The Chris Harder Show

When I'm in groups of people who are multi-millionaires, I notice three main differences in their thinking and behavior. In today's episode, I'm diving into those three things and showing you how you can level up to those ambitious circles of multi-millionaires. Compared to six and seven figure networks, eight and nine figure networks have more elevated conversations; we choose much larger targets and we simply have much higher risk tolerance. If you're ready for a life of extraordinary abundance and wealth, listen to today's episode. IN THIS EPISODE, WE TALK ABOUT: What makes the multi-millionaire mindset different from people earning under eight figures The dreaming, collaboration and rich conversations that I have with my multi-millionaire friends Demanding more out of your interactions Why your need for certainty is holding you back from success Letting go of the ego and fear around failure RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I have been together for 20 years, and married for 16. We've gotten to where we are by staying committed to taking risks and supporting each other's dreams. In today's episode, we share how we've worked on our communication skills and mindset when it comes to having faith in each other. We're dedicated to figuring it out, rebuilding and flourishing together. Listen in to hear more of our conversation about the two major reasons that we've had such a strong and lasting relationship. IN THIS EPISODE, WE TALK ABOUT: Our new house in Newport Being supportive of each other, even when it wasn't easy to do Why it's important to be your partner's biggest cheerleader Questions to ask your partner to better understand their dreams and passions How faith comes into play in a relationship RESOURCES: Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Today, I'm joined by entrepreneurs and the powerhouse duo behind Carter & Custer, Jim Carter and RT Custer. Jim and RT share how they overcame some of their biggest business challenges and what they have planned for the next iteration of Fast Foundations Mastermind. RT explains how his watch company Vortic came out on top of a 6-year lawsuit against industry giant Hamilton. His passion and belief for upcycled watches kept him fighting when everyone around him, including his first attorney, advised him to give up and file for bankruptcy. Today, his case is an example of first use doctrine and the freedom to turn one man's trash into another man's treasure. Jim has always been a behind-the-scenes tech guy, but felt driven to use his expertise and transform the non-profit space. Jim shares the story of how he bridged the gap between blockchain and charity, and eventually raised $1 million for Pencils of Promise by facilitating a donation from an anonymous philanthropist who wanted to spend his Bitcoin wealth. Not only are Jim and RT co-founders of their agency, but they've teamed up to buy Fast Foundations from me and are making it bigger and better than ever. Listen in to hear more about their vision for the mastermind and take advantage of an amazing free opportunity they're offering. IN THIS EPISODE, WE TALK ABOUT: How RT fought and won a major trademark infringement and counterfeiting lawsuit Turning to organic marketing instead of relying on mainstream advertising and media How Jim helped nonprofits raise over $10 million in a matter of weeks by using blockchain technology The story of how Jim and RT teamed up to co-found Carter & Cluster The power of being together in a group mastermind setting What inspired Jim and RT to buy Fast Foundations The unique perspective that Jim and RT bring to masterminds RESOURCES Go to fastfoundations.com and grab a spot or put yourself on the waiting list for the next Fast Foundations Mastermind! Text STRATEGY to 310-496-3389 for your FREE 30 minute strategy session with Jim or RT. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH RT CUSTER Follow RT: @rtcuster Learn More About Vortic Watches: vorticwatches.com Follow Vortic Watches: @vorticwatches Listen to Products Worth Talking About: productsworthtalkingabout.com Follow Products Worth Talking About: @productsworthtalkingabout Learn More About Carter & Custer: carterandcuster.com Follow Carter & Custer: @carterandcuster Learn More About Fast Foundations: carterandcuster.com/fast-foundations CONNECT WITH JIM CARTER Follow Jim: @causehacker Learn More About Carter & Custer: carterandcuster.com Follow Carter & Custer: @carterandcuster Learn More About Fast Foundations: carterandcuster.com/fast-foundations CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

What should you do with the equity in your home now that we have this exploding market? I'm a big fan of income producing properties, but I'm not a fan of saying that homeownership is an investment. At the end of the day, homeownership is a convenience, not something that's making you money. I explain how you can practice smart lending techniques, put your money in a low fee index fund, and sit back and watch that home equity grow. Tune in to learn more about how to get the most out of homeownership. IN THIS EPISODE, WE TALK ABOUT: Why you should be making financial moves with the equity in your home The average appreciation of homes Two responsible borrowing guidelines What investing in low fee index funds looks like RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

The quality of your questions determine the quality of your relationships. Today, Lori and I are sharing our top tips for how to get the answers that you're looking for. We talk about creating an equal energy exchange and being self-aware and respectful of people's time and resources. We discuss best practices for how to build your network and get on people's radars. Trust me, we look back on some of the long-winded paragraphs that we've sent and we're here to help you avoid making the same mistakes! IN THIS EPISODE, WE TALK ABOUT: How to get what you want by asking in the right way Why your messages might be getting left on read Creating a very precise and focused question The power of reaching out to your peers and competitors for advice Casting a wide net when you're looking for answers RESOURCES: Text FAST (310) 421-0416 to get on the VIP waitlist for the next in-person Fast Foundations! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

You need to shed something big in order to become lighter on your feet, take a few steps back and get that running start to leap to your dreams. I know how hard it can be to turn down a sure income in order to pursue your passions, but you can't create something extraordinary by sitting on the sidelines and taking ordinary actions. On today's episode, I'm sharing examples of how Lori, Lewis Howes and I have all overcome the fear of instability in order to realize our biggest dreams and tips for how you can, too. IN THIS EPISODE, WE TALK ABOUT: What you need to let go of in order to make your dreams come true Why your current actions aren't getting you to where you want to be The trap of security and consistency Resources for how to get out of your own way RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, I'm sharing how you can create massive, life-changing and legacy-changing wealth through NFTs. I recently bought a piece of digital art from the Private Jet Pajama Party collection for several thousand dollars, which isn't something that I ever thought I would be saying! The key to success with blockchain, NFTs and cryptocurrency is finding something that has the right people and moementum behind it to survive the inevitable bubble pop that's going to happen in this industry. Listen in to hear my strategy and advice for how to take advantage of the market today. IN THIS EPISODE, WE TALK ABOUT: Why blockchain and NFTs are here to stay Factors to consider when investing in NFTs Supply and demand in the virtual world Real-world examples to help decode the blockchain world My vow to listeners to dig deep on the topic of digital ownership RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, we're talking about how to find that missing link for your business, aka your 'person.' Lori and I discuss the different people who have been major supporters and catalysts of our career milestones. We share why it's essential to your success to link up with people who are the integrators to your visions and our top three tips for building that relationship. Plus, we have an awesome update and offer for the Fast Foundations Mastermind! IN THIS EPISODE, WE TALK ABOUT: Who our business 'people' are How we connected with our business counterparts The benefits of teaming up with someone Why you need to reevaluate your vision if it's easily achievable on your own RESOURCES: Text FAST to 310-421-0416 to grab your spot at the next in-person Fast Foundations Mastermind! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, I'm joined by launch strategy experts Josh and Jill Stanton. They're the powerhouse couple behind Screw the Nine to Five and The Wealthy Course Creator, which provide resources for coaches, consultants and course creators who want to profit off their expertise. They have a pay-to-play model that helps attract the right customers, generate higher conversion, and create a repeatable launch model. We discuss how they came up with this approach and why it's so successful. They share their advice for other couples in business together and why it pays to go against the grain as an entrepreneur. Tune in to hear more of our conversation where we talk real numbers and examples of their Paid Launch Formula and how you can get involved for under $100! IN THIS EPISODE, WE TALK ABOUT: Jill and Josh's decision to relocate from Canada to the Cayman Islands How they made the transition from being a cog in someone else's vision to living an incredible life in places like Thailand, Mexico, and now the Caribbean Their top tips for entrepreneurial couples How they're rethinking the follower-to-customer pipeline Jill's advice for how to set your ad budget The two metrics that you should be measuring with marketing Details about their Paid Launch Formula Josh's signature scorecard and launch planner Finding your niche and uncovering what your audience thinks they need the most Their 'No Entrepreneur Left Behind' philosophy RESOURCES Go to wealthycoursecreator.com/harder to access the Paid Launch Formula and a free one-on-one strategy call with Jill for just $97! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH JOSH & JILL Website: screwtheninetofive.com Instagram: @wealthycoursecreator Listen to Wealthy Course Creator CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me ABOUT JILL & JOSH STANTON Josh and Jill Stanton are the co-founders of Wealthy Course Creator and Screw The Nine To Five—their slices of the internet where they help online Course Creators and Coaches host wildly-successful pay-to-play launches so they can create more freedom, impact and profit in their businesses. Coined by Forbes as "a destination for up-and-coming online entrepreneurs," Wealthy Course Creator and Screw The Nine To Five have inspired tens of thousands of entrepreneurs to build wildly-profitable businesses and live lives of meaning and purpose. When they're not CEO'ing they can be found hangin' with their little guy, Kai at their home in the Cayman Islands.

On today's episode, I'm joined by financial expert and Youtuber Anthony O'Neal. Anthony is a #1 national bestselling author and host of the popular financial podcast, The Table. He's dedicated to teaching others how to obtain spiritual, mental and financial freedom and found his niche in guiding singles on how to maximize their financial power before committing to a relationship. Anthony is candid about his own journey to becoming debt-free and the inner work that's had to take place to stay that way. We talk about how social media impacts our spending, financial literacy challenges that minorities may face and how Anthony is working on closing that gap. He also shares his advice for people in that 'in-between' stage of their life and how to gain control over your spending. IN THIS EPISODE, WE TALK ABOUT: The turning point in Anthony's life where he knew he needed to get a handle on his debt Anthony's perspective on debt vs no debt, buying vs renting and other hot button financial topics Why Anthony is passionate about educating minorities on money management and wealth building The importance of getting in the right financial headspace before you get married When to bring up finances while dating Anthony's new course designed to help people build momentum and maximize their season of singleness and every aspect of their lives RESOURCES The waitlist to sign up for Anthony's latest course, The Single's Blueprint: 8 Pillars to maximize your single season, gain clarity on your life's vision and start building your legacy right now, is open. Sign up HERE. The course will be available for purchase March 1st-10th. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH ANTHONY Instagram: @anthonyoneal Website: anthonyoneal.com Listen to The Table with Anthony O'Neal CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me GUEST BIO A #1 national bestselling author, Anthony O'Neal has helped over 250,000 people set out on a path towards a debt-free life with his chart-topping book Debt-Free Degree. He's reached over 15 million people in 15 different countries through his podcast "The Table" where he always keeps it real, relevant, and relatable. Apart from teaching others how to obtain mental, spiritual and financial freedom, Anthony's mission is to help singles maximize their single season with both intention and grace. When he's not interviewing experts and thought-leaders on his popular Youtube channel, you can find Anthony golfing or on an adventure with his beautiful all-black German Shepherd, Rhaven.

Spirituality is one of the most significant pieces in the equation of creating sustainable wealth. If you're not spiritually aligned and engaging in daily practices, you're missing out on an opportunity to enhance your money making strategy. Now, whether you agree with me that spiritually is 60% influential or with Lori that it's 100% (or somewhere in between), in this episode we break down our theories behind why spirituality is connected to wealth. IN THIS EPISODE, WE TALK ABOUT: The compounding effects of believing in abundance How we structure our daily journaling to manifest and connect with a higher power Ways that our spirituality has helped us in our careers Practical examples of putting intention behind an action RESOURCES The Hero's Journey by Joseph Campbell Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

When I was spending time with my mom recently, she imparted some wisdom on me that I want to share with you all on today's episode. She's been making major progress with her health and fitness goals and said, "I've got a long way to go, but at least I'm traveling." So many people don't pursue their dreams and goals because the journey seems impossible. Today, I'm sharing some tips for how to break down your goals to make them more achievable and how to get over the fear of taking those first few steps towards greatness. IN THIS EPISODE, WE TALK ABOUT: Why most people don't get started on their goals in a meaningful way Creating milestones instead of reaching for one massive goal Reflecting and looking back to where you started Simple steps that add up to BIG change RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

On our daily morning walk, Lori and I pass by massive construction sites for $10-20 million estates. Seeing the trucks lined up and the workers in full swing, it dawned on me that these homes are creating an entire economy for the people who work on them. I realized that I needed to add a little spin to my motto. Not only do good people do great things when they make good money, but they also create epic opportunities. And the money that these opportunities provide trickles down into the community and beyond. You can't quite measure the economic impact and opportunity that you're creating when you succeed, but in today's episode, I'm sharing a glimpse of what it could look like. IN THIS EPISODE, WE TALK ABOUT: Creating jobs, security, and opportunity from your own success Having a greater sense of accomplishment and responsibility with your wealth Realizing the long legs of your success An example of why hiring someone isn't simply putting money in their pocket一it's helping fund a community RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

You have to go through times of having little to no choice in order to earn your way into a season of massive choice. Today, Lori and I are talking about how we've gone through periods of hardcore hustle to set ourselves up for options in the future. Lori shares about finally landing speaking gigs at a price that she feels great about and I explain how amazing it feels to be free to schedule his days how I want. Choice is the best thing that success can buy and we're sharing our secrets to getting there! IN THIS EPISODE, WE TALK ABOUT: What it looks like to set yourself up for having choices Being in a position to say no to offers that go against your brand Creating a legacy that we're proud of Takeaways about choices from Gary Vee's latest book, Twelve and a Half RESOURCES: To sign up for the Be on TV Bootcamp, go to thebeontvbootcamp.com/harder! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

There are two types of people in business: the visionaries who see the future and know where they want to go with a product or service, and the integrators who actually get them there. No one can be both, and in today's episode, I explain why it's more profitable to hire someone who complements your natural skill set instead of trying to do everything by yourself. I also provide examples of how you can get someone on board, even if you can't provide them with a salary upfront. IN THIS EPISODE, WE TALK ABOUT: How to determine if you are a visionary or an integrator Creative ways to compensate someone for their services Leaning into your natural skills Why you don't actually save money by doing it all yourself RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. Rocket Fuel: The One Essential Combination That Will Get You More of What You Want from Your Business by Gino Wickman and Mark C. Winters CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Mark my words: a millionaire will be middle class in 10 years. I'm not saying this to scare you, but rather inspire you to get to work on creating legacy wealth. We're so accustomed to instant gratification and the idea of getting in at the 'right time.' But while you're waiting on the sidelines, other people are playing ball and hitting home run after home run. Make 2022 the year that you get yourself in the game and see the kind of wealth that you can build in 5 years, 10 years, and beyond. IN THIS EPISODE, WE TALK ABOUT: How you might be holding yourself back from massive prosperity Mathematical evidence why you shouldn't 'wait for the dip' The current era of redefining how we think of money How technology and Web 3.0 is changing how we build wealth The recent history of the real estate and stock markets RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

You've probably heard the saying that luck is when opportunity meets preparation. We think it's more like 90% hard work and timing with 10% magic sprinkled in. Today, we're sharing about the ways that we've created our own luck. We talk about how we've transformed our mindset to focus on the lessons and growth that come from every challenging circumstance. We also discuss the reality of what goes on behind the scenes to get so "lucky." Tune in to learn more about how you can create your own luck today! IN THIS EPISODE, WE TALK ABOUT: How we've created the groups and rooms that we want to be in Reframing difficult situations Staying empowered and inspired by others success Expressing gratitude for the 10% of magical luck that we all have in our lives RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy

We are so excited to share our conversation with one of the world's biggest transformational coaches, Tony Robbins. We get into how to adapt and take action in 2022, his secrets for maintaining a happy marriage through the highs and lows of entrepreneurship, and details on his latest book and seminar project. Tony explains the importance of anticipating rather than reacting, and how to create a life where you're constantly progressing. He gets real about what's holding this generation back from really succeeding and how to train your mind, body, and soul for prosperity. Get ready for a lot of truth bombs and inspiration in the episode, because Tony doesn't hold back! IN THIS EPISODE, WE TALK ABOUT: The different seasons of human history, your life, and finances Tony's approach to adapting his businesses during the pandemic How to feel prepared and build your confidence muscle Tony's advice for entrepreneurial couples and how to prioritize your relationship The key to work-life integration Regenerative medicine and how that inspired Tony's new book Life Force RESOURCES Join Tony's FREE 💥 Ultimate Breakthrough 2022 Challenge💥 - Starting January 25 - 29! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH TONY Instagram: @tonyrobbins YouTube: Tony Robbins Live Facebook: Tony Robbins Twitter: @tonyrobbins Listen to The Tony Robbins Podcast CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy GUEST BIO Tony Robbins is an entrepreneur, #1 NY Times bestselling author, philanthropist, and the nation's #1 life & business strategist. He has empowered more than 50 million people from 100 countries around the world through his audio programs, educational videos, and live seminars. For more than four and a half decades, millions of people have enjoyed the warmth, humor, and transformational power of Tony's business and personal development events.

Let's face it: social media ads aren't nearly as effective as they used to be. Lori and I have been thinking about how we can take our brands to the next level this year by taking the next step with PR. That's why on today's show, Lori and I sit down with PR expert Jen Gottlieb to discuss her modern, authentic approach to getting her clients on mainstream media platforms. Jen shares the methodology behind her 'Be on TV' Bootcamp and inspiring success stories of people who have gone through the program. We also talk about building confidence and establishing yourself as an expert. Tune in to learn about how you can get started on your PR journey without spending thousands of dollars! IN THIS EPISODE, WE TALK ABOUT: Why having your name in mainstream media is essential for your credibility Taking the intimidation out of PR What kind of budget you should set aside for PR How to create genuine, powerful connections Why you should avoid 'pay-to-play' PR opportunities Tools for overcoming imposter syndrome in order to get your story out there in a big way Details about Jen's 'Be on TV' Bootcamp RESOURCES Join the 5-day 'Be on TV' Bootcamp at beontvbootcamp.com/harder! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH JEN Instagram: @jen_gottlieb Super Connector Media: @superconnectormedia CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy GUEST BIO After a 14-season run as a co-host on VH1 and a starring role in a Broadway national tour, Jen Gottlieb co-founded Super Connector Media, a full-service PR agency which was recently awarded "Best New Agency" in the 2019 Bulldog Awards. Jen is also the co-creator of the famous Be on TV Bootcamp which teaches business owners and experts everything they need to know to get on TV in 5 days. Jen's ultimate passion is helping experts and entrepreneurs gain the confidence and knowledge to get into the mainstream media, or on the stage of that major event -- giving them the authority and social proof to place them at the top of other industries. Jen has been featured in Business Insider, Shape, Women's Health, Well + Good, CBS, Good Morning America, PBS and in Goop as one of the top 11 professionals helping people find satisfying, successful careers.

If you increase your influence and become more aspirational, you will double the results of whatever goal you've set for 2022. Today, Lori and I discuss how to gain more influence online and why it's important to share your aspirational lifestyle with your audience. We talk about how we've done this with our own platforms and simple steps that you can take in order to do the same. Tune in to learn more about how your influence and aspirations will make or break your year. IN THIS EPISODE, WE TALK ABOUT: Updates on our new house Pinpointing your niche and becoming an expert in it The power of creating a 30-day journey on your socials How Lori and I are getting intentional about catching people's eye in 2022 CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy

Why does 2022 have to be another year that you trudge through the mud financially? It doesn't, and in fact, this could be the greatest financial year of your life that leads to annual abundance. Today, I'm sharing the two mindset shifts that you need in order to feel empowered and let go of financial fear this year. I get into how Lori and I rebuilt our bank accounts from below zero in 2009 to having 12 consecutive years of major financial growth. Tune in to hear more about how you can do the same! IN THIS EPISODE, WE TALK ABOUT: The belief and actions that you need in order to make 2022 your best financial year yet How to create realistic financial action plan Embracing the discomfort and inconvenience of some financial decisions How Lori and I were able to increase our overall income and net worth in 2021 RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

We're wrapping up this year by talking about our greatest wins from 2021 and what we wish for our listeners going into 2022. Lori discusses raising $2 million from 54 female investors and the unexpected ripple effects from that. Chris shares how grateful he is for the end-of-the-year abundance and how he got there. Tune in to hear more about the highlights and what energy we're sending out to our listeners! IN THIS EPISODE, WE TALK ABOUT: Staying disciplined and focused in order to get closer to your goals Not relying on instant gratification Why it's important for us to show up and be reliable for our community Setting examples and inspiring the people around us to dream big CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Today, I'm sharing three major tips for staying ahead of the financial game in 2022. I explain why you need to pay yourself first, factor in inflation, and lock in as many inflation-proof assets at low rates while they're still around. Now, this is not to scare you, but rather empower you so that you can take advantage of the opportunities and mitigate the challenges that are coming your way. Listen to learn more about leveraging your assets and find financial freedom in the new year. IN THIS EPISODE, WE TALK ABOUT: Setting bold financial targets and creating logical paths to get there Learning about digital assets like cryptocurrencies and NFTs How inflation will affect your investments and everyday life Creating a realistic budget RESOURCES Text ELITE to 310-421-0416 to apply for the last seat in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Recently on one of our daily walks, we talked about how we need to create some non-negotiable guardrails for our 2022 highway of life 2022. Our lives demand so much of us, so we've decided to commit to three simple habits that will help us reach peak performance. Today, we're detailing the small, consistent shifts that we're making for next year and explaining why you should do the same. IN THIS EPISODE, WE TALK ABOUT: The power of small habit changes Cutting back on alcohol consumption Getting serious about our workouts Staying consistent with vitamin and water intake RESOURCES Text ELITE to 310-421-0416 to apply for the last seat in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me Listen to The Chris Harder Show

People ask me all the time what my secret is to increasing my income and net worth significantly every year. Today, I'm sharing an example of how I do that by thinking outside the box and taking advantage of every opportunity that comes my way. Instead of giving up on trying to find a rental for our annual family holiday vacation, I invested in a used Suburban that's not only a tax write off, but I can also create a new stream of income on the peer-to-peer car sharing app Turo. Tune in to hear more about how to turn your challenges into major financial wins. IN THIS EPISODE, WE TALK ABOUT: Turning a challenge into an income opportunity Creating a new cash flow with my Suburban Being a creative problem solver An update on applications for my Elite Mastermind RESOURCES Text ELITE to 310-421-0416 to apply for the last seat in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Is it really the most wonderful time of the year? For so many of us, the holidays can be extremely stressful and actually take away from the spirit of gratitude and connecting with loved ones. That's why about six years ago, we decided to create new traditions that actually get us excited about spending time with family without sacrificing what makes us feel good mentally, spiritually, and physically. We share our top tips and ideas for how to reimagine the holiday season and some things that we like to do with our family to celebrate. IN THIS EPISODE, WE TALK ABOUT: What would it look like if we really enjoyed the holidays? What would happen if you exchange the time and the money for experience over gifts? How can you create at least one new tradition around connecting? Our Christmas plans CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Earn Your Happy Listen to Girlfriends & Business CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

Buying and selling a home in 2021 has been a wild ride. In today's episode, I share a cautionary tale about how a realtor's overconfidence lost him a major sale that Lori and I were ready to sign on the dotted line for. I talk about how to put your ego aside, regardless of what's going on in the economy. It can be tempting to relax and ride the wave, but staying focused and disciplined is what's going to take you far. IN THIS EPISODE, WE TALK ABOUT: My home buying experience in this crazy market How arrogance kills business An update on applications for my Elite Mastermind RESOURCES Text ELITE to 310-421-0416 to apply for the last spot in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

The holidays are my favorite time of year, hands down. The lights, the trees, the movies–it's all magical. But back when Lori and I were living beyond our means, the pressure we put on ourselves to get the most extravagant gifts for our family caused us major stress at the end of the year. In today's episode, I'm talking about how we've switched the focus from presents under the tree to really tapping into each other's love languages and enjoying the holiday season with our family. I'm sharing some ideas for how you can spread Christmas cheer while staying on track with your financial goals. IN THIS EPISODE, WE TALK ABOUT: The pressures of gift giving How to give more meaningful gifts Our family traditions that have helped us reconnect and relax during the holidays Advice for how to have conversations with family about money during the holiday season RESOURCES Text ELITE to 310-421-0416 to apply for a seat in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

We're live from our LA Airbnb with a fun update: we got the house in Scottsdale! We're super excited to have one out of two homes checked off the list, but this whole process has inspired us to talk about the effects of decision fatigue. If you feel exhausted and can't pinpoint why, you might be stalled out with too many decisions. We're sharing tips for how to close the open loops that are keeping you in limbo so you can move forward with a clear mind. IN THIS EPISODE, WE TALK ABOUT: How decision fatigue manifests itself Creating honest pros and cons lists Having an objective committee of people who you can share your thought process with Where you can use autopilot decisions so you can focus on the big picture stuff RESOURCES We have ONE spot remaining for Elite Mastermind 2022. Text ELITE to 310-421-0416 or visit chrisharder.me/mastermind to apply! ENTER TO WIN OUR $2,800 HOLIDAY SWEEPSTAKES! CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

I'm building a business in the most unfamiliar territory that I could ever find myself in: tech. Why would I do such a crazy thing? Because I have the vision to take the intimidation, fear and shame out of borrowing with a peer-to-peer lending app. Today, I'm sharing how I've built a team to help bring my idea to life and how you can take action on your own million dollar idea, too. IN THIS EPISODE, WE TALK ABOUT: Three things you need to bring your vision to life Being intentional and strategic with your resources How to score the one remaining spot in my Elite Mastermind RESOURCES Text ELITE to 310-421-0416 to apply for the last spot in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

A friend of mine once lost $80 million in 24 hours. What he didn't lose was his experience, drive and ability to climb back to the top again. Long story short; he didn't let that loss stop him and he has completely recovered. In today's episode, I'm giving you all the tips and inspiration to learn where your true financial security comes from and how to leverage these assets to achieve your big goals and earn the financial freedom you deserve. IN THIS EPISODE, WE TALK ABOUT: What the true assets are behind financial security Stories of successful entrepreneurs who have taken big risks to achieve financial freedom Inspiration for how to leverage these assets An update on applications for my Elite Mastermind RESOURCES Text ELITE to 310-421-0416 to apply for a seat in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me

While we were staying at an Airbnb in Newport last week, we went on an evening walk and overheard one family say, "we used to go to college, because that's where the knowledge was", and it just hit us like a ton of bricks. Today, we're talking about going where the knowledge is depending on the industry that you're looking to build a career in. IN THIS EPISODE, WE TALK ABOUT: Going where the knowledge is today, not yesterday Figuring out where you need to be based on the industry you're building your career in What Lori and Chris have been up to lately An update on applications for their Elite Mastermind RESOURCES Text ELITE to 310-421-0416 to apply for a seat in the Elite Mastermind or go to https://chrisharder.me/mastermind. CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Girlfriends & Business: @girlfriendsandbusiness Listen to Earn Your Happy Listen to Girlfriends & Business

In This Episode You Will Learn About: Why financial fear is so hard to shake An example of my own financial worries Overcoming the fear Resources: Text DAILY to 310-421-0416 to get a free daily money mantra Visit chrisharder.me/mastermind to apply for my elite mastermind group Show Notes: No matter how well you're doing financially, old money scars can creep back in and mess with your mind. And to be honest, that includes me, as well. I share how my money fears still creep in, how normal it is, and how we can best deal with it. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Why we sold our dream home Taking opportunities when they present themselves Trusting the process Resources: Visit chrisharder.me/mastermind to apply for my elite mastermind group Show Notes: We just sold our dream home. I know that might be baffling to some people – we've had no shortage of people asking us why. So, we thought we'd spend some time sharing those reasons, as well as the lessons we've learned from the experience. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Reviewing the previous four trends Why building a personal brand is more important than ever The stats around personal branding How you can take advantage of this trend Resources: brandbuildersgroup.com/study-chris Show Notes: We wrap up our series of the five must-know trends for small businesses and entrepreneurs in 2022 with personal branding, a former luxury that's no longer an option, it's a requirement. Regardless of what business you are in, people are more committed to their values than ever before. They want the products they buy – and the people they buy them from – to be aligned with those values. People are voting with their dollars, and you need to earn that vote. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: When raising prices leads to higher sales What happens when a product costs more When you can justify higher prices (and when you can't) Resources: chrisharder.me/mastermind Show Notes: Your pricing matters. When you're deciding what to price your products or services, the natural inclination is to set things lower than the competition, so that people want it. Today, I make the case for why you may be hurting your sales and turning people away by pricing too low. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Operating without a plan The downside of superstition The importance of speaking what you want into life Resources: ENTER TO WIN OUR $2,800 HOLIDAY SWEEPSTAKES! Show Notes: Our life has been chaotic lately. So much has been changing that we've been afraid to talk about what we've been doing. We just sold our home – and we don't even have a place to stay yet. We're usually strong proponents of speaking things into life, so it was very odd that we wouldn't want to talk about this before today. And maybe, just maybe, that's why so many of our plans fell through in the first place. In this episode, we talk about manifesting, superstition, accountability, and more.

In This Episode You Will Learn About: How the barrier of entry to creating physical products is lower than ever The opportunities available in franchising Using products as a gateway to digital sales Resources: Visit chrisharder.me/mastermind to apply for my elite mastermind ENTER TO WIN THE LITE PINK $2,800 HOLIDAY SWEEPSTAKES! Show Notes: We've been covering the biggest trends that every entrepreneur needs to know for 2022, because if you can see what's coming, you can either get ahead of it by taking advantage of it early, or you can mitigate any damage to your business by clearing out of the way. The fourth trend we're covering involves a major move to franchising and white labeling consumer packaged goods. You don't have to completely switch business models, but if you're not thinking of ways to incorporate physical products into your business – even just as a gateway to more expensive digital offerings – you're going to be missing out on some serious opportunities next year. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: The three empowering financial thoughts I believe in The ability to generate money at will Getting creative about finding money Living with an abundant mindset Resources: Text DAILY 310-421-0416 to get a free money mantra from me every morning Show Notes: There are three empowering thoughts around money that literally shape who I am. I think about them so often that they've become a habit, a fundamental part of my being. And it's these thoughts that I have worked so hard to ingrain in myself, live by, and find proof of that have completely rid me of financial fear. And I want the same for you. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: When climbing the corporate ladder goes wrong Making decisions that fit your identity Separating worthiness from your accomplishments How to sell without hurting others Taking action through fear Resources: mrdavehollis.com Read: Built Through Courage Instagram: @mrdavehollis Text DAILY to 310-421-0416 to get a free money mantra every weekday! Show Notes: Dave Hollis is back but this is not your typical interview. He has a brand new book out, titled, "Built Through Courage," but we don't limit the conversion there. We dive deep into his separate identities, times that he's had to dig up the courage to make massive change, and so much more. I promise you, this is an incredibly empowering and inspiring conversation. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Offering encouragement and taking risks Betting on yourself Systematic investing Looking out for opportunities The importance of living below your means Having financial conversations with your partner Resources: goodmoneyframework.com Read: Good Money Revolution Listen: Good Money Podcast Instagram: @goodmoneyframework Show Notes: Financial expert, Derrick Kinney, is a master of making money simple and the author of a brand new book, Good Money Revolution. He shares the core belief of this very podcast: that getting more money into the hands of good people is a must. He clues us in to which investments you should be making, when debt is good and when it's bad, and digs into cryptocurrency. You're going to leave this one feeling more financially intelligent than ever before. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Why you need to adopt text marketing NOW The stats behind texting Playing the long game by providing value Resources: fourwestdigital.com/textme Visit chrisharder.me/mastermind to fill out an application to our elite mastermind OR text "ELITE" to 310-421-0416 to find out if you're a good fit Show Notes: Today, we're digging into text marketing, truly the next big thing. It's been on the rise for a while, but in 2022, it is going to absolutely explode. Work text marketing into your strategy, or you risk falling behind in an area where business people and brands are moving faster every day. You do not want to miss the chance to ride this wave. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me

In This Episode You Will Learn About: Taking big risks The power of compounding interest Why your home is not an investment The importance of relationship capital Rules for multiple income sources Parking your ego Resources: Text DAILY to 310-421-0416 for a free money mantra every day Show Notes: If you could go back in time and give yourself financial advice, what would you say? My longtime followers will know that when I was thirty, I lost everything. It's only because of the skills I learned as a result of that experience that I was able to put myself in the epic financial position I find myself in today. In this episode, I reflect on the things I wish I'd known about money before that fateful year and whether or not they would have led me to where I am today, or even beyond. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: How to reframe a "bad" situation with a new perspective Progress over perfection Why gratitude can change everything Resources: Visit chrisharder.me/mastermind to fill out an application to our elite mastermind OR text "ELITE" to 310-421-0416 to find out if you're a good fit Show Notes: How is your day unfolding so far? Chances are something unexpected has or is going to happen. Rolling with the punches is an inevitable part of life that we can't control, but we do have power in our reactions. In this episode, we're unpacking how we activate our agency to course correct a day from going from bad to worse, and how you can shift your perspective to deal with momentary obstacles without letting them wipe out your entire day. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Why Facebook and Instagram ads are becoming less relevant How the playing field is evening out What to do outside of Facebook marketing Taking a podcast tour Collaborating with other entrepreneurs Resources: Visit chrisharder.me/mastermind to fill out an application to our elite mastermind OR text "ELITE" to 310-421-0416 to find out if you're a good fit Show Notes: Today we're continuing our five-part series on the five new trends that every single small business owner, solopreneur, or entrepreneur needs to know as we head into 2022. Having the first-mover advantage – knowing what's coming before anyone else does – allows you to mitigate some of the disruptions that could affect your business and allow you to move proactively ahead of the pack. In our last installment, we talked about how crowded the online business space is going to become, and that leads to this trend: we are going to see a massive move away from Facebook and Instagram ads. I'm going to share with you why, and, most importantly, what comes next. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Recent trends in borrowing behavior How to use financial urgency as your secret weapon Creating revenue streams to be abundant Resources Listen: Episode 535: Two Ways That We Always Create More Abundance Show Notes I've noticed a trend with clients and people asking me about borrowing. Many are 6-7 figure entrepreneurs, so they're not borrowing from scarcity of resources; instead, there is an emotional impulse to feel more abundant. Now, there is no air-tight rule that fits all borrowing scenarios. Still, there is a distinct difference between borrowing to feel abundant versus consciously moving your assets to enable financial flexibility. You have to get brutally honest with yourself because, if your foot is off the gas, you're headed in a dangerous direction. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: How we've been living in full faith Choosing to be on the ride When you need to lean into faith Resources: Visit chrisharder.me/mastermind to fill out an application to our elite mastermind OR text "ELITE" to 310-421-0416 to find out if you're a good fit Show Notes: As an entrepreneur, you have to operate on full-time faith. As we continue to run into bump after bump along our journey, we keep moving forward in full faith that what we want, or something better, is going to happen. And that's how it's going to have to be as an entrepreneur or as someone with big, massive goals in their life. Things aren't always going to happen the way you expect them to, but with enough tenacity, grit, and determination, you can make them happen if you just keep pushing and keeping the faith. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Identifying business trends for next year Where I get my information from Why it's going to be harder to find customers in 2022 How to break through the noise Resources: Get a free report of upcoming personal branding trends at brandbuildersgroup.com/study-chris. Visit chrisharder.me/mastermind to fill out an application to our elite mastermind OR text "ELITE" to 310-421-0416 to find out if you're a good fit Show Notes: Things are constantly changing, and that's no different as we head into 2022. Today, I'm going to share the first in a five-part series around the business trends you MUST know going into next year. I gave some similar predictions at the beginning of the pandemic in early 2020 and as we headed into 2021, and they were remarkably accurate, so I'm going to flex my futurist muscles and help you stay ahead of the curve. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Taking time off to find your calling Why I'm walking away from millions Taking a step back in order to take a leap Resources: Visit chrisharder.me/mastermind to fill out an application to our elite mastermind OR text "ELITE" to 310-421-0416 to find out if you're a good fit Show Notes: When does it make sense to walk away from money? And not just a small payday, but a big, massive amount of money – especially for where you're at in life. As someone who's done it before and found great success (and who's preparing to take that plunge again), I wanted to share what I've learned from the experience, why it makes sense for me, and why it could make sense for you as well. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.

In This Episode You Will Learn About: Stepping back to take big leaps The identity you're keeping up every day Clinging to your past identities Making decisions that support your vision Resources: Text "ELITE" to 310-421-0416 to find out if you're a good fit for our elite mastermind group chrisharder.me/mastermind Show Notes: Our identities are constantly shifting. Who we are today is not who we will be forever, and guess what? That's a good thing! But when you're ready to make that drastic change it can feel daunting. It can be scary. When you're about to take a leap, you need to step back and get a running start. And when you're transcending into the next level, you have to do the same. You've got to start taking steps back before you take that big leap. Follow me on social media @ChrisWHarder on Instagram and check out chrisharder.me.