The Real Investment Show (Full Show)

What do the Three Stooges and the Fed's rate cut plans have in common? Risk appetites are on the rise with the Reddit IPO; what if inflation heats up and the Fed cannot cut rates? We're living in a government-driven economy. The challenges to withdrawal rates: Goal-harvesting. Goal shifting when retirement guardrails change. The Reddit IPO: Let the euphoria burn away. Risks to Medicare Advantage plans in 2024: Pre-existing clauses. We now have to deal with reinvestment risks as rates begin to fall; alternatives to getting away from high fixed-income earnings. SEG-1: The Three Rate Cut Stooges SEG-2: Retirement Goal-harvesting SEG-3: Risks in Medicare Advantage 2024 SEG-4: Medicare Advantage Risks & Reinvestment Risks as Rates Begin to Drop Hosted by RIA Advisors Director of Financial Advice, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty, CFP, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=NvLFl9iD9GY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Blackout Of Buybacks Threatens Bullish Run" https://realinvestmentadvice.com/blackout-of-buybacks-threatens-bullish-run/ "Household Equity Allocations Suggests Caution" https://realinvestmentadvice.com/household-equity-allocations-suggests-caution/ "Full-Time Employment As A Recession Indicator?" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Follow the Bouncing 20-DMA," is here: https://www.youtube.com/watch?v=5BoOcCgLzYo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Will the Fed Rate Announcment Affect You?" https://www.youtube.com/watch?v=6WRlC2YWWsI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RisksInMedicareAdvantage2024 #FedRateAnnouncement #2024ChildTaxCredit #JeromePowell #MarketsBullishTrend #FederalReserve #Quantitat

Markets respond to the Fed rate announcement, indicating at least three rate cuts this year, the first one coming as soon as June. Danny & Jonathan discuss Bond behaviors in the aftermath and investor response to the Fed rate announcement. Changes to the Child Tax Credit for 2024 (it's not a deduction, but a credit against the tax you owe); caveat: It's not indexed for inflation. What about using insurance products as an investing tool. Danny & Jonathan discuss the evolution of annuities and the best approach for determining their usefulness; how to determine how much to invest in an annuity; the value of long term care policies. SEG-1: Economic Report Preview; Fed Rate Predictions SEG-2: Investor Response & Reaction to Fed Rate Announcement SEG-3: Child Tax Credit for 2024 SEG-4: The Evolution of Annuities: What's the Best Approach? Hosted by RIA Advisors Senior Financial Advisor, Danny Ratliff, CFP, w Senior Advisor, Jonathan Penn, CFP, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=6WRlC2YWWsI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Blackout Of Buybacks Threatens Bullish Run" https://realinvestmentadvice.com/blackout-of-buybacks-threatens-bullish-run/ "Household Equity Allocations Suggests Caution" https://realinvestmentadvice.com/household-equity-allocations-suggests-caution/ "Full-Time Employment As A Recession Indicator?" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Follow the Bouncing 20-DMA," is here: https://www.youtube.com/watch?v=5BoOcCgLzYo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is Your Ex Worth More Dead than Alive?" https://www.youtube.com/watch?v=OsrCFm8pfPc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FedRateAnnouncement #2024ChildTaxCredit #JeromePowell #MarketsBullishTrend #FederalReserve #QuantitativeEasing #MortgageRates #InterestRates #InvestingAdvice #Markets #Money #Investing

There's a definite correlation between changes in stock buybacks and changes in market performance. With the closure of the stock buyback window by the blackout period, the effects will be interesting, especially with the prevailing attitudes in an over-extended market. We also notice Bitcoin is having an excellent correction. Lance and Michael discuss the Fed's Dot Plot and plans for Quantitative Easing: Which problem is easier to fix: Creating recession or inflation? Bank of Japan is ending it's policy of negative rates; what will be the effect on the US? What's the risk to the currency carry trade? Japan's demographic problem. Is the Fed formulating a new type of QE? What QE does; is it inflationary? What the Fed can do; the stealth form of QE: Will it provide liquidity to markets? SEG-1: The Correlation Between Buybacks and Market Performance SEG-2: The Fed's Dot Plot & Plans for QE SEG-3: Bank of Japan Ends Negative Rates SEG-4: The Fed's New Form of QE Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=kVHBhdRcTus&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s ------- Articles mentioned in this report: "Blackout Of Buybacks Threatens Bullish Run" https://realinvestmentadvice.com/blackout-of-buybacks-threatens-bullish-run/ "Household Equity Allocations Suggests Caution" https://realinvestmentadvice.com/household-equity-allocations-suggests-caution/ "Full-Time Employment As A Recession Indicator?" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Follow the Bouncing 20-DMA," is here: https://www.youtube.com/watch?v=5BoOcCgLzYo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Bull Market Trend is Showing Some Cracks" https://www.youtube.com/watch?v=L-ll-IYbDKA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketsBullishTrend #InvestingAdvice #MarketCorrection #FederalReserve #QuantitativeEasing #TheFedsNewQE #BankofJapan #TheFedsDotPlot #Markets #Money #Investing

During the week we were off for Spring Break, absolutely nothing changed: There is still no reason for the Fed to cut rates, and markets have finally re-aligned with the Fed's "Dot Plot." The share buyback blackout window is imposed starting on Friday, which has been an important factor in the markets' rally. Yet the bullish trend continues; watch Apple as it implements Goggle's Gemini AI into iPhone O/S. Markets continue in their complacency: Watch for a break of the 20-DMA, and for the algo's to kick-in; that will likely signal a market correction. Why Lance's coffee is cold this morning (always read the reviews!) The recession countdown warning is on; the difference between full-time & part time employment numbers & the Economic Cycle; the Tyson Foods employment fiasco; why the economy isn't booming, as advertised; there's a market correction coming (and we need it); the National Association of Realtors (NAR) lawsuit settles, with possible consequences. SEG-1: Markets' Bullish Trend (and complacency) Continues SEG-2: The Recession Countdown Warning SEG-3: The Economy Isn't Booming as Advertised SEG-4: Correction is Coming (and we need it) Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=L-ll-IYbDKA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Articles mentioned in this report: "Household Equity Allocations Suggests Caution" https://realinvestmentadvice.com/household-equity-allocations-suggests-caution/ "Full-Time Employment As A Recession Indicator?" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Watch for a Break in the 20-DMA for Correction Trigger," is here: https://www.youtube.com/watch?v=bv5Bhtu-Klg&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Holding Long-term Bonds, but not to Maturity" https://www.youtube.com/watch?v=Tunq-ysXXHA&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketsBullishTrend #InvestingAdvice #MarketCorrection #RecessionCountdownWarning #MarketCorrection #EmploymentAsRecessionIndicator #Markets #Money #Investing

Market Commentary: When will rate cuts hit? Biden's SOTU Address: Get ready for higher corporate taxes and an inflation fight. The Death of the 4% Rule? Not yet...the impact of lower interest rates on a viable distribution plan; how to create one as Recession looms. Dealing with durations: Holding long-term bonds, but not to maturity. Credit risk in bonds, and the importance of portfolio fluidity. Distribution planning and timing: What are appropriate benchmarks for portfolio performance? Is the 60/40 portfolio dead? (No.) Why we may be at the peak of rate hike cycle; proactivity is the key. Is bailing on market volatility a loser's game? Setting reasonable expectations for portfolio risk; what to do when the fundamentals are skewed. (Getting more "likes" than Lance.) Looking at Bond ETF's and the risk from mass redemptions. SEG-1: Market Commentary: When Will Rate Cuts Hit? SEG-2: Creating Distribution Plans as Recession Looms SEG-3: What Are Appropriate Benchmarks for Portfolio Performance SEG-4: Should You Bail on Market Volatility? Hosted by RIA Advisors Senior Financial Advisors Danny Ratliff, CFP, and Jonathan McCarty, CFA, CFP Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=Tunq-ysXXHA&list=PLVT8LcWPeAuhi47sn298HrsWYwmg8MV7d&index=2 -------- Articles mentioned in this report: "Liquidity Problems Are Closer Than You Think" https://realinvestmentadvice.com/liquidity-problems-are-closer-than-you-think/ "Valuation Metrics And Volatility Suggest Investor Caution" https://realinvestmentadvice.com/valuation-metrics-and-volatility-suggest-investor-caution/ "Berkshire And The Cash Dilemma" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Why Being Complacent About the Market is Dangerous," is here: https://www.youtube.com/watch?v=uPSkUju2wG0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Liquidity Problems Are Closer Than You Think" https://www.youtube.com/watch?v=OXVK_PSMGOg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LiquidityProblems #MarketLiquidity #HowInflationAffectsEconomy #PresidentialElection #JoeBidenSOTUAddress #CorporateTaxIncrease #InvestingAdvice #ValuationMetrics #NoRateCuts #SitckyInflation #StockValuations #CashHoard #InterestRateCuts #MarketCorrection #CashVsValuations #MarketCapGDPRatio #MarketCorrection #Markets #Money #Investing

Earnings growth are a function of economic growth; the US Economiy is de-coupled from the rest of the world, which economy is poor. The danger of deficits (that are funding our economic growth); SOTU Preview: "The economy is great." Market continues trading in a very tight range, but ever upward; this is when complacency sets in. The market is setting up for correction as the election draws nearer. Are we in a bubble or the market top; how to justify valuations. Cisco vs Nvidia: What is Nvidia worth now? The correlation between Bank reserves and the market. Powell says the Fed's next move will be a rate cut by EOY. Stocks in the news with less liquidity in the market, yet, financial (lending) conditions are easing? Borrowing activity is at an all-time low: Conditions are very tight. Why the Fed won't act now; the Banks own the Fed, and Jerome Powell's boss is really Jamie Dimon. If the Fed sees liquidity shrinking, does the market know? Employment & Quit Rate/hiring Rate dichotomies; ADP vs BLS: Data skews make it difficult to tell, but there's no real growth. Being "Bougie Broke:" continuing to buy using buy now/pay later programs: How long can that last? SEG-1: Earnings Are a Function of Economic Growth SEG-2: Market Bubble or Market Top? SEG-3: Who Really Owns the Fed (and who's Jerome Powell's real boss)? SEG-4: Being Bougie Broke: How long can Buy-now, Pay-later last? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=OXVK_PSMGOg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Articles mentioned in this report: "Liquidity Problems Are Closer Than You Think" https://realinvestmentadvice.com/liquidity-problems-are-closer-than-you-think/ "Valuation Metrics And Volatility Suggest Investor Caution" https://realinvestmentadvice.com/valuation-metrics-and-volatility-suggest-investor-caution/ "Berkshire And The Cash Dilemma" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Why Being Complacent About the Market is Dangerous," is here: https://www.youtube.com/watch?v=uPSkUju2wG0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Inflation is Affecting the Economy" https://www.youtube.com/watch?v=i3l692sxS5g&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #LiquidityProblems #MarketLiquidity #HowInflationAffectsEconomy #SuperTuesday #PresidentialElection #GovernmentMatchTo401ks #InvestingAdvice #ValuationMetrics #NoRateCuts #SitckyInflation #StockValuations #CashHoard #InterestRateCuts #MarketCorrection #CashVsValuations #MarketCapGDPRatio #MarketCorrection #JeffBezos #Markets #Money #Investing

Super Tuesday seems to have locked-up the next Presidential contest pairing; economic data is not so good, yet market exuberance continues. Fed speakers abound today ahead of the Fed's blackout period. A record-setting Yield Curve Inversion is underway, still without recession. Markets continue to trade in a narrow range, like clockwork; volatility actually declined. Are we at the top, and not a bubble? Correction this year is very likely; Bitcoin joined by Gold as a speculative asset. The proposed government match to 4-01-k's: Nice idea, but few will be able to take advantage; and what about the unintended consequences? the effect of inflation on the economy. Why cap savings? IF the economy is doing so great, why do we feel so bad about it? The Hunger Games & the Kellogg's boycott. SEG-1: Super Tuesday & Market Divergence from Economy SEG-2: Are We at the Top or in a Bubble? SEG-3: The Government Match to 401-k's SEG-4: If the Economy is so Great, Why Do We Feel so Bad? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=i3l692sxS5g&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Valuation Metrics And Volatility Suggest Investor Caution" https://realinvestmentadvice.com/valuation-metrics-and-volatility-suggest-investor-caution/ "Berkshire And The Cash Dilemma" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "Why No One is Hedging Portfolios," is here: https://www.youtube.com/watch?v=x8AyO87zRqE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Valuation Metrics Suggest Investor Caution" https://www.youtube.com/watch?v=OVRpyk74gSA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1243s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #HowInflationAffectsEconomy #SuperTuesday #PresidentialElection #GovernmentMatchTo401ks #InvestingAdvice #ValuationMetrics #NoRateCuts #SitckyInflation #StockValuations #CashHoard #InterestRateCuts #MarketCorrection #CashVsValuations #MarketCapGDPRatio #MarketCorrection #JeffBezos #Markets #Money #Investing

Economic Data releases and Fed speeches today will resonate with a rising commentary of no rate cut(s) this year, thanks to sticky inflation. Target's earnings show the consumer is still spending; markets continue in 4-month advance, longest since 1970. Preceding a correction? Markets are operating in a narrow trend channel, with money rotating out of Magnificent Seven Stocks and into meme stocks. Markets are in the midst of bullish exuberance; Lance's emails are the best contrarian indicator. Valuations are an indicator of sentiment; why FOMO trumps Fundamentals; rationalization and the numbers game: Making up metrics to rationalize valuation: We're still paying too much for equities. Bitcoin & ETF's: The Dark Side of the Coin. Shorting ETF's adds an additional layer of volatility. Peter Schiff: ETF's are the tail wagging the Bitcoin dog. There's more volatility to come in cryptocurrencies. Jeff Bezos now the richest man; what's a few more zeros? SEG-1: Markets in the Midst of Bullish Exuberance SEG-2: Valuation Metrics Suggest Investor Caution SEG-3: Why FOMO Trumps Fundamentals SEG-4: The Dark Side of ETF's Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=OVRpyk74gSA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1016s -------- Articles mentioned in this report: "Valuation Metrics And Volatility Suggest Investor Caution" https://realinvestmentadvice.com/valuation-metrics-and-volatility-suggest-investor-caution/ "Berkshire And The Cash Dilemma" https://realinvestmentadvice.com/newsletter/ ------- REGISTER FOR OUR NEXT LUNCH & LEARN: https://realinvestmentadvice.com/evrplus_registration/?action=evrplusegister&event_id=47 -------- The latest installment of our new feature, Before the Bell, "The Markets' Four-Month Advance," is here: https://www.youtube.com/watch?v=ZNHX7Ni-R6Y&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Warren Buffett's Cash Dilemma" https://www.youtube.com/watch?v=h15FiMIsVwg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=132s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #ValuationMetrics #NoRateCuts #SitckyInflation #StockValuations #CashHoard #InterestRateCuts #MarketCorrection #CashVsValuations #MarketCapGDPRatio #MarketCorrection #JeffBezos #Markets #Money #Investing

Markets are entering the three strgonest months of the year; what if interest arwets aren't cut? February was unusually strong for a "weak" month; what happens during Presidential Election years? Looking at Volatility risk. Markets have been up for 16 of the past 18-weeks; such activity generalluy heralds a correction. Warren Buffett's annual letter: What do to with $160-B in cash? The dilemma of cash and valuations; cash held by corporations is at an all-time high; Buffett's favorite metric is Market Capitalization to GDP Ratio. Why it's hard to find "reasonably priced" companies. When investing becomes gambling; the risk of market correction coming. Dumb Money vs Smart Money: Teaching kids to invest, not gamble. SEG-1: Entering Three Strongest Months of the Year SEG-2: Warren Buffett's $160-B Cash Pile SEG-3: When Companies are Strikingly Over-priced SEG-4: Dumb Money vs Smart Money Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=h15FiMIsVwg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=132s -------- Articles mentioned in this report: "Berkshire And The Cash Dilemma" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "The AI Chase is Fueling Correction," is here: https://www.youtube.com/watch?v=dqVO5HqcW9A&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Plan for the Social Security Income Cap" https://www.youtube.com/watch?v=TGn5ICWStj0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #WarrenBuffetsCashDilemma #StockBuyBacks #StockValuations #CashHoard #InterestRateCuts #MarketCorrection #BerkshireCashDilemma #BullTrendContinues #CashVsValuations #MarketCapGDPRatio #InvestingVsGambling #MarketCorrection #DumbMoney #SmartMoney #Markets #Money #Investing

We're living in the "sticky zone" of inflation; the next shoe to drop will be in Regional Banking; the "Made in USA" tax credit proposal: giving money away to people again? Why 40-somethings don't like Dave Ramsey; how COVID changed the game for Gen-Z; "doing Dave Ramsey" without the mallet. What Dave Ramsey IS right about: 15-year mortgages, real estate, and debt snowball. Carrying debt intelligently; "everything now" is the problem; cultural problem feeds into fiscal problem. Rant; Why Social Media is bad for society. Propaganda about Social Security going away: Taking off the income cap as a fix? How the SS formula works today. SEG-1: Living in the Sticky Zone of Inflation SEG-2: Why Gen-Z Doesn't Like Dave Ramsey SEG-3: Dave Ramsey is Right About Real Estate SEG-4: Carrying Debt Intelligently; How SS Works Today Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=TGn5ICWStj0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Apple's Magic- Are Buybacks Worth Paying Up For?" https://realinvestmentadvice.com/apples-magic-are-buybacks-worth-paying-up-for/ "This Is Nuts – An Entire Market Chasing One Stock" https://realinvestmentadvice.com/this-is-nuts-an-entire-market-chasing-one-stock/ "Small Cap Stocks May Be At Risk According To NFIB Data" https://realinvestmentadvice.com/small-cap-stocks-may-be-at-risk-according-to-nfib-data/ "Conference Board Scraps Its Recession Call" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Are Heading Towards Reversion in Stock Prices," is here: https://www.youtube.com/watch?v=V2cbaFDuxc0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=15s ------- Our previous show is here: "Are Buybacks Worth Paying Up For?" https://www.youtube.com/watch?v=2R68Md9VPkw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #StickyInflation #RegionalBanking #WhyDaveRamseyIsRight #WhyDaveRamseyIs Wrong #RealEstateMortgages #DebtRelief #IntelligentDebt #SocialSecurityViability #SocialSecurityIncomeCap #Markets #Money #Investing

Stock buyback activity is on pace to reach new, all-time highs (and it's only the end of February!) One reason for the gap between large-cap companies and small- and mid-caps is bigger companies' ability to pour cash into buybacks. Will election season cause Wall St. to reduce risk? GDP and Consumer Sentiment numbers all revised downward, but confidence remains high in markets' ability to perform. Lance & Michael discuss volatility in portfolio performance within complacent markets (volatility is negatively correlated with markets.) Indicators are never perfect; avoid basing portfolio on just indicators. Examining the pace of stock buybacks: Are they really of value? Why pay a premium? Buybacks increase share price, not value. Apple vs Tesla: There has been no real innovation from Apple to warrant expensive stock price. Companies buy back stocks at the expense of R&D investment = innovation. PCE preview & commentary: it's a one-month number. What's the trend show? SEG-1: Stock Buybacks on Pace for New All-time Highs SEG-2: Volatility vs Complacency SEG-3: Are Stock Buybacks Really a Value? SEG-4: Why Are Apple Valuations High w/out Innovation? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=2R68Md9VPkw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- Articles mentioned in this report: "Apple's Magic- Are Buybacks Worth Paying Up For?" https://realinvestmentadvice.com/apples-magic-are-buybacks-worth-paying-up-for/ "This Is Nuts – An Entire Market Chasing One Stock" https://realinvestmentadvice.com/this-is-nuts-an-entire-market-chasing-one-stock/ "Small Cap Stocks May Be At Risk According To NFIB Data" https://realinvestmentadvice.com/small-cap-stocks-may-be-at-risk-according-to-nfib-data/ "Conference Board Scraps Its Recession Call" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Markets Are Heading Towards Reversion in Stock Prices," is here: https://www.youtube.com/watch?v=V2cbaFDuxc0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=15s ------- Our previous show is here: "11 Pearls of Investing Wisdom from Warren Buffett" https://www.youtube.com/watch?v=w42zyOime0s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=29s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #StockBuyBacks #ConsumerSentimentDownwardRevision #PresidentialElectionSeason #MarketRisk #AppleInnovation #TeslaInnovation #StockSharePrice #StockValuation #Markets #Money #Investing

Markets continue to trade sideways as the latest earnings season draws to a close. Stock buy-backs will continue for the next three weeks, and then halt in preparation for the NEXT round of earnings reporting. Warren Buffett on buy-backs: Need to occur when companies are under-valued relative to markets for optimal effect; companies are now buying back at high prices. Company stocks are still trading despite 40% reporting negative earnings. What happens when men get sick; Lance answers an email about struggles with higher expenses, despite zero debt; Lance & Danny discuss families' cost-cutting strategies. Wendy's experiments with surge pricing; investing wisdom from Warrenn Buffett: What's he going to do with all that cash? The temptation for "catching-up" in portfolios, and the lure of outsized gains; scam artist, catfishing, and pig butchering. SEG-1: Earnings Season Wraps as Markets Trade Sideways SEG-2: When Men Get Sick; How to Trim Expenses SEG-3: Costs of Kids' Activities & Surge Pricing at Wendy's SEG-4: Catching-up & the Lure of Outsized Gains Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=V2cbaFDuxc0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=15s -------- Articles mentioned in this report: "This Is Nuts – An Entire Market Chasing One Stock" https://realinvestmentadvice.com/this-is-nuts-an-entire-market-chasing-one-stock/ "Small Cap Stocks May Be At Risk According To NFIB Data" https://realinvestmentadvice.com/small-cap-stocks-may-be-at-risk-according-to-nfib-data/ "Conference Board Scraps Its Recession Call" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Are Small- and Mid-cap Stocks Playing Catch-up? is here: https://www.youtube.com/watch?v=mn0Jg9v6U_s&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "This is Nuts - An Entire Market Chasing One Stock" https://www.youtube.com/watch?v=w42zyOime0s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=29s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #WarrenBuffettInvestingWisdom #EarningsSeasonEnds #StockBuyBacks #WendysSurgePricing #LureOfOutsizedGains #Markets #Money #Investing

Preparing for this week's economic data releases; what the Fed looks at for Inflation; earnings season concludes with good beat-rate...on lowered expectations. Dow Theory theory and Amazon's joining the S&P 500: When does Nvidia enter the index? Analysts are raising targets for the S&P to 5800 by the end of the year, based on performance of Nvidia and other tech stocks: This is nuts. Markets continue to trade within narrowly-defined trading range based on rising 20-DMA. Marriage Rules are nuts; Nvidia's price-to-sales ratio is un-attainable and un-sustainable. Nvidia's market share gains are other stocks' market share losses. Wall Street's perceptions of the economy vs the rest of us; the dichotomy between headline economics and reality. Why food is taking a bigger bite out of our budgets. Current economic growth is being sustained by debt, public and private. Why childcare has become so expensive. Markets function on Gov't. economic data, despite the disconnect with street reality. SEG-1: Analysts Raising Targets for S&P 5800 by EOY SEG-2: Marriage Rules & Nvidia's Price to Earnings: Nuts SEG-3: Nvidia's Market Share Gains are Others' Losses SEG-4: Headline Inflation vs Economic Reality Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=w42zyOime0s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=29s -------- Articles mentioned in this report: "This Is Nuts – An Entire Market Chasing One Stock" https://realinvestmentadvice.com/this-is-nuts-an-entire-market-chasing-one-stock/ "Small Cap Stocks May Be At Risk According To NFIB Data" https://realinvestmentadvice.com/small-cap-stocks-may-be-at-risk-according-to-nfib-data/ "Conference Board Scraps Its Recession Call" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "20-DMA Remains Key Support for Markets" is here: https://www.youtube.com/watch?v=3xwpy4vnP3c&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Small Cap Stocks May Be at Risk" https://www.youtube.com/watch?v=Cvcv-PgF2Yg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #NvidiaEarnings #MagnificentSevenStocks #NvidiaStock #PriceToEarningsRatio #S&P5800 #EconomicSlowdown #HeadlineInflation #Markets #Money #Investing

Stretching February to the absolute limit this week, as earnings season winds down. Next up: Economic activity metrics. Why are economists giving up on Recession, now evexcting 2% growth? The difference between what's ahppening in the economy and the stock market. Recession may be off the table for this year, but it's still coming. There is still no reason to be overly bearish about the market. Why small cap stocks may now be at risk; are all things equal? The case for (or against) small cap stocks: We're not beyond the risk of economic slowdown; be cautious of narratives. Why now is a good time to trim risk. SEG-1: Wrapping up Reporting Season & February SEG-2: Why Small Cap Stocks May Be at Risk SEG-3: We're Not Beyond the Risk of Economic Slowdown SEG-4: Pre-market Commentary: Why It's a Good Time to Trim Risk Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch today's show video here: https://www.youtube.com/watch?v=Cvcv-PgF2Yg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s -------- Articles mentioned in this report: "Small Cap Stocks May Be At Risk According To NFIB Data" https://realinvestmentadvice.com/small-cap-stocks-may-be-at-risk-according-to-nfib-data/ "Conference Board Scraps Its Recession Call" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "What Happens If We Take Out the 20-DMA?" is here: https://www.youtube.com/watch?v=tU8I7FSiYOk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "What to Do When You Regret Retirement?" https://www.youtube.com/watch?v=H73b2Frkhs0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #NvidiaEarnings #MagnificentSevenStocks #SmallCapStocks #RiskOfRecession #EconomicSlowdown #Markets #Money #Investing

Is Nvidia more than a market darling, and has it entered the "tulip stage?" (We don't know when the tulip will die.) How to invest with the maddening crowd without going mad. Candid Coffee preview (registration link is below!) Couples, Money, & Communication: Make it fun (Amazon shots?) Pensions vs Social Security: the confounding Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) rules. Why you cannot (fully) take both SS and Pensions. What to do when you regret retiring; even transition to retirement is a regret. Why small business owners sabotage their transition. Failing to prioritize health in retirement; the new Score dating app. Why retirees have regrets; How to leave a legacy without heirs. The importance of physical excercise for mental health & wellness. The increasing role of grandparents in family dynamics. SEG-1: Is Nvidia in the Tulip Stage? SEG-2: Couples, Money, & Communication; Social Security, WEP, & GPO Rules SEG-3: What to Do When You Regret Retiring SEG-4: How to Remain Healthy, Happy...and Married in Retirement Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=H73b2Frkhs0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Articles mentioned in this report: "Don’t Fear All-Time Highs, Understand Them" https://realinvestmentadvice.com/dont-fear-all-time-highs-understand-them/ "Fed Chair Powell Just Said The Quiet Part Out Loud" https://realinvestmentadvice.com/fed-chair-powell-just-said-the-quiet-part-out-loud/ ------- The latest installment of our new feature, Before the Bell, "Bull Rally Remains Intact," is here: https://www.youtube.com/watch?v=JH-n2TiaxgI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Are the Magnificent Seven Stocks in a Bubble?" https://www.youtube.com/watch?v=EpXr_ftZR_U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #NvidiaEarnings #MagnificentSevenStocks #TulipStage #CouplesMoney #MoneyTalk #MoneyCommunication #RetirementPlanning #RetirementRegrets #TransitionPlanning #WindfallEliminationProvision #GovernmentPensionOffset #Markets #Money #Investing

Has Nvidia become the world's most-valuable company? The S&P is aiming at more all-time highs, but can they hold? Fed minutes reveal no rush to cut rates. The disconnect with markets' expecting more cuts. Will the Fed reduce QT as money flows into markets? Meanwhile, markets continue to test rising trendline at 20-DMA, as consolidation continues. No reason to be bearish on markets...yet. What markets missed from Fed Minutes: the quantity of rate cuts to come. An unexpected risk: Effects of balance sheet run-off as Fed adjusts QT to manage liquidity. The unstoppable market: What is happening to Fed's repo program; the Fed Liquidity Index. Have we returned to a bubble in Magnificent Seven stocks (and are they worthy of current valuations)? The hard part about managing portfolios: How does the Japanese Nikkei hit an all-time high for the first time in 34-years, even as Japan's economy is in recession? How bubbles start: When Prices and Valuations rise faster than the economy. SEG-1: Nvidia: The World's Most-valuable Company SEG-2: No Reason to Be Bearish on Markets...yet SEG-3: The Can't Stop/Won't Stop Market SEG-4: Japanese Nikkei Hits All-time High...finally Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=EpXr_ftZR_U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Don’t Fear All-Time Highs, Understand Them" https://realinvestmentadvice.com/dont-fear-all-time-highs-understand-them/ "Fed Chair Powell Just Said The Quiet Part Out Loud" https://realinvestmentadvice.com/fed-chair-powell-just-said-the-quiet-part-out-loud/ ------- The latest installment of our new feature, Before the Bell, "Bull Rally Remains Intact," is here: https://www.youtube.com/watch?v=JH-n2TiaxgI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will Nvidia Break the Market?" https://www.youtube.com/watch?v=rPzraJEgjfg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MagnificentSevenStocks #NvidiaEarnings #MarketTrendLine #NegativeDivergence #FederalReserve #QuantitativeTightening #FederalReserveLiquidityIndex #JapanNikkeiHitsAllTimeHigh #Markets #Money #Investing

It's Nvidia earnings reporting day, and as tech companies have driven markets of late, the results, and the company's forward guidance, could have a huge effect. Earnings expectations are extremely high; risk of disappointment is high. The S&P is testing a rising trendline at the 20-DMA, against a negative divergence in relative strength. The dichotomy is unsustainable. The Conference Board releases latest survey of leading economic indicators, down for a 23rd consecutive month (but no one is expecting Recession!) What is keeping us out of Recession is remaining liquidity from government cash injections. No Recession because of "strong consumer spending," but is it, really? Spending more at the store, but buying the same or less. WSJ survey shows grocery spending as % of income at a 30-year high. The economic surge of 2021-22 is reversing. New student loan forgiveness schemes = more liquidity to spend. Palo Alto Networks' performance: Know the percentages. An over-valuation correction is coming: why forward guidance matters. SEG-1: Nvidia Day & Risk Evaluation SEG-2: What's Keeping Us Out of Recession? SEG-3: Why Food Spending is at 30-year High SEG-4: Why an Over-valuation Correction is Coming Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=rPzraJEgjfg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s -------- Articles mentioned in this report: "Don’t Fear All-Time Highs, Understand Them" https://realinvestmentadvice.com/dont-fear-all-time-highs-understand-them/ "Fed Chair Powell Just Said The Quiet Part Out Loud" https://realinvestmentadvice.com/fed-chair-powell-just-said-the-quiet-part-out-loud/ ------- The latest installment of our new feature, Before the Bell, "Protect from the Coming Correction," is here: https://www.youtube.com/watch?v=0p2G5Y7jcfY&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Don't Fear the All-time Highs" https://www.youtube.com/watch?v=7VYXS-Ed4Gk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #NvidiaEarnings #NvdiaForwardGuidance #WhatsKeepingUsOutOfRecession #MarketTrendLine #NegativeDivergence #GroceryPriceInflation #FoodPriceInflation #ConferenceBoardLeadingIndicators #SpendingMoreBuyingLess #PaloAltoNetworksPerformance #KnowThePercentages #Markets #Money #Investing

There are "Dow Days" and "NASDAQ Days;" CPI inflation is still transitory; emerging influence of presidential election on Congress' ability to manage debt & spending, M-2 as % of GDP. There is little expectation for earnings growth this year. Markets remain in bullish trend, but a negative day today could trigger MACD Sell-signal. Time to reduce portfolio risk and wait until correction to put capital back to work. Instead of fearing market exuberance, understanding what drives it can provide you with insight and opportunity. A look at Employment data and the frustration of college grads unable to find jobs. The Immigration connection to it all: Why we need (merit-based) immigration: Demography is destiny. SEG-1: Dow Days vs NASDAQ Days: Correction Coming SEG-2: Understanding All-time Highs SEG-3: Employment Data & The Immigration Connection SEG-4: Why We Need to Have (Merit-based) Immigration Today Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=7VYXS-Ed4Gk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Don’t Fear All-Time Highs, Understand Them" https://realinvestmentadvice.com/dont-fear-all-time-highs-understand-them/ "Fed Chair Powell Just Said The Quiet Part Out Loud" https://realinvestmentadvice.com/fed-chair-powell-just-said-the-quiet-part-out-loud/ ------- The latest installment of our new feature, Before the Bell, "Markets Remain in Bullish Trend," is here: https://www.youtube.com/watch?v=aype3sudCwk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Should I Delay Social Security?" https://www.youtube.com/watch?v=A_oLzjApvS0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #TransitoryInflation #DowDays #NASDAQDays #ReducingPortfolioRisk #MarketCorrection #UnderstandingAllTimeHigh #EmploymentDynamics #MeritBasedImmigration DemographicsAreDestiny #Markets #Money #Investing

The Fed is in no rush to lower rates, based on the latest economic data; we've gone from transitory to permatory inflation; rents are not going to fall, but rates are not going to go up. Fed Gov. Bostick: Rates are not going down until later, based on Labor data. Candid Coffee preview: The problem with Financial Infidelity; does it pay to delay taking Social Security? (It depends...) What's the best claiming strategy? Rich & Danny critique AI-generated Candy Hearts; why RMD's are going to be trickier; the benefits of delay; impact of Roth conversions. What happened to the stretch-IRA? SEG-1: No Rush for Fed to Lower Rates SEG-2: The Problem of Financial Infidelity; Does it Pay to Delay taking SS? SEG-3: AI-generated Candy Hearts; Why RMD's are Going to be Trickier SEG-4: Best Strategies for Company Stock & NUA's Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=A_oLzjApvS0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Is Toyota The Next Tesla?" https://realinvestmentadvice.com/is-toyota-the-next-tesla/ "Divergences And Other Technical Warnings" https://realinvestmentadvice.com/divergences-and-other-technical-warnings/ "This Is Nuts & Why We Reduced Risk On Friday 01-11-20" https://realinvestmentadvice.com/this-is-nuts-why-we-reduced-risk-friday/ "Housing Is Unaffordable. Dems Want To Make It Worse." https://realinvestmentadvice.com/housing-is-unaffordable-dems-want-to-make-it-worse/ "Investors Sentiment Is So Bullish It Is Bearish" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Retail Sales Dip .8%," is here: https://www.youtube.com/watch?v=q8TkxPAzGVw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is Toyota the Next Tesla?" https://www.youtube.com/watch?v=4bcTBUuxKO8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=502s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #LoweringInterestRates #FederalReserveBostick #TransitoryInflation #PermatoryInflation #FinancialInfidelityProblem #DelayingSocialSecurity #TakingSocialSecurity #AIGeneratedCandyHaerts #RMDStrategies #CompanyStockSales #CouplesMoneyHabits #Markets #Money #Investing

The post-Valentine's Day afterglow; Markets are not behaving like it's February (typically a weaker month), so far. The NFIB Small Business Survey belies weaker conditions and negative sentiment; there is a correlation between the NFIB and Small Cap Index. Markets continue to do well, despite weaker economic activity; bonds showing promise; NVIDIA captures 3rd place in S&P 500, unseating Amazon & Google. Commentary on pending legislation to reclassify Homelessness as a Healthcare issue; economic data preview: Retail Sales could be weaker; PPI and weaker regional manufacturing reports; the impact of Government Debt is a drag on economic growth; the continuing effects of fiscal stimulus. The Components of CPI: Homeowners Equivalent Rent/Shelter vs PCU (what the Fed looks at); the flaws in sampling data: Focus on trends, not monthly data. The consequences of too much debt, with Japan as an example, now in recession. China, Germany, and Japan are all in recession, yet the US remains immune? Toyota vs Tesla: 9% of US car sales are hybrid. The next advance in battery technology: Solid state Lithium batteries. Toyota is in the lead; Tesla is working on version 2.0 of current battery (no pun intended). SEG-1: Markets Aren't Behaving Like it's February SEG-2: Reclassification of Homelessness; the Impact of Government Debt SEG-3: Looking at the Components of CPI SEG-4: Is Toyota the Next Tesla? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=4bcTBUuxKO8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=502s -------- Articles mentioned in this report: "Is Toyota The Next Tesla?" https://realinvestmentadvice.com/is-toyota-the-next-tesla/ "Divergences And Other Technical Warnings" https://realinvestmentadvice.com/divergences-and-other-technical-warnings/ "This Is Nuts & Why We Reduced Risk On Friday 01-11-20" https://realinvestmentadvice.com/this-is-nuts-why-we-reduced-risk-friday/ "Housing Is Unaffordable. Dems Want To Make It Worse." https://realinvestmentadvice.com/housing-is-unaffordable-dems-want-to-make-it-worse/ "Investors Sentiment Is So Bullish It Is Bearish" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Retail Sales Dip .8%," is here: https://www.youtube.com/watch?v=q8TkxPAzGVw&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "It's CPI Day! - the impact that gas prices may have" https://www.youtube.com/watch?v=XG-pTiLGkks&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=195s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SP5000 #RetailSalesDisapploint #WeakerEconomicActivity #ReclassificationOfHomelessness #ToyotaVsTesla #HyrbridAutomobileTechnology #SolidStateLithiumBattery #Markets #Money #Investing

Valentine's Day Google searches; January CPI came in a little hotter than hoped, triggering market correction. How does this set up a buying opportunity for Bonds? The primary factor in CPI this time was in Homeowners' Equivalent Rent. A market correction is not a crash. Valentine's Day safe practices at the Ratliff household. Why wannabe retirees might not be as ready to retire as they think. The mistake of getting out of the market. The realities of Retirement and financial planning. Discussion on Market's one-day shock over CPI, and that pesky, sticky inflation creating a rate cut conundrum for the Fed. What a Recession would cure (why Recession is not a bad thing). SEG-1: CPI Triggers Correction SEG-2: Valentine's Day Safe Practices & Wannabe Retirees SEG-3: The Realities of Retirement & Financial Planning SEG-4: Sticky Inflation & the Fed's Rate Cut Conundrum Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisors, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=Vl4bDbH-JBE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles mentioned in this report: "Divergences And Other Technical Warnings" https://realinvestmentadvice.com/divergences-and-other-technical-warnings/ "This Is Nuts & Why We Reduced Risk On Friday 01-11-20" https://realinvestmentadvice.com/this-is-nuts-why-we-reduced-risk-friday/ "Housing Is Unaffordable. Dems Want To Make It Worse." https://realinvestmentadvice.com/housing-is-unaffordable-dems-want-to-make-it-worse/ "Investors Sentiment Is So Bullish It Is Bearish" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, " Corrections Within Bullish Trends are Short-lived," is here: https://www.youtube.com/watch?v=Dhxv68xEcZM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "It's CPI Day! - the impact that gas prices may have" https://www.youtube.com/watch?v=XG-pTiLGkks&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=195s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SP5000 ##CPI #HotterInflation #StickyInflation #FederalReserve #InterestRates #Retirement #FinancialPlanning #Retirees #Markets #Money #Investing

(2/13/24) It's CPI Day (the Consumer Price Index increased .3% in January; on an annualized basis, CPI dropped from December 3.4% to 3.1% for January.) Actors, do not lie on your application (especially involving roller skates and the Super Bowl Halftime!) Amazon hit with class action lawsuit over upcharge for ad-free viewing. Markets start Monday flat, spike a bit, and end flat. Correction is one day closer today than yesterday; why managing risk makes sense. That doesn't mean going all to cash. Romance scams abound for Valentine's Day; how might gasoline prices factor into today's CPI print? SEG-1: CPI Day, Rollerskates, & Amazon Prime snafu SEG-2: Why Managing Risk Makes Sense Now SEG-3: Why Not Go to Cash Now? SEG-4: Romance Scams & CPI Expectations Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=XG-pTiLGkks&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=195s -------- Articles mentioned in this report: "Divergences And Other Technical Warnings" https://realinvestmentadvice.com/divergences-and-other-technical-warnings/ "This Is Nuts & Why We Reduced Risk On Friday 01-11-20" https://realinvestmentadvice.com/this-is-nuts-why-we-reduced-risk-friday/ "Housing Is Unaffordable. Dems Want To Make It Worse." https://realinvestmentadvice.com/housing-is-unaffordable-dems-want-to-make-it-worse/ "Investors Sentiment Is So Bullish It Is Bearish" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Are Small- and Mid-Cap Stocks Starting to see some Love?" is here: https://www.youtube.com/watch?v=y2aSvgfzZKo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Homes Are About to Get Less Affordable" https://www.youtube.com/watch?v=Be7BroXeQbI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SuperBowl #SP5000 #SP400 #MarketPullback #PortfolioRebalancing #CPI #Inflation #FederalReserve #InterestRates #Inflation #Markets #Money #Investing

(2/12/24) Markets reached the magical 5,000 mark on Friday, and momentum will continue to carry investors forward, but for only so long; how we're preparing for the eventual pullback. A correction of between 2% and 5%, and up to 10% would not be out of the realm of possibility, and normal in any year. The cost of housing remains a hot-button topic with both Millennials and Gen-Z. Lance runs the charts to demonstrate market dynamics and cause-and-effect of Fed manipulations; why Sen. Elizabeth Warren's recipe for lower rates is a disaster in the making. Lowering interest rates is not the solution to lowering housing prices. Lower interest rates would bring more buyers into a market already short inventory, thereby increasing home prices. The Fed's inflation expectations will be put to the test with this week's economic releases. Watch Airbnb as proxy for spending, and Zillow as proxy for Housing. Commentary on portfolio rebalancing for risk. SEG-1: S&P 5k: Riding the Momentum, Preparing for the Pullback SEG-2: Why Home Affordability is About to Get Worse, Pt-1 SEG-3: Why Home Affordability is About to Get Worse, Pt-2 SEG-4: The Fed's Inflation Expectations vs This Week's Economic Reports Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/xRDYWQQqdFaF -------- Watch today's show video here: https://www.youtube.com/watch?v=Be7BroXeQbI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- Articles mentioned in this report: "Housing Is Unaffordable. Dems Want To Make It Worse." https://realinvestmentadvice.com/housing-is-unaffordable-dems-want-to-make-it-worse/ "Investors Sentiment Is So Bullish It Is Bearish" https://realinvestmentadvice.com/newsletter/ ------- The latest installment of our new feature, Before the Bell, "Remember 1973?" is here: https://www.youtube.com/watch?v=uB74FuZka4U&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Your Social Security is Taxed" https://www.youtube.com/watch?v=nOyz4MLNtzo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=354s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SuperBowl #SP5000 #MarketPullback #PortfolioRebalancing #AffordableHousing #SenElizabethWarren #FederalReserve #InterestRates #Inflation #HomeMortgage #HomeAffordability #UnaffordableHousing #Markets #Money #Investing

(2/9/24) Rich & Danny prepare for today's market action & economic releases; the notion that markets believe the Fed should lower rates is un-believable. Labor and unit costs will ultimately be the determining factor. Tesla is dropped from the Magnificent-7, replaced by Eli Lilly; should it be the "Sexy-7?" Mutant wolves roam Chernobyl; Taylor Swift & the Super Bowl: she is the epitome of the American Dream. Why Taylor Swift won't have to worry about IRMAA charges. New SS COLA and tax implications; why diversification of accounts matters. How your Social Security is taxed. IRMAA & the Five-Year Rule; FIFO (first-in, first-out) in Roth. How to manage Roth if retirement is a few years away. SEG-1: Market & Economic Numbers Preview: Fed Rate Policy SEG-2: Taylor Swift, Mutant Wolves, & The American Dream SEG-3: New SS & Medicare IRMAA Rules SEG-4: IRMAA, The Five-Year Rule, & Financial Seasoning Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/TJz2bu2Xn9Hu -------- Watch today's show video here: https://www.youtube.com/watch?v=nOyz4MLNtzo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=354s -------- Articles mentioned in this report: "S&P Index Set To Hit 5000 As Bull Run Continues" https://realinvestmentadvice.com/sp-index-set-to-hit-5000-as-bull-run-continues/ "We Are Not On The 1970s Inflation Rollercoaster – Part Four" https://realinvestmentadvice.com/we-are-not-on-the-1970s-inflation-rollercoaster-part-four/ ------- The latest installment of our new feature, Before the Bell, "Market Internals Tell a Different Tale ," is here: https://www.youtube.com/watch?v=GbDq654nLvI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why the 2020's Aren't the 1970's" https://www.youtube.com/watch?v=kTOnEY4qdJE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=880s -------- Articles Mentioned in this Show: Retirement Savers Are Piling Into Stocks. Is That A Good Idea? https://realinvestmentadvice.com/retirement-savers-are-piling-into-stocks-is-that-a-good-idea/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SocialSecurity #Medicare #IRMAA #TaylorSwift #SuperBowl #JanetYellen #Retirement #Roth #Markets #Money #Investing

(2/8/24) Fair warning, fellas: Valentine's Day is one week away; Lance's annual safety PSA. What do all the numbers and charts really mean about the economy? Financial Obligation Ratio's look great for the upper 10%, but for the rest of the population, they're pretty dire. The markets don't care. Are we over-paying for equities? Market internals are very different from the headline data. The S&P almost hit 5,000, thanks to the EFT draft effect. Will "good" economic data thwart the Fed's rate policy? Bonds feed on inflation and where the market thinks inflation is going to be. Are we looking for a reprisal of 1970's style inflation? (Why now is not then.) Money Supply affects inflation, and inflation begets inflation. The Fed "gets it," but the government does not. SEG-1: Valentine's PSA; What the Charts & Numbers Really Mean SEG-2: Will "Good" Economic Data Thwart the Fed? SEG-3: Bond Strategies During the Inflation Rollercoaster SEG-4: Will We Have 1970's Inflation All Over Again? Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/TJz2bu2Xn9Hu -------- Watch today's show video here: https://www.youtube.com/watch?v=kTOnEY4qdJE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=880s -------- Articles mentioned in this report: "S&P Index Set To Hit 5000 As Bull Run Continues" https://realinvestmentadvice.com/sp-index-set-to-hit-5000-as-bull-run-continues/ "We Are Not On The 1970s Inflation Rollercoaster – Part Four" https://realinvestmentadvice.com/we-are-not-on-the-1970s-inflation-rollercoaster-part-four/ ------- The latest installment of our new feature, Before the Bell, "Market Internals Tell a Different Tale ," is here: https://www.youtube.com/watch?v=GbDq654nLvI&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Smartest Money Move You Can Make Right Now?" https://www.youtube.com/watch?v=QANmxsX-WIg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles Mentioned in this Show: Retirement Savers Are Piling Into Stocks. Is That A Good Idea? https://realinvestmentadvice.com/retirement-savers-are-piling-into-stocks-is-that-a-good-idea/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #Retirement #bearmarket #BullMarket #confidence #earnings #economy #Fed #financialmarkets #financialplanning #interestrates #investing #market #Recession #retirement #risk #SP500 #NASDAQ #Russell2000 #stockbuybacks #Stocks #valuations #warnings #Fed #debt #supply #prices #government #productivity #union #inflation #Markets #Money #Investing

(2/7/24) Early morning coffee snafus: That's no way to start the day. Headline economic data is not comporting with on-the-ground reality: Credit Card and Auto Loan delinquencies are on the rise because borrowers are out of money; there's been a drop in Labor Force participation. Under the surface, things are not that good. Are Valuations really that cheap? A look back at market performance: The S&P is hitting all-time highs, NASDAQ driven by Tech, but Russell 2000 of Small- and Mid-cap companies are still in Bear mode. Danny hangs out w Larry Fink. Is Suze Orman's best money moves: Why it's bad advice. Dealing with short-term money vs long-term money; the Budget Talk at home. Home Contractors woes & FAFO: Release the Kraken! The divergence between positive economic headlines and reality: Layoffs are beginning; how we deal with clients who've been let go. Creating a timeline and checklist. Doing the basics of Financial Planning: Wills & Medical Directives. Why are more American's so down on the economy? A clue may be seen in the latest numbers from YUM Brands (KFC, Pizza Hut, & Taco Bell); the Pizza Hut Break-up Pizza. Weaker sales on lowered expectations. The higher cost of eating out is the result of higher minimum wages and increased costs of doing business. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer SEG-1: Headline Economic Data vs On the Ground Reality SEG-2: Hanging Out w Larry Fink; Suze Orman's Best Money Advice SEG-3: Contractor Woes, FAFO, How to Deal with Laid-off Clients SEG-4: Wills, Medical Directives, & The Basics of Financial Planning You Need Now ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/TJz2bu2Xn9Hu -------- Watch today's show video here: https://www.youtube.com/watch?v=QANmxsX-WIg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Why the Russell Index is Still in Bear Market Mode," is here: https://www.youtube.com/watch?v=T6buYFRgBEQ&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Bull Run Continues: S&P 5000?" https://www.youtube.com/watch?v=eNVQm0Phzhc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s -------- Articles Mentioned in this Show: Retirement Savers Are Piling Into Stocks. Is That A Good Idea? https://realinvestmentadvice.com/retirement-savers-are-piling-into-stocks-is-that-a-good-idea/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #Retirement #bearmarket #BullMarket #confidence #earnings #economy #Fed #financialmarkets #financialplanning #interestrates #investing #market #Recession #retirement #risk #SP500 #NASDAQ #Russell2000 #stockbuybacks #Stocks #valuations #warnings #SuzeOrman #LarryFink #FAFO #LaborMarket #LaborForceParticipation #Markets #Money #Investing

(2/6/24) Market Behavior in a Presidential Cycle: Markets are positioning for a GOP win in November; Jerome Powell is now more inclined to NOT cut rates any time soon. Markets now need a narrative to support their current thesis, but it's only fundamentals that really matter. The Apple Vision goggle phenom. Markets sell-off, but knocking on the door of 5,000 in the S&P 500: now dealing with gravitational pull. Yields are reversing. NYC giving freebies to immigrants a la MMT: the flaws in that theory. Non-productive debt creates weaker economic growth. ISM Services index edge up into expansion; the quest to S&P 5000; Eli Lilly performance; why we own the stocks we own: We have to make money for our clients, and that's where the action is. How long can the Magnificent-7 continue to rise? When will it change (and why??) The problem with passive investing is that it ignores the fundamentals. Technology stocks are now "priced for perfection," with no margin for error. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer SEG-1: Market Behavior During Presidential Cycles SEG-2: NYC Immigrants & MMT: The Flaws in the Theory SEG-3: The Quest for S&P 5000 SEG-4: Why We Own the Companies We Own ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/TJz2bu2Xn9Hu -------- Watch today's show video here: https://www.youtube.com/watch?v=eNVQm0Phzhc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s -------- The latest installment of our new feature, Before the Bell, "Markets Are Primed to Reach 5k," is here: https://www.youtube.com/watch?v=ppqQMesMbqs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why Stocks Are a Popular Hedge for Future Retirees:" https://www.youtube.com/watch?v=6Bq-hOZP95U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=20s -------- Articles Mentioned in this Show: Retirement Savers Are Piling Into Stocks. Is That A Good Idea? https://realinvestmentadvice.com/retirement-savers-are-piling-into-stocks-is-that-a-good-idea/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #Retirement #bearmarket #BullMarket #confidence #earnings #economy #Fed #financialmarkets #financialplanning #interestrates #investing #market #Recession #retirement #risk #SP500 #stockbuybacks #Stocks #valuations #warnings#Markets #Money #Investing

(2/5/24) Getting February underway with an "amazing" Employment Report (with seasonal adjustments!) Full Employment is trending downward; where did 4-million people go?? Interest Rate cuts have been pushed farther out in the year. Markets don't care about economic reports' details. Why Markets continue to do better: They're focused only on the headline data. February is typically a weaker month: Will there be negative rates of return? A visit to Costco illustrates the bifurcated economy: The have's vs the have-not's. Almost all large-cap companies have reported Q4 earnings, and doing "well" (thanks to stock buy-backs). Lowered earnings per share estimates have resulted in higher "beat rates," but no one cares. Why stocks are popular hedges for retirees (with charts: See link below for full article); risking retirement in the markets because the gains are too large to resist. Understanding the Markets' Secular Cycles. How long will the current cycle continue? Gen-Z's "Loud savings" trend on Tik Tok: Being very vocal about things that do not fit within their budget. Dealing with peer pressure to spend money; post-pandemic revenge spending. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, SEG-1: Getting February Underway; Markets Don't Care SEG-2: Economics vs Reality: The Costco Indicator SEG-3: Why Stocks are a Popular Hedge for Future Retirees SEG-4: Understanding the Secular Cycles in the Market ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/TJz2bu2Xn9Hu -------- Watch today's show video here: https://www.youtube.com/watch?v=6Bq-hOZP95U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=20s -------- The latest installment of our new feature, Before the Bell, "Markets Really Don't Care About Economic Reports," is here: https://www.youtube.com/watch?v=5Ix8w3gJHp0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Having the Money Conversation with Kids" https://www.youtube.com/watch?v=xLj4b6hAiQE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Articles Mentioned in this Show: Retirement Savers Are Piling Into Stocks. Is That A Good Idea? https://realinvestmentadvice.com/retirement-savers-are-piling-into-stocks-is-that-a-good-idea/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #Retirement #Markets #Money #Investing

(2/2/24) King Cakes, Ground Hog's Day, & Meta results: finally paying a dividend to investors. Fed commentary: will the labor markets crack? Will the Fed continue to move the goal posts? Our next Candid Coffee is February 24 (registration link is below): Couples' money communication; children are Trustees in training. Having the Money Conversation with kids; (The Ground Hog predicts an early Spring). Going back to work after retirement; the Buc-cee's segment; Retirees returning to work; the reluctance to use a financial advisor; the struggle for men in retirement; why many retirees return to work. The value of a blended portfolio; how to grade your financial advisor: What should be on the report card? Why health and lifestyle matter in retirement. SEG-1: King Cakes, Ground Hog's Day, & Meta Results SEG-2: Candid Coffee Tease & Couples' Money Communication SEG-3: The Buc-cee's Segment & Retirees Returning to Work SEG-4: The Struggle for Men in Retirement ------- Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024: https://streamyard.com/watch/TJz2bu2Xn9Hu -------- Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=xLj4b6hAiQE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- The latest installment of our new feature, Before the Bell, "Markets Respond to Fed Intentions," is here: https://www.youtube.com/watch?v=u078dl2n5no&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Living Longer Will Impact Retirement" https://www.youtube.com/watch?v=Ryhr0G27PpE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=12s -------- Articles Mentioned in this Show: The Pandemic Inflation Rollercoaster – Part Three https://realinvestmentadvice.com/the-pandemic-inflation-rollercoaster-part-three/ “Theory Of Reflexivity” And Does It Matter?" https://realinvestmentadvice.com/theory-of-reflexivity-and-does-it-matter/ "Money Market “Cash On The Sidelines” – A Myth That Won’t Die" https://realinvestmentadvice.com/money-market-cash-on-the-sidelines-a-myth-that-wont-die/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #Meta #MoneyHabits #ReturnToWork #Retirement #Markets #Money #Investing

(2/1/24) Amelia Earhart was lost 83-years ago, and her missing plane may have been located in the Pacific Ocean, solving the mystery of her disappearance. The mystery of how the Fed operates, however, remains an enigma. And in 2024, there political implications the Fed must also consider (could Kennedy "Perot" the election?) Markets sold off after Jerome Powell promised no rate cuts anytime soon, but bonds had a good day as Treasury shifted stance in favor of longer-termed bonds. Elon Musk could move to Texas from Delaware just in time for Texas to secede. The markets' response to Jerome Powell's promise of no rate relief anytime soon; could Apple, Amazon, & Meta reports and subsequent performance could alter the dynamics of the Magnificent-7 to the Super-6 or Fab-5? What about the other un-magnificent 493? Expect more volatility ahead w Employment numbers in the mix: Will inflation "stabilize" at 3%? Amazon Prime raises rates, adds ads; is the Fed being pressured into rate cuts for political gain? Why Zero rates aren't good for the economy (and why you cannot trust the Fed.) Powell's statement was bond-bullish. The problem of debt service expense in the budget. Looking at the economic date & revisions; Powell just took the Goldilocks narrative away. The economy is NOT well, according to the underlying data, and the Biden Administration doesn't get it. SEG-1: The Mysteries of Amelia Earhart, Jimmy Hoffa, & The Federal Reserve SEG-2: Elon Musk Moves to Texas, Texas Secedes, & The Fed Breaks Doves' Hearts SEG-3: Amazon Prime Rates & The Fed's Conundrum SEG-4: Taking Away the Goldilocks Narrative Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=xtm8XF_0xgc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s -------- The latest installment of our new feature, Before the Bell, "Markets Respond to Fed Intentions," is here: https://www.youtube.com/watch?v=u078dl2n5no&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How Living Longer Will Impact Retirement" https://www.youtube.com/watch?v=Ryhr0G27PpE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=12s -------- Articles Mentioned in this Show: The Pandemic Inflation Rollercoaster – Part Three https://realinvestmentadvice.com/the-pandemic-inflation-rollercoaster-part-three/ “Theory Of Reflexivity” And Does It Matter?" https://realinvestmentadvice.com/theory-of-reflexivity-and-does-it-matter/ "Money Market “Cash On The Sidelines” – A Myth That Won’t Die" https://realinvestmentadvice.com/money-market-cash-on-the-sidelines-a-myth-that-wont-die/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #MarketCorrection #BondYield #BondPrices #FederalReserve #Inflation #JeropmePowell #InterestRates #2024Election #Recession #ElonMust #AmeliaEarhart #Texas #Delaware #AmazonPrime #Apple #Meta #Markets #Money #Investing

(1/31/24) Earnings season continues, with AMD, Google, Microsoft, and NVDIA expected to fall after turning in their reports: Earnings have been okay, but not as good as expected. After "good" reports, watch for increased volatility and rotation from the NASDAQ into the Dow. Bond prices are on the rise, yields are dropping, as Treasury announces a smaller than expected debt issuance. There's a Trojan Horse in the proposed Childcare Tax Credit bill: a huge disincentive to work; the ugly truth about falling rates of inflation: Prices do not go back down. CPI-W vs CPI-E and how COLA is calculated. Danny's home rehab update. "You Earned It, You Keep It" Act: what if could mean for retirees. SS Tax Repeal explainer; the evolution of SS, and repeal of SS earnings tax. Let's fix the climate by having fewer kids (and how that's working out SO well for China.) Will Elon Musk move to Texas? Market preview & earnings commentary: What the Jobs Numbers mean to the Fed; Consumer Confidence is highest in three years, but last month's take is revised downward. Retirement planning for living longer: If we live to 120, will Retirement Age change? How will living longer impact investing strategies? SEG-1: Fed Day Preview & Prospects; market volatility to return SEG-2: The Child Tax Credit Trojan Horse SEG-3: The Evolution of Social Security & Repealing the SS Tax SEG-4: How Living to 120 Changes Retirement Planning Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=Ryhr0G27PpE&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=12s -------- The latest installment of our new feature, Before the Bell, "Disappointing Earnings Could Spark Volatility," is here: https://www.youtube.com/watch?v=J6Zh-e2OEIE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Was George Soros Right About Bubbles?" https://www.youtube.com/watch?v=3d7ofQV-mo4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles Mentioned in this Show: “Theory Of Reflexivity” And Does It Matter?" https://realinvestmentadvice.com/theory-of-reflexivity-and-does-it-matter/ "Money Market “Cash On The Sidelines” – A Myth That Won’t Die" https://realinvestmentadvice.com/money-market-cash-on-the-sidelines-a-myth-that-wont-die/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #CorporateEarnings #MarketCorrection #BondYield #BondPrices #FederalReserve #GDP #Inflation #EarningsSeason #ChildCar

(1/30/24) Mega-cap Earnings reporting continues with Microsoft reporting today; companies are meeting (lowered0 expectations, but not blowing the doors off. Valuations & Reflexivity Theory teaser, FOMC Meeting preview: Will the Fed begin to cut rates sooner? Markets set another all-time high. Housing dynamics: Pricing & Size and living on $30k/year. Why the cost of Housing has risen as a result of Fed policy & mortgage rule changes. Why Elizabeth Warren is pushing Jerome Powell to lower rates "to expand affordable housing" vs how to really do it. How the Patriot Party ruined a perfectly good name; George Soros' Theory of Reflexivity & economic bubbles; predicting the future: change comes gradually. Markets are good at reflecting reality, and all markets care about now is the Fed. SEG-1: Markets Setting New, All-time Highs SEG-2: Housing Dynamics & Living on $30k a Year SEG-3: Patriot Party & George Soros' Theory of Reflexivity, Pt.1 SEG-4: George Soros' Theory of Reflexivity, Pt.2 Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=3d7ofQV-mo4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "The All-time Highs Continue," is here: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator ------- Our previous show is here: "Money Market Myths that Won't Die" https://www.youtube.com/watch?v=RNSG69aydLo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2689s -------- Articles Mentioned in this Show: “Theory Of Reflexivity” And Does It Matter?" https://realinvestmentadvice.com/theory-of-reflexivity-and-does-it-matter/ "Money Market “Cash On The Sidelines” – A Myth That Won’t Die" https://realinvestmentadvice.com/money-market-cash-on-the-sidelines-a-myth-that-wont-die/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketRally #MarketCorrection #MoneyMarketMyth #Reflexivity #GeorgeSoros #FederalReserve #GDP #Inflation #EarningsSeason #Markets #Money #Investing

(1/29/24) Markets look to wrap up January on an upward trend, but this week's FOMC meeting could affect that slope. the problem w economic data on the surface: Increasing GDP growth by adding debt. Who will provide the best policy mix to create stronger growth? Markets continue to rally as lowered earnings estimates and bigger beats provide support. Deviations from averages are difficult to maintain; look for market correction in the weaker month of February. Mega-cap companies are set to report this week and may sell-off. The myth of cash on the sidelines: Where does that money come from? Credit markets & the Federal Reserve: What could happen as more and more Americans own stocks? Buying Blue Chips cheap: the price we're willing to pay has accelerated (watch for article this week on "The Theory of Reflexivity). The Fed is a market manipulator par excellence; there will be payback eventually. You cannot run an economy on monetary manipulation & debt expansion. How markets are like a hive of human intelligence. SEG-1: Wrapping Up Januaryt: The Problem with Surface Data SEG-2: The Myth of Cash on the Sidelines SEG-3: Credit markets & The Federal Reserve SEG-4: Buying Blue Chips Cheap Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=RNSG69aydLo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2689s -------- The latest installment of our new feature, Before the Bell, "Time to Trim Portfolios? is here: https://www.youtube.com/watch?v=4j2RciIkewo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Tax Changes for 2024 You Need to Know" https://www.youtube.com/watch?v=wR1pGhFVhOw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2583s -------- Articles Mentioned in this Show: "Money Market “Cash On The Sidelines” – A Myth That Won’t Die" https://realinvestmentadvice.com/money-market-cash-on-the-sidelines-a-myth-that-wont-die/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketRally #MarketCorrection #MoneyMarketMyth #SidelineCash #FederalReserve #GDP #Inflation #EarningsSeason #Markets #Money #Investing

(1/26/24) Market exuberance and benchmarking could create disappointment (it's why they're called "variable assets.") All-time highs in a flat market...and you're two years older. Have the Magnificent 7 become the Sexy 6? Microsoft Outlook Blues & Market preview: "We're Smidgy." Investors' narrative whiplash; we're in the Winter of The Fourth Turning. Tax changes you need to know, thanks to Secure Act 2.0: Rise in Retirement Age, effects on retirement accounts, effects on Roth's. Grandma Ros' Italian Meatballs, Lance Roberts is "ChartMan," the Secure Act & Roth 5-year Rules. SEG-1: GDP Expectations - It's just an estimate SEG-2: Changes in Fed Stance: Will there be any regret? SEG-3: Is 3% Inflation the Camel's Nose Under the Tent? SEG-4: Three Fed Scenarios Markets are Pricing-in Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=wR1pGhFVhOw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2583s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Time to Trim Portfolios? is here: https://www.youtube.com/watch?v=4j2RciIkewo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Netflix & the Phenomenal NASDAQ Decade" https://www.youtube.com/watch?v=bE-qPLaTMQ4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Articles Mentioned in this Show: "All-Time Highs For Stocks As Bitter Economic Headlines Persist" https://realinvestmentadvice.com/all-time-highs-for-stocks-as-bitter-economic-headlines-persist/ "Deficit Spending Keeping The Economy Out Of Recession" https://realinvestmentadvice.com/deficit-spending-keeping-the-economy-out-of-recession/

(1/25/24) The first estimate of Fourth Quarter GDP is released today: It's only a guess, but expected to be slightly above 2%, which would be the slowest rate of growth since 2023, and coming off Q3 growth of 4.9% (NOTE: The actual number, released after this show aired, is 3.3%, still a significant slowdown from the previous quarter). The connection between GDP growth and earnings; valuations matter. The markets' rally continues; is correction coming? The Fed changes stance: will there be regrets? The Fed's #1 Goal is financial stability. The Fed is great at lighting fires, but not so good at putting them out. Is the Fed prepping for crisis? Fahrenheit 451 and The New Truth: cursive writing & The Constitution. Is 3% inflation the camel's nose under the tent? What inflation really means, and why the Fed needs it at 2% (why debt matters). What if the Fed knows inflation will be lower in 6-months? "Tru-flation." What rents are saying: The new tenant index = 2%. The Fed's big fear is deflation: declining prices delaying purchases. Markets are pricing-in three scenarios: Will the Fed or won't they? Time will resolve the differences. Will the Fed and Administration send more checks to households? SEG-1: GDP Expectations - It's just an estimate SEG-2: Changes in Fed Stance: Will there be any regret? SEG-3: Is 3% Inflation the Camel's Nose Under the Tent? SEG-4: Three Fed Scenarios Markets are Pricing-in Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=PId6u9Z94Eg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=6s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Time to Trim Portfolios? is here: https://www.youtube.com/watch?v=4j2RciIkewo&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Netflix & the Phenomenal NASDAQ Decade" https://www.youtube.com/watch?v=bE-qPLaTMQ4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Articles Mentioned in this Show: "All-Time Highs For Stocks As Bitter Economic Headlines Persist" https://realinvestmentadvice.com/all-time-highs-for-stocks-as-bitter-economic-headlines-persist/ "Deficit Spending Keeping The Economy Out Of Recession" https://realinvestmentadvice.com/deficit-spending-keeping-the-economy-out-of-recession/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #FederalReserve #GDP #Inflation #EarningsSeason #Economics #Rents #NewTenantIndex #Markets #Money #Investing

(1/24/24) Netflix dominates the streaming space, once again; coming up: more rate increases. At what point do subscribers say, 'enough,' and revert to bundling? For Netflix, what is the customer acquisition cost? The Richmond Fed Index disappoints; Commentary on Bonds' day-to-day moves: It's just noise. Yields are not over bought. Danny Ratliff relates his home rehab hell and dealing with insurance adjusters (it's a racket). The "joys" of home ownership. Netflix & the phenomenal NASDAQ decade; is this a "sus" market? HSA expansion plans & triple-tax benefit (if you can get it).Should all healthcare plans be high-deductible? How companies are reducing healthcare expenses. Japan's just=in-time inventory management vs the US; No concern about supply chain disruptions from shutdowns. This year's debate: Inflation vs deflation vs stagflation: What will the Fed do about it? Frivolous spending & why we need Dave for President. SEG-1: Netflix Dominates, but at What Point do Subscribers say, 'Enough!' SEG-2: Danny's Rehab Hell & the 'Joys' of Home Ownership SEG-3: HSA Expansion Plans: Great if you can get it SEG-4: Just In Time Inventory Management Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=bE-qPLaTMQ4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=8s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Is Market Exuberance to be Trusted?" is here: https://www.youtube.com/watch?v=eqjcr-to9i8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why Majority of Americans Are Bummed-out By the Economy" https://www.youtube.com/watch?v=OpCPHdgTArs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=69s -------- Articles Mentioned in this Show: "All-Time Highs For Stocks As Bitter Economic Headlines Persist" https://realinvestmentadvice.com/all-time-highs-for-stocks-as-bitter-economic-headlines-persist/ "Deficit Spending Keeping The Economy Out Of Recession" https://realinvestmentadvice.com/deficit-spending-keeping-the-economy-out-of-recession/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Netflix #NASDAQ #EarningsSeason #Economics #HomeownersInsurance #HealthcareInsurance #HSA #HealthSavingsAccount #JustInTime #Markets #Money #Investing

(1/23/24) Expectations for volatility to pick up, as the risk of earnings warnings rise. Leading economic indicators have been negative for 21-months, yet where's the Recession? What is the risk to outlook in earnings? The most stupid chart on the planet: All-time highs come in clusters (y'think?) Yep, and we'll likely get another one today. How can markets be hitting all-time highs, and the majority of the public is quite pessimistic? Axios' poll: The country is bummed out by the economy. Bitcoin performance, post-EFT? Increased volatility & net drawdowns. Give it a little more time. SEG-1: Earnings Season Marches On: What is the risk to earnings going forward? SEG-2: Event Tease | All-time Highs in a Bifurcated Market SEG-3: The Disconnect Between Markets and Most Americans SEG-4: Newsmax Article Tease; The Bitcoin EFT Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=OpCPHdgTArs&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=69s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "All-time Highs Come in Clusters," is here: https://www.youtube.com/watch?v=tn6sezntxt8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why the Next Election Will Be About Economics" https://www.youtube.com/watch?v=GGzs0a8qzMY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s -------- Articles Mentioned in this Show: "All-Time Highs For Stocks As Bitter Economic Headlines Persist" https://realinvestmentadvice.com/all-time-highs-for-stocks-as-bitter-economic-headlines-persist/ "Deficit Spending Keeping The Economy Out Of Recession" https://realinvestmentadvice.com/deficit-spending-keeping-the-economy-out-of-recession/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketHigh #EarningsSeason #AllTimeHigh #BifurcatedMarkets #Economics #Bitcoin #BitcoinETF #Markets #Money #Investing

(1/22/24) Earnings season continues with the bulk of S&P companies reporting this week: This should provide a clearer picture of how businesses are really doing. Why the Fed did QE according to Ben Bernanke: So Americans would feel better about the economy (never mind the fundamentals). Optimistic consumer confidence is now based on the guess that the Fed will cut rates this year. Markets achieve all-time high on Friday...but are now just .9% above break-even from two years ago. Watch markets set up for correction. All-time highs are like a magnet: How far can this momentum go? Commentary on the impact of AI on businesses, and the problem with AI replacements. Which companies are best able to take advantage of AI? Which companies will drive further development of AI, and how will this drive markets? Will long-term stock holding become shorter and shorter, as markets mimic casinos? The difference between political expediency vs fiscal responsibility: If the economy is doing so well, why are tax revenues down? Preview: Lance's Newsmax article on the economy vs markets; lack of financial education: Schools aren't teaching practical money skills. The problem w Buy Now/Pay Later schemes. How economic data is skewed, disparity between those who are doing well and those who are not. (Mrs. Roberts' Eyes) The election will be about the economy. SEG-1: Big Earnings Week: How Companies are really doing SEG-2: All-time Highs are Like Magnets SEG-3: Which Companies are Best Able to Take Advantage of AI? SEG-4: The Economy vs Markets: Why they don't comport Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=GGzs0a8qzMY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=11s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Markets Reach All-time High on Friday," is here: https://www.youtube.com/watch?v=794JXvE2OhE&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Debunking Davos' Bucketnomics" https://www.youtube.com/watch?v=YGPUqRHXXWQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=32s -------- Articles Mentioned in this Show: "Deficit Spending Keeping The Economy Out Of Recession" https://realinvestmentadvice.com/deficit-spending-keeping-the-economy-out-of-recession/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #MarketHigh #EarningsSeason #FederalReserve #QuantitativeEasing #BenBernanke #AI #Technology #2024Election #Economics #Markets #Money #Investing

(1/19/24) Richard and Danny debunk the just-concluded Davos World Economic Forum and the foolishness spewed therefrom, including "bucket-nomics." Davos, Schmavos. Markets have been wishy-washy to date. United Van Lines' recent survey of moving to- and from- trends is an interesting trend to note. The benefits of guaranteed income in retirement; Why Ken Fisher hates annuities: "stocks solve every problem?" The right way/wrong way to use annuities: Doing the annuity math. The pure definition of "annuity: Check for Life. The problem with Pension-linked Emergency Savings Accounts (PLEASA's). SEG-1: Bucket-nomics & Davos Commentary SEG-2: United Van Lines' Moving Survey; The Benefits of Guaranteed Income SEG-3: The Right Way/Wrong Way to Use Annuities SEG-4: The Faulty Logic behind PLESA's Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=YGPUqRHXXWQ&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=32s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Near-term Downside Risk to Gold Prices Surfaces," is here: https://www.youtube.com/watch?v=58Ffry66aR8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s ------- Our previous show is here: "Is the End of Quantitative Easing Near?" https://www.youtube.com/watch?v=BV1bMWuuaxU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=12s -------- Articles Mentioned in this Show: "Q4 Earnings Season Gets Underway With Low Expectations" https://realinvestmentadvice.com/q4-earnings-season-gets-underway-with-low-expectations/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Davos #WEF #Bucketnomics #Annuities #KenFisher #PLESA #Markets #Money #Investing

(1/18/24) Texas Weather's extreme mood-swings are on display; markets are in bore-mode until the stock buy back window opens again in two weeks; a look at Bitcoin, Gold, & Bonds; Is the Fed about to close down its quantitative easing play? The Yield Curve has invert, but is it about to un-invert? The Fed has a liquidity problem that is rising to the top: There's not enough collateral in the market, and the Fed's is about to take away liquidity: What do they see that we do not? How much leverage is still in the system? Michael's FNMA story; Banks are leveraged 10:1 today, underscoring the importance of overnight markets for survival. The potential of stopping QT to provide needed liquidity. Why interest rates cannot go higher: Too much leverage all the way around. Will the Magnificent-7 ride again? Markets have added 4% in valuations since 2008, but is that sustainable? No one is really willing to pop the leverage bubble. What is going to blow up next? SEG-1: Texas Weather & Boring Markets SEG-2: Is the End of QT Near? SEG-3: Are There Cracks in the FInancial System We Cannot See? SEG-4: Will the Magnificent-7 Ride Again? Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=58Ffry66aR8&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Near-term Downside Risk to Gold Prices Surfaces," is here: https://www.youtube.com/watch?v=nTMOz5XHM10&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Will Chilly Weather Heat Up Economic Data?" https://www.youtube.com/watch?v=BV1bMWuuaxU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=12s -------- Articles Mentioned in this Show: "Q4 Earnings Season Gets Underway With Low Expectations" https://realinvestmentadvice.com/q4-earnings-season-gets-underway-with-low-expectations/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Bitcoin #Gold #Bonds #FederalReserve #QuantitativeEasing #InterestRates #Liquidity #Magnificent7 #Markets #Money #Investing

(1/17/24) Texas and most of the nation are thawing out from the latest polar vortex: How will this impact economic numbers with the additional spending/expenses associated with cold weather? Will there be a spike in economic activity? The latest fad for kids: Scrawlish is a "new" way to write (and looks suspiciously like shorthand). Markets continue to work off over bought conditions. A preview/review of Q4 earnings so for: How estimates have shifted; a realistic look at valuations with a historical context; the way markets work & the fallacy in financial media. The theme of this year's World Economic Forum, "Rebuilding Trust." Good luck with that. Retail banking is now a write off for the nation's Big Banks, of which only and handful now hold 80% of banking customers. Why a proposed "fix" for bank overdraft fees is a bad idea. SEG-1: Texas Weather, Scrawlish, & The Magnificent 7 SEG-2: Q4 Earnings Review: How earnings estimates change SEG-3: A real look at valuations & The Fallacy in Financial Media SEG-4: How Banks Make Money Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=BV1bMWuuaxU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=12s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Will the Magnificent-7 be Magnificent Again?" is here: https://www.youtube.com/watch?v=rMDXwQuinrM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "How to Avoid the Retirement Income Death Spiral" https://www.youtube.com/watch?v=NNUAuf4jHaY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s -------- Articles Mentioned in this Show: "Q4 Earnings Season Gets Underway With Low Expectations" https://realinvestmentadvice.com/q4-earnings-season-gets-underway-with-low-expectations/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #WinterWeather #EconomicData #TexasWeather #Scrawlish #Q4Earnings #EarningsEstimates #FinancialMedia #Valuations #BigBanks #BankFees #OverdraftProtection #Markets #Money #Investing

(1/12/24) Prepping for the Freeze, Earnings Season is already getting ugly, and looking at alternatives to hedge funds. Big Banks' earnings disappoint: Does this set up for an opportunity for investors? What is BlackRock seeing that we're not? The sexier the offer (Alt's), the greater the risk. Why even own an alt fund: Correlation with Bonds at 3X cost. How to handle Bitcoin ETF's. There's nothing behind Bitcoin; what is the product; where is the value; what is the asset? Investing during speculation: BackRock knows where the trend is going. What kind of asset is Bitcoin? Living on Social Security - redux: How to properly get out of the market? Avoiding principal deterioration and the Retirement Income Death Spiral (with sound effects). Retirees are in a headwind for returns; making proper adjustments to withdrawal rates. Accumulations vs Distributions; over-confidence and paralysis by analysis most stymie investors. SEC-1: Prepping for the Freeze, Ugly Earnings Season SEG-2: Do Disappointing Earnings Make for Opportunity? SEG-3: What's the Value Behind Bitcoin? SEG-4: Avoiding the Retirement Income Death Spiral Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show video here: https://www.youtube.com/watch?v=NNUAuf4jHaY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2s -------- Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle: https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator -------- The latest installment of our new feature, Before the Bell, "Markets Are in Limbo Working Through Correction," is here: https://www.youtube.com/watch?v=WGu2pPTVB80&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Spot ETF's for Bitcoin Launch Today" https://www.youtube.com/watch?v=4ZyhKIyseuc&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Articles Mentioned in this Show: "2024 Market & Economic Outlook According To Twitter" https://realinvestmentadvice.com/2024-market-economic-outlook-according-to-twitter/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/6316958366519/WN_jCrzdX9uSJSrg5MBN5Oy8g ------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #SocialSecurity #Retirement #BankEarnings #EarningsSeason #BitcoinETF #AltFunds #BlackRock #Markets #Money #Investing