The Chris Harder Show

Lori joins me today on the show, along with Mark Sullivan and Josh Zieglowsky of ERC Specialists, a specialty payroll company exclusively dedicated to understanding and maximizing the CARES Act Employee Retention Credit (ERC) for U.S. businesses affected negatively by COVID-19. You've heard about PPP and EIDL, but this is actually a refund for the W2 wages that you paid as an employer. Mark and Josh explain what this tax credit is all about, who qualifies for it, and why your CPA hasn't told you about this yet. They also break down what you can expect from their services and highlight why this program is one of the few win-win-win situations out there. IN THIS EPISODE, WE TALK ABOUT: The types of businesses that qualify for ERC What this refund can do for your company What inspired Mark and Josh to start ERC Specialists Addressing fear points and frequently asked questions RESOURCES Take the ERC Specialists 5-minute questionnaire at fastercexperts.com. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT JOSH Josh has been an entrepreneur for almost 20 years. His primary focus is investing in residential and commercial real estate. Josh's key expertise includes asset and portfolio management, broker relations, investor and client relations, banking relations, economic and demographic trends, market analysis, due diligence oversight, financing oversight, acquisition and disposition strategies, transaction oversight and business development. When Josh first learned about the ERC, he spoke to some CPAs and payroll firms but was unsuccessful in finding a solution for his company's filings, so he took it upon himself to help other businesses receive this credit from the government. He took the approach of the book "Who not How" to hire top experts who specialize in this niche program. With his dream team in place, Josh now leads business development and marketing at ERC Specialists. ABOUT MARK Mark Sullivan has more than 20 years of experience building and scaling profitable companies. When Mark heard about ERC Specialists, he immediately saw the opportunity to help thousands of business owners recover from the pandemic, and he answered the call to lead our company as CEO. Over the last 10 years, Mark has founded and launched 5 different companies that each hit $1m in sales in their first 12 months in business. During that time as a co-owner and acting CEO, he generated over $30m+ in revenue. As acting CEO for ERC Specialists, he's had the opportunity to oversee over half a billion dollars of filed credits helping thousands of businesses access COVID-19 relief funds. As the leader of ERC Specialists, Mark drives the company's strong commitment to its mission of empowering growth, which includes the growth of our employees, customers, community relationships, and affiliates. He's relentlessly committed to the cause of helping business owners and is working hard each day to make it a reality.

There's a balance between coasting and enjoying life, but also doing things that stretch you and get you out of your comfort zone. Lori and I talk about some ways that we've been switching up our energy, doing things that make us grow, and setting us up for success when it comes to reaching our goals. We discuss the difference between intentional and unintentional discomforts, and what we do to stay proactive about unintentional discomforts like burnout and weight gain. Plus, I share details about my newest course that's going to help support you in this transitional economy that we're in right now. IN THIS EPISODE, WE TALK ABOUT: Why intentional discomfort is actually a great thing How our podcasts keep us uncomfortable and push us to have conversations that expand us Starting with small changes and goals Confronting where you're choosing short term pleasure over long term happiness The importance of committing to your goals before your environment tests you RESOURCES Text BULLETPROOF TO 310-421-0416 to get on the VIP early access list to Chris' new course! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I normally wake up feeling ready to take on the day and strong in my positive mindset, but I'll be honest with you, not everyday looks like that. But instead of accepting that it's going to be a bad day, I want to share with you my go-to plan for when I feel myself slipping into a funk. I've shared my morning routine on the show before, but I want to highlight the power of redundancy and constantly reciting what I'm grateful for and what I want to manifest for the day. I make a conscious effort to put on motivating podcasts, eat nourishing food that makes me feel good, and get some movement in. All of the sudden, it's like the clouds clear and my day has totally turned around. I want you to use this episode as a reminder that you might not be able to control your circumstances, but you're always in control of the outcome. IN THIS EPISODE, WE TALK ABOUT: Realizing that I was burning the candle at both ends with so much work and travel My number one tip for getting out of a negative mindset Consistently practicing gratitude in a variety of ways Taking time to appreciate the the little things, like my favorite post-work out shake and drive home from the gym How controlling your activities, outlook, and habits will ultimately change your outcome RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me HOST BIO Host of the top-rated podcast, The Chris Harder Show, Chris Harder uses his platform to empower entrepreneurs to become unapologetic in their pursuit of wealth and generous in their giving. The foundation of Chris' success as an entrepreneur, investor and philanthropist is built on his belief that "when good people make good money, they do great things". In addition to owning and investing in several multi-million dollar companies, Chris uses his online course, The Money Principles, his two mastermind groups and his exclusive 1:1 business coaching to help countless clients earn six and seven figure incomes.

When you turn on the news these days, there are constant stories about the stock market plummeting, housing reaching an all time high, and inflation getting out of control. These are scary headlines, but I have three steps (plus a bonus one) to put yourself in a position to use this economic downturn as a springboard to further secure your family's wealth and future prosperity. Remember, this is a slow down, not a shut down, and it doesn't have to be a slow down for you. You're going to have to put in a little more leg work to tighten your budget, invent a new income, and build your 12-month emergency fund, but it's not impossible. If you follow those three steps or are already set up with those buffers, liquidate as much as you can and invest in assets that are at majorly discounted prices right now. If you follow my lead, you'll be untouchable in this recession. IN THIS EPISODE, WE TALK ABOUT: How to be in control of your own personal economy Assessing where you can temporarily eliminate any monthly expenses Creative ways to create a new stream of income How to build up that 12-month runway in your savings account Why this is the perfect time to invest any extra cash into bargain blue chip tech stocks, crypto, and NFTs RESOURCES Text BULLETPROOF to 310-421-0416 to get on the VIP early access list for my new course on how to effectively invent new income. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Does your current routine match the standards that it takes to hit your life goals? What about your environment and the people that you surround yourself with? Lori and I have been noticing that there are gaps between where we want to be and where we currently are, and we're discussing the tangible ways that we're closing those gaps. Lori realized that she was giving herself a lot of space for excuses by working from home, so she switched up her workflow and has already noticed a major difference in her productivity. I'm celebrating a weight loss milestone and share how I got there by committing to my health goals. Send us a DM and let us know what you're going to do 10% better for 10 days to get closer to your dream! IN THIS EPISODE, WE TALK ABOUT: Why improvement isn't about working harder; it's about working smarter and strategically Confronting where you're self-sabotaging Evaluating what you can change in your surroundings and work routine to hit your target Making incremental improvements instead of doing the all-or-nothing approach RESOURCES Check out the Transformation Church episode that Lori mentioned in today's episode! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Kelsey Eyers and Lori Lefcourt are the powerhouse duo behind Rexxy, a brilliant and innovative affiliate marketing agency. Kelsey and Lori are both entrepreneurs who saw a major gap in the marketing industry. The old way of paying thousands, sometimes multimillion dollar deals for influencer marketing, isn't producing the ROI that was once promised. The average social media follower has grown more and more skeptical of influencers who sell any kind of product if the price is right. Kelsey and Lori figured out how to scale authentic, word-of-mouth marketing through affiliate programs. The best and most organic way that you can get out there in front of people is to build a salesforce of your customers who know your brand, love it, and trust you as an owner. We discuss how their approach works, the philosophy behind their Frameworxx Playbook™, and how business owners can customize and launch their own affiliate program right now. IN THIS EPISODE, WE TALK ABOUT: The most important lessons that Kelsey and Lori learned from launching their first businesses What to look for in a business partner The story behind how they started Rexxy The shift of the buying power from celebrities and mega influencers to everyday people How to build creative, effective affiliate partnerships Two major Frameworxx Playbook™ success stories RESOURCES To get access to the Frameworxx Playbook™, community, and small group coaching calls for $497 (down from $2,500!), use code CHRIS at checkout: rexxy.co/frameworxx-affiliate-program Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH KELSEY & LORI Follow Kelsey: @kelsey.eyers Follow Lori: @lori_lefcourt Follow Rexxy: @rexxyco CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT KELSEY EYERS & LORI LEFCOURT Kelsey started her first brand, Sweat CBD in 2018 which she grew using affiliate marketing. She then went on to freelance her affiliate marketing services and eventually built a full service agency called BossBoxx. Lori started her career on Wall Street and then went on to launch a brand called Unicreamer and also take her experience to the agency world. Lori and Kelsey were introduced by Chris Harder after both joining his mastermind. Shortly after they started working together they realized that they had very similar goals and interests and both had a passion for helping brands. They decided to join forces and work together to help product based businesses start, launch & scale. After about a year of working together, they started to realize that affiliate marketing was bringing their clients the best results. They had a dream to help brands large and small build organic affiliate marketing programs that could help them scale the way affiliates helped both of their brands in the past, and Rexxy was born. Rexxy is an affiliate marketing hub where companies of all sizes can find tools and resources to design, launch, and scale a high-converting affiliate marketing program. While they continue to grow their agency, the Rexxy team is also gearing up to design and launch an affiliate tracking software in 2023.

I talk about my legacy-building dreams on here all the time, but I want to make it clear that no matter what your financial goals are, the most important thing is that you're maximizing your time here on earth and setting numbers for yourself一not someone else's ego. Small businesses aren't talked about enough in terms of business goals, and that needs to change. There's a sweet spot where you can earn what you consider a comfortable living, and then use compound interest in your favor to have a good life and create a great future for yourself. But, if you're not feeling like you're there yet, listen in to hear more about my new course that's going to help you monetize your own skill sets and bulletproof your future. IN THIS EPISODE, WE TALK ABOUT: Why it's important to frame your personal financial goals with the size of your business Valuing your free time and creating memories with your loved ones How to build your net worth and live your dream lifestyle with your small business What to expect from my upcoming course RESOURCES Text BULLETPROOF to 310-421-0416 to get on the early access VIP list to my new course. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

We're joined by our good friend Lindsey Schwartz of Powerhouse Women for today's He Said, She Said! We each share one moment or event of expansiveness when we did something that felt either scary or irresponsible or unreasonable, but it became this moment that radically upleveled us. Lori talks about how back in 2009 when we were starting over again from scratch, we rented an apartment in a ritzy building in Minneapolis, even though it was tiny and out of our comfortable budget range. We wanted to be around people who were at the level we wanted to be at, and over our 18 months of living there, we made it happen. Lindsey talks about her decision to attend her first mastermind event and how she learned to make decisions based on what her future self would do. Plus, I touch on my decision to go all-in on my FinTech company and partner with someone who can help me reach my $100 million goal. IN THIS EPISODE, WE TALK ABOUT: Getting yourself into the environments where people are at the level you want to be at Evaluating who you're sharing your ideas with How to make the most out of networking events Asking bold questions and being transparent about numbers How to know when you're dreaming big enough Why it's good to sometimes feel like the least experienced person in the room RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LINDSEY Follow Powerhouse Women: @powerhouse_women Follow Lindsey: @llindseyschwartz Visit the Powerhouse Women website: www.powerhousewomen.co CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT LINDSEY Lindsey Schwartz is a best-selling author and the founder of Powerhouse Women. Fiercely committed to supporting other women, Lindsey invests her time in mentoring women and girls of all ages—from high achieving entrepreneurs to high school students. She's also an investor in female-founded companies including beverage brand Lite Pink. After seeing numerous women in her life stop short of pursuing their own entrepreneurial dreams because of fear and self-doubt, she saw the need for more honest conversations about the ups & downs of entrepreneurship in order to show women that they don't have to have it all together to get started. From there, the Powerhouse Women community, annual event, and podcast were born, with the motto that we're not meant to do business (or life) alone!

I'm working on some of the biggest legacy-building projects of my life right now, and I'm finally at this sweet spot in creating abundance that matters, but also having the time and energy to make choices that align with my goals and values. I've been in situations where I didn't have the money to make the choices I wanted to make, and I've also been at the other end of the spectrum where I had the money, but didn't have the time to enjoy the fruits of my labor. I'm now in this middle ground, and I want to share my four tips for how to make that happen. Let this be a reminder that, yes, abundance matters, but what's equally as important are the micro choices and paths that we take to get there. IN THIS EPISODE, WE TALK ABOUT: How to build wealth and keep your choice at the same time Focusing your strategy around your priorities Learning how to share the challenge and lean on your network Defining and upholding your boundaries Celebrating the results of your hard work RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

When I was in school, my teachers always said that if you wanted to investigate something, you have to ask the five 'W Questions': who, what, where, when, and why. Today, I want you to apply that thinking to figure out what's holding you back from the financial level that you want to be at. I get into how to evaluate who you're hanging out with, what's going to get you to your goals, when you work best, where you're living, and why you've set that certain number in your head. I share what my answers are to those questions and more about my quest for $100 million. IN THIS EPISODE, WE TALK ABOUT: How the people you surround yourself with impacts your ability to dream big Figuring out what streams of income you can add to reach your financial goals Honoring the time of day when you're most creative and motivated Getting into the cities and rooms where major collaboration is happening Having a larger purpose for making a financial legacy RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I just got done with some one-on-one coaching calls that I do with everybody in my Elite Mastermind, and I noticed a theme in those conversations. People are planting seeds for bigger dreams and gaining so much clarity in their businesses by going to in-person events. We made it work for two years by doing things via Zoom and online groups, but this is your wakeup call to get back into those physical rooms. I share three examples of the power of in-person networking, whether it's something that's already organized, or you take the initiative to launch your own event. There are plenty of opportunities to go and collaborate, find your next business partner, discover your big idea, or seek guidance from your peers and industry leaders. So, what's stopping you? IN THIS EPISODE, WE TALK ABOUT: Why you don't know what you're missing until somebody can hold up a mirror for you and share other experiences One of the biggest clues that you don't have a good team How in-person events can help boost your business What you can gain from in-person networking events that you can't get online RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

It's been 10 weeks since I invested in my first NFT, and in that time, my collection has grown to almost $400,000. Let that sink in. This is your nudge to get included in this game, start paying attention, and diversifying your portfolio into NFTs and blockchain technology. This is the seed planting stage, and your opportunity to experience explosive growth. I fully expect my cryptocurrency and NFT portfolio to be valued at well over $20 million in a few years with the rate that I'm going at now. Tune in to hear more updates about my NFT collection and tips for how to get on board today. IN THIS EPISODE, WE TALK ABOUT: How my NFT collection has grown since I last shared about it My recommendations for how to get started with cryptocurrency A major win with my recent investment into Moonbirds Why it takes delayed gratification to really make a profit RESOURCES Text NFT to 310-421-0416 to get updates about my crypto and NFT learnings and investments. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I had this moment on our walk through our new neighborhood in Newport where we realized that we're building the life that we always dreamed of. We want to share the formula that we've used to get here, and even though it'll look different for everyone, these tips can help you get to where you want to be no matter where that is. Not only do you have to have outlandish and legacy-building dreams, but you have to surround yourself with people who have the same mindset. You're going to bump up against family and friends who think that you're going against their lifestyle, but it's important to remind yourself that you're becoming the best version of yourself. You also have to be willing to make investments that stretch you, whether it's in yourself through programs and mentors, or your finances through stocks and assets. IN THIS EPISODE, WE TALK ABOUT: What we do to keep our dreams alive everyday The struggles of going against family patterns Addressing people who told us we were getting caught up in the 'California lifestyle' Choosing to hold yourself to higher standards and bigger dreams Why you can't reach your goals by playing it safe RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Earn Your Happy Listen to Girlfriends & Business CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lisa Bilyeu is one of the co-founders of billion-dollar Quest Nutrition company, as well as the co-founder and president of Impact Theory Studios. She has been on the cutting edge of basically everything: first with nutrition, then the podcast and information space, and now she's going all-in on web3. She and her husband Tom are a powerhouse couple that Lori and I are really inspired by, and Lisa shares her top must-do and must-don't tips for couples who are in business together. She's about to drop her new book, Radical Confidence, which is all about how to identify your fears, overcome them, and thrive. We get into how she and Tom balance business and marriage, what's got her attention in the NFT space, and how she's transformed the negative voice inside her head to work to her advantage. IN THIS EPISODE, WE TALK ABOUT: The importance of defining roles as business and romantic partners Learning how to move forward on business decisions, even when you disagree How Lisa plans intentional date days and 'me time' in her and Tom's busy schedules Creative ways to build and uphold boundaries Her approach to getting women on-board for investing in NFTs Confronting the limiting beliefs that came up when Lisa got a book deal Getting to the bottom of where your fears come from How Lisa prepares for speaking engagements RESOURCES I'm sending a copy of Radical Confidence to the first 50 people that tag @lisabilyeu and @chriswharder in their Instagram Stories with either their favorite takeaway from the episode or what their item is going to be that transforms them into the confident superhero! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH LISA Follow Lisa: @lisabilyeu Preorder Radical Confidence: radicalconfidence.com Listen to Women of Impact CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT LISA Lisa Bilyeu co-founded Quest Nutrition, which grew 57,000 percent in its first three years. She is also the co-founder and president of Impact Theory Studios, a revolutionary digital-first studio that produces wildly entertaining original content focusing on themes of empowerment. Over the course of her career, Lisa has created a slate of content that has been viewed more than half a billion times, and she and her husband have built Impact Theory's global audience to more than 7.5 million. As host of the digital series Women of Impact, Lisa conducts real, uncensored conversations with the most inspiring women. Her book, Radical Confidence, will hit shelves May 10th, 2022. Lisa lives in Los Angeles with her husband, Tom, and their two furbabies. She frikin' loves her life.

The people with the net worths and bank account balances that you want to have are playing a different game than you right now. This is your wake up call to get yourself in that game. There's more wealth in circulation now than there's ever been before. Whatever amount of money you desire, that amount, and infinitely more, is there for you to create一that's why it's called making money. I'm sharing what the smartest and most financially successful individuals are doing to create wealth these days and how you can get involved too. IN THIS EPISODE, WE TALK ABOUT: Empowering yourself to make more money Examples of how you can create money out of thin air right now Realizing that we're all trading fictional wealth Why you should be investing in blockchain, crypto, and collectible assets RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I were reflecting on how we keep investing in these amazing opportunities, and we realized that there are three key things that are helping us make that happen. We're at a place now where we can recognize a money-making opportunity when we see it, we both have something strategic to offer, and we're planting seeds to get connected with businesses that are within our zone of genius. We choose to look at everything as an opportunity to increase our wealth and capitalize on our skills. Listen in to learn more about how you can do the same. IN THIS EPISODE, WE TALK ABOUT: Tapping into what you have to offer to other people The win-win of using affiliate links Examples of how we've cut ourselves into really cool investment opportunities Building your skillset and network so that you can play a role in every opportunity that comes your way RESOURCES Text DINNER to 310-421-0416 if you want to be considered for an incredible charity dinner with our close network. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Earn Your Happy Listen to Girlfriends & Business CONNECT WITH CHRIS Follow Chris: @chriswharder Visit Chris' Website: https://chrisharder.me Listen to The Chris Harder Show

By definition, a recession is just two quarters in a row of negative growth for the GDP, or gross domestic product. In a healthy economy when the GDP is growing three to five percent, a recession simply means negative growth for six months. There's so much misinformation and fear mongering around recessions, but the reality is that they're a self-fulfilling prophecy most of the time. I break down why you don't need to freeze your spending and stress out about the possibility of an upcoming recession. I explain my approach to recessions, my policy when it comes to building my own micro-economy, and why you should always have 12 months of runway to help you stay afloat in the event of an economic downturn in your industry. IN THIS EPISODE, WE TALK ABOUT: Why I don't buy into the panic about economic recessions The cyclical nature of the economy The reason why '08/'09 kicked my butt, and what I've done to ensure that won't happen again How I've made myself recession-proof RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

You know that I'll do pretty much anything to attract more abundance in my life, so today I'm sharing seven powerful thoughts that I like to say in my head or out loud every single time that I spend or receive money. By keeping these thoughts at the forefront, I get this certain pep in my step that helps me bring in more business, clients, and money-making ideas. Money isn't meant to be stashed away一it's there for you to enjoy the fruits of your labor and participate in the economy. I challenge you to find more gratitude and practice positivity when it comes to making and spending money. IN THIS EPISODE, WE TALK ABOUT: Why this exercise works, regardless if you're team woo-woo or team logical How your mindset about spending money can hold you back or propel you forward How the law of attraction works with money Recognizing the feelings that come up when you spend and make money The power of a simple thank you RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I have noticed this big cultural shift from the hustle and grind mindset to letting things flow and take their natural course. Which one is better? Like most things, I think it's best to exist somewhere in the middle of the two extremes. We talk about learning how to hustle with boundaries, giving yourself at least one day a week to be present, and practicing intentional planning. There are moments and seasons when you're going to have to give it your all, but recognize that you and your team need time to recharge afterwards. Lori and I share how we've found the balance of hustle and flow and our advice for avoiding burnout as an entrepreneur. IN THIS EPISODE, WE TALK ABOUT: Figuring out what moves the needle and what's not worth your energy Maintaining your morning routine during a busy season The massive, exhausting hustle that's behind every accomplishment Why you need to make your decision and then release it What we do to rest and recover after a launch RESOURCES: Text DINNER to 310-421-0416 to be considered for a spot at our cancer research fundraiser dinner event. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Angie and Mike Lee are on the show today to talk about how they built their CBD business from scratch. Soul CBD is a top-of-the-line wellness brand that is dedicated to delivering the highest quality CBD-infused products. They offer everything from capsules to creams, and even treats for your pet. Mike and Angie are a powerhouse brother-sister duo who have very different professional backgrounds, but their skills and passion for wellness complement each other. Angie is a speaker, influencer, podcaster and entrepreneur, and Mike is a world-ranked professional boxer. Mike and Angie talk about their personal journeys with CBD and what inspired them to go all-in on Soul. They share how they grew from processing and packing orders in Mike's spare bedroom to now running an eight-figure company. Mike and Angie attribute a lot of their success to the strategic investors that believed in them early on, and their team of industry experts. They highlight some of the difficulties that they've faced while launching a CBD brand and ways that they've worked through them. We also discuss their marketing strategy, the importance of personal branding, and what sets Soul apart from competitors. IN THIS EPISODE, WE TALK ABOUT: What Mike and Angie were doing before launching Soul CBD How Mike applies what he learned as a boxer to being an entrepreneur Building a strong, successful team Hitting roadblocks due to the stigma of CBD Harnessing the power of micro-influencers The access to metrics and data that DTC companies have Why you should build your audience before launching a product The importance of stellar customer service, especially via DMs Mike's advice for anyone seeking investors The secret to why their products are a cut above the rest RESOURCES Go to mysoulcbd.com and use coupon code CHRIS to Get 15% off. Tag @chriswharder, @angieleeshow, and @officialmikelee, let them know your biggest takeaway from today's episode, and Angie will send you a pack of Soul CBD gummies. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH MIKE & ANGIE Follow Angie: @angieleeshow Listen to The Angie Lee Show Follow Mike: @officialmikelee Follow mySoulCBD: @mySoulCBD Shop Soul CBD: mysoulcbd.com CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT ANGIE & MIKE LEE Angie Lee is a vivacious speaker, influencer, entrepreneur & marketing maven who's found her soul's calling in helping women kick ass. She is the Co-Founder of Soul, Author of the upcoming book Ready Is A Lie & creator of a top female personal development & business event, Pays To Be Brave. Her Forbes Top 100 Podcast, The Angie Lee Show, teaches thousands of ambitious women how to own their weird, hack their health & start before they are ready. Mike Lee is a world-ranked professional boxer who has fought in some of the world's most iconic arenas like Madison Square Garden, Cowboys Stadium & The MGM Grand in front of millions of fans. In 2014 Mike was diagnosed with an autoimmune disease, ankylosing spondylitis, that almost ended his career. In and out of hospitals for over two years he became tired of all the medications and treatments. Mike began searching for all natural alternatives which led him to discover CBD and all of its incredible physical and mental benefits! Using his background in finance and business, Mike felt that creating Soul CBD would be the perfect way to share his knowledge while helping others to defeat whatever battles with pain they may be facing.

You can make a world-changing and life-changing impact with a lot of money. But, you can't make a lot of money if you're not chasing down your big, audacious dreams. I know every single person listening to this show has one of those dreams, and not only are you doing yourself a disservice by keeping it a secret, but also, you're not letting the world benefit from your innovation. What if people like Jeff Bezos, Elon Musk, and Oprah were content with their 9-5 jobs and didn't take the risk to pursue something bigger? We would be living in a much different world, right? It might make you uncomfortable to hear that thinking small makes you selfish, but listen in to hear what I mean by that and what you can do about it. IN THIS EPISODE, WE TALK ABOUT: The side effects of great wealth Why you help the world twice when you make a lot of money Leaders who have made historical changes with their innovation Addressing the fear around taking a giant leap towards your dreams RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

If nothing was considered unrealistic or impossible, what would you want out of life? This question came up in a book that Lori's reading, The Rhythm of Life by Matthew Kelly, and we discuss exactly what our answers are to that question. We've been putting so much thought into what it means to build a life that we love and what needs to happen in order to achieve that. Really getting clear about your answer to this question will help support and guide you when making bold and scary dream-building decisions. We also talk about the importance of taking on challenges and knowing when to close the chapter of something that you've outgrown. IN THIS EPISODE, WE TALK ABOUT: Why Lori was inspired to ask me what I want out of life What we're ultimately working towards How challenges make you happy Income opportunities that we chose to leave because they didn't stretch us anymore An exciting charity dinner that you can get involved with RESOURCES: Text DINNER to 310-421-0416 to get more information about the amazing charity dinner event that we're going to be at with other extraordinary people. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Listen to Earn Your Happy

Keith Yackey has achieved massive success in real estate, investments, and coaching, but he hasn't always been the focused and intentional version of himself that I know today. We discuss two major events that shook up his routine and made him realize that he needed to make major changes. We talk about how he took the leap from being a pastor and got into flipping houses, created a network in the construction industry, and eventually flipped 200 houses in his first two years in the game. While Keith fostered an extremely successful career, his role as a husband and father took a backseat, and his wife left him. Instead of giving up, he learned how to love himself and prove to his wife that he could be the man that she needed him to be, and their relationship is now stronger than ever. Keith shares his tips for men who are finding themselves in the position he was in five years ago and the importance of integrity, discipline, and self-respect when it comes to winning your partner back. IN THIS EPISODE, WE TALK ABOUT: How his mother's passing when he was 28 years old impacted his approach to life and business How he handled setbacks at the beginning of his real estate venture Unpacking where his marriage deteriorated Coming to terms with not living up to his wife's expectations The real steps that helped him fall back in love with himself His experience with doing 75 Hard during the most challenging season of his life How to find success in business and relationships at the same time RESOURCES Text DINNER to 310-421-0416 to get more information about the amazing charity dinner event that we're going to be at with other extraordinary people. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH KEITH Follow Keith: @keithyackey Visit the Married Game website: marriedgame.com CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT KEITH Keith Yackey is the founder and creator of MarriedGame.com. When his wife left him 5 years ago, he realized that he was the problem and that his wife was no longer attracted to him. Since getting her back, Keith has dedicated his life to teaching men how to get their wives to want to have sex with them again. By doing one simple thing, becoming the most attractive version of themselves.

When you look at your banking app and see what your checking and savings account add up to, what's the number that makes you feel safe? We all have that amount in our heads and when we see it, we tend to kick our feet up, give ourselves some leniency, and slow down our hustle. My number one money hack to counteract this behavior, is that I will purposely move money out of these accounts and put it somewhere smart, so I can go to work getting back to that "safe" number. By making yourself drop below that number, you'll do the scarier, tougher things, and you'll make the moves that you need to in order to get back to that place of abundance. That might sound crazy, but listen in to hear why it works every single time. IN THIS EPISODE, WE TALK ABOUT: The biggest reason we stop creating wealth Why urgency is such a powerful motivator Grant Cardone's epic approach to this philosophy Learning how to embrace fear RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Every morning, I start my day with a blank page and four journal prompts. I reflect on what I'm grateful for, what I want to manifest, why I'm working, and one goal for my relationship. It's simple, effective, and this practice has totally transformed how I approach the day. It's just five to ten minutes of quietness and acknowledging the good things in my life. I'm sharing why this method has been such a game changer for me and how I've been able to stay consistent with it. Listen in if you're ready to get every single day started off on the right foot. IN THIS EPISODE, WE TALK ABOUT: Why this type of journaling works for me How I came up with the four prompts The question that has made the biggest difference for me Examples of answers for each prompt The difference between wanting and manifesting RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

When you celebrate other people's moments of abundance and accomplishments, it reinforces to them that the hard work to get there was worth it. That positive reinforcement is going to make them go do it again. Plus, when you start to celebrate other people's wins, you feel good. And when you feel good, you're reminded that those things are worth pursuing for yourself. Today, I want to share a story of celebrating other people's financial accomplishments and the ripple effect that those moments have on the economy. Because when everybody's winning in the economy, that system turns around and rewards you as well. IN THIS EPISODE, WE TALK ABOUT: An inspiring story about Ruben, a man that works in my neighborhood Why it's important to slow down and celebrate other people's moments of abundance Ways to engage in an equal energy exchange An update on the Fast Foundations Mastermind RESOURCES: Text FAST to 310-421-0416 to reserve one of the last spots in the Fast Foundations Mastermind. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I just hosted one of my weekend Elite Mastermind group sessions and Lori and I both feel so recharged from the amazing guest speakers and talented people who were in that room. Lori shares something that executive life coach Adrian Koehler said, which is, "What do you know for sure that you spend way too much time trying to prove is false?" It made me think about where my decision making is coming from and how to lead from a place of trust. I was really impacted by what Dan Fleischman, a genius marketer, had to say about people waiting for this 'bubble' to pop. With all of the resources and advances in technology that we've seen since 2010, there's no way we're going to have a repeat of the mid-2000s recession. Listen in to hear more about what was covered at the mastermind this weekend and why it's so important to get yourself into these kinds of rooms. IN THIS EPISODE, WE TALK ABOUT: Background on Adrian Koehler and Dan Fleischman, the incredible guest speakers at the Elite Mastermind event this weekend Major breakthroughs that we both had at this event How things like web3.0, smartphones and Google have built a safety net that we didn't have in the mid-2000s The power of in-person mastermind events RESOURCES: Grab your spot at the next Fast Foundations Mastermind at fastfoundations.com! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Heather Monahan is a best-selling author, professional speaker and podcast host. She shares her incredible story of how she overcame poverty, climbed the ranks to become a C-suite executive in radio and then launched her personal brand after getting fired unexpectedly. We discuss where she gets her inner drive from and how she's passing that on to her teenage son. We talk very candidly about what it was like to get fired at the height of her media career and how she's worked to reframe that experience. Heather shares the inspiration behind her latest book, Overcome Your Villains: Mastering Your Beliefs, Actions, and Knowledge to Conquer Any Adversity, and what readers can expect to take away from it. Listen in to hear more about Heather's inspirational story and some amazing tips that she has for creating abundance. IN THIS EPISODE, WE TALK ABOUT: The superpowers that she pulled out of growing up in poverty How she's raising her son to be resilient What losing her job meant for her identity The first steps she took to create her brand How she landed Gary Vee as the first guest on her podcast, plus how she got on his show Tips for overcoming toxic environments What sunk cost fallacy is Her BAK process: belief, action, knowledge Masculine and feminine energies in business How her relationship with money has changed since signing up for my text list RESOURCES Check out Heather's latest book, Overcome Your Villains: Mastering Your Beliefs, Actions, and Knowledge to Conquer Any Adversity. I will reimburse the first 50 people who download it, screenshot on Instagram that they're listening to it, share their favorite takeaway so far, and tag both @heathermonahan and @chriswharder! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH HEATHER Follow her on Instagram: @heathermonahan Connect with her on LinkedIn: @theheathermonahan Visit her website: heathermonahan.com Listen to Creating Confidence CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT HEATHER Heather Monahan is a best-selling author, keynote speaker, TedX speaker, podcast host and Board Member of Healthlynked Corporation. As a former C-suite executive in media, she was named one of the most Influential Women in Radio in 2017 and Thrive Global named her a Limit Breaking Female Founder in 2018. Heather was named one of the Top 40 Female Keynote Speakers of 2020 by Real Leaders and her new book Overcome Your Villains is available for purchase now.

The key to abundance is to look to the future and let go of the past. You need to dream, manifest, plan, journal and seek evidence that supports how you want to feel, where you want to go and what you want to achieve. Forget about where you've already been. Thinking about what you could've, should've or would've done in the past isn't going to help you align with your future self. In today's episode, I'm sharing how this outlook shift has changed mine and Lori's lives, plus one of my favorite exercises to help keep you on track for a positive and successful future. IN THIS EPISODE, WE TALK ABOUT: Ways to help you feel more abundant How we're programmed to look into the future, not stay stuck in the past Seeking positive propaganda The easiest part of getting rich RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I believe that if we only did things that we wanted to do each day, we would eventually get bored because we would lack purpose and challenge. Lori and I are working really hard on embracing the growth and learning experiences that are being presented to us through Lite Pink and my new FinTech app. We discuss why your ideal days might not actually be what you've dreamed they'd be because so much of our happiness comes from getting over obstacles. We talk about how we're learning to embrace the tough days right now instead of wishing them away and waiting for a life that doesn't have them. IN THIS EPISODE, WE TALK ABOUT: What our ideal days look like Accepting delayed gratification Understanding the role that challenge plays in happiness The importance of constantly learning and growing RESOURCES: Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I'm joined by #1 international bestselling author of The Third Door, Alex Banayan. You might remember Alex from episodes 152 or 235 where he shared his journey to launching his book and the incredible story behind it. We catch up on what he's been up to since then, and do a deep dive into his massive act of generosity that he embarked on during the pandemic. We discuss how that inspired him to create a free, simple tool to help people find clarity and fuel growth in just 30 days, and how you can get involved with that challenge. Plus, he gives his take on The Great Resignation, what he's learned about success over his ten years of studying it, and the three questions that can help launch your next career move. IN THIS EPISODE, WE TALK ABOUT: A quick recap of how he funded and wrote The Third Door Why he spent a year hosting free Zoom sessions to help people get clarity about their careers The layout and themes of his Zoom sessions Alex's favorite success stories from his online lectures Why the pandemic inspired so many people to pivot their careers The power of a pen and an empty notebook What people can expect from his 30 Day Clarity Challenge Tps for how to be successful with this challenge RESOURCES Every week for the next month, I'm choosing four or five people to send them a copy of The Third Door. All you have to do is tag @chriswharder and @alexbanayan in your 30 Day Clarity Challenge on Instagram. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH ALEX Follow Alex on Instagram:@alexbanayan Follow Alex on Twitter: @AlexBanayan Get his book, The Third Door: thirddoorbook.com CONNECT WITH CHRIS Follow me: @chriswharder Visit my website: https://chrisharder.me ABOUT ALEX ALEX BANAYAN is the youngest bestselling business author in American history. The Third Door chronicles Banayan's seven-year quest to uncover the definitive mindset of exponential growth and success. The book is a #1 international bestseller and has been translated into more than a dozen languages. Over the course of his unprecedented journey, Banayan's research led him to interview the most innovative leaders of the past half-century, including Bill Gates, Lady Gaga, Larry King, Maya Angelou,Steve Wozniak, Jane Goodall, Jessica Alba, Quincy Jones, and more. Named to Forbes' 30 Under 30 list and Business Insider's "Most Powerful People Under 30," Banayan is his generation's leading expert in high performance and personal development, having been featured in Fortune, CNBC, Businessweek, The Washington Post, MSNBC, Fox News, and NBC News. A renowned keynote speaker, Banayan has presented the Third Door framework to corporate leadership teams around the world, including Apple, Google, Nike, IBM, Snapchat, Salesforce, Delta Airlines, Kaiser Permanente, Mastercard, and Disney.

I recently had the pleasure of sitting next to a kind and successful retired entrepreneur on a flight home, and he was nice enough to impart some wisdom with me that I want to share with you all today. There's a difference between being frugal in order to put yourself in a good situation and then continuing to be frugal when you don't have to be. At some point, you have to reward yourself. When you're motivated by tangible things, sometimes that's more powerful than being motivated by something that you can't really see, feel or touch. It's also important to resist the temptation of instant gratification and buy it when you can really afford it. Listen in to hear more of our conversation and how I have weaved this advice into my life. IN THIS EPISODE, WE TALK ABOUT: Recognizing your success and rewarding yourself Why it's powerful to be motivated by tangible items The generous side effects of being successful How to determine when it's the right time to buy your dream item RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Chris: @chriswharder Learn more: https://chrisharder.me

Why are you waiting to make the memories? Chris and I had the opportunity to buy our dream legacy lake property in Door County, Wisconsin, and even though we weren't really in the market, we went for it because we want to start making amazing summer memories with our friends and family as soon as possible. Today, we're sharing why we're choosing to live a life of abundance today instead of waiting around for retirement. Listen in to hear more of our conversation about enjoying the moment while growing and living a bucket list type of life. IN THIS EPISODE, WE TALK ABOUT: Our vision for our new lake house Why making memories is so important to us How I've transformed my approach to growing a business Not waiting for things to get easier in order to take action Examples of how to make memories and live this lifestyle without spending a ton of money RESOURCES: Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

We all have a subconscious bias that we carry from our backgrounds and life experiences. We might believe that something is totally unbiased and true, but the reality is that there's a lot of influence behind-the-scenes that we're not aware of, and it can influence big decisions you make that will affect your own life. To keep you aware of accidental bias, I'm sharing two examples of where I've seen accidental bias come into play recently and my (unbiased) advice for how to stay aware of that. I get into what you should be looking for in your financial advisors and debunk a myth about renting vs. buying that I saw on a realtor's viral TikTok video. When it comes to taking advice from people, like my dad always said, follow the money. IN THIS EPISODE, WE TALK ABOUT: How to figure out if someone is dishing out biased advice Why you should always go with a fiduciary financial advisor Where I see many realtor's accidental bias come into play How to become a leaner, meaner, better decision maker RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

After my last episode on NFTs, I got 500% more DMs than any other episode I've ever done in almost 600 episodes. The majority of them were asking for an episode on the basics of NFTs, so that's what I'm bringing to you all today. I break down some of the major terms and concepts of NFTs to help launch your own exploration. I explain the difference between utility-first and collectibility-first NFTs, the two ways to get an NFT and what a virtual wallet is. I also get into what the mining process looks like and what Etherium is. Join me on this journey as I learn more about blockchain and web3.0. IN THIS EPISODE, WE TALK ABOUT: Examples of different types of NFTs Two different Gary Vee projects that I'm excited about The world's first NFT-only restaurant My favorite tools and sites for buying and managing NFTs Why it's crucial to learn more and invest in this new space RESOURCES Text NFT to 310-421-0416 to get updates and follow along on my NFT journey. metamask.io opensea.io CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

We're talking about each time that we've had to pivot because of our interests changing and what it's like to let people down when you transition into a new chapter of your career. Lori shares how challenging it was to let go of her brick-and-mortar gym and Bliss Project event, even though she knew it was the right choice. We also get into our decision to sell our signature Fast Foundations Mastermind and explain how to move on from something with respect and grace. If you can feel this chapter of your career closing and need that extra push to start a new one, this episode is for you. IN THIS EPISODE, WE TALK ABOUT: Why you need to cut ties with business decisions that no longer serve you What holds us back from pivoting and how to overcome those fears How to know when a chapter of your career is done The importance of not burning bridges RESOURCES: Text FAST to 310-421-0416 or go to fastfoundations.com to get on the waiting list and grab your spot for the next Fast Foundations Mastermind. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I'm often asked how important it is to develop your personal brand alongside your business. At the end of the day, your strong personal brand will always make your other endeavors easier and cheaper to launch, grow faster and overall, more successful. In today's episode, I share examples of how my wife Lori and I have seen this happen in our careers, and also what Gary Vee shared about this topic in a recent podcast episode. People are exponentially more successful when they continue to concentrate on their personal brand instead of ignoring it and diving into their other company, so what's stopping you from developing yours? IN THIS EPISODE, WE TALK ABOUT: Why you should be splitting your time 50/50 on your personal brand and business endeavors How your personal brand helps accelerate your business ideas Ways that Gary Vee, Lori and I have continued to prioritize our personal brands while growing as entrepreneurs The importance of delegation and hiring the right people to avoid burnout RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

When I'm in groups of people who are multi-millionaires, I notice three main differences in their thinking and behavior. In today's episode, I'm diving into those three things and showing you how you can level up to those ambitious circles of multi-millionaires. Compared to six and seven figure networks, eight and nine figure networks have more elevated conversations; we choose much larger targets and we simply have much higher risk tolerance. If you're ready for a life of extraordinary abundance and wealth, listen to today's episode. IN THIS EPISODE, WE TALK ABOUT: What makes the multi-millionaire mindset different from people earning under eight figures The dreaming, collaboration and rich conversations that I have with my multi-millionaire friends Demanding more out of your interactions Why your need for certainty is holding you back from success Letting go of the ego and fear around failure RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I have been together for 20 years, and married for 16. We've gotten to where we are by staying committed to taking risks and supporting each other's dreams. In today's episode, we share how we've worked on our communication skills and mindset when it comes to having faith in each other. We're dedicated to figuring it out, rebuilding and flourishing together. Listen in to hear more of our conversation about the two major reasons that we've had such a strong and lasting relationship. IN THIS EPISODE, WE TALK ABOUT: Our new house in Newport Being supportive of each other, even when it wasn't easy to do Why it's important to be your partner's biggest cheerleader Questions to ask your partner to better understand their dreams and passions How faith comes into play in a relationship RESOURCES: Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Today, I'm joined by entrepreneurs and the powerhouse duo behind Carter & Custer, Jim Carter and RT Custer. Jim and RT share how they overcame some of their biggest business challenges and what they have planned for the next iteration of Fast Foundations Mastermind. RT explains how his watch company Vortic came out on top of a 6-year lawsuit against industry giant Hamilton. His passion and belief for upcycled watches kept him fighting when everyone around him, including his first attorney, advised him to give up and file for bankruptcy. Today, his case is an example of first use doctrine and the freedom to turn one man's trash into another man's treasure. Jim has always been a behind-the-scenes tech guy, but felt driven to use his expertise and transform the non-profit space. Jim shares the story of how he bridged the gap between blockchain and charity, and eventually raised $1 million for Pencils of Promise by facilitating a donation from an anonymous philanthropist who wanted to spend his Bitcoin wealth. Not only are Jim and RT co-founders of their agency, but they've teamed up to buy Fast Foundations from me and are making it bigger and better than ever. Listen in to hear more about their vision for the mastermind and take advantage of an amazing free opportunity they're offering. IN THIS EPISODE, WE TALK ABOUT: How RT fought and won a major trademark infringement and counterfeiting lawsuit Turning to organic marketing instead of relying on mainstream advertising and media How Jim helped nonprofits raise over $10 million in a matter of weeks by using blockchain technology The story of how Jim and RT teamed up to co-found Carter & Cluster The power of being together in a group mastermind setting What inspired Jim and RT to buy Fast Foundations The unique perspective that Jim and RT bring to masterminds RESOURCES Go to fastfoundations.com and grab a spot or put yourself on the waiting list for the next Fast Foundations Mastermind! Text STRATEGY to 310-496-3389 for your FREE 30 minute strategy session with Jim or RT. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH RT CUSTER Follow RT: @rtcuster Learn More About Vortic Watches: vorticwatches.com Follow Vortic Watches: @vorticwatches Listen to Products Worth Talking About: productsworthtalkingabout.com Follow Products Worth Talking About: @productsworthtalkingabout Learn More About Carter & Custer: carterandcuster.com Follow Carter & Custer: @carterandcuster Learn More About Fast Foundations: carterandcuster.com/fast-foundations CONNECT WITH JIM CARTER Follow Jim: @causehacker Learn More About Carter & Custer: carterandcuster.com Follow Carter & Custer: @carterandcuster Learn More About Fast Foundations: carterandcuster.com/fast-foundations CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

What should you do with the equity in your home now that we have this exploding market? I'm a big fan of income producing properties, but I'm not a fan of saying that homeownership is an investment. At the end of the day, homeownership is a convenience, not something that's making you money. I explain how you can practice smart lending techniques, put your money in a low fee index fund, and sit back and watch that home equity grow. Tune in to learn more about how to get the most out of homeownership. IN THIS EPISODE, WE TALK ABOUT: Why you should be making financial moves with the equity in your home The average appreciation of homes Two responsible borrowing guidelines What investing in low fee index funds looks like RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

The quality of your questions determine the quality of your relationships. Today, Lori and I are sharing our top tips for how to get the answers that you're looking for. We talk about creating an equal energy exchange and being self-aware and respectful of people's time and resources. We discuss best practices for how to build your network and get on people's radars. Trust me, we look back on some of the long-winded paragraphs that we've sent and we're here to help you avoid making the same mistakes! IN THIS EPISODE, WE TALK ABOUT: How to get what you want by asking in the right way Why your messages might be getting left on read Creating a very precise and focused question The power of reaching out to your peers and competitors for advice Casting a wide net when you're looking for answers RESOURCES: Text FAST (310) 421-0416 to get on the VIP waitlist for the next in-person Fast Foundations! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

You need to shed something big in order to become lighter on your feet, take a few steps back and get that running start to leap to your dreams. I know how hard it can be to turn down a sure income in order to pursue your passions, but you can't create something extraordinary by sitting on the sidelines and taking ordinary actions. On today's episode, I'm sharing examples of how Lori, Lewis Howes and I have all overcome the fear of instability in order to realize our biggest dreams and tips for how you can, too. IN THIS EPISODE, WE TALK ABOUT: What you need to let go of in order to make your dreams come true Why your current actions aren't getting you to where you want to be The trap of security and consistency Resources for how to get out of your own way RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, I'm sharing how you can create massive, life-changing and legacy-changing wealth through NFTs. I recently bought a piece of digital art from the Private Jet Pajama Party collection for several thousand dollars, which isn't something that I ever thought I would be saying! The key to success with blockchain, NFTs and cryptocurrency is finding something that has the right people and moementum behind it to survive the inevitable bubble pop that's going to happen in this industry. Listen in to hear my strategy and advice for how to take advantage of the market today. IN THIS EPISODE, WE TALK ABOUT: Why blockchain and NFTs are here to stay Factors to consider when investing in NFTs Supply and demand in the virtual world Real-world examples to help decode the blockchain world My vow to listeners to dig deep on the topic of digital ownership RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, we're talking about how to find that missing link for your business, aka your 'person.' Lori and I discuss the different people who have been major supporters and catalysts of our career milestones. We share why it's essential to your success to link up with people who are the integrators to your visions and our top three tips for building that relationship. Plus, we have an awesome update and offer for the Fast Foundations Mastermind! IN THIS EPISODE, WE TALK ABOUT: Who our business 'people' are How we connected with our business counterparts The benefits of teaming up with someone Why you need to reevaluate your vision if it's easily achievable on your own RESOURCES: Text FAST to 310-421-0416 to grab your spot at the next in-person Fast Foundations Mastermind! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, I'm joined by launch strategy experts Josh and Jill Stanton. They're the powerhouse couple behind Screw the Nine to Five and The Wealthy Course Creator, which provide resources for coaches, consultants and course creators who want to profit off their expertise. They have a pay-to-play model that helps attract the right customers, generate higher conversion, and create a repeatable launch model. We discuss how they came up with this approach and why it's so successful. They share their advice for other couples in business together and why it pays to go against the grain as an entrepreneur. Tune in to hear more of our conversation where we talk real numbers and examples of their Paid Launch Formula and how you can get involved for under $100! IN THIS EPISODE, WE TALK ABOUT: Jill and Josh's decision to relocate from Canada to the Cayman Islands How they made the transition from being a cog in someone else's vision to living an incredible life in places like Thailand, Mexico, and now the Caribbean Their top tips for entrepreneurial couples How they're rethinking the follower-to-customer pipeline Jill's advice for how to set your ad budget The two metrics that you should be measuring with marketing Details about their Paid Launch Formula Josh's signature scorecard and launch planner Finding your niche and uncovering what your audience thinks they need the most Their 'No Entrepreneur Left Behind' philosophy RESOURCES Go to wealthycoursecreator.com/harder to access the Paid Launch Formula and a free one-on-one strategy call with Jill for just $97! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH JOSH & JILL Website: screwtheninetofive.com Instagram: @wealthycoursecreator Listen to Wealthy Course Creator CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me ABOUT JILL & JOSH STANTON Josh and Jill Stanton are the co-founders of Wealthy Course Creator and Screw The Nine To Five—their slices of the internet where they help online Course Creators and Coaches host wildly-successful pay-to-play launches so they can create more freedom, impact and profit in their businesses. Coined by Forbes as "a destination for up-and-coming online entrepreneurs," Wealthy Course Creator and Screw The Nine To Five have inspired tens of thousands of entrepreneurs to build wildly-profitable businesses and live lives of meaning and purpose. When they're not CEO'ing they can be found hangin' with their little guy, Kai at their home in the Cayman Islands.

On today's episode, I'm joined by financial expert and Youtuber Anthony O'Neal. Anthony is a #1 national bestselling author and host of the popular financial podcast, The Table. He's dedicated to teaching others how to obtain spiritual, mental and financial freedom and found his niche in guiding singles on how to maximize their financial power before committing to a relationship. Anthony is candid about his own journey to becoming debt-free and the inner work that's had to take place to stay that way. We talk about how social media impacts our spending, financial literacy challenges that minorities may face and how Anthony is working on closing that gap. He also shares his advice for people in that 'in-between' stage of their life and how to gain control over your spending. IN THIS EPISODE, WE TALK ABOUT: The turning point in Anthony's life where he knew he needed to get a handle on his debt Anthony's perspective on debt vs no debt, buying vs renting and other hot button financial topics Why Anthony is passionate about educating minorities on money management and wealth building The importance of getting in the right financial headspace before you get married When to bring up finances while dating Anthony's new course designed to help people build momentum and maximize their season of singleness and every aspect of their lives RESOURCES The waitlist to sign up for Anthony's latest course, The Single's Blueprint: 8 Pillars to maximize your single season, gain clarity on your life's vision and start building your legacy right now, is open. Sign up HERE. The course will be available for purchase March 1st-10th. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH ANTHONY Instagram: @anthonyoneal Website: anthonyoneal.com Listen to The Table with Anthony O'Neal CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me GUEST BIO A #1 national bestselling author, Anthony O'Neal has helped over 250,000 people set out on a path towards a debt-free life with his chart-topping book Debt-Free Degree. He's reached over 15 million people in 15 different countries through his podcast "The Table" where he always keeps it real, relevant, and relatable. Apart from teaching others how to obtain mental, spiritual and financial freedom, Anthony's mission is to help singles maximize their single season with both intention and grace. When he's not interviewing experts and thought-leaders on his popular Youtube channel, you can find Anthony golfing or on an adventure with his beautiful all-black German Shepherd, Rhaven.

Spirituality is one of the most significant pieces in the equation of creating sustainable wealth. If you're not spiritually aligned and engaging in daily practices, you're missing out on an opportunity to enhance your money making strategy. Now, whether you agree with me that spiritually is 60% influential or with Lori that it's 100% (or somewhere in between), in this episode we break down our theories behind why spirituality is connected to wealth. IN THIS EPISODE, WE TALK ABOUT: The compounding effects of believing in abundance How we structure our daily journaling to manifest and connect with a higher power Ways that our spirituality has helped us in our careers Practical examples of putting intention behind an action RESOURCES The Hero's Journey by Joseph Campbell Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

When I was spending time with my mom recently, she imparted some wisdom on me that I want to share with you all on today's episode. She's been making major progress with her health and fitness goals and said, "I've got a long way to go, but at least I'm traveling." So many people don't pursue their dreams and goals because the journey seems impossible. Today, I'm sharing some tips for how to break down your goals to make them more achievable and how to get over the fear of taking those first few steps towards greatness. IN THIS EPISODE, WE TALK ABOUT: Why most people don't get started on their goals in a meaningful way Creating milestones instead of reaching for one massive goal Reflecting and looking back to where you started Simple steps that add up to BIG change RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

On our daily morning walk, Lori and I pass by massive construction sites for $10-20 million estates. Seeing the trucks lined up and the workers in full swing, it dawned on me that these homes are creating an entire economy for the people who work on them. I realized that I needed to add a little spin to my motto. Not only do good people do great things when they make good money, but they also create epic opportunities. And the money that these opportunities provide trickles down into the community and beyond. You can't quite measure the economic impact and opportunity that you're creating when you succeed, but in today's episode, I'm sharing a glimpse of what it could look like. IN THIS EPISODE, WE TALK ABOUT: Creating jobs, security, and opportunity from your own success Having a greater sense of accomplishment and responsibility with your wealth Realizing the long legs of your success An example of why hiring someone isn't simply putting money in their pocket一it's helping fund a community RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me