The Progressive Property Podcast

Discover everything you need to know about property bonds in today’s informative podcast with your host Kevin McDonnell. Today Kevin details exactly what a property bond is and how it can benefit you. He discusses the typical length of the agreement, the security that property bonds can offer and how they can help create a secure and healthy rate of interest. KEY TAKEAWAYS Also known as property investment bonds, property bonds are a way for developers to raise funds from investors. The main aim is to finance the initial stages of a building development. When a residential or commercial development is proposed, the property bond forms a legally binding agreement between the development company and those investing in the property. Whether you’re the development company, or the person wanting to invest in the company, you have a legally binding agreement to protect those funds. What most often occurs is that capital is provided in the form of a loan to the development company and this is backed by a contract between both parties that details exactly how the funds will be used, how it will be repaid and how the capital is to be secured. The length of the agreement is typically between 2-5 years. Most developments take at least 2 years and potentially up to 5 years to complete however there is no actual length for the agreement. Many people wouldn't want their funds tied up for much longer than this time frame. If you’re the person lending the money via the property bond then you are paid interest on that money plus the capital you lend, returned to you at the end of the development Anybody who is looking to diversify and spread their money across various different asset classes, then property bonds are certainly something you should consider. The returns can be significantly higher than other dividend paying investment schemes. Just like any other system, property bonds come with risks so you need to know what you are doing. Investing in property bonds is a great way of creating a passive income at a healthy rate of interest. It is one of the most secure property investment schemes around. BEST MOMENTS “Security is key in any development. How are you going to secure your money?” “Property bonds can be very appealing as they offer a healthy level of fixed annual interest.” “The security that a legal charge provides to people investing property is considerable. As far as the property market is concerned you will struggle to find anything that offers more in terms of peace of mind.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.u progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today, Kevin is joined by Progressive Property success story Tania who shares her inspirational story of how she managed to build up a six figure property business in one year whilst working as a doctor and a full time mum. Together they discuss the advantages of serviced accommodation, why it is imperative to your new venture to surround yourself with people who share the same success mindset as you and why those who say they just don’t have the time, are using it as an excuse! KEY TAKEAWAYS Service accommodation is a hospitality business as well as a property business where you provide short term accommodation to people in your area. These people may be there for work, corporate contractors or for leisure and tourism. Rent to SA is where you use other people's properties to do the same thing, with their permission. The mastermind programme can be instrumental in being able to uplevel your network. It can also allow you to surround yourself with people of a similar success mindset who are pushing themselves continuously out of their comfort zones. Those people who say that they don’t have time to commit to being a property investor are using that as an excuse. There are other people who have come from far worse off circumstances with much less time than others, who have created success for themselves. Those people also have the same amount of time in the 24 hours that anyone else has. If they can do it then there is no reason why you cannot. It is all about desire and how much you want to achieve something. It is hard to nurture that mindset on your own which is why it is so valid to be in a mastermind programme as you are constantly surrounded by people who think similarly to you. Many people in the programmes are a few steps ahead of you and thriving, this gives you the motivation to keep pushing forward. BEST MOMENTS “I always felt like I was meant for more.” “They are really powerful strategies to create cash from property.” “In the first year, I built it up to a six figure business.” VALUABLE RESOURCES https://kevinmcdonnell.co.uk https://www.progressiveproperty.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There have been many predictions of market crashes, recessions and a great depression looming in the next few years and many people have been anxiously awaiting Chancellor Rishi Sunak’s 2021 budget briefing. Join Mark today as he depicts the budget and explains what this means for you. Mark discusses the freeze of the nil rate allowance, the increase of cooperation tax to 25% and the end of the bounceback schemes. KEY TAKEAWAYS It is going to take a while for the economy to recover. The first thing the chancellor Rishi Sunak has said is that there will be no increase on income tax, national insurance or VAT, however he will freeze the nil rate allowance which typically rises every year. He will also freeze the top tax rate. These strategies are a slightly less visible way of taking the money back, and it does not happen straight away. Many people thought that the capital gains tax rates would go up however Rishi stayed silent on this matter. Rishi also confirmed that he would not change the inheritance tax allowance and would not change the pension lifetime limit which is £1million. Unlike reports of cooperation tax going up to 23% he is going to raise the rates to 25%. This rise will not be seen until 2023. The current rate is 19% and many people will notice the 6% rise significantly. Smaller companies with less than £50,000 will still pay 19% and inbetween £50,000 and £250,000 you will pay between 19%-25% depending on how much the company makes in that tax year. At the end of March when the bounceback loans end there is going to be a new loans scheme where the government is going to guarantee 80% of the loan. The business rates holiday will continue until the end of June with a tapered reduction and the 5% reduced rate of VAT is extended until the 30th September with a 12.5% rate until mid next year. The big news in the property world is the stamp duty holiday extension. This and the 90% mortgage guarantee will support the lower end of the property market. With all the government support it seems less likely that the market will crash. All the schemes have given consumers a lot of savings to spend, there is a huge amount of money in savings accounts and as the economy opens up, they are going to go and spend that money and there is likely to be some inflation. As inflation picks up, you could see inflation rise by 3%-5%. BEST MOMENTS “It is probably an even bigger hit since world war 2 with the amount the economy has shrunk.” “That was quite a surprise, in many ways quite dove like, not particularly harsh.” “Loads of people have cash in their pockets.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

McDonnell Mondays are back! After a brief hiatus you host Kevin is back with his much loved series McDonnell Mondays where he gives you the chance to ask him all things property. In today's episode Kevin discusses why not to listen to those advising to steer clear of London investments, why the ‘tenant buyer’ strategy is the most hands free of them all and how to sort the good builders from the bad. KEY TAKEAWAYS Over the last few months, people have started the question if it is wise to invest in London, given the way of the world. That is because the masses are questioning London. Observe the masses, and do the opposite. Interest rates are going to drop to negative, so there has probably never been a better time in history to raise money to help invest in properties. Many people would consider single lets the most ‘hands free’ strategy. However with single lets you often have the management, the maintenance, the voids and the inspections. With a tenant buyer, it is completely hands free strategy. You don’t need a letting agent or a maintenance team and you can do it remotely as it is completely outsourced to the tenant buyer. If you're setting up a limited company, you should be putting a personal loan into that company. When running a limited company you need to ensure you get a property tax accountant . Everything from mobile phones to office supplies can be put through the company as company property rather than putting it through your own name. If you ring a builder up and he says he can come tomorrow, they’re likely a bad builder. The good builders are always busy. The moment you get a property agreed, you need to find a builder. You will get the keys anywhere between 4-8 weeks after the agreement, leaving it until then to find a good builder will cost you. You need two years of company accounts in order to qualify for mortgages in your company name. You can start by doing rent to rent and lease options in order to build up your accounts. Many people want to quit their jobs to become property investors. The reality is, you do not need to quit your job.Managing your time is a better step than quitting your job. You have got plenty of time to do property in your spare time, if you are smarter with your free time. Aim to quit your job later but first you should build up cash flow and passive income. If you are just starting out and do not have the funds or knowledge to invest in property yet, it is a good idea to go and work for an investor and offer to work for free. Find the big player in your area and ask how you can help them. They will give you some work to do and you will learn from their expertise. BEST MOMENTS “Raising money has never been easier” “You don’t find it difficult to raise money, you find it difficult to try, you find it difficult to ask.” “Quitting your job is not the route to success.” “If you give, you will receive.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s episode, Kevin gives an update on what he’s been up to recently, current opportunities and hosts a question and answer session to help members of the community with any of their property challenges. He advises listeners on various ways of raising money for their property investing with in depth details of the different options, strategies to use during Covid-19 and tips on rent to own, rent to rent and how to start building a ‘power team’. KEY TAKEAWAYS A lot of people are saying that property in London could now be dropping in price, this hasn’t been the case for many years. Consider doing the opposite of what the masses are doing and perhaps think of investing in this location. In terms of raising money for property investments, there are various ways of doing this and there’s never been a better time with interest rates being so low. Reach out to people, let them know you’re in the property business. Joint ventures, banks, private finance and bridging loans are all ways of raising money. Bridging is the most expensive way of raising funds, more suitable for commercial properties and HMO’s and private funding is probably the best way as there are no upfront costs. There is a huge demand for rent to own currently and there are big benefits to this. As a landlord you have no maintenance, no management costs and you’re helping someone become a home owner. It can work in any part of the country and is the most hands free strategy, which can be done remotely. Don’t state the rent and terms for a rent to own when advertising. Try and be deliberately vague. A lot of potential applicants will just read the ‘rent’ part of an advert or won’t be eligible, for example if they can’t afford it or are on universal credit, but this is still a great way of building up your tenant database. Covid shouldn’t be a reason to alter your plans and strategies. The world and business is still moving forward. There is still a housing shortage and people still need homes. One thing you can alter slightly is changing from guaranteed rent to offering landlords profit share agreements. It’s risky offering guaranteed rent without knowing when the pandemic will end and when furlough will end. Remember to market in the right places and in multiple places. Depending on your personal circumstances, you’re probably better putting everything into a limited company rather than paying personal tax. You’ll have limited liability and it’s a better strategy long term as you can pass shares on, sell shares etc. However, the best advice is to get yourself a property tax accountant. If you’re trying to build a ‘Power Team’ let people know where you’re based and what you’re looking for and start to build your team around that area. Remember to use your name, property is a people business. If you’re a young person trying to get into property with no funds or income, try to get a job working for somebody who is already in the property business. Don’t do the obvious thing and get a job in a letting or estate agent, most don’t buy property and they won’t teach you how to become an investor. BEST MOMENTS ‘If the taxi driver in New York says to you ‘which stocks to buy’ then you need to get out of that stock immediately because if the man on the street knows what stock to buy, you’re too late to the show’ ‘Observe the masses, do the opposite’ ‘Property is a people business’ ‘You’re not going to learn about property working in an Estate Agent’ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob and Mark discuss one of the most exciting ways to invest. Join them both as they tell you all you need to know about investing with little or no money. They discuss rent to rent property deals, how to master No Money down as well as how to source the best JV partnerships. KEY TAKEAWAYS One way to get into property investments without deposits is by agreeing a deal with the owner, exchange contracts and complete the deal in ten years time. Similarly you could do a rent to rent with an option to purchase. You could also turn the property into a serviced accommodation, where you rent the property by the night and you end up taking the differential layer. The big area where many people start with little or no money in property is within a joint venture (JV) partnership. You bring somebody in who has the money and combine that with your experience and you can find your property deals together. It is possible to do ‘no money down’, whilst there may be costs such as legal fees, these could be rolled into the JV deal that you do with the person who's financing the deal. If you get a loan, make sure those costs are included in the loan. Being creative, innovative and resourceful are all ways that you can bypass needing cash. If you can learn to leverage some of the tools and the tricks that you have learnt, you can also bypass having to hire a large workforce. The easiest way to structure a JV partnership is to have someone put all the money in without a mortgage (this is easier and quicker) and then someone else does all the work. This is the easiest way to split it down the line. There are a lot of people who want to be hands off investors and JV with experienced people. Join all the social media groups, get seen and known on all social media platforms as this is the modern form of physical networking. Start a podcast and interview people who you know have money to help build up your contacts list. BEST MOMENTS “If you can provide value to people as an individual you will be rewarded for that.” “Essentially you are going into a deal with none of your own money.” “The reality is, everyone that has had a brilliant mentor will say that it wasn't one or two things it was 1000 tiny little things that they taught me.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 See omnystudio.com/listener for privacy information. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join your host Kevin as he discusses everything that’s been happening in the property industry this week as well as news from the progressive property community. Today Kevin discusses how the rise in staycation popularity is likely to see an influx of holiday let investments, how low interest rates have further proven why property is a great investment choice and why diversity within a property portfolio can lower the investment risks. KEY TAKEAWAYS Property News: Landlord Today described six reasons why the staycation sector may be a good bet for property investors, despite recent lockdowns restricting tourist travel and hitting owners' income. The growth of staycations means the holiday let sector is now a potentially long term investment opportunity. For holiday let properties considered a furnished holiday let that is let 105 days or more a year, there are allowances and tax reliefs. You can deduct costs such as mortgage interest and letting agency fees from pre tax profit and there may also be tax advantages for kitting out a property. As a furnished holiday let owner, you will need to register for business rates which are generally cheaper than council tax. Holiday lets are a low risk strategy, with payments upfront there is no financial risk of non payments compared to long lets because the guest pays before they stay. There are several reasons why investing in property this year is a good idea. Firstly, in a bid to restore the economy interest rates have dropped as low as 0.1% to encourage both consumer borrowing and spending. Secondly, if 2020 has taught us anything it is the resilience of certain investment assets over others that has delivered the returns, and nothing is better than property for that. Having a variety of assets means investment risk is significantly lowered. We have consistently seen that single assets do not match the performance of a diverse and well balanced portfolio. In property, diversification can be achieved with a single asset. One portfolio could include different types of property or include the same property in different areas, or both. Progressive Community: If you get a builder to do a job, agree upfront when he is going to get paid. Speak to the builders before they carry out the work for you and ask them when they would like to get paid. Ensure that you deliver on that time so that you continue to work in harmony together. BEST MOMENTS “An investment you can enjoy. Owners can stay in their property as well as letting them at other times.” “Owners are seeing returns of between 4%-6% after costs.” “Property will be the best investment for 2021” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The world is an uncertain place right now and with nobody being able to predict the future it begs the question, where should I put my money? Join founders of Progressive Property Rob Moore and Mark Homer as they discuss how best to invest £1 million. Discover how you’re able to snap up hotels in the current market, the best watches to invest in and high risk crypto currency strategies. Key Takeaways Become really interested and passionate about what you are potentially investing in. Become knowledgeable about a particular class and stick with that when investing. If you are aiming to make serious amounts of money through this platform, then you will likely need to become a professional in this niche. If you want to make a large amount of money fast, the best way to do that would be to invest into a business and become really good at it. Secondly, put your money into property that is well leveraged as that will always do better than investing in cars, watches etc. Out of £1million pound it is wise to hold 10%-20% back in cash as a contingency. Max your government ISA out every year by placing £20,000 into it. Property: Due to the current pandemic there are many hotels sitting empty waiting for investment. If there aren't deals there now, there will be very shortly. There will be many opportunities within the hotel industry to either re-open to guests in the summer months or to convert the hotel into something else. Things to consider if looking to invest into a hotel are: Where is it? What is it? And What is the occupancy? Occupancy in both HMO’s and Hotels is everything. If it is running at 70% full, that is all your profit gone and it is then running at a loss. You can invest in different property strategies such as buy to let, single lets and HMOs. You have got to become knowledgeable about all of them in order to become successful in these fields. Focus on one or two of these at a time. Over time try to diversify into a few classes of properties. Assets: When investing in watches, cars or art try to ensure that you invest in products that are limited edition or where there was only a small amount produced. Rolex, Patek Phillipe and Richard Mille are the three watch models that are strong in the market currently. New petrol and diesel vehicles will not be available from 2030 according to the government. Theoretically speaking existing petrol and diesel cars will go up in value as they become rarer to buy. There will likely be less service stations to purchase petrol and diesel however it is unlikely that they will be impossible to run. As long as you buy right, investment into classic cars is a good place to park your money and enjoy it at the same time. Whilst it may go up in value, it probably won’t make much profit. What you should be aiming for is to have something that doesn’t go down in value. Stocks: You could invest a small amount of your £1 million into a higher risk strategy such as crypto currency or EIS schemes. They are very high risk and can drop to be worth nothing however there are big tax benefits to doing this. Best Moments “I think it has surprised a lot of us at how aboyant it's been.” “The world is in a completely different place. We don’t know when this ends.” “When the next recession comes along we do not know what is going to cause it. This one was caused by a virus and the previous one was caused by a banking crisis.” “Over time try and diversify into a few use classes in property.” “All of those could be good, all of those could be rubbish.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin McDonnell keeps you in the know this week as he discusses this week's hot topics in the property world. Kevin talks through the government's new ‘pet friendly’ tenancy contract initiative which will see all landlords being obliged to rent to tenants with ‘well behaved’ pets and whether or not landlords should continue to invest in urban areas. Kevin also looks at news within the progressive property community which looks at which bank to secure a limited company account with. KEY TAKEAWAYS Property News: In a recent report by ‘Landlord Today’, , they discussed how the government wants to introduce pet friendly tenancy contracts as standard. The new agreement means that renters with what are described as ‘well behaved pets’ will be able to secure tenancies easier. Landlords will no longer be able to issue blanket bans on pets, instead consent for pets will be the default position. The landlords will have to object in writing within 28 days of a written pet request from a tenant and provide a good enough reason. The reasoning behind this introduction is that the government says currently just 7% of private landlords advertise for pet friends properties meaning many people with pets struggle to find suitable homes. There has been a lot of talk of people buying properties away from cities due to COVID-19. Long term you want to be buying in the bigger towns or cities. It all comes back to supply and demand, if you’re buying a house in the middle of the county you are going to struggle to buy a tenant for that property. Nearly 7/10 landlords will continue to target property in urban areas. Mortgage Works has now announced that they are launching new limited company mortgages targeting the growing number of incorporated ‘buy to let’ landlords. The new rates at 75% loan to value (are also available for new mortgages) are two year fixed rates currently at 3.34%. The more lenders that start to come into limited companies, the more competitive it will be, which is great for landlords. Progressive Property: A property has added a £146,500 increase in value due to the adding of a second bedroom. The property was purchased as a one bedroom flat for £303,500 and then converted part of the kitchen into a second bedroom which increased the value of the property. The reality is during the middle of COVID-19 it is very difficult to get a bank account with many banks. The banks are worried that you are just trying to receive the bounceback loan from the government. Once the bounceback loans opportunity closes, you will see banks will begin to allow you to open up their bank account again. Longterm, the best bank to have a limited company account with is probably Natwest or Lloyds. These two banks are both lenders who lend in commercial finance at a very good rate. BEST MOMENTS “How do you describe a well behaved pet?” “The reality is, it is mainly homeowners that are looking to buy outside the cities.” “68% are looking to buy in urban areas despite the coronavirus countryside craze.” “These rates will change if you’re listening to this in the future.” “A lot more people should be looking at that strategy.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by just two of Progressive Properties successful students Alex and Kate Moyes, today they discuss their journey on purchasing and renovating their first buy to let property. Together they discuss the knowledge gained on their first deal, the importance of being honest about our experience with your investors and why the property market is the best way to invest your money. KEY TAKEAWAYS Many people focus on the money they make on their property deals. The money is good, but knowledge and experience you have gained from doing the project is priceless. Good tradespeople are not typically available. You are going to have to wait for them to finish another project before you can get them involved. The earlier you secure them the better. The minute you have your deal agreed you should get your tradespeople lined up. Ask your agent or vendor if you are able to show the tradespeople around before completion. You don’t need to have loads of experience in property. You need to be yourself and you will become investable. There will be people out there that will fund your deals because they trust in you. You are significantly better off investing in property than you are investing in the stock market. Whilst you can get 8% returns on investment in the stock market, you cannot leverage in like you can with property investments. Overall you will make more profit investing in property than you will in stocks and shares. BEST MOMENTS “It has been our playground. The ability to learn has been really powerful” “What you want to happen the day after completion is not show tradespeople around, it is having them starting the work.” “You made yourself be investable by being honest.” “They know that I take it seriously because I am investing in myself.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join your host property expert Kevin McDonnell as he discusses property news from around the UK and the Progressive Property Community. Kevin discusses a possible 6-month delay on new electrical safety standards, why the UK property market is always a safe place to invest in and how to spot a good business partner. KEY TAKEAWAYS Property News: Lettings agents trade bodies have accused many local councils of being socially irresponsible and have called for a pause in the push to have new licensing for landlords brought into place. Safeagent wants a six-month delay on new electrical safety standards being introduced for existing tenancies pushing the deadline out from 1st April until 1st October. There are an estimated 4.5 million households that need these electrical reports carried out. The government has been slammed for missing out Landlords in proposals for new energy efficiency regulations. Property Mark has given its formal response to a consultation triggered by the government about the energy performance of privately rented homes in England and Wales. The new EPC regulations would require all new tenets from April 2025 to meet band C or higher on the energy performance certificate. The UK property market was by far the standout success story of 2020. House prices experienced their highest pace of growth since 2015, finally ending 4 years of Brexit related price stagnation. The one great thing about property is the fact that it is a stable market. It is supply and demand, house prices have always gone up and until the supply and demand issue is sorted house prices will continue to grow. Progressive Community: When choosing a business partner, look closely at their attitude and behaviours before you jump into a business deal with them. Red flag behaviour is a sign of things to come. You need to be very careful of who you chose as a business partner. It is very easy to get into a relationship in business but it is getting out of that relationship that can cause challenges later. Make sure you always have your contracts drawn up legally to protect both you and the other partner. BEST MOMENTS “I feel the government needs to push this back until October as it makes no sense.” “Either way it is something that you need planning into your business.” “Whatever happens in this country we cannot deny that we like on a small island where the population is getting bigger and bigger and we’re not building enough houses.” “Brexit or not, pandemic or not there is a demand for houses in the UK” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this week's episode, Kevin will share with you the seven areas he will be focusing on to monetise in property throughout the coming year and areas where he feels all property investors should be looking at to make money throughout 2021 and beyond. There are various areas you could be looking at to maximise your profits, from raising money to build up your portfolio, reaching out to other local businesses who may have struggled through the pandemic and conversions from one bed to two-bed flats and/or commercial to residential property. KEY TAKEAWAYS Converting 1 Bed Flat to 2 Bed Flats Throughout the Covid-19 pandemic there has been a drop in the value of one-bedroom flats in a lot of the major cities in the UK. The reason is simple, a lot of these properties are owned or rented by people who commute to work but live in another part of the country and these people may now be furloughed or working from home - the demand may no longer be there after Covid-19 if people lose jobs or continue to work from home. This could be the best time to purchase a larger one-bedroom flat and convert into a two-bedroom, you can add a really good margin in an uplift from a one-bedroom to a two. Raising Money There will be a huge opportunity in 2021 for raising private finance to build your portfolios. People are trying to get their money out of the banking systems with low-interest rates and potentially negative interest. Joint Ventures Some investors will want a joint venture and not just make an investment, ie a share of the pie. However, be careful. Make sure you’re only working with sophisticated investors and do your research on the FCA Regulations to make sure you stay compliant. Buying Businesses Look to collaborate or go into joint ventures with other local businesses who may be struggling in the current climate. Also, you will be able to buy businesses for very little in 2021; buying an existing business makes it easy to scale up in the coming years. Creative Strategies Think about lease options, exchange with delayed completions, vendor finance. These opportunities will be massive in 2021 and onwards. Landlords will be looking to sell portfolios due to Section 24 as well as the impact of Covid. Rent to Rent Where you control other people’s property on a rent to rent agreement but on a profit share basis, not guaranteed rent. The landlord gets the property taken care of and an income and you will make money from the profit with none of the downsides. This is a great way to scale a business and create cash flow. Commercial Conversions There are empty commercial buildings all over the country at the moment and this creates a huge opportunity to convert these buildings to residential. However, don’t just think about commercial to residential conversions. What about commercial to a different commercial use? With the government relaxing laws around permitted development rights, there has never been a better time to purchase a commercial property for conversion to residential. BEST MOMENTS “Use the 3’ rule - everyone within 3’ of you, no matter where you are, needs to know that you are in property and that you are looking to do deals in property. “ “Not everybody is going to just want to lend money for an interest rate return, some will want a joint venture - a share of the pie” “The biggest opportunity has come in the middle of Covid when the government announced a relaxation in the Permitted Development Rights” “Keep an eye on all of the changes the Government are going to be making to try and incentivise developers” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Keep yourself up to date with all things property by joining your host and property expert Kevin. Kevin discusses the new announcement by the government whereby section 21 is being abolished and looks at what should be put in place to help protect landlords going forward. He also takes a look at the best Universities for rental yield and what’s been going on this week in the Progressive Property Community. KEY TAKEAWAYS Property News: The government has said that the Renters Reform Bill will be in very soon. The government will introduce the controversial bill soon, this is the bill that will abolish section 21 rights for Landlords. Section 21 currently allows landlords to remove tenants for no fault other than wanting to get your house back. There is lots of research to discuss what can be done to replace section 21. Section 8 doesn’t currently allow for no-fault eviction. There needs to be something to replace section 21 that would make it easier for a landlord to evict a tenant that’s causing damage to the property or who is not paying their rent. The University Of Southampton is currently the UK’s best buy to let University at present according to the figures. Southampton is a great area to do student HMO’s. Southampton has a current average house price of £226,489 whilst the current average rent sits at £1688 per month. A buy to let in the University postcode has a rental yield of 7.4%. Other Universities in the top 10 for rental yield were Nottingham, Newcastle, Warwick, Cardiff, Leicester and Kent. Many landlords have seen their rental income come down during the pandemic. Despite the current landscape, demand for student accommodation remains high across the country. Progressive Community: Real-life property deals as a Progressive Property member has secured their first rent to rent deal during Covid. The member took on a four-bedroom flat on a five-year lease at £1100 PCM. The deal returns £2585 PCM with £1000 PCM profit. BEST MOMENTS “There needs to be something different that will balance both sides. At the moment it’s very much weighed against the landlord and for the tenant.” “Many focus on their study plans with an eye on life after the pandemic.” “They installed a piano above the cooker and the hob!” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark is joined by fellow co-founder of Progressive Property Rob Moore and together they discuss how you can get the highest returns when investing £500,000. Learn today how £500,000 could allow you to invest in 14 single let properties, why it would be a good idea to invest your money in a freehold block of flats and how you can make huge savings by purchasing your own office blocks. WATCH ON YOUTUBE How To Perfectly Invest £500,000 |Property | Stock Market | BusinessSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Property: With a £500,000 property investment you can secure 14 single-let properties with a price range of £120,00-£130,00 and putting down a £35,000 deposit. These properties can be running simultaneously with a refurb scheduled every 6-9 months. It is a great strategy to achieve long term capital growth. Many units on the high street have been battered and valuations have dropped in a big way and many are empty. There is a big opportunity to put a shop in the unit and convert the uppers into flats. There are a lot more of these opportunities to come; we are only at the beginning of this. With £500,000 you can buy a freehold block of flats. The property may need a refurb and once this is done you are able to rent all the flats out. These are good investments because since you own the freehold it is similar to buying a house, you don’t have all the ground rent. There are really good opportunities since the values have dropped and there are currently plenty of tenants available. It is a very good idea to buy your own office blocks for your company. By buying your own office building you are making a huge saving every year and the property itself will go up in value every single year. Stocks and savings: Cars: If you are going to invest in classic cars it is best to start off with something cheap. Buy a low mileage, better quality car and in the end, you will make a better profit. Work your way up and build up your collection. Buy a ‘Classic Car’ insurance policy if your car is garaged which will allow you to keep your insurance costs down. Assets: Holding physical gold is a good investment. Buy the gold physically and put it in a secure vault and allow the asset to mature. Whilst it is a possibility to buy a company with half a million pounds, you really do need the experience to know if what you are investing in is a viable business. People will usually try and sell you something that works for them and often it will not be worth your money. BEST MOMENTS “You are going to end up with a great return on investment.” “You’ve really got to know what you’re doing.”“If you have a passion for something you are going to learn how to do it well, if not better than anyone else.” “Your timing of what you buy is really important and sometimes it is wise to wait for the market to come back down.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode:How To Perfectly Invest £500,000 |Property | Stock Market | Business Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

After last year's unexpected mini property boom during a global pandemic, many people are anticipating what this year's property market will look like. Kevin keeps you in the loop with this week's property news as he discusses Sadiq Khan’s call for an eviction ban extension and the effect Brexit will have on newbuild homes. Kevin also discusses what has been discussed this week in the Progressive Property community. KEY TAKEAWAYS Weekly Property News In an article in Landlord Today, London Mayor Sadiq Khan has called for an extension of the eviction ban and a two-year rent freeze in London. Although he has no major powers over the private rental sector Khan wants the government to give renters the same protection as commercial tenants who have been granted an eviction extension until March. The effect that Brexit will have on the housebuilding sector is that a lot of house building materials are manufactured in Europe. This means that there is likely to be a slowdown in production and delivery of materials especially early on in 2021. With the stamp duty holiday coming to an end in March then it is likely that this could see an effect on builders and house building in general. It will be interesting to see if there is still the same demand for new build property. Progressive Property Community News & Discussions Rob Moore posed the question to the community ‘When do people think that the property market will correct or slow down?’ The property market will likely slow down after the stamp duty holiday has ended. Once it has ended, there could be a crash in the market and a lot of property could end up having negative equity. When opening a business bank accounts many people opt for the famous high street banks. There are a lot of lesser-known online banks such as Starling and Tide banks which are easy to navigate and are cheaper options. BEST MOMENTS “He is asking for more powers to implement a two-year rent freeze in London as an emergency measure.” “This could have a big impact on the slowing down of house building.” “It is going to be interesting to see how the layout of houses will change.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nobody could have predicted that a mini property boom would have happened during a global pandemic in 2020. With that in mind Co-founder of Progressive Property, Mark Homer takes over today’s podcast with his property predictions for 2021. Mark discusses why many retailers are moving to the outskirts of the city, a possible stamp duty exemption extension and why we are likely to see a rise in single let properties as unemployment rates rise. KEY TAKEAWAYS The pandemic has had a huge effect on many industries, especially retail. Many retailers are moving into warehouses on the outside of town to fulfil their customers’ needs for online purchasing. Despite what most of the property experts said, the property is gone up significantly this year. Many people want to move to different sized homes in different locations as they are not having to commute as far with the pandemic. In addition to this, a stamp duty exemption has reignited the market and pushed it on. The stamp duty exemption ends in march, however, there is talk of it being extended. Focusing on whether the property is going up or down is the wrong thing to be looking at. You need to be looking at strategies that work in all markets because it is unpredictable. Nobody knows what will happen to interest rates or government support, which has given support to the employment and property market. The residential housing markets (specifically single lets and HMO’s) are likely to see increased tenant demand in 2021 because unemployment is predicted to rise and people will likely decide to rent instead of buy. This is likely to push rent up and reduce voids. The further into the year we go it is likely that house prices and stock markets get a significant lift as the value of money decreases. The prices of consumer goods and everything that goes into the basket for the retail prices index is not likely to lift that much if it did quantitative easing would be reduced significantly and interest is likely to go up. However, it is more likely that asset prices are likely to increase. Lessons learned from 2020 taught us that things can only get better. It also taught us that people can have a very short term mindset, there were much more motivated sellers in the last recession and there were many more property deals to do because there were so many sellers that needed to offload to raise cash. After the market came back, property prices rose. BEST MOMENTS “Most experts were predicting either a shallow fall or a crash.” “It is something that you nor anybody else can get an answer for.” “This is a good thing for poetry investors as it lifts the value of your asset.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nobody could have predicted in March 2020 that the UK property market would enter a mini-boom during a global pandemic. Join Kevin today as he discusses whether the market will continue to rise or fall in 2021. Kevin looks at the reasons behind the 2020 property boom, why putting your money into property is a safe option and why you should only invest in properties that can pay you a positive income every month. KEY TAKEAWAYS In 2020 we saw a mini property boom. Who would have thought that house prices would have continued to rise throughout a global pandemic? This happened for a number of reasons. One reason is because of the stamp duty holiday which lit the flame of the property market boom. Those that were put on furlough also caused a rise in the property market since they actually had more available money and more time to think about the type of lifestyle they wanted. Interest also dropped to 0.1% meaning people were getting less money on their savings. If you have more than £85,000 in your bank account and the bank you’re with goes under you will only be protected for the £85,000. People with cash have been moving their money into property as it is safe there. In ten years’ time house prices will be higher than they are today. The experts in the property industry are talking about a 4% rise in the property industry. Even if there is a reduction in the market this year you can still buy value. You do not want to buy a property where there is no way to add value. All you can do is buy what is in front of you today. Make sure you have got the numbers right, make sure you purchase a property that can pay you a positive income every single month. BEST MOMENTS “Could banks go bust again? Who knows? Anything is possible.” “Property is the safest thing you can put your money in.” “Nobody knows exactly what is going to happen. You would need a crystal ball” “You make your money when you buy” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In today’s podcast, Progressive Property Co-founders Rob Moore and Mark Homer join the show and discuss how to perfectly invest £250,000 in today’s current economic climate. They cover all bases from purchasing unmortgageable properties with cash, investing in high-end watches which are sure to bring back a high return as well as how to ensure you are successful when investing in the stock market. WATCH ON YOUTUBE How To Perfectly Invest £250,000 |Property | Stock Market | BusinessSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Property: If you are buying single lets, buy up to seven at a time with £30,000-£35,000 deposits and roll that over. You could also use this money to buy properties in cash. These properties may be unmortgageable and therefore you can get the property much cheaper. By doing this you can cut out the majority of the market as most people are unable to buy without a mortgage. Property: If you buy commercial buildings or newbuild blocks of flats and you convert them, the capital allowances are available on the purchase price up to 20%. When you convert the buildings all the work that you do to the communal areas between the flat you can claim capital allowances on. Businesses: Due to the current pandemic, there are likely to be some businesses that are willing to sell for £250,000 or less. Many hotels, nurseries and event companies have been very badly affected by the pandemic and are coming to the market in the new year. Appreciating Assets: With this budget, you can invest in Patek Philippe and Richard Mille watches. The more complicated the movement of the watch, the more expensive it is. It is better to pay more money and have more growth. Stock Market: Look for companies that are currently in trouble, but are fundamentally going to be okay in the long run. Be prepared to lose money on stocks on occasion. If you want to make money over time buy some market trackers i.e Footsie or Dow Jones trackers which track the market, have very low fees and allow you to spread across the stock market. BEST MOMENTS “Straight away you are at an advantage because you can get it much cheaper.” “There is an immediate advantage there.” “The market believes there is another route out.” “Let father time pay it down.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode: How To Perfectly Invest £250,000 |Property | Stock Market | BusinessWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join your host Kevin McDonnel as he discusses this weeks property news. Landlord today has named London as the city with the highest rent in the UK with an average of £1435 a month in comparison to the North East where the average rent was £490 a month. Property investor today analysed how Brexit will affect the UK’s housing marketer and Kevin discusses news closer to home as he finds out what has been happening in the Progressive Property community. KEY TAKEAWAYS Weekly Property News On the Landlord today website they have reported that rentals have hit an all-time high according to government figures. The average monthly private sector rent in England for September was £725. This figure was the highest ever reported by the office of national statistics. There were regional differences with London being the highest at £1435 monthly and the North East the lowest at £490 monthly. Property Investor Today stated that the UK has been ranked top hot spot for overseas residential investments post-Brexit. Suggesting the UK real estate market will remain firmly open for business post Brexit. The findings from the European global real estate survey by international law firm DLA Piper found that overall, the top 5 countries for investment are all in Europe with the UK leading the way with 33% followed by France 28%, Germany 25%, Spain 24% and Italy 18%. Many people think there is going to be a housing crisis after Brexit however, these statistics prove otherwise. Currently, businesses have to register for VAT only if they make over £85,000 per year. However, UK digital platforms combined are forecast to have as much revenue as £140bn a year by 2025. Much of this will be untaxed because it is secured by small scale individual operators who individually have less than £85,000 of turnover. This means if the government decided to charge VAT to Air BnB’s then if you as an individual has a turnover under £85,000 decide to put your property on Air BnB, Air BnB will be charged VAT on their income which will be significantly above the £85,000 of you the individual. Air BnB will have to pass that cost onto you. Progressive Property Community News & Discussions Should you buy property now or should you wait until next year should there be a crash in the market? Instead of asking yourself this, ask “What can I do now to find the very best possible deals that are available right now”. You make more money in property in a market that is going down and in recession type market than you ever do in a rising market. Why? Because in a rising market, the homeowner can sell to anybody they like. In a market like a recession, it becomes a buyers market. Property investors should always be buying. BEST MOMENTS “It is really interesting that rent has actually increased during the pandemic.” “This is really important data for us as property investors.” “There is still a significant profit margin in Air BnB” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin is joined by yet another one of many success stories from the Progressive Property training programme. Kurt left his life in Dubai to start a property venture in the UK with no property training, now just a year later he tells his story of how he became a successful property investor following the rent to rent strategy. Kevin and Kurt discuss the benefits of a JV partnership, how to network and why knowledge is power. KEY TAKEAWAYS When starting your property venture alone it is important to create your power team. Go to different property networking events around the country where you can get to know people. Use social media to find people with similar property interests to yourself and you may find somebody to work alongside. When meeting potential JV partners, share your weaknesses and your strengths and find somebody who compliments you. Work out strategies when you go into meetings according to both of your strengths and weaknesses. Working alongside others who are already in the property industry can help you increase your knowledge. You will learn from others how to acquire new properties or tenants and you can apply this knowledge for when you go to make a deal. Many people wonder why a landlord would allow somebody to take their property on and rent it out to make a large profit. Many landlords want to relax and have others do the work for them so long as they are making a profit they are happy. The landlord doesn’t need to pay utility bills, council tax or refurb bills as that will all be taken care of meaning his workload is less as he likely has multiple properties. Rent to rent is a great technique to create cash flow, but you never will build a long term legacy by doing only this. Comercial conversion is future money, it may be three or four years before you even get paid. Putting these two techniques is very smart as it allows you to create cash flow, whilst investing in something that will bring you future income as well as a long term business legacy. BEST MOMENTS “We can work together and we might be faster at completing all the tasks to get a house. Our main focus was just to get our first house.” “That is how we work together, we are a good combination and a good team.” “I didn’t believe this story when I heard it from you the first time” About The Guest Kurt is a Swiss National who moved to Dubai for several years. He made a decision last year to move to the UK and start a property business having never done property before. SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Have you been wanting to get into property for a while, but wondered how many people are successful? Join host Kevin McDonnell as he talks to Ben Brand, a Progressive Property trainee who found success in serviced accommodation after attending a Progressive Property event. Together they discuss the ins and outs of serviced accommodation, how to utilise social media as a marketing tool and why now is the perfect time to invest in property. KEY TAKEAWAYS Serviced accommodation is a disruptive yet simple property investment strategy. When investing in serviced accommodation you can provide a service that massively undercuts the hotels as a better value product. If you are a contractor and had the option between paying $50 for a hotel or $25 for a nice house, it becomes a no brainer. The basic premise of serviced accommodation is you take a house or an apartment and you provide a hotel-like service. Essentially, somebody can rent the property off you by the night and you will provide basic services. The basic business consent in rent to serviced accommodation is that you rent a property for a fixed amount and then re-rent the property on a nightly basis. You can charge a far higher amount over a month. Anything between your fixed costs and the overall gross turnover you make is your profit margin. Marketing your business through social media will allow you to scale your property business. Social media is essentially free, to begin with. As you grow you can start to utilise paid adverts but until then you can market your business for free via your smartphones. Social media allows you to create a community, meet new people and create a lot of new opportunities. Now is a good time than ever to get into the property market. Getting into serviced accommodation in the current property climate and the idea of long term guaranteed rent is compelling to many people. First and foremost you need to get educated in property strategies. There are tonnes of opportunity out there. Many people are worried that they are not right for property investment. Everyone has something unique about them that they can use as a strength. Focus on the positives that you bring and then look at the risks. You only get one life and whilst it may be intimidating to begin with, the risks of not doing it in the first place greatly outweigh the risks of going ahead and trying it. If you show up enough times, you will eventually get what you want. BEST MOMENTS “If I can make that by accident, imagine what I could make if I did it on purpose?” “When I started to post on social media, all I was doing was telling my story and that just seemed to resonate with people and draw people in.” “I get approached by three or four new investors every single week” About The Guest After twelve years in the army, Ben decided to venture into the world of Property after reading his first property investment book “No Money Down”. Ben attended his first property event in May 2012 and left feeling inspired. After attending multiple property training events, Ben settled on Serviced accommodation as his strategy. SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A new warning has been given to landlords this week in regards to cowboy builders exploiting the “Green Homes” government grant. Law firms in Sheffield saw an increase in negligence claims for a previous, similar scheme and warned it could happen again due to the short 6-month time frame given. A tenant has been found guilty of murdering their landlord this week in Coventry. This incident should serve as a reminder for landlords all around the country to ensure they are always safe when viewing properties. Host Kevin McDonnel also brings you the latest weekly updates from the Progressive Property community. KEY TAKEAWAYS Weekly Property News Warning over cowboy builders exploiting the ‘Green Homes Grant.” Landlords thinking about taking advantage of the government's new “Green Homes Grant'' are being warned of a surge in cowboy building works. Sheffield based SSB Law has seen an influx in breach of contract and negligence claims as a result of a previous government scheme. The firm now believes that due to a short 6-month time frame the new scheme could see tradesmen cashing in. The six-month time frame is not long enough and is putting both landlords and building firms under pressure. This means the likelihood of substandard work will increase. Under the government's new “Green Homes Grant'' which launched last month, landlords and occupiers in England can apply for grants of up to ten thousand pounds to make their homes more energy-efficient. This includes the fitting of cavity walls, loft insulation and solar panels. Havering council has agreed to do an extension in its landlord licensing scheme. It currently covers twelve awards and will be rolled out to a further six. Councillors have also agreed to an introduction of a selective licence scheme to cover single-family properties in Romford Town and Brooklands Wards only. This scheme will come into place in January 2021 and will operate for five years. As a landlord, you are always taking risks when visiting the property. If you’re a landlord or agent and are planning to visit one of your properties, always ensure that somebody knows where you are visiting and ideally bring someone else with you. Progressive Property Community News & Discussions Each property is different and you are bound to see properties with a lot of different layouts. The benefit of renovating old buildings is that you can add some TLC into them, especially cowsheds. BEST MOMENTS “If you weren’t aware of it, get in and look at the opportunity of what can be done on your property.” “That is certainly something you should be doing in case you get into a conflict.” “Visiting properties can be risky.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to become a sophisticated investor making large, sustainable and scaleable returns on your investments? In this episode of the ‘How To Invest For Maximum Returns’ mini-series Mark and Rob go big advice, tips, tricks and the fundamentals of investing £100,000 in the best property strategies, proven business models and appreciating assets such as classic cars and vintage watches. Tune in and discover the tried tested BRR property tactics that can make you over £1,000 per month along with new properties every 8 months and why a bootstrapped business model could be the best return on your investment yet. WATCH ON YOUTUBE How to Perfectly Invest £100,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS When investing always keep 10% contingency back as a reserve. Being liquid is really important when things change, cash is needed to cover costs and pay bills and if you have no liquidity in your business you may struggle when cashflow is needed and your cash is tied up in investments Property: £100,000 investment in the BRR single-let property strategy will get you started with three units that you can roll over continuously and by getting your initial deposit back out you can leverage the bank’s money to purchase three more single-lets, refurbish and refinance them every 9 months and you can quickly build up a property portfolio. Property: A £100,000 investment opens the doors to new property strategies such has high-end HMO’s of at least five bedrooms. Done correctly to a high specification on a property where you can add value and you’re able to get an investment valuation to retrieve your initial deposit, this property strategy can generate up to £1,000 per month and you can easily recycle the cash onto your next investment. Appreciating Assets: Classic cars such as the Ferrari Testarossa, Porsche 911 and 997 GTT are good investments are this price range as they’re in limited supply and good demand. Vintage watches such as Patek Philippe Nautilus and Rolex Daytona’s are solid and sought after assets that will steadily go up in value over time. Business: By blending the sweat-equity model with a portion of your £100,000 investment and good knowledge of the market you’re entering you will see huge returns on your initial stake. If you bootstrap your business by reinvesting all of your sale cash back into the business with a lean focus on systems and marketing and prove that the business model works and it can be scaled. BEST MOMENTS“On balance fixed-rate mortgages have always cost us more, it’s effectively an insurance policy” “To avoid early redemption payments, always refinance with a new lender” “BRR-HMO investments are the quickest way to build income and build cashflow”“Always max out your ISA every year by putting in £20,000” “The older the Daytona you get the better but beware of frankenstein models” “Prove that your business model works first before using all of your investment” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin McDonnell discusses this weeks property news as Aldermoore’s ‘Buy To Let City Tracker’ identified Manchester as the best city in the UK to invest in. Aldermoore stated that the short term returns through yield and long term return over ten or more years as two of the reasons why the northern city is the best for property investment. Kevin discusses the impact the recession will have on peoples property preferences with many people likely to downsize and turn to HMO’s. Kevin also shares whats new in the Progressive Property Community and poses the question of what’s better houses or flats? KEY TAKEAWAYS Weekly Property News According to Aldermore’s Buy To Let City Tracker, Manchester is the best city to invest in. The tracker assessed 5 key indicators that impact desirability, these can be identified as average total rent; short term returns through yield; long term return over ten years; the lowest number of vacancies as a proportion of total housing stock and the percentage of the cities population in the rental market. Manchester performs well for rental returns and long term house price growth. More importantly, it is one of the biggest rental markets in the UK. Many people are saying because of COVID-19, people will no longer want to live in shared accommodation. However, along with the pandemic there came to a recession meaning people will have less income and will be looking to downsize to save money. HMOs (Houses of multiple occupancies) are the cheapest part of the market. In the previous financial crash, the HMO sector boomed as many people were looking to make cut backs. Many young professionals who can afford a one-bedroom flat often prefer to live with others. Property Investor Today gave some advice on how to convert and invest in HMO’s for them to be successful. Make sure the property has a workable workplace as many people will be working from home. Ensure the properties kitchen has as much storage as possible as well as ensuring the bedrooms have ample wardrobe space. In the coming years, service will be key, ensure you provide the first-class service to your tenants. Progressive Property Community News & Discussions What is better to invest in houses or flats? Flats usually have a higher turn over of tenant than houses as well as often being a leasehold property meaning you are likely to have yearly service charges. Another thing to think about with flats is ensuring the building does not have any cladding issues. The service charge is often steadily increased over the years as well as the complex issues that arise over communal areas. Buying freehold houses and converting them into flats allow for good yields and higher tenant turnover. BEST MOMENTS “What do you need to be successful?” “It is not as clear cut as ‘there will be a decline’ or ‘there will be a rise’. “Think about what you would want in your house, and that is what your tenant will also likely want.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to episode four of the How To Invest For Maximum Returns’ mini-series. In this episode, Mark and Rob unwrap the perfect investment vehicles for an initial £50,000 investment and share with you the risks, rewards, capital gains and opportunity investments in property, stocks and shares and new start-up business models. Listen in and discover exactly how to get more than 20% return on your investments, how to leverage your initial stake for higher returns, why it’s important to diversify your portfolio and why starting and scaling a business can still be one of the best investments you can make today. WATCH ON YOUTUBE How to Perfectly Invest £50,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Property: For £50,000 you can purchase a freehold house and get a net return including 75% leverage from your 25% residential buy-to-let mortgage on you 15% or more on each property purchase. This is by far the investment strategy with the highest possible maximum return. Purchase a 130k+ house that could be worth 170k+. Add value with a refurbishment of no more than 10k and roll your initial 25% investment back out and keep going. If you’re able to fully retrieve your deposit by refinancing you will have gained an ROI of 100% and now have a proven appreciating asset and your initial investment back. With an initial investment of £50,000, you have the ability to diversify your investment strategy. As long as your investing in areas of the country where the population is growing you can secure multiple positive investments for £50-60k, flip the property and also use different property strategies such as But-To-Let, Commercial Conversion or HMO’s dependant on your area. Additionally, you can also keep some of your investment aside to use for tracker funds and other commodities. Stocks & Shares. When investing in stocks and shares its a good idea to diversify your portfolio into 15 or more different equities. Smart diversified tracker fund investments with Hargreaves Lansdown or Vanguard with good growth potential are ishare emerging markets equity index class H (accumulation), Vanguard FTSE 100 index (accumulation) and Legal and General index (accumulation). These funds cover blue-chip companies and are a low-risk investment. Business: A £50,000 investment can enable you to start a number of profitable business models but the ‘sweat-equity’ model whereby you work hard to cut costs and save money, in the beginning, will give you a greater chance of success in the future. Focus on a minimum cost model with the majority of your initial investment spent on marketing to grow your business and sales to generate cashflow. eCommerce (Amazon/Shopify), content and informational based business models are growing marketplaces right now. BEST MOMENTS “Since investing in property we haven’t sold our properties, we’ve simply kept on rolling our investments on with our existing portfolio seeing a 10% capital gains.” “The sterling value is decreasing as the currency inflates and mortgage rates go down” “You won’t get a better ROI on your investment than property” “Why would you not borrow money at 1.5% and invest it to make 15% or more. “Buying your own home is a blessing” “You could turn a property into an HMO, increase your rental income along with the capital gains and see returns of 20%+. There is no better investment strategy for maximum return than property.” “With a residential property, you can get 75% leverage on your initial investment” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Have you ever made a mistake in business or in life and wondered how you will ever overcome it? Well, listen in to today's episode as Rob is joined by Gerald Ratner, former CEO of one of the most previously successful jewellery companies in the UK whose infamous speech ruined both his and his company's reputation. Together they discuss how to overcome mistakes, why facing your demons is sometimes easier than avoiding them and why you must learn that you cannot please everybody. New Book Launch - 3rd December 2020‘Reinvent Yourself’ With Gerald Ratner KEY TAKEAWAYS Good and bad, nobody can believe what sometimes happens in business, and in life. Previous mistakes you have made in both your personal and professional life have made you what you are today, and you are probably a happier person because of it. If you’re having to reinvent yourself because your business has dissolved or you have lost your job, you can’t afford to lose a lot of money again. Avoid taking risks that you cannot afford to make. You sometimes need somebody to push you in the right direction. This can help you realise that facing your demons is a lot easier than avoiding them. You cannot keep avoiding things that you don't want to do. You have got to find the guts to go out there and confront your issues. When you do this, they are not as difficult to face as you may think they are. There is nothing worse than being a failure and there is nothing better than being successful. We are put on this earth to work, challenge things and to compete against others. In business, you get the best brains. Successful business people do not spend their time trying to convince people they are brilliant, they just get on with things. Try to get into a business that is unfashionable. You cannot please everybody, everybody has got different needs. Don’t try to be loved by everybody and try to persuade them that you are doing the right thing, if you believe something just get on and do it. If you start trying to get permission and opinions of others you will not get the right advice. BEST MOMENTS “I appreciate things now, after losing everything.” “It was a wonderful feeling when I actually got out there. Although I didn't want to, I was forced out there. “Get up, dust yourself off and start all over again.” VALUABLE RESOURCES https://robmoore.com/The Rise & Fall & Rise Again - Gerald Ratner ABOUT THE GUEST Gerald Ratner is a British businessman and motivational speaker. He was formerly a chief executive officer of the major British jewellery company Ratners Group. He achieved notoriety after making a speech in which he jokingly denigrated two of the company's products. He currently speaks around the world at corporate and promotional events. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to another exciting episode of the ‘How To Invest’ mini-series. This week, Rob and Mark dive into the perfect investment opportunities for an initial £25,000 investment as they cover the top strategies, tactics and fundamentals for minimal risk and maxim return. Listen in for advice, tips and tricks on the best property strategy for cash flow and for capital gains, how you can roll your initial investment into many, which tracker funds and equity share investments propose the highest returns and the lowest risks and finally what business models are working today that can net you a higher return that any other strategy when you apply these simple rules. WATCH ON YOUTUBE How to Perfectly Invest £25,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Business: A £25,000 investment can enable you to start a number of profitable business models but the ‘sweat-equity’ model whereby you work hard to cut costs and save money, in the beginning, will give you a greater chance of success in the future. Always aim to keep some of your investment back as a contingency and what you do invest, spend wisely on sales and marketing to grow your customer base. Property: For £25,000 you can quickly and easily source a buy-to-let property that has an opportunity to add value. Aim to purchase in a cheaper area of the country so that you can roll that capital investment into further single-lets after increasing the property value and refinancing. Using this method you can quickly build up a portfolio or properties using your initial £25,000 investment and keep on rolling that investment into more and more buy-to-lets, earning a rental income as well as capital gains. Shares: £25,000 can easily be put into tracker funds or single equity investments although at a higher risk. It’s a good idea to spread your shares around for minimal risk and maximum return. Investing in the top 10, premium bonds and precious metals can help to diversify your portfolio. If £25,000 is all you have you invest, with no contingency but still want to get a maximum return Rent2Rent property investing is the quickest way to generate a monthly passive cashflow. It would be wise to keep £5,000 aside as a backup and seek a JV partner for further property investments. Starting a business can be the best way to see a huge return on your investment but you must build your business with minimum outlaw with a maxim spend on marketing to grow your business and generate clients. eCommerce (Amazon/Shopify), content and informational based business models are growing marketplaces right now. BEST MOMENTS “Get your deposit back out and just keep on rolling on to the next investment|” “Premium bonds can yield you a 3% return” “There have been some big losses with crowd-funding over the recent years” “The Steel Daytona is a good investment watch to purchase now that will increase in value in the future” “It’s critical that you love what you’re putting your money into. You need to want to read, learn and become better at the investment that you make.” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ ABOUT THE GUEST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A new Winter Economy Plan sees the Government try to support tenants and those affected by COVID-19 pay their rent in an attempt to combat the £437 million of lost landlord rental income. Predicted changes to Capital Gains Tax regulations could now be a net benefit to landlords as it is proposed that tax is only paid on capital gains above the rise in monetary inflation and more in this week’s Progressive Property weekly news update with your host, Kevin McDonnell. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Weekly Property News The Winter Economy Plan: The Government have announced at New Jobs Support Scheme and extension tp self-employment income support with over £1 million businesses also receiving extra flexibility in paying back Government loans. With the end of the furlough scheme predicted to cause many household difficulties in paying rents these measures will help to combat this as private landlords across England have faced rental losses of up to £437 million as a result of COVID-19. The Government should follow hardship loan schemes set up in Scotland and Wales to help support tenants to pay their rent as a result of the COIVD-19 pandemic and landlords are now seeking out Government-backed tenant income to ensure rent is paid through schemes such as supported living and housing benefits. Landlord Today: Capital gains tax changes could result in landlords paying less, not more tax. Historically capital gains tax is not applied on all profits, only those that are above standard measures of inflation. If the Government is to reform capital gains tax regulations then they need to reintroduce a form of inflammatory relief, meaning a potential benefit for most landlords that purchased property in the 1990s and 2000s. Progressive Property Community News & Discussions What do you do when a property purchase is down-valued? There has been an upsurge in property prices due to furlough, people moving out of the cities, an influx of foreign money coming into the UK, stamp duty holidays etc, however, lenders who value the property are concerned about a downturn in the market in 2021 and are assessing the property from a safe loan to value metric, not simply how much is the property worth. Also, remember that if you’re purchasing a property and it is downvalued that is a net=benefit to you as the investor. BEST MOMENTS“The Government should follow hardship loan schemes set up in Scotland and Wales to help support tenants to pay their rent as a result of the COIVD-19 pandemic.”“A lot of landlords are looking for Government-backed income through new schemes such as supported living and housing benefit tenants to ensure rent is paid”“You’ve always got to have income coming in no matter what is happening in the current economic climate.”“There are interesting times ahead with how the Government is going to try to recoup all of that furlough money.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Luke Brindley has scaled his property empire to over 15+ properties since joining the VIP programme at Progressive Property and is now securing JV funding for more deals helping other investors source and scale their own property portfolios. Listen in as Kevin and Luke discuss the fundamentals of property investments, what it takes to scale up your business from part-time investor to full-time property entrepreneur and how you can shift your mindset, leverage social media and build up a network of investors around you quickly and effectively. Join the Progressive Property Community KEY TAKEAWAYS In property you get out what you put in. It can take a long time to get traction in the property market and secure a deal but you need to be persistent, invest in your local area and look for the longterm gain and not the short term wins. When you’re starting your property portfolio, exchanging your time for money is just too slow. You need to JV with investors and like-minded individuals in the property community to secure JV finance and more quickly scale your portfolio. If you’re investing in property alone you can have a very limited mindset and it is not until you join a mentorship group that will you understand the value in ‘getting out there and speaking with people’ and discovering that you can raise funding for property deals. Start investing in property, building your network and mastering your strategy in your local area part-time whilst you’re still employed until you have partly replaced your income and cost of living. Once you do move into property full-time your portfolio, funding and JV funding will grow exponentially. Use social media to share your property journey, interact and help other investors on their journey and you will organically grow your network and find more deals and funding for your property business. SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes BEST MOMENTS “Don’t look for the quick win, look for the long term gain.” “At the age of 35, I’ve been able to quick my day job and spend more time doing what I love” “In property you get out what you put in” “You don’t know what you don’t know” “My portfolio is 100% self-funded” “I’ll post property content daily on social media to share my success” “Two years ago I didn’t have property network and now I’m turning down deals” “Build your parachute while you’re in the aeroplane before your jump full time into property” “Social media has been the single source of finding investors for funding in the past 2 years” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ ABOUT THE GUEST Luke Brindley is a property investor, BTL portfolio owner in Hull and East Yorkshire and has been actively investing in the area since 2011 with the aim of improving the quality of available housing in the local area and provide tenants with a ‘new home’. Luke is the owner of Wizard Properties & founder of Grow Your Property Portfolio. CONTACT METHOD www.growyourportfolio.co.uk https://www.linkedin.com/in/luke-brindley-grow-your-property-portfolio/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this weeks property news, we see increased activity in buy-to-let and residential mortgage searches with the rise of property prices and the start of lockdown 2.0. Listen in as Kevin brings you the latest updates from the world of property investing and shares his advice both on short-term and long-term property strategies to combat the lockdown trend seeing a mass exodus of city apartment rentals. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Weekly Property News Property Investors Today: Warns investors not to change strategy based on lockdown trends. In the short term COVID has resulted in an exodus of people leaving apartments in the main cities and moving out to more spacious and greener areas but should we stop investing in these types of properties? Longer-term these apartments remain a good investment as we return to normality. Mortgages have seen an increased in activity admit the start of lockdown 2.0 in England. Weekly mortgage, buy-to-let and residential mortgage search volumes have increased demonstrating a renewed interest in the property market as prices rise. Progressive Property Community News Can you get a buy-to-let mortgage for 15-20k? There are only a couple of lenders that will loan at 80% LTV in the current economic climate. Whilst it is possible to get a mortgage at this rate it may not offer a favorable interest rate. What do you do if your HMO tenant isn’t paying? Part of your property journey will involve tenants not paying their rent. But what can you do? You can serve a section 8 notice and get the tenant out of the property and by investing in a Rent2Rent or HMO strategy you can scale to 20 tenants quickly which will cover the cost of the non-paying tenant. Check out a brand new Serviced Accommodation 7-day challenge with Kevin Poneskis. Learn about what it takes to start, run and grow a Serviced Accommodation business. Join Here BEST MOMENTS“We should not take a short term change such as COVID as a long term change in the property market.” “Follow the fundamentals of what has made property a great investment strategy not the short term changes.” “Now is the time to start investing in property and grasp the current opportunities in the market” “This is the new 2008, how many people wished they had invested in property back then?” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Progressive Property Co-founders Rob Moore and Mark Homer join the show to share with you the best active and passive investment strategies for high returns and regular income when investing £10,000. Discover how to get the quickest returns on your investment for short, medium and long-term capital growth from investing in everything from property, stocks and businesses to assets such as cars, watches and commodities. KEY TAKEAWAYS The quickest returns on an active £10,000 property investment will be when you combine your capital with effort and hard work and create a business. eCommerce is a great opportunity for investment, it’s a growing market with huge potential for scale. Platforms such as Shopify and Amazon can help you reach huge audiences quickly. If you’re passively investing £10,000 the safest options are most ISA’s or a portfolio of tracker funds that invest in the FTSE or American spread. Platforms such as Vanguard and Hargreaves Landsdown are recommended to use. The best property businesses to start for returns are Rent2Rent, Serviced Accommodation or Deal Packaging, these property strategies will give you a fast cashflow each month and ability to get a return on your investment so that you can scale your empire. However, a joint-venture with other investors is also a great way of pooling your capital together for larger projects with bigger returns. One of the better longer-term passive investments to make is in classic cars and watches. If you do your due-diligence using sites such as Glenmarch you can track the price of classic cars and their average price sold. With the right research on the right premium brands, these investments will increase in value year on year and you will see a positive return. BEST MOMENTS “By starting a business and by working hard you will see a better return than any other investment strategy” “We started our training business with £300 each” “Put your £10,000 into a business that you’re passionate about so that you’re motivated to grow” “Purchased non-depresiative items” “Do your own diligence on all your investments” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ https://www.glenmarch.com/https://www.hagerty.co.uk/valuation/tool/https://www.vanguardinvestor.co.uk/https://www.hl.co.uk/ SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. ABOUT THE GUEST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller "Life Leverage" Host of UK's No.1 business podcast "The Disruptive Entrepreneur." "If you don't risk anything, you risk everything." CONTACT METHOD Rob’s official website: https://robmoore.com/Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rsLinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tune in for another dose of the UK’s hottest property news and investing updates. In this episode, Kevin covers recent reports of the emerging ‘Landlords Market’, how investors are looking to expand their portfolio in 2020/2021 and dives into the announcement of an extension to the re-possession exemption landlords are facing due to the COVID-19 pandemic. Plus listen to the end to hear the latest news straight from the Progressive Property Community. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Weekly Property News Landlord Today confirms that there will be no enforcement of possession orders except in urgent cases including trespassing, squatting and fraud. 1 in 11 private renters are currently furloughed and the extension of re-possession exemption will be a lifeline to renters relying on it. However, this does not address arrears tenants and landlords are still facing and the Government need to put together a bespoke package to help renters pay off their arrears with increased benefit support and hardship loans. Property Investors Today reports that it is now ‘Landlords Market’ 10% of landlords are currently looking to expand their portfolio compared with only 3% at the end of 2019 and 82% of landlords claiming they would not look to purchase another investment property in 2020. Now landlords are looking to take advantage of the stamp duty holiday and this could see a spike in investments outside of city centres. Progressive Property Community News How can you invest 150k? Aim to leverage the investment by spreading it out into deposit pots to purchase up to five individual property investments. Additionally, 150k could be used to find JV partners and as a strategy to build out a much bigger property portfolio. There is an opportunity to purchase unencumbered land, obtain planning and then use this as leverage to build out property units. The exit will be to sell some units and keep some for passive income. With this opportunity, it’s important to think about your cashflow strategy as well as the long-term capital gains that will come with this investment. BEST MOMENTS“Extreme arrears is one of the few reasons for eviction during lockdown”“Renters have abused the ban on the re-possession exemption causing hardship”“Property in city centres no longer represent a good investment”“Now is an opportunity for landlords to take advantage of the stamp duty holiday” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Should you invest in Property or Cryptocurrency? What’s the better investment for someone looking to make a return on their money? Today, Kevin explores the advantages and disadvantages of Property VS Crypto and shares his opinion on the best investment vehicle for a steady, reliable and passive income. Listen in and learn the cycles of the property market, the reason for rising house prices and the history of Crypto market volatility. Disclaimer: Before you invest you should seek independent financial advice from a qualified professional. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes PROPERTY INVESTING The richest people on this planet have either made their money in property or invest their money into property. Property has made more people on this planet more money in history than any other wealth-generating vehicle and property is the investment class whereby people protect their wealth. The population in the UK is rising year after year and there is a lack government plans for more housing despite the growing demand and a lot of the population are living in existing sub-standard accommodation. This presents opportunities to the property investor as a growing demand will push up the value of house prices and rental contracts. Property house prices are constantly rising overtime and with generation rent, the future of UK property is destined for an increase in rental properties. There is a proven cycle to property investment with the marketing booming and busting regularly. This cycle cannot be timed but can be spotted overtime and investors can see the rise or drop coming and act accordingly to either increase their property portfolio or exit the market. CRYPTOCURRENCY INVESTING There’s massive fluctuation in the crypto markets with prices going up and down regularly. It’s a volatile investment that can yield huge returns but can also drop suddenly and as an investor it’s impossible how to know what direction the price is going in. Crypto blockchain technology is incredibly complicated and only a small number of experts truly understand it. Investing in individual Crypto coins is actually quite simple. There are thousands of Crypto coins and new ICO’s everyday so how do you know which coins will turn you a profit? Most coins will lose investors’ money and in reality Cryptocurrency is the wild west of investing today. PROPERTY VS CRYPTO In a property transaction you can force the value by leveraging the banks money, take control, keep the asset and take your money back out of the deal. This is known as the B.R.R model. With Cryptocurrency you have less control over the price. Property can be a passive income investment once you pull your initial investment back out of the deal, with Cryptocurrency you will only see a return when you sell the coin and therefore no longer have the asset. BEST MOMENTS“Property has been around forever and there will always be a demand for property, people need homes to live in and it will generate you a stable monthly cashflow every month.”“With the rise of the population and lack of new property developments, house prices and rental agreements are being pushed up.”“You’ve got to make investment decisions today that are going to make you money”“Crytocurrency is the wild west of investing”“Only invest what you’re willing to lose”“Do not out your life savings into Cryptocurrency” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another Progressive Weekly Property News Update. In today’s episode, Kevin dives into breaking news from Landlord today and PropertInvetorstoday.co.uk as they cover the upcoming licensing of private landlords and the growing retail to residential plans for retail giants as they feel the effects of the COVID-19 pandemic. Plus listen to the end to hear the latest news straight from the Progressive Property Community. Join the Progressive Property Community SUBSCRIBE TO A BRAND NEW MINI-SERIES How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Weekly Property News Landlord Today: The licensing of private landlords is on the horizon. This regulation has cross-party support and is in the pipeline to be completed in the next few years. If you’re already a private landlord you will automatically qualify for licensing but moving forward new landlords will have to meet the regulation. Property Investors Today: Will retail to residential property conversions continue to grow? Vast changes forced by COVID-19 have brought into sharp focus the dilemmas that high-street retailers are facing right now. Retailers are looking to use the space of their properties to incorporate residential property also. Progressive Property Community News If you have a HMO property and one of your tenants falls pregnant you must contact them to further understand their plans as you cannot have a HMO tenant with a newborn baby. In this situation you can retain the tenant buy offering them a single-let property as an alternative. You must do your due-diligence with tenant references. As a landlord, there are three further checks you can do to ensure you’re entering into a contract with your ideal tenant. 1. Ask them for 6-months previous paycheck/proof of rental payment. 2. Ask the second to last landlord for their reference. 3. Use a credit check platform to check their eligibility to let your property. BEST MOMENTS“Lidl and Aldi have incorporated residential space about their new stores”“Tesco own a development arm with their business” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join a brand new and exclusive investment mini-series with Progressive Property Co-founders Rob Moore and Mark Homer as they share with you how to perfectly invest £5,000 with an array of investment tactics, strategies and opportunities ranging from active and passive investments in property, business, classic cars and the stock market. If you’re looking to make a good return on your capital and invest in something you love, this episode is for you. WATCH ON YOUTUBE How to Perfectly Invest £5,000 | The Best Stocks | Property | Gold & Classic CarsSUBSCRIBE TO THE SERIES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS When you are investing, you have to first decide whether you want to use your time in that investment which is called active, or whether you don’t want to use your time in an investment which is called passive. £5,000, is a relatively small some to begin investing so for the highest return it would serve you to invest in a business, invest your time and invest the bulk of your finances in marketing to drive increased sales. If your passion is to invest in property if may be wise to continue to save until you can move into property investment full time and be smart with your finances by securing loans and JV finance to turn your initial investment into much more. You could also invest it in stock marketing or ISO, but this is passive and it would take longer to generate a huge amount of money. This would be a slower investment and return overtime but can yield impressive results. Training and education businesses are a very good investment because you only need to have the internet and a good phone to record yourself. You only need to know something to teach and a paying audience will listen. Classic watches and cars can generate you huge returns if you purchase them at the right price, but it would be more beneficial to invest in a business to generate you the type of passive income you need to invest in wealth-generating assets. Cryptocurrency is a newer market that can give you a very high return when the price and market cap go up. BEST MOMENTS"I would invest it in marketing to generate leads to clients resulting in sales." “Nothing is truly passive; you have to work hard for you not to work hard.” “It is important to preserve capital and have contingency cash.” “Cash protects you in terms of your monthly bills, liquidity and also pay your debts.” “Invest in something that you love doing.” SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome back to another weekly update of hot property news, advice and investment strategies. Today, Kevin explores recent articles from ‘Landlord Today’ and ‘Property Investor Today’ covering the booming UK holiday let market, advantages of the current stamp duty holiday and dives into the best investment areas for consistent high yields from your buy-to-let. Join the Progressive Property Community KEY TAKEAWAYS Lower purchase price areas that provide the highest yields don’t necessarily give you the least hassle. There is a much higher turnover of tenant and as a landlord investing during the current economic climate you may see missed payments and tenants facing redundancies. There’s a common misconception is you want to invest big in an affluent area for a stress free, high return investment in the buy-to-let market. Areas with higher earners will always require a much larger investment cost upfront. Cheap does not mean valuable. One of the best areas to invest in is right in between the low yielding and high yielding areas where there is good tenant demand and good employment prospects. You should be looking to invest in the holiday let market to service the demand for staycations. Since the Stamp Duty holiday announcement in July, mortgage providers have seen a direct increase of 39% in mortgages for holiday lets and bookings for UK holiday let cottages in July increased by in 19% in July YOY demonstrating the boom in the UK holiday let market. There is a delay in approved mortgage applications. Due to COVID restrictions local councils valuations and searches taking longer than normal. Additionally independent legal advice for purchases made through a limited company are also taking longer in tier 2 and 3 areas. BEST MOMENTS“Just because a higher yielding area looks like a greater investment, doesn’t necessarily mean that it’s the case.”“The UK holiday let market is booming”“You should be looking to invest in serviced accommodations with the stamp duty holiday and demand for staycations” VALUABLE RESOURCES https://www.landlordtoday.co.uk/ https://www.propertyinvestortoday.co.uk/ https://www.youtube.com/user/progressiveproperty SUBSCRIBE TO THE A NEW INVESTMENT SERIES Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic CarsWatch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTVListen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community KEY TAKEAWAYS Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth. BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tune in to a brand new podcast series covering everything hot in property right now! Hear from Progressive Property’s expert trainers each week as they cover the most up to date property news, strategies and tactics in short, informative and educational episodes. Today, Kevin weighs in on the debate between landlords, students and proposed COVID break clauses, shares his thoughts on the growth of medium-term lets and gives you an insight into the 2021 property market. Let us know in the Progressive Property Community what your thoughts are on the COVID break clauses debate between landlords and student. KEY TAKEAWAYS Should landlords consider COVID break clauses? Current proposals state that the landlord should let the student (tenant) out of their contract or provide a rent-free break whilst the students are not staying in the property. Student accommodation platforms are stating that landlord and academic authorities have to consider break clauses and premature tenancy end for student lets with students studying online and lectures being held virtually. There has been a huge growth in medium-term lets such as Airbnb’s or up to 6-month rentals. Flatio has acquired digital housing marketplace NomadX in an acquisition worth over £3.6 million to expand medium-term lets into the UK marketplace. As investors, we should be looking at what the bigger players are doing and Serviced Accommodation and medium-term let’s are growing. As a property investor, you should aim to follow the successful. There is going to be a boom in serviced accommodation so piggie back on it. Get in early ahead of the masses and you will get more money from your property as short-term let than a long term let. 2021 Predictions: With Furlough and stamp duty incentives coming to an end in early 2021 we’re likely to see a mirror image of the market crash in 2007/2008. Money will slow down and banks will stop lending but professional property investors will scale their business. BEST MOMENTS“If you look at what the top of the food chain is doing you can replicate it”“This might be the time to start doing some deals in medium-term lets”“Flatio aims to have thousands of UK property lets in its inventory in the next few years”“Those that push forward with their property investments will make significant income over the next few years” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join the debate as Kevin dives into the age-old question of investing. Should you invest in property or stocks? In this insightful episode, Kevin shares his story of property investing success and what you can get out of property that you simply cannot with stock market trading. Learn the differences in return, how to leverage and liquidate and the reasons why property has created more millionaires than any other investment strategy. KEY TAKEAWAYS Property gives you a tangible bricks and mortar asset that you can assess before buying and you’re able to control your return and plan your investment more easily than stock market investing. Property is a lot more illiquid than the stock market as you’re able to get your investment back out completely (sell) within a few weeks, however, stocks and shares can be sold instantly and are a more liquid investment. Returns in the stock market can massively fluctuate and the value of stocks can move based on the emotions of investors and external factors rather than the actual value of the stock. Investing in property gives you far more control when leveraging. You can outsource to a letting agency or deal sourcer but you still remain in control. With stocks, outsourcing to a broker doesn’t give you the same level of control. To the amateur investor, stocks give you a higher return, however when you successfully leverage the bank’s money you can make far more from property investing. For example, earning 3% of a £400k investment (£300k of the banks money) with property vs 8% return of a 100k investment in stocks. The economy moves in boom or bust cycles and property is more recession-proof as stocks are more volatile. Since the last recession property prices recovered, mortgages became cheaper, interest rates were lower and rents increased. Giving property investors a higher monthly cashflow. BEST MOMENTS “Your comfort with risk will help you decide what to invest in.” “Property was the one thing that I wanted to spend the rest of my life doing” “More millionaires are created through property than anything” “The richest people on the planet either made their money through property or invest their money into property” “When Covid hit the stock market took a plunge and the property market reminded stable” “Property can give you a 50% extra return on stocks when you know how to leverage” “Leverage is the key to success in property” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by former student, property investor and joint-venture training graduate Alex. Together they discuss how you can get into property, what to look for and how to get that first deal under your belt. Tune in today to hear top tips and advice from two property investors successfully securing deals and investing in property right now. KEY TAKEAWAYS Don’t use all your money for one property. A lot of people have enough money to buy that first house, but then they can't do any more. By reading property education books and by joining online communities you will learn better ways to invest. Education. You need to have the right knowledge for you to achieve success and not lose money. Attend courses, seminars, read books and listen to podcasts and acquire the right knowledge. Refurbishing. After purchasing property, it’s good to do refurbs, but it's really important when you're doing a refurb that you do things in the right order. Why you should invest now and not wait in the future. There are always good deals out there and if you don’t invest in it now, someone else will do and make money that was supposed to be yours. Viewing. While viewing a property, always know why the owner is selling it and if it’s in a bad state and always know if the property in in a prime area. Funding. It’s okay to get money from other people and there are always people out there with the money to lend it to you, but you have to present yourself in the right way for them to invest in you. Joint ventures. You should always put yourself out there on social media, sell yourself as who you are and what you are doing on to attract investors with the same desires that you have. Numbers. What’s important is not the asking price; the important thing is the end value. What will be the worth of that property after you've done the work? BEST MOMENTS “Look at something as an opportunity and not a problem.” “Investing in properties isn't a retirement plan, it’s a now plan.” “The uplift in value is the bonus money.” “Have faith that other people will lend you money if you present yourself in the right way.” “Show yourself as you, show your area as something that you know, and just be honest and credible about what you've got.” “Wealthy people spend their money trying to save time, while poor people spend their time trying to save money.” VALUABLE RESOURCES Rob Moore - MONEY Follow Alex Moyes https://www.facebook.com/alex.moyes.758 ABOUT THE GUEST Alex took part in the seven-day joint venture finance raising challenge that Progressive Property held on social media earlier in the summer. He was one of five people who got to pitch a deal to me and an angel investor for funding. Kevin chose Alex’s deal to fun and ‘he’s got the keys’ ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you. KEY TAKEAWAYS You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money. Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time. Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets. Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward. Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build. BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market” “Investing with your own money is the thing that holds most of us back in building a property portfolio.” VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Do you want to know how to invest for maximum return? Well, look no further as Progressive Property co-founders and expert investors Rob Moore and Mark Homer introduce a brand new and exclusive Youtube live 12-week min-series every Monday at 7PM. Each week Mark and Rob deep dive into the art of investing with actionable advice on investing in business, property, stocks, shares, assets and more with any amount of pounds or dollars, all the way from investing with nothing, up to investing £1 million. At each stage and at each investment amount there will be a different strategy, a different asset class to invest in and a different approach to investing that is tailored to yield the best return. HOW TO WATCH Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes KEY TAKEAWAYS Discover the fundamentals of investing and why you must preserve capital at all costs, whilst maximising leverage to increase your capital. Understand low, medium and high-risk investing strategies and tactics from defensive investing in low-risk physical asset classes such as wine, gold or art to high-risk high-return strategies tailored to your investment pot. At each stage and at each investment amount there will be a different strategy, a different asset class to invest in and a different approach to investing that is tailored to yield the best return. Learn the value of compound interest, how to know when and what you can leverage and the difference between active vs passive investing. Uncover the secrets to the trade-off between returns on time and returns on capital among all investment classes. BEST MOMENTS “One of the best return on investments I’ve ever gotten has been investing in myself and starting a company” “Each time you rise up and increase your investment pot your strategy will change” VALUABLE RESOURCES Watch Live On The Progressive Property YouTube Channel Every Monday At7PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The economy is down by 20% but somehow the property market is booming. Are you, like others struggling to understand why this is happening? Join Kevin as he explains why the property market is having a mini-boom during the worldwide pandemic. Learn how furlough, foreign investors and diminishing stamp duty are all contributing to the current property boom, the impact this will have on the property market and how you can use this to your advantage. KEY TAKEAWAYS There are several reasons why the property market is still going up right now, What we have is the perfect storm in the property market. This will come to an end as we head into 2021. One of the reasons there is a mini-boom in the property market is because of the furlough scheme, even though you are getting 60-80% of your salary, that is probably more than you were living off with 100% of your wages. Your day to day expenditure has gone down, meaning you have more money to spend therefore more money in the economy. If the government prediction is right and over 3 million people are going to lose their jobs once the furlough scheme is over, then those people are likely to be struggling financially. Each of these people will have mortgages or rent to pay, with their job loses and no substantial financial support from the government, this will result in them needing to downsize. Wealthy people are smart enough to know that they have got to move their money. The safest place to move money is into the property market. They are willing to pay a little bit extra, and that is another reason there is another mini-boom in the property market. If you have money sitting in your bank account, you have got to get your money into property. Even if it was giving you 1.1% in the bank, you could make 2-20% on your money if you put it into a property. There are a lot of foreign investors that are also trying to buy up UK property. China is taking over and changing the laws in Hong Kong, making it very difficult for people to risk keeping their money in that country. These people are looking to move to the UK, buying both residential homes and investment properties. They are snapping up property all over the UK right now, which is adding to the current property boom. This boom will die down as we move into 2021. Winter is coming. There is no sunshine, you are stuck indoors and furlough has come to an end. This will have an impact on the property market. The market will take a hit once all of the furlough and investor money dries up. No matter how much money people need to save, people will continue to need to live in houses. The UK does not have enough properties and the government are not solving this problem. The people that are going to provide the housing are private landlords like you could be. Be ready for the opportunities coming in 2021 as this will be the biggest property opportunity. BEST MOMENTS “A lot of people have looked at their lifestyles in the lockdown and decided that they want to change their lifestyle and part of changing their lifestyle is moving home. They’ve got that little bit of a false feeling that they’re financially stable right now. Those things are going to change.” “Now you’ve got a golden ticket. Now you’ve got the time. Let’s use it wisely.” “A property will not necessarily make you a millionaire in the next few months, but it can certainly grow much quicker than a bank will.” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you tempted to take the plunge and begin your property journey, but unsure if the ‘No Money Down’ concept can work? Well, look no further as today Kevin is joined by yet another No Money Down star who managed to succeed in property in just a short amount of time. Together they discuss how the strategy can work everywhere and anywhere, what to look for in a JV partner as well as the importance of surrounding yourself with a like-minded network. KEY TAKEAWAYS The ‘No Money Down’ concept works in every area. On the mastermind, you can meet people from anywhere and everywhere making successful creative deals. There’s only one place where this doesn’t work and that is in your head. Do not worry yourself with where other successful people are making their deals and start concentrating on learning how to do it where you are. There are many simple things you can do to ensure you make deals. Things such as highlighting and advertising your property in local markets and ensuring each of your properties has a sign on it to show that you are currently looking for tenants. When you follow these simple, low-cost techniques you will start to get direct calls and before long will be able to fully occupy your properties. When looking for a JV partner, you do not always have to go with the person who can offer you the most financially. Work with someone you click with and who you are still able to work closely with if something was to go wrong. It is important to work with someone you have a good connection with and who you can celebrate the wins and figure out the losses with. If you portray yourself in your strengths and personality, the money will come to you. Do not seek someone who has money as your main focus, you will struggle to find the right people. The property industry is extremely fast-paced. You may even lose deals because you were not quick enough to respond to potential clients. You have to move fast on your property deals. Do not be a procrastinator, especially a positive procrastinator. A positive procrastinator is somebody who makes themself feel busy but never does anything that actually makes them money, such as focusing on viewings. Along the way, you will face challenges. The only way you are going to properly fail is if you stop. You have to keep going, the property industry is a forgiving business. You will face many challenges along the way, keep going and you will succeed. If you are on this journey alone, connect with people that are going through the same struggles, who may offer advice along the way. The purpose of the Progressive Property Community is to be able to identify people who can help you and who you can learn from. BEST MOMENTS “The thing that matters is knowing what he is doing, and replicating it in your area.” “Protect what you’ve currently got, and then scale.” “As much as I thought that money was what I needed to move forward, it really wasn’t.” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Don’t miss this insightful podcast with Kevin as he answers all of your burning property questions. Today he covers everything from the importance of your social media profiles, never giving up on doing deals and ensuring your insurance policy is correct. KEY TAKEAWAYS When looking for property deals it is important not to skip people. Do not miss people off your marketing list because you think they may not give you an opportunity. Don’t presume you know why somebody else would not be interested in doing a deal with you. The way to find out is by sending letters out. Not all large landlords are open to doing deals with you, but some of them are, it is not your job to work out what they want, it is your job to market to them. What does your Facebook show when you click on it? Does it show that you are a property investor? Or does it show what you ate for your breakfast?. Your Facebook profile needs to give the right impression of yourself to those who may come across it. You need to change your mindset. Get out of your negative mindset and questioning why big investors would want to go into property alongside you. Tell everybody what you do, build your business, brand and profile constantly. Once you have built yourself up, deals will come to you. You need to ensure that you have the correct cover on the property you own and are renting out. The cover needs to be specific for the type of tenant that is living in the property. Your insurance provider will ask you what type of tenant you have occupied the property and you need to declare this. If you have the wrong insurance for the tenant living in the house, and something goes wrong you may risk receiving a payout from the insurance company. BEST MOMENTS “There are landlords that want their rental income covered.” “Does your Facebook show the right thing?” “Go around the agent if the agent won’t work with you.” VALUABLE RESOURCES https://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Learn how to maximise your opportunity to get property deals as Kevin answers your property questions and gives advice on how not to get stuck in the marketing rabbit hole. Learn the importance of ensuring you are consistently marketing yourself and your service, the importance of having a marketing action plan and how to identify no go deals. KEY TAKEAWAYS The key to success in property is that you consistently market. Do not believe something is a deal until it materialises as a deal. When an opportunity arises from your marketing techniques, chase the deal but do not turn off the marketing tap. Continue to market for more opportunities, since that opportunity may not materialise into a viable option. Many people are constantly going after something, and getting disheartened when they don’t get it and they have nothing else lined up in their pipeline. You have to build the pipeline of opportunity by consistently marketing. You need to be persistent in your marketing and ensure you are doing a little bit of everything. One marketing technique is not necessarily better than the other, a combination of techniques may accumulate into a deal. Put together a marketing plan. Start structuring it around consistent actions. Decide what marketing techniques you are going to put out there each week. No matter how many times the phone rings, you should continue to execute your marketing plan week after week. It is not about waiting for that one deal that is going to ‘make it’, it is about consistently doing lots of little deals. Know that if you trust this process a deal will come. Not every property that is on the market either for sale or for rent is going to be a deal, but there are always deals out there. When you get further into your property career you will soon be able to analyse a potential deal and move on from it. Learn how to stop chasing a deal that was never there and stop wasting your time on non-deals, when you could be marketing for more opportunities. BEST MOMENTS “If it turns into a deal, brilliant. What you have to do is make sure you are lining up a lot more opportunities behind it. You don’t want to be going back to square one.” “There is no point getting a deal, that you don’t know how to fill.” “You need to be consistently doing a little bit of everything.” VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’ve always been interested in the No Money Down technique but thought it sounded too good to be true, then listen in to this episode as Kevin is joined by Istvan Vigo, one of the No Money Down Mastermind programmes many success stories. Together they discuss how important it is to not compare your journey to others, why you should stop looking for instant gratification and why leveraging your time is the key to success. KEY TAKEAWAYS You are ALWAYS learning on this journey, time is not wasted even if you find that your property search is slower than you expected. Every time that you do a viewing and you do not get a deal, you are learning something. That is the knowledge you are going to take forward with you on your journey. The deal will come and the hardest deal you will ever do is the first one, after that your confidence will build and things get easier. Stop looking for instant gratification and instant results. Yes, this may happen for some people but it doesn’t happen like that for everybody. Do not worry about what somebody else is doing. If you complete the training with others, and people get quicker deals than you, it doesn’t mean that those people are better than you. Just keep focusing on your journey, your time will come at a different point to other people. Leveraging your time is the key to success if you are wanting to create a successful property portfolio. Business partners can allow you to share part of the risk, responsibility and profits. Having a partner can also allow you to share ideas with as well as advice that may stop you from committing to the wrong business deal. Virtual assistants that can help with the admin work are a cheap yet effective way to help leverage your time, get help as soon as you think you can afford it. You have to do your own analysis and your own education to ensure that you are taking on the right properties that will make you money. It is okay to say no to some properties. You have to be very selective, and don’t be trigger happy just because there is a deal on the table. Be selective, take the right properties and then you will have a sound and successful business. Property is simple, but it is not easy. There are many highs and lows you may face, the important thing to remember is to keep at it. Keep improving yourself by constantly educating yourself further. This will allow you to grow your business by using new techniques. Enjoy your property journey, if you don’t enjoy it or have a passion for property then it is not worth doing. BEST MOMENTS “I could be just that close. What if I keep going for just a bit longer?” “Make sure you trust the process, you keep following the steps and the action. You need to have that accountability and drive within yourself to push yourself forward.” “It is the win-win-win model. If you do it right, everybody wins.” VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Many people can be skeptical when you tell them you are able to have a successful property business using little to none of your own money, listen in today as Kevin is joined by Phil who is just one of the many success stories to come out of the No Money Down training. Together they discuss the concept of no money down, how to have confidence in your abilities to succeed in the industry as well as why now is the perfect time to start your property empire. KEY TAKEAWAYS The concept of no money down means that you will either be using very little of your own money or using somebody else’s money. No money down is all about leverage, you need to be able to leverage other people and their money or leverage specific tools that you can then use to your advantage. There are several different ways you can remove a tenant should they be causing you problems. Firstly, you can politely ask them to leave and appeal to their good nature. Secondly, you are able to serve them with a section 21 notice which is an eviction notice (maybe on hold due to COVID-19). You can also pay a tenant a reasonable amount of money to leave and finally, you could apply for a section 8 which is a rent arrear eviction notice. If you feel like you are lacking the confidence to pursue a new career in property a great piece of advice is to ‘just go ahead and do it!’ You may face criticism from some individuals, however, you will face this no matter what you are doing in the property industry. In the mastermind groups at Progressive, everyone is supportive and it is a welcoming and safe environment whereby you are surrounded by like-minded people. More millionaires and billionaires are created at the time of an economic crisis than in any other time. There are huge opportunities coming into the property sector. Observe the masses of people who are likely to avoid investing their money into a new property and then do the opposite of that. Get into property now or else you will risk looking back in a few years time at the opportunities you had and wish you would’ve listened. No money down is about learning the tools which will allow you to purchase the property you want through investment, JV partnerships or other options. Once you have the keys to the property, you are then able to implement the leasing strategy you desire. This could be anything from a HMO to rent to rent strategy. Quite often too many people are too focused on the leasing strategy that they don’t know to remember to focus on how to physically purchase the property in the first place. It is important to first gain the tools before focusing on the strategy. BEST MOMENTS “No money down is literally no money. You can do a deal with no money!” “You have just got to get out there and do it. If you don’t market yourself how is anybody going to know who you are?” “Get on the boat. The boat is sailing whether you join it or not.” VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’ve always wanted to get into property, but are unsure how to finance your dreams then listen in today as Kevin is joined by No Money Down mentee Yvette to discuss tenant-buyer investment. Learn today how attending the No Money Down training can help and inspire you when embarking on your property journey, the benefits of the mentee programme and why tenant-buyer investment is the next big thing. KEY TAKEAWAYS If you are wanting to further your knowledge of property, you need to feel the energy that the trainers on stage can offer to you. These trainers have been through this before and have genuinely trodden the path you wish to embark on. The trainers are there to help and inspire you by using their own personal experiences allowing you to believe in yourself and embark on your own property journey. You can do tenant-buyer property investment absolutely anywhere in the country because they are the homeowner from the minute they move in. Therefore, there are no maintenance fees, no management costs and you will not have to deal with any household issues that may arise, since this is the responsibility of the tenant. The tenant is on a contract to buy from the moment they move in which makes it a completely hands-free strategy for you. Being a mentee gives you accountability and allows you to rely on someone who will keep giving you a push in the right direction. Being able to go to Progressive Property HQ allows you to network with like-minded people and you come away with a new energy that lasts for weeks allowing you to achieve the goals you set with your mentor in time for your next meet up. You get to share your experience with others, allowing you to help other mentees on the same journey as you, whilst simultaneously learning from them and their experiences. With a tenant-buyer strategy the investor will put in the money, this could be anything from the deposit money to the full purchase price. You and the investor then purchase the house with a mortgage and put a tenant-buyer into the property under the agreement that they will eventually buy the property back off you in the future for an increased price. Not only will you make a profit when selling the property, but you will also make money on the cash flow each month as the tenant pays their rent without maintenance fees etc. The No Money Down training for the tenant-buyer strategy teaches you the technical process on how to get the deals. A lot of the doubt comes from your own mind telling you that you cannot do it. Find your customer before you find your property and utilise your tenant buyer to help you find the deal. BEST MOMENTS “If you have got a good concept, the way I look at it now is that I have a moral duty to keep going.” “The power of the no money down community is incredible.” “It is a phenomenal strategy, and I don’t understand why more people aren’t doing it. Tenant buyers are the next big thing. It is already here but many people are missing out on the opportunity.” VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you have been wanting to get into property investment for a while, but seriously doubted you were able to do it without using your own money, then listen in today as Kevin is joined by Paul Selman. Paul is just one of many people who found success in property using the No Money Down training. Together they discuss mindset, finding a good business partner and why you must force yourself to get educated and implement these learnings consistently. KEY TAKEAWAYS Many people doubt the theory that you are able to invest in property and make a profit using either no money or somebody else’s money. This is entirely untrue, it is absolutely possible to make money in property with little to no money, you just need to get creative. The more creative you get and the more tools you learn, the more fun you are able to have with property and the more money you can make. There are only three ways to build up a deposit to buy a house. You either exchange your time for money in a job, in this case, it will most likely take you a long time and you are unlikely to build a large property portfolio this way. You borrow money from other people such as banks or private investors or you can create the money from within your business using other people's property. If you are looking to get into property using investor funds, it is extremely important to be confident and professional. You need to look credible in front of them and you need to be able to relay the facts to them. If you are not confident in yourself and you are unable to project that confidence to other people then you are essentially trying to fight with your hands tied behind your back. Whether you think you can or whether you think you can’t, you’re right. You have got to get over the doubt in your minds and stop questioning yourself daily. Use tools such as courses, books and mentors to get educated and use this education to implement the learning. Force yourself to implement stuff on a consistent basis, whilst you are questioning it somebody else is making money in your area. If the figures stack up, it does not matter to investors which area of the country you decide to invest in. If you can prove that the investor is likely to see a 10-20% return (a much larger return than their money being sat in the bank) then they will not care where you invest their money, provided you supply the return. BEST MOMENTS “No Money Down is the tool you use to deliver the strategy.” “Use up the free time you have available, create time. It is about being smarter with your time.” “If you don’t get yourself out of your comfort zone, you will not make the money that you deserve to make.” VALUABLE RESOURCES No Money Down Book ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/