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Ep 291Why your council tax bill is rising so high + tips on how to reduce it

In England, council tax bills have just risen by an average of 5%. In Scotland and Wales, it’s likely to have increased even more. In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Marcus Johns, senior research fellow at the Institute For Public Policy Research to discuss why bills have risen so much, and explain your options if you’re looking at reducing your costs. Read more about this year's council tax increases & sign up to our free weekly Money newsletter. Click here to send us an email Get 25% off a Which? Money membership - offer ends 13th April 2025 Get 50% off a Which? membership

Apr 3, 202532 min

Ep 148Have you bought a dangerous product without realising?

On this week's episode of Which? Shorts, we're revealing the dangers around shopping for goods on online marketplaces, plus explaining the steps you should take to keep yourself safe.Read more about our investigations & sign up for our Tech newsletter, it's free monthly. Become a Which? member for 50% off the usual price

Apr 1, 202511 min

Why you could be forced to buy a new laptop

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Did you know that you could be forced into buying a new laptop this year? It's all because Microsoft is removing all security support for Windows 10 in October. In this podcast, exclusively available to our Which? members, we sit down with Which? Tech Editor Lisa Barber, and our resident laptops expert Oliver Trebilcock to find out what this means for you and what you can do if you're set to be impacted. This is just a short snippet of the full episode. To listen in full, click here. Click here to become a Which? member for 50% off the usual price. Get 25% off a Which? Tech Support membership - offer ends 13th April 2025. Find out if you're going to be impacted Check if your current machine is compatible with Windows 11

Mar 31, 202514 min

Are EVs actually bad for the environment?

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EVs are bad for the environment. Their batteries degrade too quickly. And there’s nowhere to charge them. Today, we debunk the biggest myths about electric vehicles. James Rowe is joined by Which? Cars Editor Will Stapley, and writers Michael Passingham and Dino Buratti to answer questions from Which? members to help give you a better idea about the reality of owning an electric vehicle. Find out what happens when an EV goes wrong Read our reviews of the best car insurance companies for 2025 Should I buy an electric car? Read the pros and cons of EVs in 2025 Sign up for our free monthly Cars newsletter Get 50% off a Which? membership

Mar 28, 202532 min

Ep 290How the Spring Statement will impact your finances

The Chancellor Rachel Reeves took to her feet on Wednesday to update the country on the state of the economy. But how many of her announcements are going to impact your directly? In this episode, Lucia Ariano is joined by Which? finance expert Matthew Jenkin, and Susannah Streeter, Head of Money and Markets at Hargreaves Lansdown to analyse what the Chancellor's announcements could mean for the money in your pocket. Read more about what we learned from the Spring Statement & sign up to our free weekly Money newsletter. Click here to send us an email. Get 25% off a Which? Money membership - offer ends 13th April 2025 . Get 50% off a Which? membership.

Mar 26, 202529 min

Ep 147The best and worst supermarkets according to you

On this week's episode of Which? Shorts, we've done a sweep of the shelves to find out which are the best and worst supermarkets - according to you. Read more about the best and worst supermarkets & & sign up to our free weekly Money newsletter. Become a Which? member for 50% off the usual price

Mar 25, 20258 min

Ep 289Is your Isa allowance going to be cut by 80%?

Isa season is upon us once more. But rumours have been swirling suggesting that your allowance could be cut from £20,000 per year, down to just £4,000. In this episode, Lucia Ariano is joined by Which? Money Editor Jenny Ross, and Sarah Coles, Head of Personal finance at Hargreaves Lansdown to discuss how you can best maximise your allowance, and what to consider when choosing a stocks and shares Isa. Read the 7 biggest Isa myths & sign up to our free weekly Money newsletter. Click here to send us an email. Get 25% off a Which? Money membership - offer ends 13th April 2025 . Get 50% off a Which? membership.

Mar 20, 202531 min

Ep 146What happens when your electric car goes wrong?

On this week's episode of Which? Shorts, we're revealing the results from our EV reliability data. We examine the most common faults, problems you might face when it comes to repairs, and how much they might cost.Find out the truth about electric car battery degradation & sign up for our Cars newsletter, it's free monthly. Click here if you need to use our free complaints tool. Become a Which? member for 50% off the usual price

Mar 18, 20258 min

Ep 288How to make your food shop go further

Food prices are on the up… again. So what can you do to beat the supermarkets, minimise waste and keep your costs down? In this episode, Lucia Ariano is joined by Which? Supermarkets expert Ellie Simmonds who reveals the results of our monthly cheapest supermarkets survey, plus Kate Hall, otherwise known as The Full Freezer shares her tips on how to make your food go further. Read our reviews of the best and worst supermarkets & sign up to our free weekly Money newsletter. Listen to our episode on supermarket loyalty pricing.Click here to send us an email. Become a Which? Money member. Get 50% off a Which? membership.

Mar 13, 202529 min

Ep 145Are you taking the wrong painkillers?

On this week's episode of Which? Shorts, we're looking at whether or not you're taking the right medicine for the job. We tell you how to get the most out of pain relief and when you should actually pay a bit more.Find out what are the best painkillers & sign up for our Food & Health newsletter, it's free monthly Become a Which? member for 50% off the usual price

Mar 11, 20259 min

Ep 287How to make sure your pension is retirement ready

New data suggests that more than two thirds of Generation X - those aged between 45 and 60 - are not on track to have enough money for retirement. In this episode Which? Money pensions expert Paul Davies and Director of Public Policy at AJ Bell, Tom Selby, discuss how much we need to put into our pensions each month, the importance of monitoring our pots, and how government contributions and tax relief boost our savings. Read more on how much you'll need to retire & sign up to our free weekly Money newsletter. Click here to send us an email. Become a Which? Money member. Get 50% off a Which? membership.

Mar 6, 202532 min

Ep 144How to use cloud storage to secure your data

In this week's episode of Which? Shorts, we're investigating the key differences between the major cloud service providers, and reveal whether you really can trust them with your personal data. Read more on how to choose the best cloud storage service & sign up for our Tech newsletter, it's free monthly Listen to our podcast about Which? taking Apple to court Join Which? Tech now Become a Which? member for 50% off the usual price

Mar 4, 20259 min

Ep 19Smart ways to save

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In our final episode, we take a look at the many ways you can use apps to help you save money as you spend.Find out more, read The best budgeting apps of 2025 and sign up to our free monthly Money newsletter.

Mar 2, 202511 min

Ep 286The ‘free money’ hack you can do today

Getting into the nitty gritty of switching banks, we explore the switching offers available now, how the switching process works, and consider whether you might actually be better off sticking with your current provider. In this episode, Which? Money expert Grace Witherden and finance content creator Gabriel Nussbaum - AKA That Money Guy - discuss the pros and cons of switching, when you should consider it, and what to be aware of when looking at switching incentives. Read more about the current switching offers & sign up to our free weekly Money newsletter. Click here to send us an email. Become a Which? Money member. Get 50% off a Which? membership.

Feb 27, 202535 min

Ep 285Why you need to act now to stop your stamp duty bill from doubling

Following the Bank of England base rate dropping to 4.5% earlier this month, and with an impending stamp duty change, we’re at a key point in time for anyone buying, selling, or remortgaging a property. In this episode Which? mortgage expert Stephen Maunder and David Hollingworth, Associate Director of L&C Mortgages, discuss how these changes will impact the market this year. Read more about the base rate cut & sign up to our free weekly Money newsletter. Find out how stamp duty changes could impact you.Become a Which? Money member.Get 50% off a Which? membership.

Feb 20, 202527 min

Ep 18How to avoid mobile banking scammers

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In this episode, we take a look at the most common banking security threats and what you can do to protect yourself from scammers preying on your information.Find out more, read How safe is online banking and sign up to our free monthly Money newsletter & our free Scam alert newsletter

Feb 16, 202512 min

Ep 284Why you should open a joint bank account

To coincide with Valentine’s Day, we’re exploring joint accounts, spotting the signs of romance fraud, and finding the best Valentine’s deals for you. In this episode Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, reveal the best joint accounts available, the pros and cons of sharing money, and alternative ways to pay bills together. Plus, Author Becky Holmes talks about her research into romance fraud, how to spot it, and why we need to talk about it. Read our reviews of the best joint accounts & sign up to our free weekly Money newsletter. Find out how your bank can help protect you from financial abuse.Read our advice on how to detect romance fraud.Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Feb 13, 202536 min

Ep 283Should you be worried about inheritance tax?

Inheritance tax - it’s something that’s become a hot topic in recent months, following the government’s proposals to make some changes to how it works, which will lead to more people facing a bill. It’s often an emotive subject, but is also a complex one, with lots of rules that determine how and when inheritance tax is charged. In this episode Which? Money Editor Jenny Ross and Director of Public Policy at AJ Bell, Tom Selby discuss how inheritance tax works, how you can potentially avoid it, and whether you need to worry about it at all. Read more about the ways to avoid paying IHT & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Feb 6, 202534 min

Ep 17Why accessing your pension is complex and stressful

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This week we're looking at the impact of the government's 'freedom and choice' rules a decade on and the options available to access your pension now.Find out more, read Annuities vs pension drawdown: which option is right for you? and sign up to our free monthly Money newsletter.

Feb 2, 202510 min

Ep 282Which credit card is actually right for you?

Credit cards - used wrong and they can be a nightmare, but used right, they can be a great tool, whether that’s the cheapest way to borrow, helping you get out of debt, or making the most of rewards. There are hundreds out there on the market with varying rewards, interest rates and functions. In this episode, Which? Money Expert Grace Witherden and Amy Knight, personal finance expert at NerdWallet UK, explain the different types, reveal the Which? Best Buys, and deep-dive into all things credit cards along the way. Read our best credit card deals and best providers & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Jan 30, 202530 min

Which? Cars: what we learned writing the 2025 Which? Car Guide

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Last week we released the Which? Cars podcast, where we sat down with our motoring experts to find out what they learned writing the 2025 Which? Car Guide. From revealing the data that shows new cars are spending more time off the road than old ones, to demystify the world of car finance, we've got you covered. We also answer some of your burning questions. Today, you can hear a teaser of what we got up to. You can listen to the full episode here - or become a Which? member for 50% off the usual price. Read the latest news from the cars team & sign up for our Cars newsletter, it's free monthly. Read about the most and least loved cars for 2025 & use our car reliability tool to check the reliability of your car.

Jan 28, 202511 min

Ep 281How to get the most out of financial advice

Recent data shows that just 8% of us have actually received professional financial advice, while the number of financial advisors willing to work with smaller portfolios is falling. With that in mind, Money expert Megan Thomas and Chris Justham, Managing Director of Intermediary Solutions at financial advisors 7iM demystify the world of financial advice and explore whether or not AI could help bring the industry to the masses. Read more about financial advice & sign up to our free weekly Money newsletter. Become a Which? Money member and receive a special gift - offer ends 16 February 2025. Get 50% off a Which? membership.

Jan 23, 202530 min

5 scams to avoid in 2025 - Which? Shorts

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In this week's episode of Which? Shorts, we warn you about the scams we think are going to be big in 2025, and give you the best advice on how to keep you, your money, and your data safe.Read more about scams you need to avoid & sign up for our free Scam Alerts service. Become a Which? member for 50% off the usual price.

Jan 21, 202510 min

Ep 16How trusts can reduce your inheritance tax bill

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This week we're looking at how setting up a trust could save your family money on a future inheritance tax bill.Find out more, read Ways to Avoid Inheritance Tax and sign up to our free monthly Money newsletter.

Jan 19, 20257 min

Ep 280How to stop overpaying on your car insurance

Car insurance prices finally fell in 2024, but you can be forgiven for not noticing. So what can you do to cut the cost of your premium, while ensuring you get the right amount of cover? Which? Insurance expert Dean Sobers and Richard Aucock, Director of Motoring Research and Vice Chair of the Guild of Motoring Writers share their tips to help you get the right cover for you. Read our car insurance reviews for 2025 & sign up to our free weekly Money newsletter. Sign our petition to end the insurance rip-off. Get 50% off a Which? membership.

Jan 16, 202529 min

Book your summer holiday at the very best price - Which? Shorts

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In this week's episode of Which? Shorts, our Travel team share their insider tips on how to save big on your 2025 holiday. Whether it's a package holiday, a cruise, flights, or a just a hotel, we have the best advice to help you get the best deal.Find out the mistakes to avoid when booking a holiday & sign up for our free monthly Deals newsletter. Click here to join Which? Travel. Become a Which? member for 50% off the usual price.

Jan 14, 202510 min

Ep 279Could you pay less tax in 2025?

January is an important month in the tax calendar, but there are wider changes that will impact more of us. So what do you need to know for the year ahead? Which? Senior Writer Matthew Jenkin and Mitch Young, the Director of Fusion Consulting Group, break down how to get your self assessment form right, and share their tips on how to reduce your tax bill. Read more about tax changes in 2025 & sign up to our free weekly Money newsletter. Use our tax calculator to help you with your tax return. Get 50% off a Which? membership.

Jan 9, 202528 min

How Vinted can help with your new year clear-out - Which? Shorts

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In this week's episode of Which? Shorts, we show how online marketplaces like Vinted and eBay can help you earn money from your post-Christmas clear-out. Read about how to avoid scams on online marketplaces & sign up for our free monthly Deals newsletter. Become a Which? member for 50% off the usual price.

Jan 7, 20259 min

Ep 15Simplify your life admin in 2025

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As January is the time for organisation, in this episode we take a look at some of the services that offer to do that for you, particularly those specialising in later-life advice.Find out more, read Could a professional 'life admin' service make your life easier and sign up to our free monthly Money newsletter.

Jan 5, 20258 min

Ep 278How to unlock more cash this year

With the festive period over, all eyes are on the new year when budgets are often tight. So what can you do to make more money in 2025?Which? Money Editor Jenny Ross and Claer Barrett, the Consumer Editor at the FT share their tips on switching banks, cutting investment fees and maximising your savings pots.Sign our petition to end the insurance rip-off.Read more ways to make and save money in 2025 & sign up to our free weekly Money newsletter.Save 25% off a Which? Money annual membership for the first year.Get 50% off a Which? membership.

Jan 2, 202531 min

Ep 277How to avoid the biggest scams of 2024

Fraud and scam complaints hit their highest level on record in the first quarter of the year. So what are the biggest scams doing the rounds and what can you do to avoid them? Which? scam specialists Tali Ramsey and Faye Lipson join us to give their best tips on how to beat the scammers. Read more about the biggest scams of the year & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service & take our quiz to test your knowledge on deepfakes. Listen to our Get Answers episodes on deepfakes and ticket fraud. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.

Dec 19, 202429 min

How a thermal camera can help cut your energy bills - Which? Shorts

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In this week's episode of Which? Shorts, we explain how to get your hands on a handheld thermal imaging camera, and why they're a useful tool to find out how to reduce your energy bills. Read more about using a thermal camera & sign up for our free monthly Sustainability newsletter. Try our free home energy planning service & look for a surveyor we recommend on Trusted Traders. Join Which? Tech for 25% off the usual price - offer ends 8 January 2025. Become a Which? member for 50% off the usual price.

Dec 17, 20249 min

The Best Buy food and drink for a stress-free Christmas - Get Answers

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We've taste tested hundreds of Christmas staples to find the very best food and drink, and awarded our favourites the coveted Which? Best Buy award. Today, we reveal the very best mince pies, champagne and roast potatoes that you should be buying this Christmas. Plus, we're joined by Ben Ebbrell from Sorted Food who gives us the very best advice on how to avoid a nightmare in the kitchen on the big day. Read more about how to prep for Christmas dinner & sign up for our free monthly Food & Health newsletter. Get 50% off a Which? membership.

Dec 15, 202428 min

Ep 276Finding the best savings rate for you

With the Bank of England base rate coming down from its recent high of 5.25%, many of us will be looking at the best way to boost our savings. But how can you find the best deals currently on the market? Which? Senior Writer Matthew Jenkin & Andy Webb, founder of be Clever With Your Cash highlight some of the best rates currently available, plus discuss the benefits of utilising more than one savings account. Read our reviews of the best savings accounts & sign up to our free weekly Money newsletter. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.

Dec 12, 202430 min

Ep 14How to avoid online marketplace fraudsters

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In this episode, we investigate the purchase scams rife on online marketplaces and look at how you can avoid falling victim to them.Find out more, read Online marketplaces: what you need to know before you buy and sign up to our free monthly Money newsletter & our free Scam alert newsletter

Dec 8, 20248 min

Ep 275How to access your pension

The way you choose to access your pension can have a big impact on the amount of money you have to live on in later life. So which option is right for you? Which? Money Editor Jenny Ross & Tom Selby, Director of Public Policy at AJ Bell explain how annuities and pension drawdown work, including the pros and cons of each method for turning your savings into a retirement income. Read our reviews of drawdown providers & sign up to our free weekly Money newsletter. Find out the best annuity rates on the market right now. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.

Dec 5, 202432 min

We unmask the global AI celebrity scam network - Get Answers

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There's a chance that, while scrolling online, you'll have seen a video of a celebrity trying to get you to part with your cash. The problem is, a lot of these videos are fake and have been made with artificial intelligence. Today we reveal the story of our investigation into a financial scam all linked in a tangled web of fraud.This investigation is into the Quantum AI scam network, not Google's initiative to build quantum computing that has the same name.Read more about our investigation & sign up for our free monthly Tech newsletter. Listen to the Which? Shorts episode on deepfake technology.Get 25% off a Which? Tech membership until 8 January 2025.Get 50% off a Which? membership.

Dec 1, 202429 min

Ep 274How to cut the cost of investing

Investing doesn’t come cheap. From account fees to transaction fees, fund fees to foreign exchange fees, costs can soon mount up. But how can you reduce this? Which? Researcher Megan Thomas & Laura Suter, Director of Personal Finance at AJ Bell shine a light on the fees you have to pay, and  reveal the best platforms on the market right now. Read more on how to tax-proof your portfolio & sign up to our free weekly Money newsletter. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.

Nov 28, 202421 min

Stop! Are you really getting a good Black Friday deal? - Which? Shorts

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In this week's episode of Which? Shorts, we share with you our independent research into Black Friday, and reveal how many of the prices might have been cheaper at other times during the year. Read a list of the best genuine Black Friday deals we've found & sign up for our Deals newsletter, it's free monthly. To read more from the Which? magazine, become a Which? member for 50% off the usual price.

Nov 26, 202411 min

Ep 13Don't get caught out by this sneaky pricing trick

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In this episode, we’re exploring the way hotel chains and airlines use a deceptive advertising trick called bait pricing to reel in unsuspecting consumers looking for a discount.Find out more, read How hotels reel you in with misleading discount claims & sign up to our free monthly Money newsletter

Nov 24, 20249 min

Ep 27330 minutes to sort your festive finances

With a month to go until the big day, we sit down to give you some quick and easy ways to help make your money go further this Christmas. Which? Senior Writer Grace Witherden & author and finance expert Clare Seal give their everyday advice on everything from cashback, to savings challenges, making the most of loyalty schemes and how to know you’re getting a good deal this Black Friday. Read more ways to boost your festive funds & sign up to our free weekly Money newsletter. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.

Nov 21, 202431 min

Which home insurance provider is the best? - Which? Shorts

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In this week's episode of Which? Shorts, we reveal the home insurance providers and policies we recommend: our Which? Best Buys. Read all of our reviews of the 75 home insurance policies & sign up to our free weekly Money newsletter. Join our campaign to end the insurance rip-off. To read more from the Which? magazine, become a Which? member for 50% off the usual price.

Nov 12, 202411 min

Ep 12How to earn free flights with reward cards

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In this episode, we’re having look at how you can save on your next holiday by revealing some of our recommended reward credit cards that let you collect air miles while doing your weekly shop.Find out more, look at the full comparison table with The best air mile credit cards 2024 & sign up to our free monthly Money newsletter

Nov 10, 20248 min

Ep 271Is there any good news for the property market?

In last week’s Autumn Budget, Rachel Reeves announced a raft of changes that will impact first-time buyers, movers and second home owners. But were there any announcements that will actually benefit people? Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the Budget means for everybody on the property ladder. Read more about changes to stamp duty & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

Nov 7, 202434 min

Podcast exclusive: 5 Great Value products you should buy - Get Answers

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Over the last few years, we’ve seen inflation rising to record levels, meaning prices on everything we buy have been going through the roof. Today we exclusively reveal some of the Great Value products we think you should buy - something you'd only usually find out if you were a Which? member. Read our full reviews of the products we recommend: tumble dryer, dishwasher, dehumidifier, television, mattress.Read about more ways to save money & sign up for our free monthly Deals newsletter. Get 50% off a Which? membership.

Nov 3, 202441 min

Ep 270Will the 2024 Budget make you worse off?

The long-awaiting Budget speech by Rachel Reeves was delivered today, but what did she say? Was anything new announced? And what does it all mean for you finances? Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell, are here to digest and debrief it all to explain the good news, the bad news, and everything in between. Read more about what the 2024 Budget means for you & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

Oct 30, 202426 min

Ep 11How to save on investment fees

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In this episode, we’re having look at what you can do to minimise the costs and save money with investment fees.Find out more, read about what to avoid with The worst-performing investment funds revealed & sign up to our free monthly Money newsletter

Oct 27, 202411 min

Ep 269Supermarket loyalty pricing exposed

On the surface, prices for loyalty card members in the supermarkets look great, but research from Which? shows that they might not be all they seem cracked up to be. Which? Senior researcher Ellie Simmonds and financial advisor, author and TV presenter Emmanuel Asuquo reveal more from our investigation and explain how you can get the best deals when you’re doing your weekly shop. Read more about Ellie's investigation & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

Oct 24, 202428 min

Six ways to cut your phone and broadband bills - Which? Shorts

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In this week's episode of Which? Shorts, we share six quick and easy tips to cut the cost of your TV, broadband and mobile phone contracts. Check out our pages to compare broadband and phone contracts. Read more about how cashback sites work & sign up for our free monthly Tech newsletter. To read more from the Which? Tech magazine, become a member of Which? Tech. Get 50% off a Which? membership.

Oct 22, 202412 min

How to reduce your energy bills this winter - Get Answers

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Saving money on energy bills is something we think about every winter, but a brand new tool from us here at Which? has made it even easier to work out how you can save. And are heat pumps the answer to long term savings? We explore their strengths and weaknesses. Use our new home energy planning service & sign up for our free monthly Sustainability newsletter. Get 50% off a Which? membership.

Oct 20, 202431 min