The Progressive Property Podcast

Peter shares with you a special Q&A from the Progressive Property Community. Property investors from around the U.K. have been sending in their questions and today, Peter takes to the podcast to answer them. With over 65 hours of content and listeners in over 50 countries, you can tune in now, to hear the answers you’ve been waiting for in this milestone episode. If you’re not yet part of the Progressive Property Community click here to join now. KEY TAKEAWAYS Questions from the Progressive Property community What is the best and worst pieces of advice you’ve received on your property journey? Well, when I was working full time I read a Joe Carbo a classic self-help book called The Lazy Man’s Ways To Riches. This book helped me understand there were other ways of doing things, and as a result, I started to explore my entrepreneurial side. So the best piece of advice I’ve received was ‘To realise that things didn’t have to be done the traditional way’ and I could go off and do my own thing and leave the 9-5. It gave me the freedom to embrace entrepreneurship and to get out there and start doing it. The worst piece of advice is ‘To Be Careful’ we don’t need to be cautious and not take risks, don’t be reckless but equally, you need to take action, and this can mean not being careful. How do you find a good mortgage broker? You should definitely be using a mortgage broker. It’s far easier than raising finance yourself by going straight to the bank. A good broker is worth their fees because they will help you find the best possible deal. Brokers will help you keep tabs on the market and its changes. It’s a full-time job keeping up-to-date with changes to legislation and interest rate, it’s not your job. Brokers also can pick up the phone and persuade the bank's underwriter to lend you the money, even if you don’t fit the requirement. Many investors don’t appreciate the quality of good mortgage brokers. A good broker will ideally be investing in property themselves and will, therefore, be creative with your application to get you the best deal. The most important thing, however, is to go to the best broker for the type of finance you’re looking for. If you’re planning on securing finance for a HMO deal you’ll want to visit a specialist in that area. But mainly, look for referrals and recommendations from the community. If your looking to find your own mortgage broker and need some help from Peter? Email [email protected] for his recommendation. How easy is it to move up to the next strategy? Normally you would naturally progress through the Progressive Property pyramid of strategies. This starts with buy-to-let, and then moves onto the buy, refurbish, remortgage model, onto flips and then further up the pyramid you'll start doing HMO's, lease options and then at the top commercial conversions. Really you can do any strategy as long as you’re educated. At Progressive, we start at the bottom so you have the fundamentals first. Don’t go out there and do it alone. BEST MOMENTS “For each strategy, you might need a different type of finance and for each type of finance you might need a different broker” “You don't need to be geographically close to your broker, it isn't essential to securing the right finance for you.” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.uk progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

At its core level, flipping is about buying a property cheap and selling it on for a profit. A typical BTL will only yield you a small percentage of income each month whereas flipping a property will land you a large sum of cash when you sell it on. Now you have a chunk of cash, you can use that to finance your Buy-to-let properties to also create a monthly income from property. Learn how to find vendors that are motivated to sell quickly and where securing the highest possible price for their property isn’t their number one concern. It may be the speed of the sale or simply getting rid of the property as quickly as possible because its empty. It’s with these type of vendors that a good deal can be done. KEY TAKEAWAYS You can increase your chance of securing a good flip by going directly to the vendor. It makes sense for us as investors to target the owner-occupier market. To these deals, you can employ guerrilla marketing and leaflet dropping in your area. The best way of doing a flip and adding value is to do up the property. You can find these simply by going into your local estate agents and building a rapport with your local agent. Securing properties that are suitable for a flip doesn’t just revolve around the price of the property. There are many vendors that value moving quickly over getting the best price for their property. Empty properties are also a great type of property to secure as the vendor will be incurring costs all the time that it's on the market and sat there empty. The problem with finding properties on Rightmove is that you don’t get the whole picture. In fact, you only see the best pictures. It may be that a property with nice photos will still be the right property for a refurb and then a flip. You need to speak to vendors and estate agents face to face. BEST MOMENTS “The term flip is an American word, it’s about flipping a property on and moving it on as quickly as you can so that it can be sold on for a profit.” “BMV - Below Market Value” “Rightmove doesn't tell you the motivation of the seller” “A lot of investors will flip properties and target homebuyers or owner occupiers” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ https://omny.fm/shows/progressive-property-podcast/80-interview-with-property-investors-tasha-darring?in_playlist=progressive-property-podcast!podcast ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.uk progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

As of 1st October 2018, new House of Multiple Occupation (HMO) rules came into effect in England. If you’re planning to venture in HMO investing, then it’s time to be in the know and get updated. In today’s episode of Progressive Property Podcast, Peter Jones shares everything you need to know about HMO Property Investing and the new HMO regulations 2018. There are different kinds of HMOs and different types of tenants so Peter gives a quick rundown on the fundamentals. Discover how you could structure your property portfolio to make the maximum return of cash. Know also the pros and cons of having investments on houses of multiple occupations. And, if you’re one of the HMO owners who have still unlicensed properties then better learn how to update them quickly. Let Peter help you and answer your questions. Connect with him! KEY TAKEAWAYS Consider the area before HMO investing. Not every local area is the same. Not every tenant is gonna want the same type of property. For example, if you want your HMO to be near the centre, your tenants maybe young professionals or millennials. Do you want it near the commercial area or residential area? Conduct a specific research on the demographics of tenants - what cost can they afford, how near do they want to stay, etc. HMOs are heavily regulated. If not regulated, these properties could be a fire risk or a social problem. As of October 2018, a license is needed if there is more than one family or at least 5 tenants. It can be applied through your local authority. The local authority/city council is also looking if you're fit or competent on investing in the HMOs. Peter advises you to go to an agent to help you show your competency. The local authority/city council is also looking on the property features and amenities your offering. They're strictly following the regulations. If your chosen area is under Article 4, you have to get requirements like a license and a planning consent from your local authority. Article 4 is a planning device given to local authorities from the central government which allows local authorities to regulate the proliferation of HMOs. HMOs are management-intensive. Peter’s advice is to not invest in any HMO in an area where you can’t find a competent agent. Start at finding on the right agent. Go to a specialist HMO mortgage broker to find you the right lender. HMO is a letting business so finding the right lender and valuer can increase commercial valuation on a cash basis – the rental they produced. When creating HMOs, they need certain requirements for shared accommodation. Some people, when they need space, would build a conservatory as an extension. If it’s of the right size, then you don’t need a planning council. BEST MOMENTS "Be very careful. Make sure you understand the regulations in your area." “The upside of creating an HMO is that the income can be fantastic when all rooms are rented out. The downside is you often find – depending on who your target market is & depending where your HMO is actually located – that the tenants can be rather come and go quickly.” “The reality is if you want to make a decent profit from your property, you want to do the work.” ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshopand The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher Progressive Property progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. Today, Peter explains how you can find a limitless amount of deals, simply by visiting your local estate agents. A question Peter is often asked is ‘how do I find deals?’ the answer, start with what you’re trying to achieve. When you’re clear on what you want, you can decide on the right property strategy for the right property deal. Believe it or not, the best place to find vanilla buy-to-let BMV deals is at your local estate agents. There are tons of deals out there and you can use a multitude of property strategies to cashflow them. All you need to do is, get to know your area, build a relationship with your local agents and as a result, you’ll find the right deals. KEY TAKEAWAYS The perception is, you cannot get a good BMV deal from your local estate agents. This is absolutely not true, in fact if you’re creative and know the right property strategy you can find lots of deals at your local agent. Most deals come down to the motivation of the seller and what they’re looking to achieve. Investors earn their money by doing the due diligence, the digging and the market research to see if a property can become a deal and earn a profit with a particular property strategy Before going to your local estate agent, be absolutely clear on what you’re looking for. Go to all of your letting agents in your local area and hone in on the type of property that rents well and that there is demand for. Then you can approach your local estate agents with a clearer idea of the right investment property. Go into the estate agents with confidence and know what you’re looking for, visit regularly and build rapport with them so you can become a preferred buyer and secure future deals BEST MOMENTS “Visit your estate agent once a week to stay in their mindset” “There are enough deals in your local area for you to become a full-fledged property investor” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.uk progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. Today, Peter shares with you the foundational knowledge of buy-to-let property investing. It doesn’t matter if you’re new to property or a seasoned investor these proven models and insider knowledge can help you succeed from the ground up. Learn the vital information to help you build your property empire and grow your portfolio with Vanilla buy-to-lets and the Buy, Refurbish, Refinance model. If you’re looking for a refresher on the proven property investing strategies you can implement right away, this episode is for you! KEY TAKEAWAYS The most simple but effective strategy is buy-to-let but do we use interest only or capital repayment mortgages? The answer is either, both have pros and cons and you can use either to get started in property investment. Interest only is normally the preferred route, however, if you’re looking to purchase the property and rent it out, capital repayment can provide you with a safe and secure long-term savings plan. The tenant is effectively buying the property for you! Vanilla buy-to-let investing can be for anyone, not everyone wants to become a full-time property investor and own a portfolio. You might just want to put your wealth into property and store your money in an appreciating asset to supplement your income. The B.R.R (Buy, Remortgage, Refinance) buy-to-let model. This can be used with a variety of property strategies. All you need to do is, find a property where you can add value, refinance the property and recycle your money back out. To increase your margins you can buy properties below market value (BMV) and negotiate a better deal. As long as you’ve got a 70%-75% loan to value you can make it work and see a profit. To finance your buy-to-let property investments to can take equity out of your own home, to provide the seed capital to secure your first buy-to-let and begin building your substantial property portfolio. Most banks will be okay with you using equity from your home to use to purchase other assets such as buy-to-let properties. You could also use the Bridging method. Bridging the gap between buying the property and putting the property on conventional finance, this is also known as a short-term loan. It’s possible that you might not meet the bank's criteria, but you could be the bridging criteria as they look at the deal, before the person. BEST MOMENTS “The value of a property is what someone is willing to pay for the property” “If you look at the top richest people, they haven’t made their money through property investment, but they store their money in buy-to-lets, they just want to keep their wealth safe” “My favourite investing model is B.R.R (Buy, Remortgage, Refinance)” “In this country, we tend to value properties on the number of bedrooms, so you can take out the dining room and create another room you can increase the property value” VALUABLE RESOURCES Join the Progressive Property Community here: http://www.thepropertyteacher.co.uk/buy-refurbish-refinance-brr/ http://www.thepropertyteacher.co.uk/ ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.uk progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. In today’s episode, your host Peter Jones interviews fellow Masterclass trainer, coach and mentor Rebecca Smith. Rebecca is an expert property investor with experience in managing a letting agency, HMO’s and single-lets. Rebecca is a specialist in raising finance and investor networking and she now runs the Joint-Venture finance raising secrets training courses at Progressive Property. Rebecca shares her own story and experiences from over 3-years in property investment and expert knowledge in raising joint-venture finance. Hear how you too, can position yourself as a credible partner and organically grow your network by marketing yourself online and developing your skill set. Tune in today if you want to learn more about the lazy property investing strategies that can make you millions, simply by knowing your network and outsourcing everything. KEY TAKEAWAYS Position yourself as the local buy-to-let landlord or go to JV partner by having the knowledge and the network to create your own credibility and get investors coming to you. Understand the value of you and the value you are bringing your investor. Create a win-win for yourself and your investor by aligning their vision and values and creating a cash flowing asset that you both can profit from. Simply match someone interested in property who doesn’t have the knowledge with the people that do. If you can learn the skills of creating investor finance, there is nothing that can stop you. With joint-venture finance, you can properly scale your property portfolio and do ten times the amount of deals then if you simply use your own money. BEST MOMENTS “I love leveraging and outsourcing but the very first thing I did was find a mentor” “I used outside investors to initially invest in property and then I had friends and family coming to me to invest” “Property is a people business, you have to meet people and get in the right networks” “It was an advantage not having money, to begin with because I had to learn how to raise the finance to buy property” “You can get all of the knowledge, but you need to take action and get out there and talk to people and network, focus on your strategy and get going” VALUABLE RESOURCES Progressivepropertycommunity Rob Moore - The Disruptive Entrepreneur http://www.rebeccasmithpropertyservices.co.uk/ Join the Progressive Property Community here: Leveraged Lifestyle Podcast - Catherine Turner ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success, he was invited to be a guest writer for Property Secrets and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investors Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD Therpropertyteacher.co.uk ABOUT THE GUEST Rebecca Smith Co-trainer on Masterclass at Progressive Property and expert in raising joint-venture finance. She has raised over £3 million in finance in the last 3 years after attending Progressive Property events. Rebecca is a property professional who is passionate about helping people make the most of their funds with low risk, high return property investments, often without ever owning property or having the hassle of tenants! Rebecca is also a property trainer, coach and mentor and her mission is to help people to achieve financial freedom through property. CONTACT GUEST https://www.facebook.com/rebeccasmithpropertyservices/ https://www.linkedin.com/in/rebeccasmithproperty progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast. In today’s episode, your host Peter Jones takes a look at the good news stories and educational content posted in the Progressive Property Community. Hear the inspiring journeys of up and coming property investors, seasoned pros and millionaire developers. Learn more about the mindset needed to succeed in property, the power of pipelining and why following up on offers and getting the deal done is essential to success. Peter shares insights from the UK’s #1 property investing community that can help any property investor no matter where you are on your journey. Finally, Peter shares some important information about the future of bank lending, the cyclical nature of property investment and tackles the question of ‘the normal pattern of property and the future of market prices’ Join the Progressive Property Community here: KEY TAKEAWAYS Alex Milburn - “Over the last 7 months I have acquired 40 rent2rent serviced accommodation units and achieved a million pound turnover, without using a penny of my own money” Ryan Quinn - “A wise man once told me that the best deals are the quickest or the ones you have to spend time waiting for. I have to admit I was sceptical, how could a property that has sat in your pipeline for months, ever become a good deal. I went to view a property in March and five months later it fell through and I was able to negotiate a deal” Dan Cheetham - “£25,000+ profit from a single flip, I offered on a property about a month ago that was well under asking price and after some negotiating it was accepting. It fell through and four weeks passed with the property still unsold. After 6-7 weeks the asking price dropped and with some further discount, a deal was agreed. Purchase price £110,000, Refurb £26,000, Total investment £141,000, Forecast sale price £170,000 and total profit from the deal. £26,500 Alex Szepietowski - “six-month rule, what six months rule Kent Reliance? With bank lending getting easier, does it mean a crash isn't a million miles away?” BEST MOMENTS “Don’t do things in the vacuum, learn how to do it and get training. Invest in yourself and gear your mindset towards success” “The key thing to all success is the mindset. You can all of the technological stuff, all of the techniques, but nothing will make a difference unless you understand the mindset to take action.” “The key to success is massive action, work out what it is you want to achieve and work out the steps to get there” Most of your offers will be rejected, because if they were accepted straight away you’re probably offering too much. Add properties to your spreadsheet and pipeline them. One in three properties falls through so own a process and a system” VALUABLE RESOURCES Progressivepropertycommunity Rob Moore - The Disruptive Entrepreneur Money, Rob Moore Brian Tracey Jim Rohn Tony Robbins Thepropertypodcast CONTACT METHOD Therpropertyteacher.co.uk ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A protip one should remember when online: Be careful of click baits and fake news stories! In today’s episode the Progressive Property Podcast, Peter dissects and points out how misleading the latest article from a well-known tabloid is for its readers. It was tackling on the ‘fall’ – well, that’s what this tabloid sees – of the property market. For one, their interpretation wasn’t backed with enough evidence for it to be credible. So, listen in to discover from Peter himself how stable the property market is right now according to RICS, the concept of ripple theory, what indices should you look at, and how to stay away from non-credible sources! KEY TAKEAWAYS How true is the Daily Mail’s latest article on the ‘fall’ of the property market? The article is entitled “As property sales fall across the UK, are house prices set to take a tumble?” which was published last August 16, 2018. It says property market run out of steam. It will lead to a crash. Houses are losing value. Property Market is in a bubble and it will burst soon. The whole article is questionable because there weren’t enough sources to support it. Ripple Theory. London value goes up. Values near London increase also. TRUTH/FACTS from RICS UK Residential Market Survey for July 2018 the number in the new letting sector is going down the number of landlords bringing properties have decreased quite significantly since Section 24 implementation +2% increase in rents in over 12 months AND +15% increase is expected in 2023 Daily Mail forgot to mention that London Price balanced edged from +3% to 4% last July - not big but not an indication of a crash. It’s saying the market is STABLE. Despite the fact that buyers are scared because if interest rates, the number of buyers increased by 2. very little because the number of properties available hasn’t increased. Don’t just read the headline and think it must be through. Find credible sources. Get a hold of RICS monthly residential market survey. BEST MOMENTS "There's been a curious game of cat and mouse with buyers and sellers." "What I think is happening here is as often happens, as I said right in the beginning, the Daily Mail – they gotta sell papers, they’re trying to be dramatic…” "The RICS is confirming that that [Stamp Duty Land Tax] and Section 24 are beginning to bite in the investment market and in the buy-to-let market overall." "If you're thinking: is it the time to be in property? Maybe that's suggesting that now is the time to be in property." "Do your own interpretation. Don't let the Daily Mail or the press or anybody else interpret the data for you." VALUABLE RESOURCES RICS UK Residential Market Survey (July 2018) ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating a property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to the Progressive Property Podcast! The wait is now over! Here’s the second part of the special about the 10 things Peter has learned in property over the last 20 years. These 10 things could be vital to anyone who plans to have a career or just wants to step up their game in property. Of course, these can also be applied to other fields – even in how you go on with your day-to-day life. So, start listening and take mental notes on the last 5 useful tips from Peter! And if, by chance, you got a bit hazy about what the first five were during Part 1, you can just easily go back to the previous episode. KEY TAKEAWAYS If you just keep going, you can achieve more than you think. The first years in property aren’t going to be easy. There are going to be bumps and obstacles that will derail you. You may have little experience to put everything in perspective. But over time, you’ll learn from the mistakes and build processes, systems, network, etc. to grow and be successful. Success is about problem-solving. If you can deal and solve bigger problems, then you’ll get more successful. Just remember, momentum takes time. Here’s an inspiring quote from Tony Robbins: “Once you have mastered time, you will understand how true it is that most people overestimate what they can accomplish in a year – and underestimate what they can achieve in a decade.” Keep on going no matter what. It's never smooth sailing. Accept that bad stuff could happen. If you keep on going and nothing's working out for you, review – which may be done periodically – and make sure that you're doing the right thing. But even during rough times, keep going. It’s possible to work smarter rather than harder. You have the vision. You have it planned out. BUT there are some tasks you can't do to properly realize your vision because you don't have the right knowledge, skillset, and abilities. That's okay. You shouldn't try to do everything on your own. Ask someone who could help you. Find someone who can complement your skills and abilities to make your company stronger. JV can only be successful with the right JV partner. Working with just any old partner is not enough, you have to work with the right JV partner to be fruitful. Your JV partner could either be the one to source the deals or finance the deals... There are so many ways you can structure it. But what is more important is the quality of the partnership. The synergy between you and your partner matters so take time to consider who you want to work with. The time to take action is NOW! Stop procrastinating and get started. Don’t wait for months and years to pass by. You’ll find excuses at times and think that this and that should be 100% perfect… Don’t! You just have to start! Sometimes, doing something little is good enough. You improve and move an inch closer each day to perfection. And if you finally started business, don’t put off things that will make your company grow. Here’s another inspiring quote Peter heard from an investor: “The greatest investors are those that can make quick decisions using incomplete or imperfect information.” BEST MOMENTS “A trait commonly seen on entrepreneurs and highly-successful people is that they are optimistic.” “Property isn’t a straightforward journey.” “Persistence is important in success.” “Don’t consider it to be cheating if you find somebody to the do stuff that you can’t do or something you feel you shouldn’t be doing. It’s actually working smarter.” “Whether the JV is gonna succeed or not will often be down to the quality of the actual person themselves, not just what they bring to the partnership.” “Don’t look for perfection. Imperfect action is fine.” VALUABLE RESOURCES 10 things I've Learned in Property Over The Last 20 Years Part One – Progressive Property Podcast | iTunes |Stitcher ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop, in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. CONTACT METHOD The Property Teacher progressiv

Welcome to this two-part episode of the Progressive Property Podcast, today your host Peter Jones shares five things he’s learnt in property from over 20 years of investing. Hear the multiple investing strategies you can employ to reach your investing goals, and why you too, should adopt and adapt what the successful say and do and make it work for your own circumstances. Peter dives into his key learnings from over two decades of investing in his own right and shares the finely tuned steps you can follow to be successful. It doesn’t matter if you're a beginner or a pro, lack finance or confidence you can become a property investor as long as you investing in your foundation, your education. KEY TAKEAWAYS There’s rarely just one way of doing things - Listening and learning from others will show you that there are multiple ways of achieving your property goals. There can be more than one right answer, so don’t give up after one attempt. There are numerous strategies to achieve success in property, the best way to do anything in property is to choose the solution that’s best for you and best suits your circumstances Most things that we worry about don’t actually ever happen - Most investors will take very little action at the start of their journey because they're worried about what might happen. In reality, if something does happen it’s usually unexpected and unprepared for. A lack of money should not hold you back from getting started in property - The key thing to consider is it doesn’t have to be your own money and you shouldn’t let this stop you from purchasing property. There are multiple ways of financing property you just need to get educated on it. Train your mindset and become a property investor. If you consider yourself poor you will act poor. You don’t have to run out of money - If you invest correctly you can continue to buy all from your initial investment. Refinance your portfolio to keep expanding by taking out the equity. Some things in property just take time - There are parts of the property industry that simply take time, so be patient and let things happen. Try not to get too stressed and realise this is part of the process. BEST MOMENTS “The failsafe mode in all of us is to not do anything, this actually causes us more harm.” “Don’t let worry stop you from taking action” “There are numerous ways to get into property no money down” “Those who know the least, often shout the loudest” “Your education has got to be foundational” “There are no hard and fast rules in property” “Modelling yourself on those that are successful is worthwhile if it works for you.” “You have to educate yourself, the more we know, the more informed we are and we will be able to make decisions for example if the property market were to crash, it doesn’t matter because if you’re educated and you will be prepared for it.” CONTACT METHOD Therpropertyteacher.co.uk ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of The Progressive Property Podcast! In today’s episode, your host Peter interviews specialist mortgage broker and longtime partner and friend, Alasdair Devine, about the best ways of financing refurb projects for buy-to-let property investing. In most cases, a buy-to-let mortgage is the best way to go, but if habitability is in question and you’re on a tight timeline, a bridge-to-let may be the more effective option to getting your property and getting it refurbished. Key Takeaways: Peter talks with Alasdair about refurbs, and that, while they vary in size and scope, generally in buy-to-let property investing, a refurb usually means fixing up or replacing the kitchen, bathroom, and carpets, as well as the decorating and other miscellaneous aspects. But it can be tricky financing property refurbs sometimes because while a buy-to-let mortgage lender will consider the property, it will only usually be on the condition that the property is habitable on the date of completion of the purchase, which can be an issue if it requires refurb. Peter points out that there doesn’t really seem to be any hard and fast rules as to what constitutes “habitability” and that every bank has its own criteria. Alasdair says that in his experience, though, it’s usually very simple, big picture factors like if there is a functioning kitchen or bathroom, if the property is watertight, and if it has all the basic services. Peter, however, says it still seems like a bit of a lottery, recalling someone he knew who bought a horrible property with damp, rot, and other issues that would make a property virtually uninhabitable. But, against all logic, this person was able to secure a buy-to-let loan for it anyway. On the other hand, Peter was denied a loan on the grounds of the kitchen being uninhabitable even though it was still functional, just old. Alasdair does admit that you can get wildly different views from surveyors on the same single property, to which Peter adds that it means that if you get turned down by one lender, you might as well try another because they may have different criteria for habitability. There’s a lot of debate as to whether you should refinance with your existing lender or go find a new one. It’s a double-edged sword because the surveyor who was there before is likely to be pessimistic about the uplift in quality. A new lender with fresh eyes might give you a better value. But then there’s the issue with early repayment charges and if they are high, then it's often not worth trying to find a different lender. Peter and Alasdair list off other options for financing, including using the portability of an existing buy-to-let mortgage to move it from one property to another, as well as paying for the property with cash, doing the refurb, and then refinancing the mortgage six months later. Using equity is also a perfectly valid option for funding deposits or purchases. But in the case of properties that are clearly not going to be deemed inhabitable or are bought at well below the market value, a bridge-to-let can be an effective solution. A bridge, which is a short-term loan, is easier to get than a buy-to-let and much faster. It is, however, also more expensive because it is viewed as a riskier loan. Both Peter and Alasdair agree that buy-to-let rates will always be the most competitive, but depending on your needs and the property and the time, a bridge-to-let is worth considering. Alasdair provides a specific example of a client of his successfully using a bridge-to-let loan after buying a property through an online auction. After the deposit, he only had 28 days to complete, and while he initially wanted to do a buy-to-let, habitability was going to be an issue. So instead he used a bridge-to-let, got surveyors to the property within a week, got approved, and took care of the entire transaction within the 28 days, which a buy-to-let would not be able to fulfill. Best Moments: “The reality of property is that probably the best way of doing property is to buy properties where you can add value.” “You put 10 surveyors in a room, you’re likely to get 11 different opinions.” “I do know some banks that are keen to avoid what they would regard as buy-to-let speculative trading.” “From a cost point of view, buy-to-let rates are extremely competitive now and will always be cheaper than traditional bridging. But, worth talking to a good broker, and looking at the figures and just seeing what’s right for you at the time.” Guest Contact Method: Email [email protected] to request information on getting in touch with Alaisdar About the Host: Peter Jones is a Chartered Surveyor, an author, and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has also written a number of successful property books, includin

On today’s episode of Progressive Property Podcast, our guest host Den Hedges talks to Simon Church, an ex-footballer turned property investor. Learn about how his early retirement from professional football led him to build an investment firm on his own name. Hear about how he got affected by the unforeseen retirement, how important influencer is his dad in this career shift, how he decided to focus in catering to professional sports people, and how he made the transition from his professional sports to property investment. Simon says that these two things are quite similar and there are things in sports that he was able to use inside the business. You can find out more if you listen to this episode! KEY TAKEAWAYS As a professional player in the world of sports, you have to be strong-minded be focused on your end goal. There will be a bad game and you won't be able to shoo away negative comments and reviews. You don't have to worry about everything they say. Focus on improving gameplay. "Stick in property." At a young age, this is Simon’s dad advice that he can’t seem to brush off. He always thought he'll play till 35. According to Simon, there are many sportsmen and women who don't know what they'll do after their career or haven't planned on anything to secure financial stability. It took him time get around the news of his retirement. It was all he was doing at that point from the age of six. He still has his hopes to be the top player at that time. "Outside football, the only thing that excites me is property." Simon doesn't like chasing stuff that he doesn't like. He educated himself about property investment. And, through this, he also saw the chance to help other players to go forward through property investment. His business provides services like sorting properties, guide them through mortgages, etc. to professional sports people. Simon sees every moment working on his business as part of his learning process. He saw opportunities and learned about networking when he exited the world of professional football. Simon felt he was in a bubble. He was just exposed to what you're allowed to. He's enjoying exploring every avenue he sees. BEST MOMENTS "Talent can only get you so far. I say, between the ages of 14 and 16, there's a lot of time that you need to realize where you wanna go... I think when you get into the professional side and you're in the professional club, you have to be one-minded - this is what I wanna do." – Simon "You can have the ability and the talent, but if your mind is not there on the day, then you could have a bad game." – Den “It resonates with sports players, we have to do what exactly what we're told." – Simon "Once your mind slips a little bit, your performance slips. Then, you can easily slip down the slippery slope." – Simon VALUABLE RESOURCES Church Investments ABOUT THE GUEST HOST Den Hedges is a Personal Development Manager, Trainer, Speaker and Author. He is currently the Account Manager for Progressive Property. ABOUT THE GUEST Simon Church is a retired footballer who played as a striker for Wales. He won the last of his 38 caps in the Euro 2016 semi-final defeat by Portugal. After the retirement at 29, he decided to move onto a new career – property investment. The idea of getting into property investing was ingrained by his dad when he was a kid. At the age of 20, he already bought his first property and started building his portfolio. He, then, decided to give services to professional sports people who want to venture in property investments. CONTACT METHOD Simon Church Church Investments Simon’s Twitter Den Hedges Den’s LinkedIn progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Welcome to another episode of the Progressive Property Podcast, in today’s episode your host Peter interviews professional investor and modular property developer Andy Hubbard. Learn about Andy’s inspiring story from brick-layer to Progressive Property VIP of the year 2017. Hear about how Andy has become an expert in commercial conversions and went from working over one hundred hours a week in his business, to managing multiple businesses, mentoring others and developing property in just a few hours every week. Andy dives into his incredible journey and how he has been able to start, grow and scale a cashflowing property business starting with single lets and HMO’s too commercial developments of 34 plus offices and now, his latest project in modular housing, building ready-made homes in just 24 hours. KEY TAKEAWAYS Andy attended Multiple Streams of Property Income in 2015, and it was a turning point in his life. Andy discovered the techniques to leverage, how to create passive income, the proven property strategies, the networking opportunities, and the unrivaled joint ventures partnerships progressive had to offer. Andy has now attended 25 Multiple Streams of Property Income Events and each time picks up new pieces of information. In 2015 Andy signed up for the Rob and Mark VIP mentoring programme, and also attended the Cayman legacy with progressive and it helped him gain clarity within his business. Andy understood the idea of systemising and leveraging, and before he knew it he was earning the same amount of money each week without working. Now a valuable joint venture partner Andy is mentored by Mark Homer and mentors others himself sharing his knowledge of the property industry. Andy now focuses on modular construction and has partnered with a factory to produce ready-built homes with the first development scheduled for completion on the 13th of August. The modular homes are all done in a quality controlled environment and what usually takes 10 weeks to do can be done in 24 hours. BEST MOMENTS “Was my own worst enemy and ended up doing everything in my business myself, I was working 100 hours a week” “We want to do more and build our businesses but because we have an entrepreneurial mindset it’s hard to let others in and leverage out tasks” “As long as people are doing 80% of the standard of work you’re looking for you can leverage out the tasks” “Modular housing is a game-changer in the construction industry” “I now personally mentor others, it’s the simplest way to becoming a developer” “Your first development is the most important one” CONTACT METHOD [email protected] Facebook ABOUT THE HOSTPeter Jones is a Chartered Surveyor, an author and a serial buy-to-let property investor. He has been involved in property for over 35 years and now owns 78 letting units. He is still actively involved in buying and renovating property, and regularly flips properties for profit. Peter has written a number of successful property books. The first, An Insider’s Guide to Successful Property Investing, was first published in 2000 and was one, if not the very first, book of its kind which was written for what we’d now call buy-to-let investors. On the back of its success he was invited to be a guest writer for Property Secrets, and wrote Spanish Property Secrets, French Property Secrets, and Portugal Property Secrets. He has since written a number of other successful titles dealing with UK investing including 63 Common Defects in Investment Property and How to Spot Them, the highly acclaimed The Successful Property Investor’s Strategy Workshop and The Property Renovator’s Workshop ,in which Peter describes step-by-step how he built his own property portfolio, starting with virtually none of his own money. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What should I buy first: a house to live in or an investment property? If this question keeps bugging you, this episode of The Progressive Property Podcast will absolutely help you. Today, Rob lays down the pros and cons, strategies, and tips to help you on plan and decide whether to get your ideal home or an investment property. Rob’s hot take: You could choose one or you could choose both. The last thing we want is to be disappointed and be regretful of what we choose. Rob highly advises you to be a creative property investor. Aside from having a clear strategy, be open-minded on what the market presents. KEY TAKEAWAYS If thinking of relocating, rent first. Get a 6-month tenancy and get to know the area. You thought that what you found online might be where you want to live but you really don’t. The right house could take you years to find. You could know also the city if you try living in the area first. You could take the time while renting to find the perfect place. If you find a really good investment property after at least 6 months of renting, then go buy that investment property. It pays better than an owned home. In ten years, your own home, like any property, could double its value. You’d get capital returns but no income returns because you live in your home and you pay the mortgage. “Making a house a home centres” You might have used your deposit so no more deposits for investment property. But, sometimes, getting your own comfortable space could help you in your productivity, zen, and relationships in life and business. An investor friend, VC, or a crowd-funder is more probable to invest in investment properties because these properties pay income. If you want to lend money from banks, lenders, etc. for the deposits, it might get difficult. They might put security on it but they’re not gonna lend money to put into your house as an investment other than a residential mortgage. People see a deposit as a finite lump of money which disappears when you buy a house. You can buy below the market value, add value, or change the use to increase the value. Rent a shop underneath or have apartments on top. If you’ve consumed your deposit for a home instead, take it as a blessing. Look for income, capital, and loans. Learn how to raise and attract money. Convince other people about your visions. These are things you wouldn’t do if you invested and waited for the returns from your investment property. You can find a house that you wanna live in and make a deal with the vendor. You can do a rent-to-own scheme so you can choose not to put all the deposit right away. You can put the other parts on an investment property. It is the market that drives the result, NOT your strategy. It might take you a long time to find your ideal home because it is not on the market. Or, you might be looking at investment properties but the yield isn’t enough or you might not have enough on you to have it. Having a clear strategy is a good thing but remember to be open-minded about what the market presents. It’s wise to learn how to raise money and be a person of value and influence. In today’s baking world, commercial banks lend to the individual rather than depending on the numbers of the deal. Be compelling and investible. BEST MOMENTS “An investment property is gonna pay you more than your own home.” “Making a house a home – I found – it really centres me and it really helps me build a productive life. It balances the family and commercial aspects of my life and business.” “Not having a deposit anymore is a gift as well as a curse. The gift is it forces you to go out there and look for other opportunities.” “That’s the creative way to get into being a creative property investor – finding solutions to problems, bypassing the needs for deposits, preserving deposits for investment properties, and having a house you want to live in.” “Get to know an area first. There’s nothing wrong with renting before you buy. A lot of people think that the strategy drives the result. What often happens is, the market drives the result.” “One of the key skills of a progressive long-term investor is the ability to sell a vision to find good deals and get other people to see the vision of that.” ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor and property educator. Author of global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Facebook LinkedIn progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about himself! His personal story into property, his early years in property and the whole journey up to where he is today. His personal strategies, mistakes he did and lessons learnt, and how property education changed his career and helped him grow faster. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Catherine Turner talks about her journey in property. Her experience from flips, HMO’s, buy-to-let’s and rent-to-rent’s and how she ended up meeting Rob Moore, being a mentor and achieving a leveraged lifestyle! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter is answering your questions about managing properties, goldmine areas and property strategies. How to choose the right area or strategy before you start investing, how to manage your properties yourself or outsource it, tax changes and how they can affect you, and how to start investing with (almost) no money! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about surveys and mortgage valuations. Should you always need a survey or you can also rely on a mortgage valuation? Various types of surveys, common mistakes and when you should do or don't do your own survey. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter interviews Alasdair on property financing, getting tips and tricks on how to find a reliable mortgage broker and how to budget/ spend wisely when getting finance in place for your property portfolio. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks live about the 10 things that could potentially hold you back and be the obstacle in your property journey. How lack of belief, vision, not having a reason or not takind action can lead to procrastination and no results. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Tasha and Karen talk with Peter about flipping properties. How they started and why they find "flipping" a good strategy for them. The upsides of doing flips, how to get finance, add value to the property, systemize your business and grow! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter interviews property investor Ian Morton. Ian talks about his first property at the age of 16, how he built his own design company and got involved with property. Lessons he learned over the past 40 years in the property business and the importance of education and mentors in order to succeed! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

What to think before you buy your first property and recent tax changes that might affect you. Upsides of setting a limited company for trading or managing properties, tax rates and what banks usually expect from you in order to lend you money. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this episode, Peter talks about raising finance as an SVP. What is an SVP, and why raising finance can be easier than you think. What the banks will require from you, what are the upsides of setting up a limited company and tips on how to raise finance and use mortgage brokers. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes on talking about making the right deals! How to be prepared for negotiating and making the right offer. Why communication is key, the importance of "active listening" and how to achieve a win-win situation. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes through the details and factors that affect market prices. What you should know before you make an offer, what the market value is and why you should not base your offer on it. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this second part, Peter goes on with his top tips about renovating your property and adding value to it. How to know how much the renovation will cost, how much value it will add to your property and how to find the proper finance for your projects. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about renovating your property and what you need to know before or while doing this. How to plan everything, what to consider, how to decide what needs to be done, how the renovation of your project can result in more profit and top ten tips that every property investor needs to know! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes through the upsides and downsides of investing in commercial property. Everything you need to know about the management, prices, tenants taxes and regulations about commercial properties. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Jamie Madill, an HMO and rent-to-rent expert, talks about his property business and how he managed to build his assets and create the passive income he always wanted. He explains how the rent-to-rent strategy works, the importance of networking and constantly learning, and gives top tips for anyone interested in this strategy. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about house prices and what factors are affecting them. Why population and demand for new houses are just two of the factors that can affect the prices and how banks, cash and inflation can also affect rents and prices on new houses. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob hijacks the podcast and talks about his personal story in property. How he met Mark, his business partner, and how they went from 0 to 720 properties owned/co-owned, managed & in JVs today. The CREST model and the importance of investing in yourself, presenting yourself the right way and the skills you need in order to succeed. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter goes on his rant and talks about the things he finds annoying in the property business. What he finds weird about insurance companies, regulations and property investors. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Kevin Poneskis talks about his personal journey into property business. Upsides and downsides of different strategies, how to leverage your time, use other people's money and the importance of education in his life and professional career. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Christopher talks about increases in interest rates and their consequences. What happens if you can’t pay your mortgage, the process that follows and the best point to buy a repossession. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Mark & Rob share their business tips on how to run your business successfully. Why you need to manage your emotions, the importance of marketing and what a "no" actually means. Why people work for themselves and not for you and the three things that can help you grow, creativity innovation and ideation. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob hijacks the Progressive Property Podcast again, and he goes on talking about JV financing, tips and tricks to raise finance. How to stop missing opportunities, why visibility is credibility and how to take advantage of business and networking events. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob hijacks the Progressive Property Podcast again, and this time he has 6 tips to raise JV finance for your deals. How to meet, approach and talk to potential JV partners, build trust and raise the finance you need! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob has some tips for you to implement in your property business to make more money! He also has a BIG gift for you, 11 masterclasses, to celebrate the 11 years of Progressive Property, so enter the competition and win one of them. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this episode, Peter is answering your questions about property investment. How to add value to your property, refinance and build your portfolio quickly. Why you need a good broker, how to buy properties under a limited company and use JV partners. What means to split titles and some DO's and DON'T's of this strategy. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

On this second part, Rob Moore goes on talking about joint ventures. This time he focuses on the downsides of joint ventures, what can go wrong and how to manage your emotions. How being greedy and not honest can affect your joint venture and ways to overcome some of the obstacles along the way. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Rob Moore, talks about the upsides of joint ventures. How strengths and weaknesses are balanced in a joint venture, why you get more done and why you are able to work on the things you love. He shares his personal experience in doing business with partners and he explains why he loves it! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter talks about 10 things that he finds quite annoying into the property business. He shares his personal experience and talks honestly about everything that annoys him as property invetsor. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Andy Churchill, property investor and host of the Nottingham PPN, talks about his journey into property business. Why building the right network and relationships are crucial in this business, how he raises finance for his projects and how easy it is to borrow large amounts of money for your projects. He also gives useful tips for networking to anyone interested in building a career into property. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

A 5 step process to help you plan a successful year in property. Decide what you want, set goals, make a plan, take action and review, are the steps which you need to follow in order to achieve your goals, build your portfolio, grow and succeed. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Dillon talks about his journey into property business. How he started renting his own room at his parents' house and how he ended up with multiple HMO's. How important is the right mindset in trading, investing and the property business in general. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

6 more questions for both beginners and experienced property investors. What is the right plan for you, how many viewings you need to do before you buy a property and why to have a mortgage broker. Which business entity should you buy your properties into, what your exist startegy is and what are the tax implications you need to consider. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Peter gives you six main questions you need to ask yourself before you start your property business and during your journey. Why are you doing property and what are you trying to achieve? What is the right strategy for you, how much time and money you need, what types of property fits your strategy and where to find them. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

An interview with Andy Watts on his journey into property business. His entrepreneurial mindset and how his house refurb led him to bigger projects such as big warehouses refurbs. He talks about his current projects, systems, strategy, and how he ended up to be host at the Progressive Property Network Event. The power of networking and how people can be benefitted from such events and do great things! progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Alan Christie talks about property development. From playing football to property business, the journey so far, the mistakes and the lessons. His first development project, the importance of education and how to build the right team around you. He also talks about his development projects and the process involved, the differences between commercial and residential development and how his business works. progressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/