So Money with Farnoosh Torabi

<p>Why are people discouraging me from paying off my mortgage if it will be financially liberating for me? I just got laid off... do I take unemployment or work part-time? Should I open a 0% APR interest rate credit card and transfer my student loan balance to that to avoid interest? Answering these questions and more on <em>Ask Farnoosh </em>this week.</p><p>For more information visit <a href="http://www.farnoosh.tv/podcast/">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Josh Spodek has quite the resume. He holds FIVE Ivy League degrees including a PhD in Astrophysics, he's led seminars in leadership, entrepreneurship and sales at Harvard, Princeton and MIT, he's studied under a Nobel Prize winner and helped build an X-Ray observational satellite for NASA and holds six patents.</p><p>He also serves as an adjunct professor at NYU, as well as a leadership coach and workshop leader at the Columbia Business School. He's also a columnist for Inc. He's the founder of Spodek Academy and out with a new book called <a href="https://www.amazon.com/Leadership-Step-Become-Person-Others/dp/0814437931/ref=sr_1_1?ie=UTF8&qid=1486501089&sr=8-1&keywords=joshua+spodek">Leadership Step by Step: Become the Person Others Follow.</p><p></a></p><p>The topic of the day is leadership and how some of us are natural born leaders. We also discuss the difference between managing and leading and that time Josh was asked to step down as the leader of a company he founded. A wake-up call for Josh and an inspiring lesson that led to his work today.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>From subsisting on Taco Bell and living in a garage at 40...to becoming a #1 New York Times bestselling author and coach earning more than she ever imagined, our guest is going to share how we can all master the mindset of making wealth. Jen Sincero is the author of the New York Times best-seller "<a href="http://www.jensincero.com/store/">You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life</a>" and has now released a follow-up called "<a href="http://www.jensincero.com/store/">You Are a Badass at Making Money: Master the Mindset of Wealth</a>." In her latest book, she combines personal essays and advice to give readers the roadmap to a wealthier life. Jen is also a success coach and motivational speaker. She has spent more than a decade traveling the world to help people transform their lives and their bank accounts. Learn why she was always a little afraid of making more money. It had something to do with her relationship with her father. And, how to get over a victim mentality when it comes to you and your wealth.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Once I pay off my credit card debt can I lower the spending limits... how will this affect my credit? My income is variable... what happens if I open a Roth IRA this year and earn more than the income limitation? I opened a traditional IRA but is a Roth better? Answering these questions and more on this week's Ask Farnoosh.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Have you ever thought of quitting your job? Maybe you're too stressed and you need to get out now before you find the next thing? Or maybe you just want to travel for a bit to clear your head? This idea of taking time off of work without having a job lined up is becoming increasingly popular. But then,the thought can be scary because of the unknown. It's a big risk. In the current April issue of O, The Oprah Magazine I tackle how to best afford this move. How much money to have saved, how to secure health insurance and how to make a great comeback when you're ready to work again.</p><p>In the column, I got to speak with some women who did this in all different circumstances and one woman in particular, Kristen Field. She's joining me on the podcast today to talk more about her personal experience, what she did with her time off and how she found work when she was ready to come back. How do you know when it's time to quit? How can you position a break on your resume so it doesn't look like this gaping hole?</p><p>A little bit more about Kristen: She's now an independent consultant supporting the President and CEO of Lifeway Foods, Inc. and supports Step Up as the National Interim Coordinator of Expansion and Fundraising. Prior to her roles now, she worked as a Director of Finance for an Aldermanic campaign in Chicago's 38th Ward.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>You know I LOVE real estate. I encourage you to share your questions for Ask Farnoosh. It's a topic I love. So I'm really excited to bring back today's guest, Scott McGillivray. You probably know him from HGTV's Income Property or <a href="http://www.hgtv.ca/shows/moving-the-mcgillivrays/">Moving the McGillivrays</a> but Scott is teaming up with <a href="http://owners.com/">Owners.com</a>, which is an innovative online brokerage that offers tools and services to help buyers and sellers save money AND time. I'm all for that.</p><p>If you want to know more about Scott's money past and the best day of the week to buy a home go back and check out his <a href="http://podcast.farnoosh.tv/2016/04/scott-mcgillivray/">initial So Money interview in EP 398</a>.</p><p>In our conversation today, we talk about where the market is headed in 2017. Is this going to be a more expensive market for buyers, a cheaper market for buyers? How are interest rates going to drive the marketing? The financial sacrifices perspective homebuyers are willing to make to buy that home, because so many of us just want to become homeowners. At the same time, some people are just better off renting, and Scott has his take on who should buy and who should just rent.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How can you help your parents if they're behind on their retirement savings? Should you put extra payments toward your mortgage? What should you ask for in a relocation package? Answering these questions and more on this week's <em>Ask Farnoosh.</p><p></em></p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>You all know by now that I'm a big believer that when women earn more and participate in leadership roles the world is a better place. Today's guest is is the National Managing Director of the Deloitte Women's Initiative (WIN). Which is helping to achieve just that. Deepa Purushothaman is our guest today and through WIN, she works to help build opportunity, enrichment and new thinking around talent and inclusion in the workforce so that all leaders, especially women, thrive. She also leads the Social Impact service line of Deloitte Consulting LLP and has a lot of experience working in the private sector. Previously, she was part of the Telecommunications, Media and Technology practice where she helped clients nationally and globally to redefine their company evolution. In this episode learn about the financial hardship growing up that shaped the way she thinks about and runs her financial life, the critical business meeting years ago that defined her leadership style and what she thinks about whether women should take a page out of the male playbook when it comes to succeeding in the workplace.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Do you want to be your own boss? My guest today is author of the new book "<a href="https://www.amazon.com/Boss-Bitch-Simple-12-Step-Charge/dp/0451495861/ref=sr_1_3?ie=UTF8&qid=1486500676&sr=8-3&keywords=Nicole+Lapin">Boss Bitch: A Simple 12-Step Plan to Take Charge of Your Career</a>." Nicole Lapin is here. In her new book she talks all about embracing confidence to be a boss at work, at your company and in life. </p><p>More about Nicole... she's also the author of the <em>New York Times </em>bestseller <em>Rich Bitch </em>and the star of the nationally syndicated business competition reality show <em>Hatched.</em> You can also catch her in <em>Redbook Magazine </em>every month as their resident money columnist. She's been on <em>So Money </em>before on <a href="http://podcast.farnoosh.tv/2015/03/nicole-lapin/">EP 57</a>.</p><p>Lots of great books on the market today related to women in the workplace and how to succeed. Nicole shares what differentiates Boss Bitch and how to tap into your inner badass to succeed at anything. To tell a great story you have to be brutally honest and Nicole is an open book. She shares the tough battles she's faced in her career, including lawsuits and failures. And we can't talk about women and work without getting real for a moment about how your career ambitions can impact your personal life. Nicole addresses female fertility and her decision to freeze her eggs, as a way to take control and better map out motherhood. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>My dad thinks renting is a waste of money but am I too young to become a homeowner? What exactly is home equity? If my wife and I want to buy a home in the next 5 years is saving the money in a Betterment account a good strategy? Just received a work bonus... where should I allocate the funds? Answering these questions and more on this week's <em>Ask Farnoosh.</em></p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Maybe you knew this about me? I was a total theatre junkie in high school and college. I acted, I directed. I minored in theatre. I think that if I was more risk-taking I would have pursued acting as a career. But then I just saw LaLa Land...and saw how excruciating the audition process is in Hollywood. I'm not sure I would have lasted long.</p><p>Ilana Levine is an actress who has appeared in multiple films, plays and TV shows...and the host of a new podcast called Little Known Facts where she interviews fellow performers about their lives, careers and of course all the juicy things you can't just find online about them. Like, did you know that Laura Linney was raised by a single mom in New York and spent her days after school as a latch-key kid? And Matthew Broderick was supposed to star in a breakout role with Sally Field, but then the director of the film passed away and the project never happened.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How would you describe your money, or your relationship, with money in one word? Some of us might use the word “complicated." Others might say their relationship is “automatic”, which is definitely true in my life. Leanne Jacobs wants us all to have a beautiful relationship with money. So, what does that mean?</p><p>Leanne Jacobs is a dear friend and a friend of the show. She was actually on <a href="http://podcast.farnoosh.tv/2015/01/leanne-jacobs/">episode 16</a> (one of our first shows in 2015 when we launched). She is a holistic wealth expert. Leanne’s out with a new book now entitled <a href="https://www.amazon.com/Beautiful-Money-4-Week-Wealth-Makeover/dp/0143111515/ref=sr_1_1?ie=UTF8&qid=1484756594&sr=8-1&keywords=Leanne+Jacobs"><em>Beautiful Money: The Four Week Total Wealth Makeover</em></a>. The promise of the book is this: “Connect and align your inner self with clear and specific external actions and you can achieve true wealth.”</p><p>Her book is based on her popular <a href="http://programs.leannejacobs.com/"><em>Beautiful Money Course</em></a>, and she also has the <a href="http://leannejacobs.com/series/beautiful-money/">Beautiful Money Podcast</a>, where I was a guest on the show. I have to admit, when I first heard the concept of“beautiful money”, I thought it was a little abstract. And I thought it was going to get a little too woowoo for my taste because, you know, I’m pretty rational and pragmatic. I like action driven steps and so I was happy to hear that it really delivers just that.</p><p>Leanne doesn’t tell you to light candles and do sciences and repeat money mantras in your head. Instead, she really talks about how we can be accountable to ourselves, the shifts and changes that we need to make to really align our values with our money and achieve thus, beautiful money. I urge you, if you want to learn more about Leanne, go back to <a href="http://podcast.farnoosh.tv/2015/01/leanne-jacobs/">episode 16</a> where she talked about her own volatile journey with money and work and the vicious cycle that a lot of us get in to chasing the money, right?</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Should I try and buy a home? How should my husband and I tackle our student loan and credit card debt? My company is making us sign new contracts... is now a good time to bring up a raise? Answering these questions and more on this week's <em>Ask Farnoosh.</p><p></em></p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're going to learn how to make our mess our mojo today! I'm excited to bring back a lovely guest who's released a new book called <a href="https://www.amazon.com/Big-Life-Embrace-Monumental-Relationship/dp/1623368243/ref=sr_1_1?ie=UTF8&qid=1484751926&sr=8-1&keywords=the+big+life+ann+shoket"><em>The Big Life: Embrace the Mess, Work Your Side Hustle, Find a Monumental Relationship, and Become the Badass Babe You Were Meant to Be</em></a>. Ann Shoket, the former Editor-in-Chief of <em>Seventeen Magazine, </em>is here. If you missed her on the podcast the first time <a href="http://podcast.farnoosh.tv/2016/01/ann-shoket/">go back and take a listen (EP 328)</a>.</p><p>Millennial women want to have it all - they want the career that comes with the money, they want friendships and they want a relationship where they are loved and respected. Is it <em>really </em>possible? Ann says YES. In the book, she provides actionable guidance from high-profile Millennial women who are on the quest to have it all. She wants to help the younger generation create their own version of the Big Life WITHOUT compromise. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>There’s a lot happening in the political world, to put it lightly. It's hard to keep up. I have a hard time just consuming the morning news. It’s especially hard to know what’s happening <em>outside</em> of the political realm. What are some of the other things going on in society from health, to sports, to business?</p><p>Our guest today is financial journalist, Vera Gibbons, who is trying to solve that problem with her new daily newsletter, <a href="http://nonpoliticalnews.com/">nonpoliticalnews.com</a>. It highlight’s the day’s news and shares stats and facts that are being overlooked by the mainstream media, given the heavy political news coverage today. It prides itself on not having bias or opinions - just delivering the news.</p><p>A little bit more about Vera.... she and I have known each other for over a decade. She was the former financial contributor with CBS’s <em>The Early Show</em> and has also worked as a correspondent for CNBC’s <em>High Net Worth. </em>She still appears regularly on national news networks.</p><p>With Vera, we talk about how with a full-time job, she started this side gig, nonpoliticalnews.com, and how it’s really taken off. She takes us behind the scenes. Plus, her success with New York real estate starting with a little tiny studio that she bought from none other than Walter Cronkite. And what she thinks of the future of social media.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Should I put money that was gifted to me in a money market account? What type of supplemental retirement account is best? What will happen if you request forbearance on your student loans? Answering these questions and more on this week's <em>Ask Farnoosh </em>episode.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Is it the year for you to earn MORE? It's no secret I'm a huge fan of making as much money as you can and want…and leverage a side-hustle to boost income. Today's guest, Jeff Tennery, is the founder of Moonlighting. It’s the first nationwide mobile marketplace where anyone can hire or be hired in any community in the country. Jeff is a recognized expert on the gig economy and has been featured on news outlets nationwide on the topic including <em>CNBC, The Wall Street Journal, Huffington Post</em> and many others. Before founding the company, Jeff spent over 25 years in senior executive leadership roles at Verizon, AT&T Wireless, nTelos and Millennial Media. He’s also got a great, big family – 5 kids!</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Many of you write in to Ask Farnoosh and ask questions about how to set your children up for their financial futures or how to best teach them about money. I'm right there with you. Evan is almost 3 and I have him hand the cashier the cash when we check out at the grocery store. Maybe he's understanding that in order to go home with stuff we need to give something in exchange and that money is currency. Time will tell.</p><p>Beth Kobliner is a leading personal finance authority whose first book, <a href="https://www.amazon.com/Get-Financial-Life-Personal-Twenties/dp/0743264363"><em>Get a Financial Life: Personal Finance in Your Twenties and Thirties</em></a><em>, </em>became a New York Times bestseller. For years and STILL it was THE money book you gave to all your friends, kids, grandkids graduating from college. Years later, Bethis out with a new book <a href="https://www.amazon.com/Make-Your-Money-Genius-Youre/dp/1476766819"><em>Make Your Kid a Money Genius (Even If You're Not)</em></a><em>. </em> In it, she shares practical advice for teaching toddlers to young adults how to be smart with money.</p><p>Some more about Beth... . In 2010, she was elected by Obama to be a member of the President's Advisory Council on Financial Capability, where she created <a href="http://moneyasyougrow.org/">MoneyAsYouGrow.org</a>, a resource to help kids develop some money skills.</p><p>Beth has some fresh and relevant advice to share on the show about how to raise money conscious children...and why bribing your kids to do well in school or do their chores with money is a wasted effort.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How can you lower your interest rate on your mortgage? What's my favorite app for teaching college kids how to be responsible with their money? Should you take a career risk and join a company as their first employee? Answering these questions and more on this week's <em>Ask Farnoosh.</p><p></em></p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How much is your self-worth tied to your net worth? Do you even know what your net worth it? Our guest today is on a mission to help people, especially women, increase BOTH their self and net worths. My friend Amanda Steinberg, genius founder of the personal finance website DailyWorth and the investment platform WorthFM has a new book called <a href="https://www.amazon.com/Worth-Your-Life-Money-Terms/dp/150114099X">WORTH IT: Your Life, Your Money, Your Terms</a>. What are the some of the silly stories we tell ourselves and society tells women around money? How was Amanda's unruly upbringing a big inspiration for the book's message? And also, what happened when Amanda got seated next to Oprah Winfrey at an event last year? </p><p>By the way, Amanda was on <a href="http://podcast.farnoosh.tv/2015/02/amanda-steinberg/">So Money Episode 40</a>. Tune into that to learn about her financial upbringing, money failures, financial wins and so much more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>As the saying goes: "Dress for the job you want, not the one you have.”</p><p>But, ok. What if you can’t exactly wear Prada to work each day? And the affordable options just don’t fit right or are made of lousy materials?</p><p>That’s where today's guests enter. Dorie Smith and Emelyn Northway are the co-founders of Of Mercer, career wear for the modern professional woman.</p><p>They met one fateful day while both attending business school at the University of Pennsylvania. They spotted each other across a crowded room because – guess what? They were wearing identical outfits.</p><p>They initially launched the brand back in 2013 as an ecommerce site. The company has received praise from top media outlets including <em>The New York Times, Forbes </em>and <em>Inc. Magazine.</em> Last year they finally opened their first brick and mortar store in New York City.</p><p>So how do two business students – with no experience in fashion – get the know-how and raise enough money to start a successful fashion line? And how to know when pairing up with a business partner makes sense?</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Should I move from NYC to Australia and will I be able to find a job there? Should I roll over my 401k from my old employer into my new 401k or a Roth IRA? I answer this and more on this week's <em>Ask Farnoosh</em>.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Raise your hand if you went through a quarter life crisis? I sure did. It was more like a quarter life hyperventilation/nervous breakdown. I was in a movie theatre with my brother watching the movie BIG FISH, that Tim Burton movie with Ewan Mcgregor and Albert Finney (aka Daddy Warbucks!) TEARS streaming down my face during this film. It wasn’t because it was a particularly sad movie. I just couldn’t get my mind off of work and the stress and the lack of sleep and how my boss was a total monster and on and on and on. I was also $30,000 in debt. I could have really used today’s guest for help back then. Success coach and entrepreneur Emily Williams works with female entrepreneurs all over the world and helps them overcome the financial, emotional and all other obstacles standing in front of their way. At one point Emily, herself, had $30K in credit card debt and $90K in student loan debt. She had a meltdown in her 20’s and we’ll talk about how she managed to turn things around. When she finally got the idea to launch her own coaching business she went from making just $442, hitting six-figures by month six and growing it to seven figures in under 18 months. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I'm a big believer in never underestimating a child's ability to learn about money at an early age. Researchers at Cambridge University discovered that kids can learn and take on good money habits by the age of 7. Meantime, a new study by Acorns, the micro-investing app, found that nearly two out of every five millennials say they feel anxious when thinking about daily expenses, especially debt. And more than half surveyed felt their formal schooling left them ill-prepared for success. Today's guest is working to give young adults a better chance at managing their money well. Ted Gonder is the co-founding CEO of <a href="http://moneythink.org/">Moneythink</a>, a national technology non-profit that helps young adults - particularly first-generation college students - build financial health through mentorship programs and mobile apps.</p><p>It first launched in 2009 and since then has trained over 1,500 college leaders to serve as financial mentors and role models to over 12,000 teens across 17 states. In 2015, Ted was recognized for his work by being named to Forbes' 30 Under 30 list as the youngest in the finance category. He also served as the youngest appointee on the U.S. President's Council for Financial Capability for Young Americans under Obama.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Will a credit consolidation loan affect your credit score? Should you try investing in index funds if you're already investing in mutual funds? Or should you build up an emergency fund or pay down student loans? I answer these questions and more on this week's <em>Ask Farnoosh</em>.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I'm the worst self-employer. I'm only giving myself like 4 weeks of maternity leave. And the only way I'm affording this is working my butt off in the months before and the months after. But honestly, I am also extremely lucky. I get to decide what works for me, as an entrepreneur. I can afford to hire the support I need to help my family and to help my business. I'm very fortunate, too, in that I have a husband who values his family and prioritizes it over his work. His company provides four weeks of paid maternity leave, too, for dads. Not bad.</p><p>The issue of opting out and "family leave" is a topic I am deeply interested in and when I heard that our next guest had a book coming out on this issue, I jumped at the chance to invite her on the show. LisenStromberg is here and she's the author of the new book <a href="https://www.amazon.com/Work-Pause-Thrive-Parenthood-Without/dp/1942952732">Work Pause Thrive: How to Pause for Parenthood Without Killing Your Career</a>. Lisen took time off after having her second child but then pivoted to another career shortly thereafter. In her research, she interviewed 186 women and surveyed 1,500 women to detail how other successful mothers leveraged their time off from work to achieve their personal and professional goals.</p><p>Opting out comes at a cost, of course. And Lisen breaks down the financial trade-offs families need to consider when making the decision to leave a job temporarily. we also discuss the good pressure Millennials are placing on workplace norms to give workers more flexibility and family support. And the $1.6 million she walked away from to opt out of the workforce.</p><p>More about Lisen: She is also the CEO and Founder of <a href="http://prismwork.com/">PrismWork</a> where she and her team work with companies, leaders and advocates to ensure women and Millennials thrive in the workplace. She is also the COO of the 3% Movement, which is committed to changing the ratio of women in leadership in the advertising industry. Lisen was once a marketing and advertising executive herself.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How involved are you within your company? Do you like the culture there? Do you connect with your coworkers or do you feel like you're just going in every day, sitting down at your desk and getting straight to work? I ask because our guest today is Erica Keswin and she's all about understanding the dynamics and relationships of people and technology in the workplace.</p><p>This past fall she founded <a href="http://www.ericakeswin.com/the-spaghetti-project/">The Spaghetti Project</a> in her living room with a group of fifty people. She got the idea to start the company after reading a 2015 Cornell Study that found that eating meals together improved firemen's performance. Intrigued by this idea she wondered how it was possible to get people to connect more with friends and colleagues in the workplace. So she started her research company to identify how smart companies are making this connection.</p><p>But I think what really makes this interview worth listening to is the story of Erica's past... as a child, money was tight. Her mom, especially had a hard time, getting stopped at a store for shoplifting. It was a turning point for her. Listen to how it's impacted her financial life today.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of <em>Ask Farnoosh </em>I answer your biggest questions about what your other retirement account options are if your employer's have high fees, where to park the money you're saving for a downpayment in the meantime and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I'm so excited to bring back our guest today. She's talking about a new era of feminism. That's been a big topic of conversation since the Women's March a few weeks ago. And we have to keep the momentum going. Sallie Krawcheck is back and she's out with a new book, <a href="https://www.amazon.com/Own-Power-Women-at-Work/dp/1101906251/ref=sr_1_1?ie=UTF8&qid=1485444146&sr=8-1&keywords=Own+It+Sallie+krawcheck">Own It: The Power of Women At Work</a>. It's her first book and in it she discusses the ways in which women can effect change, especially in business. She brings advice stemming from her life as an entrepreneur, as well as the former CEO of Smith Barney and Merrill Lynch Wealth Management, and the CFO of Citigroup.</p><p>Sallie's been on <em>So Money </em>before... go back and listen to <a href="http://podcast.farnoosh.tv/2016/02/sallie-krawcheck/">EP 349</a> if you missed it. It was right before Ellevest, her investment platform had launched, so we'll talk a bit more about how the company's doing, as well as the biggest financial mistake women are making. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I received a book shortly after the election results that put a big smile on my face...I really needed it. The book is <a href="https://www.amazon.com/Company-Women-Inspiration-Artists-Entrepreneurs/dp/1579655971">In the Company of Women</a>. You have to read this and it's a great gift. The author GraceBonney profiles 100 female entrepreneurs of all ages, races, backgrounds and industries to share their practical and inspirational advice. It's a gorgeous book with outstanding photography, a book that you'll want to proudly display in your home. </p><p>Grace is a small business owner, herself. She's the founder of <a href="http://www.designsponge.com/">Design*Sponge</a>, a daily website for the creative community that she launched back when she was only 23 years old. Today, it reaches nearly 2 million people per day and has been dubbed "Martha Stewart Living for millennials."</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of <em>Ask Farnoosh </em>I answer your biggest questions about how to find stocks on sale, what to do with the extra income you're earning from a freelance job and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Rachel Blumenthal is the founder of <a href="https://www.rocketsofawesome.com/">Rockets of Awesome</a>, which is this really smart company that I’ve actually engaged with. How it works is if you’re a parent or someone who wants to gift clothing to children, you can go on the website, sign up for a membership. They ask you a series of questions about your child; age, measurements, but also the taste of your kid. What kind of a kid do you have? Is he or she active? They gather all that information, all that intel and send you a personal box to your door with about 12 items for your child. It’s really functional, really affordable, and the clothing is very unique. I have to say, as someone who’s now been buying clothes for little people for the past two, three years. It gets very redundant. When you go on the playground, a lot of the kids are wearing the same things. It’s nice to find a resource, like Rockets of Awesome, that kind of does a lot of the work for you, brings the clothing to your house, catered to your family, and for very affordable price points.</p><p>Prior to starting this company, she was the CEO of Cricket’s Circle, a trusted resource and editorial engine for everything baby and toddler. Her insights from Cricket’s Circle led her to the birth of Rockets of Awesome.</p><p>Another fun fact about Rachel; she is the partner of Neil Blumenthal. Of course, if you watched <a href="http://www.cnbc.com/follow-the-leader/"><em>Follow the Leader</em></a> on CNBC, you remember Neil. He is the co-founder of <a href="https://www.warbyparker.com/">Warby Parker</a> along with Dave Gilboa. Of course, Warby Parker is, as they say in the tech world, in the entrepreneur world, a unicorn valued at over a billion dollars. They know how to run businesses and so does Rachel.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We are obsessed with young retirees on <em>So Money</em>. And when I read about today's guest, I booked her immediately. Kristy Shen believes to be Canada's youngest retiree, calling it quits from her 9 to 5, along with her husband Bryce, at 31 years old. Today, they're traveling the world with $1 million in the bank (earning interest).</p><p>Learn the inner financial workings of their early retirement strategy: how much they saved, how they invested their money and how much they're living of of now...and why they have no plans to ever make more money.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of <em>Ask Farnoosh </em>I answer your biggest questions about whether it's worth it to purchase a car out of state to avoid paying higher taxes, how to stop the feeling of anxiety when pulling from your emergency fund and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today we're talking about reverse-engineering your career and other opportunities. If you've ever caught yourself saying, "Someday that'll be me," or "Someday I'd love to do this..." Well, let today be the day you finally map out the plan. There's something to be said and taught about FIRST figuring out who you ultimately want to be or what you want to do...analyzing how to get there, the mechanics, connecting the dots and then creating that experience for yourself. </p><p>Our guest today Amanda Kludt has her own experience with this. She landed her current role as the Editor-in-Chief of <a href="http://www.eater.com/">Eater</a> by keeping her eye on the prize and implementing great strategy.</p><p>Eatery, for those who may not know, is a popular guide to dining and drinking in the world's best food cities. Since becoming the site's Editor-in-Chief Amanda's expanded their reviews, investigative journalism and even targeted topics like why aren't there more women in the restaurant business? She's also responsible for helping the website score four James Beard Awards, it's the highest honor in food journalism. The New York Daily News calls her one of the 50 most powerful women in New York. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Today's guest was coding by 8 years old, starting her first business at 12, dropping out of high school at 15 and then launching her primary business, at 19.</p><p>Jessica Mah the CEO of inDinero is joining us today. The Y Combinator seed accelerator called her the "closest thing they have to a female Mark Zuckerberg" after graduating with $1.2M in funding from them and she's also been featured on Forbes 30 Under 30. inDinero provides accounting and tax services for small businesses and while it's on a streak now, the company went through some growing pains after it first launched. In 2012, Mah fired all of her staff and started over. But by 2015, she was on the cover of Inc. for skillfully rebuilding inDinero to over 200 employees with an even better business model. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of <em>Ask Farnoosh</em>, I answer your biggest questions about if you should put that your position is a temp position on your resume when looking for a new job, my opinions on rent-to-own options, getting out of debt and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>How organized are you? I could spend hours at The Container Store. I love creating a place and space for everything...My mind works best when the space I'm in is calm and organized...Sometimes it keeps me up late. But it's just who I am.</p><p>And as we head into the new year with the goal to make our lives more streamlined and functional, I've invited BarbaraReich, The Queen of Clean on the show, she is the founder of a firm that specializes in the organization of people, their lives and physical space. Her company is called Resourceful Consultants. Whether you're a powerful executive or a busy parents her advice can help us find more harmony in our spaces, our homes, offices even our PHONES (my iPhone could use some decluttering)...and along the way her tips can help us improve time management. </p><p>Some more about Barbara... in 2014 she co-founded Never Caught Up, LLC which focuses on work-life integration, women empowerment and wellness. She is also the author of <a href="https://www.amazon.com/Secrets-Organized-Mom-Room-Room-ebook/dp/B008J4CI90">Secrets of an Organized Mom</a>.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>I love celebrating birthdays and the holidays but no matter how much I try to insist that family and friends DO NOT buy gifts for Evan we still end up with so many toys. People want to give and I love them for it...But what if there was a better way to channel that good will into something more meaningful for your children...? Today's guest is working on a solution. Tanya Van Court recently launched iSow.com, a site that helps our kids and the younger generation understand the true value of money, where young people can choose "goals" instead of goods in 3 key categories: saving towards the future, sharing with those who are less fortunate and spending wisely on things that matter. Then iSow creates a link that you can share with friends and family that are wondering what to gift you for the next occasion. The site is still in its infancy but has received over 1,000 members.</p><p>More about Tanya... before starting iSow, Tanya served as the Vice President of Partner Marketing at Discovery Education. She also worked at Nickelodeon as the Senior Vice President and General Manager of Preschool and Parenting digital products.</p><p>She's dedicated her career to the well-being of kids and is a mom, herself.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of <em>Ask Farnoosh </em>I answer your biggest questions about how long after you declare bankruptcy can you apply for a home loan, budgeting money separately from an emergency fund to take time off from work and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Our guest today went from $50,000 in debt and blogging about it ...to ,in just six short years, earning $20 million in revenue with said blog that has become a full-fledged media company.</p><p>And many of you, I'm willing to bet, are familiar with the website since it has over five million subscribers: ThePennyHoarder.com.</p><p>Our guest today is the founder and CEO Kyle Taylor.</p><p>Back in 2010 Kyle was saddled with massive student loan and credit card debt. He began blogging about his adventures of becoming debt free, making and saving money which led to the launch of the website. And under his leadership, the blog has grown from something that was mainly personal to one of the largest publications on the web with millions of readers a month.</p><p>More about Kyle... He was recently named on Business Observer's 40 Under 40 list. And fun fact: In his past life he spent about 6 years working in politics, on a campaign trail in charge of crafting media strategy, raising money and directing field workers. Makes sense why he's now able to be a CEO, right?</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>After the election, I made a vow to continue to promote successful women on the show and today is no different. Cindy Whitehead is a trailblazer for future female business owners. She invented the first ever FDA-approved "female viagra" drug called Addyi. The day after getting FDA approval Cindy sold the company for a whopping $1 billion.</p><p>Now she's running <strong>The Pink Ceiling</strong>, a strategy and investment firm launched in 2016 that's dedicated to finding and funding innovations for women. She's calling 2017 the year of the Pink-cubator and dedicating her all to promoting female start-ups - especially in the male-dominant STEM fields (science, technology, engineering, and mathematics.)</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of Ask Farnoosh I answer your biggest questions about getting your children set up with a credit card, the best apps for people looking to get a handle on their money in the New Year and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Here to set us straight in 2017 is one of my original So Money guests, David Bach. You know him well. David was featured during the podcast’s inaugural week back in January of 2015 along with Tony Robbins and Robert Kiyosaki. Since then he has traveled around the country, met with his readers and fans and from that has released a revival of the book that really set off his fame and changed the way we think about becoming rich. He debuted the book on the Oprah Winfrey Show in 2004 and now the <a href="https://www.amazon.com/Automatic-Millionaire-Expanded-Updated-Powerful/dp/0451499085/ref=sr_1_1?ie=UTF8&qid=1481811043&sr=8-1&keywords=the+automatic+millionaire+expanded+and+updated">The Automatic Millionaire</a> has been expanded and updated to reflect the fast-paced and, in some ways, challenging financial world we live in today.</p><p>So how have things changed, exactly? We talk about the evolution of tech and how that’s impacting our wallets, how to manage our money during a Trump presidency and the 3 words, David says, that will determine IF you will be rich.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>. </p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>Moms and dads: Imagine a world where you can find a qualified sitter for your child in 3 minutes. That's faster than when my Uber arrives most times. Thanks to the site UrbanSitter and its co-founder Lynn Perkins, this is actually the world we live in now.</p><p>Lynn is our guest on the show today. UrbanSitter is her third start-up to date and it is a venture-backed mobile and online service that connects parents and babysitters...kind of an OpenTable for babysitters. The company has raised $23M to date and growing fast. Lynn shares:The key to convincing a room full of Silicon Valley investors (mostly male) to give you money for your babysitting app?How staying busy has helped her save money.The going rate for babysitting nowadays. You might be inspired to make this a side gig. I did it in my 20s and it was a great source of extra income (not to mention parenting 101).For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In the last Ask Farnoosh of 2016 I answer your biggest questions about Employee Stock Purchase Programs, converting a Coverdell Education Savings Account, commission-free ETFs and more. </p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>It's our last installment of our 2016 highlights. This has been really fun, going back and listening to some of the top interviews of the past year. Today, we’re going to end with the theme of investing. We’ve talked a lot about this on the show. Our motto here is, “boring is better." Don’t try to game the system or beat the market. It’s better to just focus on the investments that are going to yield a positive return over the long run and won’t cost you a lot to invest along the way. Low fees are really the key.</p><p>Many of you write in to <em>Ask Farnoosh</em> about investing, how to do it and just even where to get started. It’s a topic that a lot of our guests, when I ask the question, “What’s one thing you wish you knew about money growing up?”, say they wish they knew more about investing. I’ve had guests on the show this year try to break it down for us in a way that’s digestible and easy to understand.</p><p>In our look back we'll hear from:<a href="http://podcast.farnoosh.tv/2016/06/j-l-collins/">J L Collins, <em>Author of The Simple Path To Wealth interviewed in EP 433</em></a><a href="http://podcast.farnoosh.tv/2016/02/sallie-krawcheck/">Sallie Krawcheck, <em>Co-Founder and CEO of Ellevest interviewed in EP 349</em></a><a href="http://podcast.farnoosh.tv/2016/10/ric-edelman-2/">Ric Edelman, <em>Author of Rescue Your Money interviewed in EP 481</em></a><a href="http://podcast.farnoosh.tv/2016/08/dan-ariely/"><em>Dan Ariely, Professor of Psychology and Behavioral Economics interviewed in EP 462</em></a> For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>We're heading into week two of our <em>Best of 2016 So Money </em>series. Today’s topic is Your Health and Wealth. There's lots of correlation between staying physically and mentally healthy and your bottom line. 2016 was a very popular year to talk about sleep.</p><p>In this look back we'll hear from:<a href="http://podcast.farnoosh.tv/2016/06/arianna-huffington/">Arianna Huffington, <em>Author of "The Sleep Revolution" interviewed in EP 435</em></a><a href="http://podcast.farnoosh.tv/2016/08/christine-hansen/">Christine Hansen, <em>Sleep Coach interviewed in EP 457</em></a><a href="http://podcast.farnoosh.tv/2016/05/christine-hassler/">Christine Hassler, <em>Life Coach interviewed in EP 420</em></a><a href="http://podcast.farnoosh.tv/2016/07/hal-elrod/">Hal Elrod, <em>Author of "The Miracle Morning" interviewed in EP 438</em></a>P.S. Have you left a review for <em>So Money</em> yet on iTunes? It would mean the world to me! Reviews are a very, very important way of giving a podcast attention and love in the iTunes store…which in turn lets the podcast be seen and heard. <a href="https://itunes.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085?mt=2">Just head to your iTunes app and leave a review.</a> Thanks in advance!</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>In this week's episode of Ask Farnoosh I answer your biggest questions about what to do if you're expected to get Christmas gifts for everyone in your family and you want to save your money, what to look for in a prenup agreement if you plan to sign one, if you should let your in-laws to be pay off your student loan debt and more.</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>

<p>The second installment of the year end wraps is on the topic of entrepreneurship and advice for aspiring business owners or brands. I know a lot of you are eager to launch or grow your own company, to be self-employed, call your own shots, that’s the dream, right? Many of my guest who have accomplished this admit that it comes down to the hustle, accepting failure, giving yourself some financial runway to take those risks and always being open and ready to pivot and change course.</p><p>In our look back we'll hear from:<a href="http://podcast.farnoosh.tv/2016/08/andrew-zimmern/">Andrew Zimmern, <em>Chef and Television Host interviewed in EP 450</em></a><a href="http://podcast.farnoosh.tv/2016/01/rebecca-minkoff/">Rebecca Minkoff, <em>Fashion Designer interviewed in EP 333</em></a><a href="http://podcast.farnoosh.tv/2016/02/clay-clark/">Clay Clark, <em>Serial Entrepreneur interviewed in EP 353</em></a><a href="http://podcast.farnoosh.tv/2016/09/jillian-michaels/">Jillian Michaels, <em>Fitness Expert and Coach interviewed in EP 474</em></a>P.S. Have you left a review for <em>So Money</em> yet on iTunes? It would mean the world to me... an early holiday gift! Reviews are a very, very important way of giving a podcast attention and love in the iTunes store…which in turn lets the podcast be seen and heard. <a href="https://itunes.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085?mt=2">Just head to your iTunes app and leave a review.</a> Thanks in advance!</p><p>For more information visit <a href="http://www.somoneypodcast.com">www.somoneypodcast.com</a>.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>