Which?

For many of us, doing admin on our pensions isn’t exactly the most exciting job in the world, but transferring or combining your pots can come with big advantages. So, for those of us who want to do it, why is the process still so painful? In this episode, Which? Money’s Ruby Flanagan joins us to share her research into pension transfers, and reveals the reality faced by Which? members trying to navigate the process and make managing their savings for later life easier. Plus, Lisa Picardo, chief business officer at PensionBee explains why she thinks there should be an industry-standard ten-day timeframe for transfers, rather than relying on decades-old legislation that allows firms to take up to six months. With pension dashboards set to roll out over the next year or so, more people are expected to locate and review their pension pots, likely leading to a rise in transfer requests. Without faster processes and updated regulation, this could create even longer backlogs, highlighting the urgent need for reform. Read more about why pension transfers are taking so long on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Making a will is something we all ought to do, but there are common mistakes you really need to avoid - and they’re all pretty easy.In this episode of Which? Shorts, we've spoken to our members to find out their real-life experiences with writing a will to find out which errors are most common, and explain the consequences of not having a watertight document.Plus, we explain what steps you can take to ensure you will is error-free, whether or not you've made a will already.Read more about writing a will on our website & sign up for our free Money newsletterCreate a will with Which? Wills in just four easy stepsIf you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership

Back in January we brought you a live podcast with our health experts who answered your questions on how to get healthier as you age. We couldn't answer them all, so we've recorded another episode to cover more of your burning health questions. In this bonus episode of our healthy living podcast, we're joined by our public health nutritionist Shefalee Loth and the founder of CityDietitians Sophie Medlin who share their expertise on supplements, exercise and the menopause. Plus, our experts explain whether or not its ever too late to adapt your lifestyle to make you live longer. Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

If your estate is large enough when you die, inheritance tax will be due on the money and assets you leave behind for your loved ones, but you can reduce the size of the bill by leaving a slice of your wealth to charity. In this episode, Which? Money deputy editor Sam Richardson explains how nominating a charity to receive a portion of your estate can achieve three things: reduce your inheritance tax bill, help your family retain more of your wealth, and support a good cause with funds it can put to good use. Plus, James Buchan from the Which? legal team tells us why it’s important that you have a will and why it should be kept up to date when a big life event happens. Read more ways to avoid inheritance tax on our website & sign up for our free weekly Money newsletter Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

From 31 March 2026, a major change is being introduced across councils in England to standardise what is accepted in kerbside bin collections.In this episode, we explain how the Simpler Recycling law is going to change the way you dispose your household recycling waste in England.Read more about the changes on our website & sign up for our free Sustainability newsletterBecome a Which? member for 50% off the usual price

More of us than ever are shopping online. But the regulations that are meant to keep us safe aren't working, putting us at risk from buying dangerous and illegal products through major retailers. In this episode of Which? Shorts, we report on the rise of online marketplaces run by well-known retailers and highlight the significant failings that are leading to people being harmed by unsafe products. Read more of our investiagtion on our website & sign up for our free Weekly Scoop newsletterBecome a Which? member for 50% off the usual price

Improving the energy efficiency of your home is always top of mind when it's cold outside or you can feel a draft inside. But getting somebody to assess your home's efficiency isn't as thorough as it should be.In this podcast we're joined by our sustainability specialist Karen Lawrence who explains how when trying to compare the options for homeowners seeking energy advice, she was met with inaccurate reports, incompetent assessors and a system in need of improvement.Plus, we explain how to make the most of the Which? home energy planning tool to get an idea of what you can do to improve your own home's efficiency.Get in touch with us via email - [email protected] listeners can get 50% off an annual Which? membership

With so much uncertainty in the global markets, where's the best place for you to invest? In this week's episode we reveal the providers who are doing more than most to satisfy their customers, and the stocks and shares Isas that offer good value for money.Read more about best rated investment platforms on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

More countries than ever require tourists to apply for a visa to enter. They should be applied for via official avenues, such as government websites, but our investigation has found that Google is allowing fraudsters to pay for their fake websites to appear at the top of search results.In this episode of Which? Shorts, we reveal what happened when we clicked on those adverts, as we found out what scammers are doing to get their hands on our cash.Read more of our travel news on our website & sign up for our free Travel newsletterBecome a Which? member for 50% off the usual price or join Which? Travel to get the magazine delivered to your door

Have you ever been in the market for a new car and been shocked by the list prices? You're not alone. We've been investigating why the days of sub-£10,000 motors are long gone.In this episode, we sit down with our cars expert Michael Passingham to analyse why the era of the truly "cheap and cheerful" car seems to be over. He explains how expensive optional extras and high-tech safety features are driving up the prices of new cars, and how that affects the used car market, too.Plus, we explain how you can navigate the car market at a time when the prices of some budget stalwarts have increased threefold in the last two decades.Read all of our car reviews on our website & sign up for our free Cars newsletterTry out our car reliability tool on our website & check out the rankings of the most loved carsGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membership

At the end of the month the Financial Conduct Authority will lay out its rules for a multi-billion pound compensation scheme aimed at millions of drivers who unwittingly overpaid when they paid for a car on finance. But what will those rules look like? In this episode, Which? cars expert Michael Passingham explains how drivers who bought a car between 2007 and 2024 could be owed money as part of the car finance mis-selling scandal, and how you can check if you are affected. Plus, Pat Hoy, founder of Insider Car Deals, tells us how a sneaky tactic by car dealers went unnoticed for so many years, and how you can be sure you’re getting a good deal when you buy a car in the future. Read more about the car finance mis-selling scandal on our website & sign up for our free weekly Money newsletter Read about the different types of car finance options & find out more about Insider Car Deals The FCA website has more information on how you can complain if you were affected by the scandalGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The feeling of stepping inside a countryside pub for a refreshing drink and a warming meal can top off a long day outside. But which county boasts the best pubs?In this episode of Which? Shorts, we shine a spotlight on a county and a peculiarly-located national park that offers breathtaking scenery and a plethora of public houses, from from village pubs to gastropubs, to ancient coaching inns.Read our reviews of best UK towns and villages for food and drink on our website & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price or join Which? Travel to get the magazine delivered to your door

The Chancellor Rachel Reeves delivered her Spring Statement this week - a speech that the government hoped beforehand would be a non-event with no new policy announcements. But has the war in the Middle East cast doubts and uncertainty over the future of this government’s fiscal aspirations?In this episode, Which? Money’s Matthew Jenkin joins us to talk through the biggest headlines from the Chancellor’s speech and how the economic forecasts could impact your own day-to-day spending.Plus, Frances Haque, Santander’s chief economist analyses whether or not the government’s spending plans could be scuppered as a result of the knock-on impact of heightened tensions in the Middle East.Read more about the Spring Statement on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Our annual survey has ranked Ryanair as the worst-performing short-haul airline. In this episode of Which? Shorts, we reveal the results of our research, thanks to thousands of travellers giving their feedback of 23 carries based on the booking process, customer service, value for money and more. Plus, we compare how low-cost airlines could cost more than you'd first expect once you've paid for any optional extras that other providers include in the headline price. Read our reviews of the best and worst airlines on our website & sign up for our free Travel newsletterBecome a Which? member for 50% off the usual price or join Which? Travel to get the magazine delivered to your door

It's been over a decade since pension reforms were introduced, giving us more freedom and flexibility to choose how to access our retirement savings. But how to access your money isn't the only decision you'll need to make - you'll also need to choose when to access your pension. In the final episode of our four-part podcast series, we discuss the options you have for accessing your money - including buying an annuity and going into drawdown - and what to consider when deciding on the best time to retire. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Whether or not you shop at Tesco, you’ll probably know about its Clubcard membership scheme. In recent years, the programme has given users access to lower prices - that is if you’re aged 18 or over. We think that’s wrong. In this episode, Which? senior researcher Ellie Simmonds joins us to analyse the news that, after years of our campaigning, Tesco is looking to remove the age restriction that has barred under-18s from accessing loyalty prices. We’ve twice withheld Which? Recommended Provider status from Tesco over this issue. Plus, our annual survey of the best and worst supermarkets has just dropped, so we reveal who the winners and losers are for in-store and online shopping. Read our reviews of the best and worst supermarkets on our website & sign up for our free weekly Money newsletter More analysis of Tesco's statement can be read on our website Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

When looking for a new car, many of us don't look beyond the list price. But annual maintenance costs needs to be taken into consideration.In this podcast, we reveal the result of our annual survey into maintenance costs, and reveal some of the most and least reliable car brands on the market.Plus, your fuel type can impact your yearly outlay. We've crunched the numbers to find out how each type compares, from EVs, to petrol cars and everything in between.Read all of our car reviews on our website & sign up for our free Cars newsletterTry out our car reliability tool on our websiteGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membership

With accidental damage making up nearly half of all car insurance claims, do you know what your policy actually covers you for?In this episode of Which? Shorts, we reveal the providers and policies we recommend after teaming our in-depth research with feedback from real-life policy-holders.Plus, with the recent rise of self-described ‘essentials’ policies, we explain why we've had our doubts about how much cover they really offer.Read our reviews of the best car insurance companies on our website & sign up for our free Money newsletterBecome a Which? member for 50% off the usual price

The principle behind the state pension is simple: that most people will get a regular payment from the government to help fund their retirement once they reach a certain age. But the decisions that need to be made about its future are more complicated. In the third episode of our four-part podcast series, we look at what determines the amount of state pension you get and how you could boost your payments - plus how the growing cost to the government could change the way the system works in future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The final episode in the series will be released next Monday. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Being an executor for a loved one who has recently died can be a stressful task at an already difficult time. But you can learn lessons from those who have taken on the role before.In this episode, Which? researcher Holly Lanyon tells us what she found when speaking to executors, and what tips they’d share to people who are lined up for the role in the future.Plus, from the Which? Legal team, James Buchan explains why it's important for executors to be organised and the penalties that you could incur if you do things wrong. Read more advice on how to be a good executor on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Range anxiety is often cited as one of the main reason why people don't want to buy an electric vehicle, but with facilities improving, will you be choosing an EV this year? In this podcast, we're joined by our cars researcher Dino Buratti who talks through the pros and cons of electric cars, from public charging and efficiency, to reliability and cost. Plus, our cars editor Will Stapley shines a light on the taxes you could face, and how our reviews of cars can help you choose the right model for you. Read all of our car reviews on our website & sign up for our free Cars newsletterFind our which cars are eligible for the government EV grant & read our reviews of the best car insurance companiesGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membership

Getting work done in your home can be a lot of upheaval, but there’s work you can do beforehand to get exactly what you want.In this episode of Which? Shorts, we speak to homeowners to find out how they want to improve their home, as well as trusted traders who share their advice to help you get it right first time.Making the right changes to your home could add anywhere up to 10% to the value of your property.Read more about how a kitchen renovation could add value on our website & sign up for our free Home newsletterBecome a Which? member for 50% off the usual price

Recent research from pension company Standard Life found that almost half of UK adults don’t know how much is in their pension. Even if you do know exactly how much you’ve saved so far, the bigger challenge is gauging how much you’ll eventually need. In the second episode of our four-part podcast series, we discuss the three retirement living standards set by Pensions UK to give you an idea of how much you can expect to spend over the course of a year. We also look at how much you might need in your pension to reach these annual incomes, as well as what you can do to boost your retirement savings, whatever your age. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The remaining episodes in the series will be released weekly on Mondays.Read more of our pensions news and advice on our website & sign up for our retirement planning newsletterPodcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The government has announced that it's replacing the lifetime Isa with a new savings product specifically to help first-time buyers. But what will it look like?In this episode, we’re joined by our mortgages and property expert Sam Wilson who outlines what the Lisa is, how it’s helped first time buyers, but also how it’s hampered certain house-buyers from accessing the government bonus because their property was too expensive.The new account will only be targeted towards first-time buyers, removing the element of the Lisa that helps those save for retirement. Rachel Vahey from AJ Bell shares her concerns that the self-employed will need more support to save money for later life.Read our reviews of the best lifetime Isas on our website & sign up for our free weekly Money newsletterGet in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Getting into a cab without a driver behind the wheel may be commonplace in the US and China, but now Great Britain wants to get in on the act.In this episode of Which? Shorts, we explain how three tech giants are battling to get their cars on British streets, and tell you what a country with driverless cars on our roads will look like.But how widespread and accessible robotaxis are to become will depend on which company wins the race to get its motors on our streets.Read more of our cars news on our website & sign up for our free Cars and Tech newslettersBecome a Which? member for 50% off the usual price

No matter how far away you are from retiring, you’ve probably given some thought to how you’ll spend your time when you get there. But thinking about how you’ll afford that dream retirement lifestyle isn’t quite as much fun. In the first episode of our four-part podcast series, we go back to basics to explain how a pension differs from a normal savings account, and how you can best prepare your finances for the future. Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. The remaining episodes in the series will be released weekly on Mondays. Read more of our pensions news and advice on our website & sign up for our retirement planning newsletter Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

It used to be the case that a scammer had to physically steal your card if they wanted your money. But that’s no longer the case. In this episode, our scam expert Faye Lipson joins us to tell us the story about how her card was used by fraudsters despite it still sitting inside her wallet. She explains how it was possible, thanks to a little-known process that banks offer by default to make banking as convenient as possible. Read Faye's full story on our website & sign up for our free weekly Money newsletter Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Technology has developed at a vast rate of knots since the turn of the century, what with tech waking us up in the morning, playing our favourite music, guiding us on our daily commutes and providing light entertainment when we need a pick me up - sometimes just one product can do all those things - but what’s the most important tech of the 21st century? Members of the Which? Tech team drew up a shortlist of what they thought to be the best inventions and innovations since 2000 - then ranked them to come up with the Which? countdown. Join us as we reveal what tops our list. Rank your favourite 15 products on our website & sign up for our free Tech newsletterBecome a Which? member for 50% off the usual price

Octopus Energy has been a Which? Recommended Provider eight years in a row. But does it still rule the roost when it comes to gas and electricity in 2026?In this episode of Which? Shorts, we reveal which providers we've awarded the coveted Which? Recommended Provider endorsement to, and explain how people like you helped feed into our research and analysis into gas and electricity suppliers.Plus, even if you're happy with your supplier, you may still be able to get a cheaper deal.Read the reviews of each energy provider we reviewed on our website & sign up for our free Home newsletterBecome a Which? member for 50% off the usual price

For most of us, the headline rate of a mortgage deal is likely what we focus on the most. But not paying attention to the fee could leave you paying too much. In this episode, we’re joined by Which? Money journalist Sam Wilson who shares his new analysis into mortgage fees. He set out to find how it differs for first-time buyers, home movers and those looking to remortgage, and how the market compares to a year ago. Plus, David Hollingworth from L&C Mortgages shares his advice on what to look for when taking out a mortgage to ensure it fits your personal circumstances. Read Sam's full piece on our website & sign up for our free weekly Money newsletter Use our mortgage repayment calculator to compare costs Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

If you've had the January blues and have already started to seek out your next holiday, you may well have read a list or two similar to this already. But our round-up is a bit different. We accept no freebies, and as you’d expect, we’ve taken a more thoughtful approach to compiling our list. All the destinations are genuinely better or easier to visit in 2026. From the surprising safest country in the Americas, to a destination closer to home which is aiming to attract those interested in space travel, these places should be on your hit list for the year ahead. Read our full list of destinations for 2026 & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

Staying fit and healthy as we grow older can seem difficult, especially in a world of misinformation. But are there any tried and tested methods to help us stay in good physical condition?To mark the end of this series of our health and wellbeing podcast, we hosted our first ever live episode in front of an online audience to get expert advice from some familiar and trusted names in the health industry.In this episode, presenter Lisa Webb was joined by: Dr Nighat Arif, family GP specialising in women’s health; Kate Lawler, radio and TV presenter and Sunday Times best-selling author; Sophie Medlin, founder of CityDietitians; and Shefalee Loth, public health nutritionist at Which?.Read more of our health news and advice on our website & sign up for our free monthly Healthly Living newsletterIf you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership.

The self assessment tax return deadline is fast approaching, but once January 31st has come and gone, all eyes will be on the government’s new Making Tax Digital scheme - the new process for sole traders and landlords to keep on top of what they owe. In this episode, we’re joined by Which? Money journalists Ruby Flanagan and Matthew Jenkin who outline what the change means in practice, how it will work, and discuss whether or not it will make the process easier. Plus, having both been freelance before, they share their tips on how to keep on top of your paperwork across the year to make filing your return easier in the future. Read our guidance on how to fill in a tax return & sign up for our free weekly Money newsletter See the list of 10 tax return mistakes you need to avoid & find out which self-employed expenses you can claim Get in touch with us via email - [email protected] listeners can get 50% off an annual Which? membershipBecome a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The numbers don't lie. More and more flights are being plagued by disorderly passengers. But is alcohol the only cause?In this episode of Which? Shorts, we speak to passengers, cabin crew, and researchers to find out why air travel is being more frequently disrupted by intoxicated, violent or unruly passengers. Alcohol is a big reason why, but other factors also play a part and they all add up to make air travel less enjoyable for many. Read more of our latest travel news & sign up for our free Travel newsletter Become a Which? member for 50% off the usual price

News websites receive a huge amount of money from advertisers promoting their business and services alongside news stories. But scammers are using getting in on the act to target you and me. In this podcast, we sit down with Which? senior journalist Tali Ramsey to chat about her investigation into the scam adverts she found on some of the UK's most trusted news websites. She tells us how fraudsters are using artificial intelligence to fool us and get hold of our money. Plus, with AI getting more and more believable, Tali shares some advice on how to spot if an advert is legitimate or not. Read more of the findings from from Tali's investigation & sign up for our free Scam Alerts service Get in touch with us via email - [email protected] listeners can get 50% off a Which? membershipClick here to send us an email