The Chris Harder Show

Today's episode is all about busting through a limiting belief that you may not even know you have. In fact, this very belief may even be holding you back from greater success. Here it is… So many people think that we're supposed to feel good ALL the time on the quest of entrepreneurship. OK, I'm not saying I want you to feel crappy about it, but here are my thoughts on it. The journey of entrepreneurship isn't supposed to feel good. I know it sounds crazy, but full honesty, a large portion of the time we don't know what we're doing, it feels clunky or awkward and we fail a ton! But unfortunately, we all live in the era of social media where we all see everyone's highlight reels. I'm all for this, because I feel like I'm pretty happy most of the time, but I also know that I feel frustrated, under-motivated or have a ton of work to get done – and I try to share that with my followers as well. "The wins are not the entire picture of reality." I feel it is so important to understand the full circle of entrepreneurship – the ups, downs and in-betweens. The problem is that we've all been conditioned to think that when we mess up or haven't gotten it all figured out we think we're doing it wrong. Hint… You're NOT! Reality check. Think of the person you love to follow on IG. If you think they have X followers, now cut that in half to get the real number. Don't get discouraged! You're figuring it out just like the rest of us. Go into things without abandon and try new things without fear of failure. "If you're not failing at all, you're probably doing it wrong." Let's go into 2018 by getting real and sharing all side of entrepreneurship. Use this mantra as a reminder! "It's OK to be silly, to feel silly and look silly." In This Episode You Will Learn: Why feeling good all the time about entrepreneurship isn't necessarily a guarantee for success What the reality of entrepreneurship really looks like Why we've been conditioned to think we're doing it wrong. Resources: For the Love of Money Mastermind – 2018 http://Fortheloveofmoney.com/mastermind For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I was so excited to connect with today's guest serial entrepreneur and author, Peta Kelly, as we hadn't had a real catch-up in forever. And how amazing is it that it could be timed with her new book, Earth Is Hiring? Once a self-professed science nerd, Peta followed the pull of her soul into network marketing which soon led to full-on entrepreneurship and she hasn't looked back since. She's now made it her mission to help millennials (and anyone else who gives a sh*t), discover The New Way to Live, Lead, Earn and Give. Listen in to hear how Peta made the conscious decision to change her personal money story in order to align herself with her soul's purpose, and how you can too. Believe me when I say she makes it sound easy and effortless. -- Question Highlights: Who is Peta Kelly? How did you make the transition from science nerd to serial entrepreneur? Do you feel you have the responsibility to create change? Of your motto, "The New Way to Live, Lead, Earn and Give," which do you think is the most important? Why are we just now talking about the "New Way" since it's actually the "old way?" What do you mean when you say we're voting with our spending power? How do you feel about money? Why do people have such a hang-up with money? If someone feels out of alignment with their money story, where can they start doing the work? What are we going to learn and discover in your new book? In This Episode You Will Learn: How millennials are using The New Way to Live, Lead, Earn and Give How Peta went from science nerd to entrepreneur Why network marketing businesses are like training wheels for entrepreneurship What it means to take radical responsibility The importance of raising your vibration Why businesses need to upgrade their practices to support the earth if they want to survive Why money acts as a teammate The importance of getting in alignment with your soul, mission and money How to get in alignment with your money story About Peta's new book, Earth Is Hiring And so much more… Peta's Thoughts… "Take care of the planet or bust." "Our money is never spent. Our money is never asleep." "Of everything we have, there is the option to get it in a more conscious way." "Take responsibility for your own money story." "Real leadership is taking responsibility for your own money story." "I don't worship money, I appreciate it." -- Peta Kelly's most favourite title is HUMAN AF. She is a conscious entrepreneur, author, speaker and philanthropist. She was recently featured in Forbes Magazine and was just ranked by Inc Magazine in the Top 10 Female Entrepreneurs changing the world. She's is an unbridled soul and barefoot bandit on a mission to unleash the jeaniius of GenY's globally. She dropped being a PhD science nerd at the age of 22 and went on the pursuit of that 'thing' that was calling her higher. That's when she found her first business pursuit in network marketing and She became a 7 figure a year earner in Isagenix by the age of 26. Her network marketing journey led her to her bigger, more global soul work and now she's building a global enterprise, Jeaniius – a global hub of nakedly brilliant people, mobilized to create change for our planet through conscious enterprise and magical collaborations. Peta teaches the new way to live, lead, earn and give and what excites her the most is bringing her brilliant, badass generation together as one team and one family so that we can gift our planet and our kiddies, an environment where they can thrive. Peta is an angel gifter and a silent investor, and thrives on expanding the cycle of abundance and contribution, especially when it allows young people to kick ass in their endeavors. A millennial with a love of millennials, Peta speaks on global stages, barefoot, to tens of thousands of people, and to millions through her various platforms, sharing visionary messages of conscious living to move hearts and minds to what's possible. Self-described as an alien, a "vessel" for what needs to flow through her, Peta is the creator of The New Way Live, Jeaniius and The Supercharged and she's got her first book on the way in early 2018. Peta was recently featured on The Rise Up movie with Michael Bernard Beckwith, Jack Canfield, Danielle LaPorte, Gabby Bernstein, Marie Forleo, Tony Robbins, The Dalai Lama and more. She's a new Mum to her beautiful daughter Sol and has now found a new supersized passion for empowering women to create a beautiful pregnancy and birth experience. Resources: Earth Is Hiring: The new way to live, lead, earn and give for millennials and anyone who gives a sh*t by Peta Kelly (Releases Jan. 30, 2018, Pre Order NOW!) petakelly.com http://EarthIsHiring.com IG: petajean_ -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Words are more powerful than we realize, but today I'm going I'm specifically highlighting eight words that may be crippling your success. We all use them without realizing it and often don't even intend to use them. So let's start 2018 right and kick the following words out of our vocabulary and watch as you see an uptick in your success. TRY – You'll either do something or you won't. By saying "try" you're already building in an excuse. Do or do not – those are your choices. MAYBE – By using this word, you're telling others that you have no intent on following through, which can lead to feeling overwhelmed. Make this the year of YES or NO – period. SOON – This instantly puts something off until "later." This word is also a wake-up call you've committed to too many things and you must cut what's not serving you. POSSIBLY – The word says, "if I feel like it, I'll do it." You're not fully committed to anything and you're feeling overbooked and stressed. Make a commitment. IF – If means you're putting a condition on following through and that doesn't make you an ideal business partner. "Nobody wants to be on the other side of your if." BECAUSE – This word acts as a justifier – and excuse. "I can't meet with that person because…" You shouldn't have to talk endlessly about why you can't. "YES and NO are complete sentences." WANT – This is probably the most important word to kick to the curb… The word indicates lack and if you're a frequent listener, you know we shoot for abundance. Using this word means there's a disconnect between what you want and what you desire. "Things only appear once you know how to make them certain." LUCKY – Last but still impactful, simply put I don't believe in luck, I believe in good fortune. And using this word puts you in a powerless position. There you have it! Do you notice these words used frequently in your day-to-day interactions? If so, share with me on IG (@chriswharder) and let me know what you'll replace them with! In This Episode You Will Learn: The eight words that we must eliminate from our vocabulary in 2018 Why being certain in your decisions makes you an ideal business partner And much more… Resources: For the Love of Money Mastermind – 2018 http://Fortheloveofmoney.com/mastermind For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I am so excited to continue a conversation that I had a couple months ago in Costa Rica with serial tech entrepreneur, Chris Sukornyk. Originally from Canada with entrepreneurial parents, entrepreneurship was built into his DNA. With a passion for technology, Chris attended University, but felt the teachings were out of tune with reality. He left, just one credit shy of graduating (his parents still remind him) and built his first business. Since that time, Chris has founded (and sold) four other businesses and is now focusing on his next endeavor, which is to help create more net positive businesses and help ecopreneurs. I love that he is intent on creating businesses that are in alignment with his passion as well as his core values around the environment and social responsibility. Listen in to this enlightening episode to find out how net positive entrepreneurship is the up and coming trend to businesses everywhere and how you can make an impact by either creating one or being a part of one. -- Question Highlights: What's your best entrepreneurial lessons you learned from your parents? With your most recent advertising tech company, how did you go from zero to 170 employees in such a short amount of time? What was the conflict that came up with your advertising tech business? How did you become realigned with it? Do you think you would be this passionate about net positive businesses if you hadn't woken up in a business that wasn't net positive for you? What makes a net positive company different than the old way of doing business? How do you reconcile your dad's advice ("All that matters is sales.") with the impact the company is making? Does building a net positive business present a different set of hurdles than we've seen in the past? How do you want your children to grow up viewing entrepreneurship and money? How do you view money? Do you think it's a masculine trait to pursue wealth or can it be a feminine trait as well? Do you feel that your view of money has shifted since getting out of North America and moving down to Costa Rica? In This Episode You Will Learn: How Chris came to be such a successful serial tech entrepreneur The importance of connecting with your partners/employees What having a net positive business means How Chris navigated his business when he had lost his passion for it What an ecopreneur is How businesses impact the environment and why they need to minimize it Why people want to hear about the founder or story behind a product Why it's crucial to find investors who are aligned with your passion Why we need socially minded startups who compete/challenge legacy businesses that are doing damage in the world How we can integrate giving back into our lives and the businesses we create And so much more… Chris's Thoughts… "The Zero to Hero Life of a Serial Entrepreneur: Either hit it out of the park or one day before the sale, everything could fall apart." "If your business is aligned with your passion, you're never tired." "There's nothing wrong with having nice things, but we have to be aware of the impact we're making." "There has to be more – you have to give back." "Money is just a vehicle that has value and it can be exchanged for different things." "Good things are at the end of dirt roads." -- Chris is a serial entrepreneur having founded and sold five tech startups with combined exits of more than $250 million. In 2015, Chris was recognized by Ernst & Young as the provincial winner of the Canadian Entrepreneur of the Year awards. A lifelong environmentalist and father of four, Chris recently relocated from Toronto to Costa Rica and is now focused on investing and advising "ecopreneurs," founders with a vision to better the world through sustainable, mindful and socially conscious products and services. Resources: IG: https://www.instagram.com/mindfulstartupguy/ LI: https://www.linkedin.com/in/chrissukornyk/ FB: https://www.facebook.com/csukornyk -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I don't know about you, but I love when the end of the year approaches. I get super excited about the holidays (which many of you know), but what some you don't know is that I get super stoked about sitting down with Lori on New Year's Eve to go over the year's highs and lows and planning out our yearly income for the upcoming year. It's such a great practice and today, I'm going to share that exact plan that we've been using (with success) for the past several years. "Why leave it up to chance when you can call your shot, plan what you want to make and make it happen." This year, I want you too to take control of your abundance, and part of that process is to pick your target income number. Full disclosure, Lori and I have never met our exact number, but we're also consistently choosing a number that reflects massive growth over the year before. But don't let that worry you… As they say, "shoot for the stars and land on the moon." "When you have the number picked out and you're serious about it then your actions naturally follow suit to ensure that you hit it. Keep in mind that it is imperative to pick a number that challenges your current income. "By not changing your goals or plan, you're automatically choosing by default your current situation." Once that number is chosen, you'll work backward to figure out how you're going to reach it. As long as you're committed to that number, you'd be surprised at all the different income sources that pop up. "There are so many ways to make money, you just have to commit to finding them." Draw on your skillset to create products or programs and fill in the gaps. Whether it's ebooks, podcasts, mastermind groups or affiliate programs, you can exceed your current income and reach your goals (or come pretty darn close to them). Here's one example of how to get to $100,000 if you're currently bringing in $60,000: Current yearly income = $60,000 You decide to create a coaching program that costs $100/week for one year. 4 clients = $20,000 The coaching was in high demand so you create an e-course which costs $99. You sell 202 e-courses over the year equaling $20,000 $60,000 + $20,000 + $20,000 = $100,000 YOU DID IT! Again, this is only an example. As I mentioned above, there are so many more ways to make extra income. But it just proves how essential your actions are if you want to reach a specific number. I firmly believe that "What you make next year is no accident – it is intentional." Best of luck in 2018 – I'll be cheering you on! In This Episode You Will Learn: The exact plan that Lori and I use to map out our yearly income How to pick out your number and work backward to hit your goal How you're already asking for the income you're getting without asking About detailed hypothetical scenarios that can lead you to $100,000 or $1 million And much more… Resources: For the Love of Money Mastermind – 2018 http://Fortheloveofmoney.com/mastermind For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Whatever your thoughts are on abundance – true or not – you're going to hear first-hand how my guest, business and mindset coach and entrepreneur, Harriette Hale, tapped into it in a big way. With her first business at the age of 19 (yes, 19!), Harriette quickly climbed her way to success with businesses in music (her passion), dance and spirituality. This success came to a screeching halt, however, when her business partners at the time, planned, plotted and succeeded in taking her entire client list and setting up a competing business on their own. It was a pivotal moment that left Harriette both financially and spiritually broke. Family and friends had no doubt she would bounce back, but she had worked too hard to go back to a 9-5 job and knew she was meant to use her gifts in a different way. Tune in to find out how she broke free of her conditioned mind and surrendered to the universe, subsequently inviting levels upon levels of massive success into her life. -- Question Highlights: Who or what gave you this inner knowing that you shouldn't just get a 9-5 job and forge ahead anyway? What did you learn about the Law of Attraction that so radically changed your life? What's the key to having an abundant mindset and why do you feel we have the right and responsibility to have one? What are 1 or 2 things people can do to bust through their limiting beliefs around abundance? Where did this unapologetic attraction to having nice things come from? How do people in London/UK tend to view the wealthy as compared to North America? What's the common thread you see in your successful clients and what's the common mindset block in those who are unsuccessful? In This Episode You Will Learn: How Harriette came back from being both financially and spiritually broke Why we must follow our soul's intuition About the importance of breaking free from the conditioned mind Why Harriette doesn't agree with all aspects of the Law of Attraction The key to having an abundant mindset Why it's our responsibility to be abundant How living in service and light allows the universe to reward you ten-fold Why we must ensure our spending is in alignment with our highest good Why it's imperative that we surrender Why we need to be generous with ourselves first And so much more… Harriette's Thoughts… "The only thing standing between me and my success and financial freedom was my money mindset." "There is a reason for absolutely everything because it's all divinely aligned and pre-destined by our highest selves." "We are born with the support and love of the universe." "We would not be born if we weren't meant to be abundant." "We have to have money in our lives so we can help other people in our lives do the same." "Wake up to the beauty of your world." "It is perfectly OK to be spiritual and to be rich." "You have a gift because you are meant to make money from it." "When we love ourselves, we elevate our vibration so much that we become alchemists of energy." "Energy is exponential." "Be generous to yourself first, then to others." -- Harriette is a certified soul, money and mindset coach. A serial entrepreneur with ten years experience and six businesses, Harriette has a global clientele base of creative and spiritual freelancers, fellow entrepreneurs and individuals on the path to self growth and ascension. Her teaching & coaching stems from principles based in Universal Energy Law, first inspired by the well known 'Law Of Attraction' ideology, however the practical side of business and life coaching takes equal precedent. As a dancer, singer / songwriter, green tea addict, aspiring yogi, and manifesting maverick, Harriette prides herself on her down to earth nature, relatability and uncanny gift to simply 'make it happen'. For more information about her coaching brand, Ask Harriette, go to www.askharriette.co.uk Resources: askharriette.co.uk/ IG: @harriettehale FB: facebook.com/askharriette -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Have you hit a plateau with your business and can't seem to figure out why? Give my following list of five a read (and listen) and I bet you'll likely find an area to improve upon. Trying to be a one-man show. I get it, you take pride in being able to do it all on your own, but my advice? Get help sooner than later. Save your time (and sometimes money) by getting someone else to do it faster and better. Hint: This is, in my opinion, the No. 1 reason people hit a plateau. Not upgrading your tribe. Seek out people (even if you're intimidated by them) who are already successful and doing what you want to do. This was a game-changer for Lori and me. "Upgrading your tribe is the world's greatest shortcut to get from where you are now to where you want to go with your goals." Not upgrading your personal software. It's all about working on your own mindset! Keep learning new things. "If you're not growing, you're shrinking." Losing your passion. Keep in mind that love is a verb, but it doesn't just apply to relationships, it applies to your business too. Don't let the daily (often boring) tasks bring you down. Make sure to take a break every now and then from working "in" your business and instead work "on" it. Think mastermind groups or something similar that gets you out of the day-to-day briefly, but also keeps that business passion spark alive. "Money is in the monotony." Paying attention to too many shiny objects. Keep your eye on the prize even when other shiny prizes are being flashed at you. Every time you turn your attention away from your path, you're putting your business on hold. Stay the course, but find that sweet spot of educating yourself on new trends but not letting it take over everything else. Keep your focus on your original goals. There you have them! Did any sound familiar? Once you're aware of any blocks that apply to you, you can be on guard so you don't fall into their traps. And that, of course, means more success – faster! In This Episode You Will Learn: What five things are blocking your business Why you shouldn't try to do everything on your own About the importance of hanging out with already successful people And much more… Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I am out of mind excited for you all to hear my conversation with amazing memory-improvement expert, Jim Kwik. Once called the kid with the "broken brain" because he was a slower learner (as a result from a severe brain injury at age 5), he struggled in school into his college years. But just when he was about to give up, he met family/man who had him write down all his dreams on paper. Once those dreams were read aloud by that man, Jim's life changed and he committed to finding new ways to help him learn to learn more quickly. Fast forward several years later, and Jim is a sought-after expert when it comes to memory improvement and speed reading. This episode is going to be life-changing for you as he shares in detail how to improve your memory as well as how to rewire your brain's limiting money mindset beliefs. He gives this advice freely because he doesn't want others to suffer and struggle like he once did. Jim truly believes in "no brain left behind." I could go on and on about what he shares, however I'll let you listen and learn for yourself. And my advice? Have a notebook and pen ready to capture all of the priceless information Jim provides – episodes like this don't come around too often -- Question Highlights: How have you become one of the foremost experts of memory improvement and speed reading today? Do you keep in touch with the family/man who helped changed your life? What percentage of our limitations are real and what percentage is made up? What is a superpower you wish someone would teach you? What is your favorite skill or hack to teach and will you teach it to us? Are there any hacks to rewire our brain's limiting money mindset beliefs? Do you have a favorite moment of giving? In This Episode You Will Learn: How Jim overcame the belief that he had a "broken brain" How note-taking helps you reflect – making the unreal, real Why fulfillment comes from growing and giving Why reading is so valuable and how books can put decades into days (ultimately saving you time) What makes self-awareness a superpower What learned helplessness is How we grossly underestimate what we're capable of About the power of visualization Tips on how to remember names using MOM How using magic (think abracadabra) can help you rewire your limiting money mindset beliefs Why it's so important to have a vision for your life And so much more… Jim's Thoughts… "My inspiration was my desperation." "If you argue for your limits, you get to keep them." "Modern-day entrepreneurs are the modern-day superheroes." "Learning's not just solo, it's social." "We don't give to get; we give because it's who we are." "It's not just about making dollars; it's about making a difference." "If knowledge is power; learning is your superpower." "It's not how smart you are; it's how are you smart." "Success is an inside-out process." "Identify as a thermostat not a thermometer." "Reasons reap results." "Your mind is always eavesdropping on your self-talk." "Learn to earn and return." "People are either an example or a warning." -- Jim Kwik (his real name) is the founder of Kwik Learning and a widely recognized world expert in speed-reading, memory improvement, brain performance, and accelerated learning. For two decades, he has served as the mental coach to students, seniors, entrepreneurs, and educators, and as advisor to many of the world's leading CEOs and celebrities. After a childhood brain injury left him learning-challenged, Jim created strategies to dramatically enhance his mental performance. He has since dedicated his life to helping others unleash their true genius and brainpower to learn anything faster and live a life of greater power, productivity, and purpose. Jim's cutting-edge techniques, entertaining presentation style, and impressive brainpower feats have made him a frequent and highly sought-out trainer for top organizations, with clients that include Virgin, Nike, Zappos, SpaceX, NYU, GE, Fox Studios, Harvard, and Singularity University. KwikLearning.com's online courses are used by students in over 100 countries. Jim has shared the stage with global leaders from Sir Richard Branson to the Dalai Lama. His work is featured in media worldwide, including the recent New York Times bestselling book, "Use Your Brain to Change Your Age." He is the founder and curator of SuperheroYou – Change Your Brain, Change The World – an annual learning conference and media property featuring a handpicked all-star expert faculty and an audience of dynamic thinkers, doers, and dreamers. Resources: http://www.JimKwik.com Online Courses http://KwikLearning.com Kwik Brain Podcast KwikBrain.com or find it on iTunes here: https://itunes.apple.com/us/podcast/kwik-brain-memory-improvement-accelerated-learning/id1208024744?mt=2 IG: @jimkwik FB: facebook.com/jimkwikofficial -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

With the holidays and the season of giving upon us, I felt it was only fitting to talk about abundance and how abundance can affect us throughout them. For a good portion of people, the holidays can be super stressful – especially when there's worry around paying for the gifts they want to buy. But here's the thing, when we worry we send the message of lack out into the universe and we're looking for abundance. Just as a refresher, when you have a mindset of abundance you are attracting more and more wealth and good things in your life. And on the opposite side, when you have a lack mindset, you're pushing away all of those abundant things. So when there is stress around how you will pay for gifts, travel, family gatherings etc., you are actually inviting more struggle into your life. And we don't want that! So this year I challenge you to reframe all of this. "Break free from the feeling of lack and get back into the good feelings that the holidays are meant for." Now I get it, if you're comfortable with the traditional gift-giving – keep doing it! But if you observe your feelings and thoughts around this time of year and you come up with feelings of lack, then speak up! Maybe it's time to switch your definition of giving. For example, my family decided a few years back to forego traditional gifts (we had a tendency to go overboard) and instead rent a cabin, give our time and enjoy the experience of it. "It's more about the experience than the gifts." Just think…what could you give that would create the same feelings of receiving a gift that isn't something you can buy? Think non-traditional gift ideas could such as the gift of your time, energy, skillset or creativity – the list is endless. Regardless of what you choose, let's: "Practice abundance, not stress, for the holidays." In This Episode You Will Learn: What the differences are between an abundance and lack mindset How Chris switched up his family's holiday traditions Alternative ways you can give to your family and friends Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Get ready for a wealth of knowledge (pun somewhat intended) in today's episode with wealth strategist, cashflow ninja and podcast host, M.C. Laubscher. Originally from South Africa, he made his way to the U.S. in 2001 with a backpack and sense of humor, did a little competitive sports and after reading "Rich Dad, Poor Dad by Richard Kioysaki, eventually purchased his first investment property. Since then, M.C. educated himself around all things wealth-building and now helps others create their own wealth and sustain it off of Wall Street. His insights blew me away and I know you'll learn some new things and believe that you too can be financially free after listening. -- Question Highlights: Do you agree with the idea of the "immigrant edge?" What did you learn about money or succeeding in business from your years of being a pro rugby player? Why do you think people keep tapping into the wrong resources? What is the "new economy?" What's the secret to wealth-building today? Out of your amazing podcast guests, what has been some of the best advice ever given to you on your show? Do you think cryptocurrency is here to stay? Do you think money is good, bad or neither? Why do people have such a hang-up with money? Have you always had a positive mindset around money or has it been a journey to get there? Do you see a common thread of generosity with your wealthy clients? In This Episode You Will Learn: How M.C. came to be a "cashflow ninja" About the parallels between sports and business Why it's important to create sustainable, recession-proof wealth About wealth creation and preservation The meaning of "new economy" Why cash flow is the biggest indicator of success How to keep and protect your wealth and multiply it Why we should focus on cashflow and not accumulation What your biggest asset is Why mental capital combined with relationship capital helps you get financial capital That money is a tool that serve and provide value to people About money and millennials Why it's imperative that we give within our communities first And so much more… M.C.'s Thoughts… "We're no longer a job economy, we're a skills economy." "Know exactly what you want and why it matters and who you need to become to do that." "Learn how to keep and protect your wealth and then how to multiply that wealth." "We all share the asset of time." "Money is not the root of evil, it's not the root of anything. It's what you want it to be." "If money is an exchange of value and a representation of value, then you want to put out as much value as possible and it will come back in return." "Living in your purpose and providing value to others is where you build your wealth and live your dreams." -- M.C. Laubscher is a wealth strategist, educator, and financial freedom fighter. He is the President and CEO of Valhalla Wealth Financial and creator and the host of the popular business and investing podcast, Cashflow Ninja. His mission is to help as many people as possible eliminate the control banks and financial institutions have over their lives by building their wealth in a variety of ways outside of Wall Street. He believes the best way to achieve this in the Information Age, is by reclaiming the banking function in your own financial life through structuring an efficient cash flow management system and creating and building assets that provide multiple streams of income. M.C. challenges existing societal belief systems and misinformation around concepts such as money, saving, investing, wealth and retirement. Resources: Cashflow Ninja Podcast https://itunes.apple.com/us/podcast/cashflow-ninja-w-m-c-laubscher/id1106209658?mt=2 http://www.CashFlowNinja.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I'm often asked what my non-negotiables are when it comes to my success. Today I'll share one of the most important and that is my gratitude practice. I am certain that the four steps of my gratitude practice have helped me make more money and I'm certain it can help you, too. "Gratitude. It doesn't just change your life; it continues to keep you on the right track." Here Are the Four Parts of My Gratitude Practice: Name Your Alarms with Something Positive. These words don't have to be anything complex or life-changing, but when you're tired or half-awake, you need it to train your brain to go somewhere positive. It shapes your mindset and shapes your day. Here are a couple of my alarm names: 4:15 a.m. God has blessed us so we can help others 7 a.m. Congratulations! Today is one of the best days of your life. 9 a.m. Everything is happening even better and even faster than expected. Wake Up and Say a Positive Mantra. Again this can be simple, but the important part is that you MUST say it like you mean it. Here's what Lori and I repeat every morning: "I'm happier, healthier, wealthier and more fit than I was yesterday." You are programming into your body and into your expectations for the day. Simple Gratitude Prayer. I'm not joking… keep it super simple, almost juvenile and short (only about 60-90 seconds). Take into account all the things you DO have. List them…Thank you for my house. Thank you for my success. Thank you for keeping my loved ones healthy and safe. You get the idea… Just stay away from saying "want." This wakes you up in lack and we're shooting for abundance! Meditation. The time on this one varies, but we shoot for 10-20 minutes. Please though, if you've only got two minutes to meditate – do it! This is your opportunity to close your eyes, get silent and call in exactly what you want for that day. All of the above tools ensure that you're able to control your day. Even when those bumps happen, you can easily reframe it because you started your day out in gratitude. So I challenge you, starting today… OWN the results of your day, week, month and year. "Choose what is going to unfold for you instead of letting things unfold and going with the flow." Try the above steps for a week and keep an open mind. Start with just one of the practices if you feel overwhelmed. I know if you can add even just a little more gratitude into your life that it will help you significantly increase your productivity, income, blessings and abundance. Let me know how it goes (or doesn't go) – I want to hear either way! In This Episode You Will Learn: Chris's four steps in his daily gratitude practice Why you should start your gratitude practice right when you wake up The importance of choosing what your day is going to look like Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's guest and entrepreneur, Genecia Alluora, is one of the most driven women I've ever talked to (she started working at age 14 and hasn't slowed down since!). While she started out teaching fitness classes, she's since founded other businesses, one of which helps other women take their businesses from offline to online. And everything she does is so she can stop trading time for money and spend more time with her family. Genecia offers such a unique international perspective and she drops the most amazing wisdom. If you're looking to make the next step forward in your business you're not going to want to miss the advice she hands out during our conversation. -- Question Highlights: What kind of jobs did you have at age 14? Did you think it was unfair to work so hard at such a young age or do you feel like it was preparing you for something great in the future? What did participating in Miss Singapore competitions teach you about confidence and what did it go on to serve you later in life? Was the café you founded your first entrepreneurial success story? What is Soul Rich Woman and Soul Rich TV? Where is the best place for someone to start investing in themselves? What is the secret to success when it comes to building an online brand? Is it different building a business in the international online space? How has generosity and money mindset played a role in your business so far? In This Episode You Will Learn: How working at such a young age taught Genecia invaluable resilience Why we must never stop learning and investing in ourselves The importance of understanding what it means to become a woman of influence Why the past does not define the present How Genecia stopped trading time for money How Genecia helps women go from offline to online Why mindset is key in a successful business Why it's crucial to find a mentor and what qualities to look for Why social media is not your marketing strategy About the importance of repurposing your content Why you must seek feedback before creating a product And so much more… Genecia's Thoughts… "You are not what you have done, you are what you overcome." "One woman can make a difference. Together we can rock the world." "No progress means a slow death." "Alone we are strong, together we are unstoppable." "Make sure your content goes as far as possible." "Why play small when you can be living the destiny you truly deserve." -- Genecia Alluora is the Founder of Soul Rich Woman, South East Asia's leading network for female entrepreneurs connecting 10,000 women across the region. Genecia was drawn to entrepreneurship in her mid 20s following her time as Miss Singapore when she established Coffee:Nowhere, a specialist cafe for coffee lovers which has grown into a renowned retail cafe chain with a presence across three countries in Asia. Keen to explore different marketing avenues and empower like-minded women, Genecia began her own live stream channel, Soul Rich Woman TV. Today, Soul Rich Woman TV has a combined social media reach of 200,000, consists of 1,000+ episodes and has built the foundations of her current business. Established in Singapore, Genecia has expanded Soul Rich Woman in recent years to Malaysia, Philippines, Hong Kong and Myanmar with a view to expand licensee opportunities to Indonesia and Vietnam soon. Resources: SoulRichWoman.com Free Video Series: 5 Steps to build an online business much, much faster IG: @geneciaalluora -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Lori and I recently visited Costa Rica and met a woman who was working on her Pilates certification. Part of the certification process is teaching classes and this woman shares that she was so nervous that she thought she was going to puke. Have you ever felt that nervous? I know I have, and the most recent example was the very first episode of this podcast. But just like that Pilates instructor, I pushed past that moment to get the reward. "The payoff is past the puke." Yes, it's an awful feeling, but it's just your body and mind's way of saying, "Whoa, slow down – this is scary." When you can move through that feeling you're most often rewarded. But that reward doesn't come as quickly if you stop short before it can happen. "The point where you feel like you might get ill is the great separator between those who do and those who do not." You are often times ONE step away from the ultimate payoff – but you must make the choice to keep moving. "It's one little step, but it's a HUGE barrier that stops people." Don't let the fear – or puke– stop you. Make your dream a reality and keep that momentum going. Do you have any "I got so nervous I puked (or almost puked) stories? Be sure to share them with me on IG! In This Episode You Will Learn: The moment when Chris was so nervous he felt like he could puke Why the payoff is past the puke The benefits of pushing past the fear (or puke) Resources: Lori Harder's FREE 14-Day HoliBurn Challenge https://Loriharder.com/challenge For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's episode comes straight from the Costa Rican jungle and with my amazing wife, Lori Harder. We're talking about the need for women to step into their earning power unapologetically so they're able to make tons of money and use it as leverage to make a huge positive difference in this world. Tune in to hear why more women aren't stepping forward, why they should start (now!) and how Lori overcame her money-earning beliefs and hit new levels of success with her businesses – all while keeping a balance of the feminine and masculine energies. This is such an inspiring episode! -- Question Highlights: Why should women flex their earning power now more than ever? How can women become unstuck and overcome their fear? Are you able to flex your earning power, make a ton of money and make a difference while staying in your feminine? What do you say to those who fear being judged? Who are 2-3 women that you've seen unapologetically step into their earning power? What is one of your most recent favorite moments of giving? In This Episode You Will Learn: Why it's so important for women to step into their earning power – now! How making money can help and impact more peoples' lives Ways to get un-stuck and overcome fear The importance of ditching the belief that money is bad How and why women will be the healers of the world About the dance between the masculine and feminine energies That pain and fear are completely normal and necessary if your soul craves something bigger And so much more… Lori's Thoughts… "If we want to see changes, now is the only time we have." "Stuck is a choice – it's energy that's not moving." "You have to go through it to empower others." "Pain when it occurs as a result of your soul will always have a reward." "Life has pain and tons of fear, but if you're willing to translate it, it has all the messages you need." "You are the impact." "Happy people shift the planet." -- Resources: https://Loriharder.com 14-Day HoliBurn Challenge https://loriharder.com/challenge The Bliss Project 2018 http://www.Theblissproject.info -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Lori and I have been to our fair share of self- and business-development events, and when we do, there's one thing we always do… We always buy the upgrade! Upgrading to VIP (or whatever the upgrade is called) has helped so much when it comes to expanding our tribe and network. "Maximize your return on events." Before I go further, if you're attending an event by the skin of your teeth and you absolutely cannot afford to upgrade – don't sweat it. I applaud you for hustling and just getting to the event! And trust me, there are plenty of radically amazing people in general admission as well. BUT, if you do have the extra dollars, and you're trying to determine whether or not to part with that money, my advice – do it! "Invest in proximity." When you choose the upgrade you're choosing an investment of proximity to the people who are already crushing it. You're setting yourself on a path that may lead you to the answers you're looking for. You're surrounding yourself with the doers, big thinkers and hustlers who also expanded their money mindset to have the same experience as you. And guess what? The people who are consistently in the VIP areas are also seeking you out, too, whether it's as a partner, client or person with fresh ideas. It's a win all around. Is it always comfortable? No. But I promise that when you do, you'll plug into a brand-new tribe that takes your success to new levels. In This Episode You Will Learn: Why choosing the upgrade at events is beneficial How investing expands your money mindset What kind of people buy the upgrade Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Thanks to today's guest, real estate entrepreneur, Steve Valentine, your opinion of realtors is about to be challenged. It was never Steve's intent to get into real estate, however after a brief time in the automotive industry he was called to join his family's real estate business as a third generation real estate entrepreneur. Steve found great success, however after a huge real estate crash in 2007 and a foreclosure of his own, he had to fight to get his business back and become a "wealth builder." Steve's business journey is so inspiring, but what's more is all the stories of generosity that go along with it. Be sure to listen in and find out all the ways he's giving back and providing his community more opportunities each and every day. -- Question Highlights: What did your family teach you about business? What lessons did you learn? What did your family teach you about money? Why was losing everything a blessing? What's your advice for people who are facing a huge obstacle? What is this new way of doing real estate? How are you different? What's different about your employee policies? What are some tangible or profitable benefits of running your company this way? What's behind you and your giving away 25% of your income? Where did your extreme spirit of generosity come from? And more… In This Episode You Will Learn: How Steve got his start in real estate and recovered from foreclosure How failure can make your rich Why being transparent can allow you to better help others Why Steve hates the word realtor What makes Steve's real estate business so unique from others Why Steve offers his employees unlimited vacation time Why faith is necessary when determining your donations for the year The power and importance of writing your goals down When and where the idea of becoming a "wealth builder" began And so much more… Steve's Thoughts… "I lost everything, I learned from it and this is how I can help you do it better than I did." "Every failure we have no matter if it's big or small, as long as we learn from it it's one more step up the ladder to something successful." "If you can look at your failures as rungs on a ladder, the more failure, the higher you're going." "When you're generous and your kids see it and catch it, you know you've arrived." "If I can hire efficient people and make my business super profitable, I can write checks." "I just want to write the checks." "If I give this, I can make it again tomorrow." "If we start with generosity vs. income, it changes your life and makes the world a better place." -- I've always said I was proud to be a third-generation Realtor. Although, looking back, I finally realize I am not a third-generation Realtor, but a third-generation Real Estate Entrepreneur. My grandmother, Essie Spencer, held her real estate license for 50 years. She practiced until the age of 80. My late father, Dan, practiced in real estate for over 40 years working together as a team with my mother, Debbie (who still practices). This is where my real estate venture began. After short stint in the automotive industry, I gave real estate a shot. For the first two years of my career, I sat at my dad's desk listening to his calls, and sitting in on meetings, and learning how to conduct business. I don't remember thinking I wanted this type of mentorship at the time, but now I know how valuable it was. I learned customer service and how to conduct business. After my internship, I worked for my parents nearly 10 years. My wife, Wende, and I decided it was time for us to take what we had learned and forge ahead out from under the umbrella of my parents. The real estate market crash of 2006 left us financially and emotionally devastated. In 2008, Wende and I founded Valentine Group. Through trial and error, and failing forward multiple times, we learned to become real estate entrepreneurs with a new way of doing business for a new generation of homeowners also recovering from the fallout from 2006. Since 2008, our group has served over 2500 families and continue to serve more than 200 families each year. We provide solid real estate solutions, designed for each individual client, each and every day. One of the greatest things Wende and I have to offer, though Valentine Group's diversification, is experience. When my father passed, one thing he said resonates in my head, "…there are very few people who will see the multiple markets we've seen in during your short 17 years in the business. We've witnessed the rapid rise in the real estate market in 2003 and 2004, and the astronomical prices and lotteries to purchase homes in 2005 and 2006. Then, the sudden crash in 2007." How true. During this same crash, Wende and I made our way through our own foreclosure. This experience allowed us to truly and honestly help others though theirs. A sense of "normalcy" in the market began to return, for us, in 2010 and on into 2011 as we worked through decreasing inventory foreclosures and an increase in client

Over the last couple years, taking a cue from my friend and mentor, Lewis Howes, I've made it my own personal mission to connect as many people as possible. Once you see that it's a gift to connect two people who need each other – it's a no brainer. So how do you go about connecting people? First off, when you meet new people or even when you're talking to an old friend, get present and LISTEN! I know it sounds simple, but by really tuning in and learning what their goals are or what they're passionate about, you're able to connect them with others who have an expertise in an area they need help with or maybe they know someone who does. I've started making mental notes of everyone I talk to and lately, I'm able to connect them to someone else who can help them immediately. And it feels amazing! Not only do I get to have a hand in the magic, but often times the favor is returned down the road. "The more people you can help with their dreams, the more they'll help with yours." Of course this isn't the driving reason to do this, but it is incredible what happens when you find the right people, your tribe, to accelerate your journey or find shortcuts. And we all know how hard it can be to find the "right" people. With 2018 just around the corner, I challenge you to make an intention to ask what people are up to and connect more people. Make it your new addiction to become an ultimate connector. Are you in? In This Episode You Will Learn: Why it's so important to find your people or your tribe How connecting more people can lead to more success for you How to be a better listener Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

After having a conversation with my guest, Craig Ballantyne, it's hard to believe that he once struggled with crippling anxiety despite living "the life." It's what he likes to call the "paradox of freedom." He had the freedom, but was still trapped when it came to having panic attacks. Sometimes his attacks came out of nowhere and other times they were predictable (drinking excessive amounts of caffeine or alcohol). He knew it was time to do something about them, however, when he had an anxiety attack for nearly six weeks straight. Having since gotten a handle around his anxiety, Craig now enjoys sharing his story to help others work through theirs. And because we talk a lot about gratitude in this podcast, I love that one of his biggest tips is practicing gratitude and helping others daily. Craig's transparency in this interview is invaluable and I hope that if you or someone you know suffer from anxiety that you discover some helpful tools to help you control them moving forward. -- Question Highlights: What was your upbringing like and how did it lead to your success and the epic knowledge you have today? What did you do to overcome your anxiety/panic attacks? Have you seen a trend among your clients of anxiety holding them back? How have you done well in both personal training and business? What is The Perfect Day Formula? Do you find that you have clients who sacrifice happiness at home for a thriving business? What would be better to start with – your book or The Perfect Day Kit? What role has generosity played in your success? What is one of your all-time favorite moments of giving? And more… In This Episode You Will Learn: How Craig overcame is struggle with anxiety and panic attacks Why anxiety is like a black box How gratitude, generosity and helping others has aided Craig in coping with anxiety Why we shouldn't suffer in silence The importance of having good mentors Why you must figure out what moves you ahead toward your legacy in life – professionally and personally How the Three Cs help you establish rules for your life How your values drive anything you do Why it's essential to prioritize your values And so much more… Craig's Thoughts… "Everything is a learnable skill." "At the root of anxiety is self-doubt." "Admitting a weakness is a strength." "It wasn't the law of attraction; it was the law of action attraction." "You can attract great opportunity into life when you do the work." "Control what you can. Cope with what you can't. Concentrate on what counts." "When your actions are misaligned with your goals it causes internal stress in us." "If you want to do great things, you have to do fewer things." -- Author, trainer and coach, Craig Ballantyne is a Productivity & Success Transformation Coach from Toronto, Ontario, Canada. He is the author of The Perfect Day Formula: How to Own the Day and Control Your Life — and his brand-new book, The Great Cardio Myth, debunks all the untruths you've been told about cardio being a silver bullet for weight loss and heart health. Craig has been a contributor to Men's Health magazine since 2000, and his articles have also appeared in Women's Health, Oxygen, GQ, Maxim, National Geographic, Men's Fitness and Muscle and Fitness Hers, amongst many others. His articles have also been featured on Inc.com, LifeHacker.com, and Telegraph.co.uk. In 2001, he created the popular home workout program, Turbulence Training, and in 2013 he created the Home Workout Revolution bodyweight exercise program. Over 100,000 men and women have used his 6 Minutes to Skinny weight loss system since 2014. Craig is also the founder of the Certified Turbulence Training Program, certifying trainers from all corners of the globe. He holds an annual Turbulence Training Summit for fitness experts to become better trainers and get more clients so they make more money and live the Perfect Life. Craig has had to overcome many obstacles on his journey to success, and his toughest battle was fighting crippling anxiety attacks. He finally discovered how to beat them with his 5 Pillars of Transformation, and today Craig shows men and women how to use the 5 Pillars to do everything from losing 10 to 75 pounds, getting a raise and making more money, to finding the love of their life, and overcoming any obstacle in the way of success. Resources: Email: [email protected] http://craigballantyne.com IG: @realcraigballantyne Twitter: @realcraigballantyne -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

What's the real reason you want wealth? The power, the "things" or the social standing? While all those things are great here's my thoughts on being wealthy just to be wealthy. "Don't get rich just to get rich because you won't feel any different than you do today." Get rich for the gift of who you become during the process to get there. Money isn't going to make a lick of difference unless you change who you are. Now don't get me wrong – I'm sure you're an amazing individual already – but we're looking for the upleveled version of you. "The wealthy you should be an enhanced version of what you are today." You have to grow new strengths, be more open, expand your network and people and become more giving. After all, the more you give, the more you get, right? "In order to really grow wealthy, you need to really grow." Yes, that means you need to be more consistent and more disciplined. But it also means – and here's the kicker – you need to be more caring! "Becoming wealthy is really a side effect of solving more peoples' needs than you are today." How will your money make someone's life better? Most of the successful people I know and hang around don't talk about their wealth or all the things they have. Instead they talk about the impact they're making and who they want to help next. It's not about what you get back. Becoming the enhanced version of yourself is THE ultimate gift because it's about the person you get to be as you make your way through this life. The money and possessions are just the icing on the cake. In This Episode You Will Learn: What the ultimate gift of being wealthy is Why becoming wealthy has the potential to create a more enhanced version of yourself Why growth is required to increase your wealth Resources: 2018 For the Love of Money Mastermind Apply to be a part of it at: http://ForTheLoveOfMoney.com/mastermind For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I was fortunate enough to receive an advance copy of my friend and mentor, Lewis Howe's book, Mask of Masculinity. I devoured the book in just a couple of days and love how it brought me just as many moments of enlightenment and breakthroughs as it did resistance. And this is why I was so honored to have an in-person interview with Lewis the other day to talk about it. If you're a man who wants to understand the masks he wears or a woman who wants to obtain the "keys to the kingdom" and the tools to connect with the men in her life, I definitely recommend buying the book (or pre-ordering – it releases Oct. 31) and for sure listening to this episode as he explains more about his journey with this book and also gives an in-depth into his sincere and giving nature. -- Question Highlights: Why did you write Mask of Masculinity and why right now? Was the book a healing process for you as well as other men? Do women wear these masks as well? Which of the 9 different masks did you tend to wear the most? When did wearing one of these masks really cost you something? How have these masks shown up in your business? What if someone likes their masks? How do we know if we have a healthy mindset? Do you ever find yourself purposely trying to avoid masks? What is one of your all-time favorite moments of giving? And more… In This Episode You Will Learn: Why Lewis wrote Mask of Masculinity How his new book helps men let go of their ego and heal How men are conditioned to react with anger and frustration What ways men use masks to fit in or to ensure they're worthy of acceptance How we can break out of our default masks by getting to the root cause of them The importance of being aware of things that trigger your masks When money feels fulfilling or unfulfilling Why it's necessary to have regular conversations about money The reason why Lewis still drives a 1991 Cadillac he bought for $4,000 Why having a holistic lifestyle is a non-negotiable for Lewis What the rewards and prices of wearing masks are And so much more… Lewis's Thoughts… "If we want to be ultimate human beings, we should be committed to our vision, not our egos, which hurt us." "Reacting is never as good as responding from a place of grace." "How can I be driven to achieve what I want, but make sure I'm living in harmony as well?" "Be who you want to be and embrace it, but have peace in your heart." "Ultimate fulfillment is when we continue to grow and contribute to others." "If self-worth is based on a mask, it's temporary." "Even if you can't give financially, you can still give your heart and energy to people and it will feel amazing." "Don't stop being who you are. Step into who you fully are by embracing a holistic lifestyle." "The more you achieve and succeed, the more of an example you can set for others." -- Before LEWIS HOWES became a media sensation for empowering people and sharing 'Greatness' across the globe, he had his share of obstacles to overcome. From having a learning disability, which led to being alone and bullied in school, to being sexually abused as a child, to being injured and broke on his sister's couch, Lewis's story is the perfect example of how anybody can overcome the obstacles in their life and achieve greatness. Fast forward a few short years, and Lewis is a New York Times Bestselling author of the hit book, The School of Greatness and releases his new book, Mask of Masculinity on Oct. 31. He is a lifestyle entrepreneur, high performance business coach and keynote speaker. A former professional football player and two-sport All-American, he is a current USA Men's National Handball Team athlete. He hosts a top 100 podcast in the world, The School of Greatness, which has over 40 million downloads since it launched in 2013. He was recognized by The White House and President Obama as one of the top 100 entrepreneurs in the country under 30. Lewis has been featured on Ellen, The New York Times, People, Forbes, Inc, Fast Company, ESPN, Sports Illustrated, Men's Health, The Today Show and other major media outlets. Resources: Mask of Masculinity by Lewis Howes Available for pre-order now at: http://Maskofmasculinity.com http://LewisHowes.com IG: @lewishowes FB: facebook.com/lewishowes For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Do you know someone (or are you that someone) who struggles with growing their income? Today we're going to crack the code of this financial struggle wide open and talk about ways to eliminate it! Most often people think that it's because the person is lazy, scared, or afraid to try new things. Or perhaps that they lack drive or the resources. I believe that it's none of the above. In my opinion, I believe it's because these people aren't regularly expanding their minds. They become stuck because they're not shifting paradigms and they're not seeking different perspectives. "You cannot expect to have new levels of success with old levels of growth." You will never reach new heights in your business if you are still applying old ideas and methods. "When you exercise your mind, everything else expands right along with it." So how do you exercise your mind anyway? I say, expand, expand, expand! Expand your circle of influence (you will likely transcend some in your current circle) Expand your ability to jump over hurdles that get in your way Expand your motivation and drive Expand your business acumen Some of the best ways to do the above is through books, podcasts, coaches and masterminds. If you really want to bust out of that financial rut, all of the above apply. I know it's a lot, but if nothing changes, nothing changes. "You need new ideas to reach new levels of growth." Read new books that offer opposing views. Attend high-level events. Yes, it will be scary as hell, but you will leave a totally different, more expanded person (trust me!). And if you commit to growing your mind and your standards – you will grow your income as well. In This Episode You Will Learn: Why people remain stuck in financial struggle What isn't holding people back Ways to expand your mind and grow financial success Resources: 2018 For the Love of Money Mastermind Apply to be a part of it at: http://ForTheLoveOfMoney.com/mastermind For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

By all accounts, today's guest and CEO of PingTank, Jeremy Greene, shouldn't be running one of the most successful tech companies around. As a child who grew up poor, spent years in the foster care system and barely graduated high school, he was certainly not groomed to be an entrepreneur, but there was one difference… he had an innate sense to survive and hustle to get where he's at today. From a start in the music business to the face filters you see today in social media, Jeremy's 8-Mile-esque story is mind-blowing. If you're looking for an inside scoop on pitching your ideas and turning them into realities, Jeremy's no-nonsense talk will set you straight about what works – and what doesn't. -- Question Highlights: Tell us how you got started in the music industry Why did you drop your career in music? Where did you get the posture to present yourself to billionaires? When you were figuring out how to be an entrepreneur, were there setbacks? What's your best trait as an entrepreneur? How do you get people to say yes? Where did you get your huge financial thermostat from? Do you feel that you're able to make a bigger impact because of your wealth? Where do you like to make an impact with your money? And more… In This Episode You Will Learn: How Jeremy went from trailer park to tech mogul How Jeremy got his start in the music business Why Jeremy shifted his focus from music to technology Why you must fail in order to succeed The importance of instilling a fear of missing out mentality when pitching your product What Jeremy's new app Mojiit is all about How one can make in impact without money Why hustling is so important to get the money to build a bigger platform Tips on how to part ways from people you've outgrown And so much more… Jeremy's Thoughts… "I really understand that marketing plays a big aspect in everything you do in life." "If you could create and sell people on a product and you can build a good product, you could convince anyone to be a part of it." "Building a good company starts with building an amazing product first, marketing it right and giving people the fear of missing out." "You don't learn anything until you have failures behind you." "If you want to disrupt anything, it starts with just being OK with the comfortability of you first. You can't sell something to other people if you don't believe it yourself." "Money doesn't buy you happiness, but it makes you comfortable." "Money doesn't define who you are and what you become. Where you grow up does not define where you'll be one day. It's OK to outgrow people, places and things." "You don't need money to be successful. You have everything that's built within you to be successful." "If you have money in the bank and you're not helping people, you're an a**hole." "Do what you love." -- Jeremy Greene is an American serial entrepreneur based in Los Angeles, California . He grew up in Maine. Greene was the number one musical artist on Myspace and ended up receiving record deals with P Diddy. He is the founder and chief executive officer of Mojiit. After his musical career ended Greene was inspired by The Social Network Movie to start a tech company and founded PingTank with a friend. Greene received publicity for his marketing stunts, including faking his arrest at a large party and then bringing out Tyga and Kylie Jenner for an impromptu performance. PingTank later did a deal with Facebook to be incorporated into Facebook Messenger. In early 2016, Green launced FwayGoApp, a party invitation and discovery application. In July 2017, he started Mojiit (Company) . Resources: IG: @realjeremygreene @mojiitapp YouTube: Jeremy Greene Youngry Summit – Oct. 28, 2017 http://Youngry.com/summit -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today we're doing a deep-dive on the topic of masterminds – why they work, what you might not know, how you can create or become a part of one yourself, and so much more. First off, let's define what a mastermind is. A mastermind is essentially a group of people all working together to mastermind on each other's business (or another area). "The idea is to go into a mastermind with massive, audacious goals and come out on the other end smashing those goals." Lori and I have personally invested and been involved in two business masterminds – one we didn't complete, however we still learned so much from it. Our most recent has been a raging success exploding our income with an additional seven figures beyond our existing goal. So how was this success possible? Below are some key areas that will help ensure a healthy ROI on your investment: Family mentality: Everyone is treated as family and everyone is open to helping each other when they can facilitate – think any aspect of business that you don't know how to do Group diversity: It's necessary to have a diverse group of people and skills to ensure different perspectives Size is key: Not too small, not too big – 20-25 people is ideal Duration: A year commitment allows any breakthroughs to be implemented and completed Enough touchpoints to ensure accountability (quarterly, monthly and weekly) At the same point financially heading toward the same (or similar) financial goal "When you get all the layers right, your significant investment turns into multiple returns." Masterminds are a magical formula that combines ideas, support, accountability and connections that when utilized correctly can help you reach your goals. Don't try to do everything alone when you could literally have 20 or more people making life easier for you. Instead mastermind and catapult your business to new heights. In This Episode You Will Learn: What a mastermind is Why masterminds are crucial if you're trying to smash your goals How Chris and Lori have received ROI with their masterminds Tips to ensure a successful mastermind How you can be a part of the 2018 For the Love of Money Mastermind Resources: 2018 For the Love of Money Mastermind Apply to be a part of it at: http://ForTheLoveOfMoney.com/mastermind For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

So, why do so many businesses fail, or more to the point, why do so many not even get off the ground? It may surprise you to know that often it's not because it's a bad business. It's not because it's a bad idea or product, and it's not because the person isn't a good "business person." "The reason 95% of all businesses fail is because everyone is allowed to call themselves an entrepreneur without actually acting like an entrepreneur." So many people seem to think that being an entrepreneur is this fun, romantic and energizing endeavor – like a magical entrepreneurial movie. But it's actually quite the opposite. It's gritty, dirty, scary and downright uncomfortable at times. Entrepreneurship consumes your life. "You don't build a business in your spare time, you build your business all the time." If you're not willing to do that, your business and your entrepreneurial career isn't likely to go too far. It's all about going that extra mile. You ask for help. You face rejection over and over. You have to learn what you don't already know to reach your goals. True entrepreneurs do all the above (and more). And when they do, their business success follows. In This Episode You Will Learn: Why so many businesses don't even get off the ground Why even good businesses fail About the traits necessary to be an entrepreneur Resources: Lori Harder's The Bliss Project March 2-4, 2018 – Newport Beach, CA TheBlissProject.info For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I think you're all really going to love my conversation with founder of Peak Performance Group and profitability expert, Thor Conklin. He first caught wind of entrepreneurship while caddying for successful businesspeople at the age of 13. Not only did he help them navigate through challenging golf courses, he also asked questions, listened and learned tips on navigating his own businesses down the road. Of course he didn't start any at that age, but he credits many foundational elements to that time in his life. Today, Thor does his best to pay it forward by being the "caddie" for others in their businesses by helping them maneuver around problem areas or obstacles that can stray one off their path to profitability. He challenges his clients (and others) to use accountability as a tool to reach new levels of success (hint: you don't have to do it alone!). I love how Thor operates both in his businesses and his life – giving both his time and money to ensure others are moving forward to create maximum results (see special offer below). Be sure to listen to the full episode as he drops some amazing nuggets of knowledge that can help you get out of your own way and take action. -- Question Highlights: Being a caddie, and being around business people, what's the lesson that stands out the most to you? Who's one of the people who's had the biggest impact on the successful life you live? What does it mean to be a senior leader with Tony Robbins, and what kind of exposure did you have to him? What kind of impact has this relationship had on your life? Do you have a preparation ritual before you speak to or meet with people? Do you feel like the most successful people have some sort of strong morning ritual they start with? What are your thoughts when it comes to entrepreneurs regarding profit vs. revenue? Do you think we live in a time where people are being overfed knowledge? What's typically the biggest waste you see when you dig into someone's profitability? Do you have any tips to help people stop their limiting mindsets? What are your thoughts on profit? Have you seen a correlation between profit and impact? What role has generosity played in your life? In This Episode You Will Learn: How Thor used his job as caddie when he was younger to learn about business How Thor became a senior leader within the Tony Robbins Organization Why a morning ritual is part of most successful people's lives What work/life balance means to Thor How PEAK Performance is able to help you – Profitability, Execution, Accountability and Knowledge Why execution and accountability trump knowledge What components make up Thor's Ultimate Success Map Why it's so important to find someone that you pay to hold you accountable Tips to help stop limiting beliefs Thor's views on profit That there is no honor in trying to do things alone And so much more… Chris's Thoughts… "If you can't turn those sales into profits and those profits into cash, then why are we doing what we're doing?" "Most people think that they're business owners, but their business owns them." "People know what to do. They just can't figure out how to get it done." "Knowledge is not power. Correct knowledge applied properly is power." "We don't want to admit that the problem might be us." "You need to make money so you can give it away." "I want to know that I had a hand in the psychology, the process and the actions of an individual." "Wealth is a byproduct of a value provided to the marketplace." -- Thor Conklin is a business owner, author, Consultant and content-driven podcaster. As an entrepreneur, the first company Thor created was a global risk management consulting firm in 1999 that served the private equity community. His top 15 clients had a combined revenue of $8.7 billion USD and operated in over 100 countries worldwide. Since that time he has bought and sold several multi-million dollar businesses making him a sought after, cross-industrial resource for entrepreneurs and executives in all stages of business. Thor has a talent for slicing through the noise of every day distractions and bringing his audience intellectual commodities like his:"Ultimate Success Map," a simplistic, easy-to- follow guide for individuals who need to break through to the next level of achievement and get the absolute most, not just from their business, but, from their lives. Thor is gritty, experienced and accessible as he brings to bear what holds people back from realizing their full potential. Through his latest venture, Peak Performance Nation, he teaches the tools, tips, tricks and strategies necessary to be a Peak Performer. He qualifies the psychology of success in one word: "Execution!" "Nothing you've learned matters – unless you can EXECUTE!" Thor Conklin serves as a professional mentor and facilitator of small entrepreneur groups within Atlanta's Entrepreneur's Organization (EO) where he is also Chair, Emeritus of the Learning Program. He is a Senior Leader within the Tony Robb

Today I want to talk about having faith and how it ties to abundance. Faith is no small thing. It truly has the power to make or break different situations in your life. If you believe it will happen, it will happen. You don't have to know the how or the where… you just have to know. It's acting on something even when you're scared because you know abundance is out there. My trainer, Abe, recently had a faith-testing situation. He hadn't had a vacation in five years and desperately wanted to unplug with a month-long trip in Bali. But of course there was fear around it. Obviously a vacation like that is a lot of money, but on top of that, he wouldn't be getting paid for that entire month while he was away. Long story short, Abe booked the vacation on faith. "I had faith that the finances would work out." And they did! Abe's finances appeared seemingly out of the blue. Here's how abundance showed up for him… I hired him to train me 3-4 sessions a week. Plus, he received a surprise bonus and had the busiest month of his career the month before he left. Long story short? Abe came back from his trip fully rested and more abundant than ever. Now, I've oversimplified the ease at which this all happened, because after all, faith is not intuitive to our brains. Our brains send out the emergency flares any time fear starts creeping in to keep us safe. But this is the exact spot where we need to interrupt those thoughts and do the opposite – no matter how uncomfortable it makes us. "Just because it doesn't feel intuitive doesn't mean it doesn't work." Let blind faith lead you. Don't let fearful thoughts get in the way. Abundance only happens when you truly feel the faith at your core. In This Episode You Will Learn: How one man acted on faith and attracted abundance Why you don't have to know the how or where in all situations Why it's so important to have faith to attract abundance Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I am so grateful that I was able to catch best-selling author, Chris Guillebeau, during this 100-city book tour and pick his brain about his current book, Side Hustle: From Idea to Income in 27 Days. If you're thinking of picking up a side hustle, be sure to tune in as he talks about important factors to consider when choosing one and following through with it. Hint: His book offers a simple path that with hard work will help you rock your side hustle. -- Question Highlights: After visiting every country in the world (193), what have you learned about business, money or people that has absolutely blown your mind? What have you noticed when it comes to entrepreneurship compared to the U.S.? How do people in other parts of the world view the idea of working so hard and long to make money compared to the U.S.? Do you have a favorite moment of giving? How realistic is it for someone to have a successful side hustle up and running, churning out cash, in 27 days? What's one of your all-time favorite side hustle success stories? Where do most people typically get stuck or go wrong in their side hustle? In This Episode You Will Learn: Why Chris set out to visit 193 countries About the importance of sharing acts of generosity How a side hustle can add more security and create an additional asset What a side hustle is The range of money a side hustle can make About some of Chris's side hustle success stories About some of the common things are stalling side hustle progress And so much more… Chris's Thoughts… "The pursuit of wealth for wealth's sake just becomes a compulsion and it's not making us happier." "You can do good things for yourself and help people at the same time." "Helping others can help you help yourself." "Whatever success I have now is very closely related to those years of exploration and discovery and giving of myself." "I take complex concepts and turn them into a simple path." "You don't have to live your life as others expect." -- Chris Guillebeau is the New York Times bestselling author of The $100 Startup, The Art of Non-Conformity, and other books. During a lifetime of self-employment, he visited every country in the world (193 in total) before his 35th birthday. Every summer in Portland, Oregon he hosts the World Domination Summit, a gathering of creative, remarkable people. His latest book, Born for This, will help you find the work you were meant to do. Resources: FB: @chrisguillebeau IG: @193countries SideHustleSchool.com Book: Side Hustle: From Idea to Income in 27 Days by Chris Guillebeau Found on Amazon http://amzn.to/2xR7MEy or wherever books are sold. Blog: The Art of Non-Conformity found at chrisguillebeau.com Daily Podcast: Side Hustle School https://itunes.apple.com/us/podcast/side-hustle-school/id1188487073?mt=2 -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

My Two Cents – Ep. 59 – The "Up-Leveling Trap" and How to Avoid It We're often told that if we want to get further and have more success we must start surrounding ourselves with those who are doing what we want to do or are doing bigger things. This is a good thing, however, when we continually spend time with these types of people we start falling into the "up-leveling trap," which is comparison. We start feeling like we're not doing enough because we're not where they are. But here's the thing…mentors are supposed to be ahead of you! Don't compare your journey to theirs. Be conscious of your own journey and love where you're at. "You have to pause and look back at how far you've come instead of looking at how far you have left to go." Be grateful that someone else has done it first and is willing to share how to get you there. Be grateful they've given you a "roadmap." "Be grateful for who you are and what you have right now and what you're doing, but be equally excited about where you're going." When you can find this balance between the two, you know you're on a healthy journey to success and abundance. The next time you find yourself about to fall into the up-leveling trap, do me (and yourself) a favor and make a conscious effort to stop comparison in its tracks. Catch your thoughts and meditate for five minutes in a quiet place. Think about and picture how far you've come in the last week, month, year and beyond. I promise it will shift your perspective and help ground you where you're supposed to be. It's definitely normal for these thoughts to come up, but it is not OK to let them stop you, to wallow in them or let them be an excuse. Be grateful that others have paved the way for you and also allowed you to create your own unique path to success. And be assured that if you stay ambitiously on this path success and abundance will follow. In This Episode You Will Learn: What the "up-leveling trap" is and how to avoid it Why the gap between you and your mentors should be view as a roadmap Why it's important to have gratitude for your journey Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I am so glad that today's guest and wildly successful entrepreneur, Joey Fazio, and I were recently introduced by a mutual friend. Growing up in a military family, his life was a bit atypical as his father was gone often (at age 12 his dad was deployed and didn't come home for three years). Joey left his parents' home at the age of 17, joined college a little after only to eventually drop out at age 20 and join the military (Air Force) himself. Always having an innate drive for success and dreams of bigger things, he left his secure military job to pursue the unknown. Unfortunately, his wife at the time (who had two children with) did not share his passion, and they divorced. So, at the age of 26, Joey started over with a negative net worth, but knew he would become a multi-millionaire by age 36. Spoiler alert: He's now 36 and a multi-millionaire. You don't want to miss this episode as Joey shares his amazing, but sometimes difficult entrepreneurial journey. I truly appreciated how authentic and vulnerable our conversation was and I know that you will resonate with it as well – especially on topics of relationships, money and giving back. -- Question Highlights: What were you feeling like when you were starting over with nothing? What is your advice for those who feel someone they love is holding them back? What did you learn in the military that you use today? Where can someone develop discipline if they haven't been in the military? Of your business, which is your favorite? Where does your insane entrepreneurial drive come from? Would you be able to make as big a difference as you do now without money? What does money mean to you? How do you want your kids to grow up viewing money and opportunity? In This Episode You Will Learn: About how Joey turned a negative worth into millions Advice on what to do if you have an unsupportive partner or spouse Why discipline is essential to growing a successful business The importance of working from the bottom up in a company Why time and opportunity is more important than money How Joey raises his kids to view money And so much more… Joey's Thoughts… "Time is the most valuable resource that any of us have." "Act now – the sooner the better." "Couples that share goals and have the same vision have a much higher chance of succeeding than those with separate goals." "If you don't have the partner who supports you and sees your vision – leave." "Start at the bottom. Work every position. Be the smartest person in the room." "If you have the opportunity to put yourself in a position of power and that truly helps people and makes a difference – do it." "You can't help anyone from the bottom." "If you piss off 10 people to help a million – do it." "It's not about the money, it's about the opportunity." "If you're going to help, go all in." -- Joseph Fazio, is a seasoned entrepreneur who has owned and operated businesses for 18+ years. Joseph has owned/owns 4 different franchised business models as well as proprietary concepts and start-ups. Specific to restaurants, Joseph owns several Denny's franchises and is a certified restaurant operator. Joseph, has won multiple awards with the Denny's organization and was named IFA Franchisee of the Year and was awarded by Congress in 2013 for work two Tint World stores that he owned. Joseph, holds college degrees in both Computer Science and Human Resources Management and is a Disabled Veteran having served six years in the United States Air Force. Since separating from the Air Force, Joseph has owned/operated over 20 businesses and has excelled dramatically in both the fitness and entertainment arenas. In 2016, Joseph sold the largest outsourced personal training and gym management company in the United States, after growing his company to 2,000+ personal trainers and managing over 300 gyms. During this time, Joseph created the supplement company "FitStrong" that sponsored/managed 6 top 10 Olympians as well as roughly 100 other athletes/ambassadors. During this time, Joseph perfected athlete and celebrity marketing/management and currently works with some of the biggest names in social media as well as professional athletes and entertainers. Joseph is now a multi-unit franchisee of Crunch Fitness and is developing Phoenix, Arizona. He has expanded the FitStrong brand to include nutrition shops, and is in the process of becoming the franchisor. Joseph, brings a plethora of business, marketing and branding knowledge to any team. Joseph's background in computer science, combined with his involvement in the celebrity and athlete management space, empowers him with a high-level understanding of social media, information technology, and network marketing. Joseph's various skill-sets make him a key player to have. Resources: IG: @joeyfazio13 [email protected] Guardians for Heroes: guardianforheroes.org -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney

Take a poll on how people feel about sales and my guess is that you'll see a large portion of people who are uncomfortable with it or just plain don't like it. If sounds like you, I encourage you to stay put and hear my take on it. First off, sales intrigues me. I'm kind of a nerd that way, but I like it! And maybe it's because I do approach it from a more positive perspective. "You're always selling someone on an idea that you believe in." Whether it's a point of view or a product, I think most can agree with that statement, but link it to money and that's when people start to get uncomfortable. And it's likely because they had bad experiences that helped support that feeling. So my goal with this episode is to change those opinions and feelings around selling and help you get comfortable with it. Let's take the words "sales" and "money" out of the equation. Now you can focus on the people, and offer them a valuable solution for their problem. "You're currently placing too much value on money and not enough value on your customers' needs." It's all about an equal energy/value exchange. As Lisa Nichols puts it, "Sales is just a dignified conversation enrolling two people into a new possibility to enhance their lives." Sales doesn't have to be sleazy and it doesn't mean that anyone is getting the wool pulled over their eyes. Sales is taking an interest in the actual people – not their money (even though that's an amazing side effect). "The best sales are caring conversations." But just like any relationship, don't be surprised if the sale or friendship isn't locked in right away. It takes time and follow-up to build a connection. Have patience and don't make the mistake of stopping that conversation because you think they're going to say no. "Don't create a false no in your head just because the person who you're selling to isn't ready to say yes." A person saying "not yet" is not a NO. Don't get tripped up by doubts and don't stop out of fear or being judged. The world needs your unique solutions! "Not selling to protect your ego is being selfish – not caring." If you're aligned in integrity and you whole-heartedly believe in your solution or product, it will eventually happen and abundance will appear. It is your moral obligation to share your solutions with others. Because if you're not, who else will they turn to? In This Episode You Will Learn: Why people are so uncomfortable about sales How sales is essentially helping to solve peoples' problems Why it's so important to take an interest in those you're trying to sell to Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Top fitness entrepreneur and founder of JillFit, Jill Coleman, has always had a love for fitness and was confident in her ability to effectively train herself and others. It was only when she decided to move her business completely online that she realized she had a lot to learn. Immersing herself in all things business from books to a business coach, Jill built a business that now helps others build an online platform for their own fitness business. As with anything, her success didn't grow overnight, however with an abundant and authentic mindset, she now has waitlists for her programs. Jill truly believes that there is enough for everyone and if you're staying authentic to who you are, you're always going to attract the right people – and more money to go with it. If you're looking to catapult your fitness business (or any other business) forward, this podcast is sure to inspire you to take action – especially if that action isn't perfect. Don't miss business lessons and nuggets of wisdom from this seasoned entrepreneur! -- Question Highlights: What is the back story to your successful fitness entrepreneur journey? Has perfectionism held you back and if so, how did you break through that? Were you 100% sure with the decision to move your business completely online? How do you find time to balance fun and business? How did you know it was time to start delegating in order to leverage your time? How did you convince yourself to invest in business coaching? Why are masterminds so effective? What trend are you seeing when it comes to money mindsets? What role has generosity played in your business? In This Episode You Will Learn: About Jill's fitness entrepreneurial journey How perfectionism can hold you back About the significance of choosing time over money Why investing before you're ready can catapult your business The benefits of having an abundance mentality Why Jill prioritizes her work over the money Why it's so important to give not only money, but time, knowledge and emotional bandwidth And so much more… Jill's Thoughts… "I'm not going to be for everyone, but the people I'm for I'm going to deliver them the best value." "I'm willing to take coaching or feedback, but it has to be from a source I trust." "Know what you're good at, play to your strengths and do the best with the rest of it." "The more I spend, the more I bring in." "If I enjoy what I'm doing and I enjoy what I put out, I'm going to do more of it and keep doing it." "The more money I've made, the more I've given." "If it's not shared, it's not valuable." "I prefer the messiest action over the most perfect inaction." "The more I invest in myself, into others and experience, the more I get back 10-fold." -- Jill Coleman, is the co-founder of Metabolic Effect Inc. and the owner of JillFit, a health and wellness brand, with a unique focus on mindset. She holds a master's degree in Human Nutrition from the University of Bridgeport and a BS in Health & Exercise Science from Wake Forest University. Jill's 16-year journey in the health and fitness industry began when she got her very first job at a gym just for the free membership at 15. Since then, it's a been a whirlwind of education in exercise science and nutrition, fitness competitions, landing several national covers for fitness modeling and plenty of business growth. Jill's work has been featured in SELF magazine, Family Circle, SHAPE, Women's Health magazine, Prevention magazine, among others. Jill's passion lies in coaching in the areas of mindset, body and business, which she does via her elite yearly membership for women, The Best of You Coaching Club. -- Resources: Best of You – Year-Long Business Mentorship Program in the Fitness Space bit.ly/jf_boy2018 IG: @jillfit FB: facebook.com/JillFit/ -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Ah, balance – it's something you hear a lot of about. So is it real or is it a fairy tale? If the mere mention of balance has you feeling conflicted, you're not alone. Do we let flow just happen or do we take the bull by the horns and make it happen? As an entrepreneur, you have people like Tim Ferriss who promote a four-hour workweek while spending your time on remote islands or anywhere else in the world you want to work. And then you have the die-hard, Gary Vaynerchuk's, who are all about the hustle and working harder and harder. Honestly, I agree with both sides of that coin because either way and at some point, you're going to feel guilty. It sets in when you're working hard and take a break or not working as hard. Or it happens when you've got your sleeves rolled up, working hard and people tell you you've gotten out of touch and they never see you. That's why I believe that daily or weekly balance is a myth – or at the very least, it's misleading. "Balance is something that's always changing and that's the key. You need to honor it and change with it." Lori and I like to talk about in terms of "seasons." I cannot stress the importance enough of honoring the season you're in. Don't let someone else dictate what you should be doing, what do you feel like doing? "The key is to trade 'should' with 'I feel like.'" Pay attention to what you're feeling like. Are you amped and ready to power through for an extended period of time, or do you feel like going to the beach and eating pizza? Whichever season it is, know that eventually you're going to want a change. If you're working hard and in a productive mode, you're eventually going to want a period of rest, travel or play. On the flip side, those beach days will soon lead to boredom and restlessness and you'll likely crave a productive season. While I'm no expert, my typical "doing" season is about 120 days max and my season of "rest" follows for about 30-45 days. Again, these are just MY seasons – yours may be very different as there's no magic formula. Balance is purely subjective – it all boils down to how YOU feel. So in an effort to help you find balance between your seasons, I challenge you to do two things: Listen to and honor your season. Ignore all social media and other influencers (yes, even me) who are in a different season than you. Trust me. It will only make you feel guilty, Once you figure out this balance, I know you'll feel better. And when we feel better, we can do even more amazing things in life and business. In This Episode You Will Learn: If balance is real or just a fairy tale How balance can be compared to the different seasons The difference between a productive and rest season Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Now that I've got your attention, I'd like for you to meet Polly Rodriguez, Founder and CEO of Unbound, a sexual wellness company. Raised in the Midwest, this was not the path she saw herself taking early on in life, however after a cancer diagnosis in college and consequently a premature onset of menopause at the age of 21, she was compelled to dig when she found a lack of information in regard to it. What started as a small quest to more comfortably purchase sexual wellness products, Unbound has now grown into a wildly successful business (despite multiple barriers and misconceptions to break down) that empowers countless women to explore their sexuality. Don't miss this inspiring story that proves that anything is possible! -- Question Highlights: • What thoughts went through your head when you were diagnosed with cancer? • What is Unbound? • Where did you get the idea for it and how did it get started? • What was one of your biggest business challenges? • Was there any hesitation about starting a company in the sexual wellness field? Were you worried what your parents would think? • What does the landscape look like for women entrepreneurs? • What has to happen in order for it to be easier for women to have a successful start-up? • What initially drove you to give a portion of your business profits away? In This Episode You Will Learn: • How Polly came up with her business, Unbound • About the challenges of running a sexual wellness company • How Polly overcame the stigmas and misconceptions associated with sexual wellness products • Why giving away a portion of Unbound's profits boosts team morale • Why getting cancer is a huge part of Polly's success • Why it's so important to have a career that's more than just a job, that it has a purpose • And so much more… Polly's Thoughts… "Everything's a good experience if you have the right attitude." "If you can be really vulnerable and honest about what it is about human sexuality that interests you, you can just simmer in that awkward moment and why you're interested…and only good things can come from that." "I had to be brutally confident that it would work out." "Women, especially millennials, want a job that has a bigger meaning or purpose." "It's not just about selling, it's about something more meaningful." "Getting cancer was this weird gift that gave me permission to pursue a different path." "Something that feels selfish can actually be a charitable act in a lot of ways." -- From the start of her career, Unbound's CEO, Polly Rodriguez, has always been committed to elevating the customer experience from acceptable to exceptional. With a background in strategy consulting, she began at the firm, Deloitte, where she innovated new, thoughtful approaches to outdated customer tactics. Translating this skillset to an entirely different industry, Polly's next role was as Director of Growth for the YCombinator startup Grouper, which focused on the most flawed experience of all: dating in New York City (and subsequently globally). Yet, there was one interaction that continued to plague her — the process of shopping for, and finding, adequate sexual wellness products for the modern woman. It wasn't until Polly was diagnosed with cancer at age 21 and went through premature menopause as a result of the radiation treatment that she faced the disparaging barriers that women encounter when seeking to explore their own sexuality. Wanting to ameliorate the process of shopping for sex products — one that is often overwhelming and uncomfortable — she took her place as the CEO of Unbound, a sexual lifestyle company that specializes in subscription boxes, one-off thematic sets, and most recently an original collection. With the goal of helping women empower themselves through sexual exploration, Polly continues to innovate new and unprecedented approaches to a rapidly evolving industry. Resources: Unboundbox.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

My Two Cents today is about a simple, but powerful topic, and it's about the importance of becoming more open…waaaay more open. Currently, I know a lot of people who don't understand why they're not further ahead than they are in life. The common denominator? All are working in silos – ideas, groups of people, etc. They've gotten so used to the way things are (and should be in their minds) and they aren't open to anything different. I can say this because I've been this person. I've shut down so many different opportunities all because I had already made a decision as to what it would be like. But once I became more open to entrepreneurship, networking and new point of views, the new possibilities rolled in and became new realities. And as embarrassing as it is to admit, I'm also more open to new people that I may have judged in the past. In order to make this shift though I had to get over the fear first. "Our lack of openness comes from fear or fear of change." I know that change and everything that goes along with it can be uncomfortable, but try different things on for size and see what happens. I've had so many life-shifting experiences that forced me to be more open and at the same time created amazing opportunities – in both life and business. What if that one small (or big) leap changes your life, too? So if you're wishing for more abundance in your life, whether it's money, happiness, memories or experiences, know that it comes down to this one powerful choice. And now's as good a time as any to make it. "Your break is on the other side of choosing to be open." In This Episode You Will Learn: • Why becoming more open will create more abundance in your life • How trying something "on for size" can lead to huge life changes • Why busting through fears is a part of being more open Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

I heard today's guest, Olenka Cullinan, speak at an event recently and I just knew her story had to be shared with this audience. In a nutshell, this entrepreneurial powerhouse left Russia at age 19 with only $450 to her name (that she borrowed from her uncle) determined to seize the American dream and build anything she wanted. While growing up in an entrepreneurial household (her mom was a die-hard entrepreneur with her own company), she chose to pursue education instead in an effort to distance herself from the entrepreneurial world. Once in the U.S., she worked three jobs at one point to complete her education degree (and completed it without owing a cent!). While Olenka loved teaching people, she soon felt the pull to do more and leapt back into the entrepreneurial world while combining it with her training in education. She may have started off with humble beginnings, but she has since used the skills she knew she had and BUILT her own success. Olenka is determined to help others discover their passions and now teaches teenagers the skills to become successful entrepreneurs in her Rising Tycoons Academy. She truly believes in helping this country's youth turn their dreams into a dream life. I already know I'll be applying the principles she taught in this episode to my children down the road. Be sure to tune in to find out how you can too. -- Question Highlights: Why didn't you choose to be an entrepreneur right away when you came to the U.S.? What is the opportunity landscape here in the U.S. compared to where you came from? Do you believe there is an immigrant edge that gives you a leg up in terms of grit and hard work? What is Rising Tycoons? Where can adults do a better job in creating kid tycoons? What is a "passionista?" What is holding people back the most when it comes to pursuing their passionista journey? Do you see teens struggle with the same limiting beliefs that adults struggle with when it comes to earning money? How do you want your daughter to view money and success when she grows up? In This Episode You Will Learn: How Russian-born Olenka became an entrepreneur living the American dream How nothing is required outside of your own mindset and skills to build success Why opportunity is wide open for everyone Why it's so important to look at the actions that lead to results How Olenka teaches teens success skills in entrepreneurship, leadership and personal development Why parents must educate themselves on the world around their kids Why it's imperative that we stop preparing and start doing And so much more… Olenka's Thoughts… "If skills are learnable, then success is learnable, too." "Comfort and execution don't live on the same block." "You always choose. You can look at any circumstance in your life and choose what it becomes. Is it going to become an excuse or an opportunity? Because you can't have both at the same time." "We can only change the country by changing the next generation." "Stop preparing and start doing." "You have to practice the unsexy routine to get anywhere, but you have to give yourself small pieces of 'candy' along the way to remind yourself why you're doing that." "Kids have no issues with having dreams. They only have issues finding pathways for those dreams." "The moment you stop looking at money as something to move you forward and start looking at it as something that creates love in your community, family and in the world around you, is when you'll change your perspective." -- Olenka Cullinan is a CEO and Founder of Rising Tycoons, where she turns teens into mindful tycoons. Speaker and Success coach, Olenka has developed a "Backbone of Success"™ method that helps leaders become successful in life and the world. Olenka's work with teenagers from 21 countries, combined with humor and personal experiences led to her recent appearances at TEDx (twice) and made her into one of the nation's premier coaches. She has worked with startups, corporate leaders and some of the top youth organizations in the country: e.g. National Association of Secondary School Principals, National Association of Student Councils, Boys & Girls Clubs of America, TEDx, Job Corps, & Rotary Youth. Rising Tycoons Academies (RTA) program offers hands-on, real-world training, preparing a new generation of aspiring values-based entrepreneurial Leaders. Resources: olenkacullinan.com Go to OlenkaCullinan.com/fire to receive Olenka's free eBook: "Stop Preparing. Start Doing." You can also find the sign-up for her digital academy. IG: @olenkacullinan FB: facebook.com/olenacullinan -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

What would you say if I told you that your future is fully in your control with the help of one empowerment hack? Too good to be true? Possibly, but then you're not using the hack. ;) Today's Two Cents talks about accepting 99.9% responsibility for your current situation. Think about it… The dots (your choices) always connect back to you. Whether it's a moment of weakness where you said yes or no to something or you missed an appointment because your car broke down…it doesn't matter. Whatever the "event" was, you made a choice and that choice is why you're where you're at now. Look, I'm not trying to be an ass (maybe trying to offer a bit of tough love), but this is meant to be a wake-up call to empower yourself by owning your choices! For example, when I lost my job some years ago, I could have blamed the recession, the company etc. But I didn't. I blamed myself because I chose that profession and I could have saved more money so it wasn't such a scary thing. I owned where I was and that day I made the decision to make a career change. "Once you own that you have caused the exact spot you woke up in today, then you are able to determine the exact spot you'll be in tomorrow." It's not always easy to own your choices – it's actually downright uncomfortable. But trust me, when I tell you that it's also where the magic happens. "You're fully in control to make your life awesome…or to make it difficult. It's your choice." Start owning your choices TODAY and create the life YOU want. In This Episode You Will Learn: What empowerment hack can help you create the life you want Why it's important to own our own choices How to recognize who's responsible for your current situation Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Imagine fleeing to the U.S. from communist Armenia at the age of 6 only to live with your family of five in one bedroom of a two-bedroom apartment. Your family is broke, you don't speak the language and you've been elected to go dumpster diving for expired food at the nearby grocery story. This was Bedros Keuilian's life and just a couple of the many other adversities he faced as a young immigrant. Having recently met Bedros at a mastermind event, I knew his story was one I needed to share. Not only does he provide a unique perspective, but he's also able to speak to so many aspects of entrepreneurship and money. Tune in to hear how he went from being broke to becoming the mastermind behind many of the most successful brands, businesses, thought leaders and best-selling authors throughout multiple industries (including the company he founded, Fit Body Boot Camp). This epic conversation is definitely one you want share with your friends and family. Enjoy! -- Question Highlights: Did your upbringing feel tough or did it feel normal to you? Do you feel that immigrants come here with a stronger work ethic and desire to succeed more than someone raised in the U.S.? How do you raise your children knowing they'll grow up privileged, but instill in them the grit and edge to know that they need to earn their keep? Who are your mentors? Did you know deep down that you were going to be this successful or was it a slow progression? What's the secret to asking people to pay you what your worth? How does one build self-confidence? Why is it so important to you to be a massive giver and to have your clients follow suit? In This Episode You Will Learn: How Bedros experienced adversities as an immigrant and overcame them The difference between a poor state of mind and always being financially broke How Bedros is making peace with the scars of his childhood About different ways to raise kids to be grounded and giving humans Why self-confidence is the missing ingredient in many entrepreneurs and how to build it How to turn adversity into an advantage Why it's important to give without expectation And so much more… Bedros's Thoughts… "I've got the immigrant edge and the American dream." "The more you pay, the more you pay attention." "I learned to turn adversity into an advantage." "Take a little bit of money from a lot of people." "Build your self-esteem and confidence so you know that you deserve more. Once you know you deserve more, you will command more." "Being self-aware builds self-confidence." "The best high I can get is to serve." "We, as humans, have to be selfish in order to survive." "I can put my money to work to help the people I love." -- Before You Can Build an Empire, You Have to Walk Like an Emperor… Bedros Keuilian is the One Man Who Can Teach You. As a child, he ate out of dumpsters and couldn't speak a word of English. Today, Bedros is a best-selling author, and the founder and CEO of the world's fastest-growing fitness franchise, Fit Body Boot Camp. He's also famous for helping 24 of his clients go from being in debt to growing 7 figure generating empires, and helping thousands more turn their passions into multiple six figure businesses. Resources: bedroskeuilian.com IG: @ bedroskeuilian FB: facebook.com/bedroskeuilian Bedros's book, Man Up, comes out July 2018. Be the first to know details, by signing up at ManUp.com -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

These days we've been hearing a lot about having an abundance mindset. Many claim to have it, but they still don't seem to be "winning." My two cents? Many people don't truly understand the meaning of the word. "If you truly understand abundance, the excitement, not the stress, would keep you up at night." Many don't get that if they truly understood what abundance meant, 90% of their problems would potentially go away. And this mindset doesn't just apply to finances. It's also about leaving a bad relationship because you know there's a better one out there. It's leaving your soul-sucking job because you know you can and will level up. You have a hard-wired belief that even if you lose everything, you know how to get it back (and often more). "There is no ceiling other than the one we put on ourselves." Truly understanding abundance means that there's enough to go around for everyone. It means the more you give, the more you get back – in all ways. So why don't we understand? Did we miss Abundance 101? No! We've just been programmed to only see scarcity from a young age. Whether it be our parents (even though they were well intentioned) or the media (Buy NOW before it's gone!), we've been taught that everything goes away if we don't act now. So, I challenge YOU to understand abundance and put an end to that lack mentality. "I challenge you to ask why others keep winning while you follow the rules and can't seem to get ahead." Question what you've done up to this point, and be open to brand new mindsets if you want something different than you have today. In This Episode You Will Learn: Why a lack mindset can be linked to the absence of abundance How you are either attracting lack or abundance How the abundance mindset applies to relationships, money, career and more Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Today's episode is a modern-day Cinderella story…except there's no fairy godmother or prince in it. Real-estate rock star, Tami Pardee, learned to work hard at a young age and she's been working ever since. Having been raised poor and later brought into wealth, she was taught early on the value of money and the importance of hard work and getting things done. This minivan-driving mom of four uses this same work ethic and drive to dominate L.A.'s residential real estate market today. Listen in to find out how she balances this massively successful business with a family and why she feels called to give back by helping others find or reignite their purpose. -- Question Highlights: Where did your drive for insane success come from? Did you always want this level of success? What are some of your wall-kicking business moments/challenges? How did you work through those challenges? How do you balance a busy family and a busy, successful career? How do you want your children to define success? What effect has your MS diagnosis had on your life/career? What is the main driver of your success? Why is giving back so important to you? Is there a correlation between success and giving? In This Episode You Will Learn: About the impact that hard work has had on Tami's life Why Tami dominates the Los Angeles residential real estate market Why it's so important to serve others Tips to maintain your customer relationships How to deal with the haters Why Tami involves her children in various areas of her business About the importance of living a life of purpose Why you must be successful in all areas of your life: personal, relationships, family, community and business And so much more… Tami's Thoughts… "I'm not really about money, it's more about the comfort of knowing that everything is OK and I control my own destiny." "I was driven by helping people." "If you take care of your farm, the farm will take care of you." "If you show up as loving and kind and are good to people, they're going to reflect that." "In order to live, you need connection, purpose and passion." "It feels good to give back – it feeds the soul." "If you don't have fear, you're doing something wrong." "We need to own our own power." -- Tami Halton Pardee's expertise in Southern California real estate and entrepreneurship is unrivaled. As owner and principal broker of Halton Pardee + Partners (formerly Pardee Properties), Tami is the #1 agent in Los Angeles and the company is the #1 brokerage on the Westside. Responsible for selling over $2 billion worth of residential and commercial properties since beginning in 2005, Tami has built a new model for real estate to better serve clients. In recognition of her work as both an entrepreneur as well as her focus on charity, Good Housekeeping presented Tami the 2016 Awesome Women Award, plus she received a nomination by the Los Angeles Business Journal for Philanthropist of the Year in 2016. Tami received her undergraduate degree from Boston University and her MBA from Loyola Marymount University and spent several years working in the corporate world before creating a business that integrated into the community. Understanding that the buying or selling of a home is one of life's most important life-changing decisions, Tami launched Halton Pardee + Partners with the goal of helping people have a seamless experience. Her unique business model creates a true work-family of staff employees (rather than the traditional independent contractor model), building a culture that results in continued success and a consistent ranking of #1 for sales in its region. Although Tami has been diagnosed with multiple sclerosis (MS), she continues to drive toward the values and goals that allow her to help others. The Halton Pardee + Partners tagline of "Open Doors. Lifting Hearts. Changing Lives." is the credo that drives the company. Furthering Tami's deep commitment to the community, she created the Life-Changer Program that empowers the transformation of lives and communities. Via active participation and significant financial contributions to local charities that have a direct impact on the lives of those in need, the Life-Changer Program has worked with Harvest Home, Teen Project, Homeless Task Force, Venice Community Housing Corporation, and many more to tackle the issues important to Westside residents. Resources: Life Change Warrior Program lifechangewarrior.com Halton Pardee Real Estate Haltonpardee.com FB: facebook.com/tamihaltonpardee/ -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

If you've been listening to my podcast, you know I want everyone to succeed. And what's more, I love it when a person's success is created by a no-excuses ability to succeed. Does that trait describe you? It's no coincidence that many of my podcast guests possess this same trait. Many have hit rock bottom only to become multi-millionaires later on. How were they able to do this? They turned the few assets they had into full-fledged resources. They were resourceful with what they had! "It's not how many resources you have, it's your resourcefulness that determines your ability to succeed." While some people are just "given" resources because they have the money to put behind it, I find that sometimes these are the people who end up failing. The stakes aren't as high and they're not as personally invested in the business or project. They're not concerned with the seemingly little things. My resourceful friends think a little differently – they see every seed (big or small) as something BIG. "Resourcefulness means you are able to find any little thing that other people might overlook and turn it into something big." Whether it's Googling, working two jobs and saving the money or getting to know the right people, you are fully equipped to create the level of resourcefulness that translates into massive success (however you define it). It's simply a matter of planting the seeds, nurturing them and watching them turn into your dreams. "When you fully grasp the idea that it's all about how resourceful you are instead of what resources you have, that's when you are fully empowered to know that your success is in your own hands." How resourceful are you? In This Episode You Will Learn: The difference between resources and resourcefulness Why having resources doesn't guarantee success How to turn your resourcefulness into resources Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

For years, Dr. Jade Teta, co-founder of The Metabolic Effect, was considered a jock and class clown – and at the time he accepted that. However, upon his senior year in high school and after a couple pivotal conversations, he realized that he was meant to do more and knew that he needed to become and do something more that made a difference and made him happy. Fast forward to today and Jade did just that and is massively successful. We covered so much ground in our conversation and we literally could have gone on for hours more. From his upbringing and personal story to his emphasis on helping others find and live in their purposes every day, I can't wait for you to listen and hear how truly amazing and he truly is. Enjoy! -- Question Highlights: At what age did you make the choice to be and do something different? Why did your story of missing something make you go get it, whereas so many others would let it stop them in their tracks? How do we get someone to attack their fears? Having just sold a business, how did your recent re-implementation of visualization and meditation come into play? What effect has books had on your business and financial success? Do you see a difference in the ways men and women view money, wealth, and success or does it come down to the individual regardless of gender? Do you feel it's beneficial to be a hybrid of different feminine and masculine qualities? What role has generosity played in your business and life? In This Episode You Will Learn: How our stories impact what we do in life About the importance of attacking your fears and putting yourself in uncomfortable situations Why you must consciously choose your purpose How to successfully implement visualization and meditation (and why it's so essential) Why it's vital to read books that challenge your beliefs About the differences between men and women in business and success Why we must invest in ourselves And so much more… Dr. Teta's Thoughts… "Purpose is something you consciously create." "Always attack your fears." "Tell the story and own it." "It's the strength of your belief that makes a difference." "Be confident in the direction you're going, but be detached in the way you get there." "You want to be delusional enough to believe that you are powerful and that you can do anything in life, but insecure enough to be humble and confidently detached." "One of the best gifts I can give is to receive what someone gives me." "If you're not here to help, then why the hell are you here?" "Your ability to make money basically is your ability to touch people." -- Dr. Jade Teta is an integrative physician specializing in natural health, fitness and body transformation. He is the co-author of The Metabolic Effect Diet. He completed his undergraduate training at North Carolina State University, earning a bachelor's of science in biochemistry. He then went on to study at Bastyr University in Seattle, Washington completing his doctorate in naturopathic medicine. Dr. Teta has worked in the fitness and weight loss fields for over 20 years, and is the co-developer of the rest-based training system for personal training and group exercise. He is also the co-founder of the Naturopathic Health Clinic of North Carolina and of the health, fitness and international fat loss company, Metabolic Effect. His background in natural medicine, along with his fitness expertise, has defined his healthcare specialties of hormonal weight loss and functional medicine approaches to chronic disease. Resources: jadeteta.com IG: @jadeteta FB: facebook.com/jadeteta -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

My Two Cents – Ep. 45 – There Will Always Be Pain. Choose the One That Pays. My Two Cents today is all about pain and choosing the better type of pain in all areas of your life. Isn't "better pain" an oxymoron? Well, it can be, but let me explain. There are two different types of pain in life – the kind that keeps us stuck or the kind that propels us forward. This episode is all about choosing the latter. "There's always going to be some type of pain, so choose the one that pays better." Take working out for example. Sure, working out can cause pain. You're literally tearing your muscle fibers so your muscle grows. All that sweat and soreness is the pain. Lori and I work out regularly, so we're choosing the type of pain that helps us grow. If we didn't work out, we would trade that pain for the opposite – disease, weight gain, low energy etc. Either way equals pain, but one offers a reward. The same goes for your financial wealth and abundance. Many are unknowingly choosing to struggle financially by playing the victim for their circumstances (It's not fair…etc.). Similarly, many can choose the pain of self-judgment, knowing they are capable of so much more but not doing it. It's time to start getting uncomfortable. "You're always going to have aches and pains, so let them be pains that give you a life of joy to offset them." You're never choosing to be pain-free, but you can choose the pain of struggle or the pain of growth. It's so important to choose the right kind of pain, but many of us are choosing wrong. Why? "It's easier to choose the type of pain we're already familiar with then it is to choose the type of pain that's unknown." So I say, choose the unknown. Take that leap. Step into your power and consciously choose the RIGHT set of pains. If you do, the payoff will be well worth it. In This Episode You Will Learn: How consciously choosing the right sets of pains can propel you forward How to step out of your comfort zone Why some people are choosing to struggle financially without even knowing it How to step into your power Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Candy Nelson – Episode 44 – How Wealth Allows This Powerhouse Woman to Be a "Volunteer CEO" At the age of 15 years old, Candy Nelson had already gotten the entrepreneur bug. And it was all spurred by a 3 a.m. infomercial for some tapes (which she purchased) by Tony Robbins. Upon listening to the tapes, the longing in her soul was answered and she vowed to set goals and complete them. As the child of teenage parents, Candy's excitement wasn't readily reciprocated, but she persisted nonetheless. With the help of her father and a small business loan, by the age of 19, she started her first business. And while it took a few years to see the rewards of it, it is now a raging success. So much so that she was able to hand over the operations and focus on the creation and operation of the nonprofit organization Animal Friends Sanctuary. Through this organization, Candy is able to donate her time as the CEO and focus on causes that are near and dear to her heart – animal and at-risk kids. Her story (there is so much more to it) is so inspiring as it shows such a shining example of how wealth can do amazing things and make a massive impact on this world. -- Question Highlights: What was it intrinsically inside of you that made you so different as a 15-year-old that you got an idea and followed through on it? How did Tony Robbin's tapes turn you into a budding business woman? How scary was it to start a first-of-its-kind business in your area? Did your first business take off right away? What is one of your biggest growing pains and how did you navigate through it? When did you decide to walk away from the operations side of your first business? How did the 15-year-old you view money and how do you view it now? In This Episode You Will Learn: Overcoming obstacles to create a successful business at age 19 How to "work wealthy" Why it's so important to just start – even if you're unsure About redirecting your course when things don't go as planned How Candy was able to start and become the CEO of a nonprofit organization – and not get paid to do it And so much more… Christine's Thoughts… "We are not the product of our circumstances." "It was a vision – it was something I could see, feel and walk into and that was it. And I reverse-engineered from there." "When you do what's right, things seem to work out." "Some people are so fearful looking 10 years ahead that they never start." "You've got to start and redirect as you go." "You never know if you can accomplish or contribute unless you start." "Does this decision take me closer to or further away from my mission and life's purpose?" "Money is going to just amplify who you already are." "The pursuit of money isn't evil if you have good intentions." "Sometimes we have to go through the struggle to realized what our gifts are." -- At just 19, Candy started her first business just out of high school. A serial entrepreneur for nearly two decades, she has built a successful service-based business, developed a nationwide product-based company and invested in real estate investing since the age of 25. She started a non-profit organization at the age of 26. Candy has donated over 25,000 hours to that charity as a Volunteer CEO and has raised over three million dollars in the last 10 years. She is actively engaged in saving thousands of animals' lives and bringing hope and healing to abused children. She is passionate about encouraging others to stand up and speak out against abuse and cruelty and is committed to inspiring others to live a kinder, most compassionate life. Resources: VolunteerCEO.com AnimalFriendsSanctuary.org IG: @volunteerCEO FB: facebook.com/volunteerceo -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

So you've probably heard that you're the average of the five people you spend the most time with, but I also believe that you're also the average of the environment you hang out around most as well. That being said, I'm here to offer you some hacks to help you change that environment to change your outcome. While a lot of these will be no-brainers, I think you'll also find them challenging, but stick with me. "At first a lot of these things will feel quite uncomfortable – that's normal. But the goal is to do them often enough so they feel comfortable so that they can become your new environment." Here are a few hacks: Travel. If you don't travel, START! If you do travel, travel BETTER. Get a better hotel room. See what it feels like to walk into a better hotel. How are you greeted? How comfortable is the bed? Up-level your hotel experience. Same goes for flying… First Class! "That extra few hundred dollars could change your level of expectations forever." Clothes. If you can't afford them just try them on. Even if you don't purchase, you are up-leveling how you look and feel. "It's not wasted money if it's an investment in yourself that totally changes your level of expectation from here on out." Restaurants. Not in a place where you can spend money on that expensive of a meal? Get a drink at the bar. "Change your environment – change your results." It's simple. If you never experience something different, you'll never pursue it. That's why it is so crucial to make that S T R E T C H that truly changes your environment. It's the change that truly counts. Of course we all start at different levels, so acknowledge the level you're at and go from there, whether it's an extra $20, $200 or $2,000. Regardless of the dollar amount, any time you bust through that uncomfortable barrier, you experience growth. So, I encourage you… Go splurge a little. Not to hurt yourself financially, but to forever change what you expect of yourself. If you commit to that you will be amazed at the up-leveling effect it will have on all areas of your life. In This Episode You Will Learn: Why you are the product of the environment you hang out in How intentionally changing your environment can change your outcome How to get comfortable with the uncomfortable How to up-level your expectations of yourself Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Christine Hassler – Episode 42 – How Expectation Hangovers Are Costing You Wealth Today's guest, Christine Hassler, is one of the wisest people I've had on my show to date and I know you're going to learn a lot from her stories and experiences, too. As a child, Christine always felt as though she didn't belong. Growing up with some health problems, she was always seen as different and wasn't well liked. As difficult as this was to cope with, Christine compensated for it all by focusing on being smart (an overachiever if you will) so she could be super successful. While this tactic worked for a long time, it still never eliminated the feeling that she had something to prove. So after graduating college (double major and a minor in 3.5 years), she went where a lot of people go to do just that – Hollywood. Christine didn't want to be an actor, but she did end up being an agent. Christine's life, from the outside, was amazing – a six-figure career, a successful boyfriend, parties with celebrities etc. – but inside she was miserable and suffering from anxiety and depression. Then with the encouragement of a friend, she met a therapist who loved her unconditionally and for the first time in her life, looked at her with zero judgment. It changed her world. After seeing this therapist for some time, Christine left her successful career to pursue other passions. While at the time this seemed like an easy thing to do, it was anything but, and after multiple setbacks (boyfriend dumped her, diagnosed with an auto immune disorder, massive debt etc.), she still didn't know what to do with her life. Throughout this time of struggle, Christine had to seek what it was she truly wanted and she discovered that it was to serve and share her experiences with others. So, she decided to write a book about her own challenges and experiences and getting through them. And that's when her first book, Expectation Hangover was born. Christine has since published several other books and now coaches individuals and hosts multiple courses. This is the perfect episode for those who are feeling lost and looking for answers or trying to cope with disappointment and unexpected life events. I know I personally had a few mind-blowing a-ha moments throughout our talk and would love to hear if you had any moments of clarity, too. -- Question Highlights: Where does the desire for a successful life come from? How do you make the shift from drive to inspired? What's holding people back from earning what they want to earn in business? How can spiritual entrepreneurs bust through "starving artist syndrome?" How has your abundance/wealth journey evolved? What is an "Expectation Hangover?" What is the key to marketing to millennials? In This Episode You Will Learn: How to create success by getting and feeling inspired Why it's important to have a coach How to use spiritual and practical/logical approaches to create with inspiration About working in your zone of genius Why beliefs around self-worth and money can affect your ability to earn The meaning of "expectation hangover" How to reframe failure and disappointment and treat on the emotional, mental, behavior and spiritual levels Why it's so crucial to surround yourself with other successful people Tips on marketing to millennials And so much more… Christine's Thoughts… "The external cannot fulfill the internal." "Success to me is doing things we love." "Finances aren't the only way that our self-worth issues and limiting beliefs show up." "Money does matter and it's energetic, and it's just another reflection of our overall well-being." "If you want to truly help people and serve and be an instrument, you've got to own your worth because you'll be able to serve more people." "I want to work with people who are willing to change." "You can wait for time to heal your wounds or you can dive in and do the healing work now." "Look at failure as feedback." -- Christine Hassler is a best-selling author, keynote speaker, master coach, podcast and TV host who is committed to guiding people and organizations into their highest potential. She left her successful job as a Hollywood agent at 25 to pursue a life she could be passionate about… but it did not come easily. After being inspired by her own unexpected challenges and experiences, she realized her journey was indeed her destination. In 2005, she wrote the first guidebook written exclusively for young women, entitled 20 Something 20 Everything. Christine's second book, The 20 Something Manifesto written for men and women stems from her experience coaching twenty-something's. Her newest book Expectation Hangover: Overcoming Disappointment in Work, Love and Life is the guidebook for how to treat disappointment on the emotional, mental, behavioral and spiritual levels. Resources: christinehassler.com Find more information about her books and courses at: http://christinehassler.com/books-and-courses/ IG: @christinehassler FB: facebook.com/christinehasslerpage

What's your abundance story? Are you happy with where you're at? Or do you operate from a place of lack? If you're the latter, it's time to change things up. As you learned from my previous mini episode, we're ALL entitled to abundance, but we're not guaranteed it. That means, when it comes to your own abundance story, it's up to YOU to make the decisions. So first off, you're the one who sets the finish line. Realize that it's a subjective decision as to what your abundance story us. You are radically abundant right now. You just may be choosing to see your current level of abundance as a lack of abundance because of how you're choosing to define it. "Abundance is nothing more than an opinion or feeling. You determine what it is to you." For example, let's say you make $50K a year, and you're not feeling abundant because you feel like you're not making a lot of money until you hit $100K. That lack of abundance you feel is on you. You're the one who created that definition of abundance and you're unable to recognize the abundance in the $50K that you already make. The same goes for the person making $100K who feels a lack because they're not making half a million… See where I'm going with this? "You can't be pissed off if you don't feel abundant, because you're the one who set the finish line." You must recognize that you're the one in control of how you define abundance and appreciate the abundance you already have. To help, I encourage you to start a gratitude practice. Personally, every morning I start my day with a positive mantra. Mine and my wife's is: "I am happier, healthier, wealthier, and more fit than I was yesterday." Then, I do a quick prayer of gratitude – expressing thanks for all the big and little things in my life in that moment. After all, when you're appreciative of what you already have and you're feeling abundance, you're going to attract more abundance. Lastly, know that your abundance story is just that – a story. This story is nothing but ONE interpretation of the events in your life. "The events aren't fiction, but the meaning you put on them is pure fiction. Nothing has meaning other than the meaning you apply to it." So do your best to change the events, people or choices that downgrade your abundance story. Choose well! Consciously choose to see the positive over the negative. "Choose a level of abundance so big that others benefit from it as well." In This Episode You Will Learn: How to create a more rewarding abundance story Why your abundance story is really a subjective decision How to take control of and appreciate the abundance you already have Why having a gratitude practice is so important Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

After studying corporate business and graduating from college, small-town Wisconsin girl, Jenna Kutcher, landed her dream job (or at least she thought) in a large Midwest-based corporation. Unfortunately, her dreams of wearing heels and a business suit morphed into wearing khaki and red – and was far from glamorous. She knew there had to be something more in store for her. Enter in the $300 Craig's List camera. Jenna started taking pictures, enjoying the learning process and sharing her captures online. People started to notice her talent and asked if she would take pictures for them. And so it began, she booked 25 weddings without ever shooting one. A year later, she was doing so well that she was able to leave her corporate job and began photographing weddings full time. Her photography soon developed into a focus and love for branding. She connected so deeply with her brides and wanted to make their personal visions come to life. This love, and let's be honest, branding genius, quickly turned into a six-figure business. Having found such success personally, she was confused when she learned that others in wedding photography were struggling. Seeing the need, Jenna began to teach others what she'd learned. Since then, her photography and branding business has skyrocketed to a seven-figure business (and growing) all based on this founding concept of generosity. From free content and blogs to merchandise and online training courses, Jenna wants everyone to find the same success she has. And she does it all from a place of authenticity, sharing the honest highs and lows of her life and business. -- Question Highlights: How have you taken a very common industry and turned it into a seven-figure entrepreneurial endeavor? How did you book 25 weddings without ever shooting one? Do a lot of artists, in general, suffer from limiting money mindsets? Did you always have a strong money mindset? What does it take to stand out as a wedding photographer? Where did your drive and high standard of performance come from? What do we need to know to build a bigger and more engaged audience on IG? In This Episode You Will Learn: How Jenna's wedding photography (and branding expertise) began. Helpful (but simple) tips that launched Jenna's wedding photography business. How to be resourceful without a ton of money. About limiting money mindset beliefs. That how you spend your time is just as important as the money you make. Why it's so important to first and foremost make connections with people on social media. Jenna's top tips for posting and monetizing those posts on Instagram. And so much more… Jenna's Thoughts… "I landed in the dream job – and it wasn't a dream." "Anyone can go out and do their work for free so they have work to show for it." "I believe we should get paid to do what we love." "We try to guess what people will be willing to pay for our products or services instead of trusting that we can speak directly to the people who will see our worth and value – and pay full value." "Time is my motivator. Money is not. Money is just a measure of how I'm doing with my time." "The more vulnerable I've been, the more I've aligned myself with the right people." "People start to recognize you not just by what you do, but by who you are." "I teach the what and the why, and then I offer the how." "When you hire a team that thinks the best of you, that believes in you, that gets behind you, it's the most incredible thing you can do for yourself, for your sanity and for your business." "Whenever my life hits the fan, my business booms!" -- Jenna is small-town Wisconsin photographer, painter, and educator with big dreams. Obsessed with: mac and cheese, puppies, and yoga pants. Most days, you'll find her in yoga pants, working on the couch with a smile on her face and rescue pups in her lap – or making googly eyes at her hunky husband, Drew, from across the room. She's a wedding photographer, podcaster, a watercolor artist, and an educator – plus, she's always got her bags packed for her next wheels-up adventure. Resources: jennakutcher.com IG: @jennakutcher FB: @jennakutcher Goal Digger Podcast: https://itunes.apple.com/us/podcast/goal-digger-podcast-marketing-social-media-creative/id1178704872?mt=2 -- For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Do you know why you haven't chased down that radical wealth and abundance that you KNOW you're entitled to and capable of earning? Get ready, it's time for a deep-dive into your mind! I can tell you from personal experience, that it's one of the worst feelings to know that you can do something, but you're not doing it! But the good news is that you can begin to eliminate these feelings by asking ONE question that can help unlock the answers as to why you haven't followed through on your pursuit of this abundance wealth. "Who/what is it serving by you holding back on your quest for wealth and abundance?" Are your wheels turning? We've all been stuck before (yes, me too) because we're serving someone or something instead of rising to the occasion, going out and getting that abundance. Stop playing SMALL! For instance, you're not serving your business when you don't make those sales calls that take your business to another level – you're serving fear. Same goes for people… You don't DARE make more money than those in your group of friends, because that would make them uncomfortable, right? Guess who you're serving? Hint, it's not you! Take responsibility for you and get after it. "You are entitled – not guaranteed – to make the choices to be abundant and wealthy." You must become unapologetic when it comes to your abundance and wealth. Until you do, you're not going to realize what you're capable of earning, doing or creating. Trust me, I KNOW this can be extremely uncomfortable, but it's more uncomfortable to know that you're capable of doing something so much bigger, but you're anchored because you're afraid of making someone or something different than it is today. Know that you're not the only one who feels that way, and if you have to, borrow some faith from a friend and make it into your own. I promise that once you're able to move past this who or what isn't serving, that's when everything starts coming together and abundance appears. In This Episode You Will Learn: About ridding your life of things or people that aren't serving you About why it's dangerous to choose temporary safe zones over abundance How to become unapologetic when it comes to wealth and abundance About the importance of accepting change and getting comfortable with the uncomfortable Entrepreneurship Resources: For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

Everyone, meet Amber Lilyestrom, a fellow entrepreneur and passionate soul who left a successful career to make a bigger impact and fulfill her soul's higher calling, which has since allowed her to pour more of her time and soul into her family. She now enjoys pushing herself beyond her human limits and mindset roadblocks that inevitably pop up along the way – all to be the BEST version of who she was born to be. What I love the most about this mompreneur's mission and story is that she's done all of this to help others create businesses that align more with who they are. Amber wants everyone to lead the happiest and most fulfilling life through "coming home to their truth." And she loves to facilitate that process. "I've always wanted to empower people to embrace and accept themselves because I never did." Of course, the above is rarely a straight path, and that's why Amber is so transparent about the challenges she's faced and continues to face (mostly her own limiting beliefs that made her question her personal value). Through her own experiences, she is able to whole-heartedly encourage others to take that leap and use what they have (or don't have) to their advantage. "Action builds belief." This podcast is a must-listen for all those who feel that pull on their souls to do something bigger and more true to themselves. It is my hope that by the end of this episode that your soul is fueled, ready to make an impact in your own unique way. "When I invest in me, it is the greatest investment I will ever make in this lifetime because it pays in dividends exponentially." Question Highlights: How were you taught to view money? What actions are you taking right now to overcome challenges? When did you start your business? How did you make the transition from your existing career to your own business? What has changed since your business started that has allowed your business to grow so quickly? What has been the best investment you've made so far? What role has generosity played in your life/business? What are some of the BS reasons that hold other mom's back from pursuing their calling? In This Episode You Will Learn: How Amber overcame her limiting money mindset beliefs. Why there is more than enough time in your day to fulfill your soul's purpose. Why it's so important to teach what you've already went through. How the role of generosity plays in Amber's life and business. Why you are good enough RIGHT NOW to go after your soul's calling. How stepping into your own truth and doing the work that's in alignment with your soul's purpose can make the world a better place. And so much more… Amber's Thoughts… "Our bank accounts and our bodies are really truly these beautiful mirrors for where we are at with our relationships and ourselves." "We must operate at a higher level and clear the space and clutter that's not making us feel good in order to become the master visionaries, creators and leaders that we are." "The more I honor what I feel called to and what I am the very best at, the more abundance and goodness there is in my business, bank account, how my body feels and relationships." "I will always bet on myself." "Give people permission to be who they are." "By you stepping into your truth and doing the work that's in alignment with your soul's purpose and calling, you are making the world a better place. When you don't do that, and shut the door out of fear, then you shut the door on the expansion and growth of mankind." -- Amber Lilyestrom is a transformational branding & business strategist, writer and speaker. She is the host of The Soul Fueled CEO™ Podcast and helps entrepreneurs turn their passions in to heart-centered brands and thriving businesses. From idea conception to the construction of the business and its digital landscape, Amber supports visionaries, leaders and disruptivators in changing the world and their lives. Amber spent 10 years working in collegiate athletics marketing, managing the University of New Hampshire Wildcats brand, as well as teaching sports marketing and mentoring student interns. She was recognized as one of the top sports marketing professionals in the nation. Resources: Amberlilyestrom.com IG: @amberlilyestrom Soul Fueled CEO Podcast: https://itunes.apple.com/us/podcast/the-soul-fueled-ceo-amber-lilyestrom/id1102196253?mt=2 You can find my interview with Amber here: https://itunes.apple.com/us/podcast/chris-harder-on-when-good-people-make-good-money-they/id1102196253?i=1000389790980&mt=2 For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.