Which?

We're often being asked to go onto our bank's website, whether to pay a bill or update our details - but how do you know that site is actually legit?Here at Which? we learnt that 2,000 websites that appear to imitate UK banks were reported in in 2023 alone. Read more & sign up to our free weekly Scam Alert newsletter.

As the majority of councils across England and Wales raise their bills, we discuss the ways you could look at lowering your annual outgoings. We hear how you can apply to have your property re-evaluated, and why some parts of England are increasing council tax by more than most. Check out our council tax calculator to see how much you'll be charged from April & sign up to receive our free weekly Money newsletter.

We hear more about our latest car insurance reviews, revealing which policies offer the best value for money. Later we explain what cover you can expect, and who is most likely to pay out should you find yourself needing to make a claim. Read more about our latest car insurance reviews & sign up to become a Which? member.You could get a quote with Confused.com from the companies Which? has rated.Check out our free Money newsletter & subscribe to our Money podcast.

With the new financial year approaching, we explain how you can utilise your tax free allowance to ensure the best return on your finances.We also discuss the top ISA rates available and how to find them. Read our reviews of the best cash ISAs & sign up to our free weekly Money newsletter.

We discuss the importance of the legal document which grants someone else the legal power to make decisions about your finances and healthcare. We learn more about what a Power of Attorney is, how to apply, and delays to the system making it increasingly difficult to submit your application. Read our guide on how to apply for a Power of Attorney & sign up to our free weekly Money newsletter.

More National Insurance cuts, a new 'British' Isa, and a change to child benefit were announced by the Chancellor in his latest Spring Budget.In this episode we've assembled two top experts to tell you exactly what the decisions made mean for your money. They also discuss the other big decisions that could have a lasting impact on your finances in the months to come.Read our analysis of what the Spring Budget means for you & sign up to our free Money newsletter.

We discover what financial firms really know about us, and how decisions are made based on our own digital footprint.In the episode we also explore how data impacts on our credit score, and how we can improve our own financial outlook. Read more on how to improve your credit score & sign up to our free weekly Money newsletter.

With so much uncertainty in the property market, we tell you what’s happening with house prices, rental costs and mortgage rates. We give you important information to help inform your next decision, and explore what options you could look at to improve your position as a homeowner, future buyer, or current renter. Find out more about what's happening with house prices & sign up to our free Money newsletter.

This week on Get Answers, we’re talking about the future of scams. People spend hours talking about the latest developments in tech: whether it’s massive iPhone launches or breathless chat about the impact of AI, but there’s a trillion dollar industry that doesn’t get nearly as much attention for its constant innovation: fraud. With the help of BBC Scam Interceptors' co-host Nick Stapleton, we give you the inside scoop of the latest developments in crime, helping you become better equipped to stay one step ahead of the scammers and protect your loved ones. Sign up to our free Scam Alert newsletter & read our latest update on the most recent scams we've been made aware of here at Which?

This week we discuss the news that millions of UK drivers could land compensation as a result of a new Financial Conduct Authority investigation. With car finance being a £40bn industry in the UK, we tell you how to check if you’ve been impacted, and what you should do next. Read our latest update on this developing story & sign up to our free weekly Money newsletter. Subscribe to the Which? Get Answers podcast

In this week's Which? Shorts podcast, we reveal how supermarkets are changing our favourite foods in an attempt to improve their bottom lines. We also ask whether it's really fair to shrink groceries, or downgrade their ingredients?Read more about our investigation & sign up to our free Money newsletter.

Last week's beginners guide to investing has inspired us to delve into our own archives to bring you a fascinating insight into the world of financial advice. Our experts discuss how to find the perfect advisor while dispelling myths about who can access this kind of support to help inform your important money decisions. The episode was first broadcast in April 2023. Find out more about our guide to finding the right financial advisor & sign up to our free Money newsletter.

With savings rates likely to fall, we tell you everything you need to know to get started with investing. We share top tips and advice, while we also discuss some big developments around sustainability in the investment world. For this episode we were joined by Ken & Mary Okoroafor, founders of The Humble PennyRead our investing guide & sign up for our free weekly Money newsletter. ***Sign up for a Which? Money membership here

We take a look at credit cards, exploring the best deals across the board, whether it’s to help you get out of debt, make the most of interest free offers or reward credit cards, spend abroad, or anything in between.With new research finding a third of Brits plan on getting debt free in 2024, we highlight the best options available now. Read more about the best credit cards available now & sign up to our free Money newsletter.***Check out our latest subscription offer and sign up for a Full Access Which? membership at a 50% discount - offer only available until 31st January 2024.

This week we hear more about why we here at Which? have launched the Right to Connect campaign, fighting back against sneaky in-contract price rises.Check out our broadband and mobile price rise calculator & find out how you can slash your bills by up to £187 per year. Sign up to our free technology newsletter here. Since we recorded regulator Ofcom has proposed a ban on unpredictable broadband and mobile mid-contract price rises - find out more. ***This podcast was read by a Text to Speech & AI Voice Generator.

With the base rate expected to fall in the coming months, we'll tell you everything you need to know to secure the best savings deals now. We discuss how to decide on the right account for you, how to work out if you need to pay tax on your savings and whether premium bonds are worth it. Read more about the best savings accounts available right now & sign up to our free weekly Money newsletter. ***Check out our latest subscription offer and sign up for a Full Access Which? membership at a 50% discount - offer only available until 31st January 2024.

With tax season well under way, we discuss the all-important dos and don’ts when filling out your tax return.We also discuss the tax changes that we can expect in 2024 and hear more about how they could make a difference to our finances.Read our online tax guides & sign up to our free weekly Money newsletter.

We hear more about your rights when investments go wrong as we explain the protections offered, and how likely you are to get your money back.This article was first published in the December 2023 issue of Which? Money magazine.To become a subscriber to Which? Money click here & sign up to our free Money newsletter.***This podcast was read by a Text to Speech & AI Voice Generator.

Start the year with financial resolutions to help you improve your financial life over the next twelve months. We learn more about how to manage your money, including outstanding debt, savings rates, mortgages and more. Read our 12 ways to make and save money in 2024 & sign up to our free weekly Money newsletter. ***Find the best deals, avoid scams and grow your savings with Which? Money's expert guidance with a Which? Money membership, sign up here.

We're doing something a bit different on the podcast this week as we hear how Which? has been working to get answers to all manner of consumer questions for over 60 years. Inspired by the passing of Which? co-founder Dorothy Goodman, we hear from her daughter on what the early years of the organisations were really like, while current Chief Executive Anabel Holt tells us more about how we remain relevant in the present day. Read more about the life of Dorothy Goodman & subscribe to Get Answers so you don't miss our next episode.***We'll be back with our next episode on 8th January 2024 as we ask where we should be booking our next holiday? Got a question, email us [email protected]

Whether you're in your early twenties or approaching retirement, this episode is a must-listen to understand how you can maximise your state pension. Our experts discuss how to check your forecast, manage your national insurance record, and whether deferring your pension could benefit you in the long run.Read more on how to check your state pension eligibility & sign up to our free weekly Money newsletter.

We all like free money, so this week we’re discussing the things you can do to give your festive finances a boost.Iona Bain joins the team as they explain how to make money from switching bank accounts, how to navigate cash back credit cards and more. Read our 11 ways to give yourself a Christmas bonus in 2023 & sign up to our free Money newsletter.

A Which? investigation finds home insurance complaints are on the rise, with delays, unsatisfactory pay outs, and obstructive providers blamed by unhappy claimants.We also speak to one woman waiting for thousands of pounds to be paid, and hear why the industry needs urgent reformRead more about our home insurance investigation & sign up to our free Money newsletter.

Join host Lucia and our team of experts for free tips to help you get on top of your bills and make your money go further. Each week we'll share hacks to help boost your finances, and help improve your cash credentials. Subscribe so you don't miss the next episode & sign up to our free weekly Money newsletter.

We discuss what the Chancellor’s announcements mean for your money, assessing the impact any changes could have on your bank balance.Our experts explain how you can respond, and who might eventually emerge better off from this “statement for growth”. Read our analysis of what the Autumn Statement means for you & sign up to our free weekly Money newsletter.

With the Black Friday sales in full swing, this week we're asking whether the deals you see from some of the high street’s biggest retailers are actually as good as they seem?For more expert advice on how to find the best bargains listen to our Which? Money & Get Answers podcasts, just click the links below:Get Answers - "The secrets the online stores don't want you to know"Which? Money - "How to find the best deals on Amazon"And check out our round-up of the best Black Friday deals here.

With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant.We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform. Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter. Check out our new Get Answers podcast

With more of us seeking the convenience of fresh produce delivered straight to your door, we assess whether these deliveries really do offer value for money.We’ll also discuss how companies compare on customer experience, and hear what you can do to make your unwanted foods go further.Read more about our fruit & veg box research & sign up to our free weekly Money newsletter.

We react to a report from the Money and Pension Advice service that found that 5.4 million children lacked the money skills that would help them in later life. Our experts discuss the things they wish they’d known when growing up, and share their advice on how to talk to your kids about their financial future.Read our guides on the best children's savings accounts & sign up to our free Money newsletter.

As we approach the most expensive time of year, we share a unique budgeting method that could help you increase your savings - cash stuffing.We also explore the best savings accounts and discuss ways to ensure you meet your budgeting goals. Read our guide on how to budget & sign up to our free weekly Money newsletter.

This week Which? experts are appearing across BBC TV & Radio to give advice as part of the BBC's 'Be Scam Safe' campaign. To mark the occasion we're giving you the chance to hear a previous episode from our Get Answers series, giving advice on how best to spot fraudulent activity and the best things to do to protect yourself from falling victim.Sign up to our free weekly Scam Alert service here

Imagine your wallet was stolen back in 2019, and yet now in 2023, you are still being impersonated and defrauded as a direct consequence of that theft, with no way of knowing when it will end.Identity fraud can go on for years, with the same victims being targeted repeatedly.Our experts discuss why it happens and, more importantly, how it can be stopped.Sign up to our free Money newsletter & become a Which? member today.

The majority of us are paying council tax, it’s one of our biggest bills a month, and you might be surprised to know the amount you pay was probably decided decades ago. Our experts take a deep dive into the workings of this old system, and importantly, whether you could be paying too much.Sign up to our free Money newsletter & become a Which? member today.

We hear about the price you pay for visiting your favourite supermarket, and the inflated prices and data concerns that might come your way as a result of staying loyal. Read more about our supermarket loyalty pricing investigation & sign up to our free weekly Money newsletter.

We share the results of our investigation into the environmental credentials of the high street banking sector and uncover what your money could potentially be funding...We also ask what you can do to be greener with your cash, and discuss how we can tackle greenwashing in the finance industry.Sign up to our free Money newsletter & become a Which? member today.

After the Bank of England chose not to raise interest rates for the first time in over a year, we take a look at what this means for your savings and mortgage. And with predictions of what might happen next, is now the time to lock in better savings rates, or wait to see what the future holds… Read more on what this means for you & sign up to our free weekly Money newsletter.Listen to our essential Get Answers podcast for all potential house buyers & sellers

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. In this episode we speak to Britain's Coupon Kid as he reveals the tactics used by supermarkets to get us to spend more, and the best ways you can shop for less.Read our latest guide to the cheapest supermarkets & sign up to our free Money newsletter.

We hear the results of our investigation which found many investment platforms are still recommending funds with poor returns, many with the possibility of leaving you with less money than you initially invested. We also find out how much money you should have in savings before considering investing in the first place.Read our guide on whether you are ready to invest & sign up to our free weekly Money newsletter. Check out our review of Monzo's new investment fund.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market. Read our latest guide on what's happening to house prices & sign up to our free Money newsletter.

Hear from the people turning to self employment in later life as they look to change careers or boost their income.We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success. Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter.

This week we meet the Which? members who feel let down by their insurers amidst a surge in spurious claims and applications from potential fraudsters. Read more on the most common types of insurance fraud & sign up to our free Scam Alert newsletter.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by Molly Lempriere, Policy Editor at news site Carbon Brief. She explains why bills have risen, whether moving to renewable energy sources could see our bills drop, and share tips and advice on how we can improve green credentials of our own homes. Read our 10 tips to reduce your energy bills & sign up to our free sustainability newsletter.

We kick off a month of special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by Chelsea Dickenson, the founder of Cheap Holiday Expert, as she shares her top tips on how to spend less on holiday.Stay tuned for great advice on how to get the cheapest flights, the best seats on a plane, and how a travel pillow could help you beat your baggage allowance. Read our advice on the whether an all-inclusive package deal or DIY holiday is cheaper & check out all the latest news from the Which? Travel team.

With news that the energy price cap is to fall in October, we ask whether this means gas and electricity bills will follow suit?We also discuss the ways you can reduce your monthly outlay, the help and support available, and what might happen to the energy market next year. Check out our energy cost calculator & sign up to our free weekly Money newsletter.

With the average renewal cost increasing by 21% year on year, we aim to get to the bottom of these higher bills.We explain why we’re being charged more, as well as explaining the things we can do to try to bring down the price of our premiums. Read more about high car insurance costs & sign up to our free weekly Money newsletter.

As inflation falls, we ask if supermarket groceries could follow suit or whether they’re likely to remain higher than we’d come to expect. We also discuss a big campaign win for us here at Which? that could make it easier for you to reduce your shopping bill. Read the latest news on food prices & sign up to our free weekly Money newsletter.

As the NHS continues to face additional pressures, we look at the costs, what you should look for in a provider, and hear from those with both good and bad experiences of the system.Read our guide to getting the best private health insurance & sign up to our free Money newsletter.

We explore the Financial Conduct Authority’s new regulations aimed to protect consumers, and make life harder for those looking to exploit our finances. With our experts we ask what the Consumer Duty involves, and how it could make life different across all manner of financial services.Read more about what the Consumer Duty could mean for you & sign up to our free weekly Money newsletter.

With stats showing the property market is continuing to slow, we attempt to get to the bottom of what’s happening and where prices could end up…We also delve into the rental sector to ask what more needs to be done to improve the situation for those not on the housing ladder.Read more on the house price latest & sign up to our weekly Money newsletter.

While fraudsters seem to have no trouble accessing our details, we meet the people who have had their accounts closed with little or no explanation and through no fault of their own. We also hear how they can stop you banking elsewhere, and the impact this has had on those who have fallen victim.Sign up to our free weekly Money newsletter.