The Chris Harder Show

I just got back from one of the most amazing hotel stays that I've ever experienced, and it got me thinking about how to justify charging more for your services. If you want to raise your prices and have people excited to pay that premium, then you need to act and deliver like a five-star service. I share what I learned about the hiring process at Four Seasons Hotels and Resorts that sets them apart and how they empower their staff to go above and beyond for guests. Plus, I illustrate how you can apply these lessons to business and beyond. IN THIS EPISODE, WE TALK ABOUT: Earning the right to raise your rates Refining your interviewing and hiring process Asking yourself if you're charging enough Simple ways that you can go the extra mile for your clients RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Just like your investment portfolio, you want your friend group to be diverse. At this stage in our lives, Lori and I have realized that success doesn't just mean being financially free. We want to prioritize family and friends, and bring more adventure and culture into our lives. We feel so lucky to have the network that we do, and we've gotten here by intentionally collecting people, celebrating what they bring to the table, and being actively involved in each other's lives. We talk about why you need to demand the best out of the individuals in your life and how to facilitate more equal energy exchanges. IN THIS EPISODE, WE TALK ABOUT: Creating a life that's rich in experience Understanding that no single person can be everything to you Holding space for different groups of friends to get together and multiplying your network Getting really clear on what a successful life looks like to you RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

When you're turned off by rich people displaying their wealth, all that's doing is solidifying the fact that you're going to live a life of mediocrity or ongoing financial struggle. If you're listening to this show, I know that you're kind, generous, creative, and uniquely you. Having money is going to allow you to amplify those traits and make the world a better place. I'm sharing a great exercise that's going to reframe how you think about wealth and really imagine your dream life. Remember, when a good person like you becomes wealthy, other people's lives get better as a result. IN THIS EPISODE, WE TALK ABOUT: Why repelling wealthy people is actually counterproductive to your financial growth Getting really clear on what your version of rich is Silencing all that social media noise of people flashing their money around Making a list of people who are examples of what you want your life to look like RESOURCES I've got a course that'll change the way you think about money and behave with money. Check it out at: thetruthaboutmoney.com. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I have always created what we wished existed, and masterminds are no exception. Lori just got back from a life-changing trip with two women that she formed a mini mastermind group with, and we wanted to break down how you can do the same. Lori explains where this idea came from, how she built the container to do it, and the non-negotiables that the group has set for each other. Lori and I also discuss why masterminds are crucial for both personal and business growth, and how to take the first step to create or join one today. IN THIS EPISODE, WE TALK ABOUT: Imagining what's possible when you create your own mastermind container Why we recommend connecting with your group in-person The best habit to get into for forming long-lasting relationships The power of having checkpoints for accountability RESOURCES Learn more about our Elite Mastermind at chrisharder.me/mastermind! The Success Principles: How to Get from Where You Are to Where You Want to Be by Jack Canfield Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I'm joined by Ariel Carr, a social media monetization powerhouse, to discuss everything from growth strategy, online sales tactics, and what's going on with TikTok right now. She shares her secrets to finding success in the e-book industry, including exactly what topics, lengths, and price points are selling right now. She expands on why she's so passionate about teaching people how to create multiple streams of income and highlights some of her clients who have transformed their lives by monetizing their social media. I also ask her about the takeaways she has from two failed business launches and what she has planned for the future of her consulting and coaching venture. IN THIS EPISODE, WE TALK ABOUT: Advice for every online content creator Current trends and future trajectories of social media Products that everyone should be monetizing right out of the gate The most common mistakes Ariel sees when people try to make money from their social media channels Tips for being effective at sales on social media The importance of understanding and aligning with your entrepreneurial archetype RESOURCES Download Ariel's FREE guide: 5 Types of Content That Sell at arielcarr.com Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH ARIEL Follow Ariel on Instagram: @arielcarr Learn more on Ariel's website: arielcarr.com CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

The billionaires and business legends of the world have one thing in common: they have impossible-sized dreams that lead to their incredible wealth. Lori and I have always been unapologetically big dreamers and I truly believe that's a huge reason behind our financial success. Where I see most people get stuck is that they limit their vision to what their current financial situation convinces them that they can achieve. I'm sharing how you can get out of that mindset and step into a self-empowering cycle instead. IN THIS EPISODE, WE TALK ABOUT: How Lori and I have made our dreams into our reality Ways to trick yourself into believing your dreams Simple strategies to stretch yourself in the environment you want to be in Letting go of people in your life who don't support your dreams Why you should make dreaming a daily habit RESOURCES Join my Money Principles course to maximize your earning potential by mastering your relationship with money: thetruthaboutmoney.com. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Every little decision you make in a day is either stealing from your future or fueling it. Everything from what's on your plate, how you move your body, who you spend your time with, and what tasks are in your schedule affects your future self. Lori and I share examples of how this concept has shown up in our lives and how we know when something will expand or deplete us in the future. So, what decision are you going to make today that your future self will thank you for? IN THIS EPISODE, WE TALK ABOUT: Understanding when a decision is borrowing from your future Certain trips and masterminds that have majorly impacted who we are today The questions that we ask ourselves before we make a big investment Developing your intuition around decision-making RESOURCES Learn more and apply for a spot in the 2023 Elite Business Mastermind at chrisharder.me/mastermind Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Publishing a book is one of the best ways to create impact and income, and no one knows that better than today's guest, Jake Kelfer. He became an Amazon bestseller at the age of 23-years-old, and he hasn't slowed down since. We talk about the power of the come-with-me genre, his formula for creating the highest quality work in the shortest amount of time, and why books are the best lead-generator tool. Jake also describes his latest endeavor called "Project Bestseller'' where he's going to write, publish, and launch a bestselling book in less than 90 days. Everyone has a story to share, and I hope this conversation lights the spark to start putting pen to paper. IN THIS EPISODE, WE TALK ABOUT: Understanding that you don't need to achieve a certain amount of success to make a positive impact on the world The two key questions to ask yourself when you're struggling with imposter syndrome Who should consider writing a book, and why Characteristics of the most successful books on the market right now Five things every person must do before they start writing Why books are such a versatile marketing asset How to get a book out before the end of this year RESOURCES Text the BESTSELLER to 661-669-7363 to follow Jake's journey with Project Bestseller. Go to chrisharder.me/mastermind to apply for a spot in my Elite Business Mastermind. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH JAKE Follow Jake on Instagram: https://www.instagram.com/jakekelfer/ Visit Jake's website: https://www.jakekelfer.com/ CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Over the long Labor Day weekend we had a few guests out at our lake house in Wisconsin. During a beautiful walk on our favorite path that Lori and I call "The Loop", it became apparent to me in conversation how few people know these mind-blowing truths about money. This episode is one you'll want to listen to a few times over because if you can really start to wrap your head around these three mind-blowing truths, you will be able strategically generate more and more wealth for yourself using these mantras––or rather, FACTS. IN THIS EPISODE, WE TALK ABOUT: How $500 can turn into $1 million. The importance of understanding that money is fictional. My thoughts behind the quote, "A rising tide lifts all ships." Why it's better to be a lender than a saver. A deep dive into the bank lending system. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori just got back from the Powerhouse Women event and it was amazing. She had so many moments where she had tears in her eyes watching others rise and be the person that they came here to be. One speaker stood out to her with something she said, so she came home and immediately shared it with me, which inspired us to talk about it in today's episode. Jasmine Star blew her mind when she said "Overwhelm is the abundance of everything you ever wished and prayed for coming in all at once." IN THIS EPISODE, WE TALK ABOUT: The different kinds of overwhelm How to become a different person as you adjust to having more things come to fruition How to practice gratitude in times of overwhelm How to frame your next hour, day, week or month when overwhelm hits RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

A lot of people come to me with awesome business ideas, but tell me that they don't have the experience to get it off the ground. I'm here to tell you that your grit, hard work, and ability to overcome challenges are way more important than any college degree or job title. I'm living proof that being a creative and resilient person will help you reach your goals, no matter how crazy they might seem to other people. So, let me know in my DMs what that business idea is and the first action step you're going to take to make it a reality. IN THIS EPISODE, WE TALK ABOUT: A story about resourcefulness from The Comfort Crisis that really stood out to me Characteristics of the best entrepreneurs Developing your problem-solving skills and getting comfortable with the unknown Reflecting on my experience so far building the peer-to-peer lending app RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Today I got to chat with my good friend, Mel Abraham. Mel is a CPA by trade, but really at the core, he's an entrepreneur. You rarely get people who have the technical mind of a CPA, but also the entrepreneurial mind that wants to create things and build things — that's exactly how Mel is created. He has a unique insight for us on not how to just earn and save money, but what we should be doing with the money that we're earning. This episode is going to teach you how to earn money in a way where you're not sacrificing as much life as you are right now. IN THIS EPISODE, WE TALK ABOUT: How you can monetize anything you're good at no matter how obscure you might think it is How to use passive income that will recreate income on an ongoing basis How to earn money in a way where you're not trading away your precious time RESOURCES Access Mel's FREE training, The Affluent Entrepreneur at melabraham.com/chris Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: chrisharder.me CONNECT WITH MEL Follow Mel on Instagram:@melabraham9 Follow Mel on Twitter: @MelHAb Visit Mel's website: melabraham.com

Lori and I are currently reading Sustain Your Game: High Performance Keys to Manage Stress, Avoid Stagnation, and Beat Burnout by Alan Stein. In this week's He Said She Said, Lori and I share our takeaways from this book and share with you our feelings on stress and how to manage it to create a winner's mindset. With every decision to let things bother us and weigh us down, we are robbing our future selves of where we're supposed to go because we're robbing the present moment where things can actually happen. The present is where all creativity, ideas and forward momentum come from. IN THIS EPISODE, WE TALK ABOUT: Defining stress and how to prevent it from manifesting into pain and resistance How to get success in your life, and how to stay there once you get it Our best practices and how we shift gears in moments of stress RESOURCES Sustain Your Game: High Performance Keys to Manage Stress, Avoid Stagnation, and Beat Burnout by Alan Stein Greenlights by Matthew McConaughey Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I had an awesome conversation this past week with somebody who wants to start a business. They're new to starting and owning a business and so of course, they picked my brain and I was more than happy to have this conversation with them. They were shocked at how much it costs you to attain or earn a customer, and they were shocked at how much it is going to cost for them to get their business up and going in the first place. As I shared with them, I want to share with you that there are always three ways to pay or to invest. You're going to have to pay to get your customer one of these three ways but in today's episode, I will help you decide what is the best choice for you based on your budget and your circumstance. IN THIS EPISODE, WE TALK ABOUT: How much it costs you to attain a customer How and why your customer has a lifetime value Figuring out how you're built and using the option of my three, that best suits you RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

This week I chatted with my personal trainer at the local gym here by the lake house about career options and money. He expressed that he would love to find a way to make more money than he does right now and that he's been tempted to pursue other jobs. The other jobs he spoke of were unrelated to his area of expertise or anything that he would enjoy doing, but he was thinking about them purely because they pay more. I shared with him that there are two truths about making money and I want to share them with you in today's episode. IN THIS EPISODE, WE TALK ABOUT: How it is not worth ever doing something just for the money if you know you're not going to enjoy it Discussing the question: If it doesn't exist already, how can I make it exist? That anything you enjoy doing can be monetized RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

For years Lori and I were yes people, and for years we have watched others "yes" themselves to death. Now, we practice not just saying no to things that do not serve our greater vision and purpose, but going beyond that and letting it be okay if we disappoint people by saying no. We have consistently learned from others who have beautiful boundaries to protect and who have thrived by doing so. When you say yes to everything, you water down your message. When you constantly say yes, you take yourself away from your primary vision and the message you want out in the world. IN THIS EPISODE, WE TALK ABOUT: Why you shouldn't say yes to every opportunity and should only say yes to what serves your agenda. We discuss the side effects of "yessing" yourself to death If you don't get an immediate answer to a request, it doesn't mean to stop asking. We discuss how to not take it personally How and why it is harder for women to turn down opportunities and how women can overcome the fear of saying no How people react to your no is usually telling of how they will behave and show up for you down the line Why protecting boundaries and respecting others is so important RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

This week, I received a magazine from the Wisconsin Maritime Museum celebrating raising 9.5 million dollars to build a tower that houses all sorts of displays for the museum. This just happens to be the tower that my Dad designed and created when he was the President and Chairman of the Board. Until my Dad took that President's seat it was nothing more than a wish and he turned it into a reality. I started reading the names of the donors and I realized that my community had donated a ton of money cumulatively to my father's dream. This is the direct result of building a community of people around you — friends, family, and acquaintances — who work hard to put themselves in a financially advantageous place, then pay it forward without the expectation of anything back. IN THIS EPISODE, WE TALK ABOUT: Dedicating time and energy towards making other's lives better, and the ripple effect it causes for those to pay it forward making life better for others. Reminding you of my promise that I will always keep putting out tons of free content that will make your life better and easier The core of my message: When good people make good money, they can do great things. RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I realized that we've gotten too comfortable, and it was making us mentally and physically soft. We're working on getting our edge back and doing our best to dive right into the discomfort. We break down how we're living out the message of Micheal Easter's book The Comfort Crisis: Embrace Discomfort To Reclaim Your Wild, Happy, Healthy Self, and chat about the amazing results that we've seen so far. We're making a conscious effort to become the type of people who embrace every challenge that life throws our way and stop sweating the small stuff. IN THIS EPISODE, WE TALK ABOUT: How we know when we've gotten too comfortable The consequences of never pushing yourself out of your comfort zone Tools to become a more solution-based thinker Embracing the variance of emotion Simple ways that we're adding more mental and physical challenges into our lives RESOURCES The Ride of a Lifetime: Lessons Learned from 15 Years as CEO of the Walt Disney Company by Robert Iger Text EVENTS to 310-421-0416 to get more information on our new networking event membership! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

This week I travelled to Denver to teach at Fast Foundations Mastermind. I planned to spend the lesson debunking the recent article I shared that said people are more afraid of a recession than ever before. To kick things off, I prompted the students to rate their confidence levels of their business succeeding. Their answers threw me a curve ball in the best way. They were all extremely confident people. The reason? Community. They knew they were surrounded by motivated people, therefore, they felt motivation. They didn't feel fear. It turns out if you assemble a bulletproof group of people then they are going to give you a bulletproof mind, making you as successful as your network. IN THIS EPISODE, WE TALK ABOUT: Debunking the idea that people are more afraid of a recession than ever before Building what you wish existed, for free, making it accessible to you and others to succeed How forming your own group of motivated individuals will ensure that you stay that way yourself Feeling supported will make you reject the idea of failure as a possibility RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day Learn more about Fast Foundations Mastermind: fastfoundations.com Text EVENTS to 310-421-0416 to get the first news on The Greatest Year Of Networking In Your Life membership CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I recently went to visit her 95-year-old grandpa and we were lucky enough to ask him a few questions regarding money. In today's episode, you'll hear the story of how Grandpa Al was able to pull his family out of financial ruin after his business burned down 65 years ago, and what his biggest investment regret is. His reflections illustrate that if you're willing to do whatever it takes to boost yourself up and sacrifice your daily comforts for long-term prosperity, anything is possible. He also explains how if he had practiced delayed gratification and invested in some discounted land before building his dream house, he would've been $6.5 million richer today. Listen in to hear more of Grandpa Al's wisdom and how we can all extract lessons from older generations. IN THIS EPISODE, WE TALK ABOUT: The two tools that Al used to dig himself out of debt and into absolute abundance Being honest with yourself if you're truly doing everything in your power to improve your financial situation Practicing restraint and realistic budgeting strategies Why I always preach listening to your intuition when it comes to investing RESOURCES The Comfort Crisis: Embrace Discomfort To Reclaim Your Wild, Happy, Healthy Self by Michael Easter Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

We wouldn't be where we are today if it wasn't for our incredible network of friends and business connections that we've cultivated over the years. We're sharing our top three strategies for expanding your circle, including how to start your own meetups, the importance of attending in-person events, and why you need to prioritize people who provide equal energy exchanges. We get into real-world examples of how we've followed these three steps to reach our goals faster than we could've ever imagined. Plus, we have a special offer about a new event membership that we're launching! IN THIS EPISODE, WE TALK ABOUT: Making a conscious decision to maintain the strategic relationships in your life Early examples of how we created events when we were starting out in network marketing The miracles, business opportunities, and breakthroughs have come out of having our lake house, aka The Mastermind House Being honest with yourself about people in your life who don't believe in you and create a sense of self-doubt RESOURCES Text the word EVENTS to 310-421-0416 if you want the best year of networking of your life! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I got a question from a listener recently about how in the world Lori and I manage to run successful businesses, and also have time to live a fun, extraordinary life. I'm lifting the curtain on what works for us and sharing the five different strategies that we use to keep up with our income goals without sacrificing our free time. I get into why our morning routines are so crucial, how we determine when to cut out time-consuming income sources, and the three ways that we optimize our time. It's all about understanding when to sprint, and when to flow. Tune in to learn how you really can have it all. IN THIS EPISODE, WE TALK ABOUT: Establishing protected time for yourself every morning to get grounded and show up as your best version Establishing what your revenue floor is and cutting out any activities that don't align with that How Lori and I manage to take most weekends off and have a summer slowdown My top tips for building an efficient team that you trust RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Have you ever found yourself with a great business idea, but you get stuck thinking about how you're going to get it off the ground, or build the prototype, or hire a team? Well, I have great news for you. There are so many people lined up looking for good businesses to invest in, and you just have to get in front of them. I break down what Lori and I look for when we're investing in a new business, and why we like to take on strategic investors when we're launching something new. I share the two key questions to ask investors if you want to bring your dream to the market, and address three of the most frequently asked questions that I get around this topic. IN THIS EPISODE, WE TALK ABOUT: Creating a win-win financial exchange with your investors Why it's so important to pay yourself a salary, even during the beginning startup stages My advice about how much money to raise Realizing that taking on investors doesn't mean you're hiring a bunch of bosses RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I have been loving our summer here at our lake house in Wisconsin, but when we envisioned our time here, we didn't take into account some of the extra responsibilities that go into making this dream a reality. Things don't always go as planned, but learning to embrace the hard work that goes into seeing your vision through makes you stronger and more appreciative of the end result. We discuss what it feels like to have an 'expectation hangover' and tools we use to refocus our energy on bringing a vision together. IN THIS EPISODE, WE TALK ABOUT: How we prepare ahead of time for a summer slowdown in our work The reality of what goes into making our lake house dreams come true Practicing gratitude for hard work Learning how to work through challenges instead of abandoning your vision when things get tough RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I'm joined by Bridgitte Carroll, founder and CEO of GutPersonal, a supplement company that empowers everyone to eliminate gut issues for good through a personalized approach. Bridgitte started off her career as an integrative and functional dietitian, transitioned into the coaching space, and is now the leader of one of the most innovative supplement brands on the market. We dive into her transition from a service-based to a product-based business, her experience working with strategic investors like Lori and I, and what sets GutPersonal apart from competitors. I feel lucky to have witnessed how Bridgitte has built GutPersonal from the ground up. She unpacks some of the biggest mindset blocks that she has had to overcome in order to set herself up for success, including confronting her fear of failure and lack of industry experience. We talk about getting really clear and unapologetic about what your long-term goals are and why short-term sacrifice is always worth it. Bridgette also gives us an inside look into how she's set up her amazing affiliate program and shares what's coming up next for the company. IN THIS EPISODE, WE TALK ABOUT: What an 'expander' is and why it's so important to have those kinds of people in your network How taking on investors and having that extra layer of accountability can be a superpower The four criteria that I use to determine if I'm going to invest in a company Why we should all be paying more attention to gut health, especially as entrepreneurs The power of affiliate programs and having real buy-in from your team RESOURCES Go to gutpersonal.com/chris or use the code "chris" at check out! When you get your personalized products, tag @wellbybridgitte and @chriswharder on Instagram. I'm going to choose three random people and I'm going to reimburse their whole order! Get your application in now for my 2023 Elite Entrepreneur Mastermind at chrisharder.me/mastermind! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH BRIDGITTE Follow Bridgitte: @wellbybridgitte Follow GutPersonal: @gut.personal Shop GutPersonal: gutpersonal.com CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

The Law of Diminishing Expenses is pretty straightforward: the richer you become, the less expensive everyday things seem to you. All of the sudden, the daily requirements to live your life, like gas in your car and dinner on the table no longer become a prohibitive expense in your mission to become wealthy. In order to get there, you need to build a budget and have multiple streams of income so that if any one of them went away, you wouldn't have to change your lifestyle tomorrow. Tune in to hear more tips and real-life examples of how the Law of Diminishing Expenses works. IN THIS EPISODE, WE TALK ABOUT: The moment that I understood what The Law of Diminishing Expenses meant The importance of having a reasonable budget that you can actually stick to What to do once you have that extra cushion from your side hustle or new business opportunity Free resources that I give out to help you get over the hump of living paycheck-to-paycheck RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

We all have fears, but how can you use them to propel you forward instead of hold you back? All you have to do is choose which fear you're going to feed and let that be the fuel that motivates you to achieve your big goals. Lori and I discuss what fears really drive us, and how we use that to stay focused without letting it overwhelm us. We feel so fortunate to live the life that we do now and show up for our friends and family in ways that we never could've dreamed of, and the thought of all that going away is enough to kick us into high gear. What's the thing that keeps you going when you feel like you can't anymore? Always remember that and use it to your advantage. IN THIS EPISODE, WE TALK ABOUT: The power of visualizing the life that you want and being unapologetic about it Recognizing if it's the excitement of having nice things or the fear of not having them that makes you take action Appreciating the freedom we have in our country to pursue our boldest dreams Tangible ways to reimagine your fears as motivation RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I are joined by Dean Graziosi, a multiple New York Times bestselling author, entrepreneur, and investor. We explore the opportunities that exist within the booming self education industry and Dean shares his top tools for thriving in this upcoming economy. We're strong believers in educating and bulletproofing yourself for whatever might happen in the future. Dean, Lori, and I discuss how to find new opportunities that are opening up right now, ways to shift your current messaging, and the power of monetizing your life experience. We get into common mindset challenges that Dean sees his clients facing and how he helps them rethink selling as serving. Plus, he dives into what people can expect from his free Time to Thrive Challenge and his top tips for how to get the most out of the course. IN THIS EPISODE, WE TALK ABOUT: Historical examples of wealth and businesses being created times of economic recession and depression Different strategies for pivoting within your current industry The earnings side of niching down Rethinking what it looks like to share knowledge and experience with the world Typical obstacles that Dean and Tony are addressing in their upcoming course RESOURCES Sign up for FREE 5-day Time to Thrive Challenge from August 2-6 at thrive600.com! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH DEAN Follow Dean: @deangraziosi Visit Dean's Website: deangraziosi.com CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me GUEST BIO Dean Graziosi is a multiple New York Times best selling author, entrepreneur, and investor. He has started or played a major role in over 14 successful companies that have changed lives all around the world – including the new Mastermind.com platform. His mission for over 20 years has been to deliver self-education to those seeking transformation, fulfillment, and success outside the traditional education path. His most impactful project to date included the largest online product launch in history, a program he co-created with Tony Robbins called Knowledge Broker Blueprint. This world-class course continues to impact over 38,000 people in 150+ countries and 4,100 niches to share what they know and help make self education the new norm. Dean is now planning to exponentially widen his impact by serving over 1 million new people and exposing them to the self-education industry through his Own Your Future Challenge with Tony Robbins in May 2021. Dean lives in Paradise Valley, AZ with his wife Lisa and his three children.

Peer pressure normally gets a bad rap, but it's actually a great tool to hold yourself accountable. One of the greatest financial hacks is to open yourself up to other people's skill sets, experience, and perspective. I recently learned about two ways that some friends of mine are using the power of peer pressure to maximize their earnings, take care of their money, invest intelligently, and hit their giving goals. I share what those strategies are and how you can apply them to your life today. IN THIS EPISODE, WE TALK ABOUT: Rethinking peer pressure as a way to hold yourself to a higher standard Tools for becoming more transparent about your finances with trusted confidants Doing an unveiling of your financial picture annually or biannually with other like-minded people Why it's helpful to do a 'portfolio defense' of your investments to uncover any blindspots or weaknesses RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me HOST BIO Host of the top-rated podcast, The Chris Harder Show, Chris Harder uses his platform to empower entrepreneurs to become unapologetic in their pursuit of wealth and generous in their giving. The foundation of Chris' success as an entrepreneur, investor and philanthropist is built on his belief that "when good people make good money, they do great things". In addition to owning and investing in several multi-million dollar companies, Chris uses his online course, The Money Principles, his two mastermind groups and his exclusive 1:1 business coaching to help countless clients earn six and seven figure incomes.

During your downtime, do you catch yourself thinking about what you should be doing instead? Lori and I are working on shifting our language around those thoughts when they creep up and soaking up this time that we have in Wisconsin with our friends and family. It can be so easy to become the thief of your own peace by constantly focusing on what you should be doing to make more money and hit bigger goals. But, it's so important to give yourself a break and enjoy the fruits of your labor. If you don't, then why are you even hustling in the first place? IN THIS EPISODE, WE TALK ABOUT: Recognizing when you're sabotaging your own joy and peace Looking at enjoyment as a sign that you'll be able to collapse time when you tap back into work mode Why making a better life is usually taking away things, not adding more to your to-do list An eye-opening journaling exercise from Four Thousand Weeks that really helped us get clear on our priorities RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

The number one thing that has helped me make strong decisions and tune out negativity is consuming at least two hours of positive propaganda daily. If you don't monitor the amount of positive propaganda that you are taking in to outweigh the amount of negative news, then you're going to struggle with your money mindset and operate from fear. I share really simple ways to listen and read things that reinforce the way you want to see the world. I'm challenging everyone else to do the same, so DM me @chriswharder and let me know how you're going to get in your two hours of positive propaganda. IN THIS EPISODE, WE TALK ABOUT: The reason why I use the term 'positive propaganda' Examples of positive and negative propaganda, particularly through the lens of the economy How someone who's really busy can get in at least two hours of positive propaganda daily Why I started listening to energizing and inspiring podcasts when I work out RESOURCES Fill out your application for the 2023 Elite Entrepreneur Mastermind at chrisharder.me/mastermind. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

In a down economy, ​​people are afraid that their means of making income is going to go away, but the truth is that opportunity never goes away一it just shifts. If you're afraid that your skill set won't be needed or that your industry is going to sink, I'm here to remind you that there are new opportunities for those who are willing to seek it. It might be in a new place, style, or approach, but I promise that it's out there. I share examples of the prosperity and greatness that can happen when you find creative ways to keep up with this ever-changing world. IN THIS EPISODE, WE TALK ABOUT: Looking at how people in the mortgage, film, and home appraisal industry changed their money-making strategies during challenging times Figuring out how your background can unlock opportunities in different industries Why your chances at making money in a recession can actually be better than when the economy is status quo Finding new areas where you can get in on the ground floor RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

No matter what you're facing, what your uphill battle is, or what you're afraid of, we promise that there are always solutions out there一you just haven't found them yet. Lori and I have been reflecting on all the times that we thought we had hit a dead end, but came up with a bold alternative by changing up our mindset or environment. We can't guarantee that you'll like the solution or it'll be easy, but you'll unlock power and resilience that you didn't even know existed inside of you. IN THIS EPISODE, WE TALK ABOUT: Choosing to believe that there's always a way through whatever challenge you're facing Accepting that you don't have to like the solution, you just have to like that it'll solve your problem Examples of how this is showing up in our lives and businesses right now The reality of what it means to pivot RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Eric Thomas is one of the most sought after motivational speakers out there––I mean, he is up there with Tony Robbins––so Lori and I are thrilled to speak with him today. Eric was homeless for two years of his life, during which time he realized he needed to stop putting what he wants in the hands of others, and take ownership to achieve his dreams. He shares about what he feels his mission is today and who he is here to serve, what he recommends you do when you're feeling stuck and the most stand-out lessons for readers to take away from his book, You Owe You: Ignite Your Power, Your Purpose, and Your Why. Our favorite thing Eric touches on, however, are his thoughts on combining average skills with phenomenal will. Lori and I are giving away a copy of Eric's book to the first 50 listeners who tag Eric (@etthehiphoppreacher), Lori (@loriharder) and myself (@chriswharder) on Instagram sharing their biggest breakthrough from the episode. IN THIS EPISODE, WE TALK ABOUT: How to shift your belief system to see disadvantages as advantages Eric's tips for people who are feeling uneasy about the future of the economy How to own what you want in life Which audiences Eric feels are the most important to speak to right now Why it's important to lead your life as our authentic self How Eric uses faith when he feels at his lowest RESOURCES Get FREE access to "How to Win Clients on Upwork in 5 Simple Steps" ($47 value) at thegig.io/vip. If you're going to make more than $500,000 next year, apply for next year's Elite Mastermind at chrisharder.me/mastermind. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me CONNECT WITH ERIC THOMAS Purchase his book, You Owe You Follow on Instagram: instagram.com/etthehiphoppreacher Watch on Youtube: youtube.com/c/etthehiphoppreacher Follow on Twitter: twitter.com/Ericthomasbtc Like on Facebook: facebook.com/etthehiphoppreacher

There are so many people that hold themselves back from their big business idea, side hustle, or career change because they feel like you don't have the necessary business skills. Lori and I are here as living proof that you don't need an MBA or tons of experience to live your dream. Honing in on your soft skills and emotional intelligence will get you to where you want to be, and we're pinpointing some of our top underrated skills that have helped us succeed in business. IN THIS EPISODE, WE TALK ABOUT: How being a savvy consumer can be an advantage as an entrepreneur My even-keeled responses to the highs and lows of business Lori's process for reeling in her immediate reactions in stressful situations The most effective traits of successful founders and CEOs RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I'm joined by Dorothy Hollabaugh, the Co-Founder & CEO of The Gig, a digital media company that helps freelancers acquire and profit from high-income online skills. We discuss the number one thing that you can do to bridge a gap in your income, regardless of what's coming up in your industry. She details how to leverage your skills (or develop new ones) to get up and running as a freelancer. We dive into how to come up with your rate, where the biggest opportunities for online jobs are, and how exactly to land clients on sites like Upwork. There are so many ways to get scrappy and creative online, and I promise that the tools that Dorothy shares will give you the options and flexibility that you didn't have during the '08/'09 recession. IN THIS EPISODE, WE TALK ABOUT: The most challenging time Dorothy's ever gone through as a business owner and how she moved through it Putting yourself in the position to gain experience working on real projects Simple things that you can do to immediately set yourself apart in the freelancer market Developing your network of freelancers with people who have similar and complementary skill sets Cultivating confidence and belief in yourself as a freelancer The power of spending an hour a day in deep study on your skill RESOURCES Get FREE access to "How to Win Clients on Upwork in 5 Simple Steps" ($47 value) at thegig.io/vip. If you're going to make more than $500,000 next year, apply for next year's Elite Mastermind at chrisharder.me/mastermind. Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me CONNECT WITH DOROTHY Connect on LinkedIn: https://www.linkedin.com/in/dorothy-illson/ Subscribe to The Gig: thegig.io

I answer the three most common questions that listeners have been sending me about the economy, and share my top tips for how to avoid all the negative rhetoric and fear mongering about an impending crisis. I've been getting a lot of questions about the possibility of a recession, if we're going to have the same housing catastrophe as we did back in '08/'09, and the sectors that Lori and I have been focussed on investing in. As always, I promise to be a beacon of truth and possibility in these uncertain times, so tune in to learn more about what's really going on in the economy. IN THIS EPISODE, WE TALK ABOUT: Why a downturn is actually a normal and necessary part of the economic cycle How the home loan situation has changed since the early 2000s to prevent another extreme housing crisis Why I've got my eye on the tech sector and crypto What dollar cost averaging is and how I use that technique to take advantage of the dip in the stock market right now RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me HOST BIO Host of the top-rated podcast, The Chris Harder Show, Chris Harder uses his platform to empower entrepreneurs to become unapologetic in their pursuit of wealth and generous in their giving. The foundation of Chris' success as an entrepreneur, investor and philanthropist is built on his belief that "when good people make good money, they do great things". In addition to owning and investing in several multi-million dollar companies, Chris uses his online course, The Money Principles, his two mastermind groups and his exclusive 1:1 business coaching to help countless clients earn six and seven figure incomes.

Lori and I were coaching separate groups recently, and when we came together to talk about how the sessions went, we realized a lot of entrepreneurs are facing four similar challenges. We've noticed that many business owners are up against an audience problem, they're not providing value to their audience, their content is stale, or they're comparing their chapter one effort to someone else's chapter nine results. It's so powerful to hear the truth and bring some self awareness around what's really holding you back, and we hope that this conversation can shine a light on how you can reach your true potential. IN THIS EPISODE, WE TALK ABOUT: Growing your audience in accordance with the size of your goals Examples of how we add value to our audience before we ask them for anything in return What we notice about our social media numbers when we put out original, fun content Our perspective on healthy comparison The number one move that helps jumpstart your growth RESOURCES Want to learn the truth about how to get your online business off the ground? Check out our new course at joinbeonline.com! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

If you want to double your reach and earnings, you need to double your audience. I'm sharing how to do that fast and for free so that you don't fall into the trap of setting goals that are bigger than what your audience can provide you. I explain my approach to doing podcast tours and teaching in front of other people's groups. I also get into why it's so important to collaborate with your peers on text and email lists and how to make the most out of your podcast by trading bumpers or episodes with other like-minded hosts. IN THIS EPISODE, WE TALK ABOUT: The audience growth problem that I see with so many entrepreneurs, regardless of what stage of business they're in How to get your message out to 20,000 people per week The trend that I see with my audience numbers after I speak at other people's events Examples of how to create a win-win situation by teaming up with other people who have text and email opt-ins What it looks like to trade podcast bumpers or episodes RESOURCES Check out joinbeonline.com to learn more about our new course! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me HOST BIO Host of the top-rated podcast, The Chris Harder Show, Chris Harder uses his platform to empower entrepreneurs to become unapologetic in their pursuit of wealth and generous in their giving. The foundation of Chris' success as an entrepreneur, investor and philanthropist is built on his belief that "when good people make good money, they do great things". In addition to owning and investing in several multi-million dollar companies, Chris uses his online course, The Money Principles, his two mastermind groups and his exclusive 1:1 business coaching to help countless clients earn six and seven figure incomes.

The human experience, especially as an entrepreneur, can feel like a never-ending roller coaster. Lori recently had a day where she was feeling super low and in her head about the direction of her life, but she was able to snap out of it by talking to our new neighbors and sharing her business experience. We've realized that we're happiest when we're living our purpose, which for us means building something, working hard, and creating meaningful experiences with people that we love. By getting out of our own worlds and helping uplift someone else, we inevitably feel better and start climbing to the top again. IN THIS EPISODE, WE TALK ABOUT: Learning how to integrate more enjoyment along with work What it feels like when we spiral and we're in this temporary false reality The immediate mood shift that happens when you're of service to someone else Details about the launch of our new course RESOURCES Text BULLETPROOF to 310-421-0416 to take advantage of Early Access VIP pricing of our new course! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Whatever your greatest fear is, whether it's around your finances, your business, the economy, your health, your family, I want to assure you that whatever the worst-case scenario that you can dream up, it's probably not going to happen to you. But, if it did, I promise that it's not going to be nearly as bad as you think. Trust me, I've been there, done that twice. In today's episode, I talk about the two lowest times in my life when my biggest fears came true. Hitting rock bottom financially and losing my father, even though they were painful and challenging times to work through, have created so many amazing opportunities and transformed my perspective on life. IN THIS EPISODE, WE TALK ABOUT: Turning your rock bottom into your greatest motivator Transforming your mindset around your fears The amazing abundance, careers, and financial security that came out of losing it all in '08/'09 Reflecting on what makes mine and Lori's daily walks so meaningful Getting closer with my mom and spending quality time with family as a result of my dad's sudden passing RESOURCES Go to joinbeonline.com! Enrollment will open SOON and at an INSANE EARLY VIP PRICE! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I sold $330,000 of Ethereum back in October 2020 to contribute to the downpayment of our house. Eleven months later, that $330,000 would've been $5,000,000. Ouch. But, that's what happens when I go against my motto of 'invent new income, and outearn it.' I'm sharing the hack that Lori and I use when we want to offset the cost of something. Please, learn from my mistake and don't take your investments out early. Instead, roll up your sleeves, dig into your side hustle, and make your purchases and investments feel free with that extra paycheck. IN THIS EPISODE, WE TALK ABOUT: Why you don't want to pull your investments out early, no matter how tempting it is My #1 tip for retirement savings The rule of thumb for surviving a challenging economy How to get really clear on what your monthly bare necessities cost, and then outearn that RESOURCES Go to joinbeonline.com! Enrollment will open SOON and at an INSANE EARLY VIP PRICE! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

We've finally had some time to really reflect about our vacation to the Amalfi Coast and want to share some of our biggest takeaways from the trip. Our friend Rob Murgatroyd curated so many beautiful experiences as part of his Work Hard Play Hard Mastermind and we were able to really soak up the Italian culture, art, food, and fashion. We talk about getting clarity on how we're going to balance the joy and production containers of our lives, and our commitment to making time for new, enriching experiences in our week. We learned about the Italian saying "Dolce Far Niente," which means the sweetness of doing nothing, observing beauty, and enjoying life in the moment. Lori and I want to take time to be more present in our everyday lives and worry less about things that we don't have control over. This trip proved to us that a vacation doesn't have to be just a moment in time一we can extend this sense of peace and wonder into our everyday lives. IN THIS EPISODE, WE TALK ABOUT: Examples of how Italians value both form and function, and beauty for beauty's sake Why we're cutting off work at 1PM on Fridays for the next few months Applying deeper meaning to our beautiful life together and taking away the power that stress has Finding magic in connection and conversation when business isn't the main topic The benefits of getting out of your environment and day-to-day comfort zone RESOURCES Blue Mind by Wallace J. Nichols Text BULLETPROOF to 310-421-0416 to get VIP Early Access to our upcoming course! Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I read a headline the other day about Elon Musk laying off 10% of the Tesla staff because of predictions about an upcoming recession. I can usually see through the BS clickbait headlines, but this one really got me down. Instead of staying in that funk, I decided to dig a little deeper and realized that the dramatic headline was way off from the truth about what's going on at Tesla. This was a great reminder for me that skewed data and scandalous headlines can make us feel positive and take action, or feel negative and freeze. I'm sharing how to spot when data is taken out of context and why it's so important to surround yourself with positive propaganda. I promise that what I'm putting out there will always be based on facts and I'll continue to offer solutions, including mine and Lori's course that will bulletproof you for whatever happens with the economy. IN THIS EPISODE, WE TALK ABOUT: Recognizing your reactions to misleading, provocative headlines Doing your due diligence and getting facts about what's going on in your arena Recapping what a recession actually is and why it doesn't have to slow you down Why I've committed to making more money this year than I did last year My promise to be the voice of reason and possibility RESOURCES Text BULLETPROOF to 310-421-0416 to get VIP Early Access to mine and Lori's new course! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

In a challenging economy, you don't have to slow down. As a matter of fact, you can thrive, make more money, and get more bang for your buck. By just adding 10% for every 1% that the GDP is down in four areas, you can make more sales and come out on top. I share ways that you can add 10% more time, effort and added value to your customers, plus why it's a good idea to add more to your marketing and advertising budget. Now is the time to invest more in your team, whether that's mentors and coaches, or employees and contractors. Lastly, securing 10% more credit can help make up for any cash flow interruptions that you might experience. Listen in to learn more about my mathematical formula for business owners to prosper in a difficult economy. IN THIS EPISODE, WE TALK ABOUT: A recap on what a recession actually means The four areas where you should be adding more time and money when you're in a down economy Simple ways to add value for your customers Proof that companies are investing in people that move the needle, regardless of what's going on in the economy Why you shouldn't be afraid of increasing your line of credit RESOURCES Text BULLETPROOF to 310-421-0416 to get on the VIP Early Access list for our upcoming course about how to make yourself bulletproof during a challenging economy! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Our recent trip to Italy is the perfect metaphor for wanting something versus deciding to do something. Lori and I break down the layers of decision that it took for us to actually follow through and take this vacation, plus something really valuable that we learned from our friends about deciding to have a good life. We think it's important to put markers in your year and create memorable experiences for yourself, even if it's something local. Listen in to hear our reflections about our time on the Amalfi Coast and how we're committing to getting outside of our element at least once a week from now on. IN THIS EPISODE, WE TALK ABOUT: The difference between wanting a good life and deciding to have a good life Why things will never slow down unless you plan for them to slow down Surrounding yourself with positive reinforcements to solidify your decisions Practicing integrity and following through with your decisions Budget-friendly ideas for how to get outside of your normal life RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

It's easy to look at influencers and think, man, that's the good life. They get free products, they live in nice houses, drive beautiful cars, and they don't have any financial stress. But, what people choose to show on social media is often the highlight reel and we're not seeing the tough decisions and the bold moves that it takes to get to those perks. I'm joined by Stevie and Sazan Hendrix, two internet moguls who know all about that. Stevie and Sazan are redefining what it means to live the good life, embracing simplicity, and pulling back the curtain on what it's really like to be a social media influencer. We talk about how they balance being both grateful for what they have and also hungry for more, and the three things they do to stay grounded in their chaotic world. They break down how they deal with harsh comments and emphasize the crucial role that their strong faith plays in their success. Stevie and Sazan also share inspiring stories about their family heritage and talk about the foundation of their cross-cultural relationship. IN THIS EPISODE, WE TALK ABOUT: Finding ways to protect your peace when you're an online figure Recognizing the beauty in the ordinary and living an intentional life Understanding that challenge and good can coexist at the same time Expressing compassion for people who spread hate The sweet spot where you're you're not pursuing so much that you've lost your way, but you also have enough where you don't want for anything Stevie's number one piece of advice for financial freedom How Stevie and Sazan stay rooted in their relationship to God RESOURCES Text BULLETPROOF to 310-421-0416 get on the VIP Early Access list for my upcoming course! Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH STEVIE & SAZAN Follow Sazan: @sazan Follow Stevie: @stevie_hendrix Listen to The Good Life with Stevie and Sazan CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

I'm sharing a quick financial rule called The Rule of 72 that I wish somebody would have not only taught me when I was younger, but shaken me by the shoulders and made me fully understand the value of this calculation. You can use The Rule of 72 to determine how quickly your money can double. It's simple: take the number 72 and divide it by the rate of return you're getting on your investment, and it tells you what year it will double. Some of the greatest investment minds suggest buying mutual funds that invest in index funds. When you average out all the ups and downs, the S&P has averaged 10.7%. So whether you're in your early 20s and just starting out, or you're like me in your 40s (or beyond) and thinking about retirement, it's never too late to plant it, set it, and forget it. IN THIS EPISODE, WE TALK ABOUT: How the Rule of 72 works Warren Buffet's investing advice that has always stuck with me Examples of what it looks like to invest conservatively vs. aggressively How inflation comes into play with The Rule of 72 Details about how my new course can help you take advantage of compounding interest RESOURCES Text BULLETPROOF to 310-421-0416 to get on the Early Access VIP List for the Be Online personal branding course Text DAILY to 310-421-0416 to get daily Money Mantras or Business Perspective messages to boost your day. CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori came to me the other day and wanted to have a conversation about what's really going on in this uncertain economy, what I think is coming in the future, and how we can prepare ourselves so that we don't experience a repeat of 2008/2009 when we had to start over from scratch. So many of us are scarred from The Great Recession, but the reality is that there are so many news outlets that rely on fear mongering techniques that make people freeze in fear. In today's episode, I explain how we've ended up in this rapid inflation situation, why a recession is usually a self-fulfilling prophecy, and three ways that you can bulletproof yourself for whatever's coming down the pipeline. IN THIS EPISODE, WE TALK ABOUT: Navigating negative propaganda about the economy Debunking myths about economic recessions Taking a critical look at your monthly spending habits Ideas for how to create a new income stream Why I always suggest having a 12 month reserve in your savings account The single thing that will set us apart from having another '08/'09 situation RESOURCES Text BULLETPROOF to 310-421-0416 to get VIP early access to my new course. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me

Lori and I are joined by the legendary entrepreneur, speaker, and performance coach Ed Mylett to talk about his latest book, The Power of One More, and so much more. We discuss overcoming limiting beliefs from his unstable childhood, rethinking the 24-hour day, and his top tips for staying present and enjoying the downtime when you're addicted to achieving like we are. He breaks down his strategy of 'one more' that's helped transform his relationship with pain and achieve so much success. We also get into the impact that intention and faith have on his life, plus what readers can expect to learn from his new book. IN THIS EPISODE, WE TALK ABOUT: The surprising role that money plays in your happiness A simple but effective way that Ed has transformed the standards that he holds himself to The genius time management strategy that Ed teaches to the elite performers that he works with The unexpected difference between successful and unsuccessful people How Ed is finding more equanimity and peace in his life What the Reticular Activating System is and how you can change your reality by harnessing it Why it's important for people to show up for their purpose and chase the next evolution of themselves The power of taking a step based on intention RESOURCES I'm giving away a free copy of Ed's book to the first 50 people who tag @edmylett, @loriharder, and @chriswharder on Instagram and share one of their takeaways or one of their breakthroughs from this episode! Text BULLETPROOF to 310-421-0416 to get early VIP access to my new course. Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day. CONNECT WITH ED Follow Ed: @edmylett Buy Ed's new book: The Power of One More: The Ultimate Guide to Happiness and Success Visit Ed's website: edmylett.com Listen to The Ed Mylett Show CONNECT WITH LORI Follow Lori: @loriharder Follow Lite Pink: @drinklitepink Follow Earn Your Happy: @earnyourhappy Follow Girlfriends & Business: @girlfriendsandbusiness Listen to Girlfriends & Business Listen to Earn Your Happy CONNECT WITH CHRIS Follow Me: @chriswharder Visit My Website: https://chrisharder.me ABOUT ED Ed Mylett is a globally recognized entrepreneur, performance coach, and speaker. He got his start in the financial services industry, achieving incredible success that eventually earned him a spot on the Forbes 50 Wealthiest Under 50 List. Since then, he has spearheaded a range of ventures, spanning technology, real estate, health, food/nutrition and more . Ed is the best-selling author of #MaxOut Your Life, and new book The Power of One More (Wiley, 6/1/2022). He has grown his online audience to more than 3 million followers in just four years. His weekly podcast, The Ed Mylett Show, features such diverse thought leaders and peak performers as: Megyn Kelly, Barbara Corcoran, Martin Luther King III, David Goggins, Vivica A. Fox, Tony Robbins, James Clear, Kurt Warner, and Jaime Kern Lima. Ed also regularly inspires audiences ranging from small gatherings to mega-venues of 50,000+ attendees, and online audiences in the hundreds of thousands.