Which?

Start the year with financial resolutions to help you improve your financial life over the next twelve months. We learn more about how to manage your money, including outstanding debt, savings rates, mortgages and more. Read our 12 ways to make and save money in 2024 & sign up to our free weekly Money newsletter. ***Find the best deals, avoid scams and grow your savings with Which? Money's expert guidance with a Which? Money membership, sign up here.

We're doing something a bit different on the podcast this week as we hear how Which? has been working to get answers to all manner of consumer questions for over 60 years. Inspired by the passing of Which? co-founder Dorothy Goodman, we hear from her daughter on what the early years of the organisations were really like, while current Chief Executive Anabel Holt tells us more about how we remain relevant in the present day. Read more about the life of Dorothy Goodman & subscribe to Get Answers so you don't miss our next episode.***We'll be back with our next episode on 8th January 2024 as we ask where we should be booking our next holiday? Got a question, email us [email protected]

Whether you're in your early twenties or approaching retirement, this episode is a must-listen to understand how you can maximise your state pension. Our experts discuss how to check your forecast, manage your national insurance record, and whether deferring your pension could benefit you in the long run.Read more on how to check your state pension eligibility & sign up to our free weekly Money newsletter.

We all like free money, so this week we’re discussing the things you can do to give your festive finances a boost.Iona Bain joins the team as they explain how to make money from switching bank accounts, how to navigate cash back credit cards and more. Read our 11 ways to give yourself a Christmas bonus in 2023 & sign up to our free Money newsletter.

A Which? investigation finds home insurance complaints are on the rise, with delays, unsatisfactory pay outs, and obstructive providers blamed by unhappy claimants.We also speak to one woman waiting for thousands of pounds to be paid, and hear why the industry needs urgent reformRead more about our home insurance investigation & sign up to our free Money newsletter.

Join host Lucia and our team of experts for free tips to help you get on top of your bills and make your money go further. Each week we'll share hacks to help boost your finances, and help improve your cash credentials. Subscribe so you don't miss the next episode & sign up to our free weekly Money newsletter.

We discuss what the Chancellor’s announcements mean for your money, assessing the impact any changes could have on your bank balance.Our experts explain how you can respond, and who might eventually emerge better off from this “statement for growth”. Read our analysis of what the Autumn Statement means for you & sign up to our free weekly Money newsletter.

With the Black Friday sales in full swing, this week we're asking whether the deals you see from some of the high street’s biggest retailers are actually as good as they seem?For more expert advice on how to find the best bargains listen to our Which? Money & Get Answers podcasts, just click the links below:Get Answers - "The secrets the online stores don't want you to know"Which? Money - "How to find the best deals on Amazon"And check out our round-up of the best Black Friday deals here.

With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant.We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform. Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter. Check out our new Get Answers podcast

With more of us seeking the convenience of fresh produce delivered straight to your door, we assess whether these deliveries really do offer value for money.We’ll also discuss how companies compare on customer experience, and hear what you can do to make your unwanted foods go further.Read more about our fruit & veg box research & sign up to our free weekly Money newsletter.

We react to a report from the Money and Pension Advice service that found that 5.4 million children lacked the money skills that would help them in later life. Our experts discuss the things they wish they’d known when growing up, and share their advice on how to talk to your kids about their financial future.Read our guides on the best children's savings accounts & sign up to our free Money newsletter.

As we approach the most expensive time of year, we share a unique budgeting method that could help you increase your savings - cash stuffing.We also explore the best savings accounts and discuss ways to ensure you meet your budgeting goals. Read our guide on how to budget & sign up to our free weekly Money newsletter.

This week Which? experts are appearing across BBC TV & Radio to give advice as part of the BBC's 'Be Scam Safe' campaign. To mark the occasion we're giving you the chance to hear a previous episode from our Get Answers series, giving advice on how best to spot fraudulent activity and the best things to do to protect yourself from falling victim.Sign up to our free weekly Scam Alert service here

Imagine your wallet was stolen back in 2019, and yet now in 2023, you are still being impersonated and defrauded as a direct consequence of that theft, with no way of knowing when it will end.Identity fraud can go on for years, with the same victims being targeted repeatedly.Our experts discuss why it happens and, more importantly, how it can be stopped.Sign up to our free Money newsletter & become a Which? member today.

The majority of us are paying council tax, it’s one of our biggest bills a month, and you might be surprised to know the amount you pay was probably decided decades ago. Our experts take a deep dive into the workings of this old system, and importantly, whether you could be paying too much.Sign up to our free Money newsletter & become a Which? member today.

We hear about the price you pay for visiting your favourite supermarket, and the inflated prices and data concerns that might come your way as a result of staying loyal. Read more about our supermarket loyalty pricing investigation & sign up to our free weekly Money newsletter.

We share the results of our investigation into the environmental credentials of the high street banking sector and uncover what your money could potentially be funding...We also ask what you can do to be greener with your cash, and discuss how we can tackle greenwashing in the finance industry.Sign up to our free Money newsletter & become a Which? member today.

After the Bank of England chose not to raise interest rates for the first time in over a year, we take a look at what this means for your savings and mortgage. And with predictions of what might happen next, is now the time to lock in better savings rates, or wait to see what the future holds… Read more on what this means for you & sign up to our free weekly Money newsletter.Listen to our essential Get Answers podcast for all potential house buyers & sellers

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. In this episode we speak to Britain's Coupon Kid as he reveals the tactics used by supermarkets to get us to spend more, and the best ways you can shop for less.Read our latest guide to the cheapest supermarkets & sign up to our free Money newsletter.

We hear the results of our investigation which found many investment platforms are still recommending funds with poor returns, many with the possibility of leaving you with less money than you initially invested. We also find out how much money you should have in savings before considering investing in the first place.Read our guide on whether you are ready to invest & sign up to our free weekly Money newsletter. Check out our review of Monzo's new investment fund.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market. Read our latest guide on what's happening to house prices & sign up to our free Money newsletter.

Hear from the people turning to self employment in later life as they look to change careers or boost their income.We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success. Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter.

This week we meet the Which? members who feel let down by their insurers amidst a surge in spurious claims and applications from potential fraudsters. Read more on the most common types of insurance fraud & sign up to our free Scam Alert newsletter.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by Molly Lempriere, Policy Editor at news site Carbon Brief. She explains why bills have risen, whether moving to renewable energy sources could see our bills drop, and share tips and advice on how we can improve green credentials of our own homes. Read our 10 tips to reduce your energy bills & sign up to our free sustainability newsletter.

We kick off a month of special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by Chelsea Dickenson, the founder of Cheap Holiday Expert, as she shares her top tips on how to spend less on holiday.Stay tuned for great advice on how to get the cheapest flights, the best seats on a plane, and how a travel pillow could help you beat your baggage allowance. Read our advice on the whether an all-inclusive package deal or DIY holiday is cheaper & check out all the latest news from the Which? Travel team.

With news that the energy price cap is to fall in October, we ask whether this means gas and electricity bills will follow suit?We also discuss the ways you can reduce your monthly outlay, the help and support available, and what might happen to the energy market next year. Check out our energy cost calculator & sign up to our free weekly Money newsletter.

With the average renewal cost increasing by 21% year on year, we aim to get to the bottom of these higher bills.We explain why we’re being charged more, as well as explaining the things we can do to try to bring down the price of our premiums. Read more about high car insurance costs & sign up to our free weekly Money newsletter.

As inflation falls, we ask if supermarket groceries could follow suit or whether they’re likely to remain higher than we’d come to expect. We also discuss a big campaign win for us here at Which? that could make it easier for you to reduce your shopping bill. Read the latest news on food prices & sign up to our free weekly Money newsletter.

As the NHS continues to face additional pressures, we look at the costs, what you should look for in a provider, and hear from those with both good and bad experiences of the system.Read our guide to getting the best private health insurance & sign up to our free Money newsletter.

We explore the Financial Conduct Authority’s new regulations aimed to protect consumers, and make life harder for those looking to exploit our finances. With our experts we ask what the Consumer Duty involves, and how it could make life different across all manner of financial services.Read more about what the Consumer Duty could mean for you & sign up to our free weekly Money newsletter.

With stats showing the property market is continuing to slow, we attempt to get to the bottom of what’s happening and where prices could end up…We also delve into the rental sector to ask what more needs to be done to improve the situation for those not on the housing ladder.Read more on the house price latest & sign up to our weekly Money newsletter.

While fraudsters seem to have no trouble accessing our details, we meet the people who have had their accounts closed with little or no explanation and through no fault of their own. We also hear how they can stop you banking elsewhere, and the impact this has had on those who have fallen victim.Sign up to our free weekly Money newsletter.

We’re back on the case of fraudsters, giving you the facts about fake reviews and helping you decipher what is and isn’t legit.Read more about how to spot a fake review & sign up to our scam alert newsletter.

We reveal the best credit cards on the market right now, as ranked by Which?, as we find the best travel, interest-free, 0% balance transfer, 0% money transfer and low-interest deals.The team also discuss whether we could see a return of the stoozing, a practice that could see you make money by earning interest on cash through credit.Read more on our Best Buy credit card rankings & sign up to our weekly Money newsletter.

When savings rates were historically low, investing seemed the much more attractive option. But now rates have risen, what does this mean for investments? And on the flip side, with inflation still soaring, could investing be the way to beat it?We reveal the best investment platforms to use and give advice for complete beginners looking to start. 

With interest rates continuing to rise we gather our experts to explain what to do with your money right now. We explain how to pick the best mortgage deal for you, and also question why savings rates aren’t rising as quickly as many had expected.Read our advice on what to do if you need to remortgage & our analysis of whether savings rates will rise anytime soon.Sign up to our free weekly Money newsletter.

We’ve been collecting evidence of some of the biggest scams happening online in 2023, doing so to help make sure you’re able to stay vigilant, in addition to protecting loved ones.Sign up to our scam alert tool & find out more about how best to report fraudulent behaviour.

We help you work out if your savings are on track for a comfortable life once your working life comes to an end.We’ll also explain the changes that could be coming to the state pension, and how the current cost of living crisis is impacting our ability to set aside extra cash.Read our guide on how to plan for retirement & sign up to our free weekly Money newsletter.

This week we’ll be taking a look at the travel insurance features you can’t go without.Check out our guide on finding cheap travel insurance & sign up to our free travel newsletter.

We hear how these mainstays of the British seaside have become a sought after investment with prices rocketing in recent years.Later we learn how much they are selling for, who’s buying them, and what alternatives exist for those looking to enjoy the lifestyle without overspending.Read our reviews of the best & worst UK seaside destinations & sign up to our free weekly Money newsletter.Subscribe to Which? Money here.

In the sixth and final episode of our mini-series helping you get the answers you need to life's everyday questions, we share our expert advice on the things you can do to lower your energy usage.We discuss the future of the energy price cap, learn about the support available to help promote energy efficiency, and answer your questions from social media.Read more on the energy price cap & sign up to our free sustainability newsletter.Like what you're hearing? Use #GetAnswers on social media.

In the fifth episode of our mini-series helping you get the answers you need to life's everyday questions, we hear how you can save on the regular journeys you make each day.We discuss the best way to buy a rail ticket, learn why bus travel is more affordable than it has been for a long time, and answer your questions from social media. Read more on the best ways to save on travel in 2023Like what you're hearing? Use #GetAnswers on social media.

In the fourth episode of our mini-series helping you get the answers you need to life's everyday questions, our experts make you aware of the free support your child could be entitled to.We also discuss the free things you can do with the kids, explain how government funded support schemes are changing, and answer your questions from social media.Read 11 ways to cut your childcare costs & check out our child benefit rates calculator.Like what you're hearing? Use #GetAnswers on social media.

In the third episode of our Get Answers mini-series helping you get answers you need to life's everyday questions, we share tricks and tips to help reduce the cost of your weekly shop.We also investigate 'shrinkflation', reveal which supermarket has been crowned our cheapest supermarket for the twelfth month in a row, and answer your questions from social media. Read what supermarkets and shops are doing to help with the cost of living? & sign up to our free Food & Health newsletter.Like what you're hearing? Use #GetAnswers on social media.

In the second episode of our Get Answers mini-series helping you get the answers you need to life's everyday questions, we take a closer look at the tactics used by fraudsters.We compare scams to discover similarities in criminal behaviour, hear how the Online Safety Bill could crackdown on illegal behaviour, and answer your questions from social media.Read how to spot and protect yourself from scams, check out the latest information from Action Fraud & sign up to our free scam alerts newsletter.Like what you're hearing? Use #GetAnswers on social media.

In the first of our Get Answers mini-series helping you get the answers you need to life's everyday questions, we assess your options as uncertainty continues in the mortgage market.We look at whether now is the time to fix your mortgage deal, what to do if you can't afford your monthly repayments, and answer your questions from social media.Check out our mortgage repayment calculator & sign up to our free money newsletter.Like what you're hearing? Use #GetAnswers on social media.

In the second of our special travel episodes we uncover where you should be heading for the best value holiday as well as revealing the insurance providers we think offer good cover, depending on your circumstances.We’ll also take a look at the advantages of staying closer to home, and hear whether self-catering or hotel stays come out best for value for money.*The Skyscanner tool mentioned in this podcast is called 'Savings Generator' Read more on how to find cheap flights to the USA & the best value UK holiday destinations.Sign up to our free Money newsletter.