The Real Investment Show (Full Show)

Welcome back from Thanksgiving break: Is it time to initiate Christmas Bonds to help Retailers? While markts have performed well, expect some sloppiness heading into the end of the year. We'll have Black Friday and Cyber Monday results later this week. Meanwhile, markets continue to grind higher. What will be the effects of Trump Administration picks and regulatory changes? High levels of market concentration will result in more volatility from regulatory disruptions. Market complacency in the past is a present risk; Lance looks at the impact of government spending, and a revealing chart of richest/poorest states...and the D.C. A sample of THC Pizza, the Thanksgiving Effect, and stupid housing solutions from Slate. Demographics are destiny: Is the US following Japan? Expect more market volatility in 2025; markets are a function of corporate earnings. It's okay to take speculative bets, but control risk. Commentary on MicroStrategy's strategy of using convertible debt to purchase Bitcoin: What could possibly go wrong? SEG-1: Christmas Bonds & Markets Grind Ever Higher SEG-2: Market Risks for 2025 SEG-3: THC Pizza & Stupid Housing Solutions SEG-4: Expecting Volatility in 2025 Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=HIfTDuPmsQs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "Extreme Speculation Has Returned" https://realinvestmentadvice.com/resources/blog/extreme-speculation-has-returned/ ------- The latest installment of our new feature, Before the Bell, "It's a Good Time for Portfolio Clean-up" is here: https://www.youtube.com/watch?v=H6eDUHM52Uk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why Credit Spreads Matter" https://www.youtube.com/watch?v=43V7qFIcbWE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketSpeculation #MarketVolatility #HighRiskInvesting #SpeculativeTrading #FinancialTrends2025 #TrumpAdministration #RegulatoryChanges #InvestingAdvice #Money #InvestingAdvice #Money #Investing

Credit spreads can greatly assist in determining the risk of a correction or bear market by reflecting the perceived risk of corporate bonds compared to government bonds. The spread between risky corporate bonds and safer Treasury bonds remains narrow when the economy performs well. This is because investors are confident in corporate profitability and are willing to accept lower yields for higher risks. Conversely, during economic uncertainty or stress, investors demand higher yields for holding corporate debt, causing spreads to widen. This widening often signals investors are growing concerned about future corporate defaults, which could indicate broader economic trouble. Lance and Jonathan explain Credit Spreads, the impact of Credit Spreads on Investments, plus Corporate Bond Yield Analysis and Fixed Income Market Trends. Lance also updates progress on Christmas decor at La Mansion de Roberts, identifies The Most Important Indicator, and the story about Bad Stuffing. Hilarity ensues. Happy Thanksgiving, y'all! SEG-1: Post-election Optimism: Markets Touch 6,000 SEG-2a: Christina's Christmas Tree SEG-2b: Is a Crash Coming? SEG-3: The Most Important Indicator SEG-4a: Bad Stuffing SEG-4b: How to Predict Future Returns Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=43V7qFIcbWE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Credit Spreads: The Markets Early Warning Indicators" https://realinvestmentadvice.com/resources/blog/credit-spreads-the-markets-early-warning-indicators/ "Market Forecasts Are Very Bullish" https://realinvestmentadvice.com/resources/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Touch 6,000" is here: https://www.youtube.com/watch?v=H6eDUHM52Uk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Markets Look for a Holiday Rally" https://www.youtube.com/watch?v=vBrh3-984LU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1184s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #CreditSpreads #MarketCrash #RiskOn #RiskOff #InvestmentStrategy #FixedIncome #BondMarket #FinancialEducation #HolidayRally #StockMarketTrends #InvestingSeason #YearEndStocks #FinancialMarkets2024 #SP6000 #10YearTreasuries #ScottBessent #TreasurySecretary #FiscalHawk #BadStuffing #MrsRobertsChristmasTree #InvestingAdvice #Money #Investing

Thanksgiving week is spread out before us like a serving table laden with food: Markets will trade in a holiday-shortened week with moods of expectation for high consumer spending. Lance reveals his strategy for Christina's Christmas present. Markets' goal is to generate 50-points, targeting S&P 6,000, despite limited downside. Bond Yields are dropping with Scott Bessent's nomination as Treasury Secretary. The Dollar and Bitcoin are over-bought; correction necessary. How will a Sec'y Bessent affect the national debt? Eliminating Government Debt & Deficits will subtract from corporate profitability; eliminating government spending will trigger recession. Why short-term pain isn't a bad thing in the long-term. Everyone is not expecting recession; What about risk and the CIti Surprise Index. Lance explains Old People behaviors; the strong market outlook for 2025. Lance pontificates on Marriage; the annual profit outlook for 2025; a recap of our Thanksgiving week content schedule. 3:15 - Thanksgiving Week Preview 14:49 - A Fiscal Hawk in the Treasury's Hen House 30:23 - Old People 32:15 - Strong Outlook for 2025 44:34 - Lance on Marriage 52:41 - Nobody Expects Recession Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Articles mentioned in this report: "Market Forecasts Are Very Bullish" https://realinvestmentadvice.com/resources/newsletter/ ------- The latest installment of our new feature, Before the Bell, "The Market Wants to Get to 6,000 " is here: https://www.youtube.com/watch?v=hfNOalW1rYo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s ------- Our previous show is here: "The Best thing About Retirement" https://www.youtube.com/watch?v=cgRu1W--X-Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=976s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HolidayRally #StockMarketTrends #InvestingSeason #YearEndStocks #FinancialMarkets2024 #SP6000 #10YearTreasuries #ScottBessent #TreasurySecretary #FiscalHawk #GovernmentSpending #GovernmentDebt #GovernmentDeficitg #DollarStrength #BitCoin #ConsumerSpending #ChristmasShopping #Amazon #OldPeopleBehavior #Marriage #InvestingAdvice #Money #Investing

A preview of risks on the horizon, including Trump Tariffs, interest rates, and how debt and deficits are economic drivers. What are the effects on corporate profitability?Will valuations be problematic next year? Lance revews Nvidia's stellar quarterly report and analysts' expectations for 2025. Bitcoin is tracking WITH the US Dollar, not against it as a de-dollarization asset. CNBC completely misses "first man in space" trivia question (Yuri Gagarin, not Alan Shepherd); Lance & Michael discuss Nvidia's quarterly earnings and obscene, 55% profit margin: Does the company risk losing market share to an competitor willing to work for a piece of that pie? A discussion of the anticipated Trump Tariffs, and their impact on corporate profitability; what potential offsets will exist? What choices will consumers make (potentially refusing to buy), and what is the real impact on inflation in the aggregate: The seen and unseen effects and potential retaliatory tariffs. NOTE: Hoover's tariffs are suspect in making the 1930's Depression worse. Why the US' poorest state, Mississippi, has a higher GDP than the country of France: The cost of government intervention. MicroStrategy, BitCoin, and stupid investor investments. SEG-1: Looking at the Risk-on Horizon SEG-2: Why Nvidia is Still "Cheap" SEG-3: Will Trump Tariffs Really Be Inflationary? SEG-4: Stupid Investor Investments Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=VE5okKP_9hM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2 ------- Articles mentioned in this report: "Trump Tariffs Are Inflationary Claim The Experts" https://realinvestmentadvice.com/resources/blog/trump-tariffs-are-inflationary-claim-the-experts/ "Yardeni And The Long History Of Prediction Problems" https://realinvestmentadvice.com/resources/blog/yardeni-and-the-long-history-of-prediction-problems/ "Trump Trade” Sends Investors Into Overdrive" https://realinvestmentadvice.com/resources/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Nvidia Doesn't Disappoint" is here: https://www.youtube.com/watch?v=j1rOq_VH06M&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wall Street Lowers 2025 Expectations: Should You Be Concerned?" https://www.youtube.com/watch?v=z4bUAbsijBk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Nvidia #MicroStrategy #BitCoin #TrumpTariffs #TradeWarImpact #EconomicOutlook #InflationRisks #GlobalTradeTrends #WallStreetForecast #MarketOutlook2025 #InvestingTrends #EconomicUpdates #FinancialPlanning2025 #EdYardeni #MarketPredictions #InvestmentForecasts #FinancialTalks #TrumpTrade #InvestorSentiment #MarketImpact #EconomicPolicy #StockMarketNews #StockMarketTrends #EconomicOutlook #InvestmentStrategy #PolicyImpact #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #InvestmentStrategy #ElectionImpact #InterestRates #InvestingAdvice #Money #Investing

It's Nvidia Day--markets will respond accordingly tomorrow. Expectations are high for earnings and forward guidance. Analysts are generally looking for lowered expectations in 2025, as President Trump faces a waning economy. Meanwhile, markets have had a good test of support at the 20-DMA. Volatility anticipated in a holiday-shortened trading week next week. Lance and Danny plead for planning ahead at the end of the year, so as not to pile EOY changes on at the last minute. Corporate profitability in 2025: Case studies with WalMart vs Target and the aftertaste of wokeism. Stock picking could be more profitable than ETF investing next year. What happens to retailers who cannot sell their stuff? Lance and Danny look at factors that play into corporate profitability as the rest of the world slows down: We import deflation and export our inflation. The looming battle between the White House and the Fed: What will happen to Jerome Powell? SEG-1: The Challenge for Trump in the 2025 Economy SEG-2: Give Your Financial Advisor a Break! SEG-3: WalMart vs Target - Corporate Profitability in 2025 SEG-4: Retail Sales & The Battle Between the WH vs the Fed Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=z4bUAbsijBk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Yardeni And The Long History Of Prediction Problems" https://realinvestmentadvice.com/resources/blog/yardeni-and-the-long-history-of-prediction-problems/ "Trump Trade” Sends Investors Into Overdrive" https://realinvestmentadvice.com/resources/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will Markets End 2024 Even Higher Than Now?" is here: https://www.youtube.com/watch?v=3ZUtOduj4Ks&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Yardini & The Long History of Prediction Problems" https://www.youtube.com/watch?v=3srkduy24uM&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WallStreetForecast #MarketOutlook2025 #InvestingTrends #EconomicUpdates #FinancialPlanning2025 #EdYardeni #MarketPredictions #InvestmentForecasts #FinancialTalks #EconomicOutlook #TrumpTrade #InvestorSentiment #MarketImpact #EconomicPolicy #StockMarketNews#StockMarketTrends #EconomicOutlook #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #InvestmentStrategy #ElectionImpact #InterestRates #TexasAM #TheWarehouse #ChristmasDecorations #AggieSanta #InvestingAdvice #Money #Investing

WalMart reports it's close to profitability; expect some market chop this week; NVIDIA reports Wednesday evening, and markets will respond on Thursday. A look at the performance of the Top Ten Stocks: Everyone wants to be in on the US Markets. Markets on Tuesday dropped to bounce off the 20-DMA, and continue to run along the ever-rising trend line. Expect some volatility ahead of next month's Fed meeting and anticipated 25-bp rate cut. Watch out for a shift in language to a more dovish stance. Economist Ed Yardeni believes markets' upward momentum will continue, and has revised his long-term forecast to project that the S&P 500 will reach 10,000 by 2029. Lance and Jonathan discuss these aspects, as well as markets' "animal spirits" and consumer confidence. Borrowing from the future: Markets are outpacing what the economy can produce; rising wages vs corporate profits are incongruent; the effects of decreasing government spending and tariffs; why ebullient predictions always fail. Lance explores a new IG channel for his wife; hilarity ensues. What should you ask and expect from a financial advisor? Lance & Jon discuss the work that we do. SEG-1: Everyone Wants In the US Markets SEG-2 New Website & Yardini Rebuttal SEG-3a: Stupid Things & Watching Tyspn SEG-3b: Borrowing From the Future & Problem w Predictions SEG-4a: The Baked Baker SEG-4b: Expectations for Your Financial Advisor Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=3srkduy24uM&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=1 ------- Articles mentioned in this report: "Yardeni And The Long History Of Prediction Problems" https://realinvestmentadvice.com/resources/blog/yardeni-and-the-long-history-of-prediction-problems/ "Trump Trade” Sends Investors Into Overdrive" https://realinvestmentadvice.com/resources/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will the Doves Return to the Fed?" is here: https://www.youtube.com/watch?v=1ZBtzLJWhGg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: ""Trump Trade" Sends Investors Into Overdrive" https://www.youtube.com/watch?v=0CvFZe_0Yf4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2754s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EdYardeni #MarketPredictions #InvestmentForecasts #FinancialTalks #EconomicOutlook #TrumpTrade #InvestorSentiment #MarketImpact #EconomicPolicy #StockMarketNews#StockMarketTrends #EconomicOutlook #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #InvestmentStrategy #ElectionImpact #InterestRates #TexasAM #TheWarehouse #ChristmasDecorations #AggieSanta #InvestingAdvice #Money #Investing

It's the last full week of trading before Thanksgiving. Expectations for US GDP growth in the new year are on the plus side of 3%, vs the EU's negative exepctations: Where do you want to put your money? First place the "Government Efficiency Department" can start is at the Department of Defense, failing its past seven audits. Risks are building in certain market areas where “Trump Trade” exuberance has likely exceeded the grasp of underlying fundamental realities. While investors were a bit skittish heading into the election, the clean Republican sweep of the Presidency, House, and Senate has sent investors scrambling to add exposure across all market assets. While the “Trump Trade” certainly has some legs, lower taxes, deregulation, and tariffs will not solve many companies’ ” sales “ problems. But that is the beauty of speculation: rising prices increase speculation, which leads to higher prices. Lance shares his weekend excurion to The Warehouse at Texas A&M; valuations as short-term tools vs long term fundamentals. Post-election optimism at an all time high; the set up for markets now is very different from 2016. Could BitCoin hit $100,000? Why we don't have it in our 60/40 portfolio: Too volatile. Understanding risk psychology; why we've got about five years remaining to make real money in the markets. SEG-1: Great Expectations for US GDP Growth SEG-2a: An Aggie Christmas SEG-2b: Valuations & Risks in Cutting Government Spending SEG-3: Understanding Bitcoin & Risk Psychology SEG-4: Short-term vs Long-term Market Perspectives Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: ------- Articles mentioned in this report: "Trump Trade” Sends Investors Into Overdrive" https://realinvestmentadvice.com/resources/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Assets Keeping You Awake? Sell 'em!" is here: https://www.youtube.com/watch?v=_Q86SaUTa5s&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Math Behind the MACD" https://www.youtube.com/watch?v=zqVRDTY2m5Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TrumpTrade #InvestorSentiment #MarketImpact #EconomicPolicy #StockMarketNews#StockMarketTrends #EconomicOutlook #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #InvestmentStrategy #ElectionImpact #InterestRates #TexasAM #TheWarehouse #ChristmasDecorations #AggieSanta #InvestingAdvice #Money #Investing

Just ahead of the Christmas Retail Shopping Season, credit card debt is piling up; consumers are under stress. Survey: What to do when an item is too expensive? What will be the actual effect of tariffs? What economists think vs how consumers react. Meanwhile, markets sold off Wednesday, then rallied back for a positive close: Participants are unwilling to sell, expecting markets to continue to rise; Bitcoin is melting up, Gold is getting beaten up, the Russell 2000 enjoys a post-election pop. Lance covers YouTube Chat etiquette, and with Michael Lebowitz discusses the latest CPI print and the problem with homeowners equivalent rent as 40% of the CPI calculation. What about the PPI? The Fed's biggest task is calming the markets. Markets are only listening to what they want to hear. Lance shares his Top Five Technical Analysis Tools. When we discuss technical analysis in our articles and podcasts, we often examine the moving average convergence divergence indicator, better known as the MACD, or colloquially the Mac D. The MACD is one of our favored technical indicators to help forecast prices and manage risk. The MACD is the difference between a short moving average and a longer moving average. The MACD line tells us if there is a trend in place and whether its momentum is increasing or decreasing. Lance and Michael share how to use MACD in your trading strategy as part of your suite of technical analysis tools. SEG-1: Economists' Thoughts vs Consumers' Actions SEG-2: CPI & The Problem With Homeowners' Equivalent Rent SEG-3: Markets Are Only Listening to What They Want to Hear SEG-4: Technical Analysis & The Math of MACD Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=zqVRDTY2m5Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "The MACD: A Guide To This Powerful Momentum Gauge" https://realinvestmentadvice.com/resources/blog/the-macd-a-guide-to-this-powerful-momentum-gauge/ "Exuberance – Investors Have Rarely Been So Optimistic" https://realinvestmentadvice.com/exuberance-investors-have-rarely-been-so-optimistic/ ------- The latest installment of our new feature, Before the Bell, "Why Market Participants are Unwilling to Sell" is here: https://www.youtube.com/watch?v=eJeDa7V9Z3I&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Annuities: Good, Bad, & Ugly" https://www.youtube.com/watch?v=6X1QEdhShs0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2720s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MACD #TechnicalAnalysis #TradingStrategy #StockMarket #InvestingTips #InvestmentAdvice #CPI #PPI #FinancialPlanning #IrrationalExuberance #MarketBubble #InvestorSentiment #StockMarketTrends #EconomicOutlook #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #InvestmentStrategy #ElectionImpact #InterestRates #InvestingAdvice #Money #Investing

It's Inflation Day: Expectations are for a .3% print for October (the Bureau of Labor Statistics reported CPI rising.2%, and up 2.6% over the past 12-months). Remember, it's only a guess; why inflation is destined to rise. Stocks remain over-bought; watch for pre-Thanksgiving volatility; more than half in our Twitter poll sees the S&P at 6,200 by EOY. Why are investors expecting more rate cuts in 2025? Lance & Danny present an Annuity Primer: Why most annuities are sold, not planned for; Lance's Three Rules for Annuities; the different annuity types. Annuities often sacrifice liquidity; protect yourself from yourself. Why annuities are not for everyone. How to win: Out-live the actuarial table! SEG-1: Inflation Day Expectations SEG-2: The Annuity Primer, Pt.1 - Why Most Annuitites are Sold, not Planned SEG-3: The Annuity Primer, Pt.2 - Calculating the Expenses SEG-4: The Annuity Primer, Pt.3 - Why Annuities Aren't for Everyone Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=6X1QEdhShs0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2720s ------- Articles mentioned in this report: "Exuberance – Investors Have Rarely Been So Optimistic" https://realinvestmentadvice.com/exuberance-investors-have-rarely-been-so-optimistic/ ------- The latest installment of our new feature, Before the Bell, "Can the S&P Hit 6,200?" is here: https://www.youtube.com/watch?v=VuOdEkfM6UA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Irrational Exuberance...Again?" https://www.youtube.com/watch?v=hs4-vv0lKwQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AnnuityInsights #RetirementPlanning #InvestmentAdvice #AnnuityProsCons #FinancialPlanning #IrrationalExuberance #MarketBubble #InvestorSentiment #StockMarketTrends #EconomicOutlook #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #InvestmentStrategy #ElectionImpact #InterestRates #InvestingAdvice #Money #Investing

Earnings Season is winding up, and The Next Big Report to come will be from NVIDIA on 11/20. Markets are on fire for now; what will the Fed do next? We're expecting one more rate cut in December, and then a pause. This week's inflation print could be higher due to YOY comparisons. Mutual Fund Distributions are coming in December; do not be alarmed! The post-election market is on a tear: invesetors are more exuberant than ever. Everybody is betting on everything to go up. A pullback to the 20-DMA is coming, setting up the market for a rally into year end. Lance and Jonathan discuss mutual fund distributions and anticipated portfolio variations. How will markets responsd to Trump policies and government employment levels. Lance's entreprenurial son offers "boyfriends" services for Thanksgiving. Lance & Jonathan parse the pro's and con's of bond portfolios. Investors can have any of the two: Capital appreciation, safety, or liquidity. The problems with 100% bond portfolio, and the impossibility of high income with no risk. Yield is a function of risk: There is no such thing as no-risk (things companies do to stay in business). Markets' exuberance comes with a price: Policy chances will have consequences. Is the 60/40 Portfolio dead? SEG-1: Post-election Markets are on Fire SEG-2: What Mutual Fund Distribution Time Means* SEG-3a: Tommy's Rent-a-Boyfriend Enterprise SEG-3b: The Pro's & Con's of Bond Portfolios SEG-4: There's No Such Thing as No Risk Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer * So we had a software glitch during this morning's live-stream, and lost about :50-seconds of content in this recording at about the :18-minute mark. ------- Watch today's show video here: https://www.youtube.com/watch?v=IZtz1S3R3WQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2635s ------- Articles mentioned in this report: "Exuberance – Investors Have Rarely Been So Optimistic" https://realinvestmentadvice.com/exuberance-investors-have-rarely-been-so-optimistic/ ------- The latest installment of our new feature, Before the Bell, "Everybody's Betting on Everything Going Up" is here: https://www.youtube.com/watch?v=2AISGEpmtMI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why COLA Doesn't Get Any Respect" https://www.youtube.com/watch?v=hs4-vv0lKwQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #IrrationalExuberance #MarketBubble #InvestorSentiment #StockMarketTrends #EconomicOutlook #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #InvestmentStrategy #ElectionImpact #InterestRates #InvestingAdvice #Money #Investing

The markets' response to the election outcome, combined with Thursday's Fed rate cut: Markets love it, but half the country (metro areas) are not happy. Avoid knee-jerk responses; next year could be very different. What to do with Bonds: Know what your goal is. Rich & Danny discuss home-bias investing vs international markets: Where're you gonna go? Expect more volatility and more disappointment. Rich explains 'Goal Scooping:' Do it now. Markets love gridlock in D.C.; market performance with blue vs red waves. A discussion of the new Roberts' home vs the set of "Lioness..." Why COLA gets no respect; the compounding effect on COLA; why policy failures are expensive; the paucity of fiscal education today. How COLA is calculated; how to fix Social Security? Eliminate wage base. (Rich's Halloween review.) The value of a financial advisor: Grill prospective advisors; maximizing tax-effective diversification. How organized sports have become a big business...and a money grab on families' budgets. SEG-1: Avoid Knee-jerk Responses to Election Results SEG-2a: Home Bias Investing vs International Markets SEG-2b: COLA & The Compounding Effect SEG-3: Why Policy Failure is Expensive SEG-4: The Value of a Financial Advisor: Diversification for Taxes Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=hs4-vv0lKwQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Why Is Gold Surging?" https://realinvestmentadvice.com/why-is-gold-surging/ "Election Day! Plan For Volatility" https://realinvestmentadvice.com/election-day-plan-for-volatility/ "The Presidential Election Cometh" https://realinvestmentadvice.com/newsletter/ "Corporate Buybacks: A Wolf In Sheep’s Clothing" https://realinvestmentadvice.com/corporate-buybacks-a-wolf-in-sheeps-clothing/ ------- The latest installment of our new feature, Before the Bell, "Markets Are Back! " is here: https://www.youtube.com/watch?v=Lb3hFtjlQ38&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Day Arrives!" https://www.youtube.com/watch?v=XA3421RaEAY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #COLA #CostOfLivingAdjustment #Compounding #FiscalEducation #InternationalMarkets #GoalScooping #FedDay #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #InvestmentStrategy #ElectionImpact #InterestRates #Halloween #Lioness #ZoeSaldana #InvestingAdvice #Money #Investing

In the aftermath of the 2024 Election, attention now turns to today's Fed announcement, with odds makers giving 96% chance of a quarter-percent rate cut. Meanwhile, markets are roiling as foreign investors try to position after the election. Managers are scrambling to re-risk in time for year-end reporting; Wednesday was a huge day for Small Caps. Lance and Michael discuss the frequency of Mexican Food, our up coming 2025 Economic Summit, and what investors should do in response to Tuesday's election. The results argue for the value in a diversified portfolio. Questions remain: Why was Gold getting crushed? What will Trump do? Will there be an economic surprise? A discussion of economic reporting, and prediction the NFIB Confidence Index will surge with the Trump win. Employment data, however, is slightly below average. Why is the Fed cutting rates? Watch for a wall of corporate debt coming due. We're in a "fine" economy; the Fed meeting may seem boring, but read between the lines. Will there be a Fed surprise? Half-percent rate cut vs NO rate cut? Watch for language changes in Fed statement. Trump Tariffs do not necessarily promote growth. Will we see '70's-style inflation? Can the Fed control the yield curve? (Operation Twist) Most of the Fed's sway is in what they say. SEG-1: Post-election Analysis & Fed Meeting Preview SEG-2: Election Reaction: What Do We Do Next? SEG-3: Economic Reporting Preview SEG-4: Fed Control of Yield Curve; Why is Gold Surging? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=XA3421RaEAY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Why Is Gold Surging?" https://realinvestmentadvice.com/why-is-gold-surging/ "Election Day! Plan For Volatility" https://realinvestmentadvice.com/election-day-plan-for-volatility/ "The Presidential Election Cometh" https://realinvestmentadvice.com/newsletter/ "Corporate Buybacks: A Wolf In Sheep’s Clothing" https://realinvestmentadvice.com/corporate-buybacks-a-wolf-in-sheeps-clothing/ ------- The latest installment of our new feature, Before the Bell, "Markets Are Back! " is here: https://www.youtube.com/watch?v=Lb3hFtjlQ38&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Trump Wins!" https://www.youtube.com/watch?v=xY3WborUcsw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2973s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #GoldSurges #FedDay #FederalReserve #InterestRates #YieldCurve #OperationTwist #JeromePowell #NFIBconfidenceIndex #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #InvestmentStrategy #ElectionImpact #PortfolioPreparation #EmploymentDate #RetailSales #HolidayShopping #InterestRates #EarningsSeason #EarningsBeatRate #MexicanFood #InvestingAdvice #Money #Investing

The 2024 Election outcome is sharply affecting pre-market, with Donald Trump's election sending stocks higher. The S&P trendline is aiming for the 6000 or 6100 level. The question that remains is whether markets can sustain that trend. This time is different from the previous Trump win: Interest rates are falling and tax rates are lower now; yet, there are still plenty of questions for investors: what will Trump's tax policy be? What will be the over all impact on the economy? (The Tax Foundation predicts .8% impact to GDP.) Still to be seen in the Congress: What happens with a Republican sweep? What will the Tariff effect be? Fiscal dominance is not an issue. The Fed is likely to reverse QE to QT. What if Trump initiates a round of major infrastructure spending/investment? One thing is clear: Don't chase markets today. If you weren't already in, it will be tough do so now. What are the risks from the Fed and poor holiday retail sales? What are possible effects of a Musk-led "Government Efficiency" Dept.? Some of the things we need to fix will produce negative effect from doing so. Could reducing government trigger Recession? Avoid FOMO today; what matters will be post-inauguration. Lance and Danny discuss the importance of being able to adapt to changing policies; markets are going to do what they do. Love it or hate it, Congress is very much controlled by corporate lobbying interests. Market pullbacks will be short-lived. Buy the dips when you can. Lance explains positioning on Bonds now. SEG-1: Trump Win to Send Stocks Higher SEG-2: The What-if's of Trumpian Policy SEG-3: Don't Chase Markets Today SEG-4: Don't Make Investing Decisions Based on Political Bias Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=xY3WborUcsw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2973s ------- Articles mentioned in this report: "Election Day! Plan For Volatility" https://realinvestmentadvice.com/election-day-plan-for-volatility/ "The Presidential Election Cometh" https://realinvestmentadvice.com/newsletter/ "Corporate Buybacks: A Wolf In Sheep’s Clothing" https://realinvestmentadvice.com/corporate-buybacks-a-wolf-in-sheeps-clothing/ ------- The latest installment of our new feature, Before the Bell, "Does Trump Win Translate into S&P 6000?" is here: https://www.youtube.com/watch?v=ZdiZEF5mrVc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Election Day: Plan for Volatility" https://www.youtube.com/watch?v=RYkOUuP1e_Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TrumpWins #ElectionResults2024 #MarketReaction #InvestmentStrategy #PolicyImpact#ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #MarketVolatility #InvestmentStrategy #ElectionImpact #PortfolioPreparation #FederalReserve #JeromePowell #EmploymentDate #RetailSales #HolidayShopping #InterestRates #EarningsSeason #EarningsBeatRate #Palantir #Ferrari #SuperMicro #InvestingAdvice #Money #Investing

Will the 2025 Election be The Most Important Election Ever? Yes...until 2028. Vote for the policy, not the personality: Child Care Credits case study. Markest are hangin' on ahead of the election, setting up for a post-election rally.Bond yields are the result of pre-election positioning; bond auction is next week. It's hard to buy when it's unpopular. Why are Small Caps having a hard time: They're not growing earnings. Most sensitive to difficult economy. Understand what gives stocks long term growth; will economic growth slow to "normal" next year? Don't expect 20% grwoth in 2025. Markets' historical post-election performance & government stimulus; why you have about six years remaining to make as much money as your can before the end of the current, bullish market cycle. Ignore emotion in the media. Expectations for a contested election & congressional gridlock: Lance review historical market performance from various election outcomes. For now, we're waiting on the Fed, expected to lower rates another quarter-point this week. Reviewing employment data for retailers ahead of holiday shopping season (What Mrs. Roberts wants for Christmas) Turkey down & The Hallmark channel. Stocks we wish we had bought: Palantir, up 200% this year. Earnings preview: Ferrari, SuperMicro SEG-1: Vote Policies, Not Personalities SEG-2: Don't Expect 20% Growth in 2025 SEG-3: Why You Have Six Years to Make As Much Money As You Can SEG-4: This, too, Shall Pass - Waiting on the Fed Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=RYkOUuP1e_Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this report: "Election Day! Plan For Volatility" https://realinvestmentadvice.com/election-day-plan-for-volatility/ "The Presidential Election Cometh" https://realinvestmentadvice.com/newsletter/ "Corporate Buybacks: A Wolf In Sheep’s Clothing" https://realinvestmentadvice.com/corporate-buybacks-a-wolf-in-sheeps-clothing/ ------- The latest installment of our new feature, Before the Bell, "Table is Set for Post-election Rally" is here: https://www.youtube.com/watch?v=opnKzoHrODs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Presidential Election Cometh" https://www.youtube.com/watch?v=isHueBB3EwY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #ElectionDay2024 #MarketVolatility #ElectionInvesting #PortfolioProtection #FinancialTrends #Election2024 #MarketVolatility #InvestmentStrategy #ElectionImpact #PortfolioPreparation #FederalReserve #JeromePowell #EmploymentDate #RetailSales #HolidayShopping #InterestRates #EarningsSeason #EarningsBeatRate #Palantir #Ferrari #SuperMicro #InvestingAdvice #Money #Investing

It's 2024 Election-eve: Hedge funds are long on a presumed outcome; watch for a pick up in volatility. The Fed meets on the day after the election; there are still about 100 S&P Companies left to report. Reference Lance's weekend article on buy backs, Wolf in Sheep's Clothing: Apple spent $100-B on stock buy backs, when they could have purchased Intel for $99-B and produced their own chips. But, no. investors should do nothing on this day before the election; any move you make could be wrong. RIP Quincy Jones & Peanuts the Squirrel; Earnings Season Beat Rates are still elevated 80% (w charts). Roughly 10% of earnings are manufactured, and these are boosted by buy backs. Jerome Powell commentary this week will depend upon election outcome; he doesn't know yet. Lance' discussion on interest rates and debt overhang: Remember the Fed's job is to protect the banks. Lending money into existence is how economy works. Interest Rates are like a virus. Expectations are for a .25-bp rate cut. The IRS is raising the 401k max contribution ceiling by $500 to $23,500 for 2025. How "later" shows up tomorrow. Saving is a discipline. SEG-1: Markets on Standstill SEG-2: Earnings Season Beat Rates Still Elevated SEG-3: Interest Rates Are Like a Virus SEG-4: 401k Ceilings & the Discipline of Saving Money Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=isHueBB3EwY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s ------- Articles mentioned in this report: "10 Smart Money Moves to Make Right Now" https://realinvestmentadvice.com/10-smart-money-moves-to-make-right-now/ ------- The latest installment of our new feature, Before the Bell, "Don't Do Anything Today" is here: https://www.youtube.com/watch?v=ureIqdQOgyo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Ten Money Smart Things To Do Before Year's End" https://www.youtube.com/watch?v=-GA2ZIzl8ws&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1900s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Election2024 #MarketVolatility #InvestmentStrategy #ElectionImpact #PortfolioPreparation #FederalReserve #JeromePowell #InterestRates #EarningsSeason #EarningsBeatRate #401kCeiling #SavingsDiscipline #InvestingAdvice #Money #Investing

2024 isn’t over yet. So here are 10 smart money moves to make right now. Saving money should be a year-round endeavor, but life gets in the way just like anything else. So with 2024 coming to a swift, thankful end, take advantage of the fourth quarter to accelerate your financial acumen, bolster your balance sheet and successfully springboard into the new year. Danny and Matt share year-end financial planning tips , smart money moves, and tax-saving strategies for the end of the year; plus investment adjustments for year-end, and a personal finance checklist for 2024. SEG-1: Investors Are Too Focused on Near-Term SEG-2: When Will Valuations Matter Again? SEG-3: Open Enrollment Strategies SEG-4: Year End To-do's Hosted by RIA Advisors Senior Financial Advisor Danny Ratliff, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=-GA2ZIzl8ws&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1900s ------- Articles mentioned in this report: "10 Smart Money Moves to Make Right Now" https://realinvestmentadvice.com/10-smart-money-moves-to-make-right-now/ ------- The latest installment of our new feature, Before the Bell, "Markets' Best Since 2018" is here: https://www.youtube.com/watch?v=DVTVr2sHG74&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s ------- Our previous show is here: "Fact-checking Paul Tudor Jones & Stanley Druckenmiller" https://www.youtube.com/watch?v=esqhIBreVZ8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #YearEndPlanning #SmartMoneyMoves #TaxSavings #FinancialChecklist #PersonalFinanceTips #EarningsSeason #LoweredExpectations #PaulTudorJones #StanleyDruckenmiller #MarketOutlook #InvestmentPredictions #HedgeFundInsights #MarketsHedging #FundOutperformance #BondRatings #LehmanBrothers #GovernmentSpending #SpendingCuts #FederalBudget #SellSignals #MarketCorrection #MarketConsolidation #MarketIndicators #EconomicOutlook2024 #StockMarketForecast #FinancialTrends #FedPolicyUpdate #BullishRally #MarketCorrection #InvestorCaution #StockMarketTrends #MarketSustainability #2024Election #DonaldTrump #KamalaHarris #TreasuryBonds #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Earnings Season continues as October ends: Microsoft and Meta reports reveal lowered expectations for 2025; Microstrategy is raising stakes on Bitcoin w $42-B buy: Will prove to be either brilliant or disastrous (only 6% of Bitcoin owners are active users); Apple & Amazon results will reveal more about consumer spending. Can famed investors Paul Tudor Jones and Stan Druckenmiller, who recently proclaimed they are short bonds, thus betting on higher yields, be wrong? Looking at trends in Deficits, Debt, and their relationship to GDP; 2019 vs 2025: Is this time really different? What Money Supply is really doing. SEG-1: What Earnings Are Saying About Consumer Spending SEG-2: Convertible Bonds & Markets Seeking Perfection SEG-3: Can Paul Tudor Jones & Stanley Drunkenmiller Be Wrong? SEG-4: Deficits, Debt, & GDP Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=esqhIBreVZ8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Can Paul Tudor Jones and Stanley Druckenmiller Be Wrong?" https://realinvestmentadvice.com/can-paul-tudor-jones-and-stanley-druckenmiller-be-wrong/ "Key Market Indicators for November 2024" https://realinvestmentadvice.com/key-market-indicators-for-november-2024/ ------- The latest installment of our new feature, Before the Bell, "Markets' Best Since 2018" is here: https://www.youtube.com/watch?v=DVTVr2sHG74&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s ------- Our previous show is here: "Why this Bull Market Feels Weird" https://www.youtube.com/watch?v=SSkBraqrjmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2989s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EarningsSeason #LoweredExpectations #PaulTudorJones #StanleyDruckenmiller #MarketOutlook #InvestmentPredictions #HedgeFundInsights #MarketsHedging #FundOutperformance #BondRatings #LehmanBrothers #GovernmentSpending #SpendingCuts #FederalBudget #SellSignals #MarketCorrection #MarketConsolidation #MarketIndicators #EconomicOutlook2024 #StockMarketForecast #FinancialTrends #FedPolicyUpdate #BullishRally #MarketCorrection #InvestorCaution #StockMarketTrends #MarketSustainability #2024Election #DonaldTrump #KamalaHarris #TreasuryBonds #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Halloween preview & earnings parade; pre-election bond market auction action. Markets are hedging a bit ahead of elections. The latest JOLTS report was weaker than expected - more evidence of a slowing economy? Meanwhile, consumer confidence continues to confound, bouncing up in the latest Conference Board Confidence Index reading, especially for forward expectations for stock prices into 2025. Lance reviews International, Emerging Markets, and Dollar performance. Markets "are not doing nothin'" until after the election. Lance & Danny discuss what happens after that. Political posturing is a problem: Data vs Opinion. Why markets love gridlock, but appear to be positioning for a Trump win. How many Funds outperform the S&P (chart); this data does not show who the managers were! "I want a one-star Fund on its way to five-stars." A comment on why intrinsic value doesn't matter; bond ratings & pay-for-play. The problem with ratings systems: No real-time monitoring/reporting. What we didn't know: The Lehman story. "High Yield" is a proxy for junk. Why ETF's underperform their indexes. Why don't we sing pumpkin carols? Could raging bull John Paulson be the next Treasury Sec'y.? How thoughtful would slashing government spending be? A final tease for more complete discussion on "intrinsic value." SEG-1: Markets Are Hedging Ahead of Elections SEG-2a: What Happens After the Election? SEG-2b: How Many Funds Outperform the S&P? SEG-3: Bond Ratings Happen in the Rear View Mirror SEG-4: The Challenge of Cutting Government Spending Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=SSkBraqrjmU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2989s ------- Articles mentioned in this report: "Key Market Indicators for November 2024" https://realinvestmentadvice.com/key-market-indicators-for-november-2024/ ------- The latest installment of our new feature, Before the Bell, " Why No One is Willing to Buy or Sell" is here: https://www.youtube.com/watch?v=Sh_WPCQ11qk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Key Market Indicators for November 2024" https://www.youtube.com/watch?v=IAyGMHtuS0Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketsHedging #FundOutperformance #BondRatings #LehmanBrothers #GovernmentSpending #SpendingCuts #FederalBudget #SellSignals #MarketCorrection #MarketConsolidation #MarketIndicators #EconomicOutlook2024 #StockMarketForecast #FinancialTrends #FedPolicyUpdate #BullishRally #MarketCorrection #InvestorCaution #StockMarketTrends #MarketSustainability #2024Election #DonaldTrump #KamalaHarris #TreasuryBonds #MagSeven #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

A barrage of earnings reports this week reveals companies are beating lowered expectations, and revenue is down. McDonald's foot traffic is off (and interesting economic barometer); the story is surely unfolding of an economy that is slowing down. What do markets sell signals tell us? There are two ways for markets to correct: Consolidation, or pull back in prices. Lance rants on the realities of stock buy backs, and a sidebar from Jonathan on coffee habits; How will markets behave if the election is contested? Markets are very long on risk assets ahead of election; paralysis by analysis: Does not have to be "all-or-none." A look at the performance of our "all-weather" portfolio, and our bond strategies moving forward. A discussion on Gold, Gold Miners, and other commodities: Very economically sensitive and volatile. What if the economy collapses and we don't go back on Gold standard? It's all about balance (Remember the Hunt Brothers' silver fiasco). What to do about solicitation to "lock-in higher yields" in Bond accounts: Understanding high yield = junk bonds, generally NOT investment-grade. SEG-1: Earnings Are Beating Lowered Expectations (yay) SEG-2: The Ugly Reality of Stock Buy Backs SEG-3: The All-Weather Portfolio & Bond Strategy Moving Forward SEG-4: Commodities' Economic Sensitivity & Volatility Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=IAyGMHtuS0Y&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s ------- Articles mentioned in this report: "Key Market Indicators for November 2024" https://realinvestmentadvice.com/key-market-indicators-for-november-2024/ ------- The latest installment of our new feature, Before the Bell, "Why Sell Signals Don't Mean Correction" is here: https://www.youtube.com/watch?v=pjPmDHAR4Nw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Streaks Of Bullish Wins Are Not Sustainable" https://www.youtube.com/watch?v=s0tzSR8uqpU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SellSignals #MarketCorrection #MarketConsolidation #MarketIndicators #EconomicOutlook2024 #StockMarketForecast #FinancialTrends #FedPolicyUpdate #BullishRally #MarketCorrection #InvestorCaution #StockMarketTrends #MarketSustainability #2024Election #DonaldTrump #KamalaHarris #TreasuryBonds #MagSeven #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Wrapping up the Month of October and beginning the strongest period for markets, November - April; what could throw a wrench into the works? (How about an election upset?) Markets are positioning for a specific, anticipated outcome. Life with the Roberts': Child #4 accepted at Baylor! The Halloween dress-rehearsal. Markets' positioning for election outcome: What if...? Market risks to election outcome. Treasury Bonds are the best set up for election upset; there are decent opportunities to go "long" on energy stocks. Economic data released this week: The Chicago Fed Manufacturing Index is an important indicator; what is it telling us? View that performance of the Mag-7 might reverse next year are not reasonable. Google(s) and Crocks report this week, and most of the Top 10 will have reported by week's end. Lance relates his conversation with his dog and managing risk. Article preview on Paul Tudor Jones' opinion on owning Treasury Bonds. Debts and Deficits will not lead to higher rates: The country will NOT go bankrupt: Economic growth, Wage growth, inflation growth: The terminal rate is likely around 2.5%. The thing about bonds: It's pretty much math. SEG-1: What Could Throw a Wrench into markets? SEG-2a: Life w The Roberts & Baylor U. SEG-2b: Markets Position for Election Outcome SEG-3: Earnings Reports & Managing Risk SEG-4: Debts & Deficits will NOT Lead to Higher Rates Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=s0tzSR8uqpU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Memory Inflation Warps Bond Yields" https://realinvestmentadvice.com/memory-inflation-warps-bond-yields/ "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Position for Election Winner" is here: https://www.youtube.com/watch?v=x5Wz_MZaSmQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Can You Really Afford to Own a Home?" https://www.youtube.com/watch?v=jbPQLkasFFk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishRally #MarketCorrection #InvestorCaution #StockMarketTrends #MarketSustainability #2024Election #DonaldTrump #KamalaHarris #TreasuryBonds #MagSeven #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Gold Fish are changing their name to Chilean Sea Bass, and Spam will henceforth be known as Filet Mignon; the world has gone awry, and Richard & Jonathan discuss the surprise results from Tesla, Polymarket odds for the 2024 Election, and goal scooping and setting expectations for 2025. Richard compares the Saudi's newest, biggest building in the world to the Tiny Homes trend, and Gen-Z's housing preferences (No car, no garage = no problem!) The Atlanta Fed's Home Ownership Affordability Monitor is a good gauge; the death of Elizabeth Warren's 50-30-20 Rule of Thumb. You can find affordable housing if you look, but you might not like where it is. Housing will eventually become more affordable. Comparisons of Sears' Craftsman Homes to Tiny Home enclaves (as in Independence, Texas); Michelle Bowers' "The Old House Life." Social Security's COLA for 2025 will be up 2.5%, but probably absorbed by increases in prescription drug coverage premium (funny how inflation has tapered just in time for COLA calculations!) SEG-1: Goal Scooping & Setting Expectations for 2025 SEG-2: Home Ownership Affordability & Tiny Homes SEG-3: Finding Affordable Homes SEG-4: More Tiny Homes Talk & SS COLA Changes Coming Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=jbPQLkasFFk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Memory Inflation Warps Bond Yields" https://realinvestmentadvice.com/memory-inflation-warps-bond-yields/ "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "What the Rising Wedge Pattern May Mean " is here: https://www.youtube.com/watch?v=C7uHTtKv5KI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Memory Inflation Warps Bond Yields" https://www.youtube.com/watch?v=S3xSgmwD84s&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2104s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HomeAffordability #SocialSecurity #COLA #IRS #2025TaxRates #Boomers #Millennials #FixedIncomeStrategy #InflationImpact #MarketVolatility #TechnicalAnalysis #InvestingRulesOfThumb #MACD #$SPX #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

The Conference Board's Economic Surprise Index gauges exactly that: How surprised economists are when things don't pan out as they expected. Like the economy doing better than they think it ought, under the current conditions. Economists are setting themselves up for disappointment; more Americans are living paycheck-to-paycheck. Lance and Michael discuss market psychology and a subset of PTSD known as memory inflation: Things were better (or worse) than they actually were, which is affecting the Bond market, and the realities of inflation vs wages. Addressing chat window commentary: Headlines vs Data: Who should you believe? What we're doing with bonds; looking for a technical bounce. Look for a revision to estimates. SEG-1: Dealing with Economic Surprise SEG-2: Market PTSD & Memory Inflation SEG-3: Headlines vs Data: Who Do You Believe? SEG-4: What We're doing w Bonds Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, ww Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=S3xSgmwD84s&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=2104s ------- Articles mentioned in this report: "Memory Inflation Warps Bond Yields" https://realinvestmentadvice.com/memory-inflation-warps-bond-yields/ "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "What the Rising Wedge Pattern May Mean " is here: https://www.youtube.com/watch?v=C7uHTtKv5KI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Technical Analysis Techniques"" https://www.youtube.com/watch?v=PPqRWYTO3Gk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=2&t=2488s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MemoryInflation #BondYields #FixedIncomeStrategy #InflationImpact #MarketVolatility #TechnicalAnalysis #InvestingRulesOfThumb #MACD #$SPX #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Markets sold off on Tuesday to break even. following six straight weeks of gains; still, markets have no fear of recession. Lance shares his personal strategy for Bonds (using his own money, not clients') When everyone is hating on Bonds is the time to buy. After the Election, the focus will return to Yields and Interest Rates. Lance next provides a primer on the Technical Analysis tools he uses at RIA Advisors: Why we use it; keeping it simple. the $SPX & Moving Averages; Rules of Thumb: When markets break, that's an alert to pay attention to; are markets breaking, or is it a dip? Is the break confirmed? Give it time. The Realtive Strength Indicator and MACD tools: Converging or diverging? SEG-1: Markets Have No Fear of Recession SEG-2: Why & How We Use Technical Analysis (KISS) SEG-3: Rules of Thumb SEG-4: The MACD & Other Tools for Mitigating Risk Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=PPqRWYTO3Gk&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2&t=5s ------- Articles mentioned in this report: "Donald Trump Or Fundamentals? What's Irking The Bond Market" https://realinvestmentadvice.com/donald-trump-or-fundamentals-whats-irking-the-bond-market/ "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Everybody is Back to Hating Bonds Again" is here: https://www.youtube.com/watch?v=-G4I_NnvR74&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is the Stock Market Party Over?" https://www.youtube.com/watch?v=fsLwZJT9srg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #TechnicalAnalysis #InvestingRulesOfThumb #MACD RelativeStrengthIndicator #$SPX #StockMarketOutlook #MarketCorrection #InvestorSentiment #Recession #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

What does it mean when the Conference Board's Index of Leading Indicators (a predictor of the next six months' economic activity) post's a negative .5 reading...while markets seem to be able to find no ceiling? Who's right? Markets continue to be "just fine," although a potential for pullback by the end of October or beginning of November is anticipated to provide a better entry point for portfolio exposure. Lance and Jonathan answer emails, like "Is the market party over?" The biggest factor will be the shift in liquidity; that money has to go somewhere. Which is better: 9% annual return or an average of 9% over ten years; math explained. The comparison of time horizons vs actual life expectancy: No one is going to live for 124-years. Why it's not the end of the world as we know it (thank you, R.E.M.); forward returns & Valuations. The problem of earnings growth concentration among only 10-stocks; why not to hide only in cash. A financial Plan should be flexible, but it's only as good as the data. What about the Dollar? How it's backed and why it's the preferred currency of trade. Everyone is in the Prediction business; how we deal with risk. SEG-1: Conference Board's Index of Leading Indicators -.5? SEG-2: Email Answers: Is the Stock Market Party Over? SEG-3: Why It's Not the End of the World as We Know It SEG-4: What About the Dollar? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=fsLwZJT9srg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this report: "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "The Market Is Doing Just Fine" is here: https://www.youtube.com/watch?v=1B3kHCoNLkA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Q3-Earnings Estimates Remain Optimistic" https://www.youtube.com/watch?v=KNplygIR9HA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2475s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketOutlook #MarketCorrection #InvestorSentiment #VolatilityWatch #MarketRallyEnd #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Earnings estimates remain exceptionally optimistic, raising the question of whether consumer spending can sustain present levels (the source of earnings!) Investors should be careful averages, and remember that records are recrods for a reason. Why we're still expecting acorrection; we've had six strong weeks in a row, and a seventh is not out of the question this week. Lance looks at where earnings are really occurring (in the Mag-7 companies); what happens if those top 10% companies cease growing? Earnings expectations are what move market prices; why Wall St. is the "sell" side, and investors are on the "buy" side. Gold is very over-bought; deviated nearly five-times above moving averages. There's nothing "wrong" with markets now; the challenge for investors is buying stocks that may be "out of favor" currently. lamnce reviews JP Morgan report on the odds of the presidential election outcomes, and what happens if the odds shift? There is a distinct risk of a pre-election sell-off. What if there is a contested election? The market is a "hive" of intelligence, and knows more than you do. A brief review of our Technical Analysis techniques. SEG-1: Why We're Still Expecting a Correction SEG-2: Where Earnings Growth is Really Happening (and what happens if it stops) SEG-3: Earnings Expectations Are What Move Markets SEG-4: The Challenge of Buying What's Not In Favor Now Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=KNplygIR9HA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2475s ------- Articles mentioned in this report: "Q3 Earnings Estimates Remain Optimistic" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Hitting Brand New Records This Year" is here: https://www.youtube.com/watch?v=bvjBMe7VWaU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "COLA Boost & Medicare Shifts: What You Must Know for 2025" https://www.youtube.com/watch?v=JBwvNBeq0Bs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Q3Earnings #MarketOutlook2024 #StockMarketForecast #CorporateEarnings #AllTimeHighs #Gold #ConsumerSpending #MagnificentSeven #InvestmentStrategy #InvestingAdvice #Money #Investing

Richard & Jonathan recap their recent recruiting visit on the campus of Texas A&M University: There is hope for the next generation. Earnings season continues, discussion of Netflix and Lance's coffee rants. Anti-globalization & the China effect; the fallacy of International buys; "I love Lucy" & Vitametavegamin. Why fasting should be called slowing; Medicare Open Enrollment and changes in many plans: What happens when Medicare advantage plans go away; many supplemental benefits go un-used. Changes in Medicare prescription drug formularies. What happens if you don't make a choice ; the importance of healthcare literacy; health is connected to wealth. SEG-1: A&M & The Next Generation SEG-2: Coffee Tawk & The Fall of Globalization SEG-3: Medicare Open Enrollment changes for 2025 SEG-4: Healthcare Literacy & Connection to Wealth Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=JBwvNBeq0Bs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s ------- Articles mentioned in this report: "The VIX And Market Climb: Should We Care?" https://realinvestmentadvice.com/the-vix-and-market-climb-should-we-care/ "Cava: A Hot Trend Comes At A Dear Cost To Investors" https://realinvestmentadvice.com/cava-a-hot-trend-comes-at-a-dear-cost-to-investors/ "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "Markets Will Trend Higher...Until they Don't" is here: https://www.youtube.com/watch?v=PUMtRETZHK4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Volatility & The Market Climb: Should We Care?" https://www.youtube.com/watch?v=1ajA-yTT_NM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=485s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #COLA2025 #Medicare2025 #RetirementPlanning #SocialSecurityUpdate #FinancialAdvice #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

Retail Sales numbers today, and earnings recaps (so far) and previews; looking for an outsized seasonal adjustment to Retail Sales due to calendar anomalies; there's nothing overly concerning to markets. The big focus will be the election and it's outcome and control of House & Senate: The market hates uncertainty, and loves gridlock. Lance refutes rash of negative videos: Markets see nothing of concern. Market Bears are on parade, what does the rise in Volatility mean? The VIX is implied volatility: Will market move a lot or a little, but not in which direction. It is indicative of markets' expectations for activity. Understanding Implied Volatility: Put-call ratios vs Skew Ratios; what is this tool for? Lance eschews wife's suggestion of tea instead of coffee; Retail Sales preview & potential Fed response; The economy is strong, but weakneing, from a very high level. The Fed is trying to normalize interest rates, which are still too high and a threat to "Goldilocks Economy." SEG-1: What Really Matters to Markets in 2024 Election SEG-2: What Does the Rise in Market Volatility Mean? SEG-3: Understanding Implied Volatility SEG-4: Coffee vs Tea, Retail Sales Preview & Potential Fed Response Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=1ajA-yTT_NM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=485s ------- Articles mentioned in this report: "The VIX And Market Climb: Should We Care?" https://realinvestmentadvice.com/the-vix-and-market-climb-should-we-care/ "Cava: A Hot Trend Comes At A Dear Cost To Investors" https://realinvestmentadvice.com/cava-a-hot-trend-comes-at-a-dear-cost-to-investors/ "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "Markets Will Trend Higher...Until they Don't" is here: https://www.youtube.com/watch?v=PUMtRETZHK4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "You Ain't Rich" https://www.youtube.com/watch?v=XnNxECRmvus&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketTrends #VIXIndex #RiskManagement #InvestorMindset #MarketVolatility #VIX #IsraelIranWar #CrudeOil #InvestmentMistakes #GreedAndLoss #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

Will the strength (or weakness) of the consumer be revealed in this week's Retail Sales report? Liquidity is continuing to flow into markets; if things are so good, why all the liquidity flows? Stock buy backs resume in 10-days, adding $6-B/day of more liquidity (which is NOT a return of capital to investors.) Energy stock exposure exoansion: As interest rates rise, so have oil prices. MACD Sell signal has been triggered, and we anticipate falling oil prices through the end of the year. Lance shares another Life w the Roberts' anecdote about son, Tommy; What does it take to be rich? Dealing with the lifestyle creep, and why many families are still one paycheck away from financial disaster. Raising the Roberts' kids in reality: What was your first car? How to really count wealth: perceptions vs reality. 7 things to disucss when planning for wealth; how will you spend your time in retirement? The things clients say advisors fail to mention; the Roberts' budget and Christina & Michelle's Christmas presents. SEG-1: Why All the Liquidity (if things are so great)? SEG-2a: Life w The Roberts' - Tommy's Test Taking SEG-2b: What Does it Take to Be Rich? SEG-3a: Lance & Danny's First Cars SEG-3b: Wealth: Perception vs Reality SEG-4: Things Clients Say Advisors Never Mention Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=XnNxECRmvus&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "Why Oil Prices May Continue to Decline" is here: https://www.youtube.com/watch?v=x-MtU1GsZy8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Greed And How To Lose 100% Of Your Money" https://www.youtube.com/watch?v=acqg2G62gh4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2441s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #WealthInequality #MiddleClassWealth #EconomicTrends #MoneyMindset #FinancialSecurity #UpperClass #MiddleClass #BeingRich #InvestmentMistakes #GreedAndLoss #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

Retail Sales figures should be interesting, as retailers were stocking up ahead of the short-lived dockworkers' strike. Lance previews Thanksgiving at the Roberts' house, featuring brisket! Earnings week continues with a string of the most negative earnings revisions in a long while. Markets operating under a seasonal buy signal and an ever-upward trend: What could possibly go wrong? Lance discusses the importance of risk management in a bull market environment. How to lose 100% of your Money? Greed is a necessity fto build wealth; also must be optimistic & willing to take risk. The trouble with trading options: All or nothing proposition. The sad saga of Christopher DeVocht vs RBC and his Tesla investments. Lance explains Means, Mediums, and Modes. The life-changing effects of money: The importance of taking profits/money off the table. Understanding greed; importance of separating emotion from investing. The three destructive forms of greed. The fiduciary responsibility of financial advisors (did DeVocht follow his advisors' admonitions?) Passive vs active investing. SEG-1: Retail Sales Preview & Impact on GDP SEG-2: Greed & The Saga of Christopher DeVocht SEG-3: The Three Destructive Forms of Greed SEG-4: The Fiduciary Responsibility of Financial Advisors Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=acqg2G62gh4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2441s ------- Articles mentioned in this report: "Greed And How To Lose 100% Of Your Money" https://realinvestmentadvice.com/greed-and-how-to-lose-100-of-your-money/ "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ ------- The latest installment of our new feature, Before the Bell, "A Bull Market Can Still Be Risky" is here: https://www.youtube.com/watch?v=If6QnYwXC1U&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wall St. vs. Main St. - Who's Right?" https://www.youtube.com/watch?v=lMcYhyo5OW8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestmentMistakes #GreedAndLoss #FinancialRisk #AvoidInvestmentLoss #MoneyManagement #RecessionReady #PortfolioStrategy #InvestmentProtection #DiversifyNow #MarketPositioning #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

It's Earnings Season "Rush Week" this week, with the bulk of companies reporting 3rd Quarter results; after that, the stock buy back window is prepared to re-open, providing nearlt $1-T in funds to flood the markets. The median value of stock portfolios is $250k, up from $190k. Demand for AI chips is not going away. Markets entering the seasonallt-strong period of the year after hitting new, all-time highs on Friday, triggering a buy signal. The risk of a deeper contraction is possible, but now unlikely. An analysis of the latest CPI numbers reveals a contrast between headline numbers and details in the data; there are some anomalies. Lance discusses the 8 components of the CPI & their weighting in the index. Life with the Roberts' reviews the weekend birthday of the youngest daughter, and fun with Gunner the Wonder Dog. The latest GDP Report Continues To Defy Recession Forecasts. GDP vs Inflation is slowing; NFIB Confidence is on the wane: Small businesses "feel like" they're in recession. Expectations for Retail Sales vs their reality; Cap Ex plans vs Real GDP; why small businesses are not optimistic. SEG-1: Earnings Season Rush Week SEG-2: CPI Analysis: Headline Numbers vs Details & Data SEG-3: Economic Data Does Not Support Recession...but... SEG-4: Why Small Businesses Are Concerned Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=lMcYhyo5OW8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Articles mentioned in this report: "GDP Report Continues To Defy Recession Forecasts" https://realinvestmentadvice.com/gdp-report-continues-to-defy-recession-forecasts/ "NFIB Survey Poses Risk To Bullish Forecasts" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Bull Market Remains Intact" is here: https://www.youtube.com/watch?v=ZZJ1LXlxnyo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Rising Volatility, China Stimulus, & Storms' Economic Surge: What They Mean for Portfolios" https://www.youtube.com/watch?v=BJZp1muy9zA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EarningsSeason #MarketSeasonality #AllTimeHighs #CPIReport #GDPReport #NFIBConfidenceIndex #Employment #MarketVolatility #MovingAverages #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #EconomicData #Recession #PortfolioRisk #MarketRally #MarketBreakout #MarketBullishness #MarketRisk #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

All was not hunky-dory in the recent Fed meeting, as the FOMC Meeting minutes reveal a split-decision on lowering rates by 50-bps vs 25-bps. Meanwhile, in the markets, the S&P is having its Best Year Ever since the "turn of the century." The current, rising wedge is both a bullish and bearish sign; CPI numbers will be today's trigger. Volatility in the markets, thanks to uncertainty over presidential election outcome, Israel-Iran war effect on oil prices, etc. The VIX doesn't always tell you everything. We're at the beginning of a Fed-easing campaign; the Hawkish-Dovish Fed has a bipolar problem. A look at the China trade syndrome, and rush of investment in Chinese tech sector: When everyone's on the same side of the boat, better get to the other side. We've become Pavlov's dogs, chasing China. Does China care as much about its stock market as the Fed cares about the US stock market? (no.) Why we avoid BRICS country investments; paying a premium to invest in the US where there is Rule of Law. Lance reviews the Broken Window Theory and the economic impact of hurricanes Helene and Milton. The pulling forward of consumption now will boost economic activity at the expense of an economic void later. SEG-1: FOMC Meeting Minutes: Split-decision SEG-2: The VIX Doesn't Always Tell You Everything SEG-3: The China (Trade) Syndrome SEG-4: Hurricanes & Broken Window Theory Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: ------- Articles mentioned in this report: "Tales of Cobras, Windows, and Economic Promise" https://realinvestmentadvice.com/tales-of-cobras-windows-and-economic-promise/ "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ "Election Outcome Presents Opportunity For Investors" https://realinvestmentadvice.com/election-outcome-presents-opportunity-for-investors/ "Technical Analysis – 3 Bullish And Bearish Takes" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will CPI Report Trigger a MACD Buy Signal?" is here: https://www.youtube.com/watch?v=QnIChkDuJnM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Markets Rally: What Tuesday's Tech Stock Surge Means for Investors" https://www.youtube.com/watch?v=BJZp1muy9zA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Hurricane #BrokenWindowTheory #ChinaInvesting #BRICS #BondMarket #BondRates #BondYields #BondOpportunities #Volatility #2024Election #Employment #MarketVolatility #MovingAverages #SellSignal #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FederalReserve #InterestRates #FedRateCut #FOMCMeetingMinutes #BipolarFed #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #MarketRisk #HowardMarks #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

The Trauma of Hurricanes revisited: Hurricane Alicia (1983) remembered as Hurricane Milton bears down on Florida today; Lance shares his bizzare dream about aliens refuting Flat-earthers; why high interest rates are unsustainable. Fed rate cuts don't mean rates will go straight down. Why 4% rates cannot last for long. Markets rally amid price compression; what is sustaining markets, historically high, without any Fed liquidity injection. Analysts are still targeting S&P 6000 by the end of the year. NFIB members note borrowing rates at 8% are too high, and will erode economic growth and any business expansion. Lance expresses frustration with UPS over the mishandling of his expensive subwoofer shipped to FLorida for repairs. Investors have interest rate PTSD; trading bonds now; don't try to beat the market. The 2024 Election, Interest Rates, and waiting things out; rationalizing not investing now. Preparing for election outcomes, regardless of who wins. Why it's easy not to invest; investing in bonds; the potential for a larger correction; the problem with waiting; building a portfolio to generate income. SEG-1: Hurricane Trauma, Alien Dreams, & Bond Opportunities SEG-2: S&P Still Targeting 6000 by EOY SEG-3a: Lance's Rant: Subwoofer Repair & UPS Fail SEG-3b: Investors have Interest Rate PTSD SEG-4: How to Prepare Your Portfolio for Any Election Outcome Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=BJZp1muy9zA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ "Election Outcome Presents Opportunity For Investors" https://realinvestmentadvice.com/election-outcome-presents-opportunity-for-investors/ "Technical Analysis – 3 Bullish And Bearish Takes" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Opportunity to Buy Bonds is Coming" is here: https://www.youtube.com/watch?v=8b3G4Syzo00&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "You Can't Avoid Risk - But You Can Manage It" https://www.youtube.com/watch?v=LVy63Ct2Azs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2864s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BondMarket #BondRates #BondYields #BondOpportunities #Volatility #2024Election #Employment #MarketVolatility #MovingAverages #SellSignal #BuySignal #EarningsSeason #EarningsOutlooks #MoneyFlow #MarketBullishness #TechnicalAnalysis #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FederalReserve #InterestRates #FedRateCut #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #MarketRisk #HowardMarks #ManagingRisk #MoneyFlows #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

The key to successfully managing money is managing risk. Economnic news is absent; no 50bps rate cut in November, thanks to a strong jobs report, and markets are adjusting to that reality. One off shoot of Jobs report shows more workers seeking secondary, part time employment to make ends meet. Markets sold off on Monday, as price compresion continues. Markets may be stuck untikl earnings season provides direction. Managing risk: A function of loss; Howard Marks on Risk: there is a symmetry of risk and volatility, of gains vs losses. You cannot quantify risk; the challenge is how to best structure outcomes. The risk of missing gains; risk is deceptive. When markets feel safest, they are most-risky. Price matters more than quality. Toll roads, I don't care, Christmas Deco, & Money Flows: Where is all the money going? The Everything Market. NOT investing has risk. There will always be a 'what-if?' james Webb telescope and Aliens on the way. There are no stupid questions; this show is about Osmosis. Don't treat your advisor like a mutual fund. SEG-1: Markets Adapt to No 50bps Rate Cut in November SEG-2: Managing Risk: A Function of Loss SEG-3: Where Has All the Money Gone? SEG-4: There Are No Stupid Questions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=LVy63Ct2Azs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2864s ------- Articles mentioned in this report: "How Howard Marks Thinks About Risk…And You Should Too" https://realinvestmentadvice.com/how-howard-marks-thinks-about-risk-and-you-should-too/ "Technical Analysis – 3 Bullish And Bearish Takes" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Volatility is Flashing a Caution Light" is here: https://www.youtube.com/watch?v=jZjtt_VxvqY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Millennial Earnings Season Begins" https://www.youtube.com/watch?v=Z0jagILd1Jc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/

This week marks the start of earnings season for Q; the 2024 Election and the next FOMC Meeting also add volatility to markets. Friday's Jobs report came in stronger than expected (leaving one to wonder what kind of revision to the numbers is to come). Within the report, 700k gubernment workers were added. The S&P on Friday rallied on the employment news, but that also pretty much killed any chance of a 50bps rate cut by the Fed. Markets are now in a consolidation period, setting up for a corrective cycle a head of the 2024 Election. Lance explains the bullish and bearish takes of technical analysis: Knowing when to put capital to work, and when to take it off the table. What will the market do next? Reviewing market psychology: What's moving prices? When moving averages converge and diverge; how we do technical analysis, and what we do with the data. When there's bearish undertones in a bullish market; what to do with cash. Looking for opportunity. Gardening as a metaphor for investing. SEG-1: Starting Earnings Season SEG-2:Technical Analysis: Bullish and Bearish Approaches SEG-3: What Will Markets Do Next: Reviewing Market Psychology SEG-4: How We Do Technical Analysis Hosted by RIA Advisors Senior Financial Advisor Jonathan Penn, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=khTKuRkNs48&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2078s ------- Articles mentioned in this report: "Technical Analysis – 3 Bullish And Bearish Takes" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Are Markets Preparing for a Pre-election Correction?" is here: https://www.youtube.com/watch?v=vagz34iRCnA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Importance of Trusts in Financial Planning" https://www.youtube.com/watch?v=lbZKUPyG-K4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MillenlnialEarningsSeason #MarketBullishness #MarketBearishness #TechnicalAnalysis #MarketPsychology #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

Market preview & Fed possiblities as jobs numbers are releasaed today; anecdotal evidence that small businesses are making more credit inquiries to banks: A prelude to more growth? The Longshoreman's strike is suspended with a proposed 65% pay increase; raises the question of value in the cost of a college degree. The marriage of blue collar jobss to AI will present new opportunities with rewarding pay. Jon & Matt discuss aspects of financial planning, risk management, and portfolio strategy. Estate planning as a risk management tool; pecking orders & durable powers of attorney. Chips & Salsa w Guacamole in waiting rooms? Yes! How to create a turst: Living trust vs testamentary trusts. The importance of proper account styling. How Medical POA and HIPAA work together; the importance of pecking-order. The other side of risk management: Protections afforded by trusts; how often should an estate plan be reviewed? Estate planning for foreign travel. What to do/how to plan for market volatility; the risks in rental properties. SEG-1: Market Preview & Fed Possiblities SEG-2: Career Training & Financial Planning SEG-3: Chips & Salsa Waiting Rooms & A Matter of Trust SEG-4: The Other Side of Risk Management Hosted by RIA Advisors Senior Financial Advisor Jonathan Penn, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=lbZKUPyG-K4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "A Crystal Ball Isn't Enough: The Importance Of Context" https://realinvestmentadvice.com/a-crystal-ball-isnt-enough-the-importance-of-context/ "Tax Cuts – An Examination Of The 2017 TCJA Impact" https://realinvestmentadvice.com/tax-cuts-an-examination-of-the-2017-tcja-impact/ "The “Everything Market” Could Last A While Longer" https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/ "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Market Sell Signal Imminent" is here: https://www.youtube.com/watch?v=ndsfKpn4lJU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "When a Crystakl Ball Clouds Investor Judgement" https://www.youtube.com/watch?v=Z0jagILd1Jc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #DockWorkersStrike #CollegeDegree #FinancialPlanning #EstatePlanning #Trusts #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

A preview of tomorrow''s employment report an the phenomenon of "labor hoarding;" a weaker jobs report will not necessarily be recessionary. Markest are retesting support, and if it cannot hold, will trigger a sell signal. Lance's FEMA rant & JOLTS preview w Michael Lebowitz; the labor market is behaving like the housing market: no one is doing anything. What will the Fed do in response to poor jobs numbers? Interestingly, QT is conspicuously absent from latest Fed discussion notes. Market Breadth continues to soar. You can't make this up: Hurricane (James T.) Kirk: this wlll be comedy gold! Market breadth in an everything market: Too much money chasing too few stocks. Lance & Michael discuss the problem of asset selection vs ETF's. SEG-1: Why a Weaker Jobs Report is Not Recessionary SEG-2: FEMA Rant & JOLTS Preview SEG-3: Hurricane Kirk & Asset Selections vs EFT's SEG-4: Taking the Crystal Ball Challenge RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=Z0jagILd1Jc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "A Crystal Ball Isnt Enough: The Importance Of Context" https://realinvestmentadvice.com/a-crystal-ball-isnt-enough-the-importance-of-context/ "Tax Cuts – An Examination Of The 2017 TCJA Impact" https://realinvestmentadvice.com/tax-cuts-an-examination-of-the-2017-tcja-impact/ "The “Everything Market” Could Last A While Longer" https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/ "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Market Sell Signal Imminent" is here: https://www.youtube.com/watch?v=ndsfKpn4lJU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Shutdown, Strikes, & Volatility: Safeguarding Your Portfolio Now" https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2840s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #JobsReport #JOLTSReport #FEMA #UkraineAid #IllegalImmigrants #HurricaneKirk #JamesTKirk #StarTrekWeather #CrystalBallChallenge #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #AssetSelection #ETF #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

A brief recap of the VP-debate; market futures are lower in search of a catalyst, and dislike the uncertainty preceeding an election. Markets have pulled backk thanks to investor exhaustion; Oil prices are on the rise amid escalation of hostilities in the Middle East, creating short-term risks until resolved. The Port Strike isn't 'the thing' that will trigger markets. Look for alternative shipping as opportunities in which to invest (Daggett makes Jimmy Hoffa look good). The Status of Social Security: What happens if SS benefits are cut? Financial planning should not include/depend upon SS. Another Roberts' Saga: Lance forgets to take out the trash. The inability of the government to pass a budget (not since Obama in office). Who really pays the most in taxes? (Article link below) Why the tax code needs changing (but beware the consequences). SEG-1: Markets Prepare to Pullback to Rally SEG-2: Israel/Iran & Port Strike - This Isn't 'The Thing' SEG-3: The Status of Social Security SEG-4: Who Really Pays the Most Taxes? RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2840s ------- Articles mentioned in this report: "Tax Cuts – An Examination Of The 2017 TCJA Impact" https://realinvestmentadvice.com/tax-cuts-an-examination-of-the-2017-tcja-impact/ "The “Everything Market” Could Last A While Longer" https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/ "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Volatility Rises as Correction Nears" is here: https://www.youtube.com/watch?v=KBW83seGZd8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Our previous show is here: "How Long Can the 'Everything Market' Last?" https://www.youtube.com/watch?v=NXDkHBLrkRI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #IsraelIranWar #MiddleEast #CrudeOil #SocialSecurity #TaxCode #DockWorkersStrike #VPDebate #ConsumerConfidence #InvestorConfidence #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #Market

It's a big news week: The Dock Workers' strike has begun, Israel is launching a land assault into Lebanon, and celebrity deaths (Pete Rose, Kris Kristofferson) top the news. And Jimmy Carter turns 100. Meanwhile, Q3 Earnings Season commences after three very strong quarters of business in what has been one the of the best presidential years since the 1950's. A correction at this point would be healthy for markets. We think there will be a 3- to 5% correction before elections, creating room for markets to rally into year's end. Lance's rant on the Coffee Pod scam, and the SEC doesn't have far to look (Congress!) for insider trading. Lance and Jon look at market performance, global money flows, and observe the 'everything market.' Commentary on potential disruption by dock workers' strike. YouTube likes & paywalls; there are two more Fed meetings in 2024; how many rate cuts to come? For inestors in search of dividend growth, the challenges are in an 'everything market:' there must be buyers AND sellers. No more T-bil & chill. Why "getting back to even" is a investor trap. SEG-1: Dock Workers' Strike & Earnings Season Begin SEG-2a: Coffee Rant & Insider Trading SEG-2b: How Long Can the Everything Market Last? SEG-3: How Big a Deal Will the Port Strike Be? SEG-4: Two More Fed Meetings to Go: How Many Cuts? RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=NXDkHBLrkRI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=7s ------- Articles mentioned in this report: "The “Everything Market” Could Last A While Longer" https://realinvestmentadvice.com/the-everything-market-could-last-a-while-longer/ "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Get Ready for Earnings Season Tomorrow" is here: https://www.youtube.com/watch?v=v2NaQU4oXC0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=3s ------- Our previous show is here: "Is Micro-Retirement Right for You?" https://www.youtube.com/watch?v=SjPwPSI_rpI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EverythingMarket #DockWorkersStrike #ConsumerConfidence #InvestorConfidence #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #InvestingAdvice #Money #Investing

The last day of September brings the end of the month, end of the quarter, and a preview of the next round of corporate earnings. So far, no evidence of recession is appearing. Regardless of your investment thesis, money flow still matters most, and there's lots of money flowing into markets. China is most over-bought in years, thanks to Chinese government stimulus. Earnings outlooks will matter going forward. Oil prices are getting thrashed, with lots of short-selling over the last five weeks. Lance shares dog tales of Gunner & Sniper. With massive money inflows, liquidity is primary market driver. Lance discusses the components of our Greed/Fear Index; markets' pricing is based on earnings. The two measures of consumer confidence; The Conference Board and U. of Michigan; Consumer confidence and jobs vs stock prices. Expectations less Current Conditions: That's the dichotomy. Improving Market Breadth & Money Flows; when everyone is in the market, money chases money; sellers live higher, buyers live lower. SEG-1: Earnings Season Begins Tomorrow SEG-2a: Gunner & Sniper Dog Tales SEG-2b: Money Inflows Continue: Liquidity is Main Market Driver SEG-3: Two Measures of Consumer Confidence SEG-4: Improving Market Breadth & Money Flows RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=j8qRbIonRtU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Confidence Dichotomy – Consumers Vs. Investors" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Get Ready for Earnings Season Tomorrow" is here: https://www.youtube.com/watch?v=v2NaQU4oXC0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=3s ------- Our previous show is here: "Is Micro-Retirement Right for You?" https://www.youtube.com/watch?v=SjPwPSI_rpI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #ConsumerConfidence #InvestorConfidence #ConfidenceDichotomy #MicroRetirement #SocialSecurity #MarketLiquidity #RecessionFears #RateCuts #PortfolioManagement #FedRateCut2024 #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #FederalReserve #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #DiversificationOfAccounts #RothIRA #InvestingAdvice #Money #Investing

Jonthan & Jonathan stand in for Danny & Rich with a preview of today's PCE report, and inklings of dissent within the Fed on the latest rate cut. The handwriting is on the wall for Savers; time to reassess strategies as interest rates fall. Ho will the election outcomes affect your financial planning? Worst-case scenario: a contested election (the markets hate uncertainty). With the ebb and flow of markets, we make adjustments on the fly, not per formula. Interest Rates & Real Estate: As rates come downm, time to buy or refinance? How Mortgage Rates and Fed Rates behave; patience is a virtue. Has the average income needed to buy a house come down? The concerpt of micro-retirement: Is it a good idea from a financial planning aspect? Younger vs older generation; consequences of micro-retirement (Brent reveals his nano-retirement). The importance of diversification of accounts; Roths & tax free withdrawals. Our end-of-year checklist: Tax planning and Roth conversions. Dealing with RMD's (required minimum distribution) and QCD's (qualified charitable donation). SEG-1: PCE Preview & Dissent at the Fed SEG-2: Interest Rates & Real Estate: Is the timing right? SEG-3: Is Micro-Retirement Right for You? SEG-4: The Importance of Diversification of Accounts Hosted by RIA Advisors Senior Financial Advisors, Jonathan Penn, CFP, and #Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=SjPwPSI_rpI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Agency REITs For A Bull Steepener" https://realinvestmentadvice.com/agency-reits-for-a-bull-steepener/ "50 Basis Point Rate Cut – A Review And Outlook" https://realinvestmentadvice.com/50-basis-point-rate-cut-a-review-and-outlook/ "Analysis Of The Market As The Fed Cuts Rates" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Flow Trumps Thesis" is here: https://www.youtube.com/watch?v=_qzcif6GGmc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s ------- Our previous show is here: "Bull Steepener Alert: How Agency REITs Can Supercharge Your Portfolio" https://www.youtube.com/watch?v=jGbMCOPuPGI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MicroRetirement #SocialSecurity #MarketLiquidity #RecessionFears #RateCuts #PortfolioManagement #FedRateCut2024 #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #FederalReserve #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #DiversificationOfAccounts #RothIRA #InvestingAdvice #Money #Investing

Plenty of things to move markets this week, including economic numbers and multiple Fed members' commentaries on why they did what they did last week. Are there more cuts to come? Millennial Earnings Season and no buy backs will impact markets soon. Is the AI trade dead? Don't count on it. Micron turned in a strong earnings report, and the CIA's own AI investments(?) are doing verrry well. Markets' short term Cup & Handle formation confirmed Wednesday; this is now the second-biggest year for equities inflows since 2014. However, there are negative divergences from market trends indicating the current upward trajectory may be nearing an end. The Fed's rate cut was a "normalization" cut; there are disturbing signs in the labor market. Just like real estate's "location, location, location" mantra, the market is all about "liquidity, liquidity, liquidity." There is a large divergence between markets and sentiment. Lance explains what Red Robin is (and why he's a VIP there); Rate cuts and bond yields: why they track inflation. Downward revisions to GDP will help bond yields; why paying attention to pricing (market psychology) is important; part of the cycle. Lance and Michael talk Technical Analysis and adhering to the fundamentals helps build investor discipline. What happens when too much money is chasing too few stocks. PCE news will help determine direction of the market. Yield curves and Agency REITs during steepening. SEG-1: Is the AI Trade Dead? Not hardly SEG-2: This Was the "Normalization Cut" By the Fed SEG-3: Red Robin VIP, Rate Cuts, & Bond Yields SEG-4: Why Technical Analysis Doesn't Work for Everyone...but could Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=jGbMCOPuPGI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Agency REITs For A Bull Steepener" https://realinvestmentadvice.com/agency-reits-for-a-bull-steepener/ "50 Basis Point Rate Cut – A Review And Outlook" https://realinvestmentadvice.com/50-basis-point-rate-cut-a-review-and-outlook/ "Analysis Of The Market As The Fed Cuts Rates" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Flow Trumps Thesis" is here: https://www.youtube.com/watch?v=_qzcif6GGmc&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=1s ------- Our previous show is here: "Rate Cuts & Recession Fears: Will Politics Drive Your Portfolio Off a Cliff?" https://www.youtube.com/watch?v=KufUmig7vX8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #AgencyREIT #MarketLiquidity #NormalizationCut #RecessionFears #RateCuts #PortfolioManagement #FedRateCut2024 #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #FederalReserve #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #MarketVolatility #20DMA #50DMA #100DMA #InvestingAdvice #Money #Investing

Could the S&P hit 6,000 by the end of the year? Some prognosticators are saying so, hyped on exuberance, but consumer confidence is suggesting otherwise, and the foreshadowing is not great for the White House incumbent. Consumer spending & sentiment is incongruent with market expectations. Markets remain bullish, and another "Cup & Handle" formation has appeared, suggesting higher market prices in 2025. Markets, however, are extremely deviated, which is unsustainable, and correction is inevitable. Lance reviews "peak attractiveness" among the sexes and adult dating. The Fed's rate cut occur amid economic dichotomy; markets so SO exuberant, yet Conference Board confidence surveys reflect a different mood, with a drop in the Present Situation Index. Lance relates a "drive-by" hello on the jogging trail; this show is about osmosis; Lance is kind of a big deal. Consumer confidence as the economy plays out; there will be a correction of significance eventually. Expecations for economic growth vs oil price signalling slower economy in 2025. Would chat participants behave in a Chat Q & A Show (results were 51-49% positive). Lance reviews the technical indicators used in our analysis; simplest is best. Market investing is a study in psychology. SEG-1: S&P 6000 by End of the Year? SEG-2: Fed Rate Cuts Amid Economic Dichotomy SEG-3a: Drive-by's and Osmosis SEG-3b: Consumer Confidence Falters SEG-4: The Technical Indicators We Use Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=KufUmig7vX8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "50 Basis Point Rate Cut – A Review And Outlook" https://realinvestmentadvice.com/50-basis-point-rate-cut-a-review-and-outlook/ "Analysis Of The Market As The Fed Cuts Rates" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Will the Cup & Handle Runneth Over? " is here: https://www.youtube.com/watch?v=Btnzvlhl1nQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Who Benefits Most from the Latest Fed Rate Cut?" https://www.youtube.com/watch?v=KIQLxafhNp8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateCut2024 #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #FederalReserve #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #MarketVolatility #20DMA #50DMA #100DMA #InvestingAdvice #Money #Investing

Oil prices conitnue to weaken in the face of optimism from analysts now forecasting an 18% gain in earnings in 2025. One of them is wrong. Lance and Jonathan discuss market clarity, Fed rate cuts, and the impact on the markets. Markets trade on the effective Fed rates; what's the sweet spot among market sectors when rates are coming down? Lance reviews Gold behaviors during rate cutting cycles; big surges in Gold lead to longer-term bases. Why the Math of Loss matters; corrections are really no big deal. The wisdom of managing protfolio risk along the way; don't let the fear of taxes cost you money. Would Mrs. Roberts do a podcast? Unicorns, Sasquatch, Big Foot, & Flat-earther's: Putting money in S&P funds for 40-years; time is on your side when you're young. A discussion of Recession expectations (sooner or later). SEG-1: Oil Prices Belie a Weakening Economy SEG-2: What's the Sweet Spot During Rate Cuts? SEG-3: Gold Behavior and the Math of Loss SEG-4a: Mrs. Roberts' Podcast SEG-4b: Unicorns, Sasquatch & Bigfoot - Internet Narratives vs Investing Reality Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=KIQLxafhNp8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Articles mentioned in this report: "50 Basis Point Rate Cut – A Review And Outlook" https://realinvestmentadvice.com/50-basis-point-rate-cut-a-review-and-outlook/ "Analysis Of The Market As The Fed Cuts Rates" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Oil price dip - a signal of economic weakness?" is here: https://www.youtube.com/watch?v=TQg8HYT2TUA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will This Week's Data Support Fed Rationale for Cutting Rates?" https://www.youtube.com/watch?v=-LV90rMRapA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateCut2024 #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #FedRateCutImpact #FinancialWinners #InterestRateBenefits #FederalReserve #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #MarketVolatility #20DMA #50DMA #100DMA #InvestingAdvice #Money #Investing

We're entering the last-half of September, which is typically the weaker period of an already, traditionally weak month in the markets. Earnings seasons is about to beging, and Q3 estimates have already been slashed; this isn't 1995, though: Is the Fed's rationaled for cutting raates going to be validated by this week's economic data? Markets ended slightly lower on Friday, but still holding onto breakout level. Lance relate's Mrs. Robert's most recent holiday decor disappointment, and announces news substack channel, @lanceroberts. Shocker: The Washington Post debunks climate change data. Lance's daughter turns 18, wants to be a veterinarian; he can taste a rate cut coming. What's the Fed's rationale for it's rate cut? Charts & a history of rate cuts and reacitons. This time is NOT like last time; outcomes tend to be all the same; the negative outcomes from rate cuts. The importance if portfolio risk management; The Fed cannot save us from a bear market. SEG-1: Can Markets Hold at Breakout Levels? SEG-2a: Mrs. Roberts' Holiday Deco SEG-2b: WaPo Debunks Climate Change Data SEG-3a: Lance is Due for a Rate Cut SEG-3b: What is Rationale for Fed Rate Cut? SEG-4: This Time is NOT Like the Last Time - Outcomes are always the same Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=-LV90rMRapA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Analysis Of The Market As The Fed Cuts Rates" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Market Selloff Still Likely Ahead of Elections " is here: https://www.youtube.com/watch?v=2ZxBvl78jNI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rate Shock - How the Latest Cut Could Ignite or Crash Your Investments" https://www.youtube.com/watch?v=OSoQ7tg1Xms&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateCut2024 #FederalReserve #PortfolioRisk #MarketRally #MarketBreakout #ShootinCandle #FederalReserve #InterestRates #FedRateCut #BondYields #YieldCurveInversion #MarketRally #MarketBounce #MarketRisk #Overbought #MarketBullishness #MarketVolatility #20DMA #50DMA #100DMA #InvestingAdvice #Money #Investing

Was the Fed's 50bps rate cut a "calibration?' We are still not at the Feds target for unemployment; the Fed's action was in response to conditions, not to help anyone politically. What will the Fed do next? The 50bps cut does nothing to help consumers. What is the neutral, real interest rate, now? Why a Fed rate cut is really bad news. How now to fund your goals: Time to trim exposure and move to cash, awaiting opportunities. Americans' pay has not recovered from inflation, requiring a "recalibration" of financial plans to adjust for realities. Two worst areas of inflation: Groceries & Insurance; Rich & Danny discuss Blue Bell ice cream price inflation, and Rich delivers another life lesson from Grandma Rosso. SEG-1: The Fed's Latest Rate Cut is a "Recalibration" SEG-2: Why a 50bps Drop Offers no Relief for Consumers SEG-3: Why Your Pay Has Not Fully Recovered From Inflation SEG-4: Ice Cream Inflation & Lessons from Grandma Rosso Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=OSoQ7tg1Xms&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Trump Or Harris: Corporate Tax Winners And Losers" https://realinvestmentadvice.com/trump-or-harris-corporate-tax-winners-and-losers/ "Momentum Investing Gives You An Edge, Until It Doesn’t" https://realinvestmentadvice.com/momentum-investing-gives-you-an-edge-until-it-doesnt/ "Conviction (Or How To Lose A Lot Of Money In Investing)" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ "Market Risks We Are Watching" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Can Markets Hold on to Breakout?" is here: https://www.youtube.com/watch?v=of34bE1oBm4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: What Does the Fed's 50-bps Rate Cut Mean for Your Money? https://www.youtube.com/watch?v=lQWDEg-aQnI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=973s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateCut2024 #InvestmentImpact #StockMarketVolatility #EconomicForecast #InterestRateShock #PortfolioStrategy #FederalReservePolicy #InflationAndInvestments #BondMarket2024 #FedRateChange #BlueBellIcecream #BlueBellMoment #Money #InvestingAdvice

The markets were right: The Federal Reserve cut interest rates by a half percent on Wednesday, and markets initially climbed, then sold off to end negative for the day. But after pondering overnight, market futures indicated a strong start to Thursday's trading day. If markets rally and hold through Friday, they will be set to hit all time highs, once again. Will we see rotation into other sectors as a by product? The Fed is trying to position rates where they should be, given the current economic conditions. All Labor data now become very important. With lower rates, will there be a rash of corporate debt refinancing? (This rate cut is not likely to affect mortgage or consumer lending debt, yet. Will lower rates spark more activity, and thus become inflationary? Is the Fed rate cut good for stocks? Lance and Michael look at the history and analysis of corrections; it's easy to find reasons to NOT invest. Bear Markets & Corrections were more frequent prior to the 1990's. The dirty Truth: The Fed has become the defacto manager of the US Economy. What will other Central Banks do next? Are we entering a Global Easing Cycle? (Lance relates his Missus has been working a lot, losing sleep, and is ill-tempered this week; also comments about clocks and studio tchotchkies.) Markets look to open strong; what does the underlying data say? There is a sharp contraction in Q3 earnings estimates. Can markets today sustain the breakout? Bond yields are still too high for this economy. SEG-1: Markets Were Right About Fed's Rate Cut SEG-2: What the Fed's 50-bps Rate Cut Means SEG-3: Is the Fed Rate Cut Good for Stocks? SEG-4a: Mrs. Roberts is Cranky & Studio Stuff SEG-4b: What Does the Underlying Data Say About the Economy? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=lQWDEg-aQnI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=973s ------- Articles mentioned in this report: "Trump Or Harris: Corporate Tax Winners And Losers" https://realinvestmentadvice.com/trump-or-harris-corporate-tax-winners-and-losers/ "Momentum Investing Gives You An Edge, Until It Doesn’t" https://realinvestmentadvice.com/momentum-investing-gives-you-an-edge-until-it-doesnt/ "Conviction (Or How To Lose A Lot Of Money In Investing)" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ "Market Risks We Are Watching" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Can Markets Hold on to Breakout?" is here: https://www.youtube.com/watch?v=of34bE1oBm4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Fed Rate Decision 2024: Boom or Bust for Your Investments?" https://www.youtube.com/watch?v=HTRfDmSCQa4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateDecision #StockMarketUpdate #InflationImpact #InvestmentStrategy #EconomicOutlook #PortfolioManagement #InterestRates #FinancialPlanning #RecessionWatch #BondMarket#Markets #Money #Investing

It's Fed Day: The big question will be answered this afternoon, 'How much the cut?' Huge bets on 50-bp rate cut; will a quarter-point cut disappoint? Meanwhile, Retail Sales continue to weaken, but August numbers were better than expected. There is no apparent data to support a 50-bp rate cut. There is a credit debt wall coming; extreme market optimism is a risk. It's make-or-break time for the S&P 500; NASDAQ not performing as well, and the rest of the market is playing catch-up. Lance notes the AI effect on Utilities and Real Estate, formerly among most-hated sectors. Lance & Danny discuss what date the Fed is looking at, and whether recession is near, per Jeff Gundlach's claims; will the Fed cut rates and wait & see? Exploding pagers and Mrs. Roberts stories; three funds to buy before the Fed cuts rates. What to do with cash? What if rates fall less than expected? (When do you need the funds?) You cannot fight technicals. Potential Election Outcomes and tax policy, which is inflationary. Good policy results in economic growth by allowing more money for consumers to spend; taxing the rich results in the rich moving their money away; eventually, consumers pay all taxes. SEG-1: Fed Day: How Much the Rate Cut? SEG-2: What is the Fed Looking At? SEG-3a: Exploding Pagers & Mrs. Roberts SEG-3b: Three Funds to Own Before Fed Rate Cuts SEG-4: Election Outcomes & Tax Policy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=HTRfDmSCQa4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=10s ------- Articles mentioned in this report: "Momentum Investing Gives You An Edge, Until It Doesn’t" https://realinvestmentadvice.com/momentum-investing-gives-you-an-edge-until-it-doesnt/ "Conviction (Or How To Lose A Lot Of Money In Investing)" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ "Market Risks We Are Watching" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Hated Sectors Are the Most Desirable" is here: https://www.youtube.com/watch?v=3HB2qAVUQA4&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Momentum Investing Gives You An Edge...Until it Doesn't" https://www.youtube.com/watch?v=3notXqcWLsY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateDecision #InvestmentOutlook #MarketVolatility #FedDecision2024 #InflationOutlook #StockMarketUpdate #InvestmentInsights #MarketAnalysis #RecessionFears #FinancialPlanning #EconomicTrends #PortfolioStrategy #InterestRateHikes #Treasuries #Dollar #Gold #Markets #Money #Investing

Today marks the start of the FOMC meeting, to be concluded with the latest interest rate announcement. Markets' expectations are for a half-percent cut; could a quarter-percent cut create disappointment on Wall Street? Microsoft announces and increase in its dividend payment (very different from a stock buy back). Kamala Harris' plans to raise taxes on corporations is in fact an crease in taxes on consumers; corporations are tax collectors for the government. Markets' rally in anticipation of Fed day tomorrow. The stock buyback window begins to close today ahead of the next earnings season, removing some of the lift to markets. Lance and Jonathan discuss the pro's an con's of momentum investing (with charts); answers to chatroom and email questions on purchasing ETF's and Treasuries, and the uniquely Texan phrase, going "whole hog." Lance defends comments on the Value of the Dollar vs purchasing power of the dollar (with charts), referenced to article on "Conviction" (link is found below). Investing in Gold, pro's and con's, doesn't have to be an all-or-none proposition. SEG-1: Fed Rate Cut Decision Expectations SEG-2: Momentum Investing Works on the Way Up... SEG-3: ETF Purchasing Philosophy & Post-Fed Treasuries SEG-4: The Value of the Dollar vs Purchasing Power Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=3notXqcWLsY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Momentum Investing Gives You An Edge, Until It Doesn’t" https://realinvestmentadvice.com/momentum-investing-gives-you-an-edge-until-it-doesnt/ "Conviction (Or How To Lose A Lot Of Money In Investing)" https://realinvestmentadvice.com/conviction-or-how-to-lose-a-lot-of-money-in-investing/ "Market Risks We Are Watching" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Prep for Fed Day" is here: https://www.youtube.com/watch?v=n6Lk71KYwyw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Market Risks We Are Watching" https://www.youtube.com/watch?v=R1-uDC1Ue8A&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MomentumInvesting #FedDecision2024 #InflationOutlook #StockMarketUpdate #InvestmentInsights #MarketAnalysis #RecessionFears #FinancialPlanning #EconomicTrends #PortfolioStrategy #InterestRateHikes #Treasuries #Dollar #Gold #Markets #Money #Investing

It's Fed week, and many are predicting a 60% chance the FOMC will drop rates by a half percent; elections are drawing nearer: How will markets behave? (Why the polls are never right) Markets' 4% loss two weeks ago followed by 4% recovery last week; reversal days tend to mark bottoms, but not always. Last weeks' reversal was very bullish, but that doesn't mean we cannot have another correction. One risk is oil prices. XLE is over sold. The three risks we're watching include oil; discussion on the true meaning of inflation. Prices vs rate of change are two different things. The linkage of the economy to oil prices. Lance describes the Roberts' Roomba behavior. Hilarity ensues. Inflation's effects on small businesses, per the NFIB Small Business Survey, a look at Sales Expectations vs actual sales. A brief explanation of our Radio commercials; the impact on earnings by economic activity. Resume Builder survey: Why Gen-Z are most difficult to work with. SEG-1: Fed Week & Oil Price Clues SEG-2: Three Risks We're Paying Attention To, Pt-1 SEG-3a: The Roberts' Roombas SEG-3b: Risks We're Paying Attention to, Pt-2 SEG-4a: Why We Play Commercials SEG-4b: Risks We're Paying Attention To, Pt-3 SEG-4c: Why Gen-Z is Difficult to Work With Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=R1-uDC1Ue8A&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Market Risks We Are Watching" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Oil Prices Belie Economic Weakness" is here: https://www.youtube.com/watch?v=HVKUNA8mTG0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Create a Retirement Blueprint" https://www.youtube.com/watch?v=PDHDI0ulqcc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestmentTrends #StockMarket2024 #FinancialInsights #PortfolioManagement #MarketForecast #RecessionWarning #InterestRateHikes #WealthBuilding #MarketStrategy #EconomicAnalysis #FedPolicyUpdate #StockMarketTrends #EconomicRecession #InflationRisk #InvestmentAdvice #FinancialMarkets #FederalReserveOutlook #Markets #Money #Investing

Ratliff, but first a review of the markets: It's all about the Fed, and the grate debate is about rate. How much will they cut, and how many times? Watch for elevated volatility heading into the election; a divided-congress yields the best environment for markets. Who will have the best policies for the economy? What will your retirement look like? Commonalities vs net worth differences among peers; the need to set your own parameters. The importance of having paid-off debt. Components of a Retirement Blueprint: Needs, Wants, Wishes. "The New Retirement Mentality," by Mitch Anthony; dealing with distribution mode in retirement: Reality. Danny and Rich share clients' tales on over-spending in retirement. What will you do in retirement? The Return on Life equation (shopping for books in antique stores); how you know 'it's time to retire.' The Roth Conversion conversation; what does life look like, post-retirement? SEG-1: It's All About the Fed: Debate on the rate SEG-2: The Retirement Blueprint: What will yours look like? SEG-3: The New Retirement Mentality SEG-4: The Retirement Self-assessment: What will you do? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=PDHDI0ulqcc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s ------- Register for our Retirement Blueprint presentation: https://www.eventbrite.com/e/993906249347?aff=oddtdtcreator ------- Articles mentioned in this report: "Cash Cow Clues: Can Dividend Yields Forecast Interest Rates?" https://realinvestmentadvice.com/cash-cow-clues-can-dividend-yields-forecast-interest-rates/ "S&P 500 – A Bullish And Bearish Analysis" https://realinvestmentadvice.com/sp-500-a-bullish-and-bearish-analysis/ "Risks Facing Bullish Investors As September Begins" https://realinvestmentadvice.com/risks-facing-bullish-investors-as-september-begins/ "Long-Term Signals Suggest Lower Forward Returns" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Test Resistance" is here: https://www.youtube.com/watch?v=eX3NtgCIW20&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Did Inflation Change the Fed's Outlook?" https://www.youtube.com/watch?v=Gn_rLnZURQ8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Retirement #RetirementBlueprint #RetirementMentality #RothConversion #ReturnOnLifeEquation #CPI #FederalReserve #InterestRates #MarketVolatility #OilPrices #GovernmentSpending #StockMarket2024 #MarketVolatility #InterestRates #InflationTrends #EconomicSlowdown #trading #RecessionRisks #InvestmentStrategies #StockBuybacks #DonaldTrump #KamalaHarris #Policy #Taxes #Markets #Money #Investing