does he take us through his childhood journey and the money mindset that went along with it, but he shares what initially got him hooked on self-development and as a result, propelled him into his crazy successful career today. Having started 11+ business along the way, Dan is completely transparent sharing that his path has been far from perfect with struggles along the way, but he's grateful for each as he's always learned from them. With so many actionable tips, stories and takeaways, this episode is going to blow your mind and possibly help you acquire more clients – and more success! I can't wait to hear what you think! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of your favorite accomplishments? Was the personal development book your dad gave you at age 10 ahead of its time, and did it shape what you do today? What was the first business you started? What did network marketing teach you? How did you work through your scarcity issues in order to become as successful as you are today? Earlier you said that you help clients simplify their process of attaining clients…can you walk us through that? When you worked with T. Harv Ecker, what was one of the biggest lessons you learned from him? In This Episode We Talk about: Dan's first exposure to self-development What sports taught Dan about failure and making adjustments in life/business Breaking old habits and belief systems to stretch us to be the very best of ourselves Dan's insecurity about his smile and how he overcame it Abundance vs. scarcity The things you need for a successful business Why you should consider the BOTE framework for your clients How the right offer either convinces or compels people The differences between selling and buying cultures Four questions to help you tap into a niche market Dan's clients' success stories and strategies The secret to success How Dan let go of his financial goals and focused on being a human Dan's three daily grounding questions And so much more… Dan's Thoughts… "The to-do list is one thing, the not-to-do list is more important, the not-now list is important, but more importantly it's about enjoying these kinds of moments – even the struggles." "It doesn't matter where you've been, it just matters where you want to go today." "When you actually niche down, you attract more people." "The harder I chased money, the further it actually got away from me." -- Dan is a husband, dad, serial entrepreneur and angel investor. He's the co-founder, Chairman, and CEO of BreakthroughX. He helps business owners like you connect the dots, see the blindspots, and get unstuck, by helping you implement unique sales and marketing systems so you get more clients, growth, and profits and have a bigger impact, reach, and contribution. With over 25 years of business experience, he's started 11+ companies, coached over 5,329 business owners from over 180 niche industries, 9 countries, and had clients and partners like Joe Polish, Dean Graziosi, Genius Network, and more. He's bought and sold multiple companies, is a regular media contributor, hosts his own radio show, and has been a guest featured on multiple TV, radio, print, and online publications such as ESPN, NBC, Speed, Thrive, Huffington Post, and more. He was recently rated as one of the top 25 Influencers by Influencive and his podcast was recommended for Ultra Lean Businesses in Forbes. Resources: Instagram: @dankuschell Free Training! The Unusual 3 Step Method to Triple Your Business - without more staff, more costs, or more stress... ChampionBusinessBlueprint.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I'm addressing another popular question today and that's, "What do your mornings look like?" Let me start by saying that I think having rituals (whether they're in the morning, mid-day or evening) are vitally important to a person's success. These rituals are crucial to my and Lori's self-care, and let's be real, our sanity! Personally, mornings work the best for me. "There is no easier time to take control of your day than in the first 30 minutes of the day." Think about it… the first 30 minutes of your day are the easiest to control. For me, it's the first two hours, but that's the time that Lori and I have carved out of our day as "protected time." We put ourselves first so we can be the best versions of ourselves for others the rest of the day. Here's what the first part of the day looks like for me: Wake up and immediately say my mantra: "I am happier, healthier, wealthier and more fit than I was yesterday." 60-90 second prayer of what I'm grateful for. This list varies and is very child-like, but it really does set the tone of my thoughts for the day (hello, gratitude and possibility!). Pages before Swipes + COFFEE! OK, the coffee is optional, of course, but it's mandatory in our house! ;-) This is my and Lori's rule of reading a minimum of 10 pages before we hit our emails or social media. You never know what you will read or see that can send your day into a tailspin before it even gets started. This has been a game-changer! We used to do 20-30 minutes…or nothing, but recently realized that even 5-10 minutes is plenty to help visualize our day. Something is always better than nothing. "What matters is the consistency, not the amount of time." Moving my body. This is a staple of my success and every single day, there is at least one block of time where I'm going to get sweaty. After we're done working out, we get home, rinse off, and that marks the end of our "protected time." We start our day. Final words... "Dictate your day and your thoughts." Again, I realize that not everyone has the flexibility in their lives to commit to this same schedule, but aside from the workout, this is roughly a half hour of time that can help you start your day right. Don't leave your day to chance. Wake up earlier, break it into multiple smaller chunks of time throughout the day – just do what you can to control your day. In This Episode We Talk about: Why the first 30 minutes of the day is the best time to sneak in morning rituals Chris' morning rituals Chris and Lori's "protected time" Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I'm so grateful for all the amazing people I've met through my mastermind with Lewis Howes, and today I'm fortunate enough to talk with another fellow masterminder, Christian Mickelsen. I love diving deeper into his story as he tells us more about being on welfare as a child and how that lack of money made him feel then and how it affected his money mindset later on. Christian obviously overcame that lack mindset and it happened when he realized that he's always been "rich" – just not in the traditional way. He now helps others work through their feelings and fears through his coaching and Abundance Unleased events. This is one of the most empowering conversations I've had to date and I know that his insights will help propel you to the next level of abundance in your life and business. -- Question Highlights: What's your favorite quote? What's one of your superpowers? Who is someone who's changed your life? What's one of your favorite accomplishments? What's one regret you have? Can you tell us a little more about your upbringing? When did you start this journey to go from a poverty mindset to a master of abundance? What are the invisible forces that are holding people back? Is your event based on your book, Abundance Unleashed? How can people go to your event? When and where is it? In This Episode We Talk about: The childhood belief Christian had that when you were poor people didn't like you and when you were rich they did The shift that happened when Christian was able to release emotional ties to things (house, money etc.) How Christian incorporated vision boards into his life The top 4 things that drive Christian in life and business Why it's important to eliminate the invisible forces that hold people back Working through fears and other feelings using the "Peace Process" and the "Instant Miracle" Extreme abundance beliefs Christian's event "Abundance Unleased Live" Why all abundances (love, money, health and time) are related Why desires are here to make us grow And so much more… Christian's Thoughts… "If we want more abundance in our lives, we need to get clear on what we want." "Being alive is rich." "The richest person in the world isn't the person with the most money, it's the person with the most gratitude." "If you want to be rich now, start appreciating what you have now." "Having big goals forces us to become bigger people." "Be happy with what you have – and go for more!" -- Christian Mickelsen is a leading authority on personal development and personal coaching and is the author of four No. 1 best-selling books, which include: Abundance Unleashed: Open Yourself To More Money, Love, Health, And Happiness Now Get Clients Today: How To Get A Surge Of New, High Paying Coaching Clients Today And Every Day How to Quickly Get Started As a Personal Coach: Make Great Money Changing People's Lives Change The World And Make Great Money Teaching, Training and Serving Humanity He's the owner of a multi-million dollar coaching business that has made the Inc. 5000 list of fastest growing companies 3 years in a row. He's been featured in Forbes, Yahoo Finance, and MSN, among others. A true visionary, and pioneering personal coach for over 18 years, he's helped hundreds of thousands around the world experience the life-changing power of coaching. He's on a mission to get the whole world coached. Resources: Instagram: https://www.instagram.com/christian.mickelsen/ Get a free copy of Christian's book (you only pay shipping and handling) + free tuition to his Abundance Unleashed Live event in June at MyAbundanceBook.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's topic may be considered controversial by some and I may get judged for it. On the other hand, some may actually like it and have a breakthrough. Whichever reaction this episode sparks in you, I just want to clarify that my podcast is all about understanding how wealthy people think and giving you alternate ways of thinking when it comes to your views on money and how you want to embrace and pursue it. The following story is just one way to personify how wealthy individuals think and act vs. how the everyday person does. So, Lori and I went surfing this past weekend to recharge. We drove down to the beach, unloaded our boards and proceeded to the parking ticket line. Because it was a weekend, you can imagine the line was long (about 11 people deep from our position). Quickly figuring out that it was taking each person around 5 minutes to get their ticket, I knew I didn't want to waste nearly an hour to get ours. So, I walked over to the ticket attendant and asked what the fine would be if we didn't have a ticket. He said $50. With a ticket price of $15, I made the decision to park the truck without a ticket and pay the extra $35. Why? Simply put, the extra $35 wasn't worth my time. Nor was it worth getting ticked off and potentially putting a damper on our day. "Sometimes rules are just guidelines – depending on what your values are." Now I'm sure there were some people in line that saw me speak to the attendant and then park my car without a ticket, and thought, "what a rich asshole." But the fact of the matter is, I was just making a decision based on the result of my time/money equation. "Is it worth X amount of dollars for me to do Y?" Time is the most valuable thing you have, so use it wisely. I would love to hear your thoughts on this lesson. Please share if you had a breakthrough or if you think I should have followed the rules. I love hearing all perspectives. In This Episode We Talk about: Chris' parking meter story Placing a higher value on your time How wealthy people think and act vs. the everyday person Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

If you've never heard of today's guest, Lori Kennedy, you're going to want to start following her ASAP! Lori and I met in our mastermind with Lewis Howes, and from day one I've been astounded by all she's accomplished so far. As a single mother running multiple, wildly successful businesses, you'll likely notice as I did throughout this episode just how impressive Lori's level of resourcefulness, grit and intention is. From navigating a failed business and having kids to creating massive levels of success and giving equally, Lori admits to times of struggle, but she's kept going anyway. She is unapologetic about living an extraordinary life with her kids and takes great pride in helping others do the same through her programs and through her philanthropic efforts. In fact, in this episode alone, there are nuggets of knowledge that may just help you take your success to the next level. You don't want to miss it! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one regret you have? How did you go from the lowest of lows in your career to this person who saw a light at the end of the tunnel? When did you learn how to become successful? How did you learn to be comfortable with sales? When did you become this online sensation? If you don't identify with being a business coach, what do you identify with? How do you make it work as a single mom? Why are you concerned about your kids growing up being spoiled and how are you raising them as an entrepreneurial parent so they turn out the way you're hoping? What's been one of your most successful charitable marketing campaigns and why do you do them? How did you get to the point where you were really efficient at being able to launch these courses and have them take off? What do you teach that brings people so much success? In This Episode We Talk about: Why Lori felt her first nutrition business was a failure The levels of success Sales psychology Why tonality and your speaking rate is important with sales Why your price is irrelevant but also important at the same time Balancing family life with growing a business The dirty little secret of entrepreneurship How Lori teaches her kids the difference between normal and privileged Lori's non-profit upbringing Lori's philanthropic causes And so much more… Lori's Thoughts… "Success is relative to where you are in your journey." "I don't want to give energy to repetitive tasks." "I am relentless. I am unapologetic about making boatloads of money and living an extraordinary life." "There's always a next level." "There's nothing wrong with you – it's just entrepreneurship." "If you want to get masterful at something, you have to stop doing everything." -- Lori Kennedy provides professional training for health practitioners looking to build and grow their businesses online. She's also a mom, and lover of all things related to coffee. Lori's two foundational programs The Wellness Business Academy and the Launch It Like a Boss Mastermind are growing a powerful community of health leaders who are transforming the way healthcare is done all over the world. She is also the host of The Business of Becoming Podcast for entrepreneurs who want to build the business and life of their dreams… all on their own terms. Resources: Facebook: https://www.facebook.com/lorikennedyinc Instagram: https://www.instagram.com/lorikennedyinc/ TheWellnessBusinessHub.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Have you ever heard the question, "When is enough, enough?" It's a question I've gotten before and I totally understand why people ask it, but I'll be honest…I don't like it. The question instantly makes me feel judged even though it's generally someone's curiosity about what drives you. But the more people ask the question, the more you start to question yourself. Am I working too much? Lori and I talked about this very question the other day on our 10-mile walk. Yes, it's a long walk, but it's a great way for us to connect and also hash out questions/issues like this one. So we determined that for many, the answer is no, it will never be enough. And it's because that particular person is geared to keep going and it's that drive that keeps them motivated. "If we lost our ambition to create abundance, there'd be no extra abundance to share." I want you to think of all the good things being done in this world right now – a great majority of it is from people who have an abundance. Imagine if this "well" dried up? Where would the world be without the high performers/financial contributors of the world? It's these people who were given the responsibility of creating an excess of abundance. "Not everybody has been given the same-sized assignments in this life." This really is a beautiful thing. We were all given different wiring, different drivers and different purposes. If people don't understand where you get your drive from, it's not their fault – they're simply not wired that way. "Some people are called to organize and solve great causes – and some people are called to fund those missions." We all have our role. So maybe you're not creating the amount of financial abundance as others, but what other type of abundance are you contributing that another couldn't? I know personally, it will never be enough. Not until no one is starving, everyone receives an outstanding education, everyone is healthy, the world lives in peace and all natural resources are guaranteed to never run out. So go out there, continue to be unapologetic about your drive and do great things. In This Episode We Talk about: When enough is enough or why it's not How we are all driven by different things Why people don't seem to understand when people don't feel like it's "enough" Resources: Lori's book, A Tribe Called Bliss, is now available! Get your copy or check out if she'll be in a city near you at ATribeCalledBliss.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.