The Progressive Property Podcast

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode Kevin speaks with Gary Ware from the brighter skies podcast. Gary started in property in 2016 flipping properties; his goal was to make enough money in property to become mortgage free. He educated himself well, including various Progressive programmes such as Multiple Streams of income which he now attributes a lot of his success to. As well as Gary’s own journey, they talk about the importance of resourcefulness, mental health and of course, property. Join them to hear an open and compelling conversation about what it’s really like to change your life with property. KEY TAKEAWAYS Gary struggled with school and ended up leaving with just two GCSEs. However, he knew that he had two dreams, either to be an entrepreneur or to go into the Red Arrows. Under his Dads’ guidance he joined The Royal Airforce. After working his way up he realised he had reached his peak and still wanted to become an entrepreneur, so that’s what he did. When Kevin started in property he thought he didn’t need a wealth of knowledge, this lead to him making a very big investment mistake abroad. He lost a lot of money, his advice to anyone wanting to get into property is to get educated first. Being in the Red Arrows at a managerial level taught Gary how to manage people, put processes in place and project managing. All invaluable transferable skills for his property journey. Gary’s biggest obstacle in his property journey has been imposter syndrome. Kevin believes that imposter syndrome is actually fear but that you need to have some fear to encourage you to research and gather evidence of what is the correct steps to take to become successful. MSOPI – Multiple Streams of Income: is the Progressive course that Gary first took which changed the trajectory of his property journey: he says it changed his life. The course has the UK’s brightest property experts share in-depth, practical knowledge of buy-to-let properties, raising finance and how to build a mighty property portfolio from the ground up. There may be a wealth of free knowledge out there but if it was that easy to access, understand and motivate you then everyone would know everything. A lot of success it built around commitment, to try, challenge and then succeed. Kevin’s biggest wins were when he restarted after failing. Taking those first steps after making a mistake is what has built his success today. BEST MOMENTS “It was the wake-up call, follow your dreams” “I restarted and I focused on cashflow…and know I’m known as the UKs no-money down expert!” “You’re getting a generic answer and sometimes a little bit of knowledge in the wrong hands is a disaster" “You call it imposter syndrome, I call it fear…fear that holds you back is dangerous, fear that drives you forward is good” “I don’t love property, I love what it does for me and I love securing a deal” VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk/offers/msopi-property-investing-event-tc-ggl/?gclid=Cj0KCQiAjc2QBhDgARIsAMc3SqR7wMwLKFciEZbG8Jn8hUh2CDX2xN7HrF-DQJohHHG6d7DTUEnSaVYaAnatEALw_wcB https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Gary Ware https://uk.linkedin.com/in/gary-ware-47337874 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD “Progressives' vision is to help as many people on the planet invest freedom, choice and profit. We’ll keep doing that as long as we can and not quit” Join the co-founders of Progressive Property, Rob Moore and Mark Homer as they celebrate the 15 year anniversary of Progressive! Rob and Mark have made hundreds of deals, navigated through recessions, highs and many lows, constantly having to innovate and change to remain relevant and prosperous. They also talk about their favourite moments, who and what inspires them and what the next steps for themselves and Progressive will be. KEY TAKEAWAYS Like many businesses, Rob, Mark and the various Progressive companies, have had to adapt and pivot to manage through covid. Their ability to adapt, willingness to evolve and foresight has allowed them to not just survive during the pandemic, but thrive. The biggest thing that has impacted Progressive in the past and continues to do so, is government changes; including introducing new laws, regulations and planning regulations. The renting landscape is changing. There is more and more demand for residential properties and the standard is also shifting. Such as included amenities and the high quality finish that is being created and found in rental properties. Neither Rob or Mark envisioned the place they are at today. They could easily retire off their property portfolio alone, excluding the income they receive from their other businesses. The journey to becoming the biggest training company was exciting but the challenge has been staying there. People are constantly trying to steal Progressives ideas, trainers and everything else! They have to be ahead of the game to remain at the top. Rob and Mark have never wanted to quit the Progressive journey. Of course they have had their share of challenging and difficult times but they have always had faith in property and in themselves, to keep moving forward. Progressives visions is to help as many people as they can, to invest for freedom, choice and profit. They have helped thousands of people to date, Rob and Mark don’t celebrate this often enough! To key being a successful entrepreneur is remaining unsatisfied; you have to always be striving for more. It’s essential to have complimentary skills with a business partner. This is how Rob and Mark have been able to work together so successfully for so many years. The government have a lot of power; this is the most valuable lesson that Rob and Mark have learnt since the start of the Progressive journey. They cost Progressive the most and they also impact them the most with many regulations and changes they make. Key to overcoming these challenges is the fact Rob and Mark have kept Progressive Nimble, with good cashflow and surrounded themselves with the right professionals to navigate any changes that impact Progressive. Life is for living, we all only get one life. It’s important to always remember that. This is one of the things that drives Rob through life and BEST MOMENTS “You do get passive income but you also get active problems” “All these changes have been sped up over the past couple of years” “I learned a lot from Mark in those early years to catch up…once I started to believe in myself I started to think we could do everything” “It’s got to be about our customers and our tenants, and our investors and our community” “It was always property first, before training and course…you can’t teach what you don’t know” “One of the biggest lessons for me is to stay nimble, keep plenty of cash” ALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD A motivating and informative episode where Kevin speaks to property investor Martin Sanderson. Martin talks about how he got started in property investing and how he turned his initial zero investment into a scalable successful property business. KEY TAKEAWAYS Martin was working in hospitality but then read Kevin’s book which made him decide to do the Progressive No Money Down Course and hasn’t looked back since. When lockdown hit, Martin took the initiative and put himself out there on social media and it worked – he secured deals whilst most of the country was on pause. Martin has already managed to scale his no-money down property business, he has managed this mostly by using creative techniques he learnt from Progressive, often helping people along the way too. Networking was incredibly beneficial to Martin and his team. This made him want to join and expand the Progressive Property Network in his area of Preston. BEST MOMENTS “You can create the money to buy that building out of the profits of the pub, it becomes a true no-money-down deal the money is created before you ever buy it from the asset you’ve acquired” “It’s helping people get more from their property in a creative structured way” “If you’re listening to this, do not share the details of a deal unless you’ve got it secured” ALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin was at one of his refurb properties recording for the Progressive Property YouTube channel and it got him thinking about the myth of house prices right now being ‘expensive’. He talks about the causes of the housing market growth the past 18 months, explains why this has happened and demonstrates that it is actually an opportunity you can seize. KEY TAKEAWAYS If you went back to previous house price hikes, such as 2003 and 1995 would you ask why house prices are so expensive? Are they really expensive or is it just the new normal? Due to pandemic restrictions, lockdowns, the stamp duty holiday and inflation we have seen tremendous increase in house prices in the past 18+ months. The uncertainty around banking, cash savings and inflation causing devaluation of money has created more property buyers, compounding the already booming market. Expense is all relative. It doesn’t matter how much a property costs you if you make profit from it each month or you are adding value. Your mortgage will always be cheaper than what you can rent it out at. Look for properties where you can add some value. BEST MOMENTS “When you print money and you put more money in the economy is causes inflation” “We created a property bubble…these are little money boxes, it doesn’t matter what the price is, what matters is the profit you make from it” “Interest rates have never been cheaper, they’re historically low” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Kevin joins Jessen James on the Mind Over Money podcast to talk about the power of property investing itself, as well as his own personal journey in business, and the part that mind-set has played in his incredible rise to success. KEY TAKEAWAYS Inspiration can take many forms, but nothing stirs us or empowers us more than seeing others who have succeeded, and hearing the stories of how they did so. When our backs are against the wall, we usually discover how strong and resourceful we can be. Never be afraid of pressure, because it can serve to highlight our strengths. Often, we tell ourselves that success is elusive. We are afraid to take the risks for fear that they won't work out. Taking that first step towards action is crucial. Accountability is important when it comes to our business journey. We must take responsibility for the choices we make, even if they are wrong ones. BEST MOMENTS 'Within 12 months I'd replaced my income' 'I had no choice but to think creatively' 'It's not difficult to raise money. It's difficult to try' 'Stop looking back and look forward' VALUABLE RESOURCES Mind Over Money Podcast - https://omny.fm/shows/mind-over-money ABOUT THE GUEST Jessen James Jessen has spoken to and trained thousands of entrepreneurs all over the world, and has featured on Channel 5's Rich House Poor House. Having built, bought and sold multiple businesses himself, Jessen has had some amazing wins and some rather spectacular fails too! He now dedicates his time to serving others to better their lives and businesses by sharing his learnings. Get in touch today. ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Join Kevin in this insightful episode. He discusses his thoughts on what will happen to the UK property market in 2022 and looks back at what happened in 2021 to help answer this hotly debated question. KEY TAKEAWAYS House prices in 2021 rose significantly, this was pure growth. The stamp duty holiday, high inflation and the drive towards assets caused this. A crash will be coming, it might not be in 2022 but it’s possible, however Kevin believes it is more likely to occur in 2023 to 2025. Inflation will decrease in 2022 but it will still remain high. BEST MOMENTS “There is not set amount of years on a cycle, it’s not that simple. However what goes up must flatten out, must fall” “Will we see growth like 2021? I don’t think so” "BYOB should mean 'Be Your Own Bank'. If you want to become successful you've got to take control of your financial future" VALUABLE RESOURCES Progressive Property PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF) Wealth Dynamics Test ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD In this episode, Kevin speaks to Joe Catchside who has over 16 years’ experience in the property industry, including in property investing and running his own estate agency. They talk in depth about estate agents and share some tips and tricks about how to get the best out of them. They also discuss the importance of building relationships and how to utilise them to create your perfect property portfolio. KEY TAKEAWAYS Joe opened his own estate agents in 2005 with his wife. After having their first child, they wanted a business that could give them some security that was also built on their personal experience in property. They had some very challenging years and circumstances in running their estate agency and after the most difficult year of 2016, they decided to start building their own property portfolio to build their wealth. Although there are some very experienced and passionate estate agents out there, the overwhelming majority don’t have their own property portfolio. It’s worth building lasting relationships with agents as once they know you are credible they will pass fantastic deals onto you first. It has to be a win-win relationship, you need to identify to them why they will benefit from doing a deal with you. Although Joe had a lot of experience in property, he decided for his next property investing steps he wanted some more formal training. He has completed several progressive courses including No Money Down and Serviced Accommodation Masterclass. There may be big property investors in your area but this doesn’t mean there aren’t still deals to be had. Build great relationships and put yourself out there. BEST MOMENTS “The overwhelmingly majority of agency staff are people that are salaried employees and that just happens to be where they work” “You need to be frank and transparent with what you are doing” “Many of the best deals are delivered by a call before it even gets onto right move” “Ultimately houses sell at the price that the market dictates” ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Kevin McDonnell Facebook Kevin McDonnell website Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

FREE DOWNLOAD How YOU Can Make A FORTUNE From Buy-To-Lethttps://bit.ly/BTLReport-POD Listen in to this episode to hear Mark Homer talk about his predications for 2022, where the market is going, what he thinks may happen and the impact this will have on business owners and property investors KEY TAKEAWAYS Smaller units and apartments have been selling slower in 2021 –vs- houses, especially in London. The North and satellite cities such as Peterborough have benefitted from this and have been ‘catching up’ with London. There have been a lot of discussions around inflation. Mark doesn’t believe there is going to be some massive spike of inflation into the double digits, he just doesn’t think this is likely to happen, most of what we is seeing is just a short term side effect of restrictions and lockdowns on supplies. Mark thinks that capital growth in 2022 will be higher on smaller units and apartments in cities than it will be on houses in rural areas, mostly due to the success the latter has found in 2021, everywhere else will be playing catch-up. Cryptocurrency has had another successful and strong year in 2021. Many people have used it as a speculative investment strategy as well as a way to store money. 2022 is likely to be a more turbulent year and many of the smaller cryptocurrencies will probably fail. Look for yield in 2022. Only invest in assets that are solid, will yield well and that you fully understand. BEST MOMENTS “I don’t need to tell you in 2021 house prices went up a lot” “My educated guess is that the equilibrium rate probably hasn’t changed that much” “Once you become the best, you beat the rest of the market and you end up making solid returns” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of the Progressive Property Podcast we revisit episode 134 where Dan gives you the 5 essential things to consider when looking for a JV partner. Choosing your JV partner is NOT a child’s game, like pin the tail on the donkey or ring-around-the-rosy. There’s too much at stake when you don’t think carefully and you don’t have your guards up. Discover how you can thoroughly pick the best JV partner in your property business through Dan’s simple steps. There will always be one who’s very compatible with your knowledge, skills, and vision, so never settle! KEY TAKEAWAYS Work out the real reason you need a JV partner. Are you really in dire need? Or are you just lacking of self-belief? What business are you looking to bring your JV partner on? Make sure that your bringing in the right person. If you don’t want to do it alone, it’s worth considering also to have a mentor who can guide you. Having a JV partner might complicate the situation if you aren’t clear yet of your purpose. What will each person’s role be? It’s best that you complement each other. Find someone who have the knowledge and skills that you lack. And, who will deal with the day to day issues? If you just want someone who will provide the funds, then being active with the operations is the least to worry about when looking for a JV partner. Before any agreements, remember to make a list of things you need to agree upfront. A JV Partnership agreement must entail everything each of you must bring to the table. What does your JV partner want? Know what outcome are they looking forward to. Also prepare an exit plan just incase of unforeseen circumstances (e.g. breach of contract, critical illness, etc.) If you’re looking for a joint venture in property, familiarize yourselves first with PS13/3 regulations. There are only a bunch of people you’re allowed to joint venture with, and PS13/3 has it detailed. Don’t pick someone just like you. You are not looking for another you, you are looking for someone who can do what you can’t do. Consider taking the Wealth Dynamics Test to gauge if your personalities are compatible. You and your partner can be: a Creator, a Star, a Supporter, a Deal Maker, a Trader, an Accumulator, a Lord, or a Mechanic. Don’t rush in to picking a JV partner. If you’re picking someone for the long term, test everything out first. It would be a waste of time to know that what you have hope for in the partnership won’t be fruitful. Be clear about their values, not just about the money, the skill, and the knowledge they can offer. BEST MOMENTS “Sometimes, people think they need a JV partner and they go into business with somebody when in hindsight, all they needed was to build some knowledge and gain some belief for themselves.” “We have the end in mind before we even started, and that’s what’s really important.” “You are not looking for the best mate to go out with, you are looking for a business partner who brings a different dynamic, a different skillset.” “Pick the right person to grow the business.” “It’s not a race; it’s a journey.” “I made a lot of mistakes in property, but I made them before I got educated.” VALUABLE RESOURCES Progressive Property PS13/3 Restrictions on the retail distribution of unregulated collective investment schemes (PDF) Wealth Dynamics Test ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode of The Progressive Property Podcast, we revisit a previous episode, with entrepreneur and property investor Alfie Best. Learn how to grow your property business quickly, understand the benefits of getting an education and pick up great hints and tips along the way with Kevin and Alfie! KEY TAKEAWAYS Property is a people business. One of the best gifts that you can be given is learning how to speak to everybody because you never know who's coming out from behind that door. It could be somebody 90, it could be somebody 15. They're from many different worlds. Learning how to speak to people on the spot is a massive education because it gives you the confidence to know how to speak to people. How to grow your business quickly. Everybody has problems but your problems should not be an issue, your problems should be a learning experience and every issue that you come across makes you stronger for the next round. It's about going out for the fight, being fit for the fight, being fit for the purpose of the fight, and learning by your mistakes. Education. Another thing you should do to grow your business rapidly is about knowing your business whether it is vehicles selling, whether it is property or whatever. Through education and learning how you should operate your business to reach optimum production of your company or business, you will always succeed in your businesses. Self-belief that failure is not an option. This is something that should always be in you whether you are successful or not or whether you are rich or poor. Having this kind of spirit in you always keeps you going whenever the times get hard and be sure with this, you will always emerge at the top. We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from. We don't make mistakes unless we harp on them, what we do is we learn from them to not make that decision in that way again. Be prepared to listen. There’s a reason we were given one mouth and two ears by God, this is so that you can listen more and do less talking. The more you listen the more you learn. This helps a lot because you get to learn more skills that you didn’t know from people by listening to them. Ask if you are not sure of anything. Be prepared to take advice from people who have already achieved great success. Swallow your pride and ask, do not assume that you know everything which may cost you big in the future. If you want advice, don't ask the funeral or the undertaker how to arrange your wedding and don't go to the wedding exhibition expecting them to arrange a funeral, go to the right person to ask the right question, ask people that are within the industry. When you're in a job that you love, do more than you're paid to do because you will be recognized for it and you will climb the ladder faster than anybody else in that company. Because people can see that you're somebody that is conscientious about what you're doing. For you to achieve success in your personal and business life, you need to look at the company that you surround yourself with because if you surround yourself with people talking about football, you’ll talk about football, if you surround yourself with people talking about boxing, you’ll talk about boxing, if you surround yourself with people talking about business, you’ll talk about business, this is because we are all creatures of habit. Try to surround yourself with people that have the right habits. BEST MOMENTS “One of the best gifts that you can be given is learning how to speak to everybody.” “Always learn through your mistakes.” “Everybody makes mistakes, the two things you need to do is admit them and learn from them. People that can't admit them and people that can't learn from them will stay stagnant.” “We can all fail if we believe it's a failure, or we can all win if we believe our failures are just lessons that we're learning from.” “You fail when you quit.” “We don’t live long enough to make all of the mistakes ourselves, learn from others and life will be a lot shorter and a lot more enjoyable where your work is concerned.” “A man with a plan will be a genius without a plan.” “We are never ever too old to learn.” “The only person that put somebody down is themselves.” “Success is made up of good habits.” “Believe in yourself and always listen to everybody but the advice you choose to take must be your decision.” VALUABLE RESOURCES Website: https://kevinmcdonnell.co.uk/ ABOUT THE GUEST Alfie Best. He was working from the age of eight and with time, his entrepreneurial mind kicked in at an age of around 12 and 14. He got a 250 million pound plus empire in different types of property, mainly around stuff like Park homes, commercial buildings, and other assets across land developments, different stuff. CONTACT METHOD www.twitter.com/alfiebest33 ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an exp

There’s no need to quit your full-time job if you want to start your property business today. You’ve got so much time—that you may not know of—which we could use to finally realise that business idea. If there are 168 hours per week and assuming you consume 40 hours with work and 56 hours with sleep, then you’ve got free 72 hours weekly. In this episode, Kevin gives the 8 essential tips on how you can optimise your precious time. You can even do some of your tasks while at the office, while commuting, or while doing some chores. There’s really no reason anymore to make an excuse. Put in that determination and action, everything else will follow. Start tuning in today to the Progressive Property Podcast to learn more. KEY TAKEAWAYS Tip #1: Time Management. Commit to one task a day. There are 365 days in a year. That’s a lot of time to grow your business. You can even do the smallest on your busy days and use the weekends for the time-consuming ones. Tip #2: Go to work early, leave work late. In this way, you can beat the traffic. We can use the time you spend on the road on something more important while you’re at the office waiting. Tip #3: Listen to podcasts. It’s efficient if we learn about property during our downtime or doing household chores or on our drive home, as long as listening won’t put you in any harm. Tip #4: Use your break time to build your network and schedule your tasks. Call letting agents, book a viewing. Tip #5: Could you reduce your hours? Loot at you company policy. There are companies who allow 3-day weekends. But this only applies when you haven’t exhausted all your free time available. Tip #6: Look for joint venture (JV) partners. Find someone who’s on the same journey as you but have different skillset from you. In this way, it’s easier to split tasks. Tip #7: Attend as many property networking events. As you learn, you also grow your network. You meet people that will support you in your journey through these property events. Prepare an elevator pitch. Tip #8: Outsource. Get a virtual assistant, a marketing personnel, or whoever you need to do your some of your tasks. BEST MOMENTS "You have 168 hours a week, I got 168 hours a week. It’s what we do with those hours that is important.” “Make the most use of your free time.” “Your network is your net worth.” ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Kevin McDonnell Facebook Kevin McDonnell website Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There are five main ways you can generate wealth:Save Cash,Invest in Gold,Invest in Stock,Cryptocurrencies,Property Investing, The billionaires on the planet, make their money in one of these five ways and in this episode, Kevin discusses and compares them, both the positives and the negatives in an unbiased way. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Do we really know what we are doing when we save cash? The depreciation of sterling and all cash can make it an unwise decision. If you are wanting to create generational wealth, cash is the worst way to do it. Whilst you are saving money, you are wasting your time, the time you could be using to get ahead and beat inflation. Having assets is a way to protect your initial investment and protect your money. For example, putting it into property. Many of us have heard that gold is a safe way to save your money. But, Gold prices over the years have in fact gone both up and down, it isn’t as sure-safe as we have been lead to think; for example it has only gone up $40 in the past 40 years. Property is always in limited supply. Investing in property is much less of a gamble than investing in something like stocks because of this. Even ‘safe’ bitcoins can be a risk. Cryptocurrency is very volatile. It is the wildwest of investing. If you educate yourself well and spend time on researching it is possible to make a good investment from cryptocurrency, if you get in at the beginning you may make a big amount, but there is a big risk attached too. If you look at the property market for generations, it goes up in value. But it’s not just about this. It creates you an income day-to-day and it also gives you leverage. If you buy a property, the land beneath it will always be there. In 10, 20, 30 years who knows what will happen with crypto, certain stocks, gold or cash. BEST MOMENTS “The value of Amazons stock is where the real money comes from” “All the things you spend your money up has gone up” “Your money should be working for you in assets” “Cash does not build you wealth, cash makes you poor” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this week’s episode, Kevin talks about all things auctions. Listen to Kevin talk about how you can still make money with auctions, what to look out for and how you can avid expensive mistakes. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Making good money on auctions is all about knowledge and education. You need to have a good overall understanding of property investing and be educated around what to look for. Relationships are important to make deals with estate agents. With auctions, there’s no relationship needed, in this sense it’s easier and requires less work. With auctions, you know what other people were willing to pay. As long as you are educated it’s then easy to see if you have offered the right price or not. There’s 200+ auction houses around the country, just because someone has been to one and it wasn’t good or was expensive that doesn’t mean there aren’t deals to be had in other places. Keep things financial, don’t let emotions have an influence over your price and use your knowledge to get great deals. Kevin never makes early bids. He waits until people stop bidding as much and then offers. Sometimes he even offers post-auction if there have been no bids. If you can read the room properly then you can offer directly with the owner and use it not selling at auction as leverage. BEST MOMENTS “Auctions are phenomenal now” “With right move it’s already too late” “If you bid too early you’re adding fuel to the fire” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOSTKevin McDonnell Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Join Kevin in this episode as he answers various questions from the progressive community, giving some great knowledge and tips from his wealth of experience in property. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Rent to rent is a great strategy if you want to get into property with little or none of your own money. You can make quick cash flow and learn the property business. Attend local networking events and go to local landlord meetings to find out what builders and maintenance people they are using. There is less risk if you get recommendations for tradesmen this way. As Kevin has scaled up, he can now get refurbs completed cheaper: he has in-house teams, meaning he gets discounts from tradesmen that work for his company as well as on materials. LPG discounts also give him a big saving. BEST MOMENTS “It’s the perfect win-win, landlords, who want the baby but not the labour pain”“I wouldn’t do a HMO if it’s only a 3 bed” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this motivating and informative episode Kevin speaks to George Scott about his journey into property investing and the benefits of attending and implementing Progressive Property Training. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS George would live for months in the jungle of the Congo, eating rice three times a day, sleeping in a hammock and training. Exciting and adventurous for sure but not very compatible with family life which is why George decided something needed to change. George started in deal packaging but had no formal experience. He started to look for somewhere he could learn and was introduced to Progressive Property. After being introduced to Progressive Property, George attended the multiple streams of income course. Since then he has had several good pay days and built a system for himself that works and he can keep repeating over and over. George attributes a lot of his success to the training he has learnt with Progressive Property who gave him the tools, training and systems to find and build success. A lot of George's lead generation is from direct to vendor marketing and spending the money on this is more than worth the deals it produces. Education and action are the two things George believes you need for success in property. Education is key to ensure you are implementing the right strategies in property and stop you making mistakes. Action is all about being proactive and positive to create opportunities for yourself. BEST MOMENTS “George Exchanged a life of being shot at to being a property investor” “It has been a roller-coaster but rarely have I doubted this was the right decision, this has been transformational for me.” “I credit virtually all of this to Progressive as the overarching Training Provider” “You learn and then you grow” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

‘It’s not for everybody it’s for entrepreneurs – people who are willing to take responsibility for the money that they’ve accumulated in the past. They turn their pension into a business’ Following a massively successful live event at Progressive, Kevin McDonald and Kevin Whelan from Wealth Builders have moved straight into the studio to share on the Progressive Property Facebook page and the Progressive Property Podcast how a SSAS can give you the freedom and flexibility to make decisions for yourself in order to grow the investments you chose to invest in. Most people in the UK have some sort of pension and in this episode, you can find out how to grow your pension using a SSAS, it’s a powerful thing, listen in and find out why and how. KEY TAKEAWAYS Small - Up to eleven people this means more leverage Self-Administered - You are making your own decisions about where you want to invest your money providing it is within HMRC rules. Scheme - Another word for pension, in law scheme, means pension. SSAS - Small Self-Administered Scheme is a pension scheme that is run by business owners to make decisions for themselves in order to grow that as large as they care to in investments that they chose to invest in for themselves subject to some basic rules Rules There are only 2 things you can’t do - buy personal assets such as a car, anything you get a personal gain from. - buy habitable residential property – you can’t buy something you could live in yourself such as the home you live in or the typical buy to let property. There are 2 types of property - Habitable residential property and exempt residential property. Properties which are exempt include guest houses, hotels, pubs and student halls of residence. ‘B’ for the buying strategy You use your pension itself to directly buy assets and if you buy it with the pension, the pension grows, because the rental money is within the pension while it’s growing its income tax-free, corporation tax-free capital gains tax and inheritance tax-free ‘B’ for the borrowing strategy up to half of the pension can be loaned to the company to help the business making it outside of the pension. For people who want to grow their wealth outside of their pension, their pension can help them to do that also. ‘B’ for the bridge strategy You could be a property investor but borrow money from other people and if you have a SSAS of your own you can lend money to other people as a bridge strategy. Bridging money is money going away from you the borrowing strategy is money coming back to you. Whenever you are investing money there are 2 important things – if you need advice get good advice and make sure you do due diligence. A SSAS is a potential way of combining disenfranchised and forgotten pension pots. It’s been mostly the domain of companies previously but following the introduction of section 24 ( the new law where if you own property in your personal name by 2021 the entire amount of rentable income will be taxed), there has been a tidal way of SSAS pensions from people who are property wise. SIP and SSAS? SIPP is a Self-Invested Personal Pension. It’s one person not up to 11 people, a SIPP is a product it’s not a business. You buy a SIPP of the shelf and it’s the professional who is the trustee so you have to go with what they allow you to do. Anything you want to do in a SIPP can be done in an SSAS plus more. Only a SSAS gives you the freedom and flexibility to make the decisions that you would want to make. BEST MOMENTS ‘This whole tidal wave of SSAS pensions is coming from people who are property wise’ ‘20 billion pounds in pensions is just laying around forgotten’ ‘When you bring in your children as trustees you can teach them, educating them on finance and property’ VALUABLE RESOURCES No Money Down Property Investing book by Kevin McDonnell https://www.facebook.com/groups/progressivepropertycommunity/ [email protected] ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD Kevin McDonnell Facebook Kevin McDonnell website progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re looking to start a business or simply discover how to grow your existing venture today’s guest has some important insights from the former manager of the Millenium dome, Pierre-Yves. Kevin and Pierre-Yves discuss in detail the things you need to do and the traits you need to have for you to succeed in your business. You need to know your product, finances and the business model inside out and they go on to share with you the principles you need to learn to make your business profitable. KEY TAKEAWAYS Does playing professional sports helps you in the transition to business? It helps daily. Managing pressure, manager of stress, manager of success, manager of failure, how you reinvent yourself, how you inspire people in crisis. Management of being able to handle and strive under pressure is quite crucial in the property business. If you ever want to be successful in business, look at the product and say, "Can I reinvent this product? Can I reposition it?" If it's yes, you do it. Then look at the finances, business model. Can I again raise equity, raise debt, can I reinvent the business model, improve the profitability of the business? If yes, then do it and you will be successful. And then last but not least, people, who are the people managing the business? Can I inspire them to do differently as a kind of followers with our credit management style? If it's a yes, then go ahead and do the business because you will succeed. The principle of finance, the principle of good accounting, the principle of making sure you have the skills to do it and surrounding yourself with the right people, it's the same for a small business or major corporation. Do not be shaken by people who are handling multi-million businesses because they are using the same principles you are using in your small business. Keep focused and following those principles and one day you will be like them. When you're in trouble, if you don't bring stamina, energy and positive attitude, you're going to struggle and having a very strong sense of humour because you're going to have dark days, you're going to have days you want to give up and if you have a good laughs at days, you're going to be alright. Your best asset is the people in the business and the most important people, the frontline staff, the guys who are serving the food, who are cleaning the floor, if they’re not fitting an integral part in business, you're going to fail. A good entrepreneur is a matchbox. And the matches come in scratch and then shine, and then they go away somewhere else. I think that the responsibility to entrepreneur is not only legacy and building replacement, but it's also allowing others to be able to shine and to develop, and then goes somewhere else and find themselves in other places, being CEO’s, Chairman position and they're going to help you and proudly invest in your business saying that this is the guy that allowed me to be here. The golden rule in any business. If the business plan or the business model is not right and the people are not right, just don’t get involved. For you to succeed in business, you need to be very adaptable and be reactive because preferences are changing regularly as the generations change. The role of a good leader is to be able to predict, to be able to anticipate. Advice to people who are starting a business, small is beautiful, it's not about getting big, is again, it's being successful on your own, and then few if you want to grow, make sure you surround yourself with the right people and it's all about going big, step by step and make sure you got around you people who are going to support you, embrace you and drive this thing forward with you and take them with you for a long time. It is crucial for anybody starting a business to find one or two mentors. Somebody you can trust, somebody who believes in you, somebody who embraces you, somebody, that kick your ass when it's needed for you to grow. BEST MOMENTS “You’re as good as your last one.” “Principles are the same for a small business or major corporation.” "If you're going to carry responsibilities, and you're going to be the captain of the team, you got to lead by example, it's not doing what I say not what I do, it doesn't work that way.” “Property is not about buying houses, the property is about people.” “As a property owner, if you’re not able to attract the right attitude towards the entire network of your tenants or your business partner, you're just going to fail. “ “The more I practice, the luckier I get.” “Key values, loyalty, honesty, ethics, that's all we ask from people.” “When you are at the helm of something big, you got all the fair-weather friends that come out.” “Entrepreneurs or leaders are never on the job, they’re on a mission.” “It’s fine to have an ego because you need that confidence because if you're shaky, people won't follow you.” VALUABLE RESOURCES https://kevinmcdonnell.co.uk/ ABOUT THE GUEST The charismatic Frenchman, Pierre-Yves G

Listen in to this bonus episode where Mark Homer, co-founder and owner of Progressive Property is joined by Shaz Nawaz, chartered accountant and labour councillor as they delve deep into the recently announced budget. They discuss their own views on what Rishi Sunak has announced and also how this will impact many of us in real terms. KEY TAKEAWAYS Rishi Sunak has announced many things in this new budget, nothing that is particularly ground-breaking but quite a few things that will impact property investors and developers. Rishi stated he will be putting 24 billion into affordable housing which will be around 180 thousand new homes – but over what period is this over and will it actually have much of an impact on the housing crisis, house prices and rent? Probably not. Any government who are serious about tackling the housing crisis needs to move away from affordable homes and this term as they do not actually solve anything as they aren’t affordable for those who need them most. Any developers in blocks of flats will have to pay a 4% surcharge on corporation tax to help pay for the removal and replacement of dangerous cladding. Inflation is a hot topic around this budget announcement. It’s important to put this into perspective and understand what is driving this: businesses being shut during the pandemic, supply chain disruption but then high demand as we are going back to normal. This is basic economics and was always going to happen. Shaz has been quite disappointed with this budget announcement. Especially regarding the pressures currently on local government. People care about what is happening to them locally on a daily basis such as street cleaning, business rates and other local provisions: they have had their budgets cut by 80% in Shaz’ local city of Peterborough. There will be a 50% business rates discount/relief for those in the service industry which includes serviced accommodation. Shares of property developers are all up around 1% and large property landlords are also up. This is good news and shows that the market is confident at the moment, perhaps partly due to brownfield land being made available for residential property and changes to permitted development rights continue to help generate retail conversions. There has been talk about a wealth tax to replace inheritance tax. But Mark feels like this is unfair, but he does understand why we need tax. He believes in making a faster economy and generating tax from increased economic activity rather than having large public spending which we can’t afford. BEST MOMENTS “What is sold to be affordable really isn’t affordable to people who can’t afford these homes” “it’s just simple economics, price rises equal inflation, this was always bound to happen” “All politicians just want to deliver good news…some of these ideas or just old ideas” “It’s always good to use those kind of sites as you aren’t going to upset people as you aren’t going to be tearing up the green belt” VALUABLE RESOURCES https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/ ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: [email protected] LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What is the hardest thing about being a property investor? Listen in to this episode where Kevin talks about his experience in property and how you too can learn and benefit from the past 18 years of his property journey. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Kevin doesn’t see tenants as ‘tenants’ he sees them as valued customers. But over the years he has found that often tenants report problems late which makes the logistics and timing of maintenance one of the most difficult things to deal with in property investing. Three buy to lets is much more valuable than having 100k in cash, invest it and watch it grow. Many people think that money is the main thing they need to find success in property, but this just isn’t the case. There is money everywhere, it’s how you utilise this and your knowledge that will dictate your success in property. Rob Moore, the founder of progressive property, is a source of inspiration for Kevin. He inspires him to think bigger, do more and achieve more. We all need a mentor like this in our property and business journey. BEST MOMENTS “A boiler will always break on Christmas Day” “The fun in property is in the negotiation, it’s in chasing the deal” “Rob Moore inspires me everyday” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re a first time buyer and interested in property investing this will be a question you will want answered! Listen in to today’s episode where Kevin talks about this decision as well as equity release and his experience in property investing. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Kevin has been in property investing for 18 years now, he has tried and tested many property investing strategies. Currently he has a large portfolio of single lets and HMOs. There are some big opportunities in the property market right now due to the end of furlough and the end of stamp duty holiday: both will change the property market. If you are buying a residential house you need to decide what the financial implications are – is this going to be your family home or just a stop gap? Equity release should be one of the last options, there are much better alternatives out there. It isn’t something Kevin would recommend. BEST MOMENTS “Whichever one you choose to do, just make sure you do something” “Equity release, never done it, wouldn’t recommend it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

“This is a golden era for small scale property developers" Kevin is joined by Martin Gaine, a chartered town planner . They discuss the opportunities to be gained in property, including commercial to residential conversions and why recent changes in planning laws can now help you tremendously in your property journey. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI How to Get Planning Permission is available on Amazon here: https://amzn.to/3xaxFLh martingaine.com Facebook & Instagram: martintheplanner Linkedin: Martin Gaine KEY TAKEAWAYS In principle there should be no mystery around planning restrictions but in practice, there are methods that can be used to make planning to be more likely. And this is where Martin has always benefitted as he previously worked in and with a council. Even if you manage to get something cheap, if you then can’t do what you want it is a waste of money. So Martin always advises to buy ‘subject to planning permission’ via an option agreement. We are in a housing crisis, the government do not have too many options which is why many permitted development rights have been relaxed by this current government. There have been some key changes recently that help small scale developers including ‘Class MA’ a permitted development right to convert town centre commercial premises into flats and residential dwellings without full planning permission. You can make big money but working smart in higher value areas/locations. This why it shouldn’t always be a ‘race to the bottom’ in property. If you already own property, there is likely to be hidden value you haven’t thought about. For example, it’s worth looking into the new changes in adding floors to existing properties – this could dramatically increase your investment value. BEST MOMENTS “You have an insider, expert knowledge of what they are looking for” “Once you’re in the game opportunities come to you” “Now is the time to grasp this opportunity” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Conrad was working in a warehouse as a team leader, he started doing a side business alongside his role and this is how he first started to learn about investment. He then joined the progressive community and started his journey into property! Listen in today to hear how he built his property portfolio from zero and the mindset that has got him to where he is today. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS It’s been three years since Conrad completed Progressives Multiple Streams of Income Course, he has also completed the no money down course and focuses on the rent to rent strategy. When Conrad started out he had no money at all. He was able to do deals and leverage these to create his property portfolio. Too many people fail in property because they just don’t get started. Conrad found success because he had the right mindset and just got started, rather than waiting for the ‘perfect’ deal. BEST MOMENTS “ I couldn’t believe back then that someone would lend me money for something like that” “The money in property is irrelevant, you just need to find a good deal” “The first deal doesn’t need to be the best, it needs to be the first” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Learn how anyone can make a decision to change their life and their wealth and listen in to Jamie Stevens talk in this episode about what he has achieved in his property journey. Jamie worked in the construction industry and was feeling unfulfilled but read Rob Moore's book Money and hasn't stopped investing and progressing since! Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Jamie followed the traditional route in education and had the drive to be educated to get a ‘good job’. He went to university and became a civil engineer. But after doing his chartership he felt like although he had done everything he had ‘supposed to’ he wasn’t in the position he wanted to be. After reading Rob Moore’s book Money, he was hooked and became obsessed with improving himself and learning how he could get into property investing and become who he wanted to be. Although Jamie has a background in construction and commercial property, he still started his property journey with buy to lets. This is also how Rob and Mark or Progressive Property started, it’s the perfect property strategy for beginners. Just start. There is knowledge out there, easily accessible and even for free. Anyone can get into property investing and personal growth. As Rob Moore says, start now get perfect later. BEST MOMENTS “It’s been great to connect with people like that” “The salary pays for renovations and covers those costs, my property income just gets reinvested” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

How can you flip properties easily and successfully? Listen in to this episode to hear Kevin’s 7 tips of flipping properties for profit. If you are new to this area or have only done one or two property deals this is the perfect episode for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS Just get started – stop procrastinating! You will make mistakes, be aware of this and own it. Reduce the risk by educating yourself. Know your numbers. Start with the end in mind. There are plenty of houses to flip, don't be folder by hearsay. You can flip houses with none of your own money. You need to build a power team, to build success you need people around to help and support you, tap into others knowledge and expertise. Speed – You have to move quickly with house flipping. Don’t do the work yourself – Get the right professionals in to do the work, don’t be pennywise and pound foolish! BEST MOMENTS “The best time to start is right now” “Maybe you need to be around the right kind of people…money is everywhere you just need to get out and find it” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Scotty, who has joined the podcast today to talk about what made and helped him become a property investor and what aided him in his success. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS It got to a point in Scotty’s career where he became incredibly stressed, causing him to become ill. Fortunately he had supportive people around him so he managed to get through this difficult time. But Scotty never wanted to be in this position again, so after having to sell some of his time for money, he then started researching, started testing and ended up in property investing; to give him the lifestyle he desired for him and his family. Scotty found Progressive Property when first looking into property investing, he went to Progressives multiple streams of income event, it reignited his passion and solidified what he already knew he needed to do. Scotty now spends his time building modular serviced accommodation units, if he had been told this four years ago there is no way he would have believed it! BEST MOMENTS “I’d have to conform for self-preservation and that’s just not me…I was putting the money before the purpose” “It’s all fun and games!” “All of that testing has been able to clarify the vision” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin talks about the best areas in the UK to invest in buy to let. There are a lot of reports out there but are these relevant, up-to date and do they give you the right information to make decisions? Listen in today to hear a balanced view on various markers you can utilise to make the right investment decisions for you. Discover how tens of thousands of ordinary brits are quietly getting rich with minimum investment!bit.ly/Podcast-MSOPI KEY TAKEAWAYS There are many variables and measures you can use to figure out where is the best location for buy to let properties. Each will give you a different outcome, for example if you solely focus on Rental Yield then locations in the North of England will be top of the list, but if you look instead at average total rent and long term return then you will get places like Cambridge and even London! Most data you read on the internet is not written by the right people, you need to look at the source. Are people making money in property in your area? Find out what they are doing and follow the success. There are people making money in property everywhere in the UK you just need to find out what works. BEST MOMENTS “You need to be careful where you get your information from”"Most data on the internet is not written by the right people”“Always start with the end in mind” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Curtis, who has joined the podcast today to talk about his journey to success in property, aided by education from Progressive! bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS To be successful in property it’s important to know that ‘your network is your net worth’. To understand that you have a lot to learn and this learning never stops, whether that’s through courses, mentorship or anything else. Curtis’ journey started around 6 years ago, it was his wife’s diagnosis with cancer that pushed him to make a change in his life. He started to absorb any free education he could moving onto courses and support from mentors. His first deal was a HMO and this was truly just the beginning. Curtis has now moved onto developments and refurbishments, his background in construction has really helped with the success of this. You don’t have to always use your own money or experience. You can partner with people to help you with either, or even both, of these. BEST MOMENTS “Like most businesses, this is a people game” “It was that pivotal moment that took us to our lowest point, but once you’re at your lowest you can’t go any lower” “Spot the thing that others aren’t seeing” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Ellie Freeman a property investor who achieved great success through the progressive property VIP programme. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Ellie had always had a passion for property and interior design, so after losing her restaurant and becoming a mum she decided to start an interior design company part time with someone she went to college with. After some time their journeys were taking different directions so they closed the business. After being in a few smaller roles Ellie became an accidental landlord when her second husband moved in with her. After having some health problems she had a rethink about the direction of her life and decided property made sense which then eventually led her to joining the progressive VIP programme. Whilst most of the world have been waiting for the world to get back to ‘normal' during the Covid pandemic, Ellie has been busy making deals, refinancing and refurbishing! BEST MOMENTS “Oh for god’s sake, just buy something!” “She looks after me, but she looks after my tenants too” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks to Carole all about her journey into property, including what she found difficult, her mistakes but also what she has excelled at to build her success. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Carole originally started in hotels, went into sales and marketing and started getting into property investing by accident. She started working for a real estate company, where she met a mortgage broker who introduced her into many other contacts. She then started finding and selling property investments for others. After some time she found a big deal for herself but it was right when the property market crashed in 2008 and she lost a lot of money, it’s something that was painful but she learnt a lot from. Carole still does a lot of deal packaging, most of her clients never even see their property, they aren’t emotionally invested and they trust Carole completely. When Carole went to her first Progressive event it was quite overwhelming. Despite the progress in the world it is still a very male dominated industry and she had doubts about whether she was in the right place. You can’t just sell to someone straight away. You have to build a relationship and in something like deal packing, it is so important that they can fully trust you. You have to allow them to see your previous work, projects and even speak to past clients. BEST MOMENTS “My life’s been a bit like the stock market” “97% of my clients never even see their property” “Property is a male dominated area” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin speaks with Natasha Friend, a property investor who is very active in the progressive property community. They talk about Natasha’s property journey including her success stories, how the Progressive VIP programme helped her and what she is up to at the moment. bit.ly/prspnpod https://we.tl/t-RS0GYVJrwW KEY TAKEAWAYS Natasha was working as a mortgage advisor when she knew she wanted her own business. She knew the 9-5 life wasn’t for her but thought that she would need to make massive steps and create big ideas to change her life. Natasha read progressive properties co-founders Rob Moore and Mark Homers book Property Investing Secrets and it blew her mind. Her perspective on building a property portfolio was completely changed and she was inspired to begin her own journey. After educating herself Natasha was able to ‘de-pedestalise’ the money part of investing other people’s cash and realised that she was actually helping these individuals invest and make money. Bungalows can be an overlooked investment opportunity, something Natasha realised and capitalised on. For example, if you are buying a bungalow to trade you get stamp duty relief. Most purchasers of bungalows are also people who are downsizing so they are generally cash buyers; an advantage for a multitude of reasons. It’s not a bad thing to invest in a competitive geographical area. If many people are investing then that shows that there is money to be made. You just need to focus on what you are doing and build the right relationships so you can make the deals. BEST MOMENTS “I really wanted my own business, I knew the 9-5 life wasn’t for me” “The main thing for me was focusing on the fact that we are actually helping other people rather than we need to find people to give us their money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

One of the biggest hurdles when starting property investing is getting over the idea that it is hard. It isn’t hard, it’s just new to you. In this episode, co-founder of Progressive Property, Rob Moore tells you why this is and what you need to do to conquer this feeling. KEY TAKEAWAYS Working for yourself, doing what you love and building an empire might feel daunting. But it’s a lot easier living a life you want to instead of wishing your time away doing something uninspiring and that you hate. There will always be people in the game that are struggling. Those people will tell you that it is too hard and it’s not as it seems. If things feel hard that means you haven’t created realistic expectations. Don’t focus on the negatives of something new. Enjoy this period of time, when something is new it’s exciting and you won’t get to experience it in that way again. BEST MOMENTS “It’s not hard, it’s new” “You have to work hard enough not to work hard” VALUABLE RESOURCES DISCOVER HOW TENS OF THOUSANDS OF ORDINARY BRITS ARE QUIETLY GETTING RICH WITH MINIMUM INVESTMENT!https://bit.ly/PRS-Podcast https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Co-founder of Progressive Property, Rob Moore personally speaks in this episode. He talks about why his wealth of experience and knowledge means that he knows investing locally is the best practice. Investing ‘anywhere you like’ doesn’t create anywhere near as many property success stories as investing locally does. KEY TAKEAWAYS Investing locally means you can ‘see’ and ‘touch’ your portfolio. You already have ingrained and in depth knowledge of the area making decisions easier. If something isn’t right at one of your properties, you know and recognise it sooner as well as being able to deal with it quicker and more easily. If you really want to invest somewhere you don’t know very well then find a partner or collaborate with someone who does. BEST MOMENTS “Your portfolio, hands down, local investing works way better, way way better” “Get to know an area better than anyone else” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode Kevin discusses expensive mistakes in building work, price hikes in building materials and the extended scheme in Wales bringing unused properties back into use. KEY TAKEAWAYS There is a scheme that has been relaunches in Wales focusing on bringing unused properties back into use. They are doing this by giving grants towards those buying and renovating run-down properties. Anyone who receives this help will have to live in the property for 5 years – it is for home owners or prospective home owners. Be careful about any renovation projects, especially on older properties, you need to do your due diligence and ensure you aren’t going against a conservation order or other legislation. Contact the below four departments before doing any work: Conservation Department Planning Department Building Control Department HMO Department (if relevant) Building materials have increased a lot in recent months there are many things in play here; inflation, Brexit and Covid to name just three. BEST MOMENTS “Don’t get caught out” “When you print money it devalues money” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Rob shares a hack to making a low offer on a house without actually making an offer! Multiple streams of income was Progressives Property ‘flagship event’ and because of covid hasn’t been able to run for 18 months! But great news there will be running on very soon, if you’re interested in attending then show your interest by signing up on the link below: https://www.progressiveproperty.co.uk/property-courses/multiple-streams-of-property-income-msopi-event/ KEY TAKEAWAYS A client of Rob’s asked for advice on how to get a better deal, he gave them a great strategy to end up paying a lot less! BEST MOMENTS “You’re allowed to be a bit cheeky with an agent you know” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin interviews Andrew Harvey. Andrew is the founder of Growth Properties Group, a small group of companies that help people live on their terms through property: with education, portfolio building, and property management. This is a motivating and informative episode which delves deep into Andrew’s property journey, his successes and his ‘failures’ too. KEY TAKEAWAYS Andrew’s property journey started in 2009. He was yet to do any property education and hadn’t invested before. He bought a piece of land and then went onto to invest in more houses. In the end he actually lost money on his first investment but it didn’t matter so much as it is what ‘gave him the bug’ and his later investments held him up! Andrew attended the multiple streams of income event which accelerated his journey in the property world. In his words it ‘blew his mind’, was revolutionary and rewired his brain, from that point he couldn’t get enoufh of learning and also began reading over 100 books a year! There is so much free content and information out there now for anyone starting in property. It’s important to remember this wasn’t the case 10, 15 or even 5 years ago. Following advice and techniques leant from courses Andrew found a joint venture partner and completed a no money down HMO deal – he made money but it also made him realise that HMO’s was too much ongoing work for him. At the same time he realised one of his buy-to-lets was in a less than desirable area. So he then decided to invest in an area that his friend knew very well so he would not make this mistake again. Your network is your net-worth. It takes time and effort to build strong relationships with many people that will help you on your journey. It’s these relationships that can often make or break a deal. Diversifying your property portfolio does not mean scatter gunning. You need to know the area you invest in. Diversifying means to mix it up WITHIN your property investments, by using different strategies, for example your tenant type, such as having students, professionals and universal credit tenants. There is a property strategy for everyone. We all want different things from life. Some people have the time an energy to put in a lot of work in for several years whereas someone else may just want a small passive income – you have to figure out what is right and manageable for you. BEST MOMENTS “I was obsessed with learning” “That network is 90% me now...I built a network off the back of social media” “What they really mean is that you pick and area and then you become the subject matter expert of that area” “There’s different things that people want from life” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE GUEST Andrew Harvey Andrew built his property portfolio and businesses in the Northeast of England, whilst living in the south, allowing him to spend time with his family and travel regularly. Having built up the systems and team to run from his phone and largely on autopilot, he's now focused on helping others excel on their property journeys and build a remote investment lifestyle for themselves through group and 1:1 coaching programs. His signature program, which runs 4 times per year, is the 6 Stage Remote Buy Refurb Refinance (RBRR) Blueprint. 👓| Find Andrew on Facebook 👓| Find Andrew on Instagram 👓| Find Andrew on YouTube 👓| Find Andrew on TikTok ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode Kevin explores the knock on effect to the new tenant eviction laws. Have you struggled with tenants over the pandemic, have you experienced lengthy delays, damage or non-payment? Get in touch with Kevin, he would love to hear from you. KEY TAKEAWAYS The average time to evict a tenant is about to soar. The average time to evict could now take an additional 6 months on top of the already 44 week average. One way to protect yourself as a landlord, is to ensure you get references for tenants if renting directly or that you are using a recommended and reputable lettings agency to do this for you. The green homes grant has been stopped, the government need to come up with an alternative quickly if they are going to meet their emissions target by 2050. When at auction, if you get into a bit of a bidding war, make you are far enough apart to not cause confusion and save any embarrassment further down the line – you don’t want you both thinking you have won! BEST MOMENTS “It’s crazy!” “Are you looking to change the way you do refurbs?” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin has been investing in property for 18 years, has built up a multi-million pound business and uses creative property investment strategies. In this episode, Kevin reacts to a recording of Judge Rinder on Good Morning Britain about landlords. Kevin gives his take and insight on this video and gives his thoughts on how we can actually tackle the Housing Crisis in the UK. KEY TAKEAWAYS Yes, there are rogue landlords out there. But Kevin, his team and the landlords Progressive Property train are not part of them. In fact, they invest in run-down, sub-standard properties and make them better for future tenants of theirs as well as bringing properties back into use. Section 21 can get abused by some landlords. But Kevin has never done this, he wants his tenants to treat the property as their home. We have to think about the other side, section 21 is there for bad tenants, for the ones who don’t look after the property, who don’t pay on time. There are also many landlords out there who aren’t investors, that just have one property-when that tenant doesn’t pay or creates expensive repairs it can leave them in financial ruin. There is a lot of unnecessary red tape and it actually becomes an obstacle for tenants and landlords when there are issues to be solved. Unfortunately there are many tenants that don’t look after a rental property in the same way they would if they owned it. This is especially demonstrated when it comes to preventing damp. Not opening windows, not wiping down the shower and drying clothes incorrectly can cause damp issues, simple things that could be avoided. The types of property Kevin buys/invests in aren’t properties that would appeal to first time buyers. He isn’t creating competition for them as they wouldn’t purchase what he does, without landlords like him they simply wouldn’t be bought. Everything has to be in balance. There needs to be robust legislation that supports both landlords and tenants. To solve the housing crisis the country needs to become creative with solutions, the government, councils and landlords need to work together:-We need better accommodation to solve the housing crisis. There are plenty of buildings out there, it’s about bringing them back into use and to a good enough standard. The council could work with landlords to bring these back into use.-We need a more streamlined way of the government/councils paying landlords when tenants cannot. Universal credit has made this much harder. Capping rents would only harm tenants in the long run. Proper landlords reinvest their money back into the property creating a higher standard of living accommodation. BEST MOMENTS “Don’t tar every landlord with the same brush, don’t make every landlord a rogue landlord, because not every landlord is” “Maybe he’s got a hidden agenda” “They create damp in the properties” “Everything has got to have balance” “The private investors are the ones that can solve this problem” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin discusses the boom in the serviced accommodation and holiday let sector, the current state of the market and how we can all keep safe when working alone, especially when on property viewings. KEY TAKEAWAYS There has been a big surge in mortgage products available for holiday let landlords. There are more lenders offering products than six months ago and building societies in particular are offering more deals to meet the growing demand. Holiday lets are classed as a business which makes them more favourable to investors, you pay less tax on them and they are also not governed by section 24. Across the UK properties are still selling at a high level, but London is not increasing in the same way as the rest of the country. This could be an opportunity, to invest in London whilst the market there is slow. There is talk of introducing a ‘pet insurance’ policy for tenants in rented properties. This would mean the tenant would pay for the insurance on behalf of the landlord, meaning the landlord doesn’t end up footing the bill for any pet damage. BEST MOMENTS “Serviced accommodations, staycations, have had a massive bounce back since the lockdown started to open up” “If you can go direct to vendor you’re not competing with other people in the market” “Where there is a risk you must mitigate that risk” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

In this episode, Kevin talks about one of the most popular strategies for professional property investors; the buy, refurbish, refinance and rent property model. He shares his insights, tips and advice on using this as a strategy and how to make it work successfully for you, time and time again. KEY TAKEAWAYS Many people refinance before renting the property out but Kevin believes you should always rent before refinancing! You want to get your property to the highest standard in that area, so that you get the highest rent possible, this is why it is important to rent it out before refinancing, so you can prove its value. If you reverse engineer the process and have the end value in mind, you know how much you can afford your costs to be and how much you can afford to purchase the property for, and ultimately, can ensure you come out of the deal with a profit. Delve deep into what purchases will give you the most return. It’s often more profitable to buy two cheaper single lets than to pay for a more expensive property to rent out. Lower demographic areas tend to give more return but it is a fine line between this and somewhere too cheap that will just give you problems, particularly with tenants. One of the most important numbers to focus on with this strategy is your ROCE-return on capital employed. How hard is the money you have left in that property working for you? Ideally you want to get all of your initial investment out in the first 12 months. When refurbishing, remember this is not going to be your home, so put your personal preferences and tastes aside and just ensure it is a clean and comfortable property for your future tenants. Cosmetic areas of the refurb are where you can really add value, especially focusing on kitchens, carpets, bathrooms and redecorating. BEST MOMENTS “Reverse engineer the process, start with the end in mind” “The asking price is unimportant and irrelevant, the important price is the reverse engineered number” “It’s important to not get emotional, do not bring your own personal tastes into this” “The rental income has an impact on the end value” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin explores why the house prices have increased so much in the UK since the pandemic started and why they are still increasing. KEY TAKEAWAYS Many people believe the uplift in the property market is because of the stamp duty holiday, but this can’t be the only reason. 1% interest rates have really stimulated the property market, as if you are trying to save you are almost getting no interest, investing in property is a much more viable option right now. People haven’t been spending like they usually would, their outgoings have gone down. They are perhaps sitting on larger amounts of money that they then want to use to invest. Inflation for the next period is still uncertain, it’s quite likely that any cash people have saved right now will actually be worth less in 12 months, this combined with almost 0% interest rates means people will lose money. Property is a way of not only protecting this cash but actually increasing it if inflation does increase as predicted. There has also been an influx of foreign money coming into the UK, there are lots of countries across the world that have either 0% interest rates or negative, which means they will be paying for the bank to hold money, so people are taking their money out of banks and into property. There is a huge need for more housing in the UK and the pandemic has increased the rate of disused commercial buildings, the government have relaxed planning rules around these types of conversions to help alleviate the pressure. BEST MOMENTS “What else is affecting the market?” “It’s got nothing to do with property investing, it’s got everything to do with economics” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

There are more millionaires made in times of financial crisis than at any other time and today Rob interviews the impressive Fi Crossley, who secured 26 properties over lockdown, testament to how knowledge, hard work and leverage can bring you success no matter what situation you find yourself in. KEY TAKEAWAYS Fi firstly thanks the great mentorship she has received from Rob and Mark, they have really helped her accelerate her success and given her the tools to accelerate her growth and success in the property world. Fi managed to secure these 26 properties by knowing what she wanted and then going out and getting it! She did loads of viewings, offers and finance. She then found after some time people were coming to her with offers due to her background and reputation. Buying a housing portfolio means you can achieve more in just one acquisition, you don’t have to buy each property one by one. Acquiring these 26 properties was not without its challenges, especially in the first lockdown when Fi was anxious about her family as well as her tenants and was juggling so many different things, it was a very uncertain time for all. Despite this, Fi believes you need to be grateful for what you do have and ask for help, she is very thankful for the support she received, from her family and from her mentors Rob and Mark. Those further ahead in the journey than you can give you valuable advice. Fi knew when she left school that she wanted to be in property, she self-taught her all of the things she needed to get started on the journey to financial freedom. She then got to a point after having her daughter where she knew she wanted to grow and wanted to do it faster and more effectively. She needed some advice and support to take the next step and this is where Progressive Property came in. Fi and her sisters work together in property, they are sisters, best friends and business partners. Fi taught her sister how to become financially free like her and they make an incredible team. BEST MOMENTS “We just went for it, we just thought come on we can do this, really have the belief we can do this and we were so grateful for the opportunity” “We used some of our own money, our own properties, a bit of investor money so we got it from here and there in a few ways” “Do the things you love to do and be so grateful for the help you’ve got” “I’ve invested in me which has paid back 50 times already in one year” “Go for anything that makes you happy” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you looking for some more information on the property industry and how you can become a successful property investor? Join property investment expert Kevin as he answers all your property dilemmas. Discover the importance of protecting your money, why your most valuable asset is your knowledge and the benefits of having a private investor. KEY TAKEAWAYS If you are in an area outside of ‘Article 4’ then a property with 5 or more people requires you to have an HMO licence but if it is a house with 4 people, then it is classed as an unlicensed HMO. However, whilst it might not be required to be registered, you have got a duty of care to your tenants. You need to make sure that you keep your tenants safe by ensuring that the property has all the correct safety regulations. It is so important when lending money that you are careful around making sure you have security around protecting your money. If you are borrowing money, it is easier to borrow all the money you need rather than a little bit of what you need. Do not pedestalize your money, pedestalize your knowledge. Wealthy people spend their money trying to save time whilst poor people pedestalize the money. The most valuable asset you have is your knowledge and your time. Many private investors will lend you 100% of the value of the property. They lend this money as a ‘first charge’ for security. This means that you have to pay back the investor otherwise they are able to take possession of the house, in the same way that a mortgage company can take away the house if you fail to pay the mortgage. A private investor will loan you the full amount for the property and you will then refurbish the property and refinance the property under a traditional buy to let mortgage. You will then pay the investor back along with their interest and you can continue with the buy to let. If you purchase a property in your own name, you will have to wait 6 months before you can refinance the property even if you are a cash buyer. If you buy a property within a LTD company you do not need to wait 6 months to refinance the property so long as you buy in cash. There are a lot of lenders out there that will lend to companies with SPV’s. BEST MOMENTS “It is dangerous to listen to people who do not know what they’re doing.” “ This is why it is so important to get educated.” “They want to make sure that they get that deal done.” “Wealthy people spend their money trying to save time.” “Property investors are not with high street banks.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Today Kevin has two very special guests, Vito and Daniella a father and daughter duo, who reveal all about their property journey! They talk about how they got started, especially the value they found from attending Progressive courses and being mentored. They also discuss mindset, the tips that worked for them, the great success they have already had and their big plans for the future. KEY TAKEAWAYS Vito was an estate agent for 25 years including having his own practice for 17 of those them. He sold his business and after attending his first progressive course decided to start his own property business. Daniella has a background in the hospitality industry which she then decided to use alongside her Dad Vito’s expertise to form a super family duo in the property world! Having such an extensive background in the estate agency world, Vito expected to really know all about property. But after attending a progressive event in 2020 he was amazed at the things he learnt, it truly opened his mind and kick started his next steps, including further courses and mentoring with the progressive family. Vito and Daniella discussed various property strategies and decided to go down the serviced accommodation route. Daniella had a wealth of experience so although she was hesitant at first, she ultimately decided to utilise her knowledge and agreed on this way forward with her Dad Vito. When speaking to agents, be yourself, tell them what your goals are and be transparent. Let them understand what you are trying to achieve and the deals will come. You will get no’s, but you only need a few yes’s for success! As with any business, working relationships are key. Always bear this in mind when speaking to people for the first time. Even if you don’t strike a deal the first time, they might have what you are looking for down the line. You want to be the first person in their mind when they see something that would work for you. The business is already in profit, how many other business ventures would you expect to be making a profit so early on in the journey? It’s incredible. Vito and Daniella are now focusing on serviced accommodation management, finding investors and growing as much as they can. They have big plans for the future including bringing in aspects from the hotel industry into SA accommodation, such as loyalty schemes. Vito says one of his biggest challenges before starting this venture was mindset, this as well as the vast knowledge and education he got from attending progressive courses and being mentored was invaluable. He attributes a lot of his success down to working with progressive. BEST MOMENTS “I was always on the other side” “The stars aligned and we decided to work together” “Every mentor we spoke to said you’ve got the education but you have to take the actions” “You really have to push yourself” “We couldn’t have started what we have without progressive” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

If you’re looking to get your property questions answered, then you have come to the right place. Join property expert Kevin as he answers all your burning questions and offers invaluable property information to those of you that need it. Today, Kevin discusses what to look for in a property, how to make property work in your local area and how to legally reduce your tax bill. KEY TAKEAWAYS Everyone wants to invest somewhere else, they all believe that the grass is greener somewhere else. The reality is that property works where you are. Single let or buy to let may not work but there are strategies that will. As property investors you are looking for value. There are strategies that work in every area. If you are in an area where there are only expensive properties, don’t panic as this usually means that the rental value of the room or property is higher. Professional property investors possess the ability to make money in any market. The market may be going up, staying the same or going down and professionals will still be able to make money because they are buying value. Property is a business and the bigger the business, the higher the tax bill. Do not worry about large tax bills as long as you have large profits too. When you are making money you need to contact a tax specialist who can help you reduce your tax bill in a legal way. There are many things you can offset as tax that you do not yet realise. If you are running properties as serviced accommodation, section 24 does not apply to you. Meaning you can offset part of your mortgage as well as also applying for ‘capital allowances’. Capital allowances is tax free money up to a certain amount of the property value. BEST MOMENTS “Cheap does not necessarily mean valuable, cheap means cheap.” “A phenomenal strategy in an expensive area.” “It is about understanding business and property is a business.” “If I am paying £1million a year tax, then how much money am I making?” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The property industry is booming and there has never been a better time to invest than now. Kevin is joined by Mary and Andrew who share their story of how they managed to build up a hugely successful property business whilst working their full time jobs as Architects. Together they discuss how to handle your first deal, how anyone with a full time job can build their property business if they learn how to maximise their time and why networking events are vital to building your property business. KEY TAKEAWAYS Rent to serviced accommodation is where you take control of somebody else's property and you give them either a guaranteed rent or a profit share on that yield. You then run the property on either a HMO (House of multiple occupancy) basis, single let basis or a single let basis. The first deal is going to be the hardest one you will ever have to do. You have to be on point. It may take a lot of perseverance to secure your first deal. As soon as you get your first deal you may even find that the other deals come rolling in. You have to open the door and as soon as you open that door, you become more confident about selling yourself and your brand. Anyone with a full time job can absolutely get into property at the same time. There has to be some understanding that it may not be as quick as if you were full time into property. All you should focus on is doing one thing everyday that moves the business forward. As long as you have done that you are a step further ahead than you were before. Getting into property whilst maintaining a full time job does not mean that you have to put in copious amounts of hours every day. Learn how to maximise your time, perhaps by focusing on your property business in your lunch break or maybe being more effective in your day job so that you can free up more time to visit estate agents or push your property business forward. Property is not easy and there is a lot to learn and a lot to systemise. Start to systematise a lot of what you do look into hiring a VA who can do a lot of your day to day admin or property management work. Try to ensure that your key focus is on things that only you can do that you can do in your spare time. Quite often it is the people you meet that are the most important. Never underestimate who you meet or where you meet them. Sometimes relationships take time to build throughout your property career you should continue to make new relationships and grow them. BEST MOMENTS “It took a lot of perseverance.” “You’ve got to believe in yourself.” “It is not about slogging five hours every night, it is about finding that one thing you can do and maximising your time.” “We knew that there is always a different way and if you are confident enough you can go and do something else.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Are you looking for a joint venture partner but don’t know where to start? Join Rob as he delivers his 7 step tried and tested model for raising finance and finding JV partners. Rob discusses where you need to go in order to network and meet possible JV partners, why it is imperative that you always believe in yourself and the difference between fair and unfair exchange. KEY TAKEAWAYS The better the deal, the more likely it is that the money will find its way to you. You need to go to the places where the money is. You have to go where the money is and go to the high end venues. This step is a continual thing, Connect with people and get their contact information. A big mistake people often make is by pitching people straight away, that is a mistake (unless it is a pitch environment). The goal is always to connect with someone because you want to build a relationship with someone outside of the environment that you met them. If you don’t believe in yourself why should anyone else? There are two ways to get belief in yourself: Experience and your self belief. Even though you may have some reservations about things going wrong, always know that if this happens, you will do your best to fix it. As long as you know that about yourself, you can go in and get a deal done. Fair exchange is the balance between fair service and fair profit, it is the balance between the fair division of roles and responsibility, If you charge too much and deliver too little that is unfair exchange. If you have ever felt that people have been taking too much from you for what you are being paid, that is an unfair exchange and the way to get rid of that emotion is to charge more. The way you should always try and get to the discussion about money and potential deals is to get them to make the first move. It may be a little bit of ‘financial flirting’ by trying to talk about potential deals you have lined up. Try your best not to go in and instantly talk about business, try to make them come to you. Usually you can gently move the conversation towards property and business in order for them to make a move. BEST MOMENTS “Nobody wants to be pitched to at a golf club or a flying club, that is where you meet them.” “Whatever you think he saw in me, you have in you.” “The biggest barrier is believing you can do it.” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

The property industry is booming in the UK and there is no better time to start investing than today. Kevin is joined by yet another one of Progressive Property’s success stories Sam, who has gone from strength to strength in the HMO area of property investing. Together they discuss finding the right refurb team, investment opportunities and why investing on your doorstep is beneficial. KEY TAKEAWAYS If you are starting out in property and looking to create a reliable refurb team, a great tip would is to always ensure you are open and honest with people. If you do not like something, don’t be afraid to say. When you are starting a refurb always make sure you get some good quotes from experts, don’t go for the cheapest. You need to find a professional building company rather than a ‘cash in hand’ or ‘day rate’ kind of builder. Whilst they may initially seem cheaper you may find that the invoices keep appearing and the costs begin to add up. There seems to be a really good scope in turning properties further away from town into HMO’s, tenant the properties and then selling them on. There are quite a lot of out of town investors paying top end prices for tenanted properties. People seem to be paying over the odds for student properties close to university campus’. The issue with student properties is that they have to be ready by January as this is when term time begins. There is always a property technique that will work on your doorstep, whether that be student accomoddation/HMO’s, flipping properties or rent to rent. It is highly recommended to invest close to home as it makes it easier and quicker for you to attend to the property whenever you need to do so. BEST MOMENTS “If it smells bad, that's the smell of cash.” “Work with good builders, clear prices and clear structure.” “I’d rather do something on my doorstep.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

An inspiring guest joins Kevin today, one who faced many hardships when the 2008 financial crisis hit the property industry. Gavin Gallagher joins Kevin to discuss how he was affected by the recessions, lessons he learnt and how he aims to use his story to inspire others of what not to do. Together they discuss trials and tribulations of family businesses, why it is important to not build your identity around your financial success and how the worst advice you can take in property would be ‘go big or go home.’ KEY TAKEAWAYS Getting into a family business can be complicated. There is usually a lot of politics involved and it is not always easy. When you are young going into business, you may not realise it but you don’t have a clue how business works. When you find yourself in a situation where you have success after success you may find yourself getting complacent. You start to forget that it shouldn’t be that easy to make money, you have to have discipline. If you notice that business is declining, you are likely to go through a phase of complete denial. The biggest mistake you can make is to sit back and weather the storm. You should be acting quickly to rectify the situation, reducing your outgoings and taking cuts. There should come a point where you realise that you need to make adjustments, by this stage the adjustments are going to be painful. You mustn’t build your identity around financial success. If you run into difficulties, it completely shocks your whole world. If or when business begins to slow down and you find yourself in financial trouble, suddenly all of the material things can get stripped away. If your identity is built on something that cannot be stripped away then it is an awful lot more powerful. Many people wish to get into property investment but you first need to understand whether or not it is good for you. Check your skillset first before entering the industry. You have to be able to free up the time to be able to follow through with a deal. You have got to have the mindset and a small network of people that will help you add value to properties. The worst advice you could ever listen to would be in property investment would be “go big or go home”. That is the kind of advice that sinks ships. You have got to be more careful and understand that this is a cyclical market that goes up and down. Think about the four E’s. Your ego and your emotions are two things that can sink your ship. Your ego can get too big and your emotions can get involved allowing you to get lost in a deal. Then there is the Economy and Events. The economics of today is not necessarily what they’re going to be in a year. Unanticipated events such as Covid-19 has huge effects on the world economy as well as the property industry. BEST MOMENTS “I had what was called ‘normalcy bias.” “ When you start making money so quickly you begin to quickly think ‘how can I spend it?’” “It was like death by a thousand cuts.” “That is a really difficult thing to accept.” “Start with the end in mind.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ ABOUT THE GUEST Gavin has been a property investor and developer for over twenty years. He has experienced two major recessions and has a feeling we are about to enter a third. Gavin got caught badly in the 2008 Global Financial Crisis and spent the better part of a decade in damage control and paying off debt. The collateral damage from being careless and over-leveraged taught Gavin some powerful and often painful lessons. Today he is motivated to share these experiences with others in the hope he can elevate their game, shape their investing habits and help avoid some of the mistakes he made. Contact: Instagram @gavinjgallagher Website: https://www.gavinjgallagher.com Twitter: @gavinjgallagher progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

With the economy about to take a nosedive, many people are left wondering what does that mean for them? And how can they increase their income? Join Kevin today as he is joined by yet another one of Progressive Property’s success stories Lidia who after attending her first event 18 months ago has gone from strength to strength in the industry. Together they discuss how to correctly converse with estate agents, how it is important to grow your mindset before chasing the money and how you don’t always need your own money to invest in property. KEY TAKEAWAYS A lot of people who are looking to get into property are new to the industry. Many of them will believe that estate agents are professionals and will always know exactly what they are doing. Whilst estate agents know how to sell a house, they might not be able to spot an investment property. Many estate agents turn to Progressive Property to learn how to invest in properties. You should never be scared to talk to an Estate Agent, they are normal people just like you. You need to learn how to build up a relationship with them and make them feel comfortable around you. When you are not comfortable and are nervous, the agents can feel it themselves too. You don’t need your own money to invest in property and to make a property business. Attending events at Progressive Property can teach you about raising investment funds, securing joint venture partnerships and learning no money down strategies that you may not even know exist. What many people do in the first few weeks of their property journey is they chase the money straight away. What they should be doing is using those first few weeks to build the confidence, mindset and the belief that you can achieve. Don’t base your success on the keys of a house, base your success on the amount you’re growing as a person. The VIP programme does not just offer the nitty gritty details of the property industry. The VIP programme offers the ability for you to grow your mindset, resilience, confidence level and your people skills. You also have the opportunity to grow your network massively which can help you with potential JV partnerships. BEST MOMENTS “I could not tell which property was a great investment.” “We realised that actually we knew nothing about money.” “We came across progressive and things have changed for us.” VALUABLE RESOURCES https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Discover today how one man went from amatuer to professional property investor overnight! Kevin is joined by Ranjit, just one of Progressive Property’s many success stories. Ranjit shares his journey to success using the VIP programme and together they discuss how slow and steady wins the race, the benefits of the VIP programme and how you should always remember to enjoy the journey. KEY TAKEAWAYS Many people go into property thinking they are going to get rich quickly, however this is not that case and many people soon realise that. When the deals are there the money will come, slow and steady every little bit helps. In the VIP programme at Progressive Property, you will receive one to one mentoring. As well as this you can attend a ‘deal clinic’ meaning you can go on stage and share about a property deal you have got and all the other members of the VIP programme can give you advice on how to go forward with that deal. They can also offer funding for that property deal and enter a JV partnership with you. The sweet spot for HMOs in 4-6 bedrooms. Anymore than this then you start getting into planning permission requirements. When you go into 7+ bedrooms, professionals do not necessarily want to live there. It is likely that a HMo with more than 7 bedrooms will attract a lower demographic tenant type. The knowledge you gain on the VIP programmes is invaluable. Having the education behind you ensures that you will avoid making costly mistakes. You will also have the opportunity to make long lasting friends who can help and advise you along your property journey. Whist free education is good, there comes a time where paying for it will give you a huge advantage in your industry. You can either pay for it and learn from the mistakes of others, or learn from your own mistakes by going it alone. Life has its ups and downs, there could be a grand opportunity right around the corner. Do small but high quality projects, often and you will get results. Make sure to enjoy the journey along the way with your business partner and those who you meet along the way. Learn the basics slowly, take a bit of time to learn the basics so you have a good grounding before you decide to jump straight into it. Focus on one thing and do that really well. That focus will help you reach your goals. There will always be something that appears to be bigger and better, avoid that distraction and focus on one thing at a time. BEST MOMENTS “I had never heard of HMO’s, but I soon realised that I had lived in one.” “At VIP you get mentored one to one.” “Get as much free education as you can, but there comes a point where you have got to pay your cost of entry.” “At the pace of the tortoise not the hare.” Episode One: How to Perfectly Invest £10,000 | The Best Stocks | Property | Gold & Classic Cars Watch Live On The Progressive Property YouTube Channel Every Monday At 7 PM Tiny.cc/PPTV Listen To Audio Recordings On The Money Podcast bit.ly/moneypodcastitunes ABOUT THE HOST Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. CONTACT METHOD https://www.facebook.com/kevinMcDonnellProperty/ https://kevinmcdonnell.co.uk/ progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/