The Progressive Property Podcast

Gary Das joins Toni in this episode for a quick but valuable discussion on bridging loans. They discuss what they are, where they might be useful but also reveal the three main reasons you may not want to use them. KEY TAKEAWAYS Traditionally you would get a mortgage for a property but if you are buying from auction or similar you may need a bridging loan before you can get a mortgage. This is a short-term loan. To be accepted for a bridging loan generally, you will be borrowing against assets, but this doesn’t have to be another property or even the property you are using the bridging loan for. One of the advantages of bridging is the option to either pay an upfront fee or a certain timescale where you don’t have to pay anything yet. There are horror stories surrounding bridging loans, usually when a term has been breached and good advice wasn’t sought out. BEST MOMENTS "The key thing with a bridge is how does the bank get the money back in the not-so-distant future?” “There are certain instances where you’ll use bridging instead of a mortgage” “The more you know about the properties and the finance side the easier it is to walk in with confidence and do the deals” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kev as he explores the question of quantity -vs- quality in property investing. He talks about the quality of house, tenants, refurbs and and reveals the most important things you need to weigh up when purchasing property. KEY TAKEAWAYS You have to think about mortgage -vs- cashflow but also growth. You can get good tenants in all income brackets in all areas of society, just because someone has money and can pay more, it doesn’t mean they will be a higher quality tenant. Knowing your area is essential to finding quality tenants. They will be ‘areas within areas’ and one street can make all the difference. The monthly rental profit isn’t the only number to focus on, you also should look at the capital growth opportunities. A lower quality area means less capital growth but you probably will have a higher cash flow as your initial outlay is less. Whether you focus on quantity or quality, the most important thing is that you just get started and don't procrastinate! BEST MOMENTS "Are you sacrificing quality for quantity?” “You need to know your area” “Your return in the North looks better in the South” “What I am always focused on is cashflow, cus cashflow is the oxygen for the business” "It doesn't matter if you go for the quality or the quantity, what matters if you go for something" VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Dan Eaton hosts the podcast in this short episode where he talks about how you can get started in commercial conversions this year. If you have wanted to get into property development, particularly around converting unused and unwanted buildings then this is for you. KEY TAKEAWAYS From old banks to closed-down offices, there is a huge opportunity to convert into much needed residential accommodation. There is a whole host of building types that have permitted development rights and these are what you want to focus on. Permitted development is easy, it’s as simple as putting in the application form and waiting for the council to accept. Leveraging the expertise of others is essential in the strategy including builders and investors. Conversions may not cost as much as you expect. Commercial conversions rely on finance and investors you cannot save your way to pay for a conversion. BEST MOMENTS "What type of buildings do we need to convert?” “We can take those buildings and convert them into residential use without the need for planning permission” “I don’t know how to build things but I do know how to ask people who do” “We use other peoples money to do these types of conversions” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: [email protected] If you would like to help support Judy and Abigail with finding their forever home or future Christmas Venue, please reach out to Carole using her contact details above. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What is the best property investment strategy this year? Join Kevin in the first episode of 2024 of the Progressive Property Podcast and learn all about no-money-down (NMD) techniques and why they could work for you in your property investing journey! KEY TAKEAWAYS Strategies vary in their success depending on the area but all strategies work all the time. Historically buy to let, commercial conversions, HMOs and serviced accommodation have always worked and always will. Before you think about which investment strategy to use you need to first get the ‘house’ or property. This is where no money-down techniques come in. No money-down property investment techniques allow you to scale. Don’t confuse property investing with property owning. Most investors own a job but don’t always have lots of properties in their ownership at one time. Cash and a mortgage aren’t the only ways to get into property investing. Time and debt are valuable resources, using no money down techniques you focus on buying these rather than focusing on the physical asset Those with a poor mindset follow the system of getting into debt at a young age and out of debt for retirement. BEST MOMENTS “You can’t do property with your money down” “Most property investors, they own a job” “No money down investment techniques allow you more ideas than traditional thinking” “The richest people on this planet have the most good debt” “If you retire with no debt you’ll likely retire without significant wealth” “There’s a big difference between good debt and bad debt” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: [email protected] If you would like to help support Judy and Abigail with finding their forever home or future Christmas Venue, please reach out to Carole using her contact details above. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Looking for a boost in knowledge? Download Kevin McDonnell’s FREE NO-MONEY-DOWN GUIDE → https://bit.ly/nmdreport-yt Want to see the Lifeshare Interview and any extra information? You can watch the video on our YouTube channel here: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Maybe you’re keen to meet the progressive Trainers in Person? Come to our FREE, 3-day event here: https://bit.ly/msopi23 Show your support towards Lifeshare - DONATE HERE: https://www.lifeshare.org.uk/donate/ In this festive episode, property investor Carole Neales interviews Judith Vickers and Abigail Noonan from Lifeshare, Manchester's oldest homeless charity. Hear the inspiring story of how Lifeshare has adapted over 40 years to meet the evolving needs of the homeless community. Learn clever CSR tactics that support charities and benefit businesses too. Gain insight into the property investor mindset shift towards social impact investing and how you can get involved, even with limited funds and help work towards a collaborative solution for the UK’s housing crisis. KEY TAKEAWAYS Lifeshare started in 1984 with a soup van and pioneered many 'firsts' in homeless support services in Manchester Data poverty is a key issue preventing access to housing, jobs, and services Construction companies can provide vacant sites over holidays for shelter and food service Donating used tech helps people access support services and develop digital skills Partnering with charities boosts planning applications and contractor scores Training programs for construction jobs transform lives from homelessness to employment Central 'one stop shop' buildings allow charities to share resources and build community Government incentives and policy changes could better enable charity and business collaborations BEST MOMENTS "Everybody's two check paychecks away from being homeless." "If you get a new phone, and your old phone is still workable, you could donate that to us." "Having everyone on site get along and be excited to be there every morning, it's not gonna hurt." "No one person, no one charity can solve this problem." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: [email protected] If you would like to help support Judith and Abigail with finding their forever home or future Christmas Venue, please reach out to Carole using her contact details above. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Looking for a boost in knowledge? Download Kevin McDonnell’s FREE NO-MONEY-DOWN GUIDE → https://bit.ly/nmdreport-yt Want to see a tour of Bancroft house or the Interview itself? You can watch it all in our recent YouTube video : https://youtu.be/rC-jkwCzVXw Maybe you’re keen to meet the progressive Trainers in Person? Come to our FREE, 3-day event here: https://bit.ly/msopi23 Show your support towards the Healthier Hero’s Campaign - DONATE HERE: https://www.gofundme.com/f/the-picos-de-europa-veterans-expeditions-2024 In this special episode, property investing expert Carole Neales takes over the Progressive Property podcast to interview Andrew Powell, Director of the veterans’ charity Healthier Heroes. Hear the moving story of Andrew's difficult childhood, military career, and mental health struggles that led him to create safe housing for vulnerable veterans. They talk about the shocking realities of social housing shortages and homelessness amongst veterans and other groups. Carole and Andrew also reveal the ways property investors can make money while making a massive difference through social impact investing. KEY TAKEAWAYS Childhood adversity led Andrew to join the military, which he loved, but he still struggled mentally After Afghanistan, marital and family breakdowns caused a crisis for Andrew including alcohol, drugs, crime and then suicide attempts Andrew’s first call for help was rejected, showing Andrew that only he could save himself He created education projects and armed forces housing services to help people from similar backgrounds Andrew’s mission was to provide 24/7 supported housing for vulnerable veterans and it led to him creating Bancroft House Funding repairs and staff is one of the biggest barriers, heating alone costs £40k annually The move-on process to independent living for many is hindered by a lack of available housing stock Investors can fund buildings and houses, they can make donations that make a massive social impact and business sense too BEST MOMENTS "I was homeless at the age of 14, never finished school. So the only thing for me to do to, to escape and try and find a real family unit and connection was to join the military." "When I picked that phone up and spoke to somebody, I was actually told that was too complex for the service. And to take myself to A&E. And I was wished all the best, and the phone was put down on me." "If they were willing to buy the property, do it up, and then wait for their return on investment, so then becomes a longer game, that would work." "Because it's not just veterans who are struggling. Homelessness, it's vast." "If we can make it work on that rate...then we're fine." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Want to Connect with Carole? This is how: Website: https://www.clearwaterpropertypartners.com Email: [email protected] If you would like to help support Andrew Powell with his properties, please reach out to Carole using her contact details above. ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Would you be interested in a boost in knowledge? Download our Free Buy To Let guide - https://bit.ly/BTLReport-POD or Download our No Money Down FREE GUIDE → https://bit.ly/nmdreport-yt (either or on these ones) and Want to meet Kevin in person? Come to our FREE, 3-day MSOPI event here: https://bit.ly/msopi23 Kevin welcomes social housing expert Carole Neales to discuss the intricacies of investing in properties that provide affordable housing. They explore the different types of social housing, typical property formats, support provided to tenants, benefits for investors, challenges to be aware of, and how to ethically enter this impactful sector. Carole stresses the critical need across the UK and shares uplifting stories of the immense good this model offers communities when done properly. KEY TAKEAWAYS Social housing involves partnering with councils, charities and associations to supply accommodation and support programs helping disadvantaged groups transition positively. Investors buy and lease properties to providers, earning higher rents without voids or maintenance costs, and supporting social improvement. Typical formats are shared houses, HMOs, converted buildings, but ideal options are end terraces or detached to limit neighbor disruption. Strict due diligence is essential to avoid unscrupulous providers overpromising unsustainable returns that inevitably collapse. Ethical best practices include ensuring full safety compliance regardless of legal minimums, with regular inspections. While more complicated to enter, you can get fulfilment from improving many lives and strengthening communities. Giving generously comes full circle, opening unexpected doors and attracting conscious investors. BEST MOMENTS "If more investors were involved in this as an ethical way of making money, then we would be using less and less temporary accommodation." "I make sure that all the properties have an HMO license and are fully compliant...to future-proof the fact that I take on a property now." "By investing in this strategy you will do so much good in the community. You will create such an amazing sense of well-being that you will open doors that you never thought were there." "Give to receive. Totally. And you're doing so much good for the local community that you're helping the local residents, you're helping the taxpayer." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Katy interviews deal packager Abby on this episode. They discuss Abby’s journey to property investing and her latest deals. Abby and Katy also talk about the mindset and behaviours needed to succeed in property including being consistent and building relationships. To listen to Abby’s previous episode, head here: https://omny.fm/shows/progressive-property-podcast/from-property-to-merchandising-back KEY TAKEAWAYS Abby was working as a merchandiser and had a very busy schedule but wasn’t earning what she wanted, she knew something needed to change and attended the Progressive Property Deal Packaging course. Abby is an advocate of direct mail, she has had consistently strong leads from it. A deal Abby is recently working on is a conversion into holiday lets. It will be a lot of work but for a brilliant end result! Abby has also recently completed an assisted sale deal, which she got via a direct mail lead. Probably Abby’s most impressive deal to date is on her own £1million dream home! Part of this success was due to relationships she had previously built. BEST MOMENTS "You can’t have a week off from it you’ve got to keep at it, consistent action” “I’ve done a deal whilst in the room” “It was a complete fluke how we did it” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by property investor and previous guest Sophia Botchway. Sophia gives an overview of her property investing journey, what she has been up to since her last episode with Kevin and shares why she is on the episode solo this time! She also shares tips for getting investors’ money to help you build your property portfolio and how to manage your time to create the lifestyle you want. KEY TAKEAWAYS Sophia’s portfolio has more than doubled in the past 9 months. The team mostly focus on single lets by investing and refinancing using investors' money. Sophia and her daughter learnt to invest in their local area. They live in an expensive area but always find ways to add value. Networking is essential to find investors willing to give cash. They have the money but not the time and want to get better returns on their money. Your attitude and passion are two of the biggest things to help you to get investment, followed by knowledge. Sophia has set up a networking event in her local area as well as an estate agency! There is no such thing as not enough time, it’s all about priorities. You can make time if you want to. Sophia’s biggest difficulty is that there are more deals than she can handle so anyone who says they can’t find any deals aren’t looking hard enough. BEST MOMENTS "We’re investing in Oxfordshire, so right on our doorstep” “The money is sitting there and they want to get a better return on their money” “Just let people know how passionate you are about what you’re doing and that makes a big difference” “If you want to change your life, you can’t say you haven’t got time” “People are not looking for the deals, there are so many deals out there” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The third and final instalment of Kev’s conversation with Property Developer Jerome Roith where we learn how Jerome finances projects, raises private finance, and navigates government obstacles. He shares why direct vendor deals yield the highest ROI and how to turn "sealed" bids to your advantage. Jerome busts myths around market timing, explains why persistence trumps perfection, and gives insight into leveraging agents to your benefit. KEY TAKEAWAYS Property investing requires financial creativity, such as seller financing or joint ventures, not just capital. Approach deals asking "How can I make this work?" rather than "Can I afford this?". Surround yourself with positive, ambitious people; "If you stay close to the fire, stuff will happen." Detach from naysayers sticking to conventional, low-yield paths. Governments often make decisions to get re-elected, not to help citizens. Since you can't fix the system, learn to profit from it. Agents often lack investing experience, so don't let them dictate what constitutes a good rental or deal. Go direct to motivated sellers whenever possible. Timing the "perfect" property deal is futile. Executing dozens of good enough deals leads to portfolio growth and mastery. Sealed bids reward preferred bidders. Leverage relationships with agents to access insider information on competing offers. Minor social media critiques are irrelevant. Focus your attention on high-reward activities like financial modelling rather than perfect spelling. BEST MOMENTS "I thought everybody was broke...there's more money on the planet today than there's ever been." "If I hired a Lamborghini with some attractive females around the post, it would blow up. If it's you and me talking about deal strategies, they don't want to know." "Anyone has the ability to be anything that they want to be. It's being that best version of yourself." "My attention to detail has to be on the contracts... The social media stuff, you've kind of now opened that up." "Only do a sealed bid or preferred bid scenario if you've got the agent in your pocket." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

This is the second instalment of Kevin’s discussion with property developer educator Jerome Roith. They continue to talk about their property strategies, focusing on how they finance their projects and developments, highlighting the key differences and similarities between property investing and property developing. KEY TAKEAWAYS There are two core mechanisms when offering to an investor in property development. Either give them equity in the deal or a fixed rate of return. It’s important to remember that the risk is often much higher for an investor for a property development project than investing in an existing house, If you can have investors take a share in a project/company it means you can continue to have them invest. It can be a problem borrowing from smaller investors or those you know as they can’t afford to ‘lose’ the money, meaning they will be higher maintenance to deal with. Inflation rates mean that more people want to invest their cash rather than leave it sitting in the bank. BEST MOMENTS "I’m not a huge believer in borrowing expensive money especially when you don’t know when you’re going to be able to pay it back” “It’s cheaper for them than traditional lettings” “One of the issues with running a company today is the level of administration you have to adhere to” “It’s become easier to raise money because of inflation” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin for the first instalment of a discussion with property developer educator Jerome Roith. Jerome works very differently from Kevin but has had a lot of success which is why Kevin wanted to get him on the show, to share his knowledge and different perspective on property. Jerome shares his personal journey into property development and Jerome and Kevin share the similarities and differences in their property approaches. KEY TAKEAWAYS After Kev had investments go under in the 2007 crash he had to get creative with making property deals, this is when he started doing rent-to-rent and lease options. Jerome sells to developers, which carries a different level of risk but gives him better margins. Time is valuable and the more experience you have the more valuable your time is to others. Kevin is always looking for new creative ways to invest in property, such as converting student accommodation into serviced accommodation or HMOs for professionals. Being an expert in your local area can help you source the best deals especially if joint venturing. Joint venturing is also something that can be useful in Jerome’s world of property development, particularly around enabling scale. BEST MOMENTS "You do a lot of land and not the house itself” “I had the realisation that if I don’t do something I’ll be paying this off for the rest of my life” “The thing that put me in debt was property but the quickest thing to get my out of debt was…property” “There’s too many people running around not making enough of a margin and taking all the risk” “When I move into other things that’s when I make mistakes” “If you’re not making money when you sleep you’ll work til you die” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin McDonnell, Katie Wilson, Dan Eton, Toni Gargan and Kevin Poneskis for their biggest property-investing horror stories in this Halloween special! KEY TAKEAWAYS Whilst viewing a house she wanted to offer on, Katie discovered drugs that had been left there by the evicted tenant! Toni bought a portfolio during covid which meant some properties she was unable to view. Once able to view one property in particular, the damp in the bathroom was so bad that the walls were crumbling and the radiator was copper and black! It was in an old doctor’s surgery basement that Dan discovered a Roman urn! Many people felt a presence in this basement too. A haunted house in a not nice part of town that is also very ugly, makes just as much money as Kevin’s other serviced accommodation properties! BEST MOMENTS "I did get chased down the road by a cage-fighting drug dealer when deal packaging once” “Nightmare into a ker-ching moment” “This is not a kids story” “Every time I see a for sale sign up I wonder maybe there was something contained in that urn” “They’d go to bed at night time and they would hear things moving and they’d wake up in the morning and the blinds had been moved or something had been moved in the house somewhere” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin Poneskis hosts this episode where he interviews Beth Cardy who has a portfolio in serviced accommodation. Beth talks about her current properties, why she started working with progressive property and how they helped accelerate her property investing journey. KEY TAKEAWAYS After being a landlord for a decade Beth found things weren’t working as well as she expected. She knew there had to be another way and after attending Progressive Properties Multiple Streams of Income event she discovered serviced accommodation. Mentoring, systems and support are three things that Beth was missing in her previous entrepreneurial journey. These three things she received from the progressive community and she attributes them to her success. Beth’s mindset has been transformed since deciding to make the change and move forward when her initial investment plan wasn’t working. Beth sourced her great cleaning and maintenance team from Facebook, based on recommendations and feedback. Having a high-quality reliable team helps her keep up standards with her properties. Having the progressive network and community is invaluable for any kind of support or help you need. BEST MOMENTS "It wasn’t going well and I felt there had to be a better way” “It’s crazy that my income is 100% of what it was because I wasn’t making any money” “When you’re stuck you can’t always see where you are or what you’re going through” “The progressive groups [Facebook] I use quite a lot for recommendations” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin interviews Ahmed Khan, a property investor who started his journey while still in university. Ahmed shares how he got into property by attending Kevin's MSOPI event, and then working for free to gain experience and credibility. Ahmed explains his stepping stone approach, starting small and working up to bigger projects while building confidence and talks about why anyone can get started in property right now. KEY TAKEAWAYS Ahmed attended a property event while at university, realising he could invest without large deposits by using other people's money. He worked for free on commission to gain experience and credibility, allowing him to raise his own money later. Started with low-cost strategies like rent-to-rent, making cash flow to save up for deposits. Ahmed transitioned from rent-to-rent to buying properties, converting them (e.g. 1 bed to 2 bed) and refinancing to get his capital back. He then took a stepping stone approach, starting small and then progressively doing bigger projects as his confidence grew. Be pessimistic about your limitations rather than overly optimistic, so you don't set unrealistic expectations. Take small actions aligned with your experience level to get started, knowing it will lead to bigger things later. Have a long-term plan (5-10 years) rather than expecting success immediately, reducing pressure. BEST MOMENTS "I'll work for you, not for free, but for commission, right? I’ll help you raise money and those sort of bits and I'll, I'll take a part of the deal." "When I make a video where I've just done a house into five flats. People assume I've just started and I've jumped straight into this, but they've missed the bits where I was raising 2000 pounds for a small rental, rental." "I think anyone can't do a house into multiple flats, but they can do a one bed into a two bed. But what happens is the second you do that, that unlocks the experience and the confidence to do the next the house into two and you know Then the house into four then the house into five." "Rather than being optimistic, you have to be pessimistic, and be like, you know what, I actually, I'm not that good, I don't have that much confidence, I don't have experience, I'm just gonna find the smallest, shittiest thing I can find, and I'll just do that because I I can't do anything else." "Just go into it knowing just knowing that you suck right and then if you go into it with that intention You don't do the big stuff like yeah, yeah, I can't do what Kevin's doing I can't do what this person's doing because I'm not that person." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni Gargan takes over the Progressive Property Podcast and interviews good friend Halstead Otley, a long-time property investor and host of the Ipswich PPN. They discuss Halstead's journey from working in retail to building a substantial property portfolio, including the challenges he faced with high-interest rates in the 1990s. Halstead shares insights on different strategies like buy-to-let, HMOs, and commercial, emphasising the importance of education and taking action. KEY TAKEAWAYS Halstead was inspired to start investing after seeing his parents' house value grow from £1200 to £25k in just 16 years. He saved deposits by working extra jobs and bought properties secretly as his friends weren't interested. Having unofficial mentors helped guide him. When interest rates rose to 16% in 1992, Halstead nearly lost his portfolio but worked with a mortgage broker to find solutions. He focused on different strategies at different times - buy-to-let, HMOs, serviced apartments, commercial. Education plus taking action has helped him stay ahead of the game. Halstead hosts the Ipswich PPN to help build an ethical property community and link new investors to trusted suppliers. Despite challenges, he's stayed motivated by wanting financial freedom and helping others achieve the same. Halstead still sees buy-to-let as the best long-term cashflow strategy. Tenants often add value themselves over decades. BEST MOMENTS "I didn't come from money. And I want to show other people and help other people who haven't got money that that shouldn't be why you don't do it." "Because property has allowed me the freedom that I've got, you know, the financial freedom that I've got, that I can do what I want, when I want, with whom I want." "I think that buy to lets, over time, will be the best cash flow and asset you can have." "Once the commercial buildings get built and we're doing the storage containers, once they're up and running, I think I'd like to do more of that." "I stayed at home, and I just got a sheet of paper, and I just brainstormed." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Listen in to this episode to hear from, Darren O'Reilly, a SA Delegate who thought he could do it alone but then realised and recognised the many benefits of the network and support from Progressive. Learn why he chose rent to rent for his core strategy, how he is making 9k cash flow a month and the lessons he has learnt along the way. KEY TAKEAWAYS Darren learnt his initial knowledge around property from his parents, who believed in never selling anything you owned and saving. After attending a SA course, Darren almost signed up but was put off by a nervous person on the course talking negatively. Darren later realised how much money there could be made and how investing in the right ways could and would accelerate this and went back to be coached by Progressive. Ongoing support and mentoring can make a big difference when implementing a new property strategy, it provides tailored and 121 support that a course cannot do. SA is a hospitality business as well as a property strategy, it comes with its own unique set of problems and challenges. If you are willing to work hard, there is significant money to be made in SA, it's a formula that works. BEST MOMENTS “They told me not to sell anything I bought” “I look back now and wish I’d ventured” “Let’s focus on why [SA] it’s worth it” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

According to Forbes, house prices have declined at the fastest rate since 2009! In this episode, Toni looks through the housing price index (HPI) and identifies ways this may impact a property investor including the threats it poses as well as the many opportunities to be found. KEY TAKEAWAYS What will be a struggle and threat to some property investors or homeowners could present an opportunity for the right property investment strategy. Sometimes it can be better to pay a slightly higher interest rate rather than fixed rates as the stress test is lower. Lenders still need people to borrow money, you will see this demonstrated in different deals. We are at the end of a cycle and moving into another, this is the perfect time to buy. Prices are dropping now but prices will start to increase. When you put the right tenants in your properties and have done the right affordability calculations and stress tests, you will always be in a good position as a landlord. BEST MOMENTS “This is all indicating that there are opportunities” “There is a clear north-south divide in prices” “The stress tests were actually below the mortgage rate” “While rents are increasing you’re going to get a fabulous cash flow” VALUABLE RESOURCES Looking for more? Download Mark Homer’s FREE 42 Tips Guide → https://bit.ly/mhreport-yt https://youtu.be/JDh3EQSgscQ MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev gives his thoughts on the current report put out by the Renters Reform Coalition. He discusses their claims that landlords are responsible for the shortage of housing and talks about how the government could actually help solve the housing crisis instead. KEY TAKEAWAYS Many landlords wouldn’t have benefitted from the rises between the 1990s and now. You can’t compare the value of a house in the 90s to now, it’s not comparable. The government are responsible for building council homes, not landlords. Help to buy isn’t a good solution for the housing crisis, it benefits developers and helps them sell whilst putting buyers in more debt. Landlords have no choice but to put the rents up, this is an economic issue caused by the government, it’s inflation. There are many properties out there that could be put back into use, providing new homes for people but also jobs as they are refurbished. BEST MOMENTS “All homeowners have had their values go up too, it’s a bit one-sided” “Are landlords responsible for the housing crisis?” “Help to buy is not the answer” “If that property value goes up, they hit you going out the door with your inheritance tax, the death tax” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is interviewed by MJ, who is doing a dissertation around AI and wants to quiz Kev on what he thinks the impact will be on the property world. They talk about the real-life implications and applications of AI and VR including relationships with clients, costs and convenience. KEY TAKEAWAYS VR and AI present a unique opportunity to build better relationships. There will be huge time savings to be had once AI has been established within a workflow. Virtual reality means that staff and people other than the landlords can review accommodation, sending the recording to the landlord to review at their convenience. Communication is essential if AI and VR are to work in any industry, individuals and companies need to be educated with realistic expectations. MJ believes that real estate agents haven’t been told or educated about why and how AI and VR could work for them. You don’t have a business unless you have happy customers, if you can make your customers happier then you can generate more income, Kev would want AI or VR to aid in this. BEST MOMENTS “I’m really excited about this and also really scared” “Relationship building is important between a real estate agent and a customer” “Any relationship starts with trust in the first place” “Would you buy a house on the back of a virtual reality tour?” “You know way more about the technology than the actual client that would be using it” “If you want to sell me on virtual reality you need to sell me the benefits not ask me why I would use it” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni talks about what is happening in the property market right now including housing prices becoming more affordable, the student market as well as an update on EPCs and why knowing what is happening in your community is essential. KEY TAKEAWAYS What has happened in the past year has skewed the property market, things may seem more affordable now but only because they have been so inflated. A drop in the housing stock in the market doesn’t mean there won’t be property available for you to take on, many landlords are exiting properties for a variety of reasons, and there are many opportunities to be taken. The average salary of 33k in the UK means single people are being priced out of buying a house, which presents opportunities for the rental market. Student lets is a part of the property sector that is growing dramatically and it isn’t too late to get started, it’s projected to keep growing at a high rate. You need to get your communities on side as a property developer, this will only help you with the planning stages. BEST MOMENTS “This is a huge opportunity for you to be doing some more direct-to-vendor marketing, identifying the potential challenges and highlight the win-win situations” “If properties are more affordable than they were a year ago the educated people are the ones winning in this instance” “Student lets, definitely something to keep your eye on” “It’s really important that you know what’s happening in your communities” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Nick Thorpe has been a mentor with the Progressive Academy for 8 years, having sourced over 450 properties of his own and building and exiting multiple businesses. Nick joins Toni to talk about the multiple property strategies he has used over the years, his biggest challenges and why he settled into the sector of student accommodation. KEY TAKEAWAYS One of Nick’s most challenging projects was his first development, converting properties in Brighton into HMO. He was living in Leeds at the time so it was difficult to project manage from a distance, especially with some of the difficulties he faced and he only broke even. Nick has also partnered with the wrong people previously which has caused him to lose money. Nick noticed that there were many student landlords in his area that had been doing the same thing year in and year out so he decided to disrupt the space, bringing in more aesthetically pleasing options in great locations. Bringing people in-house to help with his projects is something Nick has replicated across all his property investments. Having the right location is essential for student lets. You need to understand what’s important to students specifically, such as good wifi and local amenities. BEST MOMENTS “You had an intention and you built a business around it” “It really worked that was the niche, I could make it look very good and at a decent cost” “That’s the standard now, but it wasn’t then” “There are accommodation shortages according to UCAS” “Literally find out what people want and give it to them” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin is joined by Carole Neales in this episode to talk about the 240 units she has built in just 6 years. Carole came to Progressive in 2015 and started her journey properly in 2017 and talks to Kev about how Progressive helped her and what she has learnt since attending Progressive Property courses. Carole also talks in-depth about her unique property portfolio in social housing. KEY TAKEAWAYS Carole works with charities and supports many people through her property portfolio as the units she manages are social housing. Working in the hotel business as well as events means that Carole had always worked in customer-facing roles, she likes people and her favourite thing is talking! After seeing vulnerable children and having empathy for those struggling financially, Carole wanted to do something she could help society whilst also making good investments. Most landlords aren’t bad people, they want to help people. Bad tenants come from all walks of life. Carole doesn’t believe she has had any more issues with damage and rent arrears with her social tenants than private landlords would get. BEST MOMENTS ‘Everything we do whether it’s needed or not we make sure is HMO compliant as there’s always going to be more than 2 people in the property’ ‘Some of us are quick to judge people that have fallen on hard time’ ‘Landlords are really great’ ‘Because I work with them so closely, I get preferential rate’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Carole Neales Director Clearwater Property Partners [email protected] ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark Homer talk about what’s happening in the news right now in regards to residential property investment and gives an update on what we are seeing in the marketplace too. KEY TAKEAWAYS House prices have dropped 3-4% across the country. We aren’t seeing a big increase in repossessions as some might have expected. There are 110k people coming off fixed-rate mortgages a month right now Lenders have had pressure put on them by the government to switch people to interest-only mortgages to help with affordability. There are a lot of new permitted development rights going through consultation right now which could be transformative for anyone looking to convert buildings into residential use. Betting offices, and payday loans will be within the permitted benefit scheme under new changes for redevelopment. There is a collaboration between the government and a property steering committee to get property digitalised, creating less friction, speed and transforming the industry. BEST MOMENTS “You can imagine these interest rate rises are going to bite and decrease their spending elsewhere” “This is quite different to what we saw in the late 80s and because of that repossessions are still very, very low” “House prices have probably dropped 10-15% in many areas” “ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin shares some of his YouTube content in this episode, to help you in your property journey and save you from making mistakes. Kevin explores the topic of freehold -vs- leasehold properties, whether you should invest in either or both and outlines the key differences you need to be aware of as a property investor. KEY TAKEAWAYS When you buy a freehold it means you are buying the property and the land it is on. With a leasehold, you lease the land. This means as well as a mortgage to pay you also have service charges. With leasehold, you may be expected to pay for things that are external as well as internal, anything external is a joint responsibility between you and the leaseholder. Short leases, under 75 years, are hard to mortgage and start to devalue. You can get creative with leasehold properties and make money in ways you can’t do with freehold. You need to be the expert and work out your profit yourself, make sure you always include additional fees, estate agents might not include these. BEST MOMENTS “As long as that mortgage is paid, that freehold property is yours” “Leasehold properties are typically, blocks of flats” “When you buy a leasehold property make sure you know what you’re buying” “The benefits far outweigh owning freehold property because it is always yours” “Be very careful of leasehold property, where you do your numbers wrong!” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Toni and Emerald join the podcast to talk about Michael Goves’s housing crisis speech, the pressure on housing prices in the South of England and whether buy to let is now dead. KEY TAKEAWAYS House prices dropping can present some unique opportunities for investors so don't be frightened by headlines. Average house prices are now falling on a yearly basis in most places in the UK -vs- the last two or three years. However in Yorkshire, Midlands and Northern Ireland they have actually increased. Sales are half of what they were this time last year but last year we were still in a bubble, Toni believes the market is simply correcting itself. The government needs to support landlords, they play a critical role in plugging the housing shortage gap but instead, they keep bringing in more regs and rules to punish them. The government need to take some ownership of the current situation. BEST MOMENTS “It’s the largest year-on-year decrease since 2011” “We like that Forbes tells you one thing on one page and something totally different on the next” “What goes up must come down” “The asking price is irrelevant as it’s usually been created by over-enthusiastic estate agents” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What exactly is inflation and why is it important to us as the general public but also as property investors? Kev explores these questions and gives straight forward, unbiased, and honest answers and talks about the real reasons why more billionaires are created in a crash than at any other time. KEY TAKEAWAYS The measuring of inflation isn’t always that accurate. It’s not just about the goods you buy in a supermarket but everything in the economy that requires currency to exchange hands. In the past couple of years wages are simply not high enough to keep up with inflation, even the government is looking at increasing public sector wages by 6%, which is still way below the rate of inflation. Right now you can enter the property market for less, there are unique opportunities out there for investors. Buy to let investors have always had to buy with a higher deposit, if you have the cash you can invest as long as you stress test yourself. Property prices are going to come down, there will be many repossessions including rental properties. The amateur investors who overleveraged and did not plan will be the ones who suffer. It’s the ones that need to sell and that you can help where you will make money. BEST MOMENTS “Inflation is simply the buying power of money” “Does increasing interest rates help solve the inflation problem? Yes to a point but not like it used to” “Will every landlord have future proffed their portfolio like I did? Absolutely not” “More billionaires are created in a crash than any other time” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Abby Pendlebury joins Kev in this episode. Abby is only 4 months into her property journey but gives inspiration for what you can do in a short amount of time as well as what you can focus on for the future of your property journey as she shares her current plans and those for the next few years. https://www.linkedin.com/in/abby-pendlebury-57078b266/?originalSubdomain=uk KEY TAKEAWAYS Previously a merchandiser, Abby’s father has always been in property as well as other family members so it’s always been something she has thought about. Abby attended the progressive deal packaging course and as soon as she completed it she decided to quit her job and start on property full time The packaging Abby offers is to order, they will source for their clients and deliver exactly what it is they want and need. You have to take time to build relationships with investors, they need to trust you to work with you. Start small and build upon your network in order to grow and scale. BEST MOMENTS “Things are always changing, you need that education, learn from people who have done it” “You and the buyer make more money and the loser is the government and banks” “We will literally do what it is you want us to do” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Shimon Rudich of MS Law joins Kev to talk about creative property investing including the many options out there and the most effective ways of utilising them to grow your property investing business. KEY TAKEAWAYS You have to be willing to think outside of the box and out of your comfort zone in order to use creative property investing techniques. If you want to scale quickly and make money faster then creative property techniques are the way forward for you. There are many similarities between what is happening now and 2008, if the housing market crashes there will be many opportunities for experienced property investors. If the market crashes, as a property investor you pay less but you can still charge the same rent. It also ‘culls’ a lot of investors that aren’t serious so can be a positive thing for you as an investor. There isn’t one single strategy that works for everyone or even every situation. You must tailor your strategy to your unique circumstances. BEST MOMENTS “Different people have different mentalities” “If you only do things in one way you limit the opportunities” “We buy properties to make money and instead of buying in the usual way we can buy to make more money, why say no” “They deserve to be out of the game” “Less competition, pay less, what’s bad about a market crash now?” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

It’s a take-over this week as Toni and Emerald give their opinions on the past month's property headlines including whether now is the right time to invest. They also give tips and solutions to some of the difficulties property investors may be facing right now. KEY TAKEAWAYS House prices are falling, but only by small amounts in most places. Many property headlines are currently sensationalising to the max! A lot of them can be mostly ignored. For every downside, there is an upside. Now could be a good time to buy for many people including first-time buyers. Ensure that the information that you are engaging with is from people who know what they talk about, people and experts with experience and knowledge in property investing. There are key differences between landlords and property investors. If you’re buying long term, it’s unlikely you will regret what you pay for a house. Property investing is for the long game. A joint venture is one way to decrease your own personal risk in the current market. Toni and Emerald would recommend downloading Mark Homer’s e-book, 42 tips. The price an estate agent gives is not a sold price, always bear this in mind when looking at the changes in prices. The news is never where you should base your decisions on, the information they give is to sell news not to help you in business. BEST MOMENTS “House prices are now falling” “Get an education from people who know what they are doing” “Look at creative solutions which you will know if you surround yourself with the right people” “Part of being an investor is understanding the market, doing your own research so you know what’s going on” “How is anybody supposed to decipher this, day to day everything is changing” “Perspective is absolutely key” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more Kevin gives his honest thoughts and advice in response to some of the most popular questions from his students and masterminds surrounding property investing including how to use debt to generate money, whether rent2rent is a legitimate business and even how Kevin keeps up his motivation and energy! KEY TAKEAWAYS You can create money through using assets, such as property. You can move from earning money to creating money by taking on ‘good debt’. Kev used to get up tired and go to bed tired in his corporate job, property investing is living his dream and spending each day creating and building something for himself. This is where he finds his energy! Property investing is one of the few things that allows average people to build a legacy. Think of all the opportunities each day presents to you. The problem with the world today is we aren’t building resilience into our children yet the world is a very difficult place to live. Property investing isn’t about competing with one another like in the corporate world, it’s all about collaboration. Your success comes with other people, not at their expense. AI will change the world and to succeed we need to embrace it and see it as an opportunity. BEST MOMENTS “Only the government can make money, they print it” “A property business pays you today, a property investment doesn’t necessarily pay you today” “I’m building something I’m passionate about” “Property investing allows you to build your own dream, your own legacy” “Everything happens for a reason, there is no such thing as good luck or bad luck just balance” “You can’t think an impossible thought, anything is possible” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Vito is a former estate agent who has his own property portfolio. He talks to Kev about the differences between agents and investors, his own journey as well as KEY TAKEAWAYS After feeling disengaged from being an estate agent, Vito came to Progressive Property in 2020 to learn about property investing at the MSOPI event. He discovered there was another way to work with property and his investing journey began. Vito has mastered the no-money-down strategy and attributes his first deal to learning from and working with progressive property. Working alone and not collaborating is a mistake. If you utilise others’ knowledge, experience, network and even their money you will build your portfolio faster! BEST MOMENTS “I was learning about the strategies and it opened up my mind” “Being an estate agent, your mind is closed” “If it wasn’t for progressive, I wouldn’t have that no money down deal” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD The renters' reform bill was entered into parliament in May 2023, in this episode Kev, Mark and Kieran discuss their thoughts, including the upsides and downsides as well as how landlords and developers can make it work for them. KEY TAKEAWAYS The new bill will get rid of section 21, which is a 2-month eviction notice that can be served without grounds. The announcement of this bill is accelerating the mass exodus of landlords. It’s important to read into the bill yourself and not just look at headlines and rumours. There will always be tenants and therefore opportunities for landlords to make money but it might mean an increase in rent for many. Whilst changes by government are often called reforms, Kieran believes there are a whole host of things in the past that have made things worse for both tenants and landlords including epc criteria and the inability to offset interest. If legitimate landlords are having to charge more because of new legislation then those who can’t afford rent will instead look to rogue landlords. The bill talks about changes to allowing pets but it actually may put landlords in a better position as it states that insurance by the tenant will need to be bought to cover damage. It’s not just landlords that ask tenants to leave, tenants often want to leave after shorts amount of time too. Ultimately cost will be going up for both landlords and tenants as a result of this bill. BEST MOMENTS “None of this is set in stone there are potentially things that could be changed” “There are laws in this country that protect tenants” “Landlords will just have to get better at using the section 8” “A buy to let landlord will only be there if they can make money” “All of this stuff can be used as an opportunity” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Rachel is a property investor in Peterborough, the same location as Progressive Property founders Rob and Mark. In this episode, she proves that there are still great deals to be found and money to be made in locations that have large investors in the area. KEY TAKEAWAYS Previously a management consultant who moved into commercial cleaning once she had a family. Rachel was inspired by Rob Moore’s book, Multiple Streams of Property Income to attend the MSOPI event and create her own property portfolio. Being someone who finds an opportunity in a problem is the reason Rachel was able to pivot during the pandemic. Don’t decide on one strategy to use instead look for properties and then adapt and use the strategy that suits that particular property. A lot of the best deals can take time and patience. Rachel frequently works with investors that don’t have the time to find deals or put the work in required for big returns and so she does this for them with their money. BEST MOMENTS “There’s enough for everybody” “The properties ran themselves” “Find properties and then decide which strategy suits the property” “They’ve got to trust you and want to work with you and understand your ethics” “I work with investors who don’t have time” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Jennifer Roberts is a property investor specialising in deal packaging. She joins Kev in this episode to talk about how she managed to secure two deals in just two weeks of starting her journey and what she has learnt since then to help grow and build her property business. KEY TAKEAWAYS The 70, 20 and 10 rule helps you diversify your business strategies without putting the wrong attention on the least important things. You spend 70% of your time on your main strategy, 20% on your second and then 10% on your third. Jennifer started day trading at just the age of 13, this was her main business strategy until starting in property. Deal packaging is what Jennifer has been drawn to, she likes being out chasing and creating deals. Jennifer’s mum was a customer of Progressive Properties training courses and recommended them to Jennifer which is how she got started. Being young and lacking experience were Jennifer’s main barriers to securing deals but she says that having self-confidence and people skills are what helped her present herself and sell herself well. Reward comes with risk, it’s about managing and controlling that risk. BEST MOMENTS “I started trading at 13” “The deal packaging is a similar feeling to stocks” “Confidence is key and talking to people, people skills” “I like high risk” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD In this episode, Mark explains how to protect yourself and the importance of due diligence when engaging in joint venturing, borrowing, and lending money. Mark talks about the checks you can do to ensure you don’t make any mistakes when choosing someone to work with as well as red flags to look out for and how to identify them. He also talks about how to check for credibility in people, businesses and investments and other ways you can invest money in a careful and considered way. KEY TAKEAWAYS You need to know someone for at least 6 months before choosing to invest with them. Ask for someone's credit file to get a good picture of whether what they are saying is true. Ask specific questions about their current investments and their portfolio. You can ask an individual to apply for basic disclosure to show any unspent convictions however this won’t show you many things that are historical. Ask for past people they have done deals with, you can cross-reference these with the land registry to ensure they are legitimate. A good brand and social media profile isn’t a good enough reason to trust someone. You must do legitimate checks on anyone you work with. It’s essential you find a solicitor that is your own and they check any agreements instructed by you before signing any deals. You should carry out the same due diligence on anybody, no matter who they are and what appearance they give out. BEST MOMENTS ‘"I call them toilet paper in a way because I've got a personal guarantee only." “Try and work out if they are the sort of person you can trust, telling the truth and whether you like them” “I would only lend on a first charge basis and I’d only lend on a 70% loan to value” “Just because someone looks like they’re doing something, doesn't mean you should be doing any less due diligence” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Carole Neales joins Kev in this episode to talk about the 57 projects she has completed, which has resulted in over 246 units and all in just 6 years! Carole attended progressive property events in 2015 and shares how this helped her build her knowledge and talks in depth about her unique property portfolio in social housing. KEY TAKEAWAYS Carole works with charities and supports many people through her property portfolio as the units she manages are social housing. Working in the hotel business as well as events means that Carole had always worked in customer-facing roles, she likes people and her favourite thing is talking! After seeing vulnerable children and having empathy for those struggling financially, Carole wanted to do something she could help society whilst also making good investments. Most landlords aren’t bad people, they want to help people. Bad tenants come from all walks of life. Carole doesn’t believe she has had any more issues with damage and rent arrears with her social tenants than private landlords would get. BEST MOMENTS ‘Everything we do whether it’s needed or not we make sure is HMO compliant as there’s always going to be more than 2 people in the property’ ‘Some of us are quick to judge people that have fallen on hard time’ ‘Landlords are really great’ ‘Because I work with them so closely, I get preferential rate’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Carole Neales Director Clearwater Property Partners [email protected] ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you scared of making a mistake? Are you fearful of making a bad investment? In today’s episode of the Progressive Property Podcast, Kevin shares with new investors a 7-stage step-by-step guide on purchasing property and how to know if it’s a good investment. Discover how to spot a strong rental demand, where you can add value and what investments are best for instant cashflow. Join the Progressive Property Community KEY TAKEAWAYS Strong rental demand. You should not invest unless you’re sure that you can tenant that property. Research the demographic, demand, value and type of property that rents well in your chosen investment area online and in-person and even survey potential tenants and competition to discover your ideal investment. Cashflow. You need to invest in property that pays a positive cashflow today. Calculate your rental income (turnover) minus your expenses = profit/cashflow. Cashflow will also help to protect you from a recession negatively affecting house prices. Can you add value? Making money is about adding value to a property. Don’t gamble with a property that cannot be improved. Always research the footprint of the property for opportunities to add value. Capital growth potential vs stable property prices. When prices are stable and growth is miserable you will more accurately be able to predict future capital growth potential for that property on that street. Local Economy. Monitor the local economy and understand weather companies will be investing in the area and creating jobs and wealth which will lead to increased rental demand and capital gains. Make your money when you buy. Purchase at the right price, add value and bank future profits. Property Management. Always purchase in an area with good management companies and never manage your investments yourself so that you can focus on finding more deals to increase your wealth BEST MOMENTS“View other properties to get a good idea of what rental properties should look like”“Property is a business that needs to create you an income today”“If you build up cashflow generating assets, you can replace your income and cover your cost of living”“Equity is vanity, cashflow is sanity”“You cannot add value to new build properties”“Force the value of your property to increase wealth”“Add value and recycle your investment back out by leveraging the banks money” VALUABLE RESOURCES Rob Moore - MONEY ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Which is the better investment, a cheap house or one that’s of higher value? Kev answers this question as well as talks through his most recent refurbishment and gives tips for anyone looking to do the same. KEY TAKEAWAYS Kitchens and bathrooms are where you make value. You don’t have to spend a fortune to add value. Don’t change a boiler just because it’s old as long as it’s safe and it works you can just keep it. Finish the cupboards in the same way as everywhere else, it makes a big difference to tenants, at little cost to you. If you look at areas on a scale of 1 being the worst and 10 being the best, Kev advises looking at areas 2, 3 and 4 to get the highest return on a long-term rental. Cheaper areas will you give you more income month to month but you will get more capital long-term from a property in a more expensive area. BEST MOMENTS ‘The kitchens and bathrooms are where you need to spend a bit extra’ ‘What this country needs is more good landlords providing quality accommodation for people’ ‘The upside of a cheaper area is you’ll make more monthly money, the downside is you don’t get as much capital growth’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Is a property market crash imminent? Kev explores this question and reveals everything you need to know about the market right now! KEY TAKEAWAYS Kev has both breadth and depth of knowledge in property, he has invested in everything from buy to lets to commercial conversions. This is why he is best placed to answer questions around the imminent ‘crash’. High-interest rates aren’t all bad news, they effectively stress test all of your investments, meaning you’ll never risk buying something you later can’t afford. Property investing is about the long term, that’s why you don’t need to worry about high inflation right now. There are big deals and opportunities out there to make money in property and anyone could find and take these but people don’t think creatively. If you are looking to move up the ladder and get a ‘dream home’ for a good price, now is the perfect time. The only route out of a recession is to stimulate the economy, to create growth and to do this a key way is to make lending cheaper which means interest rates will need to drop. BEST MOMENTS ‘I know the property market inside out’ ‘High interest rates actually protect you’ ‘You do not need to be a professional property investor to find these deals’ ‘It doesn’t matter how high the Bank of England push up interest rates, I’m not convinced it will control inflation’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to a very special episode of the Progressive Property Podcast as Kevin covers the five key things to know before you get started in property. Discover why you don’t need your own money to start investing, why it’s important to surround yourself with a network of like-minded people and why cheap doesn’t mean cheap! If you’re starting out in property, this episode is for you. KEY TAKEAWAYS You don’t need your own money to start. With low-interest rates, there are billions of people looking for safe investments in the property market and you can help them by finding and sourcing deals and purchasing property with none of your own money. Surround yourself with likeminded people. Your network is your network, the right network of people will help to advise you to build assets, invest your wealth back into yourself and help to grow you and your legacy over time. Invest locally. You know your local area better than anyone else. Investing locally means you can move quickly, negotiate better deals, build and expand on your local network and invest in the right areas because you know your local streets. Find a mentor that challenges you to think bigger. Everyone has a mentor in their life but are they protecting you and holding you back? Join the Progressive community and find a property mentor that is an expert in property and that can help to propel you and your property portfolio forward. Cheap doesn’t mean valuable. The R.E.A.S.O.N model helps you identify what not to buy. Rundown, Expensive, Abroad, Scattergun, Off-plan, New-build. BEST MOMENTS “There’s nothing safer than property investment” “When you invest locally, you know the property market” “Investing with your own money is the thing that holds most of us back in building a property portfolio.” VALUABLE RESOURCES No Money Down Challenge - YouTubehttps://www.amazon.co.uk/No-Money-Down-Property-Investing/dp/1909846767 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ http://progressiveproperty.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD One of Kevin’s most asked questions is how to add value to a rental property, in this episode he explores various ways you can do this including 5 fundamentals you need to focus on. ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT KEY TAKEAWAYS Buy something where you know you can add value, where there is space for improvements, particularly focusing on the kitchen and bathroom. Probably one of the most effective ways to add value is to think about the internal layout of the property and how you can make this work better and more valuable. E.g turning a 2 bed into a 3 bed house; this can add up to 25% of the equity. Carpets and decoration are the final two touches for every room in the property that adds value. Loft conversions and basement conversions can add significant value to a property, especially in cities. BEST MOMENTS “nice bathrooms, nice kitchens, they’re going to give you highest impact on value and highest impact on rental income” “You don’t have to spend a huge amount of money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ***FREE DOWNLOAD*** How YOU Can Make A FORTUNE From Buy-To-Let http://bit.ly/BTLReport-YT ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

CLASH OF THE TITANS - Go To moorevleeds.com to find out more FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev is joined by “The brains behind Progressive Property” Mark Homer for a second time to talk about how to build and manage a property business including your accounts and finances as well as investing. Mark and Kev also discuss investing abroad, the best way to do crypto and the biggest financial mistakes they see people making again and again. KEY TAKEAWAYS One day Mark envisions moving abroad, his plan would be to come back to the UK once a month for 3-4 days for tax rules and use that time to manage his team on the ground in the UK Mark recommends using a simple spreadsheet to manage your costs, finances etc when first starting out, it’s simple, it works and is usually free! The impact of late payments (excluding mortgages) on a company credit file is less than on a personal file, another one of the benefits of setting yourself up as a limited company as soon as you can. Bitcoin is probably the most stable coin from an investment perspective, anything else is a real gamble. Mark would still recommend you don’t put any more than 5% into Bitcoin as it’s still very high risk. Most of those in cryptocurrency are then converting it into something ‘real’ such as fiat currency. Now is the time to buy property, prices are falling and will continue to fall and then increase again. Mark only buys properties with a 10-year view, he doesn’t flip properties. He also focuses on unloved properties as this is where he can add the most value. BEST MOMENTS ‘Leverage is often not paying a bill, because the bill is wrong’ ‘The underlying technology behind crypto, the ledger system, is revolutionary’ ‘You can use property [investing] as the vehicle to earn money and put that into crypto…it’s a no-money-down crypto’ ‘I’ve never made more money, investing wise, out of anything other than property’ ‘As interest rates have gone up, it’s pushed property prices down’ ‘I love the stuff that’s unloved because that’s where you add value’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kev is joined by “The brains behind Progressive Property” Mark Homer to talk about how he built his multi-million property empire, his thoughts on the property market right now, as well as how to find investors and venture partners. He also delves deep into the importance of risk in business and how you can manage it. KEY TAKEAWAYS The biggest risk mark has had to contend with is his most recent property development when lockdown hit right in the middle of the project and he was paying 60k a month in interest. But the risks taken have paid off. Lots of people use the asking price as a guide price in property, but it can be irrelevant in the grand scheme, a property will sell for what someone is willing to pay for it. There’s still leverage to be had in single-let properties, you just need to focus closely now more than ever, on the yield. Direct to the vendor can be a great way to get a discount on your purchase price but working with agents and fostering those relationships can help you get more and bigger deals too. You have to educate yourself so that you know how to recognise a good property deal anywhere, regardless of whether that is from an agent, direct or even at auction. Build credibility for yourself and show the value you can bring to a deal, creating your own track record, this will make you appealing to investors. Debt can be powerful. It’s important to not over leverage but you can actually make more money from inflation by reducing the value of the mortgage than actual growth in real terms. A good accountant can add a lot of value, you don’t know what you don’t know and they can reduce your tax bills significantly. BEST MOMENTS ‘If I’ve got a property question, if I’ve got a business question, Mark Homer is the person I’m going to go to” “You always want to add value, it’s so important” “The best deals we have ever done have been direct vendor” “We all start the same way” “You can make more money out of inflation, reducing the value of the mortgage than you can growth in real terms” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kev answers your questions again on another Q&A episode of The Progressive Property Podcast. Kev focuses on the state of the market, the fundamentals of property investing and why there is still plenty of money and deals out there to be had. KEY TAKEAWAYS A lender will lend as long as the rental income is 130% more than the mortgage payment, as a minimum. This is the lender stress test. Although the market is difficult at the moment, there are more motivated sellers in the property market right now allowing you to use creative investment techniques. Using your own money isn’t the way to build your property portfolio, there are multiple ways to borrow and use other people’s money. Landlords are leaving property, but mostly due to retirement, nothing to do with the market. Don’t confuse below market value with below asking price. You can create value in a variety of ways, particularly if you are willing to do the work. BEST MOMENTS ‘You need to add value and force the value up’ ‘You can buy property cheaper than you could 3 years ago’ ‘The banks are not at risk today, the banks have plenty of money’ ‘You aren’t buying a house for today, you’re buying a house for life’ ‘Please don’t confuse below market value with below asking price’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin answers your burning questions from a professional’s point of view – everything from why now is the perfect time to engage with the buy-to-let strategy, to the most effective way to make sure you damp-proof your house and achieve better energy efficiency. KEY TAKEAWAYS Buy-to-let is to buy a property and let it out to a tenant. BRRR is to buy a property, refurbish it, and rent it out to a tenant. You make money not from rental income only – you buy value from the beginning. When you’re damp-proofing a house, you only need to go about 1.5 metres up a wall. Don’t confuse damp-proofing with energy efficiency. The mainstream media are convinced that buy-to-let is dead as a strategy, but those who actually operate in the sector know very different. Buy to let is very much alive and kicking. Cheap doesn’t always mean valuable. Cheap generally means cheap. Don’t invest elsewhere in an unknown place just because it’s cheaper. Invest in the places you know, even if it costs you a little bit more. BEST MOMENTS ‘No property investor should be buying a perfect house and renting it out to a tenant!’ ‘Insulate your ceilings to keep the heat in!’ ‘It has never been easier to do buy to let!’ ‘There are way more opportunities for investors like me and you’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast, Kevin discusses everyone’s most hated topic, Tax! There are new tax changes incoming, and here is what you need to know. Do not fear, there have always been tax changes and people have ALWAYS made money, the key is to roll with the punches and listen to Kevin’s top tips so that you can make the most of your money! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Run your investment property as serviced accommodation to avoid paying tax on your interest only mortgage! Turn your properties into a limited company to get access to incorporation relief. (You will still have to pay stamp duty) STOP PAYING TOO MUCH TAX by getting a tax advisor instead of an accountant. If you run a business (and property is a business) make sure you claim for all of your deductible expenses before tax! If you’re investing in a property to rent, look for properties with happy, paying tenants already in it. That way, you don’t have to risk finding potentially rubbish tenants yourself! BEST MOMENTS “There have always been tax changes from the government, and people have ALWAYS made and lost money, the key is to roll with the punches” “Accountants are tax collectors for the government, get a Tax Advisor instead!” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Let https://bit.ly/BTLReport-POD Kevin talks openly and factually about whether you should be selling or buying in the wake of the further BOE interest rate rise! KEY TAKEAWAYS The BOE has increased increase rates again, the base rate is now 4%. The majority of people who decide on rises are in agreement that this is close to the highest they should go. The 2007 crash was for completely different reasons to the struggles we are seeing now. As fewer people are buying, particularly amateur investors, that presents opportunities for experienced investors. Property investing should be about the long term, house prices will always increase in the long run. You can easily waste time waiting for the ‘right’ or ‘best’ property, meaning you’ll miss out on a lot of great investing opportunities. Everybody needs to use creative techniques and other people’s money to build a property portfolio. BEST MOMENTS ‘They are talking about it being pretty close to the top of the interest rate rises’ ‘If it stops people spending money it also stops people buying property’ ‘Less buyers, prices start to go down’ ‘We know fundamentally that property prices in 2024, 2025, will be significantly higher than they are today’ ‘Whilst many people are waiting for the best property, they miss just doing deals that work’ VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/