Which?

It’s often said that the older generation are considered to be at a financial advantage, but is that actually the case? Which? Principal Researcher Paul Davies and Lily Megson, Policy Director at My Pension Expert explain how you can help prepare for retirement no matter your age right now. Use our pension calculator & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

In this week's episode of Which? Shorts, we share with you the websites you should visit to grab yourself a bargain on eating out, weekend breaks and evenings of entertainment. Keep across the best deals & sign up for our free monthly Tech newsletter. To read more from the Which? Tech magazine, become a member of Which? Tech. Get 50% off a Which? membership.

In this episode, we examine the Bank of England's inner workings, including how it manages the economy and sets rates.Find out more, read about how the Bank of England's base rate will affect your mortgage & sign up to our free monthly Money newsletter

After years of campaigning from Which?, new rules have been introduced this week to make it easier to get your money back if you’ve been a victim of fraud. So what are the new rules and how do they work in practice? Which? Money Editor Jenny Ross and Matt Hepburn, Fraud Spokesperson at TSB explain what you should do if you think you’ve been a victim of fraud. Read our list of the best banks for dealing with fraud & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service. Get 50% off a Which? membership.

With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant. We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform. Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

Whether you’re picking up a neighbour’s sofa off Facebook, bidding on antiques on eBay or ordering a personalised cereal bowl from Etsy, you, and millions of others, are actually using an Online Marketplace. They’re a brilliant way to connect buyers and sellers but a recent Which investigation has found they’re also a hotbed of dangerous products. So what can you do to ensure what you’re buying is safe? Read more about our investigation, and find out what the companies had to say. You can also read B&Q's response here. Get 50% off a Which? membership.

With a month to go until the US elects a new President, we take a look at how a Trump or Harris presidency might impact your investments, and explain what you can do to prepare for polling day. Which? Senior Researcher Josh Wilson and Russ Mould, Investment Director at AJ Bell share their insights to help you with your portfolio. Read more on how the election could impact your portfolio & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

In this episode, we look at funeral planning and how to deal with the rising costs.Find out more, read Funeral plans are still in demand but are they safe & sign up to our free monthly Money newsletter

This week we’re decoding your credit score - and credit report. We explain what happens when credit reference agencies have wrong information about you, how often this can happen and what you can do to protect yourself. Which? Researcher Megan Thomas and Adam French, Senior Editor at NerdWallet have all the answers to a topic that could be more complex than you might first imagine. Read more on how to improve your credit score & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

This week we revealed our yearly survey of the best home insurance policies on the market, and it doesn’t make for good reading. Prices are on the rise, and satisfaction levels are down. Which? insurance expert Dean Sobers explains how to find the right cover for you, plus Claire Massey explains what happened to her when things went wrong. Read more about our new survey & sign up to our free weekly Money newsletter. Join our campaign to end the insurance rip-off. Get 50% off a Which? membership.

When you hear the word scam, you might think of a dodgy email dropping into your inbox, or maybe a badly worded text from someone pretending to be from your bank. But scams are getting more and more sophisticated, and scammers themselves are working out new ways to deceive us all. So what can you do to stay ahead of the game? Read about the latest scams we've seen & sign up for our free Scam Alerts service.Get 50% off a Which? membership & become a member of Which? Tech.

In this episode, we explore where the risks of fraud and scams lie and how to report it if you fall victim to what is one of the most dominant crimes in the UK.Find out more, read the 5 fraud trends you need to know about & sign up to our free monthly Money newsletter

It may seem like something you don’t need to think about right now, but the general advice is that everybody should have a will just in case. Which? Wills expert James Buchan, and Lucinda Frostick, the Director of Remember A Charity explain what they are, what they should include, and how you go about making one. Get 30% off Which?'s Premium Will service & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

In this episode,  we’re looking at how the digital banking revolution has facilitated an increase in economic abuse.Find out more, read the 6 banking changes needed to help victims of financial abuse & sign up to our free monthly Money newsletter

Hear from the people turning to self employment in later life as they look to change careers or boost their income.We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success. Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter.

Ahead of the new academic year we share the best advice and tips to help students make the most of their money.We explain how student finance works, how to treat your student loan, and reveal the best hacks to access the biggest discounts and bursaries.Click here to access our special podcast membership offer & sign up to our free weekly Money newsletter.

In this episode of Money Shorts, we're looking at 5 of the most sophisticated fraud attempts we've come across so far this year.Find out more and read How to avoid scams when booking a holiday & sign up to our free monthly Money newsletter

The Bank of England base rate fell earlier this month, so does that mean your mortgage costs will come down too? Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the base rate cut means, and predict the future of mortgage rates. Read the best mortgage rates this month & sign up to our free weekly Money newsletter.Get 50% off a Which? membership.

Research from us here at Which? suggests around half of adults don’t know how much money they’ll need come retirement. So what is the answer? And how can you ensure you achieve it? Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain the figures, plus share their advice on how best to save for later life. Learn the difference between different pension types & sign up to our free weekly Money newsletter.

In this episode of Money Shorts, we take a look at self-invested personal pensions, or SIPPs and how they give you better control over your savings.Find out more, read Would you be better off with a DIY pension? and sign up for our free monthly Money newsletter.

With the summer holiday season upon us, this is your guide to the dos and don’ts or spending money while abroad. Which? Senior Writer Grace Witherden & Jo Rhodes, a Senior Researcher at Which? Travel share their expert knowledge on the best cards to use, where to get your physical cash, and the best ways to avoid fees. Find out which travel debit cards and credit cards we recommend & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.

More of us are investing our cash in assets than ever before. So should we be exploring ways to diversify our portfolio? Or should we stick to the mainstream? Which? Writer and researcher Megan Thomas & Laith Khalaf, Head of Investment Analysis at AJ Bell explain the benefits and pitfalls of investing in assets that you wouldn’t find in the mainstream. Find out the best stocks and shares Isas & sign up to our free weekly Money newsletter.

In this week's episode of Which? Shorts, we look at how much money you need to set aside for later life, plus explain the best ways to boost your pension pot. Read more about pension drawdown & sign up to our free weekly Money newsletter. Get the Which? magazine delivered to your door by becoming a member. Check out the free Pension Wise service & use the DWP tool.

In this episode of Money Shorts, we look at interest rates and house prices to determine when equity release is worth it.Find out more, read about the 5 common equity release myths and sign up for our free monthly Money newsletter.

This week we’re attending The Shoddies, our very own awards presented for some of the biggest consumer let downs of the past twelve months. From disappointing service providers to useless - and in some cases downright unsafe - products, we’ll be telling you the brands we think you should avoid. Read a full list of products and services we awarded Shoddy awards to. Join Which? to get the magazine delivered direct to your door.

Interest rates are at 5.25%, meaning savers should be earning a decent amount on their savings. But our recent investigation shows that there’s a huge gulf in what’s being offered on the market right now. Which? Senior Writer Josh Wilson & Clear Barrett, the presenter of the FT’s Money Clinic podcast, explain why there’s such a range in what’s on offer at the moment, plus what other methods there are for your savings. Read about the best savings accounts & the best cash Isas for 2024. Sign up to our free weekly Money newsletter.

With so many different credit cards on the market, this week we break it all down for you. We explain which ones would be best for you, plus work out whether it’s worth paying £650 for one. Which? Money Senior Writer Grace Witherden & Gabriel Nussbaum, otherwise known as That Money Guy on social media, explain all the differences between the wide array of credit cards on the market. Read our best credit card deal right now & sign up to our free weekly Money newsletter.Listen to our episode about Section 75 protection.

In this episode of Money Shorts, we’re looking at a lesser-known aspect of fraud, money mules, and the significant role they play in the fraud chain.Read the 5 scams you need to know about in 2024 & sign up to our free monthly Money newsletter

After 14 years of Conservative governments, a recent general election win for Labour inevitably means changes to policy that will impact our finances. Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain how a Labour government may impact taxpayers, mortgage holders and your pension. Read more about what the new government means for you & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service.

Health and beauty products are a staple of our everyday life. From the toothpaste we use as soon as we wake up, to the deodorant we use after jumping out of the shower, even the hayfever tablets many of us rely on at this time of year, we’re spending hundreds of pounds on stuff that helps us look, feel and smell good. But new research from Which? suggests you might be needlessly over-spending on many of your everyday products. We reveal when you can pick a bargain, and how to outsmart retailers when it comes to finding the best deals. Read our research on the own label food products that beat the big name brands.Sign up to our free Weekly Scoop, Food & Health, and Money newsletters.

This week we're bringing you an episode from our sister podcast Get Answers, telling you whether or not it's possible to go on holiday for less than £100. Booking your next summer getaway is meant to be something to look forward to. Scrolling through the holiday websites looking at pictures of glorious pools and sandy beaches, deciding which room in the apartment has the best view over the coastline. You think you’ve found a great deal and then… the fees start to add up! The bargain holiday you thought you’d found is now tens, perhaps hundreds of pounds more expensive. So what can you do to beat the fees and bag a bargain for your next overseas holiday? We meet the woman who did just that as she shares her advice on how you can do the same. Check out our Which? Shorts podcast on how to prepare for your summer holiday & sign up to our free Travel newsletter.

In this episode of Money Shorts, we demystify the rules around later life care funding across the UK.Read the 9 things you should know before paying for care & sign up to our free monthly Money newsletter

Inflation has finally hit the Bank of England’s target, so does that mean interest rates will fall some time soon too? And if they do, what will that mean for mortgage holders? Which? Mortgage expert Stephen Maunder & mortgage advisor Ryley Solferini explain what an interest rate fall would do to mortgages, what to do if you’re worried about repayments, and give tips to first time buyers. Read our best mortgage rates available right now & sign up to our free weekly Money newsletter.

With the busy holiday season getting under way in just a few weeks time, we share the results of our latest survey to help you find the best policy to suit your needs.Our experts discuss whether annual cover could actually prove more cost effective, and how to claim should anything go wrong. Read the 7 questions to ask yourself when buying travel insurance and check out our free weekly Money newsletter.

In the first episode of our new Money Shorts series, we look at investing and how you can spot reliable dividend payers to boost the returns on your investments. Find out how to invest if you're a beginner & sign up to our free monthly Money newsletter.

For years now, the finance sector has been misleading customers on their green credentials, but now new rules aim to make banks be a lot more transparent with how they’re using our money. Which? Money’s Deputy Editor Sam Richardson & Huw Davies, Senior Finance Advisor at Make My Money Matter, analyse the new rules set out by the FCA and explain how you can make greener choices when choosing financial products. Find out what the new labels on products will look like & sign up to our free weekly Money newsletter.

From switching banks to renting out your driveway, there are a range of well known and lesser known ways to pocket yourself some easy cash. Today, we pick out some of our favourite ways you can boost your bank balance. Which? Senior Content Writer Grace Witherden & Beth Tydeman, better known as Budgets with Beth, highlight some easy ways for you to earn more money to put towards your household bills or your next family holiday. Which banks are offering money to switch banks & sign up to our free weekly Money newsletter.

In this week's episode of Which? Shorts, we tell you how credit reference agencies are using our data as part of their marketing agencies, and how you can limit what data they hold about you. Read about your rights following a data breach & sign up to our free weekly Money newsletter. Get the Which? magazine delivered direct to your door.

The FTSE 100 hit an all-time high at the start of May, so does that mean it's a good time to invest? And if so, what are the best ways of investing into the stock exchange of the 100 most valuable companies in the UK?Which? Writer and researcher Megan Thomas & Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you’re just starting your investment journey. Find out what the best stocks and shares Isas are & which investment platform is best. Read our tips for new investors & sign up to our free weekly Money newsletter.

There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money. Which? Senior Writer Faye Lipson and TSB’s Fraud Spokesperson Matt Hepburn tell us how scammers are evolving, plus they give us their top tips for avoiding scams in the first place and how to get your money back. Find out what the newest scams are & sign up to our free weekly Money newsletter.

Prices in the shops are still on the rise and that goes for clothes too. Because of that, more of us are using second hand marketplace apps to shop on a budget. But can you really trust them to buy and sell? Which? Senior Lawyer Gurpreet Chhokar and founder of Savvy Marketing Catherine Shuttleworth talk us through the pros and cons of these sites, plus the popular scams you need to look out for. Find out how to stay safe while shopping second hand & sign up to our free weekly Money newsletter.

In this week's episode of Which? Shorts, we look at downsizing and help you work out if its right for you. We also tell you what you need to consider before making a decision, and break down all the costs involved in making what could be your final house move. Read about the 5 costs you'll need to consider before downsizing & sign up to our free monthly Home newsletter.

Social media is swarming with fake tickets for popular music concerts, sports contests and comedy gigs, and just recently it was reported Taylor Swift fans have lost an estimated £1m in ticket scams ahead of the UK leg of her Eras tour.With further calls for increased regulation in the industry, we meet the man taking the fight to the scammers and secondary ticketing websites. We also explain how you can go about spotting a scam, and how to attempt to recover money you've lost as a result of scam activity. Sign up now to our free Scam Alert service to stay one step ahead of the scammers.

With footfall in traditional clothing stores on the decline, it’s charity shops that are capitalising. But can you really update your wardrobe by shopping second hand? Which? Senior Content Writer Hannah Downes and sustainable stylist and vintage fashion seller Emily London explain how the charity retail sector is adapting, plus give us tips on how to spot a bargain. Find out your rights when shopping second hand & sign up to our free weekly Money newsletter.

With the Bank of England preparing to review the base rate, we look at what it would mean for your savings if the rate was to fall.Which?’s market analyst Sam Wilson and Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter talk us through the best savings accounts out there, and whether or not you should lock in your money.Find out the best savings accounts for 2024 & sign up to our free weekly Money newsletter.

In this week's Which? Shorts podcast, we look at the quick and easy ways you can get your garden ready for summer, while keeping the costs down low.We explore how to cut the costs of tools and how to get discounts when buying plants. Read our tips on how to make gardening easier & sign up to our free garden newsletter.

With prices still on the rise at the checkouts, we discuss the ways in which you can get your food shop for less, with help from Which? senior retail and personal finance editor Ele Clark.Plus we’re joined by The Coupon Kid, otherwise known as Jordon Cox, who gives us some quick tips for getting the most from loyalty schemes and cashback apps.Read more on our cheapest supermarkets of 2024 & sign up to our free weekly Money newsletter.

We get all the latest details on the raises to the rate of the state pension, as well as discussing the different options available to access your pension after you retire. Which? Money's Paul Davies joins us.Plus we're speak to Andy Hutchinson from Hub Financial Solutions to talk about whether equity release could help you retire if you haven't been able to save, but you own a property.For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice.Sign up now to our free weekly Money newsletter & click here to read the benefits of becoming a full Which? Money member.

In this archive episode, originally published in June 2023, we tell you how much you should save for later life. We hear the results of our survey asking retirees exactly how much they spend once retired, giving you an idea of how much you'll need to live on. For more information check out our guide on how to plan for retirement & find out where to access the best retirement & pension advice.Sign up now to our free weekly Money newsletter & click here to read the benefits of becoming a full Which? Money member.

With almost 6000 bank branches closing since January 2015, we take a look at the future of physical money and the options available for those of us who still prefer in-person banking. We also learn more about our bank branch closure checker and the campaign work we’ve done at Which? to help protect our access to cash.Read more - the best banks for dealing with fraud.Check out our bank branch closure checker & sign up to our free weekly Money newsletter.LINK Access to Cash Review