The Chris Harder Show

In This Episode You Will Learn About: Why self-worth is so important How self-worth helps net worth grow How meaningless net worth is without self-worth Resources: Mastermind: fortheloveofmoney.com/mastermind Show Notes Today I'm weighing in on a really, really important topic: net worth. This is determined by taking all of your assets, minus all of your liabilities, leaving you with your net worth. You hear people say often that net worth is a direct measurement of how much wealth you have, but I feel that your net-worth won't show up for you if you don't have self-worth. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Josh being recognized by Forbes Preparing for success What Weighting Comforts is Company growth Josh's biggest struggles and challenges Breakthroughs Working with family Why giving is important to Josh Resources: Learn more: weightingcomforts.com Instagram: @weightingcomforts ; @joshjdurham Sew For Hope Read: Predictable Success by Les McKeown Mastermind: fortheloveofmoney.com/mastermind Show Notes Today I'm sitting down with a good friend of mine, Josh Durham. Josh is a young entrepreneur, at just 23 years old, and runs a successful company, Weighting Comforts. His company makes weighted blankets to help people with their stress, anxiety, and difficulty sleeping – he's not only changing lives with his product, but he's also changing lives by the way his product is made. Josh's company specifically hires immigrants to do the sewing of the weighted blankets, which provides not just jobs, but better lives for the people employed. I'm really excited for you to listen to this episode, it's really incredible hearing Josh's passion for people and doing good things. Question Highlights: What did it mean to you to be recognized by Forbes? What are your core values? What is Weighting Comforts? How did you grow so quickly? What is the "why" behind your company? How has this changed the life of your employees? What's the biggest hurdle you've had with your rapid growth? What was the biggest breakthrough you've had? How do you view money? Quotes Josh Durham founded Weighting Comforts, a weighted blanket that naturally increases serotonin in the body. Each blanket is hand-sewn by refugees in Nashville, Tennessee. They are on track to generate $8 million in revenue in 2018. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Where to get your advice from Problems with cutting back Creating habits The growth snowball effect When to cut back Resources: Mastermind: fortheloveofmoney.com/mastermind Show Notes In today's minisode, I am discussing a really important topic that went pretty viral on an Instagram post of mine. What is more important? Cutting back more, OR earning more when there's a financial hurdle that comes your way. I believe this is going to be one of the most important quick episodes that I share with you all. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Going into early labor How the recession hit her business hard Her defining moment Staying grateful through the hard parts of life What Patrice does now as a coach The top 3 things holding people back financially How wealth should be defined Resources: Website: patricewashington.com IG: @seekwisdompcw Listen: Redefining Wealth podcast Watch: Redefining Wealth TV Read: Real Money Answers For Every Woman by Patrice Washington Mastermind: fortheloveofmoney.com/mastermind Show Notes I'm out of my mind excited about today's episode, because I get to talk with Patrice Washington today. Patrice is known as America's Money Maven, and is the host of the Redefining Wealth podcast and Redefining Wealth TV, as well as being an author and speaker. She refers to herself as a hope restoring coach to woman, and that's EXACTLY what she's about to do for you. This episode is going to create some real breakthroughs for you, because Patrice offers some of the best advice given on this show. Question Highlights: What happened to your business and mindset right after the recession? What was your defining moment? How did your identity change from pre-recession to post-recession? What is a hope restoring coach? What are the top three things that are holding people back financially? How should wealth be defined? What advice do you have for someone who's growing up the same way you grew up? Quotes "If we don't fulfill our voids in life, we'll continue to waste our money filling them." Patrice Washington is a number one best-selling author, captivating speaker and hope-restoring coach to women, as well as the TV show and podcast host to Redefining Wealth. Patrice has been the personal finance expert of both Steve Harvey's radio and television shows since 2014, as well as, appeared in dozens of media outlets such as Dr. Oz and Fox & Friends. She has also been featured in hundreds of online and print publications including the New York Post, Cosmopolitan, Essence Magazine and many more. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Asking for help Reading more Investing in YOU Try new ideas Releasing judgement faster Catch your ego Apologizing faster Pay attention to your yes's Forming a mini-mastermind Learning from opposing views Being healthier with our choices Only holding space for what serves you Resources: Mastermind: fortheloveofmoney.com/mastermind Show Notes Do you want 2019 to look better than 2018 did? Today we are talking about simple moves you can make in the New Year in order for it to be better than ever. These are moves that anybody can do, and even the smallest ones can create the BIGGEST of changes for you. Quotes "Sometimes it's not what's in the book, it's in the feeling that the book gives you so you can go out and conquer the day." "When I became more open is when everything opened up for me, and that only comes from trying new ideas on for size." "Your ego will cost you more than any bad decision, more than any bad investment you could ever make." "There is more importance in being "over it" than there is in being correct." Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Tiffany's work with Children of the Night The path of self-destruction How she's overcome limiting beliefs Goldmining What Tiffany see's holding people back Why generosity is important Giving time Resources: Website: projectmewithtiffany.com IG: @projectme_with_tiffany Listen: Project Me Podcast Check out: Children of the Night Mastermind: fortheloveofmoney.com/mastermind Show Notes I'm really excited for today's episode because I'm sitting down with known broadcaster, Tiffany Carter. Tiffany is now a coach and has a popular podcast, and teaches women how to thrive in their business faster than ever. Not only does Tiffany have a background in TV broadcast, but she also has experience in sales–I'm talking over one hundred million dollar experience here. Tiffany is a great advocate for women succeeding outside of business and in life as well, by supporting a multitude of causes such as human trafficking. Tiffany truly wants to help free women up from all that is holding them back. Question Highlights: You say you come from a path of self destruction, can you go explain? How did you overcome your limiting beliefs surrounding money? What is driving you? What do you see as a common thread that's holding most entrepreneurs back? What are obvious steps that people can do to get their business hitting on all cylinders? What role has generosity played in your success? Why is it important? Quotes "I want people to feel free." Tiffany Carter takes the mystery out of making BIG money. She uses a magnetic combination of her clear-cut communication style that she developed as a TV news journalist, her business savvy and proven strategies as a multi-millionaire entrepreneur, and her intuitive ability to connect with women on a deeper level, to uncover what's blocking you from achieving your dream life. A passionate female empowerment speaker, money-making mentor, and marketing expert, Tiffany's zone of genius are helping women become financially free, through education, empowerment, and proven straight-forward strategies. The name ProjectME came to Tiffany while recovering from spine surgery ten years ago (first time she took time for herself!). She wants women to remember the Most Exceptional project in your life, is YOU! Putting yourself and your needs first aren't selfish; it's a necessary act of self-care and empowerment. ProjectME is a program to create your Most Exceptional life, by putting the focus back on you. Manifest the wealth, love, career, self-worth, travel, relationships, and life you have always wanted, but need some help getting there. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: A recent interaction I had with an Uber driver over his worth Tips for calculating your worth Why you need to be unapologetic in asking your worth Resources: Mastermind: fortheloveofmoney.com/mastermind Show Notes: Can you tell me what your hour is worth? How about the worth of your day? Can you say it and ask for it loud and proud? In today's mini episode, we are talking about knowing your worth. This is something that a lot of people struggle with, and it's about time we dove into why it is so important to know. I'll share a story with you about a recent interaction that I had surrounding personal worth and value, that way you can see just how important it is to know and confidently ask for your worth. Quotes "Know your worth, and be unapologetic to ask for your value." Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Having it all and not being happy Being successful yet feeling lost Charlie writing a contract with himself What he left behind in order to start his new life Biking across America Charlie's love of generosity Money mindset Why Charlie values transparency Being a delusional optimist Resources: Website: charliejabaley.com IG: @charlie Twitter: @charliejabaley Mastermind: fortheloveofmoney.com/mastermind Show Notes Today I'm sitting down with Charlie "The Rocket" Jabaley, and you guys, this may be one of the most inspiring episodes I have had this far. Charlie Jabaley was once a highly successful music manager for celebrity recording artists, but decided to walk away from it all when he realized it was leading to an unhealthy future. Since then, Charlie has biked across the United States, lost 130 pounds, and lives a more full and healthy life all around. We go deep into why Charlie left his business to pursuit better health, and the different ways he went about creating goals, training for an IronMan, and biking across the country. Charlie also talks about creating the vision of Charlie Rocket, how he manifests change, and why it's so important to give back. This episode is so incredible, and serves as a great reminder that we can strive for wealth in all aspects, not just monetary. Question Highlights: What career background did you come from before your transformation? How were you so successful in some aspects, but so lost in others? What did you have to leave behind in order to begin this new life? What sparked biking across America? What was that like? Where did this drive for generosity come from? What did money mean to you before this journey, and what does it mean to you now? What has made you choose to be so transparent? Quotes "Boil pots of water, not lakes." "I just want to live a great story." "Too many people in this world are "you should" people, they get up on stages or they get on Youtube or Instagram and they say, "You should do this, you should do that," and I never say those words, you should." "See, money is going to magnify who we are." "Nobody is going to believe in you until you get down the road, so you've gotta have this delusional optimistic mindset." Charlie Jabaley wasn't your typical kid from Georgia (United States). Sometimes labelled, "the chubby kid", Charlie was a dreamer. Knowing that he needed to use his imagination as a weapon to survive the playground, Charlie created his first persona, CEO Charlie. He had other ideas. Like pursuing the life of an athlete. But, that had to wait. As a young CEO millionaire of Atlanta Hip-hop management company, Street Execs, he sold millions of records, changed the trajectory of how to market to millennials, and guided the careers of influential artists like Grammy award winning 2Chainz. However, while all the success was pouring in, he battled depression, binge eating, crippling insecurities and a brain tumor. To everyone on the outside, CEO Charlie was crushing it. On the inside, he was dying. Unhealthy, unhappy and unfilled, Charlie retired in 2017 at the age of 29 from both the music industry and the name "CEO Charlie". He made the decision to reinvent his life in pursuit of his childhood dream to become an athlete. Charlie Rocket inspires those around him. He's lost 135 pounds. Became vegan. Ran 3 marathons. Reversed the growth of his brain tumor. Became an Ironman. Just finished his nationally known Dream Machine bike tour across America. Is currently on the cover of Runner's World Magazine and secured partnership with Nike. Charlie has rerouted his ambition of making millions of dollars into his current mission to TRANSFORM 1 MILLION PEOPLE'S LIVES. His name is Charlie Jabaley. His story isn't over yet. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Hear About: Solutions based conversation vs. a wildfire conversation What types of conversations we have more of What sparked this topic Offering solutions rather than reinforcing the negativity How to shift your conversations Turn the conversation around Adopting zero tolerance policies Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com. Show Notes Today I'm going to share a little life hack that is an ABSOLUTE must. This hack is going to help you attract those next level people and relationships into your life, and be the person that others want to be around. Heck, this is the one hack that will even help you make more money. That's right, I swear by it. So, what is this life hack? Always, always have solutions based conversations. Question Highlights: I want you to think about the last 5 conversations you've had. Who have them with? What did you talk about? Have they been solutions based, or were they wildfire conversations? What is the difference between a solutions based conversation and a wildfire conversation? Which conversations do we tend to have more of? Why do I think this topic is so important to share with you all? Once I realized the types of conversations I was having, and decided to shift them to being solutions based instead, everything changed. Why do we default to wildfire talking rather that rise to a solutions based conversation? Simple, it's easier to jump on the bandwagon. So, what can we do? Be hyper aware of what conversations you are participating in. Try to turn the conversation around. Adopt a zero tolerance policy for wildfire conversations. Quotes "There's very few things you can talk about in life where you cannot offer somebody some great advice and make it a solutions based conversation." "It's easier to just join on the bandwagon, join in on the gossip, join in on the complaining." "We train people how to treat us, we train people what conversations we are willing to have, not by what we say, but by what we do." Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: How Diana began her path into entrepreneurism Advice for selling a business Working alongside her husband Crowdsourcing funds The importance of managing your finances from day one Believing you can make a profit What Diana learned at a Tony Robbins event Where to begin to better understand your finances Why people avoid numbers The two paths in business How Diana helps her clients CFO report and why you need to read it Who should work with Diana Resources: IG: @dianapowerhouse Website: dianahouse.com Mastermind: fortheloveofmoney.com/mastermind Read: Secrets of the Millionaire Mind by T. Harv Eker ; Profit First by Mike Michalowicz Show Notes I'm so excited for today's episode, because I got to sit down and talk with Diana House. Diana is a lawyer turned serial entrepreneur, and has built and sold not 1, but 2 companies. She is the real deal. Diana has been honored and recognized as a top female entrepreneur, and now runs a private financing and commercial real estate investing company, Fast Forward Ventures, with her husband. Today, Diana and I talk profit! That's right, we are reminding you that profit is what's important, and how not to get tripped up along the way. We also talk about building companies, as well as selling them, and what people may not realize about the process. What Diana has to offer is sure to be a gamechanger for you and your business. Be ready to learn how to love your numbers, and if you aren't there yet, how to get over that fear surrounding them. This episode is sure to help you get to the next level in your life. Question Highlights: What created the person you are now? Where did you turn when your family didn't understand the path you began to take? Do you have any advice for people trying to sell a business? What did it feel like to be ambitious about a company you knew was doing good and not just creating profit? Do you have advice for working together as a couple? What insight can you offer around crowdsourcing funds? Who should consider crowdfunding? Why is it so important to manage finances from day one? How do you know if you finances are out of whack? Do people avoid their numbers because of ego or fear? How do you help your clients? Who should be contacting you for help? Quotes "People really underestimate how long it takes to sell, and it often takes years." "I'm all about building real, cash flow businesses" "Once the mindset is there, the second step is really awareness." "Whether you're going to keep a business forever, or you're going to sell, profit is actually the most important thing." "I think entrepreneurs are some of the most generous, loving people. Their "why" and their values for the business are very important, and I don't ignore that." Diana House is a lawyer turned serial entrepreneur who is obsessed with empowering entrepreneurs around their business finances. She has been featured as one of the top female entrepreneurs in Canada by the w100 and also recognized as a top 20 under 40 entrepreneur by Business London. Diana has built a highly profitable 7 figure company, been on Dragon's Den (the Canadian version of Shark's Tank), done a successful crowdsourcing campaign and sold two businesses in the e-commerce space. She now works with her fellow entrepreneur husband on Fast Forward Ventures a company focussed on private financing and commercial real estate investing. Diana currently consults 1-on-1 with entrepreneurs on their business' finances and is writing "the" book and course on entrepreneur finance "by an entrepreneur." Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

Time for a little wake-up call, friends! There can be many reasons why you're not yet where you want to be, but today I am going to go over four of them. When Lori and I were doing only around 250K a year we got sick and tired and decided to just "GO FOR IT"…and went from 250,000 to over 1 million in one year. Your Goals Are WEAK. You're shooting too low…thinking that you'll just take slow, incremental steps to wealth instead of really exploding! Why not think bigger and set bigger goals? You're not setting the bar high enough. And then when you do, just work backwards, and think out of the box. So what kind of crazy, amazing goal are you going to set this year? Your Tribe ISN'T Helping You. While your tribe might be amazing, great people, but if they haven't been to where YOU'RE SHOOTING FOR, then they have nothing to teach you. It's time to find a new tribe of people who you surround yourself with. You don't have to tell your current one to "peace out" but you need to reach out to additional, different people who will up-level your tribe. You're Too Damn Conservative. You're probably placing too much value on your current "stability" and if you place too much focus on that, you will not be able to take the proper "risks" that you need to take in order to go to the next level. Make a radical change to get a radical new outcome! Take some risks when it's smart. You're Mentally Weak. I say this with the most love possible, honestly. You're scared and afraid of what people might say if you fail or make changes. You're afraid you might look silly. You're not willing to push through the uncomfortable part and endure a short-term struggle in order to reach that long-term success! You're not willing to turn off the tv and pick up a book to learn what you need to learn. Your mental discipline needs a good workout! "These four reasons are why you DESIRE to lead a better life, but you are not yet leading an EXTRAORDINARY life." You see, these four reasons have been holding you back. And again, I say talk about these with some serious love for you. They're the reasons that you DESIRE to lead a better life but you're not yet living an EXTRAORDINARY life. If you can get these four areas cleaned up and corrected, just imagine what your life could look like in a matter of months! In This Episode We Talk about: Why your tribe could be holding you back Four reasons you're not yet rich and how to make some changes in order to fix them How you're probably setting crappy goals and don't even know it Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

In This Episode We Talk about: The definition of Ayurveda The different Ayurveda types (doshas) The strengths and downfalls of each dosha (earth, air and fire) Each dosha's different relationship with money Why we need to balance our type by tapping into parts of another dosha Looking at archetypes in all areas of our lives Sahara's new book, "Eat Feel Fresh" Eating the right foods for your mental well-being Generosity and doshas Why the Earth dosha tends to be more generous Why doshas are important when hiring employees Adaptogens Resources: IG: @iamsahararose Dosha quiz: www.iamsahararose.com Book: Eat Feel Fresh by Sahara Rose Find it on Amazon (http://a.co/d/cRnLZuB) or wherever books are sold. HighestSelfPodcast.com Highest Self Podcast: https://itunes.apple.com/us/podcast/highest-self-podcast-modern-spirituality-ayurveda/id1244644906?mt=2 Chris's episode (ep. 128): https://itunes.apple.com/us/podcast/128-mastering-your-online-business-skills-chris-harder/id1244644906?i=1000422090884&mt=2 Show Notes I'm really excited to sit down with someone who has quickly become a good friend, Sahara Rose. She is an Ayurvedic expert and two-time best-selling author, and if you're wondering what the heck Ayurveda is, you're about to find out. And trust me, you're going to want to know because it affects everything you do including how you attract and manage your money and how you run your business. You'll learn how to eat for success, how to hire the right personalities that will complement you for success and how to better manage your money based on which Ayurvedic types. So listen up, because this episode is going to be a game changer. Question Highlights: What is one of your superpowers? What is one thing you're challenged by? What is Ayurveda? Why is it that what works for one person may not work for another? What are the Ayurvedic archetypes? Can we break our habits? What are some tips you have that can help us even out and thrive more with our money and business? How did you discover that this was your passion? Tell me about your newest book, Eat Feel Fresh. Who should buy this book? As a Fire archetype, what should I be eating? Does one dosha tend to be more generous than another? What's one of your favorite moments of giving? Quotes "Sometimes there's no ROI on your dreams." "Maybe it doesn't make sense on paper, but it makes sense in your heart." "Your body is your office." Sahara Rose is the best-selling author of Eat Feel Fresh: A Plant-Based Ayurvedic Cookbook and Idiot's Guide to Ayurveda. She has been called "a leading voice for the millennial generation into the new paradigm shift" by Deepak Chopra, who wrote the foreword of both her titles. Sahara hosts the Highest Self Podcast, ranked as the #1 top podcast in the spirituality category on iTunes. She is an Abundance Mindset Expert and guides people to pave their path to freedom, joy and purpose. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: Setting boundaries Upholding boundaries Seven wealthy boundaries to help ensure strong finances Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today's episode is all about setting boundaries – more importantly wealthy boundaries. First of all, setting boundaries in all areas of your is a very valuable thing, because when you set these strong, non-negotiable boundaries it naturally helps you achieve a stronger financial situation. So how and where do you set these boundaries? First and foremost, you must remember that: "Boundaries are set and kept, not by what you say, but by what you do." You can't expect people to respect your boundaries if you don't respect them yourself. "It's only a boundary if you reinforce it." When you're able to follow through and actually uphold your boundaries, others respect it as well. When you only talk about it without following through, it's just a wish, am I right? The following are a few "Wealthy Boundaries" that are a good starting point: Paying yourself first. Make a commitment to put away a certain amount of money weekly or monthly to build up your savings. My tip? Set up an auto deposit so it's done without you having to even think about it. Spending habits. What are you splurging on? How often? For me, I love watches and if I wanted to I could buy one whenever I wanted, but I've set this boundary. "I can never buy a watch unless it has a great story or accomplishment attached to it." Who you take advice or coaching from. You wouldn't take financial advice from a broke financial advisor, would you? No. Make sure the person who's doling out the advice is a proven expert and can actually help you. Lending money to friends and family. This is so important, especially as you continue to create more and more wealth. It's not saying you can't loan money to friends and family, but be sure to create clearly defined boundaries. Business budgets. These boundaries are often forgotten, but so important. Set budgets and stick to them, regardless if they're monthly, quarterly, annually or by percentage. Start and end of the work day. Make sure your start and end of your work day works for you and keeps you operating from a full cup. My day doesn't officially start until 11 a.m., and while I have no "end" time, my day always ends with a non-negotiable family walk. Giving. It is so important to give, but make sure you're not giving too much or too little. It's better to continuously give 10% of $100,000 than it is to give everything that's left over. Remember, being left with nothing promotes scarcity, which only pushes abundance away from you. I hope these wealthy boundaries have helped give you an idea of where you'd like more boundaries in your life! Regardless if you use the above or create new ones for yourself, always remember that boundaries only work when practiced and reinforced regularly. Good luck! Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: How James went from being a sportscaster on ESPN's Sport Center to helping people sleep better Why James started reading a book a day Actionable tips to reading a book a day How James' 30-Day No Alcohol Challenge was created The positive side effects participants experienced during the challenge Leading with generosity Why James helped 11 charities in 11 weeks The effects of blue light and the glasses that James created to combat it Importance of sleep and how it impacts all areas of life, health and business Resources: IG: https://www.instagram.com/jamesswanwick/ How James reads a book a day: https://youtu.be/Ew3KIRBuE5Q www.swanwicksleep.com www.jamesswanwick.com www.30daynoalcoholchallenge.com Show Notes If today's guest's voice or picture looks familiar to you, it's likely because you've seen James Swanwick at some point on ESPN. While that's where he found early success, since that time this Australian-American has become an incredibly successful entrepreneur, speaker, health coach and podcast host. We covered a variety of topics, but I was blown away by the common beliefs and habits we shared, including the act of reading a book a day. While I only did it for 30 days, James has been faithfully reading a book a day for years. James and I dig deep into his generosity practice and why he feels it's the only way to lead in order to form true and authentic relationships, why he gave up alcohol and now helps others do the same with his 30-Day No Alcohol Challenge. Genuinely wanting to help others, he also founded Swanwick Sleep that focuses on better sleep in a blue-light filled world. Be sure to check out the Resources here to follow all of the amazing things he's doing! Question Highlights: What is one of your favorite books? What is one of your superpowers? What is a challenge you're facing right now? Can you give us a high-level overview of your upbringing and how you got to where you are today? What are your practices to reading a book a day? Who's the most fascinating entrepreneur you've ever interviewed? Why did you quit drinking? What is your 30-Day No Alcohol Challenge? Can you tell me about a transformation that really stuck out to you? How does someone join your challenge? How are you able to connect people so well? What has being involved with charities done for you and which charities mean the most to you these days? What was the best lesson you took away from working with 11 charities in 11 weeks? What is the rage behind blue light-blocking glasses? Quotes "Just do it and do it now." "Your network impacts your net worth." "You have to lead with generosity with people in order to earn an authentic relationship with them." "There is no good, there is no bad – there's just happenings. Our perception makes it good or bad." James Swanwick is an Australian-American investor, entrepreneur, speaker, health coach and former SportsCenter anchor on ESPN and host of The James Swanwick Show podcast. He is the creator of blue-light blocking glasses Swannies from Swanwick Sleep, which helps people sleep better; and the 30 Day No Alcohol Challenge, which helps people reduce or quit alcohol. Forbes magazine voted him one of the Top 25 Networking Experts. Swanwick has interviewed celebrities including Brad Pitt, Angelina Jolie, Kobe Bryant, David Beckham and Arnold Schwarzenegger. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: What Chris overheard on his walk that led him to this episodes topic Why we all have to do better The tool that many of us are missing Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today I'm calling us all out – myself included. It's time for us all to do better. In an effort to explain why I'm making such a profound statement, I'm going to tell you about a conversation I overheard the other day on a walk. There was a woman talking on her phone and I heard her tell the other person, "I can only afford to give you $20…I know it's not enough, but I hope it at least helps a little." First off, I want to commend two people for doing the right thing. One person is asking for help and another is offering help. But here's the thing, it's not good enough. How sad is it that one person only has an extra $20 to give a friend in need when she could be making more money. "We simply have to do better." Now believe me, I'm not judging either one of these people because I've been the asker and the giver. We've all fallen on hard times. Of course, we can chalk it up to "life happened to me" when something goes awry, but I can honestly say in my moments, "I happened to me." Do I believe bad things should happen to people – definitely not, but if this message stirs up something inside you, please hear it has a wake-up call. We have to do better. The woman I overheard is a good person but she wasn't making good money. She was missing the tool of money, and while it may seem like a no-brainer, we need more money to help more people. How amazing would it have been if she could have given her friend $2,000 without batting an eye? Amazing, right? What if we ALL could do that? Personally, I know I can do better too. I would love to give away millions and millions of dollars like some of my friends currently do but I'm not there yet. But just imagine it, if we all made enough money to solve every problem out there what this world would be. I hope this episode inspires you do keep striving to make a different and do better. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: What Hanhart Syndrome is and how it's impacted Nick's life Why energy is contagious Why Nick made the decision to amputate his right arm Turning outside noise into fuel Why Nick's parents are his heroes Why everything is a muscle Why Nick doesn't feel like he's doing "enough" sometimes Why Nick wants to give people experiences and take care of people when they need help Nick's new book, Victim to Victor The importance of storytelling in learning Resources: IG: @nicksantonastasso BookNickSanto.com Victim to Victor by Nick Santonastasso http://a.co/d/iDiPDRz Chris will send a copy of Victim to Victor to the first 20 people who DM him @chriswharder on IG requesting the book. Show Notes I first heard today's guest, Nick Santonastasso, speak at the recent THRIVE event I attended and I am so grateful I did. Not only is his story remarkable, but just the way he delivered his inspirational message on stage sent goosebumps straight up my arms. Born with Hanhart Syndrome, a rare genetic disorder that left him without legs, an underdeveloped right arm and a left arm with only one finger, Nick's parents were told early on all the things he would likely never be able to do. His parents threw that list away and Nick has been shattering those glass ceilings ever since. As a fitness model, inspirational speaker and now author of the book, Victim to Victor, Nick is instilling his can-do-anything attitude and energy with the world. This was such an awesome conversation and I can't wait for you to hear the wisdom that comes out of this 22-year-old's mouth. Check out how you can get a free copy of Nick's book in Resources! Question Highlights: What is one of your superpowers? What is one of your favorite books? What is one thing you're challenged by right now? Who is someone who's changed your life? What can you tell us about Hanhart Syndrome? Do you remember the age you realized that you were born differently? What was it like growing up "different?" When was the first time that you shifted from having down-and-out feelings to being the inspiration you are today? What role did your parents play in who you are today? What is your one biggest piece of advice for parents today? What would "doing enough" look like? What do you believe the purpose of earning a significant amount of money and being successful is? What is the message of your book, Victim to Victor, and what makes it so special? Quotes "What are you willing to do to pivot?" "You need to focus 110% effort on whatever you're doing or you're going to sell yourself short." "If you believe in yourself to do great things, why would you sell yourself short?" "It's not selfish to level up." Nick Santonastasso is a medical miracle. Not only is he one of four people alive with the rare genetic condition, Hanhart Syndrome, the inspirational keynote speaker is an internationally known bodybuilder and fitness model – despite missing both his legs and one arm since birth. The high-energy youth shares his amazing story, showing people that anyone can thrive if they have the determination and willpower to go after what they want. When Nick was born, the doctors handed his parents a long list of things that he would never be able to do. Nick's parents politely thanked them and threw the list out. They raised Nick the same way they had raised his three able-bodied older siblings and instilled in him never to let the world tell him what he could or couldn't do. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode We Talk about: Seeking the good in everything Tips to help you change your perspective from negative to positive Retraining your brain Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today I'm going to let you in on a secret hack that I believe accounts for all facets of my success – in all areas of my life. "Seek the good in everything." OK, I get it. This sounds really basic and is not a unique concept, but it's a game-changer. Here's a short story. A friend recently shared an article about a person who has given $10,000 to different people a handful of times. This particular instance showcased a waitress being left a $10,000 tip. Later the video they captured of the act was shared on YouTube to promote their brand. My friend told me, "what a shame that they're using this for self-promotion." Now, if you've followed me for a while, you know that I likely wouldn't call this part out about the situation. What I would call out is the fact that these people gave someone who likely needed it, $10,000 because I tend to see the positive of the situation. My friend and I went back and forth on this, but what's your take on it? Do you see the good in the situation or are you quick to find the potential negative? "You have to intentionally seek the good in every situation in order to get good results." When something bad happens to you, do you go into victim mode ("Poor me, why does this always happen to me?") or do you find the growth and education that can come from such moments? Now, everyone is free to think whatever thoughts they want, but I can tell you from personal experience that seeking the good will net more success in your life. So let's say you're the person who does tend to see the more negative side of things. I challenge you, for 30 days, to try looking for the good. It is possible to re-train your brain to think positively. Here are a few tips to help: Decide you're willing to try this concept to start seeing the positive. Come up with a mantra. Something along the lines of, "I seek the good in everything I come across." Catch yourself when you gravitate toward a negative though and quickly reframe it! This is crucial in training your brain to see the positive. I think you'll find that once you're able to see more of the positive, more success and opportunities in all areas of your life will follow. "People want to lock arms with people who see the possibilities of the world – not the hurdles." If you accept the challenge, please be sure to let me know over on Instagram! I can't wait to be blown away with all the positivity! Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

I'm so excited to have my friend and fellow masterminder, Jeff Ragan, on the show today. As the founder of KiZE Concepts, his story really showcases what it truly means to be generous. Seeing food as something that links us all together, he took a risk with his peanut butter "fudge-like" bar and founded KiZE Concepts in an effort to change lives through food, service and charity. Jeff admits that the process has always had its challenges – especially since he knew nothing about running a business – but it's been an enjoyable fight nonetheless because he knows he's helping others (KiZE helps feed 1,000 kids a day in Haiti) and inspiring others to do the same. Get ready for a knowledge- and inspiration-packed episode that will have you motivated to give more in all areas of life. Jeff's energy is contagious and I can't wait to hear what kind of an impact our conversation has on you! In This Episode We Talk About: Where the idea of KiZE originated Jeff's 3E Principle (Easy, Enjoyable and Energizing) What gives Jeff energy The many KiZE packaging struggles and iterations Why Jeff doesn't want people to think his company's generosity is for marketing Being unified by food KiZE's love-based business model Generosity and giving Being authentic and realizing it's not about you KiZE's mission work in Haiti Resources: Receive 20% off any order by using the code CHRIS HARDER at https://kizeconcepts.com/shop Instagram: @kizeconcepts, @thekizeguys Email Jeff at [email protected] See How Your KiZE Support Helps Feed Those Around the World: https://youtu.be/JhM3BcQUw-Q Question Highlights: What is one of your superpowers? What is one thing you're challenged by? What is one of your favorite accomplishments? Where did the idea of KiZE come from? Were you a budding entrepreneur your entire life or did it begin in college? Where did your generous and loving heart come from? When did you decide to put your "fudge" into a wrapper to sell to people? What was the toughest thing you had to overcome with your business? Can you apply the 3E Principle to business? Where did you get the skill set to build your company? When did feeding 1,000 kids a day become a part of the KiZE mission? Is it better to give out loud or give in the dark? What's next for KiZE? Quotes "Life happens when you give it away." "Be great, love people and spread joy." "The only risk for me was not taking one." "Between experience and referencing others' experiences is how you learn." "The desire to reach your destination keeps you going." "Resources + Relationships = Real Life Change for the Those Being Given to and the Giver" "See and feed the need." "You're either a grower or a slower." "The pursuit of your dream is your dream." Jeff Ragan is the joy-filled Founder/CEO of KiZE Concepts Inc., an Oklahoma City-based healthy lifestyle company with a mission, passion, and purpose to change lives through food, service, and charity. KiZE's flagship product is the KiZE Bars – clean & simple, gluten free, non-GMO, energy bars with a life changing give-back component. Each KiZE Bar helps create local and global impact. KiZE's global initiative is a community building and transformational relationship in Haiti where 1,000 kids are fed daily in Haiti. Other efforts include providing resources and relationships to create the family-centered orphan home, school, and community to help not only survive but thrive! Jeff's goal is to change the world for the better by "feeding" people in mind, body, heart, and soul so they live the best life possible and help others do the same. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Being paralyzed by perfectionism Steps to help eliminate perfectionism Taking action regardless if you're ready or not Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! Show Notes Today I'm speaking on a topic that is all too familiar to me and that is perfectionism. I've had so many missed experiences because I was so worried about what people thought and what I really should have been worrying about is getting results. I can't even imagine how many opportunities I've missed out on just because it wasn't "perfect" in my eyes. While I still experience small instances that pop up on occasion, know that everything I share with you is from my own personal experiences and will help you eliminate some, if not all, your perfectionism tendencies as well. I know it may seem difficult now, but I assure you that it's not as bad as you think. Just take it one step at a time. "Your dreams are counting on you to get over your perfection and start taking action." Face and acknowledge your perfection. It's necessary for you to feel the pain so you are spurred to take action. Declare it to the world – especially to those people who you're afraid to tell. Declare that you're going to change your habits. Heck, tag me @chriswharder so I can cheer you on! Start talking more out loud about your fears and mistakes. You'll be surprised at the response of those who want to support you and also hear how you overcame any mistakes or learned from them. Choose to become more committed to action over perfection. And make sure to reward yourself – in a big or small way – for taking that action. Chart your actions even if they're imperfect (that's the idea). Make it your new, imperfect normal. Make a list of why you are epic just the way you are. Think of it as another form of gratitude practice. Do it daily, weekly etc. – but make it a regular practice so it gets locked in. Take it a step further by making a list of 20 people who you love or look up to in your life and next to their name, write a mistake they've made. Review and notice that you still love them despite their flaws. Read more biographies of big names who you look up to and you'll realize that all of them have made a disastrous mistake one time or another and they still were successful. Give yourself hard deadlines. Get comfortable with releasing something – whatever it is – even if it's not perfect. You can always tweak or make changes later. "Stop getting ready to get ready." If you practice even a couple of the above habits consistently, I know you'll be able to smash through the confines of perfection not only in business but in ALL areas of your life. Now, go take action! Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

In This Episode You Will Learn About: Why humans are like German Shepards What brought on Bedros' panic attacks at age 38 The difference between a marketer and entrepreneur How Bedros used the lessons of Navy Seals and other special forces to help him turn Fit Body Boot Camp and his life around Why Bedros' book is titled Man Up What it means to be an "intra-preneur" Getting behind your purpose and going ALL in to fight depression Bedros' new book, Man Up Resources: bedroskeuilian.com ManUp.com Purchase and send in your receipt to [email protected] to receive a bonus! IG: @bedroskeuilian FB: facebook.com/bedroskeuilian Bedros' previous episode on FTLOM: https://itunes.apple.com/us/podcast/50-from-dumpster-diver-to-empire-builder-bedors-keuilian/id1215523596?i=1000391535553&mt=2 Show Notes I can't believe it's been a year since I had one of my favorite human beings, Bedros Keuilian, on the show, but I'm sure glad he's here today to talk about his new book, Man Up. As the founder of Fit Body Boot Camp, he has overcome so much to get where he is today (check out his incredible story in his first FTLOM episode in Resources). Today, we're talking about one of Bedros' lower points in life when he was experiencing panic attacks as the result of a failing business. He talks about how he navigated through that process bit by bit and discovered a strategy and mindset that kicked himself into gear – he made the choice to Man Up! Bedros committed to go all in – in all areas of life – in order to fulfill his purpose. Tune in to hear about some of the steps he took that led him to this discovery, or better yet, grab his book and read about them all! Question Highlights: What is your favorite quote? What is one of your superpowers? What is one thing you're challenged by? What is one of your favorite accomplishments? Who is one person who's changed your life? Can you tell us about your panic attack at age 38? How did you turn your lowest of lows around? What moves are you going to make to reach your goal of 34 franchises a month? What has changed since your panic attack? Are you getting any backlash around your book title and what do you say to those people who say this title isn't for them? What is your secondary and equally important message in your book that you're treat to get across? Why are you not afraid to be unapologetic about who you are and what your message is? What is the one generous thing coming up yet this year that you're excited about? Quotes "Circumstance does not change responsibility." "Sometimes instead of building talent, you recruit talent, and that collapses time and allows you to get speed and results in a shorter time." "Control what you can control and cope with what you can't." "When you're suffering in silence, your family is suffering out loud." "Man up! Stop making excuses, take control of your situation and rise to your potential." "The only time you have depression and anxiety is when you lack commitment and fulfillment from somewhere else." Bedros Keuilian is a high performance coach, speaker, and business consultant. He's the founder and CEO of Fit Body Boot Camp, a two time Inc. 5000 listed business and one of the nation's fastest growing franchises, and an investor in over a dozen companies ranging from software, digital media agencies, and educational and consulting services. He's known as the hidden genius that entrepreneurs, best-selling authors, and thought leaders turn to when they want to quickly scale their businesses and build impact-focused brands. An immigrant from a communist country turned hugely successful entrepreneur, Bedros uses the stage, TV and social media platforms to share his personal Immigrant Edge and American Dream story to help inspire audiences worldwide to reach their fullest potential. Bedros Keuilian has been featured and quoted in publications such as Inc. Magazine, Entrepreneur Magazine, Home Business Magazine, The Native Society, YoungUpstarts.com, Franchising USA, RadioMD, Active, the Huffington Post, About.com, ChiefExecutive.net, Dr. Oz, The Good Life, CBS Small Business, and several international business publications worldwide. Follow me on social media @ChrisWHarder on Instagram and check out www.ForTheLoveOfMoney.com

I'll be honest with you, some nights it would be easier to shut down at 5, crack open a beer and Netflix and chill with Lori – and put my worries away until the next day. But deep down I know that I won't be satisfied with that when I know I've got big things to do and lives to change. Building a great business is truly an act of love. We don't want to waste the gifts we've been given. This doesn't mean that everyone should be an entrepreneur – trust me when I say that we need people with other gifts that usually support people like me. But being an entrepreneur takes sacrifice, and here's four reasons why it's also an act of love. You're building solutions people need. You're improving peoples' lives with your solutions. If you don't provide these solutions that people need to protect your ego, time and energy, it's actually an act of selfishness. You're creating jobs. All the supporters of your business? You're creating jobs for them, showcasing their talents and giving other gifts along the way. You're creating wealth the world needs. You're not just creating wealth for yourself, you're creating wealth for others. Think of the trickle effect it has when you buy a house. Banks, title companies, builders, insurance etc. – the list goes on and on. You're inspiring others to do the same. When you build your business and share in your area of expertise, you're showing others the way by example. "You create an entrepreneur by being an entrepreneur." So you see, building a great business is an act of love – for yourself and others. Doing anything less with the gifts that you were given is actually an act of selfishness. Not sure about you, but I'll choose love and inspiration over selfishness any day. In This Episode We Talk about: Why building a great business is an act of love Four ways that prove building a business is an act of love Why building a business inspires and creates wealth for others Resources: Now accepting applications for the 2019 For the Love of Money Mastermind as well as VIP Days and one-on-one coaching. Go to fortheloveofmoney.com/mastermind or drop Chris a line at [email protected]! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's guest and former NFL star, Steve Weatherford, and I have been trying to connect and get him on the show for a year now. But we both came to the same consensus that this specific timing was meant to be. With so many revelations happening recently for this former American football player, Steve feels called now more than ever to uncover all of them and share them with others in podcasts like this (and on his own new podcast show – link in Resources). Today, Steve and I do a deep-dive into all aspects of his life, past and present, focusing not just on what he's done or doing now, but most importantly about what he's passionate about and what lights him up. Steve gives permission to all men out there who feel they need to portray an "alpha" man to share their vulnerability instead. We don't have to focus on our inadequacies – we get to focus on the wins, too. This is such a life-changing (possibly life-saving for some) episode for so many reasons and I'm so excited for you all to listen in. Be sure to let both Steve and I know what your takeaways are! -- Question Highlights: What do you really want to be known for? Do you feel like there's a value in sharing your journey as you're becoming this entrepreneur and kind of leaving it the past you're know for behind? Why now? What made you go down the toughest path I'm guessing you've gone down yet? How did you make the shift? Can you participate in philanthropy now from a place of the right intention – and for you? Is it better to give in the dark, give out loud or something in between? In This Episode We Talk about: Being authentic Where Steve's at in the middle of his transcending journey The importance of sharing vulnerability Performance anxiety in the NFL Why men don't have to suffer alone Why you don't have to cover up anxiety or pain achievements Why the "doing" isn't enough The two different ways to take action Why Steve wants to inspire people Steve's new podcast, The Steve Weatherford Show Celebrating the moments when you show up as yourself The power of imperfection What Steve did to capture his father's attention Why Steve doesn't look for praise anymore Steve's take on giving And so much more… -- Steve's Thoughts… "I don't want my life to be about things that I've done, I want it to be about the things that I am." "I am more than what I do." "If how you feel about you is predicated of others' opinions of you, you're not powerful – you're powerless." "I'm leading a crusade for alpha men to show vulnerability in order to gain strength and mastery of themselves." "My greatest achievement is being myself." "If I serve people, I need to know what the pulse of my community is." "You can never fail at being yourself." -- Steve Weatherford is a former American football punter for the New York Giants. He also played for the New Orleans Saints, Kansas City Chiefs, Jacksonville Jaguars and the New York Jets. Steve is a dedicated husband, doting father, an all-around family man, avid health and fitness role model, a nationally recognized philanthropist, and a Super Bowl winning Punter. Most recently, Steve released his own podcast, The Steve Weatherford Show. He has been recognized nationwide for his charitable endeavors including being the recipient of the coveted Wellington Mara Award for outstanding community service. He is a spokesperson for several other non-profits through his various initiatives, he has served as a role model to over 100,000 youths with his primary outreach focused on children, health and fitness, and family. -- The Steve Weatherford Show: https://itunes.apple.com/us/podcast/steve-weatherford-show-secrets-to-high-performance/id1436670002?mt=2 IG: @weatherford5 FB: https://www.facebook.com/Official.Steve.Weatherford For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

One of the most popular questions I get is how Lori and I as a couple make financial decisions. It's not surprising when you see everywhere just how stressful finances can be. So today, I'm sharing a few game-changing ground rules that will help you feel better about your and your partner's relationship with money. Set your ego aside. Regardless if you're the sole bread winner or you both work, no ONE person is at fault. You should both have a strong interest in your financial goals. (If you don't, this is your wake-up call to start!) This is a team effort and no one is meant carry the burden alone. Ensure there are no secrets, share your fears and keep those old financial stories out of it. "Living in the now is the only way to have certainty of your financial future." Learn your partner's communication style. This is imperative. Keep in mind that your partner will not hear you if your message is being given in a way they cannot receive. Trust me. When Lori and I first began working together, this took us 6 months to figure out. Have a budget and set goals. Make it fun and dream together. If you've never had a budget, I recommend checking out Dave Ramsey's Financial Peace University. "Your budget is your financial roadmap to your goals." Schedule regular celebrations. Yes! Make "money dates" something to look forward to. Once a month shoot to go out and celebrate in your favorite way and take this time to acknowledge what went well, what mistakes were made and what you need to work on. Truly aim to air out any issues at this time unless it is more urgent. "What doesn't get celebrated won't be repeated." In closing and in order for these steps to work, you must practice integrity when it comes to achieving your goals. Make sure you're adhering to the above and your feelings around finances – especially as a couple – will lead to more harmony and abundance in all aspects of life. In This Episode We Talk about: Four tips that will change the financial game for you as a couple Why no one is at fault Learning different communication styles Why you need to schedule in regular celebrations Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's conversation with the one and only Natalie Jill of Natalie Jill Fitness is long overdue, but I feel like we're connecting at the perfect time all the same. Having been friends with Natalie Jill for quite some time now, her initial rock-bottom comeback story is amazing, but after experiencing another setback recently, her story is both inspiring and eye-opening. Natalie Jill's journey began 15 years ago when she found herself at rock bottom – she was a divorced single mom who lost her house, her retirement and gained a lot of weight. She created a vision board to inspire her to make changes, but took it one step further by posting the process on social media for accountability. Not only did she find accountability, she also found a following that quickly led to a $3 million-plus business. Seemingly having it all figured out, it was a shock when Natalie Jill realized that her "following" wasn't hers and she saw a dramatic downslide to her business. With changing algorithms and a saturated market, she desperately attempted to turn it around by throwing money out to find a solution. Hundreds of thousands of dollars later, Natalie Jill went back to her initial strategy and that was to make authentic connections again – and it's working like a charm. Natalie Jill gets super honest and vulnerable throughout this episode and reveals what it truly means to be an entrepreneur – the highs and the rock-bottom lows. No stranger to those lows, it definitely made me reflect on how I can better connect with people both in my programs and following. What strides could you make if you connected on a more authentic level? -- Question Highlights: What's your favorite quote? What is your superpower? Who is someone who's changed your life? What is one of your biggest accomplishments? [When you hit rock bottom], were you more scared that people were going to find out just how bad everything was or were you more scared that your life was changing and transitioning with so many changes so quickly? What was the first steps/thoughts in reconciling where you were at and stepping forward? How did you start to build momentum? How much money have you invested in "coaches" that weren't the right fit? What would you have done differently? You've gone from broke to a $3 million business and back to broke – how has your happiness varied with different levels of income/net worth – or has it? How did your friends change or show up as you went through declines? What's the most important lesson you're drawing from your 15-year roller coaster journey? What are you building now? Where do you think the next safest place to build a following should be? In This Episode We Talk about: Natalie's rock bottom moments The first steps Natalie Jill took to move forward after her rock bottom How accountability and sharing her journey led to her initial success Making authentic connections What went wrong with Natalie Jill's success Social media and how it impacted her success Getting back to being authentic Failures and self-doubt Natalie Jill's new podcast (Leveling Up: Creating Everything from Nothing) Why Natalie Jill is shifting her focus to smaller group interactions Natalie Jill's new book, "Aging in Reverse" (releases May 2019) And so much more… -- Natalie Jill's Thoughts… "Excuses or solutions – you decide." "Those little steps, over time, add up to big things." "The only difference between where we are now and where we want to be is our thoughts and actions." "It was never about my own specific vision, it was specifically about what are they asking for next and let me create that for them." "It took crashing and burning for me to finally realize what I learned 10 years ago at my rock bottom. It's about being vulnerable, being real and connecting with people and it's not about what somebody else is going to do for me." "My happiness does not relate to money – it relates to connection." "It's not a following thing, it's a connecting thing." -- Once upon a time, Natalie Jill lost her house, her retirement, her marriage ended and she gained a lot of weight. She was at ROCK BOTTOM. At the time she was in her late thirties and felt doomed. She had all kinds of nagging "False Aggravating Truths" that she believed about herself. She felt too old, too broke, too overweight and too depressed to do anything. She had so many Self Imposed Stops that were in her way. Something had to shift. Her beliefs weren't working for her. She started by changing her STATE and decided she was NOT those self-imposed stops and created a vision for MORE. In a nutshell, she turned it all around, got her life back and became an inspiration to others. Now, she kills FAT for a living. The Fat on bodies AND that F.A.T. getting in the way. -- NatalieJillFitness.com Leveling Up: Creating Everything from Nothing Podcast IG: NatalieJillFit FB: https://www.facebook.com/nataliejillfit/ For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instag

There's a misconception out there that only the people who are down and out struggle with their money mindset. I couldn't disagree with that more – very successful people also feel the same fear. In fact, the other day, I received an DM from a young, super successful woman on Instagram. (By the way, I love getting messages and questions from you so feel free to send them my way @chriswharder). This 24-year-old woman shared how while she was presently super successful, she was terrified of being successful and having it ripped away. See, when she was younger (age 14) her father lost his job and to make ends meet she ended up having to work 5-7 jobs to keep the household afloat. Can anyone relate to this? I know I can. Following are the five tips I shared with this woman to help her work through and manage her fear: It's better to have something to begin with then to never get it in the first place. It's good to have a healthy fear so you keep working hard. Don't see it as fear, see it as urgency. Be present. Live in the now. You're doing great – enjoy it! Stop worrying about something in the future that may or may not happen (hint: it probably won't). Your abundance that you have right now is because you had the talent to create it. You can't lose that ability to create more of it! "It's not your current assets that make you rich. It's your ability to create wealth at any time." Hire a coach to help you keep the right perspective and keep growing. Whether it's one on one or a mastermind, up-level your tribe! Thanks so much again to this woman (who knows who she is) for sharing your story. You've helped so many others and helped me turn it into an incredible episode in the process. I can't wait to hear who else has a similar story – be sure to share with me on IG! In This Episode We Talk about: Money mindset One listener's fear of losing it all Chris' five tips to move through fear Resources: Aligned Enrollment is OPEN but closes Thursday, Sept. 27! Go to BecomeAligned.com to learn more and to receive a special bonus before it goes away! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I don't even know where to begin telling you about today's guest, Ashley Stahl. I met Ashley in my mastermind group, but it was recently that I really sat down to hear her story, and wow! Prepare yourself to be in awe of her mind-blowing journey so far. While now a career coach and writer with successful business, her career journey began early on at age 23 in Washington D.C. at the Pentagon managing a high-level counter-terrorism program. She excelled in the position and knew that it looked good on paper, but she knew it wasn't the right fit when she wound up with a bag over her head in a routine drill. Ashley knew she could continue on, but she also knew that she wasn't staying true to who she was. Ashley left the Pentagon and high-tailed it back to L.A. where she grew up, found another job in intelligence in the private sector, but also started a side hustle as a career coach. That side hustle is now a thriving business, and as you'll hear in this episode, it was full of highs and lows (millionaire to broke to millionaire). Be sure to listen in as she walks us through her challenging moments and how she's still working on releasing limiting beliefs around money, success and relationships. Ashely offers a broad spectrum of empowering advice and I hope it inspires you to do more as well. -- Question Highlights: What's one thing you're challenged by? What's one of your superpowers? Who is someone who's changed your life? What is one of your favorite accomplishments? Can you tell us about your counter-terrorist job with the Pentagon at only 23 years old? How did you get your job at the Pentagon? How did you make and lose $5 million? When did your success go the wrong direction? What's the verdict? Have your key people stayed in your life despite your success ups and downs? How has your view of money changed? Do you have a favorite moment of giving? In This Episode We Talk about: Ashley's education path How Ashley wound up working in Washington D.C. at the Pentagon The magic of human connection Ashley's "You Turn" moment Ashley's career path from the Pentagon to career coach Navigating through a loss and struggle money mindset Automated webinars Why Ashley had the belief that success and fear always occurred together How attorneys and Ashley sabotaged her success False urgency The work Ashley is doing to release the belief that people are going to screw her over The role generosity has played in Ashley's life And so much more… -- Ashley's Thoughts… "Never rob someone of their rock bottom." "If you're a wobbly coach, you're going to get a wobbly customer." "I became an entrepreneur because I'm creative, not to fix things." "Quitting can be for winners. There is a glory in quitting." "The trauma wasn't in losing my money – that was a gift." "It's priceless to be able to go out in the world and be yourself." "Worthiness is our birthright." -- Ashley Stahl is an angel investor, writer and career coach who empowers job seekers around the world in finding their purpose and landing more job offers. At age 23, Stahl managed a high-level program for the Pentagon, for which she was named a "Top 99 Foreign Policy Leader Under 33" by Diplomatic Courier Magazine and Young Professionals in Foreign Policy. Next, she was named Power 30 Under 30 leader by Apex Society for her work running the Global Threat Intelligence Team at a global political risk consultancy. While preparing senior officials for the front lines of the war on terror, Ashley launched her leadership firm, Ashley International Inc., which offers private coaching and unparalleled online programs to empower Millennials to find their purpose, land more job offers and increase their income. She's worked with thousands of job seekers in 25 countries via her online program, the Limitless Career Lab. Ashley Stahl is a columnist for Forbes on the topic of Gen Y, careers and leadership, and also blogs for her own career blog at www.ashleyinternational.com. Her work has been featured on FOX News, the Wall Street Journal, SELF Magazine, the Washington Post, TEDx, Newsweek and more. Ashley earned her Master's degree in international relations from King's College London, and another Master's in Spiritual Psychology at the University of Santa Monica. She holds a Bachelor's degree from University of Redlands in government, history and French. She's fluent in French and intermediate in Arabic. -- AshleyInternational CakePublishing.com You Turn Podcast https://itunes.apple.com/us/podcast/you-turn-podcast-w-ashley-stahl/id1382321276?mt=2 IG: ashleystahl For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Some may find it hard to believe but everyone, and I mean everyone, has a ceiling. Yes, even Bill Gates, Oprah Winfrey or any other wildly successful person has one. And here's why: "Everybody has a ceiling or they'd be higher than they are now." For example, let's say a person is making $100K a year. Why aren't they making $200K? Because they have a ceiling. You can change the numbers, but you'll still get the same answer. But here's the good news. Every ceiling can be lifted. If you need a visual, think about those cheap drop-down tile ceilings that people used to put in their finished basements. When installed, yes, there's a ceiling there, but it can easily be busted through to expose more space above it. And you can do the same with your "ceiling." Here are five steps to help you do just that. Acknowledge that you have a ceiling and you've hit it. Now look for patterns and see how you can change it. Choose to bust through the ceiling. This is your moment to burn the boats! "Make sure it's a real choice to bust through your ceiling – not just a desire." Choose new beliefs. Choose to believe what is possible. Look for evidence and beliefs to support why you're worthy. Choose new rituals. Reinforce your beliefs with new rituals. Read more, take new courses, set better boundaries, meditate more (or start), schedule forced creative time – the options are endless. Just know that your new beliefs won't stay if you don't reinforce them. Uplevel your tribe. Your current tribe may be holding you back. This can be difficult, but know that you're never leaving anyone behind because they always have the choice to come along. Choose people who have been where you want to go. "Most people are in a habit of choosing people that make them feel good, not people that make them do better." All of the above steps build on top of one another and you can't support one without the other. Because we know how important it is to have guidance when it comes to navigating this, we've created our life course, Aligned, that helps you choose new beliefs and rituals – and also connects you to a new tribe. Enrollment just opened this week and we're so excited to help others on this journey! Join now and receive a special bonus! In This Episode We Talk about: Why it's impossible to not have a ceiling Five steps to help you bust through any ceiling Chris and Lori's life course, Aligned Resources: Aligned Enrollment is OPEN! Go to BecomeAligned.com to learn more and to receive a special bonus. For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Hey everyone, I'm back and I've got my amazing wife, Lori Harder, back on the show and today we're sharing some of our most impactful stories that have helped lead us to the full-circle rich lives we're leading now. We're far from perfect and that's exactly why we love sharing our ups and downs with as many people possible – even if they're super embarrassing. Tune in to hear four+ stories and lessons we've learned along the way and let us know if you can relate. Wanna hear more? Be sure to check out our Free Video Training at BecomeAligned.com. -- In This Episode We Talk about: "The Great Chicken Nugget Battle of 2006" Taking ownership of your life, stories, happiness and dreams The gap between good and great Why Chris decided to read 30 books in 30 days Why giving is the secret to getting everything you want Having an attitude of abundance Giving with no contingencies or expectations Building intentional tribes Waffles' dog training and how it applies to your habits and beliefs Why anxiety is a result of no boundaries Reinforcing habits and beliefs you want to keep in your life Moving away from relationships that are holding you back Why ego is your greatest overhead Acknowledging and working around your ego And so much more… Quotes "I believe we were put here to live a really full-circle, rich life." – Chris Harder "Action creates clarity." – Lori Harder "You are 100% responsible for the outcome of every moment in your life." – Chris Harder "Giving is the secret to getting everything you want." – Chris Harder "Build tribes for where you are going and not for where you're at." – Lori Harder -- Resources: Aligned Registration Opens soon. Sign up to be the first to know when and to receive a free training at BecomeAligned.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I've been wanting to talk about today's topic for a while and am excited to dive in to whether or not the statement "Money is power," is true. And if it is true, who should have the power? The good guys or the bad guys? First off, I do believe that money is power because we all get an opportunity to "vote" with our dollars. The more money you have, the more say you have. People with more money are often looked up to more as a guiding example and they tend to have more of a responsibility with that power as well. They're leaders and they don't hoard their power, they share it. The only catch? We want power in the hands of good people who are going to do the above. This same principle is shared in the book, "The Traveler's Gift" by Andy Andrews. Here are a couple of his quotes that sum it up nicely and also mirror a good portion of the For the Love of Money philosophy, too "To do great deeds, great power is essential." – Andy Andrews "If money is power, do not run from power. Gather it as you would the finest fruit. Power in the hands of a good person is like a drink of water on a hot summer day. It refreshes everyone with whom it comes in contact with." – Andy Andrews Andy goes on to describe that there are three different levels of power: Those who have enough money and power to get by Those who make enough to make things more comfortable for their families and sometimes a few others Those who make enough to change the world. They ignore what's popular and do what's right to lead hundreds and thousands of others toward the right thing. We all have the capacity to do more, but so many of us fear it. I encourage you to stop being afraid to step out and grab that power! And similar to what my podcast says every week: "Grab your power and use it for good!" In This Episode We Talk about: Whether or not money is power The book, "The Traveler's Gift" The three levels of power Resources: The Traveler's Gift by Andy Andrews http://a.co/d/447WBMI Aligned Enrollment opens soon! Go to BecomeAligned.com, sign up and be the first to know when it opens and also receive our free three-part video training. VIP Days with Chris. Email [email protected] to start the conversation and see if it's a good fit! Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I'm so glad that I was introduced to the founder and CEO of Disruptive Advertising, Jacob Baadsgaard. I was pulled to interview him instantly when I saw the powerful link between his income and generosity level. Believing that tithing supports an abundance mindset he's also incorporated those beliefs into his business too, but creating a company charity committee. In addition to the above, Jacob created Disruptive Advertising to help other businesses get the most out of their Facebook and Google ad dollars by getting their data in order and creating the right website experience. With clients spending millions per month in ads, it's obvious Jacob and his team know what they're doing. In this episode, he shares a few key tips that contributed to his success in hopes that it may help you turn around the performance of yours. I hope our conversation inspires you to do and give more, too! -- Question Highlights: What's one thing you're challenged by? How did you develop your company's charity committee and how does it work? Can you give us an example of where you donated money and worked physically on a project? What side effects have you seen in your team as a result of giving? What does Disruptive Advertising do for people? What sets you apart from other similar companies? What are you doing differently as an entrepreneur that others aren't doing in their first year to get past 7 figures in revenue right away? Have you always been entrepreneurial? What's a massive hiccup or hurdle you've had to navigate through? What's something that people should be doing that they're not when it comes to digital marketing? Where does your generosity come from? How do you want your kids to grow up and view money? What role has your faith played in your capability to be successful? In This Episode We Talk about: Why Jacob makes giving a priority Why tithing supports an abundant mindset What sets Disruptive Advertising apart from other companies Why you should say no to bad revenue Specific vs. generic targeting Why less is more in ads Tips for hiring new people What you should be doing when it comes to digital marketing for your business Generosity How Jacob wants his kids to view money The role faith has played in Jacob's success Creating good environments for growth in life and business And so much more… -- Jacob's Thoughts… "The more I put in the world, the more comes back." "We come in, we kick ass, and we are great at what we do so we can provide wealth for ourselves and have enough left over to make a difference in the community." -- After growing one of his first PPC clients from 25 to 250 employees, Jake realized he had a gift for using pay-per-click marketing to drive dramatic business results. To help more companies succeed online, Jake founded Disruptive Advertising, a PPC, and CRO management agency that has helped hundreds of companies realize unprecedented growth and profitability from the online advertising. In the four years since its founding, Disruptive Advertising has grown from two employees working in Jake's basement to a flourishing agency with more than 90 employees and a run rate of over $12 million – putting it at #145 on the 2017 Inc 500 list! Jakes ability to assess and clearly explain complicated issues has made him a favorite in a variety of forums. Jake is a regular contributor on a variety of blogs including notable publications like Entrepreneur, Forbes and SearchEngine Land where his wit and ability to make even tedious topics engaging elicits rave reviews from his readers. Jake's humor, charm, and insight aren't limited to the written word, though. He has spoken at numerous events and webinars including SMX, Kissmetrics, Create Nation, Unbounce, PRSA, Starfest, VWO and others and has a gift for both entertaining and educating his audience. Attendees usually leave comments on how much they enjoyed his sessions – and how much he gave them to think about. As a business owner, author, and speaker, Jacob Baadsgaard's witty, thoughtful and genuine approach to pay-per-click advertising makes him a compelling leader in the digital marketing arena! -- DisruptiveAdvertising.com FB: https://www.facebook.com/jbaadsgaard/ For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Has anyone ever asked you, "Why isn't this good enough? You've already done x-y-z, so what do you want to do more?" Most often the people who ask have good intentions, but they don't understand that you're called to do bigger things. And this can be painful for others or make them feel threatened for a couple different reasons. First, they may just feel threatened and afraid that you'll move on and leave them behind. And secondly, it forces them to look in the mirror and where they're at and they're not liking what reflects back. But what they don't realize is that almost none of us have done what we're called to do – at least all aspects of it. We're not built to remain the same (just look at nature!) and that means that we have to keep striving for more. "Life isn't meant to be good enough; it's meant to keep growing." So if anyone questions you, don't feel offended. They're just not tapped into their higher calling yet, and you're entitled to pursue anything you want. This isn't good enough because you're called to change more lives by following that calling and living a better life each and every day. In This Episode We Talk about: Why you should be unapologetic for what you have Why what you have may not be good enough Why your quest for more threatens others Resources: VIP Days with Chris. Email [email protected] to start the conversation and see if it's a good fit! Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It's super difficult to have a good money mindset if you have a fear around a certain topic of money. And I've found that one of the most common fears out there is taxes. That's why I'm so grateful for people like today's guest, certified tax coach Diane Gardner, who help quiet those fears by arming you with knowledge that helps you navigate the tax space. Diane's goal is to help her clients (and others) pay as little taxes as possible (legally). When it comes to taxes, so many people fear the unknown and that's why Diane coaches her clients to know the basics of tax planning. If you're an entrepreneur who tends to be nervous about taxes, prepare to take notes and soak up the value of our conversation. Diane shares so much priceless knowledge in regard to the new tax cuts, the different business structures, what you can and can't write off – and so much more. I learned so many new things (not a lot of good news for my taxes), and I can't wait to hear how these tips help you too! -- Question Highlights: What is one of your superpowers? Who is someone who's changed your life? What is one of your favorite quotes? What's one regret that you have? Why do taxes strike such a fear in people? What should people be doing to help mitigate their fears? Are taxes a good thing or bad thing? Who wins with the new tax cuts? What are some of the changes we should be excited about? What are some of the urban legends out there about things that people can or can't write off? What are some common pitfalls when it comes to taxes? What's the best way to make tax payments? Why do you like masterminds so much? Who is your perfect type of client? In This Episode We Talk about: The fear of the unknown when it comes to taxes Whether taxes are good or bad things Ways to pay as little taxes as possible How different states view taxes and LLCs The differences between a sole proprietorship (schedule C), LLC, S-Corp and C-Corp The recent changes in tax cuts What a QBI deduction is and who can and can't take advantage of it What can and can't be written off The basics of tax planning Why keeping mileage logs are necessary The importance of keeping receipts The different types of meals that can be written off Philanthropy and donation write-offs Why it's beneficial to pair advertising with philanthropy Masterminds And so much more… -- Diane's Thoughts… "Look for strategies that fit you in your business, not strategies that just fit business overall." "If we don't give back to our community and those around us, we don't thrive in business." "Once you start giving back, you open yourself up to receive blessings from other people." -- Diane Gardner is a Certified Tax Coach and best-selling author whose proactive planning approach helps clients dodge the tax bullet. Her tax coaching sessions have resulted in a combined savings of over $1,767,928 to date – hard-earned profits small business owners would have given to the government by overpaying taxes. Diane is the co-author of the best-selling books, Stand Apart and Why Didn't My CPA Tell Me That? She has also authored six other books including, Stop Overpaying Your Taxes! 11 Ways Entrepreneurs Overpay and How to Stop It Now! -- TaxCoach4You.com IG: @dianegardner LinkedIn: @dianeberrethgardner For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I just returned from the last leg of my two-month vacation and I feel recharged and freaking ready to go! So today I want to remind you to be grateful for your seed. What the heck do I mean? You see, we all have special little seeds inside of us and that in turn becomes your business and eventually your wealth. Those little seeds could be a variety of things, such as a special talent or skill, an idea or some sort of innovation that no one has. Regardless of what it is, we all have them, but the problem is that we're not grateful for them. We're not grateful because that seed hasn't turned into a full-blown crop/harvest yet and we're comparing our seed to another's crop (that yes, was once a seed). Here's where people need to step back and realize that only time and consistent effort will turn that seed into a crop. Don't compare your journey to someone who's already put that time/effort in or is in a completely different area of expertise. "Your seed is unique to you and that's why it's valuable." Stop being pissed at the rainy days when things are seemingly putting your seed at a standstill and understand that we need those days to help us grow – literally! When it comes to comparing – just stop! "Look at each other's seeds with admiration, not envy." It's not a competition. Instead, figure out a way that you can help those who are already excelling (or maybe someone who's not). I assure you that when you collaborate and help others, your business will grow faster and bigger as a result. Know that if you're putting in the effort and taking care of your seed that it will eventually grow into a bountiful harvest – it just needs a little (sometimes a lot) TLC from you. "Be grateful for what your seed is about to be, but also what it is today." Your seeds are unique to YOU so don't deprive the world of its greatness. My goal is for us all to be happier, healthier and wealthier farmers reaping a huge harvest! Who's with me? In This Episode We Talk about: Why time and consistent effort are essential when it comes to turning your seed into a crop Why we shouldn't compare our seed to another's The importance of collaboration Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It was such a privilege to have my friend, Tim Storey, on the podcast. No matter how long or short our conversations are I always leave them a better person – and I know you will too. His words will set a fire in anyone's soul! Tim's story began in Compton, California where his family of seven lived in a two-bedroom apartment. It was there that he learned to "think big in small places." That thought compounded later on in a life-changing conversation with his sixth-grade teacher when he was told, "I think you are brilliant." From that moment, Tim bought into that idea, took it to heart and committed himself to helping that brilliant come out in some way. Fast forward to today and let's just say, Tim's teacher knew what he was talking about. Since that day, Tim has nurtured that seed of belief with faith, taking action and believing in a little bit of magic, too – and loves sharing that knowledge with others. I hope you enjoy our inspiring conversation as Tim discusses miracles, taking power steps, the difference between a God idea and a good idea and what to do if you find yourself in a season of setback. Can't wait to hear what you think and if you experience any breakthroughs as a result! -- Question Highlights: What is one of your superpowers? Who is someone who's changed your life? What's your favorite speech you've ever given? What's one regret that you have? Could you share a little about your upbringing? How does someone go from believing in miracles to expecting them? How early did you know/expect that you would do big things? Is it our responsibility to go find these moments of inspiration or should we just wait around and trip across them? As a Godly man, what is your view on gathering wealth? How does someone get into a place of finding these God ideas and how do they take action? Can you tell us about your Utmost app? Is it OK to give out loud? Or are you supposed to keep it to yourself? In This Episode We Talk about: Tim's upbringing and life-changing conversation with his 6th grade teacher Miracles – believing, expecting, receiving and releasing them Surrounding yourself with those with similar mindsets and motives Taking power steps (steps with purpose and intent) How the Jackson 5/Michael Jackson made Tim believe in magic Intentionally going after knowledge and information that builds faith and makes us better people Building faith on a daily basis What to do if you're in a season of setback What a God idea is vs. a good idea When and why you need to stop and take inventory Partnering with power for a comeback Humbling yourself to learn what you need to know The Law of Harvest Tim's favorite moment of giving And so much more… -- Tim's Thoughts… "Think big in small places." "Feed your faith, starve your doubt." "You cannot give what you don't have." "The way to get out of a difficult situation is to work your land." "Success is finding the need and filling it." "God has blessed me so now I can be a blessing." "An utmost God does not want almost children." -- Tim Storey is an acclaimed author, speaker and life coach, well known for inspiring and motivating people of all walks of life, from entertainment executives, celebrities and athletes to adults and children in the most deprived neighborhoods in the country. Tim has traveled to seventy-five countries and spoken to millions of people. He often meets privately to counsel high-profile leaders in various industries. Tim Storey helps people create the future they desire. He has inspired people from all walks of life, from entertainment legends to professional athletes... from executives to deprived children in third world countries. Using seasoned foundational principles and humor to get honest with people so they can overcome the obstacles that are holding them back. Resources: TimStorey.com IG: @timstoreyofficial Utmost app available on iTunes or at https://www.timstorey.com/utmost-app For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com

If you're experiencing feelings of lack, scarcity or worry right now, I hope my message today helps free you: "Your abundance tomorrow is not determined by what you have today." We all have these feelings at one time or another, whether we're super successful or barely making ends meet – and that's OK! But we must do our best to get back into an energy of abundance by taking one step forward (big or small). Today, you may not have what you want, but I bet you have a great idea and some skillsets that could help you put it into action. You never know what tomorrow will bring… Maybe with the help of another thriving individual, you'll put it into action and have a major breakthrough, but you have to keep taking action. Because there's only one thing that will create the abundance for you…and that's YOU! It's up to you to go just one more step further than you already have. "Your future is in your hands." Take 100% responsibility for where you are today. Yes, the good and the bad. This may feel either frustrating or empowering, but by taking responsibility, you have control of your life. You receive the blame and the credit no matter what. Sure I'm abundant right now, but Lori and I had our down-and-out moments too. There's nothing special about me. I have a few talents and a whole lot of gaps to go with it. That's why it's up to the individual to fill in those missing gaps and take action to fill them. We are all just one step, one moment away from finally creating the abundance we want tomorrow. It's just up to us to go and grab it! Are you ready? You've got this. In This Episode We Talk about: Why abundance is not determined by what you have The one thing that determines your abundance Taking 100% responsibility for where you're at Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Imagine being set on a trajectory for the majority of your life, only to wake up one day questioning whether or not you're on your path or a path someone else put you on. This is what happened to my guest and author, Alex Banayan. From an early age, Alex's parents' dream was for him to become a doctor, and up until his freshman year in college it was what he thought he wanted to – until he realized it didn't. Upon this realization, he attempted to seek the answers for how other successful people got their start – only to realize that such a book didn't exist. Overcome with inspiration and a drive to write one on his own, he knew he had to find the funds to back this passion project. Having trouble thinking about anything but this project, the day before his freshman year final exams, he made the decision to trade an all-nighter studying for exams with one on how to hack The Price Is Right. With a slim chance of actually winning, Alex beat the odds, won a sailboat, sold it, and used the prize money to fund his quest to learn from the world's most successful people. Throughout our conversation, we talk all about his seven-year journey to write The Third Door and all the rejections, "flinch" moments and courage that took place to make it happen. Alex is an EPIC storyteller, which you'll hear in this episode and his book. There were so many goose-bump-inducing moments and nuggets of valuable insight shared and I can't wait for you to experience all of them and let me know your thoughts, too. Of all the authors I've interviewed, this is literally my favorite book so far. Go out and grab his book ASAP – you won't be sorry! -- Question Highlights: Who is someone who's changed your life? What's your favorite speech you've ever given? What's one regret that you have? How did you end up interviewing the world's most influential people? How do you hack the Price Is Right? How many names made the list and how many made the book? Who was the coolest person you ended up meeting? Who made you the most nervous/prompted the biggest "flinch?" What's your advice to get over your "flinch?" What was the worst rejection you received? Were there any people along the way that pulled you back on track and didn't allow you to quit? Who did you want to interview that you weren't able to? Where did you get this obsessive persistence from? What would you say is the single-most-important lesson of your book? Now that you've spent 7 years knocking down doors, is it fate or luck that finally allows these things to happen? Or is it good old-fashioned making it happen yourself? How do you view money, success and wealth after writing The Third Door? In This Episode We Talk about: How Alex went from an 18-year-old pre-med kid whose parents' biggest dream was for him to be a doctor to interviewing some of the world's most influential people Alex's big win on The Price Is Right Where the list of people started when he first set out to write his book, The Third Door The journey of getting through to influential people What the crippling "flinch" is The fear that was present in all the successful people he interviewed The difference between fear and courage Rejection and two lessons Alex learned from it What fueled Alex's persistence when writing his book Why Alex believes luck accounts for 90% of his success The role generosity played in his book Why you don't become a billionaire on a salary And so much more… -- Alex's Thoughts… "The most extreme expectations are the ones that aren't explicitly said." "Courage is acknowledging how scared you are, analyzing the consequences, and then deciding that you care so much about it you're going to take one thoughtful step forward anyway." "The core belief was like a thread that, even in my darkest times, I could hold onto and it kept me from calling it quits." "The only thing worse than an unproductive hour is quitting all together." "Persistence is the means of achieving the goal." "The soul of the book is possibility." "You can give someone all the best tools and knowledge in the world and their life can still be stuck, but if you change what someone believes is possible, they'll never be the same." "The strongest lessons are the ones that are never said." "The hard work is the last 10%." -- Alex Banayan is the author of the national bestseller The Third Door, which chronicles his seven-year quest tracking down Bill Gates, Lady Gaga, Warren Buffett, Maya Angelou, Steven Spielberg, Jane Goodall, Steve Wozniak, Jessica Alba, Larry King, and dozens more of the world's most successful people to uncover how they broke through and launched their careers. Banayan has been named to Forbes' 30 Under 30 list, Business Insider's Most Powerful People Under 30, and been featured in major media including CNBC, MSNBC, Fortune, Forbes, Billboard, Businessweek, Bloomberg TV, Fox News, and CBS News. An acclaimed keynote speaker, Banayan has presented the Third Door framework to business conferences and corporate leaders

While I never like to talk about my schedule being "too busy," at the start of this week I was downright intimidated with mine. Fortunately for me, a friend of mine was in town and invited me out for brunch. That particular time is usually scheduled for my morning workout, but I'm so glad I chose an impromptu brunch instead. This particular friend has a 100-million-dollar business and every time we're able to connect, we have the best conversations and I wind up leaving with a ton of brand new ideas that will potentially help grow my businesses. This get-together was no different and as a bonus, it also reshaped my view on my schedule and what I get to do. So if you're looking for the fastest ways to up your game or become unstuck if you've plateaued, it's time to find more tribe to connect with. "Break bread with people who are doing better than you." Another way to connect with people? Charity events or galas. Lori and I attended a Pencils of Promise charity event on Tuesday evening and again, new ideas and ambitions were sparked while sitting next to and having conversations with multi-millionaires. These are the people who you want to spend time in order to regularly break through to new levels. So I encourage you, go find those people or events. Ask around, Google it… "You have to seek out and make these connections happen." Please share what conversations and/or connections give you new ideas and have you constantly striving for more over on my IG page (@chriswharder)! I love hearing what works for other people. In This Episode We Talk about: The fastest way to up your game or become unstuck if you've plateaued Why it's important to spend time with people who are doing better than you Seeking out and making new connections Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I cannot wait for you all to listen to my conversation with video marketing expert, Billy Gene Shaw. From growing up on welfare and living on the wrong side of the tracks to becoming a highly sought-after and successful speaker and entrepreneur, Billy Gene is living life to the fullest and helping others along the way. If you're not utilizing video in the social media part of your business, this is your chance to start. Billy Gene lays out a step-by-step plan to get you started and clues you into a few free tools as well. You'll be amazed at how simply it all breaks down. And don't worry if you feel awkward at first – everyone does – and as Billy Gene says, "practice makes better." -- Question Highlights: What's one of your superpowers? Who is someone who's changed your life? What's one thing you're challenged by right now? What's your favorite speech you've ever given? What's one regret that you have? Give us the CliffNotes version of how you were raised, where you grew up and how it's shaped you today? How did your money mindset shift over time? How do you reconcile having the nice stuff at the same time knowing there are others who need a leg up? Is there something you can do or that you're doing to help more minorities succeed? Using me {Chris}, what's the first step I should take to using more video on social media? What's an appropriate spend-per-day amount for YouTube? What else should people know if they want to sell using video? How do people join the Gene Pool? What role has generosity played in your life? In This Episode We Talk about: Billy Gene's journey from welfare to video marketing guru Why Billy Gene dresses and speaks the way he does Money mindset Why the price of Billy Gene's program will never change Minorities and success First steps to take when marketing with video/YouTube Why it's important to know your audience, who they follow and what their problems are Free Google tools that allow you to get data (The Key Word Planner and The Display Planner) Dealing with haters and negative comments Telling vs. demonstrating Why it's important to show your personality in video (smile, joke and laugh) The Gene Pool weekly group coaching Small everyday acts of generosity And so much more… -- Biily Gene's Thoughts… "My business is not my life; my business is a vehicle to fuel my life." "Trying to find happiness by serving yourself is almost impossible, but the second you start serving others, everything changes." "It just feels good to f***ing help people." "You feel what you focus on." "Entertain. Educate. Execute." -- Billy Gene is one of the top online marketing influencers, educators, and practitioners in the world. Through his one-of-a-kind online courses and Facebook live-streams, he is revolutionizing the education system by teaching important and necessary entrepreneurial skills that schools aren't teaching. He spends up to $200k/month on his personal brand leveraging unique video content and ads on billboards, podcasts, Facebook, YouTube and Instagram. With 22 world-class employees, his ad agency has worked with some of the world's largest franchises and is sought after for their repeated proven success in turning "clicks into customers"…the most lucrative skill set in the world. Resources Instagram: @billygeneismarketing TryTheGenePool.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Do you ever wonder why some people succeed and connect with people right away, while others, when given the same opportunities, just can't seem to pull it together? Over the years I've noticed one common trend that sets these people apart, no matter the kind of sales, business or opportunity – and that's certainty. "The most valuable thing you have is swagger." I was able to observe this same trait while at an entrepreneurial event this week with 15,000 people. Everyone at this event has the hopes of being really successful, but realistically only about 1,000 will actually see those results. So if all these people were offered the same products and opportunities, why isn't everyone really successful? It comes down to your energetic posture. When you approach someone, do you begin your conversation with confidence and excitement? Or do you tend to act shy and unsure of yourself while tripping over your words instead? When you're first meeting someone and/or presenting them with an opportunity, they want to look at you and see that you a.) Know where you're going b.) How you're getting there and c.) Know who you want to come with you. Sounds simple, but within that first 30-60 seconds of meeting someone, people are often already making the decision to link arms with you – or not. "The surest person in the room wins." Now this isn't to say that you won't get nervous – we all have different areas in our lives that bring about that flutter, but it's your choice to show up either big, confident and sure of yourself or small, meek and unsure. "You don't have to show up how you feel – it's just a choice." So stop telling yourself that you can't do x-y-z because you're too shy or introverted. It's just a story! Every single one of you can show up as the most certain and confident person you know you are at the core. And it doesn't take years to do! Give it a few practice runs, get out there with certainty and it's inevitable that your success will follow suit! In This Episode We Talk about: The No. 1 reason some people succeed and some don't ­– even though they're given the same opportunities The importance of energetic posture Putting a stop to limiting beliefs and stories Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I've known today's guest, Casey Zeman, for a couple years now, and I'm so thrilled that we finally get to sit down and dive deep into the journey of his career. From actor to real estate broker to YouTube expert and consultant, he discovered after building his own "YouTube Revealed" course that webinars were the key to success. After some trial and error with the price of his course, he cracked the code on asking for more money and increasing his sales along with it. His biggest tip? Always go into a webinar with sincerity and value. Let your audience know who you are and what solution you're going to offer them and you're well on your way! If you've been thinking of incorporating a webinar into your business, don't miss out on this freeing and immeasurably value episode. Now, for Lori and I to incorporate his advice as well! -- Question Highlights: What's one of your favorite books? What's one of your superpowers? What's one of your favorite quotes? Who is someone who's changed your life? What does your career journey like so far? What should people consider when pricing their online courses? Why is it that you can sell for a higher price and an even higher conversion when you're selling via webinar vs. anything else? What are your top tips that people should know to have a successful webinar? In This Episode We Talk about: Why Casey doesn't think he's generous Casey's career journey thus far How increasing Casey's course price increased his sales Valuing your time and worth Why pricing is based on results How webinars make it easier to connecting one-on-one with people and build relationships The importance of knowing your audience's pain and giving them a solution Why sincerity and value are necessary when conducting a webinar Sharing the common solution and then revealing the uncommon solution The sale/buy-out of majority shares of Casey's business And so much more… -- Casey's Thoughts… "The more successful somebody is the more impacted I feel." "Generosity is not a zero-sum game." "There's an audience ready for you – no matter who you are." "Take ownership of your expertise and what you know." -- Casey Zeman is the founder of the popular webinar too,l EasyWebinar and the TribeMinded method. Servicing over 8,000 customers has given Casey the rare privilege of witnessing what works and what doesn't in the way of webinars, sales, and what it truly takes to scale a business using both engagement and automation combined. Casey has consulted such companies as Harper Collins, Estee Lauder and Dell on engagement and automation strategies and has built his own 7-figure software/info product business. His top clients are generating 10k-20k a day from his strategies and software. Casey's superpower is providing the right balance of engagement and automation that every business needs to scale their sales while also working less, creating more impact and making way more money using the power of video and webinars. On a personal note, recently, Casey brought his 2 sons home from Haiti after having gone through a grueling 3.5-year adoption experience...and his life has been changed seeing the world through their eyes. "They attack life because they are finally home...safe and every day is a new adventure." He lives with his wife, 2 sons and their baby girl in Los Angeles. Resources Instagram: @caseyzeman (For a free workshop, visit the link in his profile) EasyWebinar.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today I'm going to give you the answer to the question of why your audience might not be growing – regardless of what business you're in. Brace yourself, it's really quite simple. The No. 1 reason your audience isn't growing is because you're not putting information and content – that's shareable – out there. But was does it mean to be truly shareable? It's about blowing the minds of your current audience so much that they are compelled to share it with their audience – and then their audience becomes your audience. See how this can turn into powerful ripple effect? Your content has to be so DANG good that it practically forces others to share. Here are three ways to increase your chances: Start creating a better experience. This can happen simply by always having the posture and intent of putting something extraordinary out there. Do it more often. Create, create, create…share, share, share. Ask others to share and give them directions. That last point may make you feel a bit awkward, but people crave specific directions and certainty. And besides, you likely won't receive what you don't ask for, right? So here's a little test… go over to Instagram, give me follow @chriswharder and share one of my posts, too. Make sure to tag me so I can send you a thank you! I love hearing from you all and can't wait to hear what happens when you implement the above tips! In This Episode We Talk about: The No. 1 reason your audience isn't growing What it means to be shareable Three steps to help you grow your audience Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It's an honor to interview such a wide array of people and I love it when past guests connect me with other amazingly successful entrepreneurs. I was recently introduced to today's guest, Tyler Gage and am blown away by his journey. Northern Californian-raised, at age 19 Tyler began studying native plants and languages with indigenous elders in the Amazon rainforest. Not long after, he witnessed these people tearing down trees in order to send their children to school. Taken aback by this, soon after set out to find a more sustainable way for people of the Amazon to provide for their families without sacrificing their ecosystem. Tune in to hear all about the company Tyler founded to do just that and the parallels he's discovered between the Amazon and running a business/being an entrepreneur. He also touches on what it means to be a "fair trade and/or B-Corp. This is such an eye-opening and enlightening conversation – and I can't wait to hear your thoughts on it! -- Question Highlights: What's one of your favorite books? What's one of your superpowers? What's the last thing that kept you up at night? Who is someone who's changed your life? How did you end up living with an indigenous tribe in the Amazon? What are some of the parallels between surviving in the Amazon rainforest and start-ups and being an entrepreneur? Have you built time into your day to put toward your subconscious practice? When you saw people cutting down trees and tearing down their ecosystems to send their children to school, how did that shift you? What does it mean to see your dream become tangible? What does it mean to be fair trade? What is a B-Corp? Twenty years from now, how do you want your children to view money? In This Episode We Talk about: How to use both clinical and intuitive tools How metaphors and dreams are a valid way of communicating in the jungle How Tyler uses dreams and movement to figure out or shed light on problems Creating sustainable jobs The meaning of "Runa" Tyler's struggle with perfection What fair trade means The definition of a B-Corp How Tyler feels about money – before and after this venture's success And so much more… -- Tyler's Thoughts… "We earn our humanity through the way we live." "What energy am I willing to put out there to make money?" "If you're in a position to contribute more than someone else – contribute." -- Tyler is an entrepreneur, author and speaker who uses wisdom from the Amazon and start-up success to bring innovation and inspiration to growing organizations. Since the age of 19, Tyler has been studying native plants and languages with indigenous elders in the Amazon rainforest. After graduating from Brown University, Tyler turned down a Fulbright grant to start RUNA, a social enterprise that makes clean energy drinks with guayusa, a rare Amazo It's an honor to interview such a wide array of people and I love it when past guests connect me with other amazingly successful entrepreneurs. I was recently introduced to today's guest, Tyler Gage and am blown away by his journey. Northern Californian-raised, at age 19 Tyler began studying native plants and languages with indigenous elders in the Amazon rainforest. Not long after, he witnessed these people tearing down trees in order to send their children to school. Taken aback by this, soon after set out to find a more sustainable way for people of the Amazon to provide for their families without sacrificing their ecosystem. Tune in to hear all about the company Tyler founded to do just that and the parallels he's discovered between the Amazon and running a business/being an entrepreneur. He also touches on what it means to be a "fair trade and/or B-Corp. This is such an eye-opening and enlightening conversation – and I can't wait to hear your thoughts on it! nian leaf, and improves livelihoods for thousands of indigenous farming families in Ecuador. With the help of investors like Channing Tatum and Leonardo DiCaprio, Runa has become a thriving, multimillion-dollar company and was acquired by VitaCoco in June of 2018. Tyler currently serves as a Managing Director for Terrafertil, the largest natural foods in Latin America, and has worked as the Chief Development Officer for the company. Terrafertil acquired Essential Living Foods in the US in 2017 and then Nestlé acquired all of Terrafertil in 2018. Tyler also serves on the Advisory Council for Entrepreneurship at Brown University and advises, invests in and supports other start-ups. He lives in Bellingham, Washington with his wife Michelle and enjoys playing soccer, riding his unicycle and practicing yoga. Resources Instagram: @tylergage Tyler's new book, "Fully Alive" on Amazon {http://a.co/g5wkrlo} TylerGage.com Runa.org For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Lori and I just wrapped up our trip to Europe and wow, it was one of our greatest experiences to date – not just enjoyment wise, but we learned so many things about ourselves and other people. One particular story and lesson we've taken home taught us about perspective on how people think, but don't take action. While having lunch in a beautiful square in Spain, we overheard the conversation of a group of women on vacation at a nearby table. They were talking about another person they knew – someone who presumably had a lot of money. They were appalled that someone could buy a $60,000 watch when they could use that money instead to feed people. Of course, my ears perked up because this was clearly a money mindset issue. But before I go further, please know that by sharing the following story my goal is not to brag; nor is it to judge these women. After all, we're all on different journeys, right? "Make a difference, don't make a judgment." Their judgments all come down to perspective. So yes, a $60,000 watch is a great deal of money to an everyday family with an average income. But if this person has $100 million or billion, it likely doesn't affect how they give. What if they annually give away $50 million? To this particular person, $60,000 may very well be a drop in the bucket compared to the impact they're making already. As these women continued discussing, suddenly a beautiful woman entered the square. She was a woman who I could tell was beautiful inside and out, but it was clear that she was mentally and physically challenged – and homeless. A bit later, we heard this angelic voice sing one of the most moving songs we'd ever heard. We looked around and around and found ourselves looking at this same woman. Our minds were blown and I felt compelled to get up, walk the 500 feet to where she was standing (with a cup in hand for money), and give her 50 Euros. She turned so quickly she dropped the cup filled with coins. I bent down to help her pick it all up and place the 50 Euros in her cup. When she realized what I had given her, her face lit up with a smile so big I couldn't contain my own, and it was in that moment, even though we didn't speak each other's languages, I could see the profound gratitude she felt. The woman continued to sing and weave her way through the square and eventually made her way near us and toward the table of women. She stopped at our table, rewarding us again with a bright smile, and proceeded onward. With her cup extended for money, these women brushed her (as well as other performers) off. This was a clear example of people preaching and talking about how someone else should give, but when given an opportunity to improve someone else's life, they didn't. I tell you this story to demonstrate that there are a lot of people out there judging, talking and preaching, but all of that adds up to nothing in the lives of people who actually need a handout. What does add up are the people who have a few extra dollars to give in the moment when someone shows up that could be given to. So, do you want to be one of the talkers or the do'ers? I think you already know what my answer is. In This Episode We Talk about: What Chris has discovered on his trip to Europe Making a difference vs. making a judgment Understanding perspective Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Cole Hatter is back on For the Love of Money and this time we've asked his wife and partner in crime, Sanja Hatter, to join him. I love having couples on the show because I enjoy hearing how other couples make working together work. But even more importantly, I find my audiences resonate with these conversations the most. First and foremost, I love how family-centered both Cole and Sanja are. With two kids and a close relationship with their family members, they truly have set a standard that I hope to match when we have kids down the road. And the love doesn't stop there. Cole and Sanja practice generosity whenever they can whether it's with their time or money. They are committed to showing people unconditional love in business and everyday life. Tune in to find out how this power couple works together day in and day out (both the highlights and struggles), what their dream life looks like, how faith plays a role in their success and what they're looking forward to this year. -- Question Highlights: What's one of your favorite books? What's one of your superpowers? What's one thing you're afraid of? Who is someone who's changed your life? What do Cole and Sanja stand for as a couple? Sanja, what prompted you to come out from behind the scenes into more of the spotlight? Cole, how has it changed your relationship? What's your advice to people who are stuck in fear? What's the biggest blessing of working together as a couple? What is one of the biggest hurdles of working together as an entrepreneurial couple? What role has your strong faith as a couple played in your success? What is Thrive? What is each of your roles in making Thrive happen? In This Episode We Talk about: How Cole and Sanja came up with their dream life while walking (and getting lost) in Rome Unconditional love for everyone Cole and Sanja's focus on family How Cole's accountability pushed Sanja to do bigger things Why Cole downsized his office/team Reprioritizing what's valuable in your life Cole's two different financial seasons Clearing paths to work backward to make your target income Why regular audits – both business and self – are necessary What areas Cole and Sanja need to work on What role faith plays in the Hatter's lives The Thrive event How Sanja books Thrive's amazing speakers Why Cole is walking away from $500K in income And so much more… -- Cole and Sanja's Thoughts… "Build your dream life and work your business around it." "Make money and make it matter." -- Cole Hatter is the founder of Thrive: Make Money Matter, an entrepreneur, investor, and award-winning speaker. Cole's vision behind creating Thrive: Make Money Matter is to change the way businesses are run forever, creating a new breed of "For-Purpose Entrepreneurs" directing profitable businesses that focus on a local or global initiative. Besides being an amazing mother and dead sexy wife, Sanja Hatter is the co-founder of Thrive: Make Money Matter and the Director of Operations for The Hatter Group, LLC. She is an expert in "giftology," and has an unparalleled talent for fostering and maintaining relationships. If you're impressed with the speakers from Thrive 1-3, you have Sanja mostly to thank for that extraordinary lineup. Sanja loves to teach how she grabs attention of influencers you "can't reach" and create win-win scenarios to create true lasting relationships. Sanja is both a visionary and operator; she dreams big and then executes, creating instant results and five consecutive years of growth in the businesses she owns and operates. -- Resources Instagram: @colehatter and @sanjahatter AttendThrive.com and Grab a ticket and use promo code MONEY to receive the 30% speaker discount. Previous For the Love of Money episode with Cole https://itunes.apple.com/us/podcast/12-founder-thrive-making-money-matter-cole-hatter/id1215523596?i=1000384466060&mt=2-- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today we're talking about the huge difference between being abundant and financially irresponsible. You see so many people want to be abundant but they're using abundance and increasing their financial thermostat as an excuse. "Abundance without responsibility is stupidity." Sounds harsh, but here's what I mean. If you're living outside of your means, perhaps buying high-price items (homes, cars etc.) when you don't have the secured money to do it, you're not actually living in abundance. On the contrary, you're likely attracting more lack, and you feel fraudulent and broke because you're not ready to spend like that. And let's be honest, when you're broke it's hard to feel abundant. I can talk about this firsthand because Lori and I were once living this way. We had the house and the cars, but the recession it and we felt the complete opposite of abundant. It's my hope that by sharing this that you'll remember this lesson and avoid going through something similar. So how do you know when to feel abundant and buy nice things, or when to hold back? It sounds too easy, but your soul knows. Your gut knows. Tune in and listen to what it feels like when you're going to make a purchase. To help keep it on your radar, I've come up with seven simple rules/steps that will help clue you if you're ready to start spending more. Set aside an emergency fund that covers one month of expenses. Work to stop buying anything with unsecured debt (credit cards) that you're not going to pay off right away. If you have unsecured debt, start paying it off as quickly as you can. This is also the point where I believe you should start working in an occasional splurge (I don't like the all or nothing approach). Focus on your savings by working up to 6 months' worth of expenses Once you've reached a savings of 1 years' worth of expenses – start funding your retirement. The 1-Year Rule. At this point, once you can buy and want a bigger-ticket item, wait ONE year, then buy it. Want to speed up the above process? Invent more income! Once you start doing the above, I know you will attract true abundance and in turn do great things for yourself – and others! In This Episode We Talk about: The difference between being abundant or financially irresponsible Being aware of your financial patterns 7 rules that help you know when you can start treating yourself Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

It is such a privilege to have the incredibly talented, Jasmine Star, on the show today! Not only a world-famous photographer, she's also someone many entrepreneurs (including myself) look to for social media wisdom and advice. It's amazing to think that years ago, she was actually in law school, but made the decision to leave and become a photographer. With this abrupt about-face, Jasmine knew she needed to create a successful business using the minimal resources she had available – and she did! Jasmine shares the highs and lows of this journey and why she believes so strongly in the power of human connectivity and helping others. From personal and business struggles to hacks and insider tips on social media, you're not going to want to miss our chat. It may just help you take your social media and business game to the next level! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What is the last thing that kept you up at night? What's one of your favorite messages you've given? What's one of your favorite accomplishments? Can you tell us a little bit about your backstory? What is one strength or asset that your struggle with obesity gave you? What is one standard in your life that you have now because of the way you grew up? How did you transition from law school to world-famous photographer? How did you power through social media troll comments? Can you give us some low-hanging fruit we need to watch for when it comes to building social media for business? What's a good gritty insider social media secret/hack? Is one social media platform better than the other? What's your take on IG-TV? What is Social Curator? Do you have a success story you can share? In This Episode We Talk about: How obesity helped frame how Jasmine sees and interacts with the world and makes decisions Jasmine's transition from law school to world-famous photographer Jasmine's thoughts on immigration Understanding patterns and applying them to whatever the business is Leveraging free resources How Jasmine's business exploded early on Dealing with naysayers and trolls and why Jasmine thanks them Tips to building social media for business Why consistency is key with social media IG TV Jasmine's monthly social media membership, Social Curator And so much more… -- Jasmine's Thoughts… "Life is so short – I'm going to live without regrets." "Create, create, create and you will always have a market." "Jump and amend mid-air!" -- Jasmine Star is a photographer and business strategist from Newport Beach, California. She dropped out of law school to pursue her dreams of being a photographer. In a little less than three years, she built an internationally recognized and award-winning business (Top 10 Wedding Photographers in the World, Top 10 Most Influential Photographers, Top10 Most Socially Influential Photographers...and more!). In addition to growing her business, Jasmine began consulting with photographers how they could use social media to build a brand and grow their businesses. She's amassed over 600,000 followers on all of her social platforms and believes others can do the same to grow pursue their passion...and build a life they love. -- Resources Instagram: @jasminestar Facebook: facebook.com/jasminestar MySocialCurator.com Jasmine's monthly social media membership JasmineStar.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Picture it… You receive your monthly credit card statement, open it and find that the balance due is a quarter million dollars! You'd be blown away, right? Well, let me tell you... I sure was. At first, I felt instant feelings of anger, panic…and scarcity. Yes, I still have flashes of that money mindset belief, but this one knocked the wind out of me. I wasn't expecting that balance – honestly, it wasn't even on my radar. My range of emotions went from holy crap – $250K could buy me a nice home in my hometown of Green Bay, WI to how the hell did we spend that much money in 30 days? Were we spending irresponsibly? Will this be the new norm? Then, I slowed that train down and realized we had a lot of expenses last month. I hosted my mastermind group and we go ALL out. We spent two weeks away on Lori's book tour with our team. Add to that social media ads for the book, a charity donation, international travel and more…well, I'd say we got an awful lot for that quarter million. So I reversed that scarcity mindset and instead used it as a moment to practice abundance and celebrate it. It was up to me to take this opportunity and zero in on how fortunate we are to have the money to pay this bill and to see just how far we've come over the years. Not to mention how many AMEX points we're getting out of this bill, too! ;-) It was time to practice what I teach and turn this into a celebratory moment. While I had 30 days to pay my bill, I made the decision to pay it right then and there – because I could. I put on some happy music, poured myself a glass of scotch whiskey and paid it in full. Why put off paying it when it will only put out signals of lack and fear to the universe? While some may be critical of my transparency, I didn't share this story to be criticized. I shared it to demonstrate that we all still struggle with our money mindset beliefs. Will these beliefs ever go away? No, but you'll learn to handle them more quickly and with more ease because you have the tools to walk you through them. I hope this episode inspires YOU to celebrate each and every one of your wins – big and small. In This Episode We Talk about: The feelings that washed over Chris when he received his AMEX bill Practicing abundance and celebrating Why our money mindset moments never really go away Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

The name Yahya in Arabic means "alive," and my friend and guest, Yahya Bakkar embodies his name to a T! Full honesty, when I first met him in our mastermind, I thought he was just this loud person putting on an act, but within 10 minutes, I realized it wasn't an act at all – that's just who he was and it was awesome! In fact, I discovered that it was these traits that I wished I possessed more of. And since that time, Yahya has given me permission to be louder, bigger, more self-expressed and perfectly imperfect. After hearing everything Yahya's gone through, however, it's hard to believe that he's such a positive and high energy person. From complicated parental relationships and struggles with religion to following his heart in terms of his career and marrying his high school sweetheart, Yahya discovered what it means to be fully and unapologetically self-expressed and now strives to help others do the same. Whether you want to become a better speaker or just become more self-expressed, our conversation is a must listen. Can't wait to hear what you take away from it! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of your favorite speeches you've given? What's one of your favorite accomplishments? What did your upbringing look like? Looking back on your life, what is one piece of advice to you'd give to those who feel stuck? How does someone who is standing in fear right now become as confident as you? How do you view money? What are your two main intentions this year? If you could empower us by giving us three tips, what would they be? In This Episode We Talk about: Yahya's complicated upbringing and his relationship with his parents How Yahya's wife opened his mind to other faiths Why Yahya dropped out of college with only one semester left Where Yahya got the idea to be a motivational speaker/coach Resourcefulness Having faith in yourself or a higher power Leveraging faith to guide you through your decisions Being fully and unapologetically self-expressed Yahya's two main intentions for this year Tips to becoming a more confident speaker And so much more… -- Yahya's Thoughts… "Real, genuine and authentic confidence comes from a grounded sense of self-esteem and self-worth." "Know you're valuable because you exist." "I'm self-centered – not selfish." "The more income you make, the more impact you'll have." "You're so much more than what confines you in the material world." "Ditch the script and embody your message." -- Yahya Bkkar is a motivational speaker, confidence coach and health educator who has spoken at Harvard University, Georgia Institute of Technology, TedX and various nationally recognized conferences and organizations. He's the author of Beyond Motivation and The Ultimate Guide to Teen Life, and has trained with the top experts in psychology, physiology and health. Born in Makkah, Saudi Arabia, he first traveled alone to the United States at the age of 5. Like many people, Yahya faced a few challenges growing up. Yahya struggled to find his own identity because he never got along with his father and never met his birth mother. Despite his circumstances, Yahya did his best to put the missing pieces of his life back together by seeking professional help and finding his birth mother in Thailand after being separated for over 2 decades. Yahya's inspirational story gives people hope & reminds them to never give up on their dreams. He now lives in New Jersey and is married to his high school sweetheart. -- Resources Instagram: @yahyabakkar WorldClassSpeaker.com Get Yahya's 5-Step Blueprint to Become a World Class Speaker for FREE! -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

This week, while going through the decision-making process of buying a new car, I had a surprising moment of self-discovery... I still struggle with my money mindset. Let me know if you can relate. Many of you know, that I previously owned a Ferrari, and it was a dream come true to own one. However, there were a couple reasons why this car just wasn't working for me anymore. Lori didn't enjoy the Ferrari like I did. Being more of a race car, it's not as comfortable, loud and just different to drive. She did like it and tolerated riding in it because she knew how much I loved it. Full honesty, there were a lot of times where I just felt weird about driving it. You'd either have people yelling nasty comments or others who when stopped at a light snapped pictures like paparazzi. It was a lot of extra attention and it didn't always feel good. Here was my dilemma though, and where I still realized I struggled with money mindset. I had some resistance around letting my Ferrari go, because letting that go meant I was also getting rid of that attention because even though it sometimes annoyed me and I loved it, too. By parting with the Ferrari, I was letting go of part of my perceived significance and what it represented. And that's when it hit me. I wasn't being unapologetic about wealth! I was letting what others thing influence my feelings – and this is exactly why I do a podcast around money mindset! You teach what you need help with the most, am I right? "We are all significance-seeking machines." And this is OK! It doesn't matter what significance we seek as long as it fits in with your moral compass and how you want to show up in the world. So if you haven't mastered your money mindset yet, don't beat yourself up – I haven't either! No one has. "Growth is the goal – not perfection." I obviously still have small money mindset battles in my head, but I'm learning from every one of them – and I know you will too. In This Episode We Talk about: How Chris discovered that he still struggles with money mindset Why we're all searching for significance Growth over perfection Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I love hearing success stories – especially from individuals who found theirs from the ground up. My guest today, Danny Morel, is one of these stories. Considered the "man of the house" at an early age after a cross-country move from New York to California, he shouldered a lot in order to protect and provide for his family. From driving at age 13 to starting his first business at age 18, he knew he was wired for more in life. Since that time, Danny has run successful businesses, only to lose everything when the market crashed, and once again fought his way back to become the owner of several businesses that earn more than $40 million in revenue. Crediting much of his success to his thought process, he unknowingly (and luckily for us) lays out a step-by-step plan to help others get what they want, too. You definitely don't want to miss this inspiring and motivational conversation. Oh and if you're in the L.A. area July 11-13, be sure to get to tickets to his Relentless event. There will be some incredible speakers and I'm so bummed I can't make it. Check out how you can get a free $199 general admission ticket in the Resources section! -- Question Highlights: What's your favorite quote? What's one of your superpowers? What's one thing you're afraid of? What's one of the most memorable speeches or messages you've ever given What's one of your favorite accomplishments? What did your upbringing look like? What is one of the greatest lessons/personality traits you took away from your situation from age 13-18? How did you think you'd be able to buy your mom a house by 21? What does it feel like to own businesses that earn $40 million in revenue? What's your advice for those people who aren't making it happen? How did you get such big names to speak at your Relentless event? Talk us through what "Morel means something" means when you say it to your kids. In This Episode We Talk about: How Danny's family struggled with their finances early on Danny's early driving experience at age 13 Danny's first business at age 18 How Danny learned to get comfortable with pressure Reverse engineering your plan to get what you want Danny's four-step plan to achieve your goals The difference between just action and "massive and inspired action" Hitting rock bottom when the market crashed and how he came back Why Danny believes in books, events and all learning Danny's desire to do things with excellence and in the biggest way possible Why real wealth and success come from a healthy mind and spirit And so much more… -- Danny's Thoughts… "I was always wired to want more in life and likely so because I didn't have it." "Pressure is privilege." "Biblical abundance doesn't mean you get a lot. It means more flows through you." "Wealth and success is the byproduct of a wealthy and successful heart and soul." -- Danny Morel is an author, broker, business owner and leader in the Real Estate industry who resides in Southern California. With over 20 years' experience in the real estate business as a coach, mentor and broker, he embarked on a career as a salesperson at 19. By 27 years old, Danny had earned 1.5 million in commissions during the course of one calendar year. Even more impressive was his ABSOLUTE commitment to creating a leveraged business. Danny successfully closed 150 transactions that year while only averaging 4.5 days a week of work, while others struggled to close 30 transactions while working 7 days a week. His passion for others led him to teach the EXACT principles he followed as a sales person to others through his brokerage that started at zero and within 5 years of opening achieved 800 million dollars in sales annually. In 2017, his brokerage closed nearly 1 billion dollars in sales volume in only its 6th full year in business. His companies have been featured on the Inc 500 and Inc5 000 lists as one of the fastest growing companies in America between 2015 and 2017. People that work with Danny experience transformations that are typically unheard of. 30, 50 even 400% increase in production within 12 months are common play. In 2017 he authored his first book, The Resilience Road Map to provide his step-by-step philosophy of success to entrepreneurs worldwide and launched M.PIRE University, an online coaching university for entrepreneurs now hosting hundreds of clients. When not working on improving the lives of others, Danny enjoys time with his beautiful wife, Claudia and their three boys. -- Resources Instagram: @dannymorel RelentlessEvent.com July 11, 12, 13, 2018 | Los Angeles, CA **Get a BONUS General Admission Ticket!** When you buy a ticket and following me at ChrisWHarder on IG, I'll pay for an additional General Admission ticket (value $199) for the first 10 people who message me with a receipt (I'm offering 5 and Danny is matching an additional 5!) -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.